FNCB Bancorp (FNCB) 10-Q 12 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	12-May-14
Document Information [Line Items]	'	'
Entity Registrant Name	'FIRST NATIONAL COMMUNITY BANCORP INC	'
Entity Central Index Key	'0001035976	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Non-accelerated Filer	'
Trading Symbol	'FNCB	'
Entity Common Stock, Shares Outstanding	'	16,471,569
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2014	'

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and cash equivalents:	'	'
Cash and due from banks	$21,929	$19,295
Interest-bearing deposits in other banks	16,051	84,261
Total cash and cash equivalents	37,980	103,556
Securities available for sale at fair value	234,531	203,867
Securities held to maturity at amortized cost (fair value $0 and $2,424)	0	2,308
Stock in Federal Home Loan Bank of Pittsburgh, at cost	2,542	2,146
Loans held for sale	69	820
Loans, net of allowance for loan and lease losses of $12,589 and $14,017	641,565	629,880
Bank premises and equipment, net	13,091	15,363
Accrued interest receivable	2,590	2,191
Intangible assets	426	467
Bank-owned life insurance	28,334	28,167
Other real estate owned	3,422	4,246
Other assets	9,587	10,797
Total Assets	974,137	1,003,808
Deposits:	'	'
Demand (non-interest-bearing)	127,029	157,550
Interest-bearing	708,178	727,148
Total deposits	835,207	884,698
Borrowed funds:	'	'
Federal Home Loan Bank of Pittsburgh advances	34,534	27,123
Subordinated debentures	25,000	25,000
Junior subordinated debentures	10,310	10,310
Total borrowed funds	69,844	62,433
Accrued interest payable	9,300	8,732
Other liabilities	19,250	14,367
Total Liabilities	933,601	970,230
Shareholders' Equity	'	'
Preferred Shares ($1.25 par) Authorized: 20,000,000 shares at March 31, 2014 and December 31, 2013 Issued and outstanding: 0 shares at March 31, 2014 and December 31, 2013	0	0
Common Shares ($1.25 par) Authorized: 50,000,000 shares at March 31, 2014 and December 31, 2013 Issued and outstanding: 16,471,569 shares at March 31, 2014 and December 31, 2013	20,589	20,589
Additional paid-in capital	61,637	61,627
Accumulated deficit	-42,033	-45,546
Accumulated other comprehensive income (loss)	343	-3,092
Total shareholders' equity	40,536	33,578
Total Liabilities and Shareholders' Equity	$974,137	$1,003,808

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION [Parenthetical] (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Securities held-to-maturity at amortized cost, fair value (in dollars)	$0	$2,424
Loans, allowance for loan and lease losses (in dollars)	$12,589	$14,017
Preferred Shares, par (in dollars per share)	$1.25	$1.25
Preferred Stock, Shares Authorized	20,000,000	20,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Shares, par (in dollars per share)	$1.25	$1.25
Common Stock, Shares Authorized	50,000,000	50,000,000
Common Stock, Shares, Issued	16,471,569	16,471,569
Common Stock, Shares, Outstanding	16,471,569	16,471,569

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income	'	'
Interest and fees on loans	$6,494	$6,607
Interest and dividends on securities	'	'
U.S. government agencies	743	423
State and political subdivisions, tax-free	693	990
State and political subdivisions, taxable	115	116
Other securities	56	35
Total interest and dividends on securities	1,607	1,564
Interest on interest-bearing deposits and federal funds sold	23	39
Total interest income	8,124	8,210
Interest expense	'	'
Interest on deposits	865	1,118
Interest on borrowed funds	'	'
Interest on Federal Home Loan Bank of Pittsburgh advances	96	126
Interest on subordinated debentures	563	562
Interest on junior subordinated debentures	49	51
Total interest on borrowed funds	708	739
Total interest expense	1,573	1,857
Net interest income before credit for loan and lease losses	6,551	6,353
Credit for loan and lease losses	-1,570	-1,224
Net interest income after credit for loan and lease losses	8,121	7,577
Non-interest income	'	'
Deposit service charges	690	678
Net gain on the sale of securities	1,568	842
Net gain on the sale of mortgage loans held for sale	75	110
Net loss on the sale of education loans	-13	0
Net gain on the sale of other real estate owned	29	13
Gain on branch divestures	607	0
Loan-related fees	93	108
Income from bank-owned life insurance	167	172
Other	237	536
Total non-interest income	3,453	2,459
Non-interest expense	'	'
Salaries and employee benefits	3,400	3,320
Occupancy expense	644	584
Equipment expense	356	376
Advertising expense	108	77
Data processing expense	522	564
Regulatory assessments	673	650
Bank shares tax	176	241
Expense of other real estate owned	163	218
Credit for off-balance sheet commitments	-113	-121
Legal expense	647	615
Professional fees	450	551
Insurance expense	282	323
Loan collection expenses	29	227
Other operating expenses	654	680
Total non-interest expense	7,991	8,305
Income before income taxes	3,583	1,731
Provision for income taxes	70	0
Net income	$3,513	$1,731
Earnings per share:	'	'
Basic (in dollars per share)	$0.21	$0.11
Diluted (in dollars per share)	$0.21	$0.11
Cash dividends declared per common share	$0	$0
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:	'	'
Basic (in shares)	16,471,569	16,457,169
Diluted (in shares)	16,472,435	16,457,169

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net income	$3,513	$1,731
Other comprehensive income (loss):	'	'
Unrealized gains (losses) on securities available-for-sale	6,404	-1,943
Taxes	-2,177	661
Net of tax amount	4,227	-1,282
Reclassification adjustment for gains included in net income	-1,200	-842
Taxes	408	286
Net of tax amount	-792	-556
Total other comprehensive income (loss)	3,435	-1,838
Total comprehensive income (loss)	$6,948	($107)

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (USD $)	Total	Common Stock	Additional Paid-in Capital	Accumulated Deficit	Accumulated Other Comprehensive Income (Loss)
In Thousands, except Share data
Balances at Dec. 31, 2012	$36,925	$20,571	$61,584	($51,928)	$6,698
Balances (in shares) at Dec. 31, 2012	'	16,457,169	'	'	'
Net income for the period	1,731	0	0	1,731	0
Other comprehensive income (loss), net of tax	-1,838	0	0	0	-1,838
Balances at Mar. 31, 2013	36,818	20,571	61,584	-50,197	4,860
Balances (in shares) at Mar. 31, 2013	'	16,457,169	'	'	'
Balances at Dec. 31, 2013	33,578	20,589	61,627	-45,546	-3,092
Balances (in shares) at Dec. 31, 2013	'	16,471,569	'	'	'
Net income for the period	3,513	0	0	3,513	0
Restricted stock awards	10	0	10	0	0
Restricted stock awards (in shares)	'	0	'	'	'
Other comprehensive income (loss), net of tax	3,435	0	0	0	3,435
Balances at Mar. 31, 2014	$40,536	$20,589	$61,637	($42,033)	$343
Balances (in shares) at Mar. 31, 2014	'	16,471,569	'	'	'

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY [Parenthetical] (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY	'	'
Other comprehensive income, tax	$1,769	$947

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Operating activities:	'	'
Net income	$3,513	$1,731
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Investment securities amortization (accretion), net	295	-207
Equity in trust	-1	-1
Depreciation and amortization	382	329
Stock-based compensation	10	0
Credit for loan and lease losses	-1,570	-1,224
Credit for off-balance sheet commitments	-113	-121
Gain on the sale of available-for-sale securities	-1,200	-842
Gain on the sale of held-to-maturity securities	-368	0
Gain on the sale of loans held for sale	-75	-110
Loss on the sale of education loans	13	0
Gain on branch divestures	-607	0
Gain on the sale of other real estate owned	-29	-13
Valuation adjustment of other real estate owned	53	0
Income from bank-owned life insurance	-167	-172
Proceeds from the sale of loans held for sale	2,524	4,542
Funds used to originate loans held for sale	-1,698	-3,664
Increase in interest receivable	-399	-419
(Increase) decrease in prepaid expenses and other assets	-453	4,108
Increase in interest payable	568	574
Increase (decrease) in accrued expenses and other liabilities	4,822	-1,074
Total adjustments	1,987	1,706
Net cash provided by operating activities	5,500	3,437
Cash flows from investing activities:	'	'
Maturities, calls and principal payments of available-for-sale securities	1,502	3,581
Proceeds from the sale of available-for-sale securities	11,062	17,121
Proceeds from the sale of held-to-maturity securities	2,686	0
Purchases of available-for-sale securities	-37,129	-53,953
Net (purchase) redemption of Federal Home Loan Bank of Pittsburgh stock	-396	876
Proceeds from the sale of education loans	2,537	0
Net increase in loans to customers	-12,606	-16,950
Proceeds from the sale of other real estate owned	798	86
Proceeds from the sale of bank premises and equipment through branch divestures	2,504	0
Purchases of property and equipment	-380	-54
Net cash used in investing activities	-29,422	-49,293
Cash flows from financing activities:	'	'
Net decrease in deposits	-49,065	-30,867
Proceeds from Federal Home Loan Bank of Pittsburgh advances	17,500	0
Repayment of Federal Home Loan Bank of Pittsburgh advances	-10,089	-6,205
Net cash used in financing activities	-41,654	-37,072
Net decrease in cash and cash equivalents	-65,576	-82,928
Cash and cash equivalents at beginning of period	103,556	115,271
Cash and cash equivalents at end of period	37,980	32,343
Cash paid during the period for:	'	'
Interest	1,005	1,283
Income taxes	25	0
Other transactions:	'	'
Change in deferred gain on sale of other real estate owned	$2	$0

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	'
	Note 1. Basis of Presentation
	The consolidated financial statements are comprised of the accounts of First National Community Bancorp, Inc., and its wholly owned subsidiary, First National Community Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, the “Company”). The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and general practices within the banking industry. In the opinion of management, all adjustments necessary for a fair presentation of the results for the quarterly period ended March 31, 2014 have been included in the consolidated financial statements. All intercompany balances and transactions have been eliminated in consolidation. Prior period amounts have been reclassified when necessary to conform to the current period’s presentation. These reclassifications did not have an impact on the operating results or financial position of the Company. The operating results and financial position of the Company for the three months ended March 31, 2014, may not be indicative of future results of operations and financial position.
	The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), investment security valuations, the evaluation of investment securities and other real estate owned (“OREO”) for impairment, and the evaluation of deferred income taxes.
	These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s audited financial statements, included in our Annual Report filed on Form 10-K as of and for the year ended December 31, 2013.

New_Authoritative_Accounting_G

New Authoritative Accounting Guidance	3 Months Ended
	Mar. 31, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	Note 2.   New Authoritative Accounting Guidance
	Accounting Guidance to be Adopted in Future Periods
	ASU 2013-11, Income Taxes (Topic 740): “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists,” requires an unrecognized tax benefit, or a portion of an unrecognized tax benefit, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward. If a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date, the unrecognized tax benefit should be presented in the financial statements as a liability and not combined with deferred tax assets. This guidance is effective prospectively for fiscal years, and interim periods within those years beginning after December 15, 2014, with early adoption permitted. The Company is evaluating the effect the adoption of ASU 2013-11 on January 1, 2015 may have on the operating results or financial position of the Company.
	ASU 2014-04, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40): “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (a) the creditor obtaining legal title to residential real estate property upon completion of a foreclosure or (b) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. This guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014, with early adoption permitted. The adoption of this guidance on January 1, 2015 is not expected to have a material effect on the operating results or financial position of the Company.
	ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant and Equipment (Topic 360): “Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity,” changes the criteria for reporting a discontinued operation. Under the new guidance, a disposal of a component of an entity or group of components of an entity is required to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major effect on the entity’s operations and financial results. This new guidance reduces complexity by removing the complex and extensive implementation guidance and illustrations that are necessary to apply the current definition of a discontinued operation. The new guidance also requires expanded disclosures about discontinued operations that will provide users with more information about the assets, liabilities, revenues and expenses of a discontinued operation and will require pre-tax income attributable to a disposal of a significant part of an organization that does not qualify for discontinued operations reporting, which will provide users with information about the ongoing trends in a reporting organization’s results from continuing operations. A public company or not-for-profit organization that has issued or is a conduit bond obligor for securities that are traded, listed, or quoted on an exchange or an over-the-counter market is required to apply the new guidance prospectively to all disposals (or classifications as held for sale) of components of an organization and all business or nonprofit activities that, on acquisition, are classified as held for sale that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years. The adoption of this guidance on January 1, 2015 is not expected to have a material effect on the operating results or financial position of the Company.

Regulatory_Matters

Regulatory Matters

3 Months Ended

Mar. 31, 2014

REGULATORY MATTERS

'

Regulatory Capital Requirements under Banking Regulations [Text Block]

'

Note 3.   Regulatory Matters

The Bank is under a Consent Order (the “Order”) from the Office of the Comptroller of the Currency (“OCC”) dated September 1, 2010. The Company is also subject to a Written Agreement (the “Agreement”) with the Federal Reserve Bank of Philadelphia (the “Reserve Bank”) dated November 24, 2010.

OCC Consent Order. The Bank, pursuant to a Stipulation and Consent to the Issuance of a Consent Order dated September 1, 2010, without admitting or denying any wrongdoing, consented and agreed to the issuance of the Order by the OCC, the Bank’s primary regulator. The Order requires the Bank to undertake certain actions within designated timeframes, and to operate in compliance with the provisions thereof during its term. The Order is based on the results of an examination of the Bank as of March 31, 2009. Since the examination, management has engaged in ongoing discussions with the OCC and has taken steps to improve the condition, policies and procedures of the Bank. Compliance with the Order is monitored by a committee (the “Committee”) of at least three directors, none of whom is an employee or controlling shareholder of the Bank or its affiliates or a family member of any such person. The Committee is required to submit written progress reports to the OCC on a monthly basis. Effective April 10, 2014, the written progress report requirement was changed from monthly to quarterly as of quarter-end March 31, 2014. The Committee has submitted each of the required progress reports with the OCC. The members of the Committee are John P. Moses, Joseph Coccia, Joseph J. Gentile and Thomas J. Melone. The material provisions of the Order are set forth below with a description of the status of the Bank’s effort to comply with such provisions:

(i) By October 31, 2010, the Board of Directors of the Bank (the “Board”) was required to adopt and implement a three-year strategic plan (a “Strategic Plan”) which must be submitted to the OCC for review and prior determination of no supervisory objection; the Strategic Plan must establish objectives for the Bank’s overall risk profile, earnings performance, growth, balance sheet mix, off-balance sheet activities, liability structure, capital adequacy, reduction in the volume of nonperforming assets, product line development, and market segments that the Bank intends to promote or develop, and is to include strategies to achieve those objectives; if the Strategic Plan involves the sale or merger of the Bank, it must address the timeline and steps to be followed to provide for a definitive agreement within 90 days after the receipt of a determination of no supervisory objection;

The Bank has developed a Strategic Plan that it believes complies with the Order requirements. A three-year Strategic Plan for the period January 1, 2011 to December 31, 2013 was prepared and submitted to the OCC for review. On an annual basis, the Bank prepares an updated and revised Strategic Plan. Strategic Plans for the three-year periods January 1, 2012 to December 31, 2014 and January 1, 2013 to December 31, 2015 were submitted to the OCC for review. The Strategic Plan for the three-year period January 1, 2014 to December 31, 2016 was completed and submitted to the OCC for review in April 2014.

(ii) by October 31, 2010, the Board was required to adopt and implement a three year capital plan (a “Capital Plan”), which must be submitted to the OCC for review and prior determination of no supervisory objection;

The Bank has developed a Capital Plan that it believes complies with the Order requirements to ensure that the Bank’s leverage ratio equals or exceeds 9% and the Bank’s total risk-based capital ratio equals or exceeds 13%. This Capital Plan for the period January 1, 2011 through December 31, 2013 and its annual update and revisions for 2012 and 2013 were submitted to the OCC for review. The annual update and revision to the Capital Plan for the three-year period January 1, 2014 to December 31, 2016 was completed and forwarded to the OCC for review in April 2014.

(iii) by November 30, 2010, the Bank was required to achieve and thereafter maintain a total risk-based capital equal to at least 13% of risk-weighted assets and a Tier 1 capital equal to at least 9% of adjusted total assets;

The Bank’s total risk-based capital ratio was 13.86% at March 31, 2014, which was above the 13.00% required by the Order. The Bank’s leverage capital ratio was 8.76% at March 31, 2014, which was below the 9.00% required by the Order. The Bank’s total risk-based capital increased 43 basis points, while the Bank’s leverage ratio increased 44 basis points at March 31, 2014 compared to December 31, 2013. The Bank continues to execute its Capital Plan and has engaged an outside financial advisory firm to assist the Bank in taking appropriate actions to achieve and maintain compliance with the capital requirements of the Order. Appropriate actions or combinations of actions may include capital accretion through current earnings, raising additional capital, reducing the Bank’s assets through sales of branch offices, loans or other real estate owned, or pursuing other strategic transactions.

(iv) the Bank may not pay any dividend or capital distribution unless it is in compliance with the higher capital requirements required by the Order, the Capital Plan, applicable legal requirements and, then only after receiving a determination of no supervisory objection from the OCC;

The Board has acknowledged the prohibition on payment of dividends or any other capital distributions without the prior written consent of the OCC. The Bank has not paid any dividends or capital distributions since the effective date of the Order.

(v) by November 15, 2010, the Committee must have reviewed the Board and the Board’s committee structure; by November 30, 2010, the Board was required to prepare or cause to be prepared an assessment of the capabilities of the Bank’s executive officers to perform their past and current duties, including those required to respond to the most recent examination report, and to perform annual performance appraisals of each officer;

The Committee completed its review of the Board and the Board committee structure on November 10, 2010 by reviewing the Board Structure Study report completed by an independent consultant engaged by the Committee. The report was forwarded to the OCC on November 24, 2010. The Company is in the process of implementing those recommendations and believes it is in compliance with the requirements of this provision.

The Board completed its assessment of the capabilities of the Bank’s executive officers upon receipt of a management study, completed by an independent consultant (the “Management Study”), on October 13, 2010. The Management Study was forwarded to the OCC on October 29, 2010. The Board of Directors completed a successful search for President and Chief Executive Officer in December 2011. Since the effective date of the Order, other changes have been made to the executive management team related to the size and complexity of the organization. The Board believes that it has prepared or caused to be prepared an assessment of the capabilities of the Bank’s executive officers to perform their past and current duties, including those required to respond to the most recent examination report.

Annual performance appraisals are prepared for each officer based on established and timely management goals to confirm that each officer is performing the duties outlined in his or her job description.

(vi) by October 31, 2010, the Board was required to adopt, implement and thereafter ensure compliance with a comprehensive Conflict of Interest Policy applicable to the Bank’s and the Company’s directors, executive officers, principal shareholders and their affiliates and such person’s immediate family members and their related interests, employees, and by November 30, 2010, was required to review existing relationships with such persons to identify those, if any, not in compliance with the policy; and review all subsequent proposed transactions with such persons or modifications of transactions;

The Bank’s Conflict of Interest Policy has been revised to provide comprehensive guidance and a review was conducted of existing relationships to ensure compliance with the Conflict of Interest Policy. The revised policy was approved by the Board on September 29, 2010 and forwarded to the OCC on October 7, 2010. Additional revisions were approved by the Board on April 29, 2011, October 24, 2012, May 22, 2013 and November 14, 2013. The Board believes that is has adopted, implemented and maintained compliance with a comprehensive Conflict of Interest Policy in accordance with the requirements of the provision.

(vii) by October 31, 2010, the Board was required to develop, implement and ensure adherence to policies and procedures for Bank Secrecy Act (“BSA”) compliance; and account opening and monitoring procedures compliance;

The Board believes it has developed and implemented a written program of policies and procedures to provide for compliance with the requirements of the BSA as well as compliance with account opening and monitoring procedures.

(viii) by October 31, 2010, the Board was required to ensure the BSA audit function is supported by an adequately staffed department or third party firm; to adopt, implement and ensure compliance with an independent BSA audit; and to assess the capabilities of the BSA officer and supporting staff to perform present and anticipated duties;

The Board believes that the Bank’s BSA audit function is adequately staffed; and the BSA officer and staff have been assessed to determine their ability to implement and maintain compliance with the BSA policies and programs detailed above.

(ix) by October 31, 2010, the Board was required to adopt, implement and ensure adherence to a written credit policy (the “Loan Policy”), including specified features, to improve the Bank’s loan portfolio management;

The Bank’s written Loan Policy has been revised to improve guidance and control over the Bank’s lending functions. The revised policy was approved by the Board on October 27, 2010. Additional periodic Loan Policy revisions were approved by the Board from November 24, 2010 through April 2014 to for purposes of continued  compliance with this provision.

(x) the Board was required to take certain actions to resolve certain credit and collateral exceptions;

The Board believes that it has taken action to appropriately address the credit and collateral exceptions concerns detailed in the Order.

(xi) by October 31, 2010, the Board was required to establish an effective, independent and ongoing loan review system to review, at least quarterly, the Bank’s loan and lease portfolios to assure the timely identification and categorization of problem credits; by October 31, 2010, to adopt and adhere to a program for the maintenance of an adequate ALLL, and to review the adequacy of the Bank’s ALLL at least quarterly;

The Board has established an independent and ongoing loan review program on a quarterly basis that it believes provides for the timely identification and categorization of problem credits.

