Shore Bancshares (SHBI) 10-Q15 Aug 222022 Q2 Quarterly reportFinancial data

Company Profile

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
Document And Entity Information - shares	Jun. 30, 2022	Aug. 10, 2022
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Entity File Number	0-22345
Entity Registrant Name	SHORE BANCSHARES INC
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	52-1974638
Entity Address, Address Line One	18 E. Dover Street
Entity Address, City or Town	Easton
Entity Address, State or Province	MD
Entity Address, Postal Zip Code	21601
City Area Code	410
Local Phone Number	763-7800
Title of 12(b) Security	Common Stock
Trading Symbol	SHBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		19,850,142
Entity Central Index Key	0001035092
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2
Amendment Flag	false

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 18,473	$ 16,919
Interest-bearing deposits with other banks	384,536	566,694
Cash and cash equivalents	403,009	583,613
Investment securities:
Available-for-sale, at fair value	94,689	116,982
Held to maturity, at amortized cost - fair value of $415,435 (2022) and $401,524 (2021)	458,957	404,594
Equity securities, at fair value	1,271	1,372
Restricted securities, at cost	9,894	4,159
Loans held for sale, at fair value	7,306	37,749
Loans held for investment	2,264,579	2,119,175
Less: allowance for credit losses	(15,483)	(13,944)
Loans, net	2,249,096	2,105,231
Premises and equipment, net	52,244	51,624
Goodwill	63,281	63,421
Other intangible assets, net	6,507	7,535
Other real estate owned, net	197	532
Mortgage servicing rights, at fair value	5,228	4,087
Right-of-use assets	9,979	11,370
Cash surrender value on life insurance	58,437	47,935
Other assets	22,455	19,932
TOTAL ASSETS	3,442,550	3,460,136
Deposits:
Noninterest-bearing	889,122	927,497
Interest-bearing	2,125,209	2,098,739
Total deposits	3,014,331	3,026,236
Securities sold under retail repurchase agreements		4,143
Advances from FHLB - long-term	10,054	10,135
Subordinated debt	42,917	42,762
Total borrowings	52,971	57,040
Lease liabilities	10,216	11,567
Other liabilities	12,255	14,600
TOTAL LIABILITIES	3,089,773	3,109,443
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 19,843,379 (2022) and 19,807,533 (2021)	198	198
Additional paid in capital	200,914	200,473
Retained earnings	158,316	149,966
Accumulated other comprehensive (loss) income	(6,651)	56
TOTAL STOCKHOLDERS' EQUITY	352,777	350,693
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 3,442,550	$ 3,460,136

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
CONSOLIDATED BALANCE SHEETS
Investment securities held to maturity	$ 415,435	$ 401,524
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	35,000,000	35,000,000
Common stock, shares, issued	19,849,563	19,807,533
Common stock, shares outstanding	19,849,563	19,807,533

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST INCOME
Interest and fees on loans	$ 23,452	$ 14,381	$ 45,537	$ 28,747
Interest and dividends on investment securities:
Taxable	2,392	1,095	4,377	2,025
Interest on deposits with other banks	826	55	1,080	102
Total interest income	26,670	15,531	50,994	30,874
INTEREST EXPENSE
Interest on deposits	1,511	1,056	2,869	2,240
Interest on short-term borrowings		2	2	3
Interest on long-term borrowings	541	370	1,075	729
Total interest expense	2,052	1,428	3,946	2,972
NET INTEREST INCOME	24,618	14,103	47,048	27,902
Provision for credit losses	200	650	800	1,075
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	24,418	13,453	46,248	26,827
NONINTEREST INCOME
Service charges on deposit accounts	1,438	683	2,797	1,357
Trust and investment fee income	447	475	961	882
Interchange credits	1,253	1,036	2,291	1,906
Mortgage-banking revenue	1,096		2,963
Title Company revenue	426		749
Other noninterest income	1,173	709	2,118	1,315
Total noninterest income	5,833	2,903	11,879	5,460
NONINTEREST EXPENSE
Salaries and wages	8,898	4,262	18,460	8,404
Employee benefits	2,269	1,493	4,931	3,337
Occupancy expense	1,485	770	3,052	1,584
Furniture and equipment expense	411	412	840	719
Data processing	1,668	1,217	3,275	2,344
Directors' fees	210	154	400	303
Amortization of other intangible assets	511	120	1,028	246
FDIC insurance premium expense	429	223	772	408
Other real estate owned expenses, net	57	1	51	2
Legal and professional fees	811	648	1,448	1,164
Merger-related expenses	241	377	971	377
Other noninterest expenses	3,104	1,199	5,198	2,486
Total noninterest expense	20,094	10,876	40,426	21,374
Income before income taxes	10,157	5,480	17,701	10,913
Income tax expense	2,658	1,449	4,589	2,884
NET INCOME	$ 7,499	$ 4,031	$ 13,112	$ 8,029
Earnings per common share - Basic and diluted
Basic net income per common share	$ 0.38	$ 0.34	$ 0.66	$ 0.68
Diluted net income per common share	0.38	0.34	0.66	0.68
Dividends paid per common share	$ 0.12	$ 0.12	$ 0.24	$ 0.24

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Net income	$ 7,499	$ 4,031	$ 13,112	$ 8,029
Investment securities:
Unrealized holding (losses) on available-for-sale-securities	(6,161)	(194)	(9,226)	(1,269)
Tax effect	1,682	53	2,519	346
Total other comprehensive (loss)	(4,479)	(141)	(6,707)	(923)
Comprehensive income	$ 3,020	$ 3,890	$ 6,405	$ 7,106

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (loss) [Member]	Total
Balances at Dec. 31, 2020	$ 118	$ 52,167	$ 141,205	$ 1,529	$ 195,019
Net income			3,998		3,998
Other comprehensive (loss)				(782)	(782)
Retirement of common stock		(819)			(819)
Stock-based compensation		97			97
Cash dividends declared			(1,409)		(1,409)
Balances at Mar. 31, 2021	118	51,445	143,794	747	196,104
Balances at Dec. 31, 2020	118	52,167	141,205	1,529	195,019
Net income					8,029
Balances at Jun. 30, 2021	118	51,544	146,414	606	198,682
Balances at Mar. 31, 2021	118	51,445	143,794	747	196,104
Net income			4,031		4,031
Other comprehensive (loss)				(141)	(141)
Stock-based compensation		99			99
Cash dividends declared			(1,411)		(1,411)
Balances at Jun. 30, 2021	118	51,544	146,414	606	198,682
Balances at Dec. 31, 2021	198	200,473	149,966	56	350,693
Net income			5,613		5,613
Other comprehensive (loss)				(2,228)	(2,228)
Common shares issued for employee stock purchase plan		37			37
Stock-based compensation		130			130
Cash dividends declared			(2,381)		(2,381)
Balances at Mar. 31, 2022	198	200,640	153,198	(2,172)	351,864
Balances at Dec. 31, 2021	198	200,473	149,966	56	350,693
Net income					13,112
Balances at Jun. 30, 2022	198	200,914	158,316	(6,651)	352,777
Balances at Mar. 31, 2022	198	200,640	153,198	(2,172)	351,864
Net income			7,499		7,499
Other comprehensive (loss)				(4,479)	(4,479)
Common shares issued for employee stock purchase plan		102			102
Stock-based compensation		172			172
Cash dividends declared			(2,381)		(2,381)
Balances at Jun. 30, 2022	$ 198	$ 200,914	$ 158,316	$ (6,651)	$ 352,777

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 13,112	$ 8,029
Adjustments to reconcile net income to net cash provided by operating activities:
Net accretion of acquisition accounting estimates	(816)	(142)
Provision for credit losses	800	1,075
Depreciation and amortization	2,901	1,277
Net amortization of securities	781	687
Amortization of debt issuance costs	61	61
(Gain) on mortgage banking activities	(1,878)
Proceeds from sale of mortgage loans held for sale	104,005
Originations of loans held for sale	(72,301)
Stock-based compensation expense	302	196
Deferred income tax expense (benefit)	81	(578)
(Gains) on valuation adjustments on mortgage servicing rights	(478)
Losses on sales and valuation adjustments on other real estate owned	44	2
Fair value adjustment on equity securities	108	20
Bank owned life insurance income	(410)	(545)
Net changes in:
Accrued interest receivable	(368)	1,229
Other assets	304	(1,127)
Accrued interest payable	5	(90)
Other liabilities	(3,202)	446
Net cash provided by operating activities	43,051	10,540
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	12,778	23,862
Proceeds from maturities and principal payments of investment securities held to maturity	23,613	3,037
Purchases of securities held to maturity	(78,468)	(136,422)
Purchases of equity securities	(7)	(10)
Purchases of restricted securities	(5,735)
Net redemption of restricted securities		437
Net change in loans	(143,947)	(18,156)
Purchases of premises and equipment	(1,720)	(1,048)
Proceeds from sales of other real estate owned	394
Improvements to other real estate owned	(34)
Purchases of bank owned life insurance	(10,092)	(10,109)
Net cash (used in) investing activities	(203,218)	(138,409)
CASH FLOWS FROM FINANCING ACTIVITIES:
Noninterest-bearing deposits	(38,375)	28,918
Interest-bearing deposits	26,704	151,004
Short-term borrowings	(4,143)	1,857
Common stock dividends paid	(4,762)	(2,820)
Retirement of common stock		(819)
Issuance of common stock	139
Net cash (used in) provided by financing activities	(20,437)	178,140
Net (decrease) increase in cash and cash equivalents	(180,604)	50,271
Cash and cash equivalents at beginning of period	583,613	186,917
Cash and cash equivalents at end of period	403,009	237,188
Supplemental cash flows information:
Interest paid	4,101	3,046
Income taxes paid	2,261	2,441
Lease liabilities arising from right-of-use assets	(678)	1,132
Transfers from loans to other real estate owned	69	205
Unrealized (loss) on securities available for sale	$ (9,226)	$ (1,269)

Basis of Presentation

Basis of Presentation	6 Months Ended
Basis of Presentation	Jun. 30, 2022
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 – Basis of Presentation The consolidated financial statements include the accounts of Shore Bancshares, Inc. and its subsidiaries with all significant intercompany transactions eliminated. The consolidated financial statements conform to accounting principles generally accepted in the United States of America (“GAAP”) and to prevailing practices within the banking industry. The accompanying interim financial statements are unaudited; however, in the opinion of management all adjustments necessary to present fairly the consolidated financial position at June 30, 2022, the consolidated results of income and comprehensive income for the three and six months ended June 30, 2022 and 2021, changes in stockholders’ equity for the three and six months ended June 30, 2022 and 2021 and cash flows for the six months ended June 30, 2022 and 2021, have been included. All such adjustments are of a normal recurring nature. The amounts as of December 31, 2021 were derived from the 2021 audited financial statements. The results of operations for the three and six months ended June 30, 2022 are not necessarily indicative of the results to be expected for any other interim period or for the full year. This Quarterly Report on Form 10-Q should be read in conjunction with the Annual Report of Shore Bancshares, Inc. on Form 10-K for the year ended December 31, 2021. For purposes of comparability, certain immaterial reclassifications have been made to amounts previously reported to conform with the current period presentation. When used in these notes, the term “the Company” refers to Shore Bancshares, Inc. and, unless the context requires otherwise, its consolidated subsidiaries, Shore United Bank, N.A. (the “Bank”). Recent Accounting Standards and Other Authoritative Guidance ASU No. 2016-13 – In June 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The FASB has issued multiple updates to ASU 2016-13 as codified in Topic 326, including ASU’s 2019-04, 2019-05, 2019-10, 2019-11, 2020-02, and 2020-03. These ASU’s have provided for various minor technical corrections and improvements to the codification as well as other transition matters. Smaller reporting companies who file with the U.S. Securities and Exchange Commission (SEC) and all other entities who do not file with the SEC are required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. At this time, the Company has established a project management team which meets periodically to discuss and assign roles and responsibilities, key tasks to complete, and a general timeline to be followed for implementation. The team has been working with an advisory consultant and has purchased a vendor model for implementation. Historical data has been collected and uploaded to the new model and the team is in the process of finalizing the methodologies that will be utilized. The team is currently running a parallel simulation to its current incurred loss model. The Company is continuing to evaluate the extent of the potential impact of this standard and continues to keep current on evolving interpretations and industry practices via webcasts, publications, conferences, and peer bank meetings. Effective November 25, 2019, the SEC adopted Staff Accounting Bulletin (SAB) 119. SAB 119 updated portions of SEC interpretative guidance to align with FASB ASC 326, “Financial Instruments – Credit Losses.” It covers topics including (1) measuring current expected credit losses; (2) development, governance, and documentation of a systematic methodology; (3) documenting the results of a systematic methodology; and (4) validating a systematic methodology. ASU No. 2022-02 – In March 2022, the (FASB) issued (ASU) No. 2022-02, “Financial Instruments-Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures.” ASU 2022-02 addresses areas identified by the FASB as part of its post-implementation review of the credit losses standard (ASU 2016-13) that introduced the CECL model. The amendments eliminate the accounting guidance for troubled debt restructurings by creditors that have adopted the CECL model and enhance the disclosure requirements for loan refinancing’s and restructurings made with borrowers experiencing financial difficulty. In addition, the amendments require a public business entity to disclose current-period gross write-offs for financing receivables and net investment in leases by year of origination in the vintage disclosures. The amendments in this ASU should be applied prospectively, except for the transition method related to the recognition and measurement of troubled debt restructurings (TDR), an entity has the option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption. For entities that have adopted ASU 2016-13, ASU 2022-02 is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. For entities that have not yet adopted ASU 2016-13, the effective dates for ASU 2022-02 are the same as the effective dates in ASU 2016-13. Early adoption is permitted if an entity has adopted ASU 2016-13. An entity may elect to early adopt the amendments about TDRs and related disclosure enhancements separately from the amendments related to vintage disclosures. The Company is currently assessing the impact that ASU 2022-02 will have on its consolidated financial statements. ASU No. 2022-03 - In June 2022, the (FASB) issued (ASU) No. 2022-03, “Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions”. ASU 2022-03 clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security and, therefore, is not considered in measuring fair value. The ASU is effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted. The Company does not expect the adoption of ASU 2022-03 to have a material impact on its consolidated financial statements. ASU No. 2020-04 – In March 2020, the (FASB) issued (ASU) No. 2020-04 “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Inter-bank Offered Rate (“LIBOR”) or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. Subsequently, in January 2021, the (FASB) issued (ASU) No. 2021-01 “Reference Rate Reform (Topic 848): Scope.” This ASU clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The ASU also amends the expedients and exceptions in Topic 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. An entity may elect to apply ASU No. 2021-01 on contract modifications that change the interest rate used for margining, discounting, or contract price alignment retrospectively as of any date from the beginning of the interim period that includes March 12, 2020, or prospectively to new modifications from any date within the interim period that includes or is subsequent to January 7, 2021, up to the date that financial statements are available to be issued. An entity may elect to apply ASU No. 2021-01 to eligible hedging relationships existing as of the beginning of the interim period that includes March 12, 2020, and to new eligible hedging relationships entered into after the beginning of the interim period that includes March 12, 2020. At present, the Bank has limited exposure to LIBOR based pricing. LIBOR based loans only comprise 19 loans or 3.9% of the loan portfolio. The Bank is confident it can successfully negotiate a migration to the Secured Overnight Financing Rate (“SOFR”) between now and the implementation date. The Bank will notify customers within 120 days prior to migration to SOFR. The Bank acknowledges the replacement rate will be more volatile based on different countries migrating to different indexes and limited liquidity to support the rate. The Bank further acknowledges the volatility will be greatly influenced by the support provided by the Federal Reserve.

Business Combination

Business Combination	6 Months Ended
Business Combination	Jun. 30, 2022
Business Combination [Abstract]
Business Combination	Note 2 – Business Combination On October 31, 2021 (“Acquisition Date”), the Company completed the acquisition of Severn Bancorp, Inc. (“Severn”), a Maryland charted commercial bank, in accordance with the definitive agreement that was entered into on March 3, 2021, by and among the Company and Severn. The Company acquired Severn to access deposits and deploy excess capital into a high growth market, while also enhancing scale to drive efficiency and profitability. Additionally, this transaction creates a competitive position in the Columbia/Baltimore/Towson MSA, while filling in our current market footprint. In connection with the completion of the merger, former Severn shareholders received 0.6207 shares of Shore common stock and $1.59 in cash for each share of Severn common stock. Based on the $18.48 per share closing price of the Company’s common stock on October 29, 2021 and including the fair value of options converted or cashed-out, the total transaction value was approximately $169.8 million. Upon completion of the acquisition, Shore shareholders owned approximately 59.6% of the combined company, and former Severn shareholders owned approximately 40.4%. As of October 31, 2021, Severn, headquartered in Annapolis, MD, had more than $1.1 billion in assets and operated 7 full-service community banking offices throughout Anne Arundel County, Maryland. The acquisition of Severn was accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed, and consideration paid were recorded at estimated fair values on the Acquisition Date. The provisional amount of goodwill recognized as of the Acquisition Date was approximately $45.9 million. The Company will continue to keep the measurement of goodwill open for any additional adjustments to the fair value of certain accounts, for example loans, that may arise during the Company’s final review procedures of any updated information. If considered necessary, any subsequent adjustments to the fair value of assets acquired and liabilities assumed, identifiable intangible assets, or other purchase accounting adjustments will result in adjustments to goodwill within the first 12 months following the Acquisition Date. The goodwill is not expected to be deductible for tax purposes. As a result of the integration of the operations of Severn, it is not practicable to determine revenue or net income included in the Company’s consolidated operating results relating to Severn since the date of acquisition, as Severn’s results cannot be separately identified. Comparative pro-forma financial statements for the prior year period were not presented, as adjustments to those statements would not be indicative of what would have occurred had the acquisition taken place on January 1, 2021. In particular, adjustments that would have been necessary to be made to record the loans at fair value, the provision of credit losses or the core deposit intangible would not be practical to estimate. The consideration paid for Severn’s common equity and outstanding stock options and the provisional fair values of acquired identifiable assets and assumed identifiable liabilities were as follows: (In thousands, except per share data) Purchase Price Consideration: Fair value of common shares issued (8,053,088 shares) based on Shore Bancshares, Inc. share price of $18.48 $ 148,821 Cash consideration 20,631 Cash paid for cash-out Severn stock options 310 Cash for fractional shares 3 Total purchase price $ 169,765 Identifiable assets: Cash and cash equivalents $ 326,725 Total securities 146,292 Loans held for sale 9,613 Loans, net (1) 584,776 Premises and equipment, net 24,768 Other real estate owned 329 Core deposit intangible asset 6,550 Other assets (1) 20,304 Total identifiable assets $ 1,119,357 Identifiable liabilities: Deposits $ 955,288 Total debt 28,341 Other liabilities 11,727 Total identifiable liabilities $ 995,356 Provisional fair value of net assets acquired including identifiable intangible assets 124,001 Provisional resulting goodwill (1) $ 45,764 (1) Includes the effect of measurement period adjustments recorded in the first quarter of 2022 and reconciled in the table below. The following table details the changes in fair value of net assets acquired and liabilities assumed from the amounts reported for the year ended December 31, 2021 (dollars in thousands). Goodwill at December 31, 2021 $ 45,904 Effect of adjustments to: Loans, net (192) Other assets 52 Goodwill at June 30, 2022 $ 45,764 The adjustment to goodwill made during the first quarter of 2022 was related to the fair value of certain acquired loans, net of the related deferred tax impact which was determined to be higher than their acquisition date fair values. Acquired loans The following table outlines the contractually required payments receivable, cash flows we expected to receive, and the accretable yield for all Severn purchased credit-impaired (PCI) loans as of the acquisition date. Contractually required payments receivable $ 46,833 Nonaccretable difference (3,364) Cash flows expected to be collected 43,469 Accretable yield (5,667) Fair value $ 37,802 The Company recorded all loans acquired at the estimated fair value on the acquisition date with no carryover of the related allowance for loan losses. The Company determined the net discounted value of cash flows on gross loans totaling $593.3 million, including 1,306 performing loans and 162 PCI loans. The valuation took into consideration the loans’ underlying characteristics, including account types, remaining terms, annual interest rates, interest types, past delinquencies, timing of principal and interest payments, current market rates, loan-to-loan value ratios, loss exposures, and remaining balances. These performing loans were segregated into pools based on loan and payment type. The effect of the valuation process was a total net discount of $8.7 million at acquisition.

Earnings Per Share

Earnings Per Share	6 Months Ended
Earnings Per Share	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Note 3 – Earnings Per Share Basic earnings per common share is calculated by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted earnings per common share is calculated by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period, adjusted for the dilutive effect of potential common stock equivalents (stock-based awards). The following table provides information relating to the calculation of earnings per common share: For the Three Months Ended For the Six Months Ended June 30, June 30, (In thousands, except per share data) 2022 2021 2022 2021 Net Income $ 7,499 $ 4,031 $ 13,112 $ 8,029 Weighted average shares outstanding - Basic 19,847 11,752 19,838 11,749 Dilutive effect of common stock equivalents-options — 2 — 1 Weighted average shares outstanding - Diluted 19,847 11,754 19,838 11,750 Earnings per common share - Basic and Diluted $ 0.38 $ 0.34 $ 0.66 $ 0.68 There were no weighted average common stock equivalents excluded from the calculation of diluted earnings per share for the three and six months June 30, 2021. There were no potentially dilutive shares outstanding during the three and six months ended June 30, 2022.

