Charter Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	1,257,982	9,745	SH		DFND	1,2	9,745	0	0
ADVANCED MICRO DEV	COM	007903107	2,786,021	23,065	SH		DFND	1,2	23,056	0	9
ALPHABET INC	CAP STK CL A	02079K305	19,464,015	102,821	SH		DFND	1,2	101,828	0	993
ALTRIA GROUP INC	COM	02209S103	281,059	5,375	SH		DFND	1,2	5,375	0	0
AMER EXPRESS CO	COM	025816109	669,558	2,256	SH		DFND	1,2	2,256	0	0
AMETEK Inc	COM	031100100	1,149,158	6,375	SH		DFND	1,2	5,961	0	414
ANALOG DEVICES INC	COM	032654105	382,003	1,798	SH		DFND	1,2	1,453	0	345
APPLIED MATERIALS	COM	038222105	1,230,621	7,567	SH		DFND	1,2	6,385	0	1,182
ASML HOLDING NV	N Y REGISTRY SHS	N07059210	3,134,108	4,522	SH		DFND	1,2	4,522	0	0
AT&T INC	COM	00206R102	747,790	32,841	SH		DFND	1,2	30,049	0	2,792
AUTOMATIC DATA PROCESSING	COM	053015103	13,809,245	47,174	SH		DFND	1,2	46,332	0	842
AUTOZONE INC	COM	053332102	2,343,864	732	SH		DFND	1,2	732	0	0
AbbVie Inc	COM	00287Y109	14,036,345	78,989	SH		DFND	1,2	76,889	0	2,100
Abbott Laboratories	COM	002824100	15,924,983	140,792	SH		DFND	1,2	137,513	0	3,279
Accenture PLC	SHS CLASS A	G1151C101	5,178,349	14,720	SH		DFND	1,2	14,711	0	9
Adobe Inc	COM	00724F101	4,655,800	10,470	SH		DFND	1,2	10,251	0	219
Aflac Inc	COM	001055102	263,358	2,546	SH		DFND	1,2	1,706	0	840
Air Products and Chemicals Inc	COM	009158106	2,617,321	9,024	SH		DFND	1,2	8,509	0	515
Allstate Corp/The	COM	020002101	247,157	1,282	SH		DFND	1,2	666	0	616
Alphabet Inc	CAP STK CL C	02079K107	5,340,128	28,041	SH		DFND	1,2	28,041	0	0
Amazon.com Inc	COM	023135106	18,301,075	83,418	SH		DFND	1,2	82,697	0	721
American Tower Corp	COM	03027X100	4,467,684	24,359	SH		DFND	1,2	24,289	0	70
American Water Works Co Inc	COM	030420103	378,325	3,039	SH		DFND	1,2	2,939	0	100
Ameriprise Financial Inc	COM	03076C106	239,061	449	SH		DFND	1,2	449	0	0
Amgen Inc	COM	031162100	654,467	2,511	SH		DFND	1,2	2,511	0	0
Amphenol Corp	CL A	032095101	3,648,625	52,536	SH		DFND	1,2	52,504	0	32
Aon PLC	SHS CL A	G0403H108	378,555	1,054	SH		DFND	1,2	1,054	0	0
Apple Inc	COM	037833100	65,385,914	261,105	SH		DFND	1,2	254,589	0	6,516
BAKER HUGHES INC	CL A	05722G100	9,216,415	224,681	SH		DFND	1,2	223,529	0	1,152
BALL CORP	COM	058498106	3,605,943	65,408	SH		DFND	1,2	65,208	0	200
BK OF AMERICA CORP	COM	060505104	5,199,681	118,309	SH		DFND	1,2	118,240	0	69
BK OF NY MELLON CP	COM	064058100	379,079	4,934	SH		DFND	1,2	3,734	0	1,200
BLACKROCK FUNDS/CLOSED-END/USA	COM	09254F100	141,754	12,305	SH		DFND	1,2	0	0	12,305
BRISTOL-MYRS SQUIB	COM	110122108	2,193,906	38,789	SH		DFND	1,2	38,789	0	0
Bar Harbor Bankshares	COM	066849100	13,100,503	428,401	SH		DFND	1,2	9,000	0	419,401
Bentley Systems Inc	COM CL B	08265T208	8,412,538	180,140	SH		DFND	1,2	179,285	0	855
Berkshire Hathaway Inc	CL B NEW	084670702	16,098,239	35,515	SH		DFND	1,2	34,998	0	517
BlackRock Fund Advisors	CORE S&P TTL STK	464287150	6,970,432	54,194	SH		DFND	1,2	54,194	0	0
