Pacific Premier Bancorp (PPBI) 10-Q 6 Nov 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 06, 2014
Document and Entity Information	'	'
Entity Registrant Name	'PACIFIC PREMIER BANCORP INC	'
Entity Central Index Key	'0001028918	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	16,894,216
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
ASSETS	'	'	'
Cash and due from banks	$103,356	$126,787	$61,393
Federal funds sold	275	26	26
Cash and cash equivalents	103,631	126,813	61,419
Investment securities available for sale	282,202	256,089	282,846
FHLB and other stock, at cost	18,643	15,450	10,827
Loans held for sale, net	'	3,147	3,176
Loans held for investment	1,548,004	1,240,123	1,138,969
Allowance for loan losses	-10,767	-8,200	-7,994
Loans held for investment, net	1,537,237	1,231,923	1,130,975
Accrued interest receivable	6,762	6,254	5,629
Other real estate owned	752	1,186	1,186
Premises and equipment	9,402	9,864	9,829
Deferred income taxes	10,721	8,477	9,029
Bank owned life insurance	26,642	24,051	23,862
Intangible assets	5,867	6,628	6,881
Goodwill	22,950	17,428	17,428
Other assets	9,439	6,877	5,933
TOTAL ASSETS	2,034,248	1,714,187	1,569,020
Deposit accounts:	'	'	'
Noninterest bearing	425,166	366,755	363,606
Interest bearing	1,118,300	939,531	920,528
Total deposits	1,543,466	1,306,286	1,284,134
FHLB advances and other borrowings	195,561	204,091	86,474
Subordinated debentures	70,310	10,310	10,310
Accrued expenses and other liabilities	27,054	18,274	16,948
TOTAL LIABILITIES	1,836,391	1,538,961	1,397,866
STOCKHOLDERS' EQUITY:	'	'	'
Common stock, $.01 par value; 25,000,000 shares authorized;17,069,216 shares at September 30, 2014, 16,656,279 shares at December 31, 2013, and 16,641,991 shares at September 30, 2013 issued and outstanding	171	166	166
Additional paid-in capital	150,062	143,322	143,014
Retained earnings	47,540	34,815	30,611
Accumulated other comprehensive income (loss), net of tax (benefit) of $59 at September 30, 2014, ($2,152) at December 31, 2013, and ($1,843) at September 30, 2013	84	-3,077	-2,637
TOTAL STOCKHOLDERS' EQUITY	197,857	175,226	171,154
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$2,034,248	$1,714,187	$1,569,020

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	9 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION	'	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01	$0.01
Common stock, shares authorized	25,000,000	25,000,000	25,000,000
Common stock, shares issued	17,069,216	16,641,991	16,656,279
Common stock, shares outstanding	17,069,216	16,641,991	16,656,279
Accumulated other comprehensive loss, tax (benefit) (in dollars)	$59	($1,843)	($2,152)

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME	'	'	'	'
Loans	$19,550	$14,420	$54,057	$41,504
Investment securities and other interest-earning assets	1,484	1,954	4,230	4,041
Total interest income	21,034	16,374	58,287	45,545
INTEREST EXPENSE	'	'	'	'
Deposits	1,317	1,045	3,589	3,097
FHLB advances and other borrowings	294	244	792	722
Subordinated debentures	403	77	553	230
Total interest expense	2,014	1,366	4,934	4,049
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	19,020	15,008	53,353	41,496
PROVISION FOR LOAN LOSSES	1,284	646	3,263	1,264
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	17,736	14,362	50,090	40,232
NONINTEREST INCOME	'	'	'	'
Loan servicing fees	547	237	1,685	881
Deposit fees	412	485	1,329	1,382
Net gain from sales of loans	1,775	982	3,621	1,927
Net gain from sales of investment securities	363	305	523	1,373
Other-than-temporary impairment recovery (loss) on investment securities, net	5	16	28	-19
Other income	1,365	296	1,804	932
Total noninterest income	4,467	2,321	8,990	6,476
NONINTEREST EXPENSE	'	'	'	'
Compensation and benefits	7,490	5,948	20,866	16,732
Premises and occupancy	1,723	1,600	4,877	4,222
Data processing and communications	420	824	2,036	2,214
Other real estate owned operations, net	11	-1	65	610
FDIC insurance premiums	257	201	760	537
Legal, audit and professional expense	625	679	1,603	1,523
Marketing expense	318	307	736	777
Office and postage expense	441	375	1,155	960
Loan expense	258	282	633	714
Deposit expense	747	497	2,255	1,172
Merger related expense	'	'	626	6,723
Other expense	1,053	1,059	2,913	2,622
Total noninterest expense	13,343	11,771	38,525	38,806
NET INCOME BEFORE INCOME TAX	8,860	4,912	20,555	7,902
INCOME TAX	3,410	1,846	7,830	3,113
NET INCOME	$5,450	$3,066	$12,725	$4,789
EARNINGS PER SHARE	'	'	'	'
Basic (in dollars per share)	$0.32	$0.19	$0.75	$0.31
Diluted (in dollars per share)	$0.31	$0.18	$0.73	$0.29
WEIGHTED AVERAGE SHARES OUTSTANDING	'	'	'	'
Basic (in shares)	17,069,216	16,640,471	17,078,945	15,512,508
Diluted (in shares)	17,342,882	17,482,230	17,385,835	16,314,701

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'	'	'	'
Net income	$5,450	$3,066	$12,725	$4,789
Other comprehensive income (loss), net of tax (benefit):	'	'	'	'
Unrealized holding gains (losses) on securities arising during the period, net of income taxes (benefits)	320	-799	3,469	-2,933
Reclassification adjustment for net gain on sale of securities included in net income, net of income taxes	-214	-179	-308	-809
Net unrealized gain (loss) on securities, net of income taxes	106	-978	3,161	-3,742
Comprehensive income	$5,556	$2,088	$15,886	$1,047

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'	'	'	'
Tax effect on unrealized gains (losses) on securities arising during the period	$75	($683)	$2,200	($2,600)
Income tax expense on reclassification adjustment for net gain on sale of securities included in net income	$149	$126	$215	$564

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Additional Paid-in Capital	Accumulated Retained Earnings	Accumulated Other Comprehensive Income
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2012	$134,517	$137	$107,453	$25,822	$1,105
Balance (in shares) at Dec. 31, 2012	'	13,661,648	'	'	'
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'
Net income	4,789	'	'	4,789	'
Other comprehensive income	-3,742	'	'	'	-3,742
Share-based compensation expense	680	'	680	'	'
Common stock repurchased and retired	-41	'	-41	'	'
Common stock repurchased and retired (in shares)	'	-10,960	'	'	'
Common stock issued	34,924	29	34,895	'	'
Common stock issued (in shares)	'	2,972,472	'	'	'
Stock options exercised	27	'	27	'	'
Stock options exercised (in shares)	'	18,831	'	'	'
Balance at Sep. 30, 2013	171,154	166	143,014	30,611	-2,637
Balance (in shares) at Sep. 30, 2013	16,641,991	16,641,991	'	'	'
Balance at Dec. 31, 2013	175,226	166	143,322	34,815	-3,077
Balance (in shares) at Dec. 31, 2013	16,656,279	16,656,279	'	'	'
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'
Net income	12,725	'	'	12,725	'
Other comprehensive income	3,161	'	'	'	3,161
Share-based compensation expense	377	'	377	'	'
Common stock repurchased and retired	-2,757	-2	-2,755	'	'
Common stock repurchased and retired (in shares)	'	-262,897	'	'	'
Common stock issued	9,012	6	9,006	'	'
Common stock issued (in shares)	'	562,469	'	'	'
Stock options exercised	113	1	112	'	'
Stock options exercised (in shares)	'	113,365	'	'	'
Balance at Sep. 30, 2014	$197,857	$171	$150,062	$47,540	$84
Balance (in shares) at Sep. 30, 2014	17,069,216	17,069,216	'	'	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$12,725	$4,789
Adjustments to net income:	'	'
Depreciation and amortization expense	1,636	1,423
Provision for loan losses	3,263	1,264
Share-based compensation expense	377	680
Loss on sale and disposal of premises and equipment	23	2
Loss on sale of other real estate owned	17	226
Write down of other real estate owned	'	354
Amortization of premium/discounts on securities held for sale, net	1,958	2,319
Amortization of loan mark-to-market discount from acquisitions	-1,632	-2,032
Loss from fair market value adjustment to loans held for sale	180	'
Gain on sale of investment securities available for sale	-523	-1,373
Other-than-temporary impairment loss (recovery) on investment securities, net	-28	19
Gain on sale of loans held for investment	-3,621	-1,927
Recoveries on loans	87	344
Principal payments from loans held for sale	31	505
Deferred income tax provision	-2,244	-2,142
Change in accrued expenses and other liabilities, net	2,310	5,562
Income from bank owned life insurance, net	-591	-470
Change in accrued interest receivable and other assets, net	-3,070	1,196
Net cash provided by operating activities	10,898	10,739
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Proceeds from sale and principal payments on loans held for investment	229,887	131,619
Net change in undisbursed loan funds	43,436	246,814
Purchase and origination of loans held for investment	-495,070	-463,706
Proceeds from sale of other real estate owned	777	1,488
Principal payments on securities available for sale	21,535	27,528
Purchase of securities available for sale	-129,636	-98,799
Proceeds from sale or maturity of securities available for sale	91,907	212,314
Investment in bank own life insurance	-2,000	'
Purchases of premises and equipment	-1,123	-3,010
Purchase of Federal Reserve Bank stock	-1,520	-1,276
Redemption (purchase) of FHLB stock	-1,673	2,349
Cash acquired (disbursed) in acquisitions, net	-7,793	138,751
Net cash provided by (used in) investing activities	-251,273	194,072
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net increase (decrease) in deposit accounts	237,180	-161,359
Proceeds from issuance of subordinated debt	58,804	'
Repayment of FHLB advances and other borrowings, net	-76,147	-45,931
Proceeds from issuance of common stock, net of issuance cost	'	4,560
Proceeds from exercise of stock options	113	27
Repurchase of common stock	-2,757	-41
Net cash provided by (used in) financing activities	217,193	-202,744
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	-23,182	2,067
CASH AND CASH EQUIVALENTS, beginning of period	126,813	59,352
CASH AND CASH EQUIVALENTS, end of period	103,631	61,419
SUPPLEMENTAL CASH FLOW DISCLOSURES	'	'
Interest paid	4,615	4,012
Income taxes paid	11,450	6,825
Assets acquired (liabilities assumed and capital created) in acquisitions (See Note 4):	'	'
Investment securities	'	347,196
FHLB and TIB Stock	'	1,765
Loans	78,833	68,815
Core deposit intangible	'	4,766
Other real estate owned	'	752
Goodwill	5,522	18,234
Fixed assets	74	1,446
Other assets	702	12,468
Deposits	'	-540,725
Other borrowings	-67,617	-16,905
Other liabilities	-709	-7,199
Additional paid-in capital	-9,012	-29,364
NONCASH INVESTING ACTIVITIES DURING THE PERIOD	'	'
Transfers from loans to other real estate owned	360	244
Investment securities available for sale purchased and not settled	5,982	'
Loans held for sale transfer to loans held for investment	$2,936	'

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2014
Basis of Presentation	'
Basis of Presentation	'
	Note 1 — Basis of Presentation
	The consolidated financial statements include the accounts of Pacific Premier Bancorp, Inc. (the “Corporation”) and its wholly owned subsidiaries, including Pacific Premier Bank (the “Bank”) (collectively, the “Company,” “we,” “our” or “us”).  All significant intercompany accounts and transactions have been eliminated in consolidation.
	In the opinion of management, the consolidated financial statements contain all adjustments (consisting of normal recurring accruals) necessary to present fairly the Company’s financial position as of September 30, 2014, December 31, 2013, and September 30, 2013, the results of its operations and comprehensive income for the three and nine months ended September 30, 2014 and 2013 and the changes in stockholders’ equity and cash flows for the nine months ended September 30, 2014 and 2013.  Operating results or comprehensive income for the three and nine months ended September 30, 2014 are not necessarily indicative of the results or comprehensive income that may be expected for any other interim period or the full year ending December 31, 2014.
	Certain information and note disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).  The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 (the “2013 Annual Report”).
	The Company accounts for its investments in its wholly owned special purpose entity, PPBI Trust I, under the equity method whereby the subsidiary’s net earnings are recognized in the Company’s statement of operations.

Recently_Issued_Accounting_Pro

Recently Issued Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
Recently Issued Accounting Pronouncements	'
Recently Issued Accounting Pronouncements	'
	Note 2 — Recently Issued Accounting Pronouncements
	Accounting Standards Adopted in 2014
	In July 2013, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2013-11,”Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.”  The provisions of ASU No. 2013-11 require an entity to present an unrecognized tax benefit, or portion thereof, in the statement of financial position as a reduction to a deferred tax asset for a net operating loss carryforward or a tax credit carryforward, with certain exceptions related to availability.  The Company adopted the provisions of ASU No. 2013-11 effective January 1, 2014.  The adoption of ASU No. 2013-11 had no impact on the Company’s Consolidated Financial Statements.
	Accounting Standards Pending Adoption
	In January 2014, the FASB issued ASU No. 2014-01,”Accounting for Investments in Qualified Affordable Housing Projects.”  ASU No. 2014-01 permits reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense.  This new guidance also requires new disclosures for all investors in these projects.  ASU No. 2014-01 is effective for interim and annual reporting periods beginning after December 15, 2014.  Upon adoption, the guidance must be applied retrospectively to all periods presented.  However, entities that use the effective yield method to account for investments in these projects before adoption may continue to do so for these pre-existing investments.  The Company currently accounts for such investments using the effective yield method and plans to continue to do so for these pre-existing investments after adopting ASU No. 2014-01 on January 1, 2015.  The Company expects investments made after January 1, 2015 to meet the criteria required for the proportional amortization method and plans to make such an accounting policy election.  The adoption of ASU No. 2014-01 is not expected to have a material impact on the Company’s Consolidated Financial Statements.
	In January 2014, the FASB issued ASU No. 2014-04,”Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.”  The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014.  The adoption of ASU No. 2014-04 is not expected to have a material impact on the Company’s Consolidated Financial Statements.

Significant_Accounting_Policie

Significant Accounting Policies	9 Months Ended
	Sep. 30, 2014
Significant Accounting Policies	'
Significant Accounting Policies	'
	Note 3 — Significant Accounting Policies
	Certain Acquired Loans:  As part of business acquisitions, the Bank acquires certain loans that have shown evidence of credit deterioration since origination.  These acquired loans are recorded at the allocated fair value, such that there is no carryover of the seller’s allowance for loan losses.  Such acquired loans are accounted for individually.  The Bank estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of the allocated fair value is recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (non-accretable difference).  Over the life of the loan, expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a loss is recorded through the allowance for loan losses.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
	Goodwill and Core Deposit Intangible: Goodwill is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed.  The Company has selected December 31 as the date to perform the annual impairment test.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  Goodwill is the only intangible asset with an indefinite life on our balance sheet.
	Core deposit intangible assets arising from whole bank acquisitions are amortized on an accelerated method over their estimated useful lives, which range from 6 to 10 years.
	Use of Estimates:  The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements.  Actual results could differ from those estimates.  The allowance for loan losses, the fair value of stock-based compensation awards, the fair values of financial instruments and the status of contingencies are particularly subject to change.