Investment Securities

Investment Securities	6 Months Ended
Investment Securities	Jun. 30, 2022
Investment Securities [Abstract]
Investment Securities	Note 4 – Investment Securities The following tables provide information on the amortized cost and estimated fair values of debt securities. Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Available-for-sale securities: June 30, 2022 U.S. Government agencies $ 22,238 $ 9 $ 2,760 $ 19,487 Mortgage-backed 79,579 11 6,303 73,287 Other Debt securities 2,022 — 107 1,915 Total $ 103,839 $ 20 $ 9,170 $ 94,689 December 31, 2021 U.S. Government agencies $ 22,932 $ 7 $ 634 $ 22,305 Mortgage-backed 91,948 1,318 629 92,637 Other Debt securities 2,026 14 — 2,040 Total $ 116,906 $ 1,339 $ 1,263 $ 116,982 No available for sale securities were sold during the three and six months ended June 30, 2022 and 2021. Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Held-to-maturity securities: June 30, 2022 U.S. Government agencies $ 104,847 $ — $ 8,254 $ 96,593 Mortgage-backed 341,709 47 35,006 306,750 States and political subdivisions 400 — — 400 Other debt securities 12,001 — 309 11,692 Total $ 458,957 $ 47 $ 43,569 $ 415,435 December 31, 2021 U.S. Government agencies $ 87,072 $ 20 $ 1,231 $ 85,861 Mortgage-backed 302,604 301 2,248 300,657 States and political subdivisions 400 2 — 402 Other debt securities 14,518 95 9 14,604 Total $ 404,594 $ 418 $ 3,488 $ 401,524 Equity securities with an aggregate fair value of $1.3 million at June 30, 2022 and $1.4 million at December 31, 2021 are presented separately on the balance sheet. The fair value adjustment recorded through earnings totaled $(108) thousand for the six months ended June 30, 2022 and $(20) thousand for the six months ended June 30, 2021, respectively. The following tables provide information about gross unrealized losses and fair value by length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2022 and December 31, 2021. Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2022 Available-for-sale securities: U.S. Government agencies $ 2,097 $ 155 $ 15,395 $ 2,605 $ 17,492 $ 2,760 Mortgage-backed 44,686 2,320 27,615 3,983 72,301 6,303 Other debt securities 1,915 107 — — 1,915 107 Total $ 48,698 $ 2,582 $ 43,010 $ 6,588 $ 91,708 $ 9,170 Held-to-maturity securities: U.S. Government agencies $ 77,296 $ 5,945 $ 19,297 $ 2,309 $ 96,593 $ 8,254 Mortgage-backed 258,844 29,538 32,690 5,468 291,534 35,006 Other debt securities 8,691 309 — — 8,691 309 Total $ 344,831 $ 35,792 $ 51,987 $ 7,777 $ 396,818 $ 43,569 Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses December 31, 2021 Available-for-sale securities: U.S. Government agencies $ 1,561 $ 1 $ 17,368 $ 633 $ 18,929 $ 634 Mortgage-backed 39,851 593 3,562 36 43,413 629 Total $ 41,412 $ 594 $ 20,930 $ 669 $ 62,342 $ 1,263 Held-to-maturity securities: U.S. Government agencies $ 64,268 $ 1,005 $ 11,719 $ 226 $ 75,987 $ 1,231 Mortgage-backed 226,918 1,836 14,564 412 241,482 2,248 Other debt securities 491 9 — — 491 9 Total $ 291,677 $ 2,850 $ 26,283 $ 638 $ 317,960 $ 3,488 All of the securities with unrealized losses in the portfolio have modest duration risk, low credit risk, and minimal losses when compared to total amortized cost. The unrealized losses on debt securities that exist are the result of market changes in interest rates since original purchase and are not related to credit concerns. Because the Company does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost basis, which may be at maturity for debt securities, the Company considers the unrealized losses to be temporary. There were one hundred five one hundred sixty-four The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at June 30, 2022. Available for sale Held to maturity Amortized Amortized (Dollars in thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 34 $ 33 $ 4,415 $ 4,396 Due after one year through five years 2,254 2,211 50,829 48,325 Due after five years through ten years 51,738 48,323 91,469 86,063 Due after ten years 49,813 44,122 312,244 276,651 Total $ 103,839 $ 94,689 $ 458,957 $ 415,435 The maturity dates for debt securities are determined using contractual maturity dates.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
Loans and Allowance for Credit Losses	Jun. 30, 2022
Loans and Allowance for Credit Losses [Abstract]
Loans and Allowance for Credit Losses	Note 5 – Loans and Allowance for Credit Losses The Company makes residential mortgage, commercial and consumer loans to customers primarily in Anne Arundel County, Baltimore City, Baltimore County, Howard County, Kent County, Queen Anne’s County, Caroline County, Talbot County, Dorchester County and Worcester County in Maryland, Kent County, Delaware and in Accomack County, Virginia. The following table provides information about the principal classes of the loan portfolio at June 30, 2022 and December 31, 2021. (Dollars in thousands) June 30, 2022 December 31, 2021 Construction $ 263,069 $ 239,353 Residential real estate 695,421 654,769 Commercial real estate 953,090 896,229 Commercial 158,345 203,377 Consumer 194,654 125,447 Total loans 2,264,579 2,119,175 Allowance for credit losses (15,483) (13,944) Total loans, net $ 2,249,096 $ 2,105,231 Loans are stated at their principal amount outstanding net of any purchase premiums/discounts, deferred fees and costs. Included in loans were deferred costs, net of fees, of $846 thousand and $1.2 million at June 30, 2022 and December 31, 2021. At June 30, 2022 and December 31, 2021, included in total loans were $31.3 million and $39.9 million in loans, respectively, net of discounts on acquired loans of $416 thousand and $516 thousand, respectively, as part of the Northwest Bancshares, Inc. branch acquisition in 2017. At June 30, 2022 and December 31, 2021, included in total loans were $451.5 million and $553.0 million in loans, acquired as part of the acquisition of Severn. These balances were presented net of the related discount which totaled $7.6 million and $8.4 million at June 30, 2022 and December 31, 2021, respectively. Interest income on loans is accrued at the contractual rate based on the principal amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. A loan is considered impaired if it is probable that the Company will not collect all principal and interest payments according to the loan’s contractual terms when due. An impaired loan may show deficiencies in the borrower’s overall financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value of expected future cash flows using the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion is charged off. Loan payments received on nonaccrual impaired loans are generally applied to the outstanding principal balance. In certain circumstances, income may be recognized on a cash basis. Generally, interest income is not recognized on impaired loans unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogenous loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the allowance for credit losses. A loan is considered a TDR if a borrower is experiencing financial difficulties and a creditor has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. Loans are identified to be restructured when signs of impairment arise such as borrower interest rate reduction request, slowness to pay, or when an inability to repay becomes evident. The terms being offered are evaluated to determine if they are more liberal than those that would be indicated by policy or industry standards for similar, untroubled credits. In those situations where the terms or the interest rates are considered to be more favorable than industry standards or the Bank’s current underwriting guidelines the loan is classified as a TDR. All loans designated as TDRs are considered impaired loans and may be on either accrual or nonaccrual status. In instances where the loan has been placed on nonaccrual status, six consecutive months of timely payments are required prior to returning the loan to accrual status. All loans classified as TDRs which are restructured and accrue interest under revised terms require a full and comprehensive review of the borrower’s financial condition, capacity for repayment, realistic assessment of collateral values, and the assessment of risk entered into any workout agreement. Current financial information on the borrower, guarantor, and underlying collateral is analyzed to determine if it supports the ultimate collection of principal and interest. For commercial loans, the cash flows are analyzed, both for the underlying project and globally. For consumer loans, updated salary, credit history and cash flow information is obtained. Current market conditions are also considered. Following a full analysis, the determination of the appropriate loan structure is made. During 2021 and 2020, the Company participated in the Small Business Administration’s Paycheck Protection Program (PPP). As of June 30, 2022, the Company held PPP loans with a total outstanding balance of $1.7 million, inclusive of loans issued pre-merger and those acquired from Severn, which are included in the commercial loan segment in the table above. As of December 31, 2021, the Company held PPP loans with a total outstanding balance of $27.6 million, of which $9.2 million was acquired from Severn, which are included in the commercial loan segment in the table above. The decrease is due to repayment and forgiveness received as of June 30, 2022. As compensation for originating the loans, the Company received lender processing fees from the SBA, which were deferred, along with the related loan origination costs. These net fees are being accreted to interest income over the remaining contractual lives of the loans. Upon forgiveness of a PPP loan and repayment by the SBA, which may be prior to the loan’s maturity, the remainder of any unrecognized net fees are recognized as interest income. The following tables provide information about all loans acquired from Severn. June 30, 2022 Acquired Loans - Acquired Loans - Purchased Purchased Acquired Loans - (Dollars in thousands) Credit Impaired Performing Total Outstanding principal balance $ 32,398 $ 426,735 $ 459,133 Carrying amount Construction $ 681 $ 53,864 $ 54,545 Residential real estate 15,492 138,304 153,796 Commercial real estate 12,860 187,851 200,711 Commercial 239 41,451 41,690 Consumer 23 767 790 Total loans $ 29,295 $ 422,237 $ 451,532 December 31, 2021 Acquired Loans - Acquired Loans - Purchased Purchased Acquired Loans - (Dollars in thousands) Credit Impaired Performing Total Outstanding principal balance $ 36,943 $ 524,474 $ 561,417 Carrying amount Construction $ 2,379 $ 91,823 $ 94,202 Residential real estate 17,326 167,580 184,906 Commercial real estate 13,594 202,819 216,413 Commercial 321 56,200 56,521 Consumer 30 921 951 Total loans $ 33,650 $ 519,343 $ 552,993 The following table presents a summary of the change in the accretable yield on PCI loans acquired from Severn. For the Six Months Ended (Dollars in thousands) June 30, 2022 Accretable yield, beginning of period $ 5,367 Accretion (788) Reclassification of nonaccretable difference due to improvement in expected cash flows 325 Other changes, net 237 Accretable yield, end of period $ 5,141 At June 30, 2022, the Bank was servicing $341.8 million in loans for the Federal National Mortgage Association and $75.9 million in loans for the Federal Home Loan Mortgage Corporation. In the normal course of banking business, risks related to specific loan categories are as follows: Construction loans – Construction loans are offered primarily to builders and individuals to finance the construction of single-family dwellings. In addition, the Bank periodically finances the construction of commercial projects. Credit risk factors include the borrower’s ability to successfully complete the construction on time and within budget, changing market conditions which could affect the value and marketability of projects, changes in the borrower’s ability or willingness to repay the loan and potentially rising interest rates which can impact both the borrower’s ability to repay and the collateral value. Residential real estate – Residential real estate loans are typically made to consumers and are secured by residential real estate. Credit risk arises from the borrower’s continuing financial stability, which can be adversely impacted by job loss, divorce, illness, or personal bankruptcy, among other factors. Also impacting credit risk would be a shortfall in the value of the residential real estate in relation to the outstanding loan balance in the event of a default or subsequent liquidation of the real estate collateral. Commercial real estate – Commercial real estate loans consist of both loans secured by owner occupied properties and non-owner occupied properties where an established banking relationship exists and involves investment properties for warehouse, retail, and office space with a history of occupancy and cash flow. These loans are subject to adverse changes in the local economy and commercial real estate markets. Credit risk associated with owner occupied properties arises from the borrower’s financial stability and the ability of the borrower and the business to repay the loan. Non-owner occupied properties carry the risk of a tenant’s deteriorating credit strength, lease expirations in soft markets and sustained vacancies which can adversely impact cash flow. Commercial – Commercial loans are secured or unsecured loans for business purposes. Loans are typically secured by accounts receivable, inventory, equipment and/or other assets of the business. Credit risk arises from the successful operation of the business which may be affected by competition, rising interest rates, regulatory changes and adverse conditions in the local and regional economy. Consumer – Consumer loans include home equity loans and lines, installment loans and personal lines of credit. Credit risk is similar to residential real estate loans above as it is subject to the borrower’s continuing financial stability and the value of the collateral securing the loan. The following tables include impairment information relating to loans and the allowance for credit losses as of June 30, 2022 and December 31, 2021. Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total June 30, 2022 Loans individually evaluated for impairment $ 472 $ 5,801 $ 3,782 $ 204 $ 103 $ 10,362 Loans collectively evaluated for impairment 261,916 674,128 936,448 157,902 194,528 2,224,922 Acquired loans - PCI 681 15,492 12,860 239 23 29,295 Total loans $ 263,069 $ 695,421 $ 953,090 $ 158,345 $ 194,654 $ 2,264,579 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 158 $ — $ — $ 3 $ 161 Loans collectively evaluated for impairment 3,345 2,620 4,441 1,681 3,235 15,322 Acquired loans - PCI — — — — — — Total allowance $ 3,345 $ 2,778 $ 4,441 $ 1,681 $ 3,238 $ 15,483 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total December 31, 2021 Loans individually evaluated for impairment $ 321 $ 3,717 $ 3,833 $ 226 $ — $ 8,097 Loans collectively evaluated for impairment 236,653 633,726 878,802 202,830 125,417 2,077,428 Acquired loans - PCI 2,379 17,326 13,594 321 30 33,650 Total loans $ 239,353 $ 654,769 $ 896,229 $ 203,377 $ 125,447 $ 2,119,175 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 172 $ 1 $ — $ — $ 173 Loans collectively evaluated for impairment 2,454 2,686 4,597 2,070 1,964 13,771 Acquired loans - PCI — — — — — — Total allowance $ 2,454 $ 2,858 $ 4,598 $ 2,070 $ 1,964 $ 13,944 The allowance for loan losses was 0.68% of total loans and 0.89% when excluding PPP loans and acquired loans, at June 30, 2022 compared to 0.66% and 0.93% at December 31, 2021. The following tables provide information on impaired loans and any related allowance by loan class as of June 30, 2022 and December 31, 2021. The difference between the unpaid principal balance and the recorded investment is the amount of partial charge-offs that have been taken and interest paid on nonaccrual loans that has been applied to principal. Recorded Recorded Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded income (Dollars in thousands) balance allowance allowance allowance investment investment recognized June 30, 2022 Impaired nonaccrual loans: Construction $ 297 $ 297 $ — $ — $ 314 $ 322 $ — Residential real estate 941 840 18 — 1,487 1,482 — Commercial real estate 540 539 — — 740 823 — Commercial 379 204 — — 208 265 — Consumer 47 47 — — 31 52 — Total $ 2,204 $ 1,927 $ 18 $ — $ 2,780 $ 2,944 $ — Impaired accruing TDRs: Construction $ 17 $ 17 $ — $ — $ 18 $ 20 $ — Residential real estate 5,196 2,660 2,199 158 2,773 3,221 56 Commercial real estate 2,509 2,123 386 — 2,147 2,431 38 Commercial — — — — — — — Consumer 56 — 56 3 — 9 — Total $ 7,778 $ 4,800 $ 2,641 $ 161 $ 4,938 $ 5,681 $ 94 Other impaired accruing loans: Construction $ 158 $ 158 $ — $ — $ 265 $ 133 $ 3 Residential real estate 84 84 — — 5 17 4 Commercial real estate 734 734 — — 524 471 4 Commercial — — — — — 4 1 Consumer — — — — — 19 — Total $ 976 $ 976 $ — $ — $ 794 $ 644 $ 12 Total impaired loans: Construction $ 472 $ 472 $ — $ — $ 597 $ 475 $ 3 Residential real estate 6,221 3,584 2,217 158 4,265 4,720 60 Commercial real estate 3,783 3,396 386 — 3,411 3,725 42 Commercial 379 204 — — 208 269 1 Consumer 103 47 56 3 31 80 — Total $ 10,958 $ 7,703 $ 2,659 $ 161 $ 8,512 $ 9,269 $ 106 Recorded Recorded June 30, 2022 Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded income (Dollars in thousands) balance allowance allowance allowance investment investment recognized December 31, 2021 Impaired nonaccrual loans: Construction $ 297 $ 297 $ — $ — $ 297 $ 297 $ — Residential real estate 882 803 — — 1,204 1,307 — Commercial real estate 994 606 — — 2,214 2,613 — Commercial 380 216 — — 241 246 — Consumer — — — — 9 19 — Total $ 2,553 $ 1,922 $ — $ — $ 3,965 $ 4,482 $ — Impaired accruing TDRs: Construction $ 24 $ 24 $ — $ — $ 31 $ 32 $ 1 Residential real estate 2,965 475 2,361 172 3,354 3,442 89 Commercial real estate 2,807 2,352 455 1 3,005 3,035 46 Commercial — — — — — — — Consumer — — — — — — — Total $ 5,796 $ 2,851 $ 2,816 $ 173 $ 6,390 $ 6,509 $ 136 Other impaired accruing loans: Construction $ — $ — $ — $ — $ — $ — $ — Residential real estate 78 78 — — 359 606 7 Commercial real estate 420 420 — — 479 495 2 Commercial 10 10 — — — 25 — Consumer — — — — — — — Total $ 508 $ 508 $ — $ — $ 838 $ 1,126 $ 9 Total impaired loans: Construction $ 321 $ 321 $ — $ — $ 328 $ 329 $ 1 Residential real estate 3,925 1,356 2,361 172 4,917 5,355 96 Commercial real estate 4,221 3,378 455 1 5,698 6,143 48 Commercial 390 226 — — 241 271 — Consumer — — — — 9 19 — Total $ 8,857 $ 5,281 $ 2,816 $ 173 $ 11,193 $ 12,117 $ 145 The following tables provide a roll-forward for TDRs as of June 30, 2022 and June 30, 2021. 1/1/2022 6/30/2022 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For the Six Months Ended June 30, 2022 Accruing TDRs Construction $ 24 $ — $ (7) $ — $ — $ — $ 17 $ — Residential real estate 2,836 — (51) — (20) — 2,765 158 Commercial real estate 2,807 — (134) — — (561) 2,112 — Commercial — — — — — — — — Consumer — — — — — — — — Total $ 5,667 $ — $ (192) $ — $ (20) $ (561) $ 4,894 $ 158 Nonaccrual TDRs Construction $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate — — (3) — 20 — 17 — Commercial real estate — — — — — — — — Commercial 216 — (21) — — — 195 — Consumer — — — — — — — — Total $ 216 $ — $ (24) $ — $ 20 $ — $ 212 $ — Total $ 5,883 $ — $ (216) $ — $ — $ (561) $ 5,106 $ 158 1/1/2021 6/30/2021 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For the Six Months Ended June 30, 2021 Accruing TDRs Construction $ 34 $ — $ (4) $ — $ — $ — $ 30 $ — Residential real estate 3,845 — (57) — — (459) 3,329 90 Commercial real estate 3,118 — (139) — — — 2,979 — Commercial — — — — — — — — Consumer — — — — — — — — Total $ 6,997 $ — $ (200) $ — $ — $ (459) $ 6,338 $ 90 Nonaccrual TDRs Construction $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate — — — — — — — — Commercial real estate — — — — — — — — Commercial 258 — (21) — — — 237 — Consumer — — — — — — — — Total $ 258 $ — $ (21) $ — $ — $ — $ 237 $ — Total $ 7,255 $ — $ (221) $ — $ — $ (459) $ 6,575 $ 90 There were no loans modified and considered to be TDRs during the three and six months ended June 30, 2022 and June 30, 2021. There were no TDRs which subsequently defaulted within 12 months of modification for the three and six months ended June 30, 2022 and 2021. Generally, a loan is considered in default when principal or interest is past due 90 days or more, the loan is placed on nonaccrual, the loan is charged off, or there is a transfer to other real estate owned (OREO) or repossessed assets. Management uses risk ratings as part of its monitoring of the credit quality in the Company’s loan portfolio. Loans that are identified as special mention, substandard or doubtful are adversely rated. These loans and the pass/watch loans are assigned higher qualitative factors than favorably rated loans in the calculation of the formula portion of the allowance for credit losses. At June 30, 2022, there were no nonaccrual nonaccrual The following tables provide information on loan risk ratings as of June 30, 2022 and December 31, 2021. Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful PCI Total June 30, 2022 Construction $ 237,742 $ 22,473 $ 1,824 $ 349 $ — $ 681 $ 263,069 Residential real estate 643,626 34,220 988 1,095 — 15,492 695,421 Commercial real estate 822,320 114,236 1,461 2,213 — 12,860 953,090 Commercial 140,086 17,319 497 204 — 239 158,345 Consumer 194,375 208 — 48 — 23 194,654 Total $ 2,038,149 $ 188,456 $ 4,770 $ 3,909 $ — $ 29,295 $ 2,264,579 Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful PCI Total December 31, 2021 Construction $ 210,287 $ 24,513 $ 1,877 $ 297 $ — $ 2,379 $ 239,353 Residential real estate 596,694 38,309 1,539 901 — 17,326 654,769 Commercial real estate 724,561 151,209 4,535 2,330 — 13,594 896,229 Commercial 186,176 16,654 — 226 — 321 203,377 Consumer 125,200 215 — 2 — 30 125,447 Total $ 1,842,918 $ 230,900 $ 7,951 $ 3,756 $ — $ 33,650 $ 2,119,175 The following tables provide information on the aging of the loan portfolio as of June 30, 2022 and December 31, 2021. Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual PCI Total June 30, 2022 Construction $ 261,432 $ 450 $ — $ 209 $ 659 $ 297 $ 681 $ 263,069 Residential real estate 677,181 614 729 — 1,343 1,405 15,492 695,421 Commercial real estate 938,714 161 21 594 776 740 12,860 953,090 Commercial 157,862 — 40 — 40 204 239 158,345 Consumer 194,474 110 — — 110 47 23 194,654 Total $ 2,229,663 $ 1,335 $ 790 $ 803 $ 2,928 $ 2,693 $ 29,295 $ 2,264,579 Percent of total loans 98.5 % 0.1 % — % — % 0.1 % 0.1 % 1.3 % 100.0 % Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual PCI Total December 31, 2021 Construction $ 235,757 $ 920 $ — $ — $ 920 $ 297 $ 2,379 $ 239,353 Residential real estate 635,166 1,371 25 78 1,474 803 17,326 654,769 Commercial real estate 881,350 259 — 420 679 606 13,594 896,229 Commercial 202,503 183 62 10 255 298 321 203,377 Consumer 125,130 287 — — 287 — 30 125,447 Total $ 2,079,906 $ 3,020 $ 87 $ 508 $ 3,615 $ 2,004 $ 33,650 $ 2,119,175 Percent of total loans 98.2 % 0.1 % — % — % 0.1 % 0.1 % 1.6 % 100.0 % The following tables provide a summary of the activity in the allowance for credit losses allocated by loan class for the three and six months ended June 30, 2022 and June 30, 2021. Allocation of a portion of the allowance to one loan class does not preclude its availability to absorb losses in other loan classes. Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended June 30, 2022 Allowance for credit losses: Beginning Balance $ 2,857 $ 2,575 $ 4,500 $ 1,805 $ 2,973 $ 14,710 Charge-offs — (4) (6) (122) (15) (147) Recoveries 4 73 555 72 16 720 Net (charge-offs) recoveries 4 69 549 (50) 1 573 Provision 484 134 (608) (74) 264 200 Ending Balance $ 3,345 $ 2,778 $ 4,441 $ 1,681 $ 3,238 $ 15,483 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended June 30, 2021 Allowance for credit losses: Beginning Balance $ 2,796 $ 3,699 $ 5,097 $ 2,000 $ 721 $ 14,313 Charge-offs — — — (46) — (46) Recoveries 5 57 64 44 1 171 Net (charge-offs) recoveries 5 57 64 (2) 1 125 Provision (227) 56 439 (119) 501 650 Ending Balance $ 2,574 $ 3,812 $ 5,600 $ 1,879 $ 1,223 $ 15,088 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For six months ended June 30, 2022 Allowance for credit losses: Beginning Balance $ 2,454 $ 2,858 $ 4,598 $ 2,070 $ 1,964 $ 13,944 Charge-offs — (4) (6) (214) (31) (255) Recoveries 7 119 705 140 23 994 Net (charge-offs) recoveries 7 115 699 (74) (8) 739 Provision 884 (195) (856) (315) 1,282 800 Ending Balance $ 3,345 $ 2,778 $ 4,441 $ 1,681 $ 3,238 $ 15,483 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For six months ended June 30, 2021 Allowance for credit losses: Beginning Balance $ 2,022 $ 3,699 $ 5,426 $ 2,089 $ 652 $ 13,888 Charge-offs — — — (107) (4) (111) Recoveries 10 63 64 96 3 236 Net (charge-offs) recoveries 10 63 64 (11) (1) 125 Provision 542 50 110 (199) 572 1,075 Ending Balance $ 2,574 $ 3,812 $ 5,600 $ 1,879 $ 1,223 $ 15,088 Foreclosure Proceedings There were $81 thousand of consumer mortgage loans collateralized by residential real estate property that were in the process of foreclosure as of June 30, 2022 and $311 thousand as of December 31, 2021, respectively. There was 1 residential real estate property included in the balance of other real estate owned totaling $18 thousand at June 30, 2022 and 1 residential real estate property totaling $203 thousand at December 31, 2021. All accruing TDRs were in compliance with their modified terms. Both performing and non-performing TDRs had no further commitments associated with them as of June 30, 2022 and December 31, 2021.

