SB One Bancorp (SBBX) 10-Q 8 Nov 19 2019 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Nov. 01, 2019
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2019
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2019
Entity Registrant Name	SB ONE BANCORP
Entity Central Index Key	0001028954
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Shell Company	false
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Current Reporting Status	Yes
Entity Common Stock, Shares Outstanding		9,401,694

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 11,561	$ 11,768
Interest-bearing deposits with other banks	36,380	14,910
Cash and cash equivalents	47,941	26,678
Interest bearing time deposits with other banks	200	200
Securities available for sale, at fair value	207,136	182,139
Securities held to maturity, at amortized cost (fair value of $4,414 and $4,152 at September 30, 2019 and December 31, 2018, respectively)	4,331	4,078
Other Bank Stock, at cost	9,382	11,764
Loans receivable, net of unearned income	1,563,610	1,474,775
Less: allowance for loan losses	9,750	8,775
Net loans receivable	1,553,860	1,466,000
Foreclosed real estate	3,600	4,149
Premises and equipment, net	19,663	19,215
Right-of-use assets, net	4,734
Accrued interest receivable	6,253	6,546
Goodwill and intangibles	29,141	29,446
Bank-owned life insurance	36,475	35,778
Other assets	11,543	9,710
Total Assets	1,934,259	1,795,703
Deposits:
Non-interest bearing	275,730	259,807
Interest bearing	1,251,126	1,094,132
Total deposits	1,526,856	1,353,939
Short-term borrowings	121,000	175,295
Long-term borrowings	42,849	44,611
Lease liability	4,870
Accrued interest payable and other liabilities	14,739	8,555
Subordinated debentures	27,866	27,859
Total Liabilities	1,738,180	1,610,259
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued	0	0
Common stock, no par value, 15,000,000 shares authorized; 9,423,931 and 9,532,943 shares issued and 9,258,347 and 9,532,943 shares outstanding at September 30, 2019 and December 31, 2018, respectively	150,875	150,419
Treasury stock, at cost; 165,898 shares at September 30, 2019	(3,638)	0
Deferred compensation obligation under Rabbi Trust	1,821	1,647
Retained earnings	50,175	35,192
Accumulated other comprehensive (loss)	(1,333)	(167)
Stock held by Rabbi Trust	(1,821)	(1,647)
Total Stockholders' Equity	196,079	185,444
Total Liabilities and Stockholders' Equity	$ 1,934,259	$ 1,795,703

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Securities held to maturity, fair value	$ 4,414	$ 4,152
Preferred stock authorized (in shares)	1,000,000	1,000,000
Preferred stock issued (in shares)	0	0
Common stock authorized (in shares)	15,000,000	15,000,000
Common stock issued (in shares)	9,432,931	9,532,943
Common stock outstanding (in shares)	9,258,347	9,532,943
Treasury stock (in shares)	165,898	0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME
Loans receivable, including fees	$ 19,135	$ 13,009	$ 56,354	$ 37,471
Securities:
Taxable	1,490	936	3,942	2,476
Tax-exempt	135	442	920	1,272
Interest bearing deposits	97	23	211	69
Total Interest Income	20,857	14,410	61,427	41,288
INTEREST EXPENSE
Deposits	4,755	2,156	13,078	5,273
Borrowings	1,099	943	3,286	2,323
Subordinated debentures	318	318	949	946
Total Interest Expense	6,172	3,417	17,313	8,542
Net Interest Income	14,685	10,993	44,114	32,746
PROVISION FOR LOAN LOSSES	636	321	1,983	1,227
Net Interest Income after Provision for Loan Losses	14,049	10,672	42,131	31,519
NON-INTERST INCOME
Bank-owned life insurance	235	190	697	563
Investment brokerage fees	49	29	126	92
Net gain on sales of securities	0	0	1,524	36
Net (loss) gain on disposal of premises and equipment	89	0	(292)	9
Total Non-Interest Income	3,103	2,518	11,128	8,256
NON-INTEREST EXPENSES
Salaries and employee benefits	6,224	5,033	18,688	15,502
Occupancy, net	840	757	2,604	2,086
Data processing	1,000	710	2,939	2,440
Furniture and equipment	343	286	975	893
Advertising and promotion	139	147	394	488
Professional fees	272	383	1,106	1,002
Director fees	146	121	471	410
FDIC assessment	138	183	585	393
Insurance	31	35	94	182
Stationary and supplies	73	59	247	205
Merger-related expenses	0	605	0	4,344
Loan collection costs	96	53	233	203
Net expenses and write-downs related to foreclosed real estate	172	20	333	228
Amortization of intangible assets	102	61	305	182
Other	611	510	1,917	1,579
Total Non-Interest Expenses	10,187	8,963	30,891	30,137
Income before Income Taxes	6,965	4,227	22,368	9,638
EXPENSE FOR INCOME TAXES	1,820	957	5,156	2,068
Net Income	5,145	3,270	17,212	7,570
OTHER COMPREHENSIVE INCOME:
Unrealized gain (loss) on available for sale securities arising during the period	1,241	(1,383)	6,683	(3,903)
Fair value adjustments on derivatives		779		2,214
Fair value adjustments on derivatives	(1,540)		(6,975)
Reclassification adjustment for net (gain) on securities transactions included in net income	0	0	(1,524)	(36)
Income tax related to items of other comprehensive (loss) income	106	106	650	400
Other comprehensive income (loss), net of income taxes	(193)	(498)	(1,166)	(1,325)
Comprehensive income	$ 4,952	$ 2,772	$ 16,046	$ 6,245
EARNINGS PER SHARE
Basic (in dollars per share)	$ 0.55	$ 0.42	$ 1.84	$ 0.97
Diluted (in dollars per share)	$ 0.55	$ 0.41	$ 1.83	$ 0.96
Service fees on deposit accounts
NON-INTERST INCOME
Revenue from contract with customer	$ 351	$ 320	$ 1,048	$ 959
ATM and debit card fees
NON-INTERST INCOME
Revenue from contract with customer	289	254	798	717
Insurance commissions and fees
NON-INTERST INCOME
Revenue from contract with customer	1,824	1,527	6,482	5,261
Other
NON-INTERST INCOME
Revenue from contract with customer	$ 266	$ 198	$ 745	$ 619

CONSOLIDATED STATEMENTS OF STOC

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Deferred Compensation Obligation Under Rabbi Trust	Retained Earnings	Accumulated Other Comprehensive Income	Stock Held by Rabbi Trust	Treasury Stock
Beginning balance at Dec. 31, 2017	$ 94,193	$ 65,274	$ 1,399	$ 27,532	$ 1,387	$ (1,399)	$ 0
Beginning balance (in shares) at Dec. 31, 2017		6,040,564
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,570			7,570
Other comprehensive loss	(1,325)				(1,325)
Shares issued in merger	51,883	$ 51,883
Shares issued in merger (in shares)		1,873,028
Funding of Supplemental Director Retirement Plan			212			(212)
Restricted stock granted (in shares)		50,045
Restricted stock forfeited (in shares)		(4,148)
Compensation expense related to stock option and restricted stock grants	567	$ 567
Dividends declared on common stock	(1,666)			(1,666)
Ending balance at Sep. 30, 2018	151,222	$ 117,724	1,611	33,436	62	(1,611)	0
Ending balance (in shares) at Sep. 30, 2018		7,959,489
Beginning balance at Dec. 31, 2018	$ 185,444	$ 150,419	1,647	35,192	(167)	(1,647)	0
Beginning balance (in shares) at Dec. 31, 2018	9,532,943	9,532,943
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 17,212			17,212
Other comprehensive loss	(1,166)				(1,166)
Treasury shares purchased	(3,952)						(3,952)
Treasury shares purchased (in shares)		(165,898)
Funding of Supplemental Director Retirement Plan			174			(174)
Treasury shares issued	314						314
Common stock issued	(314)	$ (314)
Restricted stock granted (in shares)		74,470
Restricted stock forfeited (in shares)		(17,584)
Compensation expense related to stock option and restricted stock grants	770	$ 770
Dividends declared on common stock	(2,229)			(2,229)
Ending balance at Sep. 30, 2019	$ 196,079	$ 150,875	$ 1,821	$ 50,175	$ (1,333)	$ (1,821)	$ (3,638)
Ending balance (in shares) at Sep. 30, 2019	9,258,347	9,423,931

CONSOLIDATED STATEMENTS OF ST_2

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Statement of Stockholders' Equity [Abstract]
Dividends declared (in dollars per share)	$ 0.15	$ 0.135

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)
Cash Flows from Operating Activities
Net income	$ 17,212	$ 7,570
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,983	1,227
Depreciation and amortization	1,560	1,366
Net amortization of securities premiums and discounts	1,349	1,577
Amortization of subordinated debt issuance costs	7	8
Net realized gain on sale of securities	(1,524)	(36)
Net realized loss (gain) on disposal of premises and equipment	292	(9)
Net realized gain on sale of foreclosed real estate	(25)	(18)
Write-downs of and provisions for foreclosed real estate	156	176
Deferred income tax (benefit) expense	(2,066)	457
Earnings on bank-owned life insurance	(697)	(563)
Compensation expense for stock options and restricted stock grants	770	567
Decrease (increase) in assets:
Accrued interest receivable	293	(2,027)
Other assets	(5,085)	(1,121)
Increase in accrued interest payable and other liabilities	5,314	918
Net Cash Provided by Operating Activities	19,539	10,092
Cash Flows from Investing Activities
Net cash acquired in acquisition	0	6,693
Securities available for sale:
Purchases	(85,409)	(91,170)
Sales	58,471	80,496
Maturities, calls and principal repayments	7,294	7,205
Securities held to maturity:
Purchases	(890)	(616)
Maturities, calls and principal repayments	616	1,000
Net increase in loans	(90,904)	(114,936)
Proceeds from the sale of foreclosed real estate	1,479	836
Purchases of bank premises and equipment	(2,201)	(747)
Proceeds from the sale of premises and equipment	207	53
Net decrease (increase) in other bank stock	2,382	(2,724)
Net Cash Used in Investing Activities	(108,955)	(113,910)
Cash Flows from Financing Activities
Net increase in deposits	172,917	50,998
Net (decrease) increase in short-term borrowed funds	(54,295)	72,550
Proceeds from long-term borrowings	15,112	0
Repayment of long-term borrowings	(16,874)	(15,000)
Purchase of treasury stock	(3,952)	0
Dividends paid	(2,229)	(1,666)
Net Cash Provided by Financing Activities	110,679	106,882
Net increase in Cash and Cash Equivalents	21,263	3,064
Cash and Cash Equivalents - Beginning	26,678	11,646
Cash and Cash Equivalents - Ending	47,941	14,710
Supplementary Cash Flows Information
Interest paid	17,140	8,141
Income taxes paid	2,606	2,601
Operating Leases
Operating lease right-of-use asset, net	4,734
Operating lease liability	4,870
Supplementary Schedule of Noncash Investing and Financing Activities
Foreclosed real estate acquired in settlement of loans	1,061	0
Non-cash assets acquired:
Other bank stock	0	1,155
Securities available for sale	0	75,909
Loans	0	236,010
Foreclosed real estate	0	1,312
Premises and equipment	0	10,612
Interest receivable	0	824
Bank owned life insurance	0	7,963
Goodwill and intangibles assets	0	23,629
Other assets	0	1,777
Total non-cash assets acquired	0	359,191
Liabilities assumed:
Deposits	0	(301,157)
Borrowings	0	(12,000)
Other liabilities	0	(844)
Total liabilities assumed	0	(314,001)
Common stock issued for acquisitions	$ 0	$ (51,883)

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACOUNTING POLICIES Basis of Presentation The accompanying unaudited consolidated financial statements include the accounts of SB One Bancorp, (“we,” “us,” “our” or the “Company”) and our wholly owned subsidiary SB One Bank (the “Bank”). The Bank’s wholly owned subsidiaries are SCB Investment Company, Inc., SCBNY Company, Inc., ClassicLake Enterprises, LLC, GFR Maywood, LLC, PPD Holding Company, LLC, Community Investing Company, Inc., 490 Boulevard Realty Corp., and SB One Insurance Agency Inc. ("SB One Insurance Agency"), a full service insurance agency located in Sussex County, New Jersey with a satellite office located in Bergen County, New Jersey. SB One Insurance Agency’s operations are considered a separate segment for financial disclosure purposes. All inter-company transactions and balances have been eliminated in consolidation. The Bank operates eighteen banking offices: seven located in Sussex County, New Jersey, four located in Bergen County, New Jersey, two located in Essex County, New Jersey, one located in Hudson County, New Jersey, one located in Middlesex County, New Jersey, one located in Union County, New Jersey, one located in Warren County, New Jersey, and one located in Queens County, New York. We are subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “FRB”). The Bank’s deposits are insured by the Deposit Insurance Fund (“DIF”) of the Federal Deposit Insurance Corporation (“FDIC”) up to applicable limits. The operations of the Company and the Bank are subject to the supervision and regulation of the FRB, the FDIC and the New Jersey Department of Banking and Insurance (the “Department”) and the operations of SB One Insurance Agency are subject to supervision and regulation by the Department. The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by the accounting principles generally accepted in the United States of America (“U.S. GAAP”) for full year financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation have been included and are of a normal, recurring nature. Operating results for the three and nine month periods ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019 . These unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and the notes thereto that are included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2018 . New Accounting Standards In February 2016, FASB issued Accounting Standards Update (“ASU”) 2016-02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (ii) a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Public business entities should apply the amendments in ASU 2016-02 for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted for all public business entities upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. In July 2018, the FASB issued ASU 2018-10, Codification Improvements to Topic 842, Leases which was issued to clarify and correct untended application of the guidance in ASU 2016-02 (Topic 842). The amendments in this ASU affect aspects of the guidance issued in ASU 2016-02 and provide clarification to related topics, such as 1) Rate implicit in the lease; 2) Reassessment of leases; 3) Transition guidance; and 4) Impairment of net investment in the lease. In July 2018, the FASB also issued ASU 2018-11 Leases (Topic 842) Targeted Improvements, which provides guidance related to comparative reporting requirements for initial adoption and separating lease and non-lease components. Currently, entities are required to adopt the new standard utilizing the modified retrospective approach. This amendment provides entities with an additional transition method which allows entities to initially apply the new leases standard at the adoption date and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Currently, ASU 2016-02 provides a practical expedient to lessees to allow them to not separate non-lease components from lease components; however, it does not provide a similar practical expedient to lessors. This amendment provides a practical expedient to lessors which allows them the option to not separate non-lease components from the associated lease components. However, the lessor practical expedient is limited to circumstances in which the non-lease components would otherwise be account for under the new revenue guidance (Topic 606). In addition, both of the following conditions must be met: 1) the timing and pattern of transfer are the same for non-lease components and associated lease components 2) the lease component, if accounted for separately, would be classified as an operating lease. An entity that elects the lessor practical expedient is also required to provide certain disclosures. For entities that early adopted Topic 842 the amendments in these ASUs are effective upon issuance. The Company adopted both ASU No. 2016-02 and ASU No. 2018-11 effective January 1, 2019 and elected to apply the guidance as of the beginning of the period of adoption (January 1, 2019) and not restate comparative periods. The Company also elected certain optional practical expedients, which allow the Company to forego a reassessment of (1) whether any expired or existing contracts are or contain leases, (2) the lease classification for any expired or existing leases, and (3) the initial direct costs for any existing leases. Additionally, the Company elected to adopt the practical expedient use of hindsight to determine right of use asset and lease liability for each lease with a renewal option through their first option date. Adoption of the standard did not result in material changes to the Company's consolidated results of operations. The Company's adoption of the ASU resulted in a right of use asset and lease liability of approximately $2.7 million at January 1, 2019. The impact of the adoption on the Company's operating results was not significant. In March 2019, FASB issued ASU 2019-01, Leases (Topic 842): Codification Improvements, which amends certain aspects of FASB's leasing standard, ASU 2016-02.1 ASU 2019-01 is the result of a proposed ASU issued in December 2018. The ASU addresses the following issues: • Determining the fair value of the underlying asset by lessors that are not manufacturers or dealers. • Statement of cash flows presentation for sales-type and direct financing leases by lessors within the scope of ASC 942.3 • Clarification of interim disclosure requirements during transition. ASU 2019-01 will be effective for public business entities for fiscal years ending after December 15, 2019. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In June, 2016, FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326), which introduces new guidance for the accounting for credit losses on instruments within its scope. The new guidance introduces an approach based on expected losses to estimate credit losses on certain types of financial instruments. It also modifies the impairment model for available-for-sale (AFS) debt securities and provides for a simplified accounting model for purchased financial assets with credit deterioration since their origination. In April, 2019, FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments—Credit Losses. ASU 2019-04 made amendments to the following categories in ASU 2016-13 which include Accrued interest, transfers between classifications or categories for loans and debt securities, recoveries, reinsurance recoverables, projections of interest rate environments for variable-rate financial instruments, costs to sell when foreclosure is probable, consideration of expected prepayments when determining the effective interest rate, vintage disclosures and extension and renewal options. In May, 2019, FASB issued ASU 2019-05, Financial Instruments - Credit Losses (Topic 326); Targeted Transition Relief, ASU 2019-05 allows the Company to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of Topic 326 if the instruments are eligible for the fair value option under authoritative guidance for fair value. The fair value option election does not apply to held-to-maturity debt securities. We are required to make this election on an instrument-by-instrument basis. This ASU will be effective for public business entities that are SEC filers and considered smaller reporting companies in fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. All other entities will have one additional year. Early application of the guidance will be permitted for all entities for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company elected not to adopt ASU 2016-13 early. The Company is currently evaluating the impact of the pending adoption of the new standard on its consolidated financial statements. The Company has determined that a third-party vendor will assist with model development, data governance and operational controls to support the adoption of this ASU. Model implementation, including development and validation, began in the second quarter of 2019, as did the establishment of the control activities required to support the models. In January 2017, FASB issued ASU 2017-04, Simplifying the Test for Goodwill Impairment (Topic 350). The main objective of this ASU is to simplify the accounting for goodwill impairment by requiring impairment charges be based upon the first step in the current two-step impairment test under Accounting Standards Codification (ASC) 350. Currently, if the fair value of a reporting unit is lower than its carrying amount (Step 1), an entity calculates any impairment charge by comparing the implied fair value of goodwill with its carrying amount (Step 2). This ASU’s objective is to simplify how all entities assess goodwill for impairment by eliminating Step 2 from the goodwill impairment test. As amended, the goodwill impairment test will consist of one step comparing the fair value of a reporting unit with its carrying amount. An entity should recognize a goodwill impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. The standard will be applied prospectively and is effective for annual and interim impairment tests performed in periods beginning after December 15, 2019. Early adoption is permitted for annual and interim goodwill impairment testing dates after January 1, 2017. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In March 2017, FASB issued ASU 2017-08, Premium Amortization on Purchased Callable Debt Securities (Subtopic 310-20). The update shortens the amortization period for premiums on purchased callable debt securities to the earliest call date. The amendment will apply only to callable debt securities with explicit, noncontingent call features that are callable at fixed prices and on preset dates, apply to all premiums on callable debt securities, regardless of how they were generated, and require companies to reset the effective yield using the payment terms of the debt security if the call option is not exercised on the earliest call date. The ASU does not require an accounting change for securities held at a discount. The discount continues to be amortized to maturity and does not apply when the investor has already incorporated prepayments into the calculation of its effective yield under other GAAP. The amendments in the ASU are effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within those years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company's adoption of the ASU did not have a significant impact on the Company's consolidated financial statements. In August 2017, FASB issued ASU 2017-12 Derivatives and Hedging (Topic 815). The objective of the ASU is to improve the financial reporting of hedging relationships to better portray the economic results of an entity’s risk management activities in its financial statements and to make improvements to simplify the application of hedge accounting guidance in current GAAP. The amendments in the ASU will, among other things, 1) permit hedge accounting for risk components in hedging relationships involving nonfinancial risk and interest rate risks; 2) change the guidance for designating fair value hedges of interest rate risk and for measuring the change in fair value of the hedged item in fair value hedges of interest rate risk; 3) modify disclosures to include a tabular disclosure related to the effect on the income statement of fair value and cash flow hedges; and 4) eliminate the requirement to disclose the ineffective portion of the change in fair value of hedging instruments. These changes will more closely align the results of cash flow and fair value hedge accounting with risk management activities and the presentation of hedge results in the financial statements. ASU 2017-12 is effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. For all other entities, the ASU will be effective for fiscal years beginning after December 15, 2019 and interim periods within fiscal years beginning after December 15, 2020. Early application is permitted in any interim period after issuance of the update with all transition requirements and elections being applied to hedging relationships existing on the date of adoption. The Company's adoption of the ASU did not have a significant impact on the Company's consolidated financial statements. In June 2018, FASB issued ASU 2018-07 Compensation - Stock Compensation (Topic 718). The main objective of this ASU is to simplify the accounting for share-based payment transactions in current GAAP by expanding the scope to include nonemployee share-based payment transactions. This ASU will apply to all share-based payment transactions in which a grantor acquires goods or services to be used in their own operations by issuing share-based payments. This ASU does not apply to share-based payments used to provide financing to the issuer or awards issued in conjunction with selling goods or services to customers as part of a contract accounted for under Topic 606, Revenue from Contracts with Customers. The amendments in the ASU will require an entity to, among other things, 1) measure nonemployee share-based payment awards at the fair value of the equity instruments that an entity is obligated to issue when the good has been delivered or the service has been rendered; 2) measure equity classified nonemployee share-based payment awards at the grant date; and 3) take into consideration the probability of satisfying performance conditions when accounting for nonemployee share-based payment awards with such conditions. ASU 2018-07 is effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within that fiscal year. Early adoption is permitted; however, an entity’s adoption date shall not be earlier than the entity’s adoption date of Topic 606. Per review of the ASU, the Company determined that it does not pertain to its current operations; therefore, no evaluation regarding adoption is required. In August 2018, FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. The updates in this ASU are part of the disclosure framework project and modify the disclosure requirements on fair value measurements in Topic 820, Fair Value Measurement. The modifications include removal and modification of disclosure requirements. The ASU removed the following disclosure requirements: a) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, b) the policy for timing of transfers between levels, c) the valuation process for Level 3 fair value measurements, and d) for nonpublic entities, the changes in unrealized gains and losses for the period included in earnings for recurring Level 3 fair value measurements held at the end of the reporting period. The ASU added the following disclosure requirements: a) the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period; and b) the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information (such as the median or arithmetic average) in lieu of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements. The ASU also modified the following disclosure requirements: a) in lieu of a rollforward for Level 3 fair value measurements, a nonpublic entity is required to disclose transfers into and out of Level 3 of the fair value hierarchy and purchases and issues of Level 3 assets and liabilities; b) for investments in certain entities that calculate net asset value, an entity is required to disclose the timing of liquidation of an investee's assets and the date when restrictions from redemption might lapse only if the investee has communicated the timing to the entity or announced the timing publicly; and c) clarification that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. ASU 2018-13 will be effective for public business entities for fiscal years and interim periods within those years beginning after December 15, 2019. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In August 2018, FASB issued ASU 2018-14, Compensation-Retirement Benefits-Defined Benefit Plans - General (Topic 715-20): Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans, which modifies the disclosure requirements for employers that sponsor defined benefit pension or other postretirement plans. The updates in this ASU are part of the disclosure framework project ASU 2018-14 and modify the disclosure requirements under ASC 715-201 for employers that sponsor defined benefit pension or other postretirement plans. Those modifications include the removal, addition, and of disclosure requirements as well as clarifying specific disclosure requirements. The ASU removed the following disclosures: a) the amounts in accumulated other comprehensive income expected to be recognized as components of net periodic benefit cost over the next fiscal year; b) the amount and timing of plan assets expected to be returned to the employer; c) the disclosures related to the June 2001 amendments to the Japanese Welfare Pension Insurance Law; d) related party disclosures about the amount of future annual benefits covered by insurance and annuity contracts and significant transactions between the employer or related parties and the plan; e) for nonpublic entities, the reconciliation of the opening balances to the closing balances of plan assets measured on a recurring basis in Level 3 of the fair value hierarchy; however, nonpublic entities will be required to disclose separately the amounts of transfers into and out of Level 3 of the fair value hierarchy and purchases of Level 3 plan assets and f) for public entities, the effects of a one-percentage-point change in assumed health care cost trend rates on the (i) aggregate of the service and interest cost components of net periodic benefit costs and (ii) benefit obligation for postretirement health care benefits. The ASU added the following disclosures: x) the weighted-average interest crediting rates for cash balance plans and other plans with promised interest crediting rates and y) an explanation of the reasons for significant gains and losses related to changes in the benefit obligation for the period. The ASU then clarified the following disclosures: 1) the projected benefit obligation (PBO) and fair value of plan assets for plans with PBOs more than plan assets; and 2) the accumulated benefit obligation (ABO) and fair value of plan assets for plans with ABOs more than plan assets. ASU 2018-14 will be effective for public business entities for fiscal years ending after December 15, 2020. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In October 2018, FASB issued ASU 2018-16, Derivatives and Hedging (Topic 815)-Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes. The ASU permits the use of the Overnight Index Swap (OIS) Rate based on the Secured Overnight Financing Rate (SOFR) as a U.S. benchmark interest rate for hedge accounting purposes. ASU 2018-16 is effective for fiscal years beginning after December 15, 2018, with early adoption permitted. Early adoption is permitted in any interim period upon issuance of this ASU if an entity already has adopted ASU 2017-12. The amendments in this update should be applied prospectively for qualifying new or redesignated hedging relationships entered into on or after the date of adoption. The Company's adoption of the ASU did not have a significant impact on the Company's consolidated financial statements.

