Cobblestone Capital Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	258,233	2,580	SH		SOLE		2,580	0	0
ABBOTT LABS	COM	002824100	866,928	7,952	SH		SOLE		7,952	0	0
ABBVIE INC	COM	00287Y109	1,482,030	11,000	SH		SOLE		11,000	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	639,995	2,074	SH		SOLE		2,074	0	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	16,455,981	33,653	SH		SOLE		31,396	0	2,257
ADVANCED MICRO DEVICES INC	COM	007903107	386,707	3,395	SH		SOLE		3,395	0	0
AFLAC INC	COM	001055102	679,364	9,733	SH		SOLE		9,543	0	190
ALPHABET INC	CAP STK CL A	02079K305	9,714,374	81,156	SH		SOLE		79,669	0	1,487
ALPHABET INC	CAP STK CL C	02079K107	31,692,282	261,985	SH		SOLE		248,033	0	13,952
ALTRIA GROUP INC	COM	02209S103	486,432	10,738	SH		SOLE		10,738	0	0
AMAZON COM INC	COM	023135106	36,659,970	281,221	SH		SOLE		266,007	0	15,214
AMERICAN ELEC PWR CO INC	COM	025537101	421,590	5,007	SH		SOLE		5,007	0	0
AMERICAN EXPRESS CO	COM	025816109	17,567,825	100,849	SH		SOLE		95,964	0	4,885
AMERICAN INTL GROUP INC	COM NEW	026874784	264,742	4,601	SH		SOLE		4,549	0	52
AMERICAN TOWER CORP NEW	COM	03027X100	11,777,906	60,730	SH		SOLE		56,325	0	4,405
AMGEN INC	COM	031162100	315,269	1,420	SH		SOLE		1,420	0	0
ANALOG DEVICES INC	COM	032654105	299,229	1,536	SH		SOLE		1,536	0	0
AON PLC	SHS CL A	G0403H108	312,406	905	SH		SOLE		905	0	0
APPLE INC	COM	037833100	66,474,293	342,704	SH		SOLE		332,823	0	9,881
ASTRAZENECA PLC	SPONSORED ADR	046353108	241,549	3,375	SH		SOLE		3,375	0	0
AT&T INC	COM	00206R102	179,789	11,272	SH		SOLE		11,272	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	596,291	2,713	SH		SOLE		2,713	0	0
BANK AMERICA CORP	COM	060505104	1,954,438	68,123	SH		SOLE		60,938	0	7,185
BANK NEW YORK MELLON CORP	COM	064058100	1,844,019	41,420	SH		SOLE		41,420	0	0
BARINGS BDC INC	COM	06759L103	106,193	13,545	SH		SOLE		13,545	0	0
BERKLEY W R CORP	COM	084423102	382,018	6,414	SH		SOLE		6,414	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	28,998,981	85,041	SH		SOLE		80,414	0	4,627
BLACKROCK INC	COM	09247X101	748,505	1,083	SH		SOLE		1,083	0	0
BOEING CO	COM	097023105	1,134,396	5,372	SH		SOLE		5,372	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,375,107	21,503	SH		SOLE		21,432	0	71
BROADSTONE NET LEASE INC	COM	11135E203	21,230,070	1,375,004	SH		SOLE		1,375,004	0	0
BROOKFIELD ASSET MANAGMT LTD	CL A LMT VTG SHS	113004105	518,654	15,895	SH		SOLE		15,664	0	231
BROOKFIELD CORP	CL A LTD VT SH	11271J107	15,972,424	474,663	SH		SOLE		444,579	0	30,084
CANADIAN NATL RY CO	COM	136375102	20,317,934	167,820	SH		SOLE		158,580	0	9,240
CANOPY GROWTH CORP	COM	138035100	5,091	13,123	SH		SOLE		13,123	0	0
CARDINAL HEALTH INC	COM	14149Y108	269,525	2,850	SH		SOLE		2,850	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	280,961	5,652	SH		SOLE		5,652	0	0
CATERPILLAR INC	COM	149123101	1,396,580	5,676	SH		SOLE		5,076	0	600
CHEVRON CORP NEW	COM	166764100	4,449,460	28,277	SH		SOLE		28,124	0	153
CINCINNATI FINL CORP	COM	172062101	357,165	3,670	SH		SOLE		3,670	0	0