Leases

Leases	6 Months Ended
Leases	Jun. 30, 2022
Leases [Abstract]
Leases	Note 6 – Leases Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s long-term lease agreements are classified as operating leases. Certain leases offer the option to extend During 2021, the Company acquired long-term branch leases and equipment due to the acquisition of Severn. These leases were reassessed by management as of the acquisition date of October 31, 2021, which included updating the incremental borrowing rates and remaining lease terms. The following tables present information about the Company’s leases: (Dollars in thousands) June 30, 2022 December 31, 2021 Lease liabilities $ 10,216 $ 11,567 Right-of-use assets $ 9,979 $ 11,370 Weighted average remaining lease term 12.96 years 13.61 years Weighted average discount rate 2.51 % 2.48 % For the Three Months Ended For the Six Months Ended Lease cost (in thousands) June 30, 2022 June 30, 2021 June 30, 2022 June 30, 2021 Operating lease cost $ 332 $ 208 $ 666 $ 395 Short-term lease cost — — — — Total lease cost $ 332 $ 208 $ 666 $ 395 Cash paid for amounts included in the measurement of lease liabilities $ 311 $ 165 $ 621 $ 331 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows: As of Lease payments due (in thousands) June 30, 2022 Six months ending December 31, 2022 $ 621 Twelve months ending December 31, 2023 1,147 Twelve months ending December 31, 2024 1,072 Twelve months ending December 31, 2025 881 Twelve months ending December 31, 2026 916 Twelve months ending December 31, 2027 849 Thereafter 6,584 Total undiscounted cash flows $ 12,070 Discount 1,854 Lease liabilities $ 10,216 Total gross rental income was $254 thousand for the three months ended June 30, 2022 and $526 thousand for the six months ended June 30, 2022. The following table presents our minimum future annual rental income on such leases as of June 30, 2022. (In thousands) June 30, 2022 Six months ending December 31, 2022 $ 396 2023 792 2024 685 2025 703 2026 720 Thereafter 1,938 Total $ 5,234

Goodwill and Other Intangibles

Goodwill and Other Intangibles	6 Months Ended
Goodwill and Other Intangibles	Jun. 30, 2022
Goodwill and Other Intangibles [Abstract]
Goodwill and Other Intangibles	Note 7 – Goodwill and Other Intangibles The following table provides information on the significant components of goodwill and other acquired intangible assets at June 30, 2022 and December 31, 2021. June 30, 2022 Weighted Gross Measurement Accumulated Net Average Carrying Period Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Adjustments Charges Amortization Amount (in years) Goodwill $ 65,631 $ (140) $ (1,543) $ (667) $ 63,281 — Other intangible assets Amortizable Core deposit intangible $ 10,504 $ — $ — $ (3,997) $ 6,507 2.7 Total other intangible assets $ 10,504 $ — $ — $ (3,997) $ 6,507 December 31, 2021 Weighted Gross Accumulated Net Average Carrying Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Additions Charges Amortization Amount (in years) Goodwill $ 19,728 $ 45,903 $ (1,543) $ (667) $ 63,421 — Other intangible assets Amortizable Core deposit intangible $ 3,954 $ 6,550 $ — $ (2,969) $ 7,535 2.9 Total other intangible assets $ 3,954 $ 6,550 $ — $ (2,969) $ 7,535 The aggregate amortization expense was $1.0 million for the six months ended June 30, 2022 and $246 thousand for the six months ended June 30, 2021. At June 30, 2022, estimated future remaining amortization for amortizing intangibles within the years ending December 31, is as follows: (Dollars in thousands) Amortization 2022 $ 960 2023 1,682 2024 1,376 2025 1,070 2026 765 2027 459 Thereafter 195 Total amortizing intangible assets $ 6,507

Other Assets

Other Assets	6 Months Ended
Other Assets	Jun. 30, 2022
Other Assets [Abstract]
Other Assets	Note 8 – Other Assets The Company had the following other assets at June 30, 2022 and December 31, 2021. June 30, December 31, (Dollars in thousands) 2022 2021 Accrued interest receivable $ 7,087 $ 6,719 Deferred income taxes 5,366 2,926 Prepaid expenses 2,914 2,865 Income taxes receivable — 616 Derivatives 568 435 Other assets 6,520 6,371 Total $ 22,455 $ 19,932

Subordinated Debt

Subordinated Debt	6 Months Ended
Subordinated Debt	Jun. 30, 2022
Subordinated Debt [Abstract]
Subordinated Debt	Note 9 - Subordinated Debt On August 25, 2020, the Company entered into Subordinated Note Purchase Agreements with certain Purchasers pursuant to which the Company issued and sold $25.0 million in aggregate principal amount with an initial interest rate of 5.375% Fixed-to-Floating Rate Subordinated Notes due September 1, 2030. The Company has used the net proceeds of this offering for general corporate purposes, organic growth and to support the Bank’s regulatory capital ratios. The Notes were structured to qualify as Tier 2 capital for regulatory capital purposes and bear an initial interest rate of 5.375% until September 1, 2025, with interest during this period payable semi-annually in arrears. From and including September 1, 2025, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month SOFR, plus 526.5 basis points, with interest during this period payable quarterly in arrears. The Notes are redeemable by the Company at its option, in whole or in part, on or after September 1, 2025. Initial debt issuance costs were $611 thousand. The debt balance of $24.6 million is presented net of unamortized issuance costs of $387 thousand at June 30, 2022. In conjunction with the acquisition of Severn, the Company assumed $20.6 million in junior subordinated debt securities (“2035 Debentures”). The 2035 Debentures were issued and sold to Severn Capital Trust I (the “Trust”), of which 100% of the common equity is owned by the Company. The Trust was formed for the purpose of issuing corporation-obligated mandatorily redeemable Capital Securities (“Capital Securities”) to third-party investors and using the proceeds from the sale of such Capital Securities to purchase the 2035 Debentures. The 2035 Debentures held by the Trust are the sole assets of the Trust. Distributions on the Capital Securities issued by the Trust are payable quarterly at a rate per annum equal to the interest rate being earned by the Trust on the 2035 Debentures. The Capital Securities are subject to mandatory redemption, in whole or in part, upon repayment of the 2035 Debentures. We have entered into an agreement which, taken collectively, fully and unconditionally guarantees the Capital Securities subject to the terms of the guarantee. The recorded balance was $18.3 million at June 30, 2022 and $18.2 million December 31, 2021, which included fair value adjustments of $2.3 million and $2.4 million, respectively. Under the terms of the 2035 Debentures, the Company is permitted to defer the payment of interest on the 2035 Debentures for up to 20 consecutive quarterly periods, provided that no event of default has occurred and is continuing. As of June 30, 2022, the Company was current on all interest due on the 2035 Debentures.

Other Liabilities

Other Liabilities	6 Months Ended
Other Liabilities	Jun. 30, 2022
Other Liabilities [Abstract]
Other Liabilities	Note 10 – Other Liabilities The Company had the following other liabilities at June 30, 2022 and December 31, 2021. (Dollars in thousands) June 30, 2022 December 31, 2021 Accrued interest payable $ 697 $ 692 Accrued salaries and wages 1,326 3,422 Accounts payable 186 2,745 Deferred compensation liability 5,176 4,660 Income taxes payable 1,819 — Other liabilities 3,051 3,081 Total $ 12,255 $ 14,600

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
Stock-Based Compensation	Jun. 30, 2022
Stock-Based Compensation [Abstract]
Stock-Based Compensation	Note 11 - Stock-Based Compensation At the 2016 annual meeting, stockholders approved the Shore Bancshares, Inc. 2016 Stock and Incentive Plan (“2016 Equity Plan”), replacing the Shore Bancshares, Inc. 2006 Stock and Incentive Plan (“2006 Equity Plan”), which expired on that date. The Company may issue shares of common stock or grant other equity-based awards pursuant to the 2016 Equity Plan. Stock-based awards granted to date generally are time-based, vest in equal installments on each anniversary of the grant date and range over a one The following tables provide information on stock-based compensation expense for the three and six months ended June 30, 2022 and 2021. For Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2022 2021 2022 2021 Stock-based compensation expense $ 172 $ 99 $ 302 $ 196 Excess tax benefits related to stock-based compensation 2 2 45 3 June 30, (Dollars in thousands) 2022 2021 Unrecognized stock-based compensation expense $ 461 $ 230 Weighted average period unrecognized expense is expected to be recognized 0.7 years 0.6 years The following table summarizes restricted stock award activity for the Company under the 2016 Equity Plan for the six months ended June 30, 2022. Six Months Ended June 30, 2022 Weighted Average Number of Grant Date Shares Fair Value Nonvested at beginning of period 29,425 $ 15.57 Granted 33,605 20.49 Vested (25,293) 13.43 Forfeited — — Nonvested at end of period 37,737 $ 20.10 The fair value of restricted stock awards that vested during the first six months of 2022 and 2021 was $505 thousand and $236 thousand, respectively. There were no stock options granted during the six months ended June 30, 2022 and June 30, 2021. All of the Company’s previously issued stock options that were outstanding on January 1, 2021 were either exercised or expired prior to December 31, 2021.

Derivatives

Derivatives	6 Months Ended
Derivatives	Jun. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Note 12 – Derivatives The Company maintains and accounts for derivatives, in the form of interest rate lock commitments (IRLCs) and mandatory forward contracts, in accordance with the FASB guidance on accounting for derivative instruments and hedging activities. We recognize gains and losses through mortgage-banking revenue in the Consolidated Statements of Income. IRLCs on mortgage loans that we intend to sell in the secondary market are considered derivatives. We are exposed to price risk from the time a mortgage loan is locked in until the time the loan is sold. The period of time between issuance of a loan commitment and closing and sale of the loan generally ranges from 14 days to 120 days, however, this period may be longer for construction to permanent loans that are originated with the intent of selling in the secondary market. For these IRLCs and our closed inventory in loans held for sale, we attempt to protect the Bank from changes in interest rates through the use of to be announced (TBA) securities, which are forward contracts, as well as, to a significantly lesser degree, loan level commitments in the form of best efforts and mandatory forward contracts. These assets and liabilities are included in the Consolidated Balance Sheets in other assets and accrued expenses and other liabilities, respectively. The following table provides information pertaining to the carrying amounts of our derivative financial instruments at June 30, 2022 and December 31, 2021. June 30, 2022 December 31, 2021 Notional Estimated Notional Estimated (Dollars in thousands) Amount Fair Value Amount Fair Value Asset - IRLCs $ 10,098 $ 146 $ 17,557 $ 380 Asset - TBA securities 27,231 422 26,500 55 Liability - TBA securities 14,500 220 20,500 41

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	6 Months Ended
Accumulated Other Comprehensive Income	Jun. 30, 2022
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	Note 13 – Accumulated Other Comprehensive Income (Loss) The Company records unrealized holding gains (losses), net of tax, on investment securities available for sale as accumulated other comprehensive income (loss), a separate component of stockholders’ equity. The following table provides information on the changes in the component of accumulated other comprehensive income (loss) for the six months ended June 30, 2022 and 2021. Unrealized gains (losses) on available for sale (Dollars in thousands) securities Balance, December 31, 2021 $ 56 Other comprehensive (loss) (6,707) Balance, June 30, 2022 $ (6,651) Balance, December 31, 2020 $ 1,529 Other comprehensive (loss) (923) Balance, June 30, 2021 $ 606