Acquisitions

Acquisitions	9 Months Ended
	Sep. 30, 2014
Acquisitions	'
Acquisitions	'
	Note 4 —  Acquisitions
	The Company accounted for the following transactions under the acquisition method of accounting which requires purchased assets and liabilities assumed to be recorded at their respective fair values at the date of acquisition.  The Company determined the fair value of the core deposit intangible, securities and deposits with the assistance of third party valuations.  The fair value of other real estate owned (“OREO”) was based on recent appraisals of the properties.
	The estimated fair values in these acquisitions are subject to refinement as additional information relative to the closing date fair values become available through the measurement period, which can extend for up to one year after the closing date of the transaction.  While additional significant changes to the closing date fair values are not expected, any information relative to the changes in these fair values will be evaluated to determine if such changes are due to events and circumstances that existed as of the acquisition date.  During the measurement period, any such changes will be recorded as part of the closing date fair value.
	Infinity Franchise Holdings Acquisition
	On January 30, 2014, the Company completed its acquisition of Infinity Franchise Holdings, LLC (“Infinity Holdings”) and its wholly owned operating subsidiary Infinity Franchise Capital, LLC (“IFC” and together with Infinity Holdings, “IFH”), a national lender to franchisees in the quick service restaurant (“QSR”) industry, and other direct and indirect subsidiaries utilized in its business.  The value of the total consideration paid for the IFH acquisition was $17.4 million, which consisted of $8.3 million paid in cash and the issuance of 562,469 shares of the Corporation’s stock, which was valued at $16.02 per share as measured by the 10-day average closing price immediately prior to closing of the transaction.
	The acquisition of IFH is expected to further diversify our loan portfolio with commercial and industrial and owner-occupied commercial real estate loans, to deploy excess liquidity into higher yielding assets, to positively impact our net interest margin and to further leverage our strong capital base.  The QSR franchisee lending business is a niche market that we believe provides attractive growth opportunities for the Company in the future.  IFH had no delinquent loans or adversely classified assets as of the acquisition date; and the acquisition is expected to be accretive to our 2014 earnings per share.
	Goodwill in the amount of $5.5 million was recognized in the IFH acquisition.  Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies expected to be derived from the combination of the two entities.  Goodwill recognized in this transaction is not deductible for income tax purposes.
	The following table represents the assets acquired and liabilities assumed of IFH as of January 30, 2014 and the provisional fair value adjustments and amounts recorded by the Company in 2014 under the acquisition method of accounting:
		IFH			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	555		$	—		$	555
	Loans, gross	78,833			—			78,833
	Deferred loan costs	1,082			(1,082		)	—
	Allowance for loan losses	(268		)	268			—
	Other assets	776			—			776
	Total assets acquired	$	80,978		$	(814	)	$	80,164
	LIABILITIES ASSUMED
	Bank loan	$	67,617		$	—		$	67,617
	Accrued compensation	495			—			495
	Other liabilities	214			—			214
	Total liabilities assumed	68,326			—			68,326
	Excess of assets acquired over liabilities assumed	$	12,652		$	(814	)	11,838
	Consideration paid							17,360
	Goodwill recognized							$	5,522
	San Diego Trust Bank Acquisition
	On June 25, 2013, the Company completed its acquisition of San Diego Trust Bank (“SDTB”) in exchange for consideration valued at $30.6 million which consisted of $16.2 million of cash and 1,198,255 shares of the Corporation’s common stock.
	SDTB was a San Diego, California based state-chartered bank.  The acquisition was an opportunity for the Company to acquire a banking network that complemented our existing banking franchise and expanded into a new market area.  Additionally, the SDTB acquisition improved the Company’s deposit base by lowering our cost of deposits and providing an opportunity to accelerate future core deposit growth in the San Diego, California, market area.
	Goodwill in the amount of $5.6 million was recognized in the SDTB acquisition.  Goodwill recognized in this transaction is not deductible for income tax purposes.
	The following table represents the assets acquired and liabilities assumed of SDTB as of June 25, 2013 and the provisional fair value adjustments and amounts recorded by the Company in 2013 under the acquisition method of accounting:
		SDTB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	30,252		$	—		$	30,252
	Investment securities	124,960			(155		)	124,805
	Loans, gross	42,945			(223		)	42,722
	Allowance for loan losses	(1,013		)	1,013			—
	Other real estate owned	752			—			752
	Core deposit intangible	—			2,836			2,836
	Other assets	9,856			—			9,856
	Total assets acquired	$	207,752		$	3,471		$	211,223
	LIABILITIES ASSUMED
	Deposits	$	183,901		$	6		$	183,907
	Deferred tax liability (asset)	(333		)	1,507			1,174
	Other liabilities	1,823			(729		)	1,094
	Total liabilities assumed	185,391			784			186,175
	Excess of assets acquired over liabilities assumed	$	22,361		$	2,687		25,048
	Consideration paid							30,622
	Goodwill recognized							$	5,574
	First Association Bank Acquisition
	On March 15, 2013, the Company completed its acquisition of First Association Bank (“FAB”) in exchange for consideration valued as of the closing at $57.9 million which consisted of $43.0 million of cash and 1,279,217 shares of the Corporation’s common stock.
	FAB was a Dallas, Texas, based bank which specialized in providing commercial banking services to home owner association (“HOA”) management companies throughout the United States.  The FAB acquisition was an opportunity for the Company to acquire a highly efficient, consistently profitable and niche-focused business that complimented our banking franchise.  Additionally, this acquisition improved the Company’s deposit base by lowering our cost of deposits and providing a platform to accelerate future core deposit growth from HOAs.
	Goodwill in the amount of $11.9 million was recognized in the FAB acquisition.  Goodwill recognized in this transaction is not deductible for income tax purposes.
	The following table represents the assets acquired and liabilities assumed of FAB as of March 15, 2013, the provisional fair value adjustments and amounts recorded by the Company in 2013 under the acquisition method of accounting:
		FAB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	167,663		$	—		$	167,663
	Investment securities	219,913			2,478			222,391
	Loans, gross	26,264			158			26,422
Allowance for loan losses	(224		)	224			—
Core deposit intangible	—			1,930			1,930
Other assets	5,823			—			5,823
Total assets acquired	$	419,439		$	4,790		$	424,229
LIABILITIES ASSUMED
Deposits	$	356,737		$	81		$	356,818
Borrowings	16,905			—			16,905
Deferred tax liability	—			3,918			3,918
Other Liabilities	536			—			536
Total liabilities assumed	374,178			3,999			378,177
Excess of assets acquired over liabilities assumed	$	45,261		$	791		46,052
Consideration paid							57,906
Goodwill recognized							$	11,854
There were no purchased credit impaired loans acquired from FAB, SDTB or IFH.  For loans acquired from FAB, SDTB and IFH, the contractual amounts due, expected cash flows to be collected, interest component and fair value as of the respective acquisition dates were as follows:
	Acquired Loans
	FAB			SDTB			IFH
	(dollars in thousands)
Contractual amounts due	$	32,107		$	47,251		$	98,320
Cash flows not expected to be collected	—			—			—
Expected cash flows	32,107			47,251			98,320
Interest component of expected cash flows	5,685			4,529			19,487
Fair value of acquired loans	$	26,422		$	42,722		$	78,833
In accordance with generally accepted accounting principles, there was no carryover of the allowance for loan losses that had been previously recorded by FAB, SDTB or IFH.
The operating results of the Company for the nine months ending September 30, 2014 include the operating results of FAB, SDTB and IFH since their respective acquisition dates.  The following table presents the net interest and other income, net income and earnings per share as if the acquisition of IFH was effective as of January 1, 2014 and as if the acquisitions of FAB and SDTB were effective as of January 1, 2013.  There were no material, nonrecurring adjustments to the pro forma net interest and other income, net income and earnings per share presented below:
	Nine months Ended September 30,
	2014			2013
Net interest and other income	$	62,378		$	53,232
Net income	$	12,344		$	5,027
Basic earnings per share	$	0.72		$	0.27
Diluted earnings per share	$	0.71		$	0.26

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2014
Investment Securities	'
Investment Securities	'
	Note 5 — Investment Securities
	The amortized cost and estimated fair value of securities were as follows:
		September 30, 2014
	Investment securities available for sale:	Amortized			Unrealized			Unrealized			Estimated
		Cost			Gain			Loss			Fair Value
		(in thousands)
	Municipal bonds	$	97,358		$	1,495		$	(268	)	$	98,585
	Mortgage-backed securities	184,701			180			(1,264		)	183,617
	Total securities available for sale	$	282,059		$	1,675		$	(1,532	)	$	282,202
		December 31, 2013
	Investment securities available for sale:	Amortized			Unrealized			Unrealized			Estimated
		Cost			Gain			Loss			Fair Value
		(in thousands)
	U.S. Treasury	$	73		$	8		$	—		$	81
	Municipal bonds	95,388			589			(1,850		)	94,127
	Mortgage-backed securities	165,857			12			(3,988		)	161,881
	Total securities available for sale	$	261,318		$	609		$	(5,838	)	$	256,089
		September 30, 2013
	Investment securities available for sale:	Amortized			Unrealized			Unrealized			Estimated
		Cost			Gain			Loss			Fair Value
		(in thousands)
	U.S. Treasury	$	73		$	9		$	—		$	82
	Municipal bonds	95,971			709			(1,795		)	94,885
	Mortgage-backed securities	191,282			182			(3,585		)	187,879
	Total securities available for sale	$	287,326		$	900		$	(5,380	)	$	282,846
	At September 30, 2014, the Company had $9.2 million in Federal Home Loan Bank (“FHLB”) stock, $5.4 million in Federal Reserve Bank (“FRB”) stock, and $4.1 million in other stock, all carried at cost.  During the nine months ended September 30, 2014, the FHLB has repurchased $2.2 million of the Company’s excess FHLB stock through its stock repurchase program.
	At September 30, 2014, mortgage-backed securities (“MBS”) with an estimated par value of $63.4 million and a fair value of $65.5 million were pledged as collateral for the Bank’s three reverse repurchase agreements which totaled $28.5 million and HOA reverse repurchase agreements which totaled $16.1 million.
	The table below shows the number, fair value and gross unrealized holding losses of the Company’s investment securities by investment category and length of time that the securities have been in a continuous loss position.
		September 30, 2014
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	29		$	16,804		$	(183	)	26		$	10,459		$	(85	)	55	$	27,263	$	(268	)
	Mortgage-backed securities	22		85,248			(256		)	9		42,516			(1,008		)	31	127,764		(1,264		)
	Total	51		$	102,052		$	(439	)	35		$	52,975		$	(1,093	)	86	$	155,027	$	(1,532	)
		December 31, 2013
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	133		$	61,524		$	(1,850	)	—		$	—		$	—		133	$	61,524	$	(1,850	)
	Mortgage-backed securities	45		140,704			(3,075		)	1		12,607			(913		)	46	153,311		(3,988		)
	Total	178		$	202,228		$	(4,925	)	1		$	12,607		$	(913	)	179	$	214,835	$	(5,838	)
		September 30, 2013
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	131		$	60,183		$	(1,795	)	—		$	—		$	—		131	$	60,183	$	(1,795	)
	Mortgage-backed securities	39		136,513			(2,725		)	1		13,117			(860		)	40	149,630		(3,585		)
	Total	170		$	196,696		$	(4,520	)	1		$	13,117		$	(860	)	171	$	209,813	$	(5,380	)
	The amortized cost and estimated fair value of investment securities available for sale at September 30, 2014, by contractual maturity are shown in the table below.
		One Year						More than One						More than Five Years					More than
		or Less						Year to Five Years						to Ten Years					Ten Years					Total
		Amortized			Fair			Amortized			Fair			Amortized			Fair		Amortized		Fair			Amortized		Fair
	Investment securities available for sale:	Cost			Value			Cost			Value			Cost			Value		Cost		Value			Cost		Value
	(dollars in thousands)
Municipal bonds	$	—		$	—		$	12,828		$	12,877		$	41,817		$	42,379	$	42,713	$	43,329		$	97,358	$	98,585
Mortgage-backed securities	—			—			—			—			30,477			30,394		154,224		153,223			184,701		183,617
Total investment securities available for sale	—			—			12,828			12,877			72,294			72,773		196,937		196,552			282,059		282,202
Any temporary impairment is a result of the change in market interest rates and not the underlying issuers’ ability to repay.  The Company has the intent and ability to hold these securities until the temporary impairment is eliminated.  Accordingly, the Company has not recognized the temporary impairment in earnings.
Unrealized gains and losses on investment securities available for sale are recognized in stockholders’ equity as accumulated other comprehensive income or loss.  At September 30, 2014, the Company had accumulated other comprehensive income of $143,000, or $84,000 net of tax, compared to accumulated other comprehensive loss of $5.2
million, or $3.1 million net of tax, at December 31, 2013.