The ALLL policy and methodologies have been reviewed and revised to determine the appropriate level of the ALLL, including documenting the analysis in accordance with GAAP and other applicable regulatory guidelines. The revised policy was approved by the Board on October 27, 2010 and is updated on an annual basis. The Board reviews the ALLL methodology analysis on a quarterly basis as part of the financial reporting process.

(xii) by October 31, 2010, the Board was required to adopt and the Bank implement and adhere to a program to protect the Bank’s interest in criticized assets; and the Bank may only extend additional credit (including renewals) to a borrower whose loans are criticized under specified circumstances;

The Board committed to a program to reduce the Bank’s risk exposure to criticized assets by implementing a detailed monthly reporting and monitoring process. The Board believes that this program has resulted in a reduction in criticized assets.

In accordance with the requirements of the Order, since the date of the Order, the Bank has not extended any additional credit to, or for the benefit of, any borrower who has a loan or other extension of credit that either has been charged off or criticized without the prior approval of the Bank’s Board, or loan committee under specified circumstances, since the date of the Order.

(xiii) by October 31, 2010, the Board was required to adopt and ensure adherence to action plans for each piece of other real estate owned;

The Board committed to action plans for each piece of other real estate owned centered around a robust reporting and monitoring process. The Board believes that this program has resulted in a substantial reduction in other real estate owned balances.

(xiv) by November 30, 2010, the Board was required to develop, implement and ensure adherence to a policy for effective monitoring and management of concentrations of credit;

The Board believes it developed and implemented a written concentration management program consistent with OCC Bulletin 2006-46 on November 24, 2010. This program was forwarded to the OCC on November 30, 2010. Loan concentration analysis reports are prepared and reviewed quarterly by the Board as part of the Bank’s loan portfolio management practices.

(xv) by October 31, 2010, the Board was required to revise and implement the Bank’s Other Than Temporary Impairment Policy;

The Board believes that the Other Than Temporary Impairment Policy has been reviewed and revised so that the quarterly other than temporary impairment (“OTTI”) analysis process identifies and measures OTTI in accordance with GAAP and supervisory guidance, including Financial Accounting Standards Board Accounting Standards Codification 320-10-35 (Recognition and Presentation of Other-than-Temporary Impairments), OCC Bulletin 2009-11 dated April 17, 2009, "Other-than-Temporary Impairment Accounting" and OCC Call Report Instructions.

(xvi) by October 31, 2010, the Board was required to take action to maintain adequate sources of stable funding and liquidity and a contingency funding plan; by October 31, 2010, the Board was required to adopt, implement and ensure compliance with an independent, internal audit program;

The Board believes that it has taken action to maintain adequate sources of stable funding and liquidity and developed an appropriate contingency funding plan for the Bank. A liquidity funding policy that addresses liquidity needs, funding sources and contingency funding was approved by the Board on November 24, 2010 and has been implemented and is reviewed and updated annually. Additional policies related to liquidity, funding and contingency funding have since been created and are updated annually since the Order was executed.

The Board believes that it has taken appropriate steps to adopt, implement and comply with an independent adequately staffed internal audit program.

(xvii) take actions to correct cited violations of law; and adopt procedures to prevent future violations and address compliance management.

The Board and management believe that they have taken appropriate action to correct cited violations and adopted procedures designed to prevent future violations and address compliance management.

Federal Reserve Agreement. On November 24, 2010, the Company entered into the Agreement with the Reserve Bank. The Agreement requires the Company to undertake certain actions within designated timeframes, and to operate in compliance with the provisions thereof during its term. The material provisions of the Agreement are set forth below with a description of the status of the Company’s efforts to comply with such provisions:

(i) the Company’s Board was required to take appropriate steps to fully utilize the Company’s financial and managerial resources to serve as a source of strength to the Bank, including taking steps to ensure that the Bank complies with its Consent Order entered into with the OCC;

The Company has taken, and continues to take, steps the Board believes are appropriate to use the Company’s financial and managerial resources to serve as a source of strength to the Bank. The steps the Bank has taken to comply with the Order are discussed above.

(ii) the Company may not declare or pay any dividends without the prior written approval of the Reserve Bank and the Director of the Division of Banking Supervision and Regulation (the “Director”) of the Federal Reserve Board;

The Company has acknowledged the prohibition on payment of dividends without the prior written consent of the Reserve Bank and Director. The Company has not paid any dividends since the effective date of the Agreement.

(iii) the Company may not take dividends or other payments representing a reduction of the Bank’s capital without the prior written approval of the Reserve Bank;

The Company has acknowledged the prohibition on taking dividends or any other capital distributions from the Bank without the prior written consent of the Reserve Bank. The Bank has not paid and the Company has not received any dividends or capital distributions from the Bank since the effective date of the Agreement.

(iv) the Company and its nonbank subsidiary may not make any payment of interest, principal or other amounts on the Company’s subordinated debentures or trust preferred securities without the prior written approval of the Reserve Bank and the Director;

The Company has acknowledged the prohibition on any payment related to the Company’s subordinated debentures and trust preferred securities without the written approval of the Reserve Bank and Director. The Company has not made any payments of interest, principal or other amounts on the Company’s subordinated debentures or trust preferred securities since the effective date of the Agreement.

(v) the Company may not make any payment of interest, principal or other amounts on debt owed to insiders of the Company without the prior written approval of the Reserve Bank and Director;

The Company has acknowledged the prohibition on any payment related to the debt owed to insiders of the Company without the written approval of the Reserve Bank and Director. The Company has not made any payments related to debt owed to insiders since the effective date of the Agreement.

(vi) the Company and its nonbank subsidiary may not incur, increase or guarantee any debt without the prior written approval of the Reserve Bank;

The Company has acknowledged the prohibition on incurring, increasing or guaranteeing any debt without the written approval of the Reserve Bank other than permitted borrowings from the Federal Home Loan Bank (“FHLB”). The Company has not incurred, increased or guaranteed any debt since the effective date of the Agreement.

(vii) the Company may not purchase or redeem any shares of its stock without the prior written approval of the Reserve Bank;

The Company has acknowledged the prohibition on purchasing or redeeming any shares of its stock without the written approval of the Reserve Bank. The Company has not purchased or redeemed any shares of its stock since the effective date of the Agreement.

(viii) the Company was required to submit to the Reserve Bank, by January 23, 2011, an acceptable written plan to maintain sufficient capital at the Company on a consolidated basis. Thereafter, the Company must notify the Reserve Bank within 45 days of the end of any quarter in which the Company’s capital ratios fall below the approved capital plan’s minimum ratios, and submit an acceptable written plan to increase the Company’s capital ratios above the capital plan’s minimums;

The Company has developed a Capital Plan that it believes is acceptable and maintains sufficient capital at the Company on a consolidated basis. The Capital Plan was submitted to the Reserve Bank on January 11, 2011. The Capital Plan has since been updated at least annually and forwarded to the Reserve Bank. The annual update and revision to the Capital Plan for the three-year period January 1, 2014 to December 31, 2016 was completed in conjunction with the annual budget and strategic planning initiatives and provided to the Reserve Bank in April 2014.

The Bank’s total risk-based capital ratio was 13.86% at March 31, 2014, which was above the 13% minimum required by the Order. Given the inability to achieve the minimum leverage ratio as stated in the capital requirements of the Order at the Bank level, the Company continues to update the Reserve Bank on a quarterly basis of its plans designed to  increase its capital ratios above the Capital Plan minimums.

(ix) the Company was required to immediately take all actions necessary to ensure that: (1) each regulatory report accurately reflects the Company’s condition on the date for which it is filed and all material transactions between the Company and its subsidiaries; (2) each such report is prepared in accordance with its instructions; and (3) all records indicating how the report was prepared are maintained for supervisory review;

The Company believes that it has taken actions to ensure that all required regulatory reports are filed to accurately reflect its financial condition on the date filed, are prepared in accordance with instructions and that records detailing how the reports were filed are maintained and available for supervisory review.

(x) the Company was required to submit to the Reserve Bank, by January 23, 2011, acceptable written procedures to strengthen and maintain internal controls to ensure all required regulatory reports and notices filed with the Board of Governors are accurate and filed in accordance with the instructions for preparation;

The Company believes that it has designed effective written procedures and strengthened internal controls so that all required Board of Governors reports and notices filed are accurate and in accordance with instructions. The written procedures were provided to the Reserve Bank on January 21, 2011.

(xi) the Company was required to submit to the Reserve Bank, by January 8, 2011, a cash flow projection for 2011, reflecting the Company’s planned sources and uses of cash, and submit a cash flow projection for each subsequent calendar year at least one month prior to the beginning of such year;

The Company created a cash flow projection for 2011 and submitted it to the Reserve Bank on January 7, 2011 in accordance with requirements of the Agreement. Similar projections for 2012, 2013, and 2014 were provided to the Reserve Bank within the time requirements prescribed in the Agreement.

(xii) the Company must comply with: (1) the notice provisions of Section 32 of the FDI Act and Subpart H of Regulation Y in appointing any new director or senior executive officer or changing the duties of any senior executive officer; and (2) the restrictions on indemnification and severance payments of Section 18(k) of the FDI Act and Part 359 of the FDIC’s regulations;

The Company has acknowledged the notice requirements on the appointment of any new director or senior executive officer. The Company has filed the appropriate notice for each new director or senior executive officer since the date of the Agreement.

The Company acknowledges the restriction on indemnification and severance payments under Section 18(k) of the FDI Act and Part 359 of the FDIC’s regulations. The Company has not made any such indemnification or severance payments since the effective date of the Agreement without obtaining prior regulatory non-objection from the OCC and regulatory concurrence from the FDIC as required by Part 359.

(xiii) the Board must submit written progress reports within 30 days of the end of each calendar quarter.

The Company’s Board has filed each of the required written progress reports with the Reserve Bank since the Agreement was executed.

Banking regulations also limit the amount of dividends that may be paid without prior approval of the Bank’s regulatory agency. At March 31, 2014, the Company and the Bank are restricted from paying any dividends, without regulatory approval.

The Company is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices must be met. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

Current quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined).

In accordance with the Order, the Bank is required to achieve and thereafter maintain a total risk-based capital ratio equal to at least 13.00% of risk-weighted assets and a Tier I capital ratio equal to at least 9.00% of adjusted total assets. As of March 31, 2014, the Bank met the 13.00% minimum requirement for the total-risk based capital ratio but did not meet the 9.00% minimum requirement for the Tier I leverage ratio. The minimum capital requirements under the Order take precedence over the standard regulatory capital adequacy definitions described in the tables below.

The Company’s and the Bank’s actual capital positions and ratios at March 31, 2014 and December 31, 2013 are presented in the following table:

Capital Analysis

March 31,

December 31,

(in thousands)

2014

2013

Company

Tier I capital:

Total tier I capital

$

49,699

$

46,165

Tier II capital:

Subordinated notes

24,851

23,085

Allowable portion of allowance for loan losses

8,566

8,462

Total tier II capital

33,417

31,547

Total risk-based capital

83,116

77,712

Total risk-weighted assets

$

680,873

$

670,894

Total average assets (for Tier I leverage ratio)

$

978,912

$

980,754

Bank

Tier I capital:

Total tier I capital

$

85,740

$

81,581

Tier II capital:

Allowable portion of allowance for loan losses

8,560

8,456

Total tier II capital

8,560

8,456

Total risk-based capital

94,300

90,037

Total risk-weighted assets

$

680,385

$

670,416

Total average assets (for Tier I leverage ratio)

$

978,887

$

980,747

The following tables present summary information regarding the Company’s and the Bank’s risk-based capital and related ratios at March 31, 2014 and December 31, 2013:

To Be Well

Capitalized

Under Prompt

For Capital

Corrective

Actual

Adequacy Purposes

Action Provision

(dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

31-Mar-14

Total capital (to risk-weighted assets)

Company

$

83,116

12.21

%

$

>54,470

>8.00

%

N/A

N/A

Bank

$

94,300

13.86

%

$

>54,431

>8.00

%

$

>68,039

>10.00

%

Tier I capital (to risk-weighted assets)

Company

$

49,699

7.3

%

$

>27,235

>4.00

%

N/A

N/A

Bank

$

85,740

12.6

%

$

>27,215

>4.00

%

$

>40,823

>6.00

%

Tier I capital (to average assets)

Company

$

49,699

5.08

%

$

>39,156

>4.00

%

N/A

N/A

Bank

$

85,740

8.76

%

$

>39,155

>4.00

%

$

>48,944

>5.00

%

To Be Well

Capitalized

Under Prompt

For Capital

Corrective

Actual

Adequacy Purposes

Action Provision

(dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

31-Dec-13

Total capital (to risk-weighted assets)

Company

$

77,712

11.58

%

$

>53,672

>8.00

%

N/A

N/A

Bank

$

90,037

13.43

%

$

>53,633

>8.00

%

$

>67,042

>10.00

%

Tier I capital (to risk-weighted assets)

Company

$

46,165

6.88

%

$

>26,836

>4.00

%

N/A

N/A

Bank

$

81,581

12.17

%

$

>26,817

>4.00

%

$

>40,225

>6.00

%

Tier I capital (to average assets)

