Flagstar Bancorp 10K 2005 Annual report | FBC Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: ABS, Activitiesand, add, affordable, ancillary, appoint, appointed, ARB, ARM, arrange, arrangement, array, ascertain, attended, Attn, authentication, bankruptcy, barrier, Basel, Begun, beneficiary, bifurcation, blank, block, boat, borja, brian, broad, broader, Bush, captured, catastrophic, CFO, chaired, Changesand, character, characterized, choose, cleaning, Coast, coleman, colloquially, comment, commonly, Compensationand, compression, compromise, conclusion, confidential, constantly, contaminated, contamination, copy, correlated, counteract, counterbalance, cryptography, debtor, dedesignated, dedicated, defect, derecognized, desist, desk, dewitt, disagreement, disclaimer, discovered, discretion, diversify, domestic, duly, earlier, education, effort, elsea, encryption, entitled, environmental, essentially, ethical, exhaustive, explicit, extrapolated, factor, faith, FDICIA, fell, fewer, field, formulating, FSP, FTE, fundamental, Ginnie, governmental, grew, Gulf, hansen, hearing, household, hybrid, impossible, imprecision, inappropriate, inclined, incorrect, indemnity, infrastructure, inInternal, insolvency, Instrumentsthat, insufficient, insulating, intentionally, interagency, introduced, IRS, isolated, isolation, jay, Joel, joint, keen, key, Krause, leave, lesser, liable, linear, Lucci, magnify, Midwest, moderate, Murray, mutual, narrowed, necessity, nonaccrual, nonbank, nonbanking, noncompliance, nonfinancial, nonpayment, nonpublic, north, notice, Notwithstanding, occupied, opportunity, optical, outlined, outright, outsource, overhead, owe, owner, page, paper, partnership, paul, penetrate, physical, play, precluding, prepay, priority, privacy, pronouncement, QSPE, quickly, rapidly, reality, recharacterization, recruit, regular, reiterated, remeasurement, remediated, remediation, remedy, renew, renewal, resell, residual, resigned, restraining, revalue, richard, role, rulemaking, run, safe, satisfaction, scale, scope, seeRecently, shareholder, situation, slight, slope, SOP, SPE, Sr, stabilizing, Standardsbelow, Steering, strip, strongest, study, submission, subrogee, substantively, succeed, supervisory, tauber, termconditional, terrorist, thereunto, transferee, transferor, transmission, twelfth, twelve, unable, unaffiliated, unallocated, uncertainty, unconditional, undercapitalized, undersigned, understatement, undesignated, unemployment, unexpectedly, unforeseen, uninsured, unregistered, unsafe, unsound, unvested, upcoming, uploaded, variation, vi, VIE, VII, VIII, Virchow, virtually, vulnerable, war, widespread, withholding, write

Removed: absorption, accelerate, accepting, accountability, accountant, acting, adherence, adjust, advisory, advocate, annum, applicant, appraiser, arbitrage, assumed, assuming, attracted, attributed, auditor, bargaining, barred, bearing, blackout, brand, brought, calling, captioned, certainty, certified, certify, client, coerce, collective, combating, combining, compensatory, comprising, comptroller, concentrate, Connecticut, conservative, consistently, contracted, contributory, conversion, counseling, counter, criminal, cumulative, de, Delaware, demographic, demonstrated, dental, Detroit, develop, difficulty, DIG, diligence, disability, disgorgement, double, dramatic, duty, emphasized, employ, enlarged, estimation, evident, excellent, exchanged, excluding, facility, fact, fastest, feasibility, FHLMC, fiduciary, fluctuated, FNMA, focused, foreclosed, foresee, formation, formula, founder, Friday, FSSB, generating, GNMA, good, Graph, growing, grown, hardware, highest, housed, identifiable, identity, implementing, inclusion, independence, initiation, interact, involving, Jackson, knowingly, lead, leveraged, Likewise, linked, location, mandated, manipulate, marine, medical, misconduct, mislead, mismatching, misstate, mix, Monday, newly, novo, Ohio, parent, participated, payroll, perception, pertained, planned, pooled, posture, preapproval, predicted, preparing, principally, prison, problem, progressed, prohibited, promote, publishing, punish, recreational, refurbished, reliant, relying, remodeling, rendering, renovation, representative, representing, reprice, reset, respond, restructured, resultant, roaming, Saturday, seasoning, serving, shell, show, software, son, sophisticated, sought, speed, spent, SSB, statutorily, stepped, stood, successfully, successive, Sunday, thereof, tightened, TILL, touch, traditional, traffic, typical, uncollectible, underwrite, unrelated, verification, volatile, wife, willfully


		State or Jurisdiction of
Name		Incorporation or Organization
Douglas Insurance Agency, Inc.		Michigan
Flagstar Bank, FSB		United States of America
Flagstar Commercial Corporation		Michigan
Flagstar Credit Corporation		Michigan
Flagstar Investment Group, Inc.		Michigan
Flagstar Statutory Trust II		Connecticut
Flagstar Statutory Trust III		Delaware
Flagstar Statutory Trust IV		Delaware
Flagstar Statutory Trust V		Delaware
Flagstar Statutory Trust VI		Delaware
Flagstar Statutory Trust VII		Delaware
Flagstar Statutory Trust VIII		Delaware
Flagstar Title Insurance Agency, Inc.		Michigan

Flagstar Bancorp (FBC) 10-K2005 FY Annual report

Content analysis