FNCB Bancorp (FNCB) 10-Q 4 Nov 16 2016 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 04, 2016
Document Information [Line Items]
Entity Registrant Name	FNCB BANCORP, INC.
Entity Central Index Key	1,035,976
Trading Symbol	fncb
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		16,616,200
Document Type	10-Q
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 24,558	$ 19,544
Interest-bearing deposits in other banks	32,778	1,539
Total cash and cash equivalents	57,336	21,083
Securities available for sale, at fair value	263,475	253,773
Stock in Federal Home Loan Bank of Pittsburgh, at cost	2,741	6,344
Loans held for sale	185	683
Loans, net of allowance for loan and lease losses of $8,490 and $8,790	721,172	724,926
Bank premises and equipment, net	10,615	11,193
Accrued interest receivable	2,736	2,475
Intangible assets	14	137
Bank-owned life insurance	29,807	29,381
Other real estate owned	2,065	3,154
Net deferred tax assets	23,024	27,807
Other assets	8,417	9,662
Total assets	1,121,587	1,090,618
Liabilities
Demand (non-interest-bearing)	157,119	154,531
Interest-bearing	773,840	667,015
Total deposits	930,959	821,546
Borrowed funds:
Federal Home Loan Bank of Pittsburgh advances	58,837	135,802
Subordinated debentures	14,000	14,000
Junior subordinated debentures	10,310	10,310
Total borrowed funds	83,147	160,112
Accrued interest payable	294	11,165
Other liabilities	10,614	11,617
Total liabilities	1,025,014	1,004,440
Shareholders' equity
Preferred shares
Common shares	20,768	20,643
Additional paid-in capital	62,381	62,059
Retained earnings	7,506	3,714
Accumulated other comprehensive income (loss)	5,918	(238)
Total shareholders' equity	96,573	86,178
Total liabilities and shareholders’ equity	$ 1,121,587	$ 1,090,618

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Loans, allowance for loan and lease losses	$ 8,490	$ 8,790
Preferred shares, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred shares, authorized (in shares)	20,000,000	20,000,000
Preferred shares, issued (in shares)	0	0
Preferred shares, outstanding (in shares)	0	0
Common shares, par value (in dollars per share)	$ 1.25	$ 1.25
Common shares, authorized (in shares)	50,000,000	50,000,000
Common shares, issued (in shares)	16,614,856	16,514,245
Common shares, outstanding (in shares)	16,614,856	16,514,245

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest income
Interest and fees on loans	$ 7,156	$ 6,693	$ 21,157	$ 19,640
Interest and dividends on securities:
U.S. government agencies	848	1,061	2,678	3,044
State and political subdivisions, tax-free	9	19	30	91
State and political subdivisions, taxable	675	324	1,834	447
Other securities	69	92	259	331
Total interest and dividends on securities	1,601	1,496	4,801	3,913
Interest on interest-bearing deposits in other banks	8	10	14	42
Total interest income	8,765	8,199	25,972	23,595
Interest expense
Interest on deposits	704	677	2,009	2,003
Interest on borrowed funds:
Interest on Federal Home Loan Bank of Pittsburgh advances	157	128	472	367
Interest on subordinated debentures	162	162	480	1,290
Interest on junior subordinated debentures	62	50	180	150
Total interest on borrowed funds	381	340	1,132	1,807
Total interest expense	1,085	1,017	3,141	3,810
Net interest income before (credit) provision for loan and lease losses	7,680	7,182	22,831	19,785
(Credit) provision for loan and lease losses	(234)	(191)	858	(340)
Net interest income after (credit) provision for loan and lease losses	7,914	7,373	21,973	20,125
Non-interest income
Deposit service charges	739	799	2,157	2,218
Net gain on the sale of securities		4	960	2,302
Net gain on the sale of mortgage loans held for sale	99	13	238	69
Net gain on the sale of SBA guaranteed loans	51		51
Net gain on the sale of other real estate owned	32	129	29	145
Loan-related fees	85	94	287	290
Income from bank-owned life insurance	137	145	426	415
Legal settlements				184
Other	237	195	657	720
Total non-interest income	1,380	1,379	4,805	6,343
Non-interest expense
Salaries and employee benefits	3,263	3,240	10,366	9,582
Occupancy expense	479	500	1,301	1,665
Equipment expense	429	408	1,277	1,234
Advertising expense	157	86	422	335
Data processing expense	505	471	1,522	1,420
Regulatory assessments	199	203	629	711
Bank shares tax	253	217	746	652
Expense of other real estate owned	95	91	335	338
Legal expense	79	80	285	331
Professional fees	157	193	716	780
Insurance expense	131	128	384	528
Other operating expenses	806	798	2,399	2,301
Total non-interest expense	6,553	6,415	20,382	19,877
Income before income taxes	2,741	2,337	6,396	6,591
Income tax expense (benefit)	724		1,611	(40)
Net income	$ 2,017	$ 2,337	$ 4,785	$ 6,631
Earnings per share
Basic (in dollars per share)	$ 0.12	$ 0.14	$ 0.29	$ 0.40
Diluted (in dollars per share)	0.12	0.14	0.29	0.40
Cash dividends declared, per share (in dollars per share)	$ 0.02		$ 0.06
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	16,593,811	16,500,945	16,554,391	16,497,373
Diluted (in shares)	16,593,811	16,500,945	16,554,391	16,497,373

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Net income for the period	$ 2,017	$ 2,337	$ 4,785	$ 6,631
Other comprehensive (loss) income:
Unrealized (losses) gains on securities available for sale	(1,239)	3,465	10,288	4,461
Taxes	421	(1,178)	(3,498)	(1,516)
Net of tax amount	(818)	2,287	6,790	2,945
Reclassification adjustment for gains included in net income		(4)	(960)	(2,302)
Taxes		1	326	782
Net of tax amount		(3)	(634)	(1,520)
Total other comprehensive (loss) income	(818)	2,284	6,156	1,425
Comprehensive income	$ 1,199	$ 4,621	$ 10,941	$ 8,056

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2014	16,484,419
Balances at Dec. 31, 2014	$ 20,605	$ 61,781	$ (32,126)	$ 1,138	$ 51,398
Net income for the period			6,631		6,631
Common shares issued under long-term incentive compensation plan (in shares)	16,526
Common shares issued under long-term incentive compensation plan	$ 21	(21)
Restricted stock awards		179			179
Other comprehensive income (loss), net of tax				1,425	1,425
Balances (in shares) at Sep. 30, 2015	16,500,945
Balances at Sep. 30, 2015	$ 20,626	61,939	(25,495)	2,563	59,633
Balances (in shares) at Dec. 31, 2015	16,514,245
Balances at Dec. 31, 2015	$ 20,643	62,059	3,714	(238)	86,178
Net income for the period			4,785		4,785
Common shares issued under long-term incentive compensation plan (in shares)	52,848
Common shares issued under long-term incentive compensation plan	$ 66	(66)
Restricted stock awards		195			195
Other comprehensive income (loss), net of tax				6,156	6,156
Balances (in shares) at Sep. 30, 2016	16,614,856
Balances at Sep. 30, 2016	$ 20,768	62,381	7,506	5,918	96,573
Cash dividends declared, $0.06 per share			(993)		(993)
Common shares issued through dividend reinvestment / optional cash purchase plan (in shares)	47,763
Common shares issued through dividend reinvestment / optional cash purchase plan	$ 59	$ 193			$ 252

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
AOCI Attributable to Parent [Member]
Other comprehensive income (loss), tax		$ 734
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 0.04
Other comprehensive income (loss), tax	$ 3,172
Cash dividends declared, per share (in dollars per share)	$ 0.06

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Operating activities:
Net income for the period	$ 4,785,000	$ 6,631,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Investment securities amortization, net	880,000	1,173,000
Equity in trust	(5,000)	(5,000)
Depreciation and amortization	1,973,000	1,168,000
Stock-based compensation expense	195,000	179,000
(Credit) provision for loan and lease losses	858,000	(340,000)
Valuation adjustment for off-balance sheet commitments	(64,000)	(27,000)
Gain on the sale of available-for-sale securities	(960,000)	(2,302,000)
Gain on the sale of loans held for sale	(238,000)	(69,000)
Gain on the sale of SBA guaranteed loans	(51,000)
Gain on the sale of other real estate owned	(29,000)	(145,000)
Valuation adjustment of other real estate owned	170,000	208,000
Income from bank-owned life insurance	(426,000)	(415,000)
Proceeds from the sale of loans held for sale	5,592,000	1,982,000
Funds used to originate loans held for sale	(4,856,000)	(1,352,000)
Deferred income tax expense	1,611,000
Increase in interest receivable	(261,000)	(543,000)
Decrease in prepaid expenses and other assets	62,000	829,000
(Decrease) increase in interest payable	(10,871,000)	925,000
Decrease in accrued expenses and other liabilities	(944,000)	(2,221,000)
Total adjustments	(7,364,000)	(955,000)
Net cash (used in) provided by operating activities	(2,579,000)	5,676,000
Cash flows from investing activities:
Maturities, calls and principal payments of available-for-sale securities	4,972,000	7,326,000
Proceeds from the sale of securities available for sale	32,588,000	78,765,000
Purchases of securities available for sale	(37,854,000)	(113,042,000)
Redemption (purchase) of the stock of the Federal Home Loan Bank of Pittsburgh	3,603,000	(1,495,000)
Redemption of the stock of the Federal Reserve Bank	1,351,000
Net increase in loans to customers	(377,000)	(58,975,000)
Proceeds from the sale of SBA guaranteed loans	1,315,000
Proceeds from the sale of other real estate owned	1,903,000	697,000
Purchases of bank premises and equipment	(376,000)	(1,175,000)
Net cash provided by (used in) investing activities	7,125,000	(87,899,000)
Cash flows from financing activities:
Net increase in deposits	109,413,000	56,706,000
Net (repayment of) proceeds from Federal Home Loan Bank of Pittsburgh advances - overnight	(60,500,000)	19,500,000
Proceeds from Federal Home Loan Bank of Pittsburgh advances - term	37,753,000	142,947,000
Repayment of Federal Home Loan Bank of Pittsburgh advances - term	(54,218,000)	(130,583,000)
Principal reduction on subordinated debentures		(11,000,000)
Proceeds from issuance of common shares	252,000
Cash dividends paid	(993,000)
Net cash provided by financing activities	31,707,000	77,570,000
Net increase (decrease) in cash and cash equivalents	36,253,000	(4,653,000)
Cash and cash equivalents at beginning of period	21,083,000	35,667,000
Cash and cash equivalents at end of period	57,336,000	31,014,000
Supplemental cash flow information
Interest	14,012,000	2,885,000
Income taxes		22,000
Other transactions:
Loans transferred to OREO and repossessed assets	1,210,000	149,000
Principal balance of loans transferred to held for sale		4,592,000
Change in deferred gain on sale of other real estate owned	$ 5,000	$ (26,000)

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1. Basis of Presentation On October 4, 2016, First National Community Bancorp, Inc., the parent company of FNCB Bank, filed an amendment to its articles of incorporation to change the its name, effective October 17, 2016, to “FNCB Bancorp, Inc.” The Board of Directors has also amended its bylaws, effective October 17, 2016, to reflect the new name. The consolidated financial statements are comprised of the accounts of FNCB Bancorp, Inc., and its wholly owned subsidiary, FNCB Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, “FNCB”). The accounting and reporting policies of FNCB conform to accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and accompanying notes required by GAAP for complete financial statements. In the opinion of management, all adjustments necessary for a fair presentation of the financial position and the results of operations for the periods presented have been included in the consolidated financial statements. All intercompany balances and transactions have been eliminated in consolidation. Prior period amounts have been reclassified when necessary to conform to the current period’s presentation. These reclassifications did not have an impact on the operating results or financial position of FNCB. The operating results and financial position of FNCB for the nine months ended September 30, 2016, may not be indicative of future results of operations and financial position. The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), investment security valuations, the evaluation of investment securities and other real estate owned (“OREO”) for impairment, and the evaluation of deferred income taxes. These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in FNCB’s audited financial statements, included in the Annual Report filed on Form 10-K as of and for the year ended December 31, 2015.

Note 2 - New Authoritative Acco

Note 2 - New Authoritative Accounting Guidance	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 2. New Authoritative Accounting Guidance Accounting Guidance to be Adopted in Future Periods Accounting Standard Update (“ASU”) 2016-15, Statement of Cash Flows (Topic 230): “Classification of Certain Cash Receipts and Cash Payments,” provides guidance on eight specific cash flow issues in order to reduce current and potential future diversity in reporting. The specific cash flow items addressed include debt prepayment or debt extinguishment costs, settlement of zero-coupon debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, contingent consideration payments made after a business combination, proceeds from the settlement of insurance claims, proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, distributions received from equity method investees, beneficial interests in securitization transactions, and separately identifiable cash flows and application of the predominance principle. ASU 2016-15 is effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. ASU 2016-15 is effective for all entities that are required to present a statement of cash flows under Topic 230, and early adoption is permitted. The adoption of this guidance on January 1, 2018 is not expected to have a material effect on the operating results or financial position of FNCB. Refer to Note 2 to FNCB’s consolidated financial statements included in the 2015 Annual Report on Form 10-K and the Quarterly Report on Form 10-Q for the periods ended March 31, 2016 and June 30, 2016 for a discussion of additional accounting guidance applicable to FNCB that will be adopted in future periods.

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Securities The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s securities at September 30, 2016 and December 31, 2015: September 30, 2016 (in thousands) Amortized Gross Gross Fair Available-for-sale: Obligations of U.S. government agencies $ 12,156 $ 515 $ - $ 12,671 Obligations of state and political subdivisions 101,738 4,005 2 105,741 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 19,133 597 1 19,729 Collateralized mortgage obligations - commercial 99,330 3,129 - 102,459 Residential mortgage-backed securities 17,469 750 - 18,219 Corporate debt securities 500 - 58 442 Negotiable certificates of deposit 3,172 83 - 3,255 Equity securities 1,010 - 51 959 Total available-for-sale securities $ 254,508 $ 9,079 $ 112 $ 263,475 December 31, 2015 (in thousands) Amortized Cost Gross Gross Fair Available-for-sale: Obligations of U.S. government agencies $ 43,787 $ 256 $ - $ 44,043 Obligations of state and political subdivisions 75,401 428 422 75,407 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 22,162 116 9 22,269 Collateralized mortgage obligations - commercial 89,900 124 601 89,423 Residential mortgage-backed securities 18,201 58 161 18,098 Corporate debt securities 500 - 77 423 Negotiable certificates of deposit 3,173 - 11 3,162 Equity securities 1,010 - 62 948 Total available-for-sale securities $ 254,134 $ 982 $ 1,343 $ 253,773 At September 30, 2016 and December 31, 2015, securities with a carrying amount of $262.1 million and $252.4 million, respectively, were pledged as collateral to secure public deposits and for other purposes. The following table shows the amortized cost and approximate fair value of FNCB’s available-for-sale debt securities at September 30, 2016 using contractual maturities. Expected maturities will differ from contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Because collateralized mortgage obligations and residential mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following maturity summary: September 30, 2016 (in thousands) Amortized Cost Fair Amounts maturing in: One year or less $ - $ - After one year through five years 25,810 26,626 After five years through ten years 89,306 92,998 After ten years 2,450 2,485 Collateralized mortgage obligations 118,463 122,188 Residential mortgage-backed securities 17,469 18,219 Total $ 253,498 $ 262,516 There were no sales of available-for-sale securities for the three months ended September 30, 2016. Gross proceeds from the sale of available-for-sale securities were $32.6 million for the nine months ended September 30, 2016, with gross gains of $960 thousand realized upon the sales. There were no losses realized upon the sales for the nine months ended September 30, 2016. Gross proceeds from the sale of available-for-sale securities were $5.3 million and $78.8 million, respectively, for the three and nine months ended September 30, 2015, with gross gains of $4 thousand and $2.3 million, respectively, realized upon the sales. There were no gross losses realized upon the sales for the three months ended September 30, 2015. FNCB realized gross losses of $4 thousand upon the sales for the nine months ended September 30, 2015. The following tables present the number of, fair value and gross unrealized losses of available-for-sale securities with unrealized losses at September 30, 2016 and December 31, 2015: September 30, 2016 Less than 12 Months 12 Months or Greater Total (dollars in thousands) Number Fair Gross Number Fair Gross Number Fair Value Gross Obligations of U.S. government agencies - $ - $ - - $ - $ - - $ - $ - Obligations of state and policitical subdivisions 1 2,013 2 - - - 1 2,013 2 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential - - - 1 234 1 1 234 1 Collateralized mortgage obligations - commercial - - - - - - - - - Residential mortgage-backed securities - - - - - - - - - Corporate debt securities - - - 1 442 58 1 442 58 Negotiable certificates of deposit - - - - - - - - - Equity securities - - - 1 949 51 1 949 51 Total 1 $ 2,013 $ 2 3 $ 1,625 $ 110 4 $ 3,638 $ 112 December 31, 2015 Less than 12 Months 12 Months or Greater Total (dollars in thousands) Number Fair Gross Number Fair Gross Number Fair Gross Obligations of U.S. government agencies - $ - $ - - $ - $ - - $ - $ - Obligations of state and policitical subdivisions 31 33,022 419 1 264 3 32 33,286 422 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 4 5,738 9 - - - 4 5,738 9 Collateralized mortgage obligations - commercial 16 67,969 601 - - - 16 67,969 601 Residential mortgage-backed securities 7 16,779 161 - - - 7 16,779 161 Corporate debt securities - - - 1 423 77 1 423 77 Negotiable certificates of deposit 12 2,913 11 - - - 12 2,913 11 Equity securities - - - 1 938 62 1 938 62 Total 70 $ 126,421 $ 1,201 3 $ 1,625 $ 142 73 $ 128,046 $ 1,343 There were four securities in an unrealized loss position at September 30, 2016, including one security issued by a U.S. government-sponsored agency, one obligation of a state and political subdivision, one corporate bond, and one equity security. Three of the securities were in an unrealized loss position for greater than 12 months. Management performed a review of the fair values of all securities in an unrealized loss position as of September 30, 2016 and determined that movements in the fair values of the securities were consistent with the change in market interest rates. In addition, as part of its review, management noted that there was no material change in the credit quality of any of the issuers or other events or circumstances that may cause a significant adverse effect on the fair value of these securities. Moreover, to date, FNCB has received all scheduled principal and interest payments and expects to fully collect all future contractual principal and interest payments on all securities in an unrealized loss position at September 30, 2016. FNCB does not intend to sell the securities nor is it more likely than not that it will be required to sell the securities prior to recovery of their amortized cost. Based on the results of its review and considering the attributes of these debt and equity securities, management concluded that the individual unrealized losses were temporary and OTTI did not exist at September 30, 2016. Investments in FHLB of Pittsburgh and Federal Reserve Bank of Philadelphia (“FRB”) stock have limited marketability and are carried at cost. FNCB’s investment in FHLB of Pittsburgh stock totaled $2.7 million and $6.3 million at September 30, 2016 and December 31, 2015, respectively. During the three months ended September 30, 2016, the Bank canceled its membership with the FRB, and as a result, the entire balance of FRB stock totaling $1.3 million was redeemed. FRB stock of $1.3 million is included in Other Assets in the Consolidated Statements of Financial Condition at December 31, 2015. Management noted no indicators of impairment for the FHLB of Pittsburgh stock at September 30, 2016.

