Pacific Premier Bancorp (PPBI) 10-Q 12 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 12, 2013
Document and Entity Information	'	'
Entity Registrant Name	'PACIFIC PREMIER BANCORP INC	'
Entity Central Index Key	'0001028918	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	16,641,991
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
ASSETS	'	'	'
Cash and due from banks	$61,393	$59,325	$58,216
Federal funds sold	26	27	27
Cash and cash equivalents	61,419	59,352	58,243
Investment securities available for sale	282,846	84,066	114,250
FHLB/Federal Reserve Bank/TIB stock, at cost	10,827	11,247	12,191
Loans held for sale, net	3,176	3,681	4,728
Loans held for investment	1,138,969	982,207	859,373
Allowance for loan losses	-7,994	-7,994	-7,658
Loans held for investment, net	1,130,975	974,213	851,715
Accrued interest receivable	5,629	4,126	3,933
Other real estate owned	1,186	2,258	5,521
Premises and equipment	9,829	8,575	10,067
Deferred income taxes	9,029	6,887	5,515
Bank owned life insurance	23,862	13,485	13,362
Intangible assets	6,881	2,626	2,703
Goodwill	17,428	'	'
Other assets	5,933	3,276	7,108
TOTAL ASSETS	1,569,020	1,173,792	1,089,336
Deposit accounts:	'	'	'
Noninterest bearing	363,606	213,636	211,410
Interest bearing	920,528	691,132	684,460
Total deposits	1,284,134	904,768	895,870
FHLB advances and other borrowings	86,474	115,500	75,500
Subordinated debentures	10,310	10,310	10,310
Accrued expenses and other liabilities	16,948	8,697	7,770
TOTAL LIABILITIES	1,397,866	1,039,275	989,450
STOCKHOLDERS' EQUITY:	'	'	'
Common stock, $.01 par value; 25,000,000 shares authorized; 16,641,991 shares at September 30, 2013, 13,661,648 shares at December 31, 2012 and 10,343,434 shares at September 30, 2012 issued and outstanding	166	137	103
Additional paid-in capital	143,014	107,453	76,414
Retained earnings	30,611	25,822	22,011
Accumulated other comprehensive income (loss), net of tax (benefit) of ($1,843) at September 30, 2013, $772 at December 31, 2012 and $949 at September 30, 2012	-2,637	1,105	1,358
TOTAL STOCKHOLDERS' EQUITY	171,154	134,517	99,886
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$1,569,020	$1,173,792	$1,089,336

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	9 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION	'	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01	$0.01
Common stock, shares authorized	25,000,000	25,000,000	25,000,000
Common stock, shares issued	16,641,991	10,343,434	13,661,648
Common stock, shares outstanding	16,641,991	10,343,434	13,661,648
Accumulated other comprehensive income, tax (in dollars)	($1,843)	$949	$772

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Loans	$14,420	$12,847	$41,504	$36,182
Investment securities and other interest-earning assets	1,954	779	4,041	2,606
Total interest income	16,374	13,626	45,545	38,788
INTEREST EXPENSE	'	'	'	'
Deposits	1,045	1,444	3,097	4,647
FHLB advances and other borrowings	244	247	722	717
Subordinated debentures	77	81	230	247
Total interest expense	1,366	1,772	4,049	5,611
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	15,008	11,854	41,496	33,177
PROVISION FOR LOAN LOSSES	646	145	1,264	145
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	14,362	11,709	40,232	33,032
NONINTEREST INCOME	'	'	'	'
Loan servicing fees	237	224	881	615
Deposit fees	485	486	1,382	1,459
Net gain (loss) from sales of loans	982	-41	1,927	-31
Net gain from sales of investment securities	305	857	1,373	1,031
Other-than-temporary impairment recovery (loss) on investment securities, net	16	-36	-19	-118
Gain on FDIC transaction	'	'	'	5,340
Other income	296	420	932	1,082
Total noninterest income	2,321	1,910	6,476	9,378
NONINTEREST EXPENSE	'	'	'	'
Compensation and benefits	5,948	4,367	16,732	11,834
Premises and occupancy	1,600	1,063	4,222	2,922
Data processing and communications	824	582	2,214	1,766
Other real estate owned operations, net	-1	244	610	981
FDIC insurance premiums	201	165	537	466
Legal, audit and professional expense	679	473	1,523	1,511
Marketing expense	307	225	777	704
Office and postage expense	375	232	960	612
Loan expense	282	219	714	632
Deposit expense	497	38	1,172	136
Merger related expense	'	'	6,723	'
Other expense	1,059	423	2,622	1,313
Total noninterest expense	11,771	8,031	38,806	22,877
NET INCOME BEFORE INCOME TAX	4,912	5,588	7,902	19,533
INCOME TAX	1,846	2,126	3,113	7,568
NET INCOME	$3,066	$3,462	$4,789	$11,965
EARNINGS PER SHARE	'	'	'	'
Basic (in dollars per share)	$0.19	$0.34	$0.31	$1.16
Diluted (in dollars per share)	$0.18	$0.32	$0.29	$1.12
WEIGHTED AVERAGE SHARES OUTSTANDING	'	'	'	'
Basic (in shares)	16,640,471	10,330,814	15,512,508	10,332,223
Diluted (in shares)	17,482,230	10,832,934	16,314,701	10,709,822

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'		'		'		'
Net income	$3,066		$3,462		$4,789		$11,965
Other comprehensive income (loss), net of tax (benefit):	'		'		'		'
Unrealized holding gains on securities arising during the period	-1,966		-519		-7,730		737
Reclassification adjustment for net gain on sale of securities included in net income	305	[1]	857	[1]	1,373	[1]	1,031	[1]
Income tax (benefit)	-683		139		-2,615		728
Net unrealized gain (loss) on securities, net of tax	-978		199		-3,742		1,040
Comprehensive income	2,088		3,661		1,047		13,005
Income tax expense on reclassification adjustment for net gain on sale of securities included in net income	$126		$353		$564		$424
[1]	Income tax expense associated with the reclassification adjustment for the three months ended September 30, 2013 and 2012 was $126 and $353, respectively, and the nine months ended September 30, 2013 and 2012 was $564 and $424, respectively.

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Additional Paid-in Capital	Accumulated Retained Earnings	Accumulated Other Comprehensive Income
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2011	$86,777	$103	$76,310	$10,046	$318
Balance (in shares) at Dec. 31, 2011	'	10,337,626	'	'	'
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'
Net income	11,965	'	'	11,965	'
Other comprehensive income (loss)	1,040	'	'	'	1,040
Share-based compensation expense	96	'	96	'	'
Common stock repurchased and retired	-102	'	-102	'	'
Common stock repurchased and retired (in shares)	'	-13,022	'	'	'
Stock options exercised	110	'	110	'	'
Stock options exercised (in shares)	'	18,830	'	'	'
Balance at Sep. 30, 2012	99,886	103	76,414	22,011	1,358
Balance (in shares) at Sep. 30, 2012	10,343,434	10,343,434	'	'	'
Balance at Dec. 31, 2012	134,517	137	107,453	25,822	1,105
Balance (in shares) at Dec. 31, 2012	13,661,648	13,661,648	'	'	'
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'
Net income	4,789	'	'	4,789	'
Other comprehensive income (loss)	-3,742	'	'	'	-3,742
Share-based compensation expense	680	'	680	'	'
Common stock repurchased and retired	-41	'	-41	'	'
Common stock repurchased and retired (in shares)	'	-10,960	'	'	'
Common stock issued	34,924	29	34,895	'	'
Common stock issued (in shares)	'	2,972,472	'	'	'
Stock options exercised	27	'	27	'	'
Stock options exercised (in shares)	'	18,831	'	'	'
Balance at Sep. 30, 2013	$171,154	$166	$143,014	$30,611	($2,637)
Balance (in shares) at Sep. 30, 2013	16,641,991	16,641,991	'	'	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$4,789	$11,965
Adjustments to net income:	'	'
Depreciation and amortization expense	1,423	985
Provision for loan losses	1,264	145
Share-based compensation expense	680	96
Loss on sale and disposal of premises and equipment	2	'
Loss (gain) on sale of other real estate owned	226	341
Write down of other real estate owned	354	390
Amortization of premium/discounts on securities held for sale, net	2,319	627
Amortization of loan mark-to-market discount from FDIC transaction	-2,032	-1,570
Gain on sale of loans held for sale	'	-80
Gain on sale of investment securities available for sale	-1,373	-1,031
Other-than-temporary impairment loss on investment securities, net	19	118
Gain on sale of loans held for investment	-1,927	111
Purchase and origination of loans held for sale	'	-11,005
Recoveries on loans	344	198
Principal payments from loans held for sale	505	6,225
Gain on FDIC transaction	'	-5,340
Deferred income tax provision	-2,142	2,755
Change in accrued expenses and other liabilities, net	5,562	1,106
Income from bank owned life insurance, net	-470	-385
Change in accrued interest receivable and other assets, net	1,196	-5,577
Net cash provided by operating activities	10,739	74
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Proceeds from sale and principal payments on loans held for investment	131,619	142,907
Net change in undisbursed loan funds	246,814	71,304
Purchase and origination of loans held for investment	-463,706	-267,805
Proceeds from sale of other real estate owned	1,488	9,663
Principal payments on securities available for sale	27,528	13,033
Purchase of securities available for sale	-98,799	-96,438
Proceeds from sale or maturity of securities available for sale	212,314	86,919
Purchases of premises and equipment	-3,010	-1,233
Purchase of Federal Reserve Bank stock	-1,276	63
Redemption of FHLB stock	2,349	1,611
Cash acquired in Palm Desert National acquisition	'	39,491
Cash acquired in acquisitions, net	138,751	'
Net cash provided by investing activities	194,072	-485
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net (decrease) increase in deposit accounts	-161,359	-48,589
Repayment of FHLB advances and other borrowings	-45,931	'
Proceeds from FHLB advances	'	47,000
Proceeds from issuance of common stock, net of issuance cost	4,560	'
Proceeds from exercise of stock options	27	110
Repurchase of common stock	-41	-102
Net cash (used in) provided by financing activities	-202,744	-1,581
NET INCREASE IN CASH AND CASH EQUIVALENTS	2,067	-1,992
CASH AND CASH EQUIVALENTS, beginning of period	59,352	60,235
CASH AND CASH EQUIVALENTS, end of period	61,419	58,243
SUPPLEMENTAL CASH FLOW DISCLOSURES	'	'
Interest paid	4,012	5,549
Income taxes paid	6,825	6,075
Assets acquired (liabilities assumed and capital created) in acquisitions (See Note 4):	'	'
Investment securities	347,196	101
Federal Reserve Bank/FHLB/TIB Stock	1,765	1,390
FDIC receivable	'	167
Loans	68,815	63,773
Core deposit intangible	4,766	840
Other real estate owned	752	11,533
Goodwill	18,234	'
Fixed assets	1,446	'
Other assets	12,468	3,656
Deposits	-540,725	-115,582
Other borrowings	-16,905	'
Other liabilities	-7,199	-29
Additional paid-in capital	-29,364	'
NONCASH INVESTING ACTIVITIES DURING THE PERIOD	'	'
Transfers from loans to other real estate owned	244	3,151
Investment securities available for sale purchased and not settled	$0	'

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation	'
Basis of Presentation	'
	Note 1 — Basis of Presentation
	The consolidated financial statements include the accounts of Pacific Premier Bancorp, Inc. (the “Corporation”) and its wholly owned subsidiaries, including Pacific Premier Bank (the “Bank”) (collectively, the “Company,” “we,” “our” or “us”).  All significant intercompany accounts and transactions have been eliminated in consolidation.
	In the opinion of management, the consolidated financial statements contain all adjustments (consisting of normal recurring accruals) necessary to present fairly the Company’s financial position as of September 30, 2013, December 31, 2012, and September 30, 2012, the results of its operations and comprehensive income for the three and nine months ended September 30, 2013 and 2012 and the changes in stockholders’ equity and cash flows for the three and nine months ended September 30, 2013 and 2012.  Operating results or comprehensive income for the three and nine months ended September 30, 2013 are not necessarily indicative of the results or comprehensive income that may be expected for any other interim period or the full year ending December 31, 2013.
	Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).  The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012, as amended (the “2012 Annual Report”).
	The Company accounts for its investments in its wholly owned special purpose entity, PPBI Trust I, under the equity method whereby the subsidiary’s net earnings are recognized in the Company’s statement of operations.

Recently_Issued_Accounting_Pro

Recently Issued Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
Recently Issued Accounting Pronouncements	'
Recently Issued Accounting Pronouncements	'
	Note 2 — Recently Issued Accounting Pronouncements
	In December 2011, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Updated (“ASU”) 2011-11, “Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities”.  ASU 2011-11 affects all entities that have financial instruments and derivative instruments that are either (1) offset in accordance with either Section 210-20-45 or Section 815-10-45 or (2) subject to an enforceable master netting arrangement or similar agreement.  The requirements amend the disclosure requirements on offsetting in Section 210-20-50.  This information is intended to enable users of an entity’s financial statements to evaluate the effect or potential effect of netting arrangements on an entity’s financial position, including the effect or potential effect of rights of setoff associated with certain financial instruments and derivative instruments in the scope of this ASU.  The amended guidance is effective for interim and annual periods beginning after January 1, 2013 and should be applied retrospectively to all periods presented. The adoption of the disclosure requirements had no impact on the Company’s consolidated financial statements.
	In October 2012, the FASB issued ASU 2012-06, “Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution.”  The amendments in this update clarify the applicable guidance for subsequently measuring an indemnification asset recognized as a result of a government-assisted acquisition of a financial institution. The update provides that changes in cash flows expected to be collected on the indemnification asset arising subsequent to initial recognition as a result of changes in cash flows expected to be collected on the related indemnified assets should be accounted for on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement. The Company is required to adopt this update prospectively for the quarter ending September 30, 2013. The requirements of the update are consistent with the Company’s existing accounting policy; therefore, adoption has no impact on the Company’s consolidated financial position, results of operations or cash flows.
	In February 2013, the FASB issued ASU 2013-02, “Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.”  This update requires entities to provide information about the amounts reclassified out of accumulated other comprehensive income by component.  In addition, entities are required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income.  The adoption of the disclosure requirements had no impact on the Company’s consolidated financial statements.

Significant_Accounting_Policie

Significant Accounting Policies	9 Months Ended
	Sep. 30, 2013
Significant Accounting Policies	'
Significant Accounting Policies	'
	Note 3 — Significant Accounting Policies
	Certain Acquired Loans:  As part of business acquisitions, the Bank acquires certain loans that have shown evidence of credit deterioration since origination. These acquired loans are recorded at the allocated fair value, such that there is no carryover of the seller’s allowance for loan losses. Such acquired loans are accounted for individually. The Bank estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of the allocated fair value is recorded as interest income over the remaining life of the loan (accretable yield). The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (non-accretable difference). Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded through the allowance for loan losses. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
	Goodwill and Core Deposit Intangible: Goodwill is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet.
	Core deposit intangible assets arising from whole bank acquisitions are amortized on an accelerated method over their estimated useful lives, which range from 8 to 10 years.

