FNCB Bancorp (FNCB) 10-Q 2 Nov 20 2020 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Oct. 30, 2020
Document Information [Line Items]
Entity Central Index Key	0001035976
Entity Registrant Name	FNCB BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2020
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Document Transition Report	false
Entity File Number	001-38408
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2900790
Entity Address, Address Line One	102 E. Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	346-7667
Title of 12(b) Security	Common stock, $1.25 par value
Trading Symbol	FNCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		20,243,589

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 26,121	$ 22,861
Interest-bearing deposits in other banks	78,895	11,704
Total cash and cash equivalents	105,016	34,565
Available-for-sale debt securities, at fair value	321,399	272,839
Equity securities, at fair value	2,719	920
Restricted stock, at cost	1,791	3,804
Loans held for sale	662	1,061
Loans, net of allowance for loan and lease losses of $12,269 and $8,950	947,960	819,529
Bank premises and equipment, net	17,413	17,518
Accrued interest receivable	4,693	3,234
Bank-owned life insurance	31,596	31,230
Other real estate owned	58	289
Net deferred tax assets	1,799	6,278
Other assets	8,085	12,274
Total assets	1,443,191	1,203,541
Liabilities
Demand (non-interest-bearing)	274,110	179,465
Interest-bearing	998,128	822,244
Total deposits	1,272,238	1,001,709
Borrowed funds:
Federal Home Loan Bank of Pittsburgh advances	0	46,909
Junior subordinated debentures	10,310	10,310
Total borrowed funds	10,310	57,219
Accrued interest payable	139	258
Other liabilities	10,458	10,748
Total liabilities	1,293,145	1,069,934
Shareholders' equity
Preferred shares ($1.25 par) Authorized: 20,000,000 shares at September 30, 2020 and December 31, 2019 Issued and outstanding: 0 shares at September 30, 2020 and December 31, 2019	0	0
Common shares ($1.25 par) Authorized: 50,000,000 shares at September 30, 2020 and December 31, 2019 Issued and outstanding: 20,243,589 shares at September 30, 2020 and 20,171,408 shares at December 31, 2019	25,304	25,214
Additional paid-in capital	81,500	81,130
Retained earnings	31,044	24,207
Accumulated other comprehensive income	12,198	3,056
Total shareholders' equity	150,046	133,607
Total liabilities and shareholders’ equity	$ 1,443,191	$ 1,203,541

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans, allowance for loan and lease losses	$ 12,269	$ 8,950
Preferred shares, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred shares, authorized (in shares)	20,000,000	20,000,000
Preferred shares, issued (in shares)	0	0
Preferred shares, outstanding (in shares)	0	0
Common shares, par value (in dollars per share)	$ 1.25	$ 1.25
Common shares, authorized (in shares)	50,000,000	50,000,000
Common shares, issued (in shares)	20,243,589	20,171,408
Common shares, outstanding (in shares)	20,243,589	20,171,408