BlackRock Fund Advisors	CORE US AGGBD ET	464287226	55,663,333	574,441	SH		DFND	1,2	570,873	0	3,568
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	2,091,524	27,662	SH		DFND	1,2	27,512	0	150
BlackRock Fund Advisors	RUS MD CP GR ETF	464287481	223,080	1,760	SH		DFND	1,2	1,760	0	0
BlackRock Fund Advisors	RUS MID CAP ETF	464287499	569,208	6,439	SH		DFND	1,2	6,439	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	29,410,320	472,000	SH		DFND	1,2	470,560	0	1,440
BlackRock Fund Advisors	S&P MC 400GR ETF	464287606	452,831	4,980	SH		DFND	1,2	4,980	0	0
BlackRock Fund Advisors	RUS 1000 ETF	464287622	264,816	822	SH		DFND	1,2	822	0	0
BlackRock Fund Advisors	S&P MC 400VL ETF	464287705	254,419	2,036	SH		DFND	1,2	2,036	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	26,356,460	228,749	SH		DFND	1,2	226,985	0	1,764
BlackRock Fund Advisors	ISHS 5-10YR INVT	464288638	14,484,560	281,199	SH		DFND	1,2	277,678	0	3,521
BlackRock Fund Advisors	ISHS 1-5YR INVS	464288646	19,463,913	376,478	SH		DFND	1,2	373,630	0	2,848
BlackRock Fund Advisors	PFD AND INCM SEC	464288687	431,923	13,738	SH		DFND	1,2	12,238	0	1,500
BlackRock Fund Advisors	MSCI USA ESG SLC	464288802	337,655	2,777	SH		DFND	1,2	2,777	0	0
BlackRock Funds/Closed-End/USA	COM	09253X102	145,622	12,015	SH		DFND	1,2	0	0	12,015
Blackstone Inc	COM	09260D107	931,930	5,405	SH		DFND	1,2	5,405	0	0
Booking Holdings Inc	COM	09857L108	3,448,083	694	SH		DFND	1,2	694	0	0
Booz Allen Hamilton Holding Co	CL A	099502106	1,421,492	11,045	SH		DFND	1,2	11,045	0	0
Broadcom Inc	COM	11135F101	531,377	2,292	SH		DFND	1,2	2,292	0	0
Brown & Brown Inc	COM	115236101	16,480,209	161,539	SH		DFND	1,2	160,489	0	1,050
CARRIER GLOBAL CORP	COM	14448C104	936,322	13,717	SH		DFND	1,2	11,200	0	2,517
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US DIVIDEND EQ	808524797	232,220	8,500	SH		DFND	1,2	8,500	0	0
CHUBB LIMITED COM	COM	H1467J104	5,913,373	21,402	SH		DFND	1,2	21,332	0	70
CINTAS CORP	COM	172908105	650,412	3,560	SH		DFND	1,2	3,560	0	0
CISCO SYSTEMS	COM	17275R102	5,529,221	93,399	SH		DFND	1,2	93,273	0	126
COLGATE-PALMOLIVE	COM	194162103	11,972,120	131,692	SH		DFND	1,2	131,692	0	0
CONOCOPHILLIPS	COM	20825C104	448,447	4,522	SH		DFND	1,2	4,232	0	290
CSX CORP	COM	126408103	2,463,266	76,333	SH		DFND	1,2	64,583	0	11,750
Caterpillar Inc	COM	149123101	17,912,726	49,379	SH		DFND	1,2	49,379	0	0
Chevron Corp	COM	166764100	14,053,101	97,025	SH		DFND	1,2	96,221	0	804
Church & Dwight Co Inc	COM	171340102	237,168	2,265	SH		DFND	1,2	2,265	0	0
Cigna Group/The	COM	125523100	294,089	1,065	SH		DFND	1,2	1,065	0	0
Clorox Co/The	COM	189054109	425,677	2,621	SH		DFND	1,2	2,621	0	0
Coca-Cola Co/The	COM	191216100	3,863,669	62,057	SH		DFND	1,2	61,757	0	300
Comcast Corp	CL A	20030N101	351,694	9,371	SH		DFND	1,2	8,357	0	1,014