Acquisitions

Acquisitions	9 Months Ended
	Sep. 30, 2013
Acquisitions	'
Acquisitions	'
	Note 4 —  Acquisitions
	San Diego Trust Bank Acquisition
	On June 25, 2013, the Company completed its acquisition of San Diego Trust Bank (“SDTB”) in exchange for consideration valued at $30.6 million which consisted of $16.2 million of cash and 1,198,255 shares of the Corporation’s common stock.
	SDTB was a San Diego, California based state-chartered bank.  The acquisition was an opportunity for the Company to acquire a banking network that complemented our existing banking franchise and expanded into a new market area.  Additionally, the SDTB acquisition improved the Company’s deposit base by lowering our cost of deposits and providing an opportunity to accelerate future core deposit growth in the San Diego, California, market area.
	Goodwill in the amount of $6.4 million was recognized in this acquisition.  Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies expected to be derived from the combination of the two entities.  Goodwill recognized in this transaction is not deductible for income tax purposes.
	The following table represents the assets acquired and liabilities assumed of SDTB as of June 25, 2013 and the provisional fair value adjustments and amounts recorded by the Company in 2013 under the acquisition method of accounting:
		SDTB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	30,252		$	—		$	30,252
	Investment securities	124,960			(155		)	124,805
	Loans, gross	42,945			(552		)	42,393
	Allowance for loan losses	(1,013		)	1,013			—
	Other real estate owned	752			—			752
	Core deposit intangible	—			2,836			2,836
	Other assets	9,856			—			9,856
	Total assets acquired	$	207,752		$	3,142		$	210,894
	LIABILITIES ASSUMED
	Deposits	$	183,901		$	6		$	183,907
	Deferred tax liability (asset)	(333		)	1,255			922
	Other liabilities	1,823			—			1,823
	Total liabilities assumed	185,391			1,261			186,652
	Excess of assets acquired over liabilities assumed	$	22,361		$	1,881		24,242
	Consideration paid							30,622
	Goodwill recognized							$	6,380
	The Company accounted for these transactions under the acquisition method of accounting which requires purchased assets and liabilities assumed to be recorded at their respective fair values at the date of acquisition.  The Company determined the fair value of the core deposit intangible, securities and deposits with the assistance of third-party valuations. The fair value of other real estate owned (“OREO”) was based on recent appraisals of the properties.
	The estimated fair values are subject to refinement as additional information relative to the closing date fair values become available through the measurement period, which can extend for up to one year after the closing date of the transaction.  While additional significant changes to the closing date fair values are not expected, any information relative to the changes in these fair values will be evaluated to determine if such changes are due to events and circumstances that existed as of the acquisition date.  During the measurement period, any such changes will be recorded as part of the closing date fair value.
	First Association Bank Acquisition
	On March 15, 2013, the Company completed its acquisition of First Association Bank (“FAB”) in exchange for consideration valued as of the closing at $57.9 million which consisted of $43.0 million of cash and 1,279,217 shares of the Corporation’s common stock.
	FAB was a Dallas, Texas, based bank which specialized in providing commercial banking services to home owner association (“HOA”) management companies throughout the United States.  The FAB acquisition was an opportunity for the Company to acquire a highly efficient, consistently profitable and niche-focused business that complimented our banking franchise.  Additionally, this acquisition improved the Company’s deposit base by lowering our cost of deposits and providing a platform to accelerate future core deposit growth from HOAs.
	Goodwill in the amount of $11.9 million was recognized in this acquisition.  Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies expected to be derived from the combination of the two entities.  Goodwill recognized in this transaction is not deductible for income tax purposes.
	The following table represents the assets acquired and liabilities assumed of FAB as of March 15, 2013, the provisional fair value adjustments and amounts recorded by the Company in 2013 under the acquisition method of accounting:
		FAB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	167,663		$	—		$	167,663
	Investment securities	219,913			2,478			222,391
	Loans, gross	26,264			158			26,422
	Allowance for loan losses	(224		)	224			—
	Core deposit intangible	—			1,930			1,930
	Other assets	5,823			—			5,823
	Total assets acquired	$	419,439		$	4,790		$	424,229
	LIABILITIES ASSUMED
	Deposits	$	356,737		$	81		$	356,818
	Borrowings	16,905			—			16,905
	Deferred tax liability	—			3,918			3,918
	Other Liabilities	536			—			536
	Total liabilities assumed	374,178			3,999			378,177
	Excess of assets acquired over liabilities assumed	$	45,261		$	791		46,052
	Consideration paid							57,906
	Goodwill recognized							$	11,854
	There were no purchased credit impaired loans acquired from FAB or SDTB. For loans acquired from FAB and SDTB, the contractual amounts due, expected cash flows to be collected, interest component and fair value as of the respective acquisition dates were as follows:
		Acquired Loans
		(dollars in thousands)
	Contractual amounts due	$	79,358
	Cash flows not expected to be collected	—
	Expected cash flows	79,358
	Interest component of expected cash flows	10,543
	Fair value of acquired loans	$	68,815
	In accordance with generally accepted accounting principles there was no carryover of the allowance for loan losses that had been previously recorded by FAB or SDTB.
	The operating results of the Company for the nine months ending September 30, 2013 include the operating results of FAB and SDTB since their respective acquisition dates.  The following table presents the net interest and other income, net income and earnings per share as if the merger with FAB and SDTB were effective as of January 1, 2013 and 2012.  There were no material, nonrecurring adjustments to the pro forma net interest and other income, net income and earnings per share presented below:
	Nine months Ended September 30,
	2013			2012
Net interest and other income	$	52,738		$	55,791
Net income	5,648			14,902
Basic earnings per share	$	0.36		$	1.16
Diluted earnings per share	$	0.35		$	1.13
Palm Desert National Bank Acquisition
Effective April 27, 2012, the Bank acquired certain assets and assumed certain liabilities of Palm Desert National Bank (“Palm Desert National”) from the Federal Deposit Insurance Corporation (“FDIC”) as receiver for Palm Desert National (the “Palm Desert National Acquisition”), pursuant to the terms of a purchase and assumption agreement entered into by the Bank and the FDIC on April 27, 2012.  The Palm Desert National Acquisition included one branch of Palm Desert National that became a branch of the Bank upon consummation of the Palm Desert National Acquisition.  The Bank did not enter into any loss sharing agreements with the FDIC in connection the Palm Desert National Acquisition.  As a result of the Palm Desert National Acquisition, the Bank acquired and recorded at the acquisition date certain assets with a fair value of approximately $120.9 million, including $63.8 million of loans, $39.5 million of cash and cash equivalents, $11.5 million of other real estate owned (“OREO”), $1.5 million in investment securities, including Federal Home Loan Bank (“FHLB”) stock and Federal Reserve Bank stock, $840,000 of a core deposit intangible and $3.8 million of other types of assets. Liabilities with a fair value of approximately $118.0 million, including $50.1 million in deposit transaction accounts, $30.8 million in retail certificates of deposit, $34.1 million in whole sale certificates of deposits, which were purposefully run off during the second quarter of 2012, $2.4 million in deferred tax liability and $578,000 of other liabilities. The fair values of the assets acquired and liabilities assumed were determined based on the requirements of FASB ASC Topic 820: Fair Value Measurements and Disclosures.
Canyon National Bank Acquisition
Effective February 11, 2011, the Bank acquired certain assets and assumed certain liabilities of Canyon National Bank (“Canyon National”) from the FDIC as receiver for Canyon National (the “Canyon National Acquisition”), pursuant to the terms of a purchase and assumption agreement entered into by the Bank and the FDIC on February 11, 2011.  The Canyon National Acquisition included the three branches of Canyon National, all of which became branches of the Bank upon consummation of the Canyon National Acquisition.  The Bank did not enter into any loss sharing agreements with the FDIC in connection with the Canyon National Acquisition.  As a result of the Canyon National Acquisition, the Bank acquired and received certain assets with a fair value of approximately $208.9 million, including $149.7 million of loans, $16.1 million of a FDIC receivable, $13.2 million of cash and cash equivalents, $12.8 million of investment securities, $12.0 million of OREO, $2.3 million of a core deposit intangibles, $1.5 million of other assets and $1.3 million of FHLB and Federal Reserve Bank stock.  Liabilities with a fair value of approximately $206.6 million were also assumed, including $204.7 million of deposits, $1.9 million in deferred tax liability and $39,000 of other liabilities.  The fair values of the assets acquired and liabilities assumed were determined based on the requirements of FASB ASC Topic 820: Fair Value Measurements and Disclosures.

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Investment Securities	'
	Note 5 — Investment Securities
	The amortized cost and estimated fair value of securities were as follows:
		September 30, 2013
		Amortized Cost			Unrealized			Unrealized			Estimated
					Gain			Loss			Fair Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	73		$	9		$	—		$	82
	Municipal bonds	95,971			709			(1,795		)	94,885
	Mortgage-backed securities	191,282			182			(3,585		)	187,879
	Total securities available for sale	$	287,326		$	900		$	(5,380	)	$	282,846
		December 31, 2012
		Amortized Cost			Unrealized			Unrealized			Estimated Fair
					Gain			Loss			Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	147		$	12		$	—		$	159
	Municipal bonds	25,401			1,186			(1		)	26,586
	Mortgage-backed securities	56,641			1,162			(482		)	57,321
	Total securities available for sale	$	82,189		$	2,360		$	(483	)	$	84,066
		September 30, 2012
		Amortized Cost			Unrealized			Unrealized			Estimated Fair
					Gain			Loss			Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	147		$	13		$	—		$	160
	Municipal bonds	55,445			1,667			(15		)	57,097
	Mortgage-backed securities	56,351			1,121			(479		)	56,993
	Total securities available for sale	$	111,943		$	2,801		$	(494	)	$	114,250
	At September 30, 2013, the Company had a $7.5 million investment in FHLB stock carried at cost.  During the nine months of 2013, the FHLB has repurchased $3.0 million of the Company’s excess FHLB stock through its stock repurchase program.
	At September 30, 2013, mortgage-backed securities (“MBS”) with an estimated par value of $34.9 million and a fair value of $36.0 million were pledged as collateral for the Bank’s three reverse repurchase agreements which totaled $28.5 million.
	The table below shows the number, fair value and gross unrealized holding losses of the Company’s investment securities by investment category and length of time that the securities have been in a continuous loss position.
		September 30, 2013
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	131		$	60,183		$	(1,795	)	—		$	—		$	—		131	$	60,183	$	(1,795	)
	Mortgage-backed securities	39		136,513			(2,725		)	1		13,117			(860		)	40	149,630		(3,585		)
	Total	170		$	196,696		$	(4,520	)	1		$	13,117		$	(860	)	171	$	209,813	$	(5,380	)
		December 31, 2012
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	1		$	292		$	(1	)	—		$	—		$	—		1	$	292	$	(1	)
	Mortgage-backed securities	2		15,128			(152		)	31		1,012			(330		)	33	16,140		(482		)
	Total	3		$	15,420		$	(153	)	31		$	1,012		$	(330	)	34	$	16,432	$	(483	)
		September 30, 2012
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	9		$	2,775		$	(15	)	—		$	—		$	—		9	$	2,775	$	(15	)
	Mortgage-backed securities	4		9,025			(33		)	34		1,004			(446		)	38	10,029		(479		)
	Total	13		$	11,800		$	(48	)	34		$	1,004		$	(446	)	47	$	12,804	$	(494	)
	The amortized cost and estimated fair value of investment securities available for sale at September 30, 2013, by contractual maturity are shown in the table below.
	One Year						More than One						More than Five Years					More than
	or Less						Year to Five Years						to Ten Years					Ten Years					Total
	Amortized			Fair			Amortized			Fair			Amortized			Fair		Amortized		Fair			Amortized		Fair
	Cost			Value			Cost			Value			Cost			Value		Cost		Value			Cost		Value
	(dollars in thousands)
Investment securities available for sale:
U.S. Treasury	$	—		$	—		$	73		$	82		$	—		$	—	$	—	$	—		$	73	$	82
Municipal bonds	—			—			9,995			9,905			42,734			42,392		43,242		42,588			95,971		94,885
Mortgage-backed securities	—			—			—			—			14,153			14,038		177,129		173,841			191,282		187,879
Total investment securities available for sale	—			—			10,068			9,987			56,887			56,430		220,371		216,429			287,326		282,846
Any temporary impairment is a result of the change in market interest rates and not the underlying issuers’ ability to repay.  The Company has the intent and ability to hold these securities until the temporary impairment is eliminated.  Accordingly, the Company has not recognized the temporary impairment in earnings.
Unrealized gains and losses on investment securities available for sale are recognized in stockholders’ equity as accumulated other comprehensive income or loss.  At September 30, 2013, the Company had accumulated other comprehensive loss of $4.5 million, or $2.6 million net of tax, compared to accumulated other comprehensive income of $1.9 million, or $1.1 million net of tax, at December 31, 2012.