CISCO SYS INC	COM	17275R102	1,501,444	29,019	SH		SOLE		29,019	0	0
CITIZENS FINL GROUP INC	COM	174610105	265,606	10,184	SH		SOLE		10,040	0	144
COCA COLA CO	COM	191216100	1,956,878	32,495	SH		SOLE		32,379	0	116
COLGATE PALMOLIVE CO	COM	194162103	326,958	4,244	SH		SOLE		4,244	0	0
COMCAST CORP NEW	CL A	20030N101	1,744,227	41,979	SH		SOLE		41,867	0	112
CONOCOPHILLIPS	COM	20825C104	416,409	4,019	SH		SOLE		4,019	0	0
CONSOLIDATED EDISON INC	COM	209115104	471,617	5,217	SH		SOLE		5,217	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	2,336,505	9,493	SH		SOLE		9,493	0	0
COPART INC	COM	217204106	12,089,886	132,550	SH		SOLE		124,002	0	8,548
CORNING INC	COM	219350105	205,659	5,869	SH		SOLE		5,869	0	0
COSTAR GROUP INC	COM	22160N109	14,071,434	158,106	SH		SOLE		148,338	0	9,768
COSTCO WHSL CORP NEW	COM	22160K105	11,514,889	21,388	SH		SOLE		20,123	0	1,265
CRESCENT CAP BDC INC	COM	225655109	887,083	58,592	SH		SOLE		58,592	0	0
CROWN HLDGS INC	COM	228368106	808,934	9,312	SH		SOLE		9,312	0	0
CSX CORP	COM	126408103	594,363	17,430	SH		SOLE		17,430	0	0
CVS HEALTH CORP	COM	126650100	435,622	6,301	SH		SOLE		6,247	0	54
DANAHER CORPORATION	COM	235851102	248,160	1,034	SH		SOLE		1,034	0	0
DBX ETF TR	XTRACKERS S&P MD	233051127	308,511	11,781	SH		SOLE		11,781	0	0
DEERE & CO	COM	244199105	752,438	1,857	SH		SOLE		1,857	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	785,865	4,530	SH		SOLE		4,530	0	0
DICKS SPORTING GOODS INC	COM	253393102	1,116,477	8,446	SH		SOLE		8,446	0	0
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	209,408	7,665	SH		SOLE		7,665	0	0
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	54,237,197	2,326,778	SH		SOLE		2,282,852	0	43,926
DISNEY WALT CO	COM	254687106	12,467,445	139,644	SH		SOLE		130,802	0	8,842
DOMINION ENERGY INC	COM	25746U109	457,865	8,841	SH		SOLE		8,763	0	78
DOW INC	COM	260557103	578,010	10,853	SH		SOLE		10,744	0	109
DUKE ENERGY CORP NEW	COM NEW	26441C204	365,144	4,069	SH		SOLE		4,022	0	47
EASTMAN CHEM CO	COM	277432100	206,203	2,463	SH		SOLE		2,463	0	0
EATON CORP PLC	SHS	G29183103	973,526	4,841	SH		SOLE		4,797	0	44
EMERSON ELEC CO	COM	291011104	1,490,786	16,493	SH		SOLE		16,493	0	0
ENBRIDGE INC	COM	29250N105	933,654	25,132	SH		SOLE		25,057	0	75
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	1,629,080	128,274	SH		SOLE		128,274	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	2,542,977	96,508	SH		SOLE		96,508	0	0
EOS ENERGY ENTERPRISES INC	COM CL A	29415C101	44,967	10,361	SH		SOLE		10,361	0	0
EXXON MOBIL CORP	COM	30231G102	5,057,486	47,156	SH		SOLE		47,133	0	23
FINANCIAL INSTNS INC	COM	317585404	188,880	12,000	SH		SOLE		12,000	0	0
FIRST HORIZON CORPORATION	COM	320517105	206,647	18,336	SH		SOLE		0	0	18,336
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	227,148	2,796	SH		SOLE		2,796	0	0
GENERAL DYNAMICS CORP	COM	369550108	219,453	1,020	SH		SOLE		1,020	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	739,511	6,732	SH		SOLE		6,732	0	0
