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[CARPENTER & COMPANY LETTERHEAD]
September 4, 2003
Mid-State Bancshares
1026 Grand Avenue
Arroyo Grande, California 93420
Gentlemen:
We hereby consent to the inclusion of the Fairness Opinion of Carpenter & Company in the Form S-4 Registration Statement of Mid-State Bancshares in connection with the acquisition of Ojai Valley Bank.
Sincerely, | ||
/s/ CURT CHRISTAINSSEN Curt Christainssen Executive Vice President |