SB One Bancorp (SBBX) 10-Q15 May 142014 Q1 Quarterly reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
Document And Entity Information	Mar. 31, 2014	9-May-14
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'SUSSEX BANCORP	'
Entity Central Index Key	'0001028954	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'sbbx	'
Entity Common Stock, Shares Outstanding	'	4,663,256

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS	'	'
Cash and due from banks	$7,349	$5,521
Interest-bearing deposits with other banks	463	7,725
Cash and cash equivalents	7,812	13,246
Interest bearing time deposits with other banks	100	100
Securities available for sale, at fair value	88,273	90,676
Securities held to maturity, at cost (fair value of $5,863 and $6,060 at March 31, 2014 and December 31, 2013, respectively)	5,800	6,074
Federal Home Loan Bank Stock, at cost	3,425	2,705
Loans receivable, net of unearned income	412,724	392,402
Less: allowance for loan losses	5,437	5,421
Net loans receivable	407,287	386,981
Foreclosed real estate	3,140	2,926
Premises and equipment, net	7,603	6,892
Accrued interest receivable	1,772	1,642
Goodwill	2,820	2,820
Bank-owned life insurance	11,972	11,889
Other assets	6,968	7,960
Total Assets	546,972	533,911
LIABILITIES AND STOCKHOLDERS' EQUITY	'	'
Non-interest bearing	59,106	58,210
Interest bearing	366,731	372,087
Total Deposits	425,837	430,297
Short term borrowings	10,000	'
Long-term borrowings	46,000	41,000
Accrued interest payable and other liabilities	4,035	3,302
Junior subordinated debentures	12,887	12,887
Total Liabilities	498,759	487,486
Stockholders' Equity:	'	'
Preferred stock, no par value, 1,000,000 shares authorized; none issued	'	'
Common stock, no par value, 10,000,000 shares authorized; 4,669,039 and 4,640,296 shares issued and 4,657,856 and 4,629,113 shares outstanding at March 31, 2014 and December 31, 2013, respectively	35,329	35,249
Treasury stock, at cost; 11,183 shares	-59	-59
Retained earnings	14,064	13,386
Accumulated other comprehensive loss	-1,121	-2,151
Total Stockholders' Equity	48,213	46,425
Total Liabilities and Stockholders' Equity	$546,972	$533,911

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Consolidated Balance Sheets [Abstract]	'	'
Securities held to maturity, fair value	$5,863	$6,060
Preferred stock, par value	'	'
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock, par value	'	'
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,669,039	4,640,296
Common stock, shares outstanding	4,657,856	4,629,113
Treasury stock, shares	11,183	11,183

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income And Comprehensive (Loss) Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
INTEREST INCOME	'		'
Loans receivable, including fees	$4,623		$4,276
Securities:	'		'
Taxable	217		154
Tax-exempt	254		262
Interest bearing deposits	3		5
Total Interest Income	5,097		4,697
INTEREST EXPENSE	'		'
Deposits	390		538
Borrowings	348		262
Junior subordinated debentures	53		54
Total Interest Expense	791		854
Net Interest Income	4,306		3,843
PROVISION FOR LOAN LOSSES	453		1,142
Net Interest Income after Provision for Loan Losses	3,853		2,701
OTHER INCOME	'		'
Service fees on deposit accounts	264		286
ATM and debit card fees	167		160
Bank-owned life insurance	83		92
Insurance commissions and fees	973		842
Investment brokerage fees	31		45
Net gain on securities transactions	'		370
Other	73		90
Total Other Income	1,591		1,885
OTHER EXPENSES	'		'
Salaries and employee benefits	2,418		2,235
Occupancy, net	453		394
Data processing	380		329
Furniture and equipment	164		152
Advertising and promotion	44		40
Professional fees	153		185
Director fees	137		206
FDIC assessment	176		169
Insurance	76		76
Stationary and supplies	55		49
Loan collection costs	77		98
Net expenses and write-downs related to foreclosed real estate	100		411
Amortization of intangible assets	'		1
Other	235		233
Total Other Expenses	4,468		4,578
Income before Income Taxes	976		8
EXPENSE (BENEFIT) FOR INCOME TAXES	298	[1]	-90	[1]
Net Income	678		98
OTHER COMPREHENSIVE INCOME (LOSS):	'		'
Unrealized gains (losses) on available for sale securities arising during the period	1,717		-644
Reclassification adjustment for net gains on securities transactions included in net income	'		-370
Income tax (expense) benefit related to items of other comprehensive income (loss)	-687		405
Other comprehensive income (loss), net of income taxes	1,030		-609
Comprehensive income (loss)	$1,708		($511)
EARNINGS PER SHARE	'		'
Basic	$0.15		$0.03
Diluted	$0.15		$0.03

[1]	Insurance Services calculated at statutory tax rate of 40%

Consolidated_Statements_Of_Sto

Consolidated Statements Of Stockholders' Equity (USD $)	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
In Thousands, except Share data	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2012	$28,117	$11,958	$356	($59)	$40,372
Balance, shares at Dec. 31, 2012	3,397,873	'	'	'	'
Net income	'	98	'	'	98
Other comprehensive income (loss)	'	'	-609	'	-609
Restricted stock granted, shares	26,340	'	'	'	'
Compensation expense related to stock option and restricted stock grants	54	'	'	'	54
Balance at Mar. 31, 2013	28,171	12,056	-253	-59	39,915
Balance, shares at Mar. 31, 2013	3,424,213	'	'	'	'
Balance at Dec. 31, 2013	35,249	13,386	-2,151	-59	46,425
Balance, shares at Dec. 31, 2013	4,629,113	'	'	'	4,629,113
Net income	'	678	'	'	678
Other comprehensive income (loss)	'	'	1,030	'	1,030
Restricted stock granted, shares	29,043	'	'	'	'
Restricted stock forfeited, shares	-300	'	'	'	'
Compensation expense related to stock option and restricted stock grants	80	'	'	'	80
Balance at Mar. 31, 2014	$35,329	$14,064	($1,121)	($59)	$48,213
Balance, shares at Mar. 31, 2014	4,657,856	'	'	'	4,657,856

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities	'	'
Net income	$678	$98
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	453	1,142
Depreciation and amortization	163	171
Net amortization of securities premiums and discounts	489	921
Net realized gain on sale of securities	'	-370
Net realized gain on sale of foreclosed real estate	-13	-29
Write-downs of and provisions for foreclosed real estate	'	196
Deferred income taxes	251	381
Earnings on bank owned life insurance	-83	-92
Compensation expense for stock options and stock awards	80	54
(Increase) decrease in assets:	'	'
Accrued interest receivable	-130	-40
Other assets	55	-720
Decrease in accrued interest payable and other liabilities	733	128
Net Cash Provided by Operating Activities	2,676	1,840
Securities available for sale:	'	'
Purchases	-4	-27,529
Sales	'	10,836
Maturities, calls and principal repayments	3,646	10,769
Securities held to maturity:	'	'
Purchases	'	-263
Maturities, calls and principal repayments	262	'
Net increase in loans	-21,202	-5,449
Proceeds from the sale of foreclosed real estate	242	966
Purchases of bank premises and equipment	-874	-30
Increase in FHLB stock	-720	-135
Net Cash Used in Investing Activities	-18,650	-10,835
Cash Flows from Financing Activities	'	'
Net (decrease) increase in deposits	-4,460	1,407
Increase in borrowed funds	15,000	3,000
Net Cash Provided by Financing Activities	10,540	4,407
Net Decrease in Cash and Cash Equivalents	-5,434	-4,588
Cash and Cash Equivalents - Beginning	13,246	11,668
Cash and Cash Equivalents - Ending	7,812	7,080
Supplementary Cash Flows Information	'	'
Interest paid	772	872
Income taxes paid	'	19
Supplementary Schedule of Noncash Investing and Financing Activities	'	'
Foreclosed real estate acquired in settlement of loans	$443	$2,689

Summary_Of_Significant_Account

Summary Of Significant Accounting Policies	3 Months Ended
Summary Of Significant Accounting Policies	Mar. 31, 2014
Summary Of Significant Accounting Policies [Abstract]	'
Summary Of Significant Accounting Policies	'
	NOTE 1 – SUMMARY OF SIGNIFICANT ACOUNTING POLICIES

	Basis of Presentation
	The accompanying unaudited consolidated financial statements include the accounts of Sussex Bancorp (“we,” “us” or “our”) and our wholly owned subsidiary Sussex Bank (the “Bank”). The Bank’s wholly owned subsidiaries are SCB Investment Company, Inc., SCBNY Company, Inc., ClassicLake Enterprises, LLC, Wheatsworth Properties Corp., PPD Holding Company, LLC, and Tri-State Insurance Agency, Inc. (“Tri-State”), a full service insurance agency located in Sussex County, New Jersey with a satellite office located in Bergen County, New Jersey. Tri-State’s operations are considered a separate segment for financial disclosure purposes. All inter-company transactions and balances have been eliminated in consolidation. The Bank operates nine banking offices, eight located in Sussex County, New Jersey and one in Orange County, New York.

	Sussex Bancorp is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “FRB”). The Bank’s deposits are insured by the Deposit Insurance Fund (“DIF”) of the Federal Deposit Insurance Corporation (“FDIC”) up to applicable limits. The operations of Sussex Bancorp and the Bank are subject to the supervision and regulation of the FRB, FDIC and the New Jersey Department of Banking and Insurance (the “Department”) and the operations of Tri-State are subject to supervision and regulation by the Department.

	The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by the accounting principles generally accepted in the United States of America (“U.S. GAAP”) for full year financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation have been included and are of a normal, recurring nature. Operating results for the three month period ended March 31, 2014, are not necessarily indicative of the results that may be expected for the year ending December 31, 2014. These unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and the notes thereto that are included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2013.

	We have evaluated events and transactions occurring subsequent to the balance sheet date of March 31, 2014, for items that should potentially be recognized or disclosed in these unaudited consolidated financial statements. The evaluation was conducted through the date these unaudited consolidated financial statements were issued.

	Reclassifications
	Certain amounts in the prior period financial statements have been reclassified to conform to the current period presentation. These reclassifications had no effect on previously reported net income.

	New Accounting Standards
	In July 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists, which provides guidance on financial statement presentation of an unrecognized tax benefit when a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward exists. The FASB’s objective in issuing this ASU is to eliminate diversity in practice resulting from a lack of guidance on this topic in current U.S. GAAP. This ASU applies to all entities with unrecognized tax benefits that also have tax loss or tax credit carryforwards in the same tax jurisdiction as of the reporting date. For public entities, the guidance is effective for fiscal years beginning after December 15, 2013 and interim periods within those years. The adoption of this guidance did not have a material impact on our consolidated financial statements.

	In January 2014, FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors, which clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. For public entities, the guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements.

Securities

Securities	3 Months Ended
Securities	Mar. 31, 2014
Securities [Abstract]	'
Securities	'
	NOTE 2 – SECURITIES

	Available for Sale

	The amortized cost and fair value of securities available for sale as of March 31, 2014 and December 31, 2013 are summarized as follows:




							Gross			Gross
				Amortized			Unrealized			Unrealized			Fair
	(Dollars in thousands)			Cost			Gains			Losses			Value

	31-Mar-14
	U.S. government agencies		$	5,291		$	-		$	-62		$	5,229
	State and political subdivisions			28,806			39			-1,681			27,164
	Mortgage-backed securities -
	U.S. government-sponsored enterprises			55,630			350			-561			55,419
	Equity securities-financial services industry and other			414			57			-10			461
			$	90,141		$	446		$	-2,314		$	88,273

	31-Dec-13
	U.S. government agencies		$	5,421		$	8		$	-49		$	5,380
	State and political subdivisions			28,788			3			-2,916			25,875
	Mortgage-backed securities -
	U.S. government-sponsored enterprises			59,640			272			-975			58,937
	Equity securities-financial services industry and other			412			85			-13			484
			$	94,261		$	368		$	-3,953		$	90,676

	Securities with a carrying value of approximately $40.7 million and $37.2 million at March 31, 2014 and December 31, 2013, respectively, were pledged to secure public deposits and for other purposes required or permitted by applicable laws and regulations.

	The amortized cost and fair value of securities available for sale at March 31, 2014, are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties.