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and fees on loans	$ 9,078	$ 9,488	$ 27,277	$ 28,313
Interest and dividends on securities:
U.S. government agencies	494	924	1,833	2,723
State and political subdivisions, tax free	463	37	908	112
State and political subdivisions, taxable	741	713	2,241	2,545
Other securities	525	314	1,352	729
Total interest and dividends on securities	2,223	1,988	6,334	6,109
Interest on interest-bearing deposits in other banks	1	30	25	155
Total interest income	11,302	11,506	33,636	34,577
Interest expense
Interest on deposits	1,291	1,901	4,327	6,283
Interest on borrowed funds:
Federal Reserve Bank Discount Window advances	18	0	32	0
Federal Home Loan Bank of Pittsburgh advances	95	448	474	988
Junior subordinated debentures	52	106	200	331
Subordinated debentures	0	0	0	24
Total interest on borrowed funds	165	554	706	1,343
Total interest expense	1,456	2,455	5,033	7,626
Net interest income before provision for loan and lease losses	9,846	9,051	28,603	26,951
Provision for loan and lease losses	74	637	2,056	830
Net interest income after provision for loan and lease losses	9,772	8,414	26,547	26,121
Non-interest income
Deposit service charges	844	797	2,377	2,203
Net gain on the sale of available-for-sale debt securities	433	379	1,504	702
Net gain on equity securities	846	5	864	31
Net gain on the sale of mortgage loans held for sale	186	69	465	198
Net gain on the sale of other real estate owned	0	11	0	20
Loan-related fees	119	80	200	231
Income from bank-owned life insurance	118	134	366	394
Loan referral fees	76	54	338	74
Merchant services revenue	154	142	401	391
Other	194	160	650	680
Total non-interest income	2,970	1,831	7,165	4,924
Non-interest expense
Salaries and employee benefits	3,835	3,911	11,262	11,634
Occupancy expense	500	460	1,520	1,454
Equipment expense	381	332	1,112	968
Advertising expense	175	228	495	579
Data processing expense	754	742	2,188	2,312
Regulatory assessments	123	21	256	265
Bank shares tax	263	205	878	760
Expense of other real estate owned	65	62	155	127
Professional fees	279	189	660	724
Insurance expense	126	128	373	374
Directors Fees	239	236	416	405
Other operating expenses	1,103	815	2,157	2,274
Total non-interest expense	7,843	7,329	21,472	21,876
Income before income tax expense	4,899	2,916	12,240	9,169
Income tax expense	792	513	2,049	1,582
Net income	$ 4,107	$ 2,403	$ 10,191	$ 7,587
Earnings per share
Basic (in dollars per share)	$ 0.20	$ 0.12	$ 0.50	$ 0.39
Diluted (in dollars per share)	0.20	0.12	0.50	0.39
Cash dividends declared per common share (in dollars per share)	$ 0.055	$ 0.050	$ 0.165	$ 0.150
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	20,235,384	20,168,529	20,199,933	19,678,031
Diluted (in shares)	20,235,384	20,172,282	20,201,289	19,683,522

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income	$ 4,107	$ 2,403	$ 10,191	$ 7,587
Other comprehensive income:
Unrealized gains on available-for-sale debt securities	2,215	1,964	13,209	12,227
Taxes	(465)	(412)	(2,774)	(2,567)
Net of tax amount	1,750	1,552	10,435	9,660
Reclassification adjustment for gains included in net income	(433)	(379)	(1,504)	(702)
Taxes	91	79	316	147
Net of tax amount	(342)	(300)	(1,188)	(555)
Derivative adjustments	14	0	(133)	0
Taxes	(3)	0	28	0
Net of tax amount	11	0	(105)	0
Total other comprehensive income	1,419	1,252	9,142	9,105
Comprehensive income	$ 5,526	$ 3,655	$ 19,333	$ 16,692

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2018	16,821,371
Balances at Dec. 31, 2018	$ 21,026	$ 63,547	$ 17,186	$ (4,540)	$ 97,219
Net income for the period	0	0	7,587	0	7,587
Cash dividends	0	0	(3,021)	0	(3,021)
Restricted stock awards	$ 0	196	0	0	196
Common shares issued under long-term incentive compensation plan (in shares)	57,118
Common shares issued under long-term incentive compensation plan	$ 71	79	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	5,453				5,453
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 7	35	(19)	0	$ 23
Other comprehensive income, net of tax	$ 0	0	0	9,105	9,105
Common shares issued for capital raise, net (in shares)	3,285,550
Common shares issued for capital raise, net	$ 4,107	17,201	0	0	21,308
Balances (in shares) at Sep. 30, 2019	20,169,492
Balances at Sep. 30, 2019	$ 25,211	81,058	21,733	4,565	132,567
Balances (in shares) at Jun. 30, 2019	20,148,017
Balances at Jun. 30, 2019	$ 25,184	80,864	20,345	3,313	129,706
Net income for the period	0	0	2,403	0	2,403
Cash dividends	0	0	(1,008)	0	(1,008)
Restricted stock awards	$ 0	56	0	0	56
Common shares issued under long-term incentive compensation plan (in shares)	19,560
Common shares issued under long-term incentive compensation plan	$ 24	126	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	1,915				1,907
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 3	12	(7)	0	$ 8
Other comprehensive income, net of tax	$ 0	0	0	1,252	1,252
Balances (in shares) at Sep. 30, 2019	20,169,492
Balances at Sep. 30, 2019	$ 25,211	81,058	21,733	4,565	132,567
Balances (in shares) at Dec. 31, 2019	20,171,408
Balances at Dec. 31, 2019	$ 25,214	81,130	24,207	3,056	133,607
Net income for the period	0	0	10,191	0	10,191
Cash dividends	0	0	(3,334)	0	(3,334)
Restricted stock awards	$ 0	259	0	0	259
Common shares issued under long-term incentive compensation plan (in shares)	63,970
Common shares issued under long-term incentive compensation plan	$ 80	70	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	8,211				8,211
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 10	41	(20)	0	$ 31
Other comprehensive income, net of tax	$ 0	0	0	9,142	9,142
Balances (in shares) at Sep. 30, 2020	20,243,589
Balances at Sep. 30, 2020	$ 25,304	81,500	31,044	12,198	150,046
Balances (in shares) at Jun. 30, 2020	20,208,607
Balances at Jun. 30, 2020	$ 25,260	81,261	28,057	10,779	145,357
Net income for the period	0	0	4,107	0	4,107
Cash dividends	0	0	(1,113)	0	(1,113)
Restricted stock awards	$ 0	116	0	0	116
Common shares issued under long-term incentive compensation plan (in shares)	32,187
Common shares issued under long-term incentive compensation plan	$ 40	110	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	2,795				2,795
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 4	13	(7)	0	$ 10
Other comprehensive income, net of tax	$ 0	0	0	1,419	1,419
Balances (in shares) at Sep. 30, 2020	20,243,589
Balances at Sep. 30, 2020	$ 25,304	$ 81,500	$ 31,044	$ 12,198	$ 150,046