Consolidated Edison Inc	COM	209115104	260,016	2,914	SH		DFND	1,2	2,814	0	100
Costco Wholesale Corp	COM	22160K105	33,161,644	36,192	SH		DFND	1,2	36,159	0	33
DEERE & CO	COM	244199105	685,123	1,617	SH		DFND	1,2	1,567	0	50
DOMINION RES(VIR)	COM	25746U109	692,370	12,855	SH		DFND	1,2	12,715	0	140
DTE Energy Co	COM	233331107	236,549	1,959	SH		DFND	1,2	1,959	0	0
DUKE ENERGY CORP	COM NEW	26441C204	513,920	4,770	SH		DFND	1,2	4,770	0	0
Danaher Corp	COM	235851102	6,721,454	29,281	SH		DFND	1,2	28,869	0	412
Dover Corp	COM	260003108	517,776	2,760	SH		DFND	1,2	2,484	0	276
Dow Inc	COM	260557103	763,192	19,018	SH		DFND	1,2	18,976	0	42
Dreyfus Funds/Closed-end/USA	COM SHS	09662W109	124,976	12,075	SH		DFND	1,2	0	0	12,075
DuPont de Nemours Inc	COM	26614N102	753,884	9,887	SH		DFND	1,2	9,845	0	42
ECOLAB INC	COM	278865100	958,369	4,090	SH		DFND	1,2	4,090	0	0
EMERSON ELECTRIC	COM	291011104	9,204,281	74,270	SH		DFND	1,2	74,270	0	0
EQUINIX INC	COM	29444U700	3,604,668	3,823	SH		DFND	1,2	3,793	0	30
EastGroup Properties Inc	COM	277276101	3,735,886	23,278	SH		DFND	1,2	23,153	0	125
Eaton Corp PLC	SHS	G29183103	4,853,267	14,624	SH		DFND	1,2	14,614	0	10
Eaton Vance Management	SH BEN INT	27826U108	135,605	13,413	SH		DFND	1,2	0	0	13,413
Eli Lilly & Co	COM	532457108	59,403,856	76,948	SH		DFND	1,2	76,948	0	0
Equity LifeStyle Properties In	COM	29472R108	4,321,341	64,885	SH		DFND	1,2	64,435	0	450
Eversource Energy	COM	30040W108	263,604	4,590	SH		DFND	1,2	4,590	0	0
Exxon Mobil Corp	COM	30231G102	25,242,699	234,663	SH		DFND	1,2	228,567	0	6,096
FEDEX CORP	COM	31428X106	4,381,152	15,573	SH		DFND	1,2	15,564	0	9
First American Financial Corp	COM	31847R102	6,033,390	96,627	SH		DFND	1,2	96,627	0	0
First Bancorp Inc/The	COM	31866P102	286,683	10,482	SH		DFND	1,2	10,482	0	0
First Trust ETFs/USA	RISNG DIVD ACHIV	33738R506	310,958	5,258	SH		DFND	1,2	5,258	0	0
GE HealthCare Technologies Inc	COMMON STOCK	36266G107	2,093,973	26,784	SH		DFND	1,2	26,574	0	210
GEN DYNAMICS CORP	COM	369550108	238,985	907	SH		DFND	1,2	907	0	0
GENERAL MILLS INC	COM	370334104	1,134,405	17,789	SH		DFND	1,2	16,509	0	1,280
GSK PLC	SPONSORED ADR	37733W204	2,269,051	67,092	SH		DFND	1,2	67,092	0	0
General Electric Co	COM NEW	369604301	604,614	3,625	SH		DFND	1,2	3,037	0	588
Genuine Parts Co	COM	372460105	619,996	5,310	SH		DFND	1,2	5,310	0	0
Gilead Sciences Inc	COM	375558103	275,170	2,979	SH		DFND	1,2	2,979	0	0
Hanover Insurance Group Inc/Th	COM	410867105	228,897	1,480	SH		DFND	1,2	1,480	0	0
Harbor ETF Trust	SCIENTIFIC HIGH	41151J109	222,280	4,876	SH		DFND	1,2	1,472	0	3,404
Hewlett Packard Enterprise Co	COM	42824C109	200,690	9,400	SH		DFND	1,2	9,400	0	0
Home Depot Inc/The	COM	437076102	10,101,292	25,968	SH		DFND	1,2	25,864	0	104
Honeywell International Inc	COM	438516106	1,014,246	4,490	SH		DFND	1,2	4,345	0	145
ILLINOIS TOOL WKS	COM	452308109	1,285,042	5,068	SH		DFND	1,2	5,068	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	4,209,533	28,250	SH		DFND	1,2	27,728	0	522
