Shore Bancshares (SHBI) 10-Q6 Nov 202020 Q3 Quarterly reportFinancial data

Company Profile

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
Document And Entity Information - shares	Sep. 30, 2020	Nov. 06, 2020
Document And Entity Information [Abstract]
Document Type	10-Q
Document Period End Date	Sep. 30, 2020
Entity Registrant Name	SHORE BANCSHARES INC
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		12,034,530
Entity Central Index Key	0001035092
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Amendment Flag	false
Trading Symbol	SHBI
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	0-22345
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	52-1974638
Entity Address, Address Line One	18 E. Dover Street
Entity Address, City or Town	Easton
Entity Address, State or Province	MD
Entity Address, Postal Zip Code	21601
City Area Code	410
Local Phone Number	763-7800
Title of 12(b) Security	Common Stock
Security Exchange Name	NASDAQ

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 17,577	$ 18,465
Interest-bearing deposits with other banks	138,885	76,506
Cash and cash equivalents	156,462	94,971
Investment securities:
Available-for-sale, at fair value	139,349	122,791
Held to maturity, at amortized cost - fair value of $20,254 (2020) and $8,654 (2019)	20,174	8,786
Equity securities, at fair value	1,396	1,342
Restricted securities	3,626	4,190
Loans	1,423,965	1,248,654
Less: allowance for credit losses	(12,777)	(10,507)
Loans, net	1,411,188	1,238,147
Premises and equipment, net	24,679	23,821
Goodwill	17,518	17,518
Other intangible assets, net	1,844	2,252
Other real estate owned, net	38	74
Right-of-use assets	4,769	4,771
Other assets	47,129	40,572
TOTAL ASSETS	1,828,172	1,559,235
Deposits:
Noninterest-bearing	465,304	356,618
Interest-bearing	1,128,817	984,716
Total deposits	1,594,121	1,341,334
Securities sold under retail repurchase agreements	1,019	1,226
Advances from FHLB - long-term		15,000
Subordinated debt	24,399
Total borrowings	25,418	16,226
Lease liabilities	4,840	4,792
Other liabilities	4,912	4,081
Liabilities of discontinued operations	0	0
TOTAL LIABILITIES	1,629,291	1,366,433
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,217,501 (2020) and 12,500,372 (2019)	122	125
Additional paid in capital	58,090	61,045
Retained earnings	138,765	131,425
Accumulated other comprehensive income	1,904	207
TOTAL STOCKHOLDERS' EQUITY	198,881	192,802
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,828,172	$ 1,559,235

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
CONSOLIDATED BALANCE SHEETS
Investment securities held to maturity	$ 20,254	$ 8,654
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	35,000,000	35,000,000
Common stock, shares, issued	12,217,501	12,500,372
Common stock, shares outstanding	12,217,501	12,500,372

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST INCOME
Interest and fees on loans	$ 14,139	$ 14,100	$ 41,879	$ 41,348
Interest and dividends on investment securities:
Taxable	730	870	2,087	2,755
Interest on deposits with other banks	33	223	216	499
Total interest income	14,902	15,193	44,182	44,602
INTEREST EXPENSE
Interest on deposits	1,470	2,288	5,085	6,439
Interest on short-term borrowings	1	117	4	475
Interest on long-term borrowings	148	108	261	321
Total interest expense	1,619	2,513	5,350	7,235
NET INTEREST INCOME	13,283	12,680	38,832	37,367
Provision for credit losses	1,500	200	2,850	500
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	11,783	12,480	35,982	36,867
NONINTEREST INCOME
Service charges on deposit accounts	647	990	2,057	2,952
Trust and investment fee income	381	383	1,119	1,140
Gains on sales and calls of investment securities			347
Other noninterest income	1,553	1,156	4,179	3,234
Total noninterest income	2,581	2,529	7,702	7,326
NONINTEREST EXPENSE
Salaries and wages	4,143	3,853	10,569	11,411
Employee benefits	1,489	1,299	4,746	3,621
Occupancy expense	774	697	2,174	2,056
Furniture and equipment expense	294	263	858	821
Data processing	1,114	972	3,195	2,801
Directors' fees	132	140	386	342
Amortization of other intangible assets	125	144	407	461
FDIC insurance premium expense	132		347	386
Other real estate owned expenses, net		133	18	426
Legal and professional fees	447	495	1,634	1,655
Other noninterest expenses	1,181	1,388	3,509	3,732
Total noninterest expense	9,831	9,384	27,843	27,712
Income from continuing operations before income taxes	4,533	5,625	15,841	16,481
Income tax expense	1,142	1,411	3,997	4,211
Income from continuing operations	3,391	4,214	11,844	12,270
Loss from discontinued operations before income taxes		(10)		(113)
Income tax benefit		(2)		(27)
Loss from discontinued operations		(8)		(86)
NET INCOME	$ 3,391	$ 4,206	$ 11,844	$ 12,184
Earnings per common share - Basic and diluted
Income from continuing operations	$ 0.27	$ 0.33	$ 0.95	$ 0.96
Loss from discontinued operations				(0.01)
Net income	0.27	0.33	0.95	0.95
Dividends paid per common share	$ 0.12	$ 0.10	$ 0.36	$ 0.30

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Net income	$ 3,391	$ 4,206	$ 11,844	$ 12,184
Investment securities:
Unrealized holding (losses) gains on available-for-sale-securities	(141)	303	2,668	4,083
Tax effect	39	(83)	(723)	(1,116)
Reclassification of (gains) recognized in net income			(347)
Tax effect			88
Amortization of unrealized loss on securities transferred from available-for-sale to held-to-maturity	3	8	15	22
Tax effect	(1)	(2)	(4)	(6)
Total other comprehensive (loss) income	(100)	226	1,697	2,983
Comprehensive income	$ 3,291	$ 4,432	$ 13,541	$ 15,167

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
Balances at Dec. 31, 2018	$ 127	$ 65,434	$ 120,574	$ (2,950)	$ 183,185
Net income			3,754		3,754
Other comprehensive income (loss)				1,446	1,446
Stock-based compensation		63			63
Exercise of options and vesting of restricted stock, net of shares surrendered	1	(89)			(88)
Cash dividends declared			(1,278)		(1,278)
Balances at Mar. 31, 2019	128	65,408	123,050	(1,504)	187,082
Balances at Dec. 31, 2018	127	65,434	120,574	(2,950)	183,185
Net income					12,184
Balances at Sep. 30, 2019	127	64,879	128,924	33	193,963
Balances at Mar. 31, 2019	128	65,408	123,050	(1,504)	187,082
Net income			4,224		4,224
Other comprehensive income (loss)				1,311	1,311
Stock-based compensation		(32)			(32)
Cash dividends declared			(1,278)		(1,278)
Balances at Jun. 30, 2019	128	65,376	125,996	(193)	191,307
Net income			4,206		4,206
Other comprehensive income (loss)				226	226
Retirement of common stock	(1)	(558)			(559)
Stock-based compensation		61			61
Cash dividends declared			(1,278)		(1,278)
Balances at Sep. 30, 2019	127	64,879	128,924	33	193,963
Cumulative effect adjustment (ASU 2016-01)					131,425
Balances at Dec. 31, 2019	125	61,045	131,425	207	192,802
Net income			3,118		3,118
Other comprehensive income (loss)				1,251	1,251
Stock-based compensation		61			61
Vesting of restricted stock, net of shares surrendered		(39)			(39)
Cash dividends declared			(1,499)		(1,499)
Balances at Mar. 31, 2020	125	61,067	133,044	1,458	195,694
Balances at Dec. 31, 2019	125	61,045	131,425	207	192,802
Net income					11,844
Balances at Sep. 30, 2020	122	58,090	138,765	1,904	198,881
Balances at Mar. 31, 2020	125	61,067	133,044	1,458	195,694
Net income			5,335		5,335
Other comprehensive income (loss)				546	546
Stock-based compensation		62			62
Cash dividends declared			(1,503)		(1,503)
Balances at Jun. 30, 2020	125	61,129	136,876	2,004	200,134
Net income			3,391		3,391
Other comprehensive income (loss)				(100)	(100)
Retirement of common stock	(3)	(3,106)			(3,109)
Stock-based compensation		67			67
Cash dividends declared			(1,502)		(1,502)
Balances at Sep. 30, 2020	$ 122	$ 58,090	$ 138,765	$ 1,904	198,881
Cumulative effect adjustment (ASU 2016-01)					$ 138,765

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 11,844	$ 12,184
Adjustments to reconcile net income to net cash provided by operating activities:
Net accretion of acquisition accounting estimates	(307)	(414)
Provision for credit losses	2,850	500
Depreciation and amortization	1,793	1,779
Net amortization of securities	330	396
Amortization of debt issuance costs	10
Stock-based compensation expense	190	92
Deferred income (benefit) tax expense	(1,925)	266
(Gains) on sales and calls of securities	(347)
Losses on sales and disposals of premises and equipment	40
Losses on sales and valuation adjustments on other real estate owned	18	417
Fair value adjustment on equity securities	(34)	(47)
Bank owned life insurance income	(908)
Net changes in:
Accrued interest receivable	(3,930)	(162)
Other assets	(511)	1,267
Accrued interest payable	(11)	(154)
Other liabilities	471	(6,865)
Net cash provided by operating activities	9,573	9,259
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	33,272	19,211
Proceeds from sales and calls of investment securities available for sale	13,019
Purchases of investment securities available for sale	(60,500)
Proceeds from maturities and principal payments of investment securities held to maturity	205	281
Purchases of securities held to maturity	(11,589)	(4,000)
Purchases of equity securities	(20)	(23)
Net change in loans	(175,669)	(39,817)
Purchases of premises and equipment	(1,786)	(1,995)
Proceeds from sales of premises and equipment	2
Proceeds from sales of other real estate owned	18	731
Net redemption of restricted securities	564	1,821
Purchases of bank owned life insurance		(14,586)
Net cash (used in) investing activities	(202,484)	(38,377)
CASH FLOWS FROM FINANCING ACTIVITIES:
Noninterest-bearing deposits	108,686	32,091
Interest-bearing deposits	144,186	81,205
Short-term borrowings	(207)	(43,549)
Long-term borrowings	(15,000)
Proceeds from the issuance of subordinated debt	24,389
Common stock dividends paid	(4,504)	(3,834)
Retirement of common stock	(3,109)	(559)
Repurchase of shares for tax withholding on exercised options and vested restricted stock	(39)	(88)
Net cash provided by financing activities	254,402	65,266
Net increase in cash and cash equivalents	61,491	36,148
Cash and cash equivalents at beginning of period	94,971	67,225
Cash and cash equivalents at end of period	156,462	103,373
Supplemental cash flows information:
Interest paid	5,436	7,521
Income taxes paid	6,378	10,812
Lease liabilities arising from right-of-use assets	419	5,243
Unrealized gain on securities available for sale	2,321	(4,083)
Amortization of unrealized loss on securities transferred from available for sale to held to maturity	$ 15	$ 22

Basis of Presentation

Basis of Presentation	9 Months Ended
Basis of Presentation	Sep. 30, 2020
Basis of Presentation
Basis of Presentation	Note 1 – Basis of Presentation The consolidated financial statements include the accounts of Shore Bancshares, Inc. and its subsidiary with all significant intercompany transactions eliminated. The consolidated financial statements conform to accounting principles generally accepted in the United States of America (“GAAP”) and to prevailing practices within the banking industry. The accompanying interim financial statements are unaudited; however, in the opinion of management all adjustments necessary to present fairly the consolidated financial position at September 30, 2020, the consolidated results of income and comprehensive income for the three and nine months ended September 30, 2020 and 2019, changes in stockholders’ equity for the three and nine months ended September 30, 2020 and 2019 and cash flows for the nine months ended September 30, 2020 and 2019, have been included. All such adjustments are of a normal recurring nature. The amounts as of December 31, 2019 were derived from the 2019 audited financial statements. The results of operations for the three and nine months ended September 30, 2020 are not necessarily indicative of the results to be expected for any other interim period or for the full year. This Quarterly Report on Form 10-Q should be read in conjunction with the Annual Report of Shore Bancshares, Inc. on Form 10-K for the year ended December 31, 2019. For purposes of comparability, certain immaterial reclassifications have been made to amounts previously reported to conform with the current period presentation. When used in these notes, the term “the Company” refers to Shore Bancshares, Inc. and, unless the context requires otherwise, its consolidated subsidiary, Shore United Bank (the “Bank”). Risks and Uncertainties The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. The government and private sector responses to contain its spread began to significantly affect our operations in March and continues to do so. The pandemic will likely adversely affect our operations in subsequent quarters, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic most likely to affect our future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the related impact on the customers' ability to fulfill their financial obligations to the Company as well as the potential decline of real estate values resulting from market disruption which may impair the recorded values of collateral-dependent loans. Further, these factors, in addition to those pervasive to the industry and overall U.S. economy, may negatively impact the overall value of our Company in such a way that an impairment charge to the carrying value of goodwill is required. Accordingly, significant estimates used in the preparation of our financial statements related to the allowance for credit losses and valuation of goodwill may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic the more likely that estimates will be materially impacted by its effects. Recent Accounting Standards and Other Authoritative Guidance ASU No. 2016-13 – In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. At the FASB’s October 16, 2019 meeting, the Board affirmed its decision to amend the effective date of this ASU for many companies. Public business entities that are SEC filers, excluding those meeting the smaller reporting company definition, will retain the initial required implementation date of fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. All other entities will be required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022 . Effective November 25, 2019, the SEC adopted Staff Accounting Bulletin (SAB) 119. SAB 119 updated portions of SEC interpretative guidance to align with FASB ASC 326, “Financial Instruments – Credit Losses.” It covers topics including (1) measuring current expected credit losses; (2) development, governance, and documentation of a systematic methodology; (3) documenting the results of a systematic methodology; and (4) validating a systematic methodology. ASU No. 2019-12 – In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740) – Simplifying the Accounting for Income Taxes.” The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific exceptions to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For ASU No. 2020-01 – In January 2020, the FASB issued ASU 2020-01, “Investments – Equity Securities (Topic 321), Investments – Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) – Clarifying the Interactions between Topic 321, Topic 323, and Topic 815.” The ASU is based on a consensus of the Emerging Issues Task Force and is expected to increase comparability in accounting for these transactions. ASU 2016-01 made targeted improvements to accounting for financial instruments, including providing an entity the ability to measure certain equity securities without a readily determinable fair value at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Among other topics, the amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 31, 2020, and interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2020-01 to have a material impact on its consolidated financial statements . ASU No. 2020-04 – In March 2020, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2020-04 “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Inter-bank Offered Rate (“LIBOR”) or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. At present, the Bank has limited exposure to LIBOR based pricing. LIBOR based loans only comprise 14 loans or 2.6% of the loan portfolio. The Bank is confident it can successfully negotiate a migration to the Secured Overnight Financing Rate (“SOFR”) between now and the implementation date. The Bank will notify customers within 120 days prior to migration to SOFR. The Bank acknowledges the replacement rate will be more volatile based on different countries migrating to different indexes and limited liquidity to support the rate. The Bank further acknowledges the volatility will be greatly influenced by the support provided by the Federal Reserve. On March 12, 2020, the SEC finalized amendments to its “accelerated filer” and “large accelerated filer” definitions. The amendments increase the threshold criteria for meeting these filer classifications and were effective on April 27, 2020. Any changes in filer status are to be applied beginning with the filer’s first annual report filed with the SEC subsequent to the effective date. Prior to these changes, the Company was required to comply with section 404(b) of the Sarbanes Oxley Act concerning auditor attestation over internal control over financial reporting as an “accelerated filer” as it had more than $75 million in public float but less than $700 million at the end of the Company’s most recent second quarter. The rule change expands the category of “smaller reporting companies” to include entities with public float of less than $700 million and less than $100 million in annual revenues. The Company expects to meet this expanded category of small reporting company and will no longer be considered an accelerated filer after the 2020 Annual Report . In October 2020, the FASB issued ASU 2020-08, “Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable fees and Other Costs.” This ASU clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. For public business entities, the ASU is effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years. Early adoption is not permitted. All entities should apply ASU No. 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. The Company does not expect the adoption of ASU 2020-08 to have a material impact on its consolidated financial statements. Recently Adopted Accounting Developments In January 2017, the FASB issued ASU 2017-04, “Intangibles - Goodwill and Other (Topic 350) - Simplifying the Test for Goodwill Impairment” (“ASU 2017-04”). ASU 2017-04 simplifies the accounting for goodwill impairment for all entities by requiring impairment charges to be based on the first step in the previous two-step impairment test. Under the new guidance, if a reporting unit’s carrying amount exceeds its fair value, an entity will record an impairment charge based on that difference. The impairment charge will be limited to the amount of goodwill allocated to that reporting unit. The standard eliminates the prior requirement to calculate a goodwill impairment charge using Step 2, which requires an entity to calculate any impairment charge by comparing the implied fair value of goodwill with its carrying amount. ASU 2017-04 was effective for the Company on January 1, 2020. There was no material impact on the Company’s consolidated financial statements. In March 2020, (Revised in April 2020) various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under Accounting Standards Codification 310-40, “Receivables – Troubled Debt Restructurings by Creditors,” (“ASC 310-40”), a restructuring of debt constitutes a troubled debt restructuring (“TDR”) if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. During the nine months ended September 30, 2020, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to specific loan types are as follows: ● Full payment-balloon or full amortization loans – Once the deferral period has ended, the Company will go back to billing principal and interest. As payments are made, all funds will go towards interest until all accrued interest has been caught up. Once the accrued interest is satisfied, future payments will be broken out for both principal and interest. The amount of principal that had been deferred will be re-amortized when the balloon maturity/payoff date occurs. ● Full payment ARM loans – Once the deferral period has ended, the Company will go back to billing principal and interest. As payments are made, all funds will go towards interest until all accrued interest has been caught up. Once the accrued interest is satisfied, future payments will be broken out for both principal and interest. The amount of principal that had been deferred will be re-amortized when the ARM repricing occurs. ● Full Payment Rate Reset Loans - Once the deferral period has ended, the Company will go back to billing principal and interest. As payments are made, all funds will go towards interest until all accrued interest has been caught up. Once the accrued interest is satisfied, future payments will be broken out for both principal and interest. The amount of principal that had been deferred will be re-amortized when the rate reset occurs. ● Principal deferral only loans (any type) - Once the deferral period has ended, the Company will go back to billing principal and interest. The principal amount that has been deferred will be re-amortized when either the maturity, ARM repricing or rate reset occurs. ● Consumer loans – Borrowers are required to sign an amendment to the initial loan agreement at the time of deferral, which re-amortizes the loan and extends the maturity date based on the number of months deferred. This interagency guidance is expected to have a material impact on the Company’s financial statements; however, this impact cannot be quantified at this time.