ACQUISITIONS

ACQUISITIONS	9 Months Ended
	Sep. 30, 2019
Business Combinations [Abstract]
ACQUISITIONS	ACQUISITIONS On January 4, 2018, the Company announced the successful closing of the merger with Community Bank of Bergen County, NJ, a New Jersey-chartered bank (“Community”) in an all-stock transaction (the “Community Merger”). The Community Merger enhanced and expanded SB One Bank’s presence in Bergen County, New Jersey with the addition of 3 full service branch locations in that county, which complements SB One Bank’s existing location in Oradell, New Jersey. Under the terms of the agreement, Community merged with and into SB One Bank, with SB One Bank being the surviving entity and each outstanding share of Community common stock was exchanged for 0.97 shares of the Company's common stock. The Company issued 1,873,028 shares of its common stock, having an aggregate fair value of $51.9 million in the Community Merger and paid approximately $2 thousand in cash for fractional shares. Outstanding Community stock options were paid out in cash by the Company for a total payment of $140 thousand . Expenses related to the Community Merger totaled $4.0 million and $1.2 million for the years ended December 31, 2018 and 2017, respectively. O n December 21, 2018, the Company announced the successful completion of the merger with Enterprise Bank N.J. (“Enterprise”) in an all-stock transaction (the “Enterprise Merger”). The Enterprise Merger is expected to enhance and expand the Company's presence in Union, Middlesex and Essex Counties, New Jersey with the addition of 4 full service branch locations in those counties. Pursuant to the terms of the merger agreement, Enterprise merged with and into SB One Bank and each outstanding share of Enterprise common stock was exchanged for 0.4538 shares of the Company’s common stock. The Company issued 1,573,454 shares of its common stock, having an aggregate fair value of $32.4 million and paid approximately $1 thousand in cash for fractional shares. Outstanding Enterprise stock options were paid out in cash by the Company for a total payment of $1.6 million . Expenses related to the Enterprise Merger totaled $1.8 million for the year ended December 31, 2018. Community The Community acquisition was accounted for under the acquisition method of accounting. Accordingly, the assets acquired and liabilities assumed in the acquisition were recorded at their estimated fair values based on management's best estimate using information available at the date of the acquisition, including the use of a third party valuation specialist. The following table summarized the estimated fair value of the acquired assets and liabilities assumed at the date of acquisition for Community. (Dollars in thousands) January 4, 2018 Cash and cash equivalents $ 6,693 Interest bearing time deposits with other banks 100 Securities available for sale 75,909 Other bank stock 1,155 Loans 236,010 Foreclosed real estate 1,312 Premises and equipment, net 10,612 Accrued interest receivable 824 Goodwill (banking segment) 22,298 Intangibles assets 1,331 Bank-owned life insurance 7,963 Other assets 1,677 Total Assets $ 365,884 Deposits $ (301,157 ) Borrowings (12,000 ) Other liabilities (844 ) Total Liabilities $ (314,001 ) Net consideration paid - common shares issued $ 51,883 The fair values of deposit liabilities with no stated maturities such as checking, money market and savings accounts, were assumed to equal the carrying amounts since these deposits are payable on demand. The fair values of certificates of deposits and IRAs represent the present value of contractual cash flows discounted at market rates for similar certificates of deposit. The Company has finalized the accounting as a result of the merger with Community. Fair values of the major categories of assets acquired and liabilities assumed were determined as follows: Investment securities available-for-sale The estimated fair values of the investment securities available for sale, primarily comprised of U.S. government agency mortgage-backed securities, U.S. government agencies and municipal bonds, were determined using open market pricing provided by multiple independent securities brokers. Management reviewed the open market quotes used in pricing the securities. A fair value discount of $261 thousand was recorded on the investments. Loans Loans acquired in the Community acquisition were recorded at fair value, and there was no carryover related allowance for loan and lease losses. The fair values of loans acquired from Community were estimated using cash flow projections based on the remaining maturity and repricing terms. Cash flows were adjusted for estimated future credit losses and the rate of prepayments. Projected cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. The fair value of the acquired loans receivable had a gross amortized cost basis of $242.5 million . The table below illustrates the fair value adjustments made to the amortized cost basis in order to present a fair value of the loans acquired. The credit adjustment on purchased credit impaired loans is derived in accordance with ASC 310-30 and represents the portion of the loan balances that has been deemed uncollectible based on the Company’s expectations of future cash flows for each respective loan on a level yield amortization over 3.5 years . (Dollars in thousands) Gross amortized cost basis at January 4, 2018 $ 242,471 Fair value adjustment on general pooled loans (3,737 ) Credit fair value adjustment on purchased credit impaired loans (2,724 ) Fair value of acquired loans at January 4, 2018 $ 236,010 For loans acquired without evidence of credit quality deterioration, the Company prepared the interest rate loan fair value and credit fair value adjustments. Loans were grouped into general pools by characteristics such as loan type, term, collateral and rate. Market rates for similar loans were obtained from various internal and external data sources and reviewed by management for reasonableness. The average of these rates was used as the fair value interest rate a market participant would utilize. A present value approach was utilized to calculate the interest rate fair value premium of $324 thousand . Additionally for loans acquired without credit deterioration, a credit fair value adjustment was calculated using a two-part credit fair value analysis: 1) expected lifetime credit migration losses; and 2) estimated fair value adjustment for certain qualitative factors. The expected lifetime losses were calculated using historical losses observed at the Bank, Community and peer banks. The Company also estimated an environmental factor to apply to each loan type. The environmental factor represents potential discount which may arise due to general credit and economic factors. A credit fair value discount of $4.1 million was determined. Both the interest rate and credit fair value adjustments relate to performing loans and loans acquired with evidence of credit quality deterioration will be substantially recognized as interest income on a level yield amortization method over the weighted average life of the loans of 4 years . The following is a summary of the loans accounted for in accordance with ASC 310-30 that were acquired in the Community acquisition as of the closing date. (Dollars in thousands) Acquired Credit Impaired Loans Contractually required principal and interest at acquisition $ 6,289 Contractual cash flows not expected to be collected (non-accretable difference) 1,819 Expected cash flows at acquisition 4,470 Interest component of expected cash flows (accretable difference) 846 Fair value of acquired loans $ 3,624 Bank Premises The Company acquired three branches of Community, all of which were owned by Community, at a premium of $3.5 million . The fair value of Community’s premises was determined based upon independent third-party appraisals performed by licensed appraisers in the market in which the premises are located which will be amortized on a straight line basis over 40 years . Core Deposit Intangible The fair value of the core deposit intangible was determined based on a discounted cash flow analysis using a discount rate commensurate with market participants. To calculate cash flows, deposit account servicing costs (net of deposit fee income) and interest expense on deposits were compared to the cost of alternative funding sources available through national brokered CD offering rates. The projected cash flows were developed using projected deposit attrition rates. The core deposit intangible will be amortized over ten years using the sum-of-years digits method. The core deposit intangible totaled $1.3 million and is being amortized over its estimated useful life of approximately 10 years using an accelerated method of the sum of the years' digits. The goodwill will be evaluated annually for impairment. The goodwill is not deductible for tax purposes. The goodwill recognized from the merger with Community was created based on the consideration paid by the Company for enhancing its presence in the Bergen County, NJ area in addition to our expected synergies from the combined operations of the Company and Community. Time Deposits The fair value adjustment for time deposits represents a discount from the value of the contractual repayments of fixed-maturity deposits using prevailing market interest rates for similar-term time deposits. The time deposit discount of approximately $965 thousand is being amortized into income on a level yield amortization method over the contractual life of the deposits of 22.5 months and a weighted average life of 16.5 months. Bank Owned Life Insurance Community's bank-owned life insurance book value was $8.0 million with no fair value adjustment. Borrowings The Company acquired borrowings at Community's carrying value of $12.0 million with no fair value adjustment. The remaining maturity of Community's borrowings was less than thirty days at a weighted average cost of funds equivalent to the current market rate for the similar term borrowing type. The following table presents certain pro forma information as if Community had been acquired on January 1, 2018. These results combine the historical results of the Company in the Company’s Consolidated Statements of Income and, while certain adjustments were made for the estimated impact of certain fair value adjustments and other acquisition-related activity, they are not indicative of what would have occurred had the acquisition taken place on January 1, 2018. In particular, no adjustments have been made to eliminate the amount of Community’s provision for loan losses that would not have been necessary had the acquired loans been recorded at fair value as of January 1, 2018. The Company expects to achieve further operating cost savings and other business synergies as a result of the acquisition which are not reflected in the pro forma amounts below: (Dollars in thousands) Year Ended December 31, 2018 Total revenues (net interest income plus non-interest income) $ 54,941 Net Income 9,935 Basic and diluted earnings per share applicable to common stockholders $ 1.25 Following the closing of the Community Merger on January 4, 2018, the Company reported the results of the combined Company. The Company cannot disaggregate the additional revenue and income before extraordinary items provided by Community since the Company operates as one consolidated entity on its internal systems. The cumulative effect to the Company's net income and net income per share are reported on a consolidated basis for the period ended December 31, 2018. Enterprise The Enterprise acquisition was accounted for under the acquisition method of accounting. Accordingly, the assets acquired and liabilities assumed in the acquisition were recorded at their estimated fair values based on management's best estimate using information available at the date of the acquisition, including the use of a third party valuation specialist. The following table summarized the estimated fair value of the acquired assets and liabilities assumed at the date of acquisition for Enterprise. (Dollars in thousands) December 21, 2018 Cash and cash equivalents, net of stock options paid in cash $ 9,153 Securities available for sale 2,193 Other bank stock 2,380 Loans 257,170 Foreclosed real estate 1,250 Premises and equipment, net 422 Accrued interest receivable 880 Goodwill (banking segment) 2,204 Intangibles assets 1,039 Other assets 3,064 Total Assets $ 279,755 Deposits $ (197,321 ) Borrowings (47,106 ) Other liabilities (2,882 ) Total Liabilities $ (247,309 ) Net consideration paid - common shares issued $ 32,446 The fair values of deposit liabilities with no stated maturities such as checking, money market and savings accounts, were assumed to equal the carrying amounts since these deposits are payable on demand. The fair values of certificates of deposits and IRAs represent the present value of contractual cash flows discounted at market rates for similar certificates of deposit. Fair values of the major categories of assets acquired and liabilities assumed were determined as follows: Investment securities available-for-sale The estimated fair values of the investment securities available for sale, primarily comprised of U.S. government agency mortgage-backed securities, U.S. government agencies and municipal bonds, were determined using open market pricing provided by multiple independent securities brokers. Management reviewed the open market quotes used in pricing the securities. A fair value discount of $100 thousand was recorded on the investments. Loans Loans acquired in the Enterprise acquisition were recorded at fair value, and there was no carryover related allowance for loan and lease losses. The fair values of loans acquired from Enterprise were estimated using cash flow projections based on the remaining maturity and repricing terms. Cash flows were adjusted for estimated future credit losses and the rate of prepayments. Projected cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. The fair value of the acquired loans receivable had a gross amortized cost basis of $262.1 million . The table below illustrates the fair value adjustments made to the amortized cost basis in order to present a fair value of the loans acquired. There was no credit adjustment for purchased credit impaired loans in the Enterprise acquisition. (Dollars in thousands) Gross amortized cost basis at December 21, 2018 $ 262,126 Fair value adjustment on general pooled loans (4,956 ) Fair value of acquired loans at December 21, 2018 $ 257,170 For loans acquired without evidence of credit quality deterioration, the Company prepared the interest rate loan fair value and credit fair value adjustments. Loans were grouped into general pools by characteristics such as loan type, term, collateral and rate. Market rates for similar loans were obtained from various internal and external data sources and reviewed by management for reasonableness. The average of these rates was used as the fair value interest rate a market participant would utilize. A present value approach was utilized to calculate the interest rate fair value discount of $1.1 million . Additionally for loans acquired without credit deterioration, a credit fair value adjustment was calculated using a two-part credit fair value analysis: 1) expected lifetime credit migration losses; and 2) estimated fair value adjustment for certain qualitative factors. The expected lifetime losses were calculated using historical losses observed at the Bank, Enterprise and peer banks. The Company also estimated an environmental factor to apply to each loan type. The environmental factor represents potential discount which may arise due to general credit and economic factors. A credit fair value discount of $3.9 million was determined. Both the interest rate and credit fair value adjustments will be substantially recognized as interest income on a level yield amortization method over the expected life of the loans. Bank Premises The Company acquired four branches of Enterprise, all of which were leased by Enterprise, at a discount of $282 thousand . The fair value of Enterprise’s premises was determined based upon independent third-party appraisals performed by licensed appraisers in the market in which the premises are located which will be amortized on a straight line basis over 3 years . Core Deposit Intangible The fair value of the core deposit intangible was determined based on a discounted cash flow analysis using a discount rate commensurate with market participants. To calculate cash flows, deposit account servicing costs (net of deposit fee income) and interest expense on deposits were compared to the cost of alternative funding sources available through national brokered CD offering rates. The projected cash flows were developed using projected deposit attrition rates. The core deposit intangible will be amortized over ten years using the sum-of-years digits method. The core deposit intangible totaled $1.0 million and is being amortized over its estimated useful life of approximately 10 years using an accelerated method of the sum of the years' digits. The goodwill will be evaluated annually for impairment. The goodwill is not deductible for tax purposes. The goodwill recognized from the merger with Enterprise was created based on the consideration paid by the Company for enhancing its presence in the Bergen County, NJ area in addition to our expected synergies from the combined operations of the Company and Enterprise. Time Deposits The fair value adjustment for time deposits represents a discount from the value of the contractual repayments of fixed-maturity deposits using prevailing market interest rates for similar-term time deposits. The time deposit discount of approximately $1.0 million is being amortized into income on a level yield amortization method over the contractual life of the deposits of 11.4 months and a weighted average life of 11.4 months. Borrowings The Company acquired borrowings at Enterprise's carrying value of $47.3 million at a weighted average rate of 2.23% with a fair value adjustment of $149 thousand . The fair value of borrowings represents the present value of the borrowings expected contracted payments discounted by market rates for similar borrowings. Market rates were obtained from the Federal Home Loan Bank (“FHLB”) of New York as of December 21, 2018. The following table presents certain pro forma information as if Enterprise had been acquired on January 1, 2018. These results combine the historical results of the Company in the Company’s Consolidated Statements of Income and, while certain adjustments were made for the estimated impact of certain fair value adjustments on January 1, 2018. In particular, no adjustments have been made to eliminate the amount of Enterprise’s provision for loan losses that would not have been necessary had the acquired loans been recorded at fair value as of January 1, 2018. The Company expects to achieve further operating cost savings and other business synergies as a result of the acquisition which are not reflected in the pro forma amounts below: (Dollars in thousands) Year Ended December 31, 2018 Total revenues (net interest income plus non-interest income) $ 64,827 Net Income 12,496 Basic and diluted earnings per share applicable to common stockholders $ 1.80 The merger transaction was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed, and consideration exchanged were recorded at estimated fair values on the acquisition date. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition. Management has not finalized the accounting in connection with the merger and is still in the process of assessing the fair value of loans, other assets and other liabilities which can result in an adjustment to the Company's goodwill and deferred tax asset. Following the closing of the Enterprise Merger on December 21, 2018, the Company reported the results of the combined Company. The Company cannot disaggregate the additional revenue and income before extraordinary items provided by Enterprise since the Company operates as one consolidated entity on its internal systems. The cumulative effect to the Company's net income and net income per share are reported on a consolidated basis for the period ended December 31, 2018.

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2019
Investments [Abstract]
SECURITIES	SECURITIES Available for Sale The amortized cost and approximate fair value of securities available for sale as of September 30, 2019 and December 31, 2018 are summarized as follows: ໿ (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2019 U.S. government agencies $ 20,500 $ 3 $ (299 ) $ 20,204 U.S. government-sponsored enterprises 47,145 4 (455 ) 46,694 State and political subdivisions 18,850 1,374 — 20,224 Mortgage-backed securities - U.S. government-sponsored enterprises 92,824 2,430 (88 ) 95,166 Private mortgage-backed securities 17,624 552 — 18,176 Corporate Debt 6,588 100 (16 ) 6,672 $ 203,531 $ 4,463 $ (858 ) $ 207,136 December 31, 2018 U.S. government agencies $ 25,161 $ 4 $ (371 ) $ 24,794 U.S. government-sponsored enterprises 20,404 38 (80 ) 20,362 State and political subdivisions 60,457 445 (540 ) 60,362 Mortgage-backed securities - U.S. government-sponsored enterprises 74,670 100 (1,157 ) 73,613 Corporate Debt 3,000 8 — 3,008 $ 183,692 $ 595 $ (2,148 ) $ 182,139 Securities with a carrying value of approximately $4.1 million and $2.5 million at September 30, 2019 and December 31, 2018 , respectively, were pledged to secure public deposits and for borrowings at the Federal Reserve Bank as required or permitted by applicable laws and regulations. The amortized cost and fair value of securities available for sale at September 30, 2019 are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Investments which pay principal on a periodic basis are not included in the maturity categories. ໿ (Dollars in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 1,267 1,305 Due after five years through ten years 8,822 9,110 Due after ten years 15,349 16,481 Total bonds and obligations 25,438 26,896 U.S. government agencies 20,500 20,204 U.S. government-sponsored enterprises 47,145 46,694 Mortgage-backed securities: U.S. government-sponsored enterprises 92,824 95,166 Private mortgage-backed securities 17,624 18,176 Total available for sale securities $ 203,531 $ 207,136 There were no gross realized gains on sales of securities available for sale and no gross realized losses for the three months ended September 30, 2019 and 2018, respectively. Gross realized gains on sales of securities available for sale were $1.7 million and $46 thousand and gross realized losses were $199 thousand and $10 thousand for the nine months ended September 30, 2019 and 2018, respectively. Temporarily Impaired Securities The following table shows gross unrealized losses and fair value of securities with unrealized losses that are not deemed to be other than temporarily impaired, aggregated by category and length of time that individual available for sale securities have been in a continuous unrealized loss position at September 30, 2019 and December 31, 2018 . ໿ Less Than 12 Months 12 Months or More Total (Dollars in thousands) Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses September 30, 2019 U.S. government agencies $ 1,288 $ (3 ) $ 15,905 $ (296 ) $ 17,193 $ (299 ) U.S. government-sponsored enterprises 38,226 (361 ) 4,980 (94 ) 43,206 (455 ) Mortgage-backed securities - U.S. government-sponsored enterprises 5,899 (21 ) 5,394 (67 ) 11,293 (88 ) Corporate Debt 2,090 (16 ) — — 2,090 (16 ) Total temporarily impaired securities $ 47,503 $ (401 ) $ 26,279 $ (457 ) $ 73,782 $ (858 ) December 31, 2018 U.S. government agencies $ 18,998 $ (316 ) $ 2,593 $ (55 ) $ 21,591 $ (371 ) U.S. government-sponsored enterprises 10,348 (80 ) — — 10,348 (80 ) State and political subdivisions 17,164 (204 ) 18,785 (336 ) 35,949 (540 ) Mortgage-backed securities - U.S. government-sponsored enterprises 30,547 (271 ) 28,773 (886 ) 59,320 (1,157 ) Total temporarily impaired securities $ 77,057 $ (871 ) $ 50,151 $ (1,277 ) $ 127,208 $ (2,148 ) For each security whose fair value is less than its amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. As of September 30, 2019 , we reviewed our available for sale securities portfolio for indications of impairment. This review included analyzing the length of time and the extent to which the fair value was lower than the cost, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and the intent and likelihood of selling the security. The intent and likelihood of sale of debt and equity securities are evaluated based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy and interest rate risk position. U.S. Government Agencies At September 30, 2019 and December 31, 2018 , the declines in fair value and the unrealized losses for our U.S. government agencies securities were primarily due to changes in spreads and market conditions and not credit quality. At September 30, 2019 , there were sixteen securities with a fair value of $17.2 million that had an unrealized loss that amounted to $299 thousand . As of September 30, 2019 , we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of the U.S. government agencies securities at September 30, 2019 were deemed to be other-than-temporarily impaired (“OTTI”). At December 31, 2018 , there were eighteen securities with a fair value of $21.6 million that had an unrealized loss that amounted to $371 thousand . U.S. Government Sponsored Enterprises At September 30, 2019 and December 31, 2018, the change in fair value and unrealized losses for our U.S. government sponsored enterprises securities were primarily due to changes in spreads and market conditions and not credit quality. At September 30, 2019, there were eighteen securities with a fair value of $43.2 million that had an unrealized loss that amounted to $455 thousand . As of June 30, 2019, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of the U.S. government sponsored enterprise securities at September 30, 2019, were deemed to be OTTI. At December 31, 2018, there were six securities with a fair value of $10.3 million that had an unrealized loss that amounted to $80 thousand . State and Political Subdivisions At September 30, 2019, there were no state and political subdivisions securities that had an unrealized loss. At December 31, 2018 , there were thirty-four securities with a fair value of $35.9 million that had an unrealized loss that amounted to $540 thousand . Mortgage-Backed Securities - U.S. government-sponsored enterprises At September 30, 2019 and December 31, 2018 , the change in fair value and unrealized losses for our mortgage-backed securities guaranteed by U.S. government-sponsored enterprises were primarily due to changes in spreads and market conditions and not credit quality. At September 30, 2019 , there were nine securities with a fair value of $11.3 million that had an unrealized loss that amounted to $88 thousand . As of September 30, 2019 , we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our mortgage-backed securities at September 30, 2019 were deemed to be OTTI. At December 31, 2018 , there were thirty-eight securities with a fair value of $59.3 million that had an unrealized loss that amounted to $1.2 million . Corporate Debt At September 30, 2019, there was one security with a fair value of $2.1 million that had an unrealized loss of $16 thousand . These securities typically have maturity dates greater than 5 years and the fair values are more sensitive to changes in market interest rates. As of September 30, 2019, we did not intend to sell and it was not more-likely-than-not that we would be required to sell any of these securities before recovery of their amortized cost basis. Therefore, none of our corporate debt securities at September 30, 2019, were deemed to be OTTI. At December 31, 2018, there were no securities with an unrealized loss. Held to Maturity Securities The amortized cost and approximate fair value of securities held to maturity as of September 30, 2019 and December 31, 2018 are summarized as follows: ໿ (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2019 State and political subdivisions $ 4,331 $ 83 $ — $ 4,414 December 31, 2018 State and political subdivisions $ 4,078 $ 74 $ — $ 4,152 The amortized cost and carrying value of securities held to maturity at September 30, 2019 are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized Cost Fair Value Due in one year or less $ 1,553 $ 1,553 Due after one year through five years 756 758 Due after five years through ten years 2,022 2,103 Due after ten years — — Total held to maturity securities $ 4,331 $ 4,414 Temporarily Impaired Securities For each security whose fair value is less than its amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. As of September 30, 2019 , there were no securities that had an unrealized loss. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer and the intent and likelihood of selling the security. The intent and likelihood of sale of debt securities is evaluated based upon our investment strategy for the particular type of security and our cash flow needs, liquidity position, capital adequacy and interest rate risk position. For each security whose fair value is less than their amortized cost basis, a review is conducted to determine if an other-than-temporary impairment has occurred. At December 31, 2018 , there were no held to maturity securities with an unrealized loss.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2019
Loans and Leases Receivable Disclosure [Abstract]
LOANS	LOANS The composition of net loans receivable at September 30, 2019 and December 31, 2018 is as follows: (Dollars in thousands) September 30, 2019 December 31, 2018 Commercial and industrial $ 105,392 $ 81,709 Construction 109,934 142,321 Commercial real estate 967,919 878,449 Residential real estate 379,566 370,955 Consumer and other 1,869 2,393 Total loans receivable 1,564,680 1,475,827 Unearned net loan origination fees (1,070 ) (1,052 ) Allowance for loan losses (9,750 ) (8,775 ) Net loans receivable $ 1,553,860 $ 1,466,000 Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The total amount of loans serviced for the benefit of others was approximately $221 thousand and $229 thousand at September 30, 2019 and December 31, 2018 , respectively. Purchased Credit Impaired Loans The carrying value of loans acquired in the Community acquisition and accounted for in accordance with ASC Subtopic 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality,” was $3.0 million at September 30, 2019, which was $600 thousand less than the balance at the time of acquisition on January 4, 2018. Under ASC Subtopic 310-30, these loans, referred to as purchased credit impaired (“PCI”) loans, may be aggregated and accounted for as pools of loans if the loans being aggregated have common risk characteristics. The Company elected to account for the loans with evidence of credit deterioration individually rather than aggregate them into pools. The difference between the undiscounted cash flows expected at acquisition and the investment in the acquired loans, or the “accretable yield,” is recognized as interest income utilizing the level-yield method over the life of each loan. Contractually required payments for interest and principal that exceed the undiscounted cash flows expected at acquisition, or the “non-accretable difference,” are not recognized as a yield adjustment, as a loss accrual or as a valuation allowance. Increases in expected cash flows subsequent to the acquisition are recognized prospectively through an adjustment of the yield on the loans over the remaining life, while decreases in expected cash flows are recognized as impairments through a loss provision and an increase in the allowance for loan and lease losses. Valuation allowances (recognized in the allowance for loan and lease losses) on these impaired loans reflect only losses incurred after the acquisition (representing all cash flows that were expected at acquisition but currently are not expected to be received). The following table presents changes in the accretable yield for PCI loans: (Dollars in thousands) Nine months ended September 30, 2019 Nine months ended September 30, 2018 Accretable yield, beginning balance $ 539 $ — Acquisition of impaired loans — 846 Accretable yield amortized to interest income (154 ) (229 ) Reclassification from non-accretable difference (122 ) — Accretable yield, ending balance $ 263 $ 617

