SB One Bancorp (SBBX) 10-Q 12 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 06, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,015
Entity Registrant Name	SUSSEX BANCORP
Entity Central Index Key	1,028,954
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Trading Symbol	sbbx
Entity Common Stock, Shares Outstanding		4,646,388

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 2,699	$ 2,953
Interest-bearing deposits with other banks	4,074	2,906
Cash and cash equivalents	6,773	5,859
Interest bearing time deposits with other banks	100	100
Securities available for sale, at fair value	93,879	77,976
Securities held to maturity, at amortized cost (fair value of $6,132 and $6,190 at June 30, 2015 and December 31, 2014, respectively)	5,982	6,006
Federal Home Loan Bank Stock, at cost	3,624	3,908
Loans receivable, net of unearned income	479,069	471,973
Less: allowance for loan losses	5,752	5,641
Net loans receivable	473,317	466,332
Foreclosed real estate	3,943	4,449
Premises and equipment, net	8,886	8,650
Accrued interest receivable	1,912	1,796
Goodwill	2,820	2,820
Bank-owned life insurance	12,368	12,211
Other assets	6,393	5,808
Total Assets	619,997	595,915
Deposits:
Non-interest bearing	90,490	70,490
Interest bearing	397,228	387,780
Total deposits	487,718	458,270
Short-term borrowings	7,200	23,500
Long-term borrowings	56,000	46,000
Accrued interest payable and other liabilities	4,513	4,029
Junior subordinated debentures	12,887	12,887
Total Liabilities	$ 568,318	$ 544,686
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued
Common stock, no par value, 10,000,000 shares authorized; 4,705,630 and 4,673,789 shares issued and 4,646,388 and 4,662,606 shares outstanding at June 30, 2015 and December 31, 2014, respectively	$ 35,738	$ 35,553
Treasury stock, at cost; 59,242 and 11,183 shares at June 30, 2015 and December 31, 2014, respectively	(592)	(59)
Retained earnings	17,028	15,566
Accumulated other comprehensive (loss) income	(495)	169
Total Stockholders' Equity	51,679	51,229
Total Liabilities and Stockholders' Equity	$ 619,997	$ 595,915

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands, None in scaling factor is -9223372036854775296	Jun. 30, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Securities held to maturity, fair value	$ 6,132	$ 6,190
Preferred stock, par value
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock, par value
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,705,630	4,673,789
Common stock, shares outstanding	4,646,388	4,662,606
Treasury stock, shares	59,242	11,183

Consolidated Statements Of Inco

Consolidated Statements Of Income And Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans receivable, including fees		$ 5,275	$ 4,800	$ 10,447	$ 9,423
Securities:
Taxable		302	214	569	431
Tax-exempt		221	255	429	509
Interest bearing deposits		3	4	7	7
Total Interest Income		5,801	5,273	11,452	10,370
INTEREST EXPENSE
Deposits		438	415	854	805
Borrowings		380	361	760	709
Junior subordinated debentures		54	52	107	105
Total Interest Expense		872	828	1,721	1,619
Net Interest Income		4,929	4,445	9,731	8,751
PROVISION FOR LOAN LOSSES		200	400	505	853
Net Interest Income after Provision for Loan Losses		4,729	4,045	9,226	7,898
OTHER INCOME
Service fees on deposit accounts		213	265	426	529
ATM and debit card fees		201	185	375	352
Bank-owned life insurance		79	82	157	165
Insurance commissions and fees		736	696	1,891	1,669
Investment brokerage fees		41	37	63	68
Net gain on sales of securities		88	94	256	94
Net gain on sale of premises and equipment		8		8
Other		135	99	226	172
Total Other Income		1,501	1,458	3,402	3,049
OTHER EXPENSES
Salaries and employee benefits		2,789	2,441	5,569	4,859
Occupancy, net		443	397	920	850
Data processing		429	432	783	812
Furniture and equipment		214	112	424	276
Advertising and promotion		90	78	160	122
Professional fees		173	211	319	364
Director fees		147	105	313	242
FDIC assessment		124	175	248	351
Insurance		68	72	120	148
Stationary and supplies		49	52	105	107
Loan collection costs		59	169	156	246
Net expenses and write-downs related to foreclosed real estate		35	161	199	261
Other		302	332	676	567
Total Other Expenses		4,922	4,737	9,992	9,205
Income before Income Taxes		1,308	766	2,636	1,742
EXPENSE FOR INCOME TAXES	[1]	424	159	800	457
Net Income		884	607	1,836	1,285
OTHER COMPREHENSIVE INCOME:
Unrealized (losses) gains on available for sale securities arising during the period		(1,166)	1,636	(850)	3,353
Reclassification adjustment for net gain on securities transactions included in net income		(88)	(94)	(256)	(94)
Income tax benefit (expense) related to items of other comprehensive income		502	(617)	442	(1,304)
Other comprehensive (loss) income, net of income taxes		(752)	925	(664)	1,955
Comprehensive income		$ 132	$ 1,532	$ 1,172	$ 3,240
EARNINGS PER SHARE
Basic		$ 0.19	$ 0.13	$ 0.40	$ 0.28
Diluted		$ 0.19	$ 0.13	$ 0.40	$ 0.28
[1]	Insurance Services calculated at statutory tax rate of 40%

Consolidated Statements Of Stoc

Consolidated Statements Of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2013	$ 35,249	$ 13,386	$ (2,151)	$ (59)	$ 46,425
Balance, shares at Dec. 31, 2013	4,629,113
Net income		1,285			1,285
Other comprehensive income (loss)			1,955		1,955
Restricted stock granted	36,043
Restricted stock forfeited	(300)
Compensation expense related to stock option and restricted stock grants	$ 156				156
Dividends declared on common stock		(140)			(140)
Balance at Jun. 30, 2014	$ 35,405	14,531	(196)	(59)	49,681
Balance, shares at Jun. 30, 2014	4,664,856
Balance at Dec. 31, 2014	$ 35,553	15,566	169	(59)	$ 51,229
Balance, shares at Dec. 31, 2014	4,662,606				4,662,606
Net income		1,836			$ 1,836
Other comprehensive income (loss)			(664)		(664)
Treasury shares purchased				(533)	(533)
Treasury shares purchased, shares	(48,059)
Restricted stock granted	31,841
Compensation expense related to stock option and restricted stock grants	$ 185				185
Dividends declared on common stock		(374)			(374)
Balance at Jun. 30, 2015	$ 35,738	$ 17,028	$ (495)	$ (592)	$ 51,679
Balance, shares at Jun. 30, 2015	4,646,388				4,646,388

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows from Operating Activities
Net income	$ 1,836	$ 1,285
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	505	853
Depreciation and amortization	497	326
Net amortization of securities premiums and discounts	876	924
Net realized gain on sale of securities	(256)	(94)
Net realized gain on sale of premises and equipment	(8)
Net realized gain on sale of foreclosed real estate	(36)	(5)
Write-downs of and provisions for foreclosed real estate	97	110
Deferred income tax (benefit) expense	(92)	(4)
Earnings on bank-owned life insurance	(157)	(165)
Compensation expense for stock options and stock awards	185	156
(Increase) decrease in assets:
Accrued interest receivable	(116)	(56)
Other assets	(51)	605
Increase in accrued interest payable and other liabilities	484	957
Net Cash Provided by Operating Activities	3,764	4,892
Securities available for sale:
Purchases	(38,387)	(5)
Sales	16,462	5,033
Maturities, calls and principal repayments	4,309	6,818
Securities held to maturity:
Purchases	(716)	(577)
Maturities, calls and principal repayments	727	572
Net increase in loans	(8,660)	(37,072)
Proceeds from the sale of foreclosed real estate	1,615	682
Purchases of bank premises and equipment	(760)	(1,132)
Proceeds from the sale of premises and equipment	35
Decrease (increase) in Federal Home Loan Bank stock	284	(255)
Net Cash Used in Investing Activities	(25,091)	(25,936)
Cash Flows from Financing Activities
Net increase (decrease) in deposits	29,448	14,049
(Decrease) increase in short-term borrowed funds	(16,300)	5,000
Proceeds of long-term borrowings	15,000
Repayment of long-term borrowings	(5,000)
Purchase of treasury stock	(533)
Dividends paid	(374)	(140)
Net Cash Provided by Financing Activities	22,241	18,909
Net (Increase) Decrease in Cash and Cash Equivalents	914	(2,135)
Cash and Cash Equivalents - Beginning	5,859	13,246
Cash and Cash Equivalents - Ending	6,773	11,111
Supplementary Cash Flows Information
Interest paid	1,700	1,603
Income taxes paid	712	119
Supplementary Schedule of Noncash Investing and Financing Activities
Foreclosed real estate acquired in settlement of loans	$ 1,170	$ 715

