Euronet Worldwide (EEFT) 10-Q 1 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Jul. 29, 2016
Entity Information [Line Items]
Entity Registrant Name	EURONET WORLDWIDE INC
Entity Central Index Key	1,029,199
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Amendment Flag	false
Entity Common Stock, Shares Outstanding		52,095,086

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Current assets:
Cash and cash equivalents	$ 680,067	$ 457,518
Restricted cash	44,148	45,312
Inventory — PINs and other	53,944	72,108
Trade accounts receivable, net of allowances for doubtful accounts of $18,352 at June, 30 2016 and $19,140 at December 31, 2015	371,348	423,299
Prepaid expenses and other current assets	184,295	132,773
Total current assets	1,333,802	1,131,010
Property and equipment, net of accumulated depreciation of $256,131 at June, 30 2016 and $242,111 at December 31, 2015	176,297	157,368
Goodwill	688,889	685,178
Acquired intangible assets, net of accumulated amortization of $142,921 at June 30, 2016 and $131,095 at December 31, 2015	159,610	167,972
Other assets, net of accumulated amortization of $35,632 at June 30, 2016 and $32,434 at December 31, 2015	61,889	51,186
Total assets	2,420,487	2,192,714
Current liabilities:
Trade accounts payable	336,395	456,159
Accrued expenses and other current liabilities	489,335	382,873
Current portion of capital lease obligations	2,489	1,991
Short-term debt obligations and current maturities of long-term debt obligations	17,744	12,060
Income taxes payable	20,504	14,962
Deferred revenue	41,654	35,887
Total current liabilities	908,121	903,932
Debt obligations, net of current portion	598,886	405,472
Capital lease obligations, net of current portion	4,776	4,147
Deferred income taxes	34,465	33,924
Other long-term liabilities	21,559	19,311
Total liabilities	1,567,807	1,366,786
Euronet Worldwide, Inc. stockholders' equity:
Preferred Stock, $0.02 par value. 10,000,000 shares authorized; none issued	0	0
Common Stock, $0.02 par value. 90,000,000 shares authorized; 58,180,273 issued at June 30, 2016 and 57,961,043 issued at December 31, 2015	1,164	1,159
Additional paid-in-capital	1,034,965	1,023,254
Treasury stock, at cost, 6,086,853 shares at June 30, 2016 and 4,929,241 shares at December 31, 2015	(215,047)	(138,750)
Retained earnings	189,198	104,427
Accumulated other comprehensive loss	(158,888)	(165,528)
Total Euronet Worldwide, Inc. stockholders' equity	851,392	824,562
Noncontrolling interests	1,288	1,366
Total equity	852,680	825,928
Total liabilities and equity	$ 2,420,487	$ 2,192,714

Balance Sheet Parenthetical (Pa

Balance Sheet Parenthetical (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Allowance for doubtful accounts receivable	$ 18,352	$ 19,140
Accumulated depreciation of property and equipment	256,131	242,111
Accumulated amortization of intangible assets	142,921	131,095
Accumulated amortization of other assets	$ 35,632	$ 32,434
Preferred Stock, par value per share	$ 0.02	$ 0.02
Preferred Stock, shares authorized	10,000,000	10,000,000
Preferred Stock, shares issued	0	0
Common Stock, par value per share	$ 0.02	$ 0.02
Common Stock, shares authorized	90,000,000	90,000,000
Common Stock, shares issued	58,180,273	57,961,043
Treasury Stock, shares	6,086,853	4,929,241

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Revenues	$ 476,867	$ 425,148	$ 914,761	$ 820,310
Operating expenses:
Direct operating costs	281,759	258,079	553,385	509,436
Salaries and benefits	73,838	64,760	141,075	125,088
Selling, general and administrative	42,445	38,616	80,299	72,650
Depreciation and amortization	19,515	16,513	38,803	33,793
Total operating expenses	417,557	377,968	813,562	740,967
Operating income	59,310	47,180	101,199	79,343
Other income (expense):
Interest income	443	494	895	1,103
Interest expense	(6,958)	(6,094)	(13,244)	(11,792)
Foreign currency exchange loss, net	(1,944)	(5,104)	228	(18,056)
Other (losses) gains	19,903	388	19,903	388
Other expense, net	11,444	(10,316)	7,782	(28,357)
Income before income taxes	70,754	36,864	108,981	50,986
Income tax expense	(15,177)	(10,343)	(24,320)	(17,340)
Net income	55,577	26,521	84,661	33,646
Net loss attributable to noncontrolling interests	100	288	110	341
Net income attributable to Euronet Worldwide, Inc.	$ 55,677	$ 26,809	$ 84,771	$ 33,987
Earnings per share attributable to Euronet Worldwide, Inc. stockholders - basic	$ 1.07	$ 0.52	$ 1.62	$ 0.66
Earnings per share attributable to Euronet Worldwide, Inc. stockholders - diluted	$ 1.04	$ 0.50	$ 1.57	$ 0.64
Weighted average number of shares outstanding - basic	52,061,158	51,935,757	52,373,462	51,804,459
Weighted average number of shares outstanding - diluted	53,781,606	53,658,504	54,039,576	53,492,580

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Net income	$ 55,577	$ 26,521	$ 84,661	$ 33,646
Translation adjustment	(28,029)	20,400	6,673	(34,940)
Comprehensive income (loss)	27,548	46,921	91,334	(1,294)
Comprehensive loss attributable to noncontrolling interests	135	239	78	456
Comprehensive income (loss) attributable to Euronet Worldwide, Inc.	$ 27,683	$ 47,160	$ 91,412	$ (838)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Net income	$ 84,661	$ 33,646
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	38,803	33,793
Share-based compensation	7,809	6,415
Unrealized foreign exchange (gain) loss, net	(228)	18,056
Deferred income taxes	11	(665)
Accretion of convertible debt discount and amortization of debt issuance costs	6,365	6,066
Gain on Sale of Investment	(19,449)	0
Changes in working capital, net of amounts acquired:
Income taxes payable, net	5,078	(5,424)
Restricted cash	955	19,359
Inventory - PINs and other	19,225	22,012
Trade accounts receivable	57,456	42,704
Prepaid expenses and other current assets	(55,543)	(14,726)
Trade accounts payable	(122,252)	(33,814)
Deferred revenue	5,163	304
Accrued expenses and other current liabilities	107,140	29,909
Changes in noncurrent assets and liabilities	(728)	(707)
Net cash provided by operating activities	134,466	156,928
Cash flows from investing activities:
Acquisitions, net of cash acquired	(2,183)	(29,264)
Purchases of property and equipment	(42,112)	(34,396)
Purchases of other long-term assets	(2,982)	(3,347)
Proceeds from Sale Investment	11,900	0
Other, net	485	799
Net cash used in investing activities	(34,892)	(66,208)
Cash flows from financing activities:
Proceeds from issuance of shares	3,226	4,629
Repurchas of shares	(76,497)	(5,143)
Borrowings from revolving credit agreements	1,348,493	119,580
Repayments of revolving credit agreements	(1,157,077)	(116,790)
Repayments of long-term debt obligations	(3,281)	(2,344)
Repayments of capital lease obligations	(1,217)	(1,689)
Borrowings from short-term debt obligations, net	4,787	1,474
Other, net	430	481
Net cash provided by financing activities	118,864	198
Effect of exchange rate changes on cash and cash equivalents	4,111	(20,853)
Increase in cash and cash equivalents	222,549	70,065
Cash and cash equivalents at beginning of period	457,518	468,010
Cash and cash equivalents at end of period	680,067	538,075
Interest paid during the period	6,838	5,050
Income taxes paid during the period	20,529	21,510
Other Significant Noncash Transaction, Value of Consideration Received	7,549	0
Equity issued in connection with acquisitions	$ 0	$ 2,962