Discontinued Operations

Discontinued Operations	9 Months Ended
Discontinued Operations	Sep. 30, 2020
Discontinued Operations [Abstract]
Discontinued Operations	Note 2 – Discontinued Operations On December 31, 2018, the Company completed the sale of the specific assets and activities related to its insurance agency, Avon-Dixon Agency, LLC (“Avon-Dixon”) to Avon-Dixon, an Alera Group Agency, LLC (“Alera”). Also, on this date the Company discontinued the operations of its premium finance company, Mubell Finance, LLC (“Mubell”). Together, Avon-Dixon and Mubell are referred to as the “Insurance Subsidiaries”. The Insurance Subsidiaries represented the Company’s insurance products and services segment, the activities of which related to originating, servicing and underwriting retail insurance policies. Certain other assets and liabilities to be sold or settled separately within one year, were classified as discontinued operations in the Company’s consolidated financial statements. All of the remaining assets and liabilities of discontinued operations were settled prior to December 31, 2019. There were no assets or liabilities of discontinued operations at September 30, 2020 or December 31, 2019. The following table presents the financial information of discontinued operations for the periods indicated: For Nine Months Ended September 30, ($ in thousands) 2020 2019 Noninterest income All other income $ — $ 15 Total noninterest income — 15 Noninterest expense Salaries and wages — 28 Employee benefits — 7 Occupancy expense — 14 Furniture and equipment — 1 Legal and professional fees — 73 Other noninterest expenses — 5 Total noninterest expense — 128 Loss from discontinued operations before income taxes — (113) Income tax benefit — (27) Loss from discontinued operations $ — $ (86)

Earnings Per Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2020
Earnings Per Share [Abstract]
Earnings Per Share	Note 3 – Earnings Per Share Basic earnings per common share is calculated by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted earnings per common share is calculated by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period, adjusted for the dilutive effect of potential common stock equivalents (stock-based awards). The following table provides information relating to the calculation of earnings per common share: For the Three Months Ended For the Nine Months Ended September 30, September 30, (In thousands, except per share data) 2020 2019 2020 2019 Net income from continuing operations $ 3,391 $ 4,214 $ 11,844 $ 12,270 Net loss from discontinued operations - (8) - (86) Net Income $ 3,391 $ 4,206 $ 11,844 $ 12,184 Weighted average shares outstanding - Basic 12,483 12,764 12,507 12,771 Dilutive effect of common stock equivalents-options 1 5 2 5 Weighted average shares outstanding - Diluted 12,484 12,769 12,509 12,776 Basic earnings per common share Income from continuing operations $ 0.27 $ 0.33 $ 0.95 $ 0.96 Loss from discontinued operations — — — (0.01) Net income $ 0.27 $ 0.33 $ 0.95 $ 0.95 Diluted earnings per common share Income from continuing operations $ 0.27 $ 0.33 $ 0.95 $ 0.96 Loss from discontinued operations — — — (0.01) Net income $ 0.27 $ 0.33 $ 0.95 $ 0.95 There were no weighted average common stock equivalents excluded from the calculation of diluted earnings per share for the three and nine months ended September 30, 2020 and 2019.

Investment Securities

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2020
Investment Securities [Abstract]
Investment Securities	Note 4 – Investment Securities The following tables provide information on the amortized cost and estimated fair values of debt securities. Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Available-for-sale securities: September 30, 2020 U.S. Government agencies $ 24,661 $ 54 $ 83 $ 24,632 Mortgage-backed 112,068 2,730 81 114,717 Total $ 136,729 $ 2,784 $ 164 $ 139,349 December 31, 2019 U.S. Government agencies $ 23,854 $ 3 $ 31 $ 23,826 Mortgage-backed 98,638 574 247 98,965 Total $ 122,492 $ 577 $ 278 $ 122,791 During the three months ended September 30, 2020, no available for sale securities were sold. During the nine months ended September 30, 2020, the Company sold available for sale securities for proceeds of $13.0 million and recognized gross gains of $347 thousand in the second quarter of 2020. No available for sale securities were sold during the three and nine months ended September 30, 2019. Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Held-to-maturity securities: September 30, 2020 U.S. Government agencies $ 1,195 $ 40 $ — $ 1,235 States and political subdivisions 400 1 — 401 Other debt securities 18,579 79 40 18,618 Total $ 20,174 $ 120 $ 40 $ 20,254 December 31, 2019 U.S. Government agencies $ 1,386 $ — $ 5 $ 1,381 States and political subdivisions 400 1 — 401 Other debt securities 7,000 — 128 6,872 Total $ 8,786 $ 1 $ 133 $ 8,654 Equity securities with an aggregate fair value of $1.4 million at September 30, 2020 and $1.3 million at December 31, 2019 are presented separately on the balance sheet. The fair value adjustment recorded through earnings totaled $34 thousand for the nine months ended September 30, 2020 and $47 thousand for the nine months ended September 30, 2019, respectively. The following tables provide information about gross unrealized losses and fair value by length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2020 and December 31, 2019. Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses September 30, 2020 Available-for-sale securities: U.S. Government agencies $ 14,919 $ 81 $ 397 $ 2 $ 15,316 $ 83 Mortgage-backed 24,734 81 — — 24,734 81 Total $ 39,653 $ 162 $ 397 $ 2 $ 40,050 $ 164 Held-to-maturity securities: Other debt securities $ 6,511 $ 40 $ — $ — $ 6,511 $ 40 Total $ 6,511 $ 40 $ — $ — $ 6,511 $ 40 Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses December 31, 2019 Available-for-sale securities: U.S. Government agencies $ 4,995 $ 5 $ 18,516 $ 26 $ 23,511 $ 31 Mortgage-backed 12,180 27 22,282 220 34,462 247 Total $ 17,175 $ 32 $ 40,798 $ 246 $ 57,973 $ 278 Held-to-maturity securities: U.S. Government agencies $ 1,381 $ 5 $ — $ — $ 1,381 $ 5 Other debt securities 3,905 95 2,967 33 6,872 128 Total $ 5,286 $ 100 $ 2,967 $ 33 $ 8,253 $ 133 All of the securities with unrealized losses in the portfolio have modest duration risk, low credit risk, and minimal losses when compared to total amortized cost. The unrealized losses on debt securities that exist are the result of market changes in interest rates since original purchase. Because the Company does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost bases, which may be at maturity for debt securities, the Company considers the unrealized losses to be temporary. There were twelve available-for-sale securities and two held-to-maturity securities in an unrealized loss position at September 30, 2020. The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at September 30, 2020. Available for sale Held to maturity Amortized Amortized (Dollars in thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 9,000 $ 9,051 $ — $ — Due after one year through five years 1,610 1,664 2,951 2,927 Due after five years through ten years 57,727 59,491 16,028 16,092 Due after ten years 68,392 69,143 1,195 1,235 Total $ 136,729 $ 139,349 $ 20,174 $ 20,254 The maturity dates for debt securities are determined using contractual maturity dates.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	9 Months Ended
Loans and Allowance for Credit Losses	Sep. 30, 2020
Loans and Allowance for Credit Losses [Abstract]
Loans and Allowance for Credit Losses	Note 5 – Loans and Allowance for Credit Losses The Company makes residential mortgage, commercial and consumer loans to customers primarily in Talbot County, Queen Anne’s County, Kent County, Caroline County, Dorchester County, Wicomico County, Baltimore County and Howard County in Maryland, Kent County, Delaware and Accomack County, Virginia. The following table provides information about the principal classes of the loan portfolio at September 30, 2020 and December 31, 2019. (Dollars in thousands) September 30, 2020 December 31, 2019 Construction $ 106,040 $ 99,829 Residential real estate 442,140 442,506 Commercial real estate 629,641 586,562 Commercial 218,596 102,020 Consumer 27,548 17,737 Total loans 1,423,965 1,248,654 Allowance for credit losses (12,777) (10,507) Total loans, net $ 1,411,188 $ 1,238,147 Loans are stated at their principal amount outstanding net of any purchase premiums/discounts, deferred fees and costs. Loans included deferred fees, net of costs, of $12 thousand and discounts on acquired loans of $825 thousand at September 30, 2020. Loans included deferred costs, net of deferred fees, of $1.8 million and discounts on acquired loans of $1.1 million at December 31, 2019. At September 30, 2020 and December 31, 2019, included in total loans were $60.2 million and $79.2 million in loans, respectively, acquired as part of the NWBI branch acquisition in 2017. Interest income on loans is accrued at the contractual rate based on the principal amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. A loan is considered impaired if it is probable that the Company will not collect all principal and interest payments according to the loan’s contractual terms when due. An impaired loan may show deficiencies in the borrower’s overall financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value of expected future cash flows using the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion is charged off. Loan payments received on nonaccrual impaired loans are generally applied to the outstanding principal balance. In certain circumstances, income may be recognized on a cash basis. Generally, interest income is not recognized on impaired loans unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogenous loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the allowance for credit losses. A loan is considered a TDR if a borrower is experiencing financial difficulties and a creditor has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. Loans are identified to be restructured when signs of impairment arise such as borrower interest rate reduction request, slowness to pay, or when an inability to repay becomes evident. The terms being offered are evaluated to determine if they are more liberal than those that would be indicated by policy or industry standards for similar, untroubled credits. In those situations where the terms or the interest rates are considered to be more favorable than industry standards or the Bank’s current underwriting guidelines the loan is classified as a TDR. All loans designated as TDRs are considered impaired loans and may be on either accrual or nonaccrual status. In instances where the loan has been placed on nonaccrual status, six consecutive months of timely payments are required prior to returning the loan to accrual status. All loans classified as TDRs which are restructured and accrue interest under revised terms require a full and comprehensive review of the borrower’s financial condition, capacity for repayment, realistic assessment of collateral values, and the assessment of risk entered into any workout agreement. Current financial information on the borrower, guarantor, and underlying collateral is analyzed to determine if it supports the ultimate collection of principal and interest. For commercial loans, the cash flows are analyzed, both for the underlying project and globally. For consumer loans, updated salary, credit history and cash flow information is obtained. Current market conditions are also considered. Following a full analysis, the determination of the appropriate loan structure is made. In the normal course of banking business, risks related to specific loan categories are as follows: Construction loans – Construction loans are offered primarily to builders and individuals to finance the construction of single-family dwellings. In addition, the Bank periodically finances the construction of commercial projects. Credit risk factors include the borrower’s ability to successfully complete the construction on time and within budget, changing market conditions which could affect the value and marketability of projects, changes in the borrower’s ability or willingness to repay the loan and potentially rising interest rates which can impact both the borrower’s ability to repay and the collateral value. Residential real estate – Residential real estate loans are typically made to consumers and are secured by residential real estate. Credit risk arises from the borrower’s continuing financial stability, which can be adversely impacted by job loss, divorce, illness, or personal bankruptcy, among other factors. Also impacting credit risk would be a shortfall in the value of the residential real estate in relation to the outstanding loan balance in the event of a default or subsequent liquidation of the real estate collateral. Commercial real estate – Commercial real estate loans consist of both loans secured by owner occupied properties and non-owner occupied properties where an established banking relationship exists and involves investment properties for warehouse, retail, and office space with a history of occupancy and cash flow. These loans are subject to adverse changes in the local economy and commercial real estate markets. Credit risk associated with owner occupied properties arises from the borrower’s financial stability and the ability of the borrower and the business to repay the loan. Non-owner occupied properties carry the risk of a tenant’s deteriorating credit strength, lease expirations in soft markets and sustained vacancies which can adversely impact cash flow. Commercial – Commercial loans are secured or unsecured loans for business purposes. Loans are typically secured by accounts receivable, inventory, equipment and/or other assets of the business. Credit risk arises from the successful operation of the business which may be affected by competition, rising interest rates, regulatory changes and adverse conditions in the local and regional economy. Consumer – Consumer loans include home equity loans and lines, installment loans and personal lines of credit. Credit risk is similar to residential real estate loans above as it is subject to the borrower’s continuing financial stability and the value of the collateral securing the loan. The following tables include impairment information relating to loans and the allowance for credit losses as of September 30, 2020 and December 31, 2019. Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total September 30, 2020 Loans individually evaluated for impairment $ 333 $ 6,216 $ 8,746 $ 283 $ 28 $ 15,606 Loans collectively evaluated for impairment 105,707 435,924 620,895 218,313 27,520 1,408,359 Total loans $ 106,040 $ 442,140 $ 629,641 $ 218,596 $ 27,548 $ 1,423,965 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 142 $ 81 $ 14 $ — $ 237 Loans collectively evaluated for impairment 1,558 3,142 5,018 2,207 615 12,540 Total allowance $ 1,558 $ 3,284 $ 5,099 $ 2,221 $ 615 $ 12,777 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total December 31, 2019 Loans individually evaluated for impairment $ 41 $ 7,072 $ 12,006 $ 298 $ — $ 19,417 Loans collectively evaluated for impairment 99,788 435,434 574,556 101,722 17,737 1,229,237 Total loans $ 99,829 $ 442,506 $ 586,562 $ 102,020 $ 17,737 $ 1,248,654 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 395 $ 580 $ — $ — $ 975 Loans collectively evaluated for impairment 1,576 2,106 3,452 1,929 469 9,532 Total allowance $ 1,576 $ 2,501 $ 4,032 $ 1,929 $ 469 $ 10,507 In the first quarter of 2020, the Company transitioned from its in-house allowance model to an external vendor's allowance model software for the calculation of the allowance for loan losses. Prior to the adoption of the new model, the Company ran both models parallel for multiple periods to confirm the reasonableness of the new model's output as compared to the old. The primary motivation for the change was to increase efficiencies in the calculation of the allowance estimate under the current incurred loss standard and also allow for a more seamless transition for the Company's eventual adoption of the Current Expected Credit Loss standard in 2023. The Company's processes for loan segmentation, assessing qualitative factors, and determining specific reserves for impaired loans remained substantially unchanged when comparing the models. As part of the new model, more precise averages are utilized in the calculation of the net charge-off ratios used in the historical loss analysis and the historical loss rates are applied to all pools of loans accounted for under ASC 450. Additionally, the historical look-back periods for retail loan pools were adjusted to four years in the new model as compared to two years under the prior in-house model. While there were some variances between loan pools when comparing the two models, the Company's ending recorded allowance and provision for loan losses during the first three quarters of 2020 were not materially impacted as a result of the transition. The following tables provide information on impaired loans and any related allowance by loan class as of September 30, 2020 and December 31, 2019. The difference between the unpaid principal balance and the recorded investment is the amount of partial charge-offs that have been taken and interest paid on nonaccrual loans that has been applied to principal. Recorded Recorded September 30, 2020 Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded recorded (Dollars in thousands) balance allowance allowance allowance investment investment investment September 30, 2020 Impaired nonaccrual loans: Construction $ 297 $ 297 $ — $ — $ 297 $ 231 $ — Residential real estate 2,103 2,031 — — 2,306 2,910 — Commercial real estate 5,357 4,260 67 67 4,498 6,235 — Commercial 420 269 14 14 355 429 — Consumer 28 28 — — 9 3 — Total $ 8,205 $ 6,885 $ 81 $ 81 $ 7,465 $ 9,808 $ — Impaired accruing TDRs: Construction $ 36 $ 36 $ — $ — $ 37 $ 38 $ 2 Residential real estate 3,878 2,530 1,348 142 3,886 3,940 120 Commercial real estate 3,353 2,704 649 14 3,357 3,379 70 Commercial — — — — — — — Consumer — — — — — — — Total $ 7,267 $ 5,270 $ 1,997 $ 156 $ 7,280 $ 7,357 $ 192 Other impaired accruing loans: Construction $ — $ — $ — $ — $ — $ 33 $ — Residential real estate 307 307 — — 389 393 1 Commercial real estate 1,066 1,066 — — 830 854 3 Commercial — — — — 42 18 — Consumer — — — — 19 12 — Total $ 1,373 $ 1,373 $ — $ — $ 1,280 $ 1,310 $ 4 Total impaired loans: Construction $ 333 $ 333 $ — $ — $ 334 $ 302 $ 2 Residential real estate 6,288 4,868 1,348 142 6,581 7,243 121 Commercial real estate 9,776 8,030 716 81 8,685 10,468 73 Commercial 420 269 14 14 397 447 — Consumer 28 28 — — 28 15 — Total $ 16,845 $ 13,528 $ 2,078 $ 237 $ 16,025 $ 18,475 $ 196 Recorded Recorded September 30, 2019 Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded income (Dollars in thousands) balance allowance allowance allowance investment investment recognized December 31, 2019 Impaired nonaccrual loans: Construction $ — $ — $ — $ — $ — $ 1,435 $ — Residential real estate 2,660 678 1,797 215 2,642 2,904 — Commercial real estate 8,242 5,680 2,137 561 10,221 9,717 — Commercial 421 298 — — 310 316 — Consumer — — — — — — — Total $ 11,323 $ 6,656 $ 3,934 $ 776 $ 13,173 $ 14,372 $ — Impaired accruing TDRs: Construction $ 41 $ 41 $ — $ — $ 44 $ 47 $ 9 Residential real estate 4,041 2,583 1,458 180 4,052 4,193 130 Commercial real estate 3,419 2,748 671 19 3,479 3,515 93 Commercial — — — — — — — Consumer — — — — — — — Total $ 7,501 $ 5,372 $ 2,129 $ 199 $ 7,575 $ 7,755 $ 232 Other impaired accruing loans: Construction $ — $ — $ — $ — $ 72 $ 24 $ — Residential real estate 556 556 — — 373 188 2 Commercial real estate 770 770 — — 515 349 2 Commercial — — — — 43 21 1 Consumer — — — — 2 4 — Total $ 1,326 $ 1,326 $ — $ — $ 1,005 $ 586 $ 5 Total impaired loans: Construction $ 41 $ 41 $ — $ — $ 116 $ 1,506 $ 9 Residential real estate 7,257 3,817 3,255 395 7,067 7,285 132 Commercial real estate 12,431 9,198 2,808 580 14,215 13,581 95 Commercial 421 298 — — 353 337 1 Consumer — — — — 2 4 — Total $ 20,150 $ 13,354 $ 6,063 $ 975 $ 21,753 $ 22,713 $ 237 The following tables provide a roll-forward for TDRs as of September 30, 2020 and September 30, 2019. 1/1/2020 9/30/2020 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For nine months ended September 30, 2020 Accruing TDRs Construction $ 41 $ — $ (5) $ — $ — $ — $ 36 $ — Residential real estate 4,041 — (80) — — (83) 3,878 142 Commercial real estate 3,419 — (66) — — — 3,353 14 Commercial — — — — — — — — Consumer — — — — — — — — Total $ 7,501 $ — $ (151) $ — $ — $ (83) $ 7,267 $ 156 Nonaccrual TDRs Construction $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate 1,393 — (51) — — (1,342) — — Commercial real estate — 1,506 (401) — — — 1,105 — Commercial 299 — (30) — — — 269 — Consumer — — — — — — — — Total $ 1,692 $ 1,506 $ (482) $ — $ — $ (1,342) $ 1,374 $ — Total $ 9,193 $ 1,506 $ (633) $ — $ — $ (1,425) $ 8,641 $ 156 1/1/2019 9/30/2019 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For nine months ended September 30, 2019 Accruing TDRs Construction $ 51 $ — $ (8) $ — $ — $ — $ 43 $ — Residential real estate 4,454 41 (73) — — (353) 4,069 185 Commercial real estate 4,158 — (682) — — — 3,476 22 Commercial — — — — — — — — Consumer — — — — — — — — Total $ 8,663 $ 41 $ (763) $ — $ — $ (353) $ 7,588 $ 207 Nonaccrual TDRs Construction $ 2,798 $ — $ (1,379) $ (3) $ — $ — $ 1,416 $ 133 Residential real estate — — — — — — — — Commercial real estate — — — — — — — — Commercial 320 — (12) — — — 308 4 Consumer — — — — — — — — Total $ 3,118 $ — $ (1,391) $ (3) $ — $ — $ 1,724 $ 137 Total $ 11,781 $ 41 $ (2,154) $ (3) $ — $ (353) $ 9,312 $ 344 There were no loans modified and considered TDRs during the three months ended September 30, 2020 and 2019. The following tables provide information on loans that were modified and considered TDRs during the nine months ended September 30, 2020 and September 30, 2019. Premodification Postmodification outstanding outstanding Number of recorded recorded Related (Dollars in thousands) contracts investment investment allowance TDRs: For nine months ended September 30, 2020 Construction — $ — $ — $ — Residential real estate — — — — Commercial real estate 1 1,535 1,162 — Commercial — — — — Consumer — — — — Total 1 $ 1,535 $ 1,162 $ — For nine months ended September 30, 2019 Construction — $ — $ — $ — Residential real estate 1 75 41 — Commercial real estate — — — — Commercial — — — — Consumer — — — — Total 1 $ 75 $ 41 $ — For the nine months ended September 30, 2020, the Company had executed principal and/or interest deferrals on outstanding loan balances of $221.1 million, of which only $12.9 million remained on deferral as of September 30, 2020. These deferrals were no more than six months in duration and were for loans not more than 30 days past due as of December 31, 2019. As such, they were not considered TDRs based on the relief provisions of the CARES Act and recent interagency regulatory guidance. There were no TDRs which subsequently defaulted within 12 months of modification for the three and nine months ended September 30, 2020 and 2019. Generally, a loan is considered in default when principal or interest is past due 90 days or more, the loan is placed on nonaccrual, the loan is charged off, or there is a transfer to OREO or repossessed assets. Management uses risk ratings as part of its monitoring of the credit quality in the Company’s loan portfolio. Loans that are identified as special mention, substandard or doubtful are adversely rated. These loans and the pass/watch loans are assigned higher qualitative factors than favorably rated loans in the calculation of the formula portion of the allowance for credit losses. At September 30, 2020, there were no nonaccrual loans classified as special mention or doubtful and $7.0 million of nonaccrual loans were classified as substandard. Similarly, at December 31, 2019, there were no nonaccrual loans classified as special mention or doubtful and $10.6 million of nonaccrual loans were classified as substandard. The following tables provide information on loan risk ratings as of September 30, 2020 and December 31, 2019. Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful Total September 30, 2020 Construction $ 84,506 $ 19,196 $ 2,041 $ 297 $ — $ 106,040 Residential real estate 398,950 36,426 4,095 2,669 — 442,140 Commercial real estate 492,816 122,104 5,598 9,123 — 629,641 Commercial 187,876 27,247 3,174 299 — 218,596 Consumer 27,250 265 — 33 — 27,548 Total $ 1,191,398 $ 205,238 $ 14,908 $ 12,421 $ — $ 1,423,965 Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful Total December 31, 2019 Construction $ 84,357 $ 13,068 $ 2,404 $ — $ — $ 99,829 Residential real estate 404,500 29,223 5,549 3,234 — 442,506 Commercial real estate 455,388 115,190 4,822 11,162 — 586,562 Commercial 80,816 20,130 746 328 — 102,020 Consumer 17,347 383 2 5 — 17,737 Total $ 1,042,408 $ 177,994 $ 13,523 $ 14,729 $ — $ 1,248,654 The following tables provide information on the aging of the loan portfolio as of September 30, 2020 and December 31, 2019. Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual Total September 30, 2020 Construction $ 105,743 $ — $ — $ — $ — $ 297 $ 106,040 Residential real estate 438,917 240 645 307 1,192 2,031 442,140 Commercial real estate 623,256 992 — 1,066 2,058 4,327 629,641 Commercial 218,297 16 — — 16 283 218,596 Consumer 27,519 — 1 — 1 28 27,548 Total $ 1,413,732 $ 1,248 $ 646 $ 1,373 $ 3,267 $ 6,966 $ 1,423,965 Percent of total loans 99.3 % 0.1 % — % 0.1 % 0.2 % 0.5 % 100.0 % Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual Total December 31, 2019 Construction $ 99,234 $ 595 $ — $ — $ 595 $ — $ 99,829 Residential real estate 435,671 3,021 783 556 4,360 2,475 442,506 Commercial real estate 577,015 743 217 770 1,730 7,817 586,562 Commercial 101,476 246 — — 246 298 102,020 Consumer 17,680 57 — — 57 — 17,737 Total $ 1,231,076 $ 4,662 $ 1,000 $ 1,326 $ 6,988 $ 10,590 $ 1,248,654 Percent of total loans 98.6 % 0.4 % 0.1 % 0.1 % 0.6 % 0.8 % 100.0 % The following tables provide a summary of the activity in the allowance for credit losses allocated by loan class for the three and nine months ended September 30, 2020 and September 30, 2019. Allocation of a portion of the allowance to one loan class does not preclude its availability to absorb losses in other loan classes. Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended September 30, 2020 Allowance for credit losses: Beginning Balance $ 1,497 $ 2,639 $ 4,097 $ 2,355 $ 502 $ 11,090 Charge-offs — (10) (1) (89) (1) (101) Recoveries 5 199 1 81 2 288 Net (charge-offs) recoveries 5 189 — (8) 1 187 Provision 56 456 1,002 (126) 112 1,500 Ending Balance $ 1,558 $ 3,284 $ 5,099 $ 2,221 $ 615 $ 12,777 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended September 30, 2019 Allowance for credit losses: Beginning Balance $ 2,443 $ 2,155 $ 3,367 $ 2,057 $ 283 $ 10,305 Charge-offs — (86) — (98) — (184) Recoveries 1 12 7 96 1 117 Net (charge-offs) recoveries 1 (74) 7 (2) 1 (67) Provision (903) 600 474 (39) 68 200 Ending Balance $ 1,541 $ 2,681 $ 3,848 $ 2,016 $ 352 $ 10,438 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For nine months ended September 30, 2020 Allowance for credit losses: Beginning Balance $ 1,576 $ 2,501 $ 4,032 $ 1,929 $ 469 $ 10,507 Charge-offs — (201) (601) (208) (8) (1,018) Recoveries 13 206 — 205 14 438 Net (charge-offs) recoveries 13 5 (601) (3) 6 (580) Provision (31) 778 1,668 295 140 2,850 Ending Balance $ 1,558 $ 3,284 $ 5,099 $ 2,221 $ 615 $ 12,777 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For nine months ended September 30, 2019 Allowance for credit losses: Beginning Balance $ 2,662 $ 2,353 $ 3,077 $ 1,949 $ 302 $ 10,343 Charge-offs (3) (509) — (260) (29) (801) Recoveries 8 23 114 248 3 396 Net (charge-offs) recoveries 5 (486) 114 (12) (26) (405) Provision (1,126) 814 657 79 76 500 Ending Balance $ 1,541 $ 2,681 $ 3,848 $ 2,016 $ 352 $ 10,438 Foreclosure Proceedings Consumer mortgage loans collateralized by residential real estate property that were in the process of foreclosure totaled $23 thousand as of September 30, 2020 and December 31, 2019, respectively. There were no residential real estate properties included in the balance of other real estate owned at September 30, 2020 and December 31, 2019. All accruing TDRs were in compliance with their modified terms. Both performing and non-performing TDRs had no further commitments associated with them as of September 30, 2020 and December 31, 2019.

