COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
22nd Century Group Inc | COM | 90137F103 | 153,800 | 200,000 | SH | | DFND | | 200,000 | 0 | 0 |
3M Co | COM | 88579Y101 | 5,171,307 | 49,199 | SH | | DFND | | 48,819 | 0 | 380 |
ADVANCED MICRO DEV | COM | 007903107 | 596,979 | 6,091 | SH | | DFND | | 6,091 | 0 | 0 |
ALPHABET INC | CAP STK CL A | 02079K305 | 10,556,395 | 101,768 | SH | | DFND | | 100,394 | 0 | 1,374 |
ALTRIA GROUP INC | COM | 02209S103 | 323,941 | 7,260 | SH | | DFND | | 7,260 | 0 | 0 |
AMER EXPRESS CO | COM | 025816109 | 376,086 | 2,280 | SH | | DFND | | 1,980 | 0 | 300 |
AMETEK Inc | COM | 031100100 | 1,305,209 | 8,981 | SH | | DFND | | 8,561 | 0 | 420 |
ANALOG DEVICES INC | COM | 032654105 | 324,033 | 1,643 | SH | | DFND | | 1,298 | 0 | 345 |
APPLIED MATERIALS | COM | 038222105 | 1,022,068 | 8,321 | SH | | DFND | | 7,121 | 0 | 1,200 |
ASML HOLDING NV | N Y REGISTRY SHS | N07059210 | 3,078,171 | 4,522 | SH | | DFND | | 4,522 | 0 | 0 |
AT&T INC | COM | 00206R102 | 1,649,744 | 85,701 | SH | | DFND | | 83,247 | 0 | 2,454 |
AUTOMATIC DATA PROCESSING | COM | 053015103 | 12,760,929 | 57,319 | SH | | DFND | | 55,323 | 0 | 1,996 |
AUTOZONE INC | COM | 053332102 | 2,003,392 | 815 | SH | | DFND | | 815 | 0 | 0 |
AbbVie Inc | COM | 00287Y109 | 12,917,736 | 81,055 | SH | | DFND | | 77,655 | 0 | 3,400 |
Abbott Laboratories | COM | 002824100 | 15,299,880 | 151,095 | SH | | DFND | | 147,358 | 0 | 3,737 |
Accenture PLC | SHS CLASS A | G1151C101 | 4,437,201 | 15,525 | SH | | DFND | | 15,249 | 0 | 276 |
Adobe Inc | COM | 00724F101 | 3,574,307 | 9,275 | SH | | DFND | | 9,029 | 0 | 246 |
Aflac Inc | COM | 001055102 | 254,854 | 3,950 | SH | | DFND | | 3,100 | 0 | 850 |
Air Products and Chemicals Inc | COM | 009158106 | 7,699,238 | 26,807 | SH | | DFND | | 24,866 | 0 | 1,941 |
Akamai Technologies Inc | COM | 00971T101 | 886,669 | 11,324 | SH | | DFND | | 11,310 | 0 | 14 |
Alphabet Inc | CAP STK CL C | 02079K107 | 2,999,256 | 28,839 | SH | | DFND | | 27,439 | 0 | 1,400 |
Amazon.com Inc | COM | 023135106 | 8,761,368 | 84,823 | SH | | DFND | | 84,095 | 0 | 728 |
American Tower Corp | COM | 03027X100 | 3,979,930 | 19,477 | SH | | DFND | | 18,927 | 0 | 550 |
American Water Works Co Inc | COM | 030420103 | 827,375 | 5,648 | SH | | DFND | | 5,548 | 0 | 100 |
Amgen Inc | COM | 031162100 | 715,822 | 2,961 | SH | | DFND | | 2,761 | 0 | 200 |
Amphenol Corp | CL A | 032095101 | 2,615,285 | 32,003 | SH | | DFND | | 31,679 | 0 | 324 |
Aon PLC | SHS CL A | G0403H108 | 1,137,566 | 3,608 | SH | | DFND | | 3,608 | 0 | 0 |
Apple Inc | COM | 037833100 | 47,410,069 | 287,508 | SH | | DFND | | 274,786 | 0 | 12,722 |
AvalonBay Communities Inc | COM | 053484101 | 2,010,838 | 11,965 | SH | | DFND | | 11,790 | 0 | 175 |
BAKER HUGHES INC | CL A | 05722G100 | 4,331,078 | 150,072 | SH | | DFND | | 148,520 | 0 | 1,552 |
BALL CORP | COM | 058498106 | 3,771,067 | 68,428 | SH | | DFND | | 68,228 | 0 | 200 |
