OFG Bancorp (OFG) 10-K2005 FY Annual report

Filed: 13 Sep 05, 12:00am

Content analysis

Positive
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Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Avg

New words: accomplished, accrual, accrued, accumulate, accumulated, accurately, added, addressed, adequacy, adjust, adjustable, adjusted, adjustment, administered, advanced, advantage, advertising, affixed, age, aggressive, ago, agreed, Aguayo, AICPA, AMT, analyzed, APB, Aponte, arrangement, Arriv, Article, attached, attention, avoid, avoided, back, backed, bankable, basic, belief, bid, bifurcated, bought, bracket, BREAKDOWN, broadly, broker, brokered, brother, Budget, budgeting, buy, calculated, calculation, campaign, cap, capacity, categorized, CD, CDs, cent, Chairman, challenged, characteristic, characterized, Children, CMO, collusion, comfortably, commodity, Comparison, complexity, composition, conclusive, condensed, configuration, confirmed, conform, conforming, conformity, consideration, constant, constantly, constrain, context, contingency, contingent, contractual, contractually, contrary, COSO, counterparty, Country, cumulative, currency, curve, cut, dealer, debit, debtor, decision, decline, declined, declining, decrease, decreased, decreasing, deemphasizing, degree, deliver, delivered, delivering, Deloitte, denominated, depletion, depreciation, deserve, detail, detailed, difficulty, diluted, dilution, dilutive, discontinued, discount, discounted, discounting, discretionary, discrimination, disposition, Diversification, dollar, doubtful, drawn, driven, dropped, drove, duration, earned, earning, Educational, efficiency, efficient, EITF, elapse, eliminated, embedded, emerging, enable, enjoying, ensure, enterprise, environment, ERISA, error, eventual, expedient, exposed, extinguished, facility, fall, FASB, fee, FFIEC, flat, flow, fluctuate, force, forecasted, foreclosed, foreseeable, formulating, FR, freely, fully, function, GAAP, gain, Ganesh, gap, gathered, gathering, Gil, goal, goodwill, gradual, grew, guidance, hedge, hedged, hedging, history, host, human, hypothetical, identical, illustration, impracticable, improbable, improper, inactive, inadequate, inadequately, increment, inflation, infrastructure, inherent, inherently, input, insignificant, instance, instructing, instrument, intent, intercompany, interim, internationally, Intersegment, intrinsic, island, isolated, IX, Joint, judged, judgment, justification, kind, Kumar, Lamadrid, launch, leasedback, left, length, letter, life, Likewise, line, lock, long, magnitude, mandatory, Maricarmen, measured, measurement, measuring, medium, mention, mentioned, method, methodology, mismatch, missed, misstatement, mix, model, monetary, move, necessarily, negative, negotiable, negotiate, negotiated, NII, nonfinancial, nonmonetary, nonperforming, notification, notional, objective, obligor, observable, observed, offset, older, OTC, overdraft, overnight, override, owner, page, paragraph, pared, partial, partially, pattern, peer, PeopleSoft, perfectly, personnel, phase, pledge, pledged, Poor, possession, postage, potential, precision, prepayment, previously, principle, printing, privilege, problem, produce, promotional, pronouncement, proportion, proportionate, prospective, prudent, put, Quiddity, quoted, realign, realizability, realized, rebalancing, reclassification, reclassified, recognition, reconciliation, recoverability, recoverable, recovered, recruitment, recurring, redemption, redistributing, reinstated, reliability, reliable, renewable, rent, repay, repayment, replace, replacement, replacing, repledge, reposition, repossessed, reprice, repricing, resale, resell, resigned, resolution, resolved, retention, retrospective, return, reverse, revitalized, Rican, ROA, ROE, rolled, rollover, salary, satisfaction, scenario, seasoning, securitizable, seller, sensitive, sensitivity, settlement, seventeen, sheet, shifting, short, showed, side, slightly, software, speculative, spending, sponsored, Sponsoring, spouse, SR, stabilization, stable, Stamp, Standard, stationery, statistical, stricter, subscribed, substance, substandard, sum, superior, surrendered, susceptible, sustain, sustained, swap, systematic, targeting, team, temporarily, temporary, test, testing, thereon, thirty, tied, tight, Touche, transferee, transferor, Treadway, treatment, trend, trending, triple, twelve, unable, unallocated, unamortized, uncertainty, uncollectibility, uncollectible, uncorrected, underlying, understanding, undertaken, undiscounted, unexercised, unexpected, unfavorable, unified, unrealized, unrecognized, unsecured, unused, unusual, unvested, upgrading, Vale, variance, vast, virtually, volatility, volume, voluntary, waiver, weighted, whichever, wholesale, window, withdrawn, work, yield

Removed: cushion, disallowed

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