Note 4 - Loans

Note 4 - Loans	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4. Loans The following table summarizes loans receivable, net, by category at September 30, 2016 and December 31, 2015: September 30, December 31, (in thousands) 2016 2015 Residential real estate $ 139,963 $ 130,696 Commercial real estate 245,820 245,198 Construction, land acquisition and development 19,122 30,843 Commercial and industrial 153,799 149,826 Consumer 127,233 128,533 State and political subdivisions 41,233 46,056 Total loans, gross 727,170 731,152 Unearned income (98 ) (98 ) Net deferred loan costs 2,590 2,662 Allowance for loan and lease losses (8,490 ) (8,790 ) Loans, net $ 721,172 $ 724,926 FNCB has granted loans, letters of credit and lines of credit to certain of its executive officers and directors as well as to certain related parties of executive officers and directors. For more information about related party transactions, refer to Note 6 – “Related Party Transactions” to these consolidated financial statements. FNCB originates one- to four-family mortgage loans for sale in the secondary market. During the three months and nine months ended September 30, 2016, one-to four-family mortgages sold on the secondary market were $2.0 million and $5.3 million, respectively. FNCB retains servicing rights on these mortgages. At September 30, 2016 and December 31, 2015, there were $185 thousand and $683 thousand in one-to four-family residential mortgage loans held for sale, respectively. During the three months ended September 30, 2016, FNCB sold the guaranteed principal balance of three loans that were guaranteed by the Small Business Administration (“SBA”) totaling $1.3 million. A net gain of $51 thousand was realized upon the sale and included in non-interest income for the three and nine months ended September 30, 2016. FNCB retained the servicing rights on these loans. There were no sales of guaranteed loans during the three or nine months ended September 30, 2015. FNCB does not have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, and bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burden ratios. There were no material changes to the risk characteristics of FNCB’s loan segments, loan classification and credit grading systems and methodology for determining the adequacy of the ALLL during the nine months ended September 30, 2016. Refer to Note 2 to FNCB’s consolidated financial statements included in the 2015 Annual Report on Form 10-K for information about the risk characteristics related to FNCB’s loan segments, loan classification and credit grading systems and methodology for determining the adequacy of the ALLL. Each quarter, management evaluates the ALLL and adjusts the ALLL as appropriate through a provision or credit for loan losses. While management uses the best information available to make evaluations, future adjustments to the ALLL may be necessary if conditions differ substantially from the information used in making the evaluations. In addition, as an integral part of its examination process, bank regulators periodically review the ALLL. These regulators may require FNCB to adjust the ALLL based on their analysis of information available at the time of examination. The following table summarizes activity in the ALLL by loan category for the three and nine months ended September 30, 2016 and 2015: Loan Category (in thousands) Residential Commercial Construction, Commercial Consumer State and Unallocated Total Three months ended September 30, 2016: Allowance for loan losses: Beginning balance, July 1, 2016 $ 1,099 $ 3,095 $ 717 $ 1,565 $ 1,350 $ 733 $ - $ 8,559 Charge-offs (37 ) - - (18 ) (134 ) - - (189 ) Recoveries 2 1 - 184 167 - - 354 Provisions (credits) 49 185 (50 ) (232 ) 50 (236 ) - (234 ) Ending balance, September 30, 2016 $ 1,113 $ 3,281 $ 667 $ 1,499 $ 1,433 $ 497 $ - $ 8,490 Three months ended September 30, 2015: Allowance for loan losses: Beginning balance, July 1, 2015 $ 1,484 $ 4,041 $ 778 $ 1,878 $ 1,643 $ 504 $ - $ 10,328 Charge-offs (66 ) - (683 ) (21 ) (198 ) - - (968 ) Recoveries 23 278 - 140 215 - - 656 Provisions (credits) (132 ) (84 ) 874 (738 ) (147 ) (32 ) 68 (191 ) Ending balance, September 30, 2015 $ 1,309 $ 4,235 $ 969 $ 1,259 $ 1,513 $ 472 $ 68 $ 9,825 Nine months ended September 30, 2016: Allowance for loan losses: Beginning balance, January 1, 2016 $ 1,333 $ 3,346 $ 853 $ 1,205 $ 1,494 $ 485 $ 74 $ 8,790 Charge-offs (61 ) (251 ) - (1,082 ) (652 ) - - (2,046 ) Recoveries 4 4 9 396 475 - - 888 Provisions (credits) (163 ) 182 (195 ) 980 116 12 (74 ) 858 Ending balance, September 30, 2016 $ 1,113 $ 3,281 $ 667 $ 1,499 $ 1,433 $ 497 $ - $ 8,490 Nine months ended September 30, 2015: Allowance for loan losses: Beginning balance, January 1, 2015 $ 1,772 $ 4,663 $ 665 $ 2,104 $ 1,673 $ 598 $ 45 $ 11,520 Charge-offs (135 ) (912 ) (689 ) (163 ) (538 ) - - (2,437 ) Recoveries 34 296 - 307 445 - - 1,082 Provisions (credits) (362 ) 188 993 (989 ) (67 ) (126 ) 23 (340 ) Ending balance, September 30, 2015 $ 1,309 $ 4,235 $ 969 $ 1,259 $ 1,513 $ 472 $ 68 $ 9,825 The following table represents the allocation of the ALLL and the related loan balance, by loan category, disaggregated based on the impairment methodology at September 30, 2016 and December 31, 2015: Loan Cateogry (in thousands) Residential Commercial Construction, Commercial Consumer State and Unallocated Total September 30, 2016 Allowance for loan losses: Individually evaluated for impairment $ 6 $ 406 $ - $ - $ 1 $ - $ - $ 413 Collectively evaluated for impairment 1,107 2,875 667 1,499 1,432 497 - 8,077 Total $ 1,113 $ 3,281 $ 667 $ 1,499 $ 1,433 $ 497 $ - $ 8,490 Loans receivable: Individually evaluated for impairment $ 1,876 $ 3,128 $ 370 $ 22 $ 299 $ - $ - $ 5,695 Collectively evaluated for impairment 138,087 242,692 18,752 153,777 126,934 41,233 - 721,475 Total $ 139,963 $ 245,820 $ 19,122 $ 153,799 $ 127,233 $ 41,233 $ - $ 727,170 December 31, 2015 Allowance for loan losses: Individually evaluated for impairment $ 92 $ 287 $ 1 $ - $ 1 $ - $ - $ 381 Collectively evaluated for impairment 1,241 3,059 852 1,205 1,493 485 74 8,409 Total $ 1,333 $ 3,346 $ 853 $ 1,205 $ 1,494 $ 485 $ 74 $ 8,790 Loans receivable: Individually evaluated for impairment $ 2,930 $ 3,831 $ 646 $ 203 $ 351 $ - $ - $ 7,961 Collectively evaluated for impairment 127,766 241,367 30,197 149,623 128,182 46,056 - 723,191 Total $ 130,696 $ 245,198 $ 30,843 $ 149,826 $ 128,533 $ 46,056 $ - $ 731,152 Credit Quality Indicators – Commercial Loans Management continuously monitors the credit quality of FNCB’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of FNCB’s loan receivables. FNCB’s loan rating system assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial and industrial loans include commercial indirect auto loans which are not individually risk rated, and construction, land acquisition and development loans include residential construction loans which are also not individually risk rated. These loans are monitored on a pool basis due to their homogeneous nature as described in “Credit Quality Indicators – Other Loans” below. FNCB risk rates certain residential real estate loans and consumer loans that are part of a larger commercial relationship using its credit grading system as described in “Credit Quality Indicators – Commercial Loans.” The grading system contains the following basic risk categories: 1. Minimal Risk 2. Above Average Credit Quality 3. Average Risk 4. Acceptable Risk 5. Pass - Watch 6. Special Mention 7. Substandard - Accruing 8. Substandard - Non-Accrual 9. Doubtful 10. Loss This analysis is performed on a quarterly basis using the following definitions for risk ratings: Pass - Assets rated 1 through 5 are considered pass ratings. These assets show no current or potential problems and are considered fully collectible. All such loans are considered collectively for ALLL calculation purposes. However, accruing loans modified under a troubled debt restructuring (“TDRs”) that have been performing for an extended period of time, do not represent a higher risk of loss, and have been upgraded to a pass rating are evaluated individually for impairment. Special Mention – Assets classified as special mention do not currently expose FNCB to a sufficient degree of risk to warrant an adverse classification but do possess credit deficiencies or potential weaknesses deserving close attention. Special Mention assets have a potential weakness or pose an unwarranted financial risk which, if not corrected, could weaken the asset and increase risk in the future. Substandard - Assets classified as substandard have well defined weaknesses based on objective evidence, and are characterized by the distinct possibility that FNCB will sustain some loss if the deficiencies are not corrected. Doubtful - Assets classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full highly questionable and improbable based on current circumstances. Loss - Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not warranted. Credit Quality Indicators – Other Loans Certain residential real estate loans, consumer loans, and commercial indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 days or more are placed on non-accrual status unless collection of the loan is in process and reasonably assured. FNCB utilizes accruing versus non-accrual status as the credit quality indicator for these loan pools. The following tables present the recorded investment in loans receivable by loan category and credit quality indicator at September 30, 2016 and December 31, 2015: Credit Quality Indicators September 30, 2016 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 24,477 $ 349 $ 366 $ - $ - $ 25,192 $ 114,023 $ 749 $ 114,772 $ 139,963 Commercial real estate 235,487 4,624 4,904 - - 245,015 - - - 245,015 Construction, land acquisition and development 9,755 348 4,190 - - 14,294 4,564 264 4,828 19,122 Commercial and industrial 146,771 925 1,626 - - 149,321 4,431 48 4,478 153,799 Consumer 2,494 - 37 - - 2,532 124,494 207 124,701 127,233 State and political subdivisions 37,884 2,992 357 - - 41,233 - - - 41,233 Total $ 456,868 $ 9,238 $ 11,481 $ - $ - $ 477,586 $ 247,512 $ 1,268 $ 248,779 $ 726,366 Credit Quality Indicators December 31, 2015 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 21,018 $ 449 $ 984 $ - $ - $ 22,451 $ 107,204 $ 1,041 $ 108,245 $ 130,696 Commercial real estate 225,850 11,356 7,992 - - 245,198 - - - 245,198 Construction, land acquisition and development 23,946 358 5,137 - - 29,441 1,402 - 1,402 30,843 Commercial and industrial 142,242 595 2,209 - - 145,046 4,775 5 4,780 149,826 Consumer 2,747 9 39 - - 2,795 125,392 346 125,738 128,533 State and political subdivisions 45,464 120 472 - - 46,056 - - - 46,056 Total $ 461,267 $ 12,887 $ 16,833 $ - $ - $ 490,987 $ 238,773 $ 1,392 $ 240,165 $ 731,152 Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $2.4 million and $3.8 million at September 30, 2016 and December 31, 2015, respectively. Generally, loans are placed on non-accrual status when they become 90 days or more delinquent, and remain on non-accrual status until they are brought current, have six months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accrual status. There were no loans past due 90 days or more and still accruing at September 30, 2016 and December 31, 2015. The following tables present the delinquency status of performing (accruing) and non-accrual loans at September 30, 2016 and December 31, 2015: September 30, 2016 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Real estate: Residential real estate $ 138,889 $ 118 $ 207 $ - $ 139,214 Commercial real estate 243,392 707 573 - 244,672 Construction, land acquisition and development 18,841 17 - - 18,858 Total real estate 401,122 842 780 - 402,744 Commercial and industrial 153,312 200 239 - 153,751 Consumer 125,990 750 286 - 127,026 State and political subdivisions 41,233 - - - 41,233 Total performing (accruing) loans 721,657 1,792 1,305 - 724,754 Non-accrual loans: Real estate: Residential real estate 426 11 - 312 749 Commercial real estate 124 154 764 106 1,148 Construction, land aquisition and development 264 - - - 264 Total real estate 814 165 764 418 2,161 Commercial and industrial - - - 48 48 Consumer 69 1 1 136 207 State and political subdivisions - - - - - Total non-accrual loans 883 166 765 602 2,416 Total loans receivable $ 722,540 $ 1,958 $ 2,070 $ 602 $ 727,170 December 31, 2015 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Real estate: Residential real estate $ 129,206 $ 51 $ 225 $ - $ 129,482 Commercial real estate 243,168 53 286 - 243,507 Construction, land acquisition and development 30,475 26 - - 30,501 Total real estate 402,849 130 511 - 403,490 Commercial and industrial 149,329 236 66 - 149,631 Consumer 126,760 994 433 - 128,187 State and political subdivisions 46,056 - - - 46,056 Total peforming (accruing) loans 724,994 1,360 1,010 - 727,364 Non-accrual loans: Real estate: Residential real estate 923 99 44 148 1,214 Commercial real estate 1,576 - 115 - 1,691 Construction, land acquisition and development 342 - - - 342 Total real estate 2,841 99 159 148 3,247 Commercial and industrial 98 - - 97 195 Consumer 69 21 3 253 346 State and political subdivisions - - - - - Total non-accrual loans 3,008 120 162 498 3,788 Total loans receivable $ 728,002 $ 1,480 $ 1,172 $ 498 $ 731,152 The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for FNCB’s impaired loans, which have been analyzed for impairment under Accounting Standards Codification (“ASC”) 310, at September 30, 2016 and December 31, 2015. Non-accrual loans, other than TDRs, with balances less than the $100 thousand loan relationship threshold are not evaluated individually for impairment and are accordingly not included in the following tables. However, these loans are evaluated collectively for impairment as homogenous pools in the general allowance under ASC Topic 450. Total non-accrual loans, other than TDRs, with balances less than the $100 thousand loan relationship threshold that were evaluated under ASC Topic 450 amounted to $0.8 million at September 30, 2016 and December 31, 2015. September 30, 2016 (in thousands) Recorded Investment Unpaid Related With no allowance recorded: Real estate: Residential real estate $ 406 $ 480 $ - Commercial real estate 435 504 - Construction, land acquisition and development 370 777 - Total real estate 1,211 1,761 - Commercial and industrial 22 54 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 1,233 1,815 - With a related allowance recorded: Real estate: Residential real estate 1,470 1,470 6 Commercial real estate 2,693 2,693 406 Construction, land acquisition and development - - - Total real estate 4,163 4,163 412 Commercial and industrial - - - Consumer 299 299 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 4,462 4,462 413 Total impaired loans: Real estate: Residential real estate 1,876 1,950 6 Commercial real estate 3,128 3,197 406 Construction, land acquisition and development 370 777 - Total real estate 5,374 5,924 412 Commercial and industrial 22 54 - Consumer 299 299 1 State and political subdivisions - - - Total impaired loans $ 5,695 $ 6,277 $ 413 December 31, 2015 (in thousands) Recorded Unpaid Related With no allowance recorded: Real estate: Residential real estate $ 1,042 $ 1,138 $ - Commercial real estate 1,850 2,868 - Construction, land acquisition and development 470 844 - Total real estate 3,362 4,850 - Commercial and industrial 124 156 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,486 5,006 - With a related allowance recorded: Real estate: Residential real estate 1,888 1,888 92 Commercial real estate 1,981 1,981 287 Construction, land acquisition and development 176 176 1 Total real estate 4,045 4,045 380 Commercial and industrial 79 79 - Consumer 351 351 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 4,475 4,475 381 Total impaired loans: Real estate: Residential real estate 2,930 3,026 92 Commercial real estate 3,831 4,849 287 Construction, land acquisition and development 646 1,020 1 Total real estate 7,407 8,895 380 Commercial and industrial 203 235 - Consumer 351 351 1 State and political subdivisions - - - Total impaired loans $ 7,961 $ 9,481 $ 381 The following table presents the average balance and interest income by loan category recognized on impaired loans for the three and nine months ended September 30, 2016 and 2015: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 (in thousands) Average Balance Interest Income (1) Average Balance Interest Income (1) Average Balance Interest Income (1) Average Balance Interest Income (1) Real estate: Residential real estate $ 1,933 $ 21 $ 2,413 $ 28 $ 2,416 $ 69 $ 2,659 $ 92 Commercial real estate 2,835 23 7,017 24 3,476 69 6,884 82 Construction, land acquisition and development 379 1 459 5 452 5 465 14 Total real estate 5,147 45 9,889 57 6,344 143 10,008 188 Commercial and industrial 196 - 140 1 315 2 142 1 Consumer 299 1 354 3 301 7 357 9 State and political subdivisions - - - - - - - - Total impaired loans $ 5,642 $ 46 $ 10,383 $ 61 $ 6,960 $ 152 $ 10,507 $ 198 (1) Interest income represents income recognized on performing TDRs. The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated $48 thousand and $175 thousand for the three and nine months ended September 30, 2016, respectively, and $112 thousand and $298 thousand for the three and nine months ended September 30, 2015. Troubled Debt Restructured Loans TDRs at September 30, 2016 and December 31, 2015 were $4.3 million and $5.8 million, respectively. Accruing and non-accruing TDRs were $4.1 million and $0.2 million, respectively at September 30, 2016, and $5.0 million and $0.8 million, respectively at December 31, 2015. Approximately $266 thousand and $295 thousand in specific reserves have been established for TDRs as of September 30, 2016 and December 31, 2015, respectively. FNCB was not committed to lend additional funds to any loan classified as a TDR at September 30, 2016 and December 31, 2015. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, capitalization of real estate taxes, or a permanent reduction of the recorded investment in the loan. The following tables show the pre- and post- modification recorded investment in loans modified as TDRs during the three and nine months ended September 30, 2016 and 2015: Three Months Ended September 30, 2016 Nine Months Ended September 30, 2016 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Residential real estate 1 $ 95 $ 99 1 $ 95 $ 99 Commercial real estate - - - - - - Construction, land acquisition, and development - - - - - - Commercial and industrial - - - - - - Consumer - - - - - - State and political subdivisions - - - - - - Total new troubled debt restructurings 1 $ 95 $ 99 1 $ 95 $ 99 Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Residential real estate - $ - $ - 5 $ 810 $ 827 Commercial real estate - - - 1 1,654 742 Construction, land acquisition, and development - - - 1 96 96 Commercial and industrial 1 79 79 1 79 79 Consumer - - - - - - State and political subdivisions - - - - - - Total new troubled debt restructurings 1 $ 79 $ 79 8 $ 2,639 $ 1,744 The following table presents the types of modifications made during the three and nine months ended September 30, 2016 and 2015: Three months ended September 30, 2016 Nine months ended September 30, 2016 (in thousands) Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Residential real estate $ - $ 95 $ - $ 95 $ - $ 95 $ - $ 95 Commercial real estate - - - - - - - - Construction, land acquisition and development - - - - - - - - Commercial and industrial - - - - - - - - Consumer - - - - - - - - State and political subdivisions - - - - - - - - Total modifications $ - $ 95 $ - $ 95 $ - $ 95 $ - $ 95 Three months ended September 30, 2015 Nine months ended September 30, 2015 (in thousands) Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Residential real estate $ - $ - $ - $ - $ 709 $ 118 $ - $ 810 Commercial real estate - - - - - - 1,654 1,654 Construction, land acquisition and development - - - - 96 - - 96 Commercial and industrial - - 79 79 - - 79 79 Consumer - - - - - - - - State and political subdivisions - - - - - - - - Total modifications $ - $ - $ 79 $ 79 $ 805 $ 118 $ 1,733 $ 2,639 The one loan modified as a TDR during the nine months ended September 30, 2016 resulted in a $1 thousand increase to the specific reserve in the ALLL at September 30, 2016. Although the eight loans modified as TDRs during the nine months ended September 30, 2015 did not result in an increase to the specific reserve in the ALLL at September 30, 2015, charge-offs resulting from the modified TDRs totaled $912 thousand for the nine months ended September 30, 2015. The following table presents the number and recorded investment of TDRs which have defaulted (defined as past due 90 days or more) during the three months and nine months ended September 30, 2016 that were modified within the twelve months prior to such default: Three Months Ended September 30, 2016 Nine Months Ended September 30, 2016 (in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Troubled debt restructurings: Residential real estate - $ - 3 $ 107 Commercial real estate - - 1 680 Construction, land acquisition, and development - - - - Commercial and industrial - - - - Consumer - - - - State and political subdivisions - - - - Total - $ - 4 $ 787 For impairment determination purposes, the three residential real estate TDRs that defaulted during the nine months ended September 30, 2016 were considered collateral-dependent loans. One of the three TDRs suffered a decline in collateral value, which resulted in a charge against the ALLL of $37 thousand during the nine months ended September 30, 2016. The one commercial real estate loan with a recorded investment of $680 that defaulted during the nine months ended September 30, 2016, was foreclosed upon and transferred to OREO during the third quarter of 2016. There were no loans modified as TDRs within the previous 12 months which defaulted during the three and nine months ended September 30, 2015. There was one TDR with a recorded investment of $3.5 million that defaulted during the nine months ended September 30, 2015, however the default did not occur within 12 months of the original modification. There were five consumer mortgage loans secured by residential real estate properties with an aggregate recorded investment of $162 thousand that were in the process of foreclosure at September 30, 2016. There was one residential real estate property with a carrying value of $237 thousand that was foreclosed upon during the nine months ended September 30, 2016. There were two residential real estate properties with an aggregate carrying value of $41 thousand included in OREO at September 30, 2016 and December 31, 2015.