BARRICK GOLD CORP | COM | 067901108 | 8,658,504 | 466,263 | SH | | DFND | | 463,763 | 0 | 2,500 |
BECTON DICKINSON | COM | 075887109 | 2,118,942 | 8,560 | SH | | DFND | | 8,560 | 0 | 0 |
BK OF AMERICA CORP | COM | 060505104 | 3,351,548 | 117,187 | SH | | DFND | | 117,118 | 0 | 69 |
BOEING CO | COM | 097023105 | 347,323 | 1,635 | SH | | DFND | | 1,399 | 0 | 236 |
BP PLC | SPONSORED ADR | 055622104 | 357,698 | 9,428 | SH | | DFND | | 8,986 | 0 | 442 |
BRISTOL-MYRS SQUIB | COM | 110122108 | 2,690,337 | 38,816 | SH | | DFND | | 36,916 | 0 | 1,900 |
Bar Harbor Bankshares | COM | 066849100 | 12,900,511 | 487,732 | SH | | DFND | | 14,500 | 0 | 473,232 |
Berkshire Hathaway Inc | CL B NEW | 084670702 | 12,680,875 | 41,069 | SH | | DFND | | 40,299 | 0 | 770 |
BlackRock Fund Advisors | CORE S&P TTL STK | 464287150 | 4,899,751 | 54,111 | SH | | DFND | | 54,111 | 0 | 0 |
BlackRock Fund Advisors | MSCI EAFE ETF | 464287465 | 1,806,095 | 25,253 | SH | | DFND | | 25,103 | 0 | 150 |
BlackRock Fund Advisors | RUS MID CAP ETF | 464287499 | 450,215 | 6,439 | SH | | DFND | | 6,439 | 0 | 0 |
BlackRock Fund Advisors | CORE S&P MCP ETF | 464287507 | 22,414,336 | 89,600 | SH | | DFND | | 89,149 | 0 | 451 |
BlackRock Fund Advisors | S&P MC 400GR ETF | 464287606 | 426,486 | 5,964 | SH | | DFND | | 5,784 | 0 | 180 |
BlackRock Fund Advisors | S&P MC 400VL ETF | 464287705 | 251,684 | 2,449 | SH | | DFND | | 2,339 | 0 | 110 |
BlackRock Fund Advisors | CORE S&P SCP ETF | 464287804 | 20,309,418 | 210,025 | SH | | DFND | | 207,843 | 0 | 2,182 |
BlackRock Fund Advisors | ISHS 5-10YR INVT | 464288638 | 24,424,100 | 476,289 | SH | | DFND | | 469,430 | 0 | 6,859 |
BlackRock Fund Advisors | ISHS 1-5YR INVS | 464288646 | 25,334,944 | 501,285 | SH | | DFND | | 498,379 | 0 | 2,906 |
BlackRock Fund Advisors | PFD AND INCM SEC | 464288687 | 488,468 | 15,646 | SH | | DFND | | 14,146 | 0 | 1,500 |
BlackRock Funds/Closed-End/USA | COM | 09253X102 | 159,140 | 13,625 | SH | | DFND | | 0 | 0 | 13,625 |
BlackRock Funds/Closed-end/USA | COM | 09254F100 | 145,691 | 12,305 | SH | | DFND | | 0 | 0 | 12,305 |
BlackRock Inc | COM | 09247X101 | 861,827 | 1,288 | SH | | DFND | | 1,288 | 0 | 0 |
Blackstone Inc | COM | 09260D107 | 437,619 | 4,982 | SH | | DFND | | 4,982 | 0 | 0 |
Booking Holdings Inc | COM | 09857L108 | 2,408,389 | 908 | SH | | DFND | | 908 | 0 | 0 |
Booz Allen Hamilton Holding Co | CL A | 099502106 | 7,370,802 | 79,521 | SH | | DFND | | 79,046 | 0 | 475 |
Broadcom Inc | COM | 11135F101 | 400,963 | 625 | SH | | DFND | | 155 | 0 | 470 |
Brookfield Renewable Partners | CL A SUB VTG | 11284V105 | 1,194,242 | 34,170 | SH | | DFND | | 32,670 | 0 | 1,500 |
Brown & Brown Inc | COM | 115236101 | 9,273,387 | 161,501 | SH | | DFND | | 160,451 | 0 | 1,050 |
CARRIER GLOBAL CORP | COM | 14448C104 | 448,075 | 9,794 | SH | | DFND | | 6,300 | 0 | 3,494 |
CDW Corp/DE | COM | 12514G108 | 1,013,428 | 5,200 | SH | | DFND | | 5,200 | 0 | 0 |
