FNCB Bancorp (FNCB) 10-Q 4 May 20 2020 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2020	May 04, 2020
Document Information [Line Items]
Entity Registrant Name	FNCB BANCORP, INC.
Entity Central Index Key	0001035976
Trading Symbol	fncb
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		20,174,922
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Amendment Flag	false
Title of 12(b) Security	Common stock, $1.25 par value

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 15,243	$ 22,861
Interest-bearing deposits in other banks	30,304	11,704
Total cash and cash equivalents	45,547	34,565
Available-for-sale debt securities, at fair value	302,638	272,839
Equity securities, at fair value	934	920
Restricted stock, at cost	4,224	3,804
Loans held for sale	470	1,061
Loans, net of allowance for loan and lease losses of $9,907 and $8,950	825,028	819,529
Bank premises and equipment, net	17,447	17,518
Accrued interest receivable	3,387	3,234
Bank-owned life insurance	31,359	31,230
Other real estate owned	85	289
Net deferred tax assets	4,950	6,278
Other assets	12,163	12,274
Total assets	1,248,232	1,203,541
Liabilities
Demand (non-interest-bearing)	181,223	179,465
Interest-bearing	820,339	822,244
Total deposits	1,001,562	1,001,709
Borrowed funds:
Federal Reserve Bank Discount Window advances	10,000
Federal Home Loan Bank of Pittsburgh advances	77,934	46,909
Junior subordinated debentures	10,310	10,310
Total borrowed funds	98,244	57,219
Accrued interest payable	261	258
Other liabilities	10,233	10,748
Total liabilities	1,110,300	1,069,934
Shareholders' equity
Preferred shares ($1.25 par) Authorized: 20,000,000 shares at March 31, 2020 and December 31, 2019 Issued and outstanding: 0 shares at March 31, 2020 and December 31, 2019
Common shares ($1.25 par) Authorized: 50,000,000 shares at March 31, 2020 and December 31, 2019 Issued and outstanding: 20,174,250 shares at March 31, 2020 and 20,171,408 shares at December 31, 2019	25,217	25,214
Additional paid-in capital	81,209	81,130
Retained earnings	25,155	24,207
Accumulated other comprehensive income	6,351	3,056
Total shareholders' equity	137,932	133,607
Total liabilities and shareholders’ equity	$ 1,248,232	$ 1,203,541

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans, allowance for loan and lease losses	$ 9,907	$ 8,950
Preferred shares, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred shares, authorized (in shares)	20,000,000	20,000,000
Preferred shares, issued (in shares)	0	0
Preferred shares, outstanding (in shares)	0	0
Common shares, par value (in dollars per share)	$ 1.25	$ 1.25
Common shares, authorized (in shares)	50,000,000	50,000,000
Common shares, issued (in shares)	20,174,250	20,171,408
Common shares, outstanding (in shares)	20,174,250	20,171,408

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income
Interest and fees on loans	$ 9,139	$ 9,407
Interest and dividends on securities:
U.S. government agencies	750	893
State and political subdivisions, tax free	57	37
State and political subdivisions, taxable	765	1,021
Other securities	412	205
Total interest and dividends on securities	1,984	2,156
Interest on interest-bearing deposits in other banks	21	46
Total interest income	11,144	11,609
Interest expense
Interest on deposits	1,660	2,238
Interest on borrowed funds:
Federal Reserve Bank Discount Window advances
Federal Home Loan Bank of Pittsburgh advances	219	287
Junior subordinated debentures	88	114
Subordinated debentures		24
Total interest on borrowed funds	307	425
Total interest expense	1,967	2,663
Net interest income before provision (credit) for loan and lease losses	9,177	8,946
Provision (credit) for loan and lease losses	1,151	(154)
Net interest income after provision (credit) for loan and lease losses	8,026	9,100
Non-interest income
Deposit service charges	825	685
Net gain on the sale of available-for-sale debt securities	149	160
Net gain on equity securities	14	12
Net gain on the sale of mortgage loans held for sale	96	56
Loan-related fees	56	79
Income from bank-owned life insurance	129	131
Merchant services revenue	135	118
Other	290	274
Total non-interest income	1,694	1,515
Non-interest expense
Salaries and employee benefits	3,929	3,899
Occupancy expense	554	550
Equipment expense	371	307
Advertising expense	207	197
Data processing expense	725	781
Regulatory assessments	59	168
Bank shares tax	300	278
Expense of other real estate owned	55	51
Professional fees	188	332
Insurance expense	123	126
Other operating expenses	694	736
Total non-interest expense	7,205	7,425
Income before income tax expense	2,515	3,190
Income tax expense	452	555
Net income	$ 2,063	$ 2,635
Earnings per share
Basic (in dollars per share)	$ 0.10	$ 0.14
Diluted (in dollars per share)	0.10	0.14
Cash dividends declared per common share (in dollars per share)	$ 0.055	$ 0.05
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	20,172,498	18,720,502
Diluted (in shares)	20,176,565	18,733,652

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net income	$ 2,063	$ 2,635
Other comprehensive income:
Unrealized gains on available-for-sale debt securities	4,336	4,655
Taxes	(911)	(978)
Net of tax amount	3,425	3,677
Reclassification adjustment for gains included in net income	(149)	(160)
Taxes	32	34
Net of tax amount	(117)	(126)
Derivative adjustments	(16)
Taxes	3
Net of tax amount	(13)
Total other comprehensive income	3,295	3,551
Comprehensive income	$ 5,358	$ 6,186

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2018	16,821,371
Balances at Dec. 31, 2018	$ 21,026	$ 63,547	$ 17,186	$ (4,540)	$ 97,219
Net income for the period			2,635		2,635
Cash dividends			(1,006)		(1,006)
Common shares issued for capital raise, net (in shares)	3,285,550
Common shares issued for capital raise, net	$ 4,107	17,201			21,308
Restricted stock awards		67			$ 67
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	1,639				1,639
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 2	12	(6)		$ 8
Other comprehensive income, net of tax of $944				3,551	3,551
Balances (in shares) at Mar. 31, 2019	20,108,560
Balances at Mar. 31, 2019	$ 25,135	80,827	18,809	(989)	123,782
Balances (in shares) at Dec. 31, 2019	20,171,408
Balances at Dec. 31, 2019	$ 25,214	81,130	24,207	3,056	133,607
Net income for the period			2,063		2,063
Cash dividends			(1,110)		(1,110)
Restricted stock awards		62			$ 62
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	2,842				2,842
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 3	17	(5)		$ 15
Other comprehensive income, net of tax of $944				3,295	3,295
Balances (in shares) at Mar. 31, 2020	20,174,250
Balances at Mar. 31, 2020	$ 25,217	$ 81,209	$ 25,155	$ 6,351	$ 137,932

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash dividends declared, per share (in dollars per share)	$ 0.055	$ 0.05
Other comprehensive income (loss), tax	$ 876	$ 944

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities:
Net income	$ 2,063	$ 2,635
Adjustments to reconcile net income to net cash provided by operating activities:
Investment securities amortization, net	120	212
Equity in trust	(3)	(3)
Depreciation and amortization	744	802
Valuation adjustment for loan servicing rights	23	1
Stock-based compensation expense	62	67
Provision (credit) for loan and lease losses	1,151	(154)
Valuation adjustment for off-balance sheet commitments	2	21
Net gain on the sale of available-for-sale debt securities	(149)	(160)
Net gain on equity securities	(14)	(12)
Net gain on the sale of mortgage loans held for sale	(96)	(56)
Income from bank-owned life insurance	(129)	(131)
Proceeds from the sale of mortgage loans held for sale	2,982	1,858
Funds used to originate mortgage loans held for sale	(2,295)	(1,591)
Decrease in net deferred tax assets	452	555
Increase in accrued interest receivable	(153)	(92)
Decrease (increase) in prepaid expenses and other assets	87	(3,257)
Increase in accrued interest payable	3	1
(Decrease) increase in accrued expenses and other liabilities	(548)	603
Total adjustments	2,239	(1,336)
Net cash provided by operating activities	4,302	1,299
Cash flows from investing activities:
Maturities, calls and principal payments of available-for-sale debt securities	3,865	1,230
Proceeds from the sale of available-for-sale debt securities	7,975	25,130
Purchases of available-for-sale debt securities	(37,424)
(Purchase) redemption of the stock in Federal Home Loan Bank of Pittsburgh	(420)	3
Net increase in loans to customers	(6,966)	(333)
Proceeds from the sale of other real estate owned	204
Purchases of bank premises and equipment	(337)	(894)
Net cash (used in) provided by investing activities	(33,103)	25,136
Cash flows from financing activities:
Net decrease in deposits	(147)	(55,539)
Net proceeds from Federal Home Loan Bank of Pittsburgh advances - overnight	21,025	8,400
Proceeds from Federal Home Loan Bank of Pittsburgh advances - term	10,000	8,478
Repayment of Federal Home Loan Bank of Pittsburgh advances - term		(6,820)
Proceeds from Federal Reserve Bank Discount Window advances	10,000
Principal reduction on subordinated debentures		(5,000)
Proceeds from issuance of common shares, net of discount	15	21,316
Cash dividends paid	(1,110)	(1,006)
Net cash provided by (used in) financing activities	39,783	(30,171)
Net increase (decrease) in cash and cash equivalents	10,982	(3,736)
Cash and cash equivalents at beginning of period	34,565	36,481
Cash and cash equivalents at end of period	45,547	32,745
Supplemental cash flow information
Interest	1,963	2,662
Other transactions:
Lease liabilities arising from obtaining right-of-use assets	$ 15	$ 12

Note 1 - Basis of Presentation_

Note 1 - Basis of Presentation/Subsequent Event	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1. The consolidated financial statements of FNCB are comprised of the accounts of FNCB Bancorp, Inc., and its wholly owned subsidiary, FNCB Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, “FNCB”). The accounting and reporting policies of FNCB conform to accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not not three months ended March 31, 2020 not The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), securities’ valuation and impairment evaluation, the valuation of other real estate owned (“OREO”), and income taxes. These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in FNCB’s audited financial statements, included in the Annual Report filed on Form 10 December 31, 2019 . Risks and Uncertainties Related to COVID- 19 In March 2020, 2019 19" 19 The federal government has taken several actions designed to mitigate the impact of the economic disruption. Specifically, on March 27, 2020, $2.0 19, Business Continuity, Processes and Controls As a financial institution, FNCB is considered essential and has remained open for business. FNCB has invoked its pandemic preparedness plan. To address the financial needs of our customers in a safe and consistent manner, FNCB Bank offices remain open for regular business via drive-thru facilities, automated teller machines, Customer Care center, remote deposit capture and online and mobile banking applications. For customers needing in-person service, FNCB has been offering a by-appointment option while adhering to social distancing mandates. FNCB has also provided the technology for the majority of our operational staff can work remotely in a secure environment. FNCB does not not not Financial Position and Results of Operations Bank regulators have issued guidance and are encouraging banks to work with customers affected by COVID- 19. 19 three three may At March 31, 2020, 19 Lending Operations and Credit Risk As previously mentioned, FNCB is working with its lending customers that are facing unemployment, temporary furloughs and closures, by offering a payment deferral program. FNCB has provided either a three three April 30, 2020, 771 $153.7 March 2020, not The CARES Act includes a Paycheck Protection Program ("PPP"), a program administered by the Small Business Administration ("SBA") designed to aid small- and medium-sized businesses through federally guaranteed loans distributed through banks. These loans are intended to guarantee eight April 30, 2020, 482 $93.6 FNCB is prepared to continue to offer short-term assistance in accordance with regulatory guidelines. As the fallout of the COVID- 19 may may 19

Note 2 - New Authoritative Acco

Note 2 - New Authoritative Accounting Guidance	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 2. New Authoritative Accounting Guidance Accounting Standards Update ("ASU") 2018 13 820 820, 8: 820 2018 13 December 15, 2019 January 1, 2020 not ASU 2018 15 350 40 2018 15 350 40 2018 15 December 15, 2019 December 15, 2019, January 1, 2020 not Accounting Policy for Derivative Instruments and Hedging Activities The FASB Accounting Standards Codification 815, Derivatives and Hedging As required by ASC 815, In accordance with the FASB’s fair value measurement guidance in ASU 2011 04 820 In August 2017, 2017 12 815 2017 12 December 15, 2018, 2017 12 2017 12 January 1, 2019 not Accounting Guidance to be Adopted in Future Periods ASU 2016 13, 326 2016 13 not not June 17, 2016, 2016 13 not 2016 13, 2016 13 1934, December 15, 2019, may December 15, 2018, November 15, 2019, 2019 10, 326 815 842 not 2019 10 not December 15, 2022. , , January 1, 2023. 2016 13 not 1 2 3 4 may Refer to Note 2 2019 10

