SPECIAL MEETING OF SHAREHOLDERS OF OPUS BANK May 5, 2020 GO GREEN e-Consent makes it easy to go paperless. With e-Consent, you can quickly access your proxy materials, statements and other eligible documents online, while reducing costs, clutter and paper waste. Enroll today via www.astfinancial.com to enjoy online access. NOTICE OF INTERNET AVAILABILITY OF PROXY MATERIALS: The Notice of Meeting, proxy statement, proxy card and 2019 Annual Report on Form 10-K are available at http://www.astproxyportal.com/ast/40045 Please sign, date and mail your proxy card in the envelope provided as soon as possible. Please detach along perforated line and mail in the envelope provided. 00030003030000001000 1 050520 compensation that certain named executive officers of Opus Merger. date or dates, if necessary, to permit further solicitation of to approve Proposal 1. indicate your new address in the address space above. Please note that Note: Please sign exactly as your name or names appear on this Proxy. When shares are held jointly, each holder should sign. When signing as executor, administrator, attorney, trustee or guardian, please give full title as such. If the signer is a corporation, please sign full corporate name by duly authorized officer, giving full title as such. If signer is a partnership, please sign in partnership name by authorized person. THE BOARD OF DIRECTORS RECOMMENDS THAT YOU VOTE "FOR" PROPOSALS 1, 2, AND 3. PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE. PLEASE MARK YOUR VOTE IN BLUE OR BLACK INK AS SHOWN HERE x FOR AGAINST ABSTAIN 1. Proposal to approve the Agreement and Plan of Reorganization, dated as of January 31, 2020, by and among Pacific Premier Bancorp, Inc., Pacific Premier Bank and Opus Bank (including the Agreement of Merger incorporated therein), pursuant to which Opus Bank will merge with and into Pacific Premier Bank, with Pacific Premier Bank as the surviving institution (such transaction, the "Merger"), and the Merger. FOR AGAINST ABSTAIN 2. Proposal to approve, on a non-binding, advisory basis, the Bank may receive that is based on or otherwise relates to the FOR AGAINST ABSTAIN 3. Proposal to adjourn the Opus Bank Special Meeting to a later proxies if there are not sufficient votes at the time of the meeting These items of business are more fully described in the proxy statement. TO INCLUDE ANY COMMENTS, USE THE COMMENTS BOX ON THE REVERSE SIDE OF THIS CARD. IMPORTANT NOTICE YOUR VOTE IS IMPORTANT. PLEASE SIGN, DATE AND RETURN YOUR PROXY AS SOON AS POSSIBLE. BY DOING SO, YOU MAY SAVE OPUS BANK THE EXPENSE OF ADDITIONAL SOLICITATION. MARK“X” HERE IF YOU PLAN TO ATTEND THE MEETING. You have to obtain authorization to attend the meeting pursuant to the procedures set forth in the proxy statement. To change the address on your account, please check the box at right and changes to the registered name(s) on the account may not be submitted via this method. Signature of Shareholder Date: Signature of ShareholderDate:
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