			Amortized			Fair
	(Dollars in thousands)		Cost			Value

	Due in one year or less		$	-		$	-
	Due after one year through five years			501			498
	Due after five years through ten years			2,718			2,654
	Due after ten years			25,587			24,012
	Total bonds and obligations			28,806			27,164
	U.S. government agencies			5,291			5,229
	Mortgage-backed securities:
	U.S. government-sponsored enterprises			55,630			55,419
	Equity securities-financial services industry and other			414			461
	Total available for sale securities		$	90,141		$	88,273




	There were no gross realized gains or losses on sales of securities available for sale for the three months ended March 31, 2014. Gross realized gains or losses on sales of securities available for sale were $378 thousand and $8 thousand, respectively, for the three months ended March 31, 2013.

	Temporarily Impaired Securities
	The following table shows gross unrealized losses and fair value of securities with unrealized losses that are not deemed to be other than temporarily impaired, aggregated by category and length of time that individual available for sale securities have been in a continuous unrealized loss position at March 31, 2014 and December 31, 2013.



		Less Than 12 Months						12 Months or More						Total
					Gross						Gross					Gross
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
(Dollars in thousands)	Value			Losses			Value			Losses			Value		Losses

31-Mar-14
U.S. government agencies	$	5,229		$	-62		$	-		$	-		$	5,229	$	-62
State and political subdivisions		13,583			-615			11,927			-1,066			25,510		-1,681
Mortgage-backed securities -											-
U.S. government-sponsored enterprises		21,720			-293			13,168			-268			34,888		-561
Equity securities-financial services industry and other		-			-			133			-10			133		-10
Total temporarily impaired securities	$	40,532		$	-970		$	25,228		$	-1,344		$	65,760	$	-2,314

31-Dec-13
U.S. government agencies	$	3,246		$	-49		$	-		$	-		$	3,246	$	-49
State and political subdivisions		19,610			-2,046			6,065			-870			25,675		-2,916
Mortgage-backed securities -
U.S. government-sponsored enterprises		30,830			-694			9,147			-281			39,977		-975
Equity securities-financial services industry and other		-			-			130			-13			130		-13
Total temporarily impaired securities	$	53,686		$	-2,789		$	15,342		$	-1,164		$	69,028	$	-3,953

For each security whose fair value is less than their amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. As of March 31, 2014, we reviewed our available for sale securities portfolio for indications of impairment. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and the intent and likelihood of selling the security. The intent and likelihood of sale of debt and equity securities is evaluated based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy and interest rate risk position.

U.S. Government Agencies
At March 31, 2014 and December 31, 2013, the decline in fair value and the unrealized losses for our U.S. government agencies securities were primarily due to changes in spreads and market conditions and not credit quality. At March 31, 2014, there were three securities with a fair value of $5.2 million that had an unrealized loss that amounted to $62 thousand. As of March 31, 2014, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of the U.S. government agency securities at March 31, 2014, were deemed to be other-than-temporarily impaired.

At December 31, 2013, there were two securities with a fair value of $3.2 million that had an unrealized loss that amounted to $49 thousand.

State and Political Subdivisions
At March 31, 2014 and December 31, 2013, the decline in fair value and the unrealized losses for our state and political subdivisions securities were caused by changes in interest rates and spreads and were not the result of credit quality. At March 31, 2014, there were 49 securities with a fair value of $25.5 million that had an unrealized loss that amounted to $1.7 million. These securities typically have maturity dates greater than 10 years and the fair values are more sensitive to changes in market interest rates. As of March 31, 2014, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our state and political subdivision securities at March 31, 2014, were deemed to be other-than-temporarily-impaired.

At December 31, 2013, there were 52 securities with a fair value of $25.7 million that had an unrealized loss that amounted to $2.9 million.

Mortgage-Backed Securities
At March 31, 2014 and December 31, 2013, the decline in fair value and the unrealized losses for our mortgaged-backed securities guaranteed by U.S. government-sponsored enterprises were primarily due to changes in spreads and market conditions and not credit quality. At March 31, 2014, there were 29 securities with a fair value of $34.9 million that had an unrealized loss that amounted to $561 thousand. As of March 31, 2014, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our mortgage-backed securities at March 31, 2014, were deemed to be other-than-temporarily impaired.

At December 31, 2013, there were 32 securities with a fair value of $40.0 million that had an unrealized loss that amounted to $975 thousand.

Equity Securities
Our marketable equity securities portfolio consists primarily of one equity fund and common stock of entities in the financial services industry. At March 31, 2014, there was one security with a fair value of $133 thousand that had an unrealized loss of $10 thousand. This security has been adversely impacted by the effects of the current economic environment on the financial services industry. We evaluated the underlying bank for credit impairment based on its financial condition and performance. Based on our evaluation and expectation that this security will recover within a reasonable period of time, we do not consider it to be other-than-temporarily impaired at March 31, 2014.

At December 31, 2013, there was one security with a fair value of $130 thousand that had an unrealized loss of $13 thousand.

We continue to closely monitor the performance of the securities we own as well as the impact from any further deterioration in the economy or in the banking industry that may adversely affect these securities. We will continue to evaluate them for other-than-temporary impairment, which could result in a future non-cash charge to earnings.


Held to Maturity Securities

The amortized cost and fair value of securities held to maturity as of March 31, 2014 and December 31, 2013, are summarized as follows:



					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
(Dollars in thousands)		Cost			Gains			Losses			Value

31-Mar-14
State and political subdivisions	$	5,800		$	108		$	-45		$	5,863

31-Dec-13
State and political subdivisions	$	6,074		$	78		$	-92		$	6,060




The amortized cost and carrying value of securities held to maturity at March 31, 2014, are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties.




		Amortized			Fair
(Dollars in thousands)		Cost			Value

Due in one year or less	$	1,859		$	1,859
Due after one year through five years		-			-
Due after five years through ten years		1,278			1,277
Due after ten years		2,663			2,727
Total held to maturity securities	$	5,800		$	5,863

Temporarily Impaired Securities
The following table shows gross unrealized losses and fair value of held to maturity securities with unrealized losses that are not deemed to be other than temporarily impaired, aggregated by category and length of time that individual held to maturity securities have been in a continuous unrealized loss position at March 31, 2014 and December 31, 2013:




	Less Than 12 Months						12 Months or More						Total
				Gross						Gross					Gross
	Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
(Dollars in thousands)	Value			Losses			Value			Losses			Value		Losses

31-Mar-14
State and political subdivisions	$	527		$	-13		$	792		$	-32		$	1,319	$	-45

31-Dec-13
State and political subdivisions	$	2,080		$	-45		$	780		$	-47		$	2,860	$	-92

For each security whose fair value is less than their amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. As of March 31, 2014, we reviewed our held to maturity securities portfolio for indications of impairment. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and the intent and likelihood of selling the security. The intent and likelihood of sale of debt and equity securities is evaluated based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy and interest rate risk position.

At March 31, 2014 and December 31, 2013, the decline in fair value and the unrealized losses for our state and political subdivisions securities were caused by changes in interest rates and spreads and were not the result of credit quality. At March 31, 2014, there were three securities with a fair value of $1.3 million that had an unrealized loss that amounted to $45 thousand. These securities typically have maturity dates greater than 10 years and the fair values are more sensitive to changes in market interest rates. As of March 31, 2014, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our state and political subdivision securities at March 31, 2014, were deemed to be other-than-temporarily impaired.

At December 31, 2013, there were five securities with a fair value of $2.9 million that had an unrealized loss that amounted to $92 thousand.

Loans

Loans	3 Months Ended
Loans	Mar. 31, 2014
Loans [Abstract]	'
Loans	'




	NOTE 3 – LOANS

	The composition of net loans receivable at March 31, 2014 and December 31, 2013 is as follows:



	(Dollars in thousands)	31-Mar-14		31-Dec-13

	Commercial and industrial	$	19,635	$	15,205
	Construction		6,852		7,307
	Commercial real estate		276,101		260,664
	Residential real estate		108,889		107,992
	Consumer and other		1,629		1,617
			413,106		392,785
	Unearned net loan origination fees		-382		-383
	Allowance for loan losses		-5,437		-5,421
	Net loans receivable	$	407,287	$	386,981

	Mortgage loans serviced for others are not included in the accompanying balance sheets. The total amount of loans serviced for the benefit of others was approximately $541 thousand and $546 thousand at March 31, 2014 and December 31, 2013, respectively. Mortgage servicing rights were immaterial at March 31, 2014 and December 31, 2013.

Allowance_For_Loan_Losses_And_

Allowance For Loan Losses And Credit Quality Of Financing Receivables	3 Months Ended
	Mar. 31, 2014
Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]	'
Allowance For Loan Losses And Credit Quality Of Financing Receivables	'
	NOTE 4 – ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES

	The following table presents changes in the allowance for loan losses disaggregated by the class of loans receivable for the three months ended March 31, 2014 and 2013:



		Commercial						Commercial			Residential			Consumer
		and						Real			Real			and
	(Dollars in	Industrial			Construction			Estate			Estate			Other			Unallocated			Total
	thousands)
	31-Mar-14
	Beginning balance	$	222		$	308		$	3,399		$	941		$	16		$	535		$	5,421
	Charge-offs		-			-			-358			-86			-13			-			-457
	Recoveries		12			-			4			1			3			-			20
	Provision		55			7			642			6			13			-270			453
	Ending balance	$	289		$	315		$	3,687		$	862		$	19		$	265		$	5,437

	31-Mar-13
	Beginning balance	$	271		$	223		$	3,395		$	869		$	38		$	180		$	4,976
	Charge-offs		-6			-42			-739			-28			-9			-			-824
	Recoveries		-			-			7			-			5			-			12
	Provision		10			220			789			58			-22			87			1,142
	Ending balance	$	275		$	401		$	3,452		$	899		$	12		$	267		$	5,306





	The following table presents the balance of the allowance of loan losses and loans receivable by class at March 31, 2014 and December 31, 2013, disaggregated on the basis of our impairment methodology.



		Allowance for Loan Losses									Loans Receivable
					Balance			Balance
					Related to			Related to
					Loans			Loans
					Individually			Collectively						Individually			Collectively
					Evaluated for			Evaluated for						Evaluated for			Evaluated for
	(Dollars in thousands)	Balance			Impairment			Impairment			Balance			Impairment			Impairment

	31-Mar-14
	Commercial and industrial	$	289		$	-		$	289		$	19,635		$	-		$	19,635
	Construction		315			-			315			6,852			-			6,852
	Commercial real estate		3,687			559			3,128			276,101			9,679			266,422
	Residential real estate		862			105			757			108,889			2,492			106,397
	Consumer and other loans		19			3			16			1,629			3			1,626
	Unallocated		265			-			-			-			-			-
	Total	$	5,437		$	667		$	4,505		$	413,106		$	12,174		$	400,932

	31-Dec-13
	Commercial and industrial	$	222		$	-		$	222		$	15,205		$	-		$	15,205
	Construction		308			-			308			7,307			-			7,307
	Commercial real estate		3,399			322			3,077			260,664			10,894			249,770
	Residential real estate		941			163			778			107,992			2,626			105,366
	Consumer and other loans		16			-			16			1,617			-			1,617
	Unallocated		535			-			-			-			-			-
	Total	$	5,421		$	485		$	4,401		$	392,785		$	13,520		$	379,265

	An age analysis of loans receivable which were past due as of March 31, 2014 and December 31, 2013, is as follows:



																				Recorded
																			Investment
							Greater									Total			> 90 Days
	30-59 Days			60-89 days			Than			Total Past						Financing			and
(Dollars in thousands)	Past Due			Past Due			90 Days (a)			Due			Current			Receivables			Accruing

31-Mar-14
Commercial and industrial	$	4		$	-		$	-		$	4		$	19,631		$	19,635		$	-
Construction		-			-			-			-			6,852			6,852			-
Commercial real estate		783			1,242			8,489			10,514			265,587			276,101			-
Residential real estate		810			247			2,062			3,119			105,770			108,889			-
Consumer and other		3			-			5			8			1,621			1,629			2
Total	$	1,600		$	1,489		$	10,556		$	13,645		$	399,461		$	413,106		$	2

31-Dec-13
Commercial and industrial	$	13		$	-		$	-		$	13		$	15,192		$	15,205		$	-
Construction		-			-			-			-			7,307			7,307			-
Commercial real estate		2,139			775			9,823			12,737			247,927			260,664			123
Residential real estate		495			247			2,192			2,934			105,058			107,992			-
Consumer and other		7			1			-			8			1,609			1,617			-
Total	$	2,654		$	1,023		$	12,015		$	15,692		$	377,093		$	392,785		$	123


(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.