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt Securities The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s available-for-sale debt securities at March 31, 2020 December 31, 2019 : March 31, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 143,279 $ 6,692 $ 173 $ 149,798 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 77,777 1,914 480 79,211 Collateralized mortgage obligations - commercial 13,339 699 49 13,989 Mortgage-backed securities 18,111 682 - 18,793 Private collateralized mortgage obligations 24,192 187 614 23,765 Corporate debt securities 10,000 48 464 9,584 Asset-backed securities 7,191 - 389 6,802 Negotiable certificates of deposit 694 2 - 696 Total available-for-sale debt securities $ 294,583 $ 10,224 $ 2,169 $ 302,638 December 31, 2019 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 115,428 $ 2,694 $ 359 $ 117,763 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 79,606 780 92 80,294 Collateralized mortgage obligations - commercial 17,414 320 11 17,723 Mortgage-backed securities 18,142 343 - 18,485 Private collateralized mortgage obligations 25,069 49 43 25,075 Corporate debt securities 7,000 182 - 7,182 Asset-backed securities 5,618 4 1 5,621 Negotiable certificates of deposit 694 2 - 696 Total available-for-sale debt securities $ 268,971 $ 4,374 $ 506 $ 272,839 Except for securities of U.S. government and government-sponsored agencies, there were no 10.0% 31, 2020 2019. At March 31, 2020 December 31, 2019 $262.5 $235.0 The following table presents the maturity information of FNCB’s available-for-sale debt securities at March 31, 2020 . may not not March 31, 2020 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 2,194 $ 2,201 After one year through five years 52,604 54,991 After five years through ten years 46,895 48,543 After ten years 52,280 54,343 Asset-backed securities 7,191 6,802 Collateralized mortgage obligations 115,308 116,965 Mortgage-backed securities 18,111 18,793 Total available-for-sale debt securities $ 294,583 $ 302,638 Gross proceeds from the sale of available-for-sale debt securities were $8.0 three March 31, 2020 $149 no three March 31, 2020. $25.1 three March 31, 2019 $176 $16 The following tables present the number, fair value and gross unrealized losses of available-for-sale debt securities with unrealized losses at March 31, 2020 December 31, 2019 March 31, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 6 $ 13,753 $ 173 - $ - $ - 6 $ 13,753 $ 173 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 5 24,214 480 - - - 5 24,214 480 Collateralized mortgage obligations - commercial 1 2,462 49 - - - 1 2,462 49 Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 7 16,304 614 - - - 7 16,304 614 Corporate debt securities 4 6,536 464 - - - 4 6,536 464 Asset-backed securities 7 6,802 389 - - - 7 6,802 389 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 30 $ 70,071 $ 2,169 - $ - $ - 30 $ 70,071 $ 2,169 December 31, 2019 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 10 $ 19,436 $ 359 - $ - $ - 10 $ 19,436 $ 359 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 4 19,934 92 - - - 4 19,934 92 Collateralized mortgage obligations - commercial 1 2,500 11 - - - 1 2,500 11 Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 4 18,990 43 - - - 4 18,990 43 Corporate debt securities - - - - - - - - - Asset-backed securities 2 888 1 - - - 2 888 1 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 21 $ 61,748 $ 506 - $ - $ - 21 $ 61,748 $ 506 Management evaluates individual securities in an unrealized loss position quarterly for other than temporary impairment (“OTTI”). As part of its evaluation, management considers, among other things, the length of time a security’s fair value is less than its amortized cost, the severity of decline, any credit deterioration of the issuer, whether or not not There were 30 March 31, 2020 , seven seven six six four March 31, 2020 19 no may March 31, 2020 . not not not March 31, 2020 . Equity Securities At March 31, 2020 December 31, 2019, $1.0 1 4 $66 $80 $934 $920 March 31, 2020 December 31, 2019. The following table presents unrealized and realized gains and losses recognized in net income on equity securities for the three months ended March 31, 2020 and 2019 Three Months Ended March 31, (in thousands) 2020 2019 Net gains recognized on equity securities $ 14 $ 12 Less: net gains (losses) recognized on equity securities sold - - Unrealized gains on equity securities held $ 14 $ 12 Restricted Securities The following table presents FNCB's investment in restricted stock at March 31, 2020 December 31, 2019 March 31, December 31, (in thousands) 2020 2019 Stock in Federal Home Loan Bank of Pittsburgh $ 4,214 $ 3,794 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 4,224 $ 3,804 Management noted no March 31, 2020 December 31, 2019 . Equity Securities without Readily Determinable Fair Values FNCB owns 201,000 2017 $8.25 $1.7 1933, not not not $1.7 March 31, 2020 December 31, 2019. On December 18, 2019, third 2020, 0.6212 $16.50 25% 75% no March 31, 2020 .

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4. The following table summarizes loans receivable, net, by category at March 31, 2020 December 31, 2019 : March 31, December 31, (in thousands) 2020 2019 Residential real estate $ 171,764 $ 170,723 Commercial real estate 276,662 278,379 Construction, land acquisition and development 43,929 47,484 Commercial and industrial 161,654 147,623 Consumer 129,192 138,239 State and political subdivisions 49,953 43,908 Total loans, gross 833,154 826,356 Unearned income (51 ) (69 ) Net deferred loan costs 1,832 2,192 Allowance for loan and lease losses (9,907 ) (8,950 ) Loans, net $ 825,028 $ 819,529 FNCB has granted loans, letters of credit and lines of credit to certain of its executive officers and directors as well as to certain of their related parties. For more information about related party transactions, refer to Note 8 FNCB originates 1 4 three March 31, 2020 2019 , 1-4 $2.9 $1.9 $96 three March 31, 2020 $56 three 31, 2019. March 31, 2020 December 31, 2019 , $0.5 $1.1 1 4 There were no three 31, 2020 2019. $105.7 March 31, 2020 $106.0 December 31, 2019 . FNCB does not There were no three March 31, 2020 . 2, 2019 10 Management evaluates the credit quality of the loan portfolio on an ongoing basis, and performs a formal review of the adequacy of the ALLL on a quarterly basis. This evaluation is inherently subjective, as it requires material estimates that may may may may The following table summarizes activity in the ALLL by loan category for the three March 31, 2020 2019 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended March 31, 2020 Allowance for loan losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (56 ) - (35 ) (238 ) - - (329 ) Recoveries 2 - - 59 74 - - 135 Provisions 158 415 12 283 220 17 46 1,151 Ending balance, March 31, 2020 $ 1,307 $ 3,557 $ 283 $ 2,304 $ 1,714 $ 270 $ 472 $ 9,907 Three months ended March 31, 2019 Allowance for loan losses: Beginning balance, January 1, 2019 $ 1,175 $ 3,107 $ 188 $ 2,552 $ 2,051 $ 417 $ 29 $ 9,519 Charge-offs - - - (139 ) (315 ) - - (454 ) Recoveries 4 - 81 84 173 - - 342 Provisions (credits) (24 ) (56 ) (163 ) 2 54 6 27 (154 ) Ending balance, March 31, 2019 $ 1,155 $ 3,051 $ 106 $ 2,499 $ 1,963 $ 423 $ 56 $ 9,253 The following table represents the allocation of the ALLL and the related loan balance, by loan category, disaggregated based on the impairment methodology at March 31, 2020 December 31, 2019 : Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total March 31, 2020 Allowance for loan losses: Individually evaluated for impairment $ 8 $ 205 $ - $ 209 $ 1 $ - $ - $ 423 Collectively evaluated for impairment 1,299 3,352 283 2,095 1,713 270 472 9,484 Total $ 1,307 $ 3,557 $ 283 $ 2,304 $ 1,714 $ 270 $ 472 $ 9,907 Loans receivable: Individually evaluated for impairment $ 2,558 $ 11,309 $ 74 $ 992 $ 192 $ - $ - $ 15,125 Collectively evaluated for impairment 169,206 265,353 43,855 160,662 129,000 49,953 - 818,029 Total $ 171,764 $ 276,662 $ 43,929 $ 161,654 $ 129,192 $ 49,953 $ - $ 833,154 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 9 $ 221 $ - $ 242 $ 1 $ - $ - $ 473 Collectively evaluated for impairment 1,138 2,977 271 1,755 1,657 253 426 8,477 Total $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Loans receivable: Individually evaluated for impairment $ 2,711 $ 11,640 $ 76 $ 1,164 $ 195 $ - $ - $ 15,786 Collectively evaluated for impairment 168,012 266,739 47,408 146,459 138,044 43,908 - 810,570 Total $ 170,723 $ 278,379 $ 47,484 $ 147,623 $ 138,239 $ 43,908 $ - $ 826,356 Credit Quality Indicators – Commercial Loans Management continuously monitors and evaluates the credit quality of FNCB’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of FNCB’s loan receivables. FNCB’s loan rating system assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial and industrial loans include commercial indirect auto loans which are not not 1. Minimal Risk 2. Above Average Credit Quality 3. Average Risk 4. Acceptable Risk 5. Pass - Watch 6. Special Mention 7. Substandard - Accruing 8. Substandard - Non-Accrual 9. Doubtful 10. Loss This analysis is performed on a quarterly basis using the following definitions for risk ratings: Pass – Assets rated 1 5 no not Special Mention – Assets classified as special mention do not not Substandard – Assets classified as substandard have well defined weaknesses based on objective evidence, and are characterized by the distinct possibility that FNCB will sustain some loss if the deficiencies are not Doubtful – Assets classified as doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that such weaknesses make collection or liquidation in full highly questionable and improbable based on current circumstances. Loss – Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not Credit Quality Indicators – Other Loans Certain residential real estate loans, consumer loans, and commercial indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 The following tables present the recorded investment in loans receivable by loan category and credit quality indicator at March 31, 2020 December 31, 2019 : Credit Quality Indicators March 31, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 31,653 $ 173 $ 342 $ - $ - $ 32,168 $ 138,475 $ 1,121 $ 139,596 $ 171,764 Commercial real estate 264,693 1,641 10,328 - - 276,662 - - - 276,662 Construction, land acquisition and development 42,767 - - - - 42,767 1,162 - 1,162 43,929 Commercial and industrial 155,223 612 1,358 - - 157,193 4,430 31 4,461 161,654 Consumer 3,135 - - - - 3,135 125,447 610 126,057 129,192 State and political subdivisions 49,953 - - - - 49,953 - - - 49,953 Total $ 547,424 $ 2,426 $ 12,028 $ - $ - $ 561,878 $ 269,514 $ 1,762 $ 271,276 $ 833,154 Credit Quality Indicators December 31, 2019 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 32,219 $ 177 $ 307 $ - $ - $ 32,703 $ 136,709 $ 1,311 $ 138,020 $ 170,723 Commercial real estate 266,112 1,668 10,599 - - 278,379 - - - 278,379 Construction, land acquisition and development 46,361 - - - - 46,361 1,123 - 1,123 47,484 Commercial and industrial 140,589 426 1,484 - - 142,499 5,124 - 5,124 147,623 Consumer 3,111 - - - - 3,111 134,457 671 135,128 138,239 State and political subdivisions 43,908 - - - - 43,908 - - - 43,908 Total $ 532,300 $ 2,271 $ 12,390 $ - $ - $ 546,961 $ 277,413 $ 1,982 $ 279,395 $ 826,356 Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $8.6 $9.1 March 31, 2020 December 31, 2019 , 90 six no may may 90 no 90 March 31, 2020 December 31, 2019 . The following tables present the delinquency status of past due and non-accrual loans at March 31, 2020 December 31, 2019 : March 31, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 169,878 $ 464 $ - $ - $ 170,342 Commercial real estate 271,197 43 - - 271,240 Construction, land acquisition and development 43,929 - - - 43,929 Commercial and industrial 160,057 249 226 - 160,532 Consumer 126,363 1,719 500 - 128,582 State and political subdivisions 49,953 - - - 49,953 Total performing (accruing) loans 821,377 2,475 726 - 824,578 Non-accrual loans: Residential real estate 622 223 14 563 1,422 Commercial real estate 2,434 - - 2,988 5,422 Construction, land acquisition and development - - - - - Commercial and industrial 868 - - 254 1,122 Consumer 213 18 170 209 610 State and political subdivisions - - - - - Total non-accrual loans 4,137 241 184 4,014 8,576 Total loans receivable $ 825,514 $ 2,716 $ 910 $ 4,014 $ 833,154 December 31, 2019 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 168,754 $ 134 $ 261 $ - $ 169,149 Commercial real estate 272,561 75 106 - 272,742 Construction, land acquisition and development 47,484 - - - 47,484 Commercial and industrial 146,221 200 - - 146,421 Consumer 135,384 1,695 489 - 137,568 State and political subdivisions 43,908 - - - 43,908 Total performing (accruing) loans 814,312 2,104 856 - 817,272 Non-accrual loans: Residential real estate 873 17 228 456 1,574 Commercial real estate 2,520 893 434 1,790 5,637 Construction, land acquisition and development - - - - - Commercial and industrial 943 - 114 145 1,202 Consumer 193 93 38 347 671 State and political subdivisions - - - - - Total non-accrual loans 4,529 1,003 814 2,738 9,084 Total loans receivable $ 818,841 $ 3,107 $ 1,670 $ 2,738 $ 826,356 The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for FNCB’s impaired loans, which have been analyzed for impairment under ASC 310, March 31, 2020 December 31, 2019 . $100 not not 450. $100 450 $1.2 March 31, 2020 $1.0 December 31, 2019 . March 31, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 1,066 $ 1,154 $ - Commercial real estate 4,463 5,974 - Construction, land acquisition and development 74 74 - Commercial and industrial 453 675 - Consumer 22 25 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 6,078 7,902 - With a related allowance recorded: Residential real estate 1,492 1,492 8 Commercial real estate 6,846 7,565 205 Construction, land acquisition and development - - - Commercial and industrial 539 551 209 Consumer 170 170 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 9,047 9,778 423 Total impaired loans: Residential real estate 2,558 2,646 8 Commercial real estate 11,309 13,539 205 Construction, land acquisition and development 74 74 - Commercial and industrial 992 1,226 209 Consumer 192 195 1 State and political subdivisions - - - Total impaired loans $ 15,125 $ 17,680 $ 423 December 31, 2019 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 1,217 $ 1,303 $ - Commercial real estate 4,548 6,007 - Construction, land acquisition and development 76 76 - Commercial and industrial 593 850 - Consumer 23 26 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 6,457 8,262 - With a related allowance recorded: Residential real estate 1,494 1,494 9 Commercial real estate 7,092 7,811 221 Construction, land acquisition and development - - - Commercial and industrial 571 573 242 Consumer 172 172 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 9,329 10,050 473 Total impaired loans: Residential real estate 2,711 2,797 9 Commercial real estate 11,640 13,818 221 Construction, land acquisition and development 76 76 - Commercial and industrial 1,164 1,423 242 Consumer 195 198 1 State and political subdivisions - - - Total impaired loans $ 15,786 $ 18,312 $ 473 The following table presents the average balance and interest income by loan category recognized on impaired loans for the three March 31, 2020 2019 Three Months Ended March 31, 2020 2019 Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Residential real estate $ 2,569 $ 20 $ 1,839 $ 21 Commercial real estate 11,321 68 9,630 77 Construction, land acquisition and development 75 1 82 1 Commercial and industrial 1,014 - 1,047 - Consumer 193 2 380 5 State and political subdivisions - - - - Total impaired loans $ 15,172 $ 91 $ 12,978 $ 104 ( 1 The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated $111 three March 31, 2020 $82 three March 31, 2019. Troubled Debt Restructured Loans TDRs at March 31, 2020 December 31, 2019 $9.0 $9.1 $7.7 $1.3 March 31, 2020, $7.7 $1.4 December 31, 2019. $65 $97 March 31, 2020 December 31, 2019, not March 31, 2020. The modification of the terms of loans classified as TDRs may one There were no three March 31, 2020 2019. no 12 90 three March 31, 2020 2019 Modifications Related to COVID- 19 In late March 2020, 19 not 4013 19 December 31, 2019 not March 31, 2020, 266 $88.0 second 2020 Residential Real Estate Loan Foreclosures There were no three March 31, 2020 March 31, 2020 There were three March 31, 2019. no three March 31, 2019 one two three March 31, 2019 no one $45 March 31, 2019 .