Loans_Held_for_Investment

Loans Held for Investment	9 Months Ended
	Sep. 30, 2014
Loans Held for Investment	'
Loans Held for Investment	'
	Note 6 — Loans Held for Investment
	The following table sets forth the composition of our loan portfolio in dollar amounts at the dates indicated:
		September 30, 2014			December 31, 2013			September 30, 2013
		(in thousands)
	Business loans:
	Commercial and industrial	$	360,700		$	187,035		$	173,720
	Commercial owner occupied (1)	237,996			221,089			222,162
	SBA	20,482			10,659			6,455
	Warehouse facilities	108,093			87,517			49,104
	Real estate loans:
	Commercial non-owner occupied	355,984			333,544			304,979
	Multi-family	262,588			233,689			218,929
	One-to-four family (2)	125,326			145,235			152,667
	Construction	67,118			13,040			2,835
	Land	6,103			7,605			7,371
	Other loans	3,521			3,839			3,793
	Total gross loans (3)	1,547,911			1,243,252			1,142,015
	Less loans held for sale, net	—			3,147			3,176
	Total gross loans held for investment	1,547,911			1,240,105			1,138,839
	Deferred loan origination costs/(fees) and premiums/(discounts), net	93			18			130
	Allowance for loan losses	(10,767		)	(8,200		)	(7,994		)
	Loans held for investment, net	$	1,537,237		$	1,231,923		$	1,130,975
	(1)     Majority secured by real estate.
	(2)     Includes second trust deeds.
	(3)     Total gross loans for September 30, 2014 are net of (i) the unaccreted mark-to-market discounts on Canyon National Bank (“Canyon National”) loans of $1.5 million, on Palm Desert National Bank (“Palm Desert National”) loans of $1.7 million, and on SDTB loans of $145,000 and (ii) the mark-to-market premium on FAB loans of $31,000.
	From time to time, we may purchase or sell loans in order to manage concentrations, maximize interest income, change risk profiles, improve returns and generate liquidity.
	The Company makes residential and commercial loans held for investment to customers located primarily in California.  Consequently, the underlying collateral for our loans and a borrower’s ability to repay may be impacted unfavorably by adverse changes in the economy and real estate market in the region.
	Under applicable laws and regulations, the Bank may not make secured loans to one borrower in excess of 25% of the Bank’s unimpaired capital plus surplus and likewise in excess of 15% for unsecured loans.  These loans-to-one borrower limitations result in a dollar limitation of $63.2 million for secured loans and $37.9 million for unsecured loans at September 30, 2014.  At September 30, 2014, the Bank’s largest aggregate outstanding balance of loans to one borrower was $34.2 million of secured credit.
	Purchased Credit Impaired
	The following table provides a summary of the Company’s investment in purchased credit impaired loans, acquired from Canyon National and Palm Desert National, as of the period indicated:
		September 30, 2014
		Canyon			Palm Desert			Total
		National			National
		(in thousands)
	Business loans:
	Commercial and industrial	$	92		$	—		$	92
	Commercial owner occupied	555			—			555
	Real estate loans:
	Commercial non-owner occupied	971			—			971
	One-to-four family	—			8			8
	Total purchase credit impaired	$	1,618		$	8		$	1,626
	On the acquisition date, the amount by which the undiscounted expected cash flows of the purchased credit impaired loans exceed the estimated fair value of the loan is the “accretable yield.”  The accretable yield is measured at each financial reporting date and represents the difference between the remaining undiscounted expected cash flows and the current carrying value of the purchased credit impaired loan.  At September 30, 2014, the Company had $1.6 million of purchased credit impaired loans, none of which were placed on nonaccrual status.
	The following table summarizes the accretable yield on the purchased credit impaired for the nine months ended September 30, 2014:
		Nine Months Ended
		September 30, 2014
		Canyon National			Palm Desert National			Total
		(in thousands)
	Balance at the beginning of period	$	1,623		$	53		$	1,676
	Accretion	(192		)	(1		)	(193		)
	Disposals and other	(17		)	—			(17		)
	Change in accretable yield	—			—			—
	Balance at the end of period	$	1,414		$	52		$	1,466
	Impaired Loans
	The following tables provide a summary of the Company’s investment in impaired loans as of the period indicated:
		Contractual						Impaired Loans					Specific
	September 30, 2014	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	Business loans:
	Commercial and industrial	$	—		$	—		$	—		$	—	$	—	$	15	$	—
	Commercial owner occupied	441			398			—			398		—		555		41
	SBA	—			—			—			—		—		6		—
Real estate loans:
Commercial non-owner occupied	1,221			883			—			883		—		924		65
One-to-four family	649			526			—			526		—		504		18
Totals	$	2,311		$	1,807		$	—		$	1,807	$	—	$	2,004	$	124
	Contractual						Impaired Loans					Specific
December 31, 2013	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
	Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
	Balance									Allowance		Loans		Investment		Recognized
	(in thousands)
Business loans:
Commercial and industrial	$	—		$	—		$	—		$	—	$	—	$	255	$	17
Commercial owner occupied	872			747			—			747		—		177		66
SBA	246			14			—			14		—		70		28
Real estate loans:
Commercial non-owner occupied	1,202			983			28			955		1		984		68
Multi-family	—			—			—			—		—		108		2
One-to-four family	746			683			278			405		104		743		44
Totals	$	3,066		$	2,427		$	306		$	2,121	$	105	$	2,337	$	225
	Contractual						Impaired Loans					Specific
September 30, 2013	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
	Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
	Balance									Allowance		Loans		Investment		Recognized
	(in thousands)
Business loans:
Commercial and industrial	$	186		$	68		$	—		$	68	$	—	$	326	$	71
Commercial owner occupied	—			—			—			—		—		153		18
SBA	246			14			—			14		—		60		16
Real estate loans:
Commercial non-owner occupied	527			437			—			437		—		983		157
Multi-family	—			—			—			—		—		144		2
One-to-four family	701			642			282			360		104		772		154
Totals	$	1,660		$	1,161		$	282		$	879	$	104	$	2,438	$	418
The Company considers a loan to be impaired when, based on current information and events, it is probable that the
Company will be unable to collect all amounts due according to the contractual terms of the loan agreement or it is determined that the likelihood of the Company receiving all scheduled payments, including interest, when due is remote.  The Company has no commitments to lend additional funds to debtors whose loans have been impaired.
The Company reviews loans for impairment when the loan is classified as substandard or worse, delinquent 90 days, or determined by management to be collateral dependent, or when the borrower files bankruptcy or is granted a troubled debt restructuring (“TDR”).  Measurement of impairment is based on the loan’s expected future cash flows discounted at the loan’s effective interest rate, measured by reference to an observable market value, if one exists, or the fair value of the collateral if the loan is deemed collateral dependent.  All loans are generally charged-off at such time the loan is classified as a loss.  Valuation allowances are determined on a loan-by-loan basis or by aggregating loans with similar risk characteristics.
The following table provides additional detail on the components of impaired loans at the period end indicated:
	September 30, 2014			December 31, 2013			September 30, 2013
	(in thousands)
Nonaccruing loans	$	1,624		$	2,239		$	972
Accruing loans	183			188			189
Total impaired loans	$	1,807		$	2,427		$	1,161
When loans are placed on nonaccrual status all accrued interest is reversed from earnings.  Payments received on nonaccrual loans are generally applied as a reduction to the loan principal balance.  If the likelihood of further loss is remote, the Company will recognize interest on a cash basis only.  Loans may be returned to accruing status if the Company believes that all remaining principal and interest is fully collectible and there has been at least three months of sustained repayment performance since the loan was placed on nonaccrual.
The Company does not accrue interest on loans 90 days or more past due or when, in the opinion of management, there is reasonable doubt as to the collection of interest.  The Company had impaired loans on nonaccrual status of $1.6 million at September 30, 2014, $2.2 million at December 31, 2013, and $972,000 at September 30, 2013.  The Company had no loans 90 days or more past due and still accruing at September 30, 2014, December 31, 2013 or September 30, 2013.
The Company had no TDRs during the quarter ended September 30, 2014 and had one immaterial TDR outstanding related to a U.S. Small Business Administration (“SBA”) loan.
Concentration of Credit Risk
As of September 30, 2014, the Company’s loan portfolio was collateralized by various forms of real estate and business assets located principally in California.  The Company’s loan portfolio contains concentrations of credit in multi-family real estate, commercial non-owner occupied real estate and commercial owner occupied business loans.  The Bank maintains policies approved by the Bank’s Board of Directors (the “Bank Board”) that address these concentrations and continues to diversify its loan portfolio through loan originations, purchases and sales to meet approved concentration levels.  While management believes that the collateral presently securing these loans is adequate, there can be no assurances that a significant deterioration in the California real estate market or economy would not expose the Company to significantly greater credit risk.
Credit Quality and Credit Risk Management
The Company’s credit quality is maintained and credit risk managed in two distinct areas.  The first is the loan origination process, wherein the Bank underwrites credit quality and chooses which risks it is willing to accept.  The second is in the ongoing oversight of the loan portfolio, where existing credit risk is measured and monitored, and where performance issues are dealt with in a timely and comprehensive fashion.
The Company maintains a comprehensive credit policy which sets forth minimum and maximum tolerances for key elements of loan risk.  The policy identifies and sets forth specific guidelines for analyzing each of the loan products the Company offers from both an individual and portfolio wide basis.  The credit policy is reviewed annually by the Bank Board.  The Bank’s seasoned underwriters ensure all key risk factors are analyzed with nearly all underwriting including a comprehensive global cash flow analysis of the prospective borrowers.  The credit approval process mandates multiple-signature approval by the management credit committee for every loan that requires any subjective credit analysis.
Credit risk is managed within the loan portfolio by the Company’s Portfolio Management department based on a comprehensive credit and investment review policy.  This policy requires a program of financial data collection and analysis, comprehensive loan reviews, property and/or business inspections and monitoring of portfolio concentrations and trends.  The Portfolio Management department also monitors asset-based lines of credit, loan covenants and other conditions associated with the Company’s business loans as a means to help identify potential credit risk.  Individual loans, excluding the homogeneous loan portfolio, are reviewed at least biennially, and in most cases more often, including the assignment of a risk grade.
Risk grades are based on a six-grade Pass scale, along with Special Mention, Substandard, Doubtful and Loss classifications as such classifications are defined by the regulatory agencies.  The assignment of risk grades allows the Company to, among other things, identify the risk associated with each credit in the portfolio, and to provide a basis for estimating credit losses inherent in the portfolio.  Risk grades are reviewed regularly by the Company’s Credit and Investment Review committee, and are reviewed annually by an independent third-party, as well as by regulatory agencies during scheduled examinations.
The following provides brief definitions for risk grades assigned to loans in the portfolio:
·         Pass classifications represent assets with a level of credit quality which contain no well-defined deficiency or weakness.
·         Special Mention assets do not currently expose the Bank to a sufficient risk to warrant classification in one of the adverse categories, but possess correctable deficiency or potential weaknesses deserving management’s close attention.
·         Substandard assets are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  These assets are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.  OREO acquired from foreclosure is also classified as substandard.
·         Doubtful credits have all the weaknesses inherent in substandard credits, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
·         Loss assets are those that are considered uncollectible and of such little value that their continuance as assets is not warranted.  Amounts classified as loss are promptly charged off.
The Portfolio Management department also manages loan performance risks, collections, workouts, bankruptcies and foreclosures.  Loan performance risks are mitigated by our portfolio managers acting promptly and assertively to address problem credits when they are identified.  Collection efforts are commenced immediately upon non-payment, and the portfolio managers seek to promptly determine the appropriate steps to minimize the Company’s risk of loss.  When foreclosure will maximize the Company’s recovery for a non-performing loan, the portfolio managers will take appropriate action to initiate the foreclosure process.
When a loan is graded as special mention or substandard or doubtful, the Company obtains an updated valuation of the underlying collateral.  If the credit in question is also identified as impaired, a valuation allowance, if necessary, is established against such loan or a loss is recognized by a charge to the allowance for loan losses (“ALLL”) if management believes that the full amount of the Company’s recorded investment in the loan is no longer collectable.  The Company typically continues to obtain updated valuations of underlying collateral for special mention and classified loans on an annual basis in order to have the most current indication of fair value.  Once a loan is identified as impaired, an analysis of the underlying collateral is performed at least quarterly, and corresponding changes in any related valuation allowance are made or balances deemed to be fully uncollectable are charged-off.
The following tables stratify the loan portfolio by the Company’s internal risk grading system as well as certain other information concerning the credit quality of the loan portfolio as of the periods indicated:
	Credit Risk Grades
				Special						Total Gross
September 30, 2014	Pass			Mention			Substandard			Loans
	(in thousands)
Business loans:
Commercial and industrial	$	358,922		$	—		$	1,778		$	360,700
Commercial owner occupied	228,154			387			9,455			237,996
SBA	20,482			—			—			20,482
Warehouse facilities	108,093			—			—			108,093
Real estate loans:
Commercial non-owner occupied	351,614			—			4,370			355,984
Multi-family	261,574			504			510			262,588
One-to-four family	124,383			—			943			125,326
Construction	67,118			—			—			67,118
Land	6,103			—			—			6,103
Other loans	3,521			—			—			3,521
Totals	$	1,529,964		$	891		$	17,056		$	1,547,911
	Credit Risk Grades
				Special						Total Gross
December 31, 2013	Pass			Mention			Substandard			Loans
	(in thousands)
Business loans:
Commercial and industrial	$	184,247		$	12		$	2,776		$	187,035
Commercial owner occupied	207,872			1,217			12,000			221,089
SBA	10,659			—			—			10,659
Warehouse facilities	87,517			—			—			87,517
Real estate loans:
Commercial non-owner occupied	329,538			352			3,654			333,544
Multi-family	232,661			511			517			233,689
One-to-four family	144,152			—			1,083			145,235
Construction	13,040			—			—			13,040
Land	7,605			—			—			7,605
Other loans	3,834			—			5			3,839
Totals	$	1,221,125		$	2,092		$	20,035		$	1,243,252
	Credit Risk Grades
				Special						Total Gross
September 30, 2013	Pass			Mention			Substandard			Loans
	(in thousands)
Business loans:
Commercial and industrial	$	170,840		$	68		$	2,812		$	173,720
Commercial owner occupied	207,519			2,632			12,011			222,162
SBA	6,455			—			—			6,455
Warehouse facilities	49,104			—			—			49,104
Real estate loans:
Commercial non-owner occupied	299,940			355			4,684			304,979
Multi-family	217,897			513			519			218,929
One-to-four family	151,564			—			1,103			152,667
Construction	2,835			—			—			2,835
Land	7,371			—			—			7,371
Other loans	3,787			—			6			3,793
Totals	$	1,117,312		$	3,568		$	21,135		$	1,142,015
The following tables set forth delinquencies in the Company’s loan portfolio at the dates indicated:
				Days Past Due										Non-
September 30, 2014	Current			30-59			60-89			90+		Total		Accruing
	(in thousands)
Business loans:
Commercial and industrial	$	360,700		$	—		$	—		$	—	$	360,700	$	—
Commercial owner occupied	237,996			—			—			—		237,996		528
SBA	20,439			—			43			—		20,482		—
Warehouse facilities	108,093			—			—			—		108,093		—
Real estate loans:
Commercial non-owner occupied	355,984			—			—			—		355,984		882
Multi-family	262,588			—			—			—		262,588		—
One-to-four family	124,963			20			—			343		125,326		372
Construction	67,118			—			—			—		67,118		—
Land	6,103			—			—			—		6,103		—
Other loans	3,521			—			—			—		3,521		—
Totals	$	1,547,505		$	20		$	43		$	343	$	1,547,911	$	1,782
				Days Past Due										Non-
December 31, 2013	Current			30-59			60-89			90+		Total		Accruing
	(in thousands)
Business loans:
Commercial and industrial	$	187,035		$	—		$	—		$	—	$	187,035	$	—
Commercial owner occupied	219,875			768			—			446		221,089		747
SBA	10,645			—			—			14		10,659		14
Warehouse facilities	87,517			—			—			—		87,517		—
Real estate loans:
Commercial non-owner occupied	332,984			—			—			560		333,544		983
Multi-family	233,689			—			—			—		233,689		—
One-to-four family	145,041			71			—			123		145,235		507
Construction	13,040			—			—			—		13,040		—
Land	7,605			—			—			—		7,605		—
Other loans	3,709			130			—			—		3,839		—
Totals	$	1,241,140		$	969		$	—		$	1,143	$	1,243,252	$	2,251
				Days Past Due										Non-
September 30, 2013	Current			30-59			60-89			90+		Total		Accruing
	(in thousands)
Business loans:
Commercial and industrial	$	173,478		$	163		$	79		$	—	$	173,720	$	78
Commercial owner occupied	222,162			—			—			—		222,162		—
SBA	6,312			—			129			14		6,455		142
Warehouse facilities	49,104			—			—			—		49,104		—
Real estate loans:
Commercial non-owner occupied	304,420			559			—			—		304,979		437
Multi-family	218,929			—			—			—		218,929		—
One-to-four family	152,570			—			—			97		152,667		496
Construction	2,835			—			—			—		2,835		—
Land	7,371			—			—			—		7,371		—
Other loans	3,785			2			6			—		3,793		—
Totals	$	1,140,966		$	724		$	214		$	111	$	1,142,015	$	1,153

Allowance_for_Loan_Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2014
Allowance for Loan Losses	'
Allowance for Loan Losses	'
	Note 7 — Allowance for Loan Losses
	The Company’s ALLL covers estimated credit losses on individually evaluated loans that are determined to be impaired as well as estimated credit losses inherent in the remainder of the loan portfolio.  The ALLL is prepared using the information provided by the Company’s credit and investment review process together with data from peer institutions and economic information gathered from published sources.
	The loan portfolio is segmented into groups of loans with similar risk characteristics.  Each segment possesses varying degrees of risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions.  An estimated loss rate calculated using the Company’s actual historical loss rates adjusted for current portfolio trends, economic conditions, and other relevant internal and external factors, is applied to each group’s aggregate loan balances.
	The following provides a summary of the ALLL calculation for the major segments within the Company’s loan portfolio.
	Owner Occupied Commercial Real Estate Loans, Commercial and Industrial Loans and SBA Loans
	The Company’s base ALLL factor for owner occupied commercial real estate loans, commercial business loans and SBA loans is determined by management using the Bank’s actual trailing 36 month, trailing 24 month, trailing 12 month and annualized trailing six month charge-off data.  Adjustments to those base factors are made for relevant internal and external factors.  For owner occupied commercial real estate loans, commercial business loans and SBA loans, those factors include:
	·         Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment,
	·         Changes in the nature and volume of the loan portfolio, including new types of lending,
	·         Changes in volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans, and
	·         The existence and effect of concentrations of credit, and changes in the level of such concentrations.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for all Federal Deposit Insurance (“FDIC”) insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	Multi-Family and Non-Owner Occupied Commercial Real Estate Loans
	The Company’s base ALLL factor for multi-family and non-owner occupied commercial real estate loans is determined by management using the Bank’s actual trailing 36 month, trailing 24 month, trailing 12 month and annualized trailing six month charge-off data.  Adjustments to those base factors are made for relevant internal and external factors.  For multi-family and non-owner occupied commercial real estate loans, those factors include:
	·         Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment,
	·         Changes in volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans, and
	·         The existence and effect of concentrations of credit, and changes in the level of such concentrations.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for all FDIC-insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	One-to-Four Family and Consumer Loans
	The Company’s base ALLL factor for one-to-four family and consumer loans is determined by management using the Bank’s actual trailing 36 month, trailing 24 month, trailing 12 month and annualized trailing six month charge-off data.  Adjustments to those base factors are made for relevant internal and external factors.  For one-to-four family and consumer loans, those factors include:
	·         Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment, and
	·         Changes in volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for all FDIC-insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	Warehouse Facilities
	The Company’s warehouse facilities are structured as repurchase facilities, whereby we purchase funded one-to-four family loans on an interim basis.  Therefore, the base ALLL factor for warehouse facilities is equal to that for one-to-four family and consumer loans as discussed above.  Adjustments to the base factor are made for relevant internal and external factors.  Those factors include:
	·         Changes in national, regional and local economic conditions, including trends in real estate values and the interest rate environment,
	·         Changes in the nature and volume of the loan portfolio, including new types of lending, and
	·         The existence and effect of concentrations of credit, and changes in the level of such concentrations.
	The resulting total ALLL factor is compared for reasonableness against the 10-year average, 15-year average, and trailing 12 month total charge-off data for one-to-four family loans for all FDIC-insured commercial banks and savings institutions based in California.  This factor is applied to balances graded pass-1 through pass-5.  For loans risk graded as watch or worse, progressively higher potential loss factors are applied based on management’s judgment, taking into consideration the specific characteristics of the Bank’s portfolio and analysis of results from a select group of the Company’s peers.
	The following tables summarize the allocation of the ALLL as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the three months ended for the periods indicated:
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-four			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2013	$	1,968		$	1,818		$	151		$	392		$	1,658		$	817		$	1,099		$	136		$	127		$	34		$	8,200
	Charge-offs	(223		)	—			—			—			(365		)	—			(195		)	—			—			—			(783		)
	Recoveries	33			—			4			—			—			—			32			—			—			18			87
	Provisions for (reduction in) loan losses	1,597			38			290			102			608			194			(121		)	639			(55		)	(29		)	3,263
	Balance, September 30, 2014	$	3,375		$	1,856		$	445		$	494		$	1,901		$	1,011		$	815		$	775		$	72		$	23		$	10,767
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
	General portfolio allocation	3,375			1,856			445			494			1,901			1,011			815			775			72			23			10,767
	Loans individually evaluated for impairment	—			398			—			—			883			—			526			—			—			—			1,807
	Specific reserves to total loans individually evaluated for impairment	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%
	Loans collectively evaluated for impairment	$	360,700		$	237,598		$	20,482		$	108,093		$	355,101		$	262,588		$	124,800		$	67,118		$	6,103		$	3,521		$	1,546,104
	General reserves to total loans collectively evaluated for impairment	0.94		%	0.78		%	2.17		%	0.46		%	0.54		%	0.39		%	0.65		%	1.15		%	1.18		%	0.65		%	0.7		%
	Total gross loans	$	360,700		$	237,996		$	20,482		$	108,093		$	355,984		$	262,588		$	125,326		$	67,118		$	6,103		$	3,521		$	1,547,911
	Total allowance to gross loans	0.94		%	0.78		%	2.17		%	0.46		%	0.53		%	0.39		%	0.65		%	1.15		%	1.18		%	0.65		%	0.7		%
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-four			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2012	$	1,310		$	1,512		$	79		$	1,544		$	1,459		$	1,145		$	862		$	—		$	31		$	52		$	7,994
	Charge-offs	(291		)	(163		)	(16		)	—			(757		)	(101		)	(273		)	—			—			(7		)	(1,608		)
	Recoveries	107			—			51			—			—			—			45			—			—			141			344
	Provisions for (reduction in) loan losses	1,675			170			(64		)	(1,319		)	701			(538		)	540			121			116			(138		)	1,264
	Balance, September 30, 2013	$	2,801		$	1,519		$	50		$	225		$	1,403		$	506		$	1,174		$	121		$	147		$	48		$	7,994
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	104		$	—		$	—		$	—		$	104
	General portfolio allocation	2,801			1,519			50			225			1,403			506			1,070			121			147			48			7,890
	Loans individually evaluated for impairment	68			—			14			—			437			—			642			—			—			—			1,161
	Specific reserves to total loans individually evaluated for impairment	0		%	0		%	0		%	0		%	0		%	0		%	16.2		%	0		%	0		%	0		%	8.96		%
	Loans collectively evaluated for impairment	$	173,652		$	222,162		$	6,441		$	49,104		$	304,542		$	218,929		$	152,025		$	2,835		$	7,371		$	3,793		$	1,140,854
	General reserves to total loans collectively evaluated for impairment	1.61		%	0.68		%	0.78		%	0.46		%	0.46		%	0.23		%	0.7		%	4.27		%	1.99		%	1.27		%	0.69		%
Total gross loans	$	173,720		$	222,162		$	6,455		$	49,104		$	304,979		$	218,929		$	152,667		$	2,835		$	7,371		$	3,793		$	1,142,015
Total allowance to gross loans	1.61		%	0.68		%	0.77		%	0.46		%	0.46		%	0.23		%	0.77		%	4.27		%	1.99		%	1.27		%	0.7		%