Loans_Held_for_Investment

Loans Held for Investment	9 Months Ended
	Sep. 30, 2013
Loans Held for Investment	'
Loans Held for Investment	'
	Note 6 — Loans Held for Investment
	The following table sets forth the composition of our loan portfolio in dollar amounts at the dates indicated:
		September 30, 2013			December 31, 2012			September 30, 2012
		(in thousands)
	Business loans:
	Commercial and industrial	$	173,720		$	115,354		$	88,105
	Commercial owner occupied (1)	222,162			150,934			148,139
	SBA	6,455			6,882			4,736
	Warehouse facilities	49,104			195,761			112,053
	Real estate loans:
	Commercial non-owner occupied	304,979			253,409			262,046
	Multi-family	218,929			156,424			173,484
	One-to-four family (2)	152,667			97,463			62,771
	Construction	2,835			—			308
	Land	7,371			8,774			11,005
	Other loans	3,793			1,193			2,191
	Total gross loans (3)	1,142,015			986,194			864,838
	Less loans held for sale, net	3,176			3,681			4,728
	Total gross loans held for investment	1,138,839			982,513			860,110
	Less:
	Deferred loan origination costs (fees) and premiums (discounts), net	130			(306		)	(737		)
	Allowance for loan losses	(7,994		)	(7,994		)	(7,658		)
	Loans held for investment, net	$	1,130,975		$	974,213		$	851,715
	(1)         Majority secured by real estate.
	(2)         Includes second trust deeds.
	(3)         Total gross loans for September 30, 2013 are net of the unaccreted mark-to-market discounts on Canyon National loans of $2.3 million, on Palm Desert National loans of $3.7 million, and on SDTB loans of $230,000 and of the mark-to-market premium on FAB loans of $103,000.
	From time to time, we may purchase or sell loans in order to manage concentrations, maximize interest income, change risk profiles, improve returns and generate liquidity.
	The Company makes residential and commercial loans held for investment to customers located primarily in Southern California.  Consequently, the underlying collateral for our loans and a borrower’s ability to repay may be impacted unfavorably by adverse changes in the economy and real estate market in the region.
	Under applicable laws and regulations, the Bank may not make secured loans to one borrower in excess of 25% of unimpaired capital plus surplus and likewise in excess of 15% for unsecured loans.  These loans-to-one borrower limitations result in a dollar limitation of $45.8 million for secured loans and $27.5 million for unsecured loans at September 30, 2013.  At September 30, 2013, the Bank’s largest aggregate outstanding balance of loans to one borrower was $34.9 million of secured credit.
	Purchased Credit Impaired
	The following table provides a summary of the Company’s investment in purchased credit impaired loans, acquired from Canyon National and Palm Desert National, as of the period indicated:
		September 30, 2013
		Canyon			Palm Desert			Total
		National			National
		(in thousands)
	Business loans:
	Commercial and industrial	$	79		$	174		$	253
	Commercial owner occupied	942			—			942
	SBA	—			—			—
	Warehouse facilities	—			—			—
	Real estate loans:
	Commercial non-owner occupied	1,009			—			1,009
	Multi-family	—			—			—
	One-to-four family	—			21			21
	Construction	—			—			—
	Land	—			—			—
	Other loans	—			—			—
	Total purchase credit impaired	$	2,030		$	195		$	2,225
	On the acquisition date, the amount by which the undiscounted expected cash flows of the purchased credit impaired loans exceed the estimated fair value of the loan is the “accretable yield.”  The accretable yield is measured at each financial reporting date and represents the difference between the remaining undiscounted expected cash flows and the current carrying value of the purchased credit impaired loan.  At September 30, 2013, the Company had $2.2 million of purchased credit impaired loans, of which $10,000 were placed on nonaccrual status.
	The following table summarizes the accretable yield on the purchased credit impaired for the nine months ended September 30, 2013:
		Nine Months Ended
		September 30, 2013
		Canyon National			Palm Desert National			Total
		(in thousands)
	Balance at the beginning of period	$	2,029		$	247		$	2,276
	Accretable yield at acquisition	—			—			—
	Accretion	(348		)	(49		)	(397		)
	Disposals and other	(31		)	(514		)	(545		)
	Change in accretable yield	157			448			605
	Balance at the end of period	$	1,807		$	132		$	1,939
	Impaired Loans
	The following tables provide a summary of the Company’s investment in impaired loans as of the period indicated:
		Contractual						Impaired Loans					Specific
	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
	Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
	Balance									Allowance		Loans		Investment		Recognized
	(in thousands)
September 30, 2013
Business loans:
Commercial and industrial	$	186		$	68		$	—		$	68	$	—	$	326	$	71
Commercial owner occupied	—			—			—			—		—		153		18
SBA	246			14			—			14		—		60		16
Real estate loans:
Commercial non-owner occupied	527			437			—			437		—		983		157
Multi-family	—			—			—			—		—		144		2
One-to-four family	701			642			282			360		104		772		154
Totals	$	1,660		$	1,161		$	282		$	879	$	104	$	2,438	$	418
	Contractual						Impaired Loans					Specific
	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
	Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
	Balance									Allowance		Loans		Investment		Recognized
	(in thousands)
December 31, 2012
Business loans:
Commercial and industrial	$	707		$	593		$	287		$	306	$	270	$	203	$	29
Commercial owner occupied	—			—			—			—		—		444		—
SBA	810			259			—			259		—		468		21
Real estate loans:
Commercial non-owner occupied	746			670			—			670		—		1,031		59
Multi-family	315			266			—			266		—		1,123		22
One-to-four family	960			948			541			407		395		720		59
Totals	$	3,538		$	2,736		$	828		$	1,908	$	665	$	3,989	$	190
	Contractual						Impaired Loans					Specific
	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
	Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
	Balance									Allowance		Loans		Investment		Recognized
	(in thousands)
September 30, 2012
Business loans:
Commercial and industrial	$	59		$	60		$	60		$	—	$	36	$	140	$	3
Commercial owner occupied	—			—			—			—		—		592		—
SBA	1,368			309			—			309		—		518		37
Real estate loans:
Commercial non-owner occupied	507			460			—			460		—		1,257		15
Multi-family	1,437			1,394			—			1,394		—		1,408		67
One-to-four family	657			643			299			344		153		656		31
Totals	$	4,028		$	2,866		$	359		$	2,507	$	189	$	4,571	$	153
The Company considers a loan to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement or it is determined that the likelihood of the Company receiving all scheduled payments, including interest, when due is remote.  The Company has no commitments to lend additional funds to debtors whose loans have been impaired.
The Company reviews loans for impairment when the loan is classified as substandard or worse, delinquent 90 days, or determined by management to be collateral dependent, or when the borrower files bankruptcy or is granted a troubled debt restructurings (“TDRs”).  Measurement of impairment is based on the loan’s expected future cash flows discounted at the loan’s effective interest rate, measured by reference to an observable market value, if one exists, or the fair value of the collateral if the loan is deemed collateral dependent. All loans are generally charged-off at such time the loan is classified as a loss. Valuation allowances are determined on a loan-by-loan basis or by aggregating loans with similar risk characteristics.
The following table provides additional detail on the components of impaired loans at the period end indicated:
	September 30, 2013			December 31, 2012			September 30, 2012
	(in thousands)
Nonaccruing loans	$	972		$	1,988		$	1,439
Accruing loans	189			748			1,427
Total impaired loans	$	1,161		$	2,736		$	2,866
When loans are placed on nonaccrual status all accrued interest is reversed from earnings.  Payments received on nonaccrual loans are generally applied as a reduction to the loan principal balance.  If the likelihood of further loss is remote, the Company will recognize interest on a cash basis only.  Loans may be returned to accruing status if the Company believes that all remaining principal and interest is fully collectible and there has been at least three months of sustained repayment performance since the loan was placed on nonaccrual.
The Company does not accrue interest on loans 90 days or more past due or when, in the opinion of management, there is reasonable doubt as to the collection of interest.  The Company had impaired loans on nonaccrual status of $972,000 at September 30, 2013, $2.0 million at December 31, 2012, and $1.4 million at September 30, 2012.  The Company had no loans 90 days or more past due and still accruing at September 30, 2013, December 31, 2012 or September 30, 2012.
The Company had an immaterial amount of TDRs related to two U.S. Small Business Administration (“SBA”) loans which were all completed prior to 2011.
Concentration of Credit Risk
As of September 30, 2013, the Company’s loan portfolio was collateralized by various forms of real estate and business assets located principally in Southern California.  The Company’s loan portfolio contains concentrations of credit in multi-family real estate, commercial non-owner occupied real estate and commercial owner occupied business loans.  The Bank maintains policies approved by the Bank’s Board of Directors (the “Bank Board”) that address these concentrations and continues to diversify its loan portfolio through loan originations, purchases and sales to meet approved concentration levels.  While management believes that the collateral presently securing these loans is adequate, there can be no assurances that further significant deterioration in the California real estate market and economy would not expose the Company to significantly greater credit risk.
Credit Quality and Credit Risk Management
The Company’s credit quality is maintained and credit risk managed in two distinct areas.  The first is the loan origination process, wherein the Bank underwrites credit quality and chooses which risks it is willing to accept.  The second is in the ongoing oversight of the loan portfolio, where existing credit risk is measured and monitored, and where performance issues are dealt with in a timely and comprehensive fashion.
The Company maintains a comprehensive credit policy which sets forth minimum and maximum tolerances for key elements of loan risk.  The policy identifies and sets forth specific guidelines for analyzing each of the loan products the Company offers from both an individual and portfolio wide basis.  The credit policy is reviewed annually by the Bank Board.  The Bank’s seasoned underwriters ensure all key risk factors are analyzed with nearly all underwriting including a comprehensive global cash flow analysis of the prospective borrowers.  The credit approval process mandates multiple-signature approval by the management credit committee for every loan that requires any subjective credit analysis.
Credit risk is managed within the loan portfolio by the Company’s Portfolio Management department based on a comprehensive credit and investment review policy.  This policy requires a program of financial data collection and analysis, comprehensive loan reviews, property and/or business inspections and monitoring of portfolio concentrations and trends.  The Portfolio Management department also monitors asset-based lines of credit, loan covenants and other conditions associated with the Company’s business loans as a means to help identify potential credit risk.  Individual loans, excluding the homogeneous loan portfolio, are reviewed at least biennially, and in most cases more often, including the assignment of a risk grade.
Risk grades are based on a six-grade Pass scale, along with Special Mention, Substandard, Doubtful and Loss classifications as such classifications are defined by the regulatory agencies.  The assignment of risk grades allows the Company to, among other things, identify the risk associated with each credit in the portfolio, and to provide a basis for estimating credit losses inherent in the portfolio.  Risk grades are reviewed regularly by the Company’s Credit and Investment Review committee, and are reviewed annually by an independent third-party, as well as by regulatory agencies during scheduled examinations.
The following provides brief definitions for risk grades assigned to loans in the portfolio:
·                  Pass classifications represent assets with a level of credit quality which contain no well-defined deficiency or weakness.
·                  Special Mention assets do not currently expose the Bank to a sufficient risk to warrant classification in one of the adverse categories, but possess correctable deficiency or potential weaknesses deserving management’s close attention.
·                  Substandard assets are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  These assets are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.  OREO acquired from foreclosure is also classified as substandard.
·                  Doubtful credits have all the weaknesses inherent in substandard credits, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
·                  Loss assets are those that are considered uncollectible and of such little value that their continuance as assets is not warranted.  Amounts classified as loss are promptly charged off.
The Portfolio Management department also manages loan performance risks, collections, workouts, bankruptcies and foreclosures.  Loan performance risks are mitigated by our portfolio managers acting promptly and assertively to address problem credits when they are identified.  Collection efforts are commenced immediately upon non-payment, and the portfolio managers seek to promptly determine the appropriate steps to minimize the Company’s risk of loss.  When foreclosure will maximize the Company’s recovery for a non-performing loan, the portfolio managers will take appropriate action to initiate the foreclosure process.
When a loan is graded as special mention or substandard or doubtful, the Company obtains an updated valuation of the underlying collateral.  If the credit in question is also identified as impaired, a valuation allowance, if necessary, is established against such loan or a loss is recognized by a charge to the allowance for loan losses (“ALLL”) if management believes that the full amount of the Company’s recorded investment in the loan is no longer collectable.  The Company typically continues to obtain updated valuations of underlying collateral for special mention and classified loans on an annual basis in order to have the most current indication of fair value.  Once a loan is identified as impaired, an analysis of the underlying collateral is performed at least quarterly, and corresponding changes in any related valuation allowance are made or balances deemed to be fully uncollectable are charged-off.
The following tables stratify the loan portfolio by the Company’s internal risk grading system as well as certain other information concerning the credit quality of the loan portfolio as of the periods indicated:
	Credit Risk Grades
				Special						Total Gross
	Pass			Mention			Substandard			Loans
	(in thousands)
September 30, 2013
Business loans:
Commercial and industrial	$	170,840		$	68		$	2,812		$	173,720
Commercial owner occupied	207,519			2,632			12,011			222,162
SBA	6,455			—			—			6,455
Warehouse facilities	49,104			—			—			49,104
Real estate loans:
Commercial non-owner occupied	299,940			355			4,684			304,979
Multi-family	217,897			513			519			218,929
One-to-four family	151,564			—			1,103			152,667
Construction	2,835			—			—			2,835
Land	7,371			—			—			7,371
Other loans	3,787			—			6			3,793
Totals	$	1,117,312		$	3,568		$	21,135		$	1,142,015
	Credit Risk Grades
				Special						Total Gross
	Pass			Mention			Substandard			Loans
	(in thousands)
December 31, 2012
Business loans:
Commercial and industrial	$	111,895		$	92		$	3,367		$	115,354
Commercial owner occupied	136,330			2,674			11,930			150,934
SBA	6,819			—			63			6,882
Warehouse facilities	195,761			—			—			195,761
Real estate loans:
Commercial non-owner occupied	240,585			687			12,137			253,409
Multi-family	143,003			11,583			1,838			156,424
One-to-four family	96,061			—			1,402			97,463
Land	8,762			—			12			8,774
Other loans	1,177			—			16			1,193
Totals	$	940,393		$	15,036		$	30,765		$	986,194
	Credit Risk Grades
				Special						Total Gross
	Pass			Mention			Substandard			Loans
	(in thousands)
September 30, 2012
Business loans:
Commercial and industrial	$	86,000		$	847		$	1,258		$	88,105
Commercial owner occupied	137,289			3,334			7,516			148,139
SBA	4,455			—			281			4,736
Warehouse facilities	112,053			—			—			112,053
Real estate loans:
Commercial non-owner occupied	252,216			663			9,167			262,046
Multi-family	170,365			—			3,119			173,484
One-to-four family	61,378			—			1,393			62,771
Construction	308			—			—			308
Land	9,009			—			1,996			11,005
Other loans	2,174			—			17			2,191
Totals	$	835,247		$	4,844		$	24,747		$	864,838
The following tables set forth delinquencies in the Company’s loan portfolio at the dates indicated:
				Days Past Due										Non-
	Current			30-59			60-89			90+		Total		Accruing
	(in thousands)
September 30, 2013
Business loans:
Commercial and industrial	$	173,478		$	163		$	79		$	—	$	173,720	$	78
Commercial owner occupied	222,162			—			—			—		222,162		—
SBA	6,312			—			129			14		6,455		142
Warehouse facilities	49,104			—			—			—		49,104		—
Real estate loans:
Commercial non-owner occupied	304,420			559			—			—		304,979		437
Multi-family	218,929			—			—			—		218,929		—
One-to-four family	152,570			—			—			97		152,667		496
Construction	2,835			—			—			—		2,835		—
Land	7,371			—			—			—		7,371		—
Other loans	3,785			2			6			—		3,793		—
Totals	$	1,140,966		$	724		$	214		$	111	$	1,142,015	$	1,153
				Days Past Due										Non-
	Current			30-59			60-89			90+		Total		Accruing
	(in thousands)
December 31, 2012
Business loans:
Commercial and industrial	$	115,078		$	—		$	58		$	218	$	115,354	$	347
Commercial owner occupied	150,689			—			245			—		150,934		14
SBA	6,697			—			—			185		6,882		260
Warehouse facilities	195,761			—			—			—		195,761		—
Real estate loans:
Commercial non-owner occupied	253,409			—			—			—		253,409		670
Multi-family	156,424			—			—			—		156,424		266
One-to-four family	97,283			101			—			79		97,463		522
Land	8,774			—			—			—		8,774		127
Other loans	1,188			5			—			—		1,193		—
Totals	$	985,303		$	106		$	303		$	482	$	986,194	$	2,206
				Days Past Due										Non-
	Current			30-59			60-89			90+		Total		Accruing
	(in thousands)
September 30, 2012
Business loans:
Commercial and industrial	$	87,984		$	—		$	121		$	—	$	88,105	$	—
Commercial owner occupied	147,812			327			—			—		148,139		218
SBA	4,551			—			—			185		4,736		266
Warehouse facilities	112,053			—			—			—		112,053		—
Real estate loans:
Commercial non-owner occupied	256,489			1,708			—			3,849		262,046		4,528
Multi-family	173,484			—			—			—		173,484		273
One-to-four family	62,307			301			43			120		62,771		578
Construction	308			—			—			—		308		—
Land	10,776			229			—			—		11,005		417
Other loans	2,191			—			—			—		2,191		—
Totals	$	857,955		$	2,565		$	164		$	4,154	$	864,838	$	6,280

Allowance_for_Loan_Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2013
Allowance for Loan Losses	'
Allowance for Loan Losses	'
	Note 7 — Allowance for Loan Losses
	The Company’s ALLL covers estimated credit losses on individually evaluated loans that are determined to be impaired as well as estimated credit losses inherent in the remainder of the loan portfolio.  The ALLL is prepared using the information provided by the Company’s credit and investment review process together with data from peer institutions and economic information gathered from published sources.
	The loan portfolio is segmented into groups of loans with similar risk characteristics.  Each segment possesses varying degrees of risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions.  An estimated loss rate calculated using the Company’s actual historical loss rates adjusted for current portfolio trends, economic conditions, and other relevant internal and external factors, is applied to each group’s aggregate loan balances.
	The following provides a summary of the ALLL calculation for the major segments within the Company’s loan portfolio.
	Owner Occupied Commercial Real Estate Loans, Commercial and Industrial Loans and SBA Loans
	The Company’s base ALLL factor for owner occupied commercial real estate loans, commercial business loans and SBA loans is determined by management using the Bank’s actual trailing 36 month, 24 month, trailing 12 month and annualized trailing six month charge-off data.  Adjustments to those base factors are made for relevant internal and external factors.  For owner occupied commercial real estate loans, commercial business loans and SBA loans, those factors include:
	·                  Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment,
	·                  Changes in the nature and volume of the loan portfolio, including new types of lending,
	·                  Changes in volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans, and
	·                  The existence and effect of concentrations of credit, and changes in the level of such concentrations.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for all FDIC insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	Multi-Family and Non-Owner Occupied Commercial Real Estate Loans
	The Company’s base ALLL factor for multi-family and non-owner occupied commercial real estate loans is determined by management using the Bank’s actual trailing 36 month, 24 month, trailing 12 month and annualized trailing six month charge-off data.  Adjustments to those base factors are made for relevant internal and external factors.  For multi-family and non-owner occupied commercial real estate loans, those factors include:
	·                  Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment,
	·                  Changes in volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans, and
	·                  The existence and effect of concentrations of credit, and changes in the level of such concentrations.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for all FDIC insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	One-to-Four Family and Consumer Loans
	The Company’s base ALLL factor for one-to-four family and consumer loans is determined by management using the Bank’s actual trailing 36 month, trailing 24 month, trailing 12 month and annualized trailing six month charge-off data.  Adjustments to those base factors are made for relevant internal and external factors.  For one-to-four family and consumer loans, those factors include:
	·                  Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment, and
	·                  Changes in volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for all FDIC insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	Warehouse Facilities
	The Company’s warehouse facilities are structured as repurchase facilities, whereby we purchase funded one-to-four family loans on an interim basis.  Therefore, the base ALLL factor for warehouse facilities is equal to that for one-to-four family and consumer loans as discussed above.  Adjustments to the base factor are made for relevant internal and external factors.  Those factors include:
	·                  Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment,
	·                  Changes in the nature and volume of the loan portfolio, including new types of lending, and
	·                  The existence and effect of concentrations of credit, and changes in the level of such concentrations.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for one-to-four family loans for all FDIC insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	The following tables summarize the allocation of the ALLL as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and For the nine months ended for the periods indicated:
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			four family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2012	$	1,310		$	1,512		$	79		$	1,544		$	1,459		$	1,145		$	862		$	—		$	31		$	52		$	7,994
	Charge-offs	(291		)	(163		)	(16		)	—			(757		)	(101		)	(273		)	—			—			(7		)	(1,608		)
	Recoveries	107			—			51			—			—			—			45			—			—			141			344
	Provisions for (reduction in) loan losses	1,675			170			(64		)	(1,319		)	701			(538		)	540			121			116			(138		)	1,264
	Balance, September 30, 2013	$	2,801		$	1,519		$	50		$	225		$	1,403		$	506		$	1,174		$	121		$	147		$	48		$	7,994
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	104		$	—		$	—		$	—		$	104
	General portfolio allocation	2,801			1,519			50			225			1,403			506			1,070			121			147			48			7,890
	Loans individually evaluated for impairment	68			—			14			—			437			—			642			—			—			—			1,161
	Specific reserves to total loans individually evaluated for impairment	0		%	0		%	0		%	0		%	0		%	0		%	16.2		%	0		%	0		%	0		%	8.96		%
	Loans collectively evaluated for impairment	$	173,652		$	222,162		$	6,441		$	49,104		$	304,542		$	218,929		$	152,025		$	2,835		$	7,371		$	3,793		$	1,140,854
	General reserves to total loans collectively evaluated for impairment	1.61		%	0.68		%	0.78		%	0.46		%	0.46		%	0.23		%	0.7		%	4.27		%	1.99		%	1.27		%	0.69		%
	Total gross loans	$	173,720		$	222,162		$	6,455		$	49,104		$	304,979		$	218,929		$	152,667		$	2,835		$	7,371		$	3,793		$	1,142,015
	Total allowance to gross loans	1.61		%	0.68		%	0.77		%	0.46		%	0.46		%	0.23		%	0.77		%	4.27		%	1.99		%	1.27		%	0.7		%
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			four family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2011	$	1,361		$	1,119		$	80		$	1,347		$	1,287		$	2,281		$	931		$	—		$	39		$	77		$	8,522
	Charge-offs	(270		)	(405		)	(132		)	—			(88		)	—			(305		)	—			(5		)	(2		)	(1,207		)
	Recoveries	2			—			162			—			2			—			7			—			—			25			198
	Provisions for (reduction in) loan losses	(269		)	437			(44		)	(301		)	835			(184		)	(215		)	—			(34		)	(80		)	145
	Balance, September 30, 2012	$	824		$	1,151		$	66		$	1,046		$	2,036		$	2,097		$	418		$	—		$	—		$	20		$	7,658
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	36		$	—		$	—		$	—		$	—		$	—		$	153		$	—		$	—		$	—		$	189
	General portfolio allocation	788			1,151			66			1,046			2,036			2,097			265			—			—			20			7,469
	Loans individually evaluated for impairment	60			—			309			—			460			1,394			643			—			—			—			2,866
	Specific reserves to total loans individually evaluated for impairment	60		%	0		%	0		%	0		%	0		%	0		%	23.79		%	0		%	0		%	0		%	6.59		%
	Loans collectively evaluated for impairment	$	88,045		$	148,139		$	4,427		$	112,053		$	261,586		$	172,090		$	62,128		$	308		$	11,005		$	2,191		$	861,972
	General reserves to total loans collectively evaluated for impairment	0.89		%	0.78		%	1.49		%	0.93		%	0.78		%	1.22		%	0.43		%	0		%	0		%	0.91		%	0.87		%
Total gross loans	$	88,105		$	148,139		$	4,736		$	112,053		$	262,046		$	173,484		$	62,771		$	308		$	11,005		$	2,191		$	864,838
Total allowance to gross loans	0.94		%	0.78		%	1.39		%	0.93		%	0.78		%	1.21		%	0.67		%	0		%	0		%	0.91		%	0.89		%