Note 5 - Borrowings

Note 5 - Borrowings	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 5 . Borrowings Short-term borrowings available to FNCB include overnight FHLB of Pittsburgh advances, federal funds lines of credit and Federal Reserve Discount Window advances, which generally represent overnight or less than 30 $40.0 $10.8 March 31, 2020. $22.2 March 31, 2020. no March 31, 2020 2019. $10.0 March 31, 2020, March 31, 2020. April 15, 2020. no March 31, 2019. FNCB has an agreement with the Federal Home Loan Bank (FHLB) of Pittsburgh which allows for borrowings, either overnight or term, up to a maximum borrowing capacity based on a percentage of qualifying loans pledged under a blanket pledge agreement. Loans of $474.8 $475.3 March 31, 2020 December 31, 2019, $333.5 March 31, 2020, $42.8 three two $35.1 March 31, December 31, (in thousands) 2020 2019 Federal Reserve Discount Window $ 10,000 $ - FHLB of Pittsbugh advances: Overnight advances 35,125 14,100 Term advances 42,809 32,809 Subtotal FHLB of Pittsburgh advances 77,934 46,909 Junior subordinated debentures 10,310 10,310 Total borrowed funds $ 98,244 $ 57,219

Note 6 - Derivative and Hedging

Note 6 - Derivative and Hedging Transactions	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 6 . Derivative and Hedging Transactions Risk Management Objective of Using Derivatives FNCB is exposed to certain risks arising from both its business operations and economic conditions. It principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. FNCB manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, FNCB enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. Derivative financial instruments are used to manage differences in the amount, timing, and duration of known or expected cash receipts and its known or expected cash payments principally related to FNCB's borrowings. Cash Flow Hedges of Interest Rate Risk FNCB’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, FNCB primarily uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for FNCB making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. During 2020, For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in accumulated other comprehensive income and subsequently reclassified into interest expense in the same period during which the hedged transaction affects earnings. Amounts reported in accumulated other comprehensive income related to derivatives will be reclassified to interest expense as interest payments are made on FNCB’s variable-rate debt. During 2020, $4 Fair Values of Derivative Instruments on the Balance Sheet The table below presents the fair value of FNCB’s derivative financial instruments and the classification on the consolidated statements of financial condition at March 31, 2020 December 31, 2019. Derivative Assets Derivative Liabilities As of March 31, 2020 As of December 31, 2019 As of March 31, 2020 As of December 31, 2019 (in thousands) Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Derivatives designated as hedging instruments Interest rate products $ - Other assets $ - Other assets $ - $ 10,000 Other liabilities $ 14 Other liabilities $ - Total derivatives designated as hedging instruments - - 14 - Netting adjustments (1) - - - - Net derivatives in the balance sheet - - 14 - Cash and other collateral (2) - - - - Net derivative amounts $ - $ - $ 14 $ - (1) Netting adjustments represents the amounts recorded to convert derivatives assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance. (2) Other collateral represents the amount that cannot be used to offset our derivative assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance. The other collateral consist of securities and is exchanged under bilateral collateral and master netting agreements that allow us to offset the net derivative position with the related collateral. The application of the other collateral cannot reduce the net derivative position below zero. Therefore, excess other collateral, if any, is not reflected above. Effect of Fair Value and Cash Flow Hedge Accounting on Accumulated Other Comprehensive Loss The table below presents the effect of fair value and cash flow hedge accounting on Accumulated Other Comprehensive Income as of March 31, 2020 December 31, 2019. Derivatives in Subtopic 815-20 Hedging Relationships Amount of Gain or (Loss) Recognized in OCI on Derivative Amount of Gain or (Loss) Recognized in OCI Included Component Amount of Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component (in thousands) March 31, 2020 March 31, 2020 Derivatives in Cash Flow Hedging Relationships Interest rate products $ (14 ) $ (14 ) $ - Interest income $ 2 $ 2 $ - Total $ (14 ) $ (14 ) $ - $ 2 $ 2 $ - Effect of Fair Value and Cash Flow Hedge Accounting on the Consolidated Statements of Income and Comprehensive Income There were no three March 31, 2019. three March 31, 2020. Location and Amount of Gain or (Loss) Recognized in Income on Fair Value and Cash Flow Hedging Relationships Three Months Ended March 31, 2020 (in thousands) Interest Income Interest Expense Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded $ - $ 2 The effects of fair value and cash flow hedging: Gain or (loss) on cash flow hedging relationships in Subtopic 815-20 Interest contracts: Amount of gain or (loss) reclassified from accumulated other comprehensive income into income $ - $ 2 Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring $ - $ - Amount of gain or (loss) reclassified from accumulated OCI into income - included component $ - $ 2 Amount of gain or (loss) reclassified from accumulated OCI into income - excluded component $ - $ - Credit-risk-related Contingent Features FNCB has agreements with each of its derivative counterparties that contain a provision where if FNCB defaults or is capable of being declared in default on any of its indebtedness, then it could also be declared in default on its derivative obligations. FNCB has agreements with certain of its derivative counterparties that contain a provision where if it fails to maintain its status as a well As of March 31, 2020, $14 March 31, 2020, not March 31, 2020, $14

Note 7 - Income Taxes

Note 7 - Income Taxes	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 7. The following table presents a reconciliation between the effective income tax expense and the income tax expense that would have been provided at the federal statutory tax rate of 21.0% three March 31, 2020 2019 For the Three Months Ended March 31, 2020 2019 (dollars in thousands) Amount % Amount % Provision at statutory tax rates $ 528 21.00 % $ 670 21.00 % Add (deduct): Tax effects of tax free interest income (106 ) (4.22 )% (106 ) (3.32 )% Non-deductible interest expense 5 0.19 % 5 0.15 % Bank-owned life insurance (27 ) (1.07 )% (28 ) (0.86 )% Other items, net 52 2.07 % 14 0.43 % Income tax provision $ 452 17.97 % $ 555 17.40 % FNCB had net deferred tax assets of $4.9 March 31, 2020 , $3.9 $20.0 December 31, 2019 , $6.3 Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently if necessary, in accordance with guidance set forth in ASC Topic 740 not not not not not Management performed an evaluation of FNCB’s deferred tax assets at March 31, 2020 not March 31, 2020 December 31, 2019 .

Note 8 - Related Party Transact

Note 8 - Related Party Transactions	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 8. In conducting its business, FNCB has engaged in, and intends to continue to engage in, banking and financial transactions with directors, executive officers and their related parties. FNCB has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, net of any participations sold, as well as repayments during the three March 31, 2020 2019 For the Three Months Ended March 31, (in thousands) 2020 2019 Balance, beginning of period $ 77,897 $ 64,634 Additions, new loans and advances 17,553 17,089 Repayments (12,632 ) (9,573 ) Balance, end of period $ 82,818 $ 72,150 At March 31, 2020 no not Deposits from directors, executive officers and their related parties held by the Bank at March 31, 2020 December 31, 2019 $116.9 $84.1 $32.7 $120 $119 three March 31, 2020 2019 In the course of its operations, FNCB acquires goods and services from, and transacts business with, various companies of related parties, which include, but are not $490 $528 three 31, 2020 2019,

Note 9 - Commitments and Contin

Note 9 - Commitments and Contingencies	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 9 . Commitments and Contingencies Leases FNCB is obligated under operating leases for certain bank branches, office space, automobiles and equipment. Operating lease right of use ("ROU") assets represent FNCB's right to use an underlying asset during the lease term and operating liabilities represent our obligation to make lease payments under the lease agreement. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents FNCB's incremental borrowing rate at the commencement date. ROU assets are included in other assets and operating lease liabilities are included in other liabilities in the consolidated statements of financial condition. As of March 31, 2020 $ 3.1 $3.4 one three March 31, 2020 $16 $18 three March 31, 2020 The following table summarizes the components of FNCB's operating lease expense for the three March 31, 2020 2019. (in thousands) Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Operating lease cost - bank branches $ 86 $ 85 Operating lease cost - automobiles and equipment 8 2 Short-term lease cost - office space 9 15 Short-term lease cost - automobiles and equipment 4 3 Variable lease cost - - Total lease cost $ 107 $ 105 The following table summarizes the maturity of remaining operating lease liabilities as of March 31, 2020 (in thousands) March 31, 2020 2020 $ 269 2021 361 2022 331 2023 323 2024 287 2025 and thereafter 2,813 Total lease payments 4,384 Less: imputed interest 981 Present value of operating lease liabilities $ 3,403 The following table presents other information related to our operating leases: (dollars in thousands) March 31, 2020 Weighted-average remaining lease term 14.08 years Weighted-average discount rate 3.48 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 97 Litigation FNCB has been subject to tax audits, and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none

Note 10 - Stock Compensation Pl

Note 10 - Stock Compensation Plans	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 10 . Stock Compensation Plans FNCB has a Long-Term Incentive Compensation Plan (“LTIP”) for directors, executives and key employees. The LTIP authorizes up to 1,200,000 three March 31, 2020 2019 75,924 57,684 March 31, 2020 , 796,461 three March 31, 2020 2019 $62 $67 $1.2 $1.1 March 31, 2020 2019 4.08 The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the three March 31, 2020 2019 Three Months Ended March 31, 2020 2019 Weighted- Weighted- Average Average Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 128,150 $ 7.76 114,702 $ 7.50 Awards granted 75,924 6.07 57,684 7.64 Forfeitures (2,659 ) 6.24 - - Vestings - - - - Total outstanding, end of period 201,415 $ 7.14 172,386 $ 7.55

Note 11 - Regulatory Matters

Note 11 - Regulatory Matters	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 11 . Regulatory Matters On January 28, 2019, February 8, 2019 3,285,550 428,550 $7.00 $0.35 $21.3 first 2019, $17.8 FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that may three March 31, 2020 2019, $0.055 $0.05 three March 31, 2020 2019 d three March 31, 2020 2019 2,842 1,639 March 31, 2020 April 29, 2020, second 2020 $0.055 June 15 , 2020 June 1, 2020 . In 2018, $1 $3 March 31, 2020 December 31, 2019, 2.500% 2020 2019. March 31, 2020 December 31, 2019. Current quantitative measures established by regulation to ensure capital adequacy require FNCB Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total capital, Tier I capital, and Tier I common equity (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). The following tables present summary information regarding the Bank’s risk-based capital and related ratios at March 31, 2020 December 31, 2019 : Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (in thousands) Amount Ratio Ratio Ratio Ratio March 31, 2020 Total capital (to risk-weighted assets) $ 142,005 15.44 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 131,394 14.29 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 131,394 14.29 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 131,394 11.09 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 919,761 Total average assets 1,184,972 Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2019 Total capital (to risk-weighted assets) $ 133,406 14.77 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 123,753 13.70 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 123,753 13.70 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 123,753 10.36 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 903,172 Total average assets 1,194,789