ALLOWANCE FOR LOAN LOSSES AND C

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES	9 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES	ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES The following table presents changes in the allowance for loan losses disaggregated by the class of loans receivable for the three and nine months ended September 30, 2019 and 2018 : ໿ ໿ (Dollars in thousands) Commercial and Industrial Construction Commercial Real Estate Residential Real Estate Consumer and Other Unallocated Total Three Months Ended: September 30, 2019 Beginning balance $ 741 $ 373 $ 6,268 $ 1,444 $ 17 $ 784 $ 9,627 Charge-offs — — (468 ) (46 ) (19 ) — (533 ) Recoveries — — — 16 4 — 20 Provision 194 5 105 205 7 120 636 Ending balance $ 935 $ 378 $ 5,905 $ 1,619 $ 9 $ 904 $ 9,750 September 30, 2018 Beginning balance $ 440 $ 402 $ 5,489 $ 1,138 $ 27 $ 768 $ 8,264 Charge-offs — — — — (8 ) — (8 ) Recoveries — — 5 11 1 — 17 Provision 127 70 342 6 4 (228 ) 321 Ending balance $ 567 $ 472 $ 5,836 $ 1,155 $ 24 $ 540 $ 8,594 Nine Months Ended: September 30, 2019 Beginning balance $ 603 663 $ 5,575 $ 1,371 $ 23 $ 540 $ 8,775 Charge-offs (198 ) — (473 ) (476 ) (61 ) — (1,208 ) Recoveries 2 — 124 66 8 — 200 Provision 528 (285 ) 679 658 39 364 1,983 Ending balance $ 935 $ 378 $ 5,905 $ 1,619 $ 9 $ 904 $ 9,750 September 30, 2018 Beginning balance $ 208 336 $ 5,185 $ 1,032 $ 26 $ 548 $ 7,335 Charge-offs (11 ) — — (22 ) (50 ) — (83 ) Recoveries 2 — 11 83 19 — 115 Provision 368 136 640 62 29 (8 ) 1,227 Ending balance $ 567 $ 472 $ 5,836 $ 1,155 $ 24 $ 540 $ 8,594 The following table presents the balance of the allowance of loan losses and loans receivable by class at September 30, 2019 and December 31, 2018 disaggregated on the basis of our impairment methodology. ໿ ໿ Allowance for Loan Losses Loans Receivable (Dollars in thousands) Balance Balance Loans Individually Evaluated for Impairment Balance Related to Loans Collectively Evaluated for Impairment Balance Individually Evaluated for Impairment (a) Collectively Evaluated for Impairment September 30, 2019 Commercial and industrial $ 935 $ 299 $ 636 $ 105,392 $ 836 $ 104,556 Construction 378 — 378 109,934 — 109,934 Commercial real estate 5,905 216 5,689 967,919 6,101 961,818 Residential real estate 1,619 93 1,526 379,566 6,380 373,186 Consumer and other loans 9 — 9 1,869 — 1,869 Unallocated 904 — — — — — Total $ 9,750 $ 608 $ 8,238 $ 1,564,680 $ 13,317 $ 1,551,363 December 31, 2018 Commercial and industrial $ 603 $ 152 $ 451 $ 81,709 $ 372 $ 81,337 Construction 663 — 663 142,321 — 142,321 Commercial real estate 5,575 274 5,301 878,449 15,760 862,689 Residential real estate 1,371 89 1,282 370,955 4,572 366,383 Consumer and other loans 23 — 23 2,393 — 2,393 Unallocated 540 — — — — — Total $ 8,775 $ 515 $ 7,720 $ 1,475,827 $ 20,704 $ 1,455,123 (a) loans individually evaluated for impairment exclude PCI loans. An age analysis of loans receivable, which were past due as of September 30, 2019 and December 31, 2018 , is as follows: ໿ (Dollars in thousands) 30-59 Days Past Due 60-89 days Past Due Greater Than 90 Days (a) Total Past Due Current Total Financing Receivables Recorded Investment > 90 Days and Accruing September 30, 2019 Commercial and industrial $ — $ — $ 704 $ 704 $ 104,688 $ 105,392 $ — Construction — — — — 109,934 109,934 — Commercial real estate 5,220 — 5,507 10,727 957,192 967,919 — Residential real estate 290 — 5,808 6,098 373,468 379,566 — Consumer and other 8 3 1 12 1,857 1,869 1 Total $ 5,518 $ 3 $ 12,020 $ 17,541 $ 1,547,139 $ 1,564,680 $ 1 December 31, 2018 Commercial and industrial $ 491 $ — $ 372 $ 863 $ 80,846 $ 81,709 $ — Construction — 582 — 582 141,739 142,321 — Commercial real estate 2,282 — 15,760 18,042 860,407 878,449 — Residential real estate 393 35 4,572 5,000 365,955 370,955 — Consumer and other 4 1 — 5 2,388 2,393 — Total $ 3,170 $ 618 $ 20,704 $ 24,492 $ 1,451,335 $ 1,475,827 $ — (a) includes loans greater than 90 days past due and still accruing and non-accrual loans, excluding PCI loans. Loans for which the accrual of interest has been discontinued, excluding PCI loans, at September 30, 2019 and December 31, 2018 were: ໿ (Dollars in thousands) September 30, 2019 December 31, 2018 Commercial and industrial $ 704 $ 372 Commercial real estate 5,507 15,760 Residential real estate 5,808 4,572 Total $ 12,019 $ 20,704 In determining the adequacy of the allowance for loan losses, we estimate losses based on the identification of specific problem loans through our credit review process and also estimate losses inherent in other loans on an aggregate basis by loan type. The credit review process includes the independent evaluation of the loan officer assigned risk ratings by the Chief Credit Officer and a third party loan review company. Such risk ratings are assigned loss component factors that reflect our loss estimate for each group of loans. It is management’s and the Board of Directors’ responsibility to oversee the lending process to ensure that all credit risks are properly identified, monitored, and controlled, and that loan pricing, terms and other safeguards against non-performance and default are commensurate with the level of risk undertaken and is rated as such based on a risk-rating system. Factors considered in assigning risk ratings and loss component factors include: borrower specific information related to expected future cash flows and operating results, collateral values, financial condition and payment status; levels of and trends in portfolio charge-offs and recoveries; levels in portfolio delinquencies; effects of changes in loan concentrations and observed trends in the economy and other qualitative measurements. Our risk-rating system is consistent with the classification system used by regulatory agencies and with industry practices. Loan classifications of Substandard, Doubtful or Loss are consistent with the regulatory definitions of classified assets. The classification system is as follows: • Pass : This category represents loans performing to contractual terms and conditions and the primary source of repayment is adequate to meet the obligation. We have five categories within the Pass classification depending on strength of repayment sources, collateral values and financial condition of the borrower. • Special Mention : This category represents loans performing to contractual terms and conditions; however the primary source of repayment or the borrower is exhibiting some deterioration or weaknesses in financial condition that could potentially threaten the borrowers’ future ability to repay our loan principal and interest or fees due. • Substandard : This category represents loans that the primary source of repayment has significantly deteriorated or weakened which has or could threaten the borrowers’ ability to make scheduled payments. The weaknesses require close supervision by management and there is a distinct possibility that we could sustain some loss if the deficiencies are not corrected. Such weaknesses could jeopardize the timely and ultimate collection of our loan principal and interest or fees due. Loss may not be expected or evident, however, loan repayment is inadequately supported by current financial information or pledged collateral. • Doubtfu l: Loans so classified have all the inherent weaknesses of a substandard loan with the added provision that collection or liquidation in full is highly questionable and not reasonably assured. The probability of at least partial loss is high, but extraneous factors might strengthen the asset to prevent loss. The validity of the extraneous factors must be continuously monitored. Once these factors are questionable the loan should be considered for full or partial charge-off. • Loss : Loans so classified are considered uncollectible, and of such little value that their continuance as active assets is not warranted. Such loans are fully charged off. The following tables illustrate our corporate credit risk profile by creditworthiness category as of September 30, 2019 and December 31, 2018 : ໿ ໿ (Dollars in thousands) Pass Special Mention Substandard Doubtful Total September 30, 2019 Commercial and industrial $ 104,406 $ — $ 986 $ — $ 105,392 Construction 107,332 2,352 250 — 109,934 Commercial real estate 957,185 3,877 6,857 — 967,919 $ 1,168,923 $ 6,229 $ 8,093 $ — $ 1,183,245 December 31, 2018 Commercial and industrial $ 80,977 $ 32 $ 700 $ — $ 81,709 Construction 141,871 — 450 — 142,321 Commercial real estate 855,180 3,908 19,361 — 878,449 $ 1,078,028 $ 3,940 $ 20,511 $ — $ 1,102,479 (Dollars in thousands) Residential Real Estate Consumer and other September 30, 2019 Performing $ 373,983 $ 1,869 Non-Performing 5,583 — Total $ 379,566 $ 1,869 December 31, 2018 Performing $ 366,383 $ 2,393 Non-Performing 4,572 — Total $ 370,955 $ 2,393 The following table reflects information about our impaired loans, excluding PCI loans, by class as of September 30, 2019 and December 31, 2018 : September 30, 2019 December 31, 2018 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial and industrial $ 345 $ 497 $ — $ — $ 10 $ — Commercial real estate 5,612 5,853 — 13,745 13,745 — Residential real estate 6,056 6,129 — 2,790 2,790 — With an allowance recorded: Commercial and industrial 491 491 299 372 572 152 Commercial real estate 488 493 216 2,015 2,437 274 Residential real estate 325 345 93 1,782 2,329 89 Total: Commercial and industrial 836 988 299 372 582 152 Commercial real estate 6,100 6,346 216 15,760 16,182 274 Residential real estate 6,381 6,474 93 4,572 5,119 89 $ 13,317 $ 13,808 $ 608 $ 20,704 $ 21,883 $ 515 ໿ The following table presents the average recorded investment and income recognized for our impaired loans, excluding PCI loans, for the three and nine months ended September 30, 2019 and 2018 : For the Three Months Ended September 30, 2019 For the Three Months Ended September 30, 2018 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial and industrial $ 209 $ 4 $ — $ — Construction — — — — Commercial real estate 7,894 21 13,693 9 Residential real estate 5,500 30 3,858 9 Total impaired loans without a related allowance 13,603 55 17,551 18 With an allowance recorded: Commercial and industrial 435 — 240 — Commercial real estate 1,160 — 483 — Residential real estate 214 — 50 — Total impaired loans with an allowance 1,809 — 773 — Total impaired loans $ 15,412 $ 55 $ 18,324 $ 18 For the Nine Months Ended September 30, 2019 For the Nine Months Ended September 30, 2018 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial and industrial $ 115 $ 4 $ 8 $ — Construction — — 21 — Commercial real estate 12,261 156 7,716 92 Residential real estate 4,476 70 2,869 39 Total impaired loans without a related allowance 16,852 230 10,614 131 With an allowance recorded: Commercial and industrial 366 7 96 — Commercial real estate 846 9 1,014 — Residential real estate 414 1 84 — Total impaired loans with an allowance 1,626 17 1,194 — Total impaired loans $ 18,478 $ 247 $ 11,808 $ 131 We recognize interest income on performing impaired loans as payments are received. On non-performing impaired loans we do not recognize interest income as all payments are recorded as a reduction of principal on such loans. Impaired loans include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, postponement or forgiveness of principal, forbearance or other actions intended to maximize collection. The concessions rarely result in the forgiveness of principal or accrued interest. In addition, we attempt to obtain additional collateral or guarantor support when modifying such loans. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. The following table presents the recorded investment in troubled debt restructured loans, based on payment performance status: (Dollars in thousands) Commercial Real Estate Commercial & Industrial Residential Real Estate Total September 30, 2019 Performing $ 420 $ 132 $ 686 $ 1,238 Non-performing 408 — 680 1,088 Total $ 828 $ 132 $ 1,366 $ 2,326 December 31, 2018 Performing $ 431 $ — $ 475 $ 906 Non-performing 1,531 — 517 2,048 Total $ 1,962 $ — $ 992 $ 2,954 Troubled debt restructured loans are considered impaired and are included in the previous impaired loans disclosures in this footnote. As of September 30, 2019 , we have not committed to lend additional amounts to customers with outstanding loans that are classified as troubled debt restructuring. There was one troubled debt restructuring in the amount of $362 thousand during the three months ended September 30, 2019. There were two troubled debt restructurings during the nine months ended September 30, 2019. There was one troubled debt restructuring in the amount of $514 thousand that occurred during nine months ended September 30, 2018. (Dollars in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment September 30, 2019 Residential real estate 2 $ 410 $ 409 (Dollars in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment September 30, 2018 Residential real estate 1 $ 514 $ 306 There was no troubled debt restructuring for which there was a payment default within twelve months following the date of the restructuring for the three months ended September 30, 2019 . There was no troubled debt restructuring for which there was a payment default within twelve months following the date of the restructuring for the three months ended September 30, 2018 . We may obtain physical possession of residential real estate collateralizing a consumer mortgage loan via foreclosure on an in-substance repossession. As of September 30, 2019 , we had four foreclosed residential real estate properties with a carrying value of $890 thousand . As of December 31, 2018, we had five foreclosed residential real estate properties with a carrying value of $1.3 million . In addition, as of September 30, 2019 and December 31, 2018 , respectively, we had consumer loans with a carrying value of $547 thousand and $682 thousand collateralized by residential real estate property for which formal foreclosure proceedings were in process.

EARNINGS PER SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
EARNINGS PER SHARE	EARNINGS PER SHARE Basic earnings per share are calculated by dividing net income by the weighted average number of shares of common stock outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares (unvested restricted stock grants and stock options) had been issued, as well as any adjustment to income that would result from the assumed issuance of potential common shares that may be issued by us. Potential common shares related to stock options are determined using the treasury stock method. Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 (Dollars in thousands, except share and per share data) Income (Numerator) Shares (Denominator) Per Share Amount Income (Numerator) Shares (Denominator) Per Share Amount Shares Outstanding (weighted average) 9,342,811 7,861,713 Shares held by Rabbi Trust 98,908 97,168 Shares liability under deferred compensation agreement (98,908 ) (97,168 ) Basic earnings per share: Net earnings applicable to common stockholders $ 5,145 9,342,811 $ 0.55 $ 3,270 7,861,713 $ 0.42 Effect of dilutive securities: Unvested stock awards — 32,679 — 48,736 Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ 5,145 9,375,490 $ 0.55 $ 3,270 7,910,449 $ 0.41 Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 (Dollars in thousands, except share and per share data) Income (Numerator) Shares (Denominator) Per Share Amount Income (Numerator) Shares (Denominator) Per Share Amount Shares Outstanding (weighted average) 9,378,793 7,821,391 Shares held by Rabbi Trust 98,908 97,168 Shares liability under deferred compensation agreement (98,908 ) (97,168 ) Basic earnings per share: Net earnings applicable to common stockholders $ 17,212 9,378,793 $ 1.84 $ 7,570 7,821,391 $ 0.97 Effect of dilutive securities: Unvested stock awards — 31,518 — 46,889 Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ 17,212 9,410,311 $ 1.83 $ 7,570 7,868,280 $ 0.96 ໿ There were 38,390 shares of options outstanding during the three months ended September 30, 2019 and no shares of options outstanding during the three months ended September 30, 2018 , which were not included in the computation of diluted earnings per share because to do so would have been anti-dilutive. There were 69,001 shares of options outstanding during the nine months ended September 30, 2019 and 20,169 shares of options outstanding during the nine months ended September 30, 2018, which were not included in the computation of diluted earnings per share because to do would have been anti-dilutive.

OTHER COMPREHENSIVE INCOME

OTHER COMPREHENSIVE INCOME	9 Months Ended
	Sep. 30, 2019
Equity [Abstract]
OTHER COMPREHENSIVE INCOME	OTHER COMPREHENSIVE INCOME Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income. The components of other comprehensive income, both before tax and net of tax, are as follows: ໿ Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive income (loss): Unrealized gains (losses) on available for sale securities $ 1,241 $ 357 $ 884 $ (1,383 ) $ (394 ) $ (989 ) Fair value adjustments on derivatives (1,540 ) (463 ) (1,077 ) 779 289 490 Reclassification adjustment for net losses on securities transactions included in net income — — — — (1 ) 1 Total other comprehensive (loss) income $ (299 ) $ (106 ) $ (193 ) $ (604 ) $ (106 ) $ (498 ) Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive income (loss): Unrealized gains (losses) on available for sale securities $ 6,683 $ 1,908 $ 4,775 $ (3,903 ) $ (1,081 ) $ (2,822 ) Fair value adjustments on derivatives (6,975 ) (2,099 ) (4,876 ) 2,214 692 1,522 Reclassification adjustment for net gains on securities transactions included in net income (1,524 ) (459 ) (1,065 ) (36 ) (11 ) (25 ) Total other comprehensive income $ (1,816 ) $ (650 ) $ (1,166 ) $ (1,725 ) $ (400 ) $ (1,325 )

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES	9 Months Ended
	Sep. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLES	GOODWILL AND OTHER INTANGIBLES The Company had goodwill of $27.3 million as of September 30, 2019 and December 31, 2018. Goodwill at December 31, 2018, included $22.3 million and $2.2 million related to the acquisitions of Community and Enterprise, respectively, $2.3 million related to the insurance segment and $486 thousand related to the banking segment. The Company reviews its goodwill and intangible assets annually, on September 30, or more frequently if conditions warrant, for impairment. In testing goodwill for impairment, the Company compares the estimated fair value of its reporting unit to its carrying amount, including goodwill. The estimated fair value of each reporting unit exceeded its book value; therefore, no write-down of goodwill was required at September 30, 2019. The estimated fair value of the insurance segment exceeded its carrying value by 17% at September 30, 2019. The Company recorded a core deposit intangible of $1.3 million for the Community acquisition and $1.1 million for the Enterprise acquisition. The Company amortized $305 thousand and $182 thousand in core deposit intangible for the nine months ended September 30, 2019 and 2018, respectively. The estimated future amortization expense for the remainder of 2019 and for each of the succeeding five years ended December 31 is as follows (dollars in thousands): For the Year Ended Amortization Expense 2019 $ 100 2020 364 2021 320 2022 277 2023 234 2024 191

SEGMENT INFORMATION

SEGMENT INFORMATION	9 Months Ended
	Sep. 30, 2019
Segment Reporting [Abstract]
SEGMENT INFORMATION	SEGMENT INFORMATION Our insurance agency operations are managed separately from the traditional banking and related financial services that we also offer. The insurance agency operation provides commercial, individual, and group benefit plans and personal coverage. ໿ Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Banking and Financial Services Insurance Services Total Banking and Financial Services Insurance Services Total (Dollars in thousands) Net interest income from external sources $ 14,685 $ — $ 14,685 $ 10,993 $ — $ 10,993 Other income from external sources 1,239 1,864 3,103 967 1,551 2,518 Depreciation and amortization 488 10 498 455 7 462 Income before income taxes 6,648 317 6,965 3,907 320 4,227 Income tax expense (1) 1,693 127 1,820 829 128 957 Total assets 1,927,351 6,908 1,934,259 1,453,536 6,106 1,459,642 Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 Banking and Financial Services Insurance Services Total Banking and Financial Services Insurance Services Total (Dollars in thousands) Net interest income from external sources $ 44,114 $ — $ 44,114 $ 32,746 $ — $ 32,746 Other income from external sources 4,518 6,610 11,128 2,901 5,355 8,256 Depreciation and amortization 1,527 33 1,560 1,347 19 1,366 Income before income taxes 20,205 2,163 22,368 7,809 1,829 9,638 Income tax expense (1) 4,291 865 5,156 1,336 732 2,068 Total assets 1,927,351 6,908 1,934,259 1,453,536 6,106 1,459,642 (1) Insurance Services calculated at statutory tax rate of 28.1% .

STOCK-BASED COMPENSATION

STOCK-BASED COMPENSATION	9 Months Ended
	Sep. 30, 2019
Share-based Payment Arrangement [Abstract]
STOCK-BASED COMPENSATION	STOCK-BASED COMPENSATION We currently have stock-based compensation plans in place for our directors, officers, employees, consultants and advisors. Under the terms of these plans we may grant restricted shares and stock options for the purchase of our common stock. The stock-based compensation is granted under terms determined by our Compensation Committee. Our standard stock option grants have a maximum ter m of 10 years, generally vest over periods ranging between one and five years , and are granted with an exercise price equal to the fair market value of the common stock on the date of grant. Restricted stock is valued at the market value of the common stock on the date of grant and generally vests over periods of three to five years . All dividends paid on restricted stock, whether vested or unvested, are paid to the shareholder. Information regarding our stock option plans for the nine months ended September 30, 2019 is as follows: Number of Shares Weighted Average Exercise Price per Share Weighted Average Contractual Term Aggregate Intrinsic Value Options outstanding, beginning of year 69,123 $ 11.10 Options forfeited (5,077 ) 10.76 Options exercised (14,304 ) $ 10.92 Options outstanding, end of quarter 49,742 $ 11.17 0.7 $ 566,607 Options exercisable, end of quarter 35,749 $ 10.98 5.6 $ 413,929 Option price range at end of quarter $9.97 to $12.83 Option price of exercisable shares $9.97 to $12.83 ໿ During the three months ended September 30, 2019 and 2018 , we expensed $9 thousand and $12 thousand , respectively, in stock-based compensation under stock option awards. During the nine months ended September 30, 2019 and 2018, we expensed $27 thousand and $36 thousand , respectively, in stock-based compensation under stock option awards. During the nine months ended September 30, 2019, there were 14,304 stock options exercised with an intrinsic value of $156 thousand . During the nine months ended September 30, 2019, there were 5,077 stock options forfeited with an intrinsic value of $55 thousand to the stock options outstanding. There were no options granted during the three and nine months ended September 30, 2019 and 2018. Expected future expense relating to the unvested options outstanding as of September 30, 2019 is $22 thousand over a weighted average period of 0.7 years. Upon exercise of vested options, management expects to draw on common stock as the source of the shares. The summary of changes in unvested restricted stock awards for the nine months ended September 30, 2019 , is as follows: Number of Shares Weighted Average Grant Date Fair Value Unvested restricted stock, beginning of year 97,465 $ 24.45 Granted 74,470 21.95 Forfeited (17,584 ) 24.44 Vested (40,739 ) 22.27 Unvested restricted stock, end of period 113,612 $ 23.59 During the three months ended September 30, 2019 and 2018 , we expensed $281 thousand and $212 thousand , respectively, in stock-based compensation under restricted stock awards. During the nine months ended September 30, 2019 and 2018, we expensed $745 thousand and $531 thousand , respectively, in stock-based compensation under restricted stock awards. At September 30, 2019 , unrecognized compensation expense for unvested restricted stock was $2.1 million , which is expected to be recognized over an average period of 3.9 years.

GUARANTEES

GUARANTEES	9 Months Ended
	Sep. 30, 2019
Guarantees [Abstract]
GUARANTEES	GUARANTEES We do not issue any guarantees that would require liability recognition or disclosure, other than standby letters of credit. Standby letters of credit are conditional commitments issued by us to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued, have expiration dates within one year . The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Generally, we hold collateral and/or personal guarantees supporting these commitments. As of September 30, 2019 , we had $1.8 million of outstanding letters of credit. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The amount of the liability as of September 30, 2019 , for guarantees under standby letters of credit issued is not material.