GENERAL MLS INC	COM	370334104	233,935	3,050	SH		SOLE		3,050	0	0
GILAT SATELLITE NETWORKS LTD	SHS NEW	M51474118	81,670	13,109	SH		SOLE		13,109	0	0
GILEAD SCIENCES INC	COM	375558103	290,688	3,772	SH		SOLE		3,772	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	472,522	1,465	SH		SOLE		1,465	0	0
GRAHAM CORP	COM	384556106	2,480,080	186,753	SH		SOLE		186,753	0	0
HCA HEALTHCARE INC	COM	40412C101	430,639	1,419	SH		SOLE		1,419	0	0
HENRY JACK & ASSOC INC	COM	426281101	15,736,593	94,045	SH		SOLE		87,532	0	6,513
HOME DEPOT INC	COM	437076102	1,188,935	3,827	SH		SOLE		3,763	0	64
HONEYWELL INTL INC	COM	438516106	1,204,097	5,803	SH		SOLE		5,803	0	0
IDEX CORP	COM	45167R104	217,844	1,012	SH		SOLE		1,012	0	0
IDEXX LABS INC	COM	45168D104	12,604,467	25,097	SH		SOLE		23,048	0	2,049
ILLINOIS TOOL WKS INC	COM	452308109	713,457	2,852	SH		SOLE		2,852	0	0
INTEL CORP	COM	458140100	667,396	19,958	SH		SOLE		19,758	0	200
INTERNATIONAL BUSINESS MACHS	COM	459200101	838,855	6,269	SH		SOLE		6,269	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	299,540	876	SH		SOLE		876	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	403,070	2,463	SH		SOLE		2,463	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	271,664	1,581	SH		SOLE		1,581	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	548,959	1,486	SH		SOLE		1,486	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	2,614,331	71,842	SH		SOLE		71,842	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	26,185,351	531,251	SH		SOLE		523,397	0	7,854
ISHARES INC	ESG AWR MSCI EM	46434G863	258,006	8,157	SH		SOLE		8,157	0	0
ISHARES SILVER TR	ISHARES	46428Q109	213,078	10,200	SH		SOLE		10,200	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	326,378	7,874	SH		SOLE		7,874	0	0
ISHARES TR	7-10 YR TRSY BD	464287440	379,638	3,930	SH		SOLE		3,930	0	0
ISHARES TR	COHEN STEER REIT	464287564	934,966	16,825	SH		SOLE		16,825	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	613,812	6,090	SH		SOLE		6,090	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	664,808	9,849	SH		SOLE		9,849	0	0
ISHARES TR	CORE MSCI TOTAL	46432F834	125,710,305	2,007,510	SH		SOLE		1,964,958	0	42,552
ISHARES TR	CORE S&P MCP ETF	464287507	839,351	3,210	SH		SOLE		3,210	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	500,811	5,026	SH		SOLE		4,925	0	101
ISHARES TR	CORE S&P TTL STK	464287150	104,533,811	1,068,416	SH		SOLE		1,060,485	0	7,931
ISHARES TR	CORE S&P US GWT	464287671	305,614	3,130	SH		SOLE		3,130	0	0
ISHARES TR	CORE S&P500 ETF	464287200	2,265,195	5,082	SH		SOLE		5,082	0	0
ISHARES TR	CORE US AGGBD ET	464287226	3,299,054	33,681	SH		SOLE		32,894	0	787
ISHARES TR	EAFE SML CP ETF	464288273	274,257	4,650	SH		SOLE		4,650	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	837,310	11,481	SH		SOLE		11,481	0	0
ISHARES TR	ESG AWRE USD ETF	46435G193	729,886	32,097	SH		SOLE		32,097	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	5,663,292	52,370	SH		SOLE		52,370	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,703,673	33,958	SH		SOLE		33,958	0	0