Note 12 - Fair Value Measuremen

Note 12 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 12 . Fair Value Measurements In determining fair value, FNCB uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of FNCB. Unobservable inputs reflect FNCB’s knowledge about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances. The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 3 three ● Level 1 ● Level 2 not ● Level 3 not A description of the valuation methodologies used for assets recorded at fair value is set forth below. Available-for-Sale Debt Securities The estimated fair values for FNCB’s investments in obligations of U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs and mortgage-backed securities, private collateralized mortgage obligations, asset-backed securities and negotiable certificates of deposit are obtained by FNCB from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 may 2 2 not not 2 For those securities for which the inputs used by an independent pricing service were derived from unobservable market information, FNCB evaluated the appropriateness and quality of each price. Management reviewed the volume and level of activity for all classes of securities and attempted to identify transactions which may not may 3 third At March 31, 2020 seven $10.0 $9.6 five seven March 31, 2020 not not third 3 5.12% 6.62% third Equity Securities The estimated fair values of equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 Derivative Contracts FNCB's derivative liabilities are reported at fair value utilizing Level 2 may Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables present the financial assets and liabilities that were measured at fair value on a recurring basis at March 31, 2020 December 31, 2019 , Fair Value Measurements at March 31, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Available-for-sale debt securities: Obligations of state and political subdivisions $ 149,798 $ - $ 149,798 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 79,211 - 79,211 - Collateralized mortgage obligations - commercial 13,989 - 13,989 - Mortgage-backed securities 18,793 - 18,793 - Private collateralized mortgage obligations 23,765 - 23,765 - Corporate debt securities 9,584 - 1,904 7,680 Asset-backed securities 6,802 - 6,802 - Negotiable certificates of deposit 696 - 696 - Subtotal available-for-sale debt securities 302,638 - 294,958 7,680 Equity securities, at fair value 934 934 - - Total assets $ 303,572 $ 934 $ 294,958 $ 7,680 Derivative liabilities $ 14 $ - $ 14 $ - Total liabilities $ 14 $ - $ 14 $ - Fair Value Measurements at December 31, 2019 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Available-for-sale debt securities: Obligations of state and political subdivisions $ 117,763 $ - $ 117,763 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 80,294 - 80,294 - Collateralized mortgage obligations - commercial 17,723 - 17,723 - Mortgage-backed securities 18,485 - 18,485 - Private collateralized mortgage obligations 25,075 - 25,075 - Corporate debt securities 7,182 - 2,032 5,150 Asset-backed securities 5,621 - 5,621 - Negotiable certificates of deposit 696 - 696 - Subtotal available-for-sale debt securities 272,839 - 267,689 5,150 Equity securities, at fair value 920 920 - - Total assets $ 273,759 $ 920 $ 267,689 $ 5,150 There were no three March 31, 2020 2019 The following table presents a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3 three March 31, 2020 2019 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Three Months Ended March 31, (in thousands) 2020 2019 Balance at January 1, $ 5,150 $ 3,929 Additions 3,000 - Payments Received - - Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive income (loss) (470 ) 41 Balance at March 31, $ 7,680 $ 3,970 Assets Measured at Fair Value on a Non-Recurring Basis The following tables present assets and liabilities measured at fair value on a non-recurring basis at March 31, 2020 December 31, 2019 , 3 March 31, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,142 $ 354 $ 6,788 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 7,983 69 7,914 Discounted cash flows Discount rate 3.99%-7.49% December 31, 2019 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,721 $ 376 $ 7,345 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 8,065 97 7,968 Discounted cash flows Discount rate 3.99%-7.49% Other real estate owned 289 - 289 Appraisal of collateral Selling cost 10.0 % The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level 3 not may not OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance may may The following table summarizes the estimated fair values of FNCB’s financial instruments using an exit price notion at March 31, 2020 December 31, 2019 . not not not may Fair Value March 31, 2020 December 31, 2019 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 45,547 $ 45,547 $ 34,565 $ 34,565 Available-for-sale debt securities See previous table 302,638 302,638 272,839 272,839 Equity securities, at fair value Level 1 934 934 920 920 Restricted stock Level 2 4,224 4,224 3,804 3,804 Loans held for sale Level 2 470 470 1,061 1,061 Loans, net Level 3 825,028 815,991 819,529 810,074 Accrued interest receivable Level 2 3,387 3,387 3,234 3,234 Equity securities without readily determinable fair values Level 3 1,658 1,658 1,658 1,658 Servicing rights Level 3 338 805 356 790 Financial liabilities Deposits Level 2 1,001,562 1,003,411 1,001,709 1,001,829 Borrowed funds Level 2 98,244 98,626 57,219 57,234 Accrued interest payable Level 2 261 261 258 258 Derivative liabilities Level 2 14 14 - -

Note 13 - Earnings Per Share

Note 13 - Earnings Per Share	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 13 For FNCB, the numerator of both the basic and diluted earnings per share of common stock is net income available to common shareholders. The weighted average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. Common share equivalents are outstanding stock options to purchase FNCB’s shares of common stock and unvested restricted stock. The following table presents the calculation of both basic and diluted earnings per share of common stock for the three March 31, 2020 2019 Three Months Ended March 31, (in thousands, except share data) 2020 2019 Net income $ 2,063 $ 2,635 Basic weighted-average number of common shares outstanding 20,172,498 18,720,502 Plus: Common share equivalents 4,067 13,150 Diluted weighted-average number of common shares outstanding 20,176,565 18,733,652 Income per common share: Basic $ 0.10 $ 0.14 Diluted $ 0.10 $ 0.14 For the three March 31, 2020 2019

Note 14 - Other Comprehensive I

Note 14 - Other Comprehensive Income	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 14 . The following table summarizes the reclassifications out of accumulated other comprehensive income (loss) for the three months ended March 31, 2020 and 2019 Three Months Ended March 31, 2020 (in thousands) Amount Reclassifed from Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (149 ) Net gain (loss) on the sale of available-for-sale debt securities Taxes 32 Income taxes Net of tax amount $ (117 ) Three Months Ended March 31, 2019 (in thousands) Amount Reclassifed from Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (160 ) Net gain (loss) on the sale of available-for-sale debt securities Taxes 34 Income taxes Net of tax amount $ (126 ) The following table summarizes the changes in accumulated other comprehensive income (loss), net of tax for the three March 31, 2020 2019 Three Months Ended March 31, (in thousands) 2020 2019 Balance, beginning of period $ 3,056 $ (4,540 ) Other comprehensive income (loss) before reclassifications 3,412 3,677 Amount reclassified from accumulated other comprehensive income (loss) (117 ) (126 ) Net other comprehensive income (loss) during the period 3,295 3,551 Balance, end of period $ 6,351 $ (989 )

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	March 31, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 143,279 $ 6,692 $ 173 $ 149,798 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 77,777 1,914 480 79,211 Collateralized mortgage obligations - commercial 13,339 699 49 13,989 Mortgage-backed securities 18,111 682 - 18,793 Private collateralized mortgage obligations 24,192 187 614 23,765 Corporate debt securities 10,000 48 464 9,584 Asset-backed securities 7,191 - 389 6,802 Negotiable certificates of deposit 694 2 - 696 Total available-for-sale debt securities $ 294,583 $ 10,224 $ 2,169 $ 302,638 December 31, 2019 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 115,428 $ 2,694 $ 359 $ 117,763 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 79,606 780 92 80,294 Collateralized mortgage obligations - commercial 17,414 320 11 17,723 Mortgage-backed securities 18,142 343 - 18,485 Private collateralized mortgage obligations 25,069 49 43 25,075 Corporate debt securities 7,000 182 - 7,182 Asset-backed securities 5,618 4 1 5,621 Negotiable certificates of deposit 694 2 - 696 Total available-for-sale debt securities $ 268,971 $ 4,374 $ 506 $ 272,839
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2020 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 2,194 $ 2,201 After one year through five years 52,604 54,991 After five years through ten years 46,895 48,543 After ten years 52,280 54,343 Asset-backed securities 7,191 6,802 Collateralized mortgage obligations 115,308 116,965 Mortgage-backed securities 18,111 18,793 Total available-for-sale debt securities $ 294,583 $ 302,638
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 6 $ 13,753 $ 173 - $ - $ - 6 $ 13,753 $ 173 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 5 24,214 480 - - - 5 24,214 480 Collateralized mortgage obligations - commercial 1 2,462 49 - - - 1 2,462 49 Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 7 16,304 614 - - - 7 16,304 614 Corporate debt securities 4 6,536 464 - - - 4 6,536 464 Asset-backed securities 7 6,802 389 - - - 7 6,802 389 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 30 $ 70,071 $ 2,169 - $ - $ - 30 $ 70,071 $ 2,169 December 31, 2019 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 10 $ 19,436 $ 359 - $ - $ - 10 $ 19,436 $ 359 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 4 19,934 92 - - - 4 19,934 92 Collateralized mortgage obligations - commercial 1 2,500 11 - - - 1 2,500 11 Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 4 18,990 43 - - - 4 18,990 43 Corporate debt securities - - - - - - - - - Asset-backed securities 2 888 1 - - - 2 888 1 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 21 $ 61,748 $ 506 - $ - $ - 21 $ 61,748 $ 506
Gain (Loss) on Securities [Table Text Block]	Three Months Ended March 31, (in thousands) 2020 2019 Net gains recognized on equity securities $ 14 $ 12 Less: net gains (losses) recognized on equity securities sold - - Unrealized gains on equity securities held $ 14 $ 12
Investment [Table Text Block]	March 31, December 31, (in thousands) 2020 2019 Stock in Federal Home Loan Bank of Pittsburgh $ 4,214 $ 3,794 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 4,224 $ 3,804

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, (in thousands) 2020 2019 Residential real estate $ 171,764 $ 170,723 Commercial real estate 276,662 278,379 Construction, land acquisition and development 43,929 47,484 Commercial and industrial 161,654 147,623 Consumer 129,192 138,239 State and political subdivisions 49,953 43,908 Total loans, gross 833,154 826,356 Unearned income (51 ) (69 ) Net deferred loan costs 1,832 2,192 Allowance for loan and lease losses (9,907 ) (8,950 ) Loans, net $ 825,028 $ 819,529
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended March 31, 2020 Allowance for loan losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (56 ) - (35 ) (238 ) - - (329 ) Recoveries 2 - - 59 74 - - 135 Provisions 158 415 12 283 220 17 46 1,151 Ending balance, March 31, 2020 $ 1,307 $ 3,557 $ 283 $ 2,304 $ 1,714 $ 270 $ 472 $ 9,907 Three months ended March 31, 2019 Allowance for loan losses: Beginning balance, January 1, 2019 $ 1,175 $ 3,107 $ 188 $ 2,552 $ 2,051 $ 417 $ 29 $ 9,519 Charge-offs - - - (139 ) (315 ) - - (454 ) Recoveries 4 - 81 84 173 - - 342 Provisions (credits) (24 ) (56 ) (163 ) 2 54 6 27 (154 ) Ending balance, March 31, 2019 $ 1,155 $ 3,051 $ 106 $ 2,499 $ 1,963 $ 423 $ 56 $ 9,253 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total March 31, 2020 Allowance for loan losses: Individually evaluated for impairment $ 8 $ 205 $ - $ 209 $ 1 $ - $ - $ 423 Collectively evaluated for impairment 1,299 3,352 283 2,095 1,713 270 472 9,484 Total $ 1,307 $ 3,557 $ 283 $ 2,304 $ 1,714 $ 270 $ 472 $ 9,907 Loans receivable: Individually evaluated for impairment $ 2,558 $ 11,309 $ 74 $ 992 $ 192 $ - $ - $ 15,125 Collectively evaluated for impairment 169,206 265,353 43,855 160,662 129,000 49,953 - 818,029 Total $ 171,764 $ 276,662 $ 43,929 $ 161,654 $ 129,192 $ 49,953 $ - $ 833,154 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 9 $ 221 $ - $ 242 $ 1 $ - $ - $ 473 Collectively evaluated for impairment 1,138 2,977 271 1,755 1,657 253 426 8,477 Total $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Loans receivable: Individually evaluated for impairment $ 2,711 $ 11,640 $ 76 $ 1,164 $ 195 $ - $ - $ 15,786 Collectively evaluated for impairment 168,012 266,739 47,408 146,459 138,044 43,908 - 810,570 Total $ 170,723 $ 278,379 $ 47,484 $ 147,623 $ 138,239 $ 43,908 $ - $ 826,356
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Quality Indicators March 31, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 31,653 $ 173 $ 342 $ - $ - $ 32,168 $ 138,475 $ 1,121 $ 139,596 $ 171,764 Commercial real estate 264,693 1,641 10,328 - - 276,662 - - - 276,662 Construction, land acquisition and development 42,767 - - - - 42,767 1,162 - 1,162 43,929 Commercial and industrial 155,223 612 1,358 - - 157,193 4,430 31 4,461 161,654 Consumer 3,135 - - - - 3,135 125,447 610 126,057 129,192 State and political subdivisions 49,953 - - - - 49,953 - - - 49,953 Total $ 547,424 $ 2,426 $ 12,028 $ - $ - $ 561,878 $ 269,514 $ 1,762 $ 271,276 $ 833,154 Credit Quality Indicators December 31, 2019 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 32,219 $ 177 $ 307 $ - $ - $ 32,703 $ 136,709 $ 1,311 $ 138,020 $ 170,723 Commercial real estate 266,112 1,668 10,599 - - 278,379 - - - 278,379 Construction, land acquisition and development 46,361 - - - - 46,361 1,123 - 1,123 47,484 Commercial and industrial 140,589 426 1,484 - - 142,499 5,124 - 5,124 147,623 Consumer 3,111 - - - - 3,111 134,457 671 135,128 138,239 State and political subdivisions 43,908 - - - - 43,908 - - - 43,908 Total $ 532,300 $ 2,271 $ 12,390 $ - $ - $ 546,961 $ 277,413 $ 1,982 $ 279,395 $ 826,356
Financing Receivable, Past Due [Table Text Block]	March 31, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 169,878 $ 464 $ - $ - $ 170,342 Commercial real estate 271,197 43 - - 271,240 Construction, land acquisition and development 43,929 - - - 43,929 Commercial and industrial 160,057 249 226 - 160,532 Consumer 126,363 1,719 500 - 128,582 State and political subdivisions 49,953 - - - 49,953 Total performing (accruing) loans 821,377 2,475 726 - 824,578 Non-accrual loans: Residential real estate 622 223 14 563 1,422 Commercial real estate 2,434 - - 2,988 5,422 Construction, land acquisition and development - - - - - Commercial and industrial 868 - - 254 1,122 Consumer 213 18 170 209 610 State and political subdivisions - - - - - Total non-accrual loans 4,137 241 184 4,014 8,576 Total loans receivable $ 825,514 $ 2,716 $ 910 $ 4,014 $ 833,154 December 31, 2019 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 168,754 $ 134 $ 261 $ - $ 169,149 Commercial real estate 272,561 75 106 - 272,742 Construction, land acquisition and development 47,484 - - - 47,484 Commercial and industrial 146,221 200 - - 146,421 Consumer 135,384 1,695 489 - 137,568 State and political subdivisions 43,908 - - - 43,908 Total performing (accruing) loans 814,312 2,104 856 - 817,272 Non-accrual loans: Residential real estate 873 17 228 456 1,574 Commercial real estate 2,520 893 434 1,790 5,637 Construction, land acquisition and development - - - - - Commercial and industrial 943 - 114 145 1,202 Consumer 193 93 38 347 671 State and political subdivisions - - - - - Total non-accrual loans 4,529 1,003 814 2,738 9,084 Total loans receivable $ 818,841 $ 3,107 $ 1,670 $ 2,738 $ 826,356
Impaired Financing Receivables [Table Text Block]	March 31, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 1,066 $ 1,154 $ - Commercial real estate 4,463 5,974 - Construction, land acquisition and development 74 74 - Commercial and industrial 453 675 - Consumer 22 25 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 6,078 7,902 - With a related allowance recorded: Residential real estate 1,492 1,492 8 Commercial real estate 6,846 7,565 205 Construction, land acquisition and development - - - Commercial and industrial 539 551 209 Consumer 170 170 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 9,047 9,778 423 Total impaired loans: Residential real estate 2,558 2,646 8 Commercial real estate 11,309 13,539 205 Construction, land acquisition and development 74 74 - Commercial and industrial 992 1,226 209 Consumer 192 195 1 State and political subdivisions - - - Total impaired loans $ 15,125 $ 17,680 $ 423 December 31, 2019 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 1,217 $ 1,303 $ - Commercial real estate 4,548 6,007 - Construction, land acquisition and development 76 76 - Commercial and industrial 593 850 - Consumer 23 26 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 6,457 8,262 - With a related allowance recorded: Residential real estate 1,494 1,494 9 Commercial real estate 7,092 7,811 221 Construction, land acquisition and development - - - Commercial and industrial 571 573 242 Consumer 172 172 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 9,329 10,050 473 Total impaired loans: Residential real estate 2,711 2,797 9 Commercial real estate 11,640 13,818 221 Construction, land acquisition and development 76 76 - Commercial and industrial 1,164 1,423 242 Consumer 195 198 1 State and political subdivisions - - - Total impaired loans $ 15,786 $ 18,312 $ 473
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]	Three Months Ended March 31, 2020 2019 Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Residential real estate $ 2,569 $ 20 $ 1,839 $ 21 Commercial real estate 11,321 68 9,630 77 Construction, land acquisition and development 75 1 82 1 Commercial and industrial 1,014 - 1,047 - Consumer 193 2 380 5 State and political subdivisions - - - - Total impaired loans $ 15,172 $ 91 $ 12,978 $ 104

