INDEPENDENT AUDITORS' CONSENT
We consent to the incorporation by reference in Registration Statement No. 333-51425 of LIFE Financial Corporation on Form S-8 of our report dated March 26, 1999 (June 7, 2001 as to the effects of the reverse stock split described in Note 20), appearing in this Annual Report on Form 10-K/A of LIFE Financial Corporation for the year ended December 31, 2000.
/s/ Deloitte & Touche LLP
Costa Mesa, California
November 29, 2001