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	FAIR VALUE OF FINANCIAL INSTRUMENTS Management uses its best judgment in estimating the fair value of our financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts we could have realized in a sale transaction on the dates indicated. The fair value amounts have been measured as of their respective period ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end. In accordance with U.S. GAAP, we use a hierarchical disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: • Level I - Quoted prices are available in active markets for identical assets or liabilities as of the reported date. • Level II - Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these asset and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. • Level III - Assets and liabilities that have little to no pricing observability as of reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following table summarizes the fair value of our financial instruments measured on a recurring basis by the above pricing observability levels as of September 30, 2019 and December 31, 2018 : ໿ ໿ (Dollars in thousands) Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) September 30, 2019 U.S. government agencies $ 20,204 $ — $ 20,204 $ — U.S. government-sponsored enterprises 46,694 — 46,694 — State and political subdivisions 20,224 — 20,224 — Mortgage-backed securities - U.S. government-sponsored enterprises 95,166 — 95,166 — Private mortgage-backed securities 18,176 — 18,176 — Corporate debt 6,672 — 6,672 — Derivative instruments Interest rate swaps - asset 152 — 152 — Interest rate swaps - liability (5,792 ) (5,792 ) December 31, 2018 U.S. government agencies $ 24,794 $ — $ 24,794 $ — U.S. government-sponsored enterprises 20,362 — 20,362 — State and political subdivisions 60,362 — 60,362 — Mortgage-backed securities - U.S. government-sponsored enterprises 73,613 — 73,613 — Corporate debt 3,008 — 3,008 — Derivative instruments Interest rate swaps - asset 2,114 — 2,114 — Interest rate swaps - liability (779 ) (779 ) Our available for sale and held to maturity securities portfolios contain investments, which were all rated within our investment policy guidelines at time of purchase, and upon review of the entire portfolio all securities are marketable and have observable pricing inputs. For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2019 and December 31, 2018 are as follows: ໿ (Dollars in thousands) Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) September 30, 2019 Impaired loans $ 1,178 $ — $ — $ 1,178 Foreclosed real estate 1,637 — — 1,637 December 31, 2018 Impaired loans $ 1,785 $ — $ — $ 1,785 Foreclosed real estate 730 — — 730 The following table presents additional qualitative information about assets measured at fair value on a nonrecurring basis and for which Level III inputs were used to determine fair value: ໿ Qualitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2019 Impaired loans $ 1,178 Appraisal of Appraisal 0% to (-100.0% ) collateral adjustments (1) (-6.8%) Foreclosed real estate 1,637 Appraisal of Selling collateral expenses (1) -7.0%(-7.0%) December 31, 2018 Impaired loans $ 1,785 Appraisal of Appraisal 0% to (-100.0% ) collateral adjustments (1) (-7.8%) Foreclosed real estate 730 Appraisal of Selling collateral expenses (1) -7.0% (-7.0%) (1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percentage of the appraisal. The following information should not be interpreted as an estimate of the fair value of the entire company since a fair value calculation is only provided for a limited portion of our assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between our disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair value of our financial instruments at September 30, 2019 and December 31, 2018 : Securities: The fair value of securities, available for sale (carried at fair value) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level I), or matrix pricing (Level II), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level III). In the absence of such evidence, management’s best estimate of market participants’ estimate is used. Management’s best estimate consists of both internal and external support on certain Level III measurements. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) were used to support fair values of certain Level III investments. Impaired Loans (Carried at Lower of Cost or Fair Value): Fair value of impaired loans is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds, less estimated selling costs. These assets are included in Level III fair values, based upon the lowest level of input that is significant to the fair value measurements. Derivatives (Carried at Fair Value): The fair value of the Company's derivatives is determined using discounted cash flow analysis using observable market-based inputs, which are considered Level 2 inputs. Other Real Estate Owned (Carried at Fair Value): Other Real Estate Owned is recorded at estimated fair value, less estimated selling costs when acquired, thus establishing a new cost basis. Fair value is generally based on independent appraisals. These appraisals include adjustments to comparable assets based on the appraisers’ market knowledge and experience. When an asset is acquired, the excess of the loan balance over fair value, less estimated selling costs, a writedown is recorded through expense. The fair values of our financial instruments at September 30, 2019 and December 31, 2018 , were as follows: September 30, 2019 Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) (Dollars in thousands) Carrying Amount Fair Value Financial assets: Cash and cash equivalents $ 47,941 $ 47,941 $ 47,941 $ — $ — Time deposits with other banks 200 200 — 200 — Securities available for sale 207,136 207,136 — 207,136 — Securities held to maturity 4,331 4,414 — 4,414 — Other bank stock 9,382 9,382 — 9,382 — Loans receivable, net of allowance 1,553,860 1,548,133 — — 1,548,133 Accrued interest receivable 6,253 6,253 — 6,253 — Interest rate swaps 152 152 — 152 — Financial liabilities: Non-maturity deposits 991,751 991,751 — 991,751 — Time deposits 535,105 529,031 — 529,031 — Short-term borrowings 121,000 121,036 121,036 — — Long-term borrowings 42,849 42,993 — 42,993 — Subordinated debentures 27,866 27,931 — 27,931 — Accrued interest payable 1,652 1,652 — 1,652 — Interest rate swaps 5,792 5,792 5,792 December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) (Dollars in thousands) Carrying Amount Fair Value Financial assets: Cash and cash equivalents $ 26,678 $ 26,678 $ 26,678 $ — $ — Time deposits with other banks 200 200 — 200 — Securities available for sale 182,139 182,139 — 182,139 — Securities held to maturity 4,078 4,152 — 4,152 — Other bank stock 11,764 11,764 — 11,764 — Loans receivable, net of allowance 1,466,000 1,428,094 — — 1,428,094 Accrued interest receivable 6,546 6,546 — 6,546 — Interest rate swaps 2,114 2,114 — 2,114 — Financial liabilities: Non-maturity deposits 965,065 965,065 — 965,065 — Time deposits 388,874 383,264 — 383,264 — Short-term borrowings 175,295 175,366 175,366 — — Long-term borrowings 44,611 44,365 — 44,365 — Subordinated debentures 27,859 26,840 — 26,840 — Accrued interest payable 1,480 1,480 — 1,480 — Interest rate swaps 779 779 — 779 —

DERIVATIVES

DERIVATIVES	9 Months Ended
	Sep. 30, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	DERIVATIVES The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges are recorded in accumulated other comprehensive income and are subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. The ineffective portion of the change in fair value of the derivatives is recognized directly in earnings. During the three and nine months ended September 30, 2019 and 2018, the Company did no t record any hedge ineffectiveness. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Income and Comprehensive Income at September 30, 2019 and December 31, 2018: September 30, 2019 Notional/ Contract Amount Fair Value Balance Sheet Location Expiration Date (Dollars in thousands) Derivatives designated as hedging instruments Interest rate swaps by effective date: March 15, 2016 $ 12,500 $ (135 ) Other Liabilities March 15, 2026 December 15, 2016 5,000 (152 ) Other Liabilities December 15, 2026 June 15, 2017 6,000 (224 ) Other Liabilities June 15, 2027 December 15, 2017 10,000 (349 ) Other Liabilities December 15, 2027 December 15, 2017 5,000 (191 ) Other Liabilities December 15, 2027 September 15, 2018 20,000 (501 ) Other Liabilities September 15, 2021 September 15, 2018 20,000 (806 ) Other Liabilities September 15, 2022 September 15, 2018 17,500 (424 ) Other Liabilities September 15, 2021 September 15, 2018 17,500 (681 ) Other Liabilities September 15, 2022 February 21, 2019 40,000 (933 ) Other Liabilities February 21, 2022 June 3, 2019 20,000 (244 ) Other Liabilities June 1, 2022 June 17, 2019 25,000 (444 ) Other Liabilities June 15, 2022 June 17, 2019 20,000 (311 ) Other Liabilities June 15, 2022 July 1, 2019 10,000 (77 ) Other Liabilities July 1, 2023 July 1, 2019 10,000 (117 ) Other Liabilities July 1, 2024 August 2, 2019 10,000 (70 ) Other Liabilities August 2, 2023 August 2, 2019 10,000 (93 ) Other Liabilities August 2, 2024 September 3, 2019 10,000 (14 ) Other Liabilities September 1, 2023 September 3, 2019 10,000 22 Other Assets September 1, 2023 September 3, 2019 10,000 47 Other Assets September 1, 2023 September 3, 2019 10,000 (26 ) Other Liabilities September 1, 2024 September 3, 2019 10,000 21 Other Assets September 1, 2024 September 3, 2019 10,000 62 Other Assets September 1, 2024 Total $ 318,500 $ (5,640 ) December 31, 2018 Notional/ Contract Amount Fair Value Balance Sheet Location Expiration Date (Dollars in thousands) Derivatives designated as hedging instruments Interest rate swaps by effective date: March 15, 2016 $ 12,500 $ 768 Other Assets March 15, 2026 December 15, 2016 5,000 246 Other Assets December 15, 2026 June 15, 2017 6,000 285 Other Assets June 15, 2027 December 15, 2017 10,000 554 Other Assets December 15, 2027 December 15, 2017 5,000 261 Other Assets December 15, 2027 September 15, 2018 20,000 (176 ) Other Liabilities September 15, 2021 September 15, 2018 20,000 (266 ) Other Liabilities September 15, 2022 September 15, 2018 17,500 (134 ) Other Liabilities September 15, 2021 September 15, 2018 17,500 (203 ) Other Liabilities September 15, 2022 Total 113,500 1,335 The table below presents the Company’s derivative financial instruments that are designated as cash flow hedges of interest rate risk and their effect on the Company’s Consolidated Statements of Income and Comprehensive Income during the three months ended September 30, 2019 and 2018: ໿ Three Months Ended September 30, 2019 Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion) Location of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) (Dollars in thousands) Derivatives in cash flow hedges Interest rate swaps by effective date: March 15, 2016 $ (168 ) Not applicable $ — December 15, 2016 (78 ) Not applicable — June 15, 2017 (104 ) Not applicable — December 15, 2017 (190 ) Not applicable — December 15, 2017 (95 ) Not applicable — September 15, 2018 3 Not applicable — September 15, 2018 (31 ) Not applicable — September 15, 2018 1 Not applicable — September 15, 2018 (29 ) Not applicable — February 21, 2019 (46 ) Not applicable — June 3, 2019 (59 ) Not applicable — June 17, 2019 (56 ) Not applicable — June 17, 2019 (48 ) Not applicable — July 1, 2019 (57 ) Not applicable — July 1, 2019 (83 ) Not applicable — August 2, 2019 (49 ) Not applicable — August 2, 2019 (65 ) Not applicable — September 3, 2019 (10 ) Not applicable — September 3, 2019 15 Not applicable — September 3, 2019 33 Not applicable — September 3, 2019 (19 ) Not applicable — September 3, 2019 15 Not applicable — September 3, 2019 43 Not applicable — Total $ (1,077 ) $ — Three Months Ended September 30, 2018 Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion) Location of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) (Dollars in thousands) Derivatives in cash flow hedges Interest rate swaps by effective date: March 15, 2016 $ 84 Not applicable $ — December 15, 2016 40 Not applicable — June 15, 2017 52 Not applicable — December 15, 2017 92 Not applicable — December 15, 2017 46 Not applicable — September 15, 2018 55 Not applicable — September 15, 2018 77 Not applicable — September 15, 2018 47 Not applicable — September 15, 2018 68 Not applicable — Total $ 561 $ — The table below presents the Company’s derivative financial instruments that are designated as cash flow hedges of interest rate risk and their effect on the Company’s Consolidated Statements of Income and Comprehensive Income during the nine months ended September 30, 2019 and 2018: ໿ Nine Months Ended September 30, 2019 Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion) Location of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) (Dollars in thousands) Derivatives in cash flow hedges Interest rate swaps by effective date: March 15, 2016 $ (632 ) Not applicable $ — December 15, 2016 (278 ) Not applicable — June 15, 2017 (356 ) Not applicable — December 15, 2017 (632 ) Not applicable — December 15, 2017 (316 ) Not applicable — September 15, 2018 (227 ) Not applicable — September 15, 2018 (377 ) Not applicable — September 15, 2018 (202 ) Not applicable — September 15, 2018 (334 ) Not applicable — February 21, 2019 (652 ) Not applicable — June 3, 2019 (170 ) Not applicable — June 17, 2019 (311 ) Not applicable — June 17, 2019 (217 ) Not applicable — July 1, 2019 (54 ) Not applicable — July 1, 2019 (82 ) Not applicable — August 2, 2019 (49 ) Not applicable — August 2, 2019 (65 ) Not applicable — September 3, 2019 (10 ) Not applicable — September 3, 2019 15 Not applicable — September 3, 2019 33 Not applicable — September 3, 2019 (19 ) Not applicable — September 3, 2019 15 Not applicable — September 3, 2019 44 Not applicable — Total $ (4,876 ) $ — Nine Months Ended September 30, 2018 Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion) Location of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) (Dollars in thousands) Derivatives in cash flow hedges Interest rate swaps by effective date: March 15, 2016 $ 397 Not applicable $ — December 15, 2016 179 Not applicable — June 15, 2017 227 Not applicable — December 15, 2017 390 Not applicable — December 15, 2017 196 Not applicable — September 15, 2018 36 Not applicable — September 15, 2018 52 Not applicable — September 15, 2018 47 Not applicable — September 15, 2018 68 Not applicable — Total $ 1,592 $ — The Company has master netting arrangements with its counterparty. All master netting arrangements include rights to offset associated with the Company's recognized derivative assets, derivative liabilities, and cash collateral received and pledged. Amounts reported in accumulated other comprehensive income related to derivatives are reclassified to interest expense as interest payments made on the Company’s variable rate borrowing positions. During the nine months ended September 30, 2019, the Company had $27 thousand of reclassifications to interest income. During the nine months ended September 30, 2018, the Company had $54 thousand of reclassifications to interest expense. As required under the master netting arrangement with its derivatives counterparty, the Company pledged $6.1 million of financial collateral at September 30, 2019, and received financial collateral in the amount of $2.8 million at September 30, 2018. Offsetting derivatives The following table presents a gross presentation, the effects of offsetting, and a net presentation of the Company’s derivatives in the Consolidated Balance Sheets as of September 30, 2019 and December 31, 2018. The net amounts of derivative liabilities and assets can be reconciled to the tabular disclosure of the fair value hierarchy, see Note 12, Fair Value of Financial Instruments. The tabular disclosure of fair value provides the location that derivative assets and liabilities are presented on the Company’s Consolidated Balance Sheets. Gross Amounts Not Offset Gross Amounts Recognized Gross Amounts Offset Net Amounts Presented Financial Instruments Cash Collateral Pledged Net Amount (Dollars in thousands) September 30, 2019 Assets: Interest Rate Swaps $ 152 — $ (2,358 ) — $ (3,000 ) $ 642 Total $ 152 — $ (2,358 ) — $ (3,000 ) $ 642 Liabilities: Interest Rate Swaps $ (5,792 ) — $ (3,282 ) — $ (3,100 ) $ (182 ) Total $ (5,792 ) — $ (3,282 ) — $ (3,100 ) $ (182 ) December 31, 2018 Assets: Interest Rate Swaps $ 2,114 — $ 1,672 — $ 2,460 $ (788 ) Total $ 2,114 — $ 1,672 — $ 2,460 $ (788 ) Liabilities: Interest Rate Swaps $ (779 ) — $ (337 ) — — $ (337 ) Total $ (779 ) — $ (337 ) — — $ (337 )

BORROWINGS

BORROWINGS	9 Months Ended
	Sep. 30, 2019
Debt Disclosure [Abstract]
BORROWINGS	BORROWINGS At September 30, 2019, the Bank had secured borrowing potential with the Federal Home Loan Bank of New York (“FHLBNY”) for borrowings of up to $330.5 million and a $10.0 million line of credit at Atlantic Central Bankers Bank (“ACBB”). The borrowings at the FHLBNY are secured by a pledge of qualifying residential and commercial mortgage loans, having an aggregate unpaid principal balance of approximately $330.5 million . At September 30, 2019, the Bank had the ability to borrow up to $156.1 million at FHLBNY and $10.0 million at ACBB. At September 30, 2019 and December 31, 2018, the Company had $121.0 million and $175.3 million , respectively, in short term advances at the FHLBNY, having weighted average interest rates of 2.21% and 2.66% , respectively. These advances are priced at the federal funds rate plus a spread (generally between 20 and 30 basis points), re-price daily and mature within three months. As of September 30, 2019 and December 31, 2018, respectively, the Company had $42.8 million and $44.6 million in long-term fixed rate advances.

REVENUE RECOGNITION

REVENUE RECOGNITION	9 Months Ended
	Sep. 30, 2019
Revenue from Contract with Customer [Abstract]
REVENUE RECOGNITION	NOTE 15 – REVENUE RECOGNITION Effective July 1, 2018, the Company adopted ASU 2014-09 Revenue from Contracts with Customers and all subsequent amendments to the ASU (collectively, “ASC 606”), which (i) creates a single framework for recognizing revenue from contracts with customers that fall within its scope and (ii) revises when it is appropriate to recognize a gain (loss) from the transfer of nonfinancial assets, such as securities and premises and equipment. The majority of the Company’s revenues come from interest income and other sources, including loans, leases, securities, and derivatives that are outside the scope of ASC 606. The Company’s services that fall within the scope of ASC 606 are presented within other income and are recognized as revenue as the Company satisfies its obligation to the customer. Services within the scope of ASC 606 include deposit service charges on deposits, interchange income, and insurance contracts. The Company, using a modified retrospective transition approach, determined that there will be no cumulative effect adjustment to retained earnings as a result of adopting the new standard, nor will the standard have a material impact on our consolidated financial statements including the timing or amounts of revenue recognized. All of the Company’s revenue from contracts with customers within the scope of ASC 606 is recognized within other income. The following table presents the Company’s sources of other income for the three and nine ended September 30, 2019 and 2018. Sources of revenue outside the scope of ASC 606 are noted as such. (Dollars In Thousands) Three Months Ended September 30, 2019 2018 Other income: Service fees on deposit accounts $ 351 $ 320 ATM and debit card fees 289 254 Bank-owned life insurance (1) 235 190 Insurance commissions and fees 1,824 1,527 Investment brokerage fees (1) 49 29 Net gain (loss) on sales of securities (1) — — Net gain on sale and disposal of premises and equipment (1) 89 — Other 266 198 Total Other Income $ 3,103 $ 2,518 (1) Not within the scope of ASC 606. (Dollars In Thousands) Nine Months Ended September 30, 2019 2018 Other income: Service fees on deposit accounts $ 1,048 $ 959 ATM and debit card fees 798 717 Bank-owned life insurance (1) 697 563 Insurance commissions and fees 6,482 5,261 Investment brokerage fees (1) 126 92 Net gain (loss) on sales of securities (1) 1,524 36 Net gain on sale and disposal of premises and equipment (1) (292 ) 9 Other 745 619 Total Other Income $ 11,128 $ 8,256 (1) Not within the scope of ASC 606. A description of the Company’s revenue streams accounted for under ASC 606 is as follows: Service Fees on Deposit Accounts The Company earns fees from deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, which is when the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange Income The Company earns interchange fees from debit and credit card holder transactions conducted through various payment networks. Interchange fees from cardholder transactions are recognized daily, concurrently with the transaction processing services provided by an outsource technology solution and are presented on a net basis. Insurance commissions and fees Commission revenues are recognized as of the effective date of the insurance policy or the date on which the policy premium is processed into our systems, whichever is later. Commission revenues related to installment billings are recognized on the latter of effective or invoiced date. Subsequent commission adjustments are recognized upon our receipt of notification from insurance companies concerning matters necessitating such adjustments. Profit-sharing contingent commissions are recognized when determinable, which is generally when such commissions are received from insurance companies, or when we receive formal notification of the amount of such payments. Other Other fees consist of revenues that are both in scope and out of scope of ASC 606. Other fee revenues in scope of ASC 606 are made up of wire transfer fees for deposit customers, other agency fee income for SB One Insurance Agency, and other deposit related fees. Revenues for such fees are recognized at the point the fee is incurred by the customer.

RIGHT OF USE ASSET AND LEASE LI

RIGHT OF USE ASSET AND LEASE LIABILITY	9 Months Ended
	Sep. 30, 2019
Leases [Abstract]
RIGHT OF USE ASSET AND LEASE LIABILITY	NOTE 16 – RIGHT OF USE ASSET AND LEASE LIABILITY Effective January 1, 2019, the Company adopted ASC Update 2016-02, "Leases (Topic 842)," using the modified retrospective method of applying the new standard at the adoption date. In addition, the Company elected the package of practical expedients permitted under the transition guidance within the new standard as the lessee. This permitted the carry forward of the conclusions on lease identification, lease classification and initial direct costs. The Company also elected not to separate lease and non-lease components. Financial results for reporting periods beginning on or after January 1, 2019 are presented under the new guidance (Topic 842), while prior period amounts are not adjusted and continue to be reported in accordance with previous guidance (Topic 840). As a lessee, the majority of the Company's operating lease portfolio consists of real estate leases for the Company's branches and office space. The operating leases have remaining lease terms of 1 year to 20 years , some of which include options to extend the leases for 5 years or more. ROU assets and lease liabilities are not recognized for leases with an initial term of 12 months or less. The Company does not have any finance leases as the lessee. Operating lease expense primarily represents fixed lease payments for operating leases recognized on a straight-line basis over the applicable lease term. Variable lease expense represents the payment of real estate taxes, insurance and common area maintenance based on the Company's pro-rata share of such costs. The following table presents the components of the Company’s lease costs for operating leases as the lessee, which is included in net occupancy expense on the consolidated statements of income (in thousands): Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Operating lease expense $ 186 $ 453 Short term lease expense 69 424 Total lease expense $ 255 $ 877 Supplemental balance sheet information related to leases was as follows (in thousands, except for weighted-averages): Operating Leases Classification September 30, 2019 ROU assets Other assets $ 4,734 Lease liabilities Other liabilities $ 4,870 Weighted-average remaining lease term 9.2 Weighted-average discount rate 3.02 % The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption and as of the lease commencement or modification date for leases subsequently entered into. Supplemental cash flow information related to operating leases was as follows (in thousands): Nine months ended September 30, 2019 Cash paid for amounts included in the measurement of lease liabilities $ 459 ROU assets obtained in exchange for lease obligations $ 460 Lease payment obligations for each of the next five years and thereafter with a reconciliation to the Company's lease liability are as follows (in thousands): Year Operating Leases For the three months ending December 31, 2019 $ 186 2020 684 2021 640 2022 640 2023 640 Thereafter 2,774 Total lease payments 5,564 Less imputed interest (694 ) Total $ 4,870 (1) Lease liability maturities include 1st option of extension

