OFG Bancorp (OFG) 10-Q 2004 Q3 Quarterly report

EXHIBIT 32.1

CERTIFICATION PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(18 U.S.C. §1350)

     In connection with Oriental Financial Group Inc.’s (“Oriental”) quarterly report on Form 10-Q for the period ended September 30, 2004, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, José Enrique Fernández, Chairman of the Board of Directors, President and Chief Executive Officer of Oriental, hereby certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. §1350), that:

(1)	The Report fully complies with the requirements of Section 13(a) or 15 (d) of the Securities Exchange Act of 1934; and
(2)	The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of Oriental.

     In witness whereof, I execute this certification in San Juan, Puerto Rico, this 9th day of November, 2004.

By:	/s/ José Enrique Fernández
José Enrique Fernández
Chairman of the Board,
President and Chief Executive Officer