General

General	6 Months Ended
	Jun. 30, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
General	GENERAL Organization Euronet Worldwide, Inc. (together with its subsidiaries, the “Company” or “Euronet”) is a leading electronic payments provider. Euronet offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers and individual consumers. Euronet's primary product offerings include comprehensive automated teller machine (“ATM”), point-of-sale (“POS”), card outsourcing, card issuing and merchant acquiring services; electronic distribution of prepaid mobile airtime and other electronic payment products; and global money transfer services. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared from the records of the Company, in conformity with accounting principles generally accepted in the U.S. (“U.S. GAAP”) and pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). In the opinion of management, such unaudited consolidated financial statements contain all adjustments (consisting only of normal recurring adjustments) necessary to fairly present the consolidated financial position and the results of operations, comprehensive income and cash flows for the interim periods. The unaudited consolidated financial statements should be read in conjunction with the audited consolidated financial statements of the Company for the year ended December 31, 2015 , including the notes thereto, set forth in the Company’s 2015 Annual Report on Form 10-K. Certain amounts in prior years have been reclassified to conform to the current year's presentation. Use of Estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make certain estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements, as well as the reported amounts of revenues and expenses during the reported period. Significant items subject to such estimates and assumptions include computing income taxes, estimating the useful lives and potential impairment of long-lived assets and goodwill, as well as allocating the purchase price to assets acquired and liabilities assumed in acquisitions and revenue recognition. Actual results could differ from those estimates. The results of operations for interim periods are not necessarily indicative of the results to be expected for the full year ending December 31, 2016 . Seasonality Euronet’s EFT Processing Segment experiences its heaviest demand for dynamic currency conversion services during the third quarter of the fiscal year, coinciding with tourism season. Additionally, the EFT Processing and epay Segments are impacted by seasonality during the fourth quarter and the first quarter of each year due to higher transaction levels during the holiday season and lower levels following the holiday season. Seasonality in the Money Transfer Segment varies by regions of the world. In most markets, Euronet usually experiences increased demand for money transfer services from the month of May through the fourth quarter of each year, coinciding with the increase in worker migration patterns and various holidays, and experiences its lowest transaction levels during the first quarter of each year.

Recently Issued Accounting Pron

Recently Issued Accounting Pronouncements	6 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Recently Issued and Adopted Accounting Pronouncements	RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS In June 2016, the FASB issued Accounting Standards Update ("ASU") 2016-13, Financial Instruments-Credit Losses (Topic 326) , which requires entities to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company is currently evaluating the impact that the standard will have on its consolidated financial statements and related disclosures. In March 2016, the FASB issued ASU 2016-09, Compensation-Stock Compensation (Topic 718) : Improvements to Employee Share-Based Payment Accounting , which addresses how companies account for certain aspects of share-based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, and to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The ASU also addresses such areas as an accounting policy election for forfeitures and the amount an employer can withhold to cover income taxes and still qualify for equity classification. The amendments in this ASU will be effective for annual periods beginning after December 15, 2016 and interim periods within those annual periods. Early adoption is permitted. The Company is currently evaluating the impact of the adoption of this standard on its consolidated financial statements and related disclosures. In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815), Contingent Put and Call Options in Debt Instruments . The new standard clarifies that an entity is required to assess whether the economic characteristics and risks of embedded put or call options are clearly and closely related to those of their debt hosts only in accordance with the four-step decision sequence in Accounting Standards Codification ("ASC") 815, Derivatives and Hedging. For contingently exercisable put or call options, an entity does not have to assess whether the event that triggers the ability to exercise a put or call option is related to interest rates or credit risk of the entity. The ASU does not change the existing criteria for determining when bifurcation of an embedded put or call option in a debt instrument is required. The amendments of this ASU are effective for annual periods beginning after December 15, 2016, with early adoption permitted. Entities are required to apply the guidance to existing debt instruments using a modified retrospective transition method as of the period of adoption. The Company does not expect the adoption of this ASU to have a significant impact on its consolidated financial statements and related disclosures. In March 2016, the FASB issued ASU 2016-04, Recognition of Breakage for Certain Prepaid Stored-Value Products . The new standard specifies that liabilities within its scope are considered to be financial liabilities, and amends the guidance in ASC 405-20, Extinguishments of Liabilities , by directing entities to derecognize prepaid stored-value product liabilities based on expected breakage in proportion to the pattern of rights expected to be exercised by the consumer. Derecognition for breakage is permitted only to the extent that it is probable that a significant reversal of recognized breakage will not subsequently occur. The new standard is consistent with the breakage guidance in the new revenue standard. The ASU is effective for annual periods beginning after December 15, 2017, and is applied either using a modified retrospective transition method or retrospectively. Early adoption is permitted. The Company is currently evaluating the expected impact of the adoption of this standard on its consolidated financial statements and related disclosures. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) , which will update the existing guidance on accounting for leases and require new qualitative and quantitative disclosures about the Company’s leasing activities. The new standard requires lessees to account for all leases on the balance sheet, except for certain short-term leases that have a maximum possible lease term of 12 months. The accounting for lessors is largely unchanged from the previous accounting guidance, except for leverage lease accounting which is not permitted for leases entered into or modified after the effective date of the new standard. The new standard is effective for annual periods beginning after December 15, 2018 and interim periods within those annual periods, with early adoption permitted. In transition, lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The modified retrospective approach includes a number of optional practical expedients that the Company may elect to apply. The Company is currently evaluating the expected impact of the adoption of this standard on its consolidated financial statements and related disclosures. In January 2016, the FASB issued ASU 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities , which addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. ASU 2016-01 is effective for financial statements issued for annual periods beginning after December 15, 2017, and interim periods within those annual periods. The Company does not expect that the adoption of this standard will have a significant impact on its consolidated financial statements and related disclosures. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers , which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective. In July 2015, the FASB approved a one-year deferral of the effective date of the new revenue recognition standard. The new standard will become effective for the Company on January 1, 2018 and the Company has the option to adopt it effective January 1, 2017. The standard permits the use of either the retrospective or cumulative effect transition method. In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606), Principal versus Agent Considerations (Reporting Revenue versus Net) . In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606), Identifying Performance Obligations and Licensing . In May 2016, the FASB issued ASU 2016-11, Revenue from Contracts with Customers (Topic 606) and Derivatives and Hedging (Topic 815) - Rescission of SEC Guidance Because of ASU 2014-09 and 2014-16, and ASU 2016-12, Revenue from Contracts with Customers (Topic 606) - Narrow Scope Improvements and Practical Expedient s. These ASUs clarify the implementation guidance on a few narrow areas and adds some practical expedients to the guidance Topic 606. The Company is evaluating the effect the ASUs will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of these standards on its ongoing financial reporting.

Stockholders' Equity

Stockholders' Equity	6 Months Ended
	Jun. 30, 2016
Stockholders' Equity Attributable to Parent [Abstract]
Stockholders' Equity	STOCKHOLDERS' EQUITY Earnings Per Share Basic earnings per share has been computed by dividing earnings available to common stockholders by the weighted average number of common shares outstanding during the respective period. Diluted earnings per share has been computed by dividing earnings available to common stockholders by the weighted average shares outstanding during the respective period, after adjusting for any potential dilution of options to purchase the Company's common stock, assumed vesting of restricted stock and the assumed conversion of the Company’s convertible debentures. The following table provides the computation of diluted weighted average number of common shares outstanding: Three Months Ended Six Months Ended 2016 2015 2016 2015 Computation of diluted weighted average shares outstanding: Basic weighted average shares outstanding 52,061,158 51,935,757 52,373,462 51,804,459 Incremental shares from assumed exercise of stock options and vesting of restricted stock 1,720,448 1,722,747 1,666,114 1,688,121 Diluted weighted average shares outstanding 53,781,606 53,658,504 54,039,576 53,492,580 The table includes the impact of all stock options and restricted stock that are dilutive to the Company’s weighted average common shares outstanding during the three and six months ended June 30, 2016 and 2015 . The calculation of diluted earnings per share excludes stock options or shares of restricted stock that are anti-dilutive to the Company’s weighted average common shares outstanding of approximately 636,000 and 637,000 for the three and six months ended June 30, 2016 , respectively, and approximately 620,000 and 888,000 for the three and six months ended June 30, 2015 , respectively. During 2016 and 2015 , the Company had convertible notes outstanding that, if converted, could have had a potentially dilutive effect on its common stock. At issuance, the Company stated its intent to settle any conversion of these notes by paying cash for the principal value and issuing common stock for any conversion value in excess of the principal value. As of June 30, 2016 , and currently, the Company maintains the intent and ability to settle any conversion as stated. Accordingly, the convertible notes would only have a dilutive effect if the market price per share of common stock exceeds the conversion price per share of common stock. Therefore, according to ASC 260, Earnings per Share , these notes were not dilutive to earnings per share for the three and six months ended June 30, 2016 and 2015. See Note 6, Debt Obligations, for more information about the convertible notes. Accumulated Other Comprehensive Income (Loss) Accumulated other comprehensive loss consists entirely of foreign currency translation adjustments. The Company recorded a foreign currency translation loss of $28.0 million and a gain of $6.7 million for the three and six months ended June 30, 2016 , respectively, and gain of $20.4 million and a loss of $34.9 million for the three and six months ended June 30, 2015 , respectively. There were no reclassifications of foreign currency translation into the consolidated statements of income for the three and six months ended June 30, 2016 and 2015 . Share Repurchase In January 2016, the Company announced that its Board of Directors authorized a stock repurchase program ("2016 Program") allowing the Company to repurchase up to $100 million in value or 5 million shares of its common stock through December 10, 2017. During the six months ended June 30, 2016 , the Company repurchased 1.1 million shares at a weighted average purchase price of $65.74 for a total value of $75.6 million under the 2016 Program. In June 2016, the Board of Directors authorized an additional stock repurchase program ("Repurchase Program") with an effective date of July 28, 2016, allowing Euronet to repurchase up to $125 million in value or 3 million shares of its common stock through June 14, 2018. Repurchases under the Repurchase Program may take place in the open market or in privately negotiated transactions, including derivative transactions, and may be made under a Rule 10b5-1 plan.