ISHARES TR	MBS ETF	464288588	1,097,823	11,771	SH		SOLE		10,991	0	780
ISHARES TR	MSCI ACWI EX US	464288240	2,155,213	43,787	SH		SOLE		43,787	0	0
ISHARES TR	MSCI EAFE ETF	464287465	1,425,858	19,667	SH		SOLE		19,667	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	496,953	12,562	SH		SOLE		12,562	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	600,974	7,140	SH		SOLE		7,140	0	0
ISHARES TR	MSCI USA ESG SLC	464288802	2,192,019	23,409	SH		SOLE		23,409	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	217,416	2,925	SH		SOLE		2,925	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	19,372,634	134,299	SH		SOLE		132,870	0	1,429
ISHARES TR	RUS 1000 GRW ETF	464287614	243,535	885	SH		SOLE		885	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	1,430,967	5,897	SH		SOLE		5,897	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	1,131,892	8,039	SH		SOLE		8,039	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	5,805,183	30,999	SH		SOLE		29,926	0	1,073
ISHARES TR	RUSSELL 3000 ETF	464287689	591,158	2,323	SH		SOLE		2,323	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	417,750	5,570	SH		SOLE		5,570	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	504,476	4,709	SH		SOLE		4,709	0	0
ISHARES TR	SELECT DIVID ETF	464287168	279,851	2,470	SH		SOLE		2,470	0	0
ISHARES TR	TIPS BD ETF	464287176	337,712	3,138	SH		SOLE		3,138	0	0
ISHARES TR	U.S. FIN SVC ETF	464287770	982,698	6,220	SH		SOLE		6,220	0	0
ISHARES TR	US TREAS BD ETF	46429B267	69,656,618	3,041,774	SH		SOLE		2,984,438	0	57,336
ISHARES TR	USD INV GRDE ETF	464288620	1,310,505	26,163	SH		SOLE		21,129	0	5,034
J P MORGAN EXCHANGE TRADED F	DIV RTN EM EQT	46641Q308	228,114	4,518	SH		SOLE		4,518	0	0
J P MORGAN EXCHANGE TRADED F	DIV RTN INT EQ	46641Q209	826,882	15,923	SH		SOLE		15,923	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	10,093,433	201,305	SH		SOLE		201,305	0	0
J P MORGAN EXCHANGE TRADED F	US VALUE FACTR	46641Q753	39,102,482	1,095,922	SH		SOLE		1,083,777	0	12,145
JOHNSON & JOHNSON	COM	478160104	6,703,941	40,502	SH		SOLE		39,551	0	951
JPMORGAN CHASE & CO	COM	46625H100	2,960,723	20,357	SH		SOLE		19,057	0	1,300
KIMBERLY-CLARK CORP	COM	494368103	1,085,471	7,862	SH		SOLE		7,862	0	0
KOPIN CORP	COM	500600101	41,667	19,380	SH		SOLE		19,380	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	461,822	2,359	SH		SOLE		2,359	0	0
LATTICE STRATEGIES TR	HARTFORD MLT ETF	518416102	1,471,999	55,927	SH		SOLE		52,864	0	3,063
LILLY ELI & CO	COM	532457108	725,982	1,548	SH		SOLE		1,548	0	0
LINDE PLC	SHS	G54950103	1,256,421	3,297	SH		SOLE		3,297	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,843,822	4,005	SH		SOLE		4,005	0	0
LOWES COS INC	COM	548661107	726,980	3,221	SH		SOLE		3,221	0	0
M & T BK CORP	COM	55261F104	304,945	2,464	SH		SOLE		2,264	0	200
MARKEL GROUP INC	COM	570535104	25,602,662	18,510	SH		SOLE		17,331	0	1,179
MASTERCARD INCORPORATED	CL A	57636Q104	1,791,179	4,554	SH		SOLE		4,554	0	0