INTL BUSINESS MCHN	COM	459200101	16,891,078	76,837	SH		DFND	1,2	76,809	0	28
INTL FLAVORS&FRAG	COM	459506101	1,976,525	23,377	SH		DFND	1,2	23,356	0	21
ISHARES	MSCI STH AFR ETF	464286780	670,937	16,009	SH		DFND	1,2	16,009	0	0
ISHARES	SELECT DIVID ETF	464287168	977,848	7,448	SH		DFND	1,2	7,448	0	0
ISHARES	CORE S&P500 ETF	464287200	63,619,825	108,072	SH		DFND	1,2	107,701	0	371
ISHARES	IBOXX INV CP ETF	464287242	4,973,616	46,552	SH		DFND	1,2	46,086	0	466
ISHARES	S&P 500 GRWT ETF	464287309	719,543	7,087	SH		DFND	1,2	7,087	0	0
ISHARES	ISHARES BIOTECH	464287556	2,070,937	15,664	SH		DFND	1,2	15,595	0	69
ISHARES	RUSSELL 2000 ETF	464287655	509,534	2,306	SH		DFND	1,2	2,306	0	0
ISHARES	CORE MSCI EAFE	46432F842	647,068	9,207	SH		DFND	1,2	9,207	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	1,244,605	29,761	SH		DFND	1,2	29,611	0	150
ISHARES TRUST	TIPS BD ETF	464287176	490,982	4,608	SH		DFND	1,2	4,608	0	0
ISHARES TRUST	GLOBAL 100 ETF	464287572	349,672	3,470	SH		DFND	1,2	3,470	0	0
ISHARES TRUST	GL CLEAN ENE ETF	464288224	154,245	13,554	SH		DFND	1,2	13,554	0	0
ISHARES TRUST	IBOXX HI YD ETF	464288513	608,987	7,743	SH		DFND	1,2	7,743	0	0
ISHARES/USA	S&P SML 600 GWT	464287887	236,627	1,748	SH		DFND	1,2	1,748	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	342,984	3,219	SH		DFND	1,2	3,219	0	0
Intel Corp	COM	458140100	851,804	42,484	SH		DFND	1,2	42,484	0	0
Invesco Capital Management LLC	UNIT SER 1	46090E103	17,228,451	33,700	SH		DFND	1,2	33,700	0	0
Invesco Capital Management LLC	S&P500 EQL WGT	46137V357	298,767	1,705	SH		DFND	1,2	1,705	0	0
JPMorgan Chase & Co	COM	46625H100	20,587,733	85,886	SH		DFND	1,2	85,670	0	216
Johnson & Johnson	COM	478160104	33,293,259	230,212	SH		DFND	1,2	223,687	0	6,525
KIMBERLY-CLARK CP	COM	494368103	1,188,140	9,067	SH		DFND	1,2	9,067	0	0
KLA Corp	COM NEW	482480100	286,705	455	SH		DFND	1,2	455	0	0
Kinder Morgan Inc	COM	49456B101	4,472,091	163,215	SH		DFND	1,2	162,514	0	701
Koninklijke Philips NV	NY REGIS SHS NEW	500472303	7,802,535	308,157	SH		DFND	1,2	306,257	0	1,900
L3Harris Technologies Inc	COM	502431109	3,946,535	18,768	SH		DFND	1,2	18,741	0	27
LEGG MASON PARTNERS FUND ADVISOR LLC	COM	95766M105	425,156	41,682	SH		DFND	1,2	0	0	41,682
LOWE'S COS INC	COM	548661107	2,222,187	9,004	SH		DFND	1,2	8,784	0	220
Linde PLC	SHS	G54950103	687,037	1,641	SH		DFND	1,2	1,526	0	115
Lockheed Martin Corp	COM	539830109	896,073	1,844	SH		DFND	1,2	1,844	0	0
M&T Bank Corp	COM	55261F104	440,883	2,345	SH		DFND	1,2	2,286	0	59
MARSH & MCLENNAN	COM	571748102	1,046,332	4,926	SH		DFND	1,2	4,827	0	99
MASTERCARD INC	CL A	57636Q104	8,750,540	16,618	SH		DFND	1,2	16,587	0	31
MCDONALD'S CORP	COM	580135101	4,937,117	17,031	SH		DFND	1,2	15,931	0	1,100
MCKESSON CORP	COM	58155Q103	221,125	388	SH		DFND	1,2	388	0	0