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	NOTE 1 – SUMMARY OF SIGNIFICANT ACOUNTING POLICIES Basis of Presentation The accompanying unaudited consolidated financial statements include the accounts of Sussex Bancorp (“we,” “us,” “our” or the “company”) and our wholly owned subsidiary Sussex Bank (the “Bank”). The Bank’s wholly owned subsidiaries are SCB Investment Company, Inc., SCBNY Company, Inc., ClassicLake Enterprises, LLC, Wheatsworth Properties Corp., PPD Holding Company, LLC, and Tri-State Insurance Agency, Inc. (“Tri-State”), a full service insurance agency located in Sussex County, New Jersey with a satellite office located in Bergen County, New Jersey. Tri-State’s operations are considered a separate segment for financial disclosure purposes. All inter-company transactions and balances have been eliminated in consolidation. The Bank operates eleven banking offices, eight located in Sussex County, New Jersey, one located in Warren County, New Jersey, one in Queens County, New York and one in Orange County, New York. We are subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “FRB”). The Bank’s deposits are insured by the Deposit Insurance Fund (“DIF”) of the FDIC up to applicable limits. The operations of the company and the Bank are subject to the supervision and regulation of the FRB, the FDIC and the New Jersey Department of Banking and Insurance (the “Department”) and the operations of Tri-State are subject to supervision and regulation by the Department. The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by the accounting principles generally accepted in the United States of America (“U.S. GAAP”) for full year financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation have been included and are of a normal, recurring nature. Operating results for the three and six month period s ended June 3 0 , 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. These unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and the notes thereto that are included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2014. New Accounting Standards In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04, Receivables - Troubled Debt Restructurings by Creditors. This ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. For public entities, the guidance is effective for annual periods and interim periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance did not have a material impact on our consolidated financial statements. In May 2014, FASB issued ASU 2014-09, Revenue from Contracts with Customers . The ASU’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the stand ard requires five basic steps: (1 ) identify the contract with the customer, (2 ) identify the performance o bligations in the contract, (3 ) dete rmine the transaction price, (4 ) allocate the transaction price to the performance obl igations in the contract, and (5 ) recognize revenue when (or as) the entity satisfies a performance obligation. For public entities, the guidance is effective for annual periods and interim periods within those annual periods beginning after December 15, 201 7 . We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements. In June 2014, FASB issued ASU 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures , to change the accounting for repurchase-to-maturity transactions and certain linked repurchase financings. This will result in accounting for both types of arrangements as secured borrowings on the balance sheet, rather than sales. Additionally, the ASU introduces new disclosures to (1 ) increase transparency about the types of collateral pledged in secure d borrowing transactions and (2 ) enable users to better understand transactions in which the transferor retains substantially all of the exposure to the economic return on the transferred financial asset throughout the term of the transaction. For public entities, the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. All other accounting and disclosure amendments in the ASU are effective for public business entities for the first interim or annual period beginning after December 15, 2014. The adoption of this guidance did not have a material impact on our consolidated financial statements. In June 2014, FASB issued ASU 2014-12, Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force) , to clarify that a performance target in a share-based compensation award that could be achieved after an employee completes the requisite service period should be treated as a performance condition that affects the vesting of the award. As such, the performance target should not be reflected in estimating the grant-date fair value of the award. For all entities, the amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements In April 2015, FASB issued ASU 2015-05, Intangibles-Goodwill and Other-Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement , to clarify whether a hosting arrangement (e.g., cloud computing, software as a service, infrastructure as a service, etc.) contains a software license, and thus, whether it is to be accounted for by the customer similarly to other internal-use software. Specifically, the amendments revise the scope of Subtopic 350-40 to include internal-use software accessed through a hosting arrangement only if both of the following criteria are met: (1) the customer has the contractual right to take possession of the software at any time during the hosting period without significant penalty. There is no significant penalty if the customer has the ability to take delivery of the software without incurring significant cost and the ability to use the software separately without significant loss of utility or value and (2) it is feasible for the customer to either run the software on its own hardware or contract with another party unrelated to the vendor to host the software. If both of the above criteria are present in a hosting arrangement, then the arrangement contains a software license and the customer should account for that element in accordance with Subtopic 350-40 (i.e., generally capitalize and subsequently amortize the cost of the license). If both of the above criteria are not present, the customer should account for the arrangement as a service contract (i.e., expense fees as incurred). The amendments are effective for public business entities for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. The amendments are effective for all other entities for fiscal years beginning after December 15, 2015, and interim periods within fiscal years beginning after December 15, 2016. Early adoption is permitted. An entity can elect to adopt the amendments either (1) prospectively to all arrangements entered into or materially modified after the effective date or (2) retrospectively. We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements.

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Securities	NOTE 2 – SECURITIES Available for Sale The amortized cost and approximate fair value of securities available for sale as of June 30 , 2015 and December 31, 2014 are summarized as follows: Gross Gross Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value June 30, 2015 U.S. government agencies $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Equity securities-financial services industry and other - $ $ $ $ December 31, 2014 U.S. government agencies $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Equity securities-financial services industry and other - $ $ $ $ Securities with a carrying value of approximately $29.3 million and $32.8 million at June 30 , 2015 and December 31, 2014, respectively, were pledged to secure public deposits and for other purposes required or permitted by applicable laws and regulations. The amortized cost and fair value of securities available for sale at June 3 0 , 2015 are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ - $ - Due after one year through five years - - Due after five years through ten years Due after ten years Total bonds and obligations U.S. government agencies Mortgage-backed securities: U.S. government-sponsored enterprises Equity securities-financial services industry and other Total available for sale securities $ $ Gross realized gains on sales of securities available for sale were $88 thousand and $118 thousand for the three months ended June 30, 2015 and 2014, respectively. There were no gross realized losses on sales of securit ies for the three months ended June 30, 2015. Gross realized losses were $24 thousand for the three months ended June 30, 2014. Gross realized gains on sales of securities were $304 thousand and $118 thousand and gross losses were $48 thousand and $24 thousand for the six months ended June 30, 2015 and 2014, respectively. Temporarily Impaired Securities The following table shows gross unrealized losses and fair value of securities with unrealized losses that are not deemed to be other than temporarily impaired, aggregated by category and length of time that individual available for sale securities have been in a continuous unrealized loss position at June 3 0 , 2015 and December 31, 2014. Less Than 12 Months 12 Months or More Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2015 U.S. government agencies $ - $ - $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Total temporarily impaired securities $ $ $ $ $ $ December 31, 2014 U.S. government agencies $ - $ - $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Total temporarily impaired securities $ $ $ $ $ $ For each security whose fair value is less than their amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. As of June 30 , 2015, we reviewed our available for sale securities portfolio for indications of impairment. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and the intent and likelihood of selling the security. The intent and likelihood of sale of debt and equity securities are evaluated based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy and interest rate risk position. U.S. Government Agencies At June 3 0 , 2015 and December 31, 2014, the decline in fair value and the unrealized losses for our U.S. government agencies securities were primarily due to changes in spreads and market conditions and not credit quality. At June 30, 2015, there were two securities with a fair value of $ 2.7 million that had an unrealized loss that amounted to $ 24 thousand. As of June 3 0 , 2015, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of the U.S. government agency securities at June 30 , 2015 were deemed to be other-than-temporarily impaired (“OTTI”) . At December 31, 2014, there were two securities with a fair value of $ 2.9 million that had an unrealized loss that amounted to $32 thousand. State and Political Subdivisions At June 30 , 2015 and December 31, 2014, the decline in fair value and the unrealized losses for our state and political subdivisions securities were caused by changes in interest rates and spreads and were not the result of credit quality. At June 30 , 2015, there were 48 securities with a fair value of $30.0 million that had an unrealized loss that amounted to $ 1.0 million. These securities typically have maturity dates greater than 10 years and the fair values are more sensitive to changes in market interest rates. As of June 30 , 2015, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our state and political subdivision securities at June 30 , 2015 were deemed to be OTTI . At December 31, 2014, there were 22 securities with a fair value of $ 13.3 million that had an unrealized loss that amounted to $ 206 thousand. Mortgage-Backed Securities At June 30 , 2015 and December 31, 201 4 , the decline in fair value and the unrealized losses for our mortgage-backed securities guaranteed by U.S. government-sponsored enterprises were primarily due to changes in spreads and market conditions and not credit quality. At June 30, 2015, there were 13 securities with a fair value of $ 23.9 million that had an unrealized loss that amounted to $ 302 thousand. As of June 30 , 2015, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our mortgage-backed securities at June 30 , 2015 were deemed to be OTTI . At December 31, 2014, there were 13 securities with a fair value of $ 19.1 million that had an unrealized loss that amounted to $ 158 thousand. Equity Securities Our marketable equity securities portfolio consists primarily of common stock of an enti ty in the insurance services industry. At June 30 , 2015, we did not have any securities in an unrealized loss position. At December 31, 2014, we did not have any securities in an unrealized loss position . We continue to closely monitor the performance of the securities we own as well as the impact from any further deterioration in the economy or in the banking industry that may adversely affect these securities. We will continue to evaluate them for other-than-temporary impairment, which could result in a future non-cash charge to earnings. Held to Maturity Securities The amortized cost and approximate fair value of securities held to maturity as of June 30 , 2015 and December 31, 2014 are summarized as follows: Gross Gross Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value June 30, 2015 State and political subdivisions $ $ $ $ December 31, 2014 State and political subdivisions $ $ $ $ The amortized cost and carrying value of securities held to maturity at June 30 , 2015 are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ $ Due after one year through five years - - Due after five years through ten years Due after ten years Total held to maturity securities $ $ Temporarily Impaired Securities The following table shows gross unrealized losses and fair value of held to maturity securities with unrealized losses that are not deemed to be other than temporarily impaired, aggregated by category and length of time that individual held to maturity securities have been in a continuous unrealized loss position at June 30 , 2015 and December 31, 2014: Less Than 12 Months 12 Months or More Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2015 State and political subdivisions $ $ $ - $ - $ $ December 31, 2014 State and political subdivisions $ - $ - $ $ $ $ For each security whose fair value is less than their amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. As of June 30 , 2015, we reviewed our held to maturity securities portfolio for indications of impairment. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and the intent and likelihood of selling the security. The intent and likelihood of sale of debt and equity securities are evaluated based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy and interest rate risk position. At June 30 , 2015 and December 31, 2014, the decline in fair value and the unrealized losses for our state and political subdivisions securities were caused by changes in interest rates and spreads and were not the result of credit quality. At June 30 , 2015 , there were two securities with a fair value of $7 99 thousand that had an unrealized loss that amounted to $1 0 thousand. These securities typically have maturity dates greater than 10 years and the fair values are more sensitive to changes in market interest rates. As of June 30, 2015, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our state and political subdivision securities at June 30, 2015 were deemed to be OTTI. At December 31, 2014, there were two securities with a fair valu e of $811 thousand that had an unrealized loss that amounted to $5 thousand.

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Loans	NOTE 3 – LOANS The composition of net loans receivable at June 30, 2015 and December 31, 201 4 is as follows: (Dollars in thousands) June 30, 2015 December 31, 2014 Commercial and industrial $ $ Construction Commercial real estate Residential real estate Consumer and other Total loans receivable Unearned net loan origination fees Allowance for loan losses Net loans receivable $ $ Mortgage loans serviced for others are not included in the accompanying balance sheets. The total amount of loans serviced for the benefit of others was approximately $465 thousand and $475 thousand at June 30, 2015 and December 31, 201 4 , respectively. Mortgage servicing rights were immaterial at June 30, 2015 and December 31, 2014.