Subordinated_Debentures

Subordinated Debentures	9 Months Ended
	Sep. 30, 2014
Subordinated Debentures	'
Subordinated Debentures	'
	Note 8 — Subordinated Debentures
	In August 2014, the Corporation issued $60 million in aggregate principal amount of 5.75% Subordinated Notes Due 2024 (the “Notes”) in a private placement transaction to institutional accredited investors (the “Private Placement”).  The Corporation contributed $40 million of net proceeds from the Private Placement to the Bank to support general corporate purposes.  The Notes will bear interest at an annual fixed rate of 5.75%, with the first interest payment on the Notes occurring on March 3, 2015, and interest will be paid semiannually each March 3 and September 3 until September 3, 2024.
	In connection with the Private Placement, the Corporation obtained ratings from Kroll Bond Rating Agency (“KBRA”).  KBRA assigned investment grade ratings of BBB+ and BBB for the Corporation’s senior secured debt and subordinated debt, respectively, and a senior deposit rating of A- for the Bank.
	In March 2004, the Corporation issued $10.3 million of Floating Rate Junior Subordinated Deferrable Interest Debentures (the “Subordinated Debentures”) to PPBI Trust I, which funded the payment of $10.0 million of Floating Rate Trust Preferred Securities (“Trust Preferred Securities”) issued by PPBI Trust I in March 2004.  The net proceeds from the offering of Trust Preferred Securities were contributed as capital to the Bank to support further growth.  Interest is payable quarterly on the Subordinated Debentures at three-month LIBOR plus 2.75% per annum, for an effective rate of 2.98% per annum as of September 30, 2014.
	The Corporation is not allowed to consolidate PPBI Trust I into the Company’s consolidated financial statements.  The resulting effect on the Company’s consolidated financial statements is to report only the Subordinated Debentures as a component of the Company’s liabilities.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share	'
Earnings Per Share	'
	Note 9 — Earnings Per Share
	Basic earnings per share excludes dilution and is computed by dividing net income or loss available to common stockholders by the weighted average number of common shares outstanding for the period, excluding common shares in treasury.  Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted from the issuance of common stock that would then share in earnings and excludes common shares in treasury.  Stock options exercisable for shares of common stock are excluded from the computation of diluted earnings per share if they are anti-dilutive due to their exercise price exceeding the average market price during the period.
	The impact of stock options which are anti-dilutive are excluded from the computations of diluted earnings per share. The dilutive impact of these securities could be included in future computations of diluted earnings per share if the market price of the common stock increases. The following table sets forth the number of stock options excluded for the periods indicated:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2014		2013		2014		2013
	Stock options excluded	660,109		13,744		615,587		53,310
	The following tables set forth the Company’s unaudited earnings per share calculations for the periods indicated:
		Three Months Ended September 30,
		2014							2013
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	5,450						$	3,066
	Basic income available to common stockholders	5,450			17,069,216		$	0.32	3,066		16,640,471	$	0.19
	Effect of dilutive stock options	—			273,666				—		841,759
	Diluted income available to common stockholders plus assumed conversions	$	5,450		17,342,882		$	0.31	$	3,066	17,482,230	$	0.18
		Nine Months Ended September 30,
		2014							2013
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	12,725						$	4,789
	Basic income available to common stockholders	12,725			17,078,945		$	0.75	4,789		15,512,508	$	0.31
	Effect of dilutive stock options	—			306,890				—		802,193
	Diluted income available to common stockholders plus assumed conversions	$	12,725		17,385,835		$	0.73	$	4,789	16,314,701	$	0.29

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2014
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	Note 10 — Fair Value of Financial Instruments
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  Financial instruments are considered Level 1 when the valuation is based on quoted prices in active markets for identical assets or liabilities.  Level 2 financial instruments are valued using quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or models using inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.  Financial instruments are considered Level 3 when their values are determined using pricing models, discounted cash flow methodologies or similar techniques, and at least one significant model assumption or input is unobservable and when determination of the fair value requires significant management judgment or estimation.
	Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments, and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the fair values presented.  The following methods and assumptions were used by the Company to estimate the fair value of its financial instruments at September 30, 2014, December 31, 2013 and September 30, 2013:
	Cash and due from banks — The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1.
	Securities Available for Sale — Where possible, the Company utilizes quoted market prices to measure debt and equity securities; such items are classified as Level 1 in the hierarchy and include equity securities, US government bonds and securities issued by federally sponsored agencies.  When quoted market prices for identical assets are unavailable or the market for the asset is not sufficiently active, varying valuation techniques are used.  Common inputs in valuing these assets include, among others, benchmark yields, issuer spreads, forward mortgage-backed securities trade prices and recently reported trades.  Such assets are classified as Level 2 in the hierarchy and typically include private label mortgage-backed securities and corporate bonds.  Pricing on these securities are provided to the Company by a pricing service vendor.  In the Level 3 category, the Company classifies securities that reflect other-than-temporary impairments (“OTTI”) based on a discounted cash flow of the security or a determination of fair value that requires significant management judgment or consideration.
	FHLB, FRB, Other Stock — The carrying value approximates the fair value based upon the redemption provisions of the stock and are classified as Level 1.
	Loans Held for Sale - The fair value of loans held for sale is determined, when possible, using quoted secondary-market prices.  If no such quoted price exists, the fair value of a loan is determined using quoted prices for a similar asset or assets, adjusted for the specific attributes of that loan.  Loans held for sale are classified as Level 2.
	Loans Held for Investment— The fair value of loans, other than loans on nonaccrual status, was estimated by discounting the remaining contractual cash flows using the estimated current rate at which similar loans would be made to borrowers with similar credit risk characteristics and for the same remaining maturities, reduced by deferred net loan origination fees and the allocable portion of the allowance for loan losses.  Accordingly, in determining the estimated current rate for discounting purposes, no adjustment has been made for any change in borrowers’ credit risks since the origination of such loans.  Rather, the allocable portion of the allowance for loan losses is considered to provide for such changes in estimating fair value.  As a result, this fair value is not necessarily the value which would be derived using an exit price.  These loans are included within Level 3 of the fair value hierarchy.  The carrying amount of accrued interest receivable approximates its fair value as a Level 1 classification.
	OREO— OREO assets are recorded at the fair value less estimated costs to sell at the time of foreclosure.  The fair value of OREO assets is generally based on recent real estate appraisals adjusted for estimated selling costs.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value.
	Accrued Interest Receivable/Payable — The carrying amount approximates fair value and is classified as Level 1.
	Deposit Accounts— The fair values estimated for demand deposits (interest and noninterest checking, passbook savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) resulting in a Level 1 classification.  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of the aggregate expected monthly maturities on time deposits in a Level 2 classification.  The carrying amount of accrued interest payable approximates its fair value as a Level 1 classification.
	FHLB Advances and Other Borrowings— For these instruments, the fair value of short term borrowings is estimated to be the carrying amount and is classified as Level 1.  The fair value of long term borrowings and debentures is determined using rates currently available for similar borrowings or debentures with similar credit risk and for the remaining maturities and are classified as Level 2.  The carrying amount of accrued interest payable approximates its fair value as a Level 1 classification.
	Subordinated Debentures — The fair value of subordinated debentures is estimated by discounting the balance by the current three-month LIBOR rate plus the current market spread.  The fair value is determined based on the maturity date as the Company does not currently have intentions to call the debenture and is classified as Level 2.
	Off-Balance Sheet Commitments and Standby Letters of Credit — The majority of the Bank’s commitments to extend credit carry current market interest rates if converted to loans.  Because these commitments are generally unassignable by either the Bank or the borrower, they only have value to the Bank and the borrower.  The notional amount disclosed for off-balance sheet commitments and standby letters of credit is the amount available to be drawn down on all lines and letters of credit.  The cost to assume is calculated at 10% of the notional amount and is classified as Level 2.
	Estimated fair values are disclosed for financial instruments for which it is practicable to estimate fair value.  These estimates are made at a specific point in time based on relevant market data and information about the financial instruments.  These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments.  In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates.
	The fair value estimates presented herein are based on pertinent information available to management as of the periods indicated.
		At September 30, 2014
		Carrying			Level 1			Level 2		Level 3			Estimated
		Amount											Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	103,631		$	103,631		$	—	$	—		$	103,631
	Securities available for sale	282,202			—			282,202		—			282,202
	Federal Reserve Bank, TIB and FHLB stock, at cost	18,643			18,643			—		—			18,643
	Loans held for investment, net	1,537,237			—			—		1,521,466			1,521,466
	Accrued interest receivable	6,762			6,762			—		—			6,762
	Other real estate owned	752			—			—		752			752
	Liabilities:
	Deposit accounts	1,543,466			1,157,972			371,574		—			1,529,546
	FHLB advances	150,000			149,999			—		—			149,999
	Other borrowings	45,561			—			46,095		—			46,095
	Subordinated debentures	70,310			—			34,142		—			34,142
	Accrued interest payable	177			177			—		—			177
		Notional			Level 1			Level 2		Level 3			Cost to Cede
		Amount											or Assume
	Off-balance sheet commitments and standby letters of credit	$	328,708		$	—		$	32,871	$	—		$	32,871
		At December 31, 2013
		Carrying			Level 1			Level 2		Level 3			Estimated
		Amount											Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	126,813		$	126,813		$	—	$	—		$	126,813
	Securities available for sale	256,089			—			256,089		—			256,089
	Federal Reserve Bank and FHLB stock, at cost	15,450			15,450			—		—			15,450
	Loans held for sale, net	3,147			—			3,147		—			3,147
	Loans held for investment, net	1,231,923			—			—		1,230,316			1,230,316
	Accrued interest receivable	6,254			6,254			—		—			6,254
	Other real estate owned	1,186			—			—		1,186			1,186
	Liabilities:
	Deposit accounts	1,306,286			991,630			301,007		—			1,292,637
	FHLB advances	156,000			156,000			—		—			156,000
	Other borrowings	48,091			—			49,058		—			49,058
	Subordinated debentures	10,310			—			4,696		—			4,696
	Accrued interest payable	166			166			—		—			166
		Notional			Level 1			Level 2		Level 3			Cost to Cede
		Amount											or Assume
	Off-balance sheet commitments and standby letters of credit	$	337,181		$	—		$	33,718	$	—		$	33,718
		At September 30, 2013
		Carrying			Level 1			Level 2		Level 3			Estimated
		Amount											Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	61,419		$	61,419		$	—	$	—		$	61,419
Securities available for sale	282,846			—			282,846		—			282,846
Federal Reserve Bank and FHLB stock, at cost	10,827			10,827			—		—			10,827
Loans held for sale, net	3,176			—			3,176		—			3,176
Loans held for investment, net	1,130,975			—			—		1,225,352			1,225,352
Accrued interest receivable	5,629			5,629			—		—			5,629
Other real estate owned	1,186			—			—		1,186			1,186
Liabilities:
Deposit accounts	1,284,134			998,217			284,403		—			1,282,620
FHLB advances	35,000			35,000			—		—			35,000
Other borrowings	51,474			—			53,435		—			53,435
Subordinated debentures	10,310			—			4,766		—			4,766
Accrued interest payable	195			195			—		—			195
	Notional			Level 1			Level 2		Level 3			Cost to Cede
	Amount											or Assume
Off-balance sheet commitments and standby letters of credit	$	335,592		$	—		$	33,559	$	—		$	33,559
A loan is considered impaired when it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement.  Impairment is measured based on the fair value of the underlying collateral or the discounted expected future cash flows.  The Company measures impairment on all non-accrual loans for which it has reduced the principal balance to the value of the underlying collateral less the anticipated selling cost.  As such, the Company records impaired loans as non-recurring Level 2 when the fair value of the underlying collateral is based on an observable market price or current appraised value.  When current market prices are not available or the Company determines that the fair value of the underlying collateral is further impaired below appraised values, the Company records impaired loans as Level 3.  At September 30, 2014, substantially all the Company’s impaired loans were evaluated based on the fair value of their underlying collateral based upon the most recent appraisal available to management.
The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.  While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.
The following fair value hierarchy table presents information about the Company’s financial instruments measured at fair value on a recurring basis at the dates indicated:
	September 30, 2014
	Fair Value Measurement Using								Securities at
Investment securities available for sale:	Level 1			Level 2			Level 3		Fair Value
	(in thousands)
Municipal bonds	$	—		$	98,585		$	—	$	98,585
Mortgage-backed securities	—			183,617			—		183,617
Total securities available for sale	$	—		$	282,202		$	—	$	282,202
	September 30, 2013
	Fair Value Measurement Using								Securities at
Investment securities available for sale:	Level 1			Level 2			Level 3		Fair Value
	(in thousands)
U.S. Treasury	$	—		$	82		$	—	$	82
Municipal bonds	—			94,885			—		94,885
Mortgage-backed securities	—			187,879			—		187,879
Total securities available for sale	$	—		$	282,846		$	—	$	282,846
The following table provides a summary of the changes in balance sheet carrying values associated with Level 3 financial instruments during the three months ended for the periods indicated:
	Nine Months Ended
	September 30, 2013
Balance, beginning of period	$	952
Total gains or (losses) realized/unrealized:
Included in earnings (or changes in net assets)	194
Included in other comprehensive income	(140		)
Purchases, issuances, and settlements	(1,077		)
Transfer in and/or out of Level 3	71
Balance, end of period	$	—
The fair value of impaired loans was determined using Level 3 assumptions, and represents impaired loan balances for which a specific reserve has been established or on which a write down has been taken.  Generally, the Company obtains third party appraisals (or property evaluations) and/or collateral audits in conjunction with internal analyses based on historical experience on its impaired loans and other real estate owned to determine fair value.  In determining the net realizable value of the underlying collateral for impaired loans, the Company will then discount the valuation to cover both market price fluctuations and selling costs the Company expected would be incurred in the event of foreclosure.  In addition to the discounts taken, the Company’s calculation of net realizable value considered any other senior liens in place on the underlying collateral.
The following table provides a summary of the financial instruments the Company measures at fair value on a non-recurring basis as of the periods indicated:
	September 30, 2014
	Fair Value Measurement Using								Assets at
	Level 1			Level 2			Level 3		Fair Value
	(in thousands)
Assets
Collateral dependent impaired loans	$	—		$	—		$	1,241	$	1,241
Other real estate owned	—			—			752		752
Total assets	$	—		$	—		$	1,993	$	1,993
	September 30, 2013
	Fair Value Measurement Using								Assets at
	Level 1			Level 2			Level 3		Fair Value
	(in thousands)
Assets
Collateral dependent impaired loans	$	—		$	—		$	150	$	150
Other real estate owned	—			—			1,186		1,186
Total assets	$	—		$	—		$	1,336	$	1,336
The following table presents quantitative information about level 3 of fair value measurements for financial instruments measured at fair value on a non-recurring basis for the periods indicated:
	September 30, 2014
								Range
	Fair Value			Valuation		Unobservable Inputs		Rate	Maturity		Unobservable
				Techniques					(years)		Inputs
Collateral dependent impaired loans:
Business loans:
Commercial owner occupied	$	398		Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.75%	8		0-10%
Real estate loans:
Commercial non-owner occupied	500			Collateral valuation		Management adjustment to reflect current conditions and selling costs		7.00%	13		0-15%
One-to-four family	343			Collateral valuation		Management adjustment to reflect current conditions and selling costs		4.50% - 15.00%	23-Jun		0-10%
Total collateral dependent impaired loans	$	1,241
Other real estate owned
Land	$	752		Collateral valuation		Management adjustment to reflect current conditions and selling costs		—	—		0-10%
Total other real estate owned	$	752
	September 30, 2013
								Range
	Fair Value			Valuation		Unobservable Inputs		Rate	Maturity		Unobservable
				Techniques					(years)		Inputs
Collateral dependent impaired loans:
Business loans:
Commercial and industrial	$	68		Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.00%	1		0-10%
SBA	14			Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.00%	8		0-20%
Real estate loans:
One-to-four family	68			Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.62% - 11.50%	23-Nov		0-10%
Total collateral dependent impaired loans	$	150
Other real estate owned
Land	$	1,186		Collateral valuation		Management adjustment to reflect current conditions and selling costs		—	—		0-10%
Total other real estate owned	$	1,186

Pending_Acquisition_of_Indepen

Pending Acquisition of Independence Bank	9 Months Ended
	Sep. 30, 2014
Pending Acquisition of Independence Bank	'
Pending Acquisition of Independence Bank	'
	Note 11 — Pending Acquisition of Independence Bank
	On October 21, 2014, the Company entered into an Agreement and Plan of Reorganization (the “Merger Agreement”) to acquire Independence Bank (OTCQB: IDPK), a Newport Beach, California based state-chartered bank pursuant to which the Bank will acquire Independence Bank.  At September 30, 2014, Independence Bank had $426.2 million in total assets, $341.1 million in gross loans and $358.3 million in total deposits at September 30, 2014. Independence Bank has six branches located in Orange County and Riverside County.[] [Consider removing from 10-Q].
	On the date of the Merger Agreement, the aggregate merger consideration was estimated at approximately $71.5 million, based on a $14.73 closing price of the Company’s common stock on October 21, 2014. Under the terms of the Merger Agreement, holders of Independence Bank common stock, stock options and warrants will receive aggregate cash consideration of $7.2 million and, using the Company’s October 21, 2014 closing price, the aggregate stock consideration is currently estimated at $64.3 million.  Assuming such Company stock price, the Independence Bank shareholders will own approximately 20.4% of the combined company. Independence Bank shareholders will have a choice between electing to receive $13.75 per share in cash or 0.9259 of a share of the Company’s common stock for each share of Independence Bank or a combination thereof, subject to the overall requirement that 10% of the aggregate consideration will be in the form of cash and 90% will be in the form of the Company’s common stock. The number of shares of the Company’s common stock to be issued to Independence Bank shareholders is based on a fixed exchange ratio, provided that the Company’s stock price remains between $13.365 and $16.335 as measured by the 10-day average closing price up to and including the fifth trading day prior to closing of the transaction. The value of the stock portion of consideration will fluctuate based on the value of the Company’s common stock. To the extent the average closing price of the Company’s common stock is outside this price range, then the exchange ratio will adjust to reflect the increase or decrease of the Company’s common stock that is outside of this range.
	The transaction is expected to close late in the first quarter of 2015, subject to satisfaction of customary closing conditions, including regulatory approvals and approval of Independence Bank and the Company’s shareholders. Directors and executive officers of Independence Bank have entered into agreements with the Company and Independence Bank whereby they committed to vote their shares of Independence Bank common stock in favor of the acquisition. For additional information about the proposed acquisition of Independence Bank, see the Company’s Current Report on Form 8-K filed with the SEC on October 22, 2014 and the Merger Agreement which is filed as an exhibit to the Current Report on Form 8-K.

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2014
Significant Accounting Policies	'
Certain Acquired Loans	'
	Certain Acquired Loans:  As part of business acquisitions, the Bank acquires certain loans that have shown evidence of credit deterioration since origination.  These acquired loans are recorded at the allocated fair value, such that there is no carryover of the seller’s allowance for loan losses.  Such acquired loans are accounted for individually.  The Bank estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of the allocated fair value is recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (non-accretable difference).  Over the life of the loan, expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a loss is recorded through the allowance for loan losses.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Goodwill and Core Deposit Intangible	'
	Goodwill and Core Deposit Intangible: Goodwill is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed.  The Company has selected December 31 as the date to perform the annual impairment test.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  Goodwill is the only intangible asset with an indefinite life on our balance sheet.
	Core deposit intangible assets arising from whole bank acquisitions are amortized on an accelerated method over their estimated useful lives, which range from 6 to 10 years.
Use of Estimates	'
	Use of Estimates:  The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements.  Actual results could differ from those estimates.  The allowance for loan losses, the fair value of stock-based compensation awards, the fair values of financial instruments and the status of contingencies are particularly subject to change.