METLIFE INC	COM	59156R108	319,741	3,905	SH		DFND	1,2	3,905	0	0
MICROSOFT CORP	COM	594918104	35,136,240	83,360	SH		DFND	1,2	79,268	0	4,092
MOODYS CORP	COM	615369105	625,322	1,321	SH		DFND	1,2	1,321	0	0
Marathon Petroleum Corp	COM	56585A102	667,647	4,786	SH		DFND	1,2	4,786	0	0
Medtronic PLC	SHS	G5960L103	10,914,803	136,640	SH		DFND	1,2	135,960	0	680
Merck & Co Inc	COM	58933Y105	14,807,896	148,853	SH		DFND	1,2	148,128	0	725
Meta Platforms Inc	CL A	30303M102	3,143,603	5,369	SH		DFND	1,2	5,342	0	27
Mondelez International Inc	CL A	609207105	318,361	5,330	SH		DFND	1,2	5,330	0	0
NETFLIX INC	COM	64110L106	374,354	420	SH		DFND	1,2	420	0	0
NEXTERA ENERGY	COM	65339F101	7,573,905	105,648	SH		DFND	1,2	103,206	0	2,442
NIKE INC	CL B	654106103	2,355,304	31,126	SH		DFND	1,2	31,039	0	87
NORTHROP GRUMMAN	COM	666807102	207,895	443	SH		DFND	1,2	443	0	0
NVIDIA Corp	COM	67066G104	7,766,259	57,832	SH		DFND	1,2	57,832	0	0
NVR Inc	COM	62944T105	245,367	30	SH		DFND	1,2	30	0	0
Nelnet Inc	CL A	64031N108	11,713,425	109,666	SH		DFND	1,2	109,166	0	500
Neuberger Berman Funds/Closed-	COM	64124P101	205,603	19,865	SH		DFND	1,2	630	0	19,235
Norfolk Southern Corp	COM	655844108	1,528,601	6,513	SH		DFND	1,2	6,513	0	0
Novartis AG	SPONSORED ADR	66987V109	304,872	3,133	SH		DFND	1,2	3,133	0	0
Novo Holdings A/S	ADR	670100205	6,623,454	76,999	SH		DFND	1,2	75,162	0	1,837
Nuveen Closed-End Funds/USA	COM	670657105	199,780	17,711	SH		DFND	1,2	3,014	0	14,697
Nuveen Closed-End Funds/USA	COM	67066V101	151,872	13,025	SH		DFND	1,2	2,550	0	10,475
Nuveen Closed-End Funds/USA	COM	670928100	3,210,942	373,800	SH		DFND	1,2	356,300	0	17,500
OGE Energy Corp	COM	670837103	565,290	13,704	SH		DFND	1,2	13,704	0	0
ON Semiconductor Corp	COM	682189105	2,142,880	33,987	SH		DFND	1,2	33,938	0	49
ORACLE CORP	COM	68389X105	745,547	4,474	SH		DFND	1,2	3,824	0	650
Otis Worldwide Corp	COM	68902V107	373,774	4,036	SH		DFND	1,2	2,778	0	1,258
PACCAR INC	COM	693718108	1,339,986	12,882	SH		DFND	1,2	12,866	0	16
PARKER-HANNIFIN	COM	701094104	13,655,564	21,470	SH		DFND	1,2	21,370	0	100
PEPSICO INC	COM	713448108	9,242,663	60,783	SH		DFND	1,2	57,826	0	2,957
PHILIP MORRIS INTL	COM	718172109	879,638	7,309	SH		DFND	1,2	7,309	0	0
PNC Financial Services Group I	COM	693475105	521,081	2,702	SH		DFND	1,2	2,702	0	0
Palo Alto Networks Inc	COM	697435105	3,293,840	18,102	SH		DFND	1,2	18,092	0	10
Paychex Inc	COM	704326107	241,739	1,724	SH		DFND	1,2	1,724	0	0
Pfizer Inc	COM	717081103	4,717,087	177,802	SH		DFND	1,2	174,878	0	2,924
Phillips 66	COM	718546104	573,979	5,038	SH		DFND	1,2	4,813	0	225
Procter & Gamble Co/The	COM	742718109	12,789,180	76,285	SH		DFND	1,2	73,071	0	3,214
Prologis Inc	COM	74340W103	1,257,090	11,893	SH		DFND	1,2	11,893	0	0
PureCycle Technologies Inc	COM	74623V103	153,750	15,000	SH		DFND	1,2	15,000	0	0
QUALCOMM Inc	COM	747525103	659,798	4,295	SH		DFND	1,2	4,170	0	125