Loans for which the accrual of interest has been discontinued at March 31, 2014 and December 31, 2013, were:




(Dollars in thousands)	31-Mar-14			31-Dec-13

Commercial real estate	$	8,489		$	9,700
Residential real estate		2,062			2,192
Consumer and other		3			-
Total	$	10,554		$	11,892

In determining the adequacy of the allowance for loan losses, we estimate losses based on the identification of specific problem loans through our credit review process and also estimate losses inherent in other loans on an aggregate basis by loan type. The credit review process includes the independent evaluation of the loan officer assigned risk ratings by the Chief Credit Officer and a third party loan review company. Such risk ratings are assigned loss component factors that reflect our loss estimate for each group of loans. It is management’s and the Board of Directors’ responsibility to oversee the lending process to ensure that all credit risks are properly identified, monitored, and controlled, and that loan pricing, terms, and other safeguards against non-performance and default are commensurate with the level of risk undertaken and is rated as such based on a risk-rating system. Factors considered in assigning risk ratings and loss component factors include: borrower specific information related to expected future cash flows and operating results, collateral values, financial condition, payment status and other information; levels of and trends in portfolio charge-offs and recoveries; levels in portfolio delinquencies; effects of changes in loan concentrations and observed trends in the economy and other qualitative measurements.

Our risk-rating system as defined below is consistent with the system used by regulatory agencies and consistent with industry practices. Loan classifications of Substandard, Doubtful or Loss are consistent with the regulatory definitions of classified assets.

Pass: This category represents loans performing to contractual terms and conditions and the primary source of repayment is adequate to meet the obligation. We have five categories within the Pass classification depending on strength of repayment sources, collateral values and financial condition of the borrower.

Special Mention: This category represents loans performing to contractual terms and conditions; however the primary source of repayment or the borrower is exhibiting some deterioration or weaknesses in financial condition that could potentially threaten the borrowers’ future ability to repay our loan principal and interest or fees due.

Substandard: This category represents loans that the primary source of repayment has significantly deteriorated or weakened which has or could threaten the borrowers’ ability to make scheduled payments. The weaknesses require close supervision by management and there is a distinct possibility that we could sustain some loss if the deficiencies are not corrected. Such weaknesses could jeopardize the timely and ultimate collection of our loan principal and interest or fees due. Loss may not be expected or evident, however, loan repayment is inadequately supported by current financial information or pledged collateral.

Doubtful: Loans so classified have all the inherent weaknesses of a substandard loan with the added provision that collection or liquidation in full is highly questionable and not reasonably assured. The probability of at least partial loss is high, but extraneous factors might strengthen the asset to prevent loss. The validity of the extraneous factors must be continuously monitored. Once these factors are questionable the loan should be considered for full or partial charge-off.

Loss: Loans so classified are considered uncollectible, and of such little value that their continuance as active assets is not warranted. Such loans are fully charged off.



The following tables illustrate our corporate credit risk profile by creditworthiness category as of March 31, 2014 and December 31, 2013:




				Special
(Dollars in thousands)	Pass			Mention			Substandard			Doubtful			Total
31-Mar-14
Commercial and industrial	$	19,612		$	23		$	-		$	-		$	19,635
Construction		6,852			-			-			-			6,852
Commercial real estate		257,456			6,711			11,770			164			276,101
Residential real estate		106,147			140			2,602			-			108,889
Consumer and other		1,487			139			3			-			1,629
	$	391,554		$	7,013		$	14,375		$	164		$	413,106

31-Dec-13
Commercial and industrial	$	15,192		$	13		$	-		$	-		$	15,205
Construction		7,307			-			-			-			7,307
Commercial real estate		240,204			7,378			12,917			165			260,664
Residential real estate		104,383			871			2,738			-			107,992
Consumer and other		1,477			140			-			-			1,617
	$	368,563		$	8,402		$	15,655		$	165		$	392,785

The following table reflects information about our impaired loans by class as of March 31, 2014 and December 31, 2013:




		31-Mar-14										31-Dec-13
				Unpaid										Unpaid
	Recorded			Principal			Related				Recorded			Principal			Related
(Dollars in thousands)	Investment			Balance			Allowance				Investment			Balance			Allowance

With no related allowance recorded:
Commercial real estate	$	4,363		$	5,225		$	-			$	7,394		$	7,967		$	-
Residential real estate		1,678			1,703			-				1,849			1,874			-
Consumer and other		-			-			-				-			-			-

With an allowance recorded:
Commercial real estate		5,316			6,411			559				3,500			4,595			322
Residential real estate		814			907			105				777			871			163
Consumer and other		3			3			3				-			-			-

Total:
Commercial real estate		9,679			11,636			559				10,894			12,562			322
Residential real estate		2,492			2,610			105				2,626			2,745			163
Consumer and other		3			3			3				-			-			-
	$	12,174		$	14,249		$	667			$	13,520		$	15,307		$	485








The following table presents the average recorded investment and income recognized for the three months ended March 31, 2014 and 2013:



	For the Three Months Ended March 31, 2014						For the Three Months Ended March 31, 2013
	Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income
(Dollars in thousands)	Investment			Recognized			Investment			Recognized
With no related allowance recorded:
Construction	$	-		$	-		$	2,262		$	-
Commercial real estate		4,968			8			6,145			2
Residential real estate		1,845			20			1,771			-
Total impaired loans without a related allowance		6,813			28			10,178			2

With an allowance recorded:
Commercial and industrial		-			-			141			-
Construction		-			-			546			-
Commercial real estate		5,319			1			7,650			5
Residential real estate		849			4			1,477			3
Consumer and other		1			-			-			-
Total impaired loans with an allowance		6,169			5			9,814			8
Total impaired loans	$	12,982		$	33		$	19,992		$	10




We recognize income on impaired loans under the cash basis when the collateral on the loan is sufficient to cover the outstanding obligation to us. If these factors do not exist, we will record all payments as a reduction of principal on such loans.

Impaired loans include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, postponement or forgiveness of principal, forbearance or other actions intended to maximize collection. The concessions rarely result in the forgiveness of principal or accrued interest. In addition, we attempt to obtain additional collateral or guarantor support when modifying such loans. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible.

The following table presents the recorded investment in troubled debt restructured loans, based on payment performance status:



(Dollars in thousands)		Commercial Real Estate		Residential Real Estate			Total

31-Mar-14
Performing	$	1,190		$	430		$	1,620
Non-performing		2,998			495			3,493
Total	$	4,188		$	925		$	5,113

31-Dec-13
Performing	$	1,195		$	433		$	1,628
Non-performing		3,000			496			3,496
Total	$	4,195		$	929		$	5,124

Troubled debt restructured loans are considered impaired and are included in the previous impaired loans disclosures in this footnote. As of March 31, 2014, we have not committed to lend additional amounts to customers with outstanding loans that are classified as troubled debt restructurings.

There were no troubled debt restructurings that occurred during the three months ended March 31, 2014. The following table summarizes troubled debt restructurings that occurred during the three months ended March 31, 2013:


				Pre-Modification			Post-Modification
				Outstanding			Outstanding
		Number of		Recorded			Recorded
(Dollars in thousands)		Loans		Investment			Investment

31-Mar-13
Commercial real estate		1		$	163		$	163
Residential real estate		1			302			302

The troubled debt restructurings presented in the table above resulted in an allocation of the allowance for credit losses of $44 thousand for the three months ended March 31, 2013. These specific reserves are included in the allowance for credit losses for loans individually evaluated for impairment. There were no charge-offs on the troubled debt restructurings presented in the table above during the three months ended March 31, 2013.

There were no troubled debt restructurings that occurred during the three months ended March 31, 2014, therefore, no allocation for the allowance for credit losses or charge-offs were required on loans modified as troubled debt restructurings during the three months ended March 31, 2014.

There were no troubled debt restructurings for which there was a payment default within twelve months following the date of the restructuring for the three months ended March 31, 2014 and 2013.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE 5 – EARNINGS PER SHARE

	Basic earnings per share are calculated by dividing net income by the weighted average number of shares of common stock outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares (non-vested restricted stock grants and stock options) had been issued, as well as any adjustment to income that would result from the assumed issuance of potential common shares that may be issued by us. Potential common shares related to stock options are determined using the treasury stock method.




		Three Months Ended March 31, 2014					Three Months Ended March 31, 2013
	(In thousands, except share and	Income		Shares	Per Share		Loss		Shares	Per Share
	per share data)	(Numerator)		(Denominator)	Amount		(Numerator)		(Denominator)	Amount
	Basic earnings per share:
	Net earnings applicable to common shareholders	$	678	4,526,506	$	0.15	$	98	3,283,727	$	0.03
	Effect of dilutive securities:
	Nonvested stock awards		-	38,094				-	32,355
	Diluted earnings per share:
	Net income applicable to common shareholders and assumed conversions	$	678	4,564,600	$	0.15	$	98	3,316,082	$	0.03




	There were 47,702 and 73,831 shares of unvested restricted stock awards and options outstanding during March 31, 2014 and 2013, respectively, which were not included in the computation of diluted EPS because to do so would have been anti-dilutive for the periods presented.

Other_Comprehensive_Income_Los

Other Comprehensive Income (Loss)	3 Months Ended
Other Comprehensive Income (Loss)	Mar. 31, 2014
Other Comprehensive Income (Loss) [Abstract]	'
Other Comprehensive Income (Loss)	'

	NOTE 6 – OTHER COMPREHENSIVE INCOME (LOSS)

	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income.




	The components of other comprehensive income (loss), both before tax and net of tax, are as follows:


		Three Months Ended March 31, 2014						Three Months Ended March 31, 2013
		Before Tax		Tax Effect		Net of Tax		Before Tax		Tax Effect		Net of Tax

	Other comprehensive income (loss):
	Unrealized gains on available for sale securities	$	1,717	$	687	$	1,030	$	-644	$	-257	$	-387
	Reclassification adjustment for net gains on securities transactions included in net income		-		-		-		-370		-148		-222
	Total other comprehensive income (loss)	$	1,717	$	687	$	1,030	$	-1,014	$	-405	$	-609


	Reclassification adjustments for gains on securities transactions of $370 thousand for the three months ended March 31, 2013 are presented in the income statement on the line item for net gain on securities transactions. There were no reclassification adjustments for gains on securities transactions for the three months ended March 31, 2014.

Segment_Information

Segment Information	3 Months Ended
Segment Information	Mar. 31, 2014
Segment Information [Abstract]	'
Segment Information	'
	NOTE 7 – SEGMENT INFORMATION

	Our insurance agency operations are managed separately from the traditional banking and related financial services that we also offer. The insurance agency operation provides commercial, individual, and group benefit plans and personal coverage.


		Banking and		Insurance
	(Dollars in thousands)	Financial Services		Services		Total

	Three Months Ended March 31, 2014
	Net interest income from external sources	$	4,305	$	1	$	4,306
	Other income from external sources		606		985		1,591
	Depreciation and amortization		158		5		163
	Income before income taxes		622		354		976
	Income tax expense (1)		156		142		298
	Total assets		543,151		3,821		546,972

	Three Months Ended March 31, 2013
	Net interest income from external sources	$	3,843	$	-	$	3,843
	Other income from external sources		1,043		842		1,885
	Depreciation and amortization		169		2		171
	(Loss) income before income taxes		-192		200		8
	Income tax (benefit) expense (1)		-170		80		-90
	Total assets		515,319		3,493		518,812

	(1) Insurance Services calculated at statutory tax rate of 40%

StockBased_Compensation

Stock-Based Compensation	3 Months Ended
Stock-Based Compensation	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation	'
	NOTE 8 – STOCK-BASED COMPENSATION

	We currently have stock-based compensation plans in place for our directors, officers, employees, consultants and advisors. Under the terms of these plans we may grant restricted shares and stock options for the purchase of our common stock. The stock-based compensation is granted under terms determined by our Compensation Committee. Our standard stock option grants have a maximum term of 10 years, generally vest over periods ranging between one and four years, and are granted with an exercise price equal to the fair market value of the common stock on the date of grant. Restricted stock is valued at the market value of the common stock on the date of grant and generally vests over periods of two to seven years. All dividends paid on restricted stock, whether vested or unvested, are granted to the shareholder.