Allowance For Loan Losses And C

Allowance For Loan Losses And Credit Quality Of Financing Receivables	6 Months Ended
	Jun. 30, 2015
Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]
Allowance For Loan Losses And Credit Quality Of Financing Receivables	NOTE 4 – ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES The following table presents changes in the allowance for loan losses disaggregated by the class of loans receivable for the three and six months ended June 30, 2015 and 201 4 : Commercial Commercial Residential Consumer and Real Real and (Dollars in thousands) Industrial Construction Estate Estate Other Unallocated Total Three Months Ended: June 30, 2015 Beginning balance $ $ $ $ $ $ $ Charge-offs - - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ June 30, 2014 Beginning balance $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ Six Months Ended: June 30, 2015 Beginning balance $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Provision Ending balance $ $ $ $ $ $ $ June 30, 2014 Beginning balance $ $ $ $ $ $ Charge-offs - - Recoveries - - Provision Ending balance $ $ $ $ $ $ $ The following table presents the balance of the allowance of loan losses and loans receivable by class at June 30 , 201 5 and December 31, 201 4 disaggregated on the basis of our impairment methodology. Allowance for Loan Losses Loans Receivable Balance Balance Related to Related to Loans Loans Individually Collectively Individually Collectively Evaluated for Evaluated for Evaluated for Evaluated for (Dollars in thousands) Balance Impairment Impairment Balance Impairment Impairment June 30, 2015 Commercial and industrial $ $ - $ $ $ $ Construction - - Commercial real estate Residential real estate Consumer and other loans Unallocated - - - - - Total $ $ $ $ $ $ December 31, 2014 Commercial and industrial $ $ $ $ $ $ Construction - - Commercial real estate Residential real estate Consumer and other loans - - Unallocated - - - - - Total $ $ $ $ $ $ An age analysis of loans receivable , which were past due as of June 30, 2015 and December 31, 201 4 , is as follows: Recorded Investment Greater Total > 90 Days 30-59 Days 60-89 days Than Total Past Financing and (Dollars in thousands) Past Due Past Due 90 Days (a) Due Current Receivables Accruing June 30, 2015 Commercial and industrial $ - $ - $ $ $ $ $ - Construction - - - - - Commercial real estate - Residential real estate Consumer and other - Total $ $ $ $ $ $ $ December 31, 2014 Commercial and industrial $ $ - $ $ $ $ $ - Construction - - - Commercial real estate - Residential real estate Consumer and other - - Total $ $ $ $ $ $ $ (a) includes loans greater than 90 days past due and still accruing and non-accrual loans. Loans for which the accrual of interest has been discontinued at June 30, 2015 and December 31, 201 4 were: (Dollars in thousands) June 30, 2015 December 31, 2014 Commercial and industrial $ $ Commercial real estate Residential real estate Consumer and other Total $ $ In determining the adequacy of the allowance for loan losses, we estimate losses based on the identification of specific problem loans through our credit review process and also estimate losses inherent in other loans on an aggregate basis by loan type. The credit review process includes the independent evaluation of the loan officer, and assigned risk ratings by the Chief Credit Officer and a third party loan review company. Such risk ratings are assigned loss component factors that reflect our loss estimate for each group of loans. It is management’s and the Board of Directors’ responsibility to oversee the lending process to ensure that all credit risks are properly identified, monitored, and controlle d, and that loan pricing, terms and other safeguards against non-performance and default are commensurate with the level of risk undertaken and is rated as such based on a risk-rating system. Factors considered in assigning risk ratings and loss component factors include: borrower specific information related to expected future cash flows and operating results, collateral values, financial condition, payment status and other information; levels of and trends in portfolio charge-offs and recoveries; levels in portfolio delinquencies; effects of changes in loan concentrations and observed trends in the economy and other qualitative measurements. Our ris k-rating system is consistent with the classification system used by reg ulatory agencies and with industry practices. Loan classifications of Substandard, Doubtful or Loss are consistent with the regulatory definitions of classified assets. The classification system is as follows: · Pass : This category represents loans performing to contractual terms and conditions and the primary source of repayment is adequate to meet the obligation. We have five categories within the Pass classification depending on strength of repayment sources, collateral values and financial condition of the borrower. · Special Mention : This category represents loans performing to contractual terms and conditions; however the primary source of repayment or the borrower is exhibiting some deterioration or weaknesses in financial condition that could potentially threaten the borrowers’ future ability to repay our loan principal and interest or fees due. · Substandard : This category represents loans that the primary source of repayment has significantly deteriorated or weakened which has or could threaten the borrowers’ ability to make scheduled payments. The weaknesses require close supervision by management and there is a distinct possibility that we could sustain some loss if the deficiencies are not corrected. Such weaknesses could jeopardize the timely and ultimate collection of our loan principal and interest or fees due. Loss may not be expected or evident, however, loan repayment is inadequately supported by current financial information or pledged collateral. · Doubtfu l: Loans so classified have all the inherent weaknesses of a substandard loan with the added provision that collection or liquidation in full is highly questionable and not reasonably assured. The probability of at least partial loss is high, but extraneous factors might strengthen the asset to prevent loss. The validity of the extraneous factors must be continuously monitored. Once these factors are questionable the loan should be considered for full or partial charge-off. · Loss : Loans so classified are considered uncollectible, and of such little value that their continuance as active assets is not warranted. Such loans are fully charged off. The following tables illustrate our corporate credit risk profile by creditworthiness category as of June 30, 2015 and December 31, 201 4 : Special (Dollars in thousands) Pass Mention Substandard Doubtful Total June 30, 2015 Commercial and industrial $ $ $ $ - $ Construction - - - Commercial real estate - Residential real estate - Consumer and other - - $ $ $ $ - $ December 31, 2014 Commercial and industrial $ $ $ $ - $ Construction - - - Commercial real estate - Residential real estate - Consumer and other - - $ $ $ $ - $ The following table reflects information about our impaired loans by class as of June 30, 2015 and December 31, 201 4 : June 30, 2015 December 31, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (Dollars in thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: Commercial and industrial $ $ $ - $ - $ - $ - Commercial real estate - - Residential real estate - - With an allowance recorded: Commercial and industrial - - - Commercial real estate Residential real estate Consumer and other - - - Total: Commercial and industrial - Commercial real estate Residential real estate Consumer and other - - - $ $ $ $ $ $ The following table presents the average recorded investment and income recognized for the three and six months ended June 30 , 2015 and 2014: For the Three Months Ended June 30, 2015 For the Three Months Ended June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Dollars in thousands) Investment Recognized Investment Recognized With no related allowance recorded: Commercial and industrial $ $ - $ - $ - Commercial real estate Residential real estate Total impaired loans without a related allowance With an allowance recorded: Commercial real estate - Residential real estate Consumer and other - - Total impaired loans with an allowance Total impaired loans $ $ $ $ For the Six Months Ended June 30, 2015 For the Six Months Ended June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Dollars in thousands) Investment Recognized Investment Recognized With no related allowance recorded: Commercial and industrial $ $ - $ - $ - Commercial real estate Residential real estate Total impaired loans without a related allowance With an allowance recorded: Commercial and industrial - - - Commercial real estate Residential real estate Consumer and other - - Total impaired loans with an allowance Total impaired loans $ $ $ $ We recognize interest income on performing impaired loans as payments are received. On non-performing impaired loans we do not recognize interest income as all payments are recorded as a reduction of principal on such loans. Impaired loans include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, postponement or forgiveness of principal, forbearance or other actions intended to maximize collection. The concessions rarely result in the forgiveness of principal or accrued interest. In addition, we attempt to obtain additional collateral or guarantor support when modifying such loans. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. The following table presents the recorded investment in troubled debt restructured loans, based on payment performance status: (Dollars in thousands) Commercial Real Estate Residential Real Estate Total June 30, 2015 Performing $ $ $ Non-performing Total $ $ $ December 31, 2014 Performing $ $ $ Non-performing Total $ $ $ Troubled debt restructured loans are considered impaired and are included in the previous impaired loans disclosures in this footnote. As of June 30 , 201 5 , we have not committed to lend additional amounts to customers with outstanding loans that are classified as troubled debt restructurings. There were no troubled debt restructurings that occurred during the three and six months ended June 30 , 2 015 and 2014 . There were no troubled debt restructurings for which there was a payment default within twelve months following the date of the restructuring for the three and six months ended June 30 , 2 015 and 2014 . We may obtain physical possession of residential real estate collateralizing a consumer mortgage loan via foreclosure on an in-substance repossession. As of June 30 , 2015, we held foreclosed residential real estate properties with a carrying value of $242 thousand as a result of obtaining physical possession. In addition, as of June 30, 2015, we had consumer loans with a carrying value of $1.2 million collateralized by residential real estate property for which formal foreclosure proceedings were in process.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 5 – EARNINGS PER SHARE Basic earnings per share are calculated by dividing net income by the weighted average number of shares of common stock outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilut ive potential common shares (un vested restricted stock grants and stock options) had been issued, as well as any adjustment to income that would result from the assumed issuance of potential common shares that may be issued by us. Potential common shares related to stock options are determined using the treasury stock method. Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 (In thousands, except share and Income Shares Per Share Income Shares Per Share per share data) (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount Basic earnings per share: Net earnings applicable to common stockholders $ $ $ $ Effect of dilutive securities: Unvested stock awards - - Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ $ $ $ Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 (In thousands, except share and Income Shares Per Share Income Shares Per Share per share data) (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount Basic earnings per share: Net earnings applicable to common stockholders $ $ $ $ Effect of dilutive securities: Unvested stock awards - - Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ $ $ $ T here were 57,423 and 7, 000 shares of unvested restricted stock awards and options outstanding during the three months ended June 30, 2015 and 2014, respectively, which were not included in the computation of diluted earnings per share because to do so would have been anti-dilutive. There were 83,714 and 36,043 shares of unvested restricted stock awards and options outstanding during the six months ended June 30, 2015 and 2014, respectively, which were not included in the computation of diluted earnings per share because to do so would have been anti-dilutive

Other Comprehensive (Loss) Inco

Other Comprehensive (Loss) Income	6 Months Ended
	Jun. 30, 2015
Other Comprehensive (Loss) Income [Abstract]
Other Comprehensive (Loss) Income	NOTE 6 – OTHER C OMPREHENSIVE (LOSS) INCOME Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income. The components of other comprehens ive income, both before tax and net of tax, are as follows: Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive (loss) income: Unrealized (losses) gains on available for sale securities $ $ $ $ $ $ Reclassification adjustment for net gains on securities transactions included in net income Total other comprehensive (loss) income $ $ $ $ $ $ Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive (loss) income: Unrealized (losses) gains on available for sale securities $ $ $ $ $ $ Reclassification adjustment for net gains on securities transactions included in net income Total other comprehensive (loss) income $ $ $ $ $ $