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Cash dividends declared, per share (in dollars per share)	$ 0.055	$ 0.050	$ 0.165	$ 0.150
Other comprehensive income , tax	$ 377	$ 333	$ 2,430	$ 2,420

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income	$ 10,191	$ 7,587
Adjustments to reconcile net income to net cash provided by operating activities:
Investment securities amortization, net	615	613
Equity in trust	(6)	(10)
Depreciation and amortization	1,668	2,294
Valuation adjustment for loan servicing rights	23	6
Stock-based compensation expense	409	346
Provision for loan and lease losses	2,056	830
Valuation adjustment for off-balance sheet commitments	26	245
Net gain on the sale of available-for-sale debt securities	(1,504)	(702)
Net gain on equity securities	(864)	(31)
Net gain on the sale of mortgage loans held for sale	(465)	(198)
Net gain on the sale of other real estate owned	0	(20)
Valuation adjustment of other real estate owned	27	14
Loss on disposition of bank premises and equipment	0	4
Gain on bank-owned life insurance settlement	0	(114)
Income from bank-owned life insurance	(366)	(394)
Proceeds from the sale of mortgage loans held for sale	10,962	7,271
Funds used to originate mortgage loans held for sale	(10,098)	(7,393)
Decrease in net deferred tax assets	2,049	1,582
(Increase) decrease in accrued interest receivable	(1,459)	576
Decrease (increase) in prepaid expenses and other assets	2,449	(2,506)
(Decrease) increase in accrued interest payable	(119)	63
Decrease in accrued expenses and other liabilities	(465)	(491)
Total adjustments	4,938	1,985
Net cash provided by operating activities	15,129	9,572
Cash flows from investing activities:
Maturities, calls and principal payments of available-for-sale debt securities	14,410	6,454
Proceeds from the sale of available-for-sale debt securities	62,805	102,345
Proceeds from the sale/transfer of equity securities	1,223	0
Purchases of available-for-sale debt securities	(113,181)	(55,819)
Purchases of equity securities	(500)	0
Redemption (purchase) of the stock in Federal Home Loan Bank of Pittsburgh	2,013	(1,071)
Net increase in loans to customers	(130,853)	(29)
Proceeds from the sale of other real estate owned	204	769
Proceeds received from bank-owned life insurance	0	419
Purchases of bank premises and equipment	(1,116)	(3,879)
Net cash (used in) provided by investing activities	(164,995)	49,189
Cash flows from financing activities:
Net increase (decrease) in deposits	270,529	(131,569)
(Repayment of) proceeds from Federal Home Loan Bank of Pittsburgh advances - overnight	(14,100)	8,300
Proceeds from Federal Home Loan Bank of Pittsburgh advances - term	20,000	62,713
Repayment of Federal Home Loan Bank of Pittsburgh advances - term	(52,809)	(10,485)
Principal reduction on subordinated debentures	0	(5,000)
Proceeds from issuance of common shares, net of discount	31	21,331
Cash dividends paid	(3,334)	(3,021)
Net cash provided by (used in) financing activities	220,317	(57,731)
Net increase in cash and cash equivalents	70,451	1,030
Cash and cash equivalents at beginning of period	34,565	36,481
Cash and cash equivalents at end of period	105,016	37,511
Supplemental cash flow information
Interest	5,152	7,563
Other transactions:
Investor loans transferred to OREO	0	256
Lease liabilities arising from obtaining right-of-use assets	16	78
Equity securities without a readily determinable fair value reclassified to equity securities	$ 1,658	$ 0