MCDONALDS CORP	COM	580135101	2,251,748	7,546	SH		SOLE		7,546	0	0
MCKESSON CORP	COM	58155Q103	645,239	1,510	SH		SOLE		1,510	0	0
MEDTRONIC PLC	SHS	G5960L103	673,789	7,648	SH		SOLE		7,319	0	329
MERCK & CO INC	COM	58933Y105	4,464,726	38,692	SH		SOLE		37,830	0	862
META PLATFORMS INC	CL A	30303M102	854,914	2,979	SH		SOLE		2,979	0	0
METLIFE INC	COM	59156R108	246,189	4,355	SH		SOLE		4,355	0	0
MICROSOFT CORP	COM	594918104	44,155,956	129,665	SH		SOLE		123,646	0	6,019
MONDELEZ INTL INC	CL A	609207105	230,349	3,158	SH		SOLE		3,158	0	0
MONROE CAP CORP	COM	610335101	109,081	13,335	SH		SOLE		13,335	0	0
MOODYS CORP	COM	615369105	20,660,683	59,418	SH		SOLE		55,396	0	4,022
MORINGA ACQUISITION CORP	*W EXP 02/22/202	G6S23K124	751	10,000	SH		SOLE		10,000	0	0
NATIONAL FUEL GAS CO	COM	636180101	2,490,755	48,496	SH		SOLE		48,496	0	0
NETFLIX INC	COM	64110L106	251,080	570	SH		SOLE		570	0	0
NEXTERA ENERGY INC	COM	65339F101	1,779,836	23,987	SH		SOLE		23,987	0	0
NIKE INC	CL B	654106103	1,071,367	9,707	SH		SOLE		9,707	0	0
NORFOLK SOUTHN CORP	COM	655844108	299,324	1,320	SH		SOLE		1,320	0	0
NOVO-NORDISK A S	ADR	670100205	334,179	2,065	SH		SOLE		2,065	0	0
NVIDIA CORPORATION	COM	67066G104	14,790,507	34,964	SH		SOLE		32,875	0	2,089
ORACLE CORP	COM	68389X105	1,555,673	13,063	SH		SOLE		12,893	0	170
OREILLY AUTOMOTIVE INC	COM	67103H107	1,218,008	1,275	SH		SOLE		1,275	0	0
OTIS WORLDWIDE CORP	COM	68902V107	202,320	2,273	SH		SOLE		2,273	0	0
PAYCHEX INC	COM	704326107	6,647,428	59,421	SH		SOLE		59,421	0	0
PAYLOCITY HLDG CORP	COM	70438V106	366,293	1,985	SH		SOLE		1,985	0	0
PAYPAL HLDGS INC	COM	70450Y103	264,718	3,967	SH		SOLE		3,967	0	0
PEPSICO INC	COM	713448108	21,149,565	114,186	SH		SOLE		106,714	0	7,472
PFIZER INC	COM	717081103	2,210,942	60,276	SH		SOLE		60,192	0	84
PHILIP MORRIS INTL INC	COM	718172109	457,714	4,689	SH		SOLE		4,643	0	46
PHILLIPS 66	COM	718546104	1,674,269	17,554	SH		SOLE		17,515	0	39
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	4,529,809	45,407	SH		SOLE		45,407	0	0
PNC FINL SVCS GROUP INC	COM	693475105	246,988	1,961	SH		SOLE		1,961	0	0
PPG INDS INC	COM	693506107	272,872	1,840	SH		SOLE		1,840	0	0
PPL CORP	COM	69351T106	383,670	14,500	SH		SOLE		14,500	0	0
PROCTER AND GAMBLE CO	COM	742718109	6,101,489	40,210	SH		SOLE		39,641	0	569
QUALCOMM INC	COM	747525103	1,269,029	10,661	SH		SOLE		10,618	0	43
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	994,294	10,150	SH		SOLE		10,150	0	0
READY CAPITAL CORP	COM	75574U101	1,299,953	115,244	SH		SOLE		115,244	0	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	182,655	10,250	SH		SOLE		10,250	0	0
REPUBLIC SVCS INC	COM	760759100	313,846	2,049	SH		SOLE		2,049	0	0
ROCKWELL AUTOMATION INC	COM	773903109	264,878	804	SH		SOLE		804	0	0
SALESFORCE INC	COM	79466L302	299,356	1,417	SH		SOLE		1,417	0	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	206,267	890	SH		SOLE		890	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	2,440,760	99,097	SH		SOLE		96,646	0	2,451
