Loans Held-for-Investment - Loan Quality Indicators (Details) - USD ($) $ in Millions | Sep. 30, 2022 | Dec. 31, 2021 |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Total loans held-for-investment | $ 15,793 | $ 13,408 |
Consumer loans | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 1,904 | 704 |
Year two | 335 | 433 |
Year three | 193 | 496 |
Year four | 241 | 209 |
Year five | 86 | 118 |
Prior | 1,420 | 460 |
Revolving Loans Amortized Cost Basis | 799 | 876 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 326 | 72 |
Total | 5,304 | 3,368 |
Total loans held-for-investment | 5,327 | 3,385 |
Consumer loans | Residential first mortgage loans | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Total loans held-for-investment | 3,147 | 1,536 |
Consumer loans | Residential first mortgage loans | Debt-to-Value Ratio, Greater Than 90 Percent | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 58 | 88 |
Year two | 82 | 74 |
Year three | 67 | 142 |
Year four | 115 | 53 |
Year five | 42 | 16 |
Prior | 27 | 16 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total | 391 | 389 |
Consumer loans | Residential first mortgage loans | Debt-to-Value Ratio, 71-90 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 988 | 109 |
Year two | 92 | 78 |
Year three | 62 | 58 |
Year four | 46 | 29 |
Year five | 19 | 31 |
Prior | 170 | 185 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total | 1,377 | 490 |
Consumer loans | Residential first mortgage loans | Debt-to-Vale Ratio, 55-70 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 726 | 69 |
Year two | 71 | 26 |
Year three | 21 | 27 |
Year four | 21 | 9 |
Year five | 6 | 36 |
Prior | 110 | 163 |
Revolving Loans Amortized Cost Basis | 6 | 2 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total | 961 | 332 |
Consumer loans | Residential first mortgage loans | Debt-to-Value Ratio, Less than 55 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 108 | 53 |
Year two | 66 | 23 |
Year three | 22 | 25 |
Year four | 21 | 9 |
Year five | 7 | 31 |
Prior | 81 | 75 |
Revolving Loans Amortized Cost Basis | 82 | 80 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 8 | 14 |
Total | 395 | 310 |
Consumer loans | Residential first mortgage loans | FICO Score, Greater than 750 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 1,025 | 139 |
Year two | 168 | 94 |
Year three | 76 | 107 |
Year four | 86 | 40 |
Year five | 27 | 70 |
Prior | 204 | 212 |
Revolving Loans Amortized Cost Basis | 50 | 49 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 2 | 5 |
Total | 1,638 | 716 |
Consumer loans | Residential first mortgage loans | FICO Score, 700 to 750 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 827 | 117 |
Year two | 81 | 58 |
Year three | 52 | 69 |
Year four | 51 | 36 |
Year five | 26 | 36 |
Prior | 124 | 161 |
Revolving Loans Amortized Cost Basis | 28 | 22 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 4 | 6 |
Total | 1,193 | 505 |
Consumer loans | Residential first mortgage loans | FICO Score, Less than 700 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 28 | 63 |
Year two | 62 | 49 |
Year three | 44 | 76 |
Year four | 66 | 24 |
Year five | 21 | 8 |
Prior | 60 | 66 |
Revolving Loans Amortized Cost Basis | 10 | 11 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 2 | 3 |
Total | 293 | 300 |
Consumer loans | Residential first mortgage loans | Pass | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 1,879 | 318 |
Year two | 309 | 197 |
Year three | 167 | 233 |
Year four | 181 | 89 |
Year five | 62 | 108 |
Prior | 353 | 407 |
Revolving Loans Amortized Cost Basis | 88 | 82 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 5 | 10 |
Total | 3,044 | 1,444 |
Consumer loans | Residential first mortgage loans | Watch | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 1 | 0 |
Year two | 1 | 1 |
Year three | 1 | 12 |
Year four | 0 | 3 |
Year five | 0 | 4 |
Prior | 2 | 11 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 3 |
Total | 5 | 34 |
Consumer loans | Residential first mortgage loans | Substandard | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 1 |
Year two | 1 | 3 |
Year three | 4 | 7 |
Year four | 22 | 8 |
Year five | 12 | 2 |
Prior | 33 | 21 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 3 | 1 |
Total | 75 | 43 |
Consumer loans | Home equity | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Total loans held-for-investment | 769 | 613 |