Fair Value Measurements

Fair Value Measurements	6 Months Ended
Fair Value Measurements	Jun. 30, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 14 – Fair Value Measurements Accounting guidance under GAAP defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This accounting guidance also establishes a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available for sale and equity securities with readily determinable fair values are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans, loans held for sale and other real estate owned (foreclosed assets). These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Under fair value accounting guidance, assets and liabilities are grouped at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine their fair values. These hierarchy levels are: Level 1 inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the entity has the ability to access at the measurement date. Level 2 inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs – Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Below is a discussion on the Company’s assets measured at fair value on a recurring basis. Investment Securities Available for Sale Fair value measurement for investment securities available for sale is based on quoted prices from an independent pricing service. The fair value measurements consider observable data that may include present value of future cash flows, prepayment assumptions, credit loss assumptions and other factors. The Company classifies its investments in U.S. Treasury securities, if any, as Level 1 in the fair value hierarchy, and it classifies its investments in U.S. Government agencies securities and mortgage-backed securities issued or guaranteed by U.S. Government sponsored entities as Level 2. Equity Securities Fair value measurement for equity securities is based on quoted market prices retrieved by the Company via on-line resources. Although these securities have readily available fair market values, the Company determined that they should be classified as level 2 investments in the fair value hierarchy due to not being considered traded in a highly active market. LHFS Loans held for sale (LHFS) are carried at fair value, which is determined based on Mark to Trade (MTT) for allocated/committed loans or Mark to Market (MTM) analysis for unallocated/uncommitted loans based on third-party pricing models (Level 2). MSRs The fair value of mortgage servicing rights (MSRs) is determined using a valuation model administered by a third party that calculates the present value of estimated future net servicing income (Level 3). The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, discount rate, default rates, cost to service (including delinquency and foreclosure costs), escrow account earnings, contractual servicing fee income, and other ancillary income such as late fees. Management reviews all significant assumptions on a quarterly basis. Mortgage loan prepayment speed, a key assumption in the model, is the annual rate at which borrowers are forecasted to repay their mortgage loan principal. The discount rate used to determine the present value of estimated future net servicing income, another key assumption in the model, is an estimate of the required rate of return investors in the market would require for an asset with similar risk. Both assumptions can, and generally will, change as market conditions and interest rates change. The significant unobservable inputs used in the fair value measurement of the reporting entity’s residential MSRs are prepayment speeds, probability of default, rate of return, and cost of servicing. Significant increases/decreases in any of those inputs in isolation would have resulted in a significantly lower/higher fair value measurement. Generally, a change in the assumption used for prepayment speeds would have been accompanied by a directionally similar change in the markets, i.e. the 10-Year Treasury, and in the probability of default. IRLCs We utilize a third-party specialist model to estimate the fair value of our IRLCs, which are valued based upon mortgage securities (TBA) prices less estimated costs to process and settle the loan. Fair value is adjusted for the estimated probability of the loan closing with the borrower (Level 3). (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range June 30, 2022 MSRs (1) $ 5,228 Market Approach Weighted average prepayment speed (PSA) (2) 121 IRLCs - net asset $ 146 Market Approach Range of pull through rate 78% - 100% Average pull through rate 92% (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range December 31, 2021 MSRs (1) $ 4,087 Market Approach Weighted average prepayment speed (PSA) (2) 156 IRLCs - net asset $ 380 Market Approach Range of pull through rate 77% - 100% Average pull through rate 93% (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages. (2) PSA = Public Securities Association Standard Prepayment Model The following table presents activity in MSRs for the three and six months ended June 30, 2022. For the Three Months Ended For the Six Months Ended (Dollars in thousands) June 30, 2022 June 30, 2022 Beginning balance $ 5,113 $ 4,087 Servicing rights resulting from sales of loans 192 664 Valuation adjustment (77) 477 Ending balance $ 5,228 $ 5,228 The following table presents activity in the IRLCs for the three and six months ended June 30, 2022. For the Three Months Ended For the Six Months Ended (Dollars in thousands) June 30, 2022 June 30, 2022 Beginning balance $ 217 $ 380 Valuation adjustment (71) (234) Ending balance $ 146 $ 146 Forward Contracts To avoid interest rate risk, we hedge the open locked/closed position with TBA forward trades. On a regular basis, we allocate disbursed loans to mandatory commitments with government-sponsored enterprises (“GSE”) and private investors delivering the loans within 120 days of origination to maximize interest earnings. For a small percentage of our business, we enter into best efforts forward sales commitments with investors at the time we make an IRLC to a borrower. Once a loan has been closed and funded, the best efforts commitments convert to mandatory forward sales commitments. The mandatory commitments are derivatives, and we measure and report them at fair value. Fair value is based on the gain or loss that would occur if we were to pair-off the transaction with the investor at the measurement date. This is a level 2 input. We have elected to measure and report best efforts commitments at fair value, when outstanding, using a valuation methodology similar to that used for mandatory commitments. Market assumptions utilized in the fair value measurement of the reporting entity’s residential mortgage derivatives, inclusive of IRLCs, Closed Loan Inventory, TBA derivative trades, and Mandatory Forwards may be subject to investor overlays that may result in a significantly lower fair value measurement. Generally such overlays are announced with advanced notice in order to include the risk adjuster, however there are times when announcements are mandated resulting in a lower fair value measurement. Additionally market assumptions such as spec pool payups may result in a significantly higher fair value measurement at time of loan allocation to specific trades. The following tables present the recorded amount of assets measured at fair value on a recurring basis at June 30, 2022 and December 31, 2021. No assets were transferred from one hierarchy level to another during the first six months of 2022 or 2021. Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) June 30, 2022 Assets: Securities available for sale: U.S. Government agencies $ 19,487 $ — $ 19,487 $ — Mortgage-backed 73,287 — 73,287 — Other Debt Securities 1,915 — 1,915 — 94,689 — 94,689 — Equity securities 1,271 — 1,271 — TBA securities 422 — 422 — LHFS 7,306 — 7,306 — MSRs 5,228 — — 5,228 IRLCs 146 — — 146 Total assets at fair value $ 109,062 $ — $ 103,688 $ 5,374 Liabilities: TBA securities $ 220 $ — $ 220 $ — Total liabilities at fair value $ 220 $ — $ 220 $ — Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) December 31, 2021 Assets: Securities available for sale: U.S. Government agencies $ 22,305 $ — $ 22,305 $ — Mortgage-backed 92,637 — 92,637 — Other Debt Securities 2,040 — 2,040 — 116,982 — 116,982 — Equity securities 1,372 — 1,372 — TBA securities 55 — 55 — LHFS 37,749 — 37,749 — MSRs 4,087 — — 4,087 IRLCs 380 — — 380 Total assets at fair value $ 160,625 $ — $ 156,158 $ 4,467 Liabilities: TBA securities $ 41 $ — $ 41 $ — Total liabilities at fair value $ 41 $ — $ 41 $ — Below is a discussion on the Company’s assets measured at fair value on a nonrecurring basis. Impaired Loans Loans are considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts according to the contractual terms of the loan agreement when due. Loan impairment is measured using the present value of expected cash flows, the loan’s observable market price or the fair value of the collateral (less selling costs) if the loans are collateral dependent and these are considered Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable. The value of business equipment, inventory and accounts receivable, discounted on management’s review and analysis. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and the client’s business. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the factors identified above. Valuation techniques are consistent with those techniques applied in prior periods. Other Real Estate Owned (Foreclosed Assets) Foreclosed assets are adjusted for fair value upon transfer of loans to foreclosed assets establishing a new cost basis. Subsequently, foreclosed assets are carried at the lower of carrying value or fair value. The estimated fair value for foreclosed assets included in Level 3 are determined by independent market based appraisals and other available market information, less costs to sell, that may be reduced further based on market expectations or an executed sales agreement. If the fair value of the collateral deteriorates subsequent to the initial recognition, the Company records the foreclosed asset as a non-recurring Level 3 adjustment. Valuation techniques are consistent with those techniques applied in prior periods. The following tables set forth the Company’s financial and nonfinancial assets subject to fair value adjustments (impairment) on a nonrecurring basis at June 30, 2022 and December 31, 2021, that are valued at the lower of cost or market. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Quantitative Information about Level 3 Fair Value Measurements Weighted (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range Average (3) June 30, 2022 Nonrecurring measurements: Impaired loans $ 618 Appraisal of collateral (1) Liquidation expense (2) 10% (10%) Impaired loans $ 1,879 Discounted cash flow analysis (1) Discount rate 6% - 7.25% (6%) Other real estate owned $ 197 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 20% (2%) Quantitative Information about Level 3 Fair Value Measurements Weighted (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range Average (3) December 31, 2021 Nonrecurring measurements: Impaired loans $ 617 Appraisal of collateral (1) Liquidation expense (2) 10% (10%) Impaired loans $ 2,026 Discounted cash flow analysis (1) Discount rate 4% - 7.25% (6%) Other real estate owned $ 532 Appraisal of collateral (1) Appraisal adjustments (2) 20% - 40% (35%) (1) (2) (3) The carrying amounts and estimated fair values of the Company’s financial instruments are presented in the following table. Fair values for June 30, 2022 and December 31, 2021 were estimated using an exit price notion. June 30, 2022 December 31, 2021 Estimated Estimated Carrying Fair Carrying Fair (Dollars in thousands) Amount Value Amount Value Financial assets Level 1 inputs Cash and cash equivalents $ 403,009 $ 403,009 $ 583,613 $ 583,613 Level 2 inputs Investment securities available for sale $ 94,689 $ 94,689 $ 116,982 $ 116,982 Investment securities held to maturity 458,957 415,435 404,594 401,524 Equity securities 1,271 1,271 1,372 1,372 Restricted securities 9,894 9,894 4,159 4,159 LHFS 7,306 7,306 37,749 37,749 TBA securities 422 422 55 55 Cash surrender value on life insurance 58,437 58,437 47,935 47,935 Level 3 inputs Loans, net $ 2,249,096 $ 2,206,033 $ 2,105,231 $ 2,106,373 MSRs 5,228 5,228 4,087 4,087 IRLCs 146 146 380 380 Financial liabilities Level 2 inputs Deposits: Noninterest-bearing demand $ 889,122 $ 889,122 $ 927,497 $ 927,497 Checking plus interest 642,223 642,223 524,143 524,143 Money market 714,511 714,511 889,099 889,099 Savings 320,463 320,463 225,546 225,546 Club 1,091 1,091 388 388 Certificates of deposit 446,921 447,349 459,563 461,135 Securities sold under retail repurchase agreement — — 4,143 4,143 Advances from FHLB - long-term 10,054 9,988 10,135 10,187 Subordinated debt 42,917 43,475 42,762 44,876 TBA Securities 220 220 41 41

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
Commitments and Contingencies	Jun. 30, 2022
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 15 – Commitments and Contingencies In the normal course of business, to meet the financial needs of its customers, the Bank is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Letters of credit and other commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The following table provides information on commitments outstanding at June 30, 2022 and December 31, 2021. (Dollars in thousands) June 30, 2022 December 31, 2021 Commitments to extend credit $ 404,294 $ 421,088 Letters of credit 9,064 8,399 Total $ 413,358 $ 429,487 The Bank has established a reserve for off balance sheet credit exposures. The reserve is established as losses are estimated to have occurred through a loss for off balance sheet credit exposures charged to earnings. Losses are charged against the allowance when management believes the required funding of these exposures is uncollectible. While this evaluation is completed on a regular basis, it is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The Company provides banking services to customers who do business in the cannabis industry. Prior to the second quarter of 2022, the Company restricted these businesses to include only those in the medical-use cannabis industry in the state of Maryland. During the second quarter of 2022, the Company expanded its cannabis banking program to include both medical and adult -use licensees in other states, with an initial offering of the Company’s existing Maryland customers with multi-state operations. While the Company is providing banking services to customers that are engaged in the growing, processing, and sales of cannabis in a manner that complies with applicable state law, such customers engaged in those activities currently violate Federal law. The Company may be deemed to be aiding and abetting illegal activities through the services that it provides to these customers. While we are not aware of any instance of a federally-insured financial institution being subject to such aiding and abetting liability, the strict enforcement of Feral laws regarding cannabis would likely result in the Company’s inability to continue to provide banking services to these customers and the Company could have legal action taken against it by the Federal government, including imprisonment and fines. There is an uncertainty of the potential impact to the Company’s Consolidated Financial Statements if the Federal government takes actions against the Company. As of June 30, 2022, the Company had not accrued an amount for the potential impact of any such actions. Following is a summary of the level of business activities with our cannabis industry customers: ● Deposit and loan balances at June 30, 2022 were approximately $27.0 million, or 0.9% of total deposits, and ● Interest and noninterest income for the six months ended June 30, 2022, were approximately $1.2 million and $1.0 million, respectively In the normal course of business, the Company and the Bank may become involved in litigation arising from banking, financial, and other activities. Management, after consultation with legal counsel, does not anticipate that the future liability, if any, arising out of current proceedings will have a material effect on the Company’s financial condition, operating results, or liquidity.

Segment Reporting

Segment Reporting	6 Months Ended
Segment Reporting	Jun. 30, 2022
Segment Reporting [Abstract]
Segment Reporting	Note 16 – Segment Reporting We are in the business of providing financial services and subsequent to the acquisition of Severn in the fourth quarter of 2021 we operate in two business segments – community banking and mortgage-banking. Community banking is conducted through the Bank and involves delivering a broad range of financial services, including lending and deposit taking, to individuals and commercial enterprises. This segment also includes our treasury and administrative functions. Mortgage-banking is conducted through the residential mortgage division of the Bank and involves originating first and second-lien residential mortgages for sale in the secondary market. The following tables present certain information regarding our business segments for the three and six months ended June 30, 2022. Community Consolidated (Dollars in thousands) Banking Mortgage Banking Total For the Three Months Ended June 30, 2022 Interest Income $ 26,478 $ 192 $ 26,670 Interest Expense 2,043 9 2,052 Net interest income 24,435 183 24,618 Provision for credit losses 200 — 200 Net interest income after provision for credit losses 24,235 183 24,418 Noninterest income 4,737 1,096 5,833 Noninterest expense 19,006 1,088 20,094 Income (loss) before income taxes 9,966 191 10,157 Income tax expense (benefit) 2,608 50 2,658 Net income (loss) $ 7,358 $ 141 $ 7,499 Total assets, June 30, 2022 $ 3,429,420 $ 13,130 $ 3,442,550 Community Consolidated (Dollars in thousands) Banking Mortgage Banking Total For the Six Months Ended June 30, 2022 Interest Income $ 50,650 $ 344 $ 50,994 Interest Expense 3,927 19 3,946 Net interest income 46,723 325 47,048 Provision for credit losses 800 — 800 Net interest income after provision for credit losses 45,923 325 46,248 Noninterest income 8,916 2,963 11,879 Noninterest expense 37,352 3,074 40,426 Income before income taxes 17,487 214 17,701 Income tax expense 4,536 53 4,589 Net income $ 12,951 $ 161 $ 13,112 Total assets, June 30, 2022 $ 3,429,420 $ 13,130 $ 3,442,550

Revenue Recognition

Revenue Recognition	6 Months Ended
Revenue Recognition	Jun. 30, 2022
Revenue Recognition [Abstract]
Revenue Recognition	Note 17 – Revenue Recognition Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. Topic 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees and merchant income. Noninterest revenue streams in-scope of Topic 606 are discussed below. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or at the end of the month through a direct charge to customers’ accounts. Trust and Investment Fee Income Trust and investment fee income are primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Title Company Revenue Title Company revenue consists of revenue earned on performing title work for real estate transactions. The revenue is earned when the title work is performed. Payment for such performance obligations generally occurs at the time of the settlement of a real estate transaction. As such settlement is generally within 90 days of the performance of the title work, we recognize the revenue at the time of the settlement. All contract issuance costs are expensed as incurred. We had no contract assets or liabilities at June 30, 2022. Other Noninterest Income Other noninterest income consists of: fees, exchange, other service charges, safety deposit box rental fees, and other miscellaneous revenue streams. Fees and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that rentals and renewals of safe deposit boxes will be recognized on a monthly basis consistent with the duration of the performance obligation. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended June 30, 2022 and 2021. For the Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2022 2021 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 1,438 $ 683 $ 2,797 $ 1,357 Trust and investment fee income 447 475 961 882 Interchange income 1,253 1,036 2,291 1,906 Title Company revenue 426 — 749 — Other noninterest income 582 456 1,042 760 Noninterest Income (in-scope of Topic 606) 4,146 2,650 7,840 4,905 Noninterest Income (out-of-scope of Topic 606) 1,687 253 4,039 555 Total Noninterest Income $ 5,833 $ 2,903 $ 11,879 $ 5,460 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before payment is due (resulting in a contract asset). A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment (or payment is due) from the customer. The Company’s noninterest revenue streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of June 30, 2022, and December 31, 2021, the Company did not have any significant contract balances.

Subsequent Event

Subsequent Event	6 Months Ended
Subsequent Event	Jun. 30, 2022
Subsequent Event [Abstract]
Subsequent Event	Note 18 – Subsequent Event On July 6, 2022, the Company announced a new stock repurchase program. Under the new stock repurchase program, the Company is authorized to repurchase up to $5.0 million of the Company’s Common Stock, representing approximately 1.4% of its issued and outstanding Common Stock based on the closing price of the Company’s Common Stock on July 5, 2022. The program may be limited or terminated at any time without prior notice. The program will expire on March 31, 2023.

Basis of Presentation (Policies

Basis of Presentation (Policies)	6 Months Ended
Basis of Presentation (Policies)	Jun. 30, 2022
Basis of Presentation [Abstract]
Basis of Presentation	The consolidated financial statements include the accounts of Shore Bancshares, Inc. and its subsidiaries with all significant intercompany transactions eliminated. The consolidated financial statements conform to accounting principles generally accepted in the United States of America (“GAAP”) and to prevailing practices within the banking industry. The accompanying interim financial statements are unaudited; however, in the opinion of management all adjustments necessary to present fairly the consolidated financial position at June 30, 2022, the consolidated results of income and comprehensive income for the three and six months ended June 30, 2022 and 2021, changes in stockholders’ equity for the three and six months ended June 30, 2022 and 2021 and cash flows for the six months ended June 30, 2022 and 2021, have been included. All such adjustments are of a normal recurring nature. The amounts as of December 31, 2021 were derived from the 2021 audited financial statements. The results of operations for the three and six months ended June 30, 2022 are not necessarily indicative of the results to be expected for any other interim period or for the full year. This Quarterly Report on Form 10-Q should be read in conjunction with the Annual Report of Shore Bancshares, Inc. on Form 10-K for the year ended December 31, 2021. For purposes of comparability, certain immaterial reclassifications have been made to amounts previously reported to conform with the current period presentation. When used in these notes, the term “the Company” refers to Shore Bancshares, Inc. and, unless the context requires otherwise, its consolidated subsidiaries, Shore United Bank, N.A. (the “Bank”).
Recent Accounting Standards and Other Authoritative Guidance	Recent Accounting Standards and Other Authoritative Guidance ASU No. 2016-13 – In June 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The FASB has issued multiple updates to ASU 2016-13 as codified in Topic 326, including ASU’s 2019-04, 2019-05, 2019-10, 2019-11, 2020-02, and 2020-03. These ASU’s have provided for various minor technical corrections and improvements to the codification as well as other transition matters. Smaller reporting companies who file with the U.S. Securities and Exchange Commission (SEC) and all other entities who do not file with the SEC are required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. At this time, the Company has established a project management team which meets periodically to discuss and assign roles and responsibilities, key tasks to complete, and a general timeline to be followed for implementation. The team has been working with an advisory consultant and has purchased a vendor model for implementation. Historical data has been collected and uploaded to the new model and the team is in the process of finalizing the methodologies that will be utilized. The team is currently running a parallel simulation to its current incurred loss model. The Company is continuing to evaluate the extent of the potential impact of this standard and continues to keep current on evolving interpretations and industry practices via webcasts, publications, conferences, and peer bank meetings. Effective November 25, 2019, the SEC adopted Staff Accounting Bulletin (SAB) 119. SAB 119 updated portions of SEC interpretative guidance to align with FASB ASC 326, “Financial Instruments – Credit Losses.” It covers topics including (1) measuring current expected credit losses; (2) development, governance, and documentation of a systematic methodology; (3) documenting the results of a systematic methodology; and (4) validating a systematic methodology. ASU No. 2022-02 – In March 2022, the (FASB) issued (ASU) No. 2022-02, “Financial Instruments-Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures.” ASU 2022-02 addresses areas identified by the FASB as part of its post-implementation review of the credit losses standard (ASU 2016-13) that introduced the CECL model. The amendments eliminate the accounting guidance for troubled debt restructurings by creditors that have adopted the CECL model and enhance the disclosure requirements for loan refinancing’s and restructurings made with borrowers experiencing financial difficulty. In addition, the amendments require a public business entity to disclose current-period gross write-offs for financing receivables and net investment in leases by year of origination in the vintage disclosures. The amendments in this ASU should be applied prospectively, except for the transition method related to the recognition and measurement of troubled debt restructurings (TDR), an entity has the option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption. For entities that have adopted ASU 2016-13, ASU 2022-02 is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. For entities that have not yet adopted ASU 2016-13, the effective dates for ASU 2022-02 are the same as the effective dates in ASU 2016-13. Early adoption is permitted if an entity has adopted ASU 2016-13. An entity may elect to early adopt the amendments about TDRs and related disclosure enhancements separately from the amendments related to vintage disclosures. The Company is currently assessing the impact that ASU 2022-02 will have on its consolidated financial statements. ASU No. 2022-03 - In June 2022, the (FASB) issued (ASU) No. 2022-03, “Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions”. ASU 2022-03 clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security and, therefore, is not considered in measuring fair value. The ASU is effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted. The Company does not expect the adoption of ASU 2022-03 to have a material impact on its consolidated financial statements. ASU No. 2020-04 – In March 2020, the (FASB) issued (ASU) No. 2020-04 “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Inter-bank Offered Rate (“LIBOR”) or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. Subsequently, in January 2021, the (FASB) issued (ASU) No. 2021-01 “Reference Rate Reform (Topic 848): Scope.” This ASU clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The ASU also amends the expedients and exceptions in Topic 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. An entity may elect to apply ASU No. 2021-01 on contract modifications that change the interest rate used for margining, discounting, or contract price alignment retrospectively as of any date from the beginning of the interim period that includes March 12, 2020, or prospectively to new modifications from any date within the interim period that includes or is subsequent to January 7, 2021, up to the date that financial statements are available to be issued. An entity may elect to apply ASU No. 2021-01 to eligible hedging relationships existing as of the beginning of the interim period that includes March 12, 2020, and to new eligible hedging relationships entered into after the beginning of the interim period that includes March 12, 2020. At present, the Bank has limited exposure to LIBOR based pricing. LIBOR based loans only comprise 19 loans or 3.9% of the loan portfolio. The Bank is confident it can successfully negotiate a migration to the Secured Overnight Financing Rate (“SOFR”) between now and the implementation date. The Bank will notify customers within 120 days prior to migration to SOFR. The Bank acknowledges the replacement rate will be more volatile based on different countries migrating to different indexes and limited liquidity to support the rate. The Bank further acknowledges the volatility will be greatly influenced by the support provided by the Federal Reserve.