Goodwill and Acquired Intangibl

Goodwill and Acquired Intangible Assets, Net	6 Months Ended
	Jun. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Acquired Intangible Assets, Net	GOODWILL AND ACQUIRED INTANGIBLE ASSETS, NET A summary of acquired intangible assets and goodwill activity for the six months ended June 30, 2016 is presented below: (in thousands) Acquired Intangible Assets Goodwill Total Intangible Assets Balance as of December 31, 2015 $ 167,972 $ 685,178 $ 853,150 Increases (Decreases): Acquisitions 5,022 (2,558 ) 2,464 Amortization (12,781 ) — (12,781 ) Other (primarily changes in foreign currency exchange rates) (603 ) 6,269 5,666 Balance as of June 30, 2016 $ 159,610 $ 688,889 $ 848,499 During the first quarter of 2016, the Company completed its valuation of the acquired assets and liabilities of the 2015 acquisitions of XE Corporation (“XE”) and IME(M) Sdn Bhd (“IME”), which included an adjustment to goodwill and acquired intangible assets. Estimated amortization expense on intangible assets with finite lives, before income taxes, as of June 30, 2016 , is expected to total $12.4 million for the remainder of 2016, $22.9 million for 2017, $20.6 million for 2018, $19.9 million for 2019, $19.3 million for 2020 and $18.3 million for 2021. The Company’s annual goodwill impairment test is performed during the fourth quarter of its fiscal year. The annual impairment test for the year ended December 31, 2015 resulted in no impairment charge. Determining the fair value of reporting units requires significant management judgment in estimating future cash flows and assessing potential market and economic conditions. It is reasonably possible that the Company’s operations will not perform as expected, or that the estimates or assumptions included in the 2015 annual impairment test could change, which may result in the Company recording material non-cash impairment charges during the year in which these changes take place.

Accrued Expenses and Other Curr

Accrued Expenses and Other Current Liabilities	6 Months Ended
	Jun. 30, 2016
ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES [Abstract]
Accrued Expenses and Other Current Liabilities	ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES Accrued expenses and other current liabilities consist of the following: As of (in thousands) June 30, 2016 December 31, 2015 Accrued expenses $ 122,443 $ 125,366 Money transfer settlement obligations 209,925 159,854 Accrued amounts due to mobile operators and other content providers 90,925 71,762 Derivative liabilities 66,042 25,891 Total $ 489,335 $ 382,873

Debt Obligations

Debt Obligations	6 Months Ended
	Jun. 30, 2016
DEBT OBLIGATIONS [Abstract]
Debt Obligations	DEBT OBLIGATIONS Debt obligations consist of the following: As of (in thousands) June 30, 2016 December 31, 2015 Credit Facility: Term loan, due 2019 $ 63,750 $ 67,031 Revolving credit agreements, due 2019 198,957 7,701 262,707 74,732 Convertible Debt: 1.50% convertible notes, unsecured, due 2044 353,018 347,878 Other obligations 10,490 5,731 Total debt obligations 626,215 428,341 Unamortized debt issuance costs (9,585 ) (10,809 ) Carrying value of debt 616,630 417,532 Short-term debt obligations and current maturities of long-term debt obligations (17,744 ) (12,060 ) Long-term debt obligations $ 598,886 $ 405,472 Credit Facility As of June 30, 2016 , the Company had a $675 million senior secured credit facility (the "Credit Facility") consisting of a $600 million revolving credit facility and a $75 million term loan ("Term Loan A"), which had been reduced to $63.8 million through principal amortization payments. The Credit Facility expires April 9, 2019 . Interest on borrowings under the revolving credit facility and Term Loan A varies based upon the Company's consolidated total leverage ratio, as defined in the Company's credit agreement, and is based on a margin over the London Inter-Bank Offered Rate (“LIBOR”) or a margin over a base rate, as selected by the Company, with the applicable margin ranging from 1.375% to 2.375% for LIBOR loans or 0.375% to 1.375% for base rate loans. Accordingly, the weighted average interest rate for borrowings outstanding under the Company's revolving credit facility and Term Loan A was 1.88% and 1.84% , respectively, as of June 30, 2016 . Convertible Debt The Convertible Senior Notes due 2044 (“Convertible Notes”) had a principal amount outstanding of $402.5 million as of June 30, 2016 . Contractual interest expense was $1.5 million and $3.0 million for the three and six months ended June 30, 2016 and 2015 , respectively. Accretion expense was $2.5 million and $5.1 million for the three and six months ended June 30, 2016 , respectively, and $2.5 million and $4.9 million for the three and six months ended June 30, 2015 , respectively. The effective interest rate was 4.7% for the three and six months ended June 30, 2016 . As of June 30, 2016 , the unamortized discount was $49.5 million , and will be amortized through October 1, 2020.