ROCKWELL AUTOMATION	COM	773903109	9,433,356	33,008	SH		DFND	1,2	32,768	0	240
ROPER INDUSTRIES INC	COM	776696106	203,261	391	SH		DFND	1,2	273	0	118
RTX Corp	COM	75513E101	2,752,516	23,786	SH		DFND	1,2	20,811	0	2,975
Rentokil Initial PLC	SPONSORED ADR	760125104	8,285,641	327,237	SH		DFND	1,2	325,237	0	2,000
Ryan Specialty Holdings Inc	CL A	78351F107	10,834,763	168,871	SH		DFND	1,2	167,921	0	950
S&P Global Inc	COM	78409V104	901,932	1,811	SH		DFND	1,2	1,811	0	0
SANDSTORM GOLD LTD	COM NEW	80013R206	6,293,314	1,127,834	SH		DFND	1,2	1,111,314	0	16,520
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	4,995,476	59,371	SH		DFND	1,2	59,319	0	52
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	19,884,093	144,538	SH		DFND	1,2	144,365	0	173
SELECT SECTOR SPDR	SBI CONS STPLS	81369Y308	13,458,504	171,206	SH		DFND	1,2	171,105	0	101
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	29,333,763	130,750	SH		DFND	1,2	130,601	0	149
SELECT SECTOR SPDR	ENERGY	81369Y506	7,481,887	87,344	SH		DFND	1,2	87,282	0	62
SELECT SECTOR SPDR	FINANCIAL	81369Y605	20,511,445	424,404	SH		DFND	1,2	423,590	0	814
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	110,479,785	475,141	SH		DFND	1,2	474,672	0	469
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	5,846,901	77,248	SH		DFND	1,2	77,186	0	62
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	1,344,778	10,180	SH		DFND	1,2	9,826	0	354
SSgA Funds Management Inc	TR UNIT	78462F103	7,083,949	12,087	SH		DFND	1,2	12,087	0	0
SSgA Funds Management Inc	INDL	81369Y704	20,528,867	155,805	SH		DFND	1,2	155,724	0	81
SSgA Funds Management Inc	COMMUNICATION	81369Y852	6,873,413	70,999	SH		DFND	1,2	70,883	0	116
SSgA Funds Management Inc	RL EST SEL SEC	81369Y860	3,023,204	74,335	SH		DFND	1,2	74,216	0	119
STARBUCKS CORP	COM	855244109	2,910,145	31,892	SH		DFND	1,2	31,873	0	19
STATE STREET ETF/USA	NUVEEN BLOOMBERG	78464A284	390,044	15,248	SH		DFND	1,2	0	0	15,248
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	287,068	504	SH		DFND	1,2	504	0	0
Salesforce Inc	COM	79466L302	4,903,284	14,666	SH		DFND	1,2	14,661	0	5
Schlumberger NV	COM STK	806857108	336,625	8,780	SH		DFND	1,2	8,780	0	0
Simplify Exchange Traded Funds	MBS ETF	82889N525	8,473,089	170,519	SH		DFND	1,2	169,519	0	1,000
Southern Co/The	COM	842587107	478,032	5,807	SH		DFND	1,2	5,607	0	200
State Street Corp	COM	857477103	205,134	2,090	SH		DFND	1,2	2,090	0	0
Sysco Corp	COM	871829107	9,600,318	125,560	SH		DFND	1,2	124,868	0	692
T-MOBILE US INC	COM	872590104	245,010	1,110	SH		DFND	1,2	1,110	0	0
TEXAS INSTRUMENTS	COM	882508104	1,699,591	9,064	SH		DFND	1,2	9,004	0	60
TJX Cos Inc/The	COM	872540109	12,274,900	101,605	SH		DFND	1,2	100,770	0	835
TRACTOR SUPPLY CO	COM	892356106	2,787,932	52,543	SH		DFND	1,2	52,368	0	175
TRAVELERS CO INC	COM	89417E109	399,396	1,658	SH		DFND	1,2	1,658	0	0