Leases

Leases	9 Months Ended
Leases	Sep. 30, 2020
Leases [Abstract]
Leases	Note 6 – Leases On January 1, 2019, the Company adopted ASU No. 2016-02 “Leases (Topic 842)” lease liabilities liabilities Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s long-term lease agreements are classified as operating leases. Certain leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably certain of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (Dollars in thousands) September 30, 2020 December 31, 2019 Lease liabilities $ 4,840 $ 4,792 Right-of-use assets $ 4,769 $ 4,771 Weighted average remaining lease term 10.73 years 11.76 years Weighted average discount rate 2.94 % 3.13 % For the three months ended For the nine months ended Lease cost (in thousands) September 30, 2020 September 30, 2020 Operating lease cost $ 177 $ 534 Short-term lease cost — — Total lease cost $ 177 $ 534 Cash paid for amounts included in the measurement of lease liabilities $ 168 $ 498 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows: As of Lease payments due (in thousands) September 30, 2020 Three months ending December 31, 2020 164 Twelve months ending December 31, 2021 $ 637 Twelve months ending December 31, 2022 633 Twelve months ending December 31, 2023 606 Twelve months ending December 31, 2024 558 Twelve months ending December 31, 2025 427 Thereafter 2,853 Total undiscounted cash flows $ 5,878 Discount 1,038 Lease liabilities $ 4,840

Goodwill and Other Intangibles

Goodwill and Other Intangibles	9 Months Ended
Goodwill and Other Intangibles	Sep. 30, 2020
Goodwill and Other Intangibles [Abstract]
Goodwill and Other Intangibles	Note 7 – Goodwill and Other Intangibles Due to the COVID-19 pandemic and its impact on market conditions, the Company performed a qualitative assessment of goodwill as of September 30, 2020. As a result of management’s qualitative evaluation of relevant events and circumstances as of September 30, 2020, the Company concluded that it was not more likely than not that fair value was less than carrying value. In addition, the Company will complete a full annual assessment of goodwill in the fourth quarter of 2020. Changes in the economic environment, operations, or other adverse events could result in future impairment charges which could have a material adverse impact on the Company's operating results. The following table provides information on the significant components of goodwill and other acquired intangible assets at September 30, 2020 and December 31, 2019. September 30, 2020 Weighted Gross Accumulated Net Average Carrying Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Charges Amortization Amount (in years) Goodwill $ 19,728 $ (1,543) $ (667) $ 17,518 — Other intangible assets Amortizable Core deposit intangible $ 3,954 $ — $ (2,110) $ 1,844 4.7 Total other intangible assets $ 3,954 $ — $ (2,110) $ 1,844 December 31, 2019 Weighted Gross Accumulated Net Average Carrying Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Charges Amortization Amount (in years) Goodwill $ 19,728 $ (1,543) $ (667) $ 17,518 — Other intangible assets Amortizable Core deposit intangible $ 3,954 $ — $ (1,702) $ 2,252 5.7 Total other intangible assets $ 3,954 $ — $ (1,702) $ 2,252 The aggregate amortization expense included in continuing operations was $407 thousand for the nine months ended September 30, 2020 and $461 thousand for the nine months ended September 30, 2019. At September 30, 2020, estimated future remaining amortization for amortizing intangibles within the years ending December 31, is as follows: (Dollars in thousands) Amortization 2020 $ 126 2021 461 2022 389 2023 317 2024 246 2025 174 Thereafter 131 Total amortizing intangible assets $ 1,844

Other Assets

Other Assets	9 Months Ended
Other Assets	Sep. 30, 2020
Other Assets [Abstract]
Other Assets	Note 8 – Other Assets The Company had the following other assets at September 30, 2020 and December 31, 2019. September 30, December 31, (Dollars in thousands) 2020 2019 Accrued interest receivable $ 7,385 $ 3,455 Deferred income taxes 4,041 2,754 Prepaid expenses 1,692 1,157 Cash surrender value on life insurance 30,690 29,782 Income taxes receivable 398 175 Other assets 2,923 3,249 Total $ 47,129 $ 40,572 The following table provides information on significant components of the Company’s deferred tax assets and liabilities as of September 30, 2020 and December 31, 2019. September 30, December 31, (Dollars in thousands) 2020 2019 Deferred tax assets: Allowance for credit losses $ 3,453 $ 2,850 Write-downs of other real estate owned 2 9 Nonaccrual loan interest 411 353 Unrealized losses on available-for-sale securities transferred to held to maturity — 4 Other 2,162 735 Total deferred tax assets 6,028 3,951 Less valuation allowance (120) (63) Deferred tax assets net of valuation allowance 5,908 3,888 Deferred tax liabilities: Depreciation 163 198 Acquisition accounting adjustments 669 508 Deferred capital gain on branch sale 188 194 Unrealized gains on available-for-sale securities 708 74 Other 139 160 Total deferred tax liabilities 1,867 1,134 Net deferred tax assets $ 4,041 $ 2,754

Subordinated Debt

Subordinated Debt	9 Months Ended
Subordinated Debt	Sep. 30, 2020
Subordinated Debt [Abstract]
Subordinated Debt	Note 9 - Subordinated Debt On August 25, 2020, the Company entered into Subordinated Note Purchase Agreements with certain Purchasers pursuant to which the Company issued and sold $25.0 million in aggregate principal amount with an initial interest rate of 5.375% Fixed-to-Floating Rate Subordinated Notes due September 1, 2030. The Company plans to use the net proceeds of this offering for general corporate purposes, organic growth and to support the Bank’s regulatory capital ratios. The Notes were structured to qualify as Tier 2 capital for regulatory capital purposes and bear an initial interest rate of 5.375% until September 1, 2025, with interest during this period payable semi-annually in arrears. From and including September 1, 2025, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month SOFR, plus 526.5 basis points, with interest during this period payable quarterly in arrears. The Notes are redeemable by the Company at its option, in whole or in part, on or after September 1, 2025. Initial debt issuance costs were $611 thousand. The debt balance of $24.4 million is presented net of unamortized issuance costs of $601 thousand at September 30, 2020.