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities	6 Months Ended
	Jun. 30, 2016
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES [Abstract]
Derivative Instruments and Hedging Activities	DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES The Company is exposed to foreign currency exchange risk resulting from (i) the collection of funds or the settlement of money transfer transactions in currencies other than the U.S. Dollar, (ii) derivative contracts written to its customers in connection with providing cross-currency money transfer services and (iii) short-term borrowings that are payable in currencies other than the U.S. dollar. The Company enters into foreign currency derivative contracts, primarily foreign currency forwards and cross-currency swaps, to minimize its exposure related to fluctuations in foreign currency exchange rates. As a matter of Company policy, the derivative instruments used in these activities are economic hedges and are not designated as hedges under ASC Topic 815, Derivatives and Hedging, primarily due to either the relatively short duration of the contract term or the effects of fluctuations in currency exchange rates being reflected concurrently in earnings for both the derivative instrument and the transaction and having an offsetting effect. Foreign currency exchange contracts - Ria Operations In the United States, the Company uses short-duration foreign currency forward contracts, generally with maturities up to 14 days , to offset the fluctuation in foreign currency exchange rates on the collection of money transfer funds between initiation of a transaction and its settlement. Due to the short duration of these contracts and the Company’s credit profile, the Company is generally not required to post collateral with respect to these foreign currency forward contracts. Most derivative contracts executed with counterparties in the U.S. are governed by an International Swaps and Derivatives Association agreement that includes standard netting arrangements; therefore, asset and liability positions from forward contracts and all other foreign exchange transactions with the same counterparty are net settled upon maturity. As of June 30, 2016 , the Company had foreign currency forward contracts outstanding in the U.S. with a notional value of $180 million , primarily in Australian dollars, Canadian dollars, British pounds, euros and Mexican pesos. Foreign currency exchange contracts - HiFX Operations HiFX writes derivative instruments, primarily foreign currency forward contracts and cross-currency swaps, mostly with counterparties comprised of individuals and small-to-medium size businesses and derives a currency margin from this activity as part of its operations. HiFX aggregates its foreign currency exposures arising from customer contracts and may hedge some or all of the resulting net currency risks by entering into offsetting contracts with established financial institution counterparties. Foreign exchange revenues from HiFX's total portfolio of positions were $18.7 million and $33.9 million for the three and six months ended June 30, 2016 , respectively, and $15.9 million and $31.6 million for the three and six months ended June 30, 2015 , respectively. All of the derivative contracts used in the Company's HiFX operations are economic hedges and are not designated as hedges under ASC Topic 815 . The duration of these derivative contracts is generally less than one year. The fair value of HiFX's total portfolio of positions can change significantly from period to period based on, among other factors, market movements and changes in customer contract positions. HiFX manages counterparty credit risk (the risk that counterparties will default and not make payments according to the terms of the agreements) on an individual counterparty basis. It mitigates this risk by entering into contracts with collateral posting requirements and/or by performing financial assessments prior to contract execution, conducting periodic evaluations of counterparty performance and maintaining a diverse portfolio of qualified counterparties. HiFX does not expect any significant losses from counterparty defaults. The aggregate equivalent U.S. dollar notional amounts of foreign currency derivative customer contracts held by the Company in its HiFX operations as of June 30, 2016 was approximately $1.4 billion . The majority of customer contracts are written in major currencies such as the U.S. dollar, euro, New Zealand dollar, British pound, and Australian dollar. Balance Sheet Presentation The following table summarizes the fair value of the derivative instruments as recorded in the Consolidated Balance Sheets as of the dates below: Asset Derivatives Liability Derivatives Fair Value Fair Value (in thousands) Balance Sheet Location June 30, 2016 December 31, 2015 Balance Sheet Location June 30, 2016 December 31, 2015 Derivatives not designated as hedging instruments Foreign currency exchange contracts Other current assets $ 82,764 $ 37,034 Other current liabilities $ (66,042 ) $ (25,891 ) The following tables summarize the gross and net fair value of derivative assets and liabilities as of June 30, 2016 and December 31, 2015 (in thousands): Offsetting of Derivative Assets Gross Amounts Not Offset in the Consolidated Balance Sheet As of June 30, 2016 Gross Amounts of Recognized Assets Gross Amounts Offset in the Consolidated Balance Sheet Net Amounts Presented in the Consolidated Balance Sheet Financial Instruments Cash Collateral Received Net Amounts Derivatives subject to a master netting arrangement or similar agreement $ 82,764 $ — $ 82,764 $ (45,613 ) $ (10,082 ) $ 27,069 As of December 31, 2015 Derivatives subject to a master netting arrangement or similar agreement $ 37,034 $ — $ 37,034 $ (19,786 ) $ (6,415 ) $ 10,833 Offsetting of Derivative Liabilities Gross Amounts Not Offset in the Consolidated Balance Sheet As of June 30, 2016 Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Consolidated Balance Sheet Net Amounts Presented in the Consolidated Balance Sheet Financial Instruments Cash Collateral Paid Net Amounts Derivatives subject to a master netting arrangement or similar agreement $ (66,042 ) $ — $ (66,042 ) $ 45,613 $ 2,535 $ (17,894 ) As of December 31, 2015 Derivatives subject to a master netting arrangement or similar agreement $ (25,891 ) $ — $ (25,891 ) $ 19,786 $ 1,741 $ (4,364 ) Income Statement Presentation The following tables summarize the location and amount of gains and losses of derivatives in the Consolidated Statements of Income for the three and six months ended June 30, 2016 and 2015 : Amount of Gain (Loss) Recognized in Income on Derivative Contracts (a) Location of Gain (Loss) Recognized in Income on Derivative Contracts Three Months Ended Six Months Ended (in thousands) 2016 2015 2016 2015 Foreign currency exchange contracts - Ria Operations Foreign currency exchange gain (loss), net $ 2,259 $ (1,923 ) $ (1,080 ) $ (34 ) (a) The Company enters into derivative contracts such as foreign currency exchange forwards and cross-currency swaps as part of its HiFX operations. These derivative contracts are excluded from this table as they are part of the broader disclosure of foreign currency exchange revenues for this business discussed above. See Note 8, Fair Value Measurements, for the determination of the fair values of derivatives.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements	FAIR VALUE MEASUREMENTS Fair value measurements used in the unaudited consolidated financial statements are based upon the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy distinguishes between (1) market participant assumptions developed based on market data obtained from independent sources (observable inputs) and (2) an entity’s own assumptions about market participant assumptions developed based on the best information available in the circumstances (unobservable inputs). The fair value hierarchy consists of three broad levels, which gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). The three levels of the fair value hierarchy are described below: • Level 1 – Unadjusted quoted prices in active markets for identical assets or liabilities. • Level 2 – Valuations based on quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable data for substantially the full term of the assets or liabilities. • Level 3 – Unobservable inputs in which little or no market activity exists, therefore requiring an entity to develop its own assumptions about the inputs that market participants would use in pricing. The following table details financial assets and liabilities measured and recorded at fair value on a recurring basis: As of June 30, 2016 (in thousands) Balance Sheet Classification Level 1 Level 2 Level 3 Total Assets Foreign currency exchange contracts Other current assets $ — $ 82,764 $ — $ 82,764 Liabilities Foreign currency exchange contracts Other current liabilities $ — $ (66,042 ) $ — $ (66,042 ) As of December 31, 2015 (in thousands) Balance Sheet Classification Level 1 Level 2 Level 3 Total Assets Foreign currency exchange contracts Other current assets $ — $ 37,034 $ — $ 37,034 Liabilities Foreign currency exchange contracts Other current liabilities $ — $ (25,891 ) $ — $ (25,891 ) Other Fair Value Disclosures The carrying amounts of cash and cash equivalents, accounts receivable, trade accounts payable, accrued expenses and other current obligations approximate their fair values because of the relatively short-term maturities of these financial instruments. The carrying values of the Company’s long-term debt (other than the Convertible Notes), including the current portion, approximate fair value because interest is primarily based on LIBOR, which resets at various intervals of less than one year. The Company estimates the fair value of the Convertible Notes using quoted prices in inactive markets for identical liabilities (Level 2). As of June 30, 2016 and December 31, 2015, the fair values of the Convertible Notes were $503.0 million and $509.7 million , respectively, with carrying values of $353.0 million and $347.9 million , respectively.

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2016
Segment Information [Abstract]
Segment Information	SEGMENT INFORMATION The Company’s reportable operating segments have been determined in accordance with ASC Topic 280, Segment Reporting. The Company currently operates in the following three reportable operating segments: 1) Through the EFT Processing Segment, the Company processes transactions for a network of ATMs and POS terminals across Europe, the Middle East and Asia Pacific. The Company provides comprehensive electronic payment solutions consisting of ATM cash withdrawal services, ATM network participation, outsourced ATM and POS management solutions, credit and debit card outsourcing, dynamic currency conversion and other value added services. Through this segment, the Company also offers a suite of integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. 2) Through the epay Segment, the Company provides distribution, processing and collection services for prepaid mobile airtime and other electronic payment products in Europe, the Middle East, Asia Pacific, the United States and South America. 3) Through the Money Transfer Segment, the Company provides global money transfer services under the brand names Ria, HiFX, IME and XE. Ria and IME provide global consumer-to-consumer money transfer services through a network of sending agents, Company-owned stores and Company-owned websites, disbursing money transfers through a worldwide correspondent network. HiFX offers account-to-account international payment services to high-income individuals and small-to-medium sized businesses. XE is a provider of foreign currency exchange information and offers money transfers on its currency data websites, which are executed by a third party. The Company also offers customers bill payment services, payment alternatives such as money orders and prepaid debit cards, comprehensive check cashing services, foreign currency exchange services and mobile top-up. The Company provides cash management solutions and foreign currency risk management services to small-to-medium sized businesses under the brand name HiFM. In addition, the Company accounts for non-operating activity, most share-based compensation expense, certain intersegment eliminations and the costs of providing corporate and other administrative services in its administrative division, “Corporate Services, Eliminations and Other.” These services are not directly identifiable with the Company’s reportable operating segments. The following tables present the Company’s reportable segment results for the three and six months ended June 30, 2016 and 2015 : For the Three Months Ended June 30, 2016 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 115,127 $ 160,614 $ 201,480 $ (354 ) $ 476,867 Operating expenses: Direct operating costs 56,372 121,049 104,692 (354 ) 281,759 Salaries and benefits 13,241 12,605 39,374 8,618 73,838 Selling, general and administrative 8,214 8,191 24,192 1,848 42,445 Depreciation and amortization 9,412 2,698 7,353 52 19,515 Total operating expenses 87,239 144,543 175,611 10,164 417,557 Operating income (expense) $ 27,888 $ 16,071 $ 25,869 $ (10,518 ) $ 59,310 For the Three Months Ended June 30, 2015 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 93,075 $ 166,824 $ 165,651 $ (402 ) $ 425,148 Operating expenses: Direct operating costs 45,075 126,519 86,860 (375 ) 258,079 Salaries and benefits 11,598 12,382 33,301 7,479 64,760 Selling, general and administrative 6,610 9,015 21,772 1,219 38,616 Depreciation and amortization 7,754 2,728 5,964 67 16,513 Total operating expenses 71,037 150,644 147,897 8,390 377,968 Operating income (expense) $ 22,038 $ 16,180 $ 17,754 $ (8,792 ) $ 47,180 For the Six Months Ended June 30, 2016 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 201,696 $ 330,719 $ 383,053 $ (707 ) $ 914,761 Operating expenses: Direct operating costs 103,119 251,211 199,762 (707 ) 553,385 Salaries and benefits 24,647 24,700 76,217 15,511 141,075 Selling, general and administrative 14,512 17,158 45,006 3,623 80,299 Depreciation and amortization 18,260 5,764 14,673 106 38,803 Total operating expenses 160,538 298,833 335,658 18,533 813,562 Operating income (expense) $ 41,158 $ 31,886 $ 47,395 $ (19,240 ) $ 101,199 For the Six Months Ended June 30, 2015 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 167,755 $ 342,749 $ 310,457 $ (651 ) $ 820,310 Operating expenses: Direct operating costs 84,204 263,736 162,080 (584 ) 509,436 Salaries and benefits 22,604 24,427 64,394 13,663 125,088 Selling, general and administrative 12,380 17,028 39,733 3,509 72,650 Depreciation and amortization 15,159 5,805 12,692 137 33,793 Total operating expenses 134,347 310,996 278,899 16,725 740,967 Operating income (expense) $ 33,408 $ 31,753 $ 31,558 $ (17,376 ) $ 79,343 The following table presents the Company’s property and equipment and total assets by reportable segment: Property and Equipment, net as of Total Assets as of (in thousands) June 30, 2016 December 31, 2015 June 30, 2016 December 31, 2015 EFT Processing $ 115,111 $ 99,798 $ 703,019 $ 469,351 epay 23,708 24,834 572,561 646,000 Money Transfer 37,371 32,591 1,123,592 1,040,737 Corporate Services, Eliminations and Other 107 145 21,315 36,626 Total $ 176,297 $ 157,368 $ 2,420,487 $ 2,192,714