Business Combination (Tables)

Business Combination (Tables)	6 Months Ended
Business Combination (Tables)	Jun. 30, 2022
Business Combination [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	(In thousands, except per share data) Purchase Price Consideration: Fair value of common shares issued (8,053,088 shares) based on Shore Bancshares, Inc. share price of $18.48 $ 148,821 Cash consideration 20,631 Cash paid for cash-out Severn stock options 310 Cash for fractional shares 3 Total purchase price $ 169,765 Identifiable assets: Cash and cash equivalents $ 326,725 Total securities 146,292 Loans held for sale 9,613 Loans, net (1) 584,776 Premises and equipment, net 24,768 Other real estate owned 329 Core deposit intangible asset 6,550 Other assets (1) 20,304 Total identifiable assets $ 1,119,357 Identifiable liabilities: Deposits $ 955,288 Total debt 28,341 Other liabilities 11,727 Total identifiable liabilities $ 995,356 Provisional fair value of net assets acquired including identifiable intangible assets 124,001 Provisional resulting goodwill (1) $ 45,764 (1) Includes the effect of measurement period adjustments recorded in the first quarter of 2022 and reconciled in the table below.
Schedule of Changes in Fair Value of Assets Acquired and Liabilities Assumed	The following table details the changes in fair value of net assets acquired and liabilities assumed from the amounts reported for the year ended December 31, 2021 (dollars in thousands). Goodwill at December 31, 2021 $ 45,904 Effect of adjustments to: Loans, net (192) Other assets 52 Goodwill at June 30, 2022 $ 45,764
Schedule of Contractually Required Payments Receivable	Contractually required payments receivable $ 46,833 Nonaccretable difference (3,364) Cash flows expected to be collected 43,469 Accretable yield (5,667) Fair value $ 37,802

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
Earnings Per Share (Tables)	Jun. 30, 2022
Earnings Per Share [Abstract]
Schedule of Earnings Per Common Share, Basic and Diluted	For the Three Months Ended For the Six Months Ended June 30, June 30, (In thousands, except per share data) 2022 2021 2022 2021 Net Income $ 7,499 $ 4,031 $ 13,112 $ 8,029 Weighted average shares outstanding - Basic 19,847 11,752 19,838 11,749 Dilutive effect of common stock equivalents-options — 2 — 1 Weighted average shares outstanding - Diluted 19,847 11,754 19,838 11,750 Earnings per common share - Basic and Diluted $ 0.38 $ 0.34 $ 0.66 $ 0.68

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
Investment Securities (Tables)	Jun. 30, 2022
Investment Securities [Abstract]
Schedule of Available-for-Sale Securities Reconciliation	Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Available-for-sale securities: June 30, 2022 U.S. Government agencies $ 22,238 $ 9 $ 2,760 $ 19,487 Mortgage-backed 79,579 11 6,303 73,287 Other Debt securities 2,022 — 107 1,915 Total $ 103,839 $ 20 $ 9,170 $ 94,689 December 31, 2021 U.S. Government agencies $ 22,932 $ 7 $ 634 $ 22,305 Mortgage-backed 91,948 1,318 629 92,637 Other Debt securities 2,026 14 — 2,040 Total $ 116,906 $ 1,339 $ 1,263 $ 116,982
Schedule of Held-to-Maturity	Gross Gross Estimated Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value Held-to-maturity securities: June 30, 2022 U.S. Government agencies $ 104,847 $ — $ 8,254 $ 96,593 Mortgage-backed 341,709 47 35,006 306,750 States and political subdivisions 400 — — 400 Other debt securities 12,001 — 309 11,692 Total $ 458,957 $ 47 $ 43,569 $ 415,435 December 31, 2021 U.S. Government agencies $ 87,072 $ 20 $ 1,231 $ 85,861 Mortgage-backed 302,604 301 2,248 300,657 States and political subdivisions 400 2 — 402 Other debt securities 14,518 95 9 14,604 Total $ 404,594 $ 418 $ 3,488 $ 401,524
Available-For-Sale Securities and Held-to-Maturity, Continuous Unrealized Loss Position, Fair Value	Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2022 Available-for-sale securities: U.S. Government agencies $ 2,097 $ 155 $ 15,395 $ 2,605 $ 17,492 $ 2,760 Mortgage-backed 44,686 2,320 27,615 3,983 72,301 6,303 Other debt securities 1,915 107 — — 1,915 107 Total $ 48,698 $ 2,582 $ 43,010 $ 6,588 $ 91,708 $ 9,170 Held-to-maturity securities: U.S. Government agencies $ 77,296 $ 5,945 $ 19,297 $ 2,309 $ 96,593 $ 8,254 Mortgage-backed 258,844 29,538 32,690 5,468 291,534 35,006 Other debt securities 8,691 309 — — 8,691 309 Total $ 344,831 $ 35,792 $ 51,987 $ 7,777 $ 396,818 $ 43,569 Less than More than 12 Months 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses December 31, 2021 Available-for-sale securities: U.S. Government agencies $ 1,561 $ 1 $ 17,368 $ 633 $ 18,929 $ 634 Mortgage-backed 39,851 593 3,562 36 43,413 629 Total $ 41,412 $ 594 $ 20,930 $ 669 $ 62,342 $ 1,263 Held-to-maturity securities: U.S. Government agencies $ 64,268 $ 1,005 $ 11,719 $ 226 $ 75,987 $ 1,231 Mortgage-backed 226,918 1,836 14,564 412 241,482 2,248 Other debt securities 491 9 — — 491 9 Total $ 291,677 $ 2,850 $ 26,283 $ 638 $ 317,960 $ 3,488
Schedule of Securities Debt Maturities	Available for sale Held to maturity Amortized Amortized (Dollars in thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 34 $ 33 $ 4,415 $ 4,396 Due after one year through five years 2,254 2,211 50,829 48,325 Due after five years through ten years 51,738 48,323 91,469 86,063 Due after ten years 49,813 44,122 312,244 276,651 Total $ 103,839 $ 94,689 $ 458,957 $ 415,435

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
Loans and Allowance for Credit Losses (Tables)	Jun. 30, 2022
Receivables [Abstract]
Schedule of Financing Receivables	(Dollars in thousands) June 30, 2022 December 31, 2021 Construction $ 263,069 $ 239,353 Residential real estate 695,421 654,769 Commercial real estate 953,090 896,229 Commercial 158,345 203,377 Consumer 194,654 125,447 Total loans 2,264,579 2,119,175 Allowance for credit losses (15,483) (13,944) Total loans, net $ 2,249,096 $ 2,105,231
Schedule of loans acquired from Severn	June 30, 2022 Acquired Loans - Acquired Loans - Purchased Purchased Acquired Loans - (Dollars in thousands) Credit Impaired Performing Total Outstanding principal balance $ 32,398 $ 426,735 $ 459,133 Carrying amount Construction $ 681 $ 53,864 $ 54,545 Residential real estate 15,492 138,304 153,796 Commercial real estate 12,860 187,851 200,711 Commercial 239 41,451 41,690 Consumer 23 767 790 Total loans $ 29,295 $ 422,237 $ 451,532 December 31, 2021 Acquired Loans - Acquired Loans - Purchased Purchased Acquired Loans - (Dollars in thousands) Credit Impaired Performing Total Outstanding principal balance $ 36,943 $ 524,474 $ 561,417 Carrying amount Construction $ 2,379 $ 91,823 $ 94,202 Residential real estate 17,326 167,580 184,906 Commercial real estate 13,594 202,819 216,413 Commercial 321 56,200 56,521 Consumer 30 921 951 Total loans $ 33,650 $ 519,343 $ 552,993
Schedule of PCI loans acquired	For the Six Months Ended (Dollars in thousands) June 30, 2022 Accretable yield, beginning of period $ 5,367 Accretion (788) Reclassification of nonaccretable difference due to improvement in expected cash flows 325 Other changes, net 237 Accretable yield, end of period $ 5,141
Allowance for Credit Losses on Financing Receivables	Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total June 30, 2022 Loans individually evaluated for impairment $ 472 $ 5,801 $ 3,782 $ 204 $ 103 $ 10,362 Loans collectively evaluated for impairment 261,916 674,128 936,448 157,902 194,528 2,224,922 Acquired loans - PCI 681 15,492 12,860 239 23 29,295 Total loans $ 263,069 $ 695,421 $ 953,090 $ 158,345 $ 194,654 $ 2,264,579 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 158 $ — $ — $ 3 $ 161 Loans collectively evaluated for impairment 3,345 2,620 4,441 1,681 3,235 15,322 Acquired loans - PCI — — — — — — Total allowance $ 3,345 $ 2,778 $ 4,441 $ 1,681 $ 3,238 $ 15,483 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total December 31, 2021 Loans individually evaluated for impairment $ 321 $ 3,717 $ 3,833 $ 226 $ — $ 8,097 Loans collectively evaluated for impairment 236,653 633,726 878,802 202,830 125,417 2,077,428 Acquired loans - PCI 2,379 17,326 13,594 321 30 33,650 Total loans $ 239,353 $ 654,769 $ 896,229 $ 203,377 $ 125,447 $ 2,119,175 Allowance for credit losses allocated to: Loans individually evaluated for impairment $ — $ 172 $ 1 $ — $ — $ 173 Loans collectively evaluated for impairment 2,454 2,686 4,597 2,070 1,964 13,771 Acquired loans - PCI — — — — — — Total allowance $ 2,454 $ 2,858 $ 4,598 $ 2,070 $ 1,964 $ 13,944
Impaired Financing Receivables	Recorded Recorded Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded income (Dollars in thousands) balance allowance allowance allowance investment investment recognized June 30, 2022 Impaired nonaccrual loans: Construction $ 297 $ 297 $ — $ — $ 314 $ 322 $ — Residential real estate 941 840 18 — 1,487 1,482 — Commercial real estate 540 539 — — 740 823 — Commercial 379 204 — — 208 265 — Consumer 47 47 — — 31 52 — Total $ 2,204 $ 1,927 $ 18 $ — $ 2,780 $ 2,944 $ — Impaired accruing TDRs: Construction $ 17 $ 17 $ — $ — $ 18 $ 20 $ — Residential real estate 5,196 2,660 2,199 158 2,773 3,221 56 Commercial real estate 2,509 2,123 386 — 2,147 2,431 38 Commercial — — — — — — — Consumer 56 — 56 3 — 9 — Total $ 7,778 $ 4,800 $ 2,641 $ 161 $ 4,938 $ 5,681 $ 94 Other impaired accruing loans: Construction $ 158 $ 158 $ — $ — $ 265 $ 133 $ 3 Residential real estate 84 84 — — 5 17 4 Commercial real estate 734 734 — — 524 471 4 Commercial — — — — — 4 1 Consumer — — — — — 19 — Total $ 976 $ 976 $ — $ — $ 794 $ 644 $ 12 Total impaired loans: Construction $ 472 $ 472 $ — $ — $ 597 $ 475 $ 3 Residential real estate 6,221 3,584 2,217 158 4,265 4,720 60 Commercial real estate 3,783 3,396 386 — 3,411 3,725 42 Commercial 379 204 — — 208 269 1 Consumer 103 47 56 3 31 80 — Total $ 10,958 $ 7,703 $ 2,659 $ 161 $ 8,512 $ 9,269 $ 106 Recorded Recorded June 30, 2022 Unpaid investment investment Quarter-to-date Year-to-date Interest principal with no with an Related average recorded average recorded income (Dollars in thousands) balance allowance allowance allowance investment investment recognized December 31, 2021 Impaired nonaccrual loans: Construction $ 297 $ 297 $ — $ — $ 297 $ 297 $ — Residential real estate 882 803 — — 1,204 1,307 — Commercial real estate 994 606 — — 2,214 2,613 — Commercial 380 216 — — 241 246 — Consumer — — — — 9 19 — Total $ 2,553 $ 1,922 $ — $ — $ 3,965 $ 4,482 $ — Impaired accruing TDRs: Construction $ 24 $ 24 $ — $ — $ 31 $ 32 $ 1 Residential real estate 2,965 475 2,361 172 3,354 3,442 89 Commercial real estate 2,807 2,352 455 1 3,005 3,035 46 Commercial — — — — — — — Consumer — — — — — — — Total $ 5,796 $ 2,851 $ 2,816 $ 173 $ 6,390 $ 6,509 $ 136 Other impaired accruing loans: Construction $ — $ — $ — $ — $ — $ — $ — Residential real estate 78 78 — — 359 606 7 Commercial real estate 420 420 — — 479 495 2 Commercial 10 10 — — — 25 — Consumer — — — — — — — Total $ 508 $ 508 $ — $ — $ 838 $ 1,126 $ 9 Total impaired loans: Construction $ 321 $ 321 $ — $ — $ 328 $ 329 $ 1 Residential real estate 3,925 1,356 2,361 172 4,917 5,355 96 Commercial real estate 4,221 3,378 455 1 5,698 6,143 48 Commercial 390 226 — — 241 271 — Consumer — — — — 9 19 — Total $ 8,857 $ 5,281 $ 2,816 $ 173 $ 11,193 $ 12,117 $ 145
Troubled Debt Restructurings on Financing Receivables	1/1/2022 6/30/2022 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For the Six Months Ended June 30, 2022 Accruing TDRs Construction $ 24 $ — $ (7) $ — $ — $ — $ 17 $ — Residential real estate 2,836 — (51) — (20) — 2,765 158 Commercial real estate 2,807 — (134) — — (561) 2,112 — Commercial — — — — — — — — Consumer — — — — — — — — Total $ 5,667 $ — $ (192) $ — $ (20) $ (561) $ 4,894 $ 158 Nonaccrual TDRs Construction $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate — — (3) — 20 — 17 — Commercial real estate — — — — — — — — Commercial 216 — (21) — — — 195 — Consumer — — — — — — — — Total $ 216 $ — $ (24) $ — $ 20 $ — $ 212 $ — Total $ 5,883 $ — $ (216) $ — $ — $ (561) $ 5,106 $ 158 1/1/2021 6/30/2021 TDR New Disbursements Charge- Reclassifications/ TDR Related (Dollars in thousands) Balance TDRs (Payments) offs Transfer In/(Out) Payoffs Balance Allowance For the Six Months Ended June 30, 2021 Accruing TDRs Construction $ 34 $ — $ (4) $ — $ — $ — $ 30 $ — Residential real estate 3,845 — (57) — — (459) 3,329 90 Commercial real estate 3,118 — (139) — — — 2,979 — Commercial — — — — — — — — Consumer — — — — — — — — Total $ 6,997 $ — $ (200) $ — $ — $ (459) $ 6,338 $ 90 Nonaccrual TDRs Construction $ — $ — $ — $ — $ — $ — $ — $ — Residential real estate — — — — — — — — Commercial real estate — — — — — — — — Commercial 258 — (21) — — — 237 — Consumer — — — — — — — — Total $ 258 $ — $ (21) $ — $ — $ — $ 237 $ — Total $ 7,255 $ — $ (221) $ — $ — $ (459) $ 6,575 $ 90
Financing Receivable Credit Quality Indicators	Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful PCI Total June 30, 2022 Construction $ 237,742 $ 22,473 $ 1,824 $ 349 $ — $ 681 $ 263,069 Residential real estate 643,626 34,220 988 1,095 — 15,492 695,421 Commercial real estate 822,320 114,236 1,461 2,213 — 12,860 953,090 Commercial 140,086 17,319 497 204 — 239 158,345 Consumer 194,375 208 — 48 — 23 194,654 Total $ 2,038,149 $ 188,456 $ 4,770 $ 3,909 $ — $ 29,295 $ 2,264,579 Special (Dollars in thousands) Pass/Performing Pass/Watch Mention Substandard Doubtful PCI Total December 31, 2021 Construction $ 210,287 $ 24,513 $ 1,877 $ 297 $ — $ 2,379 $ 239,353 Residential real estate 596,694 38,309 1,539 901 — 17,326 654,769 Commercial real estate 724,561 151,209 4,535 2,330 — 13,594 896,229 Commercial 186,176 16,654 — 226 — 321 203,377 Consumer 125,200 215 — 2 — 30 125,447 Total $ 1,842,918 $ 230,900 $ 7,951 $ 3,756 $ — $ 33,650 $ 2,119,175
Past Due Financing Receivables	Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual PCI Total June 30, 2022 Construction $ 261,432 $ 450 $ — $ 209 $ 659 $ 297 $ 681 $ 263,069 Residential real estate 677,181 614 729 — 1,343 1,405 15,492 695,421 Commercial real estate 938,714 161 21 594 776 740 12,860 953,090 Commercial 157,862 — 40 — 40 204 239 158,345 Consumer 194,474 110 — — 110 47 23 194,654 Total $ 2,229,663 $ 1,335 $ 790 $ 803 $ 2,928 $ 2,693 $ 29,295 $ 2,264,579 Percent of total loans 98.5 % 0.1 % — % — % 0.1 % 0.1 % 1.3 % 100.0 % Accruing 30‑59 days 60‑89 days Greater than Total (Dollars in thousands) Current past due past due 90 days past due Nonaccrual PCI Total December 31, 2021 Construction $ 235,757 $ 920 $ — $ — $ 920 $ 297 $ 2,379 $ 239,353 Residential real estate 635,166 1,371 25 78 1,474 803 17,326 654,769 Commercial real estate 881,350 259 — 420 679 606 13,594 896,229 Commercial 202,503 183 62 10 255 298 321 203,377 Consumer 125,130 287 — — 287 — 30 125,447 Total $ 2,079,906 $ 3,020 $ 87 $ 508 $ 3,615 $ 2,004 $ 33,650 $ 2,119,175 Percent of total loans 98.2 % 0.1 % — % — % 0.1 % 0.1 % 1.6 % 100.0 %
Consolidated Allowance for Credit Losses on Financing Receivables	Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended June 30, 2022 Allowance for credit losses: Beginning Balance $ 2,857 $ 2,575 $ 4,500 $ 1,805 $ 2,973 $ 14,710 Charge-offs — (4) (6) (122) (15) (147) Recoveries 4 73 555 72 16 720 Net (charge-offs) recoveries 4 69 549 (50) 1 573 Provision 484 134 (608) (74) 264 200 Ending Balance $ 3,345 $ 2,778 $ 4,441 $ 1,681 $ 3,238 $ 15,483 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For three months ended June 30, 2021 Allowance for credit losses: Beginning Balance $ 2,796 $ 3,699 $ 5,097 $ 2,000 $ 721 $ 14,313 Charge-offs — — — (46) — (46) Recoveries 5 57 64 44 1 171 Net (charge-offs) recoveries 5 57 64 (2) 1 125 Provision (227) 56 439 (119) 501 650 Ending Balance $ 2,574 $ 3,812 $ 5,600 $ 1,879 $ 1,223 $ 15,088 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For six months ended June 30, 2022 Allowance for credit losses: Beginning Balance $ 2,454 $ 2,858 $ 4,598 $ 2,070 $ 1,964 $ 13,944 Charge-offs — (4) (6) (214) (31) (255) Recoveries 7 119 705 140 23 994 Net (charge-offs) recoveries 7 115 699 (74) (8) 739 Provision 884 (195) (856) (315) 1,282 800 Ending Balance $ 3,345 $ 2,778 $ 4,441 $ 1,681 $ 3,238 $ 15,483 Residential Commercial (Dollars in thousands) Construction real estate real estate Commercial Consumer Total For six months ended June 30, 2021 Allowance for credit losses: Beginning Balance $ 2,022 $ 3,699 $ 5,426 $ 2,089 $ 652 $ 13,888 Charge-offs — — — (107) (4) (111) Recoveries 10 63 64 96 3 236 Net (charge-offs) recoveries 10 63 64 (11) (1) 125 Provision 542 50 110 (199) 572 1,075 Ending Balance $ 2,574 $ 3,812 $ 5,600 $ 1,879 $ 1,223 $ 15,088

Leases (Tables)

Leases (Tables)	6 Months Ended
Leases (Tables)	Jun. 30, 2022
Leases [Abstract]
Information about leases	(Dollars in thousands) June 30, 2022 December 31, 2021 Lease liabilities $ 10,216 $ 11,567 Right-of-use assets $ 9,979 $ 11,370 Weighted average remaining lease term 12.96 years 13.61 years Weighted average discount rate 2.51 % 2.48 % For the Three Months Ended For the Six Months Ended Lease cost (in thousands) June 30, 2022 June 30, 2021 June 30, 2022 June 30, 2021 Operating lease cost $ 332 $ 208 $ 666 $ 395 Short-term lease cost — — — — Total lease cost $ 332 $ 208 $ 666 $ 395 Cash paid for amounts included in the measurement of lease liabilities $ 311 $ 165 $ 621 $ 331
Operating lease liabilities	As of Lease payments due (in thousands) June 30, 2022 Six months ending December 31, 2022 $ 621 Twelve months ending December 31, 2023 1,147 Twelve months ending December 31, 2024 1,072 Twelve months ending December 31, 2025 881 Twelve months ending December 31, 2026 916 Twelve months ending December 31, 2027 849 Thereafter 6,584 Total undiscounted cash flows $ 12,070 Discount 1,854 Lease liabilities $ 10,216
Minimum future annual rental income	(In thousands) June 30, 2022 Six months ending December 31, 2022 $ 396 2023 792 2024 685 2025 703 2026 720 Thereafter 1,938 Total $ 5,234

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	6 Months Ended
Goodwill and Other Intangibles (Tables)	Jun. 30, 2022
Goodwill and Other Intangibles [Abstract]
Schedule of Components of Goodwill and Other Acquired Intangible Assets	June 30, 2022 Weighted Gross Measurement Accumulated Net Average Carrying Period Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Adjustments Charges Amortization Amount (in years) Goodwill $ 65,631 $ (140) $ (1,543) $ (667) $ 63,281 — Other intangible assets Amortizable Core deposit intangible $ 10,504 $ — $ — $ (3,997) $ 6,507 2.7 Total other intangible assets $ 10,504 $ — $ — $ (3,997) $ 6,507 December 31, 2021 Weighted Gross Accumulated Net Average Carrying Impairment Accumulated Carrying Remaining Life (Dollars in thousands) Amount Additions Charges Amortization Amount (in years) Goodwill $ 19,728 $ 45,903 $ (1,543) $ (667) $ 63,421 — Other intangible assets Amortizable Core deposit intangible $ 3,954 $ 6,550 $ — $ (2,969) $ 7,535 2.9 Total other intangible assets $ 3,954 $ 6,550 $ — $ (2,969) $ 7,535
Future Amortization Expense for Amortizable Other Intangible Assets	(Dollars in thousands) Amortization 2022 $ 960 2023 1,682 2024 1,376 2025 1,070 2026 765 2027 459 Thereafter 195 Total amortizing intangible assets $ 6,507

Other Assets (Tables)

Other Assets (Tables)	6 Months Ended
Other Assets (Tables)	Jun. 30, 2022
Other Assets [Abstract]
Schedule of Other Assets	June 30, December 31, (Dollars in thousands) 2022 2021 Accrued interest receivable $ 7,087 $ 6,719 Deferred income taxes 5,366 2,926 Prepaid expenses 2,914 2,865 Income taxes receivable — 616 Derivatives 568 435 Other assets 6,520 6,371 Total $ 22,455 $ 19,932

Other Liabilities (Tables)

Other Liabilities (Tables)	6 Months Ended
Other Liabilities (Tables)	Jun. 30, 2022
Other Liabilities [Abstract]
Schedule of Other Liabilities	(Dollars in thousands) June 30, 2022 December 31, 2021 Accrued interest payable $ 697 $ 692 Accrued salaries and wages 1,326 3,422 Accounts payable 186 2,745 Deferred compensation liability 5,176 4,660 Income taxes payable 1,819 — Other liabilities 3,051 3,081 Total $ 12,255 $ 14,600