Note 5 - Borrowings (Tables)

Note 5 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Debt [Table Text Block]	March 31, December 31, (in thousands) 2020 2019 Federal Reserve Discount Window $ 10,000 $ - FHLB of Pittsbugh advances: Overnight advances 35,125 14,100 Term advances 42,809 32,809 Subtotal FHLB of Pittsburgh advances 77,934 46,909 Junior subordinated debentures 10,310 10,310 Total borrowed funds $ 98,244 $ 57,219

Note 6 - Derivative and Hedgi_2

Note 6 - Derivative and Hedging Transactions (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	Derivative Assets Derivative Liabilities As of March 31, 2020 As of December 31, 2019 As of March 31, 2020 As of December 31, 2019 (in thousands) Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Derivatives designated as hedging instruments Interest rate products $ - Other assets $ - Other assets $ - $ 10,000 Other liabilities $ 14 Other liabilities $ - Total derivatives designated as hedging instruments - - 14 - Netting adjustments (1) - - - - Net derivatives in the balance sheet - - 14 - Cash and other collateral (2) - - - - Net derivative amounts $ - $ - $ 14 $ - (1) Netting adjustments represents the amounts recorded to convert derivatives assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance. (2) Other collateral represents the amount that cannot be used to offset our derivative assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance. The other collateral consist of securities and is exchanged under bilateral collateral and master netting agreements that allow us to offset the net derivative position with the related collateral. The application of the other collateral cannot reduce the net derivative position below zero. Therefore, excess other collateral, if any, is not reflected above.
Derivative Instruments, Gain (Loss) [Table Text Block]	Derivatives in Subtopic 815-20 Hedging Relationships Amount of Gain or (Loss) Recognized in OCI on Derivative Amount of Gain or (Loss) Recognized in OCI Included Component Amount of Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component (in thousands) March 31, 2020 March 31, 2020 Derivatives in Cash Flow Hedging Relationships Interest rate products $ (14 ) $ (14 ) $ - Interest income $ 2 $ 2 $ - Total $ (14 ) $ (14 ) $ - $ 2 $ 2 $ -
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Location and Amount of Gain or (Loss) Recognized in Income on Fair Value and Cash Flow Hedging Relationships Three Months Ended March 31, 2020 (in thousands) Interest Income Interest Expense Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded $ - $ 2 The effects of fair value and cash flow hedging: Gain or (loss) on cash flow hedging relationships in Subtopic 815-20 Interest contracts: Amount of gain or (loss) reclassified from accumulated other comprehensive income into income $ - $ 2 Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring $ - $ - Amount of gain or (loss) reclassified from accumulated OCI into income - included component $ - $ 2 Amount of gain or (loss) reclassified from accumulated OCI into income - excluded component $ - $ -

Note 7 - Income Taxes (Tables)

Note 7 - Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the Three Months Ended March 31, 2020 2019 (dollars in thousands) Amount % Amount % Provision at statutory tax rates $ 528 21.00 % $ 670 21.00 % Add (deduct): Tax effects of tax free interest income (106 ) (4.22 )% (106 ) (3.32 )% Non-deductible interest expense 5 0.19 % 5 0.15 % Bank-owned life insurance (27 ) (1.07 )% (28 ) (0.86 )% Other items, net 52 2.07 % 14 0.43 % Income tax provision $ 452 17.97 % $ 555 17.40 %

Note 8 - Related Party Transa_2

Note 8 - Related Party Transactions (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	For the Three Months Ended March 31, (in thousands) 2020 2019 Balance, beginning of period $ 77,897 $ 64,634 Additions, new loans and advances 17,553 17,089 Repayments (12,632 ) (9,573 ) Balance, end of period $ 82,818 $ 72,150

Note 9 - Commitments and Cont_2

Note 9 - Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Lease, Cost [Table Text Block]	(in thousands) Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Operating lease cost - bank branches $ 86 $ 85 Operating lease cost - automobiles and equipment 8 2 Short-term lease cost - office space 9 15 Short-term lease cost - automobiles and equipment 4 3 Variable lease cost - - Total lease cost $ 107 $ 105
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) March 31, 2020 2020 $ 269 2021 361 2022 331 2023 323 2024 287 2025 and thereafter 2,813 Total lease payments 4,384 Less: imputed interest 981 Present value of operating lease liabilities $ 3,403
Lease, Other Information Related to Operating Leases [Table Text Block]	(dollars in thousands) March 31, 2020 Weighted-average remaining lease term 14.08 years Weighted-average discount rate 3.48 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 97

Note 10 - Stock Compensation _2

Note 10 - Stock Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Three Months Ended March 31, 2020 2019 Weighted- Weighted- Average Average Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 128,150 $ 7.76 114,702 $ 7.50 Awards granted 75,924 6.07 57,684 7.64 Forfeitures (2,659 ) 6.24 - - Vestings - - - - Total outstanding, end of period 201,415 $ 7.14 172,386 $ 7.55

Note 11 - Regulatory Matters (T

Note 11 - Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (in thousands) Amount Ratio Ratio Ratio Ratio March 31, 2020 Total capital (to risk-weighted assets) $ 142,005 15.44 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 131,394 14.29 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 131,394 14.29 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 131,394 11.09 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 919,761 Total average assets 1,184,972 Bank Only Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2019 Total capital (to risk-weighted assets) $ 133,406 14.77 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 123,753 13.70 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 123,753 13.70 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 123,753 10.36 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 903,172 Total average assets 1,194,789

Note 12 - Fair Value Measurem_2

Note 12 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Available-for-sale debt securities: Obligations of state and political subdivisions $ 149,798 $ - $ 149,798 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 79,211 - 79,211 - Collateralized mortgage obligations - commercial 13,989 - 13,989 - Mortgage-backed securities 18,793 - 18,793 - Private collateralized mortgage obligations 23,765 - 23,765 - Corporate debt securities 9,584 - 1,904 7,680 Asset-backed securities 6,802 - 6,802 - Negotiable certificates of deposit 696 - 696 - Subtotal available-for-sale debt securities 302,638 - 294,958 7,680 Equity securities, at fair value 934 934 - - Total assets $ 303,572 $ 934 $ 294,958 $ 7,680 Derivative liabilities $ 14 $ - $ 14 $ - Total liabilities $ 14 $ - $ 14 $ - Fair Value Measurements at December 31, 2019 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Available-for-sale debt securities: Obligations of state and political subdivisions $ 117,763 $ - $ 117,763 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 80,294 - 80,294 - Collateralized mortgage obligations - commercial 17,723 - 17,723 - Mortgage-backed securities 18,485 - 18,485 - Private collateralized mortgage obligations 25,075 - 25,075 - Corporate debt securities 7,182 - 2,032 5,150 Asset-backed securities 5,621 - 5,621 - Negotiable certificates of deposit 696 - 696 - Subtotal available-for-sale debt securities 272,839 - 267,689 5,150 Equity securities, at fair value 920 920 - - Total assets $ 273,759 $ 920 $ 267,689 $ 5,150
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Three Months Ended March 31, (in thousands) 2020 2019 Balance at January 1, $ 5,150 $ 3,929 Additions 3,000 - Payments Received - - Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive income (loss) (470 ) 41 Balance at March 31, $ 7,680 $ 3,970
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,142 $ 354 $ 6,788 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 7,983 69 7,914 Discounted cash flows Discount rate 3.99%-7.49% December 31, 2019 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,721 $ 376 $ 7,345 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 8,065 97 7,968 Discounted cash flows Discount rate 3.99%-7.49% Other real estate owned 289 - 289 Appraisal of collateral Selling cost 10.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value March 31, 2020 December 31, 2019 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 45,547 $ 45,547 $ 34,565 $ 34,565 Available-for-sale debt securities See previous table 302,638 302,638 272,839 272,839 Equity securities, at fair value Level 1 934 934 920 920 Restricted stock Level 2 4,224 4,224 3,804 3,804 Loans held for sale Level 2 470 470 1,061 1,061 Loans, net Level 3 825,028 815,991 819,529 810,074 Accrued interest receivable Level 2 3,387 3,387 3,234 3,234 Equity securities without readily determinable fair values Level 3 1,658 1,658 1,658 1,658 Servicing rights Level 3 338 805 356 790 Financial liabilities Deposits Level 2 1,001,562 1,003,411 1,001,709 1,001,829 Borrowed funds Level 2 98,244 98,626 57,219 57,234 Accrued interest payable Level 2 261 261 258 258 Derivative liabilities Level 2 14 14 - -

Note 13 - Earnings Per Share (T

Note 13 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, (in thousands, except share data) 2020 2019 Net income $ 2,063 $ 2,635 Basic weighted-average number of common shares outstanding 20,172,498 18,720,502 Plus: Common share equivalents 4,067 13,150 Diluted weighted-average number of common shares outstanding 20,176,565 18,733,652 Income per common share: Basic $ 0.10 $ 0.14 Diluted $ 0.10 $ 0.14

Note 14 - Other Comprehensive_2

Note 14 - Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Three Months Ended March 31, 2020 (in thousands) Amount Reclassifed from Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (149 ) Net gain (loss) on the sale of available-for-sale debt securities Taxes 32 Income taxes Net of tax amount $ (117 ) Three Months Ended March 31, 2019 (in thousands) Amount Reclassifed from Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (160 ) Net gain (loss) on the sale of available-for-sale debt securities Taxes 34 Income taxes Net of tax amount $ (126 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, (in thousands) 2020 2019 Balance, beginning of period $ 3,056 $ (4,540 ) Other comprehensive income (loss) before reclassifications 3,412 3,677 Amount reclassified from accumulated other comprehensive income (loss) (117 ) (126 ) Net other comprehensive income (loss) during the period 3,295 3,551 Balance, end of period $ 6,351 $ (989 )

Note 1 - Basis of Presentatio_2

Note 1 - Basis of Presentation/Subsequent Event (Details Textual) $ in Thousands	Apr. 30, 2020USD ($)	Mar. 31, 2020USD ($)
Financing Receivable, Number of Payment Deferrals		266
Financing Receivable, Deferred Payments		$ 88,000
Subsequent Event [Member]
Financing Receivable, Number of Payment Deferrals	771
Financing Receivable, Deferred Payments	$ 153,700
Financing Receivable, Funded Through CARES Act	$ 93,600