Note 5 - Income Taxes

Note 5 - Income Taxes	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 5. Income Taxes The following table presents a reconciliation between the effective income tax expense (benefit) and the income tax expense that would have been provided at the federal statutory tax rate of 34.0% for the three and nine months ended September 30, 2016 and 2015. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 (in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 932 34.00 % $ 795 34.00 % $ 2,175 34.00 % $ 2,241 34.00 % Add (deduct): Tax effects of non-taxable income (121 ) (4.42% ) (116 ) (4.97% ) (374 ) (5.85% ) (362 ) (5.49% ) Non-deductible interest expense 2 0.07 % 3 0.13 % 7 0.11 % 8 0.12 % Bank-owned life insurance (47 ) (1.70% ) (49 ) (2.11% ) (145 ) (2.27% ) (141 ) (2.14% ) Change in valuation allowance - 0.00 % - 0.00 % (8 ) (0.13% ) - 0.00 % Other items, net (42 ) (1.54% ) (633 ) (27.09% ) (44 ) (0.68% ) (1,786 ) (27.12% ) Income tax provision (benefit) $ 724 26.41 % $ - 0.00 % $ 1,611 25.19 % $ (40 ) (0.61% ) As of September 30, 2016, FNCB had $55.6 million of net operating loss carryovers resulting in deferred tax assets of $18.9 million. Beginning in 2030, these net operating loss carryovers will expire if not utilized. As of December 31, 2015, FNCB also had $1.0 million of charitable contribution carryovers and $2.5 million in alternative minimum tax (“AMT”) credit carryovers resulting in gross deferred tax assets of $355 thousand and $2.5 million, respectively. Charitable contribution carryovers will begin to expire after December 31, 2016 if not utilized, while AMT credit carryovers have an indefinite life. Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently, if necessary, in accordance with guidance set forth in ASC Topic 740 “Income Taxes,” and applies the criteria in the guidance to determine whether it is more likely than not that some portion, or all, of the deferred tax asset will not be realized within its life cycle, based on the weight of available evidence. In evaluating available evidence, management considers, among other factors, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carry forward periods, experience with operating loss and tax credit carry forwards not expiring unused, tax planning strategies and timing of reversals of temporary differences. In assessing the need for a valuation allowance, management carefully weighs both positive and negative evidence currently available. The weight given to the potential effect of positive and negative evidence must be commensurate with the extent to which it can objectively be verified. If management determines based on available evidence, both positive and negative, that it is more likely than not that some portion or all of the deferred tax asset will not be realized in future periods, a valuation allowance is calculated and recorded. These determinations are inherently subjective and depend upon management’s estimates and judgments used in their evaluation of both positive and negative evidence. Management performed an evaluation of FNCB’s deferred tax assets at September 30, 2016 taking into consideration all available positive and negative evidence at that time. Based on this evaluation, management believes that FNCB’s future taxable income will be sufficient to utilize deferred tax assets. Accordingly, a valuation allowance for deferred tax assets, except for the amount established for charitable contribution carryovers, was not required at September 30, 2016. Management does not believe currently that enough positive evidence exists to remove the valuation allowance associated with charitable contribution carryovers. Unlike the expiration period for net operating loss carryforwards (generally 20 years) and AMT credit carryovers (indefinite), the expiration of an excess charitable contribution carryover occurs after the 5th succeeding tax year for which a charitable contribution is made. Because FNCB is in a net deferred tax asset position, without regard to net operating loss carryovers, the reversal of existing temporary timing differences over the next 5 years makes it more likely than not that a portion of the charitable contribution carryovers will not be recognized. Accordingly, management believes a valuation allowance continues to be appropriate strictly in the case of the excess charitable contribution carryover deferred tax asset.

Note 6 - Related Party Transact

Note 6 - Related Party Transactions	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 6. Related Party Transactions In conducting its business, FNCB has engaged in and intends to continue to engage in banking and financial transactions with directors and executive officers of FNCB and their related parties. FNCB has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, net of any participations sold, as well as repayments during the three and nine months ended September 30, 2016 and 2015: Three Months Ended Nine Months Ended September 30, September 30, (in thousands) 2016 2015 2016 2015 Balance, beginning of period $ 43,664 $ 40,486 $ 52,652 $ 36,783 Additions, new loans and advances 3,492 20,881 10,704 52,282 Repayments (2,115 ) (9,723 ) (18,294 ) (37,421 ) Other (1) (28 ) - (49 ) - Balance, end of period $ 45,013 $ 51,644 $ 45,013 $ 51,644 (1) Represents loans to related parties that ceased being related parties during the period indicated. At September 30, 2016, there were no loans made to directors, executive officers and their related parties that were not performing in accordance with the terms of the loan agreements. Previously included in related party loans was a commercial line of credit with a company owned by a director that was paid off during the nine months ended September 30, 2016. The aggregate balance outstanding for this loan was $11.0 million at December 31, 2015. FNCB had sold a participation interest in this line to the same director in the amount of $5.2 million, of which $4.4 million was outstanding at December 31, 2015. FNCB had received a 25 basis point annual servicing fee from this director on the participation balance. Deposits from directors, executive officers and their related parties held by FNCB at September 30, 2016 and December 31, 2015 amounted to $98.0 million and $106.1 million, respectively. Interest paid on the deposits amounted to $143 thousand and $222 thousand for the nine months ended on September 30, 2016 and 2015, respectively . In the course of its operations, FNCB acquires goods and services from , and transacts business with , various companies of related parties, which include, but are not limited to, employee health insurance, fidelity bond and errors and omissions insurance, legal services, and repair of repossessed automobiles for resale. FNCB recorded payments to related parties for goods and services of $1.0 million and $1.9 million for the three and nine months ended September 30, 2016, respectively, and $0.9 million and $1.7 million for the respective periods of 2015. Subordinated notes (the “Notes”) held by directors and/or their related parties totaled $8.6 million at both September 30, 2016 and December 31, 2015. For the nine months ended September 30, 2016, FNCB paid the quarterly interest payments due on the Notes for the period of December 1, 2015 through August 31, 2016, totaling $481 thousand, of which $296 thousand was paid to directors and/or their related interests. On March 1, 2016, FNCB also paid all previously deferred and accrued interest on the Notes for the period September 1, 2010 through May 31, 2015, which totaled $10.8 million, of which $3.9 million was paid to directors and/or their related interests. For the nine months ended September 30, 2015, FNCB paid the quarterly interest payment due on the Notes for the period of June 1, 2015 through August 31, 2015, totaling $293 thousand, of which $134 thousand was paid to directors and/or their related interests.

Note 7 - Contingencies

Note 7 - Contingencies	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 7. Contingencies On May 24, 2012, a putative shareholder filed a complaint in the Court of Common Pleas for Lackawanna County (“Shareholder Derivative Suit”) against certain present and former directors and officers of FNCB (the “Individual Defendants”) alleging, inter alia, breach of fiduciary duty, abuse of control, corporate waste, and unjust enrichment. FNCB was named as a nominal defendant. The parties to the Shareholder Derivative Suit commenced settlement discussions and on December 18, 2013, the Court entered an Order Granting Preliminary Approval of Proposed Settlement subject to notice to shareholders. On February 4, 2014, the Court issued a Final Order and Judgment for the matter granting approval of a Stipulation of Settlement (the “Settlement”) and dismissing all claims against FNCB and the Individual Defendants. As part of the Settlement, there was no admission of liability by the Individual Defendants. Pursuant to the Settlement, the Individual Defendants, without admitting any fault, wrongdoing or liability, agreed to settle the derivative litigation for $5.0 million. The $5.0 million Settlement payment was made to FNCB on March 28, 2014. The Individual Defendants reserved their rights to indemnification under FNCB’s Articles of Incorporation and Bylaws, resolutions adopted by the Board, the Pennsylvania Business Corporation Law and any and all rights they have against the Company’s and the Bank’s insurance carriers. In addition, in conjunction with the Settlement, FNCB accrued $2.5 million related to fees and costs of the plaintiff’s attorneys, which was included in non-interest expense in the Consolidated Statements of Income for the year ended December 31, 2013. On April 1, 2014, FNCB paid the $2.5 million related to fees and costs of the plaintiff’s attorneys and partial indemnification of the Individual Defendants in the amount of $2.5 million, and as such, as of September 30, 2016, $2.5 million plus accrued interest remains accrued in other liabilities related to the potential indemnification of the Individual Defendants. On September 5, 2012, Fidelity and Deposit Company of Maryland (“F&D”) filed an action against the Company and the Bank, as well as several current and former officers and directors of FNCB, in the United States District Court for the Middle District of Pennsylvania. F&D has asserted a claim for the rescission of a directors’ and officers’ insurance policy and a bond that it had issued to FNCB. On November 9, 2012, the Company and the Bank answered the claim and asserted counterclaims for the losses and expenses already incurred by the Company and the Bank. FNCB and the other defendants are defending the claims and have opposed F&D’s requested relief by way of counterclaims, breaches of contract and bad faith claims against F&D for its failure to fulfill its obligations to the Company and the Bank under the insurance policy. At this time, the matter is in the discovery stage and FNCB cannot reasonably determine the outcome or potential range of loss, if any, in connection with this matter. On August 13, 2013, Steven Antonik, individually, as Administrator of the Estate of Linda Kluska, William R. Howells, and Louise A. Howells, on behalf of themselves and others similarly situated, filed a consumer protection class action against the Company and Bank in the Lackawanna County Court of Common Pleas, seeking equitable, injunction and monetary relief to address an alleged pattern and practice of wrong doing by the Bank relating to the repossession and sale of the Plaintiffs’ and class members’ financed motor vehicles. On December 17, 2015, the Honorable Margaret Moyle entered an Order outlining the primary terms of a tentative agreement to settle this matter, pending a finalized, more-detailed settlement agreement, class notice and a class fairness hearing, said Order covering both this matter and the matter involving Plaintiff Charles Saxe, III individually and on behalf of all others similarly situated. The primary terms of the tentative agreement to settle are 1) Defendants to pay the Plaintiffs’ class members, which the Defendants have stated are approximately 430 members, the total sum of $750,000; 2) Plaintiffs will release all claims against Defendants; 3) Defendants will remove to vacate any judgements against any class members arising from the vehicle loans that are the subject of these actions; 4) Defendants will remove the trade line on each class member’s credit report associated with the subject vehicle loans that are at issue in these actions for Experian, Equifax and TransUnion, providing Plaintiffs’ counsel with verification of such; 5) Defendants will verify that the aggregate amount received from class members by Defendants and its agents during the alleged unjust enrichment class period does not exceed $45,000; and 6) Defendants will waive the disputed deficiency balances relating to the subject loans of each class member and agree not to issue IRS Forms 1099-C in connection with these deficiency waivers or to sell, assign , or otherwise collect on the alleged deficiencies. The parties are currently negotiating a Class Action Agreement and Release to be submitted to the Court for preliminary approval. On September 17, 2013, Charles Saxe, III individually and on behalf of all others similarly situated filed a consumer class action against the Bank in the Lackawanna County Court of Common Pleas alleging violations of the Pennsylvania Uniform Commercial Code in connection with the repossession and resale of financed vehicles. On December 17, 2015 the Honorable Margaret Moyle entered an Order outlining the primary terms of a tentative agreement to settle this matter, pending a finalized, more-detailed settlement agreement, class notice and a class fairness hearing, said Order covering both this matter and the matter involving Plaintiffs Steven Antonik, individually, as Administrator of the Estate of Linda Kluska, William R. Howells, and Louise A. Howells, on behalf of themselves and all others similarly situated. The primary terms of the tentative agreement to settle are 1) Defendants to pay the Plaintiffs’ class members, which the Defendants have stated are approximately 430 members, the total sum of $750,000; 2) Plaintiffs will release all claims against Defendants; 3) Defendants will remove to vacate any judgements against any class members arising from the vehicle loans that are the subject of these actions; 4) Defendants will remove the trade line on each class member’s credit report associated with the subject vehicle loans that are at issue in these actions for Experian, Equifax and TransUnion, providing Plaintiffs’ counsel with verification of such; 5) Defendants will verify that the aggregate amount received from class members by Defendants and its agents during the alleged unjust enrichment class period does not exceed $45,000; and 6) Defendants will waive the disputed deficiency balances relating to the subject loans of each class member and agree not to issue IRS Forms 1099-C in connection with these deficiency waivers or to sell, assign , or otherwise collect on the alleged deficiencies. The parties are currently negotiating a Class Action Agreement and Release to be submitted to the Court for preliminary approval. FNCB has been subject to tax audits and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none of which has or is expected to have a material adverse impact on the consolidated financial condition, results of operations or liquidity of FNCB. There have been no changes in the status of the other litigation disclosed in FNCB’s Annual Report on Form 10-K for the year ended December 31, 2015.

Note 8 - Stock Compensation Pla

Note 8 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 8. Stock Compensation Plans On August 30, 2000, FNCB’s Board of Directors adopted the 2000 Employee Stock Incentive Plan (the “Stock Incentive Plan”). Under the Stock Incentive Plan, options were granted to key officers and other employees of FNCB. The aggregate number of shares authorized to be issued upon exercise of the options under the Stock Incentive Plan could not exceed 1,100,000 shares. Options and rights granted under the Stock Incentive Plan became exercisable six months after the date the options are awarded and expire ten years after the award date. Upon exercise, the shares are issued from FNCB’s authorized but unissued stock. The Stock Incentive Plan expired on August 30, 2010. Accordingly, no further grants will be made under the Stock Incentive Plan. No compensation expense related to options under the Stock Incentive Plan was required to be recorded in the nine months ended September 30, 2016 and 2015. Stock options outstanding at September 30, 2016 and December 31, 2015 were 47,459 and 50,746, respectively. There have been no changes to the status of FNCB’s Stock Incentive Plan as of or for the nine months ended September 30, 2016. For additional information related to the Stock Incentive Plan refer to Note 16 to the consolidated financial statements included in FNCB’s Annual Report on Form 10-K for the year ended December 31, 2015. On October 23, 2013, the Board of Directors adopted a Long Term Incentive Compensation Plan (“LTIP”) that is designed to reward executives and key employees for their contributions to the long-term success of FNCB, primarily as measured by the increase in FNCB’s stock price. The LTIP authorizes up to 1,200,000 shares of common stock for issuance and provides the Board of Directors with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. There were no awards granted during the three months ended September 30, 2016. Awards granted under the LTIP during the nine months ended September 30, 2016 were comprised of 67,600 shares of restricted stock. At September 30, 2016, there were 1,026,127 shares of common stock available for award under the LTIP. For the nine months ended September 30, 2016 and 2015, stock-based compensation expense, which is included in salaries and employee benefits expense in the Consolidated Statements of Income, totaled $195 thousand and $179 thousand, respectively. Total unrecognized compensation expense related to unvested restricted stock awards was $468 thousand and $522 thousand at September 30, 2016 and 2015, respectively. The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the three and nine months ended September 30, 2016 and 2015: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Restricted Weighted- Restricted Weighted- Restricted Weighted- Restricted Weighted- Unvested, beginning of period 109,596 $ 5.75 113,791 $ 5.99 112,958 $ 5.99 45,750 $ 6.70 Awards granted - - - - 67,600 5.53 84,900 5.75 Forfeitures (5,097 ) 5.94 - - (23,211 ) 5.69 (333 ) 6.70 Vestings - - - - (52,848 ) 6.02 (16,526 ) 6.70 Unvested, end of period 104,499 $ 5.74 113,791 $ 5.99 104,499 $ 5.74 113,791 $ 5.99