Company

$

46,165

4.71

%

$

>39,230

>4.00

%

N/A

N/A

Bank

$

81,581

8.32

%

$

>39,230

>4.00

%

$

>49,038

>5.00

%

LOANS

LOANS	3 Months Ended
	Mar. 31, 2014
LOANS	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	Note 4. LOANS
	The following table summarizes loans receivable, net, by category at March 31, 2014 and December 31, 2013:
			March 31,		December 31,
	(in thousands)		2014		2013
	Residential real estate		$	117,560	$	114,925
	Commercial real estate			225,651		218,524
	Construction, land acquisition and development			26,022		24,382
	Commercial and industrial			127,753		127,021
	Consumer			115,840		118,645
	State and political subdivisions			40,810		39,875
	Total loans, gross			653,636		643,372
	Unearned income			-149		-143
	Net deferred loan fees and costs			667		668
	Allowance for loan and lease losses			-12,589		-14,017
	Loans, net		$	641,565	$	629,880
	The Company has granted loans, letters of credit and lines of credit to certain executive officers and directors of the Company as well as to certain related parties of executive officers and directors. These loans, letters of credit and lines of credit were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons and, when made, did not involve more than normal risk of collectability. See Note 10 to these consolidated financial statements for more information about related party transactions.
	The Company originates one- to four-family mortgage loans primarily for sale in the secondary market. During the quarter ended March 31, 2014, the Company sold $2.4 million of one- to four-family mortgages. The Company retains servicing rights on these mortgages.
	The Company had $69 thousand and $820 thousand in loans held-for-sale at March 31, 2014 and December 31, 2013, respectively. All loans held for sale are one- to four-family residential mortgage loans.
	The Company sold substantially all of its education loans, which are categorized as consumer loans, to a third party during the three months ended March 31, 2014. The education loans had a recorded investment of $2.6 million at the time of sale. The Company recognized a loss of $13 thousand upon the sale of these loans which is included in non-interest income for the three months ended March 31, 2014.
	The Company does not have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burden ratios.
	See Note 2 to the Company’s consolidated financial statements included in the 2013 Form 10-K for information about the risk characteristics related to the Company’s loan segments.
	The Company provides for loan losses based on the consistent application of its documented ALLL methodology. Loan losses are charged to the ALLL and recoveries are credited to it. Additions to the ALLL are provided by charges against income based on various factors which, in management’s judgment, deserve current recognition of estimated probable losses. Loan losses are charged-off in the period the loans, or portions thereof, are deemed uncollectible. Generally, the Company will record a loan charge-off (including a partial charge-off) to reduce a loan to the estimated recoverable amount based on its methodology detailed below. The Company regularly reviews the loan portfolio and makes adjustments for loan losses in order to maintain the ALLL in accordance with GAAP. The ALLL consists primarily of the following two components:
		-1	Specific allowances are established for impaired loans, which are defined by the Company as all loan relationships with an aggregate outstanding balance greater than $100 thousand that are rated substandard and on non-accrual status, rated doubtful or loss, and all troubled debt restructured loans (“TDRs”). The amount of impairment provided for as an allowance is represented by the deficiency, if any, between the carrying value of the loan and either (a) the present value of expected future cash flows discounted at the loan’s effective interest rate, (b) the loan’s observable market price, or (c) the fair value of the underlying collateral, less estimated costs to sell, for collateral dependent loans. Impaired loans that have no impairment losses are not considered for general valuation allowances described below. If the Company determines that collection of the impairment amount is remote, the Company will record a charge-off.
		-2	General allowances are established for loan losses on a portfolio basis for loans that do not meet the definition of impaired. The Company divides its portfolio into loan segments, with loans exhibiting similar characteristics. Loans rated special mention or substandard and accruing, which are embedded in these loan segments, are then separated from these loan segments. These loans are then subject to an analysis placing increased emphasis on the credit risk associated with these specific loans. The Company applies an estimated loss rate to each loan group. The loss rates applied are based on the Company’s own historical loss experience based on the loss rate for each segment of loans with similar risk characteristics in its portfolio. In addition, management evaluates and applies certain qualitative or environmental factors that are likely to cause estimated credit losses associated with the Company’s existing portfolio to differ from historical experience, which are discussed below. This evaluation is inherently subjective, as it requires material estimates that may be susceptible to significant revisions based upon changes in economic and real estate market conditions. Actual loan losses may be significantly more than the ALLL that is established, which could have a material negative effect on the Company’s operating results or financial condition.
	Management makes adjustments for loan losses based on its evaluation of several qualitative and environmental factors, including but not limited to:
		⋅	Changes in national, local, and business economic conditions and developments, including the condition of various market segments;
		⋅	Changes in the nature and volume of the Company’s loan portfolio;
		⋅	Changes in the Company’s lending policies and procedures, including underwriting standards, collection, charge-off and recovery practices and results;
		⋅	Changes in the experience, ability and depth of the Company’s lending management and staff;
		⋅	Changes in the quality of the Company's loan review system and the degree of oversight by the Company’s Board of Directors;
		⋅	Changes in the trend of the volume and severity of past due and classified loans, including trends in the volume of non-accrual loans, troubled debt restructurings and other loan modifications;
		⋅	The existence and effect of any concentrations of credit and changes in the level of such concentrations;
		⋅	The effect of external factors such as competition and legal and regulatory requirements on the level of estimated credit losses in the Company's current loan portfolio; and
		⋅	Analysis of customers’ credit quality, including knowledge of their operating environment and financial condition.
	Management evaluates the ALLL based on the combined total of the impaired and general components. Generally, when the loan portfolio increases, absent other factors, the ALLL methodology results in a higher dollar amount of estimated probable losses. Conversely, when the loan portfolio decreases, absent other factors, the ALLL methodology results in a lower dollar amount of estimated probable losses.
	Each quarter, management evaluates the ALLL and adjusts the ALLL as appropriate through a provision for loan losses. While the Company uses the best information available to make evaluations, future adjustments to the ALLL may be necessary if conditions differ substantially from the information used in making the evaluations. In addition, as an integral part of its examination process, the OCC periodically reviews the Company’s ALLL. The OCC may require the Company to adjust the ALLL based on its analysis of information available to it at the time of its examination.
	The following table summarizes activity in the ALLL, by loan category, for the three months ended March 31, 2014 and 2013.
			Real Estate
							Construction,
							Land						State and
			Residential		Commercial		Acquisition and		Commercial				Political
	(in thousands)		Real Estate		Real Estate		Development		and Industrial		Consumer		Subdivisions		Total
	Three months ended March 31, 2014:
	Allowance for loan losses:
	Beginning balance, January 1, 2014		$	2,287	$	6,017	$	924	$	2,321	$	1,789	$	679	$	14,017
	Charge-offs			-9		-		-		-23		-237		-		-269
	Recoveries			8		6		240		63		94		-		411
	Provisions (credits)			-172		-493		-289		-549		9		-76		-1,570
	Ending balance, March 31, 2014		$	2,114	$	5,530	$	875	$	1,812	$	1,655	$	603	$	12,589
	Three months ended March 31, 2013:
	Allowance for loan losses:
	Beginning balance, January 1, 2013		$	1,764	$	8,062	$	2,162	$	4,167	$	1,708	$	673	$	18,536
	Charge-offs			-159		-48		-110		-45		-194		-		-556
	Recoveries			8		45		5		1,516		143		-		1,717
	Provisions (credits)			271		823		-381		-2,033		82		14		-1,224
	Ending balance, March 31, 2013		$	1,884	$	8,882	$	1,676	$	3,605	$	1,739	$	687	$	18,473
	The following table represents the allocation of the ALLL and the related loan balance, by loan category, disaggregated based on the impairment methodology at March 31, 2014 and December 31, 2013:
			Real Estate
							Construction,
							Land						State and
			Residential		Commercial		Acquisition and		Commercial				Political
	(in thousands)		Real Estate		Real Estate		Development		and Industrial		Consumer		Subdivisions		Total
	31-Mar-14
Allowance for loan losses:
Individually evaluated for impairment		$	3	$	455	$	1	$	18	$	2	$	-	$	479
Collectively evaluated for impairment			2,111		5,075		874		1,794		1,653		603		12,110
Total		$	2,114	$	5,530	$	875	$	1,812	$	1,655	$	603	$	12,589
Loans receivable:
Individually evaluated for impairment		$	1,750	$	6,684	$	304	$	129	$	546	$	-	$	9,413
Collectively evaluated for impairment			115,810		218,967		25,718		127,624		115,294		40,810		644,223
Total		$	117,560	$	225,651	$	26,022	$	127,753	$	115,840	$	40,810	$	653,636
31-Dec-13
Allowance for loan losses:
Individually evaluated for impairment		$	12	$	296	$	1	$	-	$	1	$	-	$	310
Collectively evaluated for impairment			2,275		5,721		923		2,321		1,788		679		13,707
Total		$	2,287	$	6,017	$	924	$	2,321	$	1,789	$	679	$	14,017
Loans receivable:
Individually evaluated for impairment		$	1,985	$	6,626	$	306	$	-	$	316	$	-	$	9,233
Collectively evaluated for impairment			112,940		211,898		24,076		127,021		118,329		39,875		634,139
Total		$	114,925	$	218,524	$	24,382	$	127,021	$	118,645	$	39,875	$	643,372
Credit Quality Indicators – Commercial Loans
Management continuously monitors the credit quality of the Company’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of the Company’s loan receivables.
The Bank’s commercial loan classification and credit grading processes are part of the lending, underwriting, and credit administration functions to ensure an ongoing assessment of credit quality. Accurate and timely loan classification and credit grading is a critical component of loan portfolio management. Loan officers are required to review their loan portfolio risk ratings regularly for accuracy. The loan review function uses the same risk rating system in the loan review process. This allows an independent third party to assess the quality of the portfolio and compare the accuracy of ratings with the loan officer’s and management’s assessment.
A formal loan classification and credit grading system reflects the risk of default and credit losses. A written description of the risk ratings is maintained that includes a discussion of the factors used to assign appropriate classifications of credit grades to loans. The process identifies groups of loans that warrant the special attention of management. The risk grade groupings provide a mechanism to identify risk within the loan portfolio and provide management and the Board with periodic reports by risk category. The credit risk ratings play an important role in the establishment and evaluation of the provision for loan and lease losses and the ALLL. After determining the historical loss factor which is adjusted for qualitative and environmental factors for each portfolio segment, the portfolio segment balances that have been collectively evaluated for impairment are multiplied by the general reserve loss factor for the respective portfolio segments to determine the general reserve. Loans that have an internal credit rating of special mention or substandard follow the same process; however, the qualitative and environmental factors are further adjusted for the increased risk.
The Company utilizes a loan rating system that assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial loans include commercial indirect auto loans which are not individually risk rated, and construction, land acquisition and development loans include residential construction loans which are also not individually risk rated. These loans are monitored on a pool basis due to their homogeneous nature as described in “Credit Quality Indicators – Other Loans” below. The Company risk rates certain residential real estate loans and consumer loans that are part of a larger commercial relationship using its credit grading system as described in “Credit Quality Indicators – Commercial Loans.” The grading system contains the following basic risk categories:
1. Minimal Risk
2. Above Average Credit Quality
3. Average Risk
4. Acceptable Risk
5. Pass - Watch
6. Special Mention
7. Substandard - Accruing
8. Substandard - Non-Accrual
9. Doubtful
10. Loss
This analysis is performed on a quarterly basis using the following definitions for risk ratings:
Pass - Assets rated 1 through 5 are considered pass ratings. These assets show no current or potential problems and are considered fully collectible. All such loans are considered collectively for ALLL calculation purposes. However, accruing TDRs that have been performing for an extended period of time, do not represent a higher risk of loss, and have been upgraded to a pass rating are evaluated individually for impairment.
Special Mention – Assets classified as special mention assets do not currently expose the Company to a sufficient degree of risk to warrant an adverse classification but do possess credit deficiencies or potential weaknesses deserving close attention.  Special Mention assets have a potential weakness or pose an unwarranted financial risk which, if not corrected, could weaken the asset and increase risk in the future.
Substandard - Assets classified as substandard have well defined weaknesses based on objective evidence, and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful - Assets classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full highly questionable and improbable based on current circumstances.
Loss - Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not warranted.
The following tables detail the recorded investment in loans receivable by loan category and credit quality indicator at March 31, 2014 and December 31, 2013:
Commercial Credit Quality Indicators
March 31, 2014
		Real Estate
						Construction, Land
		Residential		Commercial		Acquisition and		Commercial and				State and Political
(in thousands)		Real Estate		Real Estate		Development		Industrial		Consumer		Subdivisions		Total
Internal risk rating
Pass		$	20,739	$	200,921	$	16,371	$	116,101	$	2,888	$	39,542	$	396,562
Special mention			495		11,855		1,361		3,316		-		576		17,603
Substandard			1,272		12,875		6,164		2,287		152		692		23,442
Doubtful			-		-		-		-		-		-		-
Loss			-		-		-		-		-		-		-
Total		$	22,506	$	225,651	$	23,896	$	121,704	$	3,040	$	40,810	$	437,607
Commercial Credit Quality Indicators
December 31, 2013
		Real Estate
						Construction, Land
		Residential		Commercial		Acquisition and		Commercial and				State and Political
(in thousands)		Real Estate		Real Estate		Development		Industrial		Consumer		Subdivisions		Total
Internal risk rating
Pass		$	19,050	$	191,601	$	13,781	$	113,048	$	2,546	$	39,151	$	379,177
Special mention			869		12,568		1,361		3,777		-		-		18,575
Substandard			1,347		14,355		6,168		4,525		157		724		27,276
Doubtful			-		-		-		-		-		-		-
Loss			-		-		-		-		-		-		-
Total		$	21,266	$	218,524	$	21,310	$	121,350	$	2,703	$	39,875	$	425,028
Credit Quality Indicators – Other Loans
Certain residential real estate loans, consumer loans, and commercial indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 days or more are placed on non-accrual status. The Company utilizes accruing versus non-accruing status as the credit quality indicator for these loan pools. The following tables present the recorded investment in residential real estate loans, residential construction, land acquisition, and development loans, commercial indirect auto loans, and consumer loans based on payment activity at March 31, 2014 and December 31, 2013:
		March 31, 2014
		Accruing		Non-Accruing
(in thousands)		Loans		Loans		Total
Residential real estate		$	94,064	$	990	$	95,054
Construction, land acquisition and development - residential			2,126		-		2,126
Commercial - indirect auto			6,049		-		6,049
Consumer			112,624		176		112,800
Total		$	214,863	$	1,166	$	216,029
		December 31, 2013
		Accruing		Non-Accruing
(in thousands)		Loans		Loans		Total
Residential real estate		$	92,181	$	1,478	$	93,659
Construction, land acquisition and development - residential			3,072		-		3,072
Commercial - indirect auto			5,671		-		5,671
Consumer			115,809		133		115,942
Total		$	216,733	$	1,611	$	218,344
Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $5.8 million and $6.4 million at March 31, 2014 and December 31, 2013, respectively. Generally, loans are placed on non-accrual status when they become 90 days or more delinquent, and remain on non-accrual status until they are brought current, have six months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accrual status. Loans past due 90 days or more and still accruing interest were $32 thousand and $19 thousand at March 31, 2014 and December 31, 2013, respectively, and consisted of loans that are well secured and are in the process of renewal.
The following tables present the detail, and delinquency status, of past due and non-accrual loans at March 31, 2014 and December 31, 2013:
Performing and Non-Performing Loan Delinquency Status
		March 31, 2014
		Delinquency Status
		0-29 Days		30-59 Days		60-89 Days		>/=160;90 Days
(in thousands)		Past Due		Past Due		Past Due		Past Due		Total
Performing (accruing) loans:
Real estate:
Residential real estate		$	115,675	$	610	$	29	$	-	$	116,314
Commercial real estate			220,957		624		-		-		221,581
Construction, land acquisition and development			25,945		32		-		-		25,977
Total real estate			362,577		1,266		29		-		363,872
Commercial and industrial			126,879		636		6		32		127,553
Consumer			114,446		890		309		-		115,645
State and political subdivisions			40,810		-		-		-		40,810
Total performing (accruing) loans			644,712		2,792		344		32		647,880
Non-accrual loans:
Real estate:
Residential real estate			367		152		200		527		1,246
Commercial real estate			4,044		-		-		26		4,070
Construction, land aquisition and development			-		-		-		45		45
Total real estate			4,411		152		200		598		5,361
Commercial and industrial			50		23		-		127		200
Consumer			26		26		36		107		195
State and political subdivisions			-		-		-		-		-
Total non-accrual loans			4,487		201		236		832		5,756
Total loans receivable		$	649,199	$	2,993	$	580	$	864	$	653,636
Performing and Non-Performing Loan Delinquency Status
		December 31, 2013
		Delinquency Status
		0-29 Days		30-59 Days		60-89 Days		>/=160;90 Days
(in thousands)		Past Due		Past Due		Past Due		Past Due		Total
Performing (accruing) loans:
Real estate:
Residential real estate		$	112,519	$	571	$	116	$	-	$	113,206
Commercial real estate			213,660		629		-		-		214,289
Construction, land acquisition and development			24,259		78		-		-		24,337
Total real estate			350,438		1,278		116		-		351,832
Commercial and industrial			126,441		232		125		19		126,817
Consumer			116,710		1,420		362		-		118,492
State and political subdivisions			39,875		-		-		-		39,875
Total peforming (accruing) loans			633,464		2,930		603		19		637,016
Non-accrual loans:
Real estate:
Residential real estate			570		73		51		1,025		1,719
Commercial real estate			4,183		52		-		-		4,235
Construction, land acquisition and development			-		-		45		-		45
Total real estate			4,753		125		96		1,025		5,999
Commercial and industrial			181		-		23		-		204
Consumer			14		31		16		92		153
State and political subdivisions			-		-		-		-		-
Total non-accrual loans			4,948		156		135		1,117		6,356
Total loans receivable		$	638,412	$	3,086	$	738	$	1,136	$	643,372
The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for the Company’s impaired loans, which have been analyzed for impairment under ASC 310, at March 31, 2014 and December 31, 2013. Non-accrual loans, other than TDRs, with aggregate loan relationship balances less than the $100 thousand loan relationship threshold are not evaluated individually for impairment and are accordingly not included in the following tables. However, these loans are evaluated collectively for impairment as homogenous pools in the general allowance under ASC Topic 450. Total non-accrual loans, other than TDRs, with balances less than the $100 thousand loan relationship threshold, that were evaluated under ASC Topic 450 amounted to $1.1 million at March 31, 2014 and December 31, 2013.
		March 31, 2014
				Unpaid
		Recorded		Principal		Related
(in thousands)		Investment		Balance		Allowance
With no allowance recorded:
Real estate:
Residential real estate		$	717	$	800	$	-
Commercial real estate			4,134		4,594		-
Construction, land acquisition and development			-		-		-
Total real estate loans			4,851		5,394		-
Commercial and industrial			-		-		-
Consumer			-		-		-
State and political subdivisions			-		-		-
Total impaired loans with no related allowance recorded			4,851		5,394		-
With a related allowance recorded:
Real estate:
Residential real estate			1,033		1,033		3
Commercial real estate			2,550		2,550		455
Construction, land acquisition and development			304		304		1
Total real estate loans			3,887		3,887		459
Commercial and industrial			129		129		18
Consumer			546		546		2
State and political subdivisions			-		-		-
Total impaired loans with a related allowance recorded			4,562		4,562		479
Total impaired loans:
Real estate:
Residential real estate			1,750		1,833		3
Commercial real estate			6,684		7,144		455
Construction, land acquisition and development			304		304		1
Total real estate loans			8,738		9,281		459
Commercial and industrial			129		129		18
Consumer			546		546		2
State and political subdivisions			-		-		-
Total impaired loans		$	9,413	$	9,956	$	479
		December 31, 2013
				Unpaid
		Recorded		Principal		Related
(in thousands)		Investment		Balance		Allowance
With no allowance recorded:
Real estate:
Residential real estate		$	1,043	$	1,125	$	-
Commercial real estate			4,060		4,435		-
Construction, land acquisition and development			-		-		-
Total real estate loans			5,103		5,560		-
Commercial and industrial			-		-		-
Consumer			-		-		-
State and political subdivisions			-		-		-
Total impaired loans with no related allowance recorded			5,103		5,560		-
With a related allowance recorded:
Real estate:
Residential real estate			942		946		12
Commercial real estate			2,566		2,566		296
Construction, land acquisition and development			306		306		1
Total real estate loans			3,814		3,818		309
Commercial and industrial			-		-		-
Consumer			316		316		1
State and political subdivisions			-		-		-
Total impaired loans with a related allowance recorded			4,130		4,134		310
Total impaired loans:
Real estate:
Residential real estate			1,985		2,071		12
Commercial real estate			6,626		7,001		296
Construction, land acquisition and development			306		306		1
Total real estate loans			8,917		9,378		309
Commercial and industrial			-		-		-
Consumer			316		316		1
State and political subdivisions			-		-		-
Total impaired loans		$	9,233	$	9,694	$	310
The total recorded investment in impaired loans, which consists of non-accrual loans with an aggregate loan relationship of greater than $100,000 and performing TDRs, amounted to $9.4 million and $9.2 million at March 31, 2014 and December 31, 2013, respectively. The related allowance on impaired loans was $0.5 million and $0.3 million as of March 31, 2014 and December 31, 2013, respectively.
The following table presents the average balance and interest income by loan category recognized on impaired loans for the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31,
		2014				2013
(in thousands)		Average		Interest		Average		Interest
		Balance		Income (1)		Balance		Income (1)
Residential real estate		$	1,790	$	14	$	2,168	$	2
Commercial real estate			6,628		31		10,875		93
Construction, land acquisition and development			304		4		1,013		9
Total real estate			8,722		49		14,056		104
Commercial and industrial			129		-		-		-
Consumer			457		4		-		-
State and political subdivisions			-		-		-		-
Total impaired loans		$	9,308	$	53	$	14,056	$	104
(1) Interest income represents income recognized on performing TDRs.
The additional interest income that would have been earned on non-accrual and restructured loans for the quarter ended on March 31, 2014 and 2013 in accordance with their original terms approximated $103 thousand and $200 thousand, respectively.
Troubled Debt Restructured Loans
TDRs at March 31, 2014 and December 31, 2013 were $8.7 million and $8.1 million, respectively. Accruing and non-accruing TDRs were $4.8 million and $3.9 million, respectively at March 31, 2014 and $4.0 million and $4.1 million, respectively at December 31, 2013. Approximately $461 thousand and $301 thousand in specific reserves have been established for these loans as of March 31, 2014 and December 31, 2013, respectively.
The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, or a permanent reduction of the recorded investment in the loan.
The following tables show the pre- and post- modification recorded investment in loans modified as TDRs by loan category during the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31,
		2014						2013
				Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
				Outstanding		Outstanding				Outstanding		Outstanding
		Number of		Recorded		Recorded		Number of		Recorded		Recorded
(dollars in thousands)		Contracts		Investments		Investments		Contracts		Investments		Investments
Troubled debt restructuring:
Residential real estate			2	$	183	$	240		-	$	-	$	-
Commercial real estate			4		238		238		1		477		477
Construction, land acquisition and development			-		-		-		-		-		-
Commercial and industrial			-		-		-		-		-		-
Consumer			1		135		135		-		-		-
Total new troubled debt restructurings			7	$	556	$	613		1	$	477	$	477
The seven loans modified as TDRs during the three months ended March 31, 2014 increased the ALLL by $1 thousand at March 31, 2014.
The following tables present the types of modifications made during the three months ended March 31, 2014 and 2013:
		Three months ended March 31, 2014
		Residential		Commercial
(in thousands)		Real Estate		Real Estate		Consumer		Total
Type of modification:
Extension of term		$	-	$	238	$	135	$	373
Extension of term and capitalization of taxes			240		-		-		240
Total modifications		$	240	$	238	$	135	$	613
		Three months ended March 31, 2013
		Residential		Commercial
(in thousands)		Real Estate		Real Estate		Consumer		Total
Type of modification:
Principal forbearance		$	-	$	477	$	-	$	477
Total modifications		$	-	$	477	$	-	$	477
There were no TDRs which re-defaulted (defined as past due 90 days) during the three months ended March 31, 2014 and 2013 and for which the payment re-default occurred within one year of the modification.

Other_Real_Estate_Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2014
OTHER REAL ESTATE OWNED	'
Real Estate Owned [Text Block]	'
	Note 5. Other Real Estate Owned
	The following table presents the composition of OREO at March 31, 2014 and December 31, 2013:
		March 31,		December 31,
	(in thousands)	2014		2013
	Land/lots	$	2,780	$	3,549
	Commercial real estate		615		647
	Residential real estate		27		50
	Total other real estate owned	$	3,422	$	4,246
	The following table presents the activity in OREO for the three months ended March 31, 2014 and 2013:
		For the Three Months Ended
		March 31,
	(in thousands)	2014		2013
	Balance, January 1,	$	4,246	$	3,983
	Loans transferred to OREO		-		-
	Valuation adjustments		-53		-
	Carrying value of OREO sold		-771		-73
	Balance, March 31,	$	3,422	$	3,910
	The following table details the components of net expense of OREO for the three months ended March 31, 2014 and 2013:
		Three Months Ended
		March 31,
	(in thousands)	2014		2013
	Insurance	$	27	$	35
	Legal fees		9		33
	Maintenance		10		25
	Professional fees		10		14
	Real estate taxes		49		56
	Utilities		3		7
	Other		5		55
	Impairment charges		53		-
	Total expense		166		225
	Income from the operation of foreclosed properties		-3		-7
	Net expense of OREO	$	163	$	218