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	6 Months Ended
Stock-Based Compensation (Tables)	Jun. 30, 2022
Stock-Based Compensation [Abstract]
Schedule of Stock-Based Compensation	For Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2022 2021 2022 2021 Stock-based compensation expense $ 172 $ 99 $ 302 $ 196 Excess tax benefits related to stock-based compensation 2 2 45 3 June 30, (Dollars in thousands) 2022 2021 Unrecognized stock-based compensation expense $ 461 $ 230 Weighted average period unrecognized expense is expected to be recognized 0.7 years 0.6 years
Schedule of Share-based Compensation, Restricted Stock and Units Award Activity	Six Months Ended June 30, 2022 Weighted Average Number of Grant Date Shares Fair Value Nonvested at beginning of period 29,425 $ 15.57 Granted 33,605 20.49 Vested (25,293) 13.43 Forfeited — — Nonvested at end of period 37,737 $ 20.10

Derivatives (Tables)

Derivatives (Tables)	6 Months Ended
Derivatives (Tables)	Jun. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	June 30, 2022 December 31, 2021 Notional Estimated Notional Estimated (Dollars in thousands) Amount Fair Value Amount Fair Value Asset - IRLCs $ 10,098 $ 146 $ 17,557 $ 380 Asset - TBA securities 27,231 422 26,500 55 Liability - TBA securities 14,500 220 20,500 41

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	6 Months Ended
Accumulated Other Comprehensive Income (Tables)	Jun. 30, 2022
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	Unrealized gains (losses) on available for sale (Dollars in thousands) securities Balance, December 31, 2021 $ 56 Other comprehensive (loss) (6,707) Balance, June 30, 2022 $ (6,651) Balance, December 31, 2020 $ 1,529 Other comprehensive (loss) (923) Balance, June 30, 2021 $ 606

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
Fair Value Measurements (Tables)	Jun. 30, 2022
Fair Value Measurements [Abstract]
Fair Value Assets and Liabilities Measured on Nonrecurring Basis Valuation Techniques	(Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range June 30, 2022 MSRs (1) $ 5,228 Market Approach Weighted average prepayment speed (PSA) (2) 121 IRLCs - net asset $ 146 Market Approach Range of pull through rate 78% - 100% Average pull through rate 92% (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range December 31, 2021 MSRs (1) $ 4,087 Market Approach Weighted average prepayment speed (PSA) (2) 156 IRLCs - net asset $ 380 Market Approach Range of pull through rate 77% - 100% Average pull through rate 93% (1) The weighted average was calculated with reference to the principal balance of the underlying mortgages. (2) PSA = Public Securities Association Standard Prepayment Model
Schedule of Servicing Asset at Fair Value	For the Three Months Ended For the Six Months Ended (Dollars in thousands) June 30, 2022 June 30, 2022 Beginning balance $ 5,113 $ 4,087 Servicing rights resulting from sales of loans 192 664 Valuation adjustment (77) 477 Ending balance $ 5,228 $ 5,228
Schedule of Derivative Asset at Fair Value	For the Three Months Ended For the Six Months Ended (Dollars in thousands) June 30, 2022 June 30, 2022 Beginning balance $ 217 $ 380 Valuation adjustment (71) (234) Ending balance $ 146 $ 146
Schedule of Fair Value of Assets and Liabilities Measured on Recurring Basis	Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) June 30, 2022 Assets: Securities available for sale: U.S. Government agencies $ 19,487 $ — $ 19,487 $ — Mortgage-backed 73,287 — 73,287 — Other Debt Securities 1,915 — 1,915 — 94,689 — 94,689 — Equity securities 1,271 — 1,271 — TBA securities 422 — 422 — LHFS 7,306 — 7,306 — MSRs 5,228 — — 5,228 IRLCs 146 — — 146 Total assets at fair value $ 109,062 $ — $ 103,688 $ 5,374 Liabilities: TBA securities $ 220 $ — $ 220 $ — Total liabilities at fair value $ 220 $ — $ 220 $ — Significant Other Significant Quoted Observable Unobservable Prices Inputs Inputs (Dollars in thousands) Fair Value (Level 1) (Level 2) (Level 3) December 31, 2021 Assets: Securities available for sale: U.S. Government agencies $ 22,305 $ — $ 22,305 $ — Mortgage-backed 92,637 — 92,637 — Other Debt Securities 2,040 — 2,040 — 116,982 — 116,982 — Equity securities 1,372 — 1,372 — TBA securities 55 — 55 — LHFS 37,749 — 37,749 — MSRs 4,087 — — 4,087 IRLCs 380 — — 380 Total assets at fair value $ 160,625 $ — $ 156,158 $ 4,467 Liabilities: TBA securities $ 41 $ — $ 41 $ — Total liabilities at fair value $ 41 $ — $ 41 $ —
Fair Value of Assets Measured on Nonrecurring Basis	Quantitative Information about Level 3 Fair Value Measurements Weighted (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range Average (3) June 30, 2022 Nonrecurring measurements: Impaired loans $ 618 Appraisal of collateral (1) Liquidation expense (2) 10% (10%) Impaired loans $ 1,879 Discounted cash flow analysis (1) Discount rate 6% - 7.25% (6%) Other real estate owned $ 197 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 20% (2%) Quantitative Information about Level 3 Fair Value Measurements Weighted (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range Average (3) December 31, 2021 Nonrecurring measurements: Impaired loans $ 617 Appraisal of collateral (1) Liquidation expense (2) 10% (10%) Impaired loans $ 2,026 Discounted cash flow analysis (1) Discount rate 4% - 7.25% (6%) Other real estate owned $ 532 Appraisal of collateral (1) Appraisal adjustments (2) 20% - 40% (35%) (1) (2) (3)
Schedule of Estimated Fair Values of Financial Assets and Liabilities	June 30, 2022 December 31, 2021 Estimated Estimated Carrying Fair Carrying Fair (Dollars in thousands) Amount Value Amount Value Financial assets Level 1 inputs Cash and cash equivalents $ 403,009 $ 403,009 $ 583,613 $ 583,613 Level 2 inputs Investment securities available for sale $ 94,689 $ 94,689 $ 116,982 $ 116,982 Investment securities held to maturity 458,957 415,435 404,594 401,524 Equity securities 1,271 1,271 1,372 1,372 Restricted securities 9,894 9,894 4,159 4,159 LHFS 7,306 7,306 37,749 37,749 TBA securities 422 422 55 55 Cash surrender value on life insurance 58,437 58,437 47,935 47,935 Level 3 inputs Loans, net $ 2,249,096 $ 2,206,033 $ 2,105,231 $ 2,106,373 MSRs 5,228 5,228 4,087 4,087 IRLCs 146 146 380 380 Financial liabilities Level 2 inputs Deposits: Noninterest-bearing demand $ 889,122 $ 889,122 $ 927,497 $ 927,497 Checking plus interest 642,223 642,223 524,143 524,143 Money market 714,511 714,511 889,099 889,099 Savings 320,463 320,463 225,546 225,546 Club 1,091 1,091 388 388 Certificates of deposit 446,921 447,349 459,563 461,135 Securities sold under retail repurchase agreement — — 4,143 4,143 Advances from FHLB - long-term 10,054 9,988 10,135 10,187 Subordinated debt 42,917 43,475 42,762 44,876 TBA Securities 220 220 41 41

Commitments and Contingencies (

Commitments and Contingencies (Tables)	6 Months Ended
Commitments and Contingencies (Tables)	Jun. 30, 2022
Commitments and Contingencies [Abstract]
Schedule of Commitments Outstanding	(Dollars in thousands) June 30, 2022 December 31, 2021 Commitments to extend credit $ 404,294 $ 421,088 Letters of credit 9,064 8,399 Total $ 413,358 $ 429,487

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
Segment Reporting (Tables)	Jun. 30, 2022
Segment Reporting [Abstract]
Schedule of Segment Reporting Information by Segment	Community Consolidated (Dollars in thousands) Banking Mortgage Banking Total For the Three Months Ended June 30, 2022 Interest Income $ 26,478 $ 192 $ 26,670 Interest Expense 2,043 9 2,052 Net interest income 24,435 183 24,618 Provision for credit losses 200 — 200 Net interest income after provision for credit losses 24,235 183 24,418 Noninterest income 4,737 1,096 5,833 Noninterest expense 19,006 1,088 20,094 Income (loss) before income taxes 9,966 191 10,157 Income tax expense (benefit) 2,608 50 2,658 Net income (loss) $ 7,358 $ 141 $ 7,499 Total assets, June 30, 2022 $ 3,429,420 $ 13,130 $ 3,442,550 Community Consolidated (Dollars in thousands) Banking Mortgage Banking Total For the Six Months Ended June 30, 2022 Interest Income $ 50,650 $ 344 $ 50,994 Interest Expense 3,927 19 3,946 Net interest income 46,723 325 47,048 Provision for credit losses 800 — 800 Net interest income after provision for credit losses 45,923 325 46,248 Noninterest income 8,916 2,963 11,879 Noninterest expense 37,352 3,074 40,426 Income before income taxes 17,487 214 17,701 Income tax expense 4,536 53 4,589 Net income $ 12,951 $ 161 $ 13,112 Total assets, June 30, 2022 $ 3,429,420 $ 13,130 $ 3,442,550

Revenue Recognition (Tables)

Revenue Recognition (Tables)	6 Months Ended
Revenue Recognition (Tables)	Jun. 30, 2022
Revenue Recognition [Abstract]
Schedule Of Noninterest Income, Segregated By Revenue Streams In-Scope And Out-Of-Scope Of Topic 606	For the Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2022 2021 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 1,438 $ 683 $ 2,797 $ 1,357 Trust and investment fee income 447 475 961 882 Interchange income 1,253 1,036 2,291 1,906 Title Company revenue 426 — 749 — Other noninterest income 582 456 1,042 760 Noninterest Income (in-scope of Topic 606) 4,146 2,650 7,840 4,905 Noninterest Income (out-of-scope of Topic 606) 1,687 253 4,039 555 Total Noninterest Income $ 5,833 $ 2,903 $ 11,879 $ 5,460

Basis of Presentation (Narrativ

Basis of Presentation (Narrative) (Details)	Jun. 30, 2022 loan
Basis of Presentation [Abstract]
Number Of Libor Based Loans	19
Percentage Of Libor Based Loans	3.90%

Business Combination (Narrative

Business Combination (Narrative) (Details) $ / shares in Units, $ in Thousands		6 Months Ended
	Oct. 31, 2021 USD ($) Office $ / shares shares	Jun. 30, 2022 USD ($) loan $ / shares	Dec. 31, 2021 USD ($)	Oct. 29, 2021 $ / shares
Business Acquisition [Line Items]
Goodwill		$ 63,281	$ 63,421
Assets, Total		3,442,550	3,460,136
Contractually required payments receivable		$ 46,833
Severn Bancorp, Inc.
Business Acquisition [Line Items]
Assets, Total	$ 1,100,000
Number of full-service community banking offices \| Office	7
Number of performing loans \| loan		1,306
Number of PCI loans \| loan		162
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Fair Valuation Process Discount Amount		$ 8,700
Severn Bancorp, Inc.
Business Acquisition [Line Items]
Severn shareholders owned	40.40%
Severn Bancorp, Inc.
Business Acquisition [Line Items]
Number of Shares to be Issued for each share \| shares	0.6207
Cash Payment for Each Share \| $ / shares	$ 1.59
Purchase price per share \| $ / shares	$ 18.48	$ 18.48		$ 18.48
Total transaction price	$ 169,800	$ 169,765
Goodwill	$ 45,900	45,764	45,904
Shore shareholders owned	59.60%
Contractually required payments receivable		459,133	$ 561,417
Debt Instrument, Unamortized Discount (Premium), Net		$ 593,300

Business Combination (Schedule

Business Combination (Schedule of Consideration Paid and Provisional Fair Value of Acquired Identified Assets and Liabilities Assumed) (Details) - USD ($) $ / shares in Units, $ in Thousands		6 Months Ended
	Oct. 31, 2021	Jun. 30, 2022	Dec. 31, 2021	Oct. 29, 2021
Identifiable liabilities:
Net carrying amount		$ 63,281	$ 63,421
Severn Bancorp, Inc.
Purchase Price Consideration:
Fair value of common shares issued (8,053,088 shares) based on Shore Bancshares, Inc. share price of $18.48 as of October 29, 2021		148,821
Cash consideration		20,631
Cash paid for cash-out Severn stock options		310
Cash for fractional shares		3
Total purchase price	$ 169,800	169,765
Identifiable assets:
Cash and cash equivalents		326,725
Total securities		146,292
Loans held for sale		9,613
Loans, net		584,776
Premises and equipment, net		24,768
Other real estate owned		329
Core deposit intangible asset		6,550
Other assets		20,304
Total identifiable assets		1,119,357
Identifiable liabilities:
Deposits		955,288
Total debt		28,341
Other liabilities		11,727
Total identifiable liabilities		995,356
Provisional fair value of net assets acquired including identifiable intangible assets		124,001
Net carrying amount	$ 45,900	$ 45,764	$ 45,904
Fair value of common shares issued		8,053,088
Purchase price per share	$ 18.48	$ 18.48		$ 18.48

Business Combination (Schedul_2

Business Combination (Schedule of Changes in Fair Value of Assets Acquired and Liabilities Assumed) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($)
Business Acquisition [Line Items]
Goodwill, Beginning Balance	$ 63,421
Goodwill, Ending Balance	63,281
Severn Bancorp, Inc.
Business Acquisition [Line Items]
Goodwill, Beginning Balance	45,904
Loans, net	(192)
Other assets	52
Goodwill, Ending Balance	$ 45,764

Business Combination (Schedul_3

Business Combination (Schedule of Contractually Required Payments Receivable) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($)
Contractually required payments receivable	$ 46,833
Nonaccretable difference	(3,364)
Cash flows expected to be collected	43,469
Accretable yield	(5,667)
Fair value	$ 37,802

Earnings Per Share (Calculation

Earnings Per Share (Calculation of Earnings Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 7,499	$ 5,613	$ 4,031	$ 3,998	$ 13,112	$ 8,029
Weighted average shares outstanding - Basic (in shares)	19,847,000		11,752,000		19,838,000	11,749,000
Dilutive effect of common stock equivalents-options			2,000			1,000
Weighted average shares outstanding - Diluted (in shares)	19,847,000		11,754,000		19,838,000	11,750,000
Earnings per common share - Basic	$ 0.38		$ 0.34		$ 0.66	$ 0.68
Earnings per common share - diluted	$ 0.38		$ 0.34		$ 0.66	$ 0.68
Weighted average common stock excluded from calculation of diluted EPS			0			0
Potentially dilutive shares outstanding	0				0

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Thousands	3 Months Ended		6 Months Ended
Investment Securities (Narrative) (Details) $ in Thousands	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)
Proceeds from sale and maturity of marketable securities \| $	$ 0	$ 0	$ 0	$ 0
Fair value adjustment recorded through earnings \| $			$ 13,112	$ 8,029
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions \| security	105		105
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions \| security	164		164

Investment Securities (Amortize

Investment Securities (Amortized Cost and Estimated Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	$ 103,839		$ 116,906
Available-for-sale, Pledged available-for-sale securities, Estimated Fair Value	9,894		4,159
Available-for-sale securities, Gross Unrealized Gains	20		1,339
Available-for-sale securities, Gross Unrealized Losses	9,170		1,263
Available-for-sale, at fair value	94,689		116,982
Held-to-maturity Securities, Amortized Cost	458,957		404,594
Held-to-maturity securities, Gross Unrealized Gains	47		418
Held-to-maturity securities, Gross Unrealized Losses	43,569		3,488
Held-to-maturity securities, Estimated Fair Value	415,435		401,524
Equity securities, at fair value	1,271		1,372
Fair value adjustment recorded through earnings	13,112	$ 8,029
Accounting Standards Update 2016-01 [Member]
Schedule of Available-for-sale Securities [Line Items]
Equity securities, at fair value	1,300		1,400
Accounting Standards Update 2016-01 [Member] \| Revision of Prior Period, Change in Accounting Principle, Adjustment [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair value adjustment recorded through earnings	(108)	$ (20)
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	22,238		22,932
Available-for-sale securities, Gross Unrealized Gains	9		7
Available-for-sale securities, Gross Unrealized Losses	2,760		634
Available-for-sale, at fair value	19,487		22,305
Held-to-maturity Securities, Amortized Cost	104,847		87,072
Held-to-maturity securities, Gross Unrealized Gains			20
Held-to-maturity securities, Gross Unrealized Losses	8,254		1,231
Held-to-maturity securities, Estimated Fair Value	96,593		85,861
States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Held-to-maturity Securities, Amortized Cost	400		400
Held-to-maturity securities, Gross Unrealized Gains			2
Held-to-maturity securities, Estimated Fair Value	400		402
Mortgage-backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	79,579		91,948
Available-for-sale securities, Gross Unrealized Gains	11		1,318
Available-for-sale securities, Gross Unrealized Losses	6,303		629
Available-for-sale, at fair value	73,287		92,637
Held-to-maturity Securities, Amortized Cost	341,709		302,604
Held-to-maturity securities, Gross Unrealized Gains	47		301
Held-to-maturity securities, Gross Unrealized Losses	35,006		2,248
Held-to-maturity securities, Estimated Fair Value	306,750		300,657
Other Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	2,022		2,026
Available-for-sale securities, Gross Unrealized Gains			14
Available-for-sale securities, Gross Unrealized Losses	107
Available-for-sale, at fair value	1,915		2,040
Held-to-maturity Securities, Amortized Cost	12,001		14,518
Held-to-maturity securities, Gross Unrealized Gains			95
Held-to-maturity securities, Gross Unrealized Losses	309		9
Held-to-maturity securities, Estimated Fair Value	$ 11,692		$ 14,604

Investment Securities (Gross Un

Investment Securities (Gross Unrealized Losses and Fair Value by Length of Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	$ 48,698	$ 41,412
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	2,582	594
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, fair value	43,010	20,930
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, unrealized losses	6,588	669
Available-for-sale securities, continuous unrealized loss position, fair value	91,708	62,342
Available-for-sale securities, continuous unrealized loss position, unrealized losses	9,170	1,263
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value	344,831	291,677
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses	35,792	2,850
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, fair value	51,987	26,283
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, unrealized losses	7,777	638
Held-to-maturity securities, continuous unrealized loss position, fair value	396,818	317,960
Held-to-maturity securities, continuous unrealized loss position, unrealized losses	43,569	3,488
Mortgage-backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	44,686	39,851
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	2,320	593
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, fair value	27,615	3,562
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, unrealized losses	3,983	36
Available-for-sale securities, continuous unrealized loss position, fair value	72,301	43,413
Available-for-sale securities, continuous unrealized loss position, unrealized losses	6,303	629
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value	258,844	226,918
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses	29,538	1,836
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, fair value	32,690	14,564
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, unrealized losses	5,468	412
Held-to-maturity securities, continuous unrealized loss position, fair value	291,534	241,482
Held-to-maturity securities, continuous unrealized loss position, unrealized losses	35,006	2,248
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	2,097	1,561
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	155	1
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, fair value	15,395	17,368
Available-for-sale securities, continuous unrealized loss position, more than 12 Months, unrealized losses	2,605	633
Available-for-sale securities, continuous unrealized loss position, fair value	17,492	18,929
Available-for-sale securities, continuous unrealized loss position, unrealized losses	2,760	634
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value	77,296	64,268
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses	5,945	1,005
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, fair value	19,297	11,719
Held-to-maturity securities, continuous unrealized loss position, more than 12 Months, unrealized losses	2,309	226
Held-to-maturity securities, continuous unrealized loss position, fair value	96,593	75,987
Held-to-maturity securities, continuous unrealized loss position, unrealized losses	8,254	1,231
Other Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, fair value	1,915
Available-for-sale securities, continuous unrealized loss position, less than 12 Months, unrealized losses	107
Available-for-sale securities, continuous unrealized loss position, fair value	1,915
Available-for-sale securities, continuous unrealized loss position, unrealized losses	107
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, fair value	8,691	491
Held-to-maturity securities, continuous unrealized loss position, less than 12 Months, unrealized losses	309	9
Held-to-maturity securities, continuous unrealized loss position, fair value	8,691	491
Held-to-maturity securities, continuous unrealized loss position, unrealized losses	$ 309	$ 9

Investment Securities (Amorti_2

Investment Securities (Amortized Cost and Estimated Fair Value by Maturity Date) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Investment Securities [Abstract]
Available for sale, Amortized Cost, Due in one year or less	$ 34
Available for sale, Amortized Cost, Due after one year through five years	2,254
Available for sale, Amortized Cost, Due after five years through ten years	51,738
Available for sale, Amortized Cost, Due after ten years	49,813
Available-for-sale securities, Amortized Cost	103,839	$ 116,906
Available for sale, Estimated Fair Value, Due in one year or less	33
Available for sale, Estimated Fair Value, Due after one year through five years	2,211
Available for sale, Estimated Fair Value, Due after five years through ten years	48,323
Available for sale, Estimated Fair Value, Due after ten years	44,122
Available-for-sale Securities, Debt Securities, Total	94,689	116,982
Held to maturity securities, Amortized Cost, Due in one year or less	4,415
Held to maturity securities, Amortized Cost, Due after one year through five years	50,829
Held to maturity securities, Amortized Cost, Due after five years through ten years	91,469
Held to maturity securities, Amortized Cost, Due after ten years	312,244
Held-to-maturity Securities, Amortized Cost	458,957	404,594
Held to maturity securities, Estimated Fair Value, Due in one year or less	4,396
Held to maturity securities, Estimated Fair Value, Due after one year through five years	48,325
Held to maturity securities, Estimated Fair Value, Due after five years through ten years	86,063
Held to maturity securities, Estimated Fair Value, Due after ten years	276,651
Held-to-maturity Securities, Fair Value, Total	$ 415,435	$ 401,524