CHARLES SCHWAB INVESTMENT MANAGEMENT INC | US DIVIDEND EQ | 808524797 | 512,120 | 7,000 | SH | | DFND | | 7,000 | 0 | 0 |
CHUBB LIMITED COM | COM | H1467J104 | 4,148,073 | 21,362 | SH | | DFND | | 19,865 | 0 | 1,497 |
CINTAS CORP | COM | 172908105 | 983,195 | 2,125 | SH | | DFND | | 2,125 | 0 | 0 |
CISCO SYSTEMS | COM | 17275R102 | 5,611,618 | 107,348 | SH | | DFND | | 106,678 | 0 | 670 |
COGNIZANT TECHNOLO | CL A | 192446102 | 887,385 | 14,564 | SH | | DFND | | 14,545 | 0 | 19 |
COLGATE-PALMOLIVE | COM | 194162103 | 11,416,788 | 151,920 | SH | | DFND | | 151,920 | 0 | 0 |
CONOCOPHILLIPS | COM | 20825C104 | 442,477 | 4,460 | SH | | DFND | | 3,316 | 0 | 1,144 |
CORNING INC | COM | 219350105 | 2,173,565 | 61,609 | SH | | DFND | | 59,853 | 0 | 1,756 |
CSX CORP | COM | 126408103 | 2,359,811 | 78,818 | SH | | DFND | | 66,818 | 0 | 12,000 |
CVS Health Corp | COM | 126650100 | 570,254 | 7,674 | SH | | DFND | | 7,674 | 0 | 0 |
Capri Holdings Ltd | SHS | G1890L107 | 950,199 | 20,217 | SH | | DFND | | 20,217 | 0 | 0 |
Caterpillar Inc | COM | 149123101 | 12,282,529 | 53,673 | SH | | DFND | | 53,633 | 0 | 40 |
Chevron Corp | COM | 166764100 | 17,824,577 | 109,246 | SH | | DFND | | 108,042 | 0 | 1,204 |
Church & Dwight Co Inc | COM | 171340102 | 200,249 | 2,265 | SH | | DFND | | 2,265 | 0 | 0 |
Clorox Co/The | COM | 189054109 | 386,739 | 2,444 | SH | | DFND | | 2,444 | 0 | 0 |
Coca-Cola Co/The | COM | 191216100 | 4,115,939 | 66,354 | SH | | DFND | | 65,394 | 0 | 960 |
Comcast Corp | CL A | 20030N101 | 3,137,772 | 82,769 | SH | | DFND | | 80,586 | 0 | 2,183 |
Consolidated Edison Inc | COM | 209115104 | 403,154 | 4,214 | SH | | DFND | | 4,114 | 0 | 100 |
Costco Wholesale Corp | COM | 22160K105 | 19,178,685 | 38,599 | SH | | DFND | | 38,421 | 0 | 178 |
DEERE & CO | COM | 244199105 | 744,835 | 1,804 | SH | | DFND | | 1,754 | 0 | 50 |
DIAGEO | SPON ADR NEW | 25243Q205 | 227,381 | 1,255 | SH | | DFND | | 700 | 0 | 555 |
DOMINION RES(VIR) | COM | 25746U109 | 2,745,964 | 49,114 | SH | | DFND | | 48,070 | 0 | 1,044 |
DTE Energy Co | COM | 233331107 | 217,875 | 1,989 | SH | | DFND | | 1,849 | 0 | 140 |
DUKE ENERGY CORP | COM NEW | 26441C204 | 314,879 | 3,264 | SH | | DFND | | 3,264 | 0 | 0 |
Danaher Corp | COM | 235851102 | 7,805,426 | 30,969 | SH | | DFND | | 30,553 | 0 | 416 |
Dollar Tree Inc | COM | 256746108 | 1,408,512 | 9,812 | SH | | DFND | | 9,801 | 0 | 11 |
Dover Corp | COM | 260003108 | 874,870 | 5,758 | SH | | DFND | | 5,478 | 0 | 280 |
Dow Inc | COM | 260557103 | 1,054,847 | 19,242 | SH | | DFND | | 18,256 | 0 | 986 |
Dreyfus Funds/Closed-end/USA | COM SHS | 09662W109 | 236,436 | 20,400 | SH | | DFND | | 0 | 0 | 20,400 |
DuPont de Nemours Inc | COM | 26614N102 | 1,151,478 | 16,044 | SH | | DFND | | 15,058 | 0 | 986 |
ECOLAB INC | COM | 278865100 | 710,621 | 4,293 | SH | | DFND | | 4,293 | 0 | 0 |
EMERSON ELECTRIC | COM | 291011104 | 6,168,118 | 70,784 | SH | | DFND | | 70,784 | 0 | 0 |
EQUITY COMMONWEALTH | 6.5% CNV PFD D | 294628201 | 4,699,194 | 188,043 | SH | | DFND | | 185,293 | 0 | 2,750 |
