EXHIBIT 21.0
LIST OF SUBSIDIARIES
A) ORIENTAL BANK AND TRUST - an insured non-member commercial bank organized and existing under the laws of the Commonwealth of Puerto Rico.
SUBSIDIARIES OF ORIENTAL BANK AND TRUST:
1. Oriental Mortgage Corporation - a mortgage bank organized and existing under the laws of the Commonwealth of Puerto Rico. The corporation is currently not in operation.
B) ORIENTAL FINANCIAL SERVICES CORP. - a registered securities broker-dealer organized and existing under the laws of the Commonwealth of Puerto Rico.
C) ORIENTAL INSURANCE INC. – a registered insurance agency organized and existing under the laws of the Commonwealth of Puerto Rico.
D) ORIENTAL FINANCIAL (PR) STATUTORY TRUST I - a special purpose statutory trust subsidiary organized under the laws of the State of Connecticut.
E) ORIENTAL FINANCIAL (PR) STATUTORY TRUST II - a special purpose statutory trust subsidiary organized under the laws of the State of Connecticut.
F) CARIBBEAN PENSION CONSULTANTS, INC – a wholly owned subsidiary organized under the laws of the State of Florida, that offers third party pension plan administration in the continental U.S., Puerto Rico and the Bahamas.