Monetary Management Corp Of Pennsylvania S-4 Registration of securities issued in business combination transactions

Exhibit 12.1

Computation of Ratio of Earnings to Fixed Charges

	Actual
											Nine months ended
											March 31,
	2000		2001		2002		2003		2004		2004		2005
Net (loss) income	$	5,400	$	6,690	$	6,037	$	2,131	$	4,912	$	1,063	$	15,579
Adjustments Income tax provision		12,043		12,876		10,199		13,511		16,589		14,936		14,045
Total fixed charges		25,059		27,670		25,333		26,097		31,299		22,569		24,357
Income		42,502		47,236		41,569		41,739		52,800		38,568		53,981
Fixed charges
Interest expense	$	18,031	$	19,410	$	17,472	$	18,432	$	23,705	$	16,892	$	18,563
Deferred issuance costs amortization		1,390		1,458		1,511		1,791		1,802		1,399		1,246
Imputed interest expense		5,638		6,802		6,350		5,874		5,792		4,278		4,548
Total fixed charges	$	25,059	$	27,670	$	25,333	$	26,097	$	31,299	$	22,569	$	24,357
Ratio of Earnings to fixed charges		1.7		1.7		1.6		1.6		1.7		1.7		2.2