Eaton Corp PLC | SHS | G29183103 | 1,578,212 | 9,211 | SH | | DFND | | 9,201 | 0 | 10 |
Eaton Vance Funds/Closed-end/U | COM | 27829F108 | 168,071 | 21,520 | SH | | DFND | | 21,520 | 0 | 0 |
Eaton Vance Funds/USA | COM | 27828N102 | 162,213 | 13,900 | SH | | DFND | | 13,900 | 0 | 0 |
Eaton Vance Management | SH BEN INT | 27826U108 | 135,874 | 13,413 | SH | | DFND | | 0 | 0 | 13,413 |
Elevance Health Inc | COM | 036752103 | 448,315 | 975 | SH | | DFND | | 975 | 0 | 0 |
Eli Lilly & Co | COM | 532457108 | 27,775,809 | 80,880 | SH | | DFND | | 80,485 | 0 | 395 |
Essential Utilities Inc | COM | 29670G102 | 279,971 | 6,414 | SH | | DFND | | 6,414 | 0 | 0 |
Eversource Energy | COM | 30040W108 | 365,552 | 4,671 | SH | | DFND | | 4,671 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 20,168,996 | 183,923 | SH | | DFND | | 174,265 | 0 | 9,658 |
FEDEX CORP | COM | 31428X106 | 3,144,251 | 13,761 | SH | | DFND | | 13,746 | 0 | 15 |
FMC Corp | COM NEW | 302491303 | 529,067 | 4,332 | SH | | DFND | | 4,332 | 0 | 0 |
First Bancorp Inc/The | COM | 31866P102 | 414,835 | 16,023 | SH | | DFND | | 16,023 | 0 | 0 |
GENERAL MILLS INC | COM | 370334104 | 1,890,119 | 22,117 | SH | | DFND | | 20,837 | 0 | 1,280 |
GSK PLC | SPONSORED ADR | 37733W204 | 2,387,133 | 67,092 | SH | | DFND | | 67,092 | 0 | 0 |
General Electric Co | COM NEW | 369604301 | 334,695 | 3,501 | SH | | DFND | | 2,913 | 0 | 588 |
Genuine Parts Co | COM | 372460105 | 927,734 | 5,545 | SH | | DFND | | 5,545 | 0 | 0 |
Gilead Sciences Inc | COM | 375558103 | 354,531 | 4,273 | SH | | DFND | | 3,773 | 0 | 500 |
Grupo Aeroportuario del Surest | SPON ADR SER B | 40051E202 | 9,320,059 | 30,411 | SH | | DFND | | 30,411 | 0 | 0 |
Harbor ETF Trust | None | 41151J109 | 215,641 | 4,879 | SH | | DFND | | 1,473 | 0 | 3,405 |
Hewlett Packard Enterprise Co | COM | 42824C109 | 161,642 | 10,147 | SH | | DFND | | 10,147 | 0 | 0 |
Home Depot Inc/The | COM | 437076102 | 8,043,496 | 27,255 | SH | | DFND | | 26,666 | 0 | 589 |
Honeywell International Inc | COM | 438516106 | 1,259,863 | 6,592 | SH | | DFND | | 5,792 | 0 | 800 |
ILLINOIS TOOL WKS | COM | 452308109 | 1,257,176 | 5,164 | SH | | DFND | | 5,164 | 0 | 0 |
INTERCONTINENTAL EXCHANGE | COM | 45866F104 | 3,953,634 | 37,910 | SH | | DFND | | 37,368 | 0 | 542 |
INTL BUSINESS MCHN | COM | 459200101 | 7,723,299 | 58,916 | SH | | DFND | | 57,056 | 0 | 1,860 |
ISHARES | MSCI STH AFR ETF | 464286780 | 678,265 | 16,065 | SH | | DFND | | 16,065 | 0 | 0 |
ISHARES | SELECT DIVID ETF | 464287168 | 865,609 | 7,387 | SH | | DFND | | 7,387 | 0 | 0 |
ISHARES | CHINA LG-CAP ETF | 464287184 | 1,065,856 | 36,094 | SH | | DFND | | 36,094 | 0 | 0 |
ISHARES | CORE S&P500 ETF | 464287200 | 41,817,525 | 101,726 | SH | | DFND | | 101,099 | 0 | 627 |
ISHARES | IBOXX INV CP ETF | 464287242 | 9,474,360 | 86,437 | SH | | DFND | | 85,871 | 0 | 566 |
ISHARES | S&P 500 GRWT ETF | 464287309 | 654,426 | 10,243 | SH | | DFND | | 9,667 | 0 | 576 |