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	203,491	5,708	SH		SOLE		5,708	0	0
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	1,156,602	23,470	SH		SOLE		23,470	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	9,775,332	169,799	SH		SOLE		168,494	0	1,305
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	4,042,519	84,114	SH		SOLE		82,369	0	1,745
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,542,792	33,423	SH		SOLE		33,398	0	25
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	19,212,574	371,617	SH		SOLE		360,676	0	10,941
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	538,406	7,414	SH		SOLE		7,414	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,471,978	219,056	SH		SOLE		215,206	0	3,850
SCHWAB STRATEGIC TR	US REIT ETF	808524847	357,790	18,320	SH		SOLE		17,070	0	1,250
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,185,007	49,886	SH		SOLE		49,886	0	0
SHOPIFY INC	CL A	82509L107	18,317,072	283,546	SH		SOLE		266,196	0	17,350
SIRIUS XM HOLDINGS INC	COM	82968B103	685,322	151,285	SH		SOLE		151,285	0	0
SOUTHERN CO	COM	842587107	789,686	11,241	SH		SOLE		11,182	0	59
SPDR GOLD TR	GOLD SHS	78463V107	2,300,931	12,907	SH		SOLE		12,907	0	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	14,342,067	548,874	SH		SOLE		534,087	0	14,787
SPDR S&P 500 ETF TR	TR UNIT	78462F103	15,940,979	35,961	SH		SOLE		35,959	0	2
SPDR SER TR	PORTFOLIO SH TSR	78468R101	44,947,732	1,561,227	SH		SOLE		1,528,301	0	32,926
SPDR SER TR	S&P BK ETF	78464A797	435,600	12,100	SH		SOLE		12,100	0	0
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	430,555	23,893	SH		SOLE		23,893	0	0
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	374,657	25,111	SH		SOLE		25,111	0	0
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	1,144,281	28,219	SH		SOLE		25,074	0	3,145
STARBUCKS CORP	COM	855244109	707,710	7,144	SH		SOLE		7,118	0	26
STATE STR CORP	COM	857477103	316,870	4,330	SH		SOLE		4,330	0	0
STRYKER CORPORATION	COM	863667101	1,426,296	4,675	SH		SOLE		4,675	0	0
SYSCO CORP	COM	871829107	247,828	3,340	SH		SOLE		3,340	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	207,593	2,057	SH		SOLE		2,057	0	0
TE CONNECTIVITY LTD	SHS	H84989104	248,391	1,772	SH		SOLE		1,747	0	25
TEGNA INC	COM	87901J105	473,997	29,187	SH		SOLE		29,187	0	0
TELUS CORPORATION	COM	87971M103	434,717	22,339	SH		SOLE		22,033	0	306
TESLA INC	COM	88160R101	480,087	1,834	SH		SOLE		1,780	0	54
TEXAS INSTRS INC	COM	882508104	216,925	1,205	SH		SOLE		1,205	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	343,834	659	SH		SOLE		659	0	0
TJX COS INC NEW	COM	872540109	10,993,718	129,658	SH		SOLE		122,751	0	6,907
TOMPKINS FINL CORP	COM	890110109	434,293	7,797	SH		SOLE		7,797	0	0
TORONTO DOMINION BK ONT	COM NEW	891160509	1,031,227	16,630	SH		SOLE		16,630	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	272,546	1,425	SH		SOLE		1,425	0	0
TRUIST FINL CORP	COM	89832Q109	348,231	11,474	SH		SOLE		11,349	0	125
UNION PAC CORP	COM	907818108	314,924	1,539	SH		SOLE		1,531	0	8