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements include the accounts of SB One Bancorp, (“we,” “us,” “our” or the “Company”) and our wholly owned subsidiary SB One Bank (the “Bank”). The Bank’s wholly owned subsidiaries are SCB Investment Company, Inc., SCBNY Company, Inc., ClassicLake Enterprises, LLC, GFR Maywood, LLC, PPD Holding Company, LLC, Community Investing Company, Inc., 490 Boulevard Realty Corp., and SB One Insurance Agency Inc. ("SB One Insurance Agency"), a full service insurance agency located in Sussex County, New Jersey with a satellite office located in Bergen County, New Jersey. SB One Insurance Agency’s operations are considered a separate segment for financial disclosure purposes. All inter-company transactions and balances have been eliminated in consolidation. The Bank operates eighteen banking offices: seven located in Sussex County, New Jersey, four located in Bergen County, New Jersey, two located in Essex County, New Jersey, one located in Hudson County, New Jersey, one located in Middlesex County, New Jersey, one located in Union County, New Jersey, one located in Warren County, New Jersey, and one located in Queens County, New York. We are subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (the “FRB”). The Bank’s deposits are insured by the Deposit Insurance Fund (“DIF”) of the Federal Deposit Insurance Corporation (“FDIC”) up to applicable limits. The operations of the Company and the Bank are subject to the supervision and regulation of the FRB, the FDIC and the New Jersey Department of Banking and Insurance (the “Department”) and the operations of SB One Insurance Agency are subject to supervision and regulation by the Department. The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by the accounting principles generally accepted in the United States of America (“U.S. GAAP”) for full year financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation have been included and are of a normal, recurring nature. Operating results for the three and nine month periods ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019 . These unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and the notes thereto that are included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2018 .
New Accounting Standards	New Accounting Standards In February 2016, FASB issued Accounting Standards Update (“ASU”) 2016-02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (i) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (ii) a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Public business entities should apply the amendments in ASU 2016-02 for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted for all public business entities upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. In July 2018, the FASB issued ASU 2018-10, Codification Improvements to Topic 842, Leases which was issued to clarify and correct untended application of the guidance in ASU 2016-02 (Topic 842). The amendments in this ASU affect aspects of the guidance issued in ASU 2016-02 and provide clarification to related topics, such as 1) Rate implicit in the lease; 2) Reassessment of leases; 3) Transition guidance; and 4) Impairment of net investment in the lease. In July 2018, the FASB also issued ASU 2018-11 Leases (Topic 842) Targeted Improvements, which provides guidance related to comparative reporting requirements for initial adoption and separating lease and non-lease components. Currently, entities are required to adopt the new standard utilizing the modified retrospective approach. This amendment provides entities with an additional transition method which allows entities to initially apply the new leases standard at the adoption date and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Currently, ASU 2016-02 provides a practical expedient to lessees to allow them to not separate non-lease components from lease components; however, it does not provide a similar practical expedient to lessors. This amendment provides a practical expedient to lessors which allows them the option to not separate non-lease components from the associated lease components. However, the lessor practical expedient is limited to circumstances in which the non-lease components would otherwise be account for under the new revenue guidance (Topic 606). In addition, both of the following conditions must be met: 1) the timing and pattern of transfer are the same for non-lease components and associated lease components 2) the lease component, if accounted for separately, would be classified as an operating lease. An entity that elects the lessor practical expedient is also required to provide certain disclosures. For entities that early adopted Topic 842 the amendments in these ASUs are effective upon issuance. The Company adopted both ASU No. 2016-02 and ASU No. 2018-11 effective January 1, 2019 and elected to apply the guidance as of the beginning of the period of adoption (January 1, 2019) and not restate comparative periods. The Company also elected certain optional practical expedients, which allow the Company to forego a reassessment of (1) whether any expired or existing contracts are or contain leases, (2) the lease classification for any expired or existing leases, and (3) the initial direct costs for any existing leases. Additionally, the Company elected to adopt the practical expedient use of hindsight to determine right of use asset and lease liability for each lease with a renewal option through their first option date. Adoption of the standard did not result in material changes to the Company's consolidated results of operations. The Company's adoption of the ASU resulted in a right of use asset and lease liability of approximately $2.7 million at January 1, 2019. The impact of the adoption on the Company's operating results was not significant. In March 2019, FASB issued ASU 2019-01, Leases (Topic 842): Codification Improvements, which amends certain aspects of FASB's leasing standard, ASU 2016-02.1 ASU 2019-01 is the result of a proposed ASU issued in December 2018. The ASU addresses the following issues: • Determining the fair value of the underlying asset by lessors that are not manufacturers or dealers. • Statement of cash flows presentation for sales-type and direct financing leases by lessors within the scope of ASC 942.3 • Clarification of interim disclosure requirements during transition. ASU 2019-01 will be effective for public business entities for fiscal years ending after December 15, 2019. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In June, 2016, FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326), which introduces new guidance for the accounting for credit losses on instruments within its scope. The new guidance introduces an approach based on expected losses to estimate credit losses on certain types of financial instruments. It also modifies the impairment model for available-for-sale (AFS) debt securities and provides for a simplified accounting model for purchased financial assets with credit deterioration since their origination. In April, 2019, FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments—Credit Losses. ASU 2019-04 made amendments to the following categories in ASU 2016-13 which include Accrued interest, transfers between classifications or categories for loans and debt securities, recoveries, reinsurance recoverables, projections of interest rate environments for variable-rate financial instruments, costs to sell when foreclosure is probable, consideration of expected prepayments when determining the effective interest rate, vintage disclosures and extension and renewal options. In May, 2019, FASB issued ASU 2019-05, Financial Instruments - Credit Losses (Topic 326); Targeted Transition Relief, ASU 2019-05 allows the Company to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of Topic 326 if the instruments are eligible for the fair value option under authoritative guidance for fair value. The fair value option election does not apply to held-to-maturity debt securities. We are required to make this election on an instrument-by-instrument basis. This ASU will be effective for public business entities that are SEC filers and considered smaller reporting companies in fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. All other entities will have one additional year. Early application of the guidance will be permitted for all entities for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company elected not to adopt ASU 2016-13 early. The Company is currently evaluating the impact of the pending adoption of the new standard on its consolidated financial statements. The Company has determined that a third-party vendor will assist with model development, data governance and operational controls to support the adoption of this ASU. Model implementation, including development and validation, began in the second quarter of 2019, as did the establishment of the control activities required to support the models. In January 2017, FASB issued ASU 2017-04, Simplifying the Test for Goodwill Impairment (Topic 350). The main objective of this ASU is to simplify the accounting for goodwill impairment by requiring impairment charges be based upon the first step in the current two-step impairment test under Accounting Standards Codification (ASC) 350. Currently, if the fair value of a reporting unit is lower than its carrying amount (Step 1), an entity calculates any impairment charge by comparing the implied fair value of goodwill with its carrying amount (Step 2). This ASU’s objective is to simplify how all entities assess goodwill for impairment by eliminating Step 2 from the goodwill impairment test. As amended, the goodwill impairment test will consist of one step comparing the fair value of a reporting unit with its carrying amount. An entity should recognize a goodwill impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. The standard will be applied prospectively and is effective for annual and interim impairment tests performed in periods beginning after December 15, 2019. Early adoption is permitted for annual and interim goodwill impairment testing dates after January 1, 2017. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In March 2017, FASB issued ASU 2017-08, Premium Amortization on Purchased Callable Debt Securities (Subtopic 310-20). The update shortens the amortization period for premiums on purchased callable debt securities to the earliest call date. The amendment will apply only to callable debt securities with explicit, noncontingent call features that are callable at fixed prices and on preset dates, apply to all premiums on callable debt securities, regardless of how they were generated, and require companies to reset the effective yield using the payment terms of the debt security if the call option is not exercised on the earliest call date. The ASU does not require an accounting change for securities held at a discount. The discount continues to be amortized to maturity and does not apply when the investor has already incorporated prepayments into the calculation of its effective yield under other GAAP. The amendments in the ASU are effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within those years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company's adoption of the ASU did not have a significant impact on the Company's consolidated financial statements. In August 2017, FASB issued ASU 2017-12 Derivatives and Hedging (Topic 815). The objective of the ASU is to improve the financial reporting of hedging relationships to better portray the economic results of an entity’s risk management activities in its financial statements and to make improvements to simplify the application of hedge accounting guidance in current GAAP. The amendments in the ASU will, among other things, 1) permit hedge accounting for risk components in hedging relationships involving nonfinancial risk and interest rate risks; 2) change the guidance for designating fair value hedges of interest rate risk and for measuring the change in fair value of the hedged item in fair value hedges of interest rate risk; 3) modify disclosures to include a tabular disclosure related to the effect on the income statement of fair value and cash flow hedges; and 4) eliminate the requirement to disclose the ineffective portion of the change in fair value of hedging instruments. These changes will more closely align the results of cash flow and fair value hedge accounting with risk management activities and the presentation of hedge results in the financial statements. ASU 2017-12 is effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. For all other entities, the ASU will be effective for fiscal years beginning after December 15, 2019 and interim periods within fiscal years beginning after December 15, 2020. Early application is permitted in any interim period after issuance of the update with all transition requirements and elections being applied to hedging relationships existing on the date of adoption. The Company's adoption of the ASU did not have a significant impact on the Company's consolidated financial statements. In June 2018, FASB issued ASU 2018-07 Compensation - Stock Compensation (Topic 718). The main objective of this ASU is to simplify the accounting for share-based payment transactions in current GAAP by expanding the scope to include nonemployee share-based payment transactions. This ASU will apply to all share-based payment transactions in which a grantor acquires goods or services to be used in their own operations by issuing share-based payments. This ASU does not apply to share-based payments used to provide financing to the issuer or awards issued in conjunction with selling goods or services to customers as part of a contract accounted for under Topic 606, Revenue from Contracts with Customers. The amendments in the ASU will require an entity to, among other things, 1) measure nonemployee share-based payment awards at the fair value of the equity instruments that an entity is obligated to issue when the good has been delivered or the service has been rendered; 2) measure equity classified nonemployee share-based payment awards at the grant date; and 3) take into consideration the probability of satisfying performance conditions when accounting for nonemployee share-based payment awards with such conditions. ASU 2018-07 is effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within that fiscal year. Early adoption is permitted; however, an entity’s adoption date shall not be earlier than the entity’s adoption date of Topic 606. Per review of the ASU, the Company determined that it does not pertain to its current operations; therefore, no evaluation regarding adoption is required. In August 2018, FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. The updates in this ASU are part of the disclosure framework project and modify the disclosure requirements on fair value measurements in Topic 820, Fair Value Measurement. The modifications include removal and modification of disclosure requirements. The ASU removed the following disclosure requirements: a) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, b) the policy for timing of transfers between levels, c) the valuation process for Level 3 fair value measurements, and d) for nonpublic entities, the changes in unrealized gains and losses for the period included in earnings for recurring Level 3 fair value measurements held at the end of the reporting period. The ASU added the following disclosure requirements: a) the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period; and b) the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information (such as the median or arithmetic average) in lieu of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements. The ASU also modified the following disclosure requirements: a) in lieu of a rollforward for Level 3 fair value measurements, a nonpublic entity is required to disclose transfers into and out of Level 3 of the fair value hierarchy and purchases and issues of Level 3 assets and liabilities; b) for investments in certain entities that calculate net asset value, an entity is required to disclose the timing of liquidation of an investee's assets and the date when restrictions from redemption might lapse only if the investee has communicated the timing to the entity or announced the timing publicly; and c) clarification that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. ASU 2018-13 will be effective for public business entities for fiscal years and interim periods within those years beginning after December 15, 2019. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In August 2018, FASB issued ASU 2018-14, Compensation-Retirement Benefits-Defined Benefit Plans - General (Topic 715-20): Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans, which modifies the disclosure requirements for employers that sponsor defined benefit pension or other postretirement plans. The updates in this ASU are part of the disclosure framework project ASU 2018-14 and modify the disclosure requirements under ASC 715-201 for employers that sponsor defined benefit pension or other postretirement plans. Those modifications include the removal, addition, and of disclosure requirements as well as clarifying specific disclosure requirements. The ASU removed the following disclosures: a) the amounts in accumulated other comprehensive income expected to be recognized as components of net periodic benefit cost over the next fiscal year; b) the amount and timing of plan assets expected to be returned to the employer; c) the disclosures related to the June 2001 amendments to the Japanese Welfare Pension Insurance Law; d) related party disclosures about the amount of future annual benefits covered by insurance and annuity contracts and significant transactions between the employer or related parties and the plan; e) for nonpublic entities, the reconciliation of the opening balances to the closing balances of plan assets measured on a recurring basis in Level 3 of the fair value hierarchy; however, nonpublic entities will be required to disclose separately the amounts of transfers into and out of Level 3 of the fair value hierarchy and purchases of Level 3 plan assets and f) for public entities, the effects of a one-percentage-point change in assumed health care cost trend rates on the (i) aggregate of the service and interest cost components of net periodic benefit costs and (ii) benefit obligation for postretirement health care benefits. The ASU added the following disclosures: x) the weighted-average interest crediting rates for cash balance plans and other plans with promised interest crediting rates and y) an explanation of the reasons for significant gains and losses related to changes in the benefit obligation for the period. The ASU then clarified the following disclosures: 1) the projected benefit obligation (PBO) and fair value of plan assets for plans with PBOs more than plan assets; and 2) the accumulated benefit obligation (ABO) and fair value of plan assets for plans with ABOs more than plan assets. ASU 2018-14 will be effective for public business entities for fiscal years ending after December 15, 2020. The Company is currently evaluating the impact of the pending adoption on its consolidated financial statements. In October 2018, FASB issued ASU 2018-16, Derivatives and Hedging (Topic 815)-Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes. The ASU permits the use of the Overnight Index Swap (OIS) Rate based on the Secured Overnight Financing Rate (SOFR) as a U.S. benchmark interest rate for hedge accounting purposes. ASU 2018-16 is effective for fiscal years beginning after December 15, 2018, with early adoption permitted. Early adoption is permitted in any interim period upon issuance of this ASU if an entity already has adopted ASU 2017-12. The amendments in this update should be applied prospectively for qualifying new or redesignated hedging relationships entered into on or after the date of adoption. The Company's adoption of the ASU did not have a significant impact on the Company's consolidated financial statements.

ACQUISITIONS (Tables)

ACQUISITIONS (Tables)	9 Months Ended
	Sep. 30, 2019
Business Combinations [Abstract]
Summary of Estimated Fair Value of Acquired Assets and Liabilities Assumed	The following table summarized the estimated fair value of the acquired assets and liabilities assumed at the date of acquisition for Enterprise. (Dollars in thousands) December 21, 2018 Cash and cash equivalents, net of stock options paid in cash $ 9,153 Securities available for sale 2,193 Other bank stock 2,380 Loans 257,170 Foreclosed real estate 1,250 Premises and equipment, net 422 Accrued interest receivable 880 Goodwill (banking segment) 2,204 Intangibles assets 1,039 Other assets 3,064 Total Assets $ 279,755 Deposits $ (197,321 ) Borrowings (47,106 ) Other liabilities (2,882 ) Total Liabilities $ (247,309 ) Net consideration paid - common shares issued $ 32,446 The following table summarized the estimated fair value of the acquired assets and liabilities assumed at the date of acquisition for Community. (Dollars in thousands) January 4, 2018 Cash and cash equivalents $ 6,693 Interest bearing time deposits with other banks 100 Securities available for sale 75,909 Other bank stock 1,155 Loans 236,010 Foreclosed real estate 1,312 Premises and equipment, net 10,612 Accrued interest receivable 824 Goodwill (banking segment) 22,298 Intangibles assets 1,331 Bank-owned life insurance 7,963 Other assets 1,677 Total Assets $ 365,884 Deposits $ (301,157 ) Borrowings (12,000 ) Other liabilities (844 ) Total Liabilities $ (314,001 ) Net consideration paid - common shares issued $ 51,883
Summary of Fair Value Adjustments to Amortized Cost Basis of Loans Acquired	The table below illustrates the fair value adjustments made to the amortized cost basis in order to present a fair value of the loans acquired. There was no credit adjustment for purchased credit impaired loans in the Enterprise acquisition. (Dollars in thousands) Gross amortized cost basis at December 21, 2018 $ 262,126 Fair value adjustment on general pooled loans (4,956 ) Fair value of acquired loans at December 21, 2018 $ 257,170 The table below illustrates the fair value adjustments made to the amortized cost basis in order to present a fair value of the loans acquired. The credit adjustment on purchased credit impaired loans is derived in accordance with ASC 310-30 and represents the portion of the loan balances that has been deemed uncollectible based on the Company’s expectations of future cash flows for each respective loan on a level yield amortization over 3.5 years . (Dollars in thousands) Gross amortized cost basis at January 4, 2018 $ 242,471 Fair value adjustment on general pooled loans (3,737 ) Credit fair value adjustment on purchased credit impaired loans (2,724 ) Fair value of acquired loans at January 4, 2018 $ 236,010
Pro Forma Business Acquisition Information	The Company expects to achieve further operating cost savings and other business synergies as a result of the acquisition which are not reflected in the pro forma amounts below: (Dollars in thousands) Year Ended December 31, 2018 Total revenues (net interest income plus non-interest income) $ 54,941 Net Income 9,935 Basic and diluted earnings per share applicable to common stockholders $ 1.25 The Company expects to achieve further operating cost savings and other business synergies as a result of the acquisition which are not reflected in the pro forma amounts below: (Dollars in thousands) Year Ended December 31, 2018 Total revenues (net interest income plus non-interest income) $ 64,827 Net Income 12,496 Basic and diluted earnings per share applicable to common stockholders $ 1.80 The following is a summary of the loans accounted for in accordance with ASC 310-30 that were acquired in the Community acquisition as of the closing date. (Dollars in thousands) Acquired Credit Impaired Loans Contractually required principal and interest at acquisition $ 6,289 Contractual cash flows not expected to be collected (non-accretable difference) 1,819 Expected cash flows at acquisition 4,470 Interest component of expected cash flows (accretable difference) 846 Fair value of acquired loans $ 3,624

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2019
Investments [Abstract]
Amortized Cost and Approximate Fair Value of Securities Available For Sale	The amortized cost and approximate fair value of securities available for sale as of September 30, 2019 and December 31, 2018 are summarized as follows: ໿ (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2019 U.S. government agencies $ 20,500 $ 3 $ (299 ) $ 20,204 U.S. government-sponsored enterprises 47,145 4 (455 ) 46,694 State and political subdivisions 18,850 1,374 — 20,224 Mortgage-backed securities - U.S. government-sponsored enterprises 92,824 2,430 (88 ) 95,166 Private mortgage-backed securities 17,624 552 — 18,176 Corporate Debt 6,588 100 (16 ) 6,672 $ 203,531 $ 4,463 $ (858 ) $ 207,136 December 31, 2018 U.S. government agencies $ 25,161 $ 4 $ (371 ) $ 24,794 U.S. government-sponsored enterprises 20,404 38 (80 ) 20,362 State and political subdivisions 60,457 445 (540 ) 60,362 Mortgage-backed securities - U.S. government-sponsored enterprises 74,670 100 (1,157 ) 73,613 Corporate Debt 3,000 8 — 3,008 $ 183,692 $ 595 $ (2,148 ) $ 182,139
Amortized Cost and Fair Value of Securities By Contractual Maturity of Available-For-Sale Securities	The amortized cost and carrying value of securities held to maturity at September 30, 2019 are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized Cost Fair Value Due in one year or less $ 1,553 $ 1,553 Due after one year through five years 756 758 Due after five years through ten years 2,022 2,103 Due after ten years — — Total held to maturity securities $ 4,331 $ 4,414 The amortized cost and fair value of securities available for sale at September 30, 2019 are shown below by contractual maturity. Actual maturities may differ from contractual maturities as issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Investments which pay principal on a periodic basis are not included in the maturity categories. ໿ (Dollars in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 1,267 1,305 Due after five years through ten years 8,822 9,110 Due after ten years 15,349 16,481 Total bonds and obligations 25,438 26,896 U.S. government agencies 20,500 20,204 U.S. government-sponsored enterprises 47,145 46,694 Mortgage-backed securities: U.S. government-sponsored enterprises 92,824 95,166 Private mortgage-backed securities 17,624 18,176 Total available for sale securities $ 203,531 $ 207,136
T​emporarily Impaired Gross Unrealized Losses And Fair Value of Available-For-Sale Securities	The following table shows gross unrealized losses and fair value of securities with unrealized losses that are not deemed to be other than temporarily impaired, aggregated by category and length of time that individual available for sale securities have been in a continuous unrealized loss position at September 30, 2019 and December 31, 2018 . ໿ Less Than 12 Months 12 Months or More Total (Dollars in thousands) Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses September 30, 2019 U.S. government agencies $ 1,288 $ (3 ) $ 15,905 $ (296 ) $ 17,193 $ (299 ) U.S. government-sponsored enterprises 38,226 (361 ) 4,980 (94 ) 43,206 (455 ) Mortgage-backed securities - U.S. government-sponsored enterprises 5,899 (21 ) 5,394 (67 ) 11,293 (88 ) Corporate Debt 2,090 (16 ) — — 2,090 (16 ) Total temporarily impaired securities $ 47,503 $ (401 ) $ 26,279 $ (457 ) $ 73,782 $ (858 ) December 31, 2018 U.S. government agencies $ 18,998 $ (316 ) $ 2,593 $ (55 ) $ 21,591 $ (371 ) U.S. government-sponsored enterprises 10,348 (80 ) — — 10,348 (80 ) State and political subdivisions 17,164 (204 ) 18,785 (336 ) 35,949 (540 ) Mortgage-backed securities - U.S. government-sponsored enterprises 30,547 (271 ) 28,773 (886 ) 59,320 (1,157 ) Total temporarily impaired securities $ 77,057 $ (871 ) $ 50,151 $ (1,277 ) $ 127,208 $ (2,148 )
Amortized Cost and Approximate Fair Value of Securities Held-To-Maturity	The amortized cost and approximate fair value of securities held to maturity as of September 30, 2019 and December 31, 2018 are summarized as follows: ໿ (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2019 State and political subdivisions $ 4,331 $ 83 $ — $ 4,414 December 31, 2018 State and political subdivisions $ 4,078 $ 74 $ — $ 4,152

LOANS (Tables)

LOANS (Tables)	9 Months Ended
	Sep. 30, 2019
Loans and Leases Receivable Disclosure [Abstract]
Composition of Net Loans Receivable	The composition of net loans receivable at September 30, 2019 and December 31, 2018 is as follows: (Dollars in thousands) September 30, 2019 December 31, 2018 Commercial and industrial $ 105,392 $ 81,709 Construction 109,934 142,321 Commercial real estate 967,919 878,449 Residential real estate 379,566 370,955 Consumer and other 1,869 2,393 Total loans receivable 1,564,680 1,475,827 Unearned net loan origination fees (1,070 ) (1,052 ) Allowance for loan losses (9,750 ) (8,775 ) Net loans receivable $ 1,553,860 $ 1,466,000
Schedule of Changes in Accretable Yield	The following table presents changes in the accretable yield for PCI loans: (Dollars in thousands) Nine months ended September 30, 2019 Nine months ended September 30, 2018 Accretable yield, beginning balance $ 539 $ — Acquisition of impaired loans — 846 Accretable yield amortized to interest income (154 ) (229 ) Reclassification from non-accretable difference (122 ) — Accretable yield, ending balance $ 263 $ 617

ALLOWANCE FOR LOAN LOSSES AND_2

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES (Tables)	9 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Changes in the Allowance for Loan Losses	The following table presents changes in the allowance for loan losses disaggregated by the class of loans receivable for the three and nine months ended September 30, 2019 and 2018 : ໿ ໿ (Dollars in thousands) Commercial and Industrial Construction Commercial Real Estate Residential Real Estate Consumer and Other Unallocated Total Three Months Ended: September 30, 2019 Beginning balance $ 741 $ 373 $ 6,268 $ 1,444 $ 17 $ 784 $ 9,627 Charge-offs — — (468 ) (46 ) (19 ) — (533 ) Recoveries — — — 16 4 — 20 Provision 194 5 105 205 7 120 636 Ending balance $ 935 $ 378 $ 5,905 $ 1,619 $ 9 $ 904 $ 9,750 September 30, 2018 Beginning balance $ 440 $ 402 $ 5,489 $ 1,138 $ 27 $ 768 $ 8,264 Charge-offs — — — — (8 ) — (8 ) Recoveries — — 5 11 1 — 17 Provision 127 70 342 6 4 (228 ) 321 Ending balance $ 567 $ 472 $ 5,836 $ 1,155 $ 24 $ 540 $ 8,594 Nine Months Ended: September 30, 2019 Beginning balance $ 603 663 $ 5,575 $ 1,371 $ 23 $ 540 $ 8,775 Charge-offs (198 ) — (473 ) (476 ) (61 ) — (1,208 ) Recoveries 2 — 124 66 8 — 200 Provision 528 (285 ) 679 658 39 364 1,983 Ending balance $ 935 $ 378 $ 5,905 $ 1,619 $ 9 $ 904 $ 9,750 September 30, 2018 Beginning balance $ 208 336 $ 5,185 $ 1,032 $ 26 $ 548 $ 7,335 Charge-offs (11 ) — — (22 ) (50 ) — (83 ) Recoveries 2 — 11 83 19 — 115 Provision 368 136 640 62 29 (8 ) 1,227 Ending balance $ 567 $ 472 $ 5,836 $ 1,155 $ 24 $ 540 $ 8,594
Allowances of Loan Losses and Loans Receivable by Class Disaggregated	The following table presents the balance of the allowance of loan losses and loans receivable by class at September 30, 2019 and December 31, 2018 disaggregated on the basis of our impairment methodology. ໿ ໿ Allowance for Loan Losses Loans Receivable (Dollars in thousands) Balance Balance Loans Individually Evaluated for Impairment Balance Related to Loans Collectively Evaluated for Impairment Balance Individually Evaluated for Impairment (a) Collectively Evaluated for Impairment September 30, 2019 Commercial and industrial $ 935 $ 299 $ 636 $ 105,392 $ 836 $ 104,556 Construction 378 — 378 109,934 — 109,934 Commercial real estate 5,905 216 5,689 967,919 6,101 961,818 Residential real estate 1,619 93 1,526 379,566 6,380 373,186 Consumer and other loans 9 — 9 1,869 — 1,869 Unallocated 904 — — — — — Total $ 9,750 $ 608 $ 8,238 $ 1,564,680 $ 13,317 $ 1,551,363 December 31, 2018 Commercial and industrial $ 603 $ 152 $ 451 $ 81,709 $ 372 $ 81,337 Construction 663 — 663 142,321 — 142,321 Commercial real estate 5,575 274 5,301 878,449 15,760 862,689 Residential real estate 1,371 89 1,282 370,955 4,572 366,383 Consumer and other loans 23 — 23 2,393 — 2,393 Unallocated 540 — — — — — Total $ 8,775 $ 515 $ 7,720 $ 1,475,827 $ 20,704 $ 1,455,123 (a) loans individually evaluated for impairment exclude PCI loans.
An Age Analysis of Loans Receivable	An age analysis of loans receivable, which were past due as of September 30, 2019 and December 31, 2018 , is as follows: ໿ (Dollars in thousands) 30-59 Days Past Due 60-89 days Past Due Greater Than 90 Days (a) Total Past Due Current Total Financing Receivables Recorded Investment > 90 Days and Accruing September 30, 2019 Commercial and industrial $ — $ — $ 704 $ 704 $ 104,688 $ 105,392 $ — Construction — — — — 109,934 109,934 — Commercial real estate 5,220 — 5,507 10,727 957,192 967,919 — Residential real estate 290 — 5,808 6,098 373,468 379,566 — Consumer and other 8 3 1 12 1,857 1,869 1 Total $ 5,518 $ 3 $ 12,020 $ 17,541 $ 1,547,139 $ 1,564,680 $ 1 December 31, 2018 Commercial and industrial $ 491 $ — $ 372 $ 863 $ 80,846 $ 81,709 $ — Construction — 582 — 582 141,739 142,321 — Commercial real estate 2,282 — 15,760 18,042 860,407 878,449 — Residential real estate 393 35 4,572 5,000 365,955 370,955 — Consumer and other 4 1 — 5 2,388 2,393 — Total $ 3,170 $ 618 $ 20,704 $ 24,492 $ 1,451,335 $ 1,475,827 $ — (a) includes loans greater than 90 days past due and still accruing and non-accrual loans, excluding PCI loans.
Loans Which the Accrual of Interest has been Discontinued	Loans for which the accrual of interest has been discontinued, excluding PCI loans, at September 30, 2019 and December 31, 2018 were: ໿ (Dollars in thousands) September 30, 2019 December 31, 2018 Commercial and industrial $ 704 $ 372 Commercial real estate 5,507 15,760 Residential real estate 5,808 4,572 Total $ 12,019 $ 20,704
Credit Risk Profile by Creditworthiness	The following tables illustrate our corporate credit risk profile by creditworthiness category as of September 30, 2019 and December 31, 2018 : ໿ ໿ (Dollars in thousands) Pass Special Mention Substandard Doubtful Total September 30, 2019 Commercial and industrial $ 104,406 $ — $ 986 $ — $ 105,392 Construction 107,332 2,352 250 — 109,934 Commercial real estate 957,185 3,877 6,857 — 967,919 $ 1,168,923 $ 6,229 $ 8,093 $ — $ 1,183,245 December 31, 2018 Commercial and industrial $ 80,977 $ 32 $ 700 $ — $ 81,709 Construction 141,871 — 450 — 142,321 Commercial real estate 855,180 3,908 19,361 — 878,449 $ 1,078,028 $ 3,940 $ 20,511 $ — $ 1,102,479 (Dollars in thousands) Residential Real Estate Consumer and other September 30, 2019 Performing $ 373,983 $ 1,869 Non-Performing 5,583 — Total $ 379,566 $ 1,869 December 31, 2018 Performing $ 366,383 $ 2,393 Non-Performing 4,572 — Total $ 370,955 $ 2,393
Impaired Loans	The following table reflects information about our impaired loans, excluding PCI loans, by class as of September 30, 2019 and December 31, 2018 : September 30, 2019 December 31, 2018 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial and industrial $ 345 $ 497 $ — $ — $ 10 $ — Commercial real estate 5,612 5,853 — 13,745 13,745 — Residential real estate 6,056 6,129 — 2,790 2,790 — With an allowance recorded: Commercial and industrial 491 491 299 372 572 152 Commercial real estate 488 493 216 2,015 2,437 274 Residential real estate 325 345 93 1,782 2,329 89 Total: Commercial and industrial 836 988 299 372 582 152 Commercial real estate 6,100 6,346 216 15,760 16,182 274 Residential real estate 6,381 6,474 93 4,572 5,119 89 $ 13,317 $ 13,808 $ 608 $ 20,704 $ 21,883 $ 515 ໿ The following table presents the average recorded investment and income recognized for our impaired loans, excluding PCI loans, for the three and nine months ended September 30, 2019 and 2018 : For the Three Months Ended September 30, 2019 For the Three Months Ended September 30, 2018 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial and industrial $ 209 $ 4 $ — $ — Construction — — — — Commercial real estate 7,894 21 13,693 9 Residential real estate 5,500 30 3,858 9 Total impaired loans without a related allowance 13,603 55 17,551 18 With an allowance recorded: Commercial and industrial 435 — 240 — Commercial real estate 1,160 — 483 — Residential real estate 214 — 50 — Total impaired loans with an allowance 1,809 — 773 — Total impaired loans $ 15,412 $ 55 $ 18,324 $ 18 For the Nine Months Ended September 30, 2019 For the Nine Months Ended September 30, 2018 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial and industrial $ 115 $ 4 $ 8 $ — Construction — — 21 — Commercial real estate 12,261 156 7,716 92 Residential real estate 4,476 70 2,869 39 Total impaired loans without a related allowance 16,852 230 10,614 131 With an allowance recorded: Commercial and industrial 366 7 96 — Commercial real estate 846 9 1,014 — Residential real estate 414 1 84 — Total impaired loans with an allowance 1,626 17 1,194 — Total impaired loans $ 18,478 $ 247 $ 11,808 $ 131
Troubled Debt Restructured on Recorded Investment	The following table presents the recorded investment in troubled debt restructured loans, based on payment performance status: (Dollars in thousands) Commercial Real Estate Commercial & Industrial Residential Real Estate Total September 30, 2019 Performing $ 420 $ 132 $ 686 $ 1,238 Non-performing 408 — 680 1,088 Total $ 828 $ 132 $ 1,366 $ 2,326 December 31, 2018 Performing $ 431 $ — $ 475 $ 906 Non-performing 1,531 — 517 2,048 Total $ 1,962 $ — $ 992 $ 2,954
Troubled Debt Restructurings in Current Year	(Dollars in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment September 30, 2019 Residential real estate 2 $ 410 $ 409 (Dollars in thousands) Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment September 30, 2018 Residential real estate 1 $ 514 $ 306