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1. The consolidated financial statements of FNCB are comprised of the accounts of FNCB Bancorp, Inc., and its wholly owned subsidiary, FNCB Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, “FNCB”). The accounting and reporting policies of FNCB conform to accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not not three and nine months ended September 30, 2020, may not The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), securities’ valuation and impairment evaluation, the valuation of other real estate owned (“OREO”), and income taxes. These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in FNCB’s audited financial statements, included in the Annual Report filed on Form 10 December 31, 2019 . Risks and Uncertainties Related to COVID- 19 In March 2020, 2019 19" 19 The federal government has taken several actions designed to mitigate the impact of the economic disruption. Specifically, on March 27, 2020, $2.0 19, 19 Business Continuity, Processes and Controls As a financial institution, FNCB is considered essential and has remained open for business and is operating under its pandemic preparedness plan. To ensure the financial needs of its customers are addressed in a safe and consistent manner, the Bank's offices are open for regular business, with administrative, lending and community branch offices adhering to federal, state, and local governmental guidelines and social distancing mandates. However, in order to limit the spread of COVID- 19 September 30, 2020, not nine September 30, 2020 19 . not not Financial Position and Results of Operations Bank regulators have issued guidance and are encouraging banks to work prudently with, and provide short-term payment accommodations to, borrowers affected by COVID- 19. 4013 19 not not 30 December 31, 2019 March 1, 2020, 19 60 December 31, 2020. 4013 19 not six may At September 30, 2020 19 Lending Operations and Credit Risk As previously mentioned, FNCB is working with its lending customers that are facing unemployment, temporary furloughs and closures, by offering a payment deferral program. Generally, FNCB has provided either a short-term interest-only period or full payment deferral depending on the specific need of the borrower. As of September 30, 2020 , 4013 not The CARES Act includes a Paycheck Protection Program ("PPP"), a program administered by the Small Business Administration ("SBA") designed to aid small- and medium-sized businesses through federally guaranteed loans distributed through banks. These loans were originally intended to guarantee eight June 5, 2020, eight 24 September 30, 2020 August 8, 2020, no September 30, 2020, September 30, 2020, not Additionally, the Federal Reserve Bank established the Main Street Lending Program to support lending to small and mid-sized businesses and not 19 five $600 three 19 $250 $300 three 95.0%, 5.0%, 5 two one one three 300 not $250 $10 three September 30, 2020 two 5.0% third As the fallout of the COVID- 19 may may third March 31, 2020 19 19

Note 2 - New Authoritative Acco

Note 2 - New Authoritative Accounting Guidance	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 2. New Authoritative Accounting Guidance Accounting Guidance to be Adopted in Future Periods ASU 2016 13, 326 2016 13 not not June 17, 2016, 2016 13 not 2016 13, 2016 13 1934, December 15, 2019, may December 15, 2018, November 15, 2019, 2019 10, 326 815 842 not 2019 10, not December 15, 2022. , , January 1, 2023. 2016 13 not 1 2 3 4 may Refer to Note 2 2019 10