Note 9 - Regulatory Matters

Note 9 - Regulatory Matters	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 9. Regulatory Matters FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that may be paid without prior approval of the Bank’s regulatory agency. Furthermore, while under a previously disclosed regulatory order and agreement, the Bank and FNCB were previously restricted from paying any dividends without the prior approval of their respective regulators and accordingly did not pay dividends from 2010 through 2015. On July 29, 2016, FNCB declared a cash dividend for the third quarter of 2016 of $0.02 per share, which was paid on September 15, 2016 to shareholders of record as of September 1, 2016. Year-to-date dividends declared and paid were $0.06 per share for the nine months ended September 30, 2016. On October 28, 2016, FNCB declared a cash dividend for the fourth quarter of $0.03 per share, which is payable on December 15, 2016 to shareholders of record December 1, 2016. On April 27, 2016, the Board of Directors also approved the reinstatement of the Dividend Reinvestment and Stock Purchase Plan (“DRP”) which became effective on June 1, 2016. Common shares issued under the DRP totaled 27,988 and 47,763 for the three and nine months ended September 30, 2016, respectively. The Board of Directors, also on October 28, 2016, approved the acceleration of a partial repayment of the principal in the amount of $4.0 million, representing 28.6% of the current principal balance outstanding, on its fixed-rate subordinated notes due September 1, 2019 (the “Notes”). The $4.0 million principal repayment on the Notes, which was due and payable on September 1, 2017, will be paid to Noteholders on December 1, 2016. On February 26, 2016, the Bank filed an application with the Pennsylvania Department of Banking and Securities to convert from an OCC-chartered banking institution to a Pennsylvania state-chartered institution and notified the OCC and the FDIC of its intent to convert to a state charter. Effective June 30, 2016, following receipt of required regulatory approval from the Pennsylvania Department of Banking and Securities, the conversion was completed, and the primary banking regulators of the Bank became the Pennsylvania Department of Banking and Securities and the FDIC. As a result of the charter conversion, the Bank’s legal name became “FNCB Bank”. On October 4, 2016, First National Community Bancorp, Inc., the parent company of FNCB Bank, filed an amendment to the Company’s articles of incorporation to change the Company’s name, effective October 17, 2016, to “FNCB Bancorp, Inc.” The Board of Directors has also amended the Company’s bylaws, effective October 17, 2016, to reflect the new name. FNCB at the holding company level will continue to be regulated by the Federal Reserve. FNCB is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on FNCB’s financial statements. Specifically, FNCB is subject to the Basel III capital framework for U.S. banking organizations (the “Regulatory Capital Rules”) which implemented regulatory capital reforms and changes required by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Regulatory Capital Rules became effective for FNCB and the Bank on January 1, 2015 and are subject to transitional provisions extending to January 1, 2019. The Regulatory Capital Rules include new risk-based capital and leverage ratios and refine the definition of what constitutes “capital” for purposes of calculating those ratios. The new minimum capital level requirements applicable to FNCB and the Bank under the Regulatory Capital Rules are: ● a total risk-based capital ratio of 8.00%; ● a Tier I risk-based capital ratio of 6.00%; ● a common equity Tier I risk-based capital ratio of 4.50%; and ● a Tier I capital to average assets (“Tier I leverage ratio”) of 4.00% for all institutions. Under the Regulatory Capital Rules, in order to avoid limitations on capital distributions (including dividend payments and certain discretionary bonus payments to executive officers), a banking organization must hold a capital conservation buffer comprised of common equity Tier I capital above its minimum risk-based capital requirements in an amount greater than 2.5% of total risk-weighted assets. The capital conservation buffer, which is composed of common equity Tier I capital, began on January 1, 2016 at the 0.625% level and will be phased in over a three year period (increasing by that amount on each January 1, until it reaches 2.5% on January 1, 2019). Implementation of the deductions and other adjustments to common equity Tier I capital began on January 1, 2015 and will be phased-in over a three-year period (beginning at 40% on January 1, 2015, 60% on January 1, 2016 and an additional 20% per year thereafter). FNCB and the Bank were in full compliance with the additional capital conservation buffer requirement at September 30, 2016. The following tables present summary information regarding FNCB’s and the Bank’s risk-based capital and related ratios at September 30, 2016 and December 31, 2015: Consolidated Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer To Be Well Capitalized Under Prompt Corrective Action (in thousands) Amount Ratio Amount Ratio Ratio Ratio Ratio September 30, 2016 Total capital (to risk-weighted assets) $ 97,823 12.37 % $ 105,864 13.40 % 8.00 % 8.625 % 10.00 % Tier I capital (to risk-weighted assets) 80,698 10.21 % 97,139 12.29 % 6.00 % 6.625 % 8.00 % Tier I common equity (to risk-weighted assets) 78,665 9.95 % 97,139 12.29 % 4.50 % 5.125 % 6.50 % Tier I capital (to average assets) 80,698 7.52 % 97,139 9.05 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 790,572 790,168 Total average assets 1,073,742 1,073,660 Consolidated Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer To Be Well Capitalized Under Prompt Corrective Action (in thousands) Amount Ratio Amount Ratio Ratio Ratio Ratio December 31, 2015 Total capital (to risk-weighted assets) $ 93,835 11.79 % $ 110,039 13.83 % 8.00 % N/A 10.00 % Tier I capital (to risk-weighted assets) 74,945 9.42 % 100,949 12.69 % 6.00 % N/A 8.00 % Tier I common equity (to risk-weighted assets) 74,945 9.42 % 100,949 12.69 % 4.50 % N/A 6.50 % Tier I capital (to average assets) 74,945 7.27 % 100,949 9.79 % 4.00 % N/A 5.00 % Total risk-weighted assets 795,887 795,490 Total average assets 1,031,426 1,030,828

Note 10 - Fair Value Measuremen

Note 10 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10. Fair Value Measurements In determining fair value, FNCB uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of FNCB. Unobservable inputs reflect FNCB’s knowledge about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances. The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurement). A financial asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows: ● Level 1 valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets. ● Level 2 valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data; and ● Level 3 valuation is derived from other valuation methodologies including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value. A description of the valuation methodologies used for assets recorded at fair value, and for estimating fair value of financial instruments not recorded at fair value, is set forth below. Cash, Short-term Investments, Accrued Interest Receivable and Accrued Interest Payable For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities The estimated fair values of available-for-sale equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 inputs). The estimated fair values for FNCB’s investments in obligations of U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs and residential mortgage-backed securities, corporate debt securities, and negotiable certificates of deposit are obtained by FNCB from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 inputs), to prepare valuations. Matrix pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things and are based on market data obtained from sources independent from FNCB. The Level 2 investments in FNCB’s portfolio are priced using those inputs that, based on the analysis prepared by the pricing service, reflect the assumptions that market participants would use to price the assets. FNCB has determined that the Level 2 designation is appropriate for these securities because, as with most fixed-income securities, those in FNCB’s portfolio are not exchange-traded, and such non-exchange-traded fixed income securities are typically priced by correlation to observed market data. FNCB has reviewed the pricing service’s methodology to confirm its understanding that such methodology results in a valuation based on quoted market prices for similar instruments traded in active markets, quoted markets for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which the significant assumptions can be corroborated by market data as appropriate to a Level 2 designation. FNCB did not own any securities for which fair value was determined using Level 3 inputs at September 30, 2016 and December 31, 2015. Loans Except for collateral-dependent impaired loans, fair values of loans are estimated by discounting the projected future cash flows using market discount rates that reflect the credit, liquidity, and interest rate risk inherent in the loan. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. The estimated fair value of collateral dependent impaired loans is based on the appraised loan value or other reasonable offers less estimated costs to sell. FNCB does not record loans at fair value on a recurring basis. However from time to time, a loan is considered impaired and an allowance for credit losses is established. The specific reserves for collateral dependent impaired loans are based on the fair value of the collateral less estimated costs to sell. The fair value of the collateral is generally based on appraisals. In some cases, adjustments are made to the appraised values due to various factors including age of the appraisal, age of comparables included in the appraisal, and known changes in the market and in the collateral. When significant adjustments are based on unobservable inputs, the resulting fair value measurement is categorized as a Level 3 measurement. Loans Held For Sale Fair values of mortgage loans held for sale are based on commitments on hand from investors or prevailing market prices. Mortgage Servicing Rights The fair value of mortgage servicing rights is estimated using a discounted cash flow model that applies current estimated prepayments derived from the mortgage-backed securities market and utilizes a current market discount rate for observable credit spreads. FNCB does not record mortgage servicing rights at fair value on a recurring basis. Restricted Stock Ownership in equity securities of FHLB of Pittsburgh and the FRB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value. At September 30, 2016, restricted stock consisted entirely of equity securities of the FHLB of Pittsburgh. Deposits The fair value of demand deposits, savings deposits, and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated based on discounted cash flows using FHLB advance rates currently offered for similar remaining maturities. Borrowed Funds FNCB uses discounted cash flows using rates currently available for debt with similar terms and remaining maturities to estimate fair value. Commitments to Extend Credit and Standby Letters of Credit The fair value of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of off-balance sheet commitments is insignificant and therefore not included in the table for non-recurring assets and liabilities. Assets Measured at Fair Value on a Recurring Basis The following tables present the financial assets that are measured at fair value on a recurring basis at September 30, 2016 and December 31, 2015, and the fair value hierarchy of the respective valuation techniques utilized by FNCB to determine the fair value: Fair Value Measurements at September 30, 2016 (in thousands) Fair Value Quoted Prices Significant Significant Available-for-sale securities: Obligations of U.S. government agencies $ 12,671 $ - $ 12,671 $ - Obligations of state and political subdivisions 105,741 - 105,741 - U.S. government/ government-sponsored agencies: Collateralized mortgage obligations - residential 19,729 - 19,729 - Collateralized mortgage obligations - commercial 102,459 - 102,459 - Residential mortgage-backed securities 18,219 - 18,219 - Corporate debt securities 442 - 442 - Negotiable certificates of deposit 3,255 - 3,255 - Equity securities 959 959 - - Total available-for-sale securities $ 263,475 $ 959 $ 262,516 $ - Fair Value Measurements at December 31, 2015 (in thousands) Fair Value Quoted Prices Significant Significant Available-for-sale securities: Obligations of U.S. government agencies $ 44,043 $ - $ 44,043 $ - Obligations of state and political subdivisions 75,407 - 75,407 - U.S. government/ government-sponsored agencies: Collateralized mortgage obligations - residential 22,269 - 22,269 - Collateralized mortgage obligations - commercial 89,423 - 89,423 - Residential mortgage-backed securities 18,098 - 18,098 - Corporate debt securities 423 - 423 - Negotiable certificates of deposit 3,162 - 3,162 - Equity securities 948 948 - - Total available-for-sale securities $ 253,773 $ 948 $ 252,825 $ - There were no transfers between levels within the fair value hierarchy during the nine months ended September 30, 2016 and 2015. Assets Measured at Fair Value on a Non-Recurring Basis The following tables present assets and liabilities measured at fair value on a non-recurring basis at September 30, 2016 and December 31, 2015, and additional quantitative information about the valuation techniques and inputs utilized by FNCB to determine fair value. All such assets were measured using Level 3 inputs. September 30, 2016 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 591 $ 173 $ 418 Appraisal of collateral Selling cost 10.0% Impaired loans - other 3,871 240 3,631 Discounted cash flows Discount rate 3.0% - 7.5% Other real estate owned 1,949 - 1,949 Appraisal of collateral Selling cost 10.0% December 31, 2015 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 718 $ 124 $ 594 Appraisal of collateral Selling cost 10.0% Impaired loans - other 3,757 257 3,500 Discounted cash flows Discount rate 3.0% - 7.5% Other real estate owned 3,104 - 3,104 Appraisal of collateral Selling cost 10.0% The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level 3 inputs which are not identifiable. Management reduces the appraised value by the estimated costs to sell the property and may make adjustments to the appraised values as necessary to consider any declines in real estate values since the time of the appraisal. For impaired loans that are not collateral-dependent, fair value is determined using the discounted cash flow method. When the measure of the impaired loan is less than the recorded investment in the loan, the impairment is recorded through a valuation allowance or is charged off. The amount shown is the balance of impaired loans, net of any charge-offs and the related allowance for loan losses. OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance may be written down further. It is FNCB’s policy to obtain certified external appraisals of real estate collateral underlying impaired loans and OREO, and estimate fair value using those appraisals. Other valuation sources may be used, including broker price opinions, letters of intent and executed sale agreements. The following table summarizes the estimated fair values of FNCB’s financial instruments at September 30, 2016 and at December 31, 2015. FNCB discloses fair value information about financial instruments, whether or not recognized in the Statement of Financial Condition, for which it is practicable to estimate that value. The following estimated fair value amounts have been determined using available market information and appropriate valuation methodologies. However, management judgment is required to interpret data and develop fair value estimates. Accordingly, the estimates below are not necessarily indicative of the amounts FNCB could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. Fair Value September 30, 2016 December 31, 2015 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 57,336 $ 57,336 $ 21,083 $ 21,083 Securities available for sale See previous table 263,475 263,475 253,773 253,773 FHLB and FRB Stock Level 2 2,741 2,741 7,695 7,695 Loans held for sale Level 2 185 185 683 683 Loans, net Level 3 721,172 721,792 724,926 716,412 Accrued interest receivable Level 2 2,736 2,736 2,475 2,475 Mortgage servicing rights Level 3 193 710 240 880 Financial liabilities Deposits Level 2 930,959 924,795 821,546 798,466 Borrowed funds Level 2 83,147 83,645 160,112 160,266 Accrued interest payable Level 2 294 294 11,165 11,165

Note 11 - Earnings per Share

Note 11 - Earnings per Share	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 11. Earnings per Share The numerator of both the basic and diluted earnings per common share is net income available to common shareholders (which is equal to net income less dividends on preferred stock and related discount accretion). The weighted average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. For FNCB, common share equivalents are outstanding stock options to purchase the Company’s common shares and unvested restricted stock. The following table presents the calculation of both basic and diluted earnings per common share for the three and nine months ended September 30, 2016 and 2015: Three Months Ended Nine Months Ended September 30, September 30, (in thousands, except share data) 2016 2015 2016 2015 Net income $ 2,017 $ 2,337 $ 4,785 $ 6,631 Basic weighted-average number of common shares outstanding 16,593,811 16,500,945 16,554,391 16,497,373 Plus: Common share equivalents - - - - Diluted weighted-average number of common shares outstanding 16,593,811 16,500,945 16,554,391 16,497,373 Income per common share: Basic $ 0.12 $ 0.14 $ 0.29 $ 0.40 Diluted $ 0.12 $ 0.14 $ 0.29 $ 0.40 There were no common share equivalents for the three and nine months ended September 30, 2016 or 2015, as the weighted-average price of FNCB’s common stock was below the fair value on the grant dates. Stock options of 47,459 and 64,479 for the nine months ended September 30, 2016 and 2015, respectively, were excluded from common share equivalents. The exercise prices of stock options exceeded the average market price of FNCB’s common shares during the periods presented. Similarly, the weighted-average stock price for FNCB’s common stock for the nine months ended September 30, 2016 exceeded the fair market value of the restricted stock at the date of grant, therefore, inclusion of these common share equivalents would be anti-dilutive to the diluted earnings per common share calculation.

Note 12 - Other Comprehensive (

Note 12 - Other Comprehensive (Loss) Income	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 12. Other Comprehensive (Loss) Income The following tables summarize the reclassifications out of accumulated other comprehensive income (loss) for the three and nine months ended September 30, 2016 and 2015, which are comprised entirely of unrealized gains and losses on available-for-sale securities: Three Months Ended September 30, 2016 Nine Months Ended September 30, 2016 (in thousands) Amount Reclassifed Affected Line Item in the Amount Reclassifed Affected Line Item in the Available-for-sale securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on sale of securities $ (960 ) Net gain on sale of securities Taxes - Income tax expense (benefit) 326 Income tax expense (benefit) Net of tax amount $ - $ (634 ) Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 (in thousands) Amount Reclassifed Affected Line Item in the Amount Reclassifed Affected Line Item in the Available-for-sale securities: Reclassification adjustment for net gains reclassified into net income $ (4 ) Net gain on sale of securities $ (2,302 ) Net gain on sale of securities Taxes 1 Income tax expense (benefit) 782 Income tax expense (benefit) Net of tax amount $ (3 ) $ (1,520 ) The following table summarizes the changes in accumulated other comprehensive income (loss), net of tax for the three and nine months ended September 30, 2016 and 2015: Three Months Ended Nine Months Ended September 30, September 30, (in thousands) 2016 2015 2016 2015 Beginning balance $ 6,736 $ 279 $ (238 ) $ 1,138 Other comprehensive (loss) income before reclassifications (818 ) 2,287 6,790 2,945 Amounts reclassified from accumulated other comprehensive income (loss) - (3 ) (634 ) (1,520 ) Net other comprehensive (loss) income during the period (818 ) 2,284 6,156 1,425 Ending balance $ 5,918 $ 2,563 $ 5,918 $ 2,563

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	September 30, 2016 (in thousands) Amortized Gross Gross Fair Available-for-sale: Obligations of U.S. government agencies $ 12,156 $ 515 $ - $ 12,671 Obligations of state and political subdivisions 101,738 4,005 2 105,741 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 19,133 597 1 19,729 Collateralized mortgage obligations - commercial 99,330 3,129 - 102,459 Residential mortgage-backed securities 17,469 750 - 18,219 Corporate debt securities 500 - 58 442 Negotiable certificates of deposit 3,172 83 - 3,255 Equity securities 1,010 - 51 959 Total available-for-sale securities $ 254,508 $ 9,079 $ 112 $ 263,475 December 31, 2015 (in thousands) Amortized Cost Gross Gross Fair Available-for-sale: Obligations of U.S. government agencies $ 43,787 $ 256 $ - $ 44,043 Obligations of state and political subdivisions 75,401 428 422 75,407 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 22,162 116 9 22,269 Collateralized mortgage obligations - commercial 89,900 124 601 89,423 Residential mortgage-backed securities 18,201 58 161 18,098 Corporate debt securities 500 - 77 423 Negotiable certificates of deposit 3,173 - 11 3,162 Equity securities 1,010 - 62 948 Total available-for-sale securities $ 254,134 $ 982 $ 1,343 $ 253,773
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2016 (in thousands) Amortized Cost Fair Amounts maturing in: One year or less $ - $ - After one year through five years 25,810 26,626 After five years through ten years 89,306 92,998 After ten years 2,450 2,485 Collateralized mortgage obligations 118,463 122,188 Residential mortgage-backed securities 17,469 18,219 Total $ 253,498 $ 262,516
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2016 Less than 12 Months 12 Months or Greater Total (dollars in thousands) Number Fair Gross Number Fair Gross Number Fair Value Gross Obligations of U.S. government agencies - $ - $ - - $ - $ - - $ - $ - Obligations of state and policitical subdivisions 1 2,013 2 - - - 1 2,013 2 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential - - - 1 234 1 1 234 1 Collateralized mortgage obligations - commercial - - - - - - - - - Residential mortgage-backed securities - - - - - - - - - Corporate debt securities - - - 1 442 58 1 442 58 Negotiable certificates of deposit - - - - - - - - - Equity securities - - - 1 949 51 1 949 51 Total 1 $ 2,013 $ 2 3 $ 1,625 $ 110 4 $ 3,638 $ 112 December 31, 2015 Less than 12 Months 12 Months or Greater Total (dollars in thousands) Number Fair Gross Number Fair Gross Number Fair Gross Obligations of U.S. government agencies - $ - $ - - $ - $ - - $ - $ - Obligations of state and policitical subdivisions 31 33,022 419 1 264 3 32 33,286 422 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 4 5,738 9 - - - 4 5,738 9 Collateralized mortgage obligations - commercial 16 67,969 601 - - - 16 67,969 601 Residential mortgage-backed securities 7 16,779 161 - - - 7 16,779 161 Corporate debt securities - - - 1 423 77 1 423 77 Negotiable certificates of deposit 12 2,913 11 - - - 12 2,913 11 Equity securities - - - 1 938 62 1 938 62 Total 70 $ 126,421 $ 1,201 3 $ 1,625 $ 142 73 $ 128,046 $ 1,343