Securities

Securities	3 Months Ended
	Mar. 31, 2014
SECURITIES	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	Note 6. Securities
	Securities have been classified as available-for-sale or held-to-maturity in the consolidated financial statements according to management’s intent. The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of the Company’s securities at March 31, 2014 and December 31, 2013:
			March 31, 2014
						Gross			Gross
						Unrealized			Unrealized
			Amortized			Holding			Holding
	(in thousands)		Cost			Gains			Losses			Fair Value
	Available-for-sale:
	Obligations of U.S. government agencies		$	18,873		$	126		$	8		$	18,991
	Obligations of state and political subdivisions			69,836			2,646			1,058			71,424
	Government-sponsored agency:
	Collateralized mortgage obligations			35,527			37			465			35,099
	Residential mortgage-backed securities			108,266			373			993			107,646
	Corporate debt securities			500			-			83			417
	Equity securities			1,010			-			56			954
	Total available-for-sale securities		$	234,012		$	3,182		$	2,663		$	234,531
			December 31, 2013
						Gross			Gross
						Unrealized			Unrealized
			Amortized			Holding			Holding
	(in thousands)		Cost			Gains			Losses			Fair Value
	Available-for-sale:
	Obligations of state and political subdivisions		$	79,488		$	1,422		$	2,856		$	78,054
	Government-sponsored agency:
	Collateralized mortgage obligations			35,906			46			1,153			34,799
	Residential mortgage-backed securities			91,648			98			2,090			89,656
	Corporate debt securities			500			-			93			407
	Equity securities			1,010			-			59			951
	Total available-for-sale securities		$	208,552		$	1,566		$	6,251		$	203,867
	Held-to-maturity:
	Obligations of state and political subdivisions		$	2,308		$	116		$	-		$	2,424
	At March 31, 2014 and December 31, 2013, securities with a carrying amount of $232.7 million and $204.2 million, respectively, were pledged as collateral to secure public deposits and for other purposes.
	The following table shows the amortized cost and approximate fair value of the Company’s available-for-sale debt securities at March 31, 2014 using contractual maturities.  Expected maturities will differ from contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Because mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following maturity summary.
			March 31, 2014
			Amortized			Fair
	(in thousands)		Cost			Value
	Amounts maturing in:
	One year or less		$	450		$	437
	After one year through five years			-			-
	After five years through ten years			38,604			39,242
	After ten years			50,155			51,153
	Collateralized mortgage obligations			35,527			35,099
	Residential mortgage-backed securities			108,266			107,646
	Total		$	233,002		$	233,577
	Gross proceeds from the sale of available-for-sale securities were $11.1 million and $17.1 million for the three months ended March 31, 2014 and March 31, 2013, respectively, with gross gains of $1.2 million and $0.8 million, respectively realized upon the sales. The Company sold its entire held-to-maturity portfolio consisting of four obligations of states and political subdivisions with an aggregate amortized cost of $2.3 million in January, 2014. Gross proceeds received from the sale of the held-to-maturity portfolio were $2.7 million for the three months ended March 31, 2014, with gross gains of $0.4 million realized upon the sale. The four securities were zero-coupon bonds of California municipalities. These securities were sold as part of management’s strategy to reduce the amount of potential credit risk within the investment portfolio.
	The following tables indicate the length of time that individual securities available-for-sale and held-to-maturity have been in a continuous unrealized loss position at March 31, 2014 and December 31, 2013:
			March 31, 2014
			Less than 12 Months								12 Months or Greater						Total
			Number					Gross			Number				Gross		Number			Gross
			of		Fair			Unrealized			of		Fair		Unrealized		of	Fair		Unrealized
	(dollars in thousands)		Securities		Value			Losses			Securities		Value		Losses		Securities	Value		Losses
	Obligations of US government agencies		2		$	7,784		$	8		-		$	-	$	-	2	$	7,784	$	8
	Obligations of state and policitical subdivisions		13			7,675			524		14			4,403		534	27		12,078		1,058
	Government sponsored agency:
	Collateralized mortgage obligations		4			10,588			453		1			781		12	5		11,369		465
	Residential mortgage-backed securities		10			61,221			960		2			7,041		33	12		68,263		993
	Corporate debt securities		-			-			-		1			417		83	1		417		83
	Equity Securities		-			-			-		1			944		56	1		944		56
	Total		29		$	87,268		$	1,945		19		$	13,586	$	718	48	$	100,855	$	2,663
			December 31, 2013
			Less than 12 Months								12 Months or Greater						Total
			Number						Gross		Number					Gross	Number			Gross
			of		Fair				Unrealized		of		Fair			Unrealized	of	Fair		Unrealized
(in thousands)		Securities		Value				Losses		Securities		Value			Losses	Securities	Value		Losses
Obligations of state and political subdivisions		58		$	33,835		$	1,837		18		$	4,756	$	1,019	76	$	38,591	$	2,856
Government-sponsored agency:
Collateralized mortgage obligations		11			31,683			1,139		1			833		14	12		32,516		1,153
Residential mortgage-backed securities		13			79,046			1,961		2			7,506		129	15		86,552		2,090
Corporate debt securities		-			-			-		1			407		93	1		407		93
Equity securities		-			-			-		1			941		59	1		941		59
Total		82		$	144,564		$	4,937		23		$	14,443	$	1,314	105	$	159,007	$	6,251
Substantially all of the Company’s securities portfolio is comprised of debt securities, specifically single-maturity bonds of U.S. government agencies,  obligations of states and political subdivisions,  and residential mortgage-backed securities, including home equity conversion mortgages, and collateralized mortgage obligations  (“CMOs”) of U.S. government-sponsored agencies. The Company held 48 securities that were in an unrealized loss position at March 31, 2014. Substantially all of the unrealized losses relate to debt securities.
In determining whether unrealized losses are other-than-temporary, management considers the following factors:
	·	The causes of the decline in fair value, such as credit deterioration, interest rate fluctuations, or market volatility;
	·	The severity and duration of the decline;
	·	Whether or not the Company expects to receive all contractual cash flows;
	·	The Company’s ability and intent to hold the security to allow for recovery in fair value, as well as the likelihood of such a recovery in the near term;
	·	The Company’s intent to sell the security, or if it is more likely than not that the Company will be required to sell the security, before recovery of its amortized cost basis, less any current-period credit loss.
Management performed a review of the fair values of all securities at March 31, 2014 and determined that movements in the values of the securities were consistent with the change in market interest rates. As a result of its review and considering the attributes of these debt securities, the Company concluded that OTTI did not exist at March 31, 2014. To date, the Company has received all scheduled principal and interest payments and expects to fully collect all future contractual principal and interest payments. The Company does not intend to sell the securities nor is it more likely than not that the Company will be required to sell the securities.
Management does not believe that any individual unrealized loss at March 31, 2014 represents OTTI. The unrealized losses reported for obligations of U.S. government agencies, residential mortgage-backed securities and CMOs relate entirely to securities issued by FHLB, GNMA, FHLMC and FNMA that are currently rated AAA by Moody’s Investor Services or Aaa by Standard & Poor’s and are guaranteed by the U.S. government. The obligations of state and political subdivisions are comprised entirely of general-purpose debt obligations. The majority of these obligations have a credit quality rating of A or better and are secured by the unlimited taxing power of the issuer. In addition, the Company utilized a third party to perform an independent credit analysis of its state and political subdivision bonds that were either non-rated or had a rating below A. There were two obligations of state and political subdivisions that were either non-rated or had a rating below A. However, according to the independent credit analysis, these two bonds were considered investment grade.
Investments in FHLB and Federal Reserve Bank (“FRB”) stock, which have limited marketability, are carried at cost and totaled $3.9 million and $3.5 million at March 31, 2014 and December 31, 2013, respectively. FRB stock of $1.3 million is included in Other Assets at March 31, 2014 and December 31, 2013. Management noted no indicators of impairment for the FHLB of Pittsburgh and FRB of Philadelphia at March 31, 2014.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
FAIR VALUE MEASUREMENTS	'
Fair Value Disclosures [Text Block]	'
	Note 7. Fair Value Measurements
	In determining fair value, the Company uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of the Company. Unobservable inputs reflects the Company’s assumptions about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances.
	The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurement). A financial asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows:
		·	Level 1 valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.
		·	Level 2 valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data; and
		·	Level 3 valuation is derived from other valuation methodologies including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.
	A description of the valuation methodologies used for assets recorded at fair value, and for estimating fair value of financial instruments not recorded at fair value, is set forth below.
	Cash, Short-term Investments, Accrued Interest Receivable and Accrued Interest Payable
	For these short-term instruments, the carrying amount is a reasonable estimate of fair value.
	Securities
	The estimated fair values of available-for-sale equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 inputs). The estimated fair values for the Company’s investments in obligations of U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs, government- sponsored agency residential mortgage-backed securities, and corporate debt securities are obtained by the Company from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 inputs), to prepare valuations. Matrix pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things and are based on market data obtained from sources independent from the Company. The Level 2 investments in the Company’s portfolio are priced using those inputs that, based on the analysis prepared by the pricing service, reflect the assumptions that market participants would use to price the assets. The Company has determined that the Level 2 designation is appropriate for these securities because, as with most fixed-income securities, those in the Company’s portfolio are not exchange-traded, and such non-exchange-traded fixed income securities are typically priced by correlation to observed market data. The Company has reviewed the pricing service’s methodology to confirm its understanding that such methodology results in a valuation based on quoted market prices for similar instruments traded in active markets, quoted markets for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which the significant assumptions can be corroborated by market data as appropriate to a Level 2 designation.
	For those securities for which the inputs used by an independent pricing service were derived from unobservable market information, the Company evaluated the appropriateness and quality of each price. The Company reviewed the volume and level of activity for all classes of securities and attempted to identify transactions which may not be orderly or reflective of a significant level of activity and volume. For securities meeting these criteria, the quoted prices received from either market participants or an independent pricing service may be adjusted, as necessary, to estimate fair value (fair values based on Level 3 inputs). If applicable, the adjustment to fair value was derived based on present value cash flow model projections prepared by the Company or obtained from third party providers utilizing assumptions similar to those incorporated by market participants.
	The Company owned one security issued by a state and political subdivision that was valued using level 3 inputs. This security had  an amortized cost of $450 thousand and $595 thousand at March 31, 2014 and December 31, 2013, respectively. This security had a credit rating that was either withdrawn or downgraded by nationally recognized credit rating agencies, and as a result the market for these securities was inactive at both March 31, 2014 and December 31, 2013. This security was historically priced using Level 2 inputs. The credit ratings withdrawal and downgrade have resulted in a decline in the level of significant other observable inputs for this investment security at the measurement dates. Broker pricing and bid/ask spreads are very limited for this security. At March 31, 2014 and December 31, 2013, the Company obtained a bid indication from a third-party municipal trading desk to determine the fair value of this security.
	Loans
	Except for collateral dependent impaired loans, fair values of loans are estimated by discounting the projected future cash flows using market discount rates that reflect the credit, liquidity, and interest rate risk inherent in the loan. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. The estimated fair value of collateral dependent impaired loans is based on the appraised loan value or other reasonable offers less estimated costs to sell. The Company does not record loans at fair value on a recurring basis. However from time to time, a loan is considered impaired and an allowance for credit losses is established. The specific reserves for collateral dependent impaired loans are based on the fair value of the collateral less estimated costs to sell. The fair value of the collateral is generally based on appraisals. In some cases, adjustments are made to the appraised values due to various factors including age of the appraisal, age of comparables included in the appraisal, and known changes in the market and in the collateral. When significant adjustments are based on unobservable inputs, the resulting fair value measurement is categorized as a Level 3 measurement.
	Loans Held For Sale
	Fair values of mortgage loans held for sale are based on commitments on hand from investors or prevailing market prices.
	Mortgage Servicing Rights
	The fair value of mortgage servicing rights is estimated using a discounted cash flow model that applies current estimated prepayments derived from the mortgage-backed securities market and utilizes a current market discount rate for observable credit spreads. The Bank does not record mortgage servicing rights at fair value on a recurring basis.
	Restricted Stock
	Ownership in equity securities of FHLB of Pittsburgh and the FRB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value.
	Deposits
	The fair value of demand deposits, savings deposits, and certain money market deposits is the amount payable on demand at the reporting date.  The fair value of fixed-maturity certificates of deposit is estimated based on discounted cash flows using FHLB advance rates currently offered for similar remaining maturities.
	Borrowed funds
	The Bank uses discounted cash flows using rates currently available for debt with similar terms and remaining maturities to estimate fair value.
	Commitments to extend credit and standby letters of credit
	The fair value of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of off-balance sheet commitments is insignificant and therefore not included in the table for non-recurring assets and liabilities.
	Assets measured at fair value on a recurring basis
	The following tables detail the financial asset amounts that are carried at fair value and measured at fair value on a recurring basis at March 31, 2014 and December 31, 2013, and indicate the fair value hierarchy of the valuation techniques utilized by the Company to determine the fair value:
			Fair Value Measurements at March 31, 2014
									Significant			Significant
						Quoted Prices			Other			Other
						in Active Markets			Observable			Unobservable
						for Identical  Assets			Inputs			Inputs
	(in thousands)		Fair Value			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Obligations of U.S. government agencies		$	18,991		$	-		$	18,991		$	-
	Obligations of state and political subdivisions			71,424			-			70,987			437
	Government-sponsored agency:
	Collateralized mortgage obligations			35,099			-			35,099			-
	Residential mortgage-backed securities			107,646			-			107,646			-
	Corporate debt securities			417			-			417			-
	Equity securities			954			954			-			-
	Total available-for-sale securities		$	234,531		$	954		$	233,140		$	437
			Fair Value Measurements at December 31, 2013
									Significant			Significant
						Quoted Prices			Other			Other
						in Active Markets			Observable			Unobservable
						for Identical  Assets			Inputs			Inputs
	(in thousands)		Fair Value			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Obligations of state and political subdivisions		$	78,054		$	-		$	77,483		$	571
	Government-sponsored agency:
	Collateralized mortgage obligations			34,799			-			34,799			-
	Residential mortgage-backed securities			89,656			-			89,656			-
	Corporate debt securities			407			-			407			-
	Equity securities			951			951			-			-
	Total available-for-sale securities		$	203,867		$	951		$	202,345		$	571
	The following tables present a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three month periods ended March 31, 2014 and 2013:
	Fair Value Measurements
	Using Significant Unobservable Inputs (Level 3)
			State and Political Subdivisions
			Three Months Ended March 31,
(in thousands)		2014			2013
Balance at January 1,		$	571		$	1,739
Amortization			-			-
Accretion			-			-
Purchases			-			-
Paydowns			-145			-140
Total gains or losses (realized/unrealized):
Included in earnings			-			-
Included in other comprehensive income			11			5
Balance at March 31,		$	437		$	1,604
There were no transfers between levels within the fair value hierarchy during the periods ended March 31, 2014 and 2013.
Assets measured at fair value on a non-recurring basis
The following tables present assets and liabilities measured at fair value on a non-recurring basis:
		Fair Value Measurements at March 31, 2014
					Quoted Prices in			Significant			Significant
					Active			Other			Other
					markets for			Observable			Unobservable
					Identical Assets			Inputs			Inputs
(in thousands)		Fair Value (1)			(Level 1)			(Level 2)			(Level 3)
Collateral-dependent impaired loans		$	4,914		$	-		$	-		$	4,914
Other real estate owned		$	684		$	-		$	-		$	684
		Fair Value Measurements at December 31, 2013
					Quoted Prices in			Significant			Significant
					Active			Other			Other
					markets for			Observable			Unobservable
					Identical Assets			Inputs			Inputs
(in thousands)		Fair Value (1)			(Level 1)			(Level 2)			(Level 3)
Collateral-dependent impaired loans		$	5,229		$	-		$	-		$	5,229
Other real estate owned		$	3,931		$	-		$	-		$	3,931
	-1	Represents carrying value and related write-downs for which adjustments are based on appraised value. Management makes adjustments to the appraised values as necessary to consider declines in real estate values since the time of the appraisal. Such adjustments are based on management’s knowledge of the local real estate markets.
Collateral-dependent impaired loans are classified as Level 3 assets and the estimated fair value of the collateral is based on the appraised value or other reasonable offers less estimated costs to sell. When the measure of the impaired loan is less than the recorded investment in the loan, the impairment is recorded through a valuation allowance or is charged off. The amount shown is the balance of impaired loans, net of any charge-offs and the related allowance for loan losses.
OREO properties are recorded at fair value less the estimated cost to sell at the date of the Company’s  acquisition of the property. Subsequent to the Company’s  acquisition, the balance may be written down further. It is the Company’s policy to obtain certified external appraisals of real estate collateral underlying impaired loans and OREO, and estimate fair value using those appraisals. Other valuation sources may be used, including broker price opinions, letters of intent and executed sale agreements.
The Company discloses fair value information about financial instruments, whether or not recognized in the Statement of Financial Condition, for which it is practicable to estimate that value. The following estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, management judgment is required to interpret data and develop fair value estimates. Accordingly, the estimates below are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
The following table summarizes the estimated fair values of the Company’s financial instruments at March 31, 2014 and at December 31, 2013:
		Fair Value		March 31, 2014						December 31, 2013
(in thousands)		Measurement		Carrying Value			Fair Value			Carrying Value			Fair Value
Financial assets
Cash and short term investments		Level 1		$	37,980		$	37,980		$	103,556		$	103,556
Securities available for sale		See previous table			234,531			234,531			203,867			203,867
Securities held to maturity		Level 2			-			-			2,308			2,424
FHLB and FRB Stock		Level 2			3,892			3,892			3,496			3,496
Loans held for sale		Level 2			69			69			820			820
Loans, net		Level 3			641,565			644,908			629,880			632,536
Accrued interest receivable		Level 2			2,590			2,590			2,191			2,191
Mortgage servicing rights		Level 3			478			978			529			990
Financial liabilities
Deposits		Level 2			835,207			837,204			884,698			887,056
Borrowed funds		Level 2			69,844			73,341			62,433			65,642
Accrued interest payable		Level 2			9,300			9,300			8,732			8,732

Earnings_per_Share

Earnings per Share	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE	'
Earnings Per Share [Text Block]	'
	Note 8.  Earnings per Share
	For the Company, the numerator of both the basic and diluted earnings per common share is net income available to common shareholders (which is equal to net income less dividends on preferred stock and related discount accretion). The weighted average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. For the Company, common share equivalents are outstanding stock options to purchase the Company’s common shares and unvested restricted stock.
	The following table presents the calculation of both basic and diluted earnings per common share for the three months ended March 31, 2014 and 2013:
		Three months ended
		March 31,
	(in thousands, except share data)	2014		2013
	Net income	$	3,513	$	1,731
	Basic weighted-average number of common shares outstanding		16,471,569		16,457,169
	Plus: Common share equivalents		866		-
	Diluted weighted-average number of common shares outstanding		16,472,435		16,457,169
	Income per common share:
	Basic	$	0.21	$	0.11
	Diluted	$	0.21	$	0.11
	Common share equivalents, in the table above, exclude stock options of 77,937 for the three months ended March 31, 2014 and 129,170 stock options for the three months ended March 31, 2013 with exercise prices that exceed the average market price of the Company’s common shares during the periods presented. Inclusion of these stock options would be anti-dilutive to the diluted earnings per common share calculation.

Other_Comprehensive_Income

Other Comprehensive Income	3 Months Ended
	Mar. 31, 2014
Equity [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	Note 9. Other Comprehensive Income
	The following tables summarize the reclassifications out of accumulated other comprehensive income (loss):
		Three Months Ended March 31, 2014
		Amount
		Reclassified from
		Accumulated
		Other
		Comprehensive		Affected Line Item in the
	(in thousands)	Income (Loss)		Consolidated Statements of Operations
	Available-for-sale securities:
	Reclassification adjustment for net gains reclassified into net income	$	-1,200	Net gain on sale of securities
	Taxes		408	Income taxes
	Net of tax amount	$	-792
		Three Months Ended March 31, 2013
		Amount
		Reclassified from
		Accumulated
		Other
		Comprehensive		Affected Line Item in the
	(in thousands)	Income (Loss)		Consolidated Statements of Operations
	Available-for-sale securities:
	Reclassification adjustment for net gains reclassified into net income	$	-842	Net gain on sale of securities
	Taxes		286	Income taxes
	Net of tax amount	$	-556
	The following table summarizes the changes in accumulated other comprehensive income (loss), net of tax:
		Three Months Ended
		March 31,
	(in thousands)	2014		2013
	Beginning balance	$	-3,092	$	6,698
	Other comprehensive income (loss) before reclassifications		4,227		-1,282
	Amounts reclassified from accumulated other comprehensive income (loss)		-792		-556
	Net other comprehensive income (loss) during the period		3,435		-1,838
	Ending balance	$	343	$	4,860

Related_Party_Transactions

Related Party Transactions	3 Months Ended
	Mar. 31, 2014
RELATED PARTY TRANSACTIONS	'
Related Party Transactions Disclosure [Text Block]	'
	Note 10. Related Party Transactions
	The Company and the Bank have engaged in and intend to continue to engage in banking and financial transactions in the conduct of its business with directors and executive officers of the Company and the Bank and their related parties.
	The Bank has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, as well as repayments during the three months ended March 31, 2014 and 2013:
		March 31,
	(in thousands)	2014		2013
	Outstanding at beginning of the year	$	32,506	$	33,296
	New loans and advances		13,974		12,188
	Repayments / reductions		-9,799		-10,853
	Other (1)		-		-256
	Outstanding at end of period	$	36,681	$	34,375
	(1) "Other" represents loans to related parties that ceased being related parties during the period.
	At March 31, 2014, loans to directors, executive officers and their related parties which were not performing in accordance with the terms of the loan agreements totaled $90 thousand.
	Included in related party loans is a commercial line of credit with a company owned by a director with a total aggregate balance of $10.0 million at March 31, 2014. The Company also sold a participation interest in this line to the same director in the amount of $5.2 million, of which $4.0 million is outstanding. The Bank receives a 25 basis point annual servicing fee from this director on the participation balance.
	Deposits from directors, executive officers and their related parties held by the Bank at March 31, 2014 and December 31, 2013 amounted to $99.4 million and $115.5 million, respectively. Interest paid on the deposits amounted to $23 thousand and $35 thousand for the three months ended on March 31, 2014 and 2013, respectively.
	In the course of its operations, the Company acquires goods and services from and transacts business with various companies of related parties. The Company believes these transactions were made on the same terms as those for comparable transactions with unrelated parties. The Company recorded payments for these services of $0.5 million and $1.2 million for the three months ended March 31, 2014 and 2013, respectively.
	Subordinated notes held by officers and directors and/or their related parties totaled $10.0 million at both March 31, 2014 and December 31, 2013. There was no interest paid to directors on these notes for the three months ended on March 31, 2014 and 2013. Interest accrued and unpaid on the notes totaled $3.3 million at March 31, 2014.