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2015
Segment Information [Abstract]
Segment Information	NOTE 7 – SEGMENT INFORMATION Our insurance agency operations are managed separately from the traditional banking and related financial services that we also offer. The insurance agency operation provides commercial, individual, and group benefit plans and personal coverage. Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Banking and Banking and Financial Insurance Financial Insurance Services Services Total Services Services Total (Dollars in thousands) Net interest income from external sources $ $ - $ $ $ $ Other income from external sources Depreciation and amortization Income before income taxes Income tax expense (1) Total assets Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Banking and Banking and Financial Insurance Financial Insurance Services Services Total Services Services Total (Dollars in thousands) Net interest income from external sources $ $ - $ $ $ $ Other income from external sources Depreciation and amortization Income before income taxes Income tax expense (1) Total assets (1) Insurance Services calculated at statutory tax rate of 40%

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation	NOTE 8 – STOCK-BASED COMPENSATION We currently have stock-based compensation plans in place for our directors, officers, employees, consultants and advisors. Under the terms of these plans we may grant restricted shares and stock options for the purchase of our common stock. The stock-based compensation is granted under terms determined by our Compensation Committee. Our standard stock option grants have a maximum term of 10 years, generally vest over periods ranging between one and four years, and are granted with an exercise price equal to the fair market value of the common stock on the date of grant. Restricted stock is valued at the market value of the common stock on the date of grant and generally vests over periods of two to seven years. All dividends paid on restricted stock, whether vested or unvested, are paid to the shareholder. Information regarding our stock option plan s for the six months ended June 3 0 , 2015 is as follows: Weighted Average Weighted Exercise Average Aggregate Number of Price per Contractual Intrinsic Shares Share Term Value Options outstanding, beginning of year $ Options granted Options expired Options outstanding, end of quarter $ $ Options exercisable, end of quarter $ - $ - Option price range at end of quarter $9.97 to $12.63 Option price of exercisable shares $ The following table summarizes information about stock option assumptions: June 30, 2015 Expected dividend yield Expected volatility Risk-free interest rate Expected option life 10.0 Years During the three months ended June 30 , 2015, we expensed $9 thousand in stock-based compensation under stock option awards. There was no stock-based compensation expensed under stock option awards dur ing the three months ended June 3 0 , 2014. During the six months ended June 3 0 , 2015, we expensed $18 thousand in stock-based compensation under stock option awards. There was no stock-based compensation expensed under stock option awards during the six months ended June 3 0 , 2014. The weighted average grant date fair value of options grante d during the six months ended June 3 0 , 2015 was $3.56 per share. Expected future expense r elating to the un vested op tions outstanding as of June 30 , 2015 is $17 0 thousand over a weighted average period of 4. 4 years . Upon exercise of vested options, management expects to draw on treasury stock as the source of the shares. The summary of changes in unvested restricted stock awards for the six mon ths ended June 3 0 , 2015, is as follows: Weighted Average Number of Grant Date Shares Fair Value Unvested restricted stock, beginning of year $ Granted Vested Unvested restricted stock, end of period $ During the three months ended June 30 , 2015 and 2014, we expensed $ 85 thousand and $76 thousand, respectively, in stock -based compensation under restricted stock awards. During the six months ended June 30, 2015 and 2014, we expensed $ 167 thousand and $156 thousand, respectively, in stock-based compensation under restricted stock awards. At June 30, 2015, unrecognized compensation expense for unvested restricted stock was $602 thousand, which is expected to be recognized over an average period of 1.9 years.

Guarantees

Guarantees	6 Months Ended
	Jun. 30, 2015
Guarantees [Abstract]
Guarantees	NOTE 9 – GUARANTEES We do not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. Standby letters of credit are conditional commitments issued by us to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued, have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. G enerally, we hold collateral and/or personal guarantees supporting these commitments. As of June 30, 2015 , we had $ 754 thousand of outstanding letters of credit. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The amount of the liability as of June 30 , 201 5 , for guarantees under standby letters of credit issued is not material.

Fair Value Of Financial Instrum

Fair Value Of Financial Instruments	6 Months Ended
	Jun. 30, 2015
Fair Value Of Financial Instruments [Abstract]
Fair Value Of Financial Instruments	NOTE 10 – FAIR VALUE OF FINANCIAL INSTRUMENTS Management uses its best judgment in estimating the fair value of our financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts we could have realized in a sale transaction on the dates indicated. The fair value amounts have been measured as of their respective period ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end. In accordance with U.S. GAAP, we use a hierarchical disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: · Level I - Quoted prices are available in active markets for identical assets or liabilities as of the reported date. · Level II - Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these asset and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. · Level III - Assets and liabilities that have little to no pricing observability as of reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following table summarizes the fair value of our financial assets measured on a recurring basis by the above pricing observability levels as of June 30, 2015 and December 31, 2014 : Quoted Prices in Significant Active Markets Other Significant Fair for Identical Observable Unobservable Value Assets Inputs Inputs (Dollars in thousands) Measurements (Level I) (Level II) (Level III) June 30, 2015 U.S. government agencies $ $ - $ $ - State and political subdivisions - - Mortgage-backed securities - U.S. government-sponsored enterprises - - Equity securities-financial services industry and other - - December 31, 2014 U.S. government agencies $ $ - $ $ - State and political subdivisions - - Mortgage-backed securities - U.S. government-sponsored enterprises - - Equity securities-financial services industry and other - - Our available for sale and held to maturity securities portfolios contain investments, which were all rated within our investment policy guidelines at time of purchase , and upon review of the entire portfolio all securities are marketable and have observable pricing inputs. For financial assets measured at fair value on a nonrecurring basis , the fair value measurements by level within the fair value hierarchy used at June 30, 2015 and December 31, 2014 are as follows: Quoted Prices in Significant Active Markets Other Significant Fair for Identical Observable Unobservable Value Assets Inputs Inputs (Dollars in thousands) Measurements (Level I) (Level II) (Level III) June 30, 2015 Impaired loans $ $ - $ - $ December 31, 2014 Impaired loans $ $ - $ - $ Foreclosed real estate - - The following table presents additional qualitative information about assets measured at fair value on a nonrecurring basis and for which Level III inputs were used to determine fair value: Qualitative Information about Level III Fair Value Measurements Fair Range Value Valuation Unobservable (Weighted (Dollars in thousands) Estimate Techniques Input Average) June 30, 2015 Impaired loans $ Appraisal of Appraisal 0% to -79.5% collateral adjustments (1) (-10.6%) December 31, 2014 Impaired loans $ Appraisal of Appraisal 0% to -67.9% collateral adjustments (1) (-7.8%) Foreclosed real estate Appraisal of Selling collateral expenses (1) -7.0% (-7.0%) (1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percentage of the appraisal. The following information should not be interpreted as an estimate of the fair value of the entire company since a fair value calculation is only provided for a limited portion of our assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between our disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair value of our financial instruments at June 30 , 201 5 and December 31, 201 4 : Cash and Cash Equivalents (Carried at Cost): The carrying amounts reported in the balance sheet for cash and cash equivalents approximate those assets’ fair value. Deposits (Carried at Cost): Fair value for fixed-rate time certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. We generally purchase amounts below the insured limit, limiting the amount of credit risk on these time deposits. Securities: The fair value of securities, available for sale (carried at fair value) and securities held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level I), or matrix pricing (Level II), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level III). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level III measurements. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) were used to support fair values of certain Level III investments. Federal Home Loan Bank Stock (Carried at Cost): The carrying amount of restricted investment in bank stock approximates fair value and considers the limited marketability of such securities. Loans Receivable (Carried at Cost): The fair values of non-impaired loans are estimated using discounted cash flow analyses, using the market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Impaired Loans (Carried at Lower of Cost or Fair Value): Fair value of impaired loans is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included in Level III fair values, based upon the lowest level of input that is significant to the fair value measurements. The fair value of impaired loans totaled $1.4 million and $1.1 million at June 30, 2015 and December 31, 2014 , respectively . These balances consist of loans that were written down or required additional reserves during the periods ended June 30, 2015 and December 31, 2014, respectively . Deposit Liabilities (Carried at Cost): The fair values disclosed for demand, savings and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. Borrowings (Carried at Cost): Fair values of Federal Home Loan Bank (“FHLB”) advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party. Junior Subordinated Debentures (Carried at Cost): Fair values of junior subordinated debt are estimated using discounted cash flow analysis, based on market rates currently offered on such debt with similar credit risk characteristics, terms and remaining maturity. Accrued Interest Receivable and Accrued Interest Payable (Carried at Cost): The carrying amounts of accrued interest receivable and payable approximate its fair value. Off-Balance Sheet Instruments (Disclosed at Cost): Fair values for our off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. The fair values of our financial instruments at June 30 , 201 5 and December 31, 201 4 , were as follows: Quoted Prices in Significant Active Markets Other Significant June 30, 2015 for Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (Dollars in thousands) Amount Value (Level I) (Level II) (Level III) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Time deposits with other banks - - Securities available for sale - Securities held to maturity - - Federal Home Loan Bank stock - - Loans receivable, net of allowance - - Accrued interest receivable - - Financial liabilities: Non-maturity deposits - - Time deposits - - Short-term borrowings - - Long-term borrowings - - Junior subordinated debentures - - Accrued interest payable - - Quoted Prices in Significant Active Markets Other Significant December 31, 2014 for Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (Dollars in thousands) Amount Value (Level I) (Level II) (Level III) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Time deposits with other banks - - Securities available for sale - Securities held to maturity - - Federal Home Loan Bank stock - - Loans receivable, net of allowance - - Accrued interest receivable - - Financial liabilities: Non-maturity deposits - - Time deposits - - Short-term borrowings - - Long-term borrowings - - Junior subordinated debentures - - Accrued interest payable - -