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt Securities The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s available-for-sale debt securities at September 30, 2020 December 31, 2019 : September 30, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 181,118 $ 10,946 $ 101 $ 191,963 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 50,897 3,616 19 54,494 Collateralized mortgage obligations - commercial 2,012 186 - 2,198 Mortgage-backed securities 10,488 635 - 11,123 Private collateralized mortgage obligations 32,541 264 76 32,729 Corporate debt securities 18,800 265 65 19,000 Asset-backed securities 9,970 13 91 9,892 Negotiable certificates of deposit - - - - Total available-for-sale debt securities $ 305,826 $ 15,925 $ 352 $ 321,399 December 31, 2019 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 115,428 $ 2,694 $ 359 $ 117,763 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 79,606 780 92 80,294 Collateralized mortgage obligations - commercial 17,414 320 11 17,723 Mortgage-backed securities 18,142 343 - 18,485 Private collateralized mortgage obligations 25,069 49 43 25,075 Corporate debt securities 7,000 182 - 7,182 Asset-backed securities 5,618 4 1 5,621 Negotiable certificates of deposit 694 2 - 696 Total available-for-sale debt securities $ 268,971 $ 4,374 $ 506 $ 272,839 Except for securities of U.S. government and government-sponsored agencies, there were no securities of any individual issuer that exceeded 10.0% September 30, 2020 December 31, 2019 At September 30, 2020 December 31, 2019 The following table presents the maturity information of FNCB’s available-for-sale debt securities at September 30, 2020 . may not not September 30, 2020 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 4,510 $ 4,573 After one year through five years 56,534 60,632 After five years through ten years 42,620 44,604 After ten years 96,254 101,154 Asset-backed securities 9,970 9,892 Collateralized mortgage obligations 85,450 89,421 Mortgage-backed securities 10,488 11,123 Total available-for-sale debt securities $ 305,826 $ 321,399 The following table presents the gross proceeds received and gross realized gains and losses on sales of available-for-sale debt securities for the three nine September 30, 2020 2019 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Available-for-sale debt securities: Gross proceeds received on sales $ 10,917 $ 41,073 $ 62,805 $ 102,345 Gross realized gains 474 383 1,650 732 Gross realized losses (41 ) (4 ) (146 ) (30 ) The following tables present the number, fair value and gross unrealized losses of available-for-sale debt securities with unrealized losses at September 30, 2020 December 31, 2019, September 30, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 13 $ 10,851 $ 101 - $ - $ - 13 $ 10,851 $ 101 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 1 1,999 19 - - - 1 1,999 19 Collateralized mortgage obligations - commercial - - - - - - - - - Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 4 7,496 76 - - - 4 7,496 76 Corporate debt securities 4 4,935 65 - - - 4 4,935 65 Asset-backed securities 6 5,606 91 - - - 6 5,606 91 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 28 $ 30,887 $ 352 - $ - $ - 28 $ 30,887 $ 352 December 31, 2019 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 10 $ 19,436 $ 359 - $ - $ - 10 $ 19,436 $ 359 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 4 19,934 92 - - - 4 19,934 92 Collateralized mortgage obligations - commercial 1 2,500 11 - - - 1 2,500 11 Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 4 18,990 43 - - - 4 18,990 43 Corporate debt securities - - - - - - - - - Asset-backed securities 2 888 1 - - - 2 888 1 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 21 $ 61,748 $ 506 - $ - $ - 21 $ 61,748 $ 506 Management evaluates individual securities in an unrealized loss position quarterly for other than temporary impairment (“OTTI”). As part of its evaluation, management considers, among other things, the length of time a security’s fair value is less than its amortized cost, the severity of decline, any credit deterioration of the issuer, whether or not not There were 28 September 30, 2020 , September 30, 2020 19 no may September 30, 2020 . not not not September 30, 2020 . Equity Securities and Equity Securities without Readily Determinable Fair Values At December 31, 2019, 2017 1933, not not $1.7 December 31, 2019. On December 18, 2019, July 1, 2020. July 1, 2020 On September 15, 2020, FNCB’s considers its investments in common and preferred shares of the bank holding companies discussed above to be equity securities with a readily determinable fair values and therefore reports these securities at fair value on the consolidated statements of financial condition with unrealized gains and losses recognized in non-interest income in the consolidated statements of income. At September 30, 2020, three nine September 30, 2020. September 30, 2020, three nine September 30, 2020. Also included in equity securities at September 30, 2020 December 31, 2019, 1 4 September 30, 2020 December 31, 2019. three September 30, 2020 nine September 30, 2020. The following table presents unrealized and realized gains and losses recognized in net income on equity securities for the three nine months ended September 30, 2020 and 2019. Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Net gains (losses) recognized on equity securities $ 846 $ 5 $ 864 $ 31 Less: net gains (losses) recognized on equity securities sold or transferred 1,133 - 1,133 - Unrealized gains (losses) on equity securities held $ (287 ) $ 5 $ (269 ) $ 31 Restricted Securities The following table presents FNCB's investment in restricted stock at September 30, 2020 December 31, 2019 September 30, December 31, (in thousands) 2020 2019 Stock in Federal Home Loan Bank of Pittsburgh $ 1,781 $ 3,794 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 1,791 $ 3,804 Management noted no September 30, 2020 December 31, 2019 .