Stock_Compensation_Plans

Stock Compensation Plans	3 Months Ended
	Mar. 31, 2014
STOCK COMPENSATION PLANS	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	Note 11. Stock Compensation Plans
	On August 30, 2000, the Company’s Board adopted the 2000 Employee Stock Incentive Plan (the “Stock Incentive Plan”) in which options may be granted to key officers and other employees of the Company. The aggregate number of shares which may be issued upon exercise of the options under the plan cannot exceed 1,100,000 shares. Options and rights granted under the Stock Incentive Plan become exercisable six months after the date the options are awarded and expire ten years after the award date. Upon exercise, the shares are issued from the Company’s authorized but unissued stock. The Stock Incentive Plan expired on August 30, 2010. Therefore, no further grants will be made under the plan.
	The Board also adopted on August 30, 2000, the 2000 Independent Directors Stock Option Plan (the “Directors’ Stock Plan”) for directors who are not officers or employees of the Company. The aggregate number of shares issuable under the Directors’ Stock Plan cannot exceed 550,000 shares and are exercisable six months from the date the awards are granted and expire three years after the award date. Upon exercise, the shares are issued from the Company’s authorized but unissued shares. The Directors’ Stock Plan expired on August 30, 2010, therefore, no further grants will be made under the plan.
	No compensation expense related to options under either the Stock Incentive Plan or the Directors’ Stock Plan was required to be recorded in the three months ended March 31, 2014 and 2013.
	The following table summarizes the status of the Company’s stock option plans:
		Three Months Ended March 31,
			2014				2013
					Weighted				Weighted
					Average				Average
					Exercise				Exercise
			Shares		Price		Shares		Price
	Outstanding at January 1.			82,598	$	15.98		129,170	$	14.26
	Granted			-		-		-		-
	Exercised			-		-		-		-
	Forfeited			-4,661		16.05		-		-
	Outstanding at March 31,			77,937	$	15.98		129,170	$	14.26
	Options exercisable at March 31,			77,937	$	15.98		129,170	$	14.26
	Weighted average fair value of options granted during the period				$	-			$	-
	Stock-based compensation expense				$	-			$	-
	At March 31, 2014 and 2013 the exercisable options had no total intrinsic value and there was no unrecognized compensation expense.
	The following table presents information pertaining to options outstanding at March 31, 2014:
			Options Outstanding						Options Excercisable
					Weighted
					Average		Weighted				Weighted
					Remaining		Average				Average
			Number		Contractual		Exercise		Number		Exercise
	Range of Exercise Price		Outstanding		Life		Price		Exercisable		Price
	$10.81 - $23.13			77,937		3.2	$	15.98		77,937	$	15.98
	On November 28, 2012, the Board of Directors adopted the 2012 Employee Stock Grant Plan (the “2012 Stock Grant Plan”) under which shares of common stock not to exceed 16,000 were authorized to be granted to employees. On December 17, 2012, the Company granted 50 shares of the Company’s common stock to each active full and part time employee. There were 15,050 shares granted under the 2012 Stock Grant Plan at a fair value of $3.05 per share. On November 27, 2013, the Board of Directors adopted the 2013 Employee Stock Grant Plan (the “2013 Stock Grant Plan”) under which shares of common stock not to exceed 15,000 were authorized to be granted to employees. On December 2, 2013, the Company granted 50 shares of the Company’s common stock to each active full and part time employee. There were 14,400 shares granted under the 2013 Stock Grant Plan at a fair value of $4.26 per share. The total cost of these grants, which was included in salary expense in the Consolidated Statements of Operations, amounted to $61 thousand and $46 thousand for the years ended December 31, 2013 and 2012, respectively. No additional shares were granted under either plan.
	The Board of Directors, upon the recommendation of the Compensation Committee, formally adopted a Long-Term Incentive Compensation Plan (“LTIP”) on October 23, 2013. The LTIP was ratified at the 2013 Annual Shareholders Meeting on December 23, 2013. The LTIP is designed to reward executives and key employees for their contributions to the long-term success of the Company, primarily as measured by the increase in the Company’s stock price. The LTIP authorizes up to 1,200,000 shares of common stock for issuance and provides the Board with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. The Board approved initial awards under the terms of the LTIP, which were granted to executives and key employees on March 1, 2014. The initial grant was comprised solely of 45,750 shares of restricted stock. At March 31, 2014, there were 1,154,250 shares of common stock available for award under the LTIP. For the three months ended March 31, 2014, stock-based compensation expense totaled $10 thousand and was included in salaries and employee benefits expense in the Consolidated Statements of Operations. Total unrecognized compensation expense related to unvested restricted stock awards at March 31, 2014 was $297 thousand.
	The following table the status of the Company’s unvested restricted stock awards at March 31, 2014 and changes during the three months ended March 31, 2014:
		Three Months Ended March 31,
		2014
					Weighted-
					Average
			Restricted		Grant Date
			Shares		Fair Value
	Unvested at January 1,			-	$	-
	Awards granted			45,750		6.7
	Forfeitures			-		-
	Vestings			-		-
	Unvested at March 31,			45,750	$	6.7

Contingencies

Contingencies	3 Months Ended
	Mar. 31, 2014
COMMITMENTS, CONTINGENCIES AND CONCENTRATIONS	'
Commitments and Contingencies Disclosure [Text Block]	'
	Note 12. Contingencies
	On May 24, 2012, a putative shareholder filed a complaint in the Court of Common Pleas for Lackawanna County (“Shareholder Derivative Suit”) against certain present and former directors and officers of the Company (the “Individual Defendants”) alleging, inter alia, breach of fiduciary duty, abuse of control, corporate waste, and unjust enrichment. The Company was named as a nominal defendant. The parties to the Shareholder Derivative Suit commenced settlement discussions and on December 18, 2013, the Court entered an Order Granting Preliminary Approval of Proposed Settlement subject to notice to shareholders. On February 4, 2014, the Court issued a Final Order and Judgment for the matter granting approval of a Stipulation of Settlement (the “Settlement”) and dismissing all claims against the Company and the Individual Defendants. As part of the Settlement, there was no admission of liability by the Individual Defendants. Pursuant to the Settlement, the Individual Defendants, without admitting any fault, wrongdoing or liability, agreed to settle the derivative litigation for $5.0 million. The $5.0 million Settlement payment was made to the Company on March 28, 2014. The Individual Defendants reserved their rights to indemnification under the Company’s Articles of Incorporation and Bylaws, resolutions adopted by the Board, the Pennsylvania Business Corporation Law and any and all rights they have against the Company’s and the Bank’s insurance carriers. In accordance therewith, the Company had recorded a $5.0 million liability for this indemnification at March 31, 2014, which is included in other liabilities. The Company netted the income related to the receipt of the $5.0 million Settlement payment and the $5.0 million expense associated with recording the liability to indemnify the Individual Defendants and therefore there was no effect on the operating results of the Company for the three months ended March 31, 2014. In addition, in conjunction with the Settlement, the Company accrued $2.5 million related to fees and costs of the plaintiff’s attorneys, which was included in non-interest expense in the consolidated statements of operations for the year ended December 31, 2013. On April 1, 2014, the Company paid the $2.5 million related to the fees and costs of the plaintiff’s attorneys, and paid $2.5 million as partial indemnification to the Individual Defendants.
	There have been no changes in the status of the other litigation disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.

Regulatory_Matters_Tables

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2014
REGULATORY MATTERS	'
Schedule of the entity's actual capital position and ratios	'
	The Company’s and the Bank’s actual capital positions and ratios at March 31, 2014 and December 31, 2013 are presented in the following table:
	Capital Analysis
		March 31,			December 31,
	(in thousands)	2014			2013
	Company
	Tier I capital:
	Total tier I capital	$	49,699		$	46,165
	Tier II capital:
	Subordinated notes		24,851			23,085
	Allowable portion of allowance for loan losses		8,566			8,462
	Total tier II capital		33,417			31,547
	Total risk-based capital		83,116			77,712
	Total risk-weighted assets	$	680,873		$	670,894
	Total average assets (for Tier I leverage ratio)	$	978,912		$	980,754
	Bank
	Tier I capital:
	Total tier I capital	$	85,740		$	81,581
	Tier II capital:
	Allowable portion of allowance for loan losses		8,560			8,456
	Total tier II capital		8,560			8,456
	Total risk-based capital		94,300			90,037
	Total risk-weighted assets	$	680,385		$	670,416
	Total average assets (for Tier I leverage ratio)	$	978,887		$	980,747
Schedule of risk-based capital and select other capital ratios	'
	The following tables present summary information regarding the Company’s and the Bank’s risk-based capital and related ratios at March 31, 2014 and December 31, 2013:
														To Be Well
														Capitalized
														Under Prompt
								For Capital						Corrective
		Actual						Adequacy Purposes						Action Provision
	(dollars in thousands)	Amount			Ratio			Amount			Ratio			Amount			Ratio
	31-Mar-14
	Total capital (to risk-weighted assets)
	Company	$	83,116			12.21	%	$	>54,470			>8.00	%		N/A			N/A
	Bank	$	94,300			13.86	%	$	>54,431			>8.00	%	$	>68,039			>10.00	%
	Tier I capital (to risk-weighted assets)
	Company	$	49,699			7.3	%	$	>27,235			>4.00	%		N/A			N/A
	Bank	$	85,740			12.6	%	$	>27,215			>4.00	%	$	>40,823			>6.00	%
	Tier I capital (to average assets)
	Company	$	49,699			5.08	%	$	>39,156			>4.00	%		N/A			N/A
	Bank	$	85,740			8.76	%	$	>39,155			>4.00	%	$	>48,944			>5.00	%
														To Be Well
														Capitalized
														Under Prompt
								For Capital						Corrective
		Actual						Adequacy Purposes						Action Provision
	(dollars in thousands)	Amount		Ratio				Amount		Ratio				Amount		Ratio
	31-Dec-13
	Total capital (to risk-weighted assets)
	Company	$	77,712			11.58	%	$	>53,672			>8.00	%		N/A			N/A
	Bank	$	90,037			13.43	%	$	>53,633			>8.00	%	$	>67,042			>10.00	%
	Tier I capital (to risk-weighted assets)
	Company	$	46,165			6.88	%	$	>26,836			>4.00	%		N/A			N/A
	Bank	$	81,581			12.17	%	$	>26,817			>4.00	%	$	>40,225			>6.00	%
	Tier I capital (to average assets)
	Company	$	46,165			4.71	%	$	>39,230			>4.00	%		N/A			N/A
	Bank	$	81,581			8.32	%	$	>39,230			>4.00	%	$	>49,038			>5.00	%

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2014
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	The following table summarizes loans receivable, net, by category at March 31, 2014 and December 31, 2013:
		March 31,		December 31,
	(in thousands)	2014		2013
	Residential real estate	$	117,560	$	114,925
	Commercial real estate		225,651		218,524
	Construction, land acquisition and development		26,022		24,382
	Commercial and industrial		127,753		127,021
	Consumer		115,840		118,645
	State and political subdivisions		40,810		39,875
	Total loans, gross		653,636		643,372
	Unearned income		-149		-143
	Net deferred loan fees and costs		667		668
	Allowance for loan and lease losses		-12,589		-14,017
	Loans, net	$	641,565	$	629,880
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	The following table summarizes activity in the ALLL, by loan category, for the three months ended March 31, 2014 and 2013.
		Real Estate
						Construction,
						Land						State and
		Residential		Commercial		Acquisition and		Commercial				Political
	(in thousands)	Real Estate		Real Estate		Development		and Industrial		Consumer		Subdivisions		Total
	Three months ended March 31, 2014:
	Allowance for loan losses:
	Beginning balance, January 1, 2014	$	2,287	$	6,017	$	924	$	2,321	$	1,789	$	679	$	14,017
	Charge-offs		-9		-		-		-23		-237		-		-269
	Recoveries		8		6		240		63		94		-		411
	Provisions (credits)		-172		-493		-289		-549		9		-76		-1,570
	Ending balance, March 31, 2014	$	2,114	$	5,530	$	875	$	1,812	$	1,655	$	603	$	12,589
	Three months ended March 31, 2013:
	Allowance for loan losses:
	Beginning balance, January 1, 2013	$	1,764	$	8,062	$	2,162	$	4,167	$	1,708	$	673	$	18,536
	Charge-offs		-159		-48		-110		-45		-194		-		-556
	Recoveries		8		45		5		1,516		143		-		1,717
	Provisions (credits)		271		823		-381		-2,033		82		14		-1,224
	Ending balance, March 31, 2013	$	1,884	$	8,882	$	1,676	$	3,605	$	1,739	$	687	$	18,473
Schedule Of Allowance For Credit Losses On Financing Receivables By Loan Portfolio Segment [Table Text Block]	'
	The following table represents the allocation of the ALLL and the related loan balance, by loan category, disaggregated based on the impairment methodology at March 31, 2014 and December 31, 2013:
		Real Estate
						Construction,
						Land						State and
		Residential		Commercial		Acquisition and		Commercial				Political
	(in thousands)	Real Estate		Real Estate		Development		and Industrial		Consumer		Subdivisions		Total
	31-Mar-14
	Allowance for loan losses:
	Individually evaluated for impairment	$	3	$	455	$	1	$	18	$	2	$	-	$	479
	Collectively evaluated for impairment		2,111		5,075		874		1,794		1,653		603		12,110
	Total	$	2,114	$	5,530	$	875	$	1,812	$	1,655	$	603	$	12,589
	Loans receivable:
	Individually evaluated for impairment	$	1,750	$	6,684	$	304	$	129	$	546	$	-	$	9,413
	Collectively evaluated for impairment		115,810		218,967		25,718		127,624		115,294		40,810		644,223
	Total	$	117,560	$	225,651	$	26,022	$	127,753	$	115,840	$	40,810	$	653,636
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment	$	12	$	296	$	1	$	-	$	1	$	-	$	310
	Collectively evaluated for impairment		2,275		5,721		923		2,321		1,788		679		13,707
	Total	$	2,287	$	6,017	$	924	$	2,321	$	1,789	$	679	$	14,017
	Loans receivable:
	Individually evaluated for impairment	$	1,985	$	6,626	$	306	$	-	$	316	$	-	$	9,233
	Collectively evaluated for impairment		112,940		211,898		24,076		127,021		118,329		39,875		634,139
	Total	$	114,925	$	218,524	$	24,382	$	127,021	$	118,645	$	39,875	$	643,372
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	The following tables detail the recorded investment in loans receivable by loan category and credit quality indicator at March 31, 2014 and December 31, 2013:
	Commercial Credit Quality Indicators
	March 31, 2014
		Real Estate
						Construction, Land
		Residential		Commercial		Acquisition and		Commercial and				State and Political
	(in thousands)	Real Estate		Real Estate		Development		Industrial		Consumer		Subdivisions		Total
	Internal risk rating
	Pass	$	20,739	$	200,921	$	16,371	$	116,101	$	2,888	$	39,542	$	396,562
	Special mention		495		11,855		1,361		3,316		-		576		17,603
	Substandard		1,272		12,875		6,164		2,287		152		692		23,442
	Doubtful		-		-		-		-		-		-		-
	Loss		-		-		-		-		-		-		-
	Total	$	22,506	$	225,651	$	23,896	$	121,704	$	3,040	$	40,810	$	437,607
	Commercial Credit Quality Indicators
	December 31, 2013
		Real Estate
						Construction, Land
		Residential		Commercial		Acquisition and		Commercial and				State and Political
	(in thousands)	Real Estate		Real Estate		Development		Industrial		Consumer		Subdivisions		Total
	Internal risk rating
	Pass	$	19,050	$	191,601	$	13,781	$	113,048	$	2,546	$	39,151	$	379,177
	Special mention		869		12,568		1,361		3,777		-		-		18,575
	Substandard		1,347		14,355		6,168		4,525		157		724		27,276
	Doubtful		-		-		-		-		-		-		-
	Loss		-		-		-		-		-		-		-
	Total	$	21,266	$	218,524	$	21,310	$	121,350	$	2,703	$	39,875	$	425,028
	The following tables present the recorded investment in residential real estate loans, residential construction, land acquisition, and development loans, commercial indirect auto loans, and consumer loans based on payment activity at March 31, 2014 and December 31, 2013:
		March 31, 2014
		Accruing		Non-Accruing
	(in thousands)	Loans		Loans		Total
	Residential real estate	$	94,064	$	990	$	95,054
	Construction, land acquisition and development - residential		2,126		-		2,126
	Commercial - indirect auto		6,049		-		6,049
	Consumer		112,624		176		112,800
	Total	$	214,863	$	1,166	$	216,029
		December 31, 2013
		Accruing		Non-Accruing
	(in thousands)	Loans		Loans		Total
	Residential real estate	$	92,181	$	1,478	$	93,659
	Construction, land acquisition and development - residential		3,072		-		3,072
	Commercial - indirect auto		5,671		-		5,671
	Consumer		115,809		133		115,942
	Total	$	216,733	$	1,611	$	218,344
Past Due Financing Receivables [Table Text Block]	'
	The following tables present the detail, and delinquency status, of past due and non-accrual loans at March 31, 2014 and December 31, 2013:
	Performing and Non-Performing Loan Delinquency Status
		March 31, 2014
		Delinquency Status
		0-29 Days		30-59 Days		60-89 Days		>/=160;90 Days
	(in thousands)	Past Due		Past Due		Past Due		Past Due		Total
	Performing (accruing) loans:
	Real estate:
	Residential real estate	$	115,675	$	610	$	29	$	-	$	116,314
	Commercial real estate		220,957		624		-		-		221,581
	Construction, land acquisition and development		25,945		32		-		-		25,977
	Total real estate		362,577		1,266		29		-		363,872
	Commercial and industrial		126,879		636		6		32		127,553
	Consumer		114,446		890		309		-		115,645
	State and political subdivisions		40,810		-		-		-		40,810
	Total performing (accruing) loans		644,712		2,792		344		32		647,880
	Non-accrual loans:
	Real estate:
	Residential real estate		367		152		200		527		1,246
	Commercial real estate		4,044		-		-		26		4,070
	Construction, land aquisition and development		-		-		-		45		45
	Total real estate		4,411		152		200		598		5,361
	Commercial and industrial		50		23		-		127		200
	Consumer		26		26		36		107		195
	State and political subdivisions		-		-		-		-		-
	Total non-accrual loans		4,487		201		236		832		5,756
	Total loans receivable	$	649,199	$	2,993	$	580	$	864	$	653,636
	Performing and Non-Performing Loan Delinquency Status
		December 31, 2013
		Delinquency Status
		0-29 Days		30-59 Days		60-89 Days		>/=160;90 Days
	(in thousands)	Past Due		Past Due		Past Due		Past Due		Total
	Performing (accruing) loans:
	Real estate:
	Residential real estate	$	112,519	$	571	$	116	$	-	$	113,206
	Commercial real estate		213,660		629		-		-		214,289
	Construction, land acquisition and development		24,259		78		-		-		24,337
	Total real estate		350,438		1,278		116		-		351,832
	Commercial and industrial		126,441		232		125		19		126,817
	Consumer		116,710		1,420		362		-		118,492
	State and political subdivisions		39,875		-		-		-		39,875
	Total peforming (accruing) loans		633,464		2,930		603		19		637,016
	Non-accrual loans:
	Real estate:
	Residential real estate		570		73		51		1,025		1,719
	Commercial real estate		4,183		52		-		-		4,235
	Construction, land acquisition and development		-		-		45		-		45
	Total real estate		4,753		125		96		1,025		5,999
	Commercial and industrial		181		-		23		-		204
	Consumer		14		31		16		92		153
	State and political subdivisions		-		-		-		-		-
	Total non-accrual loans		4,948		156		135		1,117		6,356
	Total loans receivable	$	638,412	$	3,086	$	738	$	1,136	$	643,372
Impaired Financing Receivables [Table Text Block]	'
	The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for the Company’s impaired loans, which have been analyzed for impairment under ASC 310, at March 31, 2014 and December 31, 2013. Non-accrual loans, other than TDRs, with aggregate loan relationship balances less than the $100 thousand loan relationship threshold are not evaluated individually for impairment and are accordingly not included in the following tables. However, these loans are evaluated collectively for impairment as homogenous pools in the general allowance under ASC Topic 450. Total non-accrual loans, other than TDRs, with balances less than the $100 thousand loan relationship threshold, that were evaluated under ASC Topic 450 amounted to $1.1 million at March 31, 2014 and December 31, 2013.
		March 31, 2014
				Unpaid
		Recorded		Principal		Related
	(in thousands)	Investment		Balance		Allowance
	With no allowance recorded:
	Real estate:
	Residential real estate	$	717	$	800	$	-
	Commercial real estate		4,134		4,594		-
	Construction, land acquisition and development		-		-		-
	Total real estate loans		4,851		5,394		-
	Commercial and industrial		-		-		-
	Consumer		-		-		-
	State and political subdivisions		-		-		-
	Total impaired loans with no related allowance recorded		4,851		5,394		-
	With a related allowance recorded:
	Real estate:
	Residential real estate		1,033		1,033		3
	Commercial real estate		2,550		2,550		455
	Construction, land acquisition and development		304		304		1
	Total real estate loans		3,887		3,887		459
	Commercial and industrial		129		129		18
	Consumer		546		546		2
	State and political subdivisions		-		-		-
	Total impaired loans with a related allowance recorded		4,562		4,562		479
	Total impaired loans:
	Real estate:
	Residential real estate		1,750		1,833		3
	Commercial real estate		6,684		7,144		455
	Construction, land acquisition and development		304		304		1
	Total real estate loans		8,738		9,281		459
	Commercial and industrial		129		129		18
	Consumer		546		546		2
	State and political subdivisions		-		-		-
	Total impaired loans	$	9,413	$	9,956	$	479
		December 31, 2013
				Unpaid
		Recorded		Principal		Related
	(in thousands)	Investment		Balance		Allowance
	With no allowance recorded:
	Real estate:
	Residential real estate	$	1,043	$	1,125	$	-
	Commercial real estate		4,060		4,435		-
	Construction, land acquisition and development		-		-		-
	Total real estate loans		5,103		5,560		-
	Commercial and industrial		-		-		-
	Consumer		-		-		-
	State and political subdivisions		-		-		-
	Total impaired loans with no related allowance recorded		5,103		5,560		-
	With a related allowance recorded:
	Real estate:
	Residential real estate		942		946		12
	Commercial real estate		2,566		2,566		296
	Construction, land acquisition and development		306		306		1
	Total real estate loans		3,814		3,818		309
	Commercial and industrial		-		-		-
	Consumer		316		316		1
	State and political subdivisions		-		-		-
	Total impaired loans with a related allowance recorded		4,130		4,134		310
	Total impaired loans:
	Real estate:
	Residential real estate		1,985		2,071		12
	Commercial real estate		6,626		7,001		296
Construction, land acquisition and development		306		306		1
Total real estate loans		8,917		9,378		309
Commercial and industrial		-		-		-
Consumer		316		316		1
State and political subdivisions		-		-		-
Total impaired loans	$	9,233	$	9,694	$	310
Schedule of average balance and interest income recognized on impaired loans	'
	The following table presents the average balance and interest income by loan category recognized on impaired loans for the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31,
		2014				2013
	(in thousands)	Average		Interest		Average		Interest
		Balance		Income (1)		Balance		Income (1)
	Residential real estate	$	1,790	$	14	$	2,168	$	2
	Commercial real estate		6,628		31		10,875		93
	Construction, land acquisition and development		304		4		1,013		9
	Total real estate		8,722		49		14,056		104
	Commercial and industrial		129		-		-		-
	Consumer		457		4		-		-
	State and political subdivisions		-		-		-		-
	Total impaired loans	$	9,308	$	53	$	14,056	$	104
	(1) Interest income represents income recognized on performing TDRs.
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	The following tables show the pre- and post- modification recorded investment in loans modified as TDRs by loan category during the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31,
		2014						2013
				Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
				Outstanding		Outstanding				Outstanding		Outstanding
		Number of		Recorded		Recorded		Number of		Recorded		Recorded
	(dollars in thousands)	Contracts		Investments		Investments		Contracts		Investments		Investments
	Troubled debt restructuring:
	Residential real estate		2	$	183	$	240		-	$	-	$	-
	Commercial real estate		4		238		238		1		477		477
	Construction, land acquisition and development		-		-		-		-		-		-
	Commercial and industrial		-		-		-		-		-		-
	Consumer		1		135		135		-		-		-
	Total new troubled debt restructurings		7	$	556	$	613		1	$	477	$	477
Schedule of Types of Modifications of Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	The following tables present the types of modifications made during the three months ended March 31, 2014 and 2013:
		Three months ended March 31, 2014
		Residential		Commercial
	(in thousands)	Real Estate		Real Estate		Consumer		Total
	Type of modification:
	Extension of term	$	-	$	238	$	135	$	373
	Extension of term and capitalization of taxes		240		-		-		240
	Total modifications	$	240	$	238	$	135	$	613
		Three months ended March 31, 2013
		Residential		Commercial
	(in thousands)	Real Estate		Real Estate		Consumer		Total
	Type of modification:
	Principal forbearance	$	-	$	477	$	-	$	477
	Total modifications	$	-	$	477	$	-	$	477