	Information regarding our stock option plans for the three months ended March 31, 2014 is as follows:



				Weighted
				Average	Weighted
				Exercise	Average	Aggregate
		Number of		Price per	Contractual	Intrinsic
		Shares		Share	Term	Value

	Options outstanding, beginning of year	32,749	$	14.31
	Options expired	-14,090		14.67
	Options outstanding, end of quarter	18,659	$	14.03	1.0	-
	Options exercisable, end of quarter	18,659	$	14.03	1.0	-
	Option price range at end of quarter	$8.99 to $16.45
	Option price range for exercisable shares	$8.99 to $16.45

	The summary of changes in unvested restricted stock awards for the three months ended March 31, 2014, is as follows:

				Weighted
				Average
		Number of		Grant Date
		Shares		Fair Value

	Unvested restricted stock, beginning of year	125,922	$	4.98
	Granted	29,043		8.77
	Forfeited	-300		5.66
	Vested	-32,877		4.98
	Unvested restricted stock, end of period	121,788	$	5.89

	Total stock based compensation related to restricted stock awards was $80 thousand and $54 thousand for the three months ended March 31, 2014 and 2013, respectively.

	At March 31, 2014, unrecognized compensation expense for non-vested restricted stock was $613 thousand, which is expected to be recognized over an average period of 2.3 years.

Guarantees

Guarantees	3 Months Ended
Guarantees	Mar. 31, 2014
Guarantees [Abstract]	'
Guarantees	'
	NOTE 9 – GUARANTEES

	We do not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. Standby letters of credit are conditional commitments issued by us to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued, have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. We, generally, hold collateral and/or personal guarantees supporting these commitments. As of March 31, 2014, we had $1.5 million of outstanding letters of credit. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The amount of the liability as of March 31, 2014, for guarantees under standby letters of credit issued is not material.

Fair_Value_Of_Assets_And_Liabi

Fair Value Of Assets And Liabilities	3 Months Ended
Fair Value Of Assets And Liabilities	Mar. 31, 2014
Fair Value Of Assets And Liabilities [Abstract]	'
Fair Value Of Assets And Liabilities	'

	NOTE 10 – FAIR VALUE OF FINANCIAL INSTRUMENTS

	Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The fair value amounts have been measured as of their respective year ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year end.

	In accordance with U.S. GAAP, the Company uses a hierarchical disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows:

	Level I - Quoted prices are available in active markets for identical assets or liabilities as of the reported date.

	Level II - Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these asset and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.

	Level III - Assets and liabilities that have little to no pricing observability as of reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.

	The following table summarizes the fair value of the Company’s financial assets measured on a recurring basis by the above pricing observability levels as of March 31, 2014 and December 31, 2013:




					Quoted Prices in			Significant
					Active Markets			Other			Significant
		Fair			for Identical			Observable			Unobservable
		Value			Assets			Inputs			Inputs
	(Dollars in thousands)	Measurements			(Level I)			(Level II)			(Level III)

	31-Mar-14
	U.S. government agencies	$	5,229		$	-		$	5,229		$	-
	State and political subdivisions		27,164			-			27,164			-
	Mortgage-backed securities -
	U.S. government-sponsored enterprises		55,419			-			55,419			-
	Equity securities-financial services industry and other		461			461			-			-

	31-Dec-13
	U.S. government agencies	$	5,380		$	-		$	5,380		$	-
	State and political subdivisions		25,875			-			25,875			-
	Mortgage-backed securities -					-			-			-
	U.S. government-sponsored enterprises		58,937			-			58,937			-
	Equity securities-financial services industry and other		484			484			-			-

	Our available for sale and held to maturity securities portfolios contain investments, which were all rated within our investment policy guidelines at time of purchase and upon review of the entire portfolio all securities are marketable and have observable pricing inputs.

	For financial assets measured at fair value on a nonrecurring basis the fair value measurements by level within the fair value hierarchy used at March 31, 2014 and December 31, 2013, are as follows:




					Quoted Prices in			Significant
					Active Markets			Other			Significant
		Fair			for Identical			Observable			Unobservable
		Value			Assets			Inputs			Inputs
	(Dollars in thousands)	Measurements			(Level I)			(Level II)			(Level III)

	31-Mar-14
	Impaired loans	$	3,428		$	-		$	-		$	3,428

	31-Dec-13
	Impaired loans	$	5,483		$	-		$	-		$	5,483
	Foreclosed real estate		1,008			-			-			1,008




	The following table presents additional qualitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value:



	Qualitative Information about Level III Fair Value Measurements
	Fair							Range
	Value			Valuation		Unobservable		(Weighted
(Dollars in thousands)	Estimate			Techniques		Input		Average)

31-Mar-14
Impaired loans	$	3,428		Appraisal of		Appraisal		0% to -67.9%
				collateral		adjustments (1)		(-10.4%)



31-Dec-13
Impaired loans	$	5,483		Appraisal of		Appraisal		0% to -67.9%
				collateral		adjustments (1)		(-7.8%)


Foreclosed real estate		1,008		Appraisal of		Selling
				collateral		expenses (1)		-7.0% (-7.0%)

(1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percent of the appraisal.

The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair value of our financial instruments at March 31, 2014 and December 31, 2013:

Cash and Cash Equivalents (Carried at Cost): The carrying amounts reported in the balance sheet for cash and cash equivalents approximate those assets’ fair value.

Deposits (Carried at Cost): Fair value for fixed-rate time certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. The Company generally purchases amounts below the insured limit, limiting the amount of credit risk on these time deposits.

Securities: The fair value of securities, available for sale (carried at fair value) and securities held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level I), or matrix pricing (Level II), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level III). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level III measurements. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) were used to support fair values of certain Level III investments.

Federal Home Loan Bank Stock (Carried at Cost): The carrying amount of restricted investment in bank stock approximates fair value and considers the limited marketability of such securities.

Loans Receivable (Carried at Cost): The fair values of loans are estimated using discounted cash flow analyses, using the market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.

Impaired Loans (Carried at Lower of Cost or Fair Value): Fair value of impaired loans is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included in Level III fair values, based upon the lowest level of input that is significant to the fair value measurements. At March 31, 2014 and December 31, 2013, the fair value consists of the loan balances of $3.4 million and $5.5 million, net of valuation allowance of $667 thousand and $485 thousand, respectively.

Deposit Liabilities (Carried at Cost): The fair values disclosed for demand, savings and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.

Borrowings (Carried at Cost): Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.

Junior Subordinated Debentures (Carried at Cost): Fair values of junior subordinated debt are estimated using discounted cash flow analysis, based on market rates currently offered on such debt with similar credit risk characteristics, terms and remaining maturity.

Accrued Interest Receivable and Accrued Interest Payable (Carried at Cost): The carrying amounts of accrued interest receivable and payable approximate its fair value.

Off-Balance Sheet Instruments (Disclosed at Cost): Fair values for the Company’s off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing.

The fair values of our financial instruments at March 31, 2014 and December 31, 2013, were as follows:




							Quoted Prices in			Significant
							Active Markets			Other			Significant
	31-Mar-14						for Identical			Observable			Unobservable
	Carrying			Fair			Assets			Inputs			Inputs
(Dollars in thousands)	Amount			Value			(Level I)			(Level II)			(Level III)

Financial assets:
Cash and cash equivalents	$	7,812		$	7,812		$	7,812		$	-		$	-
Time deposits with other banks		100			100			100			-			-
Securities available for sale		88,273			88,273			461			87,812			-
Securities held to maturity		5,800			5,863			-			5,863			-
Federal Home Loan Bank stock		3,425			3,425			-			3,425			-
Loans receivable, net of allowance		407,287			403,280			-			-			403,280
Accrued interest receivable		1,772			1,772			-			1,772			-

Financial liabilities:
Non-maturity deposits		326,691			326,691			326,691			-			-
Time deposits		99,146			99,924			-			99,924			-
Borrowings		56,000			58,007			-			58,007			-
Junior subordinated debentures		12,887			8,926			-			8,926			-
Accrued interest payable		254			254			-			254			-









							Quoted Prices in			Significant
							Active Markets			Other			Significant
	31-Dec-13						for Identical			Observable			Unobservable
	Carrying			Fair			Assets			Inputs			Inputs
(Dollars in thousands)	Amount			Value			(Level I)			(Level II)			(Level III)

Financial assets:
Cash and cash equivalents	$	13,246		$	13,246		$	13,246		$	-		$	-
Time deposits with other banks		100			100			100			-			-
Securities available for sale		90,676			90,676			484			90,192			-
Securities held to maturity		6,074			6,060			-			6,060			-
Federal Home Loan Bank stock		2,705			2,705			-			2,705			-
Loans receivable, net of allowance		386,981			383,269			-			-			383,269
Accrued interest receivable		1,642			1,642			-			1,642			-

Financial liabilities:
Non-maturity deposits		331,350			331,350			331,350			-			-
Time deposits		98,947			99,925			-			99,925			-
Borrowings		41,000			43,149			-			43,149			-
Junior subordinated debentures		12,887			7,710			-			7,710			-
Accrued interest payable		235			235			-			235			-

Summary_Of_Significant_Account1

Summary Of Significant Accounting Policies (Policy)	3 Months Ended
Summary Of Significant Accounting Policies (Policy)	Mar. 31, 2014
Summary Of Significant Accounting Policies [Abstract]	'
Basis Of Presentation	'
	Basis of Presentation
	The accompanying unaudited consolidated financial statements include the accounts of Sussex Bancorp (“we,” “us” or “our”) and our wholly owned subsidiary Sussex Bank (the “Bank”). The Bank’s wholly owned subsidiaries are SCB Investment Company, Inc., SCBNY Company, Inc., ClassicLake Enterprises, LLC, Wheatsworth Properties Corp., PPD Holding Company, LLC, and Tri-State Insurance Agency, Inc. (“Tri-State”), a full service insurance agency located in Sussex County, New Jersey with a satellite office located in Bergen County, New Jersey. Tri-State’s operations are considered a separate segment for financial disclosure purposes. All inter-company transactions and balances have been eliminated in consolidation. The Bank operates nine banking offices, eight located in Sussex County, New Jersey and one in Orange County, New York.

	Sussex Bancorp is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “FRB”). The Bank’s deposits are insured by the Deposit Insurance Fund (“DIF”) of the Federal Deposit Insurance Corporation (“FDIC”) up to applicable limits. The operations of Sussex Bancorp and the Bank are subject to the supervision and regulation of the FRB, FDIC and the New Jersey Department of Banking and Insurance (the “Department”) and the operations of Tri-State are subject to supervision and regulation by the Department.

	The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by the accounting principles generally accepted in the United States of America (“U.S. GAAP”) for full year financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation have been included and are of a normal, recurring nature. Operating results for the three month period ended March 31, 2014, are not necessarily indicative of the results that may be expected for the year ending December 31, 2014. These unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and the notes thereto that are included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2013.

	We have evaluated events and transactions occurring subsequent to the balance sheet date of March 31, 2014, for items that should potentially be recognized or disclosed in these unaudited consolidated financial statements. The evaluation was conducted through the date these unaudited consolidated financial statements were issued.

Reclassifications	'
	Reclassifications
	Certain amounts in the prior period financial statements have been reclassified to conform to the current period presentation. These reclassifications had no effect on previously reported net income.

New Accounting Standards	'
	New Accounting Standards
	In July 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists, which provides guidance on financial statement presentation of an unrecognized tax benefit when a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward exists. The FASB’s objective in issuing this ASU is to eliminate diversity in practice resulting from a lack of guidance on this topic in current U.S. GAAP. This ASU applies to all entities with unrecognized tax benefits that also have tax loss or tax credit carryforwards in the same tax jurisdiction as of the reporting date. For public entities, the guidance is effective for fiscal years beginning after December 15, 2013 and interim periods within those years. The adoption of this guidance did not have a material impact on our consolidated financial statements.