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Calculation Methods of Earnings Per Share	Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 (Dollars in thousands, except share and per share data) Income (Numerator) Shares (Denominator) Per Share Amount Income (Numerator) Shares (Denominator) Per Share Amount Shares Outstanding (weighted average) 9,342,811 7,861,713 Shares held by Rabbi Trust 98,908 97,168 Shares liability under deferred compensation agreement (98,908 ) (97,168 ) Basic earnings per share: Net earnings applicable to common stockholders $ 5,145 9,342,811 $ 0.55 $ 3,270 7,861,713 $ 0.42 Effect of dilutive securities: Unvested stock awards — 32,679 — 48,736 Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ 5,145 9,375,490 $ 0.55 $ 3,270 7,910,449 $ 0.41 Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 (Dollars in thousands, except share and per share data) Income (Numerator) Shares (Denominator) Per Share Amount Income (Numerator) Shares (Denominator) Per Share Amount Shares Outstanding (weighted average) 9,378,793 7,821,391 Shares held by Rabbi Trust 98,908 97,168 Shares liability under deferred compensation agreement (98,908 ) (97,168 ) Basic earnings per share: Net earnings applicable to common stockholders $ 17,212 9,378,793 $ 1.84 $ 7,570 7,821,391 $ 0.97 Effect of dilutive securities: Unvested stock awards — 31,518 — 46,889 Diluted earnings per share: Net income applicable to common stockholders and assumed conversions $ 17,212 9,410,311 $ 1.83 $ 7,570 7,868,280 $ 0.96

OTHER COMPREHENSIVE INCOME (Tab

OTHER COMPREHENSIVE INCOME (Tables)	9 Months Ended
	Sep. 30, 2019
Equity [Abstract]
Components of Other Comprehensive Income and Related Tax Effects	The components of other comprehensive income, both before tax and net of tax, are as follows: ໿ Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive income (loss): Unrealized gains (losses) on available for sale securities $ 1,241 $ 357 $ 884 $ (1,383 ) $ (394 ) $ (989 ) Fair value adjustments on derivatives (1,540 ) (463 ) (1,077 ) 779 289 490 Reclassification adjustment for net losses on securities transactions included in net income — — — — (1 ) 1 Total other comprehensive (loss) income $ (299 ) $ (106 ) $ (193 ) $ (604 ) $ (106 ) $ (498 ) Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax (Dollars in thousands) Other comprehensive income (loss): Unrealized gains (losses) on available for sale securities $ 6,683 $ 1,908 $ 4,775 $ (3,903 ) $ (1,081 ) $ (2,822 ) Fair value adjustments on derivatives (6,975 ) (2,099 ) (4,876 ) 2,214 692 1,522 Reclassification adjustment for net gains on securities transactions included in net income (1,524 ) (459 ) (1,065 ) (36 ) (11 ) (25 ) Total other comprehensive income $ (1,816 ) $ (650 ) $ (1,166 ) $ (1,725 ) $ (400 ) $ (1,325 )

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES (Tables)	9 Months Ended
	Sep. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Estimated Future Amortization Expense	The estimated future amortization expense for the remainder of 2019 and for each of the succeeding five years ended December 31 is as follows (dollars in thousands): For the Year Ended Amortization Expense 2019 $ 100 2020 364 2021 320 2022 277 2023 234 2024 191

SEGMENT INFORMATION (Tables)

SEGMENT INFORMATION (Tables)	9 Months Ended
	Sep. 30, 2019
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Banking and Financial Services Insurance Services Total Banking and Financial Services Insurance Services Total (Dollars in thousands) Net interest income from external sources $ 14,685 $ — $ 14,685 $ 10,993 $ — $ 10,993 Other income from external sources 1,239 1,864 3,103 967 1,551 2,518 Depreciation and amortization 488 10 498 455 7 462 Income before income taxes 6,648 317 6,965 3,907 320 4,227 Income tax expense (1) 1,693 127 1,820 829 128 957 Total assets 1,927,351 6,908 1,934,259 1,453,536 6,106 1,459,642 Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 Banking and Financial Services Insurance Services Total Banking and Financial Services Insurance Services Total (Dollars in thousands) Net interest income from external sources $ 44,114 $ — $ 44,114 $ 32,746 $ — $ 32,746 Other income from external sources 4,518 6,610 11,128 2,901 5,355 8,256 Depreciation and amortization 1,527 33 1,560 1,347 19 1,366 Income before income taxes 20,205 2,163 22,368 7,809 1,829 9,638 Income tax expense (1) 4,291 865 5,156 1,336 732 2,068 Total assets 1,927,351 6,908 1,934,259 1,453,536 6,106 1,459,642 (1) Insurance Services calculated at statutory tax rate of 28.1% .

STOCK-BASED COMPENSATION (Table

STOCK-BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2019
Share-based Payment Arrangement [Abstract]
Summary of Information Regarding Stock Option Plans	Information regarding our stock option plans for the nine months ended September 30, 2019 is as follows: Number of Shares Weighted Average Exercise Price per Share Weighted Average Contractual Term Aggregate Intrinsic Value Options outstanding, beginning of year 69,123 $ 11.10 Options forfeited (5,077 ) 10.76 Options exercised (14,304 ) $ 10.92 Options outstanding, end of quarter 49,742 $ 11.17 0.7 $ 566,607 Options exercisable, end of quarter 35,749 $ 10.98 5.6 $ 413,929 Option price range at end of quarter $9.97 to $12.83 Option price of exercisable shares $9.97 to $12.83
Summary of Information Regarding Restricted Stock Activity	The summary of changes in unvested restricted stock awards for the nine months ended September 30, 2019 , is as follows: Number of Shares Weighted Average Grant Date Fair Value Unvested restricted stock, beginning of year 97,465 $ 24.45 Granted 74,470 21.95 Forfeited (17,584 ) 24.44 Vested (40,739 ) 22.27 Unvested restricted stock, end of period 113,612 $ 23.59

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Summary of Financial Assets Measured on a Recurring Basis	The following table summarizes the fair value of our financial instruments measured on a recurring basis by the above pricing observability levels as of September 30, 2019 and December 31, 2018 : ໿ ໿ (Dollars in thousands) Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) September 30, 2019 U.S. government agencies $ 20,204 $ — $ 20,204 $ — U.S. government-sponsored enterprises 46,694 — 46,694 — State and political subdivisions 20,224 — 20,224 — Mortgage-backed securities - U.S. government-sponsored enterprises 95,166 — 95,166 — Private mortgage-backed securities 18,176 — 18,176 — Corporate debt 6,672 — 6,672 — Derivative instruments Interest rate swaps - asset 152 — 152 — Interest rate swaps - liability (5,792 ) (5,792 ) December 31, 2018 U.S. government agencies $ 24,794 $ — $ 24,794 $ — U.S. government-sponsored enterprises 20,362 — 20,362 — State and political subdivisions 60,362 — 60,362 — Mortgage-backed securities - U.S. government-sponsored enterprises 73,613 — 73,613 — Corporate debt 3,008 — 3,008 — Derivative instruments Interest rate swaps - asset 2,114 — 2,114 — Interest rate swaps - liability (779 ) (779 )
Summary of Financial Assets Measured on a Nonrecurring Basis	For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2019 and December 31, 2018 are as follows: ໿ (Dollars in thousands) Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) September 30, 2019 Impaired loans $ 1,178 $ — $ — $ 1,178 Foreclosed real estate 1,637 — — 1,637 December 31, 2018 Impaired loans $ 1,785 $ — $ — $ 1,785 Foreclosed real estate 730 — — 730
Qualitative Information About Level 3 Fair Value Measurements	The following table presents additional qualitative information about assets measured at fair value on a nonrecurring basis and for which Level III inputs were used to determine fair value: ໿ Qualitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2019 Impaired loans $ 1,178 Appraisal of Appraisal 0% to (-100.0% ) collateral adjustments (1) (-6.8%) Foreclosed real estate 1,637 Appraisal of Selling collateral expenses (1) -7.0%(-7.0%) December 31, 2018 Impaired loans $ 1,785 Appraisal of Appraisal 0% to (-100.0% ) collateral adjustments (1) (-7.8%) Foreclosed real estate 730 Appraisal of Selling collateral expenses (1) -7.0% (-7.0%) (1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses. The range and weighted average of selling expenses and other appraisal adjustments are presented as a percentage of the appraisal.
Estimated Fair Values of Financial Instruments	The fair values of our financial instruments at September 30, 2019 and December 31, 2018 , were as follows: September 30, 2019 Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) (Dollars in thousands) Carrying Amount Fair Value Financial assets: Cash and cash equivalents $ 47,941 $ 47,941 $ 47,941 $ — $ — Time deposits with other banks 200 200 — 200 — Securities available for sale 207,136 207,136 — 207,136 — Securities held to maturity 4,331 4,414 — 4,414 — Other bank stock 9,382 9,382 — 9,382 — Loans receivable, net of allowance 1,553,860 1,548,133 — — 1,548,133 Accrued interest receivable 6,253 6,253 — 6,253 — Interest rate swaps 152 152 — 152 — Financial liabilities: Non-maturity deposits 991,751 991,751 — 991,751 — Time deposits 535,105 529,031 — 529,031 — Short-term borrowings 121,000 121,036 121,036 — — Long-term borrowings 42,849 42,993 — 42,993 — Subordinated debentures 27,866 27,931 — 27,931 — Accrued interest payable 1,652 1,652 — 1,652 — Interest rate swaps 5,792 5,792 5,792 December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) (Dollars in thousands) Carrying Amount Fair Value Financial assets: Cash and cash equivalents $ 26,678 $ 26,678 $ 26,678 $ — $ — Time deposits with other banks 200 200 — 200 — Securities available for sale 182,139 182,139 — 182,139 — Securities held to maturity 4,078 4,152 — 4,152 — Other bank stock 11,764 11,764 — 11,764 — Loans receivable, net of allowance 1,466,000 1,428,094 — — 1,428,094 Accrued interest receivable 6,546 6,546 — 6,546 — Interest rate swaps 2,114 2,114 — 2,114 — Financial liabilities: Non-maturity deposits 965,065 965,065 — 965,065 — Time deposits 388,874 383,264 — 383,264 — Short-term borrowings 175,295 175,366 175,366 — — Long-term borrowings 44,611 44,365 — 44,365 — Subordinated debentures 27,859 26,840 — 26,840 — Accrued interest payable 1,480 1,480 — 1,480 — Interest rate swaps 779 779 — 779 —

DERIVATIVES (Tables)

DERIVATIVES (Tables)	9 Months Ended
	Sep. 30, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value of Derivatives	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Income and Comprehensive Income at September 30, 2019 and December 31, 2018: September 30, 2019 Notional/ Contract Amount Fair Value Balance Sheet Location Expiration Date (Dollars in thousands) Derivatives designated as hedging instruments Interest rate swaps by effective date: March 15, 2016 $ 12,500 $ (135 ) Other Liabilities March 15, 2026 December 15, 2016 5,000 (152 ) Other Liabilities December 15, 2026 June 15, 2017 6,000 (224 ) Other Liabilities June 15, 2027 December 15, 2017 10,000 (349 ) Other Liabilities December 15, 2027 December 15, 2017 5,000 (191 ) Other Liabilities December 15, 2027 September 15, 2018 20,000 (501 ) Other Liabilities September 15, 2021 September 15, 2018 20,000 (806 ) Other Liabilities September 15, 2022 September 15, 2018 17,500 (424 ) Other Liabilities September 15, 2021 September 15, 2018 17,500 (681 ) Other Liabilities September 15, 2022 February 21, 2019 40,000 (933 ) Other Liabilities February 21, 2022 June 3, 2019 20,000 (244 ) Other Liabilities June 1, 2022 June 17, 2019 25,000 (444 ) Other Liabilities June 15, 2022 June 17, 2019 20,000 (311 ) Other Liabilities June 15, 2022 July 1, 2019 10,000 (77 ) Other Liabilities July 1, 2023 July 1, 2019 10,000 (117 ) Other Liabilities July 1, 2024 August 2, 2019 10,000 (70 ) Other Liabilities August 2, 2023 August 2, 2019 10,000 (93 ) Other Liabilities August 2, 2024 September 3, 2019 10,000 (14 ) Other Liabilities September 1, 2023 September 3, 2019 10,000 22 Other Assets September 1, 2023 September 3, 2019 10,000 47 Other Assets September 1, 2023 September 3, 2019 10,000 (26 ) Other Liabilities September 1, 2024 September 3, 2019 10,000 21 Other Assets September 1, 2024 September 3, 2019 10,000 62 Other Assets September 1, 2024 Total $ 318,500 $ (5,640 ) December 31, 2018 Notional/ Contract Amount Fair Value Balance Sheet Location Expiration Date (Dollars in thousands) Derivatives designated as hedging instruments Interest rate swaps by effective date: March 15, 2016 $ 12,500 $ 768 Other Assets March 15, 2026 December 15, 2016 5,000 246 Other Assets December 15, 2026 June 15, 2017 6,000 285 Other Assets June 15, 2027 December 15, 2017 10,000 554 Other Assets December 15, 2027 December 15, 2017 5,000 261 Other Assets December 15, 2027 September 15, 2018 20,000 (176 ) Other Liabilities September 15, 2021 September 15, 2018 20,000 (266 ) Other Liabilities September 15, 2022 September 15, 2018 17,500 (134 ) Other Liabilities September 15, 2021 September 15, 2018 17,500 (203 ) Other Liabilities September 15, 2022 Total 113,500 1,335
Schedule of Derivative Financial Instruments Designated as Cash Flow Hedges	The table below presents the Company’s derivative financial instruments that are designated as cash flow hedges of interest rate risk and their effect on the Company’s Consolidated Statements of Income and Comprehensive Income during the three months ended September 30, 2019 and 2018: ໿ Three Months Ended September 30, 2019 Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion) Location of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) (Dollars in thousands) Derivatives in cash flow hedges Interest rate swaps by effective date: March 15, 2016 $ (168 ) Not applicable $ — December 15, 2016 (78 ) Not applicable — June 15, 2017 (104 ) Not applicable — December 15, 2017 (190 ) Not applicable — December 15, 2017 (95 ) Not applicable — September 15, 2018 3 Not applicable — September 15, 2018 (31 ) Not applicable — September 15, 2018 1 Not applicable — September 15, 2018 (29 ) Not applicable — February 21, 2019 (46 ) Not applicable — June 3, 2019 (59 ) Not applicable — June 17, 2019 (56 ) Not applicable — June 17, 2019 (48 ) Not applicable — July 1, 2019 (57 ) Not applicable — July 1, 2019 (83 ) Not applicable — August 2, 2019 (49 ) Not applicable — August 2, 2019 (65 ) Not applicable — September 3, 2019 (10 ) Not applicable — September 3, 2019 15 Not applicable — September 3, 2019 33 Not applicable — September 3, 2019 (19 ) Not applicable — September 3, 2019 15 Not applicable — September 3, 2019 43 Not applicable — Total $ (1,077 ) $ — Three Months Ended September 30, 2018 Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion) Location of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion) (Dollars in thousands) Derivatives in cash flow hedges Interest rate swaps by effective date: March 15, 2016 $ 84 Not applicable $ — December 15, 2016 40 Not applicable — June 15, 2017 52 Not applicable — December 15, 2017 92 Not applicable — December 15, 2017 46 Not applicable — September 15, 2018 55 Not applicable — September 15, 2018 77 Not applicable — September 15, 2018 47 Not applicable — September 15, 2018 68 Not applicable — Total $ 561 $ —
Offsetting Derivatives Liabilities	The following table presents a gross presentation, the effects of offsetting, and a net presentation of the Company’s derivatives in the Consolidated Balance Sheets as of September 30, 2019 and December 31, 2018. The net amounts of derivative liabilities and assets can be reconciled to the tabular disclosure of the fair value hierarchy, see Note 12, Fair Value of Financial Instruments. The tabular disclosure of fair value provides the location that derivative assets and liabilities are presented on the Company’s Consolidated Balance Sheets. Gross Amounts Not Offset Gross Amounts Recognized Gross Amounts Offset Net Amounts Presented Financial Instruments Cash Collateral Pledged Net Amount (Dollars in thousands) September 30, 2019 Assets: Interest Rate Swaps $ 152 — $ (2,358 ) — $ (3,000 ) $ 642 Total $ 152 — $ (2,358 ) — $ (3,000 ) $ 642 Liabilities: Interest Rate Swaps $ (5,792 ) — $ (3,282 ) — $ (3,100 ) $ (182 ) Total $ (5,792 ) — $ (3,282 ) — $ (3,100 ) $ (182 ) December 31, 2018 Assets: Interest Rate Swaps $ 2,114 — $ 1,672 — $ 2,460 $ (788 ) Total $ 2,114 — $ 1,672 — $ 2,460 $ (788 ) Liabilities: Interest Rate Swaps $ (779 ) — $ (337 ) — — $ (337 ) Total $ (779 ) — $ (337 ) — — $ (337 )
Offsetting Derivative Assets	The following table presents a gross presentation, the effects of offsetting, and a net presentation of the Company’s derivatives in the Consolidated Balance Sheets as of September 30, 2019 and December 31, 2018. The net amounts of derivative liabilities and assets can be reconciled to the tabular disclosure of the fair value hierarchy, see Note 12, Fair Value of Financial Instruments. The tabular disclosure of fair value provides the location that derivative assets and liabilities are presented on the Company’s Consolidated Balance Sheets. Gross Amounts Not Offset Gross Amounts Recognized Gross Amounts Offset Net Amounts Presented Financial Instruments Cash Collateral Pledged Net Amount (Dollars in thousands) September 30, 2019 Assets: Interest Rate Swaps $ 152 — $ (2,358 ) — $ (3,000 ) $ 642 Total $ 152 — $ (2,358 ) — $ (3,000 ) $ 642 Liabilities: Interest Rate Swaps $ (5,792 ) — $ (3,282 ) — $ (3,100 ) $ (182 ) Total $ (5,792 ) — $ (3,282 ) — $ (3,100 ) $ (182 ) December 31, 2018 Assets: Interest Rate Swaps $ 2,114 — $ 1,672 — $ 2,460 $ (788 ) Total $ 2,114 — $ 1,672 — $ 2,460 $ (788 ) Liabilities: Interest Rate Swaps $ (779 ) — $ (337 ) — — $ (337 ) Total $ (779 ) — $ (337 ) — — $ (337 )

REVENUE RECOGNITION (Tables)

REVENUE RECOGNITION (Tables)	9 Months Ended
	Sep. 30, 2019
Revenue from Contract with Customer [Abstract]
Schedule of New Accounting Pronouncements and Changes in Accounting Principles	The following table presents the Company’s sources of other income for the three and nine ended September 30, 2019 and 2018. Sources of revenue outside the scope of ASC 606 are noted as such. (Dollars In Thousands) Three Months Ended September 30, 2019 2018 Other income: Service fees on deposit accounts $ 351 $ 320 ATM and debit card fees 289 254 Bank-owned life insurance (1) 235 190 Insurance commissions and fees 1,824 1,527 Investment brokerage fees (1) 49 29 Net gain (loss) on sales of securities (1) — — Net gain on sale and disposal of premises and equipment (1) 89 — Other 266 198 Total Other Income $ 3,103 $ 2,518 (1) Not within the scope of ASC 606. (Dollars In Thousands) Nine Months Ended September 30, 2019 2018 Other income: Service fees on deposit accounts $ 1,048 $ 959 ATM and debit card fees 798 717 Bank-owned life insurance (1) 697 563 Insurance commissions and fees 6,482 5,261 Investment brokerage fees (1) 126 92 Net gain (loss) on sales of securities (1) 1,524 36 Net gain on sale and disposal of premises and equipment (1) (292 ) 9 Other 745 619 Total Other Income $ 11,128 $ 8,256 (1) Not within the scope of ASC 606.