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ / shares in Units, $ in Thousands	3 Months Ended			12 Months Ended
	Sep. 30, 2020$ / sharesshares	Mar. 31, 2020USD ($)shares	Mar. 31, 2019USD ($)	Dec. 31, 2017USD ($)$ / shares	Dec. 31, 2019USD ($)
Number of Non-government Securities of Any Individual Issuer Exceeding 10 Percent of Shareholders' Equity		0	0
Security Owned and Pledged as Collateral, Fair Value, Total		$ 262,500
Proceeds from Sale of Debt Securities, Available-for-sale		7,975	$ 25,130
Debt Securities, Available-for-sale, Realized Gain		149	176
Debt Securities, Available-for-sale, Realized Loss		$ 0	$ 16
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		30			21
Other than Temporary Impairment Losses, Investments, Total		$ 0
Equity Securities, FV-NI		934			$ 920
Share Price (in dollars per share) | $ / shares				$ 8.25
Merger Agreement [Member] | Forecast [Member]
Business Acquisition, Equity Interest Issued or Issuable, Per Share (in shares) | shares	0.6212
Business Acquisition, Share Price (in dollars per share) | $ / shares	$ 16.50
Business Combination, Consideration Transferred, Cash, Percent	25.00%
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable, Percent	75.00%
Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount		1,700			1,700
Federal Home Loan Bank of Pittsburgh [Member]
Impairment on Federal Home Loan Bank Stock		0			0
Mutual Fund [Member]
Equity Securities, FV-NI, Cost		1,000			1,000
Equity Securities, FV-NI, Accumulated Unrealized Loss		66			80
Equity Securities, FV-NI		$ 934			$ 920
Asset-backed Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		7			2
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		7
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		6
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		6			10
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions		4
Equity Security Without Readily Determinable Fair Value [Member]
Equity Securities without Readily Determinable Fair Value, Shares (in shares) | shares		201,000
Payments to Acquire Other Investments				$ 1,700

Note 3 - Securities - Available

Note 3 - Securities - Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Available-for-sale debt securities, amortized cost	$ 294,583	$ 268,971
Available-for-sale debt securities, gross unrealized holding gains	10,224	4,374
Available-for-sale debt securities, gross unrealized holding losses	2,169	506
Available-for-sale debt securities, at fair value	302,638	272,839
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, amortized cost	143,279	115,428
Available-for-sale debt securities, gross unrealized holding gains	6,692	2,694
Available-for-sale debt securities, gross unrealized holding losses	173	359
Available-for-sale debt securities, at fair value	149,798	117,763
Residential Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	77,777	79,606
Available-for-sale debt securities, gross unrealized holding gains	1,914	780
Available-for-sale debt securities, gross unrealized holding losses	480	92
Available-for-sale debt securities, at fair value	79,211	80,294
Commercial Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	13,339	17,414
Available-for-sale debt securities, gross unrealized holding gains	699	320
Available-for-sale debt securities, gross unrealized holding losses	49	11
Available-for-sale debt securities, at fair value	13,989	17,723
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	18,111	18,142
Available-for-sale debt securities, gross unrealized holding gains	682	343
Available-for-sale debt securities, gross unrealized holding losses
Available-for-sale debt securities, at fair value	18,793	18,485
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, amortized cost	24,192	25,069
Available-for-sale debt securities, gross unrealized holding gains	187	49
Available-for-sale debt securities, gross unrealized holding losses	614	43
Available-for-sale debt securities, at fair value	23,765	25,075
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	10,000	7,000
Available-for-sale debt securities, gross unrealized holding gains	48	182
Available-for-sale debt securities, gross unrealized holding losses	464
Available-for-sale debt securities, at fair value	9,584	7,182
Asset-backed Securities [Member]
Available-for-sale debt securities, amortized cost	7,191	5,618
Available-for-sale debt securities, gross unrealized holding gains		4
Available-for-sale debt securities, gross unrealized holding losses	389	1
Available-for-sale debt securities, at fair value	6,802	5,621
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, amortized cost	694	694
Available-for-sale debt securities, gross unrealized holding gains	2	2
Available-for-sale debt securities, gross unrealized holding losses
Available-for-sale debt securities, at fair value	$ 696	$ 696

Note 3 - Securities - Availab_2

Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
One year or less, amortized cost	$ 2,194
One year or less, fair value	2,201
After one year through five years, amortized cost	52,604
After one year through five years, fair value	54,991
After five years through ten years, amortized cost	46,895
After five years through ten years, fair value	48,543
After ten years, amortized cost	52,280
After ten years, fair value	54,343
Available-for-sale debt securities, amortized cost	294,583	$ 268,971
Available-for-sale debt securities, at fair value	302,638	272,839
Asset-backed Securities [Member]
Securities without a single maturity, amortized cost	7,191
Securities without a single maturity, fair value	6,802
Available-for-sale debt securities, amortized cost	7,191	5,618
Available-for-sale debt securities, at fair value	6,802	5,621
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	115,308
Securities without a single maturity, fair value	116,965
Collateralized Mortgage Backed Securities [Member]
Securities without a single maturity, amortized cost	18,111
Securities without a single maturity, fair value	18,793
Available-for-sale debt securities, amortized cost	18,111	18,142
Available-for-sale debt securities, at fair value	$ 18,793	$ 18,485

Note 3 - Securities - Availab_3

Note 3 - Securities - Available-for-sale Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Less than 12 months, number of securities	30	21
Less than 12 months, fair value	$ 70,071	$ 61,748
Less than 12 months, gross unrealized losses	$ 2,169	$ 506
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities	30	21
Total, fair value	$ 70,071	$ 61,748
Total, gross unrealized losses	$ 2,169	$ 506
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, number of securities	6	10
Less than 12 months, fair value	$ 13,753	$ 19,436
Less than 12 months, gross unrealized losses	$ 173	$ 359
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities	6	10
Total, fair value	$ 13,753	$ 19,436
Total, gross unrealized losses	$ 173	$ 359
Residential Mortgage Backed Securities [Member]
Less than 12 months, number of securities	5	4
Less than 12 months, fair value	$ 24,214	$ 19,934
Less than 12 months, gross unrealized losses	$ 480	$ 92
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities	5	4
Total, fair value	$ 24,214	$ 19,934
Total, gross unrealized losses	$ 480	$ 92
Commercial Mortgage Backed Securities [Member]
Less than 12 months, number of securities	1	1
Less than 12 months, fair value	$ 2,462	$ 2,500
Less than 12 months, gross unrealized losses	$ 49	$ 11
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities	1	1
Total, fair value	$ 2,462	$ 2,500
Total, gross unrealized losses	$ 49	$ 11
Collateralized Mortgage Backed Securities [Member]
Less than 12 months, number of securities
Less than 12 months, fair value
Less than 12 months, gross unrealized losses
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities
Total, fair value
Total, gross unrealized losses
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 months, number of securities	7	4
Less than 12 months, fair value	$ 16,304	$ 18,990
Less than 12 months, gross unrealized losses	$ 614	$ 43
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities	7	4
Total, fair value	$ 16,304	$ 18,990
Total, gross unrealized losses	$ 614	$ 43
Corporate Debt Securities [Member]
Less than 12 months, number of securities	4
Less than 12 months, fair value	$ 6,536
Less than 12 months, gross unrealized losses	$ 464
12 months or longer, number of securities		0
12 months or longer, fair value		$ 0
12 months or longer, gross unrealized losses		$ 0
Total, number of securities	4
Total, fair value	$ 6,536
Total, gross unrealized losses	$ 464
Asset-backed Securities [Member]
Less than 12 months, number of securities	7	2
Less than 12 months, fair value	$ 6,802	$ 888
Less than 12 months, gross unrealized losses	$ 389	$ 1
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities	7	2
Total, fair value	$ 6,802	$ 888
Total, gross unrealized losses	$ 389	$ 1
Negotiable Certificates of Deposit [Member]
Less than 12 months, number of securities
Less than 12 months, fair value
Less than 12 months, gross unrealized losses
12 months or longer, number of securities
12 months or longer, fair value
12 months or longer, gross unrealized losses
Total, number of securities
Total, fair value
Total, gross unrealized losses

Note 3 - Securities - Gross Pro

Note 3 - Securities - Gross Proceeds Received and Realized Gain (Loss) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net gain on equity securities	$ 14	$ 12
Less: net gains (losses) recognized on equity securities sold
Unrealized gains on equity securities held	$ 14	$ 12

Note 3 - Securities - Restricte

Note 3 - Securities - Restricted Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Stock in Atlantic Community Banker's Bank	$ 10	$ 10
Restricted stock, at cost	4,224	3,804
Federal Home Loan Bank of Pittsburgh [Member]
Stock in Federal Home Loan Bank of Pittsburgh	$ 4,214	$ 3,794

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2019USD ($)
Gain (Loss) on Sales of Loans, Net, Total	$ 96	$ 56
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	$ 470		$ 1,061
Loans Still Classified as Non-accrual Status, Period of Past Due (Day)	90 days
Financing Receivable, Nonaccrual	$ 8,600		9,100
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0
Evaluated Individually for Impairment, Non-accrued Loans Other Than TDRs, Threshold	100
Financing Receivable, Collectively Evaluated for Impairment	818,029		810,570
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	111	$ 82
Financing Receivable, Troubled Debt Restructuring	9,000		9,100
Loans and Leases Receivable, Allowance, Ending Balance	9,907		8,950
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Number of Payment Deferrals	266
Financing Receivable, Deferred Payments	$ 88,000
Residential Portfolio Segment [Member]
Number of Real Estate Properties in OREO	0	1
Real Estate Investment Property, Foreclosed	$ 0	$ 0
Real Estate Investment Property, Net, Total		$ 45
Consumer Portfolio Segment [Member]
Financing Receivable, Collectively Evaluated for Impairment	$ 129,000		138,044
Mortgage Loans in Process of Foreclosure, Number	0	3
Mortgage Loans in Process of Foreclosure, Amount		$ 0
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 65		97
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	1,200		1,000
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	7,700		7,700
Nonperforming Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	1,300		1,400
Small Business Administration [Member]
Loans Sold During Period, Principal Balance	0	0
Loans Serviced for Others, Unpaid Principal Balance	105,700		106,000
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	2,900	1,900
Gain (Loss) on Sales of Loans, Net, Total	96	$ 56
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	$ 500		$ 1,100

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable, Net (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans, gross	$ 833,154	$ 826,356
Unearned income	(51)	(69)
Net deferred loan costs	1,832	2,192
Allowance for loan and lease losses	(9,907)	(8,950)
Loans, net	825,028	819,529
Residential Portfolio Segment [Member]
Loans, gross	171,764	170,723
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	276,662	278,379
Construction, Land Acquisition and Development [Member]
Loans, gross	43,929	47,484
Commercial and Industrial [Member]
Loans, gross	161,654	147,623
Consumer Portfolio Segment [Member]
Loans, gross	129,192	138,239
State and Political Subdivisions [Member]
Loans, gross	$ 49,953	$ 43,908

Note 4 - Loans - Activity in th

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Dec. 31, 2019
Balance	$ 8,950	$ 9,519
Charge-offs	(329)	(454)
Recoveries	135	342
Provision (credit) for loan and lease losses	1,151	(154)
Balance	9,907	9,253
Individually evaluated for impairment			$ 423	$ 473
Collectively evaluated for impairment			9,484	8,477
Total	9,907	9,253	9,907	8,950
Individually evaluated for impairment			15,125	15,786
Financing Receivable, Collectively Evaluated for Impairment			818,029	810,570
Total			833,154	826,356
Residential Portfolio Segment [Member]
Total			171,764	170,723
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	1,147	1,175
Charge-offs
Recoveries	2	4
Provision (credit) for loan and lease losses	158	(24)
Balance	1,307	1,155
Individually evaluated for impairment			8	9
Collectively evaluated for impairment			1,299	1,138
Total	1,307	1,155	1,307	1,147
Individually evaluated for impairment			2,558	2,711
Financing Receivable, Collectively Evaluated for Impairment			169,206	168,012
Total			171,764	170,723
Commercial Real Estate Portfolio Segment [Member]
Total			276,662	278,379
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	3,198	3,107
Charge-offs	(56)
Recoveries
Provision (credit) for loan and lease losses	415	(56)
Balance	3,557	3,051
Individually evaluated for impairment			205	221
Collectively evaluated for impairment			3,352	2,977
Total	3,557	3,051	3,557	3,198
Individually evaluated for impairment			11,309	11,640
Financing Receivable, Collectively Evaluated for Impairment			265,353	266,739
Total			276,662	278,379
Construction, Land Acquisition and Development [Member]
Total			43,929	47,484
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Balance	271	188
Charge-offs
Recoveries		81
Provision (credit) for loan and lease losses	12	(163)
Balance	283	106
Individually evaluated for impairment
Collectively evaluated for impairment			283	271
Total	283	106	283	271
Individually evaluated for impairment			74	76
Financing Receivable, Collectively Evaluated for Impairment			43,855	47,408
Total			43,929	47,484
Commercial and Industrial [Member]
Balance	1,997	2,552
Charge-offs	(35)	(139)
Recoveries	59	84
Provision (credit) for loan and lease losses	283	2
Balance	2,304	2,499
Individually evaluated for impairment			209	242
Collectively evaluated for impairment			2,095	1,755
Total	2,304	2,499	2,304	1,997
Individually evaluated for impairment			992	1,164
Financing Receivable, Collectively Evaluated for Impairment			160,662	146,459
Total			161,654	147,623
Consumer Portfolio Segment [Member]
Balance	1,658	2,051
Charge-offs	(238)	(315)
Recoveries	74	173
Provision (credit) for loan and lease losses	220	54
Balance	1,714	1,963
Individually evaluated for impairment			1	1
Collectively evaluated for impairment			1,713	1,657
Total	1,714	1,963	1,714	1,658
Individually evaluated for impairment			192	195
Financing Receivable, Collectively Evaluated for Impairment			129,000	138,044
Total			129,192	138,239
State and Political Subdivisions [Member]
Balance	253	417
Charge-offs	0
Recoveries	0
Provision (credit) for loan and lease losses	17	6
Balance	270	423
Individually evaluated for impairment
Collectively evaluated for impairment			270	253
Total	270	423	270	253
Individually evaluated for impairment
Financing Receivable, Collectively Evaluated for Impairment			49,953	43,908
Total			49,953	43,908
Unallocated Financing Receivables [Member]
Balance	426	29
Charge-offs	0
Recoveries	0
Provision (credit) for loan and lease losses	46	27
Balance	472	56
Individually evaluated for impairment
Collectively evaluated for impairment			472	426
Total	$ 472	$ 56	472	426
Individually evaluated for impairment
Financing Receivable, Collectively Evaluated for Impairment
Total