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, (in thousands) 2016 2015 Residential real estate $ 139,963 $ 130,696 Commercial real estate 245,820 245,198 Construction, land acquisition and development 19,122 30,843 Commercial and industrial 153,799 149,826 Consumer 127,233 128,533 State and political subdivisions 41,233 46,056 Total loans, gross 727,170 731,152 Unearned income (98 ) (98 ) Net deferred loan costs 2,590 2,662 Allowance for loan and lease losses (8,490 ) (8,790 ) Loans, net $ 721,172 $ 724,926
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Loan Category (in thousands) Residential Commercial Construction, Commercial Consumer State and Unallocated Total Three months ended September 30, 2016: Allowance for loan losses: Beginning balance, July 1, 2016 $ 1,099 $ 3,095 $ 717 $ 1,565 $ 1,350 $ 733 $ - $ 8,559 Charge-offs (37 ) - - (18 ) (134 ) - - (189 ) Recoveries 2 1 - 184 167 - - 354 Provisions (credits) 49 185 (50 ) (232 ) 50 (236 ) - (234 ) Ending balance, September 30, 2016 $ 1,113 $ 3,281 $ 667 $ 1,499 $ 1,433 $ 497 $ - $ 8,490 Three months ended September 30, 2015: Allowance for loan losses: Beginning balance, July 1, 2015 $ 1,484 $ 4,041 $ 778 $ 1,878 $ 1,643 $ 504 $ - $ 10,328 Charge-offs (66 ) - (683 ) (21 ) (198 ) - - (968 ) Recoveries 23 278 - 140 215 - - 656 Provisions (credits) (132 ) (84 ) 874 (738 ) (147 ) (32 ) 68 (191 ) Ending balance, September 30, 2015 $ 1,309 $ 4,235 $ 969 $ 1,259 $ 1,513 $ 472 $ 68 $ 9,825 Nine months ended September 30, 2016: Allowance for loan losses: Beginning balance, January 1, 2016 $ 1,333 $ 3,346 $ 853 $ 1,205 $ 1,494 $ 485 $ 74 $ 8,790 Charge-offs (61 ) (251 ) - (1,082 ) (652 ) - - (2,046 ) Recoveries 4 4 9 396 475 - - 888 Provisions (credits) (163 ) 182 (195 ) 980 116 12 (74 ) 858 Ending balance, September 30, 2016 $ 1,113 $ 3,281 $ 667 $ 1,499 $ 1,433 $ 497 $ - $ 8,490 Nine months ended September 30, 2015: Allowance for loan losses: Beginning balance, January 1, 2015 $ 1,772 $ 4,663 $ 665 $ 2,104 $ 1,673 $ 598 $ 45 $ 11,520 Charge-offs (135 ) (912 ) (689 ) (163 ) (538 ) - - (2,437 ) Recoveries 34 296 - 307 445 - - 1,082 Provisions (credits) (362 ) 188 993 (989 ) (67 ) (126 ) 23 (340 ) Ending balance, September 30, 2015 $ 1,309 $ 4,235 $ 969 $ 1,259 $ 1,513 $ 472 $ 68 $ 9,825 Loan Cateogry (in thousands) Residential Commercial Construction, Commercial Consumer State and Unallocated Total September 30, 2016 Allowance for loan losses: Individually evaluated for impairment $ 6 $ 406 $ - $ - $ 1 $ - $ - $ 413 Collectively evaluated for impairment 1,107 2,875 667 1,499 1,432 497 - 8,077 Total $ 1,113 $ 3,281 $ 667 $ 1,499 $ 1,433 $ 497 $ - $ 8,490 Loans receivable: Individually evaluated for impairment $ 1,876 $ 3,128 $ 370 $ 22 $ 299 $ - $ - $ 5,695 Collectively evaluated for impairment 138,087 242,692 18,752 153,777 126,934 41,233 - 721,475 Total $ 139,963 $ 245,820 $ 19,122 $ 153,799 $ 127,233 $ 41,233 $ - $ 727,170 December 31, 2015 Allowance for loan losses: Individually evaluated for impairment $ 92 $ 287 $ 1 $ - $ 1 $ - $ - $ 381 Collectively evaluated for impairment 1,241 3,059 852 1,205 1,493 485 74 8,409 Total $ 1,333 $ 3,346 $ 853 $ 1,205 $ 1,494 $ 485 $ 74 $ 8,790 Loans receivable: Individually evaluated for impairment $ 2,930 $ 3,831 $ 646 $ 203 $ 351 $ - $ - $ 7,961 Collectively evaluated for impairment 127,766 241,367 30,197 149,623 128,182 46,056 - 723,191 Total $ 130,696 $ 245,198 $ 30,843 $ 149,826 $ 128,533 $ 46,056 $ - $ 731,152
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Quality Indicators September 30, 2016 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 24,477 $ 349 $ 366 $ - $ - $ 25,192 $ 114,023 $ 749 $ 114,772 $ 139,963 Commercial real estate 235,487 4,624 4,904 - - 245,015 - - - 245,015 Construction, land acquisition and development 9,755 348 4,190 - - 14,294 4,564 264 4,828 19,122 Commercial and industrial 146,771 925 1,626 - - 149,321 4,431 48 4,478 153,799 Consumer 2,494 - 37 - - 2,532 124,494 207 124,701 127,233 State and political subdivisions 37,884 2,992 357 - - 41,233 - - - 41,233 Total $ 456,868 $ 9,238 $ 11,481 $ - $ - $ 477,586 $ 247,512 $ 1,268 $ 248,779 $ 726,366 Credit Quality Indicators December 31, 2015 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 21,018 $ 449 $ 984 $ - $ - $ 22,451 $ 107,204 $ 1,041 $ 108,245 $ 130,696 Commercial real estate 225,850 11,356 7,992 - - 245,198 - - - 245,198 Construction, land acquisition and development 23,946 358 5,137 - - 29,441 1,402 - 1,402 30,843 Commercial and industrial 142,242 595 2,209 - - 145,046 4,775 5 4,780 149,826 Consumer 2,747 9 39 - - 2,795 125,392 346 125,738 128,533 State and political subdivisions 45,464 120 472 - - 46,056 - - - 46,056 Total $ 461,267 $ 12,887 $ 16,833 $ - $ - $ 490,987 $ 238,773 $ 1,392 $ 240,165 $ 731,152
Past Due Financing Receivables [Table Text Block]	September 30, 2016 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Real estate: Residential real estate $ 138,889 $ 118 $ 207 $ - $ 139,214 Commercial real estate 243,392 707 573 - 244,672 Construction, land acquisition and development 18,841 17 - - 18,858 Total real estate 401,122 842 780 - 402,744 Commercial and industrial 153,312 200 239 - 153,751 Consumer 125,990 750 286 - 127,026 State and political subdivisions 41,233 - - - 41,233 Total performing (accruing) loans 721,657 1,792 1,305 - 724,754 Non-accrual loans: Real estate: Residential real estate 426 11 - 312 749 Commercial real estate 124 154 764 106 1,148 Construction, land aquisition and development 264 - - - 264 Total real estate 814 165 764 418 2,161 Commercial and industrial - - - 48 48 Consumer 69 1 1 136 207 State and political subdivisions - - - - - Total non-accrual loans 883 166 765 602 2,416 Total loans receivable $ 722,540 $ 1,958 $ 2,070 $ 602 $ 727,170 December 31, 2015 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Real estate: Residential real estate $ 129,206 $ 51 $ 225 $ - $ 129,482 Commercial real estate 243,168 53 286 - 243,507 Construction, land acquisition and development 30,475 26 - - 30,501 Total real estate 402,849 130 511 - 403,490 Commercial and industrial 149,329 236 66 - 149,631 Consumer 126,760 994 433 - 128,187 State and political subdivisions 46,056 - - - 46,056 Total peforming (accruing) loans 724,994 1,360 1,010 - 727,364 Non-accrual loans: Real estate: Residential real estate 923 99 44 148 1,214 Commercial real estate 1,576 - 115 - 1,691 Construction, land acquisition and development 342 - - - 342 Total real estate 2,841 99 159 148 3,247 Commercial and industrial 98 - - 97 195 Consumer 69 21 3 253 346 State and political subdivisions - - - - - Total non-accrual loans 3,008 120 162 498 3,788 Total loans receivable $ 728,002 $ 1,480 $ 1,172 $ 498 $ 731,152
Impaired Financing Receivables [Table Text Block]	September 30, 2016 (in thousands) Recorded Investment Unpaid Related With no allowance recorded: Real estate: Residential real estate $ 406 $ 480 $ - Commercial real estate 435 504 - Construction, land acquisition and development 370 777 - Total real estate 1,211 1,761 - Commercial and industrial 22 54 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 1,233 1,815 - With a related allowance recorded: Real estate: Residential real estate 1,470 1,470 6 Commercial real estate 2,693 2,693 406 Construction, land acquisition and development - - - Total real estate 4,163 4,163 412 Commercial and industrial - - - Consumer 299 299 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 4,462 4,462 413 Total impaired loans: Real estate: Residential real estate 1,876 1,950 6 Commercial real estate 3,128 3,197 406 Construction, land acquisition and development 370 777 - Total real estate 5,374 5,924 412 Commercial and industrial 22 54 - Consumer 299 299 1 State and political subdivisions - - - Total impaired loans $ 5,695 $ 6,277 $ 413 December 31, 2015 (in thousands) Recorded Unpaid Related With no allowance recorded: Real estate: Residential real estate $ 1,042 $ 1,138 $ - Commercial real estate 1,850 2,868 - Construction, land acquisition and development 470 844 - Total real estate 3,362 4,850 - Commercial and industrial 124 156 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,486 5,006 - With a related allowance recorded: Real estate: Residential real estate 1,888 1,888 92 Commercial real estate 1,981 1,981 287 Construction, land acquisition and development 176 176 1 Total real estate 4,045 4,045 380 Commercial and industrial 79 79 - Consumer 351 351 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 4,475 4,475 381 Total impaired loans: Real estate: Residential real estate 2,930 3,026 92 Commercial real estate 3,831 4,849 287 Construction, land acquisition and development 646 1,020 1 Total real estate 7,407 8,895 380 Commercial and industrial 203 235 - Consumer 351 351 1 State and political subdivisions - - - Total impaired loans $ 7,961 $ 9,481 $ 381
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 (in thousands) Average Balance Interest Income (1) Average Balance Interest Income (1) Average Balance Interest Income (1) Average Balance Interest Income (1) Real estate: Residential real estate $ 1,933 $ 21 $ 2,413 $ 28 $ 2,416 $ 69 $ 2,659 $ 92 Commercial real estate 2,835 23 7,017 24 3,476 69 6,884 82 Construction, land acquisition and development 379 1 459 5 452 5 465 14 Total real estate 5,147 45 9,889 57 6,344 143 10,008 188 Commercial and industrial 196 - 140 1 315 2 142 1 Consumer 299 1 354 3 301 7 357 9 State and political subdivisions - - - - - - - - Total impaired loans $ 5,642 $ 46 $ 10,383 $ 61 $ 6,960 $ 152 $ 10,507 $ 198
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three Months Ended September 30, 2016 Nine Months Ended September 30, 2016 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Residential real estate 1 $ 95 $ 99 1 $ 95 $ 99 Commercial real estate - - - - - - Construction, land acquisition, and development - - - - - - Commercial and industrial - - - - - - Consumer - - - - - - State and political subdivisions - - - - - - Total new troubled debt restructurings 1 $ 95 $ 99 1 $ 95 $ 99 Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 (in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Residential real estate - $ - $ - 5 $ 810 $ 827 Commercial real estate - - - 1 1,654 742 Construction, land acquisition, and development - - - 1 96 96 Commercial and industrial 1 79 79 1 79 79 Consumer - - - - - - State and political subdivisions - - - - - - Total new troubled debt restructurings 1 $ 79 $ 79 8 $ 2,639 $ 1,744
Schedule of Types of Modifications of Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three months ended September 30, 2016 Nine months ended September 30, 2016 (in thousands) Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Residential real estate $ - $ 95 $ - $ 95 $ - $ 95 $ - $ 95 Commercial real estate - - - - - - - - Construction, land acquisition and development - - - - - - - - Commercial and industrial - - - - - - - - Consumer - - - - - - - - State and political subdivisions - - - - - - - - Total modifications $ - $ 95 $ - $ 95 $ - $ 95 $ - $ 95 Three months ended September 30, 2015 Nine months ended September 30, 2015 (in thousands) Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Extension of Term Extension of Term and Capitalization of Taxes Principal Forbearance Total Modifications Residential real estate $ - $ - $ - $ - $ 709 $ 118 $ - $ 810 Commercial real estate - - - - - - 1,654 1,654 Construction, land acquisition and development - - - - 96 - - 96 Commercial and industrial - - 79 79 - - 79 79 Consumer - - - - - - - - State and political subdivisions - - - - - - - - Total modifications $ - $ - $ 79 $ 79 $ 805 $ 118 $ 1,733 $ 2,639
TDRs with Subsequent Default [Table Text Block]	Three Months Ended September 30, 2016 Nine Months Ended September 30, 2016 (in thousands) Number of Contracts Recorded Investment Number of Contracts Recorded Investment Troubled debt restructurings: Residential real estate - $ - 3 $ 107 Commercial real estate - - 1 680 Construction, land acquisition, and development - - - - Commercial and industrial - - - - Consumer - - - - State and political subdivisions - - - - Total - $ - 4 $ 787

Note 5 - Income Taxes (Tables)

Note 5 - Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 (in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 932 34.00 % $ 795 34.00 % $ 2,175 34.00 % $ 2,241 34.00 % Add (deduct): Tax effects of non-taxable income (121 ) (4.42% ) (116 ) (4.97% ) (374 ) (5.85% ) (362 ) (5.49% ) Non-deductible interest expense 2 0.07 % 3 0.13 % 7 0.11 % 8 0.12 % Bank-owned life insurance (47 ) (1.70% ) (49 ) (2.11% ) (145 ) (2.27% ) (141 ) (2.14% ) Change in valuation allowance - 0.00 % - 0.00 % (8 ) (0.13% ) - 0.00 % Other items, net (42 ) (1.54% ) (633 ) (27.09% ) (44 ) (0.68% ) (1,786 ) (27.12% ) Income tax provision (benefit) $ 724 26.41 % $ - 0.00 % $ 1,611 25.19 % $ (40 ) (0.61% )

Note 6 - Related Party Transa24

Note 6 - Related Party Transactions (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, (in thousands) 2016 2015 2016 2015 Balance, beginning of period $ 43,664 $ 40,486 $ 52,652 $ 36,783 Additions, new loans and advances 3,492 20,881 10,704 52,282 Repayments (2,115 ) (9,723 ) (18,294 ) (37,421 ) Other (1) (28 ) - (49 ) - Balance, end of period $ 45,013 $ 51,644 $ 45,013 $ 51,644

Note 8 - Stock Compensation P25

Note 8 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Restricted Weighted- Restricted Weighted- Restricted Weighted- Restricted Weighted- Unvested, beginning of period 109,596 $ 5.75 113,791 $ 5.99 112,958 $ 5.99 45,750 $ 6.70 Awards granted - - - - 67,600 5.53 84,900 5.75 Forfeitures (5,097 ) 5.94 - - (23,211 ) 5.69 (333 ) 6.70 Vestings - - - - (52,848 ) 6.02 (16,526 ) 6.70 Unvested, end of period 104,499 $ 5.74 113,791 $ 5.99 104,499 $ 5.74 113,791 $ 5.99

Note 9 - Regulatory Matters (Ta

Note 9 - Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Consolidated Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer To Be Well Capitalized Under Prompt Corrective Action (in thousands) Amount Ratio Amount Ratio Ratio Ratio Ratio September 30, 2016 Total capital (to risk-weighted assets) $ 97,823 12.37 % $ 105,864 13.40 % 8.00 % 8.625 % 10.00 % Tier I capital (to risk-weighted assets) 80,698 10.21 % 97,139 12.29 % 6.00 % 6.625 % 8.00 % Tier I common equity (to risk-weighted assets) 78,665 9.95 % 97,139 12.29 % 4.50 % 5.125 % 6.50 % Tier I capital (to average assets) 80,698 7.52 % 97,139 9.05 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 790,572 790,168 Total average assets 1,073,742 1,073,660 Consolidated Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer To Be Well Capitalized Under Prompt Corrective Action (in thousands) Amount Ratio Amount Ratio Ratio Ratio Ratio December 31, 2015 Total capital (to risk-weighted assets) $ 93,835 11.79 % $ 110,039 13.83 % 8.00 % N/A 10.00 % Tier I capital (to risk-weighted assets) 74,945 9.42 % 100,949 12.69 % 6.00 % N/A 8.00 % Tier I common equity (to risk-weighted assets) 74,945 9.42 % 100,949 12.69 % 4.50 % N/A 6.50 % Tier I capital (to average assets) 74,945 7.27 % 100,949 9.79 % 4.00 % N/A 5.00 % Total risk-weighted assets 795,887 795,490 Total average assets 1,031,426 1,030,828