Consumer loans | Home equity | Debt-to-Value Ratio, Greater Than 90 Percent | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 1 |
Prior | 4 | 7 |
Revolving Loans Amortized Cost Basis | 1 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total | 5 | 8 |
Consumer loans | Home equity | Debt-to-Value Ratio, 71-90 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 3 | 3 |
Year two | 2 | 3 |
Year three | 2 | 11 |
Year four | 8 | 4 |
Year five | 2 | 1 |
Prior | 6 | 6 |
Revolving Loans Amortized Cost Basis | 402 | 369 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 27 | 35 |
Total | 452 | 432 |
Consumer loans | Home equity | Debt-to-Value Ratio, Less than or Equal to 70 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 3 | 1 |
Year two | 1 | 1 |
Year three | 1 | 4 |
Year four | 3 | 2 |
Year five | 1 | 1 |
Prior | 4 | 3 |
Revolving Loans Amortized Cost Basis | 286 | 141 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 12 | 18 |
Total | 311 | 171 |
Consumer loans | Home equity | FICO Score, Greater than 750 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 2 | 2 |
Year two | 1 | 2 |
Year three | 1 | 4 |
Year four | 3 | 2 |
Year five | 1 | 1 |
Prior | 3 | 4 |
Revolving Loans Amortized Cost Basis | 334 | 238 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 8 | 13 |
Total | 353 | 266 |
Consumer loans | Home equity | FICO Score, 700 to 750 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 3 | 2 |
Year two | 2 | 1 |
Year three | 1 | 6 |
Year four | 5 | 2 |
Year five | 1 | 1 |
Prior | 7 | 6 |
Revolving Loans Amortized Cost Basis | 295 | 210 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 19 | 22 |
Total | 333 | 250 |
Consumer loans | Home equity | FICO Score, Less than 700 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 1 | 0 |
Year two | 0 | 1 |
Year three | 1 | 5 |
Year four | 3 | 2 |
Year five | 1 | 1 |
Prior | 4 | 6 |
Revolving Loans Amortized Cost Basis | 60 | 62 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 12 | 18 |
Total | 82 | 95 |
Consumer loans | Home equity | Pass | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 6 | 4 |
Year two | 3 | 4 |
Year three | 3 | 15 |
Year four | 11 | 6 |
Year five | 3 | 3 |
Prior | 12 | 15 |
Revolving Loans Amortized Cost Basis | 687 | 508 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 35 | 49 |
Total | 760 | 604 |
Consumer loans | Home equity | Watch | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 1 | 1 |
Total | 1 | 1 |
Consumer loans | Home equity | Substandard | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 2 | 1 |
Revolving Loans Amortized Cost Basis | 2 | 2 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 3 | 3 |
Total | 7 | 6 |
Consumer loans | Other Consumer | FICO Score, Greater than 750 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 18 | 251 |
Year two | 21 | 162 |
Year three | 18 | 142 |
Year four | 27 | 56 |
Year five | 9 | 1 |
Prior | 1,016 | 4 |
Revolving Loans Amortized Cost Basis | 8 | 273 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 172 | 3 |
Total | 1,289 | 892 |
Consumer loans | Other Consumer | FICO Score, 700 to 750 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 128 |
Year two | 0 | 62 |
Year three | 0 | 79 |
Year four | 0 | 39 |
Year five | 0 | 0 |
Prior | 1 | 1 |
Revolving Loans Amortized Cost Basis | 9 | 7 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 87 | 0 |
Total | 97 | 316 |
Consumer loans | Other Consumer | FICO Score, Less than 700 | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 2 |
Year two | 0 | 4 |
Year three | 0 | 8 |
Year four | 0 | 8 |
Year five | 0 | 0 |
Prior | 1 | 0 |
Revolving Loans Amortized Cost Basis | 5 | 4 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 20 | 2 |
Total | 26 | 28 |
Consumer loans | Other Consumer | Pass | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 18 | 380 |
Year two | 21 | 227 |
Year three | 18 | 226 |
Year four | 27 | 101 |
Year five | 9 | 1 |
Prior | 1,012 | 5 |
Revolving Loans Amortized Cost Basis | 21 | 284 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 279 | 5 |
Total | 1,405 | 1,229 |
Consumer loans | Other Consumer | Watch | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 1 |
Year four | 0 | 1 |
Year five | 0 | 0 |
Prior | 3 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total | 3 | 2 |
Consumer loans | Other Consumer | Substandard | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 1 |
Year two | 0 | 1 |
Year three | 0 | 2 |
Year four | 0 | 1 |