Other Liabilities

Other Liabilities	9 Months Ended
Other Liabilities	Sep. 30, 2020
Other Liabilities [Abstract]
Other Liabilities	Note 10 – Other Liabilities The Company had the following other liabilities at September 30, 2020 and December 31, 2019. (Dollars in thousands) September 30, 2020 December 31, 2019 Accrued interest payable $ 319 $ 330 Deferred compensation liability 2,478 1,401 Income taxes payable — — Other liabilities 2,115 2,350 Total $ 4,912 $ 4,081

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
Stock-Based Compensation	Sep. 30, 2020
Stock-Based Compensation [Abstract]
Stock-Based Compensation	Note 11 - Stock-Based Compensation At the 2016 annual meeting, stockholders approved the Shore Bancshares, Inc. 2016 Stock and Incentive Plan (“2016 Equity Plan”), replacing the Shore Bancshares, Inc. 2006 Stock and Incentive Plan (“2006 Equity Plan”), which expired on that date. The Company may issue shares of common stock or grant other equity-based awards pursuant to the 2016 Equity Plan. Stock-based awards granted to date generally are time-based, vest in equal installments on each anniversary of the grant date and range over a one The following tables provide information on stock-based compensation expense for the three and nine months ended September 30, 2020 and 2019. For Three Months Ended For Nine Months Ended September 30, September 30, (Dollars in thousands) 2020 2019 2020 2019 Stock-based compensation expense $ 67 $ 61 $ 190 $ 92 Excess tax benefits related to stock-based compensation — 2 11 5 September 30, (Dollars in thousands) 2020 2019 Unrecognized stock-based compensation expense $ 143 $ 90 Weighted average period unrecognized expense is expected to be recognized 0.5 years 0.5 years The following table summarizes restricted stock award activity for the Company under the 2016 Equity Plan for the nine months ended September 30, 2020. Nine Months Ended September 30, 2020 Weighted Average Number of Grant Date Shares Fair Value Nonvested at beginning of period 15,702 $ 15.36 Granted 24,800 13.76 Vested (15,702) 15.36 Forfeited (902) 16.25 Nonvested at end of period 23,898 $ 13.76 The fair value of restricted stock awards that vested during the first nine months of 2020 and 2019 was $254 thousand and $0, respectively. Restricted stock units (“RSUs”) are similar to restricted stock, except the recipient does not receive the stock immediately, but instead receives it upon the terms and conditions of the Company’s long-term incentive plans which are subject to performance milestones achieved at the end of a three-year period. Each RSU cliff vests at the end of the three-year period and entitles the recipient to receive one share of common stock on a specified issuance date. The recipient does not have any stockholder rights, including voting rights, with respect to the shares underlying awarded RSUs until the recipient becomes the holder of those shares. During 2017, the Company entered into a long-term incentive plan agreement with officers of the Company and its subsidiaries to award RSUs based on a performance metric to be achieved as of December 31, 2019. Based on the results for the year ended December 31, 2019, 6,451 shares were vested. The following table summarizes restricted stock units activity at the end of the performance cycle for the Company under the 2016 Equity Plan for the nine months ended September 30, 2020. Nine Months Ended September 30, 2020 Weighted Average Number of Grant Date Shares Fair Value Outstanding at beginning of period 6,451 $ 16.57 Granted — — Vested (6,451) 16.57 Forfeited — — Outstanding at end of period — $ — The fair value of restricted stock units that vested during the first nine months of 2020 and 2019 was $107 thousand and $241 thousand, respectively. The following table summarizes stock option activity for the Company under the 2016 Equity Plan for the nine months ended September 30, 2020. Nine Months Ended September 30, 2020 Weighted Average Number of Grant Date Shares Exercise Price Outstanding at beginning of period 11,671 $ 9.25 Granted — — Exercised — — Expired/Cancelled — — Outstanding at end of period 11,671 $ 9.25 Exercisable at end of period 11,671 $ 9.25 There were no stock options granted during the three and nine months ended September 30, 2020 and September 30, 2019. At the end of the third quarter of 2020, the aggregate intrinsic value of the options outstanding under the 2016 Equity Plan was $20 thousand based on the $10.98 market value per share of the Company’s common stock at September 30, 2020. Similarly, the aggregate intrinsic value of the options exercisable was $20 thousand at September 30, 2020. At September 30, 2020, the weighted average remaining contract life of options outstanding and exercisable was 4.1 years.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
Accumulated Other Comprehensive Income	Sep. 30, 2020
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	Note 12 – Accumulated Other Comprehensive Income The Company records unrealized holding gains (losses), net of tax, on investment securities available for sale as accumulated other comprehensive income (loss), a separate component of stockholders’ equity. The following table provides information on the changes in the components of accumulated other comprehensive income (loss) for the nine months ended September 30, 2020 and 2019. Unrealized gains (losses) on securities Unrealized transferred from Accumulated gains (losses) on Available-for-sale other available for sale to comprehensive (Dollars in thousands) securities Held-to-maturity income (loss) Balance, December 31, 2019 $ 218 $ (11) $ 207 Other comprehensive income before reclassifications 1,945 11 1,956 Reclassification of gains recognized (259) — (259) Balance, September 30, 2020 $ 1,904 $ — $ 1,904 Balance, December 31, 2018 $ (2,918) $ (32) $ (2,950) Other comprehensive income 2,967 16 2,983 Balances, September 30, 2019 $ 49 $ (16) $ 33

Fair Value Measurements

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Sep. 30, 2020
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 13 – Fair Value Measurements Accounting guidance under GAAP defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This accounting guidance also establishes a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans, loans held for sale and other real estate owned (foreclosed assets). These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Under fair value accounting guidance, assets and liabilities are grouped at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine their fair values. These hierarchy levels are: Level 1 inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the entity has the ability to access at the measurement date. Level 2 inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs – Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Below is a discussion on the Company’s assets measured at fair value on a recurring basis. Investment Securities Available for Sale Fair value measurement for investment securities available for sale is based on quoted prices from an independent pricing service. The fair value measurements consider observable data that may include present value of future cash flows, prepayment assumptions, credit loss assumptions and other factors. The Company classifies its investments in U.S. Treasury securities, if any, as Level 1 in the fair value hierarchy, and it classifies its investments in U.S. Government agencies securities and mortgage-backed securities issued or guaranteed by U.S. Government sponsored entities as Level 2. Equity Securities Fair value measurement for equity securities is based on quoted market prices retrieved by the Company via on-line resources. Although these securities have readily available fair market values, the Company determined that they should be classified as level 2 investments in the fair value hierarchy due to not being considered traded in a highly active market. The tables below present the recorded amount of assets measured at fair value on a recurring basis at September 30, 2020 and December 31, 2019. No assets were transferred from one hierarchy level to another during the first nine months of 2020 or 2019. Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) September 30, 2020 Securities available for sale: U.S. Government agencies $ 24,632 $ — $ 24,632 $ — Mortgage-backed 114,717 — 114,717 — 139,349 — 139,349 — Equity 1,396 — 1,396 — Total $ 140,745 $ — $ 140,745 $ — Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) December 31, 2019 Securities available for sale: U.S. Government agencies $ 23,826 $ — $ 23,826 $ — Mortgage-backed 98,965 — 98,965 — 122,791 — 122,791 — Equity 1,342 — 1,342 — Total $ 124,133 $ — $ 124,133 $ — Below is a discussion on the Company’s assets measured at fair value on a nonrecurring basis. Impaired Loans Loans are considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts according to the contractual terms of the loan agreement when due. Loan impairment is measured using the present value of expected cash flows, the loan’s observable market price or the fair value of the collateral (less selling costs) if the loans are collateral dependent and these are considered Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable. The value of business equipment, inventory and accounts receivable, discounted on management’s review and analysis. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and the client’s business. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the factors identified above. Valuation techniques are consistent with those techniques applied in prior periods. Other Real Estate Owned (Foreclosed Assets) Foreclosed assets are adjusted for fair value upon transfer of loans to foreclosed assets establishing a new cost basis. Subsequently, foreclosed assets are carried at the lower of carrying value or fair value. The estimated fair value for foreclosed assets included in Level 3 are determined by independent market based appraisals and other available market information, less costs to sell, that may be reduced further based on market expectations or an executed sales agreement. If the fair value of the collateral deteriorates subsequent to the initial recognition, the Company records the foreclosed asset as a non-recurring Level 3 adjustment. Valuation techniques are consistent with those techniques applied in prior periods. The following tables set forth the Company’s financial and nonfinancial assets subject to fair value adjustments (impairment) on a nonrecurring basis at September 30, 2020 and December 31, 2019, that are valued at the lower of cost or market. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Quantitative Information about Level 3 Fair Value Measurements Weighted (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range Average (3) September 30, 2020 Nonrecurring measurements: Impaired loans $ 610 Appraisal of collateral (1) Liquidation expense (2) 10% (10%) Impaired loans $ 1,231 Discounted cash flow analysis (1) Discount rate 4% - 7.25% (6%) Other real estate owned $ 38 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 19% (19%) Quantitative Information about Level 3 Fair Value Measurements (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range December 31, 2019 Nonrecurring measurements: Impaired loans $ 2,489 Appraisal of collateral (1) Liquidation expense (2) 10% Impaired loans $ 2,599 Discounted cash flow analysis (1) Discount rate 4% - 7.25% Other real estate owned $ 74 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 31% Liquidation expense (2) 10% (1) (2) (3) The carrying amounts and estimated fair values of the Company’s financial instruments not carried at fair value on the Company’s Consolidated Balance Sheets are presented in the following table. Fair values for September 30, 2020 and December 31, 2019 were estimated using an exit price notion. September 30, 2020 December 31, 2019 Estimated Estimated Carrying Fair Carrying Fair (Dollars in thousands) Amount Value Amount Value Financial assets Level 1 inputs Cash and cash equivalents $ 156,462 $ 156,462 $ 94,971 $ 94,971 Level 2 inputs Investment securities held to maturity $ 20,174 $ 20,254 $ 8,786 $ 8,654 Restricted securities 3,626 3,626 4,190 4,190 Cash surrender value on life insurance 30,690 30,690 29,782 29,782 Level 3 inputs Loans, net $ 1,411,188 $ 1,415,862 $ 1,238,147 $ 1,242,867 Financial liabilities Level 2 inputs Deposits: Noninterest-bearing demand $ 465,304 $ 465,304 $ 356,618 $ 356,618 Checking plus interest 411,742 411,742 302,227 302,227 Money market 273,775 273,775 262,050 262,050 Savings 168,910 168,910 143,322 143,322 Club 1,505 1,505 387 387 Certificates of deposit, $100,000 or more 126,704 128,810 127,600 128,167 Other time 146,181 147,738 149,130 149,209 Securities sold under retail repurchase agreement 1,019 1,019 1,226 1,226 Advances from FHLB - long-term — — 15,000 15,040 Subordinated debt 24,399 25,677 — —

Financial Instruments with Off-

Financial Instruments with Off-Balance Sheet Risk	9 Months Ended
Financial Instruments with Off-Balance Sheet Risk	Sep. 30, 2020
Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]
Financial Instruments with Off-Balance Sheet Risk	Note 14 – Financial Instruments with Off-Balance Sheet Risk In the normal course of business, to meet the financial needs of its customers, the Bank is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Letters of credit and other commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The following table provides information on commitments outstanding at September 30, 2020 and December 31, 2019. (Dollars in thousands) September 30, 2020 December 31, 2019 Commitments to extend credit $ 257,009 $ 211,652 Letters of credit 9,177 7,691 Total $ 266,186 $ 219,343

Revenue Recognition

Revenue Recognition	9 Months Ended
Revenue Recognition	Sep. 30, 2020
Revenue Recognition [Abstract]
Revenue Recognition	Note 15 – Revenue Recognition Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. Topic 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees and merchant income. Noninterest revenue streams in-scope of Topic 606 are discussed below. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or at the end of the month through a direct charge to customers’ accounts. Trust and Investment Fee Income Trust and investment fee income are primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Other Noninterest Income Other noninterest income consists of: fees, exchange, other service charges, safety deposit box rental fees, and other miscellaneous revenue streams. Fees and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that rentals and renewals of safe deposit boxes will be recognized on a monthly basis consistent with the duration of the performance obligation. The following presents noninterest income from continuing operations, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended September 30, 2020 and 2019. For Three Months Ended For Nine Months Ended September 30, September 30, (Dollars in thousands) 2020 2019 2020 2019 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 647 $ 990 $ 2,057 $ 2,952 Trust and investment fee income 381 383 1,119 1,140 Interchange income 808 702 2,169 1,979 Other noninterest income 455 316 1,141 1,026 Noninterest Income (in-scope of Topic 606) 2,291 2,391 6,486 7,097 Noninterest Income (out-of-scope of Topic 606) 290 138 1,216 229 Total Noninterest Income $ 2,581 $ 2,529 $ 7,702 $ 7,326 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before payment is due (resulting in a contract asset). A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment (or payment is due) from the customer. The Company’s noninterest revenue streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of September 30, 2020, and December 31, 2019, the Company did not have any significant contract balances.

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
Basis of Presentation (Policies)	Sep. 30, 2020
Basis of Presentation
Basis of Presentation	The consolidated financial statements include the accounts of Shore Bancshares, Inc. and its subsidiary with all significant intercompany transactions eliminated. The consolidated financial statements conform to accounting principles generally accepted in the United States of America (“GAAP”) and to prevailing practices within the banking industry. The accompanying interim financial statements are unaudited; however, in the opinion of management all adjustments necessary to present fairly the consolidated financial position at September 30, 2020, the consolidated results of income and comprehensive income for the three and nine months ended September 30, 2020 and 2019, changes in stockholders’ equity for the three and nine months ended September 30, 2020 and 2019 and cash flows for the nine months ended September 30, 2020 and 2019, have been included. All such adjustments are of a normal recurring nature. The amounts as of December 31, 2019 were derived from the 2019 audited financial statements. The results of operations for the three and nine months ended September 30, 2020 are not necessarily indicative of the results to be expected for any other interim period or for the full year. This Quarterly Report on Form 10-Q should be read in conjunction with the Annual Report of Shore Bancshares, Inc. on Form 10-K for the year ended December 31, 2019. For purposes of comparability, certain immaterial reclassifications have been made to amounts previously reported to conform with the current period presentation. When used in these notes, the term “the Company” refers to Shore Bancshares, Inc. and, unless the context requires otherwise, its consolidated subsidiary, Shore United Bank (the “Bank”).
Risks and Uncertainties	Risks and Uncertainties The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. The government and private sector responses to contain its spread began to significantly affect our operations in March and continues to do so. The pandemic will likely adversely affect our operations in subsequent quarters, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic most likely to affect our future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the related impact on the customers' ability to fulfill their financial obligations to the Company as well as the potential decline of real estate values resulting from market disruption which may impair the recorded values of collateral-dependent loans. Further, these factors, in addition to those pervasive to the industry and overall U.S. economy, may negatively impact the overall value of our Company in such a way that an impairment charge to the carrying value of goodwill is required. Accordingly, significant estimates used in the preparation of our financial statements related to the allowance for credit losses and valuation of goodwill may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic the more likely that estimates will be materially impacted by its effects.
Recent Accounting Standards and Other Authoritative Guidance	Recent Accounting Standards and Other Authoritative Guidance ASU No. 2016-13 – In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. At the FASB’s October 16, 2019 meeting, the Board affirmed its decision to amend the effective date of this ASU for many companies. Public business entities that are SEC filers, excluding those meeting the smaller reporting company definition, will retain the initial required implementation date of fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. All other entities will be required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022 . Effective November 25, 2019, the SEC adopted Staff Accounting Bulletin (SAB) 119. SAB 119 updated portions of SEC interpretative guidance to align with FASB ASC 326, “Financial Instruments – Credit Losses.” It covers topics including (1) measuring current expected credit losses; (2) development, governance, and documentation of a systematic methodology; (3) documenting the results of a systematic methodology; and (4) validating a systematic methodology. ASU No. 2019-12 – In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740) – Simplifying the Accounting for Income Taxes.” The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific exceptions to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For ASU No. 2020-01 – In January 2020, the FASB issued ASU 2020-01, “Investments – Equity Securities (Topic 321), Investments – Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) – Clarifying the Interactions between Topic 321, Topic 323, and Topic 815.” The ASU is based on a consensus of the Emerging Issues Task Force and is expected to increase comparability in accounting for these transactions. ASU 2016-01 made targeted improvements to accounting for financial instruments, including providing an entity the ability to measure certain equity securities without a readily determinable fair value at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Among other topics, the amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 31, 2020, and interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2020-01 to have a material impact on its consolidated financial statements . ASU No. 2020-04 – In March 2020, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2020-04 “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Inter-bank Offered Rate (“LIBOR”) or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. At present, the Bank has limited exposure to LIBOR based pricing. LIBOR based loans only comprise 14 loans or 2.6% of the loan portfolio. The Bank is confident it can successfully negotiate a migration to the Secured Overnight Financing Rate (“SOFR”) between now and the implementation date. The Bank will notify customers within 120 days prior to migration to SOFR. The Bank acknowledges the replacement rate will be more volatile based on different countries migrating to different indexes and limited liquidity to support the rate. The Bank further acknowledges the volatility will be greatly influenced by the support provided by the Federal Reserve. On March 12, 2020, the SEC finalized amendments to its “accelerated filer” and “large accelerated filer” definitions. The amendments increase the threshold criteria for meeting these filer classifications and were effective on April 27, 2020. Any changes in filer status are to be applied beginning with the filer’s first annual report filed with the SEC subsequent to the effective date. Prior to these changes, the Company was required to comply with section 404(b) of the Sarbanes Oxley Act concerning auditor attestation over internal control over financial reporting as an “accelerated filer” as it had more than $75 million in public float but less than $700 million at the end of the Company’s most recent second quarter. The rule change expands the category of “smaller reporting companies” to include entities with public float of less than $700 million and less than $100 million in annual revenues. The Company expects to meet this expanded category of small reporting company and will no longer be considered an accelerated filer after the 2020 Annual Report . In October 2020, the FASB issued ASU 2020-08, “Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable fees and Other Costs.” This ASU clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. For public business entities, the ASU is effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years. Early adoption is not permitted. All entities should apply ASU No. 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. The Company does not expect the adoption of ASU 2020-08 to have a material impact on its consolidated financial statements. Recently Adopted Accounting Developments In January 2017, the FASB issued ASU 2017-04, “Intangibles - Goodwill and Other (Topic 350) - Simplifying the Test for Goodwill Impairment” (“ASU 2017-04”). ASU 2017-04 simplifies the accounting for goodwill impairment for all entities by requiring impairment charges to be based on the first step in the previous two-step impairment test. Under the new guidance, if a reporting unit’s carrying amount exceeds its fair value, an entity will record an impairment charge based on that difference. The impairment charge will be limited to the amount of goodwill allocated to that reporting unit. The standard eliminates the prior requirement to calculate a goodwill impairment charge using Step 2, which requires an entity to calculate any impairment charge by comparing the implied fair value of goodwill with its carrying amount. ASU 2017-04 was effective for the Company on January 1, 2020. There was no material impact on the Company’s consolidated financial statements. In March 2020, (Revised in April 2020) various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under Accounting Standards Codification 310-40, “Receivables – Troubled Debt Restructurings by Creditors,” (“ASC 310-40”), a restructuring of debt constitutes a troubled debt restructuring (“TDR”) if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. During the nine months ended September 30, 2020, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to specific loan types are as follows: ● Full payment-balloon or full amortization loans – Once the deferral period has ended, the Company will go back to billing principal and interest. As payments are made, all funds will go towards interest until all accrued interest has been caught up. Once the accrued interest is satisfied, future payments will be broken out for both principal and interest. The amount of principal that had been deferred will be re-amortized when the balloon maturity/payoff date occurs. ● Full payment ARM loans – Once the deferral period has ended, the Company will go back to billing principal and interest. As payments are made, all funds will go towards interest until all accrued interest has been caught up. Once the accrued interest is satisfied, future payments will be broken out for both principal and interest. The amount of principal that had been deferred will be re-amortized when the ARM repricing occurs. ● Full Payment Rate Reset Loans - Once the deferral period has ended, the Company will go back to billing principal and interest. As payments are made, all funds will go towards interest until all accrued interest has been caught up. Once the accrued interest is satisfied, future payments will be broken out for both principal and interest. The amount of principal that had been deferred will be re-amortized when the rate reset occurs. ● Principal deferral only loans (any type) - Once the deferral period has ended, the Company will go back to billing principal and interest. The principal amount that has been deferred will be re-amortized when either the maturity, ARM repricing or rate reset occurs. ● Consumer loans – Borrowers are required to sign an amendment to the initial loan agreement at the time of deferral, which re-amortizes the loan and extends the maturity date based on the number of months deferred. This interagency guidance is expected to have a material impact on the Company’s financial statements; however, this impact cannot be quantified at this time.