Securities_Tables

Securities (Tables)	3 Months Ended
Securities (Tables)	Mar. 31, 2014
Securities [Abstract]	'
Amortized Cost And Approximate Fair Value Of Securities Available-For-Sale	'


							Gross			Gross
				Amortized			Unrealized			Unrealized			Fair
	(Dollars in thousands)			Cost			Gains			Losses			Value

	31-Mar-14
	U.S. government agencies		$	5,291		$	-		$	-62		$	5,229
	State and political subdivisions			28,806			39			-1,681			27,164
	Mortgage-backed securities -
	U.S. government-sponsored enterprises			55,630			350			-561			55,419
	Equity securities-financial services industry and other			414			57			-10			461
			$	90,141		$	446		$	-2,314		$	88,273

	31-Dec-13
	U.S. government agencies		$	5,421		$	8		$	-49		$	5,380
	State and political subdivisions			28,788			3			-2,916			25,875
	Mortgage-backed securities -
	U.S. government-sponsored enterprises			59,640			272			-975			58,937
	Equity securities-financial services industry and other			412			85			-13			484
			$	94,261		$	368		$	-3,953		$	90,676


Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Available-For-Sale Securities	'


			Amortized			Fair
	(Dollars in thousands)		Cost			Value

	Due in one year or less		$	-		$	-
	Due after one year through five years			501			498
	Due after five years through ten years			2,718			2,654
	Due after ten years			25,587			24,012
	Total bonds and obligations			28,806			27,164
	U.S. government agencies			5,291			5,229
	Mortgage-backed securities:
	U.S. government-sponsored enterprises			55,630			55,419
	Equity securities-financial services industry and other			414			461
	Total available for sale securities		$	90,141		$	88,273


Temporarily Impaired Gross Unrealized Losses And Fair Value Of Available-For-Sale Securities	'


		Less Than 12 Months						12 Months or More						Total
					Gross						Gross					Gross
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
	(Dollars in thousands)	Value			Losses			Value			Losses			Value		Losses

	31-Mar-14
	U.S. government agencies	$	5,229		$	-62		$	-		$	-		$	5,229	$	-62
	State and political subdivisions		13,583			-615			11,927			-1,066			25,510		-1,681
	Mortgage-backed securities -											-
	U.S. government-sponsored enterprises		21,720			-293			13,168			-268			34,888		-561
	Equity securities-financial services industry and other		-			-			133			-10			133		-10
	Total temporarily impaired securities	$	40,532		$	-970		$	25,228		$	-1,344		$	65,760	$	-2,314

	31-Dec-13
	U.S. government agencies	$	3,246		$	-49		$	-		$	-		$	3,246	$	-49
	State and political subdivisions		19,610			-2,046			6,065			-870			25,675		-2,916
	Mortgage-backed securities -
	U.S. government-sponsored enterprises		30,830			-694			9,147			-281			39,977		-975
	Equity securities-financial services industry and other		-			-			130			-13			130		-13
	Total temporarily impaired securities	$	53,686		$	-2,789		$	15,342		$	-1,164		$	69,028	$	-3,953


Amortized Cost And Approximate Fair Value Of Securities Held-To-Maturity	'


						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
	(Dollars in thousands)		Cost			Gains			Losses			Value

	31-Mar-14
	State and political subdivisions	$	5,800		$	108		$	-45		$	5,863

	31-Dec-13
	State and political subdivisions	$	6,074		$	78		$	-92		$	6,060


Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Held-To-Maturity Securities	'


			Amortized			Fair
	(Dollars in thousands)		Cost			Value

	Due in one year or less	$	1,859		$	1,859
	Due after one year through five years		-			-
	Due after five years through ten years		1,278			1,277
	Due after ten years		2,663			2,727
	Total held to maturity securities	$	5,800		$	5,863


Temporarily Impaired Gross Unrealized Losses And Fair Value Of Held-To-Maturity Securities	'


		Less Than 12 Months						12 Months or More						Total
					Gross						Gross					Gross
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
	(Dollars in thousands)	Value			Losses			Value			Losses			Value		Losses

	31-Mar-14
	State and political subdivisions	$	527		$	-13		$	792		$	-32		$	1,319	$	-45

	31-Dec-13
	State and political subdivisions	$	2,080		$	-45		$	780		$	-47		$	2,860	$	-92

Loans_Tables

Loans (Tables)	3 Months Ended
Loans (Tables)	Mar. 31, 2014
Loans [Abstract]	'
Composition Of Net Loans Receivable	'


	(Dollars in thousands)	31-Mar-14		31-Dec-13

	Commercial and industrial	$	19,635	$	15,205
	Construction		6,852		7,307
	Commercial real estate		276,101		260,664
	Residential real estate		108,889		107,992
	Consumer and other		1,629		1,617
			413,106		392,785
	Unearned net loan origination fees		-382		-383
	Allowance for loan losses		-5,437		-5,421
	Net loans receivable	$	407,287	$	386,981

Allowance_For_Loan_Losses_And_1

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)	3 Months Ended
	Mar. 31, 2014
Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]	'
Changes In The Allowance For Loan Losses	'


		Commercial				Commercial		Residential			Consumer
		and				Real		Real			and
	(Dollars in	Industrial		Construction		Estate		Estate			Other			Unallocated			Total
	thousands)
	31-Mar-14
	Beginning balance	$	222	$	308	$	3,399	$	941		$	16		$	535		$	5,421
	Charge-offs		-		-		-358		-86			-13			-			-457
	Recoveries		12		-		4		1			3			-			20
	Provision		55		7		642		6			13			-270			453
	Ending balance	$	289	$	315	$	3,687	$	862		$	19		$	265		$	5,437

	31-Mar-13
	Beginning balance	$	271	$	223	$	3,395	$	869		$	38		$	180		$	4,976
	Charge-offs		-6		-42		-739		-28			-9			-			-824
	Recoveries		-		-		7		-			5			-			12
	Provision		10		220		789		58			-22			87			1,142
	Ending balance	$	275	$	401	$	3,452	$	899		$	12		$	267		$	5,306


Allowances Of Loan Losses And Loans Receivable By Class Disaggregated	'


		Allowance for Loan Losses						Loans Receivable
				Balance		Balance
				Related to		Related to
				Loans		Loans
				Individually		Collectively					Individually			Collectively
				Evaluated for		Evaluated for					Evaluated for			Evaluated for
	(Dollars in thousands)	Balance		Impairment		Impairment		Balance			Impairment			Impairment

	31-Mar-14
	Commercial and industrial	$	289	$	-	$	289	$	19,635		$	-		$	19,635
	Construction		315		-		315		6,852			-			6,852
	Commercial real estate		3,687		559		3,128		276,101			9,679			266,422
	Residential real estate		862		105		757		108,889			2,492			106,397
	Consumer and other loans		19		3		16		1,629			3			1,626
	Unallocated		265		-		-		-			-			-
	Total	$	5,437	$	667	$	4,505	$	413,106		$	12,174		$	400,932

	31-Dec-13
	Commercial and industrial	$	222	$	-	$	222	$	15,205		$	-		$	15,205
	Construction		308		-		308		7,307			-			7,307
	Commercial real estate		3,399		322		3,077		260,664			10,894			249,770
	Residential real estate		941		163		778		107,992			2,626			105,366
	Consumer and other loans		16		-		16		1,617			-			1,617
	Unallocated		535		-		-		-			-			-
	Total	$	5,421	$	485	$	4,401	$	392,785		$	13,520		$	379,265


An Age Analysis Of Loans Receivable	'


																	Recorded
																	Investment
						Greater								Total			> 90 Days
		30-59 Days		60-89 days		Than		Total Past						Financing			and
	(Dollars in thousands)	Past Due		Past Due		90 Days (a)		Due			Current			Receivables			Accruing

	31-Mar-14
	Commercial and industrial	$	4	$	-	$	-	$	4		$	19,631		$	19,635		$	-
	Construction		-		-		-		-			6,852			6,852			-
	Commercial real estate		783		1,242		8,489		10,514			265,587			276,101			-
	Residential real estate		810		247		2,062		3,119			105,770			108,889			-
	Consumer and other		3		-		5		8			1,621			1,629			2
	Total	$	1,600	$	1,489	$	10,556	$	13,645		$	399,461		$	413,106		$	2

	31-Dec-13
	Commercial and industrial	$	13	$	-	$	-	$	13		$	15,192		$	15,205		$	-
	Construction		-		-		-		-			7,307			7,307			-
	Commercial real estate		2,139		775		9,823		12,737			247,927			260,664			123
	Residential real estate		495		247		2,192		2,934			105,058			107,992			-
	Consumer and other		7		1		-		8			1,609			1,617			-
	Total	$	2,654	$	1,023	$	12,015	$	15,692		$	377,093		$	392,785		$	123


	(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.


Loans Which The Accrual Of Interest Has Been Discontinued	'


	(Dollars in thousands)	31-Mar-14		31-Dec-13

	Commercial real estate	$	8,489	$	9,700
	Residential real estate		2,062		2,192
	Consumer and other		3		-
	Total	$	10,554	$	11,892


Credit Risk Profile By Creditworthiness	'


				Special
	(Dollars in thousands)	Pass		Mention		Substandard		Doubtful			Total
	31-Mar-14
	Commercial and industrial	$	19,612	$	23	$	-	$	-		$	19,635
	Construction		6,852		-		-		-			6,852
	Commercial real estate		257,456		6,711		11,770		164			276,101
	Residential real estate		106,147		140		2,602		-			108,889
	Consumer and other		1,487		139		3		-			1,629
		$	391,554	$	7,013	$	14,375	$	164		$	413,106

	31-Dec-13
	Commercial and industrial	$	15,192	$	13	$	-	$	-		$	15,205
	Construction		7,307		-		-		-			7,307
	Commercial real estate		240,204		7,378		12,917		165			260,664
	Residential real estate		104,383		871		2,738		-			107,992
	Consumer and other		1,477		140		-		-			1,617
		$	368,563	$	8,402	$	15,655	$	165		$	392,785


Impaired Loans	'


			31-Mar-14							31-Dec-13
				Unpaid								Unpaid
		Recorded		Principal		Related			Recorded			Principal			Related
	(Dollars in thousands)	Investment		Balance		Allowance			Investment			Balance			Allowance

	With no related allowance recorded:
	Commercial real estate	$	4,363	$	5,225	$	-		$	7,394		$	7,967		$	-
	Residential real estate		1,678		1,703		-			1,849			1,874			-
	Consumer and other		-		-		-			-			-			-

	With an allowance recorded:
	Commercial real estate		5,316		6,411		559			3,500			4,595			322
	Residential real estate		814		907		105			777			871			163
	Consumer and other		3		3		3			-			-			-

	Total:
	Commercial real estate		9,679		11,636		559			10,894			12,562			322
	Residential real estate		2,492		2,610		105			2,626			2,745			163
	Consumer and other		3		3		3			-			-			-
		$	12,174	$	14,249	$	667		$	13,520		$	15,307		$	485








	The following table presents the average recorded investment and income recognized for the three months ended March 31, 2014 and 2013:



		For the Three Months Ended March 31, 2014				For the Three Months Ended March 31, 2013
		Average		Interest		Average		Interest
		Recorded		Income		Recorded		Income
	(Dollars in thousands)	Investment		Recognized		Investment		Recognized
	With no related allowance recorded:
	Construction	$	-	$	-	$	2,262	$	-
	Commercial real estate		4,968		8		6,145		2
	Residential real estate		1,845		20		1,771		-
	Total impaired loans without a related allowance		6,813		28		10,178		2

	With an allowance recorded:
	Commercial and industrial		-		-		141		-
	Construction		-		-		546		-
	Commercial real estate		5,319		1		7,650		5
	Residential real estate		849		4		1,477		3
	Consumer and other		1		-		-		-
	Total impaired loans with an allowance		6,169		5		9,814		8
	Total impaired loans	$	12,982	$	33	$	19,992	$	10





Troubled Debt Restructured On Recorded Investment	'


	(Dollars in thousands)		Commercial Real Estate	Residential Real Estate		Total

	31-Mar-14
	Performing	$	1,190	$	430	$	1,620
	Non-performing		2,998		495		3,493
	Total	$	4,188	$	925	$	5,113

	31-Dec-13
	Performing	$	1,195	$	433	$	1,628
	Non-performing		3,000		496		3,496
	Total	$	4,195	$	929	$	5,124


Summary Of Troubled Debt Restructured	'

				Pre-Modification		Post-Modification
				Outstanding		Outstanding
			Number of	Recorded		Recorded
	(Dollars in thousands)		Loans	Investment		Investment

	31-Mar-13
	Commercial real estate		1	$	163	$	163
	Residential real estate		1		302		302

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Calculation Methods Of Earnings Per Share	'