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2016
INCOME TAXES [Abstract]
Income Taxes	INCOME TAXES The Company's effective income tax rates were 21.5% and 22.3% for the three and six months ended June 30, 2016 , respectively, compared to 28.1% and 34.0% for the three and six months ended June 30, 2015 , respectively. The effective income tax rate for the six months ended June 30, 2015 was significantly influenced by foreign currency exchange losses, most of which are not currently deductible for income tax purposes, resulting in a higher effective income tax rate when compared to the same period of 2016. The Company's effective income tax rates for the three and six months ended June 30, 2016 and 2015, as adjusted for foreign currency exchange gains and losses, were lower than the applicable statutory income tax rate of 35% primarily because of the Company's U.S. income tax positions. The Company does not have a history of significant taxable income in the U.S.; therefore, the Company has recorded a valuation allowance against its U.S. federal tax net operating loss carryforwards. Accordingly, in instances when the Company's U.S. legal entities generate pre-tax U.S. GAAP income, no income tax expense is recognized to the extent there are net operating loss carryforwards to offset pre-tax U.S. GAAP income.

Commitments

Commitments	6 Months Ended
	Jun. 30, 2016
Other Commitments [Line Items]
Commitments	COMMITMENTS As of June 30, 2016 , the Company had $69.6 million of stand-by letters of credit/bank guarantees issued on its behalf, of which $45.3 million are outstanding under the revolving credit facility. The remaining stand-by letters of credit/bank guarantees are collateralized by $3.3 million of cash deposits held by the respective issuing banks. Under certain circumstances, Euronet grants guarantees in support of obligations of subsidiaries. As of June 30, 2016 , the Company had granted off balance sheet guarantees for cash in various ATM networks amounting to $15.6 million over the terms of the cash supply agreements and performance guarantees amounting to approximately $24.1 million over the terms of agreements with the customers. Once each of Euronet's subsidiaries reaches a certain size, it is required under the Credit Facility to provide a guarantee of all or a portion of the outstanding obligations under the Credit Facility depending upon whether the subsidiary is a domestic or foreign entity. From time to time, the Company enters into agreements with commercial counterparties that contain indemnification provisions, the terms of which may vary depending on the negotiated terms of each respective agreement. The amount of such potential obligations is generally not stated in the agreements. Euronet's liability under such indemnification provisions may be mitigated by relevant insurance coverage and may be subject to time and materiality limitations, monetary caps and other conditions and defenses. Such indemnification obligations include the following: • In connection with contracts with financial institutions in the EFT Processing Segment, the Company is responsible for damage to ATMs and theft of ATM network cash that, generally, is not recorded on the Company’s Consolidated Balance Sheets. As of June 30, 2016 , the balance of cash used in the Company's ATM networks for which the Company was responsible was approximately $458 million . The Company maintains insurance policies to mitigate this exposure; • In connection with contracts with financial institutions in the EFT Processing Segment, the Company is responsible for losses suffered by its customers and other parties as a result of the breach of its computer systems, including in particular, losses arising from fraudulent transactions made using information stolen through its processing systems. The Company maintains insurance policies to mitigate this exposure; • In connection with the license of proprietary systems to customers, the Company provides certain warranties and infringement indemnities to the licensee, which generally warrant that such systems do not infringe on intellectual property owned by third parties and that the systems will perform in accordance with their specifications; • Euronet has entered into purchase and service agreements with vendors and consulting agreements with providers of consulting services, pursuant to which the Company has agreed to indemnify certain of such vendors and consultants, respectively, against third-party claims arising from the Company’s use of the vendor’s product or the services of the vendor or consultant; • In connection with acquisitions and dispositions of subsidiaries, operating units and business assets, the Company has entered into agreements containing indemnification provisions, which can be generally described as follows: (i) in connection with acquisitions of operating units or assets made by Euronet, the Company has agreed to indemnify the seller against third-party claims made against the seller relating to the operating unit or asset and arising after the closing of the transaction, and (ii) in connection with dispositions made by Euronet, Euronet has agreed to indemnify the buyer against damages incurred by the buyer due to the buyer’s reliance on representations and warranties relating to the subject subsidiary, operating unit or business assets in the disposition agreement if such representations or warranties were untrue when made; and • Euronet has entered into agreements with certain third parties, including banks that provide fiduciary and other services to Euronet or to the Company’s benefit plans. Under such agreements, the Company has agreed to indemnify such service providers for third-party claims relating to carrying out their respective duties under such agreements. The Company is also required to meet minimum capitalization and cash requirements of various regulatory authorities in the jurisdictions in which the Company has money transfer operations. The Company has obtained surety bonds in compliance with money transfer licensing requirements of the applicable governmental authorities. To date, the Company is not aware of any significant claims made by the indemnified parties or third parties to guarantee agreements with the Company and, accordingly, no liabilities were recorded as of June 30, 2016 or December 31, 2015 .

Litigation and Contingencies

Litigation and Contingencies	6 Months Ended
	Jun. 30, 2016
Loss Contingencies [Line Items]
Litigation and Contingencies	LITIGATION AND CONTINGENCIES From time to time, the Company is a party to legal or regulatory proceedings arising in the ordinary course of its business. Currently, there are no legal proceedings or regulatory findings that management believes, either individually or in the aggregate, would have a material adverse effect on the Company's consolidated financial condition or results of operations. In accordance with U.S. GAAP, the Company records a liability when it is both probable that a liability has been incurred and the amount of the loss can be reasonably estimated. These provisions are reviewed at least quarterly and adjusted to reflect the impacts of negotiations, settlements, rulings, advice of legal counsel, and other information and events pertaining to a particular case.