Summary Of Significant Accoun17

Summary Of Significant Accounting Policies (Policy)	6 Months Ended
	Jun. 30, 2015
Summary Of Significant Accounting Policies [Abstract]
Basis Of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements include the accounts of Sussex Bancorp (“we,” “us,” “our” or the “company”) and our wholly owned subsidiary Sussex Bank (the “Bank”). The Bank’s wholly owned subsidiaries are SCB Investment Company, Inc., SCBNY Company, Inc., ClassicLake Enterprises, LLC, Wheatsworth Properties Corp., PPD Holding Company, LLC, and Tri-State Insurance Agency, Inc. (“Tri-State”), a full service insurance agency located in Sussex County, New Jersey with a satellite office located in Bergen County, New Jersey. Tri-State’s operations are considered a separate segment for financial disclosure purposes. All inter-company transactions and balances have been eliminated in consolidation. The Bank operates eleven banking offices, eight located in Sussex County, New Jersey, one located in Warren County, New Jersey, one in Queens County, New York and one in Orange County, New York. We are subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “FRB”). The Bank’s deposits are insured by the Deposit Insurance Fund (“DIF”) of the FDIC up to applicable limits. The operations of the company and the Bank are subject to the supervision and regulation of the FRB, the FDIC and the New Jersey Department of Banking and Insurance (the “Department”) and the operations of Tri-State are subject to supervision and regulation by the Department. The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by the accounting principles generally accepted in the United States of America (“U.S. GAAP”) for full year financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation have been included and are of a normal, recurring nature. Operating results for the three and six month period s ended June 3 0 , 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. These unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and the notes thereto that are included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2014.
New Accounting Standards	New Accounting Standards In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04, Receivables - Troubled Debt Restructurings by Creditors. This ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. For public entities, the guidance is effective for annual periods and interim periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance did not have a material impact on our consolidated financial statements. In May 2014, FASB issued ASU 2014-09, Revenue from Contracts with Customers . The ASU’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the stand ard requires five basic steps: (1 ) identify the contract with the customer, (2 ) identify the performance o bligations in the contract, (3 ) dete rmine the transaction price, (4 ) allocate the transaction price to the performance obl igations in the contract, and (5 ) recognize revenue when (or as) the entity satisfies a performance obligation. For public entities, the guidance is effective for annual periods and interim periods within those annual periods beginning after December 15, 201 7 . We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements. In June 2014, FASB issued ASU 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures , to change the accounting for repurchase-to-maturity transactions and certain linked repurchase financings. This will result in accounting for both types of arrangements as secured borrowings on the balance sheet, rather than sales. Additionally, the ASU introduces new disclosures to (1 ) increase transparency about the types of collateral pledged in secure d borrowing transactions and (2 ) enable users to better understand transactions in which the transferor retains substantially all of the exposure to the economic return on the transferred financial asset throughout the term of the transaction. For public entities, the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. All other accounting and disclosure amendments in the ASU are effective for public business entities for the first interim or annual period beginning after December 15, 2014. The adoption of this guidance did not have a material impact on our consolidated financial statements. In June 2014, FASB issued ASU 2014-12, Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force) , to clarify that a performance target in a share-based compensation award that could be achieved after an employee completes the requisite service period should be treated as a performance condition that affects the vesting of the award. As such, the performance target should not be reflected in estimating the grant-date fair value of the award. For all entities, the amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Amortized Cost And Approximate Fair Value Of Securities Available For Sale	Gross Gross Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value June 30, 2015 U.S. government agencies $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Equity securities-financial services industry and other - $ $ $ $ December 31, 2014 U.S. government agencies $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Equity securities-financial services industry and other - $ $ $ $
Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Available-For-Sale Securities	Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ - $ - Due after one year through five years - - Due after five years through ten years Due after ten years Total bonds and obligations U.S. government agencies Mortgage-backed securities: U.S. government-sponsored enterprises Equity securities-financial services industry and other Total available for sale securities $ $
Temporarily Impaired Gross Unrealized Losses And Fair Value Of Available-For-Sale Securities	Less Than 12 Months 12 Months or More Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2015 U.S. government agencies $ - $ - $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Total temporarily impaired securities $ $ $ $ $ $ December 31, 2014 U.S. government agencies $ - $ - $ $ $ $ State and political subdivisions Mortgage-backed securities - U.S. government-sponsored enterprises Total temporarily impaired securities $ $ $ $ $ $
Amortized Cost And Approximate Fair Value Of Securities Held-To-Maturity	Gross Gross Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value June 30, 2015 State and political subdivisions $ $ $ $ December 31, 2014 State and political subdivisions $ $ $ $
Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Held-To-Maturity Securities	Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ $ Due after one year through five years - - Due after five years through ten years Due after ten years Total held to maturity securities $ $
Temporarily Impaired Gross Unrealized Losses And Fair Value Of Held-To-Maturity Securities	Less Than 12 Months 12 Months or More Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2015 State and political subdivisions $ $ $ - $ - $ $ December 31, 2014 State and political subdivisions $ - $ - $ $ $ $

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Composition Of Net Loans Receivable	(Dollars in thousands) June 30, 2015 December 31, 2014 Commercial and industrial $ $ Construction Commercial real estate Residential real estate Consumer and other Total loans receivable Unearned net loan origination fees Allowance for loan losses Net loans receivable $ $

Allowance For Loan Losses And20

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)	6 Months Ended
	Jun. 30, 2015
Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]
Changes In The Allowance For Loan Losses	Commercial Commercial Residential Consumer and Real Real and (Dollars in thousands) Industrial Construction Estate Estate Other Unallocated Total Three Months Ended: June 30, 2015 Beginning balance $ $ $ $ $ $ $ Charge-offs - - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ June 30, 2014 Beginning balance $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ Six Months Ended: June 30, 2015 Beginning balance $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Provision Ending balance $ $ $ $ $ $ $ June 30, 2014 Beginning balance $ $ $ $ $ $ Charge-offs - - Recoveries - - Provision Ending balance $ $ $ $ $ $ $
Allowances Of Loan Losses And Loans Receivable By Class Disaggregated	Allowance for Loan Losses Loans Receivable Balance Balance Related to Related to Loans Loans Individually Collectively Individually Collectively Evaluated for Evaluated for Evaluated for Evaluated for (Dollars in thousands) Balance Impairment Impairment Balance Impairment Impairment June 30, 2015 Commercial and industrial $ $ - $ $ $ $ Construction - - Commercial real estate Residential real estate Consumer and other loans Unallocated - - - - - Total $ $ $ $ $ $ December 31, 2014 Commercial and industrial $ $ $ $ $ $ Construction - - Commercial real estate Residential real estate Consumer and other loans - - Unallocated - - - - - Total $ $ $ $ $ $
An Age Analysis Of Loans Receivable	Recorded Investment Greater Total > 90 Days 30-59 Days 60-89 days Than Total Past Financing and (Dollars in thousands) Past Due Past Due 90 Days (a) Due Current Receivables Accruing June 30, 2015 Commercial and industrial $ - $ - $ $ $ $ $ - Construction - - - - - Commercial real estate - Residential real estate Consumer and other - Total $ $ $ $ $ $ $ December 31, 2014 Commercial and industrial $ $ - $ $ $ $ $ - Construction - - - Commercial real estate - Residential real estate Consumer and other - - Total $ $ $ $ $ $ $ (a) includes loans greater than 90 days past due and still accruing and non-accrual loans.
Loans Which The Accrual Of Interest Has Been Discontinued	(Dollars in thousands) June 30, 2015 December 31, 2014 Commercial and industrial $ $ Commercial real estate Residential real estate Consumer and other Total $ $
Credit Risk Profile By Creditworthiness	Special (Dollars in thousands) Pass Mention Substandard Doubtful Total June 30, 2015 Commercial and industrial $ $ $ $ - $ Construction - - - Commercial real estate - Residential real estate - Consumer and other - - $ $ $ $ - $ December 31, 2014 Commercial and industrial $ $ $ $ - $ Construction - - - Commercial real estate - Residential real estate - Consumer and other - - $ $ $ $ - $
Impaired Loans	June 30, 2015 December 31, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (Dollars in thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: Commercial and industrial $ $ $ - $ - $ - $ - Commercial real estate - - Residential real estate - - With an allowance recorded: Commercial and industrial - - - Commercial real estate Residential real estate Consumer and other - - - Total: Commercial and industrial - Commercial real estate Residential real estate Consumer and other - - - $ $ $ $ $ $ The following table presents the average recorded investment and income recognized for the three and six months ended June 30 , 2015 and 2014: For the Three Months Ended June 30, 2015 For the Three Months Ended June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Dollars in thousands) Investment Recognized Investment Recognized With no related allowance recorded: Commercial and industrial $ $ - $ - $ - Commercial real estate Residential real estate Total impaired loans without a related allowance With an allowance recorded: Commercial real estate - Residential real estate Consumer and other - - Total impaired loans with an allowance Total impaired loans $ $ $ $
Troubled Debt Restructured On Recorded Investment	(Dollars in thousands) Commercial Real Estate Residential Real Estate Total June 30, 2015 Performing $ $ $ Non-performing Total $ $ $ December 31, 2014 Performing $ $ $ Non-performing Total $ $ $

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Calculation Methods Of Earnings Per Share	Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 (In thousands, except share and Income Shares Per Share Income Shares Per Share per share data) (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount Basic earnings per share: Net earnings applicable to common stockholders $ $ $ $ Effect of dilutive securities: Unvested stock awards - - Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ $ $ $ Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 (In thousands, except share and Income Shares Per Share Income Shares Per Share per share data) (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount Basic earnings per share: Net earnings applicable to common stockholders $ $ $ $ Effect of dilutive securities: Unvested stock awards - - Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ $ $ $

Other Comprehensive (Loss) In22

Other Comprehensive (Loss) Income (Tables)	6 Months Ended
	Jun. 30, 2015
Other Comprehensive (Loss) Income [Abstract]
Components Of Other Comprehensive Income And Related Tax Effects	Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive (loss) income: Unrealized (losses) gains on available for sale securities $ $ $ $ $ $ Reclassification adjustment for net gains on securities transactions included in net income Total other comprehensive (loss) income $ $ $ $ $ $ Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive (loss) income: Unrealized (losses) gains on available for sale securities $ $ $ $ $ $ Reclassification adjustment for net gains on securities transactions included in net income Total other comprehensive (loss) income $ $ $ $ $ $

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Information [Abstract]
Schedule Of Segment Information	Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Banking and Banking and Financial Insurance Financial Insurance Services Services Total Services Services Total (Dollars in thousands) Net interest income from external sources $ $ - $ $ $ $ Other income from external sources Depreciation and amortization Income before income taxes Income tax expense (1) Total assets Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Banking and Banking and Financial Insurance Financial Insurance Services Services Total Services Services Total (Dollars in thousands) Net interest income from external sources $ $ - $ $ $ $ Other income from external sources Depreciation and amortization Income before income taxes Income tax expense (1) Total assets (1) Insurance Services calculated at statutory tax rate of 40%

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Stock-Based Compensation [Abstract]
Summary Of Information Regarding Stock Option Plans	Weighted Average Weighted Exercise Average Aggregate Number of Price per Contractual Intrinsic Shares Share Term Value Options outstanding, beginning of year $ Options granted Options expired Options outstanding, end of quarter $ $ Options exercisable, end of quarter $ - $ - Option price range at end of quarter $9.97 to $12.63 Option price of exercisable shares $
Summary Of Stock Option Assumptions	June 30, 2015 Expected dividend yield Expected volatility Risk-free interest rate Expected option life 10.0 Years
Summary Of Information Regarding Restricted Stock Activity	Weighted Average Number of Grant Date Shares Fair Value Unvested restricted stock, beginning of year $ Granted Vested Unvested restricted stock, end of period $