		Three Months Ended March 31, 2014					Three Months Ended March 31, 2013
	(In thousands, except share and	Income		Shares	Per Share		Loss		Shares	Per Share
	per share data)	(Numerator)		(Denominator)	Amount		(Numerator)		(Denominator)	Amount
	Basic earnings per share:
	Net earnings applicable to common shareholders	$	678	4,526,506	$	0.15	$	98	3,283,727	$	0.03
	Effect of dilutive securities:
	Nonvested stock awards		-	38,094				-	32,355
	Diluted earnings per share:
	Net income applicable to common shareholders and assumed conversions	$	678	4,564,600	$	0.15	$	98	3,316,082	$	0.03

Other_Comprehensive_Loss_Incom

Other Comprehensive (Loss) Income (Tables)	3 Months Ended
Other Comprehensive (Loss) Income (Tables)	Mar. 31, 2014
Other Comprehensive Income (Loss) [Abstract]	'
Components Of Other Comprehensive Income And Related Tax Effects	'


		Three Months Ended March 31, 2014						Three Months Ended March 31, 2013
		Before Tax		Tax Effect		Net of Tax		Before Tax		Tax Effect		Net of Tax

	Other comprehensive income (loss):
	Unrealized gains on available for sale securities	$	1,717	$	687	$	1,030	$	-644	$	-257	$	-387
	Reclassification adjustment for net gains on securities transactions included in net income		-		-		-		-370		-148		-222
	Total other comprehensive income (loss)	$	1,717	$	687	$	1,030	$	-1,014	$	-405	$	-609

Segment_Information_Tables

Segment Information (Tables)	3 Months Ended
Segment Information (Tables)	Mar. 31, 2014
Segment Information [Abstract]	'
Schedule Of Segment Information	'



		Banking and		Insurance
	(Dollars in thousands)	Financial Services		Services		Total

	Three Months Ended March 31, 2014
	Net interest income from external sources	$	4,305	$	1	$	4,306
	Other income from external sources		606		985		1,591
	Depreciation and amortization		158		5		163
	Income before income taxes		622		354		976
	Income tax expense (1)		156		142		298
	Total assets		543,151		3,821		546,972

	Three Months Ended March 31, 2013
	Net interest income from external sources	$	3,843	$	-	$	3,843
	Other income from external sources		1,043		842		1,885
	Depreciation and amortization		169		2		171
	(Loss) income before income taxes		-192		200		8
	Income tax (benefit) expense (1)		-170		80		-90
	Total assets		515,319		3,493		518,812

	(1) Insurance Services calculated at statutory tax rate of 40%

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	3 Months Ended
Stock-Based Compensation (Tables)	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Summary Of Information Regarding Stock Option Plans	'


				Weighted
				Average	Weighted
				Exercise	Average	Aggregate
		Number of		Price per	Contractual	Intrinsic
		Shares		Share	Term	Value

	Options outstanding, beginning of year	32,749	$	14.31
	Options expired	-14,090		14.67
	Options outstanding, end of quarter	18,659	$	14.03	1.0	-
	Options exercisable, end of quarter	18,659	$	14.03	1.0	-
	Option price range at end of quarter	$8.99 to $16.45
	Option price range for exercisable shares	$8.99 to $16.45


Summary Of Information Regarding Restricted Stock Activity	'

				Weighted
				Average
		Number of		Grant Date
		Shares		Fair Value

	Unvested restricted stock, beginning of year	125,922	$	4.98
	Granted	29,043		8.77
	Forfeited	-300		5.66
	Vested	-32,877		4.98
	Unvested restricted stock, end of period	121,788	$	5.89

Fair_Value_Of_Assets_And_Liabi1

Fair Value Of Assets And Liabilities (Tables)	3 Months Ended
Fair Value Of Assets And Liabilities (Tables)	Mar. 31, 2014
Fair Value Of Assets And Liabilities [Abstract]	'
Summary Of Financial Assets Measured On A Recurring Basis	'


				Quoted Prices in			Significant
				Active Markets			Other		Significant
		Fair		for Identical			Observable		Unobservable
		Value		Assets			Inputs		Inputs
	(Dollars in thousands)	Measurements		(Level I)			(Level II)		(Level III)

	31-Mar-14
	U.S. government agencies	$	5,229	$	-		$	5,229	$	-
	State and political subdivisions		27,164		-			27,164		-
	Mortgage-backed securities -
	U.S. government-sponsored enterprises		55,419		-			55,419		-
	Equity securities-financial services industry and other		461		461			-		-

	31-Dec-13
	U.S. government agencies	$	5,380	$	-		$	5,380	$	-
	State and political subdivisions		25,875		-			25,875		-
	Mortgage-backed securities -				-			-		-
	U.S. government-sponsored enterprises		58,937		-			58,937		-
	Equity securities-financial services industry and other		484		484			-		-


Summary Of Financial Assets Measured On A Nonrecurring Basis	'


				Quoted Prices in			Significant
				Active Markets			Other		Significant
		Fair		for Identical			Observable		Unobservable
		Value		Assets			Inputs		Inputs
	(Dollars in thousands)	Measurements		(Level I)			(Level II)		(Level III)

	31-Mar-14
	Impaired loans	$	3,428	$	-		$	-	$	3,428

	31-Dec-13
	Impaired loans	$	5,483	$	-		$	-	$	5,483
	Foreclosed real estate		1,008		-			-		1,008


Qualitative Information About Level 3 Fair Value Measurements	'

		Qualitative Information about Level III Fair Value Measurements
		Fair						Range
		Value		Valuation		Unobservable		(Weighted
	(Dollars in thousands)	Estimate		Techniques		Input		Average)

	31-Mar-14
	Impaired loans	$	3,428	Appraisal of		Appraisal		0% to -67.9%
				collateral		adjustments (1)		(-10.4%)



	31-Dec-13
	Impaired loans	$	5,483	Appraisal of		Appraisal		0% to -67.9%
				collateral		adjustments (1)		(-7.8%)


	Foreclosed real estate		1,008	Appraisal of		Selling
				collateral		expenses (1)		-7.0% (-7.0%)

	(1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percent of the appraisal.


Estimated Fair Values Of Financial Instruments	'


							Quoted Prices in		Significant
							Active Markets		Other		Significant
		31-Mar-14					for Identical		Observable		Unobservable
		Carrying		Fair			Assets		Inputs		Inputs
	(Dollars in thousands)	Amount		Value			(Level I)		(Level II)		(Level III)

	Financial assets:
	Cash and cash equivalents	$	7,812	$	7,812		$	7,812	$	-	$	-
	Time deposits with other banks		100		100			100		-		-
	Securities available for sale		88,273		88,273			461		87,812		-
	Securities held to maturity		5,800		5,863			-		5,863		-
	Federal Home Loan Bank stock		3,425		3,425			-		3,425		-
	Loans receivable, net of allowance		407,287		403,280			-		-		403,280
	Accrued interest receivable		1,772		1,772			-		1,772		-

	Financial liabilities:
	Non-maturity deposits		326,691		326,691			326,691		-		-
	Time deposits		99,146		99,924			-		99,924		-
	Borrowings		56,000		58,007			-		58,007		-
	Junior subordinated debentures		12,887		8,926			-		8,926		-
	Accrued interest payable		254		254			-		254		-









							Quoted Prices in		Significant
							Active Markets		Other		Significant
		31-Dec-13					for Identical		Observable		Unobservable
		Carrying		Fair			Assets		Inputs		Inputs
	(Dollars in thousands)	Amount		Value			(Level I)		(Level II)		(Level III)

	Financial assets:
	Cash and cash equivalents	$	13,246	$	13,246		$	13,246	$	-	$	-
	Time deposits with other banks		100		100			100		-		-
	Securities available for sale		90,676		90,676			484		90,192		-
	Securities held to maturity		6,074		6,060			-		6,060		-
	Federal Home Loan Bank stock		2,705		2,705			-		2,705		-
	Loans receivable, net of allowance		386,981		383,269			-		-		383,269
	Accrued interest receivable		1,642		1,642			-		1,642		-

	Financial liabilities:
	Non-maturity deposits		331,350		331,350			331,350		-		-
	Time deposits		98,947		99,925			-		99,925		-
	Borrowings		41,000		43,149			-		43,149		-
	Junior subordinated debentures		12,887		7,710			-		7,710		-
	Accrued interest payable		235		235			-		235		-

Summary_Of_Significant_Account2

Summary Of Significant Accounting Policies (Details)	3 Months Ended
	Mar. 31, 2014
	site
Significant Accounting Policies [Line Items]	'
Banking offices	9
NEW JERSEY	'
Significant Accounting Policies [Line Items]	'
Banking offices	8
NEW YORK	'
Significant Accounting Policies [Line Items]	'
Banking offices	1

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
Securities (Narrative) (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]	'	'	'
Available for sale securities carrying value pledged to secure public deposits	$40,700,000	'	$37,200,000
Gains on sales of securities available for sale	0	378,000	'
Gross losses on sales of securities avaiable for sale	0	8,000	'
Fair value of available-for-sale securities	65,760,000	'	69,028,000
Unrealized loss of available-for-sale securities	2,314,000	'	3,953,000
Fair value of held-to-maturity securities	5,863,000	'	6,060,000
U.S. Government Agencies [Member]	'	'	'
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]	'	'	'
Number of securities with unrealized losses, available-for-sale	'	'	2
Fair value of available-for-sale securities	5,229,000	'	3,246,000
Unrealized loss of available-for-sale securities	62,000	'	49,000
Number of securities with unrealized losses, held-to-maturity	3	'	'
State And Political Subdivisions [Member]	'	'	'
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]	'	'	'
Number of securities with unrealized losses from state and political subdivisions maturity minimum number of years	'10 years	'	'
Fair value of available-for-sale securities	25,510,000	25,700,000	25,675,000
Unrealized loss of available-for-sale securities	1,681,000	'	2,916,000
Number of securities with unrealized losses, held-to-maturity	49	'	52
Fair value of held-to-maturity securities	5,863,000	'	6,060,000
Unrealized loss of held-to-maturity securites	45,000	'	92,000
U.S. Government-Sponsored Enterprises [Member]	'	'	'
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]	'	'	'
Fair value of available-for-sale securities	34,888,000	'	39,977,000
Unrealized loss of available-for-sale securities	561,000	'	975,000
Number of securities with unrealized losses, held-to-maturity	29	'	32
Equity Securities-Financial Services Industry And Other [Member]	'	'	'
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]	'	'	'
Number of securities with unrealized losses, available-for-sale	1	'	1
Fair value of available-for-sale securities	133,000	'	130,000
Unrealized loss of available-for-sale securities	10,000	'	13,000
More Sensitive To Changes In Market Interest Retes [Member] \| State And Political Subdivisions [Member]	'	'	'
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]	'	'	'
Number of securities with unrealized losses from state and political subdivisions maturity minimum number of years	'10 years	'	'
Number of securities with unrealized losses, held-to-maturity	3	'	5
Fair value of held-to-maturity securities	1,300,000	'	2,900,000
Unrealized loss of held-to-maturity securites	$45,000	'	$92,000

Securities_Amortized_Cost_And_

Securities (Amortized Cost And Approximate Fair Value Of Securities Available-For-Sale) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$90,141	$94,261
Gross Unrealized Gains	446	368
Gross Unrealized Losses	-2,314	-3,953
Fair Value	88,273	90,676
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	5,291	5,421
Gross Unrealized Gains	'	8
Gross Unrealized Losses	-62	-49
Fair Value	5,229	5,380
State And Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	28,806	28,788
Gross Unrealized Gains	39	3
Gross Unrealized Losses	-1,681	-2,916
Fair Value	27,164	25,875
U.S. Government-Sponsored Enterprises [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	55,630	59,640
Gross Unrealized Gains	350	272
Gross Unrealized Losses	-561	-975
Fair Value	55,419	58,937
Equity Securities-Financial Services Industry And Other [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	414	412
Gross Unrealized Gains	57	85
Gross Unrealized Losses	-10	-13
Fair Value	$461	$484