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Narrative) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022 USD ($) item	Dec. 31, 2021 USD ($) item
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	$ 2,693	$ 2,004
Mortgage loans in process of foreclosure, amount	18	203
Loans and leases receivable, net amount, total	2,249,096	2,105,231
Other real estate owned, net	$ 197	$ 532
Allowance from loan losses, as a percentage of total loans	0.68%	0.66%
Allowance from loan losses excluding PPP loans, as a percentage of total loans	0.89%	0.93%
Cares Act And Consolidated Appropriates Act Paycheck Protection Program [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Amount of Loans Authorized		$ 27,600
Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Amount of Loans Authorized	$ 1,700
Federal National Mortgage Association
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and leases receivable, net amount, total	341,800
Federal Home Loan Mortgage Corporation
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and leases receivable, net amount, total	75,900
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	1,405	803
Mortgage loans in process of foreclosure, amount	$ 81	$ 311
Number of residential real estate property \| item	1	1
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	$ 47
Northwest Bank Branches [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Deferred costs, net of fees	846	$ 1,200
Discounts On Acquired Loans	416	516
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Financing Receivable Net of Allowance	31,300	39,900
Severn Bancorp, Inc.
Financing Receivable, Allowance for Credit Losses [Line Items]
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Financing Receivable Net of Allowance	451,500	553,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Financing Receivable, Related Discount	7,600	8,400
Financing Receivable, Amount of Loans Authorized		9,200
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	0	0
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	2,700	2,000
Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing receivable, recorded investment, nonaccrual status	$ 0	$ 0

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Loans by Class of Loan Portfolio) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	$ 2,264,579	$ 2,119,175
Allowance for credit losses	(15,483)	(13,944)
Loans, net	2,249,096	2,105,231
Outstanding principal balance	46,833
Acquired loans - PCI	29,295	33,650
PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	29,295	33,650
Severn Bancorp, Inc.
Loans and Leases Receivable Disclosure [Line Items]
Outstanding principal balance	459,133	561,417
Acquired loans - PCI	451,532	552,993
Severn Bancorp, Inc. \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Outstanding principal balance	32,398	36,943
Acquired loans - PCI	29,295	33,650
Severn Bancorp, Inc. \| Performing loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Outstanding principal balance	426,735	524,474
Acquired loans - PCI	422,237	519,343
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	263,069	239,353
Allowance for credit losses	(3,345)	(2,454)
Acquired loans - PCI	681	2,379
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	681	2,379
Commercial and Residential Real Estate Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Construction Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	54,545	94,202
Commercial and Residential Real Estate Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Construction Loans [Member] \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	681	2,379
Commercial and Residential Real Estate Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Construction Loans [Member] \| Performing loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	53,864	91,823
Residential Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	695,421	654,769
Allowance for credit losses	(2,778)	(2,858)
Acquired loans - PCI	15,492	17,326
Residential Portfolio Segment [Member] \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	15,492	17,326
Residential Portfolio Segment [Member] \| Severn Bancorp, Inc.
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	153,796	184,906
Residential Portfolio Segment [Member] \| Severn Bancorp, Inc. \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	15,492	17,326
Residential Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Performing loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	138,304	167,580
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	953,090	896,229
Allowance for credit losses	(4,441)	(4,598)
Acquired loans - PCI	12,860	13,594
Commercial Real Estate Portfolio Segment [Member] \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	12,860	13,594
Commercial Real Estate Portfolio Segment [Member] \| Severn Bancorp, Inc.
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	200,711	216,413
Commercial Real Estate Portfolio Segment [Member] \| Severn Bancorp, Inc. \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	12,860	13,594
Commercial Real Estate Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Performing loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	187,851	202,819
Commercial Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	158,345	203,377
Allowance for credit losses	(1,681)	(2,070)
Acquired loans - PCI	239	321
Commercial Portfolio Segment [Member] \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	239	321
Commercial Portfolio Segment [Member] \| Severn Bancorp, Inc.
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	41,690	56,521
Commercial Portfolio Segment [Member] \| Severn Bancorp, Inc. \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	239	321
Commercial Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Performing loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	41,451	56,200
Consumer Portfolio Segment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	194,654	125,447
Allowance for credit losses	(3,238)	(1,964)
Acquired loans - PCI	23	30
Consumer Portfolio Segment [Member] \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment	23	30
Consumer Portfolio Segment [Member] \| Severn Bancorp, Inc.
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	790	951
Consumer Portfolio Segment [Member] \| Severn Bancorp, Inc. \| PCI loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	23	30
Consumer Portfolio Segment [Member] \| Severn Bancorp, Inc. \| Performing loans acquired
Loans and Leases Receivable Disclosure [Line Items]
Acquired loans - PCI	$ 767	$ 921

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (PCI Loans Acquired) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Additions	$ 5,667
Severn Bancorp, Inc. \| PCI loans acquired
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Accretable yield, beginning of period	5,367
Accretion	(788)
Reclassification of nonaccretable difference due to improvement in expected cash flows	325
Other changes, net	237
Accretable yield, end of period	$ 5,141

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Allowance for Credit Losses on Loans Receivable with Impairment) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	$ 10,362	$ 8,097
Loans collectively evaluated for impairment	2,224,922	2,077,428
Acquired loans - PCI	29,295	33,650
Total loans	2,264,579	2,119,175
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	161	173
Loans collectively evaluated for impairment	15,322	13,771
Loans and Leases Receivable, Allowance, Total	15,483	13,944
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	472	321
Loans collectively evaluated for impairment	261,916	236,653
Acquired loans - PCI	681	2,379
Total loans	263,069	239,353
Allowance for credit losses allocated to:
Loans collectively evaluated for impairment	3,345	2,454
Loans and Leases Receivable, Allowance, Total	3,345	2,454
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	5,801	3,717
Loans collectively evaluated for impairment	674,128	633,726
Acquired loans - PCI	15,492	17,326
Total loans	695,421	654,769
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	158	172
Loans collectively evaluated for impairment	2,620	2,686
Loans and Leases Receivable, Allowance, Total	2,778	2,858
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	3,782	3,833
Loans collectively evaluated for impairment	936,448	878,802
Acquired loans - PCI	12,860	13,594
Total loans	953,090	896,229
Allowance for credit losses allocated to:
Loans individually evaluated for impairment		1
Loans collectively evaluated for impairment	4,441	4,597
Loans and Leases Receivable, Allowance, Total	4,441	4,598
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	204	226
Loans collectively evaluated for impairment	157,902	202,830
Acquired loans - PCI	239	321
Total loans	158,345	203,377
Allowance for credit losses allocated to:
Loans collectively evaluated for impairment	1,681	2,070
Loans and Leases Receivable, Allowance, Total	1,681	2,070
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment	103
Loans collectively evaluated for impairment	194,528	125,417
Acquired loans - PCI	23	30
Total loans	194,654	125,447
Allowance for credit losses allocated to:
Loans individually evaluated for impairment	3
Loans collectively evaluated for impairment	3,235	1,964
Loans and Leases Receivable, Allowance, Total	$ 3,238	$ 1,964

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Impaired Financing Receivables by Loan Class) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	$ 2,204	$ 2,553
Recorded investment with no allowance	1,927	1,922
Recorded investment with an allowance	18
Quarter-to-date average recorded investment	2,780	3,965
Year-to-date average recorded investment	2,944	4,482
Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	7,778	5,796
Recorded investment with no allowance	4,800	2,851
Recorded investment with an allowance	2,641	2,816
Related allowance	161	173
Quarter-to-date average recorded investment	4,938	6,390
Year-to-date average recorded investment	5,681	6,509
Interest recorded investment	94	136
Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	976	508
Recorded investment with no allowance	976	508
Quarter-to-date average recorded investment	794	838
Year-to-date average recorded investment	644	1,126
Interest recorded investment	12	9
Impaired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	10,958	8,857
Recorded investment with no allowance	7,703	5,281
Recorded investment with an allowance	2,659	2,816
Related allowance	161	173
Quarter-to-date average recorded investment	8,512	11,193
Year-to-date average recorded investment	9,269	12,117
Interest recorded investment	106	145
Residential Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	941	882
Recorded investment with no allowance	840	803
Recorded investment with an allowance	18
Quarter-to-date average recorded investment	1,487	1,204
Year-to-date average recorded investment	1,482	1,307
Residential Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	5,196	2,965
Recorded investment with no allowance	2,660	475
Recorded investment with an allowance	2,199	2,361
Related allowance	158	172
Quarter-to-date average recorded investment	2,773	3,354
Year-to-date average recorded investment	3,221	3,442
Interest recorded investment	56	89
Residential Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	84	78
Recorded investment with no allowance	84	78
Quarter-to-date average recorded investment	5	359
Year-to-date average recorded investment	17	606
Interest recorded investment	4	7
Residential Portfolio Segment [Member] \| Impaired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	6,221	3,925
Recorded investment with no allowance	3,584	1,356
Recorded investment with an allowance	2,217	2,361
Related allowance	158	172
Quarter-to-date average recorded investment	4,265	4,917
Year-to-date average recorded investment	4,720	5,355
Interest recorded investment	60	96
Commercial Real Estate Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	540	994
Recorded investment with no allowance	539	606
Quarter-to-date average recorded investment	740	2,214
Year-to-date average recorded investment	823	2,613
Commercial Real Estate Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	2,509	2,807
Recorded investment with no allowance	2,123	2,352
Recorded investment with an allowance	386	455
Related allowance		1
Quarter-to-date average recorded investment	2,147	3,005
Year-to-date average recorded investment	2,431	3,035
Interest recorded investment	38	46
Commercial Real Estate Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	734	420
Recorded investment with no allowance	734	420
Quarter-to-date average recorded investment	524	479
Year-to-date average recorded investment	471	495
Interest recorded investment	4	2
Commercial Real Estate Portfolio Segment [Member] \| Impaired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	3,783	4,221
Recorded investment with no allowance	3,396	3,378
Recorded investment with an allowance	386	455
Related allowance		1
Quarter-to-date average recorded investment	3,411	5,698
Year-to-date average recorded investment	3,725	6,143
Interest recorded investment	42	48
Commercial Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	379	380
Recorded investment with no allowance	204	216
Quarter-to-date average recorded investment	208	241
Year-to-date average recorded investment	265	246
Commercial Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance		10
Recorded investment with no allowance		10
Year-to-date average recorded investment	4	25
Interest recorded investment	1
Commercial Portfolio Segment [Member] \| Impaired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	379	390
Recorded investment with no allowance	204	226
Quarter-to-date average recorded investment	208	241
Year-to-date average recorded investment	269	271
Interest recorded investment	1
Consumer Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	47
Recorded investment with no allowance	47
Quarter-to-date average recorded investment	31	9
Year-to-date average recorded investment	52	19
Consumer Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	56
Recorded investment with an allowance	56
Related allowance	3
Year-to-date average recorded investment	9
Consumer Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Year-to-date average recorded investment	19
Consumer Portfolio Segment [Member] \| Impaired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	103
Recorded investment with no allowance	47
Recorded investment with an allowance	56
Related allowance	3
Quarter-to-date average recorded investment	31	9
Year-to-date average recorded investment	80	19
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	297	297
Recorded investment with no allowance	297	297
Quarter-to-date average recorded investment	314	297
Year-to-date average recorded investment	322	297
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	17	24
Recorded investment with no allowance	17	24
Quarter-to-date average recorded investment	18	31
Year-to-date average recorded investment	20	32
Interest recorded investment		1
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Other Impaired Accruing Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	158
Recorded investment with no allowance	158
Quarter-to-date average recorded investment	265
Year-to-date average recorded investment	133
Interest recorded investment	3
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Impaired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Unpaid principal balance	472	321
Recorded investment with no allowance	472	321
Quarter-to-date average recorded investment	597	328
Year-to-date average recorded investment	475	329
Interest recorded investment	$ 3	$ 1

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Rollforward of TDRs) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	$ 5,883	$ 7,255
Disbursements (Payments)	(216)	(221)
Payoffs	(561)	(459)
TDR ending balance	5,106	6,575
TDR, Related Allowance	158	90
Impaired Nonaccrual Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	216	258
Disbursements (Payments)	(24)	(21)
Reclassifications/Transfer In/(Out)	20
TDR ending balance	212	237
Impaired Nonaccrual Loans [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Disbursements (Payments)	(3)
Reclassifications/Transfer In/(Out)	20
TDR ending balance	17
Impaired Nonaccrual Loans [Member] \| Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	216	258
Disbursements (Payments)	(21)	(21)
TDR ending balance	195	237
Impaired Accruing Restructured Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	5,667	6,997
Disbursements (Payments)	(192)	(200)
Reclassifications/Transfer In/(Out)	(20)
Payoffs	(561)	(459)
TDR ending balance	4,894	6,338
TDR, Related Allowance	158	90
Impaired Accruing Restructured Loans [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	2,836	3,845
Disbursements (Payments)	(51)	(57)
Reclassifications/Transfer In/(Out)	(20)
Payoffs		(459)
TDR ending balance	2,765	3,329
TDR, Related Allowance	158	90
Impaired Accruing Restructured Loans [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	2,807	3,118
Disbursements (Payments)	(134)	(139)
Payoffs	(561)
TDR ending balance	2,112	2,979
Impaired Accruing Restructured Loans [Member] \| Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
TDR beginning balance	24	34
Disbursements (Payments)	(7)	(4)
TDR ending balance	$ 17	$ 30

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Troubled Debt Restructurings on Financing Receivables) (Details) - contract	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Loans and Allowance for Credit Losses [Abstract]
Number of contracts	0	0	0	0

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Troubled Debt Restructurings With Subsequent Default) (Details) - contract	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Loans and Allowance for Credit Losses [Abstract]
Number of contracts modified as TDRs which subsequently defaulted within 12 months	0	0	0	0

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Financing Receivable Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	$ 2,264,579	$ 2,119,175
PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	29,295	33,650
Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	2,038,149	1,842,918
Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	188,456	230,900
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	4,770	7,951
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	3,909	3,756
Doubtful [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		33,650
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	263,069	239,353
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	681	2,379
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	237,742	210,287
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	22,473	24,513
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	1,824	1,877
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	349	297
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member] \| Doubtful [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		2,379
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	695,421	654,769
Residential Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	15,492	17,326
Residential Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	643,626	596,694
Residential Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	34,220	38,309
Residential Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	988	1,539
Residential Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	1,095	901
Residential Portfolio Segment [Member] \| Doubtful [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		17,326
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	953,090	896,229
Commercial Real Estate Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	12,860	13,594
Commercial Real Estate Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	822,320	724,561
Commercial Real Estate Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	114,236	151,209
Commercial Real Estate Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	1,461	4,535
Commercial Real Estate Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	2,213	2,330
Commercial Real Estate Portfolio Segment [Member] \| Doubtful [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		13,594
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	158,345	203,377
Commercial Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	239	321
Commercial Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	140,086	186,176
Commercial Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	17,319	16,654
Commercial Portfolio Segment [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	497
Commercial Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	204	226
Commercial Portfolio Segment [Member] \| Doubtful [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		321
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	194,654	125,447
Consumer Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	23	30
Consumer Portfolio Segment [Member] \| Pass Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	194,375	125,200
Consumer Portfolio Segment [Member] \| Pass Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	208	215
Consumer Portfolio Segment [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating	$ 48	2
Consumer Portfolio Segment [Member] \| Doubtful [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment [Line Items]
Loan Risk Rating		$ 30

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Aging of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 2,928	$ 3,615
Nonaccrual	2,693	2,004
Loans held for investment	$ 2,264,579	$ 2,119,175
Percent of total loans, Total past due	0.10%	0.10%
Percent of total loans, Nonaccrual	0.10%	0.10%
Percent of total loans, Total loans	100%	100%
PCI loans acquired
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans held for investment	$ 29,295	$ 33,650
Percent of total loans, Total loans	1.30%	1.60%
Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 2,229,663	$ 2,079,906
Percent of total loans, Current	98.50%	98.20%
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 1,335	$ 3,020
Percent of total loans, Total past due	0.10%	0.10%
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 790	$ 87
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	803	508
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	1,343	1,474
Nonaccrual	1,405	803
Loans held for investment	695,421	654,769
Residential Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans held for investment	15,492	17,326
Residential Portfolio Segment [Member] \| Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	677,181	635,166
Residential Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	614	1,371
Residential Portfolio Segment [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	729	25
Residential Portfolio Segment [Member] \| Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		78
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	776	679
Nonaccrual	740	606
Loans held for investment	953,090	896,229
Commercial Real Estate Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans held for investment	12,860	13,594
Commercial Real Estate Portfolio Segment [Member] \| Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	938,714	881,350
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	161	259
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	21
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	594	420
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	40	255
Nonaccrual	204	298
Loans held for investment	158,345	203,377
Commercial Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans held for investment	239	321
Commercial Portfolio Segment [Member] \| Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	157,862	202,503
Commercial Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		183
Commercial Portfolio Segment [Member] \| Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	40	62
Commercial Portfolio Segment [Member] \| Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due		10
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	110	287
Nonaccrual	47
Loans held for investment	194,654	125,447
Consumer Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans held for investment	23	30
Consumer Portfolio Segment [Member] \| Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	194,474	125,130
Consumer Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	110	287
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	659	920
Nonaccrual	297	297
Loans held for investment	263,069	239,353
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| PCI loans acquired
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans held for investment	681	2,379
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	261,432	235,757
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	450	$ 920
Construction Loans [Member] \| Commercial and Residential Real Estate Portfolio Segment [Member] \| Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 209

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses (Allowance for Credit Losses on Financing Receivables) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Allowance for credit losses allocated to:
Beginning balance	$ 14,710	$ 14,313	$ 13,944	$ 13,888
Charge-offs	(147)	(46)	(255)	(111)
Recoveries	720	171	994	236
Net (charge-offs) recoveries	573	125	739	125
Provision for credit losses	200	650	800	1,075
Ending balance	15,483	15,088	15,483	15,088
Commercial and Residential Real Estate Portfolio Segment [Member] \| Construction Loans [Member]
Allowance for credit losses allocated to:
Beginning balance	2,857	2,796	2,454	2,022
Recoveries	4	5	7	10
Net (charge-offs) recoveries	4	5	7	10
Provision for credit losses	484	(227)	884	542
Ending balance	3,345	2,574	3,345	2,574
Residential Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	2,575	3,699	2,858	3,699
Charge-offs	(4)		(4)
Recoveries	73	57	119	63
Net (charge-offs) recoveries	69	57	115	63
Provision for credit losses	134	56	(195)	50
Ending balance	2,778	3,812	2,778	3,812
Commercial Real Estate Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	4,500	5,097	4,598	5,426
Charge-offs	(6)		(6)
Recoveries	555	64	705	64
Net (charge-offs) recoveries	549	64	699	64
Provision for credit losses	(608)	439	(856)	110
Ending balance	4,441	5,600	4,441	5,600
Commercial Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	1,805	2,000	2,070	2,089
Charge-offs	(122)	(46)	(214)	(107)
Recoveries	72	44	140	96
Net (charge-offs) recoveries	(50)	(2)	(74)	(11)
Provision for credit losses	(74)	(119)	(315)	(199)
Ending balance	1,681	1,879	1,681	1,879
Consumer Portfolio Segment [Member]
Allowance for credit losses allocated to:
Beginning balance	2,973	721	1,964	652
Charge-offs	(15)		(31)	(4)
Recoveries	16	1	23	3
Net (charge-offs) recoveries	1	1	(8)	(1)
Provision for credit losses	264	501	1,282	572
Ending balance	$ 3,238	$ 1,223	$ 3,238	$ 1,223

Leases (Narrative) (Details)

Leases (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
Leases (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2022
Option to extend lease term		true
H.S. West, LLC [Member]
Gross rental income	$ 254	$ 526

Leases (Lease Information) (Det

Leases (Lease Information) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Leases [Abstract]
Lease liabilities	$ 10,216	$ 11,567
Right-of-use assets	$ 9,979	$ 11,370
Weighted average remaining lease term	12 years 11 months 15 days	13 years 7 months 9 days
Weighted average discount rate	2.51%	2.48%

Leases (Lease cost) (Details)

Leases (Lease cost) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
Leases (Lease cost) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Leases [Abstract]
Operating lease cost	$ 332	$ 208	$ 666	$ 395
Total lease cost	332	208	666	395
Cash paid for amounts included in the measurement of lease liabilities	$ 311	$ 165	$ 621	$ 331