Recent Accounting Pronouncement

Recent Accounting Pronouncements (Policies)	6 Months Ended
	Jun. 30, 2016
Summary of Significant Accounting Policies and Practices [Abstract]
Recently Issued and Adopted Accounting Pronouncements	In June 2016, the FASB issued Accounting Standards Update ("ASU") 2016-13, Financial Instruments-Credit Losses (Topic 326) , which requires entities to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company is currently evaluating the impact that the standard will have on its consolidated financial statements and related disclosures. In March 2016, the FASB issued ASU 2016-09, Compensation-Stock Compensation (Topic 718) : Improvements to Employee Share-Based Payment Accounting , which addresses how companies account for certain aspects of share-based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, and to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The ASU also addresses such areas as an accounting policy election for forfeitures and the amount an employer can withhold to cover income taxes and still qualify for equity classification. The amendments in this ASU will be effective for annual periods beginning after December 15, 2016 and interim periods within those annual periods. Early adoption is permitted. The Company is currently evaluating the impact of the adoption of this standard on its consolidated financial statements and related disclosures. In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815), Contingent Put and Call Options in Debt Instruments . The new standard clarifies that an entity is required to assess whether the economic characteristics and risks of embedded put or call options are clearly and closely related to those of their debt hosts only in accordance with the four-step decision sequence in Accounting Standards Codification ("ASC") 815, Derivatives and Hedging. For contingently exercisable put or call options, an entity does not have to assess whether the event that triggers the ability to exercise a put or call option is related to interest rates or credit risk of the entity. The ASU does not change the existing criteria for determining when bifurcation of an embedded put or call option in a debt instrument is required. The amendments of this ASU are effective for annual periods beginning after December 15, 2016, with early adoption permitted. Entities are required to apply the guidance to existing debt instruments using a modified retrospective transition method as of the period of adoption. The Company does not expect the adoption of this ASU to have a significant impact on its consolidated financial statements and related disclosures. In March 2016, the FASB issued ASU 2016-04, Recognition of Breakage for Certain Prepaid Stored-Value Products . The new standard specifies that liabilities within its scope are considered to be financial liabilities, and amends the guidance in ASC 405-20, Extinguishments of Liabilities , by directing entities to derecognize prepaid stored-value product liabilities based on expected breakage in proportion to the pattern of rights expected to be exercised by the consumer. Derecognition for breakage is permitted only to the extent that it is probable that a significant reversal of recognized breakage will not subsequently occur. The new standard is consistent with the breakage guidance in the new revenue standard. The ASU is effective for annual periods beginning after December 15, 2017, and is applied either using a modified retrospective transition method or retrospectively. Early adoption is permitted. The Company is currently evaluating the expected impact of the adoption of this standard on its consolidated financial statements and related disclosures. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) , which will update the existing guidance on accounting for leases and require new qualitative and quantitative disclosures about the Company’s leasing activities. The new standard requires lessees to account for all leases on the balance sheet, except for certain short-term leases that have a maximum possible lease term of 12 months. The accounting for lessors is largely unchanged from the previous accounting guidance, except for leverage lease accounting which is not permitted for leases entered into or modified after the effective date of the new standard. The new standard is effective for annual periods beginning after December 15, 2018 and interim periods within those annual periods, with early adoption permitted. In transition, lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The modified retrospective approach includes a number of optional practical expedients that the Company may elect to apply. The Company is currently evaluating the expected impact of the adoption of this standard on its consolidated financial statements and related disclosures. In January 2016, the FASB issued ASU 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities , which addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. ASU 2016-01 is effective for financial statements issued for annual periods beginning after December 15, 2017, and interim periods within those annual periods. The Company does not expect that the adoption of this standard will have a significant impact on its consolidated financial statements and related disclosures. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers , which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective. In July 2015, the FASB approved a one-year deferral of the effective date of the new revenue recognition standard. The new standard will become effective for the Company on January 1, 2018 and the Company has the option to adopt it effective January 1, 2017. The standard permits the use of either the retrospective or cumulative effect transition method. In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606), Principal versus Agent Considerations (Reporting Revenue versus Net) . In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606), Identifying Performance Obligations and Licensing . In May 2016, the FASB issued ASU 2016-11, Revenue from Contracts with Customers (Topic 606) and Derivatives and Hedging (Topic 815) - Rescission of SEC Guidance Because of ASU 2014-09 and 2014-16, and ASU 2016-12, Revenue from Contracts with Customers (Topic 606) - Narrow Scope Improvements and Practical Expedient s. These ASUs clarify the implementation guidance on a few narrow areas and adds some practical expedients to the guidance Topic 606. The Company is evaluating the effect the ASUs will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of these standards on its ongoing financial reporting.

Stocholders' Equity (Tables)

Stocholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Schedule of Weighted Average Number of Shares [Table Text Block]	The following table provides the computation of diluted weighted average number of common shares outstanding: Three Months Ended Six Months Ended 2016 2015 2016 2015 Computation of diluted weighted average shares outstanding: Basic weighted average shares outstanding 52,061,158 51,935,757 52,373,462 51,804,459 Incremental shares from assumed exercise of stock options and vesting of restricted stock 1,720,448 1,722,747 1,666,114 1,688,121 Diluted weighted average shares outstanding 53,781,606 53,658,504 54,039,576 53,492,580

Goodwill and Acquired Intangi21

Goodwill and Acquired Intangible Assets, Net (Tables)	6 Months Ended
	Jun. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill [Table Text Block]	A summary of acquired intangible assets and goodwill activity for the six months ended June 30, 2016 is presented below: (in thousands) Acquired Intangible Assets Goodwill Total Intangible Assets Balance as of December 31, 2015 $ 167,972 $ 685,178 $ 853,150 Increases (Decreases): Acquisitions 5,022 (2,558 ) 2,464 Amortization (12,781 ) — (12,781 ) Other (primarily changes in foreign currency exchange rates) (603 ) 6,269 5,666 Balance as of June 30, 2016 $ 159,610 $ 688,889 $ 848,499

Accrued Expenses and Other Cu22

Accrued Expenses and Other Current Liabilities (Tables)	6 Months Ended
	Jun. 30, 2016
ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES [Abstract]
Schedule of Accrued Expenses and Other Current Liabilities [Table Text Block]	Accrued expenses and other current liabilities consist of the following: As of (in thousands) June 30, 2016 December 31, 2015 Accrued expenses $ 122,443 $ 125,366 Money transfer settlement obligations 209,925 159,854 Accrued amounts due to mobile operators and other content providers 90,925 71,762 Derivative liabilities 66,042 25,891 Total $ 489,335 $ 382,873

Debt Obligations (Tables)

Debt Obligations (Tables)	6 Months Ended
	Jun. 30, 2016
DEBT OBLIGATIONS [Abstract]
Schedule of Debt [Table Text Block]	Debt obligations consist of the following: As of (in thousands) June 30, 2016 December 31, 2015 Credit Facility: Term loan, due 2019 $ 63,750 $ 67,031 Revolving credit agreements, due 2019 198,957 7,701 262,707 74,732 Convertible Debt: 1.50% convertible notes, unsecured, due 2044 353,018 347,878 Other obligations 10,490 5,731 Total debt obligations 626,215 428,341 Unamortized debt issuance costs (9,585 ) (10,809 ) Carrying value of debt 616,630 417,532 Short-term debt obligations and current maturities of long-term debt obligations (17,744 ) (12,060 ) Long-term debt obligations $ 598,886 $ 405,472

Derivative Instruments and He24

Derivative Instruments and Hedging Activities (Tables)	6 Months Ended
	Jun. 30, 2016
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	The following table summarizes the fair value of the derivative instruments as recorded in the Consolidated Balance Sheets as of the dates below: Asset Derivatives Liability Derivatives Fair Value Fair Value (in thousands) Balance Sheet Location June 30, 2016 December 31, 2015 Balance Sheet Location June 30, 2016 December 31, 2015 Derivatives not designated as hedging instruments Foreign currency exchange contracts Other current assets $ 82,764 $ 37,034 Other current liabilities $ (66,042 ) $ (25,891 )
Offsetting Assets and Liabilities [Table Text Block]	The following tables summarize the gross and net fair value of derivative assets and liabilities as of June 30, 2016 and December 31, 2015 (in thousands): Offsetting of Derivative Assets Gross Amounts Not Offset in the Consolidated Balance Sheet As of June 30, 2016 Gross Amounts of Recognized Assets Gross Amounts Offset in the Consolidated Balance Sheet Net Amounts Presented in the Consolidated Balance Sheet Financial Instruments Cash Collateral Received Net Amounts Derivatives subject to a master netting arrangement or similar agreement $ 82,764 $ — $ 82,764 $ (45,613 ) $ (10,082 ) $ 27,069 As of December 31, 2015 Derivatives subject to a master netting arrangement or similar agreement $ 37,034 $ — $ 37,034 $ (19,786 ) $ (6,415 ) $ 10,833 Offsetting of Derivative Liabilities Gross Amounts Not Offset in the Consolidated Balance Sheet As of June 30, 2016 Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Consolidated Balance Sheet Net Amounts Presented in the Consolidated Balance Sheet Financial Instruments Cash Collateral Paid Net Amounts Derivatives subject to a master netting arrangement or similar agreement $ (66,042 ) $ — $ (66,042 ) $ 45,613 $ 2,535 $ (17,894 ) As of December 31, 2015 Derivatives subject to a master netting arrangement or similar agreement $ (25,891 ) $ — $ (25,891 ) $ 19,786 $ 1,741 $ (4,364 )
Schedule of Other Derivatives Not Designated as Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	The following tables summarize the location and amount of gains and losses of derivatives in the Consolidated Statements of Income for the three and six months ended June 30, 2016 and 2015 : Amount of Gain (Loss) Recognized in Income on Derivative Contracts (a) Location of Gain (Loss) Recognized in Income on Derivative Contracts Three Months Ended Six Months Ended (in thousands) 2016 2015 2016 2015 Foreign currency exchange contracts - Ria Operations Foreign currency exchange gain (loss), net $ 2,259 $ (1,923 ) $ (1,080 ) $ (34 ) (a) The Company enters into derivative contracts such as foreign currency exchange forwards and cross-currency swaps as part of its HiFX operations. These derivative contracts are excluded from this table as they are part of the broader disclosure of foreign currency exchange revenues for this business discussed above.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	The following table details financial assets and liabilities measured and recorded at fair value on a recurring basis: As of June 30, 2016 (in thousands) Balance Sheet Classification Level 1 Level 2 Level 3 Total Assets Foreign currency exchange contracts Other current assets $ — $ 82,764 $ — $ 82,764 Liabilities Foreign currency exchange contracts Other current liabilities $ — $ (66,042 ) $ — $ (66,042 ) As of December 31, 2015 (in thousands) Balance Sheet Classification Level 1 Level 2 Level 3 Total Assets Foreign currency exchange contracts Other current assets $ — $ 37,034 $ — $ 37,034 Liabilities Foreign currency exchange contracts Other current liabilities $ — $ (25,891 ) $ — $ (25,891 )