Securities_Amortized_Cost_And_1

Securities (Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Available-For-Sale Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Due in one year or less, Amortized Cost	'	'
Due after one year through five years, Amortized Cost	501	'
Due after five years through ten years, Amortized Cost	2,718	'
Due after ten years, Amortized Cost	25,587	'
Total bonds and obligations, Amortized Cost	28,806	'
Due in one year or less, Fair Value	'	'
Due after one year through five years, Fair Value	498	'
Due after five years through ten years, Fair Value	2,654	'
Due after ten years, Fair Value	24,012	'
Total bonds and obligations, Fair Value	27,164	'
Total available for sale securities, Amortized Cost	90,141	94,261
Fair Value	88,273	90,676
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Total available for sale securities, Amortized Cost	5,291	5,421
Fair Value	5,229	5,380
U.S. Government-Sponsored Enterprises [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Total available for sale securities, Amortized Cost	55,630	59,640
Fair Value	55,419	58,937
Equity Securities-Financial Services Industry And Other [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Total available for sale securities, Amortized Cost	414	412
Fair Value	$461	$484

Securities_Temporarily_Impaire

Securities (Temporarily Impaired Gross Unrealized Losses And Fair Value Of Available-For-Sale Securities) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Less Than Twelve Months, Fair Value	$40,532	$53,686	'
Less Than Twelve Months, Gross Unrealized Losses	-970	-2,789	'
Twelve Months or More, Fair Value	25,228	15,342	'
Twelve Months or More, Gross Unrealized Losses	-1,344	-1,164	'
Total, Fair Value	65,760	69,028	'
Total, Gross Unrealized Losses	-2,314	-3,953	'
U.S. Government Agencies [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Less Than Twelve Months, Fair Value	5,229	3,246	'
Less Than Twelve Months, Gross Unrealized Losses	-62	-49	'
Total, Fair Value	5,229	3,246	'
Total, Gross Unrealized Losses	-62	-49	'
State And Political Subdivisions [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Less Than Twelve Months, Fair Value	13,583	19,610	'
Less Than Twelve Months, Gross Unrealized Losses	-615	-2,046	'
Twelve Months or More, Fair Value	11,927	6,065	'
Twelve Months or More, Gross Unrealized Losses	-1,066	-870	'
Total, Fair Value	25,510	25,675	25,700
Total, Gross Unrealized Losses	-1,681	-2,916	'
U.S. Government-Sponsored Enterprises [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Less Than Twelve Months, Fair Value	21,720	30,830	'
Less Than Twelve Months, Gross Unrealized Losses	-293	-694	'
Twelve Months or More, Fair Value	13,168	9,147	'
Twelve Months or More, Gross Unrealized Losses	-268	-281	'
Total, Fair Value	34,888	39,977	'
Total, Gross Unrealized Losses	-561	-975	'
Equity Securities-Financial Services Industry And Other [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Twelve Months or More, Fair Value	133	130	'
Twelve Months or More, Gross Unrealized Losses	-10	-13	'
Total, Fair Value	133	130	'
Total, Gross Unrealized Losses	($10)	($13)	'

Securities_Amortized_Cost_And_2

Securities (Amortized Cost And Approximate Fair Value Of Securities Held-To-Maturity) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	$5,800	'
Total held to maturity securities, Fair Value	5,863	6,060
State And Political Subdivisions [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Amortized Cost	5,800	6,074
Gross Unrealized Gains	108	78
Gross Unrealized Losses	-45	-92
Total held to maturity securities, Fair Value	$5,863	$6,060

Securities_Amortized_Cost_And_3

Securities (Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Held-To-Maturity Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Securities [Abstract]	'	'
Due in one year or less, Amortized Cost	$1,859	'
Due after one year through five years, Amortized Cost	'	'
Due after five years through ten years, Amortized Cost	1,278	'
Due after ten years, Amortized Cost	2,663	'
Total held to maturity securities, Amortized Cost	5,800	'
Due in one year or less, Fair Value	1,859	'
Due after one year through five years, Fair Value	'	'
Due after five years through ten years, Fair Value	1,277	'
Due after ten years, Fair Value	2,727	'
Total held to maturity securities, Fair Value	$5,863	$6,060

Securities_Temporarily_Impaire1

Securities (Temporarily Impaired Gross Unrealized Losses And Fair Value Of Held-To-Maturity Securities) (Details) (State And Political Subdivisions [Member], USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
State And Political Subdivisions [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Less Than Twelve Months, Fair Value	$527	$2,080
Less Than Twelve Months, Gross Unrealized Losses	-13	-45
Twelve Months or More, Fair Value	792	780
Twelve Months or More, Gross Unrealized Losses	-32	-47
Total, Fair Value	1,319	2,860
Total, Gross Unrealized Losses	($45)	($92)

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loans [Abstract]	'	'
Mortgage loans serviced for the benefit of others	$541	$546

Loans_Composition_Of_Net_Loans

Loans (Composition Of Net Loans Receivable) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans receivable, gross	$413,106	$392,785
Unearned net loan origination fees	-382	-383
Allowance for loan losses	-5,437	-5,421
Net loans receivable	407,287	386,981
Commercial And Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans receivable, gross	19,635	15,205
Construction [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans receivable, gross	6,852	7,307
Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans receivable, gross	276,101	260,664
Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans receivable, gross	108,889	107,992
Consumer And Other [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans receivable, gross	$1,629	$1,617

Allowance_For_Loan_Losses_And_2

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	loan	loan
Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]	'	'
Number of loans modified by troubled debt restructuring	0	'
Net allocation of the allowance for credit losses	$0	$44
Troubled debt restructuring, charge-offs	$0	'
Number of loans with subsequent default	0	0

Allowance_For_Loan_Losses_And_3

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Changes In The Allowance For Loan Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	$5,421	$4,976
Charge-offs	-457	-824
Recoveries	20	12
Provision	453	1,142
Ending balance	5,437	5,306
Commercial And Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	222	271
Charge-offs	'	-6
Recoveries	12	'
Provision	55	10
Ending balance	289	275
Construction [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	308	223
Charge-offs	'	-42
Provision	7	220
Ending balance	315	401
Commercial Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	3,399	3,395
Charge-offs	-358	-739
Recoveries	4	7
Provision	642	789
Ending balance	3,687	3,452
Residential Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	941	869
Charge-offs	-86	-28
Recoveries	1	'
Provision	6	58
Ending balance	862	899
Consumer And Other [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	16	38
Charge-offs	-13	-9
Recoveries	3	5
Provision	13	-22
Ending balance	19	12
Unallocated Loans [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Beginning balance	535	180
Provision	-270	87
Ending balance	$265	$267

Allowance_For_Loan_Losses_And_4

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Allowances Of Loan Losses And Loans Receivable By Class Disaggregated) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	$5,437	$5,421	$5,306	$4,976
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	667	485	'	'
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	4,505	4,401	'	'
Balance, Loans Receivable	413,106	392,785	'	'
Loans Receivable, Individually Evaluated for Impairment	12,174	13,520	'	'
Loans Receivable, Collectively Evaluated for Impairment	400,932	379,265	'	'
Commercial And Industrial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	289	222	275	271
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	289	222	'	'
Balance, Loans Receivable	19,635	15,205	'	'
Loans Receivable, Collectively Evaluated for Impairment	19,635	15,205	'	'
Construction [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	315	308	401	223
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	315	308	'	'
Balance, Loans Receivable	6,852	7,307	'	'
Loans Receivable, Collectively Evaluated for Impairment	6,852	7,307	'	'
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	3,687	3,399	3,452	3,395
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	559	322	'	'
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	3,128	3,077	'	'
Balance, Loans Receivable	276,101	260,664	'	'
Loans Receivable, Individually Evaluated for Impairment	9,679	10,894	'	'
Loans Receivable, Collectively Evaluated for Impairment	266,422	249,770	'	'
Residential Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	862	941	899	869
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	105	163	'	'
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	757	778	'	'
Balance, Loans Receivable	108,889	107,992	'	'
Loans Receivable, Individually Evaluated for Impairment	2,492	2,626	'	'
Loans Receivable, Collectively Evaluated for Impairment	106,397	105,366	'	'
Consumer And Other [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	19	16	12	38
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	3	'	'	'
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	16	16	'	'
Balance, Loans Receivable	1,629	1,617	'	'
Loans Receivable, Individually Evaluated for Impairment	3	'	'	'
Loans Receivable, Collectively Evaluated for Impairment	1,626	1,617	'	'
Unallocated Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Balance, Allowance for Loan Losses	$265	$535	$267	$180

Allowance_For_Loan_Losses_And_5

Allowance For Loan Losses And Credit Quality Of Financing Receivables (An Age Analysis Of Loans Receivable) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable 30-59 days past due	$1,600	$2,654
Loans receivable 60-89 days past due	1,489	1,023
Loans receivable greater than 90 days past due	10,556	12,015
Total past due	13,645	15,692
Loans receivable current	399,461	377,093
Total financing receivables	413,106	392,785
Recorded investment greater that 90 days and accruing	2	123
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable 30-59 days past due	4	13
Total past due	4	13
Loans receivable current	19,631	15,192
Total financing receivables	19,635	15,205
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable current	6,852	7,307
Total financing receivables	6,852	7,307
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable 30-59 days past due	783	2,139
Loans receivable 60-89 days past due	1,242	775
Loans receivable greater than 90 days past due	8,489	9,823
Total past due	10,514	12,737
Loans receivable current	265,587	247,927
Total financing receivables	276,101	260,664
Recorded investment greater that 90 days and accruing	'	123
Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable 30-59 days past due	810	495
Loans receivable 60-89 days past due	247	247
Loans receivable greater than 90 days past due	2,062	2,192
Total past due	3,119	2,934
Loans receivable current	105,770	105,058
Total financing receivables	108,889	107,992
Consumer And Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable 30-59 days past due	3	7
Loans receivable 60-89 days past due	'	1
Loans receivable greater than 90 days past due	5	'
Total past due	8	8
Loans receivable current	1,621	1,609
Total financing receivables	1,629	1,617
Recorded investment greater that 90 days and accruing	$2	'

Allowance_For_Loan_Losses_And_6

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Loans Which The Accrual Of Interest Has Been Discontinued) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$10,554	$11,892
Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	8,489	9,700
Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,062	2,192
Consumer And Other [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$3	'

Allowance_For_Loan_Losses_And_7

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Credit Risk Profile By Creditworthiness) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	$413,106	$392,785
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	19,635	15,205
Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	6,852	7,307
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	276,101	260,664
Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	108,889	107,992
Consumer And Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	1,629	1,617
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	391,554	368,563
Pass [Member] \| Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	19,612	15,192
Pass [Member] \| Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	6,852	7,307
Pass [Member] \| Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	257,456	240,204
Pass [Member] \| Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	106,147	104,383
Pass [Member] \| Consumer And Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	1,487	1,477
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	7,013	8,402
Special Mention [Member] \| Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	23	13
Special Mention [Member] \| Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	6,711	7,378
Special Mention [Member] \| Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	140	871
Special Mention [Member] \| Consumer And Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	139	140
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	14,375	15,655
Substandard [Member] \| Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	11,770	12,917
Substandard [Member] \| Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	2,602	2,738
Substandard [Member] \| Consumer And Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	3	'
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	164	165
Doubtful [Member] \| Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans receivable	$164	$165

Allowance_For_Loan_Losses_And_8

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Impaired Loans) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, Total	$12,174	'	$13,520
Unpaid Principal Balance, Total	14,249	'	15,307
Related Allowance	667	'	485
Average Recorded Investment, With no recorded allowance	6,813	10,178	'
Average Recorded Investment, With an allowance recorded	6,169	9,814	'
Average Recorded Investment, Total	12,982	19,992	'
Interest Income Recognized, With no recorded allowance	28	2	'
Interest Income Recognized, With an allowance recorded	5	8	'
Interest Income Recognized, Total	33	10	'
Commercial And Industrial [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Recorded Investment, With an allowance recorded	'	141	'
Construction [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Recorded Investment, With no recorded allowance	'	2,262	'
Average Recorded Investment, With an allowance recorded	'	546	'
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, With no related allowance	4,363	'	7,394
Recorded Investment, With an allowance recorded	5,316	'	3,500
Recorded Investment, Total	9,679	'	10,894
Unpaid Principal Balance, With no related allowance	5,225	'	7,967
Unpaid Principal Balance, With an allowance recorded	6,411	'	4,595
Unpaid Principal Balance, Total	11,636	'	12,562
Related Allowance	559	'	322
Average Recorded Investment, With no recorded allowance	4,968	6,145	'
Average Recorded Investment, With an allowance recorded	5,319	7,650	'
Interest Income Recognized, With no recorded allowance	8	2	'
Interest Income Recognized, With an allowance recorded	1	5	'
Residential Real Estate [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, With no related allowance	1,678	'	1,849
Recorded Investment, With an allowance recorded	814	'	777
Recorded Investment, Total	2,492	'	2,626
Unpaid Principal Balance, With no related allowance	1,703	'	1,874
Unpaid Principal Balance, With an allowance recorded	907	'	871
Unpaid Principal Balance, Total	2,610	'	2,745
Related Allowance	105	'	163
Average Recorded Investment, With no recorded allowance	1,845	1,771	'
Average Recorded Investment, With an allowance recorded	849	1,477	'
Interest Income Recognized, With no recorded allowance	20	'	'
Interest Income Recognized, With an allowance recorded	4	3	'
Consumer And Other [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, With an allowance recorded	3	'	'
Recorded Investment, Total	3	'	'
Unpaid Principal Balance, With an allowance recorded	3	'	'
Unpaid Principal Balance, Total	3	'	'
Related Allowance	3	'	'
Average Recorded Investment, With an allowance recorded	$1	'	'