Leases (Lease Payments Due) (De

Leases (Lease Payments Due) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Leases [Abstract]
Six months ending December 31, 2022	$ 621
Twelve months ending December 31, 2023	1,147
Twelve months ending December 31, 2024	1,072
Twelve months ending December 31, 2025	881
Twelve months ending December 31, 2026	916
Twelve months ending December 31, 2026	849
Thereafter	6,584
Total undiscounted cash flows	12,070
Discount	1,854
Lease liabilities	$ 10,216	$ 11,567

Leases (Minimum Future Annual R

Leases (Minimum Future Annual Rental Income) (Details) $ in Thousands	Jun. 30, 2022 USD ($)
Minimum Future Annual Rental Income
Six month ending December 31, 2022	$ 396
2023	792
2024	685
2025	703
2026	720
Thereafter	1,938
Total	$ 5,234

Goodwill and Other Intangible_2

Goodwill and Other Intangibles (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Goodwill and Other Intangibles [Abstract]
Amortization of other intangible assets	$ 511	$ 120	$ 1,028	$ 246

Goodwill and Other Intangible_3

Goodwill and Other Intangibles (Schedule of Components of Goodwill and Other Acquired Intangible Assets) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	$ 65,631	$ 19,728
Adjustments	(140)
Additions		45,903
Accumulated Impairment Charges	(1,543)	(1,543)
Accumulated Amortization	(667)	(667)
Net carrying amount	63,281	63,421
Other intangible assets, Amortizable, Gross Carrying Amount	10,504	3,954
Other intangible assets, Amortizable, Additions		6,550
Other intangible assets, Amortizable, Accumulated Amortization	(3,997)	(2,969)
Total amortizing intangible assets	6,507	7,535
Intangible Assets, Net (Excluding Goodwill), Total	6,507	7,535
Core Deposits Intangible [Member]
Goodwill and Intangible Assets [Line Items]
Other intangible assets, Amortizable, Gross Carrying Amount	10,504	3,954
Other intangible assets, Amortizable, Additions		6,550
Other intangible assets, Amortizable, Accumulated Amortization	(3,997)	(2,969)
Total amortizing intangible assets	$ 6,507	$ 7,535
Weighted Average Remaining Life (in years)	2 years 8 months 12 days	2 years 10 months 24 days

Goodwill and Other Intangible_4

Goodwill and Other Intangibles (Future Amortization Expense for Amortizable Other Intangible Assets) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Goodwill and Other Intangibles [Abstract]
2022	$ 960
2023	1,682
2024	1,376
2025	1,070
2026	765
2027	459
Thereafter	195
Total amortizing intangible assets	$ 6,507	$ 7,535

Other Assets (Schedule of Other

Other Assets (Schedule of Other Assets) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Other Assets [Abstract]
Accrued interest receivable	$ 7,087	$ 6,719
Deferred income taxes	5,366	2,926
Prepaid expenses	2,914	2,865
Income taxes receivable		616
Derivatives	568	435
Other assets	6,520	6,371
Total	$ 22,455	$ 19,932

Subordinated Debt (Details)

Subordinated Debt (Details) - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
Subordinated Debt (Details) - USD ($) $ in Thousands	Aug. 25, 2020	Jun. 30, 2022	Dec. 31, 2021	Oct. 31, 2021
Debt Instrument [Line Items]
Subordinated Debt		$ 42,917	$ 42,762
Severn Subordinated Debt [Member]
Debt Instrument [Line Items]
Subordinated Debt		24,600
Unamortized issuance costs		387
Subordinated Debt [Member]
Debt Instrument [Line Items]
Principal amount	$ 25,000
Interest Rate	5.375%
Payments of Debt Issuance Costs	$ 611
Subordinated Debt [Member] \| SOFR
Debt Instrument [Line Items]
Basis Spread on Variable Rate	526.50%
Subordinated Debt [Member] \| Debentures Due 2035
Debt Instrument [Line Items]
Subordinated Debt		18,300	18,200
Subordinated Debt , Fair Value Adjustment		$ 2,300	$ 2,400
Subordinated Debt [Member] \| Debentures Due 2035 \| Severn Bancorp, Inc.
Debt Instrument [Line Items]
Principal amount				$ 20,600

Other Liabilities (Schedule of

Other Liabilities (Schedule of Other Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Other Liabilities [Abstract]
Accrued interest payable	$ 697	$ 692
Accrued salaries and wages	1,326	3,422
Accounts payable	186	2,745
Deferred compensation liability	5,176	4,660
Income taxes payable	1,819
Other liabilities	3,051	3,081
Total	$ 12,255	$ 14,600

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - Equity Plan 2016 [Member] - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award description	The Company may issue shares of common stock or grant other equity-based awards pursuant to the 2016 Equity Plan. Stock-based awards granted to date generally are time-based, vest in equal installments on each anniversary of the grant date and range over a one- to five-year period of time, and, in the case of stock options, expire 10 years from the grant date. As part of the 2016 Equity Plan, a performance equity incentive award program, known as the “Long-term incentive plan” allows participating officers of the Company to earn incentive awards of performance share/restricted stock units if certain pre-determined targets are achieved at the end of a three-year performance cycle. Stock-based compensation expense based on the grant date fair value is recognized ratably over the requisite service period for all awards and reflects forfeitures as they occur.
Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award expiration	10 years
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options, granted, weighted average fair value	$ 0	$ 0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Other than options, vested, fair value	$ 505	$ 236
Time Based Restricted Stock Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized for granting	750,000
Shares available to be granted	500,449
Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	3 years
Maximum [Member] \| Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Minimum [Member] \| Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	1 year

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule of Stock-Based Compensation) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Stock-Based Compensation [Abstract]
Stock-based compensation expense	$ 172	$ 99	$ 302	$ 196
Excess tax benefits related to stock-based compensation	2	2	45	3
Unrecognized stock-based compensation expense	$ 461	$ 230	$ 461	$ 230
Weighted average period unrecognized expense is expected to be recognized			8 months 12 days	7 months 6 days

Stock-Based Compensation (Sch_2

Stock-Based Compensation (Schedule of Stock-Based Compensation, RS and RSU Award Activity) (Details) - Equity Plan 2016 [Member] - Restricted Stock [Member]	6 Months Ended
	Jun. 30, 2022 $ / shares shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares, Nonvested at beginning of period (in shares) \| shares	29,425
Number of Shares, Granted (in shares) \| shares	33,605
Number of Shares, Vested (in shares) \| shares	(25,293)
Number of Shares, Nonvested at end of period (in shares) \| shares	37,737
Weighted Average Grant Date Fair Value, Nonvested at beginning of period (in dollars per share) \| $ / shares	$ 15.57
Weighted Average Grant Date Fair Value, Granted (in dollars per share) \| $ / shares	20.49
Weighted Average Grant Date Fair Value, Vested (in dollars per share) \| $ / shares	13.43
Weighted Average Grant Date Fair Value, Nonvested at end of period (in dollars per share) \| $ / shares	$ 20.10

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - Interest Rate Lock Commitments [Member]	6 Months Ended
	Jun. 30, 2022
Minimum [Member]
Derivatives, Fair Value [Line Items]
Period between issuance of loan commitment and closing and sale of loan	14 days
Maximum [Member]
Derivatives, Fair Value [Line Items]
Period between issuance of loan commitment and closing and sale of loan	120 days

Derivatives (Carrying Amounts o

Derivatives (Carrying Amounts of Derivative Financial Instruments ) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Derivative asset, estimated fair value	$ 422	$ 55
Interest Rate Lock Commitments [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, notional amount	10,098	17,557
Derivative asset, estimated fair value	146	380
TBA securities [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, notional amount	27,231	26,500
Derivative liability, notional amount	14,500	20,500
Derivative asset, estimated fair value	422	55
Derivative liability, estimated fair value	$ 220	$ 41

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances	$ 351,864	$ 196,104	$ 350,693	$ 195,019
Other comprehensive income (loss)	(4,479)	(141)	(6,707)	(923)
Balances	352,777	198,682	352,777	198,682
Accumulated Other Comprehensive Income (loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances	(2,172)	747	56	1,529
Balances	(6,651)	606	(6,651)	606
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balances			56	1,529
Other comprehensive income (loss)			(6,707)	(923)
Balances	$ (6,651)	$ 606	$ (6,651)	$ 606

Fair Value Measurements (Estima

Fair Value Measurements (Estimated Fair Value and Range) (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
MSRs	$ 5,228	$ 5,113	$ 4,087
TBA Securities and IRLCs	422		55
Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
TBA Securities and IRLCs	146	$ 217	380
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
MSRs	5,228		4,087
Fair Value, Inputs, Level 3 [Member] \| Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
TBA Securities and IRLCs	146		380
Market Approach \| Weighted average prepayment speed (PSA) \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
MSRs	$ 5,228		$ 4,087
MSRs Range	121		156
Market Approach \| Range of pull through rate \| Fair Value, Inputs, Level 3 [Member] \| Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
TBA Securities and IRLCs	$ 146		$ 380
Minimum [Member] \| Market Approach \| Range of pull through rate \| Fair Value, Inputs, Level 3 [Member] \| Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
IRLCs Range	78		77
Maximum [Member] \| Market Approach \| Range of pull through rate \| Fair Value, Inputs, Level 3 [Member] \| Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
IRLCs Range	100		100
Arithmetic Average [Member] \| Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
IRLCs Range	92		93

Fair Value Measurements (Activi

Fair Value Measurements (Activity in MSRs) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2022
Fair Value Measurements [Abstract]
Beginning balance	$ 5,113	$ 4,087
Servicing rights resulting from sales of loans	192	664
Valuation adjustment	(77)	477
Ending balance	$ 5,228	$ 5,228

Fair Value Measurements (Acti_2

Fair Value Measurements (Activity in IRLCs) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning balance		$ 55
Ending balance	$ 422	422
Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning balance	217	380
Valuation adjustment	(71)	(234)
Ending balance	$ 146	$ 146

Fair Value Measurements (Assets

Fair Value Measurements (Assets and Liabilities Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Investment securities:
Investment securities available for sale, at fair value	$ 94,689		$ 116,982
Equity securities, at fair value	1,271		1,372
LHFS	7,306		37,749
MSRs	5,228	$ 5,113	4,087
TBA Securities and IRLCs	422		55
Total assets at fair value	109,062		160,625
Total liabilities at fair value	220		41
Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	94,689		116,982
Equity securities, at fair value	1,271		1,372
LHFS	7,306		37,749
TBA Securities and IRLCs	422		55
Total assets at fair value	103,688		156,158
Total liabilities at fair value	220		41
Fair Value, Inputs, Level 3 [Member]
Investment securities:
MSRs	5,228		4,087
Total assets at fair value	5,374		4,467
U.S. Government Agencies [Member]
Investment securities:
Investment securities available for sale, at fair value	19,487		22,305
U.S. Government Agencies [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	19,487		22,305
Mortgage-backed [Member]
Investment securities:
Investment securities available for sale, at fair value	73,287		92,637
Mortgage-backed [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	73,287		92,637
Other Debt Securities [Member]
Investment securities:
Investment securities available for sale, at fair value	1,915		2,040
Other Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities:
Investment securities available for sale, at fair value	1,915		2,040
Interest Rate Lock Commitments [Member]
Investment securities:
TBA Securities and IRLCs	146	$ 217	380
Interest Rate Lock Commitments [Member] \| Fair Value, Inputs, Level 3 [Member]
Investment securities:
TBA Securities and IRLCs	146		380
TBA securities [Member]
Investment securities:
TBA securities	220		41
TBA securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Investment securities:
TBA securities	$ 220		$ 41

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value of Assets Measured on Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Appraisal Of Collateral [Member] \| Maximum [Member]
Impaired loans:
Impaired loans, Liquidation expense, Range		10%
Appraisal Of Collateral [Member] \| Weighted Average [Member]
Impaired loans:
Impaired loans, Liquidation expense, Range	10%
Other real estate owned, Appraisal adjustment, Range	2%	35%
Discounted Cash Flow Analysis [Member] \| Weighted Average [Member]
Impaired loans:
Impaired loans, Discount rate, Range	6%	6%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Appraisal Of Collateral [Member]
Impaired loans:
Impaired loans	$ 618	$ 617
Other real estate owned	$ 197	$ 532
Impaired loans, Liquidation expense, Range	10%	10%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Appraisal Of Collateral [Member] \| Maximum [Member]
Impaired loans:
Other real estate owned, Appraisal adjustment, Range	20%	40%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Appraisal Of Collateral [Member] \| Minimum [Member]
Impaired loans:
Other real estate owned, Appraisal adjustment, Range	0%	20%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Discounted Cash Flow Analysis [Member]
Impaired loans:
Impaired loans	$ 1,879	$ 2,026
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Discounted Cash Flow Analysis [Member] \| Maximum [Member]
Impaired loans:
Impaired loans, Discount rate, Range	7.25%	7.25%
Fair Value, Inputs, Level 3 [Member] \| Fair Value, Measurements, Nonrecurring [Member] \| Discounted Cash Flow Analysis [Member] \| Minimum [Member]
Impaired loans:
Impaired loans, Discount rate, Range	6%	4%

Fair Value Measurements (Esti_2

Fair Value Measurements (Estimated Fair Values of Financial Assets and Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Financial assets, Estimated Fair Value
Investment securities available for sale, at fair value	$ 94,689		$ 116,982
Investment securities held to maturity	415,435		401,524
LHFS	7,306		37,749
Derivative asset, estimated fair value	422		55
MSRs	5,228	$ 5,113	4,087
Interest Rate Lock Commitments [Member]
Financial assets, Estimated Fair Value
Derivative asset, estimated fair value	146	$ 217	380
TBA securities [Member]
Financial liabilities, Estimated Fair Value
TBA securities	220		41
Fair Value, Inputs, Level 1 [Member] \| Carrying Amount [Member]
Financial assets, Estimated Fair Value
Cash and cash equivalents	403,009		583,613
Fair Value, Inputs, Level 1 [Member] \| Estimated Fair Value [Member]
Financial assets, Estimated Fair Value
Cash and cash equivalents	403,009		583,613
Fair Value, Inputs, Level 2 [Member]
Financial assets, Estimated Fair Value
Investment securities available for sale, at fair value	94,689		116,982
LHFS	7,306		37,749
Derivative asset, estimated fair value	422		55
Fair Value, Inputs, Level 2 [Member] \| TBA securities [Member]
Financial liabilities, Estimated Fair Value
TBA securities	220		41
Fair Value, Inputs, Level 2 [Member] \| Carrying Amount [Member]
Financial assets, Estimated Fair Value
Investment securities available for sale, at fair value	94,689		116,982
Investment securities held to maturity	458,957		404,594
Equity securities	1,271		1,372
Restricted securities	9,894		4,159
LHFS	7,306		37,749
Cash surrender value on life insurance	58,437		47,935
Financial liabilities, Estimated Fair Value
Noninterest-bearing demand	889,122		927,497
Checking plus interest	642,223		524,143
Money market	714,511		889,099
Savings	320,463		225,546
Club	1,091		388
Certificates of deposit	446,921		459,563
Securities sold under retail repurchase agreement			4,143
Advances from FHLB - long-term	10,054		10,135
Subordinated debt	42,917		42,762
TBA securities	220		41
Fair Value, Inputs, Level 2 [Member] \| Carrying Amount [Member] \| TBA securities [Member]
Financial assets, Estimated Fair Value
Derivative asset, estimated fair value	422		55
Fair Value, Inputs, Level 2 [Member] \| Estimated Fair Value [Member]
Financial assets, Estimated Fair Value
Investment securities available for sale, at fair value	94,689		116,982
Investment securities held to maturity	415,435		401,524
Equity securities	1,271		1,372
Restricted securities	9,894		4,159
LHFS	7,306		37,749
Cash surrender value on life insurance	58,437		47,935
Financial liabilities, Estimated Fair Value
Noninterest-bearing demand	889,122		927,497
Checking plus interest	642,223		524,143
Money market	714,511		889,099
Savings	320,463		225,546
Club	1,091		388
Certificates of deposit	447,349		461,135
Securities sold under retail repurchase agreement			4,143
Advances from FHLB - long-term	9,988		10,187
Subordinated debt	43,475		44,876
TBA securities	220		41
Fair Value, Inputs, Level 2 [Member] \| Estimated Fair Value [Member] \| TBA securities [Member]
Financial assets, Estimated Fair Value
Derivative asset, estimated fair value	422		55
Fair Value, Inputs, Level 3 [Member]
Financial assets, Estimated Fair Value
MSRs	5,228		4,087
Fair Value, Inputs, Level 3 [Member] \| Interest Rate Lock Commitments [Member]
Financial assets, Estimated Fair Value
Derivative asset, estimated fair value	146		380
Fair Value, Inputs, Level 3 [Member] \| Carrying Amount [Member]
Financial assets, Estimated Fair Value
Loans, net	2,249,096		2,105,231
MSRs	5,228		4,087
Fair Value, Inputs, Level 3 [Member] \| Carrying Amount [Member] \| Interest Rate Lock Commitments [Member]
Financial assets, Estimated Fair Value
Derivative asset, estimated fair value	146		380
Fair Value, Inputs, Level 3 [Member] \| Estimated Fair Value [Member]
Financial assets, Estimated Fair Value
Loans, net	2,206,033		2,106,373
MSRs	5,228		4,087
Fair Value, Inputs, Level 3 [Member] \| Estimated Fair Value [Member] \| Interest Rate Lock Commitments [Member]
Financial assets, Estimated Fair Value
Derivative asset, estimated fair value	$ 146		$ 380

Commitments and Contingencies_2

Commitments and Contingencies (Schedule of Commitments Outstanding) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments outstanding	$ 413,358	$ 429,487
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments outstanding	404,294	421,088
Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments outstanding	$ 9,064	$ 8,399

Commitments and Contingencies_3

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Deposits	$ 3,014,331		$ 3,014,331		$ 3,026,236
Gross loans	2,249,096		2,249,096		$ 2,105,231
Interest income	26,670	$ 15,531	50,994	$ 30,874
Noninterest income	5,833	$ 2,903	11,879	$ 5,460
Business Activities With Medical Use Cannabis Customers \| Medical Use Cannabis Customers
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Deposits	27,000		$ 27,000
Deposits with customers as percentage of total deposits			0.90%
Gross loans	$ 42,300		$ 42,300
Loans with customers as percentage of total loans			1.90%
Interest income			$ 1,200
Noninterest income			$ 1

Segment Reporting (Schedule of

Segment Reporting (Schedule of Segment Reporting Information by Segment) (Details) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Jun. 30, 2021 USD ($)	Mar. 31, 2021 USD ($)	Jun. 30, 2022 USD ($) segment	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of operating segments \| segment					2
Interest income	$ 26,670		$ 15,531		$ 50,994	$ 30,874
Interest expense	2,052		1,428		3,946	2,972
Net interest income	24,618		14,103		47,048	27,902
Provision for credit losses	200		650		800	1,075
Net interest income after provision for credit losses	24,418		13,453		46,248	26,827
Noninterest income	5,833		2,903		11,879	5,460
Noninterest expense	20,094		10,876		40,426	21,374
Income before income taxes	10,157		5,480		17,701	10,913
Income tax expense	2,658		1,449		4,589	2,884
Net income	7,499	$ 5,613	$ 4,031	$ 3,998	13,112	$ 8,029
Total assets	3,442,550				3,442,550		$ 3,460,136
Community Banking [Member]
Segment Reporting Information [Line Items]
Interest income	26,478				50,650
Interest expense	2,043				3,927
Net interest income	24,435				46,723
Provision for credit losses	200				800
Net interest income after provision for credit losses	24,235				45,923
Noninterest income	4,737				8,916
Noninterest expense	19,006				37,352
Income before income taxes	9,966				17,487
Income tax expense	2,608				4,536
Net income	7,358				12,951
Total assets	3,429,420				3,429,420
Mortgage Banking [Member]
Segment Reporting Information [Line Items]
Interest income	192				344
Interest expense	9				19
Net interest income	183				325
Net interest income after provision for credit losses	183				325
Noninterest income	1,096				2,963
Noninterest expense	1,088				3,074
Income before income taxes	191				214
Income tax expense	50				53
Net income	141				161
Total assets	$ 13,130				$ 13,130

Revenue Recognition (Noninteres

Revenue Recognition (Noninterest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Revenue Recognition [Abstract]
Service charges on deposit accounts	$ 1,438	$ 683	$ 2,797	$ 1,357
Trust and investment fee income	447	475	961	882
Interchange income	1,253	1,036	2,291	1,906
Title Company revenue	426		749
Other noninterest income	582	456	1,042	760
Noninterest Income (in-scope of Topic 606)	4,146	2,650	7,840	4,905
Noninterest Income (out-of-scope of Topic 606)	1,687	253	4,039	555
Total noninterest income	$ 5,833	$ 2,903	$ 11,879	$ 5,460

Subsequent Event (Details)

Subsequent Event (Details) - Subsequent Event - New Stock Repurchase Program $ in Millions	Jul. 06, 2022 USD ($)
Subsequent Event [Line Items]
Authorized to be repurchased	$ 5
Authorized to be repurchased, percentage	1.40%