RIGHT OF USE ASSET AND LEASE _2

RIGHT OF USE ASSET AND LEASE LIABILITY (Tables)	9 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Lease Cost	The following table presents the components of the Company’s lease costs for operating leases as the lessee, which is included in net occupancy expense on the consolidated statements of income (in thousands): Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Operating lease expense $ 186 $ 453 Short term lease expense 69 424 Total lease expense $ 255 $ 877 Supplemental cash flow information related to operating leases was as follows (in thousands): Nine months ended September 30, 2019 Cash paid for amounts included in the measurement of lease liabilities $ 459 ROU assets obtained in exchange for lease obligations $ 460
Supplemental Balance Sheet Information	Supplemental balance sheet information related to leases was as follows (in thousands, except for weighted-averages): Operating Leases Classification September 30, 2019 ROU assets Other assets $ 4,734 Lease liabilities Other liabilities $ 4,870 Weighted-average remaining lease term 9.2 Weighted-average discount rate 3.02 %
Maturities of Lease Liabilities	Lease payment obligations for each of the next five years and thereafter with a reconciliation to the Company's lease liability are as follows (in thousands): Year Operating Leases For the three months ending December 31, 2019 $ 186 2020 684 2021 640 2022 640 2023 640 Thereafter 2,774 Total lease payments 5,564 Less imputed interest (694 ) Total $ 4,870 (1) Lease liability maturities include 1st option of extension

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)bank	Jan. 01, 2019USD ($)
Concentration Risk [Line Items]
Number of banking offices	18
Right-of-use assets, net | $	$ 4,734
Lease liabilities | $	$ 4,870
Accounting Standards Update 2016-02
Concentration Risk [Line Items]
Right-of-use assets, net | $		$ 2,700
Lease liabilities | $		$ 2,700
Sussex County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	7
Bergen County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	4
Essex County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	2
Hudson County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	1
Middlesex County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	1
Union County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	1
Warren County, New Jersey
Concentration Risk [Line Items]
Number of banking offices	1
Queens County, New York
Concentration Risk [Line Items]
Number of banking offices	1

ACQUISITIONS (Additional Inform

ACQUISITIONS (Additional Information) (Details) $ in Thousands	Dec. 21, 2018USD ($)branchshares	Jan. 04, 2018USD ($)branchshares	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Business Acquisition [Line Items]
Stock options total payment			$ 156
Time deposit discount	$ 1,000	$ 965
Bank-owned life insurance			$ 36,475	$ 35,778
Community Bank of Bergen County Merger
Business Acquisition [Line Items]
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale		$ 261
Branches | branch		3
Entity shares issued per acquiree share (in shares) | shares		0.97
Number of shares issued (in shares) | shares		1,873,028
Value of common stock issued		$ 51,900
Cash paid for fractional shares		2
Stock options total payment		140
Merger expenses				4,000	$ 1,200
Gross amortized cost basis of acquired loans		$ 242,471
Amortization period (in years)		3 years 6 months
Interest rate fair value adjustment on general pooled loans		$ 324
Credit fair value adjustment on general pooled loans		$ 4,100
Expected term of acquired loans (in years)		4 years
Premium		$ 3,500
Amortization period (in years)		40 years
Life of deposits (in years)		22 months 15 days
Bank-owned life insurance		$ 7,963
Acquired borrowings carrying value		$ 12,000
Community Bank of Bergen County Merger | Weighted Average
Business Acquisition [Line Items]
Life of deposits (in years)		16 months 15 days
Community Bank of Bergen County Merger | Core deposits
Business Acquisition [Line Items]
Useful life (in years)		10 years
Intangibles		$ 1,300		1,300
Enterprise Bank N.J.
Business Acquisition [Line Items]
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale	$ 100
Branches | branch	4
Entity shares issued per acquiree share (in shares) | shares	0.4538
Number of shares issued (in shares) | shares	1,573,454
Value of common stock issued	$ 32,400
Cash paid for fractional shares	1
Stock options total payment	1,600
Merger expenses				1,800
Gross amortized cost basis of acquired loans	262,126
Interest rate fair value adjustment on general pooled loans	1,100
Credit fair value adjustment on general pooled loans	$ 3,900
Amortization period (in years)	3 years
Life of deposits (in years)	11 months 12 days
Acquired borrowings carrying value	$ 47,300
Acquired at a discount	$ 282
Weighted average interest rate (in percentage)	2.23%
Fair value adjustment	$ 149
Enterprise Bank N.J. | Weighted Average
Business Acquisition [Line Items]
Life of deposits (in years)	11 months 12 days
Enterprise Bank N.J. | Core deposits
Business Acquisition [Line Items]
Useful life (in years)	10 years
Intangibles	$ 1,000			$ 1,100

ACQUISITIONS (Summary of Estima

ACQUISITIONS (Summary of Estimated Fair Value of Acquired Assets and Liabilities Assumed - Community) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Jan. 04, 2018
Business Acquisition [Line Items]
Goodwill (banking segment)	$ 27,300	$ 27,300
Bank-owned life insurance	$ 36,475	$ 35,778
Community Bank of Bergen County Merger
Business Acquisition [Line Items]
Cash and cash equivalents			$ 6,693
Interest bearing time deposits with other banks			100
Securities available for sale			75,909
Other bank stock			1,155
Loans			236,010
Foreclosed real estate			1,312
Premises and equipment, net			10,612
Accrued interest receivable			824
Goodwill (banking segment)			22,298
Intangibles assets			1,331
Bank-owned life insurance			7,963
Other assets			1,677
Total Assets			365,884
Deposits			(301,157)
Borrowings			(12,000)
Other liabilities			(844)
Total Liabilities			(314,001)
Net consideration paid - common shares issued			$ 51,883

ACQUISITIONS (Summary of Fair V

ACQUISITIONS (Summary of Fair Value Adjustments to Amortized Cost Basis of Loans Acquired - Community) (Details) - Community Bank of Bergen County Merger $ in Thousands	Jan. 04, 2018USD ($)
Business Acquisition [Line Items]
Gross amortized cost basis of acquired loans	$ 242,471
Fair value adjustment on general pooled loans	(3,737)
Credit fair value adjustment on purchased credit impaired loans	(2,724)
Fair value of acquired loans	$ 236,010

ACQUISITIONS (Summary of Loans

ACQUISITIONS (Summary of Loans Acquired in Accordance with ASC 310-30) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jan. 04, 2018	Dec. 31, 2017
Business Acquisition [Line Items]
Interest component of expected cash flows (accretable difference)	$ (263)	$ (539)	$ (617)		$ 0
Community Bank of Bergen County Merger
Business Acquisition [Line Items]
Fair value of acquired loans				$ 236,010
Community Bank of Bergen County Merger | Loans acquired with credit deterioration
Business Acquisition [Line Items]
Contractually required principal and interest at acquisition				6,289
Contractual cash flows not expected to be collected (non-accretable difference)				1,819
Expected cash flows at acquisition				4,470
Interest component of expected cash flows (accretable difference)				(846)
Fair value of acquired loans				$ 3,624

ACQUISITIONS (Pro Forma - Commu

ACQUISITIONS (Pro Forma - Community) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Business Acquisition [Line Items]
Net Income	$ 6,965	$ 4,227	$ 22,368	$ 9,638
Community Bank of Bergen County Merger | Pro Forma
Business Acquisition [Line Items]
Total revenues (net interest income plus non-interest income)					$ 54,941
Net Income					$ 9,935
Earnings per share, basic and diluted (in dollars per share)					$ 1.25

ACQUISITIONS (Summary of Esti_2

ACQUISITIONS (Summary of Estimated Fair Value of Acquired Assets and Liabilities Assumed - Enterprise) (Details) (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Dec. 21, 2018
Business Acquisition [Line Items]
Goodwill (banking segment)	$ 27,300	$ 27,300
Enterprise Bank N.J.
Business Acquisition [Line Items]
Cash and cash equivalents, net of stock options paid in cash			$ 9,153
Securities available for sale			2,193
Other bank stock			2,380
Loans			257,170
Foreclosed real estate			1,250
Premises and equipment, net			422
Accrued interest receivable			880
Goodwill (banking segment)			2,204
Intangibles assets			1,039
Other assets			3,064
Total Assets			279,755
Deposits			(197,321)
Borrowings			(47,106)
Other liabilities			(2,882)
Total Liabilities			(247,309)
Net consideration paid - common shares issued			$ 32,446

ACQUISITIONS (Summary of Fair_2

ACQUISITIONS (Summary of Fair Value Adjustments to Amortized Cost Basis of Loans Acquired - Enterprise) (Details) (Details) - Enterprise Bank N.J. $ in Thousands	Dec. 21, 2018USD ($)
Business Acquisition [Line Items]
Gross amortized cost basis of acquired loans	$ 262,126
Fair value adjustment on general pooled loans	(4,956)
Fair value of acquired loans	$ 257,170

ACQUISITIONS (Pro Forma - Enter

ACQUISITIONS (Pro Forma - Enterprise) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Business Acquisition [Line Items]
Net Income	$ 6,965	$ 4,227	$ 22,368	$ 9,638
Pro Forma | Enterprise Bank N.J.
Business Acquisition [Line Items]
Total revenues (net interest income plus non-interest income)					$ 64,827
Net Income					$ 12,496
Earnings per share, basic (in dollars per share)					$ 1.80

SECURITIES - Amortized Cost And

SECURITIES - Amortized Cost And Approximate Fair Value Of Securities Available For Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 203,531	$ 183,692
Gross Unrealized Gains	4,463	595
Gross Unrealized Losses	(858)	(2,148)
Fair Value	207,136	182,139
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	20,500	25,161
Gross Unrealized Gains	3	4
Gross Unrealized Losses	(299)	(371)
Fair Value	20,204	24,794
U.S. government-sponsored enterprises
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	47,145	20,404
Gross Unrealized Gains	4	38
Gross Unrealized Losses	(455)	(80)
Fair Value	46,694	20,362
State and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	18,850	60,457
Gross Unrealized Gains	1,374	445
Gross Unrealized Losses	0	(540)
Fair Value	20,224	60,362
Mortgage-backed securities - U.S. government-sponsored enterprises
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	92,824	74,670
Gross Unrealized Gains	2,430	100
Gross Unrealized Losses	(88)	(1,157)
Fair Value	95,166	73,613
Mortgage-backed securities - Private mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	17,624
Gross Unrealized Gains	552
Gross Unrealized Losses	0
Fair Value	18,176
Corporate Debt
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	6,588	3,000
Gross Unrealized Gains	100	8
Gross Unrealized Losses	(16)	0
Fair Value	$ 6,672	$ 3,008

SECURITIES - Additional Informa

SECURITIES - Additional Information (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)security	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)security	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)security
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Available-for-sale, restricted	$ 4,100,000		$ 4,100,000		$ 2,500,000
Gross gains on sales of securities available for sale	0	$ 0	1,700,000	$ 46,000
Gross losses on sales of securities available for sale	0	$ 0	199,000	$ 10,000
Unrealized loss position, fair value	73,782,000		73,782,000		127,208,000
Unrealized loss position, accumulated loss	$ 858,000		$ 858,000		$ 2,148,000
Number of securities with unrealized losses, held-to-maturity | security	0		0		0
U.S. government agencies
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Continuous unrealized loss position, number of positions | security	16		16		18
Unrealized loss position, fair value	$ 17,193,000		$ 17,193,000		$ 21,591,000
Unrealized loss position, accumulated loss	$ 299,000		$ 299,000		$ 371,000
U.S. government-sponsored enterprises
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Continuous unrealized loss position, number of positions | security	18		18		6
Unrealized loss position, fair value	$ 43,206,000		$ 43,206,000		$ 10,348,000
Unrealized loss position, accumulated loss	$ 455,000		$ 455,000		$ 80,000
State and political subdivisions
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Continuous unrealized loss position, number of positions | security	0		0		34
Unrealized loss position, fair value					$ 35,949,000
Unrealized loss position, accumulated loss					$ 540,000
Mortgage-backed securities - U.S. government-sponsored enterprises
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Continuous unrealized loss position, number of positions | security	9		9		38
Unrealized loss position, fair value	$ 11,293,000		$ 11,293,000		$ 59,320,000
Unrealized loss position, accumulated loss	$ 88,000		$ 88,000		$ 1,157,000
Corporate debt
Schedule Of Available-For-Sale And Held-To-Maturity [Line Items]
Continuous unrealized loss position, number of positions | security	1		1		0
Unrealized loss position, fair value	$ 2,090,000		$ 2,090,000
Unrealized loss position, accumulated loss	$ 16,000		$ 16,000
Maturity date term	5 years		5 years

SECURITIES - Amortized Cost A_2

SECURITIES - Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Available-For-Sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amortized Cost
Due in one year or less	$ 0
Due after one year through five years	1,267
Due after five years through ten years	8,822
Due after ten years	15,349
Total bonds and obligations	25,438
Amortized Cost	203,531	$ 183,692
Fair Value
Due in one year or less	0
Due after one year through five years	1,305
Due after five years through ten years	9,110
Due after ten years	16,481
Total bonds and obligations	26,896
Total available for sale securities	207,136	182,139
U.S. government agencies
Amortized Cost
Available for sale	20,500
Amortized Cost	20,500	25,161
Fair Value
Available for sale	20,204
Total available for sale securities	20,204	24,794
U.S. government-sponsored enterprises
Amortized Cost
Available for sale	47,145
Amortized Cost	47,145	20,404
Fair Value
Available for sale	46,694
Total available for sale securities	46,694	20,362
Mortgage-backed securities - U.S. government-sponsored enterprises
Amortized Cost
Available for sale	92,824
Amortized Cost	92,824	74,670
Fair Value
Available for sale	95,166
Total available for sale securities	95,166	$ 73,613
Mortgage-backed securities - Private mortgage-backed securities
Amortized Cost
Available for sale	17,624
Amortized Cost	17,624
Fair Value
Available for sale	18,176
Total available for sale securities	$ 18,176

SECURITIES - Temporarily Impair

SECURITIES - Temporarily Impaired Gross Unrealized Losses And Fair Value Of Available-For-Sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Less Than 12 Months - Fair Value	$ 47,503	$ 77,057
Less Than 12 Months - Gross Unrealized Losses	(401)	(871)
12 Months or More - Fair Value	26,279	50,151
12 Months or More - Gross Unrealized Losses	(457)	(1,277)
Total - Fair Value	73,782	127,208
Total - Gross Unrealized Losses	(858)	(2,148)
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Less Than 12 Months - Fair Value	1,288	18,998
Less Than 12 Months - Gross Unrealized Losses	(3)	(316)
12 Months or More - Fair Value	15,905	2,593
12 Months or More - Gross Unrealized Losses	(296)	(55)
Total - Fair Value	17,193	21,591
Total - Gross Unrealized Losses	(299)	(371)
U.S. government-sponsored enterprises
Debt Securities, Available-for-sale [Line Items]
Less Than 12 Months - Fair Value	38,226	10,348
Less Than 12 Months - Gross Unrealized Losses	(361)	(80)
12 Months or More - Fair Value	4,980	0
12 Months or More - Gross Unrealized Losses	(94)	0
Total - Fair Value	43,206	10,348
Total - Gross Unrealized Losses	(455)	(80)
State and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Less Than 12 Months - Fair Value		17,164
Less Than 12 Months - Gross Unrealized Losses		(204)
12 Months or More - Fair Value		18,785
12 Months or More - Gross Unrealized Losses		(336)
Total - Fair Value		35,949
Total - Gross Unrealized Losses		(540)
Mortgage-backed securities - U.S. government-sponsored enterprises
Debt Securities, Available-for-sale [Line Items]
Less Than 12 Months - Fair Value	5,899	30,547
Less Than 12 Months - Gross Unrealized Losses	(21)	(271)
12 Months or More - Fair Value	5,394	28,773
12 Months or More - Gross Unrealized Losses	(67)	(886)
Total - Fair Value	11,293	59,320
Total - Gross Unrealized Losses	(88)	$ (1,157)
Corporate Debt
Debt Securities, Available-for-sale [Line Items]
Less Than 12 Months - Fair Value	2,090
Less Than 12 Months - Gross Unrealized Losses	(16)
12 Months or More - Fair Value	0
12 Months or More - Gross Unrealized Losses	0
Total - Fair Value	2,090
Total - Gross Unrealized Losses	$ (16)

SECURITIES - Amortized Cost A_3

SECURITIES - Amortized Cost And Approximate Fair Value Of Securities Held-To-Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Held-to-maturity Securities [Line Items]
Total held to maturity securities	$ 4,331
Securities held to maturity, fair value	4,414	$ 4,152
State and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Total held to maturity securities	4,331	4,078
Gross Unrealized Gains	83	74
Gross Unrealized Losses	0	0
Securities held to maturity, fair value	$ 4,414	$ 4,152

SECURITIES - Amortized Cost A_4

SECURITIES - Amortized Cost And Fair Value Of Securities By Contractual Maturity Of Held-To-Maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amortized Cost
Due in one year or less	$ 1,553
Due after one year through five years	756
Due after five years through ten years	2,022
Due after ten years	0
Total held to maturity securities	4,331
Fair Value
Due in one year or less	1,553
Due after one year through five years	758
Due after five years through ten years	2,103
Due after ten years	0
Total held to maturity securities	$ 4,414	$ 4,152

LOANS - Composition of Net Loan

LOANS - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	$ 1,564,680	$ 1,475,827
Unearned net loan origination fees	(1,070)	(1,052)
Allowance for loan losses	(9,750)	(8,775)
Net loans receivable	1,553,860	1,466,000
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	105,392	81,709
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	109,934	142,321
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	967,919	878,449
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	379,566	370,955
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	$ 1,869	$ 2,393

LOANS - Narrative (Details)

LOANS - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans serviced for the benefit of others	$ 221	$ 229
Loans acquired with credit deterioration
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value of loans acquired	3,000
Decrease in value	$ 600

LOANS - Changes in Accretable Y

LOANS - Changes in Accretable Yield (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Accretable yield, beginning balance	$ 539	$ 0
Acquisition of impaired loans	0	846
Accretable yield amortized to interest income	(154)	(229)
Reclassification from non-accretable difference	(122)	0
Accretable yield, ending balance	$ 263	$ 617

ALLOWANCE FOR LOAN LOSSES AND_3

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Changes In The Allowance For Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 9,627	$ 8,264	$ 8,775	$ 7,335
Charge-offs	(533)	(8)	(1,208)	(83)
Recoveries	20	17	200	115
Provision	636	321	1,983	1,227
Ending balance	9,750	8,594	9,750	8,594
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	741	440	603	208
Charge-offs	0	0	(198)	(11)
Recoveries	0	0	2	2
Provision	194	127	528	368
Ending balance	935	567	935	567
Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	373	402	663	336
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	5	70	(285)	136
Ending balance	378	472	378	472
Commercial Real Estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	6,268	5,489	5,575	5,185
Charge-offs	(468)	0	(473)	0
Recoveries	0	5	124	11
Provision	105	342	679	640
Ending balance	5,905	5,836	5,905	5,836
Residential Real Estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,444	1,138	1,371	1,032
Charge-offs	(46)	0	(476)	(22)
Recoveries	16	11	66	83
Provision	205	6	658	62
Ending balance	1,619	1,155	1,619	1,155
Consumer and Other
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	17	27	23	26
Charge-offs	(19)	(8)	(61)	(50)
Recoveries	4	1	8	19
Provision	7	4	39	29
Ending balance	9	24	9	24
Unallocated
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	784	768	540	548
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	120	(228)	364	(8)
Ending balance	$ 904	$ 540	$ 904	$ 540

ALLOWANCE FOR LOAN LOSSES AND_4

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Allowances Of Loan Losses And Loans Receivable By Class Disaggregated (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	$ 9,750	$ 9,627	$ 8,775	$ 8,594	$ 8,264	$ 7,335
Balance Loans Individually Evaluated for Impairment	608		515
Balance Related to Loans Collectively Evaluated for Impairment	8,238		7,720
Net loans receivable	1,564,680		1,475,827
Individually Evaluated for Impairment	13,317		20,704
Collectively Evaluated for Impairment	1,551,363		1,455,123
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	935	741	603	567	440	208
Balance Loans Individually Evaluated for Impairment	299		152
Balance Related to Loans Collectively Evaluated for Impairment	636		451
Net loans receivable	105,392		81,709
Individually Evaluated for Impairment	836		372
Collectively Evaluated for Impairment	104,556		81,337
Construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	378	373	663	472	402	336
Balance Loans Individually Evaluated for Impairment	0		0
Balance Related to Loans Collectively Evaluated for Impairment	378		663
Net loans receivable	109,934		142,321
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	109,934		142,321
Commercial Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	5,905	6,268	5,575	5,836	5,489	5,185
Balance Loans Individually Evaluated for Impairment	216		274
Balance Related to Loans Collectively Evaluated for Impairment	5,689		5,301
Net loans receivable	967,919		878,449
Individually Evaluated for Impairment	6,101		15,760
Collectively Evaluated for Impairment	961,818		862,689
Residential Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	1,619	1,444	1,371	1,155	1,138	1,032
Balance Loans Individually Evaluated for Impairment	93		89
Balance Related to Loans Collectively Evaluated for Impairment	1,526		1,282
Net loans receivable	379,566		370,955
Individually Evaluated for Impairment	6,380		4,572
Collectively Evaluated for Impairment	373,186		366,383
Consumer and Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	9	17	23	24	27	26
Balance Loans Individually Evaluated for Impairment	0		0
Balance Related to Loans Collectively Evaluated for Impairment	9		23
Net loans receivable	1,869		2,393
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	1,869		2,393
Unallocated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses	904	$ 784	540	$ 540	$ 768	$ 548
Net loans receivable	$ 0		$ 0

ALLOWANCE FOR LOAN LOSSES AND_5

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Age Analysis Of Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 17,541	$ 24,492
Current	1,547,139	1,451,335
Net loans receivable	1,564,680	1,475,827
Recorded Investment 90 Days and Accruing	1	0
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	5,518	3,170
60-89 days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	3	618
Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	12,020	20,704
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Total Past Due	704	863
Current	104,688	80,846
Net loans receivable	105,392	81,709
Recorded Investment 90 Days and Accruing	0	0
Commercial and Industrial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	491
Commercial and Industrial | 60-89 days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Commercial and Industrial | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	704	372
Construction
Financing Receivable, Past Due [Line Items]
Total Past Due	0	582
Current	109,934	141,739
Net loans receivable	109,934	142,321
Recorded Investment 90 Days and Accruing	0	0
Construction | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Construction | 60-89 days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	582
Construction | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Total Past Due	10,727	18,042
Current	957,192	860,407
Net loans receivable	967,919	878,449
Recorded Investment 90 Days and Accruing	0	0
Commercial Real Estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	5,220	2,282
Commercial Real Estate | 60-89 days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Commercial Real Estate | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	5,507	15,760
Residential Real Estate
Financing Receivable, Past Due [Line Items]
Total Past Due	6,098	5,000
Current	373,468	365,955
Net loans receivable	379,566	370,955
Recorded Investment 90 Days and Accruing	0	0
Residential Real Estate | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	290	393
Residential Real Estate | 60-89 days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	35
Residential Real Estate | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	5,808	4,572
Consumer and Other
Financing Receivable, Past Due [Line Items]
Total Past Due	12	5
Current	1,857	2,388
Net loans receivable	1,869	2,393
Recorded Investment 90 Days and Accruing	1	0
Consumer and Other | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	8	4
Consumer and Other | 60-89 days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	3	1
Consumer and Other | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 1	$ 0

ALLOWANCE FOR LOAN LOSSES AND_6

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Loans Which The Accrual Of Interest Has Been Discontinued (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans for which accrual of interest has been discounted	$ 12,019	$ 20,704
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans for which accrual of interest has been discounted	704	372
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans for which accrual of interest has been discounted	5,507	15,760
Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans for which accrual of interest has been discounted	$ 5,808	$ 4,572

ALLOWANCE FOR LOAN LOSSES AND_7

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Credit Risk Profile By Creditworthiness (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	$ 1,564,680	$ 1,475,827
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	105,392	81,709
Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	109,934	142,321
Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	967,919	878,449
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	1,183,245	1,102,479
Residential Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	379,566	370,955
Consumer and Other
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	1,869	2,393
Pass | Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	104,406	80,977
Pass | Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	107,332	141,871
Pass | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	957,185	855,180
Pass | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	1,168,923	1,078,028
Special Mention | Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	0	32
Special Mention | Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	2,352	0
Special Mention | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	3,877	3,908
Special Mention | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	6,229	3,940
Substandard | Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	986	700
Substandard | Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	250	450
Substandard | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	6,857	19,361
Substandard | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	8,093	20,511
Doubtful | Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	0	0
Doubtful | Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	0	0
Doubtful | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	0	0
Doubtful | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	0	0
Performing | Residential Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	373,983	366,383
Performing | Consumer and Other
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	1,869	2,393
Non-Performing | Residential Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	5,583	4,572
Non-Performing | Consumer and Other
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans receivable	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND_8

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Recorded Investment
Total	$ 13,317		$ 13,317		$ 20,704
Unpaid Principal Balance
Total	13,808		13,808		21,883
Related Allowance	608		608		515
Average Recorded Investment
With no related allowance recorded	13,603	$ 17,551	16,852	$ 10,614
With an allowance recorded	1,809	773	1,626	1,194
Total	15,412	18,324	18,478	11,808
Interest Income Recognized
With no related allowance recorded	55	18	230	131
With an allowance recorded	0	0	17	0
Total	55	18	247	131
Commercial and Industrial
Recorded Investment
With no related allowance recorded	345		345		0
With an allowance recorded	491		491		372
Total	836		836		372
Unpaid Principal Balance
With no related allowance recorded	497		497		10
With an allowance recorded	491		491		572
Total	988		988		582
Related Allowance	299		299		152
Average Recorded Investment
With no related allowance recorded	209	0	115	8
With an allowance recorded	435	240	366	96
Interest Income Recognized
With no related allowance recorded	4	0	4	0
With an allowance recorded	0	0	7	0
Construction
Average Recorded Investment
With no related allowance recorded	0	0	0	21
Interest Income Recognized
With no related allowance recorded	0	0	0	0
Commercial Real Estate
Recorded Investment
With no related allowance recorded	5,612		5,612		13,745
With an allowance recorded	488		488		2,015
Total	6,100		6,100		15,760
Unpaid Principal Balance
With no related allowance recorded	5,853		5,853		13,745
With an allowance recorded	493		493		2,437
Total	6,346		6,346		16,182
Related Allowance	216		216		274
Average Recorded Investment
With no related allowance recorded	7,894	13,693	12,261	7,716
With an allowance recorded	1,160	483	846	1,014
Interest Income Recognized
With no related allowance recorded	21	9	156	92
With an allowance recorded	0	0	9	0
Residential Real Estate
Recorded Investment
With no related allowance recorded	6,056		6,056		2,790
With an allowance recorded	325		325		1,782
Total	6,381		6,381		4,572
Unpaid Principal Balance
With no related allowance recorded	6,129		6,129		2,790
With an allowance recorded	345		345		2,329
Total	6,474		6,474		5,119
Related Allowance	93		93		$ 89
Average Recorded Investment
With no related allowance recorded	5,500	3,858	4,476	2,869
With an allowance recorded	214	50	414	84
Interest Income Recognized
With no related allowance recorded	30	9	70	39
With an allowance recorded	$ 0	$ 0	$ 1	$ 0

ALLOWANCE FOR LOAN LOSSES AND_9

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Troubled Debt Restructured On Recorded Investment (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)loan	Sep. 30, 2018USD ($)loan	Sep. 30, 2019USD ($)loan	Sep. 30, 2018USD ($)loan	Dec. 31, 2018USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	$ 2,326		$ 2,326		$ 2,954
Number of Loans | loan	1	1	2	1
Pre-Modification Outstanding Recorded Investment	$ 362	$ 514
Commercial Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	828		$ 828		1,962
Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	132		132		0
Residential Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	1,366		$ 1,366		992
Residential Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan			2	1
Pre-Modification Outstanding Recorded Investment			$ 410	$ 514
Post-Modification Outstanding Recorded Investment			409	$ 306
Performing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	1,238		1,238		906
Performing | Commercial Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	420		420		431
Performing | Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	132		132		0
Performing | Residential Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	686		686		475
Non-performing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	1,088		1,088		2,048
Non-performing | Commercial Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	408		408		1,531
Non-performing | Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	0		0		0
Non-performing | Residential Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total investment in troubled debt	$ 680		$ 680		$ 517

ALLOWANCE FOR LOAN LOSSES AN_10

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES - Additional Information (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)propertyloan	Sep. 30, 2018USD ($)loan	Sep. 30, 2019USD ($)propertyloan	Sep. 30, 2018loan	Dec. 31, 2018USD ($)property
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of loans modified by troubled debt restructuring | loan	1	1	2	1
Number of loans with subsequent default | loan	0	0
Foreclosed real estate	$ 3,600		$ 3,600		$ 4,149
Carrying value of collateralized consumer loans	1,564,680		$ 1,564,680		$ 1,475,827
Troubled debt restructuring amount	$ 362	$ 514
Residential Real Estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of foreclosed properties | property	4		4		5
Foreclosed real estate	$ 890		$ 890		$ 1,300
Consumer and Other
Financing Receivable, Troubled Debt Restructuring [Line Items]
Carrying value of collateralized consumer loans	$ 547		$ 547		$ 682