Fair Value Of Financial Instr25

Fair Value Of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Of Financial Instruments [Abstract]
Summary Of Financial Assets Measured On A Recurring Basis	Quoted Prices in Significant Active Markets Other Significant Fair for Identical Observable Unobservable Value Assets Inputs Inputs (Dollars in thousands) Measurements (Level I) (Level II) (Level III) June 30, 2015 U.S. government agencies $ $ - $ $ - State and political subdivisions - - Mortgage-backed securities - U.S. government-sponsored enterprises - - Equity securities-financial services industry and other - - December 31, 2014 U.S. government agencies $ $ - $ $ - State and political subdivisions - - Mortgage-backed securities - U.S. government-sponsored enterprises - - Equity securities-financial services industry and other - -
Summary Of Financial Assets Measured On A Nonrecurring Basis	Quoted Prices in Significant Active Markets Other Significant Fair for Identical Observable Unobservable Value Assets Inputs Inputs (Dollars in thousands) Measurements (Level I) (Level II) (Level III) June 30, 2015 Impaired loans $ $ - $ - $ December 31, 2014 Impaired loans $ $ - $ - $ Foreclosed real estate - -
Qualitative Information About Level 3 Fair Value Measurements	Qualitative Information about Level III Fair Value Measurements Fair Range Value Valuation Unobservable (Weighted (Dollars in thousands) Estimate Techniques Input Average) June 30, 2015 Impaired loans $ Appraisal of Appraisal 0% to -79.5% collateral adjustments (1) (-10.6%) December 31, 2014 Impaired loans $ Appraisal of Appraisal 0% to -67.9% collateral adjustments (1) (-7.8%) Foreclosed real estate Appraisal of Selling collateral expenses (1) -7.0% (-7.0%) (1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percentage of the appraisal.
Estimated Fair Values Of Financial Instruments	Quoted Prices in Significant Active Markets Other Significant June 30, 2015 for Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (Dollars in thousands) Amount Value (Level I) (Level II) (Level III) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Time deposits with other banks - - Securities available for sale - Securities held to maturity - - Federal Home Loan Bank stock - - Loans receivable, net of allowance - - Accrued interest receivable - - Financial liabilities: Non-maturity deposits - - Time deposits - - Short-term borrowings - - Long-term borrowings - - Junior subordinated debentures - - Accrued interest payable - - Quoted Prices in Significant Active Markets Other Significant December 31, 2014 for Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (Dollars in thousands) Amount Value (Level I) (Level II) (Level III) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Time deposits with other banks - - Securities available for sale - Securities held to maturity - - Federal Home Loan Bank stock - - Loans receivable, net of allowance - - Accrued interest receivable - - Financial liabilities: Non-maturity deposits - - Time deposits - - Short-term borrowings - - Long-term borrowings - - Junior subordinated debentures - - Accrued interest payable - -

Summary Of Significant Accoun26

Summary Of Significant Accounting Policies (Details)	6 Months Ended
	Jun. 30, 2015site
Banking offices	11
Sussex County, New Jersey [Member]
Banking offices	8
Warren County, New Jersey [Member]
Banking offices	1
Queens County, New York [Member]
Banking offices	1
Orange County, New York [Member]
Banking offices	1

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)security	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)security	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)security
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Available for sale securities carrying value pledged to secure public deposits	$ 29,300		$ 29,300		$ 32,800
Gains on sales of securities available for sale	88	$ 118	304	$ 118
Gross losses on sales of securities avaiable for sale	0	$ 24	48	24
Sales of available for sale securities			16,462	$ 5,033
Fair value of available-for-sale securities	56,560		56,560		35,332
Unrealized loss of available-for-sale securities	$ 1,326		$ 1,326		$ 396
State And Political Subdivisions [Member]
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Number of securities with unrealized losses from state and political subdivisions maturity minimum number of years			10 years
Number of securities with unrealized losses, held-to-maturity | security	2		2		2
Fair value of held-to maturity securities	$ 799		$ 799		$ 811
Unrealized loss of held-to-maturity securities	$ 10		$ 10		$ 5
U.S. Government Agencies [Member]
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Number of securities with unrealized losses, available-for-sale | security	2		2		2
Fair value of available-for-sale securities	$ 2,691		$ 2,691		$ 2,905
Unrealized loss of available-for-sale securities	$ 24		$ 24		$ 32
State And Political Subdivisions [Member]
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Number of securities with unrealized losses, available-for-sale | security	48		48		22
Fair value of available-for-sale securities	$ 29,972		$ 29,972		$ 13,316
Unrealized loss of available-for-sale securities	$ 1,000		$ 1,000		$ 206
Number of securities with unrealized losses from state and political subdivisions maturity minimum number of years			10 years
U.S. Government-Sponsored Enterprises [Member]
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Number of securities with unrealized losses, available-for-sale | security	13		13		13
Fair value of available-for-sale securities	$ 23,897		$ 23,897		$ 19,111
Unrealized loss of available-for-sale securities	$ 302		$ 302		$ 158
Equity Securities-Financial Services Industry And Other [Member]
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Number of securities with unrealized losses, available-for-sale | security	0		0		0

Securities (Amortized Cost And

Securities (Amortized Cost And Approximate Fair Value Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 94,704	$ 77,695
Gross Unrealized Gains	501	677
Gross Unrealized Losses	(1,326)	(396)
Fair Value	93,879	77,976
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	11,211	7,873
Gross Unrealized Gains	56	17
Gross Unrealized Losses	(24)	(32)
Fair Value	11,243	7,858
State And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	35,088	26,432
Gross Unrealized Gains	46	158
Gross Unrealized Losses	(1,000)	(206)
Fair Value	34,134	26,384
U.S. Government-Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	48,397	43,382
Gross Unrealized Gains	397	500
Gross Unrealized Losses	(302)	(158)
Fair Value	48,492	43,724
Equity Securities-Financial Services Industry And Other [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8	8
Gross Unrealized Gains	2	2
Fair Value	$ 10	$ 10

Securities (Amortized Cost An29

Securities (Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Available-For-Sale Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Due in one year or less, Amortized Cost
Due after one year through five years, Amortized Cost
Due after five years through ten years, Amortized Cost	$ 3,010
Due after ten years, Amortized Cost	32,078
Total bonds and obligations, Amortized Cost	$ 35,088
Due in one year or less, Fair Value
Due after one year through five years, Fair Value
Due after five years through ten years, Fair Value	$ 2,966
Due after ten years, Fair Value	31,168
Total bonds and obligations, Fair Value	34,134
Amortized Cost	94,704	$ 77,695
Fair Value	93,879	77,976
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	11,211	7,873
Fair Value	11,243	7,858
U.S. Government-Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	48,397	43,382
Fair Value	48,492	43,724
Equity Securities-Financial Services Industry And Other [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8	8
Fair Value	$ 10	$ 10

Securities (Temporarily Impaire

Securities (Temporarily Impaired Gross Unrealized Losses And Fair Value Of Available-For-Sale Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less Than Twelve Months, Fair Value	$ 50,054	$ 23,282
Less Than Twelve Months, Gross Unrealized Losses	(1,223)	(206)
Twelve Months or More, Fair Value	6,506	12,050
Twelve Months or More, Gross Unrealized Losses	(103)	(190)
Total, Fair Value	56,560	35,332
Total, Gross Unrealized Losses	(1,326)	(396)
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Twelve Months or More, Fair Value	2,691	2,905
Twelve Months or More, Gross Unrealized Losses	(24)	(32)
Total, Fair Value	2,691	2,905
Total, Gross Unrealized Losses	(24)	(32)
State And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than Twelve Months, Fair Value	28,154	7,603
Less Than Twelve Months, Gross Unrealized Losses	(926)	(112)
Twelve Months or More, Fair Value	1,818	5,713
Twelve Months or More, Gross Unrealized Losses	(74)	(94)
Total, Fair Value	29,972	13,316
Total, Gross Unrealized Losses	(1,000)	(206)
U.S. Government-Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than Twelve Months, Fair Value	21,900	15,679
Less Than Twelve Months, Gross Unrealized Losses	(297)	(94)
Twelve Months or More, Fair Value	1,997	3,432
Twelve Months or More, Gross Unrealized Losses	(5)	(64)
Total, Fair Value	23,897	19,111
Total, Gross Unrealized Losses	$ (302)	$ (158)

Securities (Amortized Cost An31

Securities (Amortized Cost And Approximate Fair Value Of Securities Held-To-Maturity) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 5,982
Securities held to maturity, fair value	6,132	$ 6,190
State And Political Subdivisions [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	5,982	6,006
Gross Unrealized Gains	160	189
Gross Unrealized Losses	(10)	(5)
Securities held to maturity, fair value	$ 6,132	$ 6,190

Securities (Amortized Cost An32

Securities (Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Held-To-Maturity Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Securities [Abstract]
Due in one year or less, Amortized Cost	$ 2,088
Due after one year through five years, Amortized Cost
Due after five years through ten years, Amortized Cost	$ 2,841
Due after ten years, Amortized Cost	1,053
Amortized Cost	5,982
Due in one year or less, Fair Value	$ 2,088
Due after one year through five years, Fair Value
Due after five years through ten years, Fair Value	$ 2,895
Due after ten years, Fair Value	1,149
Total held to maturity securities, Fair Value	$ 6,132	$ 6,190

Securities (Temporarily Impai33

Securities (Temporarily Impaired Gross Unrealized Losses And Fair Value Of Held-To-Maturity Securities) (Details) - State And Political Subdivisions [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Less Than Twelve Months, Fair Value	$ 799
Less Than Twelve Months, Gross Unrealized Losses	(10)
Twelve Months or More, Fair Value		$ 811
Twelve Months or More, Gross Unrealized Losses		(5)
Total, Fair Value	799	811
Total, Gross Unrealized Losses	$ (10)	$ (5)

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	$ 479,523	$ 472,461
Unearned net loan origination fees	(454)	(488)
Allowance for loan losses	(5,752)	(5,641)
Net loans receivable	473,317	466,332
Mortgage loans serviced for the benefit of others	465	475
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	17,900	20,549
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	11,341	12,379
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	328,909	326,370
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	120,126	111,498
Consumer And Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	$ 1,247	$ 1,665