Subordinated_Debentures

Subordinated Debentures	9 Months Ended
	Sep. 30, 2013
Subordinated Debentures	'
Subordinated Debentures	'
	Note 8 — Subordinated Debentures
	In March 2004, the Corporation issued $10.3 million of Floating Rate Junior Subordinated Deferrable Interest Debentures (the “Subordinated Debentures”) to PPBI Trust I, which funded the payment of $10.0 million of Floating Rate Trust Preferred Securities (“Trust Preferred Securities”) issued by PPBI Trust I in March 2004.  The net proceeds from the offering of Trust Preferred Securities were contributed as capital to the Bank to support further growth.  Interest is payable quarterly on the Subordinated Debentures at three-month LIBOR plus 2.75% per annum, for an effective rate of 3.02% per annum as of September 30, 2013.
	The Corporation is not allowed to consolidate PPBI Trust I into the Company’s consolidated financial statements.  The resulting effect on the Company’s consolidated financial statements is to report only the Subordinated Debentures as a component of the Company’s liabilities.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share	'
Earnings Per Share	'
	Note 9 — Earnings Per Share
	Basic earnings per share excludes dilution and is computed by dividing net income or loss available to common stockholders by the weighted average number of common shares outstanding for the period, excluding common shares in treasury.  Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted from the issuance of common stock that would then share in earnings and excludes common shares in treasury.  Stock options exercisable for shares of common stock are excluded from the computation of diluted earnings per share if they are anti-dilutive due to their exercise price exceeding the average market price during the period.
	The impact of stock options which are anti-dilutive are excluded from the computations of diluted earnings per share.  The dilutive impact of these securities could be included in future computations of diluted earnings per share if the market price of the common stock increases.  The following table sets forth the number of stock options excluded for the periods indicated:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Stock options excluded	13,744		233,630		53,310		358,151
	The following tables set forth the Company’s unaudited earnings per share calculations for the periods indicated:
		Three Months Ended September 30,
		2013							2012
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	3,066						$	3,462
	Basic income available to common stockholders	3,066			16,640,471		$	0.19	3,462		10,330,814	$	0.34
	Effect of warrants and dilutive stock options	—			841,759				—		502,120
	Diluted income available to common stockholders plus assumed conversions	$	3,066		17,482,230		$	0.18	$	3,462	10,832,934	$	0.32
		Nine Months Ended September 30,
		2013							2012
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	4,789						$	11,965
	Basic income available to common stockholders	4,789			15,512,508		$	0.31	11,965		10,332,223	$	1.16
	Effect of warrants and dilutive stock options	—			802,193				—		377,599
	Diluted income available to common stockholders plus assumed conversions	$	4,789		16,314,701		$	0.29	$	11,965	10,709,822	$	1.12

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	Note 10 — Fair Value of Financial Instruments
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  Financial instruments are considered Level 1 when the valuation is based on quoted prices in active markets for identical assets or liabilities. Level 2 financial instruments are valued using quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or models using inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Financial instruments are considered Level 3 when their values are determined using pricing models, discounted cash flow methodologies or similar techniques, and at least one significant model assumption or input is unobservable and when determination of the fair value requires significant management judgment or estimation.
	Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments, and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the fair values presented.  The following methods and assumptions were used by the Company to estimate the fair value of its financial instruments at September 30, 2013, December 31, 2012 and September 30, 2012:
	Cash and due from banks — The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.
	Securities Available for Sale — Where possible, the Company utilizes quoted market prices to measure debt and equity securities; such items are classified as Level 1 in the hierarchy and include equity securities, US government bonds and securities issued by federally sponsored agencies.  When quoted market prices for identical assets are unavailable or the market for the asset is not sufficiently active, varying valuation techniques are used.  Common inputs in valuing these assets include, among others, benchmark yields, issuer spreads, forward mortgage-backed securities trade prices and recently reported trades.  Such assets are classified as Level 2 in the hierarchy and typically include private label mortgage-backed securities and corporate bonds.  Pricing on these securities are provided to the Company by a pricing service vendor.  In the Level 3 category, the Company is classifying the securities that reflected an other-than-temporary impairments (“OTTI”) charge based on the discounted cash flow of the security or a determination of fair value that requires significant management judgment or consideration.
	FHLB, Federal Reserve Bank Stock and The Independent BankersBank (“TIB”) Stock — The carrying value approximates the fair value based upon the redemption provisions of the stock and are classified as Level 1.
	Loans Held for Sale - The fair value of loans held for sale is determined, when possible, using quoted secondary-market prices.  If no such quoted price exists, the fair value of a loan is determined using quoted prices for a similar asset or assets, adjusted for the specific attributes of that loan.  Loans held for sale are classified as Level 2.
	Loans Held for Investment— For variable-rate loans that re-price frequently and have no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification.  The carrying amount of accrued interest receivable approximates its fair value as a Level 1 classification.
	OREO— OREO assets are recorded at the fair value less estimated costs to sell at the time of foreclosure.  The fair value of OREO assets is generally based on recent real estate appraisals adjusted for estimated selling costs. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value.
	Accrued Interest Receivable/Payable — The carrying amount approximates fair value and are classified as Level 1.
	Deposit Accounts— The fair values estimated for demand deposits (interest and noninterest checking, passbook savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) resulting in a Level 1 classification.  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of the aggregate expected monthly maturities on time deposits in a Level 2 classification.  The carrying amount of accrued interest payable approximates its fair value as a Level 1 classification.
	FHLB Advances and Other Borrowings— For these instruments, the fair value of short term borrowings is estimated to be the carrying amount and is classified as Level 1.  The fair value of long term borrowings and debentures is determined using rates currently available for similar borrowings or debentures with similar credit risk and for the remaining maturities and are classified as Level 2.  The carrying amount of accrued interest payable approximates its fair value as a Level 1 classification.
	Subordinated Debentures — The fair value of subordinated debentures is estimated by discounting the balance by the current three-month LIBOR rate plus the current market spread.  The fair value is determined based on the maturity date as the Company does not currently have intentions to call the debenture and is classified as Level 2.
	Off-Balance Sheet Commitments and Standby Letters of Credit — The majority of the Bank’s commitments to extend credit carry current market interest rates if converted to loans. Because these commitments are generally unassignable by either the Bank or the borrower, they only have value to the Bank and the borrower.  The notional amount disclosed for off-balance sheet commitments and standby letters of credit is the amount available to be drawn down on all lines and letters of credit.  The cost to assume is calculated at 10% of the notional amount and is classified as Level 2.
	Estimated fair values are disclosed for financial instruments for which it is practicable to estimate fair value. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments.  These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates.
	The fair value estimates presented herein are based on pertinent information available to management as of the periods indicated.
		At September 30, 2013
		Carrying			Level 1			Level 2		Level 3		Estimated
		Amount										Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	61,419		$	61,419		$	—	$	—	$	61,419
	Securities available for sale	282,846			187,961			94,885		—		282,846
	Federal Reserve Bank, TIB and FHLB stock, at cost	10,827			10,827			—		—		10,827
	Loans held for sale, net	3,176			—			3,176		—		3,176
	Loans held for investment, net	1,130,975			—			—		1,225,352		1,225,352
	Accrued interest receivable	5,629			5,629			—		—		5,629
	Liabilities:
	Deposit accounts	1,284,134			998,217			284,403		—		1,282,620
	FHLB advances	35,000			35,000			—		—		35,000
	Other borrowings	51,474			—			53,435		—		53,435
	Subordinated debentures	10,310			—			4,766		—		4,766
	Accrued interest payable	195			195			—		—		195
		Notional			Level 1			Level 2		Level 3		Cost to Cede
		Amount										or Assume
	Off-balance sheet commitments and standby letters of credit	$	333,592		$	—		$	33,359	$	—	$	33,359
		At December 31, 2012
		Carrying			Level 1			Level 2		Level 3		Estimated
		Amount										Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	59,352		$	59,352		$	—	$	—	$	59,352
	Securities available for sale	84,066			81,042			2,072		952		84,066
	Federal Reserve Bank and FHLB stock, at cost	11,247			11,247			—		—		11,247
	Loans held for sale, net	3,681			—			3,681		—		3,681
	Loans held for investment, net	974,213			—			—		1,049,589		1,049,589
	Accrued interest receivable	4,126			4,126			—		—		4,126
	Liabilities:
	Deposit accounts	904,768			548,101			363,382		—		911,483
	FHLB advances	87,000			87,000			—		—		87,000
	Other borrowings	28,500			—			31,267		—		31,267
	Subordinated debentures	10,310			—			4,973		—		4,973
	Accrued interest payable	142			142			—		—		142
		Notional			Level 1			Level 2		Level 3		Cost to Cede
		Amount										or Assume
	Off-balance sheet commitments and standby letters of credit	$	131,450		$	—		$	13,145	$	—	$	13,145
		At September 30, 2012
		Carrying			Level 1			Level 2		Level 3		Estimated
		Amount										Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	58,243		$	58,243		$	—	$	—	$	58,243
	Securities available for sale	114,250			54,099			59,190		961		114,250
Federal Reserve Bank and FHLB stock, at cost	12,191			12,191			—		—		12,191
Loans held for sale, net	4,728			—			4,728		—		4,728
Loans held for investment, net	851,715			—			—		931,640		931,640
Accrued interest receivable	3,933			3,933			—		—		3,933
Liabilities:
Deposit accounts	895,870			476,852			422,036		—		898,888
FHLB advances	47,000			47,000			—		—		47,000
Other borrowings	28,500			—			32,360		—		32,360
Subordinated debentures	10,310			—			8,222		—		8,222
Accrued interest payable	213			213			—		—		213
	Notional			Level 1			Level 2		Level 3		Cost to Cede
	Amount										or Assume
Off-balance sheet commitments and standby letters of credit	$	152,057		$	—		$	15,206	$	—	$	15,206
A loan is considered impaired when it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement.  Impairment is measured based on the fair value of the underlying collateral or the discounted expected future cash flows.  The Company measures impairment on all non-accrual loans for which it has reduced the principal balance to the value of the underlying collateral less the anticipated selling cost.  As such, the Company records impaired loans as non-recurring Level 2 when the fair value of the underlying collateral is based on an observable market price or current appraised value.  When current market prices are not available or the Company determines that the fair value of the underlying collateral is further impaired below appraised values, the Company records impaired loans as Level 3.  At September 30, 2013, substantially all the Company’s impaired loans were evaluated based on the fair value of their underlying collateral based upon the most recent appraisal available to management.
The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.  While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.
The following fair value hierarchy table presents information about the Company’s assets measured at fair value on a recurring basis at the dates indicated:
	September 30, 2013
	Fair Value Measurement Using
	Level 1			Level 2			Level 3		Securities at
									Fair Value
	(in thousands)
Investment securities available for sale:
U.S. Treasury	$	82		$	—		$	—	$	82
Municipal bonds	—			94,885			—		94,885
Mortgage-backed securities	187,879			—			—		187,879
Total securities available for sale	$	187,961		$	94,885		$	—	$	282,846
Stock:
FHLB stock	$	7,532		$	—		$	—	$	7,532
Federal Reserve Bank stock	3,295			—			—		3,295
Total stock	10,827			—			—		10,827
Total securities	$	198,788		$	94,885		$	—	$	293,673
	September 30, 2012
	Fair Value Measurement Using
	Level 1			Level 2			Level 3		Securities at
									Fair Value
	(in thousands)
Investment securities available for sale:
U.S. Treasury	$	160		$	—		$	—	$	160
Municipal bonds	—			57,097			—		57,097
Mortgage-backed securities	53,939			2,093			961		56,993
Total securities available for sale	$	54,099		$	59,190		$	961	$	114,250
Stock:
FHLB stock	$	10,172		$	—		$	—	$	10,172
Federal Reserve Bank stock	2,019			—			—		2,019
Total stock	12,191			—			—		12,191
Total securities	$	66,290		$	59,190		$	961	$	126,441
The following table provides a summary of the changes in balance sheet carrying values associated with Level 3 financial instruments during the nine months ended for the periods indicated:
	Nine Months Ended
	September 30, 2013			September 30, 2012
	(in thousands)
Balance, beginning of period	$	952		$	991
Total gains or (losses) realized/unrealized:
Included in earnings (or changes in net assets)	194			(118		)
Included in other comprehensive income	(140		)	290
Purchases, issuances, and settlements	(1,077		)	(202		)
Transfer in and/or out of Level 3	71			—
Balance, end of period	$	—		$	961
The following table provides a summary of the financial instruments the Company measures at fair value on a non-recurring basis as of the periods indicated:
	September 30, 2013
	Fair Value Measurement Using
	Level 1			Level 2			Level 3		Assets at
									Fair Value
	(in thousands)
Assets
Impaired loans	$	—		$	—		$	1,161	$	1,161
Other real estate owned	—			—			1,186		1,186
Total assets	$	—		$	—		$	2,347	$	2,347
	September 30, 2012
	Fair Value Measurement Using
	Level 1			Level 2			Level 3		Assets at
									Fair Value
	(in thousands)
Assets
Impaired loans	$	—		$	—		$	2,866	$	2,866
Other real estate owned	—			—			5,521		5,521
Total assets	$	—		$	—		$	8,387	$	8,387

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2013
Significant Accounting Policies	'
Certain Acquired Loans	'
	Certain Acquired Loans:  As part of business acquisitions, the Bank acquires certain loans that have shown evidence of credit deterioration since origination. These acquired loans are recorded at the allocated fair value, such that there is no carryover of the seller’s allowance for loan losses. Such acquired loans are accounted for individually. The Bank estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of the allocated fair value is recorded as interest income over the remaining life of the loan (accretable yield). The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (non-accretable difference). Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded through the allowance for loan losses. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Goodwill and Core Deposit Intangible	'
	Goodwill and Core Deposit Intangible: Goodwill is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet.
	Core deposit intangible assets arising from whole bank acquisitions are amortized on an accelerated method over their estimated useful lives, which range from 8 to 10 years.