ISHARES | ISHARES BIOTECH | 464287556 | 2,375,123 | 18,389 | SH | | DFND | | 18,330 | 0 | 59 |
ISHARES | RUSSELL 2000 ETF | 464287655 | 554,289 | 3,107 | SH | | DFND | | 3,107 | 0 | 0 |
ISHARES TR | MSCI EMG MKT ETF | 464287234 | 1,261,378 | 31,966 | SH | | DFND | | 31,216 | 0 | 750 |
ISHARES TRUST | TIPS BD ETF | 464287176 | 6,255,916 | 56,743 | SH | | DFND | | 56,508 | 0 | 235 |
ISHARES TRUST | 1 3 YR TREAS BD | 464287457 | 299,638 | 3,647 | SH | | DFND | | 3,647 | 0 | 0 |
ISHARES TRUST | GLOBAL 100 ETF | 464287572 | 250,114 | 3,570 | SH | | DFND | | 3,570 | 0 | 0 |
ISHARES TRUST | IBOXX HI YD ETF | 464288513 | 1,509,338 | 19,978 | SH | | DFND | | 19,978 | 0 | 0 |
ISHARES/USA | S&P SML 600 GWT | 464287887 | 226,586 | 2,061 | SH | | DFND | | 2,061 | 0 | 0 |
Intel Corp | COM | 458140100 | 2,793,089 | 85,494 | SH | | DFND | | 83,894 | 0 | 1,600 |
Invesco Capital Management LLC | UNIT SER 1 | 46090E103 | 11,080,429 | 34,526 | SH | | DFND | | 34,526 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 11,935,744 | 91,595 | SH | | DFND | | 90,872 | 0 | 723 |
Johnson & Johnson | COM | 478160104 | 39,168,655 | 252,701 | SH | | DFND | | 245,327 | 0 | 7,374 |
KELLOGG CO | COM | 487836108 | 1,349,378 | 20,152 | SH | | DFND | | 19,352 | 0 | 800 |
KIMBERLY-CLARK CP | COM | 494368103 | 1,412,666 | 10,525 | SH | | DFND | | 10,525 | 0 | 0 |
KRAFT FOODS INC | CL A | 609207105 | 452,064 | 6,484 | SH | | DFND | | 6,484 | 0 | 0 |
Kinder Morgan Inc | COM | 49456B101 | 2,821,316 | 161,126 | SH | | DFND | | 160,425 | 0 | 701 |
L3Harris Technologies Inc | COM | 502431109 | 3,929,706 | 20,025 | SH | | DFND | | 19,998 | 0 | 27 |
LEGG MASON PARTNERS FUND ADVISOR LLC | COM | 95766M105 | 194,518 | 18,922 | SH | | DFND | | 0 | 0 | 18,922 |
LOWE'S COS INC | COM | 548661107 | 2,172,674 | 10,865 | SH | | DFND | | 10,645 | 0 | 220 |
Lam Research Corp | COM | 512807108 | 3,347,178 | 6,314 | SH | | DFND | | 6,308 | 0 | 6 |
Lockheed Martin Corp | COM | 539830109 | 993,678 | 2,102 | SH | | DFND | | 2,102 | 0 | 0 |
M&T Bank Corp | COM | 55261F104 | 346,514 | 2,898 | SH | | DFND | | 2,839 | 0 | 59 |
MARSH & MCLENNAN | COM | 571748102 | 866,892 | 5,205 | SH | | DFND | | 5,081 | 0 | 124 |
MASTERCARD INC | CL A | 57636Q104 | 7,211,508 | 19,844 | SH | | DFND | | 19,745 | 0 | 99 |
MCDONALD'S CORP | COM | 580135101 | 5,426,950 | 19,409 | SH | | DFND | | 17,319 | 0 | 2,090 |
MICROSOFT CORP | COM | 594918104 | 26,210,506 | 90,914 | SH | | DFND | | 86,306 | 0 | 4,608 |
MOODYS CORP | COM | 615369105 | 455,358 | 1,488 | SH | | DFND | | 1,488 | 0 | 0 |
Marathon Petroleum Corp | COM | 56585A102 | 733,071 | 5,437 | SH | | DFND | | 5,437 | 0 | 0 |
Merck & Co Inc | COM | 58933Y105 | 14,856,618 | 139,643 | SH | | DFND | | 137,438 | 0 | 2,205 |
Microchip Technology Inc | COM | 595017104 | 201,072 | 2,400 | SH | | DFND | | 200 | 0 | 2,200 |
NEXTERA ENERGY | COM | 65339F101 | 9,183,157 | 119,138 | SH | | DFND | | 115,353 | 0 | 3,785 |