Target Corp	COM	87612E106	364,445	2,696	SH		DFND	1,2	2,634	0	62
Tesla Inc	COM	88160R101	367,898	911	SH		DFND	1,2	911	0	0
Texas Pacific Land Corp	COM	88262P102	19,677,240	17,792	SH		DFND	1,2	17,717	0	75
Thermo Fisher Scientific Inc	COM	883556102	4,218,545	8,109	SH		DFND	1,2	7,944	0	165
Timken Co/The	COM	887389104	2,596,155	36,376	SH		DFND	1,2	36,376	0	0
UTD PARCEL SERV	CL B	911312106	10,736,911	85,146	SH		DFND	1,2	85,146	0	0
Ulta Beauty Inc	COM	90384S303	1,800,610	4,140	SH		DFND	1,2	4,133	0	7
Unilever PLC	SPON ADR NEW	904767704	2,874,010	50,688	SH		DFND	1,2	50,662	0	26
Union Pacific Corp	COM	907818108	10,413,447	45,665	SH		DFND	1,2	45,485	0	180
UnitedHealth Group Inc	COM	91324P102	5,952,960	11,768	SH		DFND	1,2	11,656	0	112
VANGUARD	S&P 500 ETF SHS	922908363	625,020	1,160	SH		DFND	1,2	1,160	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	237,738	1,214	SH		DFND	1,2	1,214	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	6,930,443	157,367	SH		DFND	1,2	154,266	0	3,101
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	6,128,154	78,556	SH		DFND	1,2	78,556	0	0
VANGUARD ETF/USA	INT-TERM CORP	92206C870	221,625	2,761	SH		DFND	1,2	2,761	0	0
VANGUARD ETF/USA	TOTAL STK MKT	922908769	528,903	1,825	SH		DFND	1,2	1,825	0	0
VERIZON COMMUN	COM	92343V104	6,623,664	165,633	SH		DFND	1,2	163,343	0	2,290
VISA INC	COM CL A	92826C839	3,875,599	12,263	SH		DFND	1,2	12,223	0	40
Valero Energy Corp	COM	91913Y100	1,650,552	13,464	SH		DFND	1,2	13,464	0	0
Van Kampen Funds/Closed-end/US	COM	46132C107	192,407	19,795	SH		DFND	1,2	0	0	19,795
Van Kampen Funds/Closed-end/US	COM	46133G107	131,611	13,348	SH		DFND	1,2	0	0	13,348
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	20,900,544	437,067	SH		DFND	1,2	436,461	0	606
Vanguard ETF/USA	REAL ESTATE ETF	922908553	287,639	3,229	SH		DFND	1,2	3,229	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	3,152,656	11,936	SH		DFND	1,2	11,906	0	30
Vanguard ETF/USA	SMALL CP ETF	922908751	453,168	1,886	SH		DFND	1,2	1,886	0	0
WASTE MANAGEMENT	COM	94106L109	5,588,574	27,695	SH		DFND	1,2	27,682	0	13
WELLS FARGO & CO	COM	949746101	320,365	4,561	SH		DFND	1,2	4,561	0	0
WISDOMTREE ASSET MANAGEMENT INC	US LARGECAP FUND	97717W588	393,387	6,430	SH		DFND	1,2	6,430	0	0
WW Grainger Inc	COM	384802104	305,675	290	SH		DFND	1,2	290	0	0
Walgreens Boots Alliance Inc	COM	931427108	748,705	80,247	SH		DFND	1,2	80,247	0	0
Walmart Inc	COM	931142103	15,240,419	168,682	SH		DFND	1,2	168,295	0	387
Walt Disney Co/The	COM	254687106	5,076,001	45,586	SH		DFND	1,2	44,490	0	1,096
Western Asset Trust Closed End	COM	958435109	116,951	15,110	SH		DFND	1,2	0	0	15,110
Xcel Energy Inc	COM	98389B100	363,865	5,389	SH		DFND	1,2	5,389	0	0
YUM BRANDS INC	COM	988498101	686,228	5,115	SH		DFND	1,2	5,115	0	0
ZIMMER HLDGS INC	COM	98956P102	405,197	3,836	SH		DFND	1,2	3,836	0	0
Zoetis Inc	CL A	98978V103	234,619	1,440	SH		DFND	1,2	1,440	0	0