Acquisitions_Tables

Acquisitions (Tables)	9 Months Ended
	Sep. 30, 2013
Acquisitions	'
Schedule of contractual amounts due, expected cash flows to be collected, interest component and fair value as of the respective acquisition dates	'
		Acquired Loans
		(dollars in thousands)
	Contractual amounts due	$	79,358
	Cash flows not expected to be collected	—
	Expected cash flows	79,358
	Interest component of expected cash flows	10,543
	Fair value of acquired loans	$	68,815
Summary of pro forma net interest and other income, net income and earnings per share	'
		Nine months Ended September 30,
		2013			2012
	Net interest and other income	$	52,738		$	55,791
	Net income	5,648			14,902
	Basic earnings per share	$	0.36		$	1.16
	Diluted earnings per share	$	0.35		$	1.13
San Diego Trust Bank	'
Acquisitions	'
Schedule of assets acquired and liabilities assumed and the provisional fair value adjustments and amounts recorded	'
	The following table represents the assets acquired and liabilities assumed of SDTB as of June 25, 2013 and the provisional fair value adjustments and amounts recorded by the Company in 2013 under the acquisition method of accounting:
		SDTB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	30,252		$	—		$	30,252
	Investment securities	124,960			(155		)	124,805
	Loans, gross	42,945			(552		)	42,393
	Allowance for loan losses	(1,013		)	1,013			—
	Other real estate owned	752			—			752
	Core deposit intangible	—			2,836			2,836
	Other assets	9,856			—			9,856
	Total assets acquired	$	207,752		$	3,142		$	210,894
	LIABILITIES ASSUMED
	Deposits	$	183,901		$	6		$	183,907
	Deferred tax liability (asset)	(333		)	1,255			922
	Other liabilities	1,823			—			1,823
	Total liabilities assumed	185,391			1,261			186,652
	Excess of assets acquired over liabilities assumed	$	22,361		$	1,881		24,242
	Consideration paid							30,622
	Goodwill recognized							$	6,380
First Association Bank	'
Acquisitions	'
Schedule of assets acquired and liabilities assumed and the provisional fair value adjustments and amounts recorded	'
	The following table represents the assets acquired and liabilities assumed of FAB as of March 15, 2013, the provisional fair value adjustments and amounts recorded by the Company in 2013 under the acquisition method of accounting:
		FAB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	167,663		$	—		$	167,663
	Investment securities	219,913			2,478			222,391
	Loans, gross	26,264			158			26,422
	Allowance for loan losses	(224		)	224			—
	Core deposit intangible	—			1,930			1,930
	Other assets	5,823			—			5,823
	Total assets acquired	$	419,439		$	4,790		$	424,229
	LIABILITIES ASSUMED
	Deposits	$	356,737		$	81		$	356,818
	Borrowings	16,905			—			16,905
	Deferred tax liability	—			3,918			3,918
	Other Liabilities	536			—			536
	Total liabilities assumed	374,178			3,999			378,177
	Excess of assets acquired over liabilities assumed	$	45,261		$	791		46,052
	Consideration paid							57,906
	Goodwill recognized							$	11,854

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Schedule of amortized cost and estimated fair value of securities	'
		September 30, 2013
		Amortized Cost			Unrealized			Unrealized			Estimated
					Gain			Loss			Fair Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	73		$	9		$	—		$	82
	Municipal bonds	95,971			709			(1,795		)	94,885
	Mortgage-backed securities	191,282			182			(3,585		)	187,879
	Total securities available for sale	$	287,326		$	900		$	(5,380	)	$	282,846
		December 31, 2012
		Amortized Cost			Unrealized			Unrealized			Estimated Fair
					Gain			Loss			Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	147		$	12		$	—		$	159
	Municipal bonds	25,401			1,186			(1		)	26,586
	Mortgage-backed securities	56,641			1,162			(482		)	57,321
	Total securities available for sale	$	82,189		$	2,360		$	(483	)	$	84,066
		September 30, 2012
		Amortized Cost			Unrealized			Unrealized			Estimated Fair
					Gain			Loss			Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	147		$	13		$	—		$	160
	Municipal bonds	55,445			1,667			(15		)	57,097
	Mortgage-backed securities	56,351			1,121			(479		)	56,993
	Total securities available for sale	$	111,943		$	2,801		$	(494	)	$	114,250
Schedule of number, fair value and gross unrealized holding losses of the Company's investment securities by investment category and length of time that the securities have been in a continuous loss position	'
		September 30, 2013
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	131		$	60,183		$	(1,795	)	—		$	—		$	—		131	$	60,183	$	(1,795	)
	Mortgage-backed securities	39		136,513			(2,725		)	1		13,117			(860		)	40	149,630		(3,585		)
	Total	170		$	196,696		$	(4,520	)	1		$	13,117		$	(860	)	171	$	209,813	$	(5,380	)
		December 31, 2012
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	1		$	292		$	(1	)	—		$	—		$	—		1	$	292	$	(1	)
	Mortgage-backed securities	2		15,128			(152		)	31		1,012			(330		)	33	16,140		(482		)
	Total	3		$	15,420		$	(153	)	31		$	1,012		$	(330	)	34	$	16,432	$	(483	)
		September 30, 2012
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	9		$	2,775		$	(15	)	—		$	—		$	—		9	$	2,775	$	(15	)
	Mortgage-backed securities	4		9,025			(33		)	34		1,004			(446		)	38	10,029		(479		)
	Total	13		$	11,800		$	(48	)	34		$	1,004		$	(446	)	47	$	12,804	$	(494	)
Schedule of amortized cost and estimated fair value of investment securities available for sale by contractual maturity	'
		One Year						More than One						More than Five Years					More than
		or Less						Year to Five Years						to Ten Years					Ten Years					Total
		Amortized			Fair			Amortized			Fair			Amortized			Fair		Amortized		Fair			Amortized		Fair
		Cost			Value			Cost			Value			Cost			Value		Cost		Value			Cost		Value
		(dollars in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	—		$	—		$	73		$	82		$	—		$	—	$	—	$	—		$	73	$	82
	Municipal bonds	—			—			9,995			9,905			42,734			42,392		43,242		42,588			95,971		94,885
	Mortgage-backed securities	—			—			—			—			14,153			14,038		177,129		173,841			191,282		187,879
	Total investment securities available for sale	—			—			10,068			9,987			56,887			56,430		220,371		216,429			287,326		282,846

Loans_Held_for_Investment_Tabl

Loans Held for Investment (Tables)	9 Months Ended
	Sep. 30, 2013
Loans Held for Investment	'
Summary of composition of loan portfolio	'
		September 30, 2013			December 31, 2012			September 30, 2012
		(in thousands)
	Business loans:
	Commercial and industrial	$	173,720		$	115,354		$	88,105
	Commercial owner occupied (1)	222,162			150,934			148,139
	SBA	6,455			6,882			4,736
	Warehouse facilities	49,104			195,761			112,053
	Real estate loans:
	Commercial non-owner occupied	304,979			253,409			262,046
	Multi-family	218,929			156,424			173,484
	One-to-four family (2)	152,667			97,463			62,771
	Construction	2,835			—			308
	Land	7,371			8,774			11,005
	Other loans	3,793			1,193			2,191
	Total gross loans (3)	1,142,015			986,194			864,838
	Less loans held for sale, net	3,176			3,681			4,728
	Total gross loans held for investment	1,138,839			982,513			860,110
	Less:
	Deferred loan origination costs (fees) and premiums (discounts), net	130			(306		)	(737		)
	Allowance for loan losses	(7,994		)	(7,994		)	(7,658		)
	Loans held for investment, net	$	1,130,975		$	974,213		$	851,715
	(1)         Majority secured by real estate.
	(2)         Includes second trust deeds.
	(3)         Total gross loans for September 30, 2013 are net of the unaccreted mark-to-market discounts on Canyon National loans of $2.3 million, on Palm Desert National loans of $3.7 million, and on SDTB loans of $230,000 and of the mark-to-market premium on FAB loans of $103,000.
Summary of Company's investment in purchased credit impaired loans, acquired from Canyon National and Palm Desert National	'
		September 30, 2013
		Canyon			Palm Desert			Total
		National			National
		(in thousands)
	Business loans:
	Commercial and industrial	$	79		$	174		$	253
	Commercial owner occupied	942			—			942
	SBA	—			—			—
	Warehouse facilities	—			—			—
	Real estate loans:
	Commercial non-owner occupied	1,009			—			1,009
	Multi-family	—			—			—
	One-to-four family	—			21			21
	Construction	—			—			—
	Land	—			—			—
	Other loans	—			—			—
	Total purchase credit impaired	$	2,030		$	195		$	2,225
Summary of accretable yield on purchased credit impaired	'
		Nine Months Ended
		September 30, 2013
		Canyon National			Palm Desert National			Total
		(in thousands)
	Balance at the beginning of period	$	2,029		$	247		$	2,276
	Accretable yield at acquisition	—			—			—
	Accretion	(348		)	(49		)	(397		)
	Disposals and other	(31		)	(514		)	(545		)
	Change in accretable yield	157			448			605
	Balance at the end of period	$	1,807		$	132		$	1,939
Summary of Company's investment in impaired loans	'
		Contractual						Impaired Loans					Specific
		Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	September 30, 2013
	Business loans:
	Commercial and industrial	$	186		$	68		$	—		$	68	$	—	$	326	$	71
	Commercial owner occupied	—			—			—			—		—		153		18
	SBA	246			14			—			14		—		60		16
	Real estate loans:
	Commercial non-owner occupied	527			437			—			437		—		983		157
	Multi-family	—			—			—			—		—		144		2
	One-to-four family	701			642			282			360		104		772		154
	Totals	$	1,660		$	1,161		$	282		$	879	$	104	$	2,438	$	418
		Contractual						Impaired Loans					Specific
		Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	December 31, 2012
	Business loans:
	Commercial and industrial	$	707		$	593		$	287		$	306	$	270	$	203	$	29
	Commercial owner occupied	—			—			—			—		—		444		—
	SBA	810			259			—			259		—		468		21
	Real estate loans:
	Commercial non-owner occupied	746			670			—			670		—		1,031		59
	Multi-family	315			266			—			266		—		1,123		22
	One-to-four family	960			948			541			407		395		720		59
	Totals	$	3,538		$	2,736		$	828		$	1,908	$	665	$	3,989	$	190
		Contractual						Impaired Loans					Specific
		Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	September 30, 2012
	Business loans:
	Commercial and industrial	$	59		$	60		$	60		$	—	$	36	$	140	$	3
	Commercial owner occupied	—			—			—			—		—		592		—
	SBA	1,368			309			—			309		—		518		37
	Real estate loans:
	Commercial non-owner occupied	507			460			—			460		—		1,257		15
	Multi-family	1,437			1,394			—			1,394		—		1,408		67
	One-to-four family	657			643			299			344		153		656		31
	Totals	$	4,028		$	2,866		$	359		$	2,507	$	189	$	4,571	$	153
Summary of additional detail on components of impaired loans	'
		September 30, 2013			December 31, 2012			September 30, 2012
		(in thousands)
	Nonaccruing loans	$	972		$	1,988		$	1,439
	Accruing loans	189			748			1,427
	Total impaired loans	$	1,161		$	2,736		$	2,866
Summary of loan portfolio by the Company's internal risk grading system	'
		Credit Risk Grades
					Special						Total Gross
		Pass			Mention			Substandard			Loans
		(in thousands)
	September 30, 2013
	Business loans:
	Commercial and industrial	$	170,840		$	68		$	2,812		$	173,720
	Commercial owner occupied	207,519			2,632			12,011			222,162
	SBA	6,455			—			—			6,455
	Warehouse facilities	49,104			—			—			49,104
	Real estate loans:
	Commercial non-owner occupied	299,940			355			4,684			304,979
	Multi-family	217,897			513			519			218,929
	One-to-four family	151,564			—			1,103			152,667
	Construction	2,835			—			—			2,835
	Land	7,371			—			—			7,371
	Other loans	3,787			—			6			3,793
	Totals	$	1,117,312		$	3,568		$	21,135		$	1,142,015
		Credit Risk Grades
					Special						Total Gross
		Pass			Mention			Substandard			Loans
		(in thousands)
	December 31, 2012
	Business loans:
	Commercial and industrial	$	111,895		$	92		$	3,367		$	115,354
	Commercial owner occupied	136,330			2,674			11,930			150,934
	SBA	6,819			—			63			6,882
	Warehouse facilities	195,761			—			—			195,761
	Real estate loans:
	Commercial non-owner occupied	240,585			687			12,137			253,409
	Multi-family	143,003			11,583			1,838			156,424
	One-to-four family	96,061			—			1,402			97,463
	Land	8,762			—			12			8,774
	Other loans	1,177			—			16			1,193
	Totals	$	940,393		$	15,036		$	30,765		$	986,194
		Credit Risk Grades
					Special						Total Gross
		Pass			Mention			Substandard			Loans
		(in thousands)
	September 30, 2012
	Business loans:
	Commercial and industrial	$	86,000		$	847		$	1,258		$	88,105
	Commercial owner occupied	137,289			3,334			7,516			148,139
	SBA	4,455			—			281			4,736
	Warehouse facilities	112,053			—			—			112,053
	Real estate loans:
	Commercial non-owner occupied	252,216			663			9,167			262,046
	Multi-family	170,365			—			3,119			173,484
	One-to-four family	61,378			—			1,393			62,771
	Construction	308			—			—			308
	Land	9,009			—			1,996			11,005
	Other loans	2,174			—			17			2,191
	Totals	$	835,247		$	4,844		$	24,747		$	864,838
Schedule of delinquencies in the Company's loan portfolio	'
					Days Past Due										Non-
		Current			30-59			60-89			90+		Total		Accruing
		(in thousands)
	September 30, 2013
	Business loans:
	Commercial and industrial	$	173,478		$	163		$	79		$	—	$	173,720	$	78
	Commercial owner occupied	222,162			—			—			—		222,162		—
	SBA	6,312			—			129			14		6,455		142
	Warehouse facilities	49,104			—			—			—		49,104		—
	Real estate loans:
	Commercial non-owner occupied	304,420			559			—			—		304,979		437
	Multi-family	218,929			—			—			—		218,929		—
	One-to-four family	152,570			—			—			97		152,667		496
	Construction	2,835			—			—			—		2,835		—
	Land	7,371			—			—			—		7,371		—
	Other loans	3,785			2			6			—		3,793		—
	Totals	$	1,140,966		$	724		$	214		$	111	$	1,142,015	$	1,153
					Days Past Due										Non-
		Current			30-59			60-89			90+		Total		Accruing
		(in thousands)
	December 31, 2012
	Business loans:
	Commercial and industrial	$	115,078		$	—		$	58		$	218	$	115,354	$	347
	Commercial owner occupied	150,689			—			245			—		150,934		14
	SBA	6,697			—			—			185		6,882		260
	Warehouse facilities	195,761			—			—			—		195,761		—
	Real estate loans:
	Commercial non-owner occupied	253,409			—			—			—		253,409		670
	Multi-family	156,424			—			—			—		156,424		266
	One-to-four family	97,283			101			—			79		97,463		522
	Land	8,774			—			—			—		8,774		127
	Other loans	1,188			5			—			—		1,193		—
	Totals	$	985,303		$	106		$	303		$	482	$	986,194	$	2,206
					Days Past Due										Non-
		Current			30-59			60-89			90+		Total		Accruing
		(in thousands)
	September 30, 2012
	Business loans:
	Commercial and industrial	$	87,984		$	—		$	121		$	—	$	88,105	$	—
	Commercial owner occupied	147,812			327			—			—		148,139		218
	SBA	4,551			—			—			185		4,736		266
	Warehouse facilities	112,053			—			—			—		112,053		—
	Real estate loans:
	Commercial non-owner occupied	256,489			1,708			—			3,849		262,046		4,528
	Multi-family	173,484			—			—			—		173,484		273
	One-to-four family	62,307			301			43			120		62,771		578
	Construction	308			—			—			—		308		—
	Land	10,776			229			—			—		11,005		417
	Other loans	2,191			—			—			—		2,191		—
	Totals	$	857,955		$	2,565		$	164		$	4,154	$	864,838	$	6,280