Note 10 - Fair Value Measurem27

Note 10 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2016 (in thousands) Fair Value Quoted Prices Significant Significant Available-for-sale securities: Obligations of U.S. government agencies $ 12,671 $ - $ 12,671 $ - Obligations of state and political subdivisions 105,741 - 105,741 - U.S. government/ government-sponsored agencies: Collateralized mortgage obligations - residential 19,729 - 19,729 - Collateralized mortgage obligations - commercial 102,459 - 102,459 - Residential mortgage-backed securities 18,219 - 18,219 - Corporate debt securities 442 - 442 - Negotiable certificates of deposit 3,255 - 3,255 - Equity securities 959 959 - - Total available-for-sale securities $ 263,475 $ 959 $ 262,516 $ - Fair Value Measurements at December 31, 2015 (in thousands) Fair Value Quoted Prices Significant Significant Available-for-sale securities: Obligations of U.S. government agencies $ 44,043 $ - $ 44,043 $ - Obligations of state and political subdivisions 75,407 - 75,407 - U.S. government/ government-sponsored agencies: Collateralized mortgage obligations - residential 22,269 - 22,269 - Collateralized mortgage obligations - commercial 89,423 - 89,423 - Residential mortgage-backed securities 18,098 - 18,098 - Corporate debt securities 423 - 423 - Negotiable certificates of deposit 3,162 - 3,162 - Equity securities 948 948 - - Total available-for-sale securities $ 253,773 $ 948 $ 252,825 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	September 30, 2016 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 591 $ 173 $ 418 Appraisal of collateral Selling cost 10.0% Impaired loans - other 3,871 240 3,631 Discounted cash flows Discount rate 3.0% - 7.5% Other real estate owned 1,949 - 1,949 Appraisal of collateral Selling cost 10.0% December 31, 2015 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 718 $ 124 $ 594 Appraisal of collateral Selling cost 10.0% Impaired loans - other 3,757 257 3,500 Discounted cash flows Discount rate 3.0% - 7.5% Other real estate owned 3,104 - 3,104 Appraisal of collateral Selling cost 10.0%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value September 30, 2016 December 31, 2015 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 57,336 $ 57,336 $ 21,083 $ 21,083 Securities available for sale See previous table 263,475 263,475 253,773 253,773 FHLB and FRB Stock Level 2 2,741 2,741 7,695 7,695 Loans held for sale Level 2 185 185 683 683 Loans, net Level 3 721,172 721,792 724,926 716,412 Accrued interest receivable Level 2 2,736 2,736 2,475 2,475 Mortgage servicing rights Level 3 193 710 240 880 Financial liabilities Deposits Level 2 930,959 924,795 821,546 798,466 Borrowed funds Level 2 83,147 83,645 160,112 160,266 Accrued interest payable Level 2 294 294 11,165 11,165

Note 11 - Earnings per Share (T

Note 11 - Earnings per Share (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, (in thousands, except share data) 2016 2015 2016 2015 Net income $ 2,017 $ 2,337 $ 4,785 $ 6,631 Basic weighted-average number of common shares outstanding 16,593,811 16,500,945 16,554,391 16,497,373 Plus: Common share equivalents - - - - Diluted weighted-average number of common shares outstanding 16,593,811 16,500,945 16,554,391 16,497,373 Income per common share: Basic $ 0.12 $ 0.14 $ 0.29 $ 0.40 Diluted $ 0.12 $ 0.14 $ 0.29 $ 0.40

Note 12 - Other Comprehensive29

Note 12 - Other Comprehensive (Loss) Income (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Three Months Ended September 30, 2016 Nine Months Ended September 30, 2016 (in thousands) Amount Reclassifed Affected Line Item in the Amount Reclassifed Affected Line Item in the Available-for-sale securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on sale of securities $ (960 ) Net gain on sale of securities Taxes - Income tax expense (benefit) 326 Income tax expense (benefit) Net of tax amount $ - $ (634 ) Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 (in thousands) Amount Reclassifed Affected Line Item in the Amount Reclassifed Affected Line Item in the Available-for-sale securities: Reclassification adjustment for net gains reclassified into net income $ (4 ) Net gain on sale of securities $ (2,302 ) Net gain on sale of securities Taxes 1 Income tax expense (benefit) 782 Income tax expense (benefit) Net of tax amount $ (3 ) $ (1,520 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, (in thousands) 2016 2015 2016 2015 Beginning balance $ 6,736 $ 279 $ (238 ) $ 1,138 Other comprehensive (loss) income before reclassifications (818 ) 2,287 6,790 2,945 Amounts reclassified from accumulated other comprehensive income (loss) - (3 ) (634 ) (1,520 ) Net other comprehensive (loss) income during the period (818 ) 2,284 6,156 1,425 Ending balance $ 5,918 $ 2,563 $ 5,918 $ 2,563

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	1		1
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	1		1		32
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	0		0		1
Corporate Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	1		1		1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1		1		1
Equity Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	1		1		1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1		1		1
Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank Stock	$ 2,700,000		$ 2,700,000		$ 6,300,000
Impairment on Federal Home Loan Bank Stock	0		0
Other Assets [Member]
Federal Reserve Bank Stock					1,300,000
Available-for-sale Securities Pledged as Collateral	262,100,000		262,100,000		$ 252,400,000
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 5,300,000	32,588,000	$ 78,765,000
Available-for-sale Securities, Gross Realized Gains		4,000	960,000	2,300,000
Available-for-sale Securities, Gross Realized Losses		$ 0	$ 0	$ 4,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	4		4		73
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	3		3		3
Federal Home Loan Bank Stock	$ 2,741,000		$ 2,741,000		$ 6,344,000
Proceeds from Federal Reserve	$ 1,300,000
Other than Temporary Impairment Losses, Investments			$ 0

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost, Gross Unrealized Gains and Losses, and the Fair Value of the Company's Securities (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
US Government Agencies Debt Securities [Member]
Available-for-sale:
Amortized Cost	$ 12,156,000	$ 43,787,000
Gross Unrealized Holding Gains	515,000	256,000
Gross Unrealized Holding Losses	0	0
Securities available for sale, at fair value	12,671,000	44,043,000
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale:
Amortized Cost	101,738,000	75,401,000
Gross Unrealized Holding Gains	4,005,000	428,000
Gross Unrealized Holding Losses	2,000	422,000
Securities available for sale, at fair value	105,741,000	75,407,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Residential Mortgage [Member]
Available-for-sale:
Amortized Cost	19,133,000	22,162,000
Gross Unrealized Holding Gains	597,000	116,000
Gross Unrealized Holding Losses	1,000	9,000
Securities available for sale, at fair value	19,729,000	22,269,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Commercial Loan [Member]
Available-for-sale:
Amortized Cost	99,330,000	89,900,000
Gross Unrealized Holding Gains	3,129,000	124,000
Gross Unrealized Holding Losses	0	601,000
Securities available for sale, at fair value	102,459,000	89,423,000
Residential Mortgage Backed Securities [Member]
Available-for-sale:
Amortized Cost	17,469,000	18,201,000
Gross Unrealized Holding Gains	750,000	58,000
Gross Unrealized Holding Losses	0	161,000
Securities available for sale, at fair value	18,219,000	18,098,000
Corporate Debt Securities [Member]
Available-for-sale:
Amortized Cost	500,000	500,000
Gross Unrealized Holding Gains	0	0
Gross Unrealized Holding Losses	58,000	77,000
Securities available for sale, at fair value	442,000	423,000
Negotiable Certificates of Deposit [Member]
Available-for-sale:
Amortized Cost	3,172,000	3,173,000
Gross Unrealized Holding Gains	83,000	0
Gross Unrealized Holding Losses	0	11,000
Securities available for sale, at fair value	3,255,000	3,162,000
Equity Securities [Member]
Available-for-sale:
Amortized Cost	1,010,000	1,010,000
Gross Unrealized Holding Gains	0	0
Gross Unrealized Holding Losses	51,000	62,000
Securities available for sale, at fair value	959,000	948,000
Amortized Cost	254,508,000	254,134,000
Gross Unrealized Holding Gains	9,079,000	982,000
Gross Unrealized Holding Losses	112,000	1,343,000
Securities available for sale, at fair value	$ 263,475,000	$ 253,773,000

Note 3 - Securities - Available

Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details)	Sep. 30, 2016USD ($)
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	$ 118,463,000
Securities without a single maturity, fair value	122,188,000
Residential Mortgage Backed Securities [Member]
Securities without a single maturity, amortized cost	17,469,000
Securities without a single maturity, fair value	18,219,000
One year or less, amortized cost	0
One year or less, fair value	0
After one year through five years, amortized cost	25,810,000
After one year through five years, fair value	26,626,000
After five years through ten years, amortized cost	89,306,000
After five years through ten years, fair value	92,998,000
After ten years, amortized cost	2,450,000
After ten years, fair value	2,485,000
Total, amortized cost	253,498,000
Total, fair value	$ 262,516,000

Note 3 - Securities - Availab33

Note 3 - Securities - Available-for-sale Securities in a Continuous Unrealized Loss Position (Details)	Sep. 30, 2016USD ($)	Dec. 31, 2015USD ($)
US Government Agencies Debt Securities [Member]
Less than 12 Months, Number of Securities	0	0
Less than 12 Months, Fair Value	$ 0	$ 0
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 0
12 Months or Greater, Number of Securities	0	0
12 Months or Greater, Fair Value	$ 0	$ 0
12 Months or Greater, Gross Unrealized Losses	$ 0	$ 0
Total, Number of Securities	0	0
Total, Fair Value	$ 0	$ 0
Total, Gross Unrealized Losses	$ 0	$ 0
US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months, Number of Securities	1	31
Less than 12 Months, Fair Value	$ 2,013,000	$ 33,022,000
Less than 12 Months, Gross Unrealized Losses	$ 2,000	$ 419,000
12 Months or Greater, Number of Securities	0	1
12 Months or Greater, Fair Value	$ 0	$ 264,000
12 Months or Greater, Gross Unrealized Losses	$ 0	$ 3,000
Total, Number of Securities	1	32
Total, Fair Value	$ 2,013,000	$ 33,286,000
Total, Gross Unrealized Losses	$ 2,000	$ 422,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Residential Mortgage [Member]
Less than 12 Months, Number of Securities	0	4
Less than 12 Months, Fair Value	$ 0	$ 5,738,000
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 9,000
12 Months or Greater, Number of Securities	1	0
12 Months or Greater, Fair Value	$ 234,000	$ 0
12 Months or Greater, Gross Unrealized Losses	$ 1,000	$ 0
Total, Number of Securities	1	4
Total, Fair Value	$ 234,000	$ 5,738,000
Total, Gross Unrealized Losses	$ 1,000	$ 9,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Commercial Loan [Member]
Less than 12 Months, Number of Securities	0	16
Less than 12 Months, Fair Value	$ 0	$ 67,969,000
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 601,000
12 Months or Greater, Number of Securities	0	0
12 Months or Greater, Fair Value	$ 0	$ 0
12 Months or Greater, Gross Unrealized Losses	$ 0	$ 0
Total, Number of Securities	0	16
Total, Fair Value	$ 0	$ 67,969,000
Total, Gross Unrealized Losses	$ 0	$ 601,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total, Number of Securities	1
Residential Mortgage Backed Securities [Member]
Less than 12 Months, Number of Securities	0	7
Less than 12 Months, Fair Value	$ 0	$ 16,779,000
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 161,000
12 Months or Greater, Number of Securities	0	0
12 Months or Greater, Fair Value	$ 0	$ 0
12 Months or Greater, Gross Unrealized Losses	$ 0	$ 0
Total, Number of Securities	0	7
Total, Fair Value	$ 0	$ 16,779,000
Total, Gross Unrealized Losses	$ 0	$ 161,000
Corporate Debt Securities [Member]
Less than 12 Months, Number of Securities	0	0
Less than 12 Months, Fair Value	$ 0	$ 0
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 0
12 Months or Greater, Number of Securities	1	1
12 Months or Greater, Fair Value	$ 442,000	$ 423,000
12 Months or Greater, Gross Unrealized Losses	$ 58,000	$ 77,000
Total, Number of Securities	1	1
Total, Fair Value	$ 442,000	$ 423,000
Total, Gross Unrealized Losses	$ 58,000	$ 77,000
Negotiable Certificates of Deposit [Member]
Less than 12 Months, Number of Securities	0	12
Less than 12 Months, Fair Value	$ 0	$ 2,913,000
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 11,000
12 Months or Greater, Number of Securities	0	0
12 Months or Greater, Fair Value	$ 0	$ 0
12 Months or Greater, Gross Unrealized Losses	$ 0	$ 0
Total, Number of Securities	0	12
Total, Fair Value	$ 0	$ 2,913,000
Total, Gross Unrealized Losses	$ 0	$ 11,000
Equity Securities [Member]
Less than 12 Months, Number of Securities	0	0
Less than 12 Months, Fair Value	$ 0	$ 0
Less than 12 Months, Gross Unrealized Losses	$ 0	$ 0
12 Months or Greater, Number of Securities	1	1
12 Months or Greater, Fair Value	$ 949,000	$ 938,000
12 Months or Greater, Gross Unrealized Losses	$ 51,000	$ 62,000
Total, Number of Securities	1	1
Total, Fair Value	$ 949,000	$ 938,000
Total, Gross Unrealized Losses	$ 51,000	$ 62,000
Less than 12 Months, Number of Securities	1	70
Less than 12 Months, Fair Value	$ 2,013,000	$ 126,421,000
Less than 12 Months, Gross Unrealized Losses	$ 2,000	$ 1,201,000
12 Months or Greater, Number of Securities	3	3
12 Months or Greater, Fair Value	$ 1,625,000	$ 1,625,000
12 Months or Greater, Gross Unrealized Losses	$ 110,000	$ 142,000
Total, Number of Securities	4	73
Total, Fair Value	$ 3,638,000	$ 128,046,000
Total, Gross Unrealized Losses	$ 112,000	$ 1,343,000

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	$ 2,000,000		$ 5,300,000
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group, Mortgage	$ 185,000		185,000		$ 683,000
Small Business Administration [Member]
Number of Loans Sold	3	0		0
Loans Sold During Period, Principal Balance	$ 1,300,000		1,300,000
Gain (Loss) on Sales of Loans, Net	51,000		51,000
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	800,000		800,000		800,000
Performing Financial Instruments [Member]
Financing Receivable, Modifications, Recorded Investment	4,100,000		4,100,000		5,000,000
Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications, Recorded Investment	200,000		200,000		800,000
Troubled Debt Restructuring [Member] | Residential Portfolio Segment [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease)			37,000
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance	$ 266,000		266,000		$ 295,000
Allowance for Loan and Lease Losses, Period Increase (Decrease)			$ 1,000
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			3
Financing Receivable, Modifications, Subsequent Default, Recorded Investment			$ 107,000
Number of Real Estate Properties	2		2		2
Other Real Estate	$ 41,000		$ 41,000		$ 41,000
Financing Receivable, Modifications, Number of Contracts	1		1	5
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts			1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment			$ 680,000
Financing Receivable, Modifications, Number of Contracts				1
Consumer Portfolio Segment [Member] | In Process of Foreclosure [Member]
Number of Real Estate Properties	5		5
Consumer Portfolio Segment [Member]
Financing Receivable, Collectively Evaluated for Impairment	$ 126,934,000		$ 126,934,000		128,182,000
Loans and Leases Receivable, Allowance	$ 1,433,000		$ 1,433,000		1,494,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts
Financing Receivable, Modifications, Subsequent Default, Recorded Investment
Mortgage Loans in Process of Foreclosure, Amount	$ 162,000		$ 162,000
Financing Receivable, Modifications, Number of Contracts
Residential Real Estate, Foreclosed [Member]
Number of Real Estate Properties	1		1
Real Estate Investment Property, Net	$ 237,000		$ 237,000
Gain (Loss) on Sales of Loans, Net	99,000	$ 13,000	238,000	$ 69,000
Financing Receivable, Recorded Investment, Nonaccrual Status	2,400,000		$ 2,400,000		3,800,000
Loans Still Classified as Non-accrual Status, Period of Past Due			90 days
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0		$ 0		0
Financing Receivable, Collectively Evaluated for Impairment	721,475,000		721,475,000		723,191,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	48,000	$ 112,000	175,000	298,000
Financing Receivable, Modifications, Recorded Investment	4,300,000		4,300,000		5,800,000
Loans and Leases Receivable, Allowance	8,490,000		8,490,000		8,790,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0		$ 0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down				$ 912,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0	4	0
Financing Receivable, Number of Troubled Debt Restructurings Re-defaulted in Period, Not Within 12 Months of Original Modification			1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment			$ 787,000
Financing Receivable, Troubled Debt Restructurings Re-defaulted in Period, Recorded Investment, Not Within 12 Months of Original Modification			$ 3,500,000
Financing Receivable, Modifications, Number of Contracts	1	1	1	8

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable, Net, by Category (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Loans receivable, gross	$ 139,963,000	$ 130,696,000
Commercial Real Estate Portfolio Segment [Member]
Loans receivable, gross	245,015,000	245,198,000
Construction, Land Acquisition and Development [Member]
Loans receivable, gross	19,122,000	30,843,000
Commercial and Industrial [Member]
Loans receivable, gross	153,799,000	149,826,000
Consumer Portfolio Segment [Member]
Loans receivable, gross	127,233,000	128,533,000
Allowance for loan and lease losses	(1,433,000)	(1,494,000)
State and Political Subdivisions [Member]
Loans receivable, gross	41,233,000	46,056,000
Allowance for loan and lease losses	(497,000)	(485,000)
Loans receivable, gross	726,366,000	731,152,000
Unearned income	(98,000)	(98,000)
Net deferred loan costs	2,590,000	2,662,000
Allowance for loan and lease losses	(8,490,000)	(8,790,000)
Loans, net	$ 721,172,000	$ 724,926,000

