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EXHIBIT 23
Consent of Independent Registered Public Accounting Firm
We hereby consent to the incorporation by reference in the Registration Statements on Form S‑3 (File No. 333‑151506, File No. 333‑160193, and File No. 333‑162823) and in the Registration Statements on Form S‑8 (File No. 333‑26157, File No. 333‑89420, File No. 333‑68682, File No. 333‑77501, File No. 333‑89424, File No. 333‑125512, File No. 333‑125513, File No. 333‑134554, File No. 333‑160197, and File No. 333-174572) of our report dated March 5, 2013 on our audits of the consolidated financial statements of Flagstar Bancorp, Inc. and subsidiaries and our audits of Flagstar Bancorp, Inc.'s internal control over financial reporting included in the Annual Report on Form 10‑K for the year ended December 31, 2012.
/s/ Baker Tilly Virchow Krause, LLP
Southfield, Michigan
March 5, 2013