Allowance_for_Loan_Losses_Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2013
Allowance for Loan Losses	'
Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio	'
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			four family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2012	$	1,310		$	1,512		$	79		$	1,544		$	1,459		$	1,145		$	862		$	—		$	31		$	52		$	7,994
	Charge-offs	(291		)	(163		)	(16		)	—			(757		)	(101		)	(273		)	—			—			(7		)	(1,608		)
	Recoveries	107			—			51			—			—			—			45			—			—			141			344
	Provisions for (reduction in) loan losses	1,675			170			(64		)	(1,319		)	701			(538		)	540			121			116			(138		)	1,264
	Balance, September 30, 2013	$	2,801		$	1,519		$	50		$	225		$	1,403		$	506		$	1,174		$	121		$	147		$	48		$	7,994
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	104		$	—		$	—		$	—		$	104
	General portfolio allocation	2,801			1,519			50			225			1,403			506			1,070			121			147			48			7,890
	Loans individually evaluated for impairment	68			—			14			—			437			—			642			—			—			—			1,161
	Specific reserves to total loans individually evaluated for impairment	0		%	0		%	0		%	0		%	0		%	0		%	16.2		%	0		%	0		%	0		%	8.96		%
	Loans collectively evaluated for impairment	$	173,652		$	222,162		$	6,441		$	49,104		$	304,542		$	218,929		$	152,025		$	2,835		$	7,371		$	3,793		$	1,140,854
	General reserves to total loans collectively evaluated for impairment	1.61		%	0.68		%	0.78		%	0.46		%	0.46		%	0.23		%	0.7		%	4.27		%	1.99		%	1.27		%	0.69		%
	Total gross loans	$	173,720		$	222,162		$	6,455		$	49,104		$	304,979		$	218,929		$	152,667		$	2,835		$	7,371		$	3,793		$	1,142,015
	Total allowance to gross loans	1.61		%	0.68		%	0.77		%	0.46		%	0.46		%	0.23		%	0.77		%	4.27		%	1.99		%	1.27		%	0.7		%
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			four family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2011	$	1,361		$	1,119		$	80		$	1,347		$	1,287		$	2,281		$	931		$	—		$	39		$	77		$	8,522
	Charge-offs	(270		)	(405		)	(132		)	—			(88		)	—			(305		)	—			(5		)	(2		)	(1,207		)
	Recoveries	2			—			162			—			2			—			7			—			—			25			198
	Provisions for (reduction in) loan losses	(269		)	437			(44		)	(301		)	835			(184		)	(215		)	—			(34		)	(80		)	145
	Balance, September 30, 2012	$	824		$	1,151		$	66		$	1,046		$	2,036		$	2,097		$	418		$	—		$	—		$	20		$	7,658
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	36		$	—		$	—		$	—		$	—		$	—		$	153		$	—		$	—		$	—		$	189
	General portfolio allocation	788			1,151			66			1,046			2,036			2,097			265			—			—			20			7,469
	Loans individually evaluated for impairment	60			—			309			—			460			1,394			643			—			—			—			2,866
	Specific reserves to total loans individually evaluated for impairment	60		%	0		%	0		%	0		%	0		%	0		%	23.79		%	0		%	0		%	0		%	6.59		%
	Loans collectively evaluated for impairment	$	88,045		$	148,139		$	4,427		$	112,053		$	261,586		$	172,090		$	62,128		$	308		$	11,005		$	2,191		$	861,972
	General reserves to total loans collectively evaluated for impairment	0.89		%	0.78		%	1.49		%	0.93		%	0.78		%	1.22		%	0.43		%	0		%	0		%	0.91		%	0.87		%
	Total gross loans	$	88,105		$	148,139		$	4,736		$	112,053		$	262,046		$	173,484		$	62,771		$	308		$	11,005		$	2,191		$	864,838
	Total allowance to gross loans	0.94		%	0.78		%	1.39		%	0.93		%	0.78		%	1.21		%	0.67		%	0		%	0		%	0.91		%	0.89		%

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share	'
Schedule of number of stock options excluded from the computations of diluted earnings per share	'
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Stock options excluded	13,744		233,630		53,310		358,151
Schedule of Company's unaudited earnings per share calculations	'
		Three Months Ended September 30,
		2013							2012
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	3,066						$	3,462
	Basic income available to common stockholders	3,066			16,640,471		$	0.19	3,462		10,330,814	$	0.34
	Effect of warrants and dilutive stock options	—			841,759				—		502,120
	Diluted income available to common stockholders plus assumed conversions	$	3,066		17,482,230		$	0.18	$	3,462	10,832,934	$	0.32
		Nine Months Ended September 30,
		2013							2012
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	4,789						$	11,965
	Basic income available to common stockholders	4,789			15,512,508		$	0.31	11,965		10,332,223	$	1.16
	Effect of warrants and dilutive stock options	—			802,193				—		377,599
	Diluted income available to common stockholders plus assumed conversions	$	4,789		16,314,701		$	0.29	$	11,965	10,709,822	$	1.12

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Schedule of carrying amount and estimated fair value of financial instruments	'
		At September 30, 2013
		Carrying			Level 1			Level 2		Level 3		Estimated
		Amount										Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	61,419		$	61,419		$	—	$	—	$	61,419
	Securities available for sale	282,846			187,961			94,885		—		282,846
	Federal Reserve Bank, TIB and FHLB stock, at cost	10,827			10,827			—		—		10,827
	Loans held for sale, net	3,176			—			3,176		—		3,176
	Loans held for investment, net	1,130,975			—			—		1,225,352		1,225,352
	Accrued interest receivable	5,629			5,629			—		—		5,629
	Liabilities:
	Deposit accounts	1,284,134			998,217			284,403		—		1,282,620
	FHLB advances	35,000			35,000			—		—		35,000
	Other borrowings	51,474			—			53,435		—		53,435
	Subordinated debentures	10,310			—			4,766		—		4,766
	Accrued interest payable	195			195			—		—		195
		At December 31, 2012
		Carrying			Level 1			Level 2		Level 3		Estimated
		Amount										Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	59,352		$	59,352		$	—	$	—	$	59,352
	Securities available for sale	84,066			81,042			2,072		952		84,066
	Federal Reserve Bank and FHLB stock, at cost	11,247			11,247			—		—		11,247
	Loans held for sale, net	3,681			—			3,681		—		3,681
	Loans held for investment, net	974,213			—			—		1,049,589		1,049,589
	Accrued interest receivable	4,126			4,126			—		—		4,126
	Liabilities:
	Deposit accounts	904,768			548,101			363,382		—		911,483
	FHLB advances	87,000			87,000			—		—		87,000
	Other borrowings	28,500			—			31,267		—		31,267
	Subordinated debentures	10,310			—			4,973		—		4,973
	Accrued interest payable	142			142			—		—		142
		At September 30, 2012
		Carrying			Level 1			Level 2		Level 3		Estimated
		Amount										Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	58,243		$	58,243		$	—	$	—	$	58,243
	Securities available for sale	114,250			54,099			59,190		961		114,250
	Federal Reserve Bank and FHLB stock, at cost	12,191			12,191			—		—		12,191
	Loans held for sale, net	4,728			—			4,728		—		4,728
	Loans held for investment, net	851,715			—			—		931,640		931,640
	Accrued interest receivable	3,933			3,933			—		—		3,933
	Liabilities:
	Deposit accounts	895,870			476,852			422,036		—		898,888
	FHLB advances	47,000			47,000			—		—		47,000
	Other borrowings	28,500			—			32,360		—		32,360
	Subordinated debentures	10,310			—			8,222		—		8,222
	Accrued interest payable	213			213			—		—		213
Schedule of Off-balance sheet commitments and standby letters of credit	'
		Notional			Level 1			Level 2		Level 3		Cost to Cede
		Amount										or Assume
	Off-balance sheet commitments and standby letters of credit	$	333,592		$	—		$	33,359	$	—	$	33,359
		Notional			Level 1			Level 2		Level 3		Cost to Cede
		Amount										or Assume
	Off-balance sheet commitments and standby letters of credit	$	131,450		$	—		$	13,145	$	—	$	13,145
		Notional			Level 1			Level 2		Level 3		Cost to Cede
		Amount										or Assume
	Off-balance sheet commitments and standby letters of credit	$	152,057		$	—		$	15,206	$	—	$	15,206
Schedule of Company's assets measured at fair value on a recurring basis	'
		September 30, 2013
		Fair Value Measurement Using
		Level 1			Level 2			Level 3		Securities at
										Fair Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	82		$	—		$	—	$	82
	Municipal bonds	—			94,885			—		94,885
	Mortgage-backed securities	187,879			—			—		187,879
	Total securities available for sale	$	187,961		$	94,885		$	—	$	282,846
	Stock:
	FHLB stock	$	7,532		$	—		$	—	$	7,532
	Federal Reserve Bank stock	3,295			—			—		3,295
	Total stock	10,827			—			—		10,827
	Total securities	$	198,788		$	94,885		$	—	$	293,673
		September 30, 2012
		Fair Value Measurement Using
		Level 1			Level 2			Level 3		Securities at
										Fair Value
		(in thousands)
	Investment securities available for sale:
	U.S. Treasury	$	160		$	—		$	—	$	160
	Municipal bonds	—			57,097			—		57,097
	Mortgage-backed securities	53,939			2,093			961		56,993
	Total securities available for sale	$	54,099		$	59,190		$	961	$	114,250
	Stock:
	FHLB stock	$	10,172		$	—		$	—	$	10,172
	Federal Reserve Bank stock	2,019			—			—		2,019
	Total stock	12,191			—			—		12,191
	Total securities	$	66,290		$	59,190		$	961	$	126,441
Schedule of changes in balance sheet carrying values measured at fair value on a recurring basis using significant unobservable (Level 3) inputs	'
		Nine Months Ended
		September 30, 2013			September 30, 2012
		(in thousands)
	Balance, beginning of period	$	952		$	991
	Total gains or (losses) realized/unrealized:
	Included in earnings (or changes in net assets)	194			(118		)
	Included in other comprehensive income	(140		)	290
	Purchases, issuances, and settlements	(1,077		)	(202		)
	Transfer in and/or out of Level 3	71			—
	Balance, end of period	$	—		$	961
Schedule of Company's assets measured at fair value on a non-recurring basis	'
		September 30, 2013
		Fair Value Measurement Using
		Level 1			Level 2			Level 3		Assets at
										Fair Value
		(in thousands)
	Assets
	Impaired loans	$	—		$	—		$	1,161	$	1,161
	Other real estate owned	—			—			1,186		1,186
	Total assets	$	—		$	—		$	2,347	$	2,347
		September 30, 2012
		Fair Value Measurement Using
		Level 1			Level 2			Level 3		Assets at
										Fair Value
		(in thousands)
	Assets
	Impaired loans	$	—		$	—		$	2,866	$	2,866
	Other real estate owned	—			—			5,521		5,521
	Total assets	$	—		$	—		$	8,387	$	8,387

Significant_Accounting_Policie2

Significant Accounting Policies (Details) (Core deposit)	9 Months Ended
	Sep. 30, 2013
Minimum	'
Significant Accounting Policies	'
Estimated useful lives	'8 years
Maximum	'
Significant Accounting Policies	'
Estimated useful lives	'10 years

Acquisitions_Details

Acquisitions (Details) (USD $)

9 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Jun. 25, 2013

Sep. 30, 2013

Jun. 25, 2013

Jun. 25, 2013

Jun. 25, 2013

Mar. 15, 2013

Sep. 30, 2013

Mar. 15, 2013

Mar. 15, 2013

Apr. 27, 2012

Feb. 11, 2011

Acquired Loans

San Diego Trust Bank

San Diego Trust Bank

San Diego Trust Bank

San Diego Trust Bank

San Diego Trust Bank

First Association Bank

First Association Bank

First Association Bank

First Association Bank

Palm Desert National

Canyon National

item

Maximum

Book Value

Fair Value Adjustments

item

Book Value

Fair Value Adjustments

item

item

Acquisitions

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Cash consideration

'

'

'

$16,200,000

'

'

'

'

$43,000,000

'

'

'

'

'

Number of shares of common stock issued as consideration

'

'

'

1,198,255

'

'

'

'

1,279,217

'

'

'

'

'

Number of entities in business combination

'

'

'

2

'

'

'

'

2

'

'

'

'

'

Number of branches acquired

'

'

'

'

'

'

'

'

'

'

'

'

1

3

ASSETS ACQUIRED

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Cash and cash equivalents

'

'

'

30,252,000

'

'

30,252,000

'

167,663,000

'

167,663,000

'

39,500,000

13,200,000

Investment securities

'

'

'

124,805,000

'

'

124,960,000

-155,000

222,391,000

'

219,913,000

2,478,000

1,500,000

12,800,000

Loans, gross

'

'

'

42,393,000

'

'

42,945,000

-552,000

26,422,000

'

26,264,000

158,000

63,800,000

149,700,000

Allowance for loan losses

'

'

'

'

'

'

-1,013,000

1,013,000

'

'

-224,000

224,000

'

'

Other real estate owned

'

'

'

752,000

'

'

752,000

'

'

'

'

'

11,500,000

12,000,000

Core deposit intangible

'

'

'

2,836,000

'

'

'

2,836,000

1,930,000

'

'

1,930,000

840,000

2,300,000

Other assets

'

'

'

9,856,000

'

'

9,856,000

'

5,823,000

'

5,823,000

'

3,800,000

1,500,000

Total assets acquired

'

'

'

210,894,000

'

'

207,752,000

3,142,000

424,229,000

'

419,439,000

4,790,000

120,900,000

208,900,000

LIABILITIES ASSUMED

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Deposits

'

'

'

183,907,000

'

'

183,901,000

6,000

356,818,000

'

356,737,000

81,000

'

204,700,000

Borrowings

'

'

'

'

'

'

'

'

16,905,000

'

16,905,000

'

'

'

Deferred tax liability (asset)

'

'

'

922,000

'

'

-333,000

1,255,000

3,918,000

'

'

3,918,000

2,400,000

1,900,000

Other liabilities

'

'

'

1,823,000

'

'

1,823,000

'

536,000

'

536,000

'

578,000

39,000

Total liabilities assumed

'

'

'

186,652,000

'

'

185,391,000

1,261,000

378,177,000

'

374,178,000

3,999,000

118,000,000

206,600,000

Excess of assets acquired over liabilities assumed

'

'

'

24,242,000

'

'

22,361,000

1,881,000

46,052,000

'

45,261,000

791,000

'

'

Consideration paid

'

'

'

30,622,000

'

'

'

'

57,906,000

'

'

'

'

'

Goodwill recognized

'

'

'

6,380,000

'

'

'

'

11,854,000

'

'

'

'

'

Total purchase credit impaired loans

'

'

'

'

0

'

'

'

'

0

'

'

'

'

Extension period for measurement of fair values

'

'

'

'

'

'1 year

'

'

'

'

'

'

'

'

Contractual amounts due, expected cash flows to be collected, interest component and fair value as of the respective acquisition dates

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Contractual amounts due

'

'

79,358,000

'

'

'

'

'

'

'

'

'

'

'

Expected cash flows

'

'

79,358,000

'

'

'

'

'

'

'

'

'

'

'

Interest component of expected cash flows

'

'

10,543,000

'

'

'

'

'

'

'

'

'

'

'

Fair value of acquired loans

'

'

68,815,000

'

'

'

'

'

'

'

'

'

'

'

Pro forma net interest and other income, net income and earnings per share

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net interest and other income

52,738,000

55,791,000

'

'

'

'

'

'

'

'

'

'

'

'

Net income

5,648,000

14,902,000

'

'

'

'

'

'

'

'

'

'

'

'

Basic earnings per share (in dollars per share)

$0.36

$1.16

'

'

'

'

'

'

'

'

'

'

'

'

Diluted earnings per share (in dollars per share)

$0.35

$1.13

'

'

'

'

'

'

'

'

'

'

'

'

Deposit transaction accounts

'

'

'

'

'

'

'

'

'

'

'

'

50,100,000

'

Retail certificates of deposit

'

'

'

'

'

'

'

'

'

'

'

'

30,800,000

'

Wholesale deposits

'

'

'

'

'

'

'

'

'

'

'

'

34,100,000

'