Note 4 - Loans

Note 4 - Loans	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4. The following table summarizes loans receivable, net, by category at September 30, 2020 December 31, 2019 : September 30, December 31, (in thousands) 2020 2019 Residential real estate $ 174,020 $ 170,723 Commercial real estate 296,281 278,379 Construction, land acquisition and development 50,934 47,484 Commercial and industrial 285,693 147,623 Consumer 110,636 138,239 State and political subdivisions 45,738 43,908 Total loans, gross 963,302 826,356 Unearned income (118 ) (69 ) Net deferred loan (fees) costs (2,955 ) 2,192 Allowance for loan and lease losses (12,269 ) (8,950 ) Loans, net $ 947,960 $ 819,529 Included in commercial and industrial loans at September 30, 2020 September 30, 2020 100.0% may no September 30, 2020 FNCB has granted loans, letters of credit and lines of credit to certain of its executive officers and directors as well as to certain of their related parties. For more information about related party transactions, refer to Note 9 FNCB originates 1 4 three nine September 30, 2020 , the principal balance of 1-4 three nine September 30, 2019 1 4 three nine September 30, 2020 , 2019. September 30, 2020 December 31, 2019 , 1 4 There were no three nine September 30, 2020 2019 September 30, 2020 December 31, 2019 . FNCB does not There were no nine September 30, 2020 . 2, 2019 10 Management evaluates the credit quality of the loan portfolio on an ongoing basis and performs a formal review of the adequacy of the ALLL on a quarterly basis. This evaluation is inherently subjective, as it requires material estimates that may 19 September 30, 2020 may may may The following table summarizes activity in the ALLL by loan category for the three nine September 30, 2020 2019 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended September 30, 2020 Allowance for loan losses: Beginning balance, July 1, 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Charge-offs - (280 ) - (81 ) (221 ) - - (582 ) Recoveries 3 845 - 726 179 - - 1,753 Provisions (credits) 193 307 53 (634 ) 2 40 113 74 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Three months ended September 30, 2019 Allowance for loan losses: Beginning balance, July 1, 2019 $ 1,152 $ 3,429 $ 178 $ 2,071 $ 1,839 $ 211 $ 65 $ 8,945 Charge-offs - - - (216 ) (201 ) - - (417 ) Recoveries 1 - 1 58 90 - - 150 Provisions (credits) 5 422 47 78 68 5 12 637 Ending balance, September 30, 2019 $ 1,158 $ 3,851 $ 226 $ 1,991 $ 1,796 $ 216 $ 77 $ 9,315 Nine months ended September 30, 2020 Allowance for loan losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (336 ) - (208 ) (683 ) - - (1,227 ) Recoveries 42 846 - 1,210 392 - - 2,490 Provisions (credits) 358 1,106 142 (645 ) 282 124 689 2,056 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Nine months ended September 30, 2019 Allowance for loan losses: Beginning balance, January 1, 2019 $ 1,175 $ 3,107 $ 188 $ 2,552 $ 2,051 $ 417 $ 29 $ 9,519 Charge-offs (27 ) - (18 ) (976 ) (973 ) - - (1,994 ) Recoveries 7 14 82 265 592 - - 960 Provisions (credits) 3 730 (26 ) 150 126 (201 ) 48 830 Ending balance, September 30, 2019 $ 1,158 $ 3,851 $ 226 $ 1,991 $ 1,796 $ 216 $ 77 $ 9,315 The following table presents, by loan category, the allocation of the ALLL and the related loan balance disaggregated based on the impairment methodology at September 30, 2020 December 31, 2019 : Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total September 30, 2020 Allowance for loan losses: Individually evaluated for impairment $ 12 $ 367 $ - $ 29 $ 1 $ - $ - $ 409 Collectively evaluated for impairment 1,535 4,447 413 2,325 1,648 377 1,115 11,860 Total $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Loans receivable: Individually evaluated for impairment $ 2,202 $ 9,064 $ 71 $ 943 $ 275 $ - $ - $ 12,555 Collectively evaluated for impairment 171,818 287,217 50,863 284,750 110,361 45,738 - 950,747 Total $ 174,020 $ 296,281 $ 50,934 $ 285,693 $ 110,636 $ 45,738 $ - $ 963,302 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 9 $ 221 $ - $ 242 $ 1 $ - $ - $ 473 Collectively