Acquisitions_Tables

Acquisitions (Tables)	9 Months Ended
	Sep. 30, 2014
Acquisitions	'
Schedule of contractual amounts due, expected cash flows to be collected, interest component and fair value as of the respective acquisition dates	'
		Acquired Loans
		FAB			SDTB			IFH
		(dollars in thousands)
	Contractual amounts due	$	32,107		$	47,251		$	98,320
	Cash flows not expected to be collected	—			—			—
	Expected cash flows	32,107			47,251			98,320
	Interest component of expected cash flows	5,685			4,529			19,487
	Fair value of acquired loans	$	26,422		$	42,722		$	78,833
Summary of pro forma net interest and other income, net income and earnings per share	'
		Nine months Ended September 30,
		2014			2013
	Net interest and other income	$	62,378		$	53,232
	Net income	$	12,344		$	5,027
	Basic earnings per share	$	0.72		$	0.27
	Diluted earnings per share	$	0.71		$	0.26
Infinity Franchise Holdings Acquisition	'
Acquisitions	'
Schedule of assets acquired and liabilities assumed and the provisional fair value adjustments and amounts recorded	'
		IFH			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	555		$	—		$	555
	Loans, gross	78,833			—			78,833
	Deferred loan costs	1,082			(1,082		)	—
	Allowance for loan losses	(268		)	268			—
	Other assets	776			—			776
	Total assets acquired	$	80,978		$	(814	)	$	80,164
	LIABILITIES ASSUMED
	Bank loan	$	67,617		$	—		$	67,617
	Accrued compensation	495			—			495
	Other liabilities	214			—			214
	Total liabilities assumed	68,326			—			68,326
	Excess of assets acquired over liabilities assumed	$	12,652		$	(814	)	11,838
	Consideration paid							17,360
	Goodwill recognized							$	5,522
San Diego Trust Bank	'
Acquisitions	'
Schedule of assets acquired and liabilities assumed and the provisional fair value adjustments and amounts recorded	'
		SDTB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	30,252		$	—		$	30,252
	Investment securities	124,960			(155		)	124,805
	Loans, gross	42,945			(223		)	42,722
	Allowance for loan losses	(1,013		)	1,013			—
	Other real estate owned	752			—			752
	Core deposit intangible	—			2,836			2,836
	Other assets	9,856			—			9,856
	Total assets acquired	$	207,752		$	3,471		$	211,223
	LIABILITIES ASSUMED
	Deposits	$	183,901		$	6		$	183,907
	Deferred tax liability (asset)	(333		)	1,507			1,174
	Other liabilities	1,823			(729		)	1,094
	Total liabilities assumed	185,391			784			186,175
	Excess of assets acquired over liabilities assumed	$	22,361		$	2,687		25,048
	Consideration paid							30,622
	Goodwill recognized							$	5,574
First Association Bank	'
Acquisitions	'
Schedule of assets acquired and liabilities assumed and the provisional fair value adjustments and amounts recorded	'
		FAB			Fair Value			Fair
		Book Value			Adjustments			Value
		(dollars in thousands)
	ASSETS ACQUIRED
	Cash and cash equivalents	$	167,663		$	—		$	167,663
	Investment securities	219,913			2,478			222,391
	Loans, gross	26,264			158			26,422
	Allowance for loan losses	(224		)	224			—
	Core deposit intangible	—			1,930			1,930
	Other assets	5,823			—			5,823
	Total assets acquired	$	419,439		$	4,790		$	424,229
	LIABILITIES ASSUMED
	Deposits	$	356,737		$	81		$	356,818
	Borrowings	16,905			—			16,905
	Deferred tax liability	—			3,918			3,918
	Other Liabilities	536			—			536
	Total liabilities assumed	374,178			3,999			378,177
	Excess of assets acquired over liabilities assumed	$	45,261		$	791		46,052
	Consideration paid							57,906
	Goodwill recognized							$	11,854

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2014
Investment Securities	'
Schedule of amortized cost and estimated fair value of securities	'
		September 30, 2014
	Investment securities available for sale:	Amortized			Unrealized			Unrealized			Estimated
		Cost			Gain			Loss			Fair Value
		(in thousands)
	Municipal bonds	$	97,358		$	1,495		$	(268	)	$	98,585
	Mortgage-backed securities	184,701			180			(1,264		)	183,617
	Total securities available for sale	$	282,059		$	1,675		$	(1,532	)	$	282,202
		December 31, 2013
	Investment securities available for sale:	Amortized			Unrealized			Unrealized			Estimated
		Cost			Gain			Loss			Fair Value
		(in thousands)
	U.S. Treasury	$	73		$	8		$	—		$	81
	Municipal bonds	95,388			589			(1,850		)	94,127
	Mortgage-backed securities	165,857			12			(3,988		)	161,881
	Total securities available for sale	$	261,318		$	609		$	(5,838	)	$	256,089
		September 30, 2013
	Investment securities available for sale:	Amortized			Unrealized			Unrealized			Estimated
		Cost			Gain			Loss			Fair Value
		(in thousands)
	U.S. Treasury	$	73		$	9		$	—		$	82
	Municipal bonds	95,971			709			(1,795		)	94,885
	Mortgage-backed securities	191,282			182			(3,585		)	187,879
	Total securities available for sale	$	287,326		$	900		$	(5,380	)	$	282,846
Schedule of number, fair value and gross unrealized holding losses of the Company's investment securities by investment category and length of time that the securities have been in a continuous loss position	'
		September 30, 2014
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	29		$	16,804		$	(183	)	26		$	10,459		$	(85	)	55	$	27,263	$	(268	)
	Mortgage-backed securities	22		85,248			(256		)	9		42,516			(1,008		)	31	127,764		(1,264		)
	Total	51		$	102,052		$	(439	)	35		$	52,975		$	(1,093	)	86	$	155,027	$	(1,532	)
		December 31, 2013
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	133		$	61,524		$	(1,850	)	—		$	—		$	—		133	$	61,524	$	(1,850	)
	Mortgage-backed securities	45		140,704			(3,075		)	1		12,607			(913		)	46	153,311		(3,988		)
	Total	178		$	202,228		$	(4,925	)	1		$	12,607		$	(913	)	179	$	214,835	$	(5,838	)
		September 30, 2013
		Less than 12 months								12 months or Longer								Total
							Gross								Gross						Gross
							Unrealized								Unrealized						Unrealized
				Fair			Holding					Fair			Holding				Fair		Holding
		Number		Value			Losses			Number		Value			Losses			Number	Value		Losses
		(dollars in thousands)
	Municipal bonds	131		$	60,183		$	(1,795	)	—		$	—		$	—		131	$	60,183	$	(1,795	)
	Mortgage-backed securities	39		136,513			(2,725		)	1		13,117			(860		)	40	149,630		(3,585		)
	Total	170		$	196,696		$	(4,520	)	1		$	13,117		$	(860	)	171	$	209,813	$	(5,380	)
Schedule of amortized cost and estimated fair value of investment securities available for sale by contractual maturity	'
		One Year						More than One						More than Five Years					More than
		or Less						Year to Five Years						to Ten Years					Ten Years					Total
		Amortized			Fair			Amortized			Fair			Amortized			Fair		Amortized		Fair			Amortized		Fair
	Investment securities available for sale:	Cost			Value			Cost			Value			Cost			Value		Cost		Value			Cost		Value
		(dollars in thousands)
	Municipal bonds	$	—		$	—		$	12,828		$	12,877		$	41,817		$	42,379	$	42,713	$	43,329		$	97,358	$	98,585
	Mortgage-backed securities	—			—			—			—			30,477			30,394		154,224		153,223			184,701		183,617
	Total investment securities available for sale	—			—			12,828			12,877			72,294			72,773		196,937		196,552			282,059		282,202

Loans_Held_for_Investment_Tabl

Loans Held for Investment (Tables)	9 Months Ended
	Sep. 30, 2014
Loans Held for Investment	'
Schedule of components of loans held for investment	'
		September 30, 2014			December 31, 2013			September 30, 2013
		(in thousands)
	Business loans:
	Commercial and industrial	$	360,700		$	187,035		$	173,720
	Commercial owner occupied (1)	237,996			221,089			222,162
	SBA	20,482			10,659			6,455
	Warehouse facilities	108,093			87,517			49,104
	Real estate loans:
	Commercial non-owner occupied	355,984			333,544			304,979
	Multi-family	262,588			233,689			218,929
	One-to-four family (2)	125,326			145,235			152,667
	Construction	67,118			13,040			2,835
	Land	6,103			7,605			7,371
	Other loans	3,521			3,839			3,793
	Total gross loans (3)	1,547,911			1,243,252			1,142,015
	Less loans held for sale, net	—			3,147			3,176
	Total gross loans held for investment	1,547,911			1,240,105			1,138,839
	Deferred loan origination costs/(fees) and premiums/(discounts), net	93			18			130
	Allowance for loan losses	(10,767		)	(8,200		)	(7,994		)
	Loans held for investment, net	$	1,537,237		$	1,231,923		$	1,130,975
	(1)     Majority secured by real estate.
	(2)     Includes second trust deeds.
	(3)     Total gross loans for September 30, 2014 are net of (i) the unaccreted mark-to-market discounts on Canyon National Bank (“Canyon National”) loans of $1.5 million, on Palm Desert National Bank (“Palm Desert National”) loans of $1.7 million, and on SDTB loans of $145,000 and (ii) the mark-to-market premium on FAB loans of $31,000.
Summary of Company's investment in purchased credit impaired loans	'
		September 30, 2014
		Canyon			Palm Desert			Total
		National			National
		(in thousands)
	Business loans:
	Commercial and industrial	$	92		$	—		$	92
	Commercial owner occupied	555			—			555
	Real estate loans:
	Commercial non-owner occupied	971			—			971
	One-to-four family	—			8			8
	Total purchase credit impaired	$	1,618		$	8		$	1,626
Summary of accretable yield on purchased credit impaired	'
		Nine Months Ended
		September 30, 2014
		Canyon National			Palm Desert National			Total
		(in thousands)
	Balance at the beginning of period	$	1,623		$	53		$	1,676
	Accretion	(192		)	(1		)	(193		)
	Disposals and other	(17		)	—			(17		)
	Change in accretable yield	—			—			—
	Balance at the end of period	$	1,414		$	52		$	1,466
Summary of Company's investment in impaired loans	'
		Contractual						Impaired Loans					Specific
	September 30, 2014	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	Business loans:
	Commercial and industrial	$	—		$	—		$	—		$	—	$	—	$	15	$	—
	Commercial owner occupied	441			398			—			398		—		555		41
	SBA	—			—			—			—		—		6		—
	Real estate loans:
	Commercial non-owner occupied	1,221			883			—			883		—		924		65
	One-to-four family	649			526			—			526		—		504		18
	Totals	$	2,311		$	1,807		$	—		$	1,807	$	—	$	2,004	$	124
		Contractual						Impaired Loans					Specific
	December 31, 2013	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	Business loans:
	Commercial and industrial	$	—		$	—		$	—		$	—	$	—	$	255	$	17
	Commercial owner occupied	872			747			—			747		—		177		66
	SBA	246			14			—			14		—		70		28
	Real estate loans:
	Commercial non-owner occupied	1,202			983			28			955		1		984		68
	Multi-family	—			—			—			—		—		108		2
	One-to-four family	746			683			278			405		104		743		44
	Totals	$	3,066		$	2,427		$	306		$	2,121	$	105	$	2,337	$	225
		Contractual						Impaired Loans					Specific
	September 30, 2013	Unpaid			Recorded			With Specific			Without		Allowance for		Average		Interest
		Principal			Investment			Allowance			Specific		Impaired		Recorded		Income
		Balance									Allowance		Loans		Investment		Recognized
		(in thousands)
	Business loans:
	Commercial and industrial	$	186		$	68		$	—		$	68	$	—	$	326	$	71
	Commercial owner occupied	—			—			—			—		—		153		18
	SBA	246			14			—			14		—		60		16
	Real estate loans:
	Commercial non-owner occupied	527			437			—			437		—		983		157
	Multi-family	—			—			—			—		—		144		2
	One-to-four family	701			642			282			360		104		772		154
	Totals	$	1,660		$	1,161		$	282		$	879	$	104	$	2,438	$	418
Summary of additional detail on components of impaired loans	'
		September 30, 2014			December 31, 2013			September 30, 2013
		(in thousands)
	Nonaccruing loans	$	1,624		$	2,239		$	972
	Accruing loans	183			188			189
	Total impaired loans	$	1,807		$	2,427		$	1,161
Summary of loan portfolio by the Company's internal risk grading system	'
		Credit Risk Grades
					Special						Total Gross
	September 30, 2014	Pass			Mention			Substandard			Loans
		(in thousands)
	Business loans:
	Commercial and industrial	$	358,922		$	—		$	1,778		$	360,700
	Commercial owner occupied	228,154			387			9,455			237,996
	SBA	20,482			—			—			20,482
	Warehouse facilities	108,093			—			—			108,093
	Real estate loans:
	Commercial non-owner occupied	351,614			—			4,370			355,984
	Multi-family	261,574			504			510			262,588
	One-to-four family	124,383			—			943			125,326
	Construction	67,118			—			—			67,118
	Land	6,103			—			—			6,103
	Other loans	3,521			—			—			3,521
	Totals	$	1,529,964		$	891		$	17,056		$	1,547,911
		Credit Risk Grades
					Special						Total Gross
	December 31, 2013	Pass			Mention			Substandard			Loans
		(in thousands)
	Business loans:
	Commercial and industrial	$	184,247		$	12		$	2,776		$	187,035
	Commercial owner occupied	207,872			1,217			12,000			221,089
	SBA	10,659			—			—			10,659
	Warehouse facilities	87,517			—			—			87,517
	Real estate loans:
	Commercial non-owner occupied	329,538			352			3,654			333,544
	Multi-family	232,661			511			517			233,689
	One-to-four family	144,152			—			1,083			145,235
	Construction	13,040			—			—			13,040
	Land	7,605			—			—			7,605
	Other loans	3,834			—			5			3,839
	Totals	$	1,221,125		$	2,092		$	20,035		$	1,243,252
		Credit Risk Grades
					Special						Total Gross
	September 30, 2013	Pass			Mention			Substandard			Loans
		(in thousands)
	Business loans:
	Commercial and industrial	$	170,840		$	68		$	2,812		$	173,720
	Commercial owner occupied	207,519			2,632			12,011			222,162
	SBA	6,455			—			—			6,455
	Warehouse facilities	49,104			—			—			49,104
	Real estate loans:
	Commercial non-owner occupied	299,940			355			4,684			304,979
	Multi-family	217,897			513			519			218,929
	One-to-four family	151,564			—			1,103			152,667
	Construction	2,835			—			—			2,835
	Land	7,371			—			—			7,371
	Other loans	3,787			—			6			3,793
	Totals	$	1,117,312		$	3,568		$	21,135		$	1,142,015
Schedule of delinquencies in the Company's loan portfolio	'
					Days Past Due										Non-
	September 30, 2014	Current			30-59			60-89			90+		Total		Accruing
		(in thousands)
	Business loans:
	Commercial and industrial	$	360,700		$	—		$	—		$	—	$	360,700	$	—
	Commercial owner occupied	237,996			—			—			—		237,996		528
	SBA	20,439			—			43			—		20,482		—
	Warehouse facilities	108,093			—			—			—		108,093		—
	Real estate loans:
	Commercial non-owner occupied	355,984			—			—			—		355,984		882
	Multi-family	262,588			—			—			—		262,588		—
	One-to-four family	124,963			20			—			343		125,326		372
	Construction	67,118			—			—			—		67,118		—
	Land	6,103			—			—			—		6,103		—
	Other loans	3,521			—			—			—		3,521		—
	Totals	$	1,547,505		$	20		$	43		$	343	$	1,547,911	$	1,782
					Days Past Due										Non-
	December 31, 2013	Current			30-59			60-89			90+		Total		Accruing
		(in thousands)
	Business loans:
	Commercial and industrial	$	187,035		$	—		$	—		$	—	$	187,035	$	—
	Commercial owner occupied	219,875			768			—			446		221,089		747
	SBA	10,645			—			—			14		10,659		14
	Warehouse facilities	87,517			—			—			—		87,517		—
	Real estate loans:
	Commercial non-owner occupied	332,984			—			—			560		333,544		983
	Multi-family	233,689			—			—			—		233,689		—
	One-to-four family	145,041			71			—			123		145,235		507
	Construction	13,040			—			—			—		13,040		—
	Land	7,605			—			—			—		7,605		—
	Other loans	3,709			130			—			—		3,839		—
	Totals	$	1,241,140		$	969		$	—		$	1,143	$	1,243,252	$	2,251
					Days Past Due										Non-
	September 30, 2013	Current			30-59			60-89			90+		Total		Accruing
		(in thousands)
	Business loans:
	Commercial and industrial	$	173,478		$	163		$	79		$	—	$	173,720	$	78
	Commercial owner occupied	222,162			—			—			—		222,162		—
	SBA	6,312			—			129			14		6,455		142
	Warehouse facilities	49,104			—			—			—		49,104		—
	Real estate loans:
	Commercial non-owner occupied	304,420			559			—			—		304,979		437
	Multi-family	218,929			—			—			—		218,929		—
	One-to-four family	152,570			—			—			97		152,667		496
	Construction	2,835			—			—			—		2,835		—
	Land	7,371			—			—			—		7,371		—
	Other loans	3,785			2			6			—		3,793		—
	Totals	$	1,140,966		$	724		$	214		$	111	$	1,142,015	$	1,153