Discontinued Operations (Tables

Discontinued Operations (Tables)	9 Months Ended
Discontinued Operations (Tables)	Sep. 30, 2020
Discontinued Operations [Abstract]
Financial information of discontinued operations	There were no assets or liabilities of discontinued operations at September 30, 2020 or December 31, 2019. The following table presents the financial information of discontinued operations for the periods indicated: For Nine Months Ended September 30, ($ in thousands) 2020 2019 Noninterest income All other income $ — $ 15 Total noninterest income — 15 Noninterest expense Salaries and wages — 28 Employee benefits — 7 Occupancy expense — 14 Furniture and equipment — 1 Legal and professional fees — 73 Other noninterest expenses — 5 Total noninterest expense — 128 Loss from discontinued operations before income taxes — (113) Income tax benefit — (27) Loss from discontinued operations $ — $ (86)

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2020
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	For the Three Months Ended For the Nine Months Ended September 30, September 30, (In thousands, except per share data) 2020 2019 2020 2019 Net income from continuing operations $ 3,391 $ 4,214 $ 11,844 $ 12,270 Net loss from discontinued operations - (8) - (86) Net Income $ 3,391 $ 4,206 $ 11,844 $ 12,184 Weighted average shares outstanding - Basic 12,483 12,764 12,507 12,771 Dilutive effect of common stock equivalents-options 1 5 2 5 Weighted average shares outstanding - Diluted 12,484 12,769 12,509 12,776 Basic earnings per common share Income from continuing operations $ 0.27 $ 0.33 $ 0.95 $ 0.96 Loss from discontinued operations — — — (0.01) Net income $ 0.27 $ 0.33 $ 0.95 $ 0.95 Diluted earnings per common share Income from continuing operations $ 0.27 $ 0.33 $ 0.95 $ 0.96 Loss from discontinued operations — — — (0.01) Net income $ 0.27 $ 0.33 $ 0.95 $ 0.95

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2020
Investment Securities [Abstract]
Schedule of Available-for-Sale Securities Reconciliation	Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Available-for-sale securities: September 30, 2020 U.S. Government agencies $ 24,661 $ 54 $ 83 $ 24,632 Mortgage-backed 112,068 2,730 81 114,717 Total $ 136,729 $ 2,784 $ 164 $ 139,349 December 31, 2019 U.S. Government agencies $ 23,854 $ 3 $ 31 $ 23,826 Mortgage-backed 98,638 574 247 98,965 Total $ 122,492 $ 577 $ 278 $ 122,791 During the three months ended September 30, 2020, no available for sale securities were sold. During the nine months ended September 30, 2020, the Company sold available for sale securities for proceeds of $13.0 million and recognized gross gains of $347 thousand in the second quarter of 2020. No available for sale securities were sold during the three and nine months ended September 30, 2019. Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Held-to-maturity securities: September 30, 2020 U.S. Government agencies $ 1,195 $ 40 $ — $ 1,235 States and political subdivisions 400 1 — 401 Other debt securities 18,579 79 40 18,618 Total $ 20,174 $ 120 $ 40 $ 20,254 December 31, 2019 U.S. Government agencies $ 1,386 $ — $ 5 $ 1,381 States and political subdivisions 400 1 — 401 Other debt securities 7,000 — 128 6,872 Total $ 8,786 $ 1 $ 133 $ 8,654
Available-For-Sale Securities and Held-to-Maturity, Continuous Unrealized Loss Position, Fair Value	Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses September 30, 2020 Available-for-sale securities: U.S. Government agencies $ 14,919 $ 81 $ 397 $ 2 $ 15,316 $ 83 Mortgage-backed 24,734 81 — — 24,734 81 Total $ 39,653 $ 162 $ 397 $ 2 $ 40,050 $ 164 Held-to-maturity securities: Other debt securities $ 6,511 $ 40 $ — $ — $ 6,511 $ 40 Total $ 6,511 $ 40 $ — $ — $ 6,511 $ 40 Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses December 31, 2019 Available-for-sale securities: U.S. Government agencies $ 4,995 $ 5 $ 18,516 $ 26 $ 23,511 $ 31 Mortgage-backed 12,180 27 22,282 220 34,462 247 Total $ 17,175 $ 32 $ 40,798 $ 246 $ 57,973 $ 278 Held-to-maturity securities: U.S. Government agencies $ 1,381 $ 5 $ — $ — $ 1,381 $ 5 Other debt securities 3,905 95 2,967 33 6,872 128 Total $ 5,286 $ 100 $ 2,967 $ 33 $ 8,253 $ 133
Schedule of Securities Debt Maturities	Available for sale Held to maturity Amortized Amortized (Dollars in thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 9,000 $ 9,051 $ — $ — Due after one year through five years 1,610 1,664 2,951 2,927 Due after five years through ten years 57,727 59,491 16,028 16,092 Due after ten years 68,392 69,143 1,195 1,235 Total $ 136,729 $ 139,349 $ 20,174 $ 20,254

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
Loans and Allowance for Credit Losses (Tables)	Sep. 30, 2020
Receivables [Abstract]
Schedule of Financing Receivables	(Dollars in thousands) September 30, 2020 December 31, 2019 Construction $ 106,040 $ 99,829 Residential real estate 442,140 442,506 Commercial real estate 629,641 586,562 Commercial 218,596 102,020 Consumer 27,548 17,737 Total loans 1,423,965 1,248,654 Allowance for credit losses (12,777) (10,507) Total loans, net $ 1,411,188 $ 1,238,147
Allowance for Credit Losses on Financing Receivables	Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total September 30, 2020 Loans individually evaluated for impairment $ 333 $ 6,216 $ 8,746 $ 283 $ 28 $ 15,606 Loans collectively evaluated for impairment 105,707 435,924 620,895 218,313 27,520 1,408,359 Total loans $ 106,040 $ 442,140 $ 629,641 $ 218,596 $ 27,548 $ 1,423,965 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 142 $ 81 $ 14 $ — $ 237 Loans collectively evaluated for impairment 1,558 3,142 5,018 2,207 615 12,540 Total allowance $ 1,558 $ 3,284 $ 5,099 $ 2,221 $ 615 $ 12,777 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total December 31, 2019 Loans individually evaluated for impairment $ 41 $ 7,072 $ 12,006 $ 298 $ — $ 19,417 Loans collectively evaluated for impairment 99,788 435,434 574,556 101,722 17,737 1,229,237 Total loans $ 99,829 $ 442,506 $ 586,562 $ 102,020 $ 17,737 $ 1,248,654 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 395 $ 580 $ — $ — $ 975 Loans collectively evaluated for impairment 1,576 2,106 3,452 1,929 469 9,532 Total allowance $ 1,576 $ 2,501 $ 4,032 $ 1,929 $ 469 $ 10,507
Impaired Financing Receivables	Recorded Recorded September 30, 2020 Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded recorded (Dollars in thousands) balance allowance allowance allowance investment investment investment September 30, 2020 Impaired nonaccrual loans: Construction $ 297 $ 297 $ — $ — $ 297 $ 231 $ — Residential real estate 2,103 2,031 — — 2,306 2,910 — Commercial real estate 5,357 4,260 67 67 4,498 6,235 — Commercial 420 269 14 14 355 429 — Consumer 28 28 — — 9 3 — Total $ 8,205 $ 6,885 $ 81 $ 81 $ 7,465 $ 9,808 $ — Impaired accruing TDRs: Construction $ 36 $ 36 $ — $ — $ 37 $ 38 $ 2 Residential real estate 3,878 2,530 1,348 142 3,886 3,940 120 Commercial real estate 3,353 2,704 649 14 3,357 3,379 70 Commercial — — — — — — — Consumer — — — — — — — Total $ 7,267 $ 5,270 $ 1,997 $ 156 $ 7,280 $ 7,357 $ 192 Other impaired accruing loans: Construction $ — $ — $ — $ — $ — $ 33 $ — Residential real estate 307 307 — — 389 393 1 Commercial real estate 1,066 1,066 — — 830 854 3 Commercial — — — — 42 18 — Consumer — — — — 19 12 — Total $ 1,373 $ 1,373 $ — $ — $ 1,280 $ 1,310 $ 4 Total impaired loans: Construction $ 333 $ 333 $ — $ — $ 334 $ 302 $ 2 Residential real estate 6,288 4,868 1,348 142 6,581 7,243 121 Commercial real estate 9,776 8,030 716 81 8,685 10,468 73 Commercial 420 269 14 14 397 447 — Consumer 28 28 — — 28 15 — Total $ 16,845 $ 13,528 $ 2,078 $ 237 $ 16,025 $ 18,475 $ 196 Recorded Recorded September 30, 2019 Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded income (Dollars in thousands) balance allowance allowance allowance investment investment recognized December 31, 2019 Impaired nonaccrual loans: Construction $ — $ — $ — $ — $ — $ 1,435 $ — Residential real estate 2,660 678 1,797 215 2,642 2,904 — Commercial real estate 8,242 5,680 2,137 561 10,221 9,717 — Commercial 421 298 — — 310 316 — Consumer — — — — — — — Total $ 11,323 $ 6,656 $ 3,934 $ 776 $ 13,173 $ 14,372 $ — Impaired accruing TDRs: Construction $ 41 $ 41 $ — $ — $ 44 $ 47 $ 9 Residential real estate 4,041 2,583 1,458 180 4,052 4,193 130 Commercial real estate 3,419 2,748 671 19 3,479 3,515 93 Commercial — — — — — — — Consumer — — — — — — — Total $ 7,501 $ 5,372 $ 2,129 $ 199 $ 7,575 $ 7,755 $ 232 Other impaired accruing loans: Construction $ — $ — $ — $ — $ 72 $ 24 $ — Residential real estate 556 556 — — 373 188 2 Commercial real estate 770 770 — — 515 349 2 Commercial — — — — 43 21 1 Consumer — — — — 2 4 — Total $ 1,326 $ 1,326 $ — $ — $ 1,005 $ 586 $ 5 Total impaired loans: Construction $ 41 $ 41 $ — $ — $ 116 $ 1,506 $ 9 Residential real estate 7,257 3,817 3,255 395 7,067 7,285 132 Commercial real estate 12,431 9,198 2,808 580 14,215 13,581 95 Commercial 421 298 — — 353 337 1 Consumer — — — — 2 4 — Total $ 20,150 $ 13,354 $ 6,063 $ 975 $ 21,753 $ 22,713 $ 237
Troubled Debt Restructurings on Financing Receivables	The following tables provide a roll-forward for TDRs as of September 30, 2020 and September 30, 2019. 1/1/2020 9/30/2020 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For nine months ended September 30, 2020 Accruing TDRs Construction $ 41 $ — $ (5) $ — $ — $ — $ 36 $ — Residential real estate 4,041 — (80) — — (83) 3,878 142 Commercial real estate 3,419 — (66) — — — 3,353 14 Commercial — — — — — — — — Consumer — — — — — — — — Total $ 7,501 $ — $ (151) $ — $ — $ (83) $ 7,267 $ 156 Nonaccrual TDRs Construction $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate 1,393 — (51) — — (1,342) — — Commercial real estate — 1,506 (401) — — — 1,105 — Commercial 299 — (30) — — — 269 — Consumer — — — — — — — — Total $ 1,692 $ 1,506 $ (482) $ — $ — $ (1,342) $ 1,374 $ — Total $ 9,193 $ 1,506 $ (633) $ — $ — $ (1,425) $ 8,641 $ 156 1/1/2019 9/30/2019 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For nine months ended September 30, 2019 Accruing TDRs Construction $ 51 $ — $ (8) $ — $ — $ — $ 43 $ — Residential real estate 4,454 41 (73) — — (353) 4,069 185 Commercial real estate 4,158 — (682) — — — 3,476 22 Commercial — — — — — — — — Consumer — — — — — — — — Total $ 8,663 $ 41 $ (763) $ — $ — $ (353) $ 7,588 $ 207 Nonaccrual TDRs Construction $ 2,798 $ — $ (1,379) $ (3) $ — $ — $ 1,416 $ 133 Residential real estate — — — — — — — — Commercial real estate — — — — — — — — Commercial 320 — (12) — — — 308 4 Consumer — — — — — — — — Total $ 3,118 $ — $ (1,391) $ (3) $ — $ — $ 1,724 $ 137 Total $ 11,781 $ 41 $ (2,154) $ (3) $ — $ (353) $ 9,312 $ 344 There were no loans modified and considered TDRs during the three months ended September 30, 2020 and 2019. The following tables provide information on loans that were modified and considered TDRs during the nine months ended September 30, 2020 and September 30, 2019. Premodification Postmodification outstanding outstanding Number of recorded recorded Related (Dollars in thousands) contracts investment investment allowance TDRs: For nine months ended September 30, 2020 Construction — $ — $ — $ — Residential real estate — — — — Commercial real estate 1 1,535 1,162 — Commercial — — — — Consumer — — — — Total 1 $ 1,535 $ 1,162 $ — For nine months ended September 30, 2019 Construction — $ — $ — $ — Residential real estate 1 75 41 — Commercial real estate — — — — Commercial — — — — Consumer — — — — Total 1 $ 75 $ 41 $ —
Financing Receivable Credit Quality Indicators	Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful Total September 30, 2020 Construction $ 84,506 $ 19,196 $ 2,041 $ 297 $ — $ 106,040 Residential real estate 398,950 36,426 4,095 2,669 — 442,140 Commercial real estate 492,816 122,104 5,598 9,123 — 629,641 Commercial 187,876 27,247 3,174 299 — 218,596 Consumer 27,250 265 — 33 — 27,548 Total $ 1,191,398 $ 205,238 $ 14,908 $ 12,421 $ — $ 1,423,965 Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful Total December 31, 2019 Construction $ 84,357 $ 13,068 $ 2,404 $ — $ — $ 99,829 Residential real estate 404,500 29,223 5,549 3,234 — 442,506 Commercial real estate 455,388 115,190 4,822 11,162 — 586,562 Commercial 80,816 20,130 746 328 — 102,020 Consumer 17,347 383 2 5 — 17,737 Total $ 1,042,408 $ 177,994 $ 13,523 $ 14,729 $ — $ 1,248,654
Past Due Financing Receivables	Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual Total September 30, 2020 Construction $ 105,743 $ — $ — $ — $ — $ 297 $ 106,040 Residential real estate 438,917 240 645 307 1,192 2,031 442,140 Commercial real estate 623,256 992 — 1,066 2,058 4,327 629,641 Commercial 218,297 16 — — 16 283 218,596 Consumer 27,519 — 1 — 1 28 27,548 Total $ 1,413,732 $ 1,248 $ 646 $ 1,373 $ 3,267 $ 6,966 $ 1,423,965 Percent of total loans 99.3 % 0.1 % — % 0.1 % 0.2 % 0.5 % 100.0 % Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual Total December 31, 2019 Construction $ 99,234 $ 595 $ — $ — $ 595 $ — $ 99,829 Residential real estate 435,671 3,021 783 556 4,360 2,475 442,506 Commercial real estate 577,015 743 217 770 1,730 7,817 586,562 Commercial 101,476 246 — — 246 298 102,020 Consumer 17,680 57 — — 57 — 17,737 Total $ 1,231,076 $ 4,662 $ 1,000 $ 1,326 $ 6,988 $ 10,590 $ 1,248,654 Percent of total loans 98.6 % 0.4 % 0.1 % 0.1 % 0.6 % 0.8 % 100.0 %
Consolidated Allowance for Credit Losses on Financing Receivables	Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended September 30, 2020 Allowance for credit losses: Beginning Balance $ 1,497 $ 2,639 $ 4,097 $ 2,355 $ 502 $ 11,090 Charge-offs — (10) (1) (89) (1) (101) Recoveries 5 199 1 81 2 288 Net (charge-offs) recoveries 5 189 — (8) 1 187 Provision 56 456 1,002 (126) 112 1,500 Ending Balance $ 1,558 $ 3,284 $ 5,099 $ 2,221 $ 615 $ 12,777 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended September 30, 2019 Allowance for credit losses: Beginning Balance $ 2,443 $ 2,155 $ 3,367 $ 2,057 $ 283 $ 10,305 Charge-offs — (86) — (98) — (184) Recoveries 1 12 7 96 1 117 Net (charge-offs) recoveries 1 (74) 7 (2) 1 (67) Provision (903) 600 474 (39) 68 200 Ending Balance $ 1,541 $ 2,681 $ 3,848 $ 2,016 $ 352 $ 10,438 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For nine months ended September 30, 2020 Allowance for credit losses: Beginning Balance $ 1,576 $ 2,501 $ 4,032 $ 1,929 $ 469 $ 10,507 Charge-offs — (201) (601) (208) (8) (1,018) Recoveries 13 206 — 205 14 438 Net (charge-offs) recoveries 13 5 (601) (3) 6 (580) Provision (31) 778 1,668 295 140 2,850 Ending Balance $ 1,558 $ 3,284 $ 5,099 $ 2,221 $ 615 $ 12,777 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For nine months ended September 30, 2019 Allowance for credit losses: Beginning Balance $ 2,662 $ 2,353 $ 3,077 $ 1,949 $ 302 $ 10,343 Charge-offs (3) (509) — (260) (29) (801) Recoveries 8 23 114 248 3 396 Net (charge-offs) recoveries 5 (486) 114 (12) (26) (405) Provision (1,126) 814 657 79 76 500 Ending Balance $ 1,541 $ 2,681 $ 3,848 $ 2,016 $ 352 $ 10,438