Other_Real_Estate_Owned_Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2014
OTHER REAL ESTATE OWNED	'
Schedule reflecting the components of OREO [Table Text Block]	'
	The following table presents the composition of OREO at March 31, 2014 and December 31, 2013:
		March 31,		December 31,
	(in thousands)	2014		2013
	Land/lots	$	2,780	$	3,549
	Commercial real estate		615		647
	Residential real estate		27		50
	Total other real estate owned	$	3,422	$	4,246
Other Real Estate Owned Roll Forward [Table Text Block]	'
	The following table presents the activity in OREO for the three months ended March 31, 2014 and 2013:
		For the Three Months Ended
		March 31,
	(in thousands)	2014		2013
	Balance, January 1,	$	4,246	$	3,983
	Loans transferred to OREO		-		-
	Valuation adjustments		-53		-
	Carrying value of OREO sold		-771		-73
	Balance, March 31,	$	3,422	$	3,910
Schedule of Components of Net Expense of Other Real Estate [Table Text Block]	'
	The following table details the components of net expense of OREO for the three months ended March 31, 2014 and 2013:
		Three Months Ended
		March 31,
	(in thousands)	2014		2013
	Insurance	$	27	$	35
	Legal fees		9		33
	Maintenance		10		25
	Professional fees		10		14
	Real estate taxes		49		56
	Utilities		3		7
	Other		5		55
	Impairment charges		53		-
	Total expense		166		225
	Income from the operation of foreclosed properties		-3		-7
	Net expense of OREO	$	163	$	218

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
SECURITIES	'
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	'
	The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of the Company’s securities at March 31, 2014 and December 31, 2013:
		March 31, 2014
					Gross			Gross
					Unrealized			Unrealized
		Amortized			Holding			Holding
	(in thousands)	Cost			Gains			Losses			Fair Value
	Available-for-sale:
	Obligations of U.S. government agencies	$	18,873		$	126		$	8		$	18,991
	Obligations of state and political subdivisions		69,836			2,646			1,058			71,424
	Government-sponsored agency:
	Collateralized mortgage obligations		35,527			37			465			35,099
	Residential mortgage-backed securities		108,266			373			993			107,646
	Corporate debt securities		500			-			83			417
	Equity securities		1,010			-			56			954
	Total available-for-sale securities	$	234,012		$	3,182		$	2,663		$	234,531
		December 31, 2013
					Gross			Gross
					Unrealized			Unrealized
		Amortized			Holding			Holding
	(in thousands)	Cost			Gains			Losses			Fair Value
	Available-for-sale:
	Obligations of state and political subdivisions	$	79,488		$	1,422		$	2,856		$	78,054
	Government-sponsored agency:
	Collateralized mortgage obligations		35,906			46			1,153			34,799
	Residential mortgage-backed securities		91,648			98			2,090			89,656
	Corporate debt securities		500			-			93			407
	Equity securities		1,010			-			59			951
	Total available-for-sale securities	$	208,552		$	1,566		$	6,251		$	203,867
	Held-to-maturity:
	Obligations of state and political subdivisions	$	2,308		$	116		$	-		$	2,424
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	The following table shows the amortized cost and approximate fair value of the Company’s available-for-sale debt securities at March 31, 2014 using contractual maturities.  Expected maturities will differ from contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Because mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following maturity summary.
		March 31, 2014
		Amortized			Fair
	(in thousands)	Cost			Value
	Amounts maturing in:
	One year or less	$	450		$	437
	After one year through five years		-			-
	After five years through ten years		38,604			39,242
	After ten years		50,155			51,153
	Collateralized mortgage obligations		35,527			35,099
	Residential mortgage-backed securities		108,266			107,646
	Total	$	233,002		$	233,577
Schedule of Unrealized Loss on Investments [Table Text Block]	'
	The following tables indicate the length of time that individual securities available-for-sale and held-to-maturity have been in a continuous unrealized loss position at March 31, 2014 and December 31, 2013:
		March 31, 2014
		Less than 12 Months								12 Months or Greater							Total
		Number					Gross			Number					Gross		Number					Gross
		of		Fair			Unrealized			of		Fair			Unrealized		of		Fair			Unrealized
	(dollars in thousands)	Securities		Value			Losses			Securities		Value			Losses		Securities		Value			Losses
	Obligations of US government agencies	2		$	7,784		$	8		-		$	-		$	-	2		$	7,784		$	8
	Obligations of state and policitical subdivisions	13			7,675			524		14			4,403			534	27			12,078			1,058
	Government sponsored agency:
	Collateralized mortgage obligations	4			10,588			453		1			781			12	5			11,369			465
	Residential mortgage-backed securities	10			61,221			960		2			7,041			33	12			68,263			993
	Corporate debt securities	-			-			-		1			417			83	1			417			83
	Equity Securities	-			-			-		1			944			56	1			944			56
	Total	29		$	87,268		$	1,945		19		$	13,586		$	718	48		$	100,855		$	2,663
		December 31, 2013
		Less than 12 Months							12 Months or Greater							Total
		Number					Gross		Number					Gross		Number				Gross
		of		Fair			Unrealized		of		Fair			Unrealized		of	Fair			Unrealized
	(in thousands)	Securities		Value			Losses		Securities		Value			Losses		Securities	Value			Losses
	Obligations of state and political subdivisions	58		$	33,835		1,837		18		$	4,756		1,019		76	$	38,591		$	2,856
	Government-sponsored agency:
	Collateralized mortgage obligations	11			31,683		1,139		1			833		14		12		32,516			1,153
	Residential mortgage-backed securities	13			79,046		1,961		2			7,506		129		15		86,552			2,090
	Corporate debt securities	-			-		-		1			407		93		1		407			93
	Equity securities	-			-		-		1			941		59		1		941			59
	Total	82		$	144,564		4,937		23		$	14,443		1,314		105	$	159,007		$	6,251

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2014
FAIR VALUE MEASUREMENTS	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	The following tables detail the financial asset amounts that are carried at fair value and measured at fair value on a recurring basis at March 31, 2014 and December 31, 2013, and indicate the fair value hierarchy of the valuation techniques utilized by the Company to determine the fair value:
			Fair Value Measurements at March 31, 2014
									Significant			Significant
						Quoted Prices			Other			Other
						in Active Markets			Observable			Unobservable
						for Identical  Assets			Inputs			Inputs
	(in thousands)		Fair Value			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Obligations of U.S. government agencies		$	18,991		$	-		$	18,991		$	-
	Obligations of state and political subdivisions			71,424			-			70,987			437
	Government-sponsored agency:
	Collateralized mortgage obligations			35,099			-			35,099			-
	Residential mortgage-backed securities			107,646			-			107,646			-
	Corporate debt securities			417			-			417			-
	Equity securities			954			954			-			-
	Total available-for-sale securities		$	234,531		$	954		$	233,140		$	437
			Fair Value Measurements at December 31, 2013
									Significant			Significant
						Quoted Prices			Other			Other
						in Active Markets			Observable			Unobservable
						for Identical  Assets			Inputs			Inputs
	(in thousands)		Fair Value			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Obligations of state and political subdivisions		$	78,054		$	-		$	77,483		$	571
	Government-sponsored agency:
	Collateralized mortgage obligations			34,799			-			34,799			-
	Residential mortgage-backed securities			89,656			-			89,656			-
	Corporate debt securities			407			-			407			-
	Equity securities			951			951			-			-
	Total available-for-sale securities		$	203,867		$	951		$	202,345		$	571
Schedule of reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	'
	The following tables present a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three month periods ended March 31, 2014 and 2013:
	Fair Value Measurements
	Using Significant Unobservable Inputs (Level 3)
			State and Political Subdivisions
			Three Months Ended March 31,
	(in thousands)		2014			2013
	Balance at January 1,		$	571		$	1,739
	Amortization			-			-
	Accretion			-			-
	Purchases			-			-
	Paydowns			-145			-140
	Total gains or losses (realized/unrealized):
	Included in earnings			-			-
	Included in other comprehensive income			11			5
	Balance at March 31,		$	437		$	1,604
Schedule of assets measured at fair value on a non-recurring basis	'
	The following tables present assets and liabilities measured at fair value on a non-recurring basis:
			Fair Value Measurements at March 31, 2014
						Quoted Prices in			Significant			Significant
						Active			Other			Other
						markets for			Observable			Unobservable
						Identical Assets			Inputs			Inputs
	(in thousands)		Fair Value (1)			(Level 1)			(Level 2)			(Level 3)
	Collateral-dependent impaired loans		$	4,914		$	-		$	-		$	4,914
	Other real estate owned		$	684		$	-		$	-		$	684
			Fair Value Measurements at December 31, 2013
						Quoted Prices in			Significant			Significant
						Active			Other			Other
						markets for			Observable			Unobservable
						Identical Assets			Inputs			Inputs
	(in thousands)		Fair Value (1)			(Level 1)			(Level 2)			(Level 3)
	Collateral-dependent impaired loans		$	5,229		$	-		$	-		$	5,229
	Other real estate owned		$	3,931		$	-		$	-		$	3,931
		-1	Represents carrying value and related write-downs for which adjustments are based on appraised value. Management makes adjustments to the appraised values as necessary to consider declines in real estate values since the time of the appraisal. Such adjustments are based on management’s knowledge of the local real estate markets.
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The following table summarizes the estimated fair values of the Company’s financial instruments at March 31, 2014 and at December 31, 2013:
			Fair Value		March 31, 2014						December 31, 2013
	(in thousands)		Measurement		Carrying Value			Fair Value			Carrying Value			Fair Value
	Financial assets
	Cash and short term investments		Level 1		$	37,980		$	37,980		$	103,556		$	103,556
	Securities available for sale		See previous table			234,531			234,531			203,867			203,867
	Securities held to maturity		Level 2			-			-			2,308			2,424
	FHLB and FRB Stock		Level 2			3,892			3,892			3,496			3,496
	Loans held for sale		Level 2			69			69			820			820
	Loans, net		Level 3			641,565			644,908			629,880			632,536
	Accrued interest receivable		Level 2			2,590			2,590			2,191			2,191
	Mortgage servicing rights		Level 3			478			978			529			990
	Financial liabilities
	Deposits		Level 2			835,207			837,204			884,698			887,056
	Borrowed funds		Level 2			69,844			73,341			62,433			65,642
	Accrued interest payable		Level 2			9,300			9,300			8,732			8,732

Earnings_per_Share_Table

Earnings per Share (Table)	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE	'
Tabular disclosure of calculation of both basic and diluted earnings per common share [Table Text Block]	'
	The following table presents the calculation of both basic and diluted earnings per common share for the three months ended March 31, 2014 and 2013:
		Three months ended
		March 31,
	(in thousands, except share data)	2014		2013
	Net income	$	3,513	$	1,731
	Basic weighted-average number of common shares outstanding		16,471,569		16,457,169
	Plus: Common share equivalents		866		-
	Diluted weighted-average number of common shares outstanding		16,472,435		16,457,169
	Income per common share:
	Basic	$	0.21	$	0.11
	Diluted	$	0.21	$	0.11

Other_Comprehensive_Income_Tab

Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2014
Equity [Abstract]	'
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	'
	The following tables summarize the reclassifications out of accumulated other comprehensive income (loss):
		Three Months Ended March 31, 2014
		Amount
		Reclassified from
		Accumulated
		Other
		Comprehensive		Affected Line Item in the
	(in thousands)	Income (Loss)		Consolidated Statements of Operations
	Available-for-sale securities:
	Reclassification adjustment for net gains reclassified into net income	$	-1,200	Net gain on sale of securities
	Taxes		408	Income taxes
	Net of tax amount	$	-792
		Three Months Ended March 31, 2013
		Amount
		Reclassified from
		Accumulated
		Other
		Comprehensive		Affected Line Item in the
	(in thousands)	Income (Loss)		Consolidated Statements of Operations
	Available-for-sale securities:
	Reclassification adjustment for net gains reclassified into net income	$	-842	Net gain on sale of securities
	Taxes		286	Income taxes
	Net of tax amount	$	-556
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	'
	The following table summarizes the changes in accumulated other comprehensive income (loss), net of tax:
		Three Months Ended
		March 31,
	(in thousands)	2014		2013
	Beginning balance	$	-3,092	$	6,698
	Other comprehensive income (loss) before reclassifications		4,227		-1,282
	Amounts reclassified from accumulated other comprehensive income (loss)		-792		-556
	Net other comprehensive income (loss) during the period		3,435		-1,838
	Ending balance	$	343	$	4,860

Related_Party_Transactions_Tab

Related Party Transactions (Tables)	3 Months Ended
	Mar. 31, 2014
RELATED PARTY TRANSACTIONS	'
Summary of changes in the total amounts of outstanding loans, advances under lines of credit as well as repayments granted to directors, executive officers and their related parties	'
	The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, as well as repayments during the three months ended March 31, 2014 and 2013:
		March 31,
	(in thousands)	2014		2013
	Outstanding at beginning of the year	$	32,506	$	33,296
	New loans and advances		13,974		12,188
	Repayments / reductions		-9,799		-10,853
	Other (1)		-		-256
	Outstanding at end of period	$	36,681	$	34,375
	(1) "Other" represents loans to related parties that ceased being related parties during the period.

Stock_Compensation_Plans_Table

Stock Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2014
STOCK COMPENSATION PLANS	'
Schedule of the status of stock option plans	'
	The following table summarizes the status of the Company’s stock option plans:
		Three Months Ended March 31,
			2014				2013
					Weighted				Weighted
					Average				Average
					Exercise				Exercise
			Shares		Price		Shares		Price
	Outstanding at January 1.			82,598	$	15.98		129,170	$	14.26
	Granted			-		-		-		-
	Exercised			-		-		-		-
	Forfeited			-4,661		16.05		-		-
	Outstanding at March 31,			77,937	$	15.98		129,170	$	14.26
	Options exercisable at March 31,			77,937	$	15.98		129,170	$	14.26
	Weighted average fair value of options granted during the period				$	-			$	-
	Stock-based compensation expense				$	-			$	-
Schedule of information pertaining to options outstanding	'
	The following table presents information pertaining to options outstanding at March 31, 2014:
			Options Outstanding						Options Excercisable
					Weighted
					Average		Weighted				Weighted
					Remaining		Average				Average
			Number		Contractual		Exercise		Number		Exercise
	Range of Exercise Price		Outstanding		Life		Price		Exercisable		Price
	$10.81 - $23.13			77,937		3.2	$	15.98		77,937	$	15.98
Schedule of Share-based Compensation, Restricted Stock Units Award Activity	'
	The following table the status of the Company’s unvested restricted stock awards at March 31, 2014 and changes during the three months ended March 31, 2014:
		Three Months Ended March 31,
		2014
					Weighted-
					Average
			Restricted		Grant Date
			Shares		Fair Value
	Unvested at January 1,			-	$	-
	Awards granted			45,750		6.7
	Forfeitures			-		-
	Vestings			-		-
	Unvested at March 31,			45,750	$	6.7

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Tier I Capital:	'	'
Total Tier I Capital	$49,699	$46,165
Tier II Capital:	'	'
Subordinated notes	24,851	23,085
Allowable portion of allowance for loan losses	8,566	8,462
Total Tier II Capital	33,417	31,547
Total Risk-Based Capital	83,116	77,712
Total Risk Weighted Assets	680,873	670,894
Total average assets (for Tier I leverage ratio)	978,912	980,754
Bank	'	'
Tier I Capital:	'	'
Total Tier I Capital	85,740	81,581
Tier II Capital:	'	'
Allowable portion of allowance for loan losses	8,560	8,456
Total Tier II Capital	8,560	8,456
Total Risk-Based Capital	94,300	90,037
Total Risk Weighted Assets	680,385	670,416
Total average assets (for Tier I leverage ratio)	$978,887	$980,747

Regulatory_Matters_Details_1

Regulatory Matters (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Capital (to Risk Weighted Assets)	'	'
Actual Amount	$83,116	$77,712
For Capital Adequacy Purposes, Amount	54,470	53,672
To Be Well Capitalized Under Prompt Corrective Action Provision, Amount	0	0
Total capital (to Risk Weighted Assets), Ratio	'	'
Actual Ratio (as a percent)	12.21%	11.58%
For Capital Adequacy Purposes, Ratio (as a percent)	8.00%	8.00%
To be Well Capitalized Under Prompt Corrective Action Provision, Ratio (as a percent)	0.00%	0.00%
Tier I Capital (to Risk Weighted Assets)	'	'
Actual Amount	49,699	46,165
For Capital Adequacy Purposes, Amount	27,235	26,836
To Be Well Capitalized Under Prompt Corrective Action Provision, Amount	0	0
Tier I Capital (to Risk Weighted Assets), Ratio	'	'
Actual Ratio (as a percent)	7.30%	6.88%
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provision, Ratio (as a percent)	0.00%	0.00%
Tier I Capital (to Average Assets)	'	'
Actual Amount	49,699	46,165
For Capital Adequacy Purposes, Amount	39,156	39,230
To Be Well Capitalized Under Prompt Corrective Action Provision, Amount	0	0
Tier I Capital (to Average Assets), Ratio	'	'
Actual Ratio (as a percent)	5.08%	4.71%
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provision, Ratio (as a percent)	0.00%	0.00%
Bank	'	'
Total Capital (to Risk Weighted Assets)	'	'
Actual Amount	94,300	90,037
For Capital Adequacy Purposes, Amount	54,431	53,633
To Be Well Capitalized Under Prompt Corrective Action Provision, Amount	68,039	67,042
Total capital (to Risk Weighted Assets), Ratio	'	'
Actual Ratio (as a percent)	13.86%	13.43%
For Capital Adequacy Purposes, Ratio (as a percent)	8.00%	8.00%
To be Well Capitalized Under Prompt Corrective Action Provision, Ratio (as a percent)	10.00%	10.00%
Tier I Capital (to Risk Weighted Assets)	'	'
Actual Amount	85,740	81,581
For Capital Adequacy Purposes, Amount	27,215	26,817
To Be Well Capitalized Under Prompt Corrective Action Provision, Amount	40,823	40,225
Tier I Capital (to Risk Weighted Assets), Ratio	'	'
Actual Ratio (as a percent)	12.60%	12.17%
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provision, Ratio (as a percent)	6.00%	6.00%
Tier I Capital (to Average Assets)	'	'
Actual Amount	85,740	81,581
For Capital Adequacy Purposes, Amount	39,155	39,230
To Be Well Capitalized Under Prompt Corrective Action Provision, Amount	$48,944	$49,038
Tier I Capital (to Average Assets), Ratio	'	'
Actual Ratio (as a percent)	8.76%	8.32%
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provision, Ratio (as a percent)	5.00%	5.00%

Regulatory_Matters_Details_Tex

Regulatory Matters (Details Textual)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Nov. 30, 2010	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014
			Subsidiaries [Member]	Subsidiaries [Member]	Subsidiaries [Member]	OCC Consent Order	OCC Consent Order	Federal Reserve Agreement [Member]
					Minimum		Subsidiaries [Member]	Maximum
							Maximum
Regulatory Matters	'	'	'	'	'	'	'	'
Period from Receipt of Determination of No Supervisory Objection for Definitive Agreement	'	'	'	'	'	'	'90 days	'
Tier One Risk Based Capital to Risk Weighted Assets	7.30%	6.88%	12.60%	12.17%	'	9.00%	'	'
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%	4.00%	4.00%	'	9.00%	'	'
Capital to Risk Weighted Assets	12.21%	11.58%	13.86%	13.43%	13.00%	'	'	'
Tier One Leverage Capital to Average Assets	5.08%	4.71%	8.76%	8.32%	9.00%	13.00%	'	'
Period For Submission Of Cash Flow Projection Prior To Beginning Of Subsequent Calendar Year	'	'	'	'	'	'	'	'1 year