FDIC receivable

'

'

'

'

'

'

'

'

'

'

'

'

'

16,100,000

Federal Reserve Bank stock and Federal Home Loan Bank stock

'

'

'

'

'

'

'

'

'

'

'

'

'

$1,300,000

Investment_Securities_Details

Investment Securities (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
	item
Investment securities available for sale:	'	'	'
Amortized Cost	$287,326,000	$82,189,000	$111,943,000
Unrealized Gain	900,000	2,360,000	2,801,000
Unrealized Loss	-5,380,000	-483,000	-494,000
Estimated Fair Value	282,846,000	84,066,000	114,250,000
Stock, Estimated Fair Value	'	'	'
FHLB stock	7,500,000	'	'
Additional disclosures	'	'	'
Excess FHLB stock with the entity repurchased by FHLB through their stock repurchase program	3,000,000	'	'
Number of inverse putable reverse repurchase of the Bank's secured by collateral	3	'	'
Value of inverse putable reverse repurchases secured by collateral	28,500,000	'	'
U.S. Treasury	'	'	'
Investment securities available for sale:	'	'	'
Amortized Cost	73,000	147,000	147,000
Unrealized Gain	9,000	12,000	13,000
Estimated Fair Value	82,000	159,000	160,000
Municipal bonds	'	'	'
Investment securities available for sale:	'	'	'
Amortized Cost	95,971,000	25,401,000	55,445,000
Unrealized Gain	709,000	1,186,000	1,667,000
Unrealized Loss	-1,795,000	-1,000	-15,000
Estimated Fair Value	94,885,000	26,586,000	57,097,000
Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Amortized Cost	191,282,000	56,641,000	56,351,000
Unrealized Gain	182,000	1,162,000	1,121,000
Unrealized Loss	-3,585,000	-482,000	-479,000
Estimated Fair Value	187,879,000	57,321,000	56,993,000
Additional disclosures	'	'	'
Estimated par value of securities pledged as collateral for the Bank's inverse putable reverse repurchases	34,900,000	'	'
Fair value of securities pledged as collateral for the Bank's inverse putable reverse repurchases	$36,000,000	'	'

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified	item	item	item
Investment Securities Available-for-Sale, Total temporary impaired securities	'	'	'
Less than 12 months, Number	170	3	13
Less than 12 months, Fair Value	$196,696	$15,420	$11,800
Less than 12 months, Gross Unrealized Holding Losses	-4,520	-153	-48
12 months or more, Number	1	31	34
12 months or more, Fair Value	13,117	1,012	1,004
12 months or more, Gross Unrealized Holding Losses	-860	-330	-446
Total, Number	171	34	47
Total, Fair Value	209,813	16,432	12,804
Total, Gross Unrealized Holding Losses	-5,380	-483	-494
Municipal bonds	'	'	'
Investment Securities Available-for-Sale, Total temporary impaired securities	'	'	'
Less than 12 months, Number	131	1	9
Less than 12 months, Fair Value	60,183	292	2,775
Less than 12 months, Gross Unrealized Holding Losses	-1,795	-1	-15
Total, Number	131	1	9
Total, Fair Value	60,183	292	2,775
Total, Gross Unrealized Holding Losses	-1,795	-1	-15
Mortgage-backed securities	'	'	'
Investment Securities Available-for-Sale, Total temporary impaired securities	'	'	'
Less than 12 months, Number	39	2	4
Less than 12 months, Fair Value	136,513	15,128	9,025
Less than 12 months, Gross Unrealized Holding Losses	-2,725	-152	-33
12 months or more, Number	1	31	34
12 months or more, Fair Value	13,117	1,012	1,004
12 months or more, Gross Unrealized Holding Losses	-860	-330	-446
Total, Number	40	33	38
Total, Fair Value	149,630	16,140	10,029
Total, Gross Unrealized Holding Losses	($3,585)	($482)	($479)

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Investment securities available for sale, Amortized Cost	'	'	'
More than One Year to Five Years	$10,068,000	'	'
More than Five Years to Ten Years	56,887,000	'	'
More than Ten Years	220,371,000	'	'
Total	287,326,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than One Year to Five Years	9,987,000	'	'
More than Five Years to Ten Years	56,430,000	'	'
More than Ten Years	216,429,000	'	'
Total	282,846,000	84,066,000	114,250,000
Accumulated other comprehensive income (loss)	-4,500,000	1,900,000	'
Accumulated other comprehensive income (loss), net of tax	-2,637,000	1,105,000	1,358,000
U.S. Treasury	'	'	'
Investment securities available for sale, Amortized Cost	'	'	'
More than One Year to Five Years	73,000	'	'
Total	73,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than One Year to Five Years	82,000	'	'
Total	82,000	'	'
Municipal bonds	'	'	'
Investment securities available for sale, Amortized Cost	'	'	'
More than One Year to Five Years	9,995,000	'	'
More than Five Years to Ten Years	42,734,000	'	'
More than Ten Years	43,242,000	'	'
Total	95,971,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than One Year to Five Years	9,905,000	'	'
More than Five Years to Ten Years	42,392,000	'	'
More than Ten Years	42,588,000	'	'
Total	94,885,000	'	'
Mortgage-backed securities	'	'	'
Investment securities available for sale, Amortized Cost	'	'	'
More than Five Years to Ten Years	14,153,000	'	'
More than Ten Years	177,129,000	'	'
Total	191,282,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than Five Years to Ten Years	14,038,000	'	'
More than Ten Years	173,841,000	'	'
Total	$187,879,000	'	'

Loans_Held_for_Investment_Deta

Loans Held for Investment (Details) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2011

Maximum

Canyon National

Palm Desert National

San Diego Trust Bank

FAB

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: SBA

Business loans: SBA

Business loans: SBA

Business loans: SBA

Business loans: Warehouse facilities

Business loans: Warehouse facilities

Business loans: Warehouse facilities

Business loans: Warehouse facilities

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Multi-family

Real estate loans: Multi-family

Real estate loans: Multi-family

Real estate loans: Multi-family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: Construction

Real estate loans: Construction

Real estate loans: Land

Real estate loans: Land

Real estate loans: Land

Real estate loans: Land

Other loans

Other loans

Other loans

Other loans

Loans Held for Investment

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total gross loans

$1,142,015,000

$986,194,000

$864,838,000

'

'

'

'

'

'

$173,720,000

$115,354,000

$88,105,000

'

$222,162,000

$150,934,000

$148,139,000

'

$6,455,000

$6,882,000

$4,736,000

'

$49,104,000

$195,761,000

$112,053,000

'

$304,979,000

$253,409,000

$262,046,000

'

$218,929,000

$156,424,000

$173,484,000

'

$152,667,000

$97,463,000

$62,771,000

'

$2,835,000

$308,000

$7,371,000

$8,774,000

$11,005,000

'

$3,793,000

$1,193,000

$2,191,000

'

Less loans held for sale, net

3,176,000

3,681,000

4,728,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total gross loans held for investment

1,138,839,000

982,513,000

860,110,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less: Deferred loan origination costs (fees) and premiums (discounts), net

130,000

-306,000

-737,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less: Allowance for loan losses

-7,994,000

-7,994,000

-7,658,000

-8,522,000

'

'

'

'

'

-2,801,000

-1,310,000

-824,000

-1,361,000

-1,519,000

-1,512,000

-1,151,000

-1,119,000

-50,000

-79,000

-66,000

-80,000

-225,000

-1,544,000

-1,046,000

-1,347,000

-1,403,000

-1,459,000

-2,036,000

-1,287,000

-506,000

-1,145,000

-2,097,000

-2,281,000

-1,174,000

-862,000

-418,000

-931,000

-121,000

'

-147,000

-31,000

'

-39,000

-48,000

-52,000

-20,000

-77,000

Loans held for investment, net

1,130,975,000

974,213,000

851,715,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unaccreted mark-to-market discount

'

'

'

'

'

2,300,000

3,700,000

230,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mark-to-market premium

'

'

'

'

'

'

'

'

103,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Secured loans limit to one borrower (as a percent)

'

'

'

'

25.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unsecured loans limit to one borrower (as a percent)

'

'

'

'

15.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Secured loans limit to one borrower

45,800,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unsecured loans limit to one borrower

27,500,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Aggregate outstanding balance of loans to one borrower of secured credit

$34,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans_Held_for_Investment_Deta1

Loans Held for Investment (Details 2) (USD $)	Sep. 30, 2013
Purchased Credit Impaired	'
Total purchase credit impaired	$2,225,000
Purchased credit impaired loans, nonaccrual status	10,000
Canyon National	'
Purchased Credit Impaired	'
Total purchase credit impaired	2,030,000
Palm Desert National	'
Purchased Credit Impaired	'
Total purchase credit impaired	195,000
Business loans: Commercial and industrial	'
Purchased Credit Impaired	'
Total purchase credit impaired	253,000
Business loans: Commercial and industrial | Canyon National	'
Purchased Credit Impaired	'
Total purchase credit impaired	79,000
Business loans: Commercial and industrial | Palm Desert National	'
Purchased Credit Impaired	'
Total purchase credit impaired	174,000
Business loans: Commercial owner occupied	'
Purchased Credit Impaired	'
Total purchase credit impaired	942,000
Business loans: Commercial owner occupied | Canyon National	'
Purchased Credit Impaired	'
Total purchase credit impaired	942,000
Real estate loans: Commercial non-owner occupied	'
Purchased Credit Impaired	'
Total purchase credit impaired	1,009,000
Real estate loans: Commercial non-owner occupied | Canyon National	'
Purchased Credit Impaired	'
Total purchase credit impaired	1,009,000
Real estate loans: One-to-four family	'
Purchased Credit Impaired	'
Total purchase credit impaired	21,000
Real estate loans: One-to-four family | Palm Desert National	'
Purchased Credit Impaired	'
Total purchase credit impaired	$21,000

Loans_Held_for_Investment_Deta2

Loans Held for Investment (Details 3) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Accretable yield on purchased credit impaired	'
Balance at the beginning of period	$2,276
Accretion	-397
Disposals and other	-545
Change in accretable yield	605
Balance at the end of period	1,939
Canyon National	'
Accretable yield on purchased credit impaired	'
Balance at the beginning of period	2,029
Accretion	-348
Disposals and other	-31
Change in accretable yield	157
Balance at the end of period	1,807
Palm Desert National	'
Accretable yield on purchased credit impaired	'
Balance at the beginning of period	247
Accretion	-49
Disposals and other	-514
Change in accretable yield	448
Balance at the end of period	$132

Loans_Held_for_Investment_Deta3

Loans Held for Investment (Details 4) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	$1,660	$4,028	$3,538
Recorded Investment	1,161	2,866	2,736
With Specific Allowance	282	359	828
Without Specific Allowance	879	2,507	1,908
Specific Allowance for Impaired Loans	104	189	665
Average Recorded Investment	2,438	4,571	3,989
Interest Income Recognized	418	153	190
Nonaccruing loans	972	1,439	1,988
Accruing loans	189	1,427	748
Total impaired loans	1,161	2,866	2,736
Loans 90 days or more past due and still accruing	0	0	0
Business loans: Commercial and industrial	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	186	59	707
Recorded Investment	68	60	593
With Specific Allowance	'	60	287
Without Specific Allowance	68	'	306
Specific Allowance for Impaired Loans	'	36	270
Average Recorded Investment	326	140	203
Interest Income Recognized	71	3	29
Total impaired loans	68	60	593
Business loans: Commercial owner occupied	'	'	'
Impaired Loans	'	'	'
Average Recorded Investment	153	592	444
Interest Income Recognized	18	'	'
Business loans: SBA	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	246	1,368	810
Recorded Investment	14	309	259
Without Specific Allowance	14	309	259
Average Recorded Investment	60	518	468
Interest Income Recognized	16	37	21
Total impaired loans	14	309	259
Number of TDRs	2	'	'
Real estate loans: Commercial non-owner occupied	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	527	507	746
Recorded Investment	437	460	670
Without Specific Allowance	437	460	670
Average Recorded Investment	983	1,257	1,031
Interest Income Recognized	157	15	59
Total impaired loans	437	460	670
Real estate loans: Multi-family	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	'	1,437	315
Recorded Investment	'	1,394	266
Without Specific Allowance	'	1,394	266
Average Recorded Investment	144	1,408	1,123
Interest Income Recognized	2	67	22
Total impaired loans	'	1,394	266
Real estate loans: One-to-four family	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	701	657	960
Recorded Investment	642	643	948
With Specific Allowance	282	299	541
Without Specific Allowance	360	344	407
Specific Allowance for Impaired Loans	104	153	395
Average Recorded Investment	772	656	720
Interest Income Recognized	154	31	59
Total impaired loans	$642	$643	$948

Loans_Held_for_Investment_Deta4

Loans Held for Investment (Details 5) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
	item
Loans Held for Investment	'	'	'
Number of areas where the entity's credit quality is maintained and credit risk managed	2	'	'
Number of Pass scale grades	6	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	$1,142,015	$986,194	$864,838
Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	173,720	115,354	88,105
Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	222,162	150,934	148,139
Business loans: SBA	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	6,455	6,882	4,736
Business loans: Warehouse facilities	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	49,104	195,761	112,053
Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	304,979	253,409	262,046
Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	218,929	156,424	173,484
Real estate loans: One-to-four family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	152,667	97,463	62,771
Real estate loans: Construction	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	2,835	'	308
Real estate loans: Land	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	7,371	8,774	11,005
Other loans	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	3,793	1,193	2,191
Pass	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	1,117,312	940,393	835,247
Pass | Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	170,840	111,895	86,000
Pass | Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	207,519	136,330	137,289
Pass | Business loans: SBA	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	6,455	6,819	4,455
Pass | Business loans: Warehouse facilities	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	49,104	195,761	112,053
Pass | Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	299,940	240,585	252,216
Pass | Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	217,897	143,003	170,365
Pass | Real estate loans: One-to-four family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	151,564	96,061	61,378
Pass | Real estate loans: Construction	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	2,835	'	308
Pass | Real estate loans: Land	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	7,371	8,762	9,009
Pass | Other loans	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	3,787	1,177	2,174
Special Mention	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	3,568	15,036	4,844
Special Mention | Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	68	92	847
Special Mention | Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	2,632	2,674	3,334
Special Mention | Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	355	687	663
Special Mention | Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	513	11,583	'
Substandard	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	21,135	30,765	24,747
Substandard | Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	2,812	3,367	1,258
Substandard | Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	12,011	11,930	7,516
Substandard | Business loans: SBA	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	'	63	281
Substandard | Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	4,684	12,137	9,167
Substandard | Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	519	1,838	3,119
Substandard | Real estate loans: One-to-four family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	1,103	1,402	1,393
Substandard | Real estate loans: Land	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	'	12	1,996
Substandard | Other loans	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	$6	$16	$17

Loans_Held_for_Investment_Deta5

Loans Held for Investment (Details 6) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Other information concerning the credit quality	'	'	'
Current	$1,140,966	$985,303	$857,955
30-59 Days Past Due	724	106	2,565
60-89 Days Past Due	214	303	164
90+ Days Past Due	111	482	4,154
Total	1,142,015	986,194	864,838
Non-Accruing	1,153	2,206	6,280
Business loans: Commercial and industrial	'	'	'
Other information concerning the credit quality	'	'	'
Current	173,478	115,078	87,984
30-59 Days Past Due	163	'	'
60-89 Days Past Due	79	58	121
90+ Days Past Due	'	218	'
Total	173,720	115,354	88,105
Non-Accruing	78	347	'
Business loans: Commercial owner occupied	'	'	'
Other information concerning the credit quality	'	'	'
Current	222,162	150,689	147,812
30-59 Days Past Due	'	'	327
60-89 Days Past Due	'	245	'
Total	222,162	150,934	148,139
Non-Accruing	'	14	218
Business loans: SBA	'	'	'
Other information concerning the credit quality	'	'	'
Current	6,312	6,697	4,551
60-89 Days Past Due	129	'	'
90+ Days Past Due	14	185	185
Total	6,455	6,882	4,736
Non-Accruing	142	260	266
Business loans: Warehouse facilities	'	'	'
Other information concerning the credit quality	'	'	'
Current	49,104	195,761	112,053
Total	49,104	195,761	112,053
Real estate loans: Commercial non-owner occupied	'	'	'
Other information concerning the credit quality	'	'	'
Current	304,420	253,409	256,489
30-59 Days Past Due	559	'	1,708
90+ Days Past Due	'	'	3,849
Total	304,979	253,409	262,046
Non-Accruing	437	670	4,528
Real estate loans: Multi-family	'	'	'
Other information concerning the credit quality	'	'	'
Current	218,929	156,424	173,484
Total	218,929	156,424	173,484
Non-Accruing	'	266	273
Real estate loans: One-to-four family	'	'	'
Other information concerning the credit quality	'	'	'
Current	152,570	97,283	62,307
30-59 Days Past Due	'	101	301
60-89 Days Past Due	'	'	43
90+ Days Past Due	97	79	120
Total	152,667	97,463	62,771
Non-Accruing	496	522	578
Real estate loans: Construction	'	'	'
Other information concerning the credit quality	'	'	'
Current	2,835	'	308
Total	2,835	'	308
Real estate loans: Land	'	'	'
Other information concerning the credit quality	'	'	'
Current	7,371	8,774	10,776
30-59 Days Past Due	'	'	229
Total	7,371	8,774	11,005
Non-Accruing	'	127	417
Other loans	'	'	'
Other information concerning the credit quality	'	'	'
Current	3,785	1,188	2,191
30-59 Days Past Due	2	5	'
60-89 Days Past Due	6	'	'
Total	$3,793	$1,193	$2,191