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans	$ 833,154	$ 826,356
Commercial Loans [Member]
Loans	561,878	546,961
Accruing Loans [Member]
Loans	269,514	277,413
Nonaccrual Loans [Member]
Loans	1,762	1,982
Subtotal, Other Loans [Member]
Loans	271,276	279,395
Pass [Member] | Commercial Loans [Member]
Loans	547,424	532,300
Special Mention [Member] | Commercial Loans [Member]
Loans	2,426	2,271
Substandard [Member] | Commercial Loans [Member]
Loans	12,028	12,390
Doubtful [Member] | Commercial Loans [Member]
Loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans
Residential Portfolio Segment [Member]
Loans	171,764	170,723
Residential Portfolio Segment [Member] | Commercial Loans [Member]
Loans	32,168	32,703
Residential Portfolio Segment [Member] | Accruing Loans [Member]
Loans	138,475	136,709
Residential Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	1,121	1,311
Residential Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	139,596	138,020
Residential Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	31,653	32,219
Residential Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	173	177
Residential Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	342	307
Residential Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans
Commercial Real Estate Portfolio Segment [Member]
Loans	276,662	278,379
Commercial Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Loans	276,662	278,379
Commercial Real Estate Portfolio Segment [Member] | Accruing Loans [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	264,693	266,112
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	1,641	1,668
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	10,328	10,599
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans
Construction, Land Acquisition and Development [Member]
Loans	43,929	47,484
Construction, Land Acquisition and Development [Member] | Commercial Loans [Member]
Loans	42,767	46,361
Construction, Land Acquisition and Development [Member] | Accruing Loans [Member]
Loans	1,162	1,123
Construction, Land Acquisition and Development [Member] | Nonaccrual Loans [Member]
Loans
Construction, Land Acquisition and Development [Member] | Subtotal, Other Loans [Member]
Loans	1,162	1,123
Construction, Land Acquisition and Development [Member] | Pass [Member] | Commercial Loans [Member]
Loans	42,767	46,361
Construction, Land Acquisition and Development [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans
Construction, Land Acquisition and Development [Member] | Substandard [Member] | Commercial Loans [Member]
Loans
Construction, Land Acquisition and Development [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans
Construction, Land Acquisition and Development [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans
Commercial and Industrial [Member]
Loans	161,654	147,623
Commercial and Industrial [Member] | Commercial Loans [Member]
Loans	157,193	142,499
Commercial and Industrial [Member] | Accruing Loans [Member]
Loans	4,430	5,124
Commercial and Industrial [Member] | Nonaccrual Loans [Member]
Loans	31
Commercial and Industrial [Member] | Subtotal, Other Loans [Member]
Loans	4,461	5,124
Commercial and Industrial [Member] | Pass [Member] | Commercial Loans [Member]
Loans	155,223	140,589
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	612	426
Commercial and Industrial [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	1,358	1,484
Commercial and Industrial [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans
Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans
Consumer Portfolio Segment [Member]
Loans	129,192	138,239
Consumer Portfolio Segment [Member] | Commercial Loans [Member]
Loans	3,135	3,111
Consumer Portfolio Segment [Member] | Accruing Loans [Member]
Loans	125,447	134,457
Consumer Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	610	671
Consumer Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	126,057	135,128
Consumer Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	3,135	3,111
Consumer Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans
Consumer Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans
Consumer Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans
State and Political Subdivisions [Member]
Loans	49,953	43,908
State and Political Subdivisions [Member] | Commercial Loans [Member]
Loans	49,953	43,908
State and Political Subdivisions [Member] | Accruing Loans [Member]
Loans
State and Political Subdivisions [Member] | Nonaccrual Loans [Member]
Loans
State and Political Subdivisions [Member] | Subtotal, Other Loans [Member]
Loans
State and Political Subdivisions [Member] | Pass [Member] | Commercial Loans [Member]
Loans	49,953	43,908
State and Political Subdivisions [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans
State and Political Subdivisions [Member] | Substandard [Member] | Commercial Loans [Member]
Loans
State and Political Subdivisions [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans
State and Political Subdivisions [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Non-performing Loan Delinquency Status (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans past due	$ 833,154	$ 826,356
Performing Financial Instruments [Member]
Loans past due	824,578	817,272
Nonperforming Financial Instruments [Member]
Loans past due	8,576	9,084
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	170,342	169,149
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,422	1,574
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	271,240	272,742
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	43,929	47,484
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	160,532	146,421
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,122	1,202
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	128,582	137,568
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	610	671
State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	49,953	43,908
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	5,422	5,637
Financial Asset, 1 to 29 Days Past Due [Member]
Loans past due	825,514	818,841
Financial Asset, 1 to 29 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	821,377	814,312
Financial Asset, 1 to 29 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	4,137	4,529
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	169,878	168,754
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	622	873
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	271,197	272,561
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	43,929	47,484
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	160,057	146,221
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	868	943
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	126,363	135,384
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	213	193
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	49,953	43,908
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	2,434	2,520
Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	2,716	3,107
Financial Asset, 30 to 59 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	2,475	2,104
Financial Asset, 30 to 59 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	241	1,003
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	464	134
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	223	17
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	43	75
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	249	200
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	1,719	1,695
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	18	93
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due		893
Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	910	1,670
Financial Asset, 60 to 89 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	726	856
Financial Asset, 60 to 89 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	184	814
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due		261
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	14	228
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due		106
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	226
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due		114
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	500	489
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	170	38
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due		434
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	4,014	2,738
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	4,014	2,738
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	563	456
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	254	145
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	209	347
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	$ 2,988	$ 1,790

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Recorded investment, with no allowance recorded	$ 6,078	$ 6,457
Unpaid principal balance, with no allowance recorded	7,902	8,262
Recorded investment, with a related allowance recorded	9,047	9,329
Unpaid principal balance, with a related allowance recorded	9,778	10,050
Related Allowance	423	473
Recorded Investment	15,125	15,786
Unpaid principal balance	17,680	18,312
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	1,066	1,217
Unpaid principal balance, with no allowance recorded	1,154	1,303
Recorded investment, with a related allowance recorded	1,492	1,494
Unpaid principal balance, with a related allowance recorded	1,492	1,494
Related Allowance	8	9
Recorded Investment	2,558	2,711
Unpaid principal balance	2,646	2,797
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	4,463	4,548
Unpaid principal balance, with no allowance recorded	5,974	6,007
Recorded investment, with a related allowance recorded	6,846	7,092
Unpaid principal balance, with a related allowance recorded	7,565	7,811
Related Allowance	205	221
Recorded Investment	11,309	11,640
Unpaid principal balance	13,539	13,818
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	74	76
Unpaid principal balance, with no allowance recorded	74	76
Recorded investment, with a related allowance recorded
Unpaid principal balance, with a related allowance recorded
Related Allowance
Recorded Investment	74	76
Unpaid principal balance	74	76
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	453	593
Unpaid principal balance, with no allowance recorded	675	850
Recorded investment, with a related allowance recorded	539	571
Unpaid principal balance, with a related allowance recorded	551	573
Related Allowance	209	242
Recorded Investment	992	1,164
Unpaid principal balance	1,226	1,423
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	22	23
Unpaid principal balance, with no allowance recorded	25	26
Recorded investment, with a related allowance recorded	170	172
Unpaid principal balance, with a related allowance recorded	170	172
Related Allowance	1	1
Recorded Investment	192	195
Unpaid principal balance	195	198
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded
Unpaid principal balance, with no allowance recorded
Recorded investment, with a related allowance recorded
Unpaid principal balance, with a related allowance recorded
Related Allowance
Recorded Investment
Unpaid principal balance

Note 4 - Loans - Average Balanc

Note 4 - Loans - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Average Balance		$ 15,172	$ 12,978
Interest Income	[1]	91	104
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average Balance		2,569	1,839
Interest Income	[1]	20	21
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Average Balance		11,321	9,630
Interest Income	[1]	68	77
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Average Balance		75	82
Interest Income	[1]	1	1
Commercial and Industrial [Member]
Average Balance		1,014	1,047
Interest Income	[1]
Consumer Portfolio Segment [Member]
Average Balance		193	380
Interest Income	[1]	2	5
State and Political Subdivisions [Member]
Average Balance
Interest Income	[1]
[1]	Interest income represents income recognized on performing TDRs.

Note 5 - Borrowings (Details Te

Note 5 - Borrowings (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019
Federal Funds Sold	$ 0	$ 0
Advances from Federal Home Loan Banks, Total	$ 77,934	46,909
Federal Home Loan Bank Advances [Member] | Minimum [Member]
Debt Instrument, Term (Month)	90 days
Federal Home Loan Bank Advances [Member] | Maximum [Member]
Debt Instrument, Term (Month)	2 years
Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 474,800	475,300
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	333,500
Advances from Federal Home Loan Banks, Total	42,800
Federal Home Loan Bank of Pittsburgh [Member] | FHLB of Pittsburgh Advances - Overnight [Member]
Advances from Federal Home Loan Banks, Total	35,100
Federal Funds Purchased [Member]
Line of Credit Facility, Maximum Borrowing Capacity	40,000
Federal Reserve Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity	10,800
Loans Pledged as Collateral	22,200
Short-term Debt, Total	$ 10,000		$ 0

Note 5 - Borrowings - Component

Note 5 - Borrowings - Components of Borrowed Funds (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019
Junior subordinated debentures	$ 98,244	$ 57,219
Total borrowed funds	98,244	57,219
Junior Subordinated Debt [Member]
Junior subordinated debentures	10,310	10,310
Federal Reserve Bank Advances [Member]
Short-term Debt, Total	10,000		$ 0
Federal Home Loan Bank Advances [Member]
Short-term Debt, Total	77,934	46,909
Federal Home Loan Bank Advances [Member] | FHLB of Pittsburgh Advances - Overnight [Member]
Short-term Debt, Total	35,125	14,100
Federal Home Loan Bank Advances [Member] | FHLB of Pittsburgh Advances - Term [Member]
Short-term Debt, Total	$ 42,809	$ 32,809

Note 6 - Derivative and Hedgi_3

Note 6 - Derivative and Hedging Transactions (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2020	Dec. 31, 2019
Derivative Liability, Total	$ 14
Termination Fee Related to Derivative Agreement	$ 14
Interest Rate Swap [Member] | Interest Expense [Member] | Forecast [Member]
Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months		$ 4

Note 6 - Derivative and Hedgi_4

Note 6 - Derivative and Hedging Transactions - Fair Values of Derivative Instruments on the Balance Sheet (Details) - USD ($) $ in Thousands		Mar. 31, 2020	Dec. 31, 2019
Derivative assets, Netting adjustments	[1]
Derivative liabilities, Netting adjustments	[1]
Net derivative assets in the balance sheet
Net derivative liabilities in the balance sheet		14
Derivative assets, Cash and other collateral	[2]
Derivative liabilities, Cash and other collateral	[2]
Net derivative asset amounts
Net derivative liability amounts		14
Designated as Hedging Instrument [Member]
Derivative assets
Derivative liabilities		14
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Derivative assets
Interest rate products		10,000
Derivative liabilities		$ 14
[1]	Netting adjustments represents the amounts recorded to convert derivatives assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance.
[2]	Other collateral represents the amount that cannot be used to offset our derivative assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance. The other collateral consist of securities and is exchanged under bilateral collateral and master netting agreements that allow us to offset the net derivative position with the related collateral. The application of the other collateral cannot reduce the net derivative position below zero. Therefore, excess other collateral, if any, is not reflected above.