LOANS_Details

LOANS (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans	'	'	'	'
Loans, gross	$653,636	$643,372	'	'
Unearned income	-149	-143	'	'
Net deferred loan fees and costs	667	668	'	'
Allowance for loan and lease losses	-12,589	-14,017	-18,473	-18,536
Loans, net	641,565	629,880	'	'
State and Political Subdivisions [Member]	'	'	'	'
Loans	'	'	'	'
Loans, gross	40,810	39,875	'	'
Consumer [Member]	'	'	'	'
Loans	'	'	'	'
Loans, gross	115,840	118,645	'	'
Allowance for loan and lease losses	-1,655	-1,789	-1,739	-1,708
Residential Real Estate [Member]	'	'	'	'
Loans	'	'	'	'
Loans, gross	117,560	114,925	'	'
Commercial Real Estate [Member]	'	'	'	'
Loans	'	'	'	'
Loans, gross	225,651	218,524	'	'
Construction Land Acquisition and Development [Member]	'	'	'	'
Loans	'	'	'	'
Loans, gross	26,022	24,382	'	'
Commercial and Industrial [Member]	'	'	'	'
Loans	'	'	'	'
Loans, gross	$127,753	$127,021	'	'

LOANS_Details_1

LOANS (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Allowance for loan losses:	'	'
Beginning balance	$14,017	$18,536
Charge-offs	-269	-556
Recoveries	411	1,717
Provisions (credits)	-1,570	-1,224
Ending balance	12,589	18,473
Consumer [Member]	'	'
Allowance for loan losses:	'	'
Beginning balance	1,789	1,708
Charge-offs	-237	-194
Recoveries	94	143
Provisions (credits)	9	82
Ending balance	1,655	1,739
Residential Real Estate [Member]	'	'
Allowance for loan losses:	'	'
Beginning balance	2,287	1,764
Charge-offs	-9	-159
Recoveries	8	8
Provisions (credits)	-172	271
Ending balance	2,114	1,884
Commercial Real Estate [Member]	'	'
Allowance for loan losses:	'	'
Beginning balance	6,017	8,062
Charge-offs	0	-48
Recoveries	6	45
Provisions (credits)	-493	823
Ending balance	5,530	8,882
Construction Land Acquisition and Development [Member]	'	'
Allowance for loan losses:	'	'
Beginning balance	924	2,162
Charge-offs	0	-110
Recoveries	240	5
Provisions (credits)	-289	-381
Ending balance	875	1,676
Commercial and Industrial [Member]	'	'
Allowance for loan losses:	'	'
Beginning balance	2,321	4,167
Charge-offs	-23	-45
Recoveries	63	1,516
Provisions (credits)	-549	-2,033
Ending balance	1,812	3,605
State and Political Subdivisions [Member]	'	'
Allowance for loan losses:	'	'
Beginning balance	679	673
Charge-offs	0	0
Recoveries	0	0
Provisions (credits)	-76	14
Ending balance	$603	$687

LOANS_Details_2

LOANS (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	$479	$310	'	'
Collectively evaluated for impairment	12,110	13,707	'	'
Total	12,589	14,017	18,473	18,536
Loans receivable:	'	'	'	'
Individually evaluated for impairment	9,413	9,233	'	'
Collectively evaluated for impairment	644,223	634,139	'	'
Total	653,636	643,372	'	'
Consumer [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	2	1	'	'
Collectively evaluated for impairment	1,653	1,788	'	'
Total	1,655	1,789	1,739	1,708
Loans receivable:	'	'	'	'
Individually evaluated for impairment	546	316	'	'
Collectively evaluated for impairment	115,294	118,329	'	'
Total	115,840	118,645	'	'
Residential Real Estate [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Total	2,114	2,287	1,884	1,764
Commercial Real Estate [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Total	5,530	6,017	8,882	8,062
Construction Land Acquisition and Development [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Total	875	924	1,676	2,162
Commercial and Industrial Loan [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	18	0	'	'
Collectively evaluated for impairment	1,794	2,321	'	'
Total	1,812	2,321	3,605	4,167
Loans receivable:	'	'	'	'
Individually evaluated for impairment	129	0	'	'
Collectively evaluated for impairment	127,624	127,021	'	'
Total	127,753	127,021	'	'
US States and Political Subdivisions Debt Securities [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	0	0	'	'
Collectively evaluated for impairment	603	679	'	'
Total	603	679	687	673
Loans receivable:	'	'	'	'
Individually evaluated for impairment	0	0	'	'
Collectively evaluated for impairment	40,810	39,875	'	'
Total	40,810	39,875	'	'
Real Estate [Member] | Residential Real Estate [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	3	12	'	'
Collectively evaluated for impairment	2,111	2,275	'	'
Total	2,114	2,287	'	'
Loans receivable:	'	'	'	'
Individually evaluated for impairment	1,750	1,985	'	'
Collectively evaluated for impairment	115,810	112,940	'	'
Total	117,560	114,925	'	'
Real Estate [Member] | Commercial Real Estate [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	455	296	'	'
Collectively evaluated for impairment	5,075	5,721	'	'
Total	5,530	6,017	'	'
Loans receivable:	'	'	'	'
Individually evaluated for impairment	6,684	6,626	'	'
Collectively evaluated for impairment	218,967	211,898	'	'
Total	225,651	218,524	'	'
Real Estate [Member] | Construction Land Acquisition and Development [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	1	1	'	'
Collectively evaluated for impairment	874	923	'	'
Total	875	924	'	'
Loans receivable:	'	'	'	'
Individually evaluated for impairment	304	306	'	'
Collectively evaluated for impairment	25,718	24,076	'	'
Total	$26,022	$24,382	'	'

LOANS_Details_3

LOANS (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	$437,607	$425,028
Consumer [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	3,040	2,703
Pass [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	396,562	379,177
Pass [Member] | Consumer [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	2,888	2,546
Special Mention [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	17,603	18,575
Special Mention [Member] | Consumer [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Substandard [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	23,442	27,276
Substandard [Member] | Consumer [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	152	157
Doubtful [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Doubtful [Member] | Consumer [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Loss [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Loss [Member] | Consumer [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Residential Real Estate [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	22,506	21,266
Residential Real Estate [Member] | Pass [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	20,739	19,050
Residential Real Estate [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	495	869
Residential Real Estate [Member] | Substandard [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	1,272	1,347
Residential Real Estate [Member] | Doubtful [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Residential Real Estate [Member] | Loss [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Commercial Real Estate [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	225,651	218,524
Commercial Real Estate [Member] | Pass [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	200,921	191,601
Commercial Real Estate [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	11,855	12,568
Commercial Real Estate [Member] | Substandard [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	12,875	14,355
Commercial Real Estate [Member] | Doubtful [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Commercial Real Estate [Member] | Loss [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Construction Land Acquisition and Development [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	23,896	21,310
Construction Land Acquisition and Development [Member] | Pass [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	16,371	13,781
Construction Land Acquisition and Development [Member] | Special Mention [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	1,361	1,361
Construction Land Acquisition and Development [Member] | Substandard [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	6,164	6,168
Construction Land Acquisition and Development [Member] | Doubtful [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Construction Land Acquisition and Development [Member] | Loss [Member] | Real Estate [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Commercial and Industrial [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	121,704	121,350
Commercial and Industrial [Member] | Pass [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	116,101	113,048
Commercial and Industrial [Member] | Special Mention [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	3,316	3,777
Commercial and Industrial [Member] | Substandard [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	2,287	4,525
Commercial and Industrial [Member] | Doubtful [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Commercial and Industrial [Member] | Loss [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
State and Political Subdivisions [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	40,810	39,875
State and Political Subdivisions [Member] | Pass [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	39,542	39,151
State and Political Subdivisions [Member] | Special Mention [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	576	0
State and Political Subdivisions [Member] | Substandard [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	692	724
State and Political Subdivisions [Member] | Doubtful [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
State and Political Subdivisions [Member] | Loss [Member]	'	'
Internal Risk Rating System [Abstract]	'	'
Gross Loans Receivables	$0	$0

LOANS_Details_4

LOANS (Details 4) (Other Loans [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	$216,029	$218,344
Consumer [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	112,800	115,942
Residential Real Estate [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	95,054	93,659
Construction Land Acquisition and Development [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	2,126	3,072
Commercial Indirect Auto Loan [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	6,049	5,671
Accruing Loans [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	214,863	216,733
Accruing Loans [Member] | Consumer [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	112,624	115,809
Accruing Loans [Member] | Residential Real Estate [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	94,064	92,181
Accruing Loans [Member] | Construction Land Acquisition and Development [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	2,126	3,072
Accruing Loans [Member] | Commercial Indirect Auto Loan [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	6,049	5,671
Non Accruing Loans [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	1,166	1,611
Non Accruing Loans [Member] | Consumer [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	176	133
Non Accruing Loans [Member] | Residential Real Estate [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	990	1,478
Non Accruing Loans [Member] | Construction Land Acquisition and Development [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	0	0
Non Accruing Loans [Member] | Commercial Indirect Auto Loan [Member]	'	'
Internal Loan Rating System [Abstract]	'	'
Gross Loans Receivables	$0	$0

LOANS_Details_5

LOANS (Details 5) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Performing and non-accrual loans	'	'
0-29 Days Past Due	$649,199	$638,412
30-59 Days Past Due	2,993	3,086
60-89 Days Past Due	580	738
>/=0 Days Past Due	864	1,136
Total	653,636	643,372
Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	644,712	633,464
30-59 Days Past Due	2,792	2,930
60-89 Days Past Due	344	603
>/=0 Days Past Due	32	19
Total	647,880	637,016
Performing (accruing) loans [Member] | Consumer [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	114,446	116,710
30-59 Days Past Due	890	1,420
60-89 Days Past Due	309	362
>/=0 Days Past Due	0	0
Total	115,645	118,492
Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	4,487	4,948
30-59 Days Past Due	201	156
60-89 Days Past Due	236	135
>/=0 Days Past Due	832	1,117
Total	5,756	6,356
Non-accrual loans [Member] | Consumer [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	26	14
30-59 Days Past Due	26	31
60-89 Days Past Due	36	16
>/=0 Days Past Due	107	92
Total	195	153
Real estate [Member] | Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	362,577	350,438
30-59 Days Past Due	1,266	1,278
60-89 Days Past Due	29	116
>/=0 Days Past Due	0	0
Total	363,872	351,832
Real estate [Member] | Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	4,411	4,753
30-59 Days Past Due	152	125
60-89 Days Past Due	200	96
>/=0 Days Past Due	598	1,025
Total	5,361	5,999
Residential real estate [Member] | Real estate [Member] | Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	115,675	112,519
30-59 Days Past Due	610	571
60-89 Days Past Due	29	116
>/=0 Days Past Due	0	0
Total	116,314	113,206
Residential real estate [Member] | Real estate [Member] | Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	367	570
30-59 Days Past Due	152	73
60-89 Days Past Due	200	51
>/=0 Days Past Due	527	1,025
Total	1,246	1,719
Commercial real estate [Member] | Real estate [Member] | Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	220,957	213,660
30-59 Days Past Due	624	629
60-89 Days Past Due	0	0
>/=0 Days Past Due	0	0
Total	221,581	214,289
Commercial real estate [Member] | Real estate [Member] | Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	4,044	4,183
30-59 Days Past Due	0	52
60-89 Days Past Due	0	0
>/=0 Days Past Due	26	0
Total	4,070	4,235
Construction, land acquisition and development [Member] | Real estate [Member] | Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	25,945	24,259
30-59 Days Past Due	32	78
60-89 Days Past Due	0	0
>/=0 Days Past Due	0	0
Total	25,977	24,337
Construction, land acquisition and development [Member] | Real estate [Member] | Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	0	0
30-59 Days Past Due	0	0
60-89 Days Past Due	0	45
>/=0 Days Past Due	45	0
Total	45	45
Commercial and industrial [Member] | Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	126,879	126,441
30-59 Days Past Due	636	232
60-89 Days Past Due	6	125
>/=0 Days Past Due	32	19
Total	127,553	126,817
Commercial and industrial [Member] | Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	50	181
30-59 Days Past Due	23	0
60-89 Days Past Due	0	23
>/=0 Days Past Due	127	0
Total	200	204
Obligations of state and political subdivisions | Performing (accruing) loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	40,810	39,875
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
>/=0 Days Past Due	0	0
Total	40,810	39,875
Obligations of state and political subdivisions | Non-accrual loans [Member]	'	'
Performing and non-accrual loans	'	'
0-29 Days Past Due	0	0
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
>/=0 Days Past Due	0	0
Total	$0	$0

LOANS_Details_6

LOANS (Details 6) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Recorded Investment	'	'
With no allowance recorded	$4,851	$5,103
With a related allowance recorded	4,562	4,130
Total of impaired loans	9,413	9,233
Unpaid Principal Balance	'	'
With no allowance recorded	5,394	5,560
With a related allowance recorded	4,562	4,134
Total of impaired loans	9,956	9,694
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	479	310
Total of impaired loans	479	310
Consumer [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	0	0
With a related allowance recorded	546	316
Total of impaired loans	546	316
Unpaid Principal Balance	'	'
With no allowance recorded	0	0
With a related allowance recorded	546	316
Total of impaired loans	546	316
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	2	1
Total of impaired loans	2	1
Real estate [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	4,851	5,103
With a related allowance recorded	3,887	3,814
Total of impaired loans	8,738	8,917
Unpaid Principal Balance	'	'
With no allowance recorded	5,394	5,560
With a related allowance recorded	3,887	3,818
Total of impaired loans	9,281	9,378
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	459	309
Total of impaired loans	459	309
Residential real estate [Member] | Real estate [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	717	1,043
With a related allowance recorded	1,033	942
Total of impaired loans	1,750	1,985
Unpaid Principal Balance	'	'
With no allowance recorded	800	1,125
With a related allowance recorded	1,033	946
Total of impaired loans	1,833	2,071
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	3	12
Total of impaired loans	3	12
Commercial real estate [Member] | Real estate [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	4,134	4,060
With a related allowance recorded	2,550	2,566
Total of impaired loans	6,684	6,626
Unpaid Principal Balance	'	'
With no allowance recorded	4,594	4,435
With a related allowance recorded	2,550	2,566
Total of impaired loans	7,144	7,001
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	455	296
Total of impaired loans	455	296
Construction, land acquisition and development [Member] | Real estate [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	0	0
With a related allowance recorded	304	306
Total of impaired loans	304	306
Unpaid Principal Balance	'	'
With no allowance recorded	0	0
With a related allowance recorded	304	306
Total of impaired loans	304	306
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	1	1
Total of impaired loans	1	1
Commercial and Industrial [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	0	0
With a related allowance recorded	129	0
Total of impaired loans	129	0
Unpaid Principal Balance	'	'
With no allowance recorded	0	0
With a related allowance recorded	129	0
Total of impaired loans	129	0
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	18	0
Total of impaired loans	18	0
State and political subdivisions [Member]	'	'
Recorded Investment	'	'
With no allowance recorded	0	0
With a related allowance recorded	0	0
Total of impaired loans	0	0
Unpaid Principal Balance	'	'
With no allowance recorded	0	0
With a related allowance recorded	0	0
Total of impaired loans	0	0
Related Allowance	'	'
With no allowance recorded	0	0
With a related allowance recorded	0	0
Total of impaired loans	$0	$0

LOANS_Details_7

LOANS (Details 7) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	$9,308		$14,056
Interest Income	53	[1]	104	[1]
Real estate [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	8,722		14,056
Interest Income	49	[1]	104	[1]
Residential real estate [Member] | Real estate [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	1,790		2,168
Interest Income	14	[1]	2	[1]
Commercial real estate [Member] | Real estate [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	6,628		10,875
Interest Income	31	[1]	93	[1]
Construction, land acquisition and development [Member] | Real estate [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	304		1,013
Interest Income	4	[1]	9	[1]
Commercial and Industrial [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	129		0
Interest Income	0	[1]	0	[1]
Consumer [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	457		0
Interest Income	4	[1]	0	[1]
State and Political Subdivisions [Member]	'		'
Financing Receivable, Impaired [Line Items]	'		'
Average Balance	0		0
Interest Income	$0	[1]	$0	[1]
[1]	Interest income represents income recognized on performing TDRs.

LOANS_Details_8

LOANS (Details 8) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Contracts	Contracts
Troubled Debt Restructured Loans	'	'
Number of Contracts	7	1
Pre-Modification Outstanding Recorded Investments	$556	$477
Post-Modification Outstanding Recorded Investments	613	477
Residential real estate [Member]	'	'
Troubled Debt Restructured Loans	'	'
Number of Contracts	2	0
Pre-Modification Outstanding Recorded Investments	183	0
Post-Modification Outstanding Recorded Investments	240	0
Commercial real estate [Member]	'	'
Troubled Debt Restructured Loans	'	'
Number of Contracts	4	1
Pre-Modification Outstanding Recorded Investments	238	477
Post-Modification Outstanding Recorded Investments	238	477
Construction, land acquisition and development [Member]	'	'
Troubled Debt Restructured Loans	'	'
Number of Contracts	0	0
Pre-Modification Outstanding Recorded Investments	0	0
Post-Modification Outstanding Recorded Investments	0	0
Consumer Loan [Member]	'	'
Troubled Debt Restructured Loans	'	'
Number of Contracts	1	0
Pre-Modification Outstanding Recorded Investments	135	0
Post-Modification Outstanding Recorded Investments	135	0
Commercial and Industrial Loan [Member]	'	'
Troubled Debt Restructured Loans	'	'
Number of Contracts	0	0
Pre-Modification Outstanding Recorded Investments	0	0
Post-Modification Outstanding Recorded Investments	$0	$0

LOANS_Details_9

LOANS (Details 9) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable Type Of Modification Extension Of Term Amount	$373	'
Financing Receivable Types Of Modifications Principal Forbearance	'	477
Financing Receivable Type Of Modifications Capitalization Of Taxes	240	'
Financing Receivable Type of Modifications Amount	613	477
Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable Type Of Modification Extension Of Term Amount	0	'
Financing Receivable Types Of Modifications Principal Forbearance	'	0
Financing Receivable Type Of Modifications Capitalization Of Taxes	240	'
Financing Receivable Type of Modifications Amount	240	0
Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable Type Of Modification Extension Of Term Amount	238	'
Financing Receivable Types Of Modifications Principal Forbearance	'	477
Financing Receivable Type Of Modifications Capitalization Of Taxes	0	'
Financing Receivable Type of Modifications Amount	238	477
Consumer Loan [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable Type Of Modification Extension Of Term Amount	135	'
Financing Receivable Types Of Modifications Principal Forbearance	'	0
Financing Receivable Type Of Modifications Capitalization Of Taxes	0	'
Financing Receivable Type of Modifications Amount	$135	$0

LOANS_Details_Textual

LOANS (Details Textual) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'	'
Period Past Due For Classification Of Loans To Non Accrual Status	'90 days	'	'90 days
Financing Receivable Amount Of Loans With Amount Outstanding Balance	$8,700,000	'	$8,100,000
Impaired Financing Receivable, Related Allowance	479,000	'	310,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	32,000	'	19,000
Financing Receivable, Recorded Investment, Nonaccrual Status	5,800,000	'	6,400,000
Loans Receivable Held-for-sale, Net	69,000	'	820,000
Financing Receivable Specified Amount of Outstanding Nonaccrual Troubled Debt Restructuring Loans Rated as Doubtful or Substandard to be Categorized as Impaired Loans	100,000	'	'
Financing Receivable Specific Reserve for Troubled Debt Restructurings	461,000	'	301,000
Investment in Impaired Loans	9,400,000	'	9,200,000
Interest Income Recognized On Non Accrual Loan And Restructured Loans	103,000	200,000	'
Financing Receivable Amount of Nonaccrual Loans with Specified Minimum Amount of Outstanding Balance Evaluated Individually	1,100,000	'	1,100,000
Education Loans Recorded Investment	2,600,000	'	'
Gain (Loss) on Sale of Other Loans and Leases	13,000	'	'
Allowance for Loan and Lease Losses, Period Increase (Decrease)	1,000	'	'
Accruing Loans [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total Non-Accruing Troubled Debt Restructurings	4,800,000	'	4,000,000
Non Accruing Loans [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total Non-Accruing Troubled Debt Restructurings	3,900,000	'	4,100,000
One To Four Family Mortgages [Member]	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Loans Receivable Held-for-sale, Net	69,000	'	820,000
Proceeds from Sale of Loans Held-for-sale, Total	$2,400,000	'	'

Other_Real_Estate_Owned_Detail

Other Real Estate Owned (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Other Real Estate Owned Properties [Line Items]	'	'	'	'
OtherRealEstateAndForeclosedAssets	$3,422	$4,246	$3,910	$3,983
Land/lots [Member]	'	'	'	'
Other Real Estate Owned Properties [Line Items]	'	'	'	'
OtherRealEstateAndForeclosedAssets	2,780	3,549	'	'
Commercial Real Estate [Member]	'	'	'	'
Other Real Estate Owned Properties [Line Items]	'	'	'	'
OtherRealEstateAndForeclosedAssets	615	647	'	'
Residential Real Estate [Member]	'	'	'	'
Other Real Estate Owned Properties [Line Items]	'	'	'	'
OtherRealEstateAndForeclosedAssets	$27	$50	'	'