UNITED PARCEL SERVICE INC	CL B	911312106	514,627	2,871	SH		SOLE		2,871	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	1,887,474	3,927	SH		SOLE		3,927	0	0
UNUM GROUP	COM	91529Y106	270,364	5,668	SH		SOLE		5,668	0	0
UR-ENERGY INC	COM	91688R108	20,003	19,050	SH		SOLE		19,050	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	4,196,074	57,726	SH		SOLE		57,697	0	29
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	31,834,737	213,900	SH		SOLE		209,592	0	4,308
VANGUARD INDEX FDS	GROWTH ETF	922908736	241,365	853	SH		SOLE		853	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	324,352	1,600	SH		SOLE		1,600	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	204,749	930	SH		SOLE		930	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	530,356	6,347	SH		SOLE		6,347	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,853,404	7,006	SH		SOLE		6,977	0	29
VANGUARD INDEX FDS	SMALL CP ETF	922908751	545,954	2,745	SH		SOLE		2,745	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	22,789,194	103,456	SH		SOLE		102,161	0	1,295
VANGUARD INDEX FDS	VALUE ETF	922908744	911,146	6,412	SH		SOLE		6,412	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,951,524	35,867	SH		SOLE		32,812	0	3,055
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,183,393	29,090	SH		SOLE		27,285	0	1,805
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,058,149	10,911	SH		SOLE		10,911	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,553,822	43,536	SH		SOLE		43,536	0	0
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	750,327	16,315	SH		SOLE		16,315	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	1,051,725	18,754	SH		SOLE		18,700	0	54
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	898,940	19,466	SH		SOLE		19,466	0	0
VANGUARD WELLINGTON FD	US QUALITY	921935706	250,941	2,200	SH		SOLE		2,200	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	618,399	16,628	SH		SOLE		16,535	0	93
VIASAT INC	COM	92552V100	4,114,654	99,725	SH		SOLE		94,120	0	5,605
VISA INC	COM CL A	92826C839	28,782,487	121,200	SH		SOLE	��	113,856	0	7,344
VMWARE INC	CL A COM	928563402	423,886	2,950	SH		SOLE		2,950	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	223,732	7,853	SH		SOLE		7,853	0	0
WALMART INC	COM	931142103	418,688	2,664	SH		SOLE		2,664	0	0
WASTE MGMT INC DEL	COM	94106L109	1,054,914	6,083	SH		SOLE		6,083	0	0
WD 40 CO	COM	929236107	257,696	1,366	SH		SOLE		1,366	0	0
WEBSTER FINL CORP	COM	947890109	378,196	10,018	SH		SOLE		9,885	0	133
WELLS FARGO CO NEW	COM	949746101	22,682,591	531,457	SH		SOLE		499,295	0	32,162
WHEATON PRECIOUS METALS CORP	COM	962879102	799,486	18,498	SH		SOLE		18,498	0	0
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	510,547	10,146	SH		SOLE		10,146	0	0
YUM BRANDS INC	COM	988498101	1,482,827	10,702	SH		SOLE		10,702	0	0
YUM CHINA HLDGS INC	COM	98850P109	701,335	12,413	SH		SOLE		12,413	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	514,551	3,534	SH		SOLE		3,534	0	0