Allowance For Loan Losses And35

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Narrative) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)loan	Jun. 30, 2014loan	Jun. 30, 2015USD ($)loan	Jun. 30, 2014loan
Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]
Number of loans modified by troubled debt restructuring	0	0	0	0
Number of loans with subsequent default	0	0	0	0
Carrying value of foreclosed residential real estate properties | $	$ 242		$ 242
Carrying value of collateralized consumer loans | $	$ 1,200		$ 1,200

Allowance For Loan Losses And36

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Changes In The Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 5,763	$ 5,437	$ 5,641	$ 5,421
Charge-offs	(239)	(9)	(453)	(466)
Recoveries	28	26	59	46
Provision	200	400	505	853
Ending balance	5,752	5,854	5,752	5,854
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	138	289	231	222
Charge-offs		(1)	(19)	(1)
Recoveries	1	3	5	15
Provision	(53)	(34)	(131)	21
Ending balance	86	257	86	257
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	388	315	383	308
Provision	(111)	39	(106)	46
Ending balance	277	354	277	354
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,787	3,687	3,491	3,399
Charge-offs	(235)		(423)	(358)
Recoveries	24	17	36	21
Provision	37	46	509	688
Ending balance	3,613	3,750	3,613	3,750
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	841	862	903	941
Charge-offs		1		(85)
Recoveries	1	3	13	4
Provision	56	(29)	(18)	(23)
Ending balance	898	837	898	837
Consumer And Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	88	19	19	16
Charge-offs	(4)	(9)	(11)	(22)
Recoveries	2	3	5	6
Provision			73	13
Ending balance	86	13	86	13
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	521	265	614	535
Provision	271	378	178	108
Ending balance	$ 792	$ 643	$ 792	$ 643

Allowance For Loan Losses And37

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Allowances Of Loan Losses And Loans Receivable By Class Disaggregated) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	$ 5,752	$ 5,763	$ 5,641	$ 5,854	$ 5,437	$ 5,421
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	481		288
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	4,479		4,739
Balance, Loans Receivable	479,523		472,461
Loans Receivable, Individually Evaluated for Impairment	6,625		7,513
Loans Receivable, Collectively Evaluated for Impairment	472,898		464,948
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	$ 86	138	231	257	289	222
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment			51
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	$ 86		180
Balance, Loans Receivable	17,900		20,549
Loans Receivable, Individually Evaluated for Impairment	20		94
Loans Receivable, Collectively Evaluated for Impairment	17,880		20,455
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	$ 277	388	$ 383	354	315	308
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	$ 277		$ 383
Balance, Loans Receivable	$ 11,341		$ 12,379
Loans Receivable, Individually Evaluated for Impairment
Loans Receivable, Collectively Evaluated for Impairment	$ 11,341		$ 12,379
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	3,613	3,787	3,491	3,750	3,687	3,399
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	261		136
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	3,352		3,355
Balance, Loans Receivable	328,909		326,370
Loans Receivable, Individually Evaluated for Impairment	4,569		5,105
Loans Receivable, Collectively Evaluated for Impairment	324,340		321,265
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	898	841	903	837	862	941
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	147		101
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	751		802
Balance, Loans Receivable	120,126		111,498
Loans Receivable, Individually Evaluated for Impairment	1,898		2,314
Loans Receivable, Collectively Evaluated for Impairment	118,228		109,184
Consumer And Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	86	88	$ 19	13	19	16
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment	73
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment	13		$ 19
Balance, Loans Receivable	1,247		$ 1,665
Loans Receivable, Individually Evaluated for Impairment	138
Loans Receivable, Collectively Evaluated for Impairment	1,109		$ 1,665
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, Allowance for Loan Losses	$ 792	$ 521	$ 614	$ 643	$ 265	$ 535
Allowance for Loan Losses, Balance Related to Loans Individually Evaluated for Impairment
Allowance for Loan Losses, Balance Related to Loans Collectively Evaluated for Impairment
Balance, Loans Receivable
Loans Receivable, Individually Evaluated for Impairment
Loans Receivable, Collectively Evaluated for Impairment

Allowance For Loan Losses And38

Allowance For Loan Losses And Credit Quality Of Financing Receivables (An Age Analysis Of Loans Receivable) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable 30-59 Days Past Due	$ 1,588	$ 4,318
Loans Receivable 60-89 Days Past Due	670	1,317
Loans Receivable Greater Than 90 Days Past Due	5,064	6,009
Total Past Due	7,322	11,644
Loans Receivable Current	472,201	460,817
Balance, Loans Receivable	479,523	472,461
Recorded Investment Greater Than 90 Days And Accruing	10	85
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable 30-59 Days Past Due		9
Loans Receivable Greater Than 90 Days Past Due	20	94
Total Past Due	20	103
Loans Receivable Current	17,880	20,446
Balance, Loans Receivable	17,900	20,549
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable 30-59 Days Past Due		1,354
Total Past Due		1,354
Loans Receivable Current	11,341	11,025
Balance, Loans Receivable	11,341	12,379
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable 30-59 Days Past Due	1,165	2,395
Loans Receivable 60-89 Days Past Due	560	1,209
Loans Receivable Greater Than 90 Days Past Due	3,413	3,936
Total Past Due	5,138	7,540
Loans Receivable Current	323,771	318,830
Balance, Loans Receivable	328,909	326,370
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable 30-59 Days Past Due	417	555
Loans Receivable 60-89 Days Past Due	109	108
Loans Receivable Greater Than 90 Days Past Due	1,493	1,978
Total Past Due	2,019	2,641
Loans Receivable Current	118,107	108,857
Balance, Loans Receivable	120,126	111,498
Recorded Investment Greater Than 90 Days And Accruing	10	85
Consumer And Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Receivable 30-59 Days Past Due	6	5
Loans Receivable 60-89 Days Past Due	1
Loans Receivable Greater Than 90 Days Past Due	138	1
Total Past Due	145	6
Loans Receivable Current	1,102	1,659
Balance, Loans Receivable	$ 1,247	$ 1,665

Allowance For Loan Losses And39

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Loans Which The Accrual Of Interest Has Been Discontinued) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 5,054	$ 5,924
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	20	94
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	3,413	3,936
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	1,483	1,893
Consumer And Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 138	$ 1

Allowance For Loan Losses And40

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Credit Risk Profile By Creditworthiness) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	$ 479,523	$ 472,461
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	17,900	20,549
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	11,341	12,379
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	328,909	326,370
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	120,126	111,498
Consumer And Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	1,247	1,665
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	463,131	455,111
Pass [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	17,873	20,446
Pass [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	11,341	12,379
Pass [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	315,473	312,172
Pass [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	117,335	108,587
Pass [Member] | Consumer And Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	1,109	1,527
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	8,854	8,861
Special Mention [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	7	9
Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	8,088	8,257
Special Mention [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	759	457
Special Mention [Member] | Consumer And Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable		138
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	7,538	8,489
Substandard [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	20	94
Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	5,348	5,941
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	2,032	$ 2,454
Substandard [Member] | Consumer And Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans receivable	$ 138

Allowance For Loan Losses And41

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Recorded Investment, Total	$ 6,625		$ 6,625		$ 7,513
Unpaid Principal Balance, Total	6,756		6,756		8,092
Related Allowance	481		481		288
Average Recorded Investment, With no related allowance recorded	3,278	$ 6,004	3,850	$ 7,164
Average Recorded Investment, With an allowance recorded	4,027	5,977	3,555	5,420
Average Recorded Investment, Total	7,305	11,981	7,405	12,584
Interest Income Recognized, With no related allowance recorded	12	19	18	47
Interest Income Recognized, With an allowance recorded	11	3	22	8
Interest Income Recognized, Total	23	22	40	55
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	20		20
Recorded Investment, With an allowance recorded					94
Recorded Investment, Total	20		20		94
Unpaid Principal Balance, With no related allowance recorded	20		20
Unpaid Principal Balance, With an allowance recorded					94
Unpaid Principal Balance, Total	20		20		94
Related Allowance					51
Average Recorded Investment, With no related allowance recorded	20		13
Average Recorded Investment, With an allowance recorded			32
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,523		1,523		3,167
Recorded Investment, With an allowance recorded	3,046		3,046		1,938
Recorded Investment, Total	4,569		4,569		5,105
Unpaid Principal Balance, With no related allowance recorded	1,523		1,523		3,736
Unpaid Principal Balance, With an allowance recorded	3,167		3,167		1,938
Unpaid Principal Balance, Total	4,690		4,690		5,674
Related Allowance	261		261		136
Average Recorded Investment, With no related allowance recorded	1,937	4,321	2,347	5,372
Average Recorded Investment, With an allowance recorded	3,319	5,298	2,859	4,672
Interest Income Recognized, With no related allowance recorded	10	10	15	18
Interest Income Recognized, With an allowance recorded	8		16	1
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,208		1,208		1,829
Recorded Investment, With an allowance recorded	690		690		485
Recorded Investment, Total	1,898		1,898		2,314
Unpaid Principal Balance, With no related allowance recorded	1,211		1,211		1,835
Unpaid Principal Balance, With an allowance recorded	697		697		489
Unpaid Principal Balance, Total	1,908		1,908		2,324
Related Allowance	147		147		$ 101
Average Recorded Investment, With no related allowance recorded	1,321	1,683	1,490	1,792
Average Recorded Investment, With an allowance recorded	616	678	572	747
Interest Income Recognized, With no related allowance recorded	2	9	3	29
Interest Income Recognized, With an allowance recorded	3	3	6	7
Consumer And Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	138		138
Recorded Investment, Total	138		138
Unpaid Principal Balance, With an allowance recorded	138		138
Unpaid Principal Balance, Total	138		138
Related Allowance	73		73
Average Recorded Investment, With an allowance recorded	$ 92	$ 1	$ 92	$ 1

Allowance For Loan Losses And42

Allowance For Loan Losses And Credit Quality Of Financing Receivables (Troubled Debt Restructured On Recorded Investment) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Total	$ 3,630	$ 4,544
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	2,992	3,899
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	638	645
Performing [Member]
Financing Receivable, Modifications [Line Items]
Total	1,571	1,590
Performing [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	1,156	1,169
Performing [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	415	421
Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Total	2,059	2,954
Non-performing [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	1,836	2,730
Non-performing [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 223	$ 224

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Net earnings applicable to common stockholders (Numerator)	$ 884	$ 607	$ 1,836	$ 1,285
Net income applicable to common stockholders and assumed conversions (Numerator)	$ 884	$ 607	$ 1,836	$ 1,285
Basic, Shares (Denominator)	4,563,073	4,540,318	4,567,091	4,533,451
Unvested stock awards, Shares (Denominator)	31,901	36,832	29,986	35,654
Diluted, Shares (Denominator)	4,594,974	4,577,150	4,597,077	4,569,105
Basic, Per Share Amount	$ 0.19	$ 0.13	$ 0.40	$ 0.28
Diluted, Per Share Amount	$ 0.19	$ 0.13	$ 0.40	$ 0.28
Shares of common stock outstanding not included in the computation of diluted EPS	57,423	7,000	83,714	36,043