Other_Real_Estate_Owned_Detail1

Other Real Estate Owned (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Other Real Estate [Roll Forward]	'	'
Balance, beginning of year	$4,246	$3,983
Loans transferred to OREO	0	0
Valuation adjustments	-53	0
Carrying value of OREO sold	-771	-73
Balance, end of year	$3,422	$3,910

Other_Real_Estate_Owned_Detail2

Other Real Estate Owned (Details 2) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	$163	$218
Real Estates Insurance [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	27	35
Real Estates Legal Fees [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	9	33
Real Estates Maintenance [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	10	25
Professional Fee [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	10	14
Real Estates Taxes [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	49	56
Real Estates Utilities [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	3	7
Real Estates Other [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	5	55
Real Estates Impairment Charges [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	53	0
Real Estates Total expense [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	166	225
Real Estates Income Loss from Operation of Foreclosed Properties [Member]	'	'
Other Real Estate Owned Properties [Line Items]	'	'
Foreclosed Real Estate Expense	($3)	($7)

Securities_Details

Securities (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Available-for-sale Securities	'	'
Amortized cost	$234,012	$208,552
Gross unrealized holding gains	3,182	1,566
Gross unrealized holding losses	2,663	6,251
Securities available for sale at fair value	234,531	203,867
Held-to-maturity securities:	'	'
Fair value	0	2,424
Obligations of U.S. government agencies	'	'
Available-for-sale Securities	'	'
Amortized cost	18,873	'
Gross unrealized holding gains	126	'
Gross unrealized holding losses	8	'
Securities available for sale at fair value	18,991	'
Obligations of state and political subdivisions	'	'
Available-for-sale Securities	'	'
Amortized cost	69,836	79,488
Gross unrealized holding gains	2,646	1,422
Gross unrealized holding losses	1,058	2,856
Securities available for sale at fair value	71,424	78,054
Held-to-maturity securities:	'	'
Amortized Cost	'	2,308
Gross unrealized holding gains	'	116
Gross unrealized holding losses	'	0
Fair value	'	2,424
Collateralized mortgage obligations, Government sponsored agency	'	'
Available-for-sale Securities	'	'
Amortized cost	35,527	35,906
Gross unrealized holding gains	37	46
Gross unrealized holding losses	465	1,153
Securities available for sale at fair value	35,099	34,799
Residential mortgage-backed securities, Government sponsored agency	'	'
Available-for-sale Securities	'	'
Amortized cost	108,266	91,648
Gross unrealized holding gains	373	98
Gross unrealized holding losses	993	2,090
Securities available for sale at fair value	107,646	89,656
Corporate debt securities	'	'
Available-for-sale Securities	'	'
Amortized cost	500	500
Gross unrealized holding gains	0	0
Gross unrealized holding losses	83	93
Securities available for sale at fair value	417	407
Equity securities	'	'
Available-for-sale Securities	'	'
Amortized cost	1,010	1,010
Gross unrealized holding gains	0	0
Gross unrealized holding losses	56	59
Securities available for sale at fair value	$954	$951

Securities_Details_1

Securities (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized Cost, Available-for-sale	'	'
One year or less	$450	$595
After one year through five years	0	'
After five years through ten years	38,604	'
After ten years	50,155	'
Total	233,002	'
Fair Value, Available-for-sale	'	'
One year or less	437	'
After one year through five years	0	'
After five years through ten years	39,242	'
After ten years	51,153	'
Total	233,577	'
Collateralized mortgage obligations	'	'
Amortized Cost, Available-for-sale	'	'
Single Maturity	35,527	'
Fair Value, Available-for-sale	'	'
Single maturity	35,099	'
Residential mortgage-backed securities	'	'
Amortized Cost, Available-for-sale	'	'
Single Maturity	108,266	'
Fair Value, Available-for-sale	'	'
Single maturity	$107,646	'

Securities_Details_2

Securities (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	29	82
Less than 12 Months, Fair Value	$87,268	$144,564
Less than 12 Months, Gross Unrealized Losses	1,945	4,937
12 Months or Greater, Number of Securities	19	23
12 Months or Greater, Fair Value	13,586	14,443
12 Months or Greater, Gross Unrealized Losses	718	1,314
Total, Number of Securities	48	105
Total, Fair Value	100,855	159,007
Total, Gross Unrealized Losses	2,663	6,251
Obligations of U.S. government agencies	'	'
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	2	'
Less than 12 Months, Fair Value	7,784	'
Less than 12 Months, Gross Unrealized Losses	8	'
12 Months or Greater, Number of Securities	0	'
12 Months or Greater, Fair Value	0	'
12 Months or Greater, Gross Unrealized Losses	0	'
Total, Number of Securities	2	'
Total, Fair Value	7,784	'
Total, Gross Unrealized Losses	8	'
Obligations of state and political subdivisions	'	'
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	13	58
Less than 12 Months, Fair Value	7,675	33,835
Less than 12 Months, Gross Unrealized Losses	524	1,837
12 Months or Greater, Number of Securities	14	18
12 Months or Greater, Fair Value	4,403	4,756
12 Months or Greater, Gross Unrealized Losses	534	1,019
Total, Number of Securities	27	76
Total, Fair Value	12,078	38,591
Total, Gross Unrealized Losses	1,058	2,856
Collateralized mortgage obligations, Government sponsored agency	'	'
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	4	11
Less than 12 Months, Fair Value	10,588	31,683
Less than 12 Months, Gross Unrealized Losses	453	1,139
12 Months or Greater, Number of Securities	1	1
12 Months or Greater, Fair Value	781	833
12 Months or Greater, Gross Unrealized Losses	12	14
Total, Number of Securities	5	12
Total, Fair Value	11,369	32,516
Total, Gross Unrealized Losses	465	1,153
Residential mortgage-backed securities, Government sponsored agency	'	'
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	10	13
Less than 12 Months, Fair Value	61,221	79,046
Less than 12 Months, Gross Unrealized Losses	960	1,961
12 Months or Greater, Number of Securities	2	2
12 Months or Greater, Fair Value	7,041	7,506
12 Months or Greater, Gross Unrealized Losses	33	129
Total, Number of Securities	12	15
Total, Fair Value	68,263	86,552
Total, Gross Unrealized Losses	993	2,090
Corporate debt securities	'	'
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	0	0
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Gross Unrealized Losses	0	0
12 Months or Greater, Number of Securities	1	1
12 Months or Greater, Fair Value	417	407
12 Months or Greater, Gross Unrealized Losses	83	93
Total, Number of Securities	1	1
Total, Fair Value	417	407
Total, Gross Unrealized Losses	83	93
Equity securities	'	'
Investment Holdings [Line Items]	'	'
Less than 12 Months, Number of Securities	0	0
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Gross Unrealized Losses	0	0
12 Months or Greater, Number of Securities	1	1
12 Months or Greater, Fair Value	944	941
12 Months or Greater, Gross Unrealized Losses	56	59
Total, Number of Securities	1	1
Total, Fair Value	944	941
Total, Gross Unrealized Losses	$56	$59

Securities_Details_Textual

Securities (Details Textual) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Investment Holdings [Line Items]	'	'	'
Available-for-sale Securities Pledged as Collateral	$232,700,000	'	$204,200,000
Proceeds from Sale of Available-for-sale Securities	11,062,000	17,121,000	'
Available-for-sale Securities, Gross Realized Gains	1,200,000	800,000	'
Investments In Federal Home Loan Bank And Federal Reserve Bank Stock	3,900,000	'	3,500,000
Proceeds from Sale of Held-to-maturity Securities	2,686,000	0	'
Held-to-maturity Securities, Sold Security, Realized Gain (Loss)	400,000	'	'
Amortized cost of held-to-maturity investments sold	2,300,000	'	'
Other Assets [Member]	'	'	'
Investment Holdings [Line Items]	'	'	'
Federal Reserve Bank Stock	$1,300,000	'	$1,300,000

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	$234,531	$203,867
Obligations of U.S. Government Agencies	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	18,991	'
US States And Political Subdivisions [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	71,424	78,054
Government sponsored agency CMOs	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	35,099	34,799
Corporate debt securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	417	407
Equity securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	954	951
Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	107,646	89,656
Fair value [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	234,531	203,867
Fair value [Member] | Obligations of U.S. Government Agencies	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	18,991	'
Fair value [Member] | US States And Political Subdivisions [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	71,424	78,054
Fair value [Member] | Government sponsored agency CMOs	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	35,099	34,799
Fair value [Member] | Corporate debt securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	417	407
Fair value [Member] | Equity securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	954	951
Fair value [Member] | Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	107,646	89,656
Quoted prices in active markets for identical assets (Level 1)	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	954	951
Quoted prices in active markets for identical assets (Level 1) | Obligations of U.S. Government Agencies	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	'
Quoted prices in active markets for identical assets (Level 1) | US States And Political Subdivisions [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
Quoted prices in active markets for identical assets (Level 1) | Government sponsored agency CMOs	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
Quoted prices in active markets for identical assets (Level 1) | Corporate debt securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
Quoted prices in active markets for identical assets (Level 1) | Equity securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	954	951
Quoted prices in active markets for identical assets (Level 1) | Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
Fair value Level 2 [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	233,140	202,345
Fair value Level 2 [Member] | Obligations of U.S. Government Agencies	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	18,991	'
Fair value Level 2 [Member] | US States And Political Subdivisions [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	70,987	77,483
Fair value Level 2 [Member] | Government sponsored agency CMOs	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	35,099	34,799
Fair value Level 2 [Member] | Corporate debt securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	417	407
Fair value Level 2 [Member] | Equity securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
Fair value Level 2 [Member] | Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	107,646	89,656
FairValueInputsLevel3Member	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	437	571
FairValueInputsLevel3Member | Obligations of U.S. Government Agencies	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	'
FairValueInputsLevel3Member | US States And Political Subdivisions [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	437	571
FairValueInputsLevel3Member | Government sponsored agency CMOs	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
FairValueInputsLevel3Member | Corporate debt securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
FairValueInputsLevel3Member | Equity securities	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	0	0
FairValueInputsLevel3Member | Residential Mortgage Backed Securities Issued by US Government Sponsored Enterprises [Member]	'	'
Assets Measured at Fair Value on a Recurring Basis	'	'
Available-for-sale Securities, Total	$0	$0

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 1) (State and Political Subdivisions [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
State and Political Subdivisions [Member]	'	'
Rollforward of assets	'	'
Balance at the beginning of the period	$571	$1,739
Amortization	0	0
Accretion	0	0
Purchases	0	0
Paydowns	-145	-140
Included in earnings	0	0
Included in other comprehensive income	11	5
Balance at the end of the period	$437	$1,604

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 2) (USD $)	Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Fair value [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Collateral-dependent impaired loans, Fair Value Disclosure	$4,914	[1]	$5,229	[1]
Other real estate owned, Fair Value Disclosure	684	[1]	3,931	[1]
Fair Value, Inputs, Level 1 [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Collateral-dependent impaired loans, Fair Value Disclosure	0		0
Other real estate owned, Fair Value Disclosure	0		0
Fair Value, Inputs, Level 2 [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Collateral-dependent impaired loans, Fair Value Disclosure	0		0
Other real estate owned, Fair Value Disclosure	0		0
Fair Value, Inputs, Level 3 [Member]	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Collateral-dependent impaired loans, Fair Value Disclosure	4,914		5,229
Other real estate owned, Fair Value Disclosure	$684		$3,931
[1]	Represents carrying value and related write-downs for which adjustments are based on appraised value. Management makes adjustments to the appraised values as necessary to consider declines in real estate values since the time of the appraisal. Such adjustments are based on managementbs knowledge of the local real estate markets.

Fair_Value_Measurements_Detail3

Fair Value Measurements (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets	'	'
Loans held for sale	$69	$820
Accrued interest receivable	2,590	2,191
Financial liabilities	'	'
Accrued interest payable	9,300	8,732
Carrying Value	'	'
Financial assets	'	'
Securities available for sale	234,531	203,867
Carrying Value | Fair Value, Inputs, Level 1 [Member]	'	'
Financial assets	'	'
Cash and short term investments	37,980	103,556
Carrying Value | Fair Value, Inputs, Level 2 [Member]	'	'
Financial assets	'	'
Securities held to maturity	0	2,308
FHLB and FRB Stock	3,892	3,496
Loans held for sale	69	820
Accrued interest receivable	2,590	2,191
Financial liabilities	'	'
Deposits	835,207	884,698
Borrowed funds	69,844	62,433
Accrued interest payable	9,300	8,732
Carrying Value | Fair Value, Inputs, Level 3 [Member]	'	'
Financial assets	'	'
Loans, net	641,565	629,880
Mortgage servicing rights	478	529
Fair value [Member]	'	'
Financial assets	'	'
Securities available for sale	234,531	203,867
Fair value [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial assets	'	'
Cash and short term investments	37,980	103,556
Fair value [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial assets	'	'
Securities held to maturity	0	2,424
FHLB and FRB Stock	3,892	3,496
Loans held for sale	69	820
Accrued interest receivable	2,590	2,191
Financial liabilities	'	'
Deposits	837,204	887,056
Borrowed funds	73,341	65,642
Accrued interest payable	9,300	8,732
Fair value [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial assets	'	'
Loans, net	644,908	632,536
Mortgage servicing rights	$978	$990

Fair_Value_Measurements_Detail4

Fair Value Measurements (Details Textual) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$450	$595

Earnings_per_Share_Details

Earnings per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
EARNINGS PER SHARE	'	'
Net income	$3,513	$1,731
Basic weighted-average number of common shares outstanding (in shares)	16,471,569	16,457,169
Plus: Common share equivalents (in shares)	866	0
Diluted weighted-average number of common shares outstanding (in shares)	16,472,435	16,457,169
Loss per common share:	'	'
Basic (in dollars per share)	$0.21	$0.11
Diluted (in dollars per share)	$0.21	$0.11

Earnings_per_Share_Details_Tex

Earnings per Share (Details Textual)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	77,937	129,170

Other_Comprehensive_Income_Det

Other Comprehensive Income (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Taxes	$408	$286
Net of tax amount	-792	-556
Gain On Sale Of Securities [Member]	'	'
Reclassification adjustment for net gains reclassified into net income	-1,200	-842
Tax Expense [Member]	'	'
Taxes	408	286
Net Of Tax [Member]	'	'
Net of tax amount	($792)	($556)

Other_Comprehensive_Income_Det1

Other Comprehensive Income (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Beginning balance	($3,092)	$6,698
Other comprehensive income (loss) before reclassifications	4,227	-1,282
Amounts reclassified from accumulated other comprehensive income (loss)	-792	-556
Net other comprehensive income (loss) during the period	3,435	-1,838
Ending balance	$343	$4,860

Related_Party_Transactions_Det

Related Party Transactions (Details) (Directors, executive officers and their related parties, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Directors, executive officers and their related parties	'		'
Changes in the total amounts of outstanding loans, advances under lines of credit as well as repayments	'		'
Outstanding at beginning of the year	$32,506		$33,296
New loans and advances	13,974		12,188
Repayments / reductions	-9,799		-10,853
Other	0	[1]	-256	[1]
Outstanding at end of period	$36,681		$34,375
[1]	"Other" represents loans to related parties that ceased being related parties during the period.

Related_Party_Transactions_Det1

Related Party Transactions (Details Textual) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Dec. 31, 2012
Related Party Transaction [Line Items]	'	'	'	'
Loans and Leases Receivable Related Parties Not Performing in Accordance with Term of Agreement	$90,000	'	'	'
Related Party Transaction, Amount of Participation Interest	5,200,000	'	'	'
Related Party Transaction Amount Of Participation Interest Outstanding	4,000,000	'	'	'
Related Party Deposit Liabilities	99,400,000	'	115,500,000	'
Related Party Transactions, Interest Paid on Deposits	23,000	35,000	'	'
Subordinated Debt [Member]	'	'	'	'
Related Party Transaction [Line Items]	'	'	'	'
Loans and Leases Receivable, Related Parties, Ending Balance	10,000,000	'	'	'
Directors, executive officers and their related parties	'	'	'	'
Related Party Transaction [Line Items]	'	'	'	'
Loans and Leases Receivable, Related Parties, Ending Balance	36,681,000	34,375,000	32,506,000	33,296,000
Related Party Transactions, Subordinated Debt	10,000,000	'	10,000,000	'
Related Party Transactions, Interest Paid on Subordinated Debt	0	0	'	'
Related Party Transactions, Interest Accrued and Unpaid	3,300,000	'	'	'
Various companies of related parties	'	'	'	'
Related Party Transaction [Line Items]	'	'	'	'
Related Party Transaction, Expenses from Transactions with Related Party	$500,000	$1,200,000	'	'

Stock_Compensation_Plans_Detai

Stock Compensation Plans (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Stock Option Plans	'	'
Shares, Outstanding at the beginning of the period (in shares)	82,598	129,170
Shares, Granted (in shares)	0	0
Shares, Exercised (in shares)	0	0
Shares, Forfeited (in shares)	-4,661	0
Shares, Outstanding at the end of the year (in shares)	77,937	129,170
Shares, Options exercisable at period end (in shares)	77,937	129,170
Weighted Average Exercise Price, Outstanding at the beginning of the period (in dollars per share)	$15.98	$14.26
Weighted Average Exercise Price, Granted (in dollars per share)	$0	$0
Weighted Average Exercise Price, Exercised (in dollars per share)	$0	$0
Weighted Average Exercise Price, Forfeited (in dollars per share)	$16.05	$0
Weighted Average Exercise Price, Outstanding at period end (in dollars per share)	$15.98	$14.26
Weighted Average Exercise Price, Options exercisable at period end (in dollars per share)	$15.98	$14.26
Weighted average fair value of options granted during the period (in dollars per share)	$0	$0
Weighted Average Exercise Price, Stock-based compensation expense	$0	$0

Stock_Compensation_Plans_Detai1

Stock Compensation Plans (Details 1) (USD $)	3 Months Ended
	Mar. 31, 2014
Pertaining to options outstanding	'
Options Outstanding, Number Outstanding (in shares)	77,937
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	'3 years 2 months 12 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$15.98
Options Excercisable, Number Exercisable (in shares)	77,937
Options Excercisable, Weighted Average Exercise Price (in dollars per share)	$15.98
Range of Exercise Price Dollars 10.81 to Dollars 23.13 Per Share [Member]	'
Pertaining to options outstanding	'
Exercise price, low end of the range (in dollars per share)	$10.81
Exercise price, high end of the range (in dollars per share)	$23.13

Stock_Compensation_Plans_Detai2

Stock Compensation Plans (Details 2) (USD $)	3 Months Ended
	Mar. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Awards granted	45,750
Restricted Stock [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Unvested at January 1,	0
Awards granted	45,750
Forfeitures	0
Vestings	0
Unvested at March 31,	45,750
Weighted-Average Grant Date Fair Value - Beginning	0
Weighted-Average Grant Date Fair Value - Award granted	6.7
Weighted-Average Grant Date Fair Value Forfeitures	0
Weighted-Average Grant Date Fair Value Vestings	0
Weighted-Average Grant Date Fair Value - Ending	6.7

Stock_Compensation_Plans_Detai3

Stock Compensation Plans (Details Textual) (USD $)

3 Months Ended

3 Months Ended

0 Months Ended

3 Months Ended

0 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Mar. 31, 2014

Mar. 31, 2014

Dec. 02, 2013

Dec. 17, 2012

Mar. 31, 2014

Dec. 02, 2013

Nov. 27, 2013

Aug. 30, 2000

Aug. 30, 2000

Nov. 28, 2012

Long-Term Incentive Compensation Plan [Member]

Long-Term Incentive Compensation Plan [Member]

Employee Stock Grant Plan 2012 [Member]

Employee Stock Grant Plan 2012 [Member]

Employee Stock Grant Plan 2012 [Member]

Employee Stock Option Plan 2013 [Member]

Employee Stock Option Plan 2013 [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Employee Stock Option [Member]

Restricted Stock [Member]

Employee Stock Incentive Plan [Member]

Directors Stock Option Plans [Member]

Employee Stock Grant Plan 2012 [Member]

Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized

'

'

'

'

1,200,000

'

'

'

'

'

15,000

1,100,000

550,000

16,000

Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value

$0

$0

'

'

'

'

'

'

$3.05

$4.26

'

'

'

'

Share Based Compensation Arrangement By Share Based Payment Award Options Total Cost

'

'

$61,000

$46,000

'

'

'

'

'

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross

0

0

'

'

'

45,750

50

50

15,050

14,400

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant

'

'

'

'

1,154,250

'

'

'

'

'

'

'

'

'

Allocated Share-based Compensation Expense

0

0

'

'

10,000

'

'

'

'

'

'

'

'

'

Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total

$297,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Contingencies_Details_Textual

Contingencies (Details Textual) (USD $)	1 Months Ended		3 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Mar. 28, 2014	Mar. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Feb. 04, 2014
Condensed Financial Statements, Captions [Line Items]	'	'	'	'	'
Derivative Liability	'	'	'	'	$5
Litigation Settlement, Amount	5	'	'	'	'
Gain (Loss) Related to Litigation Settlement	'	'	5	'	'
Litigation Settlement, Expense	'	5	5	'	'
Litigation Settlement Fees And Costs	'	'	2.5	2.5	'
Partial Indemnification Individual Defendants Paid	'	'	$2.50	'	'