Year five | 0 | 0 |
Prior | 3 | 0 |
Revolving Loans Amortized Cost Basis | 1 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total | 4 | 5 |
Consumer loans | Residential first mortgage and home equity | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 1,886 | 323 |
Year two | 314 | 205 |
Year three | 175 | 267 |
Year four | 214 | 106 |
Year five | 77 | 117 |
Prior | 402 | 455 |
Revolving Loans Amortized Cost Basis | 777 | 592 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 47 | 67 |
Total | 3,892 | 2,132 |
Commercial loans | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 4,234 | 5,755 |
Year two | 837 | 347 |
Year three | 294 | 744 |
Year four | 560 | 383 |
Year five | 305 | 421 |
Prior | 735 | 444 |
Revolving Loans Amortized Cost Basis | 3,245 | 1,929 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 256 | 0 |
Total loans held-for-investment | 10,466 | 10,023 |
Commercial loans | Commercial real estate | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Total loans held-for-investment | 3,721 | 3,223 |
Commercial loans | Commercial real estate | Pass | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 431 | 518 |
Year two | 571 | 257 |
Year three | 194 | 558 |
Year four | 406 | 313 |
Year five | 250 | 238 |
Prior | 630 | 402 |
Revolving Loans Amortized Cost Basis | 880 | 785 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 256 | 0 |
Total loans held-for-investment | 3,618 | 3,071 |
Commercial loans | Commercial real estate | Watch | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 2 |
Year two | 0 | 5 |
Year three | 6 | 1 |
Year four | 2 | 13 |
Year five | 10 | 64 |
Prior | 52 | 35 |
Revolving Loans Amortized Cost Basis | 32 | 8 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 102 | 128 |
Commercial loans | Commercial real estate | Special mention | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 2 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 0 | 2 |
Commercial loans | Commercial real estate | Substandard | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 1 | 0 |
Year five | 0 | 22 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 1 | 22 |
Commercial loans | Commercial and industrial | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Total loans held-for-investment | 3,188 | 1,826 |
Commercial loans | Commercial and industrial | Pass | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 246 | 257 |
Year two | 212 | 81 |
Year three | 64 | 156 |
Year four | 151 | 30 |
Year five | 24 | 95 |
Prior | 50 | 7 |
Revolving Loans Amortized Cost Basis | 2,303 | 1,059 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 3,050 | 1,685 |
Commercial loans | Commercial and industrial | Watch | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 4 |
Year two | 54 | 4 |
Year three | 9 | 10 |
Year four | 0 | 9 |
Year five | 4 | 0 |
Prior | 1 | 0 |
Revolving Loans Amortized Cost Basis | 17 | 44 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 85 | 71 |
Commercial loans | Commercial and industrial | Special mention | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 7 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 7 | 0 |
Commercial loans | Commercial and industrial | Substandard | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 0 | 0 |
Year two | 0 | 0 |
Year three | 21 | 17 |
Year four | 0 | 18 |
Year five | 17 | 2 |
Prior | 2 | 0 |
Revolving Loans Amortized Cost Basis | 6 | 33 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 46 | 70 |
Commercial loans | Warehouse loan commitments | Pass | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 3,484 | 4,834 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 3,484 | 4,834 |
Commercial loans | Warehouse loan commitments | Watch | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 45 | 140 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 45 | 140 |
Commercial loans | Warehouse loan commitments | Special mention | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 20 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | 20 | 0 |
Commercial loans | Warehouse loan commitments | Substandard | | |
Financing Receivable, Credit Quality Indicator [Line Items] | | |
Year one | 8 | 0 |
Year two | 0 | 0 |
Year three | 0 | 0 |
Year four | 0 | 0 |
Year five | 0 | 0 |
Prior | 0 | 0 |
Revolving Loans Amortized Cost Basis | 0 | 0 |
Revolving Loans Converted to Term Loans Amortized Cost Basis | 0 | 0 |
Total loans held-for-investment | $ 8 | $ 0 |