Leases (Tables)

Leases (Tables)	9 Months Ended
Leases (Tables)	Sep. 30, 2020
Leases [Abstract]
Information about leases	(Dollars in thousands) September 30, 2020 December 31, 2019 Lease liabilities $ 4,840 $ 4,792 Right-of-use assets $ 4,769 $ 4,771 Weighted average remaining lease term 10.73 years 11.76 years Weighted average discount rate 2.94 % 3.13 % For the three months ended For the nine months ended Lease cost (in thousands) September 30, 2020 September 30, 2020 Operating lease cost $ 177 $ 534 Short-term lease cost — — Total lease cost $ 177 $ 534 Cash paid for amounts included in the measurement of lease liabilities $ 168 $ 498
Operating lease liabilities	As of Lease payments due (in thousands) September 30, 2020 Three months ending December 31, 2020 164 Twelve months ending December 31, 2021 $ 637 Twelve months ending December 31, 2022 633 Twelve months ending December 31, 2023 606 Twelve months ending December 31, 2024 558 Twelve months ending December 31, 2025 427 Thereafter 2,853 Total undiscounted cash flows $ 5,878 Discount 1,038 Lease liabilities $ 4,840

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
Goodwill and Other Intangible Assets (Tables)	Sep. 30, 2020
Goodwill and Other Intangibles [Abstract]
Schedule of Components of Goodwill and Other Acquired Intangible Assets	September 30, 2020 Weighted Gross Accumulated Net Average Carrying Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Charges Amortization Amount (in years) Goodwill $ 19,728 $ (1,543) $ (667) $ 17,518 — Other intangible assets Amortizable Core deposit intangible $ 3,954 $ — $ (2,110) $ 1,844 4.7 Total other intangible assets $ 3,954 $ — $ (2,110) $ 1,844 December 31, 2019 Weighted Gross Accumulated Net Average Carrying Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Charges Amortization Amount (in years) Goodwill $ 19,728 $ (1,543) $ (667) $ 17,518 — Other intangible assets Amortizable Core deposit intangible $ 3,954 $ — $ (1,702) $ 2,252 5.7 Total other intangible assets $ 3,954 $ — $ (1,702) $ 2,252
Future Amortization Expense for Amortizable Other Intangible Assets	(Dollars in thousands) Amortization 2020 $ 126 2021 461 2022 389 2023 317 2024 246 2025 174 Thereafter 131 Total amortizing intangible assets $ 1,844

Other Assets (Tables)

Other Assets (Tables)	9 Months Ended
Other Assets (Tables)	Sep. 30, 2020
Other Assets [Abstract]
Schedule of Other Assets	September 30, December 31, (Dollars in thousands) 2020 2019 Accrued interest receivable $ 7,385 $ 3,455 Deferred income taxes 4,041 2,754 Prepaid expenses 1,692 1,157 Cash surrender value on life insurance 30,690 29,782 Income taxes receivable 398 175 Other assets 2,923 3,249 Total $ 47,129 $ 40,572
Schedule of Deferred Tax Assets and Liabilities	September 30, December 31, (Dollars in thousands) 2020 2019 Deferred tax assets: Allowance for credit losses $ 3,453 $ 2,850 Write-downs of other real estate owned 2 9 Nonaccrual loan interest 411 353 Unrealized losses on available-for-sale securities transferred to held to maturity — 4 Other 2,162 735 Total deferred tax assets 6,028 3,951 Less valuation allowance (120) (63) Deferred tax assets net of valuation allowance 5,908 3,888 Deferred tax liabilities: Depreciation 163 198 Acquisition accounting adjustments 669 508 Deferred capital gain on branch sale 188 194 Unrealized gains on available-for-sale securities 708 74 Other 139 160 Total deferred tax liabilities 1,867 1,134 Net deferred tax assets $ 4,041 $ 2,754

Other Liabilities (Tables)

Other Liabilities (Tables)	9 Months Ended
Other Liabilities (Tables)	Sep. 30, 2020
Other Liabilities [Abstract]
Schedule of Other Liabilities	(Dollars in thousands) September 30, 2020 December 31, 2019 Accrued interest payable $ 319 $ 330 Deferred compensation liability 2,478 1,401 Income taxes payable — — Other liabilities 2,115 2,350 Total $ 4,912 $ 4,081

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	9 Months Ended
Stock-Based Compensation (Tables)	Sep. 30, 2020
Schedule of Stock-Based Compensation	For Three Months Ended For Nine Months Ended September 30, September 30, (Dollars in thousands) 2020 2019 2020 2019 Stock-based compensation expense $ 67 $ 61 $ 190 $ 92 Excess tax benefits related to stock-based compensation — 2 11 5 September 30, (Dollars in thousands) 2020 2019 Unrecognized stock-based compensation expense $ 143 $ 90 Weighted average period unrecognized expense is expected to be recognized 0.5 years 0.5 years
Schedule of Share-based Compensation, Stock Options Activity	Nine Months Ended September 30, 2020 Weighted Average Number of Grant Date Shares Exercise Price Outstanding at beginning of period 11,671 $ 9.25 Granted — — Exercised — — Expired/Cancelled — — Outstanding at end of period 11,671 $ 9.25 Exercisable at end of period 11,671 $ 9.25
2016 and 2006 Plan [Member] \| Restricted Stock Units [Member]
Schedule of Share-based Compensation, Restricted Stock and Units Award Activity	Nine Months Ended September 30, 2020 Weighted Average Number of Grant Date Shares Fair Value Outstanding at beginning of period 6,451 $ 16.57 Granted — — Vested (6,451) 16.57 Forfeited — — Outstanding at end of period — $ —
Equity Plan 2016 [Member]
Schedule of Share-based Compensation, Restricted Stock and Units Award Activity	Nine Months Ended September 30, 2020 Weighted Average Number of Grant Date Shares Fair Value Nonvested at beginning of period 15,702 $ 15.36 Granted 24,800 13.76 Vested (15,702) 15.36 Forfeited (902) 16.25 Nonvested at end of period 23,898 $ 13.76

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
Accumulated Other Comprehensive Income (Tables)	Sep. 30, 2020
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	Unrealized gains (losses) on securities Unrealized transferred from Accumulated gains (losses) on Available-for-sale other available for sale to comprehensive (Dollars in thousands) securities Held-to-maturity income (loss) Balance, December 31, 2019 $ 218 $ (11) $ 207 Other comprehensive income before reclassifications 1,945 11 1,956 Reclassification of gains recognized (259) — (259) Balance, September 30, 2020 $ 1,904 $ — $ 1,904 Balance, December 31, 2018 $ (2,918) $ (32) $ (2,950) Other comprehensive income 2,967 16 2,983 Balances, September 30, 2019 $ 49 $ (16) $ 33

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Sep. 30, 2020
Fair Value Measurements [Abstract]
Schedule of Fair Value of Assets and Liabilities Measured on Recurring Basis	Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) September 30, 2020 Securities available for sale: U.S. Government agencies $ 24,632 $ — $ 24,632 $ — Mortgage-backed 114,717 — 114,717 — 139,349 — 139,349 — Equity 1,396 — 1,396 — Total $ 140,745 $ — $ 140,745 $ — Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) December 31, 2019 Securities available for sale: U.S. Government agencies $ 23,826 $ — $ 23,826 $ — Mortgage-backed 98,965 — 98,965 — 122,791 — 122,791 — Equity 1,342 — 1,342 — Total $ 124,133 $ — $ 124,133 $ —
Fair Value of Assets Measured on Nonrecurring Basis	Quantitative Information about Level 3 Fair Value Measurements Weighted (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range Average (3) September 30, 2020 Nonrecurring measurements: Impaired loans $ 610 Appraisal of collateral (1) Liquidation expense (2) 10% (10%) Impaired loans $ 1,231 Discounted cash flow analysis (1) Discount rate 4% - 7.25% (6%) Other real estate owned $ 38 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 19% (19%) Quantitative Information about Level 3 Fair Value Measurements (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range December 31, 2019 Nonrecurring measurements: Impaired loans $ 2,489 Appraisal of collateral (1) Liquidation expense (2) 10% Impaired loans $ 2,599 Discounted cash flow analysis (1) Discount rate 4% - 7.25% Other real estate owned $ 74 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 31% Liquidation expense (2) 10% (1) (2) (3)
Schedule of Estimated Fair Values of Financial Assets and Liabilities	September 30, 2020 December 31, 2019 Estimated Estimated Carrying Fair Carrying Fair (Dollars in thousands) Amount Value Amount Value Financial assets Level 1 inputs Cash and cash equivalents $ 156,462 $ 156,462 $ 94,971 $ 94,971 Level 2 inputs Investment securities held to maturity $ 20,174 $ 20,254 $ 8,786 $ 8,654 Restricted securities 3,626 3,626 4,190 4,190 Cash surrender value on life insurance 30,690 30,690 29,782 29,782 Level 3 inputs Loans, net $ 1,411,188 $ 1,415,862 $ 1,238,147 $ 1,242,867 Financial liabilities Level 2 inputs Deposits: Noninterest-bearing demand $ 465,304 $ 465,304 $ 356,618 $ 356,618 Checking plus interest 411,742 411,742 302,227 302,227 Money market 273,775 273,775 262,050 262,050 Savings 168,910 168,910 143,322 143,322 Club 1,505 1,505 387 387 Certificates of deposit, $100,000 or more 126,704 128,810 127,600 128,167 Other time 146,181 147,738 149,130 149,209 Securities sold under retail repurchase agreement 1,019 1,019 1,226 1,226 Advances from FHLB - long-term — — 15,000 15,040 Subordinated debt 24,399 25,677 — —

Financial Instruments with Of_2

Financial Instruments with Off-Balance Sheet Risk (Tables)	9 Months Ended
Financial Instruments with Off-Balance Sheet Risk (Tables)	Sep. 30, 2020
Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]
Schedule of Commitments Outstanding	(Dollars in thousands) September 30, 2020 December 31, 2019 Commitments to extend credit $ 257,009 $ 211,652 Letters of credit 9,177 7,691 Total $ 266,186 $ 219,343

Revenue Recognition (Tables)

Revenue Recognition (Tables)	9 Months Ended
Revenue Recognition (Tables)	Sep. 30, 2020
Revenue Recognition [Abstract]
Noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606	For Three Months Ended For Nine Months Ended September 30, September 30, (Dollars in thousands) 2020 2019 2020 2019 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 647 $ 990 $ 2,057 $ 2,952 Trust and investment fee income 381 383 1,119 1,140 Interchange income 808 702 2,169 1,979 Other noninterest income 455 316 1,141 1,026 Noninterest Income (in-scope of Topic 606) 2,291 2,391 6,486 7,097 Noninterest Income (out-of-scope of Topic 606) 290 138 1,216 229 Total Noninterest Income $ 2,581 $ 2,529 $ 7,702 $ 7,326

Basis of Presentation (Narrativ

Basis of Presentation (Narrative) (Details) $ in Billions	Sep. 30, 2020USD ($)loan
Basis of Presentation
Number Of Libor Based Loans \| loan	14
Percentage Of Libor Based Loans	2.60%
Asset Value Exceeding Amount \| $	$ 1

Discontinued Operations (Statem

Discontinued Operations (Statement of Operations of Discontinued Operations) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019	Sep. 30, 2020	Dec. 31, 2019
Noninterest expense
Loss from discontinued operations before income taxes	$ (10)	$ (113)
Income tax benefit	(2)	(27)
Loss from discontinued operations	$ (8)	(86)
Assets of discontinued operations			$ 0	$ 0
Liabilities of discontinued operations			$ 0	$ 0
Discontinued Operations, Disposed of by Sale [Member] \| Avon [Member]
Noninterest income
All other income		15
Total noninterest income		15
Noninterest expense
Salaries and wages		28
Employee benefits		7
Occupancy expense		14
Furniture and equipment		1
Legal and professional fees		73
Other noninterest expenses		5
Total noninterest expense		128
Loss from discontinued operations before income taxes		(113)
Income tax benefit		(27)
Loss from discontinued operations		$ (86)

Earnings Per Share (Calculation

Earnings Per Share (Calculation of Earnings Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019
Earnings Per Share [Abstract]
Net income from continuing operations	$ 3,391			$ 4,214			$ 11,844	$ 12,270
Net loss from discontinued operations				(8)				(86)
Net Income	$ 3,391	$ 5,335	$ 3,118	$ 4,206	$ 4,224	$ 3,754	$ 11,844	$ 12,184
Weighted average shares outstanding - Basic (in shares)	12,483			12,764			12,507	12,771
Dilutive effect of common stock equivalents-options	1			5			2	5
Weighted average shares outstanding - Diluted (in shares)	12,484			12,769			12,509	12,776
Income from continuing operations	$ 0.27			$ 0.33			$ 0.95	$ 0.96
Loss from discontinued operations								(0.01)
Net income	0.27			0.33			0.95	0.95
Income from continuing operations	0.27			0.33			0.95	0.96
Loss from discontinued operations								(0.01)
Net income	$ 0.27			$ 0.33			$ 0.95	$ 0.95
Weighted average common stock excluded from calculation of diluted EPS	0			0			0	0

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	3 Months Ended			9 Months Ended
Investment Securities (Narrative) (Details)	Sep. 30, 2020USD ($)security	Jun. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)security	Sep. 30, 2019USD ($)
Investment Securities [Abstract]
Proceeds from sale and maturity of marketable securities \| $	$ 0		$ 0	$ 13,000,000	$ 0
Gain on sale of investments \| $		$ 347,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	12			12
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions \| security	2			2

Investment Securities (Amortize

Investment Securities (Amortized Cost and Estimated Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	$ 136,729		$ 122,492
Available-for-sale securities, Gross Unrealized Gains	2,784		577
Available-for-sale securities, Gross Unrealized Losses	164		278
Available-for-sale, at fair value	139,349		122,791
Held-to-maturity Securities, Amortized Cost	20,174		8,786
Held-to-maturity securities, Gross Unrealized Gains	120		1
Held-to-maturity securities, Gross Unrealized Losses	40		133
Held-to-maturity securities, Estimated Fair Value	20,254		8,654
Equity securities, at fair value	1,396		1,342
Accounting Standards Update 2016-01
Schedule of Available-for-sale Securities [Line Items]
Equity securities, at fair value	1,400		1,300
Accounting Standards Update 2016-01 \| Revision of Prior Period, Change in Accounting Principle, Adjustment [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair value adjustment recorded through earnings	34	$ 47
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	24,661		23,854
Available-for-sale securities, Gross Unrealized Gains	54		3
Available-for-sale securities, Gross Unrealized Losses	83		31
Available-for-sale, at fair value	24,632		23,826
Held-to-maturity Securities, Amortized Cost	1,195		1,386
Held-to-maturity securities, Gross Unrealized Gains	40
Held-to-maturity securities, Gross Unrealized Losses			5
Held-to-maturity securities, Estimated Fair Value	1,235		1,381
States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Amortized Cost	400		400
Held-to-maturity securities, Gross Unrealized Gains	1		1
Held-to-maturity securities, Estimated Fair Value	401		401
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	112,068		98,638
Available-for-sale securities, Gross Unrealized Gains	2,730		574
Available-for-sale securities, Gross Unrealized Losses	81		247
Available-for-sale, at fair value	114,717		98,965
Other debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Amortized Cost	18,579		7,000
Held-to-maturity securities, Gross Unrealized Gains	79
Held-to-maturity securities, Gross Unrealized Losses	40		128
Held-to-maturity securities, Estimated Fair Value	$ 18,618		$ 6,872