Note 4 - Loans - Activity in th

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Beginning balance	$ 1,099,000	$ 1,484,000	$ 1,333,000	$ 1,772,000
Charge-offs	(37,000)	(66,000)	(61,000)	(135,000)
Recoveries	2,000	23,000	4,000	34,000
Provisions (credits)	49,000	(132,000)	(163,000)	(362,000)
Ending balance	1,113,000	1,309,000	1,113,000	1,309,000
Allowance for loan losses, individually evaluated for impairment	6,000		6,000		$ 92,000
Allowance for loan losses, collectively evaluated for impairment	1,107,000		1,107,000		1,241,000
Allowance for loan losses	1,113,000		1,113,000		1,333,000
Loans receivable, individually evaluated for impairment	1,876,000		1,876,000		2,930,000
Loans receivable, collectively evaluated for impairment	138,087,000		138,087,000		127,766,000
Loans receivable	139,963,000		139,963,000		130,696,000
Residential Portfolio Segment [Member]
Loans receivable	139,963,000		139,963,000		130,696,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Beginning balance	3,095,000	4,041,000	3,346,000	4,663,000
Charge-offs			(251,000)	(912,000)
Recoveries	1,000	278,000	4,000	296,000
Provisions (credits)	185,000	(84,000)	182,000	188,000
Ending balance	3,281,000	4,235,000	3,281,000	4,235,000
Allowance for loan losses, individually evaluated for impairment	406,000		406,000		287,000
Allowance for loan losses, collectively evaluated for impairment	2,875,000		2,875,000		3,059,000
Allowance for loan losses	3,281,000		3,281,000		3,346,000
Loans receivable, individually evaluated for impairment	3,128,000		3,128,000		3,831,000
Loans receivable, collectively evaluated for impairment	242,692,000		242,692,000		241,367,000
Loans receivable	245,820,000		245,820,000		245,198,000
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	245,015,000		245,015,000		245,198,000
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Beginning balance	717,000	778,000	853,000	665,000
Charge-offs		(683,000)		(689,000)
Recoveries		0	9,000
Provisions (credits)	(50,000)	874,000	(195,000)	993,000
Ending balance	667,000	969,000	667,000	969,000
Allowance for loan losses, individually evaluated for impairment					1,000
Allowance for loan losses, collectively evaluated for impairment	667,000		667,000		852,000
Allowance for loan losses	667,000		667,000		853,000
Loans receivable, individually evaluated for impairment	370,000		370,000		646,000
Loans receivable, collectively evaluated for impairment	18,752,000		18,752,000		30,197,000
Loans receivable	19,122,000		19,122,000		30,843,000
Construction, Land Acquisition and Development [Member]
Loans receivable	19,122,000		19,122,000		30,843,000
Commercial Portfolio Segment [Member]
Beginning balance	1,565,000	1,878,000	1,205,000	2,104,000
Charge-offs	(18,000)	(21,000)	(1,082,000)	(163,000)
Recoveries	184,000	140,000	396,000	307,000
Provisions (credits)	(232,000)	(738,000)	980,000	(989,000)
Ending balance	1,499,000	1,259,000	1,499,000	1,259,000
Allowance for loan losses, individually evaluated for impairment					0
Allowance for loan losses, collectively evaluated for impairment	1,499,000		1,499,000		1,205,000
Allowance for loan losses	1,499,000		1,499,000		1,205,000
Loans receivable, individually evaluated for impairment	22,000		22,000		203,000
Loans receivable, collectively evaluated for impairment	153,777,000		153,777,000		149,623,000
Loans receivable	153,799,000		153,799,000		149,826,000
Consumer Portfolio Segment [Member]
Beginning balance	1,350,000	1,643,000	1,494,000	1,673,000
Charge-offs	(134,000)	(198,000)	(652,000)	(538,000)
Recoveries	167,000	215,000	475,000	445,000
Provisions (credits)	50,000	(147,000)	116,000	(67,000)
Ending balance	1,433,000	1,513,000	1,433,000	1,513,000
Allowance for loan losses, individually evaluated for impairment	1,000		1,000		1,000
Allowance for loan losses, collectively evaluated for impairment	1,432,000		1,432,000		1,493,000
Allowance for loan losses	1,433,000		1,433,000		1,494,000
Loans receivable, individually evaluated for impairment	299,000		299,000		351,000
Loans receivable, collectively evaluated for impairment	126,934,000		126,934,000		128,182,000
Loans receivable	127,233,000		127,233,000		128,533,000
State and Political Subdivisions [Member]
Beginning balance	733,000	504,000	485,000	598,000
Charge-offs
Recoveries
Provisions (credits)	(236,000)	(32,000)	12,000	(126,000)
Ending balance	497,000	472,000	497,000	472,000
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	497,000		497,000		485,000
Allowance for loan losses	497,000		497,000		485,000
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	41,233,000		41,233,000		46,056,000
Loans receivable	41,233,000		41,233,000		46,056,000
Unallocated Financing Receivables [Member]
Beginning balance			74,000	45,000
Charge-offs
Recoveries
Provisions (credits)		68,000	(74,000)	23,000
Ending balance		68,000		68,000
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment					74,000
Allowance for loan losses					74,000
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment
Loans receivable
Beginning balance	8,559,000	10,328,000	8,790,000	11,520,000
Charge-offs	(189,000)	(968,000)	(2,046,000)	(2,437,000)
Recoveries	354,000	656,000	888,000	1,082,000
Provisions (credits)	(234,000)	(191,000)	858,000	(340,000)
Ending balance	8,490,000	$ 9,825,000	8,490,000	$ 9,825,000
Allowance for loan losses, individually evaluated for impairment	413,000		413,000		381,000
Allowance for loan losses, collectively evaluated for impairment	8,077,000		8,077,000		8,409,000
Allowance for loan losses	8,490,000		8,490,000		8,790,000
Loans receivable, individually evaluated for impairment	5,695,000		5,695,000		7,961,000
Loans receivable, collectively evaluated for impairment	721,475,000		721,475,000		723,191,000
Loans receivable	$ 726,366,000		$ 726,366,000		$ 731,152,000

Note 4 - Loans - Investment in

Note 4 - Loans - Investment in Loans Receivable by Loan Category and Credit Quality Indicator (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	$ 24,477,000	$ 21,018,000
Residential Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross	349,000	449,000
Residential Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	366,000	984,000
Residential Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Residential Portfolio Segment [Member] | Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Residential Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable, gross	25,192,000	22,451,000
Residential Portfolio Segment [Member] | Accruing Loans [Member]
Loans receivable, gross	114,023,000	107,204,000
Residential Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans receivable, gross	749,000	1,041,000
Residential Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans receivable, gross	114,772,000	108,245,000
Residential Portfolio Segment [Member]
Loans receivable, gross	139,963,000	130,696,000
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	235,487,000	225,850,000
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross	4,624,000	11,356,000
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	4,904,000	7,992,000
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable, gross	245,015,000	245,198,000
Commercial Real Estate Portfolio Segment [Member] | Accruing Loans [Member]
Loans receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable, gross	245,015,000	245,198,000
Construction, Land Acquisition and Development [Member] | Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	9,755,000	23,946,000
Construction, Land Acquisition and Development [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross	348,000	358,000
Construction, Land Acquisition and Development [Member] | Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	4,190,000	5,137,000
Construction, Land Acquisition and Development [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Construction, Land Acquisition and Development [Member] | Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Construction, Land Acquisition and Development [Member] | Commercial Loans [Member]
Loans receivable, gross	14,294,000	29,441,000
Construction, Land Acquisition and Development [Member] | Accruing Loans [Member]
Loans receivable, gross	4,564,000	1,402,000
Construction, Land Acquisition and Development [Member] | Nonaccrual Loans [Member]
Loans receivable, gross	264,000	0
Construction, Land Acquisition and Development [Member] | Subtotal, Other Loans [Member]
Loans receivable, gross	4,828,000	1,402,000
Construction, Land Acquisition and Development [Member]
Loans receivable, gross	19,122,000	30,843,000
Commercial and Industrial [Member] | Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	146,771,000	142,242,000
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross	925,000	595,000
Commercial and Industrial [Member] | Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	1,626,000	2,209,000
Commercial and Industrial [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Commercial and Industrial [Member] | Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Commercial and Industrial [Member] | Commercial Loans [Member]
Loans receivable, gross	149,321,000	145,046,000
Commercial and Industrial [Member] | Accruing Loans [Member]
Loans receivable, gross	4,431,000	4,775,000
Commercial and Industrial [Member] | Nonaccrual Loans [Member]
Loans receivable, gross	48,000	5,000
Commercial and Industrial [Member] | Subtotal, Other Loans [Member]
Loans receivable, gross	4,478,000	4,780,000
Commercial and Industrial [Member]
Loans receivable, gross	153,799,000	149,826,000
Consumer Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	2,494,000	2,747,000
Consumer Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross		9,000
Consumer Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	37,000	39,000
Consumer Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Consumer Portfolio Segment [Member] | Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Consumer Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable, gross	2,532,000	2,795,000
Consumer Portfolio Segment [Member] | Accruing Loans [Member]
Loans receivable, gross	124,494,000	125,392,000
Consumer Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans receivable, gross	207,000	346,000
Consumer Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans receivable, gross	124,701,000	125,738,000
Consumer Portfolio Segment [Member]
Loans receivable, gross	127,233,000	128,533,000
State and Political Subdivisions [Member] | Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	37,884,000	45,464,000
State and Political Subdivisions [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross	2,992,000	120,000
State and Political Subdivisions [Member] | Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	357,000	472,000
State and Political Subdivisions [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
State and Political Subdivisions [Member] | Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
State and Political Subdivisions [Member] | Commercial Loans [Member]
Loans receivable, gross	41,233,000	46,056,000
State and Political Subdivisions [Member] | Accruing Loans [Member]
Loans receivable, gross	0	0
State and Political Subdivisions [Member] | Nonaccrual Loans [Member]
Loans receivable, gross	0	0
State and Political Subdivisions [Member] | Subtotal, Other Loans [Member]
Loans receivable, gross	0	0
State and Political Subdivisions [Member]
Loans receivable, gross	41,233,000	46,056,000
Pass [Member] | Commercial Loans [Member]
Loans receivable, gross	456,868,000	461,267,000
Special Mention [Member] | Commercial Loans [Member]
Loans receivable, gross	9,238,000	12,887,000
Substandard [Member] | Commercial Loans [Member]
Loans receivable, gross	11,481,000	16,833,000
Doubtful [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Loss [Member] | Commercial Loans [Member]
Loans receivable, gross	0	0
Commercial Loans [Member]
Loans receivable, gross	477,586,000	490,987,000
Accruing Loans [Member]
Loans receivable, gross	247,512,000	238,773,000
Nonaccrual Loans [Member]
Loans receivable, gross	1,268,000	1,392,000
Subtotal, Other Loans [Member]
Loans receivable, gross	248,779,000	240,165,000
Loans receivable, gross	$ 726,366,000	$ 731,152,000

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Non-performing Loan Delinquency Status (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Financing Receivables, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	$ 138,889,000	$ 129,206,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	426,000	923,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	243,392,000	243,168,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	18,841,000	30,475,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	264,000	342,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	153,312,000	149,329,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	98,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	125,990,000	126,760,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	69,000	69,000
Financing Receivables, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	41,233,000	46,056,000
Financing Receivables, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 1 to 29 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	124,000	1,576,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	401,122,000	402,849,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	814,000	2,841,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	721,657,000	724,994,000
Financing Receivables, 1 to 29 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	883,000	3,008,000
Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	722,540,000	728,002,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	118,000	51,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	11,000	99,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	707,000	53,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	17,000	26,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	200,000	236,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due		0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	750,000	994,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,000	21,000
Financing Receivables, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	154,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	842,000	130,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	165,000	99,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	1,792,000	1,360,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	166,000	120,000
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	1,958,000	1,480,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	207,000	225,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due		44,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	573,000	286,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due		0
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	239,000	66,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due		0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	286,000	433,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,000	3,000
Financing Receivables, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	764,000	115,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	780,000	511,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	764,000	159,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	1,305,000	1,010,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	765,000	162,000
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	2,070,000	1,172,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	312,000	148,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due		0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	48,000	97,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	136,000	253,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	106,000	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	418,000	148,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	602,000	498,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	602,000	498,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	139,214,000	129,482,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	749,000	1,214,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	244,672,000	243,507,000
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	18,858,000	30,501,000
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	264,000	342,000
Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	153,751,000	149,631,000
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	48,000	195,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	127,026,000	128,187,000
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	207,000	346,000
State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	41,233,000	46,056,000
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,148,000	1,691,000
Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	402,744,000	403,490,000
Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	2,161,000	3,247,000
Performing Financial Instruments [Member]
Loans past due	724,754,000	727,364,000
Nonperforming Financial Instruments [Member]
Loans past due	2,416,000	3,788,000
Loans past due	$ 727,170,000	$ 731,152,000

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	$ 406,000	$ 1,042,000
Unpaid principal balance, with no allowance recorded	480,000	1,138,000
Recorded investment, with a related allowance recorded	1,470,000	1,888,000
Unpaid principal balance, with a related allowance recorded	1,470,000	1,888,000
Related allowance	6,000	92,000
Recorded investment	1,876,000	2,930,000
Unpaid principal balance	1,950,000	3,026,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	435,000	1,850,000
Unpaid principal balance, with no allowance recorded	504,000	2,868,000
Recorded investment, with a related allowance recorded	2,693,000	1,981,000
Unpaid principal balance, with a related allowance recorded	2,693,000	1,981,000
Related allowance	406,000	287,000
Recorded investment	3,128,000	3,831,000
Unpaid principal balance	3,197,000	4,849,000
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	370,000	470,000
Unpaid principal balance, with no allowance recorded	777,000	844,000
Recorded investment, with a related allowance recorded	0	176,000
Unpaid principal balance, with a related allowance recorded	0	176,000
Related allowance	0	1,000
Recorded investment	370,000	646,000
Unpaid principal balance	777,000	1,020,000
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	22,000	124,000
Unpaid principal balance, with no allowance recorded	54,000	156,000
Recorded investment, with a related allowance recorded	0	79,000
Unpaid principal balance, with a related allowance recorded	0	79,000
Related allowance	0	0
Recorded investment	22,000	203,000
Unpaid principal balance	54,000	235,000
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	299,000	351,000
Unpaid principal balance, with a related allowance recorded	299,000	351,000
Related allowance	1,000	1,000
Recorded investment	299,000	351,000
Unpaid principal balance	299,000	351,000
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related allowance	0	0
Recorded investment	0	0
Unpaid principal balance	0	0
Real Estate Loan [Member]
Recorded investment, with no allowance recorded	1,211,000	3,362,000
Unpaid principal balance, with no allowance recorded	1,761,000	4,850,000
Recorded investment, with a related allowance recorded	4,163,000	4,045,000
Unpaid principal balance, with a related allowance recorded	4,163,000	4,045,000
Related allowance	412,000	380,000
Recorded investment	5,374,000	7,407,000
Unpaid principal balance	5,924,000	8,895,000
Recorded investment, with no allowance recorded	1,233,000	3,486,000
Unpaid principal balance, with no allowance recorded	1,815,000	5,006,000
Recorded investment, with a related allowance recorded	4,462,000	4,475,000
Unpaid principal balance, with a related allowance recorded	4,462,000	4,475,000
Related allowance	413,000	381,000
Recorded investment	5,695,000	7,961,000
Unpaid principal balance	$ 6,277,000	$ 9,481,000

Note 4 - Loans - Average Balanc

Note 4 - Loans - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average Balance		$ 1,933,000	$ 2,413,000	$ 2,416,000	$ 2,659,000
Interest Income	[1]	21,000	28,000	69,000	92,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Average Balance		2,835,000	7,017,000	3,476,000	6,884,000
Interest Income	[1]	23,000	24,000	69,000	82,000
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Average Balance		379,000	459,000	452,000	465,000
Interest Income	[1]	1,000	5,000	5,000	14,000
Commercial and Industrial [Member]
Average Balance		196,000	140,000	315,000	142,000
Interest Income	[1]		1,000	2,000	1,000
Consumer Portfolio Segment [Member]
Average Balance		299,000	354,000	301,000	357,000
Interest Income	[1]	1,000	3,000	7,000	9,000
State and Political Subdivisions [Member]
Average Balance		0	0	0	0
Interest Income	[1]	0	0	0	0
Real Estate Loan [Member]
Average Balance		5,147,000	9,889,000	6,344,000	10,008,000
Interest Income	[1]	45,000	57,000	143,000	188,000
Average Balance		5,642,000	10,383,000	6,960,000	10,507,000
Interest Income	[1]	$ 46,000	$ 61,000	$ 152,000	$ 198,000
[1]	Interest income represents income recognized on performing TDRs.

Note 4 - Loans - Investment i41

Note 4 - Loans - Investment in Loans Modified as TDRs by Loan Category (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)
Residential Portfolio Segment [Member]
Number of Contracts	1		1	5
Pre-modification Outstanding Recorded Investments	$ 95,000		$ 95,000	$ 810,000
Post-modification Outstanding Recorded Investments	$ 99,000		$ 99,000	$ 827,000
Commercial Real Estate Portfolio Segment [Member]
Number of Contracts				1
Pre-modification Outstanding Recorded Investments				$ 1,654,000
Post-modification Outstanding Recorded Investments				$ 742,000
Construction, Land Acquisition and Development [Member]
Number of Contracts				1
Pre-modification Outstanding Recorded Investments				$ 96,000
Post-modification Outstanding Recorded Investments				$ 96,000
Commercial and Industrial [Member]
Number of Contracts		1		1
Pre-modification Outstanding Recorded Investments	$ 0	$ 79,000		$ 79,000
Post-modification Outstanding Recorded Investments		$ 79,000		$ 79,000
Consumer Portfolio Segment [Member]
Number of Contracts
Pre-modification Outstanding Recorded Investments
Post-modification Outstanding Recorded Investments
State and Political Subdivisions [Member]
Number of Contracts
Pre-modification Outstanding Recorded Investments
Post-modification Outstanding Recorded Investments
Number of Contracts	1	1	1	8
Pre-modification Outstanding Recorded Investments	$ 95,000	$ 79,000	$ 95,000	$ 2,639,000
Post-modification Outstanding Recorded Investments	$ 99,000	$ 79,000	$ 99,000	$ 1,744,000

Note 4 - Loans - Types of Modif

Note 4 - Loans - Types of Modifications (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Residential Portfolio Segment [Member] | Extended Maturity [Member]
Financing receivable, modifications				$ 709
Residential Portfolio Segment [Member] | Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications	95		95	118
Residential Portfolio Segment [Member] | Principal Forbearance [Member]
Financing receivable, modifications
Residential Portfolio Segment [Member]
Financing receivable, modifications	95		95	810
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member]
Financing receivable, modifications
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications
Commercial Real Estate Portfolio Segment [Member] | Principal Forbearance [Member]
Financing receivable, modifications				1,654
Commercial Real Estate Portfolio Segment [Member]
Financing receivable, modifications				1,654
Construction, Land Acquisition and Development [Member] | Extended Maturity [Member]
Financing receivable, modifications				96
Construction, Land Acquisition and Development [Member] | Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications
Construction, Land Acquisition and Development [Member] | Principal Forbearance [Member]
Financing receivable, modifications
Construction, Land Acquisition and Development [Member]
Financing receivable, modifications				96
Commercial and Industrial [Member] | Extended Maturity [Member]
Financing receivable, modifications
Commercial and Industrial [Member] | Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications
Commercial and Industrial [Member] | Principal Forbearance [Member]
Financing receivable, modifications		79		79
Commercial and Industrial [Member]
Financing receivable, modifications		79		79
Consumer Portfolio Segment [Member] | Extended Maturity [Member]
Financing receivable, modifications
Consumer Portfolio Segment [Member] | Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications
Consumer Portfolio Segment [Member] | Principal Forbearance [Member]
Financing receivable, modifications
Consumer Portfolio Segment [Member]
Financing receivable, modifications
State and Political Subdivisions [Member] | Extended Maturity [Member]
Financing receivable, modifications
State and Political Subdivisions [Member] | Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications
State and Political Subdivisions [Member] | Principal Forbearance [Member]
Financing receivable, modifications
State and Political Subdivisions [Member]
Financing receivable, modifications
Extended Maturity [Member]
Financing receivable, modifications				805
Extended Maturity and Capitalization of Taxes [Member]
Financing receivable, modifications	95		95	118
Principal Forbearance [Member]
Financing receivable, modifications		79		1,733
Financing receivable, modifications	$ 95	$ 79	$ 95	$ 2,639