Allowance_for_Loan_Losses_Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2014
Allowance for Loan Losses	'
Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio	'
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-four			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2013	$	1,968		$	1,818		$	151		$	392		$	1,658		$	817		$	1,099		$	136		$	127		$	34		$	8,200
	Charge-offs	(223		)	—			—			—			(365		)	—			(195		)	—			—			—			(783		)
	Recoveries	33			—			4			—			—			—			32			—			—			18			87
	Provisions for (reduction in) loan losses	1,597			38			290			102			608			194			(121		)	639			(55		)	(29		)	3,263
	Balance, September 30, 2014	$	3,375		$	1,856		$	445		$	494		$	1,901		$	1,011		$	815		$	775		$	72		$	23		$	10,767
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
	General portfolio allocation	3,375			1,856			445			494			1,901			1,011			815			775			72			23			10,767
	Loans individually evaluated for impairment	—			398			—			—			883			—			526			—			—			—			1,807
	Specific reserves to total loans individually evaluated for impairment	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%	0		%
	Loans collectively evaluated for impairment	$	360,700		$	237,598		$	20,482		$	108,093		$	355,101		$	262,588		$	124,800		$	67,118		$	6,103		$	3,521		$	1,546,104
	General reserves to total loans collectively evaluated for impairment	0.94		%	0.78		%	2.17		%	0.46		%	0.54		%	0.39		%	0.65		%	1.15		%	1.18		%	0.65		%	0.7		%
	Total gross loans	$	360,700		$	237,996		$	20,482		$	108,093		$	355,984		$	262,588		$	125,326		$	67,118		$	6,103		$	3,521		$	1,547,911
	Total allowance to gross loans	0.94		%	0.78		%	2.17		%	0.46		%	0.53		%	0.39		%	0.65		%	1.15		%	1.18		%	0.65		%	0.7		%
		Commercial			Commercial			SBA			Warehouse			Commercial			Multi-			One-to-four			Construction			Land			Other			Total
		and industrial			owner									non-owner			family			family									loans
					occupied									occupied
		(dollars in thousands)
	Balance, December 31, 2012	$	1,310		$	1,512		$	79		$	1,544		$	1,459		$	1,145		$	862		$	—		$	31		$	52		$	7,994
	Charge-offs	(291		)	(163		)	(16		)	—			(757		)	(101		)	(273		)	—			—			(7		)	(1,608		)
	Recoveries	107			—			51			—			—			—			45			—			—			141			344
	Provisions for (reduction in) loan losses	1,675			170			(64		)	(1,319		)	701			(538		)	540			121			116			(138		)	1,264
	Balance, September 30, 2013	$	2,801		$	1,519		$	50		$	225		$	1,403		$	506		$	1,174		$	121		$	147		$	48		$	7,994
	Amount of allowance attributed to:
	Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	104		$	—		$	—		$	—		$	104
	General portfolio allocation	2,801			1,519			50			225			1,403			506			1,070			121			147			48			7,890
	Loans individually evaluated for impairment	68			—			14			—			437			—			642			—			—			—			1,161
	Specific reserves to total loans individually evaluated for impairment	0		%	0		%	0		%	0		%	0		%	0		%	16.2		%	0		%	0		%	0		%	8.96		%
	Loans collectively evaluated for impairment	$	173,652		$	222,162		$	6,441		$	49,104		$	304,542		$	218,929		$	152,025		$	2,835		$	7,371		$	3,793		$	1,140,854
	General reserves to total loans collectively evaluated for impairment	1.61		%	0.68		%	0.78		%	0.46		%	0.46		%	0.23		%	0.7		%	4.27		%	1.99		%	1.27		%	0.69		%
	Total gross loans	$	173,720		$	222,162		$	6,455		$	49,104		$	304,979		$	218,929		$	152,667		$	2,835		$	7,371		$	3,793		$	1,142,015
	Total allowance to gross loans	1.61		%	0.68		%	0.77		%	0.46		%	0.46		%	0.23		%	0.77		%	4.27		%	1.99		%	1.27		%	0.7		%

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share	'
Schedule of number of stock options excluded from the computations of diluted earnings per share	'
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2014		2013		2014		2013
	Stock options excluded	660,109		13,744		615,587		53,310
Schedule of Company's unaudited earnings per share calculations	'
		Three Months Ended September 30,
		2014							2013
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	5,450						$	3,066
	Basic income available to common stockholders	5,450			17,069,216		$	0.32	3,066		16,640,471	$	0.19
	Effect of dilutive stock options	—			273,666				—		841,759
	Diluted income available to common stockholders plus assumed conversions	$	5,450		17,342,882		$	0.31	$	3,066	17,482,230	$	0.18
		Nine Months Ended September 30,
		2014							2013
		Net					Per Share		Net			Per Share
		Income			Shares		Amount		Income		Shares	Amount
		(dollars in thousands, except per share data)
	Net income	$	12,725						$	4,789
	Basic income available to common stockholders	12,725			17,078,945		$	0.75	4,789		15,512,508	$	0.31
	Effect of dilutive stock options	—			306,890				—		802,193
	Diluted income available to common stockholders plus assumed conversions	$	12,725		17,385,835		$	0.73	$	4,789	16,314,701	$	0.29

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value of Financial Instruments	'
Schedule of carrying amount and estimated fair value of financial instruments	'
		At September 30, 2014
		Carrying			Level 1			Level 2		Level 3			Estimated
		Amount											Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	103,631		$	103,631		$	—	$	—		$	103,631
	Securities available for sale	282,202			—			282,202		—			282,202
	Federal Reserve Bank, TIB and FHLB stock, at cost	18,643			18,643			—		—			18,643
	Loans held for investment, net	1,537,237			—			—		1,521,466			1,521,466
	Accrued interest receivable	6,762			6,762			—		—			6,762
	Other real estate owned	752			—			—		752			752
	Liabilities:
	Deposit accounts	1,543,466			1,157,972			371,574		—			1,529,546
	FHLB advances	150,000			149,999			—		—			149,999
	Other borrowings	45,561			—			46,095		—			46,095
	Subordinated debentures	70,310			—			34,142		—			34,142
	Accrued interest payable	177			177			—		—			177
		At December 31, 2013
		Carrying			Level 1			Level 2		Level 3			Estimated
		Amount											Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	126,813		$	126,813		$	—	$	—		$	126,813
	Securities available for sale	256,089			—			256,089		—			256,089
	Federal Reserve Bank and FHLB stock, at cost	15,450			15,450			—		—			15,450
	Loans held for sale, net	3,147			—			3,147		—			3,147
	Loans held for investment, net	1,231,923			—			—		1,230,316			1,230,316
	Accrued interest receivable	6,254			6,254			—		—			6,254
	Other real estate owned	1,186			—			—		1,186			1,186
	Liabilities:
	Deposit accounts	1,306,286			991,630			301,007		—			1,292,637
	FHLB advances	156,000			156,000			—		—			156,000
	Other borrowings	48,091			—			49,058		—			49,058
	Subordinated debentures	10,310			—			4,696		—			4,696
	Accrued interest payable	166			166			—		—			166
		At September 30, 2013
		Carrying			Level 1			Level 2		Level 3			Estimated
		Amount											Fair Value
		(in thousands)
	Assets:
	Cash and cash equivalents	$	61,419		$	61,419		$	—	$	—		$	61,419
	Securities available for sale	282,846			—			282,846		—			282,846
	Federal Reserve Bank and FHLB stock, at cost	10,827			10,827			—		—			10,827
	Loans held for sale, net	3,176			—			3,176		—			3,176
	Loans held for investment, net	1,130,975			—			—		1,225,352			1,225,352
	Accrued interest receivable	5,629			5,629			—		—			5,629
	Other real estate owned	1,186			—			—		1,186			1,186
	Liabilities:
	Deposit accounts	1,284,134			998,217			284,403		—			1,282,620
	FHLB advances	35,000			35,000			—		—			35,000
	Other borrowings	51,474			—			53,435		—			53,435
	Subordinated debentures	10,310			—			4,766		—			4,766
	Accrued interest payable	195			195			—		—			195
Schedule of Off-balance sheet commitments and standby letters of credit	'
		Notional			Level 1			Level 2		Level 3			Cost to Cede
		Amount											or Assume
	Off-balance sheet commitments and standby letters of credit	$	328,708		$	—		$	32,871	$	—		$	32,871
		Notional			Level 1			Level 2		Level 3			Cost to Cede
		Amount											or Assume
	Off-balance sheet commitments and standby letters of credit	$	337,181		$	—		$	33,718	$	—		$	33,718
		Notional			Level 1			Level 2		Level 3			Cost to Cede
		Amount											or Assume
	Off-balance sheet commitments and standby letters of credit	$	335,592		$	—		$	33,559	$	—		$	33,559
Schedule of Company's financial instruments measured at fair value on a recurring basis	'
		September 30, 2014
		Fair Value Measurement Using								Securities at
	Investment securities available for sale:	Level 1			Level 2			Level 3		Fair Value
		(in thousands)
	Municipal bonds	$	—		$	98,585		$	—	$	98,585
	Mortgage-backed securities	—			183,617			—		183,617
	Total securities available for sale	$	—		$	282,202		$	—	$	282,202
		September 30, 2013
		Fair Value Measurement Using								Securities at
	Investment securities available for sale:	Level 1			Level 2			Level 3		Fair Value
		(in thousands)
	U.S. Treasury	$	—		$	82		$	—	$	82
	Municipal bonds	—			94,885			—		94,885
	Mortgage-backed securities	—			187,879			—		187,879
	Total securities available for sale	$	—		$	282,846		$	—	$	282,846
Summary of the changes in balance sheet carrying values associated with Level 3 financial instruments measured at fair value on a recurring basis	'
		Nine Months Ended
		September 30, 2013
	Balance, beginning of period	$	952
	Total gains or (losses) realized/unrealized:
	Included in earnings (or changes in net assets)	194
	Included in other comprehensive income	(140		)
	Purchases, issuances, and settlements	(1,077		)
	Transfer in and/or out of Level 3	71
	Balance, end of period	$	—
Schedule of Company's assets measured at fair value on a non-recurring basis	'
		September 30, 2014
		Fair Value Measurement Using								Assets at
		Level 1			Level 2			Level 3		Fair Value
		(in thousands)
	Assets
	Collateral dependent impaired loans	$	—		$	—		$	1,241	$	1,241
	Other real estate owned	—			—			752		752
	Total assets	$	—		$	—		$	1,993	$	1,993
		September 30, 2013
		Fair Value Measurement Using								Assets at
		Level 1			Level 2			Level 3		Fair Value
		(in thousands)
	Assets
	Collateral dependent impaired loans	$	—		$	—		$	150	$	150
	Other real estate owned	—			—			1,186		1,186
	Total assets	$	—		$	—		$	1,336	$	1,336
Schedule of quantitative information about level 3 of fair value measurements for financial instruments measured at fair value on a non-recurring basis	'
		September 30, 2014
									Range
		Fair Value			Valuation		Unobservable Inputs		Rate	Maturity		Unobservable
					Techniques					(years)		Inputs
	Collateral dependent impaired loans:
	Business loans:
	Commercial owner occupied	$	398		Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.75%	8		0-10%
	Real estate loans:
	Commercial non-owner occupied	500			Collateral valuation		Management adjustment to reflect current conditions and selling costs		7.00%	13		0-15%
	One-to-four family	343			Collateral valuation		Management adjustment to reflect current conditions and selling costs		4.50% - 15.00%	23-Jun		0-10%
	Total collateral dependent impaired loans	$	1,241
	Other real estate owned
	Land	$	752		Collateral valuation		Management adjustment to reflect current conditions and selling costs		—	—		0-10%
	Total other real estate owned	$	752
		September 30, 2013
									Range
		Fair Value			Valuation		Unobservable Inputs		Rate	Maturity		Unobservable
					Techniques					(years)		Inputs
	Collateral dependent impaired loans:
	Business loans:
	Commercial and industrial	$	68		Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.00%	1		0-10%
	SBA	14			Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.00%	8		0-20%
	Real estate loans:
	One-to-four family	68			Collateral valuation		Management adjustment to reflect current conditions and selling costs		6.62% - 11.50%	23-Nov		0-10%
	Total collateral dependent impaired loans	$	150
	Other real estate owned
	Land	$	1,186		Collateral valuation		Management adjustment to reflect current conditions and selling costs		—	—		0-10%
	Total other real estate owned	$	1,186

Significant_Accounting_Policie2

Significant Accounting Policies (Details) (Core deposit)	9 Months Ended
	Sep. 30, 2014
Minimum	'
Significant Accounting Policies	'
Estimated useful lives	'6 years
Maximum	'
Significant Accounting Policies	'
Estimated useful lives	'10 years

Acquisitions_Details

Acquisitions (Details) (USD $)

9 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

9 Months Ended

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Jan. 30, 2014

Sep. 30, 2014

Jan. 30, 2014

Jan. 30, 2014

Jun. 25, 2013

Sep. 30, 2014

Jun. 25, 2013

Jun. 25, 2013

Mar. 15, 2013

Sep. 30, 2014

Mar. 15, 2013

Mar. 15, 2013

Sep. 30, 2014

Infinity Franchise Holdings Acquisition

Infinity Franchise Holdings Acquisition

Infinity Franchise Holdings Acquisition

Infinity Franchise Holdings Acquisition

San Diego Trust Bank

San Diego Trust Bank

San Diego Trust Bank

San Diego Trust Bank

First Association Bank

First Association Bank

First Association Bank

First Association Bank

Maximum

item

Acquired Loans

As initially reported

Fair Value Adjustments

Acquired Loans

As initially reported

Fair Value Adjustments

Acquired Loans

As initially reported

Fair Value Adjustments

Acquisitions

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Extension period for measurement of fair values

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 year

Cash consideration

'

'

'

$8,300,000

'

'

'

$16,200,000

'

'

'

$43,000,000

'

'

'

'

Number of shares of common stock issued as consideration

'

'

'

562,469

'

'

'

1,198,255

'

'

'

1,279,217

'

'

'

'

Stock price of the acquired entity (in dollars per share)

'

'

'

$16.02

'

'

'

'

'

'

'

'

'

'

'

'

Period prior to announcement of the transaction for which average closing price is considered to calculate value of shares to be issued

'

'

'

'10 days

'

'

'

'

'

'

'

'

'

'

'

'

Delinquent loans or adversely classified assets

1,782,000

1,153,000

2,251,000

0

'

'

'

'

'

'

'

'

'

'

'

'

Number of entities in business combination

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

ASSETS ACQUIRED

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Cash and cash equivalents

'

'

'

555,000

'

555,000

'

30,252,000

'

30,252,000

'

167,663,000

'

167,663,000

'

'

Investment securities

'

'

'

'

'

'

'

124,805,000

'

124,960,000

-155,000

222,391,000

'

219,913,000

2,478,000

'

Loans, gross

'

'

'

78,833,000

'

78,833,000

'

42,722,000

'

42,945,000

-223,000

26,422,000

'

26,264,000

158,000

'

Deferred loan costs

'

'

'

'

'

1,082,000

-1,082,000

'

'

'

'

'

'

'

'

'

Allowance for loan losses

'

'

'

'

'

-268,000

268,000

'

'

-1,013,000

1,013,000

'

'

-224,000

224,000

'

Other real estate owned

'

'

'

'

'

'

'

752,000

'

752,000

'

'

'

'

'

'

Core deposit intangible

'

'

'

'

'

'

'

2,836,000

'

'

2,836,000

1,930,000

'

'

1,930,000

'

Other assets

'

'

'

776,000

'

776,000

'

9,856,000

'

9,856,000

'

5,823,000

'

5,823,000

'

'

Total assets acquired

'

'

'

80,164,000

'

80,978,000

-814,000

211,223,000

'

207,752,000

3,471,000

424,229,000

'

419,439,000

4,790,000

'

LIABILITIES ASSUMED

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Deposits

'

'

'

'

'

'

'

183,907,000

'

183,901,000

6,000

356,818,000

'

356,737,000

81,000

'

Bank loan

'

'

'

67,617,000

'

67,617,000

'

'

'

'

'

16,905,000

'

16,905,000

'

'

Accrued compensation

'

'

'

495,000

'

495,000

'

'

'

'

'

'

'

'

'

'

Deferred tax liability (asset)

'

'

'

'

'

'

'

1,174,000

'

-333,000

1,507,000

3,918,000

'

'

3,918,000

'

Other liabilities

'

'

'

214,000

'

214,000

'

1,094,000

'

1,823,000

-729,000

536,000

'

536,000

'

'

Total liabilities assumed

'

'

'

68,326,000

'

68,326,000

'

186,175,000

'

185,391,000

784,000

378,177,000

'

374,178,000

3,999,000

'

Excess of assets acquired over liabilities assumed

'

'

'

11,838,000

'

12,652,000

-814,000

25,048,000

'

22,361,000

2,687,000

46,052,000

'

45,261,000

791,000

'

Consideration paid

'

'

'

17,360,000

'

'

'

30,622,000

'

'

'

57,906,000

'

'

'

'

Goodwill recognized

22,950,000

17,428,000

17,428,000

5,522,000

'

'

'

5,574,000

'

'

'

11,854,000

'

'

'

'

Total purchase credit impaired loans

1,626,000

'

'

0

'

'

'

0

'

'

'

0

'

'

'

'

Contractual amounts due, expected cash flows to be collected, interest component and fair value as of the respective acquisition dates

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Contractual amounts due

'

'

'

'

98,320,000

'

'

'

47,251,000

'

'

'

32,107,000

'

'

'

Expected cash flows

'

'

'

'

98,320,000

'

'

'

47,251,000

'

'

'

32,107,000

'

'

'

Interest component of expected cash flows

'

'

'

'

19,487,000

'

'

'

4,529,000

'

'

'

5,685,000

'

'

'

Fair value of acquired loans

'

'

'

'

78,833,000

'

'

'

42,722,000

'

'

'

26,422,000

'

'

'

Pro forma net interest and other income, net income and earnings per share

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net interest and other income

62,378,000

53,232,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net income

$12,344,000

$5,027,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Basic earnings per share (in dollars per share)

$0.72

$0.27

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Diluted earnings per share (in dollars per share)

$0.71

$0.26

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Investment_Securities_Details