Investment Securities (Gross Un

Investment Securities (Gross Unrealized Losses and Fair Value by Length of Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	$ 39,653	$ 17,175
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	162	32
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, fair value	397	40,798
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, unrealized losses	2	246
Available-for-sale securities, continuous unrealized loss position, fair value	40,050	57,973
Available-for-sale securities, continuous unrealized loss position, unrealized losses	164	278
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value	6,511	5,286
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses	40	100
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, fair value		2,967
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, unrealized losses		33
Held-to-maturity securities, continuous unrealized loss position, fair value	6,511	8,253
Held-to-maturity securities, continuous unrealized loss position, unrealized losses	40	133
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	24,734	12,180
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	81	27
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, fair value		22,282
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, unrealized losses		220
Available-for-sale securities, continuous unrealized loss position, fair value	24,734	34,462
Available-for-sale securities, continuous unrealized loss position, unrealized losses	81	247
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	14,919	4,995
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	81	5
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, fair value	397	18,516
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, unrealized losses	2	26
Available-for-sale securities, continuous unrealized loss position, fair value	15,316	23,511
Available-for-sale securities, continuous unrealized loss position, unrealized losses	83	31
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value		1,381
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses		5
Held-to-maturity securities, continuous unrealized loss position, fair value		1,381
Held-to-maturity securities, continuous unrealized loss position, unrealized losses		5
Other debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value	6,511	3,905
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses	40	95
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, fair value		2,967
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, unrealized losses		33
Held-to-maturity securities, continuous unrealized loss position, fair value	6,511	6,872
Held-to-maturity securities, continuous unrealized loss position, unrealized losses	$ 40	$ 128

Investment Securities (Amorti_2

Investment Securities (Amortized Cost and Estimated Fair Value by Maturity Date) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Investment Securities [Abstract]
Available for sale, Amortized Cost, Due in one year or less	$ 9,000
Available for sale, Amortized Cost, Due after one year through five years	1,610
Available for sale, Amortized Cost, Due after five years through ten years	57,727
Available for sale, Amortized Cost, Due after ten years	68,392
Available-for-sale securities, Amortized Cost	136,729	$ 122,492
Available for sale, Estimated Fair Value, Due in one year or less	9,051
Available for sale, Estimated Fair Value, Due after one year through five years	1,664
Available for sale, Estimated Fair Value, Due after five years through ten years	59,491
Available for sale, Estimated Fair Value, Due after ten years	69,143
Available-for-sale Securities, Debt Securities, Total	139,349	122,791
Held to maturity securities, Amortized Cost, Due after one year through five years	2,951
Held to maturity securities, Amortized Cost, Due after five years through ten years	16,028
Held to maturity securities, Amortized Cost, Due after ten years	1,195
Held-to-maturity Securities, Amortized Cost	20,174	8,786
Held to maturity securities, Estimated Fair Value, Due after one year through five years	2,927
Held to maturity securities, Estimated Fair Value, Due after five years through ten years	16,092
Held to maturity securities, Estimated Fair Value, Due after ten years	1,235
Held-to-maturity Securities, Fair Value, Total	$ 20,254	$ 8,654

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)contract	Sep. 30, 2019contract	Sep. 30, 2020USD ($)contract	Sep. 30, 2019USD ($)contract	Dec. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Deferred fees	$ 12		$ 12		$ 1,800
Discounts On Acquired Loans	$ 825		825		1,100
Financing receivable, modifications, post-modification recorded investment			$ 1,162	$ 41
Financing receivable, modifications, number of contracts \| contract	0	0	1	1
Financing receivable, recorded investment, doubtful	$ 0		$ 0		0
Financing receivable, recorded investment, nonaccrual status	6,966		6,966		10,590
Loans and leases receivable, net amount, total	1,411,188		1,411,188		1,238,147
Loans	1,423,965		1,423,965		1,248,654
Deferrals Of Principal And Or Interest On Outstanding Loan Balances	221,100		221,100
Deferred Loan Balances	12,900		12,900
Other real estate owned, net	38		38		74
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, modifications, post-modification recorded investment				$ 41
Financing receivable, modifications, number of contracts \| contract				1
Financing receivable, recorded investment, nonaccrual status	2,031		2,031		2,475
Loans	442,140		442,140		442,506
Other real estate owned, net	0		0		0
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	28		28
Mortgage loans in process of foreclosure, amount	23		23		23
Loans	27,548		27,548		17,737
Northwest Bank Branches [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Financing Receivable Net of Allowance	60,200		60,200		79,200
Pass Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,191,398		1,191,398		1,042,408
Pass Performing [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	398,950		398,950		404,500
Pass Performing [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	27,250		27,250		17,347
Pass Watch [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	205,238		205,238		177,994
Pass Watch [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	36,426		36,426		29,223
Pass Watch [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	265		265		383
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	14,908		14,908		13,523
Special Mention [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	4,095		4,095		5,549
Special Mention [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans					2
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	7,000		7,000		10,600
Loans	12,421		12,421		14,729
Substandard [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	2,669		2,669		3,234
Substandard [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 33		$ 33		$ 5

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Loans by Class of Loan Portfolio) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,423,965	$ 1,248,654
Allowance for credit losses	(12,777)	(10,507)
Loans, net	1,411,188	1,238,147
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	106,040	99,829
Allowance for credit losses	(1,558)	(1,576)
Residential Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	442,140	442,506
Allowance for credit losses	(3,284)	(2,501)
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	629,641	586,562
Allowance for credit losses	(5,099)	(4,032)
Commercial Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	218,596	102,020
Allowance for credit losses	(2,221)	(1,929)
Consumer Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	27,548	17,737
Allowance for credit losses	$ (615)	$ (469)

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Allowance for Credit Losses on Loans Receivable with Impairment) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	$ 15,606	$ 19,417
Loans collectively evaluated for impairment	1,408,359	1,229,237
Total loans	1,423,965	1,248,654
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	237	975
Loans collectively evaluated for impairment	12,540	9,532
Loans and Leases Receivable, Allowance, Total	12,777	10,507
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	333	41
Loans collectively evaluated for impairment	105,707	99,788
Total loans	106,040	99,829
Allowance for credit losses allocated to:
Loans collectively evaluated for impairment	1,558	1,576
Loans and Leases Receivable, Allowance, Total	1,558	1,576
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	6,216	7,072
Loans collectively evaluated for impairment	435,924	435,434
Total loans	442,140	442,506
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	142	395
Loans collectively evaluated for impairment	3,142	2,106
Loans and Leases Receivable, Allowance, Total	3,284	2,501
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	8,746	12,006
Loans collectively evaluated for impairment	620,895	574,556
Total loans	629,641	586,562
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	81	580
Loans collectively evaluated for impairment	5,018	3,452
Loans and Leases Receivable, Allowance, Total	5,099	4,032
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	283	298
Loans collectively evaluated for impairment	218,313	101,722
Total loans	218,596	102,020
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	14
Loans collectively evaluated for impairment	2,207	1,929
Loans and Leases Receivable, Allowance, Total	2,221	1,929
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	28
Loans collectively evaluated for impairment	27,520	17,737
Total loans	27,548	17,737
Allowance for credit losses allocated to:
Loans collectively evaluated for impairment	615	469
Loans and Leases Receivable, Allowance, Total	$ 615	$ 469

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Effect on Loan Loss Provision as a Result of Changes in Methodology) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for credit losses	$ 1,500	$ 200	$ 2,850	$ 500
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for credit losses	456	600	778	814
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for credit losses	1,002	474	1,668	657
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for credit losses	(126)	(39)	295	79
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for credit losses	112	68	140	76
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for credit losses	$ 56	$ (903)	$ (31)	$ (1,126)

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Impaired Financing Receivables by Loan Class) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	$ 16,845		$ 16,845		$ 20,150
Recorded investment with no allowance	13,528		13,528		13,354
Recorded investment with an allowance	2,078		2,078		6,063
Related allowance	237		237		975
Quarter-to-date average recorded investment	16,025	$ 21,753
Year-to-date average recorded investment			18,475	$ 22,713
Interest income recognized			196	237
Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	8,205		8,205		11,323
Recorded investment with no allowance	6,885		6,885		6,656
Recorded investment with an allowance	81		81		3,934
Related allowance	81		81		776
Quarter-to-date average recorded investment	7,465	13,173
Year-to-date average recorded investment			9,808	14,372
Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	7,267		7,267		7,501
Recorded investment with no allowance	5,270		5,270		5,372
Recorded investment with an allowance	1,997		1,997		2,129
Related allowance	156		156		199
Quarter-to-date average recorded investment	7,280	7,575
Year-to-date average recorded investment			7,357	7,755
Interest income recognized			192	232
Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	1,373		1,373		1,326
Recorded investment with no allowance	1,373		1,373		1,326
Quarter-to-date average recorded investment	1,280	1,005
Year-to-date average recorded investment			1,310	586
Interest income recognized			4	5
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	6,288		6,288		7,257
Recorded investment with no allowance	4,868		4,868		3,817
Recorded investment with an allowance	1,348		1,348		3,255
Related allowance	142		142		395
Quarter-to-date average recorded investment	6,581	7,067
Year-to-date average recorded investment			7,243	7,285
Interest income recognized			121	132
Residential Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	2,103		2,103		2,660
Recorded investment with no allowance	2,031		2,031		678
Recorded investment with an allowance					1,797
Related allowance					215
Quarter-to-date average recorded investment	2,306	2,642
Year-to-date average recorded investment			2,910	2,904
Residential Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	3,878		3,878		4,041
Recorded investment with no allowance	2,530		2,530		2,583
Recorded investment with an allowance	1,348		1,348		1,458
Related allowance	142		142		180
Quarter-to-date average recorded investment	3,886	4,052
Year-to-date average recorded investment			3,940	4,193
Interest income recognized			120	130
Residential Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	307		307		556
Recorded investment with no allowance	307		307		556
Quarter-to-date average recorded investment	389	373
Year-to-date average recorded investment			393	188
Interest income recognized			1	2
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	9,776		9,776		12,431
Recorded investment with no allowance	8,030		8,030		9,198
Recorded investment with an allowance	716		716		2,808
Related allowance	81		81		580
Quarter-to-date average recorded investment	8,685	14,215
Year-to-date average recorded investment			10,468	13,581
Interest income recognized			73	95
Commercial Real Estate Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	5,357		5,357		8,242
Recorded investment with no allowance	4,260		4,260		5,680
Recorded investment with an allowance	67		67		2,137
Related allowance	67		67		561
Quarter-to-date average recorded investment	4,498	10,221
Year-to-date average recorded investment			6,235	9,717
Commercial Real Estate Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	3,353		3,353		3,419
Recorded investment with no allowance	2,704		2,704		2,748
Recorded investment with an allowance	649		649		671
Related allowance	14		14		19
Quarter-to-date average recorded investment	3,357	3,479
Year-to-date average recorded investment			3,379	3,515
Interest income recognized			70	93
Commercial Real Estate Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	1,066		1,066		770
Recorded investment with no allowance	1,066		1,066		770
Quarter-to-date average recorded investment	830	515
Year-to-date average recorded investment			854	349
Interest income recognized			3	2
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	420		420		421
Recorded investment with no allowance	269		269		298
Recorded investment with an allowance	14		14
Related allowance	14		14
Quarter-to-date average recorded investment	397	353
Year-to-date average recorded investment			447	337
Interest income recognized				1
Commercial Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	420		420		421
Recorded investment with no allowance	269		269		298
Recorded investment with an allowance	14		14
Related allowance	14		14
Quarter-to-date average recorded investment	355	310
Year-to-date average recorded investment			429	316
Commercial Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Quarter-to-date average recorded investment	42	43
Year-to-date average recorded investment			18	21
Interest income recognized				1
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	28		28
Recorded investment with no allowance	28		28
Quarter-to-date average recorded investment	28	2
Year-to-date average recorded investment			15	4
Consumer Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	28		28
Recorded investment with no allowance	28		28
Quarter-to-date average recorded investment	9
Year-to-date average recorded investment			3
Consumer Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Quarter-to-date average recorded investment	19	2
Year-to-date average recorded investment			12	4
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	333		333		41
Recorded investment with no allowance	333		333		41
Quarter-to-date average recorded investment	334	116
Year-to-date average recorded investment			302	1,506
Interest income recognized			2	9
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	297		297
Recorded investment with no allowance	297		297
Quarter-to-date average recorded investment	297
Year-to-date average recorded investment			231	1,435
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	36		36		41
Recorded investment with no allowance	36		36		$ 41
Quarter-to-date average recorded investment	$ 37	44
Year-to-date average recorded investment			38	47
Interest income recognized			2	9
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Quarter-to-date average recorded investment		$ 72
Year-to-date average recorded investment			$ 33	$ 24

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Rollforward of TDRs) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	$ 9,193	$ 11,781
New TDRs	1,506	41
Disbursements (Payments)	(633)	(2,154)
Charge offs		(3)
Payoffs	(1,425)	(353)
TDR ending balance	8,641	9,312
TDR, Related Allowance	156	344
Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	1,692	3,118
New TDRs	1,506
Disbursements (Payments)	(482)	(1,391)
Charge offs		(3)
Payoffs	(1,342)
TDR ending balance	1,374	1,724
TDR, Related Allowance		137
Impaired Nonaccrual Loans [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	1,393
Disbursements (Payments)	(51)
Payoffs	(1,342)
Impaired Nonaccrual Loans [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
New TDRs	1,506
Disbursements (Payments)	(401)
TDR ending balance	1,105
Impaired Nonaccrual Loans [Member] \| Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	299	320
Disbursements (Payments)	(30)	(12)
TDR ending balance	269	308
TDR, Related Allowance		4
Impaired Nonaccrual Loans [Member] \| Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance		2,798
Disbursements (Payments)		(1,379)
Charge offs		(3)
TDR ending balance		1,416
TDR, Related Allowance		133
Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	7,501	8,663
New TDRs		41
Disbursements (Payments)	(151)	(763)
Payoffs	(83)	(353)
TDR ending balance	7,267	7,588
TDR, Related Allowance	156	207
Impaired Accruing Restructured Loans [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	4,041	4,454
New TDRs		41
Disbursements (Payments)	(80)	(73)
Payoffs	(83)	(353)
TDR ending balance	3,878	4,069
TDR, Related Allowance	142	185
Impaired Accruing Restructured Loans [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	3,419	4,158
Disbursements (Payments)	(66)	(682)
TDR ending balance	3,353	3,476
TDR, Related Allowance	14	22
Impaired Accruing Restructured Loans [Member] \| Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	41	51
Disbursements (Payments)	(5)	(8)
TDR ending balance	$ 36	$ 43

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Troubled Debt Restructurings on Financing Receivables) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020contract	Sep. 30, 2019contract	Sep. 30, 2020USD ($)contract	Sep. 30, 2019USD ($)contract
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of contracts \| contract	0	0	1	1
Premodification outstanding recorded investment			$ 1,535	$ 75
Postmodification outstanding recorded investment			$ 1,162	$ 41
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of contracts \| contract				1
Premodification outstanding recorded investment				$ 75
Postmodification outstanding recorded investment				$ 41
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of contracts \| contract			1
Premodification outstanding recorded investment			$ 1,535
Postmodification outstanding recorded investment			$ 1,162

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Troubled Debt Restructurings With Subsequent Default) (Details) - contract	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Loans and Allowance for Credit Losses [Abstract]
Number of contracts	0	0	0	0

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Financing Receivable Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	$ 1,423,965	$ 1,248,654
Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	1,191,398	1,042,408
Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	205,238	177,994
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	14,908	13,523
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	12,421	14,729
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	106,040	99,829
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	84,506	84,357
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	19,196	13,068
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	2,041	2,404
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	297
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	442,140	442,506
Residential Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	398,950	404,500
Residential Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	36,426	29,223
Residential Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	4,095	5,549
Residential Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	2,669	3,234
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	629,641	586,562
Commercial Real Estate Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	492,816	455,388
Commercial Real Estate Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	122,104	115,190
Commercial Real Estate Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	5,598	4,822
Commercial Real Estate Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	9,123	11,162
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	218,596	102,020
Commercial Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	187,876	80,816
Commercial Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	27,247	20,130
Commercial Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	3,174	746
Commercial Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	299	328
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	27,548	17,737
Consumer Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	27,250	17,347
Consumer Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	265	383
Consumer Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		2
Consumer Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	$ 33	$ 5

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Aging of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 1,413,732	$ 1,231,076
Total past due	3,267	6,988
Nonaccrual	6,966	10,590
Total loans	$ 1,423,965	$ 1,248,654
Percent of total loans, Current	99.30%	98.60%
Percent of total loans, Total past due	0.20%	0.60%
Percent of total loans, Nonaccrual	0.50%	0.80%
Percent of total loans, Total loans	100.00%	100.00%
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 1,248	$ 4,662
Percent of total loans, Total past due	0.10%	0.40%
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 646	$ 1,000
Percent of total loans, Total past due		0.10%
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 1,373	$ 1,326
Percent of total loans, Total past due	0.10%	0.10%
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 438,917	$ 435,671
Total past due	1,192	4,360
Nonaccrual	2,031	2,475
Total loans	442,140	442,506
Residential Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	240	3,021
Residential Portfolio Segment [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	645	783
Residential Portfolio Segment [Member] \| Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	307	556
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	623,256	577,015
Total past due	2,058	1,730
Nonaccrual	4,327	7,817
Total loans	629,641	586,562
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	992	743
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		217
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,066	770
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	218,297	101,476
Total past due	16	246
Nonaccrual	283	298
Total loans	218,596	102,020
Commercial Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	16	246
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	27,519	17,680
Total past due	1	57
Nonaccrual	28
Total loans	27,548	17,737
Consumer Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		57
Consumer Portfolio Segment [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	105,743	99,234
Total past due		595
Nonaccrual	297
Total loans	$ 106,040	99,829
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		$ 595