Note 4 - Loans - TDRs with Subs

Note 4 - Loans - TDRs with Subsequent Default (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015	Sep. 30, 2016USD ($)	Sep. 30, 2015
Residential Portfolio Segment [Member]
Number of Contracts			3
Recorded Investment			$ 107,000
Commercial Real Estate Portfolio Segment [Member]
Number of Contracts			1
Recorded Investment			$ 680,000
Construction, Land Acquisition and Development [Member]
Number of Contracts
Recorded Investment
Commercial and Industrial [Member]
Number of Contracts
Recorded Investment
Consumer Portfolio Segment [Member]
Number of Contracts
Recorded Investment
State and Political Subdivisions [Member]
Number of Contracts
Recorded Investment
Number of Contracts	0	0	4	0
Recorded Investment			$ 787,000

Note 5 - Income Taxes (Details

Note 5 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
AMT Credit [Member]
Tax Credit Carryforward, Amount					$ 2,500
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	34.00%	34.00%	34.00%	34.00%
Operating Loss Carryforwards	$ 55,600		$ 55,600
Deferred Tax Assets, Operating Loss Carryforwards	$ 18,900		$ 18,900
Charitable Contribution Carryovers					1,000
Deferred Tax Assets, Charitable Contribution Carryforwards					355
Deferred Tax Assets, Tax Credit Carryforwards, Alternative Minimum Tax					$ 2,500

Note 5 - Income Taxes - Effecti

Note 5 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Provision at statutory tax rates	$ 932	$ 795	$ 2,175	$ 2,241
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	34.00%	34.00%	34.00%	34.00%
Tax effects of non-taxable income	$ (121)	$ (116)	$ (374)	$ (362)
Tax effects of non-taxable income	(4.42%)	(4.97%)	(5.85%)	(5.49%)
Non-deductible interest expense	$ 2	$ 3	$ 7	$ 8
Non-deductible interest expense	0.07%	0.13%	0.11%	0.12%
Bank-owned life insurance	$ (47)	$ (49)	$ (145)	$ (141)
Bank-owned life insurance	(1.70%)	(2.11%)	(2.27%)	(2.14%)
Change in valuation allowance			$ (8)
Change in valuation allowance	0.00%	0.00%	(0.13%)	0.00%
Other items, net	$ (42)	$ (633)	$ (44)	$ (1,786)
Other items, net	(1.54%)	(27.09%)	(0.68%)	(27.12%)
Income tax expense (benefit)	$ 724		$ 1,611	$ (40)
Income tax provision (benefit)	26.41%	0.00%	25.19%	(0.61%)

Note 6 - Related Party Transa46

Note 6 - Related Party Transactions (Details Textual) - USD ($)	Mar. 01, 2016	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Director [Member] | Nonperforming Financial Instruments [Member]
Due from Related Parties		$ 0		$ 0
Director [Member] | Line of Credit [Member] | Commercial Loan [Member]
Loans and Leases Receivable, Net Amount						$ 11,000,000
Director [Member] | Annual Servicing Fee on Participation Balance [Member]
Related Party Transaction, Rate						0.25%
Director [Member]
Related Party Transaction, Amount of Participation Interest						$ 5,200,000
Related Party Transaction, Amount of Participation Interest Outstanding						4,400,000
Executive Officer [Member] | Nonperforming Financial Instruments [Member]
Due from Related Parties		0		0
Directors, Executive Officers and Their Related Parties [Member]
Related Party Transactions, Subordinated Debt		8,600,000		8,600,000		8,600,000
Related Party Deposit Liabilities		98,000,000		98,000,000		106,100,000
Related Party Transactions, Interest Paid on Deposits				143,000	$ 222,000
Related Party Transaction, Expenses from Transactions with Related Party		1,000,000	$ 900,000	1,900,000	1,700,000
Related Party Transaction, Interest Paid				296,000	134,000
Related Party Transaction, Payments of Previously Deferred and Accrued Interest	$ 3,900,000
Loans and Leases Receivable, Net Amount		$ 721,172,000		721,172,000		$ 724,926,000
Related Party Transaction, Interest Paid				$ 481,000	$ 293,000
Related Party Transaction, Payments of Previously Deferred and Accrued Interest	$ 10,800,000

Note 6 - Related Party Transa47

Note 6 - Related Party Transactions - Related Party Loans (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Balance		$ 43,664,000	$ 40,486,000	$ 52,652,000	$ 36,783,000
Additions, new loans and advances		3,492,000	20,881,000	10,704,000	52,282,000
Repayments		(2,115,000)	(9,723,000)	(18,294,000)	(37,421,000)
Other (1)	[1]	(28,000)	0	(49,000)	0
Balance		$ 45,013,000	$ 51,644,000	$ 45,013,000	$ 51,644,000
[1]	Represents loans to related parties that ceased being an insider during the period.

Note 7 - Contingencies (Details

Note 7 - Contingencies (Details Textual)	Dec. 17, 2015USD ($)	Apr. 01, 2014USD ($)	Mar. 28, 2014USD ($)	Sep. 30, 2016USD ($)	Feb. 04, 2014USD ($)	Dec. 31, 2013USD ($)
Consumer Protection Class Action [Member]
Litigation Settlement, Amount	$ (750,000)
Loss Contingency, Number of Plaintiffs	430
Aggregate Amount Received By Defendants, Unjust Enrichment, Maximum	$ 45,000
Consumer Class Action [Member]
Litigation Settlement, Amount	$ (750,000)
Loss Contingency, Number of Plaintiffs	430
Aggregate Amount Received By Defendants, Unjust Enrichment, Maximum	$ 45,000
Estimated Litigation Liability				$ 750,000
Derivative Liability					$ 5,000,000
Litigation Settlement, Amount			$ 5,000,000
Accrued Liabilities and Other Liabilities				$ 2,500,000		$ 2,500,000
Litigation Settlement Fees and Costs		$ 2,500,000
Partial Indemnification, Individual Defendants Paid		$ 2,500,000

Note 8 - Stock Compensation P49

Note 8 - Stock Compensation Plans (Details Textual) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015	Oct. 23, 2013
The 2000 Employee Stock Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	1,100,000	1,100,000
The 2000 Employee Stock Incentive Plan [Member]
Allocated Share-based Compensation Expense		$ 0	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		180 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	47,459	47,459		50,746
Long-Term Incentive Compensation Plan [Member]
Allocated Share-based Compensation Expense		$ 195,000	179,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized					1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		67,600
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	1,026,127	1,026,127
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 468,000	$ 468,000	$ 522,000

Note 8 - Stock Compensation P50

Note 8 - Stock Compensation Plans - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Unvested, beginning of period (in shares)	109,596	113,791	112,958	45,750
Unvested, beginning of period (in dollars per share)	$ 5.75	$ 5.99	$ 5.99	$ 6.70
Awards granted (in shares)			67,600	84,900
Awards granted (in dollars per share)			$ 5.53	$ 5.75
Forfeitures (in shares)	(5,097)		(23,211)	(333)
Forfeitures (in dollars per share)	$ 5.94		$ 5.69	$ 6.70
Vestings (in shares)			(52,848)	(16,526)
Vestings (in dollars per share)			$ 6.02	$ 6.70
Unvested, end of period (in shares)	104,499	113,791	104,499	113,791
Unvested, end of period (in dollars per share)	$ 5.74	$ 5.99	$ 5.74	$ 5.99

Note 9 - Regulatory Matters (De

Note 9 - Regulatory Matters (Details Textual) - USD ($) $ / shares in Units, $ in Millions	Dec. 01, 2016	Oct. 28, 2016	Sep. 15, 2016	Jul. 29, 2016	Jan. 02, 2015	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared		$ 0.03
Dividend Reinvestment and Stock Purchase Plan [Member]
Stock Issued During Period, Shares, New Issues						27,988		47,763
Scenario, Forecast [Member]
Repayments of Subordinated Debt	$ 4
Percent of Principal Amount Outstanding, Prepayment	28.60%
Effective January 2019 [Member]
Common Equity Tier One Capital Conservation Buffer						2.50%		2.50%
Effective January 2016 [Member]
Common Equity Tier One Capital Conservation Buffer						0.625%		0.625%
Common Stock, Dividends, Per Share, Cash Paid			$ 0.02					$ 0.06
Common Stock, Dividends, Per Share, Declared				$ 0.02		$ 0.02		$ 0.06
Capital to Risk Weighted Assets						8.00%		8.00%
Tier One Risk Based Capital to Risk Weighted Assets						6.00%		6.00%
Common Equity Tier One Capital to Risk Weighted Assets						4.50%		4.50%
Tier One Leverage Capital to Average Assets						4.00%		4.00%
Common Equity Tier One Capital Conservation Buffer Implementation of Deductions and Other Adjustments to Common Equity Tier One Capital Phase in Percentage Year					40.00%
Common Equity Tier One Capital Conservation Buffer Implementation of Deductions and Other Adjustments to Common Equity Tier One Capital Phase in Percentage Year 2					60.00%
Common Equity Tier One Capital Conservation Buffer Implementation of Deductions and Other Adjustments to Common Equity Tier One Capital Phase in Percentage After Year Two					20.00%

Note 9 - Regulatory Matters - R

Note 9 - Regulatory Matters - Risk-based Capital and Related Ratios (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Parent Company [Member]
Total capital (to risk-weighted assets) - Amount	$ 97,823	$ 93,835
Total capital (to risk-weighted assets) - Ratio	12.37%	11.79%
Tier I capital (to risk-weighted assets) - Amount	$ 80,698	$ 74,945
Tier I capital (to risk-weighted assets) - Ratio	10.21%	9.42%
Tier I common equity (to risk-weighted assets) - Amount	$ 78,665	$ 74,945
Tier I common equity (to risk-weighted assets) - Ratio	9.95%	9.42%
Tier I capital (to average assets) - Amount	$ 80,698	$ 74,945
Tier I capital (to average assets) - Ratio	7.52%	7.27%
Total risk-weighted assets	$ 790,572	$ 795,887
Total average assets	1,073,742	1,031,426
Subsidiaries [Member]
Total capital (to risk-weighted assets) - Amount	$ 105,864	$ 110,039
Total capital (to risk-weighted assets) - Ratio	13.40%	13.83%
Tier I capital (to risk-weighted assets) - Amount	$ 97,139	$ 100,949
Tier I capital (to risk-weighted assets) - Ratio	12.29%	12.69%
Tier I common equity (to risk-weighted assets) - Amount	$ 97,139	$ 100,949
Tier I common equity (to risk-weighted assets) - Ratio	12.29%	12.69%
Tier I capital (to average assets) - Amount	$ 97,139	$ 100,949
Tier I capital (to average assets) - Ratio	9.05%	9.79%
Total risk-weighted assets	$ 790,168	$ 795,490
Total average assets	$ 1,073,660	$ 1,030,828
Total capital (to risk-weighted assets) - Ratio	8.00%
Total capital (to risk-weighted assets) - Minimum required for capital adequacy purposes	8.00%	8.00%
Total capital (to risk-weighted assets) - Minimum required for capital adequacy purposes with conservation buffer	8.625%
Total capital (to risk-weighted assets) - To be well capitalized under prompt corrective action	10.00%	10.00%
Tier I capital (to risk-weighted assets) - Ratio	6.00%
Tier I capital (to risk-weighted assets) - Minimum required for capital adequacy purposes	6.00%	6.00%
Tier I capital (to risk-weighted assets) - Minimum required for capital adequacy purposes with conservation buffer	6.625%
Tier I capital (to risk-weighted assets) - To be well capitalized under prompt corrective action	8.00%	8.00%
Tier I common equity (to risk-weighted assets) - Ratio	4.50%
Tier I common equity (to risk-weighted assets) - Minimum required for capital adequacy purposes	4.50%	4.50%
Tier I common equity (to risk-weighted assets) - Minimum required for capital adequacy purposes with conservation buffer	5.125%
Tier I common equity (to risk-weighted assets) - To be well capitalized under prompt corrective action	6.50%	6.50%
Tier I capital (to average assets) - Ratio	4.00%
Tier I capital (to average assets) - Minimum required for capital adequacy purposes	4.00%	4.00%
Tier I capital (to average assets) - Minimum required for capital adequacy purposes with conservation buffer	4.00%
Tier I capital (to average assets) - To be well capitalized under prompt corrective action	5.00%	5.00%

Note 10 - Fair Value Measurem53

Note 10 - Fair Value Measurements (Details Textual) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Inputs, Level 3 [Member]
Available-for-sale Securities	$ 0	$ 0
Available-for-sale Securities	$ 263,475,000	$ 253,773,000

Note 10 - Fair Value Measurem54

Note 10 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	12,671,000	44,043,000
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale, at fair value	12,671,000	44,043,000
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	105,741,000	75,407,000
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value	105,741,000	75,407,000
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member] | Residential Mortgage [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Loan [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member] | Residential Mortgage [Member]
Securities available for sale, at fair value	19,729,000	22,269,000
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Loan [Member]
Securities available for sale, at fair value	102,459,000	89,423,000
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member] | Residential Mortgage [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Loan [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Residential Mortgage [Member]
Securities available for sale, at fair value	19,729,000	22,269,000
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Commercial Loan [Member]
Securities available for sale, at fair value	102,459,000	89,423,000
Fair Value, Measurements, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	18,219,000	18,098,000
Fair Value, Measurements, Recurring [Member] | Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Residential Mortgage Backed Securities [Member]
Securities available for sale, at fair value	18,219,000	18,098,000
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	442,000	423,000
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale, at fair value	442,000	423,000
Fair Value, Measurements, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	3,255,000	3,162,000
Fair Value, Measurements, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Negotiable Certificates of Deposit [Member]
Securities available for sale, at fair value	3,255,000	3,162,000
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	959,000	948,000
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Securities available for sale, at fair value	959,000	948,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	959,000	948,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	262,516,000	252,825,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value
Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	263,475,000	253,773,000
US Government Agencies Debt Securities [Member]
Securities available for sale, at fair value	12,671,000	44,043,000
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value	105,741,000	75,407,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Residential Mortgage [Member]
Securities available for sale, at fair value	19,729,000	22,269,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Commercial Loan [Member]
Securities available for sale, at fair value	102,459,000	89,423,000
Residential Mortgage Backed Securities [Member]
Securities available for sale, at fair value	18,219,000	18,098,000
Corporate Debt Securities [Member]
Securities available for sale, at fair value	442,000	423,000
Negotiable Certificates of Deposit [Member]
Securities available for sale, at fair value	3,255,000	3,162,000
Equity Securities [Member]
Securities available for sale, at fair value	959,000	948,000
Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale, at fair value	$ 263,475,000	$ 253,773,000

Note 10 - Fair Value Measurem55

Note 10 - Fair Value Measurements - Assets Measured At Fair Value On a Non-recurring Basis and Quantitative Information (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Market Approach Valuation Technique [Member] | Impaired Loans, Collateral Dependent [Member]
Recorded investment	$ 591,000	$ 718,000
Related allowance	173,000	124,000
Fair Value	$ 418,000	$ 594,000
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Market Approach Valuation Technique [Member] | Other Real Estate Owned [Member]
Recorded investment	$ 1,949,000	$ 3,104,000
Related allowance
Fair Value	$ 1,949,000	$ 3,104,000
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Income Approach Valuation Technique [Member] | Impaired Loans, Other [Member] | Minimum [Member]
Discount Rate	3.00%	3.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Income Approach Valuation Technique [Member] | Impaired Loans, Other [Member] | Maximum [Member]
Discount Rate	7.50%	7.50%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Income Approach Valuation Technique [Member] | Impaired Loans, Other [Member]
Recorded investment	$ 3,871,000	$ 3,757,000
Related allowance	240,000	257,000
Fair Value	3,631,000	3,500,000
Recorded investment	5,695,000	7,961,000
Related allowance	$ 413,000	$ 381,000

Note 10 - Fair Value Measurem56

Note 10 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and short term investments	$ 57,336,000	$ 21,083,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets
FHLB and FRB Stock	2,741,000	7,695,000
Loans held for sale	185,000	683,000
Accrued interest receivable	2,736,000	2,475,000
Financial liabilities
Deposits	930,959,000	821,546,000
Borrowed funds	83,147,000	160,112,000
Accrued interest payable	294,000	11,165,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net	721,172,000	724,926,000
Mortgage servicing rights	193,000	240,000
Reported Value Measurement [Member]
Financial assets
Securities available for sale, at fair value	263,475,000	253,773,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and short term investments	57,336,000	21,083,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets
FHLB and FRB Stock	2,741,000	7,695,000
Loans held for sale	185,000	683,000
Accrued interest receivable	2,736,000	2,475,000
Financial liabilities
Deposits	924,795,000	798,466,000
Borrowed funds	83,645,000	160,266,000
Accrued interest payable	294,000	11,165,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net	721,792,000	716,412,000
Mortgage servicing rights	710,000	880,000
Estimate of Fair Value Measurement [Member]
Financial assets
Securities available for sale, at fair value	263,475,000	253,773,000
Fair Value, Inputs, Level 3 [Member]
Financial assets
Securities available for sale, at fair value	0	0
Securities available for sale, at fair value	$ 263,475,000	$ 253,773,000

Note 11 - Earnings per Share (D

Note 11 - Earnings per Share (Details Textual) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Restricted Stock [Member]
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	0	0	0	0
Employee Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount			47,459	64,479

Note 11 - Earnings Per Share -

Note 11 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Net income for the period	$ 2,017	$ 2,337	$ 4,785	$ 6,631
Basic (in shares)	16,593,811	16,500,945	16,554,391	16,497,373
Plus: Common share equivalents (in shares)	0	0	0	0
Diluted weighted-average number of common shares outstanding (in shares)	16,593,811	16,500,945	16,554,391	16,497,373
Basic (in dollars per share)	$ 0.12	$ 0.14	$ 0.29	$ 0.40
Diluted (in dollars per share)	$ 0.12	$ 0.14	$ 0.29	$ 0.40

Note 12 - Other Comprehensive59

Note 12 - Other Comprehensive (Loss) Income - Reclassifications Out of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Investment Gain (Loss) Including Portion Attributable to Noncontrolling Interest [Member]
Reclassification adjustment for net gains reclassified into net income		$ (4)	$ (960)	$ (2,302)
Reclassification out of Accumulated Other Comprehensive Income [Member]
Income tax expense (benefit)		1	326	782
Net of tax amount		(3)	(634)	(1,520)
Reclassification adjustment for net gains reclassified into net income		(4)	(960)	(2,302)
Income tax expense (benefit)	724		1,611	(40)
Net of tax amount		$ 3	$ 634	$ 1,520

Note 12 - Other Comprehensive60

Note 12 - Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Beginning balance	$ 6,736	$ 279	$ (238)	$ 1,138
Other comprehensive (loss) income before reclassifications	(818)	2,287	6,790	2,945
Amounts reclassified from accumulated other comprehensive income (loss)		(3)	(634)	(1,520)
Net other comprehensive (loss) income during the period	(818)	2,284	6,156	1,425
Ending balance	$ 5,918	$ 2,563	$ 5,918	$ 2,563