Investment Securities (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
	item
Investment securities available for sale:	'	'	'
Amortized Cost	$282,059,000	$261,318,000	$287,326,000
Unrealized Gain	1,675,000	609,000	900,000
Unrealized Loss	-1,532,000	-5,838,000	-5,380,000
Total	282,202,000	256,089,000	282,846,000
Equities held at cost, Estimated Fair Value	'	'	'
FHLB stock	9,200,000	'	'
FRB stock	5,400,000	'	'
Other stock	4,100,000	'	'
Additional disclosures	'	'	'
Excess FHLB stock with the entity repurchased by FHLB through their stock repurchase program	2,200,000	'	'
Number of inverse putable reverse repurchase of the Bank's secured by collateral	3	'	'
Value of inverse putable reverse repurchases secured by collateral	28,500,000	'	'
HOA	'	'	'
Additional disclosures	'	'	'
Value of inverse putable reverse repurchases secured by collateral	16,100,000	'	'
U.S. Treasury	'	'	'
Investment securities available for sale:	'	'	'
Amortized Cost	'	73,000	73,000
Unrealized Gain	'	8,000	9,000
Total	'	81,000	82,000
Municipal bonds	'	'	'
Investment securities available for sale:	'	'	'
Amortized Cost	97,358,000	95,388,000	95,971,000
Unrealized Gain	1,495,000	589,000	709,000
Unrealized Loss	-268,000	-1,850,000	-1,795,000
Total	98,585,000	94,127,000	94,885,000
Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Amortized Cost	184,701,000	165,857,000	191,282,000
Unrealized Gain	180,000	12,000	182,000
Unrealized Loss	-1,264,000	-3,988,000	-3,585,000
Total	183,617,000	161,881,000	187,879,000
Additional disclosures	'	'	'
Estimated par value of securities pledged as collateral for the Bank's inverse putable reverse repurchases	63,400,000	'	'
Fair value of securities pledged as collateral for the Bank's inverse putable reverse repurchases	$65,500,000	'	'

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	item	item	item
Investment Securities Available-for-Sale, Total temporary impaired securities	'	'	'
Less than 12 months, Number	51	178	170
Less than 12 months, Fair Value	$102,052	$202,228	$196,696
Less than 12 months, Gross Unrealized Holding Losses	-439	-4,925	-4,520
12 months or more, Number	35	1	1
12 months or more, Fair Value	52,975	12,607	13,117
12 months or more, Gross Unrealized Holding Losses	-1,093	-913	-860
Total, Number	86	179	171
Total, Fair Value	155,027	214,835	209,813
Total, Gross Unrealized Holding Losses	-1,532	-5,838	-5,380
Municipal bonds	'	'	'
Investment Securities Available-for-Sale, Total temporary impaired securities	'	'	'
Less than 12 months, Number	29	133	131
Less than 12 months, Fair Value	16,804	61,524	60,183
Less than 12 months, Gross Unrealized Holding Losses	-183	-1,850	-1,795
12 months or more, Number	26	'	'
12 months or more, Fair Value	10,459	'	'
12 months or more, Gross Unrealized Holding Losses	-85	'	'
Total, Number	55	133	131
Total, Fair Value	27,263	61,524	60,183
Total, Gross Unrealized Holding Losses	-268	-1,850	-1,795
Mortgage-backed securities	'	'	'
Investment Securities Available-for-Sale, Total temporary impaired securities	'	'	'
Less than 12 months, Number	22	45	39
Less than 12 months, Fair Value	85,248	140,704	136,513
Less than 12 months, Gross Unrealized Holding Losses	-256	-3,075	-2,725
12 months or more, Number	9	1	1
12 months or more, Fair Value	42,516	12,607	13,117
12 months or more, Gross Unrealized Holding Losses	-1,008	-913	-860
Total, Number	31	46	40
Total, Fair Value	127,764	153,311	149,630
Total, Gross Unrealized Holding Losses	($1,264)	($3,988)	($3,585)

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
Investment securities available for sale, Amortized Cost	'	'	'
More than One Year to Five Years	$12,828,000	'	'
More than Five Years to Ten Years	72,294,000	'	'
More than Ten Years	196,937,000	'	'
Total	282,059,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than One Year to Five Years	12,877,000	'	'
More than Five Years to Ten Years	72,773,000	'	'
More than Ten Years	196,552,000	'	'
Total	282,202,000	256,089,000	282,846,000
Accumulated other comprehensive income (loss)	143,000	-5,200,000	'
Accumulated other comprehensive income, net of tax	84,000	-3,077,000	-2,637,000
Municipal bonds	'	'	'
Investment securities available for sale, Amortized Cost	'	'	'
More than One Year to Five Years	12,828,000	'	'
More than Five Years to Ten Years	41,817,000	'	'
More than Ten Years	42,713,000	'	'
Total	97,358,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than One Year to Five Years	12,877,000	'	'
More than Five Years to Ten Years	42,379,000	'	'
More than Ten Years	43,329,000	'	'
Total	98,585,000	94,127,000	94,885,000
Mortgage-backed securities	'	'	'
Investment securities available for sale, Amortized Cost	'	'	'
More than Five Years to Ten Years	30,477,000	'	'
More than Ten Years	154,224,000	'	'
Total	184,701,000	'	'
Investment securities available for sale, Fair Value	'	'	'
More than Five Years to Ten Years	30,394,000	'	'
More than Ten Years	153,223,000	'	'
Total	$183,617,000	$161,881,000	$187,879,000

Loans_Held_for_Investment_Deta

Loans Held for Investment (Details) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Jun. 25, 2013

Sep. 30, 2014

Mar. 15, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Maximum

Canyon National

Palm Desert National

San Diego Trust Bank

San Diego Trust Bank

FAB

FAB

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: SBA

Business loans: SBA

Business loans: SBA

Business loans: SBA

Business loans: Warehouse facilities

Business loans: Warehouse facilities

Business loans: Warehouse facilities

Business loans: Warehouse facilities

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Multi-family

Real estate loans: Multi-family

Real estate loans: Multi-family

Real estate loans: Multi-family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: Construction

Real estate loans: Construction

Real estate loans: Construction

Real estate loans: Land

Real estate loans: Land

Real estate loans: Land

Real estate loans: Land

Other loans

Other loans

Other loans

Other loans

Canyon National

Canyon National

Canyon National

Palm Desert National

Loans Held for Investment

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total gross loans

$1,547,911,000

$1,243,252,000

$1,142,015,000

'

'

'

'

'

'

'

'

$360,700,000

$187,035,000

$173,720,000

'

'

$237,996,000

$221,089,000

$222,162,000

'

'

$20,482,000

$10,659,000

$6,455,000

'

$108,093,000

$87,517,000

$49,104,000

'

$355,984,000

$333,544,000

$304,979,000

'

'

$262,588,000

$233,689,000

$218,929,000

'

$125,326,000

$145,235,000

$152,667,000

'

'

$67,118,000

$13,040,000

$2,835,000

$6,103,000

$7,605,000

$7,371,000

'

$3,521,000

$3,839,000

$3,793,000

'

Less loans held for sale, net

'

3,147,000

3,176,000

'

'

'

'

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'

'

'

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'

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'

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'

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'

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'

'

'

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'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total gross loans held for investment

1,547,911,000

1,240,105,000

1,138,839,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

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'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Deferred loan origination costs / (fees) and premiums / (discounts), net

93,000

18,000

130,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan losses

-10,767,000

-8,200,000

-7,994,000

-7,994,000

'

'

'

'

'

'

'

-3,375,000

-1,968,000

-2,801,000

-1,310,000

'

-1,856,000

-1,818,000

-1,519,000

-1,512,000

'

-445,000

-151,000

-50,000

-79,000

-494,000

-392,000

-225,000

-1,544,000

-1,901,000

-1,658,000

-1,403,000

-1,459,000

'

-1,011,000

-817,000

-506,000

-1,145,000

-815,000

-1,099,000

-1,174,000

-862,000

'

-775,000

-136,000

-121,000

-72,000

-127,000

-147,000

-31,000

-23,000

-34,000

-48,000

-52,000

Loans held for investment, net

1,537,237,000

1,231,923,000

1,130,975,000

'

'

'

'

'

'

'

'

'

'

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'

'

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'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unaccreted mark-to-market discount

'

'

'

'

'

1,500,000

1,700,000

145,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mark-to-market premium

'

'

'

'

'

'

'

'

'

31,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Secured loans limit to one borrower (as a percent)

'

'

'

'

25.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unsecured loans limit to one borrower (as a percent)

'

'

'

'

15.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Secured loans limit to one borrower

63,200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

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'

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'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unsecured loans limit to one borrower

37,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

'

'

'

'

'

'

'

'

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'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Aggregate outstanding balance of loans to one borrower of secured credit

34,200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

'

'

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'

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'

'

'

'

'

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'

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'

'

'

'

'

'

'

Purchased Credit Impaired

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total purchase credit impaired

1,626,000

'

'

'

'

1,618,000

8,000

'

0

'

0

92,000

'

'

'

92,000

555,000

'

'

'

555,000

'

'

'

'

'

'

'

'

971,000

'

'

'

971,000

'

'

'

'

8,000

'

'

'

8,000

'

'

'

'

'

'

'

'

'

'

'

Purchased credit impaired loans, nonaccrual status

$1,600,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

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'

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'

'

'

'

'

Loans_Held_for_Investment_Deta1

Loans Held for Investment (Details 2) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Accretable yield on purchased credit impaired	'
Balance at the beginning of period	$1,676
Accretion	-193
Disposals and other	-17
Balance at the end of period	1,466
Canyon National	'
Accretable yield on purchased credit impaired	'
Balance at the beginning of period	1,623
Accretion	-192
Disposals and other	-17
Balance at the end of period	1,414
Palm Desert National	'
Accretable yield on purchased credit impaired	'
Balance at the beginning of period	53
Accretion	-1
Balance at the end of period	$52

Loans_Held_for_Investment_Deta2

Loans Held for Investment (Details 3) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	item
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	$2,311,000	$1,660,000	$3,066,000
Recorded Investment	1,807,000	1,161,000	2,427,000
With Specific Allowance	'	282,000	306,000
Without Specific Allowance	1,807,000	879,000	2,121,000
Specific Allowance for Impaired Loans	'	104,000	105,000
Average Recorded Investment	2,004,000	2,438,000	2,337,000
Interest Income Recognized	124,000	418,000	225,000
Nonaccruing loans	1,624,000	972,000	2,239,000
Accruing loans	183,000	189,000	188,000
Total impaired loans	1,807,000	1,161,000	2,427,000
Loans 90 days or more past due and still accruing	1,600,000	972,000	2,200,000
Number of TDRs	0	'	'
Business loans: Commercial and industrial	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	'	186,000	'
Recorded Investment	'	68,000	'
Without Specific Allowance	'	68,000	'
Average Recorded Investment	15,000	326,000	255,000
Interest Income Recognized	'	71,000	17,000
Total impaired loans	'	68,000	'
Business loans: Commercial owner occupied	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	441,000	'	872,000
Recorded Investment	398,000	'	747,000
Without Specific Allowance	398,000	'	747,000
Average Recorded Investment	555,000	153,000	177,000
Interest Income Recognized	41,000	18,000	66,000
Total impaired loans	398,000	'	747,000
Business loans: SBA	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	'	246,000	246,000
Recorded Investment	'	14,000	14,000
Without Specific Allowance	'	14,000	14,000
Average Recorded Investment	6,000	60,000	70,000
Interest Income Recognized	'	16,000	28,000
Total impaired loans	'	14,000	14,000
Real estate loans: Commercial non-owner occupied	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	1,221,000	527,000	1,202,000
Recorded Investment	883,000	437,000	983,000
With Specific Allowance	'	'	28,000
Without Specific Allowance	883,000	437,000	955,000
Specific Allowance for Impaired Loans	'	'	1,000
Average Recorded Investment	924,000	983,000	984,000
Interest Income Recognized	65,000	157,000	68,000
Total impaired loans	883,000	437,000	983,000
Real estate loans: Multi-family	'	'	'
Impaired Loans	'	'	'
Average Recorded Investment	'	144,000	108,000
Interest Income Recognized	'	2,000	2,000
Real estate loans: One-to-four family	'	'	'
Impaired Loans	'	'	'
Contractual Unpaid Principal Balance	649,000	701,000	746,000
Recorded Investment	526,000	642,000	683,000
With Specific Allowance	'	282,000	278,000
Without Specific Allowance	526,000	360,000	405,000
Specific Allowance for Impaired Loans	'	104,000	104,000
Average Recorded Investment	504,000	772,000	743,000
Interest Income Recognized	18,000	154,000	44,000
Total impaired loans	$526,000	$642,000	$683,000

Loans_Held_for_Investment_Deta3

Loans Held for Investment (Details 4) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
	item
Loans Held for Investment	'	'	'
Number of areas where the entity's credit quality is maintained and credit risk managed	2	'	'
Number of Pass scale grades	6	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	$1,547,911	$1,243,252	$1,142,015
Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	360,700	187,035	173,720
Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	237,996	221,089	222,162
Business loans: SBA	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	20,482	10,659	6,455
Business loans: Warehouse facilities	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	108,093	87,517	49,104
Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	355,984	333,544	304,979
Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	262,588	233,689	218,929
Real estate loans: One-to-four family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	125,326	145,235	152,667
Real estate loans: Construction	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	67,118	13,040	2,835
Real estate loans: Land	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	6,103	7,605	7,371
Other loans	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	3,521	3,839	3,793
Pass	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	1,529,964	1,221,125	1,117,312
Pass | Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	358,922	184,247	170,840
Pass | Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	228,154	207,872	207,519
Pass | Business loans: SBA	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	20,482	10,659	6,455
Pass | Business loans: Warehouse facilities	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	108,093	87,517	49,104
Pass | Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	351,614	329,538	299,940
Pass | Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	261,574	232,661	217,897
Pass | Real estate loans: One-to-four family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	124,383	144,152	151,564
Pass | Real estate loans: Construction	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	67,118	13,040	2,835
Pass | Real estate loans: Land	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	6,103	7,605	7,371
Pass | Other loans	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	3,521	3,834	3,787
Special Mention	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	891	2,092	3,568
Special Mention | Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	'	12	68
Special Mention | Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	387	1,217	2,632
Special Mention | Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	'	352	355
Special Mention | Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	504	511	513
Substandard	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	17,056	20,035	21,135
Substandard | Business loans: Commercial and industrial	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	1,778	2,776	2,812
Substandard | Business loans: Commercial owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	9,455	12,000	12,011
Substandard | Real estate loans: Commercial non-owner occupied	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	4,370	3,654	4,684
Substandard | Real estate loans: Multi-family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	510	517	519
Substandard | Real estate loans: One-to-four family	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	943	1,083	1,103
Substandard | Other loans	'	'	'
Credit Risk Grades	'	'	'
Total Gross Loans	'	$5	$6

Loans_Held_for_Investment_Deta4

Loans Held for Investment (Details 5) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Other information concerning the credit quality	'	'	'
Current	$1,547,505	$1,241,140	$1,140,966
30-59 Days Past Due	20	969	724
60-89 Days Past Due	43	'	214
90+ Days Past Due	343	1,143	111
Total	1,547,911	1,243,252	1,142,015
Non-Accruing	1,782	2,251	1,153
Business loans: Commercial and industrial	'	'	'
Other information concerning the credit quality	'	'	'
Current	360,700	187,035	173,478
30-59 Days Past Due	'	'	163
60-89 Days Past Due	'	'	79
Total	360,700	187,035	173,720
Non-Accruing	'	'	78
Business loans: Commercial owner occupied	'	'	'
Other information concerning the credit quality	'	'	'
Current	237,996	219,875	222,162
30-59 Days Past Due	'	768	'
90+ Days Past Due	'	446	'
Total	237,996	221,089	222,162
Non-Accruing	528	747	'
Business loans: SBA	'	'	'
Other information concerning the credit quality	'	'	'
Current	20,439	10,645	6,312
60-89 Days Past Due	43	'	129
90+ Days Past Due	'	14	14
Total	20,482	10,659	6,455
Non-Accruing	'	14	142
Business loans: Warehouse facilities	'	'	'
Other information concerning the credit quality	'	'	'
Current	108,093	87,517	49,104
Total	108,093	87,517	49,104
Real estate loans: Commercial non-owner occupied	'	'	'
Other information concerning the credit quality	'	'	'
Current	355,984	332,984	304,420
30-59 Days Past Due	'	'	559
90+ Days Past Due	'	560	'
Total	355,984	333,544	304,979
Non-Accruing	882	983	437
Real estate loans: Multi-family	'	'	'
Other information concerning the credit quality	'	'	'
Current	262,588	233,689	218,929
Total	262,588	233,689	218,929
Real estate loans: One-to-four family	'	'	'
Other information concerning the credit quality	'	'	'
Current	124,963	145,041	152,570
30-59 Days Past Due	20	71	'
90+ Days Past Due	343	123	97
Total	125,326	145,235	152,667
Non-Accruing	372	507	496
Real estate loans: Construction	'	'	'
Other information concerning the credit quality	'	'	'
Current	67,118	13,040	2,835
Total	67,118	13,040	2,835
Real estate loans: Land	'	'	'
Other information concerning the credit quality	'	'	'
Current	6,103	7,605	7,371
Total	6,103	7,605	7,371
Other loans	'	'	'
Other information concerning the credit quality	'	'	'
Current	3,521	3,709	3,785
30-59 Days Past Due	'	130	2
60-89 Days Past Due	'	'	6
Total	$3,521	$3,839	$3,793