Allowance_for_Loan_Losses_Deta

Allowance for Loan Losses (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	$7,994	$8,522	'
Charge-offs	'	'	-1,608	-1,207	'
Recoveries	'	'	344	198	'
Provisions for (reduction in) loan losses	646	145	1,264	145	'
Balance, at the end of the period	7,994	7,658	7,994	7,658	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: Specifically evaluated impaired loans	104	189	104	189	665
Amount of allowance attributed to: General portfolio allocation	7,890	7,469	7,890	7,469	'
Loans individually evaluated for impairment	1,161	2,866	1,161	2,866	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	8.96%	6.59%	'
Loans collectively evaluated for impairment	1,140,854	861,972	1,140,854	861,972	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.69%	0.87%	'
Total gross loans	1,142,015	864,838	1,142,015	864,838	986,194
Total allowance to gross loans (as a percent)	'	'	0.70%	0.89%	'
Owner Occupied Commercial Real Estate Loans, Commercial and Industrial Loans and SBA Loans	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Actual trailing period considered for determination of allowance for loan losses factor	'	'	'36 months	'	'
Trailing period one considered for determination of allowance for loan losses factor	'	'	'24 months	'	'
Trailing period two considered for determination of allowance for loan losses factor	'	'	'12 months	'	'
Annualized trailing period considered for determination of allowance for loan losses factor	'	'	'6 months	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
Multi-Family and Non-Owner Occupied Commercial Real Estate Loans	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Actual trailing period considered for determination of allowance for loan losses factor	'	'	'36 months	'	'
Trailing period one considered for determination of allowance for loan losses factor	'	'	'24 months	'	'
Trailing period two considered for determination of allowance for loan losses factor	'	'	'12 months	'	'
Annualized trailing period considered for determination of allowance for loan losses factor	'	'	'6 months	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
One-to-Four Family and Consumer Loans	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Actual trailing period considered for determination of allowance for loan losses factor	'	'	'36 months	'	'
Trailing period one considered for determination of allowance for loan losses factor	'	'	'24 months	'	'
Trailing period two considered for determination of allowance for loan losses factor	'	'	'12 months	'	'
Annualized trailing period considered for determination of allowance for loan losses factor	'	'	'6 months	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
Single Family and Consumer Loans and Warehouse Repurchase Facilities	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
Commercial and industrial	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,310	1,361	'
Charge-offs	'	'	-291	-270	'
Recoveries	'	'	107	2	'
Provisions for (reduction in) loan losses	'	'	1,675	-269	'
Balance, at the end of the period	2,801	824	2,801	824	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: Specifically evaluated impaired loans	'	36	'	36	270
Amount of allowance attributed to: General portfolio allocation	2,801	788	2,801	788	'
Loans individually evaluated for impairment	68	60	68	60	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	60.00%	'
Loans collectively evaluated for impairment	173,652	88,045	173,652	88,045	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	1.61%	0.89%	'
Total gross loans	173,720	88,105	173,720	88,105	115,354
Total allowance to gross loans (as a percent)	'	'	1.61%	0.94%	'
Commercial owner occupied	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,512	1,119	'
Charge-offs	'	'	-163	-405	'
Provisions for (reduction in) loan losses	'	'	170	437	'
Balance, at the end of the period	1,519	1,151	1,519	1,151	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	1,519	1,151	1,519	1,151	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	222,162	148,139	222,162	148,139	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.68%	0.78%	'
Total gross loans	222,162	148,139	222,162	148,139	150,934
Total allowance to gross loans (as a percent)	'	'	0.68%	0.78%	'
SBA	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	79	80	'
Charge-offs	'	'	-16	-132	'
Recoveries	'	'	51	162	'
Provisions for (reduction in) loan losses	'	'	-64	-44	'
Balance, at the end of the period	50	66	50	66	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	50	66	50	66	'
Loans individually evaluated for impairment	14	309	14	309	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	6,441	4,427	6,441	4,427	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.78%	1.49%	'
Total gross loans	6,455	4,736	6,455	4,736	6,882
Total allowance to gross loans (as a percent)	'	'	0.77%	1.39%	'
Warehouse	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,544	1,347	'
Provisions for (reduction in) loan losses	'	'	-1,319	-301	'
Balance, at the end of the period	225	1,046	225	1,046	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	225	1,046	225	1,046	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	49,104	112,053	49,104	112,053	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.46%	0.93%	'
Total gross loans	49,104	112,053	49,104	112,053	195,761
Total allowance to gross loans (as a percent)	'	'	0.46%	0.93%	'
Commercial non-owner occupied	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,459	1,287	'
Charge-offs	'	'	-757	-88	'
Recoveries	'	'	'	2	'
Provisions for (reduction in) loan losses	'	'	701	835	'
Balance, at the end of the period	1,403	2,036	1,403	2,036	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	1,403	2,036	1,403	2,036	'
Loans individually evaluated for impairment	437	460	437	460	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	304,542	261,586	304,542	261,586	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.46%	0.78%	'
Total gross loans	304,979	262,046	304,979	262,046	253,409
Total allowance to gross loans (as a percent)	'	'	0.46%	0.78%	'
Multi-family	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,145	2,281	'
Charge-offs	'	'	-101	'	'
Provisions for (reduction in) loan losses	'	'	-538	-184	'
Balance, at the end of the period	506	2,097	506	2,097	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	506	2,097	506	2,097	'
Loans individually evaluated for impairment	'	1,394	'	1,394	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	218,929	172,090	218,929	172,090	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.23%	1.22%	'
Total gross loans	218,929	173,484	218,929	173,484	156,424
Total allowance to gross loans (as a percent)	'	'	0.23%	1.21%	'
One-to-four family	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	862	931	'
Charge-offs	'	'	-273	-305	'
Recoveries	'	'	45	7	'
Provisions for (reduction in) loan losses	'	'	540	-215	'
Balance, at the end of the period	1,174	418	1,174	418	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: Specifically evaluated impaired loans	104	153	104	153	395
Amount of allowance attributed to: General portfolio allocation	1,070	265	1,070	265	'
Loans individually evaluated for impairment	642	643	642	643	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	16.20%	23.79%	'
Loans collectively evaluated for impairment	152,025	62,128	152,025	62,128	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.70%	0.43%	'
Total gross loans	152,667	62,771	152,667	62,771	97,463
Total allowance to gross loans (as a percent)	'	'	0.77%	0.67%	'
Construction	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Provisions for (reduction in) loan losses	'	'	121	'	'
Balance, at the end of the period	121	'	121	'	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	121	'	121	'	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	2,835	308	2,835	308	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	4.27%	0.00%	'
Total gross loans	2,835	308	2,835	308	'
Total allowance to gross loans (as a percent)	'	'	4.27%	0.00%	'
Land	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	31	39	'
Charge-offs	'	'	'	-5	'
Provisions for (reduction in) loan losses	'	'	116	-34	'
Balance, at the end of the period	147	'	147	'	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	147	'	147	'	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	7,371	11,005	7,371	11,005	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	1.99%	0.00%	'
Total gross loans	7,371	11,005	7,371	11,005	8,774
Total allowance to gross loans (as a percent)	'	'	1.99%	0.00%	'
Other loans	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	52	77	'
Charge-offs	'	'	-7	-2	'
Recoveries	'	'	141	25	'
Provisions for (reduction in) loan losses	'	'	-138	-80	'
Balance, at the end of the period	48	20	48	20	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	48	20	48	20	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	3,793	2,191	3,793	2,191	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	1.27%	0.91%	'
Total gross loans	$3,793	$2,191	$3,793	$2,191	$1,193
Total allowance to gross loans (as a percent)	'	'	1.27%	0.91%	'

Subordinated_Debentures_Detail

Subordinated Debentures (Details) (USD $)	1 Months Ended	9 Months Ended	1 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2004	Sep. 30, 2013	Mar. 31, 2004
	PPBI Trust I	Subordinated Debentures	Subordinated Debentures
			PPBI Trust I
Subordinated Debentures	'	'	'
Debt issued	'	'	$10.30
Floating Rate Trust Preferred Securities issue amount	$10	'	'
Floating interest rate, base rate	'	'3-month LIBOR	'
Floating interest rate, basis points added to base rate (as a percent)	'	2.75%	'
Effective rate (as a percent)	'	3.02%	'

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share	'	'	'	'
Stock options excluded (in shares)	13,744	233,630	53,310	358,151
Net Income	'	'	'	'
Net income	$3,066	$3,462	$4,789	$11,965
Basic income available to common stockholders	3,066	3,462	4,789	11,965
Diluted income available to common stockholders plus assumed conversions	$3,066	$3,462	$4,789	$11,965
Shares	'	'	'	'
Basic income available to common stockholders (in shares)	16,640,471	10,330,814	15,512,508	10,332,223
Effect of warrants and dilutive stock options (in shares)	841,759	502,120	802,193	377,599
Diluted income available to common stockholders plus assumed conversions (in shares)	17,482,230	10,832,934	16,314,701	10,709,822
Per Share Amount	'	'	'	'
Basic income available to common stockholders (in dollars per share)	$0.19	$0.34	$0.31	$1.16
Diluted income available to common stockholders plus assumed conversions (in dollars per share)	$0.18	$0.32	$0.29	$1.12

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Fair Value of Financial Instruments	'	'	'
Cost to assume off-balance sheet commitments and standby letters of credit as a percentage of notional amount	10.00%	'	'
Assets:	'	'	'
Securities available for sale	$282,846	$114,250	$84,066
Accrued interest receivable	5,629	3,933	4,126
Off-balance sheet commitments and standby letters of credit	'	'	'
Notional Amount	333,592	152,057	131,450
Cost to Cede or Assume	33,359	15,206	13,145
Level 1	'	'	'
Assets:	'	'	'
Cash and cash equivalents	61,419	58,243	59,352
Securities available for sale	187,961	54,099	81,042
Federal Reserve Bank, TIB and FHLB stock, at cost	10,827	12,191	11,247
Accrued interest receivable	5,629	3,933	4,126
Liabilities:	'	'	'
Deposit accounts	998,217	476,852	548,101
FHLB advances	35,000	47,000	87,000
Accrued interest payable	195	213	142
Level 2	'	'	'
Assets:	'	'	'
Securities available for sale	94,885	59,190	2,072
Loans held for sale, net	3,176	4,728	3,681
Liabilities:	'	'	'
Deposit accounts	284,403	422,036	363,382
Other borrowings	53,435	32,360	31,267
Subordinated debentures	4,766	8,222	4,973
Off-balance sheet commitments and standby letters of credit	'	'	'
Cost to Cede or Assume	33,359	15,206	13,145
Level 3	'	'	'
Assets:	'	'	'
Securities available for sale	'	961	952
Loans held for investment, net	1,225,352	931,640	1,049,589
Carrying Amount	'	'	'
Assets:	'	'	'
Cash and cash equivalents	61,419	58,243	59,352
Securities available for sale	282,846	114,250	84,066
Federal Reserve Bank, TIB and FHLB stock, at cost	10,827	12,191	11,247
Loans held for sale, net	3,176	4,728	3,681
Loans held for investment, net	1,130,975	851,715	974,213
Accrued interest receivable	5,629	3,933	4,126
Liabilities:	'	'	'
Deposit accounts	1,284,134	895,870	904,768
FHLB advances	35,000	47,000	87,000
Other borrowings	51,474	28,500	28,500
Subordinated debentures	10,310	10,310	10,310
Accrued interest payable	195	213	142
Estimated Fair Value	'	'	'
Assets:	'	'	'
Cash and cash equivalents	61,419	58,243	59,352
Securities available for sale	282,846	114,250	84,066
Federal Reserve Bank, TIB and FHLB stock, at cost	10,827	12,191	11,247
Loans held for sale, net	3,176	4,728	3,681
Loans held for investment, net	1,225,352	931,640	1,049,589
Accrued interest receivable	5,629	3,933	4,126
Liabilities:	'	'	'
Deposit accounts	1,282,620	898,888	911,483
FHLB advances	35,000	47,000	87,000
Other borrowings	53,435	32,360	31,267
Subordinated debentures	4,766	8,222	4,973
Accrued interest payable	$195	$213	$142

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Investment securities available for sale:	'	'	'
Total securities available for sale	$282,846	$84,066	$114,250
Fair Value Measurement Using: Level 1	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	187,961	81,042	54,099
Stock:	'	'	'
Total stock	10,827	11,247	12,191
Fair Value Measurement Using: Level 2	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	94,885	2,072	59,190
Fair Value Measurement Using: Level 3	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	'	952	961
Recurring basis | Fair Value Measurement Using: Level 1	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	187,961	'	54,099
Stock:	'	'	'
FHLB stock	7,532	'	10,172
Federal Reserve Bank stock	3,295	'	2,019
Total stock	10,827	'	12,191
Estimated Fair Value	198,788	'	66,290
Recurring basis | Fair Value Measurement Using: Level 1 | U.S. Treasury	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	82	'	160
Recurring basis | Fair Value Measurement Using: Level 1 | Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	187,879	'	53,939
Recurring basis | Fair Value Measurement Using: Level 2	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	94,885	'	59,190
Stock:	'	'	'
Estimated Fair Value	94,885	'	59,190
Recurring basis | Fair Value Measurement Using: Level 2 | Municipal bonds	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	94,885	'	57,097
Recurring basis | Fair Value Measurement Using: Level 2 | Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	'	'	2,093
Recurring basis | Fair Value Measurement Using: Level 3	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	'	'	961
Stock:	'	'	'
Estimated Fair Value	'	'	961
Recurring basis | Fair Value Measurement Using: Level 3 | Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	'	'	961
Recurring basis | Securities at Fair Value	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	282,846	'	114,250
Stock:	'	'	'
FHLB stock	7,532	'	10,172
Federal Reserve Bank stock	3,295	'	2,019
Total stock	10,827	'	12,191
Estimated Fair Value	293,673	'	126,441
Recurring basis | Securities at Fair Value | U.S. Treasury	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	82	'	160
Recurring basis | Securities at Fair Value | Municipal bonds	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	94,885	'	57,097
Recurring basis | Securities at Fair Value | Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	$187,879	'	$56,993

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments (Details 3) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Reconciliation of the beginning and ending balance of assets measured at fair value on a recurring basis using significant unobservable (Level 3) inputs	'	'
Balance, beginning of period	$952	$991
Total gains or (losses) realized/unrealized: Included in earnings (or changes in net assets)	194	-118
Total gains or (losses) realized/unrealized: Included in other comprehensive income	-140	290
Total gains or (losses) realized/unrealized: Purchases, issuances, and settlements	-1,077	-202
Total gains or (losses) realized/unrealized: Transfer in and/or out of Level 3	71	'
Balance, end of period	'	$961

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Fair Value Disclosures	'	'	'
Impaired loans	$1,161	$2,736	$2,866
Other real estate owned	1,186	2,258	5,521
Non-recurring basis | Fair Value Measurement Using: Level 3	'	'	'
Fair Value Disclosures	'	'	'
Impaired loans	1,161	'	2,866
Other real estate owned	1,186	'	5,521
Total assets	2,347	'	8,387
Non-recurring basis | Assets at Fair Value	'	'	'
Fair Value Disclosures	'	'	'
Impaired loans	1,161	'	2,866
Other real estate owned	1,186	'	5,521
Total assets	$2,347	'	$8,387