SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,695,560 Net interest income 1,818,303 Loans and accounts receivables from customers and banks, net 40,109,498 Net fee and commission income 547,066 Loans and accounts receivables from customers at fair value, net 74,903 Result from financial operations 247,328 Financial instruments 8,192,817 Total operating income 2,612,697 Financial derivative contracts 13,153,397 Provision for loan losses (525,831) Other asset ítems 4,232,757 Support expenses (906,685) Total assets 68,458,932 Other results (105,861) Income before tax 1,074,320 Principal liabilities MCh$ Income tax expense (209,811) Deposits and other demand liabilities 14,260,609 Net income for the period 864,509 Time deposits and other time liabilities 17,098,625 Issued debt and regulatory capital instruments 10,737,355 Attributable to: Financial derivative contracts 13,053,417 Equity holders of the Bank 857,623 Other liabilities ítems 8,912,092 Non-controlling interest 6,886 Total equity 4,396,834 Total liabilities and Equity 68,458,932 Equity attributable to: Equity holders of the Bank 4,292,440 Non-controlling interest 104,394 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of December 31, 2024 The principal balances and results accumulated for the period ending December 2024 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ROMAN BLANCO R. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.695.560 Ingresos netos por intereses y reajustes 1.818.303 Créditos y cuentas por cobrar a clientes y bancos 40.109.498 Ingresos netos de comisiones 547.066 Créditos y cuentas por cobrar a clientes a valor razonable 74.903 Resultado de operaciones financieras 247.328 Instrumentos financieros 8.192.817 Total ingresos operacionales 2.612.697 Contratos de derivados financieros 13.153.397 Gasto de pérdidas crediticias (525.831) Otros rubros del activo 4.232.757 Gastos de apoyo (906.685) Total Activos 68.458.932 Otros resultados (105.861) Resultado antes de impuesto 1.074.320 Principales rubros del pasivo MM$ Impuesto a la renta (209.811) Depósitos y otras obligaciones a la vista 14.260.609 Utilidad consolidada del periodo 864.509 Depósitos y otras captaciones a plazo 17.098.625 Instrumentos de deuda y capital regulatorio emitidos 10.737.355 Resultado atribuible a: Contratos de derivados financieros 13.053.417 Tenedores patrimoniales del Banco 857.623 Otros rubros del pasivo 8.912.092 Interés no controlador 6.886 Total patrimonio 4.396.834 Total Pasivos y Patrimonio 68.458.932 14.260.609 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.292.440 Interés no controlador 104.394 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Diciembre de 2024 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Diciembre de 2024 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ROMAN BLANCO R. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC). The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions. The FMC is the banking industry regulator according to article 2 of the General Banking Law. which by General Regulation establishes the accounting principles to be used by the banking industry. For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB). If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence. ¿Qué podemos hacer por ti hoy?