Allowance_for_Loan_Losses_Deta

Allowance for Loan Losses (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	$8,200	$7,994	'
Charge-offs	'	'	-783	-1,608	'
Recoveries	'	'	87	344	'
Provisions for (reduction in) loan losses	1,284	646	3,263	1,264	'
Balance, at the end of the period	10,767	7,994	10,767	7,994	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: Specifically evaluated impaired loans	'	104	'	104	105
Amount of allowance attributed to: General portfolio allocation	10,767	7,890	10,767	7,890	'
Loans individually evaluated for impairment	1,807	1,161	1,807	1,161	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	8.96%	'
Loans collectively evaluated for impairment	1,546,104	1,140,854	1,546,104	1,140,854	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.70%	0.69%	'
Total gross loans	1,547,911	1,142,015	1,547,911	1,142,015	1,243,252
Total allowance to gross loans (as a percent)	'	'	0.70%	0.70%	'
Owner Occupied Commercial Real Estate Loans, Commercial and Industrial Loans and SBA Loans	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Actual trailing period considered for determination of allowance for loan losses factor	'	'	'36 months	'	'
Trailing period one considered for determination of allowance for loan losses factor	'	'	'24 months	'	'
Trailing period two considered for determination of allowance for loan losses factor	'	'	'12 months	'	'
Annualized trailing period considered for determination of allowance for loan losses factor	'	'	'6 months	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
Multi-Family and Non-Owner Occupied Commercial Real Estate Loans	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Actual trailing period considered for determination of allowance for loan losses factor	'	'	'36 months	'	'
Trailing period one considered for determination of allowance for loan losses factor	'	'	'24 months	'	'
Trailing period two considered for determination of allowance for loan losses factor	'	'	'12 months	'	'
Annualized trailing period considered for determination of allowance for loan losses factor	'	'	'6 months	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
One-to-Four Family and Consumer Loans	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Actual trailing period considered for determination of allowance for loan losses factor	'	'	'36 months	'	'
Trailing period one considered for determination of allowance for loan losses factor	'	'	'24 months	'	'
Trailing period two considered for determination of allowance for loan losses factor	'	'	'12 months	'	'
Annualized trailing period considered for determination of allowance for loan losses factor	'	'	'6 months	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
Commercial and industrial	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,968	1,310	'
Charge-offs	'	'	-223	-291	'
Recoveries	'	'	-33	107	'
Provisions for (reduction in) loan losses	'	'	1,597	1,675	'
Balance, at the end of the period	3,375	2,801	3,375	2,801	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	3,375	2,801	3,375	2,801	'
Loans individually evaluated for impairment	'	68	'	68	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	360,700	173,652	360,700	173,652	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.94%	1.61%	'
Total gross loans	360,700	173,720	360,700	173,720	187,035
Total allowance to gross loans (as a percent)	'	'	0.94%	1.61%	'
Commercial owner occupied	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,818	1,512	'
Charge-offs	'	'	'	-163	'
Provisions for (reduction in) loan losses	'	'	38	170	'
Balance, at the end of the period	1,856	1,519	1,856	1,519	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	1,856	1,519	1,856	1,519	'
Loans individually evaluated for impairment	398	'	398	'	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	237,598	222,162	237,598	222,162	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.78%	0.68%	'
Total gross loans	237,996	222,162	237,996	222,162	221,089
Total allowance to gross loans (as a percent)	'	'	0.78%	0.68%	'
SBA	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	151	79	'
Charge-offs	'	'	'	-16	'
Recoveries	'	'	-4	51	'
Provisions for (reduction in) loan losses	'	'	290	-64	'
Balance, at the end of the period	445	50	445	50	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	445	50	445	50	'
Loans individually evaluated for impairment	'	14	'	14	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	20,482	6,441	20,482	6,441	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	2.17%	0.78%	'
Total gross loans	20,482	6,455	20,482	6,455	10,659
Total allowance to gross loans (as a percent)	'	'	2.17%	0.77%	'
Warehouse	'	'	'	'	'
Allowance for Loan Losses	'	'	'	'	'
Period considered for comparison of allowance for loan losses factor	'	'	'10 years	'	'
Period considered for comparison of entity's allowance for loan losses factor	'	'	'15 years	'	'
Trailing period considered for comparison of allowance for loan losses factor	'	'	'12 months	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	392	1,544	'
Provisions for (reduction in) loan losses	'	'	102	-1,319	'
Balance, at the end of the period	494	225	494	225	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	494	225	494	225	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	108,093	49,104	108,093	49,104	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.46%	0.46%	'
Total gross loans	108,093	49,104	108,093	49,104	87,517
Total allowance to gross loans (as a percent)	'	'	0.46%	0.46%	'
Commercial non-owner occupied	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,658	1,459	'
Charge-offs	'	'	-365	-757	'
Provisions for (reduction in) loan losses	'	'	608	701	'
Balance, at the end of the period	1,901	1,403	1,901	1,403	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: Specifically evaluated impaired loans	'	'	'	'	1
Amount of allowance attributed to: General portfolio allocation	1,901	1,403	1,901	1,403	'
Loans individually evaluated for impairment	883	437	883	437	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	355,101	304,542	355,101	304,542	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.54%	0.46%	'
Total gross loans	355,984	304,979	355,984	304,979	333,544
Total allowance to gross loans (as a percent)	'	'	0.53%	0.46%	'
Multi-family	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	817	1,145	'
Charge-offs	'	'	'	-101	'
Provisions for (reduction in) loan losses	'	'	194	-538	'
Balance, at the end of the period	1,011	506	1,011	506	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	1,011	506	1,011	506	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	262,588	218,929	262,588	218,929	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.39%	0.23%	'
Total gross loans	262,588	218,929	262,588	218,929	233,689
Total allowance to gross loans (as a percent)	'	'	0.39%	0.23%	'
One-to-four family	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	1,099	862	'
Charge-offs	'	'	-195	-273	'
Recoveries	'	'	-32	45	'
Provisions for (reduction in) loan losses	'	'	-121	540	'
Balance, at the end of the period	815	1,174	815	1,174	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: Specifically evaluated impaired loans	'	104	'	104	104
Amount of allowance attributed to: General portfolio allocation	815	1,070	815	1,070	'
Loans individually evaluated for impairment	526	642	526	642	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	16.20%	'
Loans collectively evaluated for impairment	124,800	152,025	124,800	152,025	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.65%	0.70%	'
Total gross loans	125,326	152,667	125,326	152,667	145,235
Total allowance to gross loans (as a percent)	'	'	0.65%	0.77%	'
Construction	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	136	'	'
Provisions for (reduction in) loan losses	'	'	639	121	'
Balance, at the end of the period	775	121	775	121	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	775	121	775	121	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	67,118	2,835	67,118	2,835	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	1.15%	4.27%	'
Total gross loans	67,118	2,835	67,118	2,835	13,040
Total allowance to gross loans (as a percent)	'	'	1.15%	4.27%	'
Land	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	127	31	'
Provisions for (reduction in) loan losses	'	'	-55	116	'
Balance, at the end of the period	72	147	72	147	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	72	147	72	147	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	6,103	7,371	6,103	7,371	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	1.18%	1.99%	'
Total gross loans	6,103	7,371	6,103	7,371	7,605
Total allowance to gross loans (as a percent)	'	'	1.18%	1.99%	'
Other loans	'	'	'	'	'
Allocation of allowance as well as the activity in allowance	'	'	'	'	'
Balance, at the beginning of the period	'	'	34	52	'
Charge-offs	'	'	'	-7	'
Recoveries	'	'	-18	141	'
Provisions for (reduction in) loan losses	'	'	-29	-138	'
Balance, at the end of the period	23	48	23	48	'
Other disclosures	'	'	'	'	'
Amount of allowance attributed to: General portfolio allocation	23	48	23	48	'
Specific reserves to total loans individually evaluated for impairment (as a percent)	'	'	0.00%	0.00%	'
Loans collectively evaluated for impairment	3,521	3,793	3,521	3,793	'
General reserves to total loans collectively evaluated for impairment (as a percent)	'	'	0.65%	1.27%	'
Total gross loans	$3,521	$3,793	$3,521	$3,793	$3,839
Total allowance to gross loans (as a percent)	'	'	0.65%	1.27%	'

Subordinated_Debentures_Detail

Subordinated Debentures (Details) (USD $)	1 Months Ended			9 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2004	Aug. 31, 2014	Sep. 30, 2014	Sep. 30, 2014	Mar. 31, 2004
	PPBI Trust I	Notes	Notes	Subordinated Debentures	Subordinated Debentures
					PPBI Trust I
Subordinated Debentures	'	'	'	'	'
Debt issued	'	$60	'	'	$10.30
Contribution of net proceeds from the Private Placement to the Bank to support general corporate purposes	'	40	'	'	'
Fixed interest rate (as a percent)	'	'	5.75%	'	'
Floating Rate Trust Preferred Securities issue amount	$10	'	'	'	'
Floating interest rate, base rate	'	'	'	'3-month LIBOR	'
Floating interest rate, basis points added to base rate (as a percent)	'	'	'	2.75%	'
Effective rate (as a percent)	'	'	'	2.98%	'

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share	'	'	'	'
Securities excluded from diluted earnings per share calculation	660,109	13,744	615,587	53,310
Net Income	'	'	'	'
Net income	$5,450	$3,066	$12,725	$4,789
Basic income available to common stockholders	5,450	3,066	12,725	4,789
Diluted income available to common stockholders plus assumed conversions	$5,450	$3,066	$12,725	$4,789
Shares	'	'	'	'
Basic income available to common stockholders (in shares)	17,069,216	16,640,471	17,078,945	15,512,508
Effect of dilutive stock options (in shares)	273,666	841,759	306,890	802,193
Diluted income available to common stockholders plus assumed conversions (in shares)	17,342,882	17,482,230	17,385,835	16,314,701
Per Share Amount	'	'	'	'
Basic income available to common stockholders (in dollars per share)	$0.32	$0.19	$0.75	$0.31
Diluted income available to common stockholders plus assumed conversions (in dollars per share)	$0.31	$0.18	$0.73	$0.29

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Fair Value of Financial Instruments	'	'	'
Cost to assume off-balance sheet commitments and standby letters of credit as a percentage of notional amount	10.00%	'	'
Assets:	'	'	'
Securities available for sale	$282,202	$282,846	$256,089
Accrued interest receivable	6,762	5,629	6,254
Other real estate owned	752	1,186	1,186
Off-balance sheet commitments and standby letters of credit	'	'	'
Notional Amount	328,708	335,592	337,181
Cost to Cede or Assume	32,871	33,359	33,718
Level 1	'	'	'
Assets:	'	'	'
Cash and cash equivalents	103,631	61,419	126,813
Federal Reserve Bank, TIB and FHLB stock, at cost	18,643	10,827	15,450
Accrued interest receivable	6,762	5,629	6,254
Liabilities:	'	'	'
Deposit accounts	1,157,972	998,217	991,630
FHLB advances	149,999	35,000	156,000
Accrued interest payable	177	195	166
Level 2	'	'	'
Assets:	'	'	'
Securities available for sale	282,202	282,846	256,089
Loans held for sale, net	'	3,176	3,147
Liabilities:	'	'	'
Deposit accounts	371,574	284,403	301,007
Other borrowings	46,095	53,435	49,058
Subordinated debentures	34,142	4,766	4,696
Off-balance sheet commitments and standby letters of credit	'	'	'
Cost to Cede or Assume	32,871	33,359	33,718
Level 3	'	'	'
Assets:	'	'	'
Loans held for investment, net	1,521,466	1,225,352	1,230,316
Other real estate owned	752	1,186	1,186
Carrying Amount	'	'	'
Assets:	'	'	'
Cash and cash equivalents	103,631	61,419	126,813
Securities available for sale	282,202	282,846	256,089
Federal Reserve Bank, TIB and FHLB stock, at cost	18,643	10,827	15,450
Loans held for sale, net	'	3,176	3,147
Loans held for investment, net	1,537,237	1,130,975	1,231,923
Accrued interest receivable	6,762	5,629	6,254
Other real estate owned	752	1,186	1,186
Liabilities:	'	'	'
Deposit accounts	1,543,466	1,284,134	1,306,286
FHLB advances	150,000	35,000	156,000
Other borrowings	45,561	51,474	48,091
Subordinated debentures	70,310	10,310	10,310
Accrued interest payable	177	195	166
Estimated Fair Value	'	'	'
Assets:	'	'	'
Cash and cash equivalents	103,631	61,419	126,813
Securities available for sale	282,202	282,846	256,089
Federal Reserve Bank, TIB and FHLB stock, at cost	18,643	10,827	15,450
Loans held for sale, net	'	3,176	3,147
Loans held for investment, net	1,521,466	1,225,352	1,230,316
Accrued interest receivable	6,762	5,629	6,254
Other real estate owned	752	1,186	1,186
Liabilities:	'	'	'
Deposit accounts	1,529,546	1,282,620	1,292,637
FHLB advances	149,999	35,000	156,000
Other borrowings	46,095	53,435	49,058
Subordinated debentures	34,142	4,766	4,696
Accrued interest payable	$177	$195	$166

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Investment securities available for sale:	'	'	'
Total securities available for sale	$282,202	$256,089	$282,846
Fair Value Measurement Using: Level 2	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	282,202	256,089	282,846
Recurring basis | Fair Value Measurement Using: Level 2	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	282,202	'	282,846
Recurring basis | Fair Value Measurement Using: Level 2 | U.S. Treasury	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	'	'	82
Recurring basis | Fair Value Measurement Using: Level 2 | Municipal bonds	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	98,585	'	94,885
Recurring basis | Fair Value Measurement Using: Level 2 | Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	183,617	'	187,879
Recurring basis | Assets at Fair Value	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	282,202	'	282,846
Recurring basis | Assets at Fair Value | U.S. Treasury	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	'	'	82
Recurring basis | Assets at Fair Value | Municipal bonds	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	98,585	'	94,885
Recurring basis | Assets at Fair Value | Mortgage-backed securities	'	'	'
Investment securities available for sale:	'	'	'
Total securities available for sale	$183,617	'	$187,879

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments (Details 3) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Reconciliation of the beginning and ending balance of assets measured at fair value on a recurring basis using significant unobservable (Level 3) inputs	'
Balance, beginning of period	$952
Total gains or (losses) realized/unrealized: Included in earnings (or changes in net assets)	194
Total gains or (losses) realized/unrealized: Included in other comprehensive income	-140
Total gains or (losses) realized/unrealized: Purchases, issuances, and settlements	-1,077
Total gains or (losses) realized/unrealized: Transfer in and/or out of Level 3	$71

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments (Details 4) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Fair Value Disclosures	'	'	'
Other real estate owned	$752	$1,186	$1,186
Fair Value Measurement Using: Level 3	'	'	'
Fair Value Disclosures	'	'	'
Other real estate owned	752	1,186	1,186
Non-recurring basis | Fair Value Measurement Using: Level 3	'	'	'
Fair Value Disclosures	'	'	'
Collateral dependent impaired loans	1,241	'	150
Other real estate owned	752	'	1,186
Total assets	1,993	'	1,336
Non-recurring basis | Assets at Fair Value	'	'	'
Fair Value Disclosures	'	'	'
Collateral dependent impaired loans	1,241	'	150
Other real estate owned	752	'	1,186
Total assets	$1,993	'	$1,336

Fair_Value_of_Financial_Instru6

Fair Value of Financial Instruments (Details 5) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

In Thousands, unless otherwise specified

Level 3

Level 3

Level 3

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: Commercial and industrial

Business loans: SBA

Business loans: SBA

Business loans: SBA

Business loans: SBA

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Business loans: Commercial owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: Commercial non-owner occupied

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Real estate loans: One-to-four family

Land

Land

Land

Land

Land

Land

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Collateral analysis

Minimum

Maximum

Minimum

Maximum

Minimum

Maximum

Minimum

Maximum

Minimum

Minimum

Maximum

Maximum

Minimum

Minimum

Maximum

Maximum

Quantitative information about level 3 of fair value measurements for financial instruments

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Collateral dependent impaired loans

'

'

'

'

'

'

$1,241

$150

$68

'

'

'

$14

'

'

'

$398

'

'

'

$500

'

'

'

$343

$68

'

'

'

'

'

'

'

'

'

'

Other real estate owned

$752

$1,186

$1,186

$752

$1,186

$1,186

$752

$1,186

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$752

$1,186

'

'

'

'

Unobservable Inputs

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Rate (as a percent)

'

'

'

'

'

'

'

'

'

6.00%

'

'

'

6.00%

'

'

'

6.75%

'

'

'

7.00%

'

'

'

'

4.50%

6.62%

15.00%

11.50%

'

'

'

'

'

'

Management adjustment to reflect current conditions and selling costs

'

'

'

'

'

'

'

'

'

'1 year

'

'

'

'8 years

'

'

'

'8 years

'

'

'

'13 years

'

'

'

'

'6 years

'11 years

'23 years

'23 years

'

'

'

'

'

'

Management adjustment to reflect current conditions and selling costs (as a percent)

'

'

'

'

'

'

'

'

'

'

0.00%

10.00%

'

'

0.00%

20.00%

'

'

0.00%

10.00%

'

'

0.00%

15.00%

'

'

0.00%

0.00%

10.00%

10.00%

'

'

0.00%

0.00%

10.00%

10.00%

Pending_Acquisition_of_Indepen1

Pending Acquisition of Independence Bank (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Sep. 30, 2014	Oct. 21, 2014	Oct. 21, 2014	Oct. 21, 2014
				Independence Bank	Independence Bank	Independence Bank	Independence Bank
				item	Merger agreement	Merger agreement	Merger agreement
						Minimum	Maximum
Pending Acquisition of Independence Bank	'	'	'	'	'	'	'
Total assets	$2,034,248,000	$1,714,187,000	$1,569,020,000	$426,200,000	'	'	'
Gross loans	1,547,911,000	1,243,252,000	1,142,015,000	341,100,000	'	'	'
Total deposits	1,543,466,000	1,306,286,000	1,284,134,000	358,300,000	'	'	'
Number of branches	'	'	'	6	'	'	'
Consideration paid	'	'	'	'	71,500,000	'	'
Stock price of the acquired entity (in dollars per share)	'	'	'	'	$14.73	$13.37	$16.34
Cash consideration	'	'	'	'	7,200,000	'	'
Stock issued as part of the acquisition consideration	'	'	'	'	$64,300,000	'	'
Ownership interest (as a percent)	'	'	'	'	20.40%	'	'
Share price per share in cash that the acquired entity's shareholder will receive for each share of acquiree (in dollars per share)	'	'	'	'	$13.75	'	'
Number of shares of the entity that the acquired entity's shareholder will receive for each share of acquiree	'	'	'	'	0.9259	'	'
Consideration in the form of cash (as a percent)	'	'	'	'	10.00%	'	'
Consideration in the form of stock (as a percent)	'	'	'	'	90.00%	'	'
Period ending on the fifth day prior to the transaction for which average closing price is considered to calculate value of shares to be issued	'	'	'	'	'10 days	'	'