NIKE INC | CL B | 654106103 | 6,523,834 | 53,195 | SH | | DFND | | 52,644 | 0 | 551 |
NVIDIA Corp | COM | 67066G104 | 1,110,247 | 3,997 | SH | | DFND | | 3,997 | 0 | 0 |
Nelnet Inc | CL A | 64031N108 | 9,395,569 | 102,248 | SH | | DFND | | 101,848 | 0 | 400 |
Neuberger Berman Funds/Closed- | COM | 64124P101 | 217,522 | 19,865 | SH | | DFND | | 630 | 0 | 19,235 |
Norfolk Southern Corp | COM | 655844108 | 1,803,060 | 8,505 | SH | | DFND | | 8,305 | 0 | 200 |
Novartis AG | SPONSORED ADR | 66987V109 | 304,244 | 3,307 | SH | | DFND | | 2,907 | 0 | 400 |
Novo Holdings A/S | ADR | 670100205 | 24,996,757 | 157,074 | SH | | DFND | | 154,719 | 0 | 2,355 |
Nuveen Closed-End Funds/USA | COM | 670657105 | 196,946 | 17,711 | SH | | DFND | | 3,014 | 0 | 14,697 |
Nuveen Closed-End Funds/USA | COM | 67066V101 | 150,178 | 13,025 | SH | | DFND | | 2,550 | 0 | 10,475 |
Nuveen Closed-End Funds/USA | COM | 670928100 | 8,136,986 | 923,608 | SH | | DFND | | 904,608 | 0 | 19,000 |
OGE Energy Corp | COM | 670837103 | 516,092 | 13,704 | SH | | DFND | | 13,704 | 0 | 0 |
ON Semiconductor Corp | COM | 682189105 | 2,255,485 | 27,399 | SH | | DFND | | 27,350 | 0 | 49 |
ORACLE CORP | COM | 68389X105 | 547,671 | 5,894 | SH | | DFND | | 5,124 | 0 | 770 |
Otis Worldwide Corp | COM | 68902V107 | 423,351 | 5,016 | SH | | DFND | | 3,270 | 0 | 1,746 |
PACCAR INC | COM | 693718108 | 11,651,244 | 159,170 | SH | | DFND | | 158,464 | 0 | 706 |
PARKER-HANNIFIN | COM | 701094104 | 7,130,910 | 21,216 | SH | | DFND | | 21,116 | 0 | 100 |
PEPSICO INC | COM | 713448108 | 12,440,882 | 68,244 | SH | | DFND | | 63,765 | 0 | 4,479 |
PHILIP MORRIS INTL | COM | 718172109 | 706,425 | 7,264 | SH | | DFND | | 7,264 | 0 | 0 |
PNC Financial Services Group I | COM | 693475105 | 495,563 | 3,899 | SH | | DFND | | 3,899 | 0 | 0 |
Paychex Inc | COM | 704326107 | 306,987 | 2,679 | SH | | DFND | | 2,679 | 0 | 0 |
Perrigo Co PLC | SHS | G97822103 | 7,110,188 | 198,221 | SH | | DFND | | 197,121 | 0 | 1,100 |
Pfizer Inc | COM | 717081103 | 10,248,144 | 251,180 | SH | | DFND | | 238,516 | 0 | 12,664 |
Pfizer Inc | CL A | 98978V103 | 243,668 | 1,464 | SH | | DFND | | 1,464 | 0 | 0 |
Phillips 66 | COM | 718546104 | 566,410 | 5,587 | SH | | DFND | | 5,035 | 0 | 552 |
Procter & Gamble Co/The | COM | 742718109 | 14,190,230 | 95,435 | SH | | DFND | | 89,243 | 0 | 6,192 |
PureCycle Technologies Inc | COM | 74623V103 | 84,000 | 12,000 | SH | | DFND | | 12,000 | 0 | 0 |
QUALCOMM Inc | COM | 747525103 | 2,516,643 | 19,726 | SH | | DFND | | 18,691 | 0 | 1,035 |
ROCKWELL AUTOMATION | COM | 773903109 | 1,695,261 | 5,777 | SH | | DFND | | 5,227 | 0 | 550 |
ROPER INDUSTRIES INC | COM | 776696106 | 1,480,278 | 3,359 | SH | | DFND | | 3,210 | 0 | 149 |
Raytheon Technologies Corp | COM | 75513E101 | 2,214,980 | 22,618 | SH | | DFND | | 18,666 | 0 | 3,952 |
S&P Global Inc | COM | 78409V104 | 652,304 | 1,892 | SH | | DFND | | 1,892 | 0 | 0 |
SANDSTORM GOLD LTD | COM NEW | 80013R206 | 6,558,688 | 1,128,862 | SH | | DFND | | 1,110,842 | 0 | 18,020 |