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2016
Segment Information [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	The following tables present the Company’s reportable segment results for the three and six months ended June 30, 2016 and 2015 : For the Three Months Ended June 30, 2016 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 115,127 $ 160,614 $ 201,480 $ (354 ) $ 476,867 Operating expenses: Direct operating costs 56,372 121,049 104,692 (354 ) 281,759 Salaries and benefits 13,241 12,605 39,374 8,618 73,838 Selling, general and administrative 8,214 8,191 24,192 1,848 42,445 Depreciation and amortization 9,412 2,698 7,353 52 19,515 Total operating expenses 87,239 144,543 175,611 10,164 417,557 Operating income (expense) $ 27,888 $ 16,071 $ 25,869 $ (10,518 ) $ 59,310 For the Three Months Ended June 30, 2015 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 93,075 $ 166,824 $ 165,651 $ (402 ) $ 425,148 Operating expenses: Direct operating costs 45,075 126,519 86,860 (375 ) 258,079 Salaries and benefits 11,598 12,382 33,301 7,479 64,760 Selling, general and administrative 6,610 9,015 21,772 1,219 38,616 Depreciation and amortization 7,754 2,728 5,964 67 16,513 Total operating expenses 71,037 150,644 147,897 8,390 377,968 Operating income (expense) $ 22,038 $ 16,180 $ 17,754 $ (8,792 ) $ 47,180 For the Six Months Ended June 30, 2016 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 201,696 $ 330,719 $ 383,053 $ (707 ) $ 914,761 Operating expenses: Direct operating costs 103,119 251,211 199,762 (707 ) 553,385 Salaries and benefits 24,647 24,700 76,217 15,511 141,075 Selling, general and administrative 14,512 17,158 45,006 3,623 80,299 Depreciation and amortization 18,260 5,764 14,673 106 38,803 Total operating expenses 160,538 298,833 335,658 18,533 813,562 Operating income (expense) $ 41,158 $ 31,886 $ 47,395 $ (19,240 ) $ 101,199 For the Six Months Ended June 30, 2015 (in thousands) EFT Processing epay Money Transfer Corporate Services, Eliminations and Other Consolidated Total revenues $ 167,755 $ 342,749 $ 310,457 $ (651 ) $ 820,310 Operating expenses: Direct operating costs 84,204 263,736 162,080 (584 ) 509,436 Salaries and benefits 22,604 24,427 64,394 13,663 125,088 Selling, general and administrative 12,380 17,028 39,733 3,509 72,650 Depreciation and amortization 15,159 5,805 12,692 137 33,793 Total operating expenses 134,347 310,996 278,899 16,725 740,967 Operating income (expense) $ 33,408 $ 31,753 $ 31,558 $ (17,376 ) $ 79,343 The following table presents the Company’s property and equipment and total assets by reportable segment: Property and Equipment, net as of Total Assets as of (in thousands) June 30, 2016 December 31, 2015 June 30, 2016 December 31, 2015 EFT Processing $ 115,111 $ 99,798 $ 703,019 $ 469,351 epay 23,708 24,834 572,561 646,000 Money Transfer 37,371 32,591 1,123,592 1,040,737 Corporate Services, Eliminations and Other 107 145 21,315 36,626 Total $ 176,297 $ 157,368 $ 2,420,487 $ 2,192,714

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Jan. 31, 2016
Stockholders' Equity [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	636,000	620,000	637,000	888,000
Translation adjustment	$ (28,029)	$ 20,400	$ 6,673	$ (34,940)
2016 Share Repurchase Plan [Member]
Stockholders' Equity [Line Items]
Stock Repurchase Program, Authorized Amount					$ 100,000
Stock Repurchase Program, Number of Shares Authorized to be Repurchased					5,000,000
Treasury Stock, Shares, Acquired			1,100,000
Treasury Stock Acquired, Average Cost Per Share			$ 65.74
Treasury Stock, Value, Acquired, Cost Method			$ 75,600
Repurchase Plan Program [Member]
Stockholders' Equity [Line Items]
Stock Repurchase Program, Authorized Amount	$ 125,000		$ 125,000
Stock Repurchase Program, Number of Shares Authorized to be Repurchased	3,000,000		3,000,000

Stockholders' Equity Earnings P

Stockholders' Equity Earnings Per Share (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Earnings Per Share [Abstract]
Weighted average number of shares outstanding - basic	52,061,158	51,935,757	52,373,462	51,804,459
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	1,720,448	1,722,747	1,666,114	1,688,121
Weighted Average Number of Shares Outstanding, Diluted	53,781,606	53,658,504	54,039,576	53,492,580

Goodwill and Acquired Intangi29

Goodwill and Acquired Intangible Assets, Net (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Goodwill and Finite-lived Intangible Assets Rollforward [Roll Forward]
Finite-Lived Intangible Assets, Net	$ 159,610	$ 167,972
Finite-Lived Intangible Assets, Amortization Expense	(12,781)
Finite-lived intangible assets, other changes	(603)
Goodwill	688,889	685,178
Goodwill, Other Changes	6,269
Intangible Assets, Net (Including Goodwill)	848,499	$ 853,150
Total intangible assets amortization expense	(12,781)
Total intangible assets, other changes	5,666
Finite-Lived Intangible Assets, Amortization Expense, Remainder of Fiscal Year	12,400
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months	22,900
Finite-Lived Intangible Assets, Amortization Expense, Year Two	20,600
Finite-Lived Intangible Assets, Amortization Expense, Year Three	19,900
Finite-Lived Intangible Assets, Amortization Expense, Year Four	19,300
Finite-Lived Intangible Assets, Amortization Expense, Year Five	18,300
Finite-lived Intangible Assets Acquired	5,022
Goodwill, Acquired During Period	(2,558)
Total intangible assets acquired during period	$ 2,464

Accrued Expenses and Other Cu30

Accrued Expenses and Other Current Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES [Abstract]
Accrued expenses	$ 122,443	$ 125,366
Accrued amounts due to mobile operators and other content providers	90,925	71,762
Money transfer settlement obligations	209,925	159,854
Derivative liabilities	66,042	25,891
Accrued expenses and other current liabilities	$ 489,335	$ 382,873

Debt Obligations (Narrative) (D

Debt Obligations (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015	Apr. 09, 2014
Debt Instrument [Line Items]
Term Loan A	$ 63,750		$ 63,750		$ 67,031
Revolving Credit Facility, Interest Rate at Period End	1.88%		1.88%
Term Loan A, Weighted Average Interest Rate	1.84%		1.84%
Debt Instrument, Face Amount	$ 402,500		$ 402,500
Minimum [Member] | LIBOR [Member]
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	1.375%
Minimum [Member] | Base Rate [Member]
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	0.375%
Maximum [Member] | LIBOR [Member]
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	2.375%
Maximum [Member] | Base Rate [Member]
Debt Instrument [Line Items]
Debt Instrument, Basis Spread on Variable Rate	1.375%
Revolving Credit Facility [Member]
Debt Instrument [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity	$ 600,000		600,000
Term Loan A [Member]
Debt Instrument [Line Items]
Term Loan A						$ 75,000
Senior Secured Credit Facility [Member]
Debt Instrument [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity	675,000		$ 675,000
Credit Facility Expiration Date			Apr. 9, 2019
1.5% Issue [Member]
Debt Instrument [Line Items]
Interest Expense, Debt	1,500		$ 3,000
Amortization of Debt Discount (Premium)	$ 2,500	$ 2,500	5,100	$ 4,900
Debt Instrument, Interest Rate During Period	4.70%
Debt Instrument, Unamortized Discount	$ 49,500		$ 49,500