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Earnings Per Share [Abstract]
Shares outstanding (weighted average) (in shares)	9,342,811	7,861,713	9,378,793	7,821,391
Shares held by Rabbi Trust (in shares)	98,908	97,168	98,908	97,168
Share liability under deferred compensation agreement (in shares)	(98,908)	(97,168)	(98,908)	(97,168)
Basic earnings per share:
Net earnings applicable to common stockholders	$ 5,145	$ 3,270	$ 17,212	$ 7,570
Basic earnings per share (in shares)	9,342,811	7,861,713	9,378,793	7,821,391
Basic (in dollars per share)	$ 0.55	$ 0.42	$ 1.84	$ 0.97
Effect of dilutive securities:
Unvested stock awards (in shares)	32,679	48,736	31,518	46,889
Diluted earnings per share:
Net income applicable to common stockholders and assumed conversions	$ 5,145	$ 3,270	$ 17,212	$ 7,570
Diluted earnings per share (in shares)	9,375,490	7,910,449	9,410,311	7,868,280
Diluted earnings per share (in dollars per share)	$ 0.55	$ 0.41	$ 1.83	$ 0.96
Shares of common stock outstanding not included in the computation of diluted EPS (in shares)	38,390	0	69,001	20,169

OTHER COMPREHENSIVE INCOME (Det

OTHER COMPREHENSIVE INCOME (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Before Tax
Total other comprehensive (loss) income	$ (299)	$ (604)	$ (1,816)	$ (1,725)
Tax Effect
Total other comprehensive (loss) income	(106)	(106)	(650)	(400)
Net of Tax
Other comprehensive income (loss), net of income taxes	(193)	(498)	(1,166)	(1,325)
Unrealized gains (losses) on available for sale securities
Before Tax
Other comprehensive income (loss), before reclassification	1,241	(1,383)	6,683	(3,903)
Reclassification adjustment for net losses on securities transactions included in net income	0	0	(1,524)	(36)
Tax Effect
Reclassification adjustment for net losses on securities transactions included in net income	0	(1)	(459)	(11)
Total other comprehensive (loss) income	357	(394)	1,908	(1,081)
Net of Tax
Other comprehensive income (loss), before reclassification	884	(989)	4,775	(2,822)
Reclassification adjustment for net gains on securities transactions included in net income	0	1	(1,065)	(25)
Fair value adjustments on derivatives
Before Tax
Other comprehensive income (loss), before reclassification	(1,540)	779	(6,975)	2,214
Tax Effect
Total other comprehensive (loss) income	(463)	289	(2,099)	692
Net of Tax
Other comprehensive income (loss), before reclassification	$ (1,077)	$ 490	$ (4,876)	$ 1,522

GOODWILL AND OTHER INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLES - Additional Information (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018	Dec. 21, 2018	Jan. 04, 2018
Finite-Lived Intangible Assets [Line Items]
Goodwill	$ 27,300		$ 27,300
Estimated fair value of the insurance segment exceeded its carrying value (in percentage)	17.00%
Core deposits
Finite-Lived Intangible Assets [Line Items]
Amortization	$ 305	$ 182
Insurance Services
Finite-Lived Intangible Assets [Line Items]
Goodwill			2,300
Banking and Financial Services
Finite-Lived Intangible Assets [Line Items]
Goodwill			486
Community Bank of Bergen County Merger
Finite-Lived Intangible Assets [Line Items]
Goodwill					$ 22,298
Goodwill acquired			22,300
Community Bank of Bergen County Merger | Core deposits
Finite-Lived Intangible Assets [Line Items]
Intangibles			1,300		$ 1,300
Enterprise Bank N.J.
Finite-Lived Intangible Assets [Line Items]
Goodwill				$ 2,204
Goodwill acquired			2,200
Enterprise Bank N.J. | Core deposits
Finite-Lived Intangible Assets [Line Items]
Intangibles			$ 1,100	$ 1,000

GOODWILL AND OTHER INTANGIBLE_3

GOODWILL AND OTHER INTANGIBLES - Schedule of Estimated Future Amortization Expense (Details) $ in Thousands	Sep. 30, 2019USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2019	$ 100
2020	364
2021	320
2022	277
2023	234
2024	$ 191

SEGMENT INFORMATION (Details)

SEGMENT INFORMATION (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Segment Reporting Information [Line Items]
Net interest income from external sources	$ 14,685	$ 10,993	$ 44,114	$ 32,746
Other income from external sources	3,103	2,518	11,128	8,256
Depreciation and amortization	498	462	1,560	1,366
Income before income taxes	6,965	4,227	22,368	9,638
Income tax expense	1,820	957	5,156	2,068
Total assets	1,934,259	1,459,642	1,934,259	1,459,642	$ 1,795,703
Banking and Financial Services
Segment Reporting Information [Line Items]
Net interest income from external sources	14,685	10,993	44,114	32,746
Other income from external sources	1,239	967	4,518	2,901
Depreciation and amortization	488	455	1,527	1,347
Income before income taxes	6,648	3,907	20,205	7,809
Income tax expense	1,693	829	4,291	1,336
Total assets	1,927,351	1,453,536	1,927,351	1,453,536
Insurance Services
Segment Reporting Information [Line Items]
Other income from external sources	1,864	1,551	6,610	5,355
Depreciation and amortization	10	7	33	19
Income before income taxes	317	320	2,163	1,829
Income tax expense	127	128	865	732
Total assets	$ 6,908	$ 6,106	$ 6,908	$ 6,106
Statutory tax rate (in percentage)	28.10%	28.10%		28.10%

STOCK-BASED COMPENSATION - Addi

STOCK-BASED COMPENSATION - Additional Information (Details) - USD ($) $ / shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercised (in shares)			14,304
Intrinsic value of stock options exercised			$ 156
Intrinsic value of stock options forfeited			$ 55
Options forfeited (in shares)			5,077
Options granted (in shares)	0	0	0	0
Stock options expected future expense	$ 22		$ 22
Restricted stock awards expense	281	$ 212	745	$ 531
Stock options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	9	$ 12	$ 27	$ 36
Unrecognized compensation expense (in years)			8 months 1 day
Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense (in years)			3 years 10 months 24 days
Unrecognized compensation expense for non-vested restricted stock	$ 2,100		$ 2,100
Maximum | Stock options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option grants, maximum term (in years)			10 years
Vesting period (in years)			5 years
Maximum | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)			5 years
Minimum | Stock options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)			1 year
Minimum | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)			3 years

STOCK-BASED COMPENSATION - Summ

STOCK-BASED COMPENSATION - Summary Of Information Regarding Stock Option Plans (Details)	9 Months Ended
	Sep. 30, 2019USD ($)$ / sharesshares
Number of Shares
Options outstanding, beginning of year (in shares) | shares	69,123
Options forfeited (in shares) | shares	(5,077)
Options exercised (in shares) | shares	(14,304)
Options outstanding, end of quarter (in shares) | shares	49,742
Options exercisable, end of quarter (in shares) | shares	35,749
Weighted Average Exercise Price per Share
Options outstanding, beginning of year (in dollars per share)	$ 11.10
Options forfeited (in dollars per share)	10.76
Options exercised (in dollars per share)	10.92
Options outstanding, end of quarter (in dollars per share)	11.17
Options exercisable, end of quarter (in dollars per share)	$ 10.98
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Weighted Average Contractual Term, Outstanding, end of quarter	8 months 12 days
Weighted Average Contractual Term, Exercisable, end of quarter	5 years 7 months 6 days
Aggregate Intrinsic Value, Outstanding, end of quarter | $	$ 566,607
Aggregate Intrinsic Value, Exercisable, end of quarter | $	$ 413,929
Minimum
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Option price range at end of quarter (in dollars per share)	$ 9.97
Option price of exercisable shares (in dollars per share)	9.97
Maximum
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Option price range at end of quarter (in dollars per share)	12.83
Option price of exercisable shares (in dollars per share)	$ 12.83

STOCK-BASED COMPENSATION - Su_2

STOCK-BASED COMPENSATION - Summary Of Information Regarding Restricted Stock Activity (Details)	9 Months Ended
	Sep. 30, 2019$ / sharesshares
Number of Shares
Unvested restricted stock, beginning of year (in shares) | shares	97,465
Granted (in shares) | shares	74,470
Forfeited (in shares) | shares	(17,584)
Vested (in shares) | shares	(40,739)
Unvested restricted stock, end of period (in shares) | shares	113,612
Weighted Average Grant Date Fair Value
Unvested restricted stock, beginning of year (in dollars per share) | $ / shares	$ 24.45
Granted (in dollars per share) | $ / shares	21.95
Forfeited (in dollars per share) | $ / shares	24.44
Vested (in dollars per share) | $ / shares	22.27
Unvested restricted stock, end of period (in dollars per share) | $ / shares	$ 23.59

GUARANTEES (Details)

GUARANTEES (Details) $ in Millions	9 Months Ended
	Sep. 30, 2019USD ($)
Guarantees [Abstract]
Letter of credit, expiration term	1 year
Undrawn standby letters of credit outstanding	$ 1.8

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS - Summary Of Financial Assets Measured On A Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	$ 207,136	$ 182,139
Interest rate swaps	152	2,114
Interest rate swaps - liability	(5,792)	(779)
Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
Interest rate swaps	0	0
Interest rate swaps - liability		0
Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	207,136	182,139
Interest rate swaps	152	2,114
Interest rate swaps - liability	(5,792)	(779)
Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
Interest rate swaps	0	0
Interest rate swaps - liability		0
U.S. government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	20,204	24,794
U.S. government agencies | Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
U.S. government agencies | Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	20,204	24,794
U.S. government agencies | Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
U.S. government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	46,694	20,362
U.S. government-sponsored enterprises | Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
U.S. government-sponsored enterprises | Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	46,694	20,362
U.S. government-sponsored enterprises | Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	20,224	60,362
State and political subdivisions | Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
State and political subdivisions | Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	20,224	60,362
State and political subdivisions | Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
Mortgage-backed securities - U.S. government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	95,166	73,613
Mortgage-backed securities - U.S. government-sponsored enterprises | Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
Mortgage-backed securities - U.S. government-sponsored enterprises | Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	95,166	73,613
Mortgage-backed securities - U.S. government-sponsored enterprises | Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
Mortgage-backed securities - Private mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	18,176
Mortgage-backed securities - Private mortgage-backed securities | Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0
Mortgage-backed securities - Private mortgage-backed securities | Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	18,176
Mortgage-backed securities - Private mortgage-backed securities | Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0
Corporate debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	6,672	3,008
Corporate debt | Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	0	0
Corporate debt | Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	6,672	3,008
Corporate debt | Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available for sale securities	$ 0	$ 0

FAIR VALUE OF FINANCIAL INSTR_4

FAIR VALUE OF FINANCIAL INSTRUMENTS - Summary Of Financial Assets Measured On A Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 1,178	$ 1,785
Foreclosed real estate	1,637	730
Quoted Prices in Active Markets for Identical Assets (Level I)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate	0	0
Significant Other Observable Inputs (Level II)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate	0	0
Significant Unobservable Inputs (Level III)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,178	1,785
Foreclosed real estate	$ 1,637	$ 730

FAIR VALUE OF FINANCIAL INSTR_5

FAIR VALUE OF FINANCIAL INSTRUMENTS - Qualitative Information About Level 3 Fair Value Measurements (Details) - Nonrecurring $ in Thousands	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Impaired loans	$ 1,178	$ 1,785
Foreclosed real estate	1,637	730
Significant Unobservable Inputs (Level III)
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Impaired loans	1,178	1,785
Foreclosed real estate	$ 1,637	$ 730
Significant Unobservable Inputs (Level III) | Minimum | Measurement Input, Appraised Value | Appraisal of Collateral
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Impaired loans, measurement input (in percentage)	0	0
Significant Unobservable Inputs (Level III) | Minimum | Measurement Input, Cost to Sell | Appraisal of Collateral
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Real estate measurement input (in percentage)	(0.070)	(0.070)
Significant Unobservable Inputs (Level III) | Maximum | Measurement Input, Appraised Value | Appraisal of Collateral
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Impaired loans, measurement input (in percentage)	(1)	(1)
Significant Unobservable Inputs (Level III) | Maximum | Measurement Input, Cost to Sell | Appraisal of Collateral
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Real estate measurement input (in percentage)	(0.070)	(0.070)
Significant Unobservable Inputs (Level III) | Weighted Average | Measurement Input, Appraised Value | Appraisal of Collateral
Qualitative and Quantitative Information, Transferor's Continuing Involvement [Line Items]
Impaired loans, measurement input (in percentage)	(0.068)	(0.078)

FAIR VALUE OF FINANCIAL INSTR_6

FAIR VALUE OF FINANCIAL INSTRUMENTS - Estimated Fair Values Of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financial assets:
Total available for sale securities	$ 207,136	$ 182,139
Securities held to maturity	4,414	4,152
Interest rate swaps	152	2,114
Financial liabilities:
Interest rate swaps	5,792	779
Carrying Amount
Financial assets:
Cash and cash equivalents	47,941	26,678
Time deposits with other banks	200	200
Total available for sale securities	207,136	182,139
Securities held to maturity	4,331	4,078
Other bank stock	9,382	11,764
Loans receivable, net of allowance	1,553,860	1,466,000
Accrued interest receivable	6,253	6,546
Interest rate swaps	152	2,114
Financial liabilities:
Non-maturity deposits	991,751	965,065
Time deposits	535,105	388,874
Short-term borrowings	121,000	175,295
Long-term borrowings	42,849	44,611
Subordinated debentures	27,866	27,859
Accrued interest payable	1,652	1,480
Interest rate swaps	5,792	779
Fair Value
Financial assets:
Cash and cash equivalents	47,941	26,678
Time deposits with other banks	200	200
Total available for sale securities	207,136	182,139
Securities held to maturity	4,414	4,152
Other bank stock	9,382	11,764
Loans receivable, net of allowance	1,548,133	1,428,094
Accrued interest receivable	6,253	6,546
Interest rate swaps	152	2,114
Financial liabilities:
Non-maturity deposits	991,751	965,065
Time deposits	529,031	383,264
Short-term borrowings	121,036	175,366
Long-term borrowings	42,993	44,365
Subordinated debentures	27,931	26,840
Accrued interest payable	1,652	1,480
Interest rate swaps	5,792	779
Quoted Prices in Active Markets for Identical Assets (Level I)
Financial assets:
Cash and cash equivalents	47,941	26,678
Time deposits with other banks	0	0
Total available for sale securities	0	0
Securities held to maturity	0	0
Other bank stock	0	0
Loans receivable, net of allowance	0	0
Accrued interest receivable	0	0
Interest rate swaps	0	0
Financial liabilities:
Non-maturity deposits	0	0
Time deposits	0	0
Short-term borrowings	121,036	175,366
Long-term borrowings	0	0
Subordinated debentures	0	0
Accrued interest payable	0	0
Interest rate swaps		0
Significant Other Observable Inputs (Level II)
Financial assets:
Cash and cash equivalents	0	0
Time deposits with other banks	200	200
Total available for sale securities	207,136	182,139
Securities held to maturity	4,414	4,152
Other bank stock	9,382	11,764
Loans receivable, net of allowance	0	0
Accrued interest receivable	6,253	6,546
Interest rate swaps	152	2,114
Financial liabilities:
Non-maturity deposits	991,751	965,065
Time deposits	529,031	383,264
Short-term borrowings	0	0
Long-term borrowings	42,993	44,365
Subordinated debentures	27,931	26,840
Accrued interest payable	1,652	1,480
Interest rate swaps	5,792	779
Significant Unobservable Inputs (Level III)
Financial assets:
Cash and cash equivalents	0	0
Time deposits with other banks	0	0
Total available for sale securities	0	0
Securities held to maturity	0	0
Other bank stock	0	0
Loans receivable, net of allowance	1,548,133	1,428,094
Accrued interest receivable	0	0
Interest rate swaps	0	0
Financial liabilities:
Non-maturity deposits	0	0
Time deposits	0	0
Short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures	0	0
Accrued interest payable	$ 0	0
Interest rate swaps		$ 0

DERIVATIVES - Additional Inform

DERIVATIVES - Additional Information (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Hedge ineffectiveness	$ 0		$ 0
Reclassifications to interest expense		$ 27,000	54,000
Pledged collateral		$ 6,100,000
Obligation to return before cash reclaimed	$ 2,800,000		$ 2,800,000

DERIVATIVES - Schedule Of Fair

DERIVATIVES - Schedule Of Fair Value of Derivatives (Details) - Derivatives designated as hedging instruments - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	$ 318,500	$ 113,500
Fair Value	(5,640)	1,335
Derivative Effective Date March 15, 2016
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	12,500	12,500
Fair Value	(135)	768
Derivative Effective Date December 15, 2016
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	5,000	5,000
Fair Value	(152)	246
Derivative Effective Date June 15, 2017
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	6,000	6,000
Fair Value	(224)	285
Derivative Effective Date December 15, 2017 Contract 1
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000	10,000
Fair Value	(349)	554
Derivative Effective Date December 15, 2017 Contract 2
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	5,000	5,000
Fair Value	(191)	261
Derivative Effective Date September 15, 2018 Contract 1
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	20,000	20,000
Fair Value	(501)	(176)
Derivative Effective Date September 15, 2018 Contract 2
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	20,000	20,000
Fair Value	(806)	(266)
Derivative Effective Date September 15, 2018 Contract 3
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	17,500	17,500
Fair Value	(424)	(134)
Derivative Effective Date September 15, 2018 Contract 4
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	17,500	17,500
Fair Value	(681)	$ (203)
Derivative Effective Date February 21, 2019
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	40,000
Fair Value	(933)
Derivative Effective Date June 3, 2019
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	20,000
Fair Value	(244)
Derivative Effective Date June17, 2019 Contract 1
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	25,000
Fair Value	(444)
Derivative Effective Date June 17, 2019 Contract 2
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	20,000
Fair Value	(311)
Derivative Effective Date July 1, 2019 Contract 1
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	(77)
Derivative Effective Date July 1, 2019 Contract 2
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	(117)
Derivative Effective Date August 2, 2019 Contract 1
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	(70)
Derivative Effective Date August 2, 2019 Contract 2
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	(93)
Derivative Effective Date September 3, 2019 Contract 1
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	(14)
Derivative Effective Date September 3, 2019 Contract 2
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	22
Derivative Effective Date September 3, 2019 Contract 3
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	47
Derivative Effective Date September 3, 2019 Contract 4
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	(26)
Derivative Effective Date September 3, 2019 Contract 5
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	21
Derivative Effective Date September 3, 2019 Contract 6
Derivatives, Fair Value [Line Items]
Notional/ Contract Amount	10,000
Fair Value	$ 62

DERIVATIVES - Schedule Of Deriv

DERIVATIVES - Schedule Of Derivative Financial Instruments Designated As Cash Flow Hedges (Details) - Cash flow hedging - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	$ (1,077)		$ (4,876)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		$ 561		$ 1,592
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date March 15, 2016
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(168)		(632)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		84		397
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date December 15, 2016
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(78)		(278)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		40		179
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date June 15, 2017
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(104)		(356)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		52		227
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date December 15, 2017 Contract 1
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(190)		(632)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		92		390
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date December 15, 2017 Contract 2
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(95)		(316)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		46		196
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date September 15, 2018 Contract 1
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	3		(227)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		55		36
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date September 15, 2018 Contract 2
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(31)		(377)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		77		52
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date September 15, 2018 Contract 3
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	1		(202)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		47		47
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		0		0
Derivative Effective Date September 15, 2018 Contract 4
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(29)		(334)
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)		68		68
Amount of Gain (Loss) Recognized in Income of Derivatives (Ineffective Portion)		$ 0		$ 0
Derivative Effective Date February 21, 2019
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(46)		(652)
Derivative Effective Date June 3, 2019
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(59)		(170)
Derivative Effective Date June17, 2019 Contract 1
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(56)		(311)
Derivative Effective Date June 17, 2019 Contract 2
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(48)		(217)
Derivative Effective Date July 1, 2019 Contract 1
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(57)		(54)
Derivative Effective Date July 1, 2019 Contract 2
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(83)		(82)
Derivative Effective Date August 2, 2019 Contract 1
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(49)		(49)
Derivative Effective Date August 2, 2019 Contract 2
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(65)		(65)
Derivative Effective Date September 3, 2019 Contract 1
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(10)		(10)
Derivative Effective Date September 3, 2019 Contract 2
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	15		15
Derivative Effective Date September 3, 2019 Contract 3
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	33		33
Derivative Effective Date September 3, 2019 Contract 4
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	(19)		(19)
Derivative Effective Date September 3, 2019 Contract 5
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	15		15
Derivative Effective Date September 3, 2019 Contract 6
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain Recognized in OCI on Derivatives, net of Tax (Effective Portion)	$ 43		$ 44

DERIVATIVES - Offsetting Deriva

DERIVATIVES - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets:
Gross Amounts Recognized	$ 152	$ 2,114
Gross Amounts Offset	0	0
Net Amounts Presented	(2,358)	1,672
Financial Instruments	0	0
Cash Collateral Pledged	(3,000)	2,460
Net Amount	642	(788)
Liabilities:
Gross Amounts Recognized	(5,792)	(779)
Gross Amounts Offset	0	0
Net Amounts Presented	(3,282)	(337)
Financial Instruments	0	0
Cash Collateral Pledged	(3,100)	0
Net Amount	(182)	(337)
Interest Rate Swaps
Assets:
Gross Amounts Recognized	152	2,114
Gross Amounts Offset	0	0
Net Amounts Presented	(2,358)	1,672
Financial Instruments	0	0
Cash Collateral Pledged	(3,000)	2,460
Net Amount	642	(788)
Liabilities:
Gross Amounts Recognized	(5,792)	(779)
Gross Amounts Offset	0	0
Net Amounts Presented	(3,282)	(337)
Financial Instruments	0	0
Cash Collateral Pledged	(3,100)	0
Net Amount	$ (182)	$ (337)

BORROWINGS (Details)

BORROWINGS (Details) - USD ($)	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Debt Instrument [Line Items]
Residential and commercial mortgage loans pledged	$ 330,500,000
Long-term fixed rate advances	$ 42,800,000	$ 44,600,000
Federal funds rate | Minimum
Debt Instrument [Line Items]
Variable rate spread on debt instrument (in percentage)	0.20%
Federal funds rate | Maximum
Debt Instrument [Line Items]
Variable rate spread on debt instrument (in percentage)	0.30%
ACBB
Debt Instrument [Line Items]
Secured borrowing potential	$ 10,000,000
Ability to borrow capacity	10,000,000
FHLBNY
Debt Instrument [Line Items]
Secured borrowing potential	330,500,000
Ability to borrow capacity	156,100,000
Term advances	$ 121,000,000	$ 175,300,000
Weighted average interest rate (in percentage)	2.21%	2.66%

REVENUE RECOGNITION (Details)

REVENUE RECOGNITION (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Disaggregation of Revenue [Line Items]
Bank-owned life insurance	$ 235	$ 190	$ 697	$ 563
Investment brokerage fees	49	29	126	92
Net gain (loss) on sales of securities	0	0	1,524	36
Net (loss) gain on disposal of premises and equipment	89	0	(292)	9
Total Non-Interest Income	3,103	2,518	11,128	8,256
Service fees on deposit accounts
Disaggregation of Revenue [Line Items]
Revenue within the scope of ASC 606	351	320	1,048	959
ATM and debit card fees
Disaggregation of Revenue [Line Items]
Revenue within the scope of ASC 606	289	254	798	717
Insurance commissions and fees
Disaggregation of Revenue [Line Items]
Revenue within the scope of ASC 606	1,824	1,527	6,482	5,261
Other
Disaggregation of Revenue [Line Items]
Revenue within the scope of ASC 606	$ 266	$ 198	$ 745	$ 619

RIGHT OF USE ASSET AND LEASE _3

RIGHT OF USE ASSET AND LEASE LIABILITY - Narrative (Details)	9 Months Ended
	Sep. 30, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Renewal term	5 years
Minimum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining lease term	1 year
Maximum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining lease term	20 years

RIGHT OF USE ASSET AND LEASE _4

RIGHT OF USE ASSET AND LEASE LIABILITY - Lease Costs (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Leases [Abstract]
Operating lease expense	$ 186	$ 453
Short term lease expense	69	424
Total lease expense	$ 255	$ 877

RIGHT OF USE ASSET AND LEASE _5

RIGHT OF USE ASSET AND LEASE LIABILITY - Supplemental Balance Sheet (Details) $ in Thousands	Sep. 30, 2019USD ($)
Leases [Abstract]
Right-of-use assets, net	$ 4,734
Lease liabilities	$ 4,870
Weighted-average remaining lease term	9 years 2 months 12 days
Weighted-average discount rate	3.02%

RIGHT OF USE ASSET AND LEASE _6

RIGHT OF USE ASSET AND LEASE LIABILITY - Supplemental Cash Flow Information (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)
Leases [Abstract]
Cash paid for amounts included in the measurement of lease liabilities	$ 459
ROU assets obtained in exchange for lease obligations	$ 460

RIGHT OF USE ASSET AND LEASE _7

RIGHT OF USE ASSET AND LEASE LIABILITY - Maturities of Lease Liabilities (Details) $ in Thousands	Sep. 30, 2019USD ($)
Leases [Abstract]
For the three months ending December 31, 2019	$ 186
2020	684
2021	640
2022	640
2023	640
Thereafter	2,774
Total lease payments	5,564
Less imputed interest	(694)
Total	$ 4,870