Note 6 - Derivative and Hedgi_5

Note 6 - Derivative and Hedging Transactions - Effect of Fair Value and Cash Flow Hedge Accounting on Accumulated Other Comprehensive Loss (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Amount of Gain or (Loss) Recognized in OCI on Derivative	$ (14)
Amount of Gain or (Loss) Recognized in OCI Included Component	(14)
Amount of Gain or (Loss) Recognized in OCI Excluded Component
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income	2
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component	2
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component
Interest Rate Swap [Member] | Interest Income [Member]
Amount of Gain or (Loss) Recognized in OCI on Derivative	(14)
Amount of Gain or (Loss) Recognized in OCI Included Component	(14)
Amount of Gain or (Loss) Recognized in OCI Excluded Component
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income	2
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component	2
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component

Note 6 - Derivative and Hedgi_6

Note 6 - Derivative and Hedging Transactions - Effect of Fair Value and Cash Flow Hedge Accounting on the Consolidated Statements of Income and Comprehensive Income (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income	$ (2)
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component
Interest Rate Contract [Member] | Interest Income [Member]
Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring
Amount of gain or (loss) reclassified from accumulated OCI into income - included component
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component
Interest Rate Contract [Member] | Interest Expense [Member]
Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded	2
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income	2
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring
Amount of gain or (loss) reclassified from accumulated OCI into income - included component	2
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component

Note 7 - Income Taxes (Details

Note 7 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	21.00%
Net Deferred Tax Assets (Liabilities)	$ 4,900		$ 6,300
Deferred Tax Assets, Operating Loss Carryforwards, Total	3,900
Operating Loss Carryforwards, Total	20,000
Deferred Tax Assets, Valuation Allowance, Total	$ 0		$ 0

Note 7 - Income Taxes - Effecti

Note 7 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Provision at statutory tax rates	$ 528	$ 670
Provision at statutory tax rates, percentage	21.00%	21.00%
Tax effects of tax free interest income	$ (106)	$ (106)
Tax effects of tax free interest income, percentage	(4.22%)	(3.32%)
Non-deductible interest expense	$ 5	$ 5
Non-deductible interest expense, percentage	0.19%	0.15%
Bank-owned life insurance	$ (27)	$ (28)
Bank-owned life insurance, percentage	(1.07%)	(0.86%)
Other items, net	$ 52	$ 14
Other items, net, percentage	2.07%	0.43%
Income tax provision	$ 452	$ 555
Income tax provision, percentage	17.97%	17.40%

Note 8 - Related Party Transa_3

Note 8 - Related Party Transactions (Details Textual) - Directors, Executive Officers and Their Related Parties [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Related Party Deposit Liabilities	$ 116,900		$ 84,100
Related Party Deposit Liabilities, Increase (Decrease)	32,700
Related Party Transactions, Interest Paid on Deposits	120	$ 119
Related Party Transaction, Expenses from Transactions with Related Party	490	$ 528
Nonperforming Financial Instruments [Member]
Due from Related Parties, Total	$ 0

Note 8 - Related Party Transa_4

Note 8 - Related Party Transactions - Related Party Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Balance, beginning of period	$ 77,897	$ 64,634
Additions, new loans and advances	17,553	17,089
Repayments	(12,632)	(9,573)
Balance, end of period	$ 82,818	$ 72,150

Note 9 - Commitments and Cont_3

Note 9 - Commitments and Contingencies (Details Textual) $ in Thousands	Mar. 31, 2020USD ($)
Automobile Lease [Member]
Operating Lease, Right-of-Use Asset	$ 16
Operating Lease, Liability, Total	18
Other Assets [Member]
Operating Lease, Right-of-Use Asset	3,100
Operating Lease, Liability, Total	$ 3,400

Note 9 - Commitments and Cont_4

Note 9 - Commitments and Contingencies - Lease Expense and Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Variable lease cost
Total lease cost	107	105
Occupancy, Net [Member]
Operating lease cost	86	85
Short-term lease cost	9	15
Equipment Expense [Member]
Operating lease cost	8	2
Short-term lease cost	$ 4	$ 3

Note 9 - Commitments and Cont_5

Note 9 - Commitments and Contingencies - Maturity of Remaining Operating Lease Liabilities (Details) $ in Thousands	Mar. 31, 2020USD ($)
2020	$ 269
2021	361
2022	331
2023	323
2024	287
2025 and thereafter	2,813
Total lease payments	4,384
Less: imputed interest	981
Other Liabilities [Member]
Present value of operating lease liabilities	$ 3,403

Note 9 - Commitments and Cont_6

Note 9 - Commitments and Contingencies - Other Information Related to Operating Leases (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Weighted-average remaining lease term (Year)	14 years 29 days
Weighted-average discount rate	3.48%
Operating cash flows from operating leases	$ 97

Note 10 - Stock Compensation _3

Note 10 - Stock Compensation Plans (Details Textual) - Long-Term Incentive Compensation Plan [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	75,924	57,684
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	796,461
Share-based Payment Arrangement, Expense	$ 62	$ 67
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 1,200	$ 1,100
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	4 years 29 days

Note 10 - Stock Compensation _4

Note 10 - Stock Compensation Plans - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Total outstanding, beginning of period (in shares)	128,150	114,702
Unvested restricted stock awards, Weighted average grant date fair value (in dollars per share)	$ 7.76	$ 7.50
Awards granted (in shares)	75,924	57,684
Awards granted, Weighted average grant date fair value (in dollars per share)	$ 6.07	$ 7.64
Forfeitures (in shares)	(2,659)
Forfeitures, Weighted average grant date fair value (in dollars per share)	$ 6.24
Vestings (in shares)
Vestings, Weighted average grant date fair value (in dollars per share)
Total outstanding, end of period (in shares)	201,415	172,386
Unvested restricted stock awards, Weighted average grant date fair value (in dollars per share)	$ 7.14	$ 7.55

Note 11 - Regulatory Matters (D

Note 11 - Regulatory Matters (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Apr. 29, 2020	Feb. 08, 2019	Mar. 31, 2020	Mar. 31, 2019
Stock Issued During Period, Shares, New Issues (in shares)		3,285,550
Shares Issued, Price Per Share (in dollars per share)		$ 7
Shares Issued, Underwriting Discount Per Share (in dollars per share)		$ 0.35
Proceeds from Issuance of Common Stock		$ 21,300	$ 15	$ 21,316
Common Stock, Dividends, Per Share, Declared (in dollars per share)			$ 0.055	$ 0.05
Common Stock, Dividends, Per Share, Declared (in dollars per share)			$ 0.05
Stock Issued During Period, Shares, Dividend Reinvestment Plan (in shares)			2,842	1,639
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.055
Dividends Payable, Date to be Paid	Jun. 15, 2020
Dividends Payable, Date of Record	Jun. 1, 2020
FNCB Bank [Member]
Payments for Capital Investment in Wholly Owned Subsidiary				$ 17,800
Over-Allotment Option [Member]
Stock Issued During Period, Shares, New Issues (in shares)		428,550

Note 11 - Regulatory Matters -

Note 11 - Regulatory Matters - Risk-based Capital and Related Ratios (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019
Total capital (to risk-weighted assets), Amount	$ 142,005,000	$ 133,406,000
Total capital (to risk-weighted assets), Ratio	0.1544	0.1477
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.1	0.1
Tier I capital (to risk-weighted assets), Amount	$ 131,394,000	$ 123,753,000
Tier I capital (to risk-weighted assets), Ratio	0.1429	0.137
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.08	0.08
Tier I common equity (to risk-weighted assets), Amount	$ 131,394,000	$ 123,753,000
Tier I common equity (to risk-weighted assets), Ratio	0.1429	0.137
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes	6.50%	6.50%
Tier I capital (to average assets), Amount	$ 131,394,000	$ 123,753,000
Tier I capital (to average assets), Ratio	0.1109	0.1036
Tier I capital (to average assets), Minimum required for capital adequacy purposes	0.05	0.05
Total risk-weighted assets, Amount	$ 919,761,000	$ 903,172,000
Total average assets, Amount	1,184,972,000	1,194,789,000
Subsidiaries [Member]
Total capital (to risk-weighted assets), Amount	$ 8,000	$ 8,000
Total capital (to risk-weighted assets), Ratio	0.105	0.105
Tier I capital (to risk-weighted assets), Amount	$ 6,000	$ 6,000
Tier I capital (to risk-weighted assets), Ratio	0.085	0.085
Tier I common equity (to risk-weighted assets), Amount	$ 4,500	$ 4,500
Tier I common equity (to risk-weighted assets), Ratio	0.07	0.07
Tier I capital (to average assets), Amount	$ 4,000	$ 4,000
Tier I capital (to average assets), Ratio	0.04	0.04

Note 12 - Fair Value Measurem_3

Note 12 - Fair Value Measurements (Details Textual) $ in Thousands	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 294,583	$ 268,971
Debt Securities, Available-for-sale, Total	302,638	272,839
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Amortized Cost, Total	10,000	7,000
Debt Securities, Available-for-sale, Total	$ 9,584	$ 7,182
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0512
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0662

Note 12 - Fair Value Measurem_4

Note 12 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Available-for-sale debt securities, at fair value	$ 302,638	$ 272,839
Equity securities, at fair value	934	920
Derivative liabilities	14
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	149,798	117,763
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	18,793	18,485
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	23,765	25,075
Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	9,584	7,182
Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	6,802	5,621
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, at fair value	696	696
Fair Value, Recurring [Member]
Available-for-sale debt securities, at fair value	302,638	272,839
Equity securities, at fair value	934	920
Total assets	303,572	273,759
Derivative liabilities	14
Total liabilities	14
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Equity securities, at fair value	934	920
Total assets	934	920
Derivative liabilities
Total liabilities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	294,958	267,689
Equity securities, at fair value
Total assets	294,958	267,689
Derivative liabilities	14
Total liabilities	14
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	7,680	5,150
Equity securities, at fair value
Total assets	7,680	5,150
Derivative liabilities
Total liabilities
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	149,798	117,763
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	149,798	117,763
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Residential Mortgage [Member]
Available-for-sale debt securities, at fair value	79,211	80,294
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	79,211	80,294
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Commercial Loan [Member]
Available-for-sale debt securities, at fair value	13,989	17,723
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	13,989	17,723
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	18,793	18,485
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	18,793	18,485
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	23,765	25,075
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	23,765	25,075
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	9,584	7,182
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	1,904	2,032
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	7,680	5,150
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	6,802	5,621
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	6,802	5,621
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, at fair value	696	696
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	696	696
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value

Note 12 - Fair Value Measurem_5

Note 12 - Fair Value Measurements - Changes in Fair Value Assets (Details) - Corporate Debt Securities [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Balance	$ 5,150	$ 3,929
Additions	3,000
Payments Received
Sales
Included in earnings
Included in other comprehensive income (loss)	(470)	41
Balance	$ 7,680	$ 3,970

Note 12 - Fair Value Measurem_6

Note 12 - Fair Value Measurements - Assets Measured At Fair Value on a Non-recurring Basis and Quantitative Information (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Recorded Investment	$ 15,125	$ 15,786
Related Allowance	423	473
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Impaired Loans, Collateral Dependent [Member]
Recorded Investment	7,142	7,721
Related Allowance	354	376
Fair Value	$ 6,788	$ 7,345
Selling Cost		10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Impaired Loans, Collateral Dependent [Member] | Minimum [Member]
Selling Cost	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Other Real Estate Owned [Member]
Recorded Investment		$ 289
Related Allowance
Fair Value		$ 289
Selling Cost		10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member]
Recorded Investment	$ 7,983	$ 8,065
Related Allowance	69	97
Fair Value	$ 7,914	$ 7,968
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Minimum [Member]
Discount Rate	3.99%	3.99%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Maximum [Member]
Discount Rate	7.49%	7.49%

Note 12 - Fair Value Measurem_7

Note 12 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Available-for-sale debt securities	$ 302,638	$ 272,839
Equity securities, at fair value	934	920
Derivative liabilities	14
Reported Value Measurement [Member]
Available-for-sale debt securities	302,638	272,839
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	45,547	34,565
Equity securities, at fair value	934	920
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	4,224	3,804
Loans held for sale	470	1,061
Accrued interest receivable	3,387	3,234
Deposits	1,001,562	1,001,709
Borrowed funds	98,244	57,219
Accrued interest payable	261	258
Derivative liabilities	14
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	825,028	819,529
Equity securities without readily determinable fair values	1,658	1,658
Servicing rights	338	356
Estimate of Fair Value Measurement [Member]
Available-for-sale debt securities	302,638	272,839
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	45,547	34,565
Equity securities, at fair value	934	920
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	4,224	3,804
Loans held for sale	470	1,061
Accrued interest receivable	3,387	3,234
Deposits	1,003,411	1,001,829
Borrowed funds	98,626	57,234
Accrued interest payable	261	258
Derivative liabilities	14
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	815,991	810,074
Equity securities without readily determinable fair values	1,658	1,658
Servicing rights	$ 805	$ 790

Note 13 - Earnings Per Share -

Note 13 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net income	$ 2,063	$ 2,635
Basic (in shares)	20,172,498	18,720,502
Plus: Common share equivalents (in shares)	4,067	13,150
Diluted weighted-average number of common shares outstanding (in shares)	20,176,565	18,733,652
Basic (in dollars per share)	$ 0.10	$ 0.14
Diluted (in dollars per share)	$ 0.10	$ 0.14

Note 14 - Other Comprehensive_3

Note 14 - Other Comprehensive Income - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Reclassification adjustment for gains included in net income	$ (149)	$ (160)
Income tax expense	452	555
Net of tax amount	117	126
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification adjustment for gains included in net income	(149)	(160)
Income tax expense	32	34
Net of tax amount	$ (117)	$ (126)

Note 14 - Other Comprehensive_4

Note 14 - Other Comprehensive Income - Changes in Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Balances	$ 133,607	$ 97,219
Total other comprehensive income	3,295	3,551
Balances	137,932	123,782
AOCI Attributable to Parent [Member]
Balances	3,056	(4,540)
Other comprehensive income (loss) before reclassifications	3,412	3,677
Amount reclassified from accumulated other comprehensive income (loss)	(117)	(126)
Total other comprehensive income	3,295	3,551
Balances	$ 6,351	$ (989)