Debt Obligations (Details)

Debt Obligations (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Total Debt [Roll Forward]
Term Loan A	$ 63,750	$ 67,031
Revolving Credit Facility	198,957	7,701
Line of Credit Facility, Fair Value of Amount Outstanding	262,707	74,732
Convertible Debt	353,018	347,878
Other Debt	10,490	5,731
Debt, Long-term and Short-term, Combined Amount	626,215	428,341
Unamortized Debt Issuance Expense	(9,585)	(10,809)
Debt, net of debt issuance costs	616,630	417,532
Long-term Debt, Current Maturities	(17,744)	(12,060)
Debt obligations, net of current portion	$ 598,886	$ 405,472

Derivative Instruments and He33

Derivative Instruments and Hedging Activities (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Ria Operations [Member] | Foreign Exchange Contracts [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	$ 180		$ 180
HiFX Operations [Member] | Foreign Exchange Contracts [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	1,359		$ 1,359
Maximum [Member] | Ria Operations [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Foreign currency forward contract term			14 days
Trading Revenue [Member] | HiFX Operations [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Foreign Currency Exchange Margin	$ 18.7	$ 15.9	$ 33.9	$ 31.6

Derivative Instruments and He34

Derivative Instruments and Hedging Activities (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Derivatives, Fair Value [Line Items]
Foreign Currency Derivative Instruments, Asset at Fair Value	$ 82,764	$ 37,034
Foreign Currency Derivative Instruments, Liability at Fair Value	$ (66,042)	$ (25,891)

Derivative Instruments and He35

Derivative Instruments and Hedging Activities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES [Abstract]
Derivative Assets, Fair Value, Gross Assets	$ 82,764	$ 37,034
Gross Amount of Eligible Offsetting Recognized Derivative Liabilities	0	0
Derivative Asset, Fair Value, Amount Not Offset Against Collateral	82,764	37,034
Derivative Asset, Not Offset, Policy Election Deduction	(45,613)	(19,786)
Cash Collateral Received	(10,082)	(6,415)
Derivative Asset, Fair Value, Amount Offset Against Collateral	27,069	10,833
Derivative Liability, Fair Value, Gross Liability	(66,042)	(25,891)
Gross Amount of Eligible Offsetting Recognized Derivative Assets	0	0
Derivative Liability, Fair Value, Amount Not Offset Against Collateral	(66,042)	(25,891)
Derivative Liability, Not Offset, Policy Election Deduction	45,613	19,786
Cash Collateral Paid	2,535	1,741
Derivative Liability, Fair Value, Amount Offset Against Collateral	$ (17,894)	$ (4,364)

Derivative Instruments and He36

Derivative Instruments and Hedging Activities (Details 3) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Ria Operations [Member] | Foreign Currency Gain (Loss) [Member]
Derivative Instruments, Loss [Line Items]
Gain (loss) on Foreign Currency Derivative Instruments Not Designated as Hedging Instruments	$ 2,259	$ (1,923)	$ (1,080)	$ (34)

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Convertible Debt, Fair Value Disclosures	$ 503,000,000	$ 509,700,000
Convertible Debt	353,018,000	347,878,000
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign Currency Contract, Asset, Fair Value Disclosure	82,764,000	37,034,000
Foreign Currency Contracts, Liability, Fair Value Disclosure	(66,042,000)	(25,891,000)
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign Currency Contract, Asset, Fair Value Disclosure	0	0
Foreign Currency Contracts, Liability, Fair Value Disclosure	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign Currency Contract, Asset, Fair Value Disclosure	82,764,000	37,034,000
Foreign Currency Contracts, Liability, Fair Value Disclosure	(66,042,000)	(25,891,000)
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign Currency Contract, Asset, Fair Value Disclosure	0	0
Foreign Currency Contracts, Liability, Fair Value Disclosure	$ 0	$ 0

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)segment	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Segment Reporting Information [Line Items]
Number of Reportable Segments | segment			3
Revenues	$ 476,867	$ 425,148	$ 914,761	$ 820,310
Direct operating costs	281,759	258,079	553,385	509,436
Salaries and benefits	73,838	64,760	141,075	125,088
Selling, general and administrative	42,445	38,616	80,299	72,650
Depreciation and amortization	19,515	16,513	38,803	33,793
Total operating expenses	417,557	377,968	813,562	740,967
Operating income (expense)	59,310	47,180	101,199	79,343
Property, Plant and Equipment, Net	176,297		176,297		$ 157,368
Assets	2,420,487		2,420,487		2,192,714
Eft Processing Segment [Member]
Segment Reporting Information [Line Items]
Revenues	115,127	93,075	201,696	167,755
Direct operating costs	56,372	45,075	103,119	84,204
Salaries and benefits	13,241	11,598	24,647	22,604
Selling, general and administrative	8,214	6,610	14,512	12,380
Depreciation and amortization	9,412	7,754	18,260	15,159
Total operating expenses	87,239	71,037	160,538	134,347
Operating income (expense)	27,888	22,038	41,158	33,408
Property, Plant and Equipment, Net	115,111		115,111		99,798
Assets	703,019		703,019		469,351
Epay Segment [Member]
Segment Reporting Information [Line Items]
Revenues	160,614	166,824	330,719	342,749
Direct operating costs	121,049	126,519	251,211	263,736
Salaries and benefits	12,605	12,382	24,700	24,427
Selling, general and administrative	8,191	9,015	17,158	17,028
Depreciation and amortization	2,698	2,728	5,764	5,805
Total operating expenses	144,543	150,644	298,833	310,996
Operating income (expense)	16,071	16,180	31,886	31,753
Property, Plant and Equipment, Net	23,708		23,708		24,834
Assets	572,561		572,561		646,000
Money Transfer Segment [Member]
Segment Reporting Information [Line Items]
Revenues	201,480	165,651	383,053	310,457
Direct operating costs	104,692	86,860	199,762	162,080
Salaries and benefits	39,374	33,301	76,217	64,394
Selling, general and administrative	24,192	21,772	45,006	39,733
Depreciation and amortization	7,353	5,964	14,673	12,692
Total operating expenses	175,611	147,897	335,658	278,899
Operating income (expense)	25,869	17,754	47,395	31,558
Property, Plant and Equipment, Net	37,371		37,371		32,591
Assets	1,123,592		1,123,592		1,040,737
Corporate Services, Eliminations and Other [Member]
Segment Reporting Information [Line Items]
Revenues	(354)	(402)	(707)	(651)
Direct operating costs	(354)	(375)	(707)	(584)
Salaries and benefits	8,618	7,479	15,511	13,663
Selling, general and administrative	1,848	1,219	3,623	3,509
Depreciation and amortization	52	67	106	137
Total operating expenses	10,164	8,390	18,533	16,725
Operating income (expense)	(10,518)	$ (8,792)	(19,240)	$ (17,376)
Property, Plant and Equipment, Net	107		107		145
Assets	$ 21,315		$ 21,315		$ 36,626

Income Taxes (Details)

Income Taxes (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Income taxes [Line Items]
Effective Income Tax Rate	21.50%	28.10%	22.30%	34.00%
Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%

Commitments (Details)

Commitments (Details) $ in Millions	Jun. 30, 2016USD ($)
Other Commitments [Line Items]
Letters of Credit Outstanding, Amount	$ 69.6
Revolving Credit Facility [Member]
Other Commitments [Line Items]
Letters of Credit Outstanding, Amount	45.3
Cash and Cash Equivalents [Member]
Other Commitments [Line Items]
Pledged Assets, Not Separately Reported, Other	3.3
Guarantee Type, Other [Member]
Other Commitments [Line Items]
Guarantor Obligations, Maximum Exposure, Undiscounted	15.6
Performance Guarantee [Member]
Other Commitments [Line Items]
Guarantor Obligations, Maximum Exposure, Undiscounted	24.1
Indemnification Agreement [Member]
Other Commitments [Line Items]
Guarantor Obligations, Maximum Exposure, Undiscounted	$ 458