Allowance_For_Loan_Losses_And_9

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Troubled Debt Restructured On Recorded Investment) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'
Total	$5,113	$5,124
Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	4,188	4,195
Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	925	929
Performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	1,620	1,628
Performing [Member] \| Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	1,190	1,195
Performing [Member] \| Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	430	433
Non-performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	3,493	3,496
Non-performing [Member] \| Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	2,998	3,000
Non-performing [Member] \| Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total	$495	$496

Recovered_Sheet1

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Summary Of Troubled Debt Restructuring) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2013
	loan	Commercial Real Estate [Member]	Residential Real Estate [Member]
		loan	loan
Financing Receivable, Modifications [Line Items]	'	'	'
Number of loans modified by troubled debt restructuring	0	1	1
Pre-modification outstanding recorded investment	'	$163	$302
Post-Modification Outstanding Recorded Investment	'	$163	$302

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]	'	'
Net income applicable to common shareholders (Numerator)	$678	$98
Net income applicable to common shareholders and assumed conversions (Numerator)	$678	$98
Basic, Shares (Denominator)	4,526,506	3,283,727
Non-vested stock awards, Shares (Denominator)	38,094	32,355
Diluted, Shares (Denominator)	4,564,600	3,316,082
Basic, Per Share Amount	$0.15	$0.03
Diluted, Per Share Amount	$0.15	$0.03
Shares of common stock outstanding not included in the computation of diluted EPS	47,702	73,831

Other_Comprehensive_Income_Los1

Other Comprehensive Income (Loss) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Other Comprehensive Income (Loss) [Abstract]	'	'
Unrealized gains on available for sale securities, Before Tax	$1,717	($644)
Reclassification adjustment for net gains on securities transactions included in net income, Before Tax	'	-370
Total other comprehensive income (loss), Before Tax	1,717	-1,014
Unrealized (losses) gains on available for sale securities, Tax Effect	687	-257
Reclassification adjustment for net gains on securities transactions included in net income, Tax Effect	'	-148
Total other comprehensive loss, Tax Effect	687	-405
Unrealized (losses) gains on available for sale securities, Net of Tax	1,030	-387
Reclassification adjustment for net gains on securities transactions included in net income, Net of Tax	'	-222
Other comprehensive income (loss), net of income taxes	1,030	-609
Net gain on securities transactions	'	$370

Segment_Information_Details

Segment Information (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013		Dec. 31, 2013
Segment Reporting Information [Line Items]	'		'		'
Net interest income from external sources	$4,306		$3,843		'
Other income from external sources	1,591		1,885		'
Depreciation and amortization	163		171		'
Income (loss) before income taxes	976		8		'
Income tax (benefit) expense	298	[1]	-90	[1]	'
Total assets	546,972		518,812		533,911
Banking And Financial Services [Member]	'		'		'
Segment Reporting Information [Line Items]	'		'		'
Net interest income from external sources	4,305		3,843		'
Other income from external sources	606		1,043		'
Depreciation and amortization	158		169		'
Income (loss) before income taxes	622		-192		'
Income tax (benefit) expense	156	[1]	-170	[1]	'
Total assets	543,151		515,319		'
Insurance Services [Member]	'		'		'
Segment Reporting Information [Line Items]	'		'		'
Net interest income from external sources	1		'		'
Other income from external sources	985		842		'
Depreciation and amortization	5		2		'
Income (loss) before income taxes	354		200		'
Income tax (benefit) expense	142	[1]	80	[1]	'
Total assets	$3,821		$3,493		'
Statutory tax rate	40.00%		40.00%		'

[1]	Insurance Services calculated at statutory tax rate of 40%

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Stock option grants, maximum term, in years	'10 years	'
Restricted stock awards expense	$80	$54
Unrecognized compensation expense for non-vested restricted stock	$613	'
Unrecognized compensation expense for non-vested restricted stock, period for recognition	'2 years 3 months 18 days	'
Minimum [Member] \| Stock Options [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Vesting period, years	'1 year	'
Minimum [Member] \| Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Vesting period, years	'2 years	'
Maximum [Member] \| Stock Options [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Vesting period, years	'4 years	'
Maximum [Member] \| Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Vesting period, years	'7 years	'

StockBased_Compensation_Summar

Stock-Based Compensation (Summary Of Information Regarding Stock Option Plans) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Number of Shares, Outstanding, beginning of year	32,749
Number of Shares, Options expired	-14,090
Number of Shares, Outstanding, end of period	18,659
Number of Shares, Exercisable, end of period	18,659
Weighted Average Exercise Price per Share, Outstanding, beginning of year	$14.31
Weighted Average Exercise Price per Share, Options expired	$14.67
Weighted Average Exercise Price per Share, Outstanding, end of period	$14.03
Weighted Average Exercise Price per Share, Exercisable, end of period	$14.03
Weighted Average Contractual Term, Outstanding, end of period	'1 year
Weighted Average Contractual Term, Exercisable, end of period	'1 year
Aggregate Intrinsic Value, Outstanding, end of period	'
Aggregate Intrinsic Value, Exercisable, end of period	'
Minimum [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Option price range at end of quarter	$8.99
Option price range for exercisable shares	$8.99
Maximum [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Option price range at end of quarter	$16.45
Option price range for exercisable shares	$16.45

StockBased_Compensation_Summar1

Stock-Based Compensation (Summary Of Information Regarding Restricted Stock Activity) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Restricted stock, beginning of year, Number of Shares	125,922
Granted, Number of Shares	29,043
Forfeited, Number of Shares	-300
Vested, Number of Shares	-32,877
Restricted stock, end of period, Number of Shares	121,788
Restricted stock, beginning of year, Weighted Average Grant Date Fair value	$4.98
Granted, Weighted Average Grant Date Fair value	$8.77
Forfeited, Weighted Average Grant Date Fair value	$5.66
Vested, Weighted Average Grant Date Fair value	$4.98
Restricted stock, end of period, Weighted Average Grant Date Fair value	$5.89

Guarantees_Details

Guarantees (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014
Guarantees [Abstract]	'
Undrawn standby letters of credit outstanding	$1.50
Letter of credit, expiration term	'1 year

Fair_Value_Of_Assets_And_Liabi2

Fair Value Of Assets And Liabilities (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Impaired loans, valuation allowance	$667	$485
Impaired Loans [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Impaired loans, fair value	$3,428	$5,483

Fair_Value_Of_Assets_And_Liabi3

Fair Value Of Assets And Liabilities (Summary Of Valuation Of Financial Assets Measured On A Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	$88,273	$90,676
Quoted Prices In Active Markets For Identical Assets (Level I) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	461	484
Significant Other Observable Inputs (Level II) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	87,812	90,192
U.S. Government Agencies [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	5,229	5,380
U.S. Government Agencies [Member] \| Significant Other Observable Inputs (Level II) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	5,229	5,380
U.S. Government Agencies [Member] \| Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	'	'
State And Political Subdivisions [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	27,164	25,875
State And Political Subdivisions [Member] \| Significant Other Observable Inputs (Level II) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	27,164	25,875
State And Political Subdivisions [Member] \| Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	'	'
U.S. Government-Sponsored Enterprises [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	55,419	58,937
U.S. Government-Sponsored Enterprises [Member] \| Significant Other Observable Inputs (Level II) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	55,419	58,937
U.S. Government-Sponsored Enterprises [Member] \| Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	'	'
Equity Securities-Financial Services Industry And Other [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	461	484
Equity Securities-Financial Services Industry And Other [Member] \| Quoted Prices In Active Markets For Identical Assets (Level I) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	461	484
Equity Securities-Financial Services Industry And Other [Member] \| Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale	'	'

Fair_Value_Of_Assets_And_Liabi4

Fair Value Of Assets And Liabilities (Financial Assets Measured At Fair Value On A Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Financial Assets	$3,428	$5,483
Impaired Loans [Member] \| Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Financial Assets	3,428	5,483
Foreclosed Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Financial Assets	'	1,008
Foreclosed Real Estate [Member] \| Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Financial Assets	'	$1,008

Fair_Value_Of_Assets_And_Liabi5

Fair Value Of Assets And Liabilities (Qualitative Information About Level 3 Fair Value Measurements) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Dec. 31, 2013
Impaired Loans [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Financial Assets	$3,428		$5,483
Impaired Loans [Member] \| Significant Unobservable Inputs (Level III) [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Financial Assets	3,428		5,483
Valuation Techniques	'Appraisal of collateral		'Appraisal of collateral
Unobservable Input	'Appraisal adjustments	[1]	'Appraisal adjustments	[1]
Impaired Loans [Member] \| Maximum [Member] \| Significant Unobservable Inputs (Level III) [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Range (Weighted Average)	-67.90%		-67.90%
Impaired Loans [Member] \| Minimum [Member] \| Significant Unobservable Inputs (Level III) [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Range (Weighted Average)	0.00%		0.00%
Impaired Loans [Member] \| Weighted Average [Member] \| Significant Unobservable Inputs (Level III) [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Range (Weighted Average)	-10.40%		-7.80%
Foreclosed Real Estate [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Financial Assets	'		1,008
Foreclosed Real Estate [Member] \| Significant Unobservable Inputs (Level III) [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Financial Assets	'		$1,008
Valuation Techniques	'		'Appraisal of collateral
Unobservable Input	'		'Selling expenses	[1]
Range (Weighted Average)	'		-7.00%
Foreclosed Real Estate [Member] \| Weighted Average [Member] \| Significant Unobservable Inputs (Level III) [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Range (Weighted Average)	'		-7.00%

[1]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair_Value_Of_Assets_And_Liabi6

Fair Value Of Assets And Liabilities (Estimated Fair Values Of Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available-for-sale	$88,273	$90,676
Securities held to maturity	5,863	6,060
Carrying Value [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Cash and cash equivalents	7,812	13,246
Time deposits with other banks	100	100
Securities available-for-sale	88,273	90,676
Securities held to maturity	5,800	6,074
Federal Home Loan Bank stock	3,425	2,705
Loans receivable, net of allowance	407,287	386,981
Accrued interest receivable	1,772	1,642
Non-maturity deposits	326,691	331,350
Time deposits	99,146	98,947
Borrowings	56,000	41,000
Junior subordinated debentures	12,887	12,887
Accrued interest payable	254	235
Fair Value [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Cash and cash equivalents	7,812	13,246
Time deposits with other banks	100	100
Securities available-for-sale	88,273	90,676
Securities held to maturity	5,863	6,060
Federal Home Loan Bank stock	3,425	2,705
Loans receivable, net of allowance	403,280	383,269
Accrued interest receivable	1,772	1,642
Non-maturity deposits	326,691	331,350
Time deposits	99,924	99,925
Borrowings	58,007	43,149
Junior subordinated debentures	8,926	7,710
Accrued interest payable	254	235
Quoted Prices In Active Markets For Identical Assets (Level I) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Cash and cash equivalents	7,812	13,246
Time deposits with other banks	100	100
Securities available-for-sale	461	484
Non-maturity deposits	326,691	331,350
Significant Other Observable Inputs (Level II) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available-for-sale	87,812	90,192
Securities held to maturity	5,863	6,060
Federal Home Loan Bank stock	3,425	2,705
Accrued interest receivable	1,772	1,642
Time deposits	99,924	99,925
Borrowings	58,007	43,149
Junior subordinated debentures	8,926	7,710
Accrued interest payable	254	235
Significant Unobservable Inputs (Level III) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Loans receivable, net of allowance	$403,280	$383,269