SELECT SECTOR SPDR | SBI MATERIALS | 81369Y100 | 2,213,391 | 27,441 | SH | | DFND | | 27,399 | 0 | 42 |
SELECT SECTOR SPDR | SBI HEALTHCARE | 81369Y209 | 19,945,385 | 154,066 | SH | | DFND | | 153,874 | 0 | 192 |
SELECT SECTOR SPDR | SBI CONS STPLS | 81369Y308 | 12,365,178 | 165,509 | SH | | DFND | | 165,406 | 0 | 103 |
SELECT SECTOR SPDR | SBI CONS DISCR | 81369Y407 | 20,007,854 | 133,796 | SH | | DFND | | 133,640 | 0 | 156 |
SELECT SECTOR SPDR | ENERGY | 81369Y506 | 7,043,035 | 85,030 | SH | | DFND | | 84,972 | 0 | 58 |
SELECT SECTOR SPDR | FINANCIAL | 81369Y605 | 13,849,995 | 430,793 | SH | | DFND | | 429,920 | 0 | 873 |
SELECT SECTOR SPDR | TECHNOLOGY | 81369Y803 | 75,426,324 | 499,479 | SH | | DFND | | 498,933 | 0 | 546 |
SELECT SECTOR SPDR | SBI INT-UTILS | 81369Y886 | 2,589,548 | 38,256 | SH | | DFND | | 38,198 | 0 | 58 |
SSGA Funds Management Inc | S&P DIVID ETF | 78464A763 | 1,365,634 | 11,039 | SH | | DFND | | 10,729 | 0 | 310 |
SSgA Funds Management Inc | TR UNIT | 78462F103 | 3,996,056 | 9,761 | SH | | DFND | | 9,761 | 0 | 0 |
SSgA Funds Management Inc | COMMUNICATION | 81369Y852 | 4,215,404 | 72,717 | SH | | DFND | | 72,543 | 0 | 174 |
STARBUCKS CORP | COM | 855244109 | 3,105,364 | 29,822 | SH | | DFND | | 29,803 | 0 | 19 |
STATE STREET ETF/USA | NUVEEN BLOOMBERG | 78464A284 | 381,810 | 15,248 | SH | | DFND | | 0 | 0 | 15,248 |
STATE STREET ETF/USA | UTSER1 S&PDCRP | 78467Y107 | 452,909 | 988 | SH | | DFND | | 988 | 0 | 0 |
Schlumberger NV | COM STK | 806857108 | 463,308 | 9,436 | SH | | DFND | | 8,936 | 0 | 500 |
Sealed Air Corp | COM | 81211K100 | 1,487,301 | 32,396 | SH | | DFND | | 32,359 | 0 | 37 |
Southern Co/The | COM | 842587107 | 479,615 | 6,893 | SH | | DFND | | 6,693 | 0 | 200 |
State Street Global Advisors Inc | SBI INT-INDS | 81369Y704 | 15,878,077 | 156,929 | SH | | DFND | | 156,834 | 0 | 95 |
State Street Global Advisors Inc | RL EST SEL SEC | 81369Y860 | 2,466,707 | 65,990 | SH | | DFND | | 65,894 | 0 | 96 |
Stryker Corp | COM | 863667101 | 208,964 | 732 | SH | | DFND | | 732 | 0 | 0 |
Synopsys Inc | COM | 871607107 | 743,918 | 1,926 | SH | | DFND | | 1,884 | 0 | 42 |
Sysco Corp | COM | 871829107 | 9,927,685 | 128,547 | SH | | DFND | | 127,187 | 0 | 1,360 |
TEXAS INSTRUMENTS | COM | 882508104 | 1,622,566 | 8,723 | SH | | DFND | | 8,663 | 0 | 60 |
TJX Cos Inc/The | COM | 872540109 | 7,367,799 | 94,025 | SH | | DFND | | 93,175 | 0 | 850 |
TRACTOR SUPPLY CO | COM | 892356106 | 1,597,802 | 6,798 | SH | | DFND | | 6,763 | 0 | 35 |
TRAVELERS CO INC | COM | 89417E109 | 285,569 | 1,666 | SH | | DFND | | 1,666 | 0 | 0 |
Target Corp | COM | 87612E106 | 973,076 | 5,875 | SH | | DFND | | 5,813 | 0 | 62 |
Texas Pacific Land Corp | COM | 88262P102 | 12,577,342 | 7,394 | SH | | DFND | | 7,349 | 0 | 45 |
Thermo Fisher Scientific Inc | COM | 883556102 | 6,034,594 | 10,470 | SH | | DFND | | 10,263 | 0 | 207 |
Timken Co/The | COM | 887389104 | 2,936,526 | 35,934 | SH | | DFND | | 35,934 | 0 | 0 |