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses (Allowance for Credit Losses on Financing Receivables) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Allowance for credit losses allocated to:
Beginning balance	$ 11,090	$ 10,305	$ 10,507	$ 10,343
Charge-offs	(101)	(184)	(1,018)	(801)
Recoveries	288	117	438	396
Net (charge-offs) recoveries	187	(67)	(580)	(405)
Provision	1,500	200	2,850	500
Ending balance	12,777	10,438	12,777	10,438
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Allowance for credit losses allocated to:
Beginning balance	1,497	2,443	1,576	2,662
Charge-offs				(3)
Recoveries	5	1	13	8
Net (charge-offs) recoveries	5	1	13	5
Provision	56	(903)	(31)	(1,126)
Ending balance	1,558	1,541	1,558	1,541
Residential Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	2,639	2,155	2,501	2,353
Charge-offs	(10)	(86)	(201)	(509)
Recoveries	199	12	206	23
Net (charge-offs) recoveries	189	(74)	5	(486)
Provision	456	600	778	814
Ending balance	3,284	2,681	3,284	2,681
Commercial Real Estate Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	4,097	3,367	4,032	3,077
Charge-offs	(1)		(601)
Recoveries	1	7		114
Net (charge-offs) recoveries		7	(601)	114
Provision	1,002	474	1,668	657
Ending balance	5,099	3,848	5,099	3,848
Commercial Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	2,355	2,057	1,929	1,949
Charge-offs	(89)	(98)	(208)	(260)
Recoveries	81	96	205	248
Net (charge-offs) recoveries	(8)	(2)	(3)	(12)
Provision	(126)	(39)	295	79
Ending balance	2,221	2,016	2,221	2,016
Consumer Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	502	283	469	302
Charge-offs	(1)		(8)	(29)
Recoveries	2	1	14	3
Net (charge-offs) recoveries	1	1	6	(26)
Provision	112	68	140	76
Ending balance	$ 615	$ 352	$ 615	$ 352

Leases (Narrative) (Details)

Leases (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jan. 01, 2019
Right-of-use assets	$ 4,769		$ 4,771	$ 3,800
Lease liabilities	$ 4,840		4,792	$ 3,800
Additional Premises [Member]
Right-of-use assets			1,400
Lease liabilities			$ 1,400
Copier lease
Right-of-use assets		$ 419
Lease liabilities		$ 419

Leases (Lease Information) (Det

Leases (Lease Information) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019	Jan. 01, 2019
Leases [Abstract]
Lease liabilities	$ 4,840	$ 4,792	$ 3,800
Right-of-use assets	$ 4,769	$ 4,771	$ 3,800
Weighted average remaining lease term	10 years 8 months 23 days	11 years 9 months 3 days
Weighted average discount rate	2.94%	3.13%

Leases (Lease cost) (Details)

Leases (Lease cost) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
Leases (Lease cost) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Sep. 30, 2020
Leases [Abstract]
Operating lease cost	$ 177	$ 534
Total lease cost	177	534
Cash paid for amounts included in the measurement of lease liabilities	$ 168	$ 498

Leases (Lease Payments Due) (De

Leases (Lease Payments Due) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019	Jan. 01, 2019
Leases [Abstract]
Three months ending December 31, 2020	$ 164
Twelve months ending December 31, 2021	637
Twelve months ending December 31, 2022	633
Twelve months ending December 31, 2023	606
Twelve months ending December 31, 2024	558
Twelve months ending December 31, 2025	427
Thereafter	2,853
Total undiscounted cash flows	5,878
Discount	1,038
Lease liabilities	$ 4,840	$ 4,792	$ 3,800

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Goodwill and Other Intangibles [Abstract]
Aggregate Amortization Expense Included In Continued Operations	$ 407	$ 461

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Schedule of Components of Goodwill and Other Acquired Intangible Assets) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Goodwill and Intangible Assets [Line Items]
Goodwill, Gross	$ 19,728	$ 19,728
Accumulated Impairment Charges	(1,543)	(1,543)
Accumulated Amortization	(667)	(667)
Goodwill, Total	17,518	17,518
Other intangible assets, Amortizable, Gross Carrying Amount	3,954	3,954
Other intangible assets, Amortizable, Accumulated Amortization	(2,110)	(1,702)
Total amortizing intangible assets	1,844	2,252
Core Deposits Intangible [Member]
Goodwill and Intangible Assets [Line Items]
Other intangible assets, Amortizable, Gross Carrying Amount	3,954	3,954
Other intangible assets, Amortizable, Accumulated Amortization	(2,110)	(1,702)
Total amortizing intangible assets	$ 1,844	$ 2,252
Weighted Average Remaining Life (in years)	4 years 8 months 12 days	5 years 8 months 12 days

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets (Future Amortization Expense for Amortizable Other Intangible Assets) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Goodwill and Other Intangibles [Abstract]
2020	$ 126
2021	461
2022	389
2023	317
2024	246
2025	174
Thereafter	131
Total amortizing intangible assets	$ 1,844	$ 2,252

Other Assets (Schedule of Other

Other Assets (Schedule of Other Assets) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Other Assets [Abstract]
Accrued interest receivable	$ 7,385	$ 3,455
Deferred income taxes	4,041	2,754
Prepaid expenses	1,692	1,157
Cash surrender value on life insurance	30,690	29,782
Income taxes receivable	398	175
Other assets	2,923	3,249
Total	$ 47,129	$ 40,572

Other Assets (Schedule of Defer

Other Assets (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Deferred tax assets:
Allowance for credit losses	$ 3,453	$ 2,850
Write-downs of other real estate owned	2	9
Nonaccrual loan interest	411	353
Unrealized losses on available-for-sale securities transferred to held to maturity		4
Other	2,162	735
Total deferred tax assets	6,028	3,951
Less valuation allowance	(120)	(63)
Deferred tax assets net of valuation allowance	5,908	3,888
Deferred tax liabilities:
Depreciation	163	198
Acquisition accounting adjustments	669	508
Deferred capital gain on branch sale	188	194
Unrealized gains on available-for-sale securities	708	74
Other	139	160
Total deferred tax liabilities	1,867	1,134
Net deferred tax assets	$ 4,041	$ 2,754

Subordinated Debt (Details)

Subordinated Debt (Details) - USD ($) $ in Thousands	Aug. 25, 2020	Sep. 30, 2020
Debt Instrument [Line Items]
Subordinated Debt		$ 24,399
Unamortized issuance costs		$ 601
Subordinated Debt [Member]
Debt Instrument [Line Items]
Principal amount	$ 25,000
Interest Rate	5.375%
Payments of Debt Issuance Costs	$ 611
Subordinated Debt [Member] \| SOFR
Debt Instrument [Line Items]
Basis Spread on Variable Rate	526.50%

Other Liabilities (Schedule of

Other Liabilities (Schedule of Other Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Other Liabilities [Abstract]
Accrued interest payable	$ 319	$ 330
Deferred compensation liability	2,478	1,401
Other liabilities	2,115	2,350
Total	$ 4,912	$ 4,081

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - Equity Plan 2016 [Member] - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award description			The Company may issue shares of common stock or grant other equity-based awards pursuant to the 2016 Equity Plan. Stock-based awards granted to date generally are time-based, vest in equal installments on each anniversary of the grant date and range over a one- to five-year period of time, and, in the case of stock options, expire 10 years from the grant date. As part of the 2016 Equity Plan, a performance equity incentive award program, known as the “Long-term incentive plan” allows participating officers of the Company to earn incentive awards of performance share/restricted stock units if certain pre-determined targets are achieved at the end of a three-year performance cycle. Stock-based compensation expense based on the grant date fair value is recognized ratably over the requisite service period for all awards and reflects forfeitures as they occur.
Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award expiration			10 years
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share price	$ 10.98		$ 10.98
Options, Weighted average remaining contractual term			4 years 1 month 6 days
Options, granted, weighted average fair value	$ 0	$ 0	$ 0	$ 0
Options, outstanding intrinsic value	$ 20		$ 20
Options, exercisable, intrinsic value	$ 20		20
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Other than options, vested, fair value			$ 254	$ 0
Time Based Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized for granting	750,000		750,000
Shares available to be granted	611,664		611,664
Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			3 years
Performance period			3 years
Number of shares entitled after performance condition period			1
Other than options, vested, fair value			$ 107	$ 241
Maximum [Member] \| Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			5 years
Minimum [Member] \| Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			1 year

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule of Stock-Based Compensation) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Stock-Based Compensation [Abstract]
Stock-based compensation expense	$ 67	$ 61	$ 190	$ 92
Excess tax benefits related to stock-based compensation		2	11	5
Unrecognized stock-based compensation expense	$ 143	$ 90	$ 143	$ 90
Weighted average period unrecognized expense is expected to be recognized			6 months	6 months

Stock-Based Compensation (Sch_2

Stock-Based Compensation (Schedule of Stock-Based Compensation, RS and RSU Award Activity) (Details) - Equity Plan 2016 [Member]	9 Months Ended
	Sep. 30, 2020$ / sharesshares
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares, Nonvested at beginning of period (in shares) \| shares	15,702
Number of Shares, Granted (in shares) \| shares	24,800
Number of Shares, Vested (in shares) \| shares	(15,702)
Number of Shares, Cancelled (in shares) \| shares	(902)
Number of Shares, Nonvested at end of period (in shares) \| shares	23,898
Weighted Average Grant Date Fair Value, Nonvested at beginning of period (in dollars per share) \| $ / shares	$ 15.36
Weighted Average Grant Date Fair Value, Granted (in dollars per share) \| $ / shares	13.76
Weighted Average Grant Date Fair Value, Vested (in dollars per share) \| $ / shares	15.36
Weighted Average Grant Date Fair Value, Cancelled (in dollars per share) \| $ / shares	16.25
Weighted Average Grant Date Fair Value, Nonvested at end of period (in dollars per share) \| $ / shares	$ 13.76
Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares, Nonvested at beginning of period (in shares) \| shares	6,451
Number of Shares, Vested (in shares) \| shares	(6,451)
Weighted Average Grant Date Fair Value, Nonvested at beginning of period (in dollars per share) \| $ / shares	$ 16.57
Weighted Average Grant Date Fair Value, Vested (in dollars per share) \| $ / shares	$ 16.57

Stock-Based Compensation (Sch_3

Stock-Based Compensation (Schedule of Stock Options Activity) (Details) - Employee Stock Option [Member]	Sep. 30, 2020$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares, Outstanding at beginning of period (in shares) \| shares	11,671
Number of shares, Outstanding at end of period (in shares) \| shares	11,671
Number of shares, Exercisable at end of period (in shares) \| shares	11,671
Weighted Average Grant Date Fair Value, Outstanding at beginning of period \| $ / shares	$ 9.25
Weighted Average Grant Date Fair Value, Outstanding at end of period \| $ / shares	9.25
Weighted Average Exercise Price, Exercisable at end of period \| $ / shares	$ 9.25

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances	$ 200,134	$ 191,307	$ 192,802	$ 183,185
Other comprehensive income	(100)	226	1,697	2,983
Balances	198,881	193,963	198,881	193,963
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances	2,004	(193)	207	(2,950)
Other comprehensive income			1,956	2,983
Reclassification of (gains) recognized			(259)
Balances	1,904	33	1,904	33
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances			218	(2,918)
Other comprehensive income			1,945	2,967
Reclassification of (gains) recognized			(259)
Balances	$ 1,904	49	1,904	49
Unrealized Gains Losses On Securities Transferred From Available For Sale To Held To Maturity [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances			(11)	(32)
Other comprehensive income			$ 11	16
Balances		$ (16)		$ (16)

Fair Value Measurements (Assets

Fair Value Measurements (Assets and Liabilities Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value assets transferred from , Level 1 to level 2	$ 0	$ 0
Fair value assets transferred from , Level 2 to level 1	0	0
Fair value assets transferred in	0	0
Fair value assets transferred out	0	0
Investment securities:
Investment securities available for sale, at fair value	139,349	122,791
Equity securities, at fair value	1,396	1,342
Total	140,745	124,133
Fair Value, Inputs, Level 1 [Member]
Investment securities:
Investment securities available for sale, at fair value
Equity securities, at fair value
Total
Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	139,349	122,791
Equity securities, at fair value	1,396	1,342
Total	140,745	124,133
Fair Value, Inputs, Level 3 [Member]
Investment securities:
Investment securities available for sale, at fair value
Equity securities, at fair value
Total
U.S. Government Agencies [Member]
Investment securities:
Investment securities available for sale, at fair value	24,632	23,826
U.S. Government Agencies [Member] \| Fair Value, Inputs, Level 1 [Member]
Investment securities:
Investment securities available for sale, at fair value
U.S. Government Agencies [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	24,632	23,826
U.S. Government Agencies [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities:
Investment securities available for sale, at fair value
Collateralized Mortgage Backed Securities [Member]
Investment securities:
Investment securities available for sale, at fair value	114,717	98,965
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Investment securities:
Investment securities available for sale, at fair value
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	114,717	$ 98,965
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities:
Investment securities available for sale, at fair value

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value of Assets Measured on Nonrecurring Basis) (Details) - Fair Value, Inputs, Level 3 [Member] - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Appraisal Of Collateral [Member]
Impaired loans:
Impaired loans	$ 610	$ 2,489
Other real estate owned	$ 38	$ 74
Impaired loans, Liquidation expense, Range	10.00%	10.00%
Other real estate owned, Liquidation expense, Range		10.00%
Appraisal Of Collateral [Member] \| Maximum [Member]
Impaired loans:
Other real estate owned, Appraisal adjustment, Range	19.00%	31.00%
Appraisal Of Collateral [Member] \| Minimum [Member]
Impaired loans:
Other real estate owned, Appraisal adjustment, Range	0.00%	0.00%
Appraisal Of Collateral [Member] \| Weighted Average [Member]
Impaired loans:
Impaired loans, Liquidation expense, Range	10.00%
Other real estate owned, Appraisal adjustment, Range	19.00%
Discounted Cash Flow Analysis [Member]
Impaired loans:
Impaired loans	$ 1,231	$ 2,599
Discounted Cash Flow Analysis [Member] \| Maximum [Member]
Impaired loans:
Impaired loans, Discount rate, Range	7.25%	7.25%
Discounted Cash Flow Analysis [Member] \| Minimum [Member]
Impaired loans:
Impaired loans, Discount rate, Range	4.00%	4.00%
Discounted Cash Flow Analysis [Member] \| Weighted Average [Member]
Impaired loans:
Impaired loans, Discount rate, Range	6.00%

Fair Value Measurements (Estima

Fair Value Measurements (Estimated Fair Values of Financial Assets and Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financial assets, Estimated Fair Value
Investment securities held to maturity	$ 20,254	$ 8,654
Fair Value, Inputs, Level 1 [Member] \| Carrying Amount [Member]
Financial assets, Estimated Fair Value
Cash and cash equivalents	156,462	94,971
Fair Value, Inputs, Level 1 [Member] \| Estimated Fair Value [Member]
Financial assets, Estimated Fair Value
Cash and cash equivalents	156,462	94,971
Fair Value, Inputs, Level 2 [Member] \| Carrying Amount [Member]
Financial assets, Estimated Fair Value
Investment securities held to maturity	20,174	8,786
Restricted securities	3,626	4,190
Cash surrender value on life insurance	30,690	29,782
Financial liabilities, Estimated Fair Value
Noninterest-bearing demand	465,304	356,618
Checking plus interest	411,742	302,227
Money market	273,775	262,050
Savings	168,910	143,322
Club	1,505	387
Certificates of deposit, $100,000 or more	126,704	127,600
Other time	146,181	149,130
Securities sold under retail repurchase agreement	1,019	1,226
Advances from FHLB - long-term		15,000
Subordinated debt	24,399
Fair Value, Inputs, Level 2 [Member] \| Estimated Fair Value [Member]
Financial assets, Estimated Fair Value
Investment securities held to maturity	20,254	8,654
Restricted securities	3,626	4,190
Cash surrender value on life insurance	30,690	29,782
Financial liabilities, Estimated Fair Value
Noninterest-bearing demand	465,304	356,618
Checking plus interest	411,742	302,227
Money market	273,775	262,050
Savings	168,910	143,322
Club	1,505	387
Certificates of deposit, $100,000 or more	128,810	128,167
Other time	147,738	149,209
Securities sold under retail repurchase agreement	1,019	1,226
Advances from FHLB - long-term		15,040
Subordinated debt	25,677
Fair Value, Inputs, Level 3 [Member] \| Carrying Amount [Member]
Financial assets, Estimated Fair Value
Loans, net	1,411,188	1,238,147
Fair Value, Inputs, Level 3 [Member] \| Estimated Fair Value [Member]
Financial assets, Estimated Fair Value
Loans, net	$ 1,415,862	$ 1,242,867

Financial Instruments with Of_3

Financial Instruments with Off-Balance Sheet Risk (Schedule of Commitments Outstanding) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments outstanding	$ 266,186	$ 219,343
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments outstanding	257,009	211,652
Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments outstanding	$ 9,177	$ 7,691

Revenue Recognition (Noninteres

Revenue Recognition (Noninterest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Revenue Recognition [Abstract]
Service charges on deposit accounts	$ 647	$ 990	$ 2,057	$ 2,952
Trust and investment fee income	381	383	1,119	1,140
Interchange income	808	702	2,169	1,979
Other noninterest income	455	316	1,141	1,026
Noninterest Income (in-scope of Topic 606)	2,291	2,391	6,486	7,097
Noninterest Income (out-of-scope of Topic 606)	290	138	1,216	229
Total noninterest income	$ 2,581	$ 2,529	$ 7,702	$ 7,326