Other Comprehensive (Loss) In44

Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Other Comprehensive (Loss) Income [Abstract]
Unrealized (losses) gains on available for sale securities, Before Tax	$ (1,166)	$ 1,636	$ (850)	$ 3,353
Reclassification adjustment for net gains on securities transactions included in net income, Before Tax	(88)	(94)	(256)	(94)
Total other comprehensive (loss) income, Before Tax	(1,254)	1,542	(1,106)	3,259
Unrealized (losses) gains on available for sale securities, Tax Effect	(467)	655	(340)	1,342
Reclassification adjustment for net gains on securities transactions included in net income, Tax Effect	(35)	(38)	(102)	(38)
Total other comprehensive (loss) income, Tax Effect	(502)	617	(442)	1,304
Unrealized (losses) gains on available for sale securities, Net of Tax	(699)	981	(510)	2,011
Reclassification adjustment for net gains on securities transactions included in net income, Net of Tax	(53)	(56)	(154)	(56)
Other comprehensive (loss) income, net of income taxes	$ (752)	$ 925	$ (664)	$ 1,955

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Segment Reporting Information [Line Items]
Net interest income from external sources		$ 4,929	$ 4,445	$ 9,731	$ 8,751
Other income from external sources		1,501	1,458	3,402	3,049
Depreciation and amortization		254	163	497	326
Income before income taxes		1,308	766	2,636	1,742
Income tax expense	[1]	424	159	800	457
Total assets		619,997	557,173	619,997	557,173	$ 595,915
Banking And Financial Services [Member]
Segment Reporting Information [Line Items]
Net interest income from external sources		4,929	4,444	9,731	8,749
Other income from external sources		758	760	1,501	1,366
Depreciation and amortization		247	157	486	315
Income before income taxes		1,280	724	2,208	1,346
Income tax expense	[1]	413	143	629	299
Total assets		615,302	552,065	615,302	552,065
Insurance Services [Member]
Segment Reporting Information [Line Items]
Net interest income from external sources			1		2
Other income from external sources		743	698	1,901	1,683
Depreciation and amortization		7	6	11	11
Income before income taxes		28	42	428	396
Income tax expense	[1]	11	16	171	158
Total assets		$ 4,695	$ 5,108	$ 4,695	$ 5,108
Statutory tax rate		40.00%	40.00%	40.00%	40.00%
[1]	Insurance Services calculated at statutory tax rate of 40%

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option grants, maximum term, in years			10 years
Weighted average grant date fair value of options granted per share			$ 3.56
Stock options expected future expense	$ 170		$ 170
Restricted stock awards expense	85	$ 76	167	$ 156
Unrecognized compensation expense for non-vested restricted stock	602		602
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 9	$ 0	$ 18
Unrecognized compensation expense, period for recognition			4 years 4 months 24 days
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense, period for recognition			1 year 10 months 24 days
Minimum [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, years			1 year
Minimum [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, years			2 years
Maximum [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, years			4 years
Maximum [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, years			7 years

Stock-Based Compensation (Summa

Stock-Based Compensation (Summary Of Information Regarding Stock Option Plans) (Details) - Jun. 30, 2015 - USD ($)	Total
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares, Outstanding, beginning of year	46,525
Number of Shares, Options granted	15,985
Number of Shares, Options expired	(3,817)
Number of Shares, Outstanding, end of period	58,693
Number of Shares, Exercisable, end of period	6,708
Weighted Average Exercise Price per Share, Outstanding, beginning of year	$ 10.63
Weighted Average Exercise Price per Share, Options granted	10.25
Weighted Average Exercise Price per Share, Options expired	13.39
Weighted Average Exercise Price per Share, Outstanding, end of period	10.35
Weighted Average Exercise Price per Share, Exercisable, end of period	$ 12.63
Weighted Average Contractual Term, Outstanding, end of period	8 years 4 months 24 days
Aggregate Intrinsic Value, Outstanding, end of period	$ 103,653
Aggregate Intrinsic Value, Exercisable, end of period
Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option price range at end of quarter	$ 9.97
Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option price range at end of quarter	12.63
Option price of exercisable shares	$ 12.63

Stock-Based Compensation (Sum48

Stock-Based Compensation (Summary Of Stock Option Assumptions) (Details) - 6 months ended Jun. 30, 2015	Total
Stock Incentive Plans [Abstract]
Expected dividend yield	1.56%
Expected volatility	34.32%
Risk-free interest rate	1.37%
Expected option life	10 years

Stock-Based Compensation (Sum49

Stock-Based Compensation (Summary Of Information Regarding Restricted Stock Activity) (Details) - 6 months ended Jun. 30, 2015 - $ / shares	Total
Stock-Based Compensation [Abstract]
Unvested restricted stock, beginning of year, Number of Shares	112,545
Granted, Number of Shares	31,841
Vested, Number of Shares	(48,269)
Unvested restricted stock, end of period, Number of Shares	96,117
Unvested restricted stock, beginning of year, Weighted Average Grant Date Fair Value	$ 6.06
Granted, Weighted Average Grant Date Fair Value	10.48
Vested, Weighted Average Grant Date Fair Value	5.97
Unvested restricted stock, end of period, Weighted Average Grant Date Fair Value	$ 7.57

Guarantees (Details)

Guarantees (Details) - Jun. 30, 2015 - USD ($) $ in Thousands	Total
Guarantees [Abstract]
Letter of credit, expiration term	1 year
Undrawn standby letters of credit outstanding	$ 754

Fair Value Of Financial Instr51

Fair Value Of Financial Instruments (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans, fair value	$ 1,420	$ 1,087

Fair Value Of Financial Instr52

Fair Value Of Financial Instruments (Summary Of Financial Assets Measured On A Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 93,879	$ 77,976
Quoted Prices In Active Markets For Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	10	10
Significant Other Observable Inputs (Level II) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	93,869	77,966
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	11,243	7,858
U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level II) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 11,243	$ 7,858
U.S. Government Agencies [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
State And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 34,134	$ 26,384
State And Political Subdivisions [Member] | Significant Other Observable Inputs (Level II) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 34,134	$ 26,384
State And Political Subdivisions [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
U.S. Government-Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 48,492	$ 43,724
U.S. Government-Sponsored Enterprises [Member] | Significant Other Observable Inputs (Level II) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 48,492	$ 43,724
U.S. Government-Sponsored Enterprises [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale
Equity Securities-Financial Services Industry And Other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 10	$ 10
Equity Securities-Financial Services Industry And Other [Member] | Quoted Prices In Active Markets For Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 10	$ 10
Equity Securities-Financial Services Industry And Other [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale

Fair Value Of Financial Instr53

Fair Value Of Financial Instruments (Summary Of Financial Assets Measured On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial Assets	$ 1,420	$ 1,087
Impaired Loans [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial Assets	$ 1,420	1,087
Foreclosed Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial Assets		761
Foreclosed Real Estate [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial Assets		$ 761

Fair Value Of Financial Instr54

Fair Value Of Financial Instruments (Qualitative Information About Level 3 Fair Value Measurements) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Fair Value Estimate	$ 1,420	$ 1,087
Impaired Loans [Member] | Significant Unobservable Inputs (Level III) [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Fair Value Estimate	$ 1,420	$ 1,087
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable Input	Appraisal adjustments	Appraisal adjustments
Impaired Loans [Member] | Minimum [Member] | Significant Unobservable Inputs (Level III) [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Range (Weighted Average)	0.00%	0.00%
Impaired Loans [Member] | Maximum [Member] | Significant Unobservable Inputs (Level III) [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Range (Weighted Average)	(79.50%)	(67.90%)
Impaired Loans [Member] | Weighted Average [Member] | Significant Unobservable Inputs (Level III) [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Range (Weighted Average)	(10.60%)	(7.80%)
Foreclosed Real Estate [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Fair Value Estimate		$ 761
Foreclosed Real Estate [Member] | Significant Unobservable Inputs (Level III) [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Fair Value Estimate		$ 761
Valuation Techniques		Appraisal of collateral
Unobservable Input		Selling expenses
Range (Weighted Average)		(7.00%)
Foreclosed Real Estate [Member] | Weighted Average [Member] | Significant Unobservable Inputs (Level III) [Member]
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Range (Weighted Average)		(7.00%)

Fair Value Of Financial Instr55

Fair Value Of Financial Instruments (Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 93,879	$ 77,976
Securities held to maturity	6,132	6,190
Carrying Amount [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	6,773	5,859
Time deposits with other banks	100	100
Securities available for sale	93,879	77,976
Securities held to maturity	5,982	6,006
Federal Home Loan Bank stock	3,624	3,908
Loans receivable, net of allowance	473,317	466,332
Accrued interest receivable	1,912	1,796
Non-maturity deposits	369,578	351,653
Time deposits	118,140	106,617
Short-term borrowings	7,200	23,500
Long-term borrowings	56,000	46,000
Junior subordinated debentures	12,887	12,887
Accrued interest payable	264	243
Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	6,773	5,859
Time deposits with other banks	100	100
Securities available for sale	93,879	77,976
Securities held to maturity	6,132	6,190
Federal Home Loan Bank stock	3,624	3,908
Loans receivable, net of allowance	469,428	462,984
Accrued interest receivable	1,912	1,796
Non-maturity deposits	369,578	351,653
Time deposits	117,997	107,011
Short-term borrowings	7,200	23,500
Long-term borrowings	57,414	47,766
Junior subordinated debentures	8,700	9,361
Accrued interest payable	264	243
Quoted Prices In Active Markets For Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	6,773	5,859
Securities available for sale	10	10
Short-term borrowings	7,200	23,500
Significant Other Observable Inputs (Level II) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Time deposits with other banks	100	100
Securities available for sale	93,869	77,966
Securities held to maturity	6,132	6,190
Federal Home Loan Bank stock	3,624	3,908
Accrued interest receivable	1,912	1,796
Non-maturity deposits	369,578	351,653
Time deposits	117,997	107,011
Long-term borrowings	57,414	47,766
Junior subordinated debentures	8,700	9,361
Accrued interest payable	264	243
Significant Unobservable Inputs (Level III) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, net of allowance	$ 469,428	$ 462,984