UTD PARCEL SERV | CL B | 911312106 | 16,881,592 | 87,023 | SH | | DFND | | 86,673 | 0 | 350 |
Unilever PLC | SPON ADR NEW | 904767704 | 2,135,154 | 41,116 | SH | | DFND | | 41,116 | 0 | 0 |
Union Pacific Corp | COM | 907818108 | 1,440,016 | 7,155 | SH | | DFND | | 6,610 | 0 | 545 |
UnitedHealth Group Inc | COM | 91324P102 | 5,985,352 | 12,665 | SH | | DFND | | 12,551 | 0 | 114 |
VANGUARD | S&P 500 ETF SHS | 922908363 | 652,105 | 1,734 | SH | | DFND | | 1,734 | 0 | 0 |
VANGUARD ETF/USA | FTSE EMR MKT ETF | 922042858 | 5,868,908 | 145,270 | SH | | DFND | | 142,089 | 0 | 3,181 |
VANGUARD ETF/USA | SHRT TRM CORP BD | 92206C409 | 3,490,343 | 45,787 | SH | | DFND | | 45,787 | 0 | 0 |
VANGUARD ETF/USA | TOTAL STK MKT | 922908769 | 377,177 | 1,848 | SH | | DFND | | 1,848 | 0 | 0 |
VERIZON COMMUN | COM | 92343V104 | 5,863,095 | 150,761 | SH | | DFND | | 146,389 | 0 | 4,372 |
VISA INC | COM CL A | 92826C839 | 3,145,393 | 13,951 | SH | | DFND | | 13,911 | 0 | 40 |
Valero Energy Corp | COM | 91913Y100 | 1,908,053 | 13,668 | SH | | DFND | | 13,668 | 0 | 0 |
Van Kampen Funds/Closed-end/US | COM | 46132C107 | 194,189 | 19,795 | SH | | DFND | | 0 | 0 | 19,795 |
Van Kampen Funds/Closed-end/US | COM | 46133G107 | 133,213 | 13,348 | SH | | DFND | | 0 | 0 | 13,348 |
Vanguard ETF/USA | VAN FTSE DEV MKT | 921943858 | 15,737,409 | 348,404 | SH | | DFND | | 347,661 | 0 | 743 |
Vanguard ETF/USA | REAL ESTATE ETF | 922908553 | 277,852 | 3,346 | SH | | DFND | | 3,346 | 0 | 0 |
Vanguard ETF/USA | MID CAP ETF | 922908629 | 2,552,975 | 12,104 | SH | | DFND | | 12,104 | 0 | 0 |
Vanguard ETF/USA | SMALL CP ETF | 922908751 | 277,326 | 1,463 | SH | | DFND | | 1,463 | 0 | 0 |
WASTE MANAGEMENT | COM | 94106L109 | 4,616,732 | 28,294 | SH | | DFND | | 28,281 | 0 | 13 |
WISDOMTREE ASSET MANAGEMENT INC | US LARGECAP FUND | 97717W588 | 450,141 | 10,296 | SH | | DFND | | 10,296 | 0 | 0 |
WW Grainger Inc | COM | 384802104 | 221,797 | 322 | SH | | DFND | | 322 | 0 | 0 |
Walgreens Boots Alliance Inc | COM | 931427108 | 3,042,625 | 87,988 | SH | | DFND | | 87,988 | 0 | 0 |
Walmart Inc | COM | 931142103 | 8,196,598 | 55,589 | SH | | DFND | | 55,480 | 0 | 109 |
Walt Disney Co/The | COM | 254687106 | 4,309,796 | 43,042 | SH | | DFND | | 41,346 | 0 | 1,696 |
Western Asset Trust Closed End | COM | 95766P108 | 234,801 | 19,405 | SH | | DFND | | 0 | 0 | 19,405 |
Western Asset Trust Closed End | COM | 958435109 | 119,472 | 15,110 | SH | | DFND | | 0 | 0 | 15,110 |
Xcel Energy Inc | COM | 98389B100 | 460,952 | 6,835 | SH | | DFND | | 6,835 | 0 | 0 |
YUM BRANDS INC | COM | 988498101 | 687,476 | 5,205 | SH | | DFND | | 5,205 | 0 | 0 |
Yum China Holdings Inc | COM | 98850P109 | 233,529 | 3,684 | SH | | DFND | | 3,684 | 0 | 0 |
ZIMMER HLDGS INC | COM | 98956P102 | 3,778,454 | 29,245 | SH | | DFND | | 29,224 | 0 | 21 |
iShares ETFs/USA | CORE US AGGBD ET | 464287226 | 39,988,621 | 401,331 | SH | | DFND | | 398,751 | 0 | 2,580 |