evaluated for impairment 1,138 2,977 271 1,755 1,657 253 426 8,477 Total $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Loans receivable: Individually evaluated for impairment $ 2,711 $ 11,640 $ 76 $ 1,164 $ 195 $ - $ - $ 15,786 Collectively evaluated for impairment 168,012 266,739 47,408 146,459 138,044 43,908 - 810,570 Total $ 170,723 $ 278,379 $ 47,484 $ 147,623 $ 138,239 $ 43,908 $ - $ 826,356 Credit Quality Indicators – Commercial Loans Management continuously monitors and evaluates the credit quality of FNCB’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of FNCB’s loan receivables. FNCB’s loan rating system assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial and industrial loans include commercial indirect auto loans which are not not 1. Minimal Risk 2. Above Average Credit Quality 3. Average Risk 4. Acceptable Risk 5. Pass - Watch 6. Special Mention 7. Substandard - Accruing 8. Substandard - Non-Accrual 9. Doubtful 10. Loss This analysis is performed on a quarterly basis using the following definitions for risk ratings: Pass – Assets rated 1 5 no not Special Mention – Assets classified as special mention do not not Substandard – Assets classified as substandard have well defined weaknesses based on objective evidence, and are characterized by the distinct possibility that FNCB will sustain some loss if the deficiencies are not Doubtful – Assets classified as doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that such weaknesses make collection or liquidation in full highly questionable and improbable based on current circumstances. Loss – Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not Credit Quality Indicators – Other Loans Certain residential real estate loans, consumer loans, commercial and municipal indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 days or more are placed on non-accrual status unless collection of the loan is in process and reasonably assured. FNCB utilizes accruing versus non-accrual status as the credit quality indicator for these loan pools. The following tables present the recorded investment in loans receivable by loan category and credit quality indicator at September 30, 2020 December 31, 2019 : Credit Quality Indicators September 30, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 32,391 $ 250 $ 251 $ - $ - $ 32,892 $ 140,211 $ 917 $ 141,128 $ 174,020 Commercial real estate 280,114 2,370 13,797 - - 296,281 - - - 296,281 Construction, land acquisition and development 47,696 - - - - 47,696 3,238 - 3,238 50,934 Commercial and industrial 280,802 462 1,159 - - 282,423 3,270 - 3,270 285,693 Consumer 3,855 - - - - 3,855 106,186 595 106,781 110,636 State and political subdivisions 45,726 - - - - 45,726 12 - 12 45,738 Total $ 690,584 $ 3,082 $ 15,207 $ - $ - $ 708,873 $ 252,917 $ 1,512 $ 254,429 $ 963,302 Credit Quality Indicators December 31, 2019 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 32,219 $ 177 $ 307 $ - $ - $ 32,703 $ 136,709 $ 1,311 $ 138,020 $ 170,723 Commercial real estate 266,112 1,668 10,599 - - 278,379 - - - 278,379 Construction, land acquisition and development 46,361 - - - - 46,361 1,123 - 1,123 47,484 Commercial and industrial 140,589 426 1,484 - - 142,499 5,124 - 5,124 147,623 Consumer 3,111 - - - - 3,111 134,457 671 135,128 138,239 State and political subdivisions 43,908 - - - - 43,908 - - - 43,908 Total $ 532,300 $ 2,271 $ 12,390 $ - $ - $ 546,961 $ 277,413 $ 1,982 $ 279,395 $ 826,356 Loans classified as substandard were $15.2 million at September 30, 2020 December 31, 2019, one three June 30, 2020 three September 30, 2020. Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $6.2 million and $9.1 million at September 30, 2020 December 31, 2019 , six no may may 90 no 90 September 30, 2020 December 31, 2019 . The following tables present the delinquency status of past due and non-accrual loans at September 30, 2020 December 31, 2019 : September 30, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 172,491 $ 388 $ 12 $ - $ 172,891 Commercial real estate 292,459 - - - 292,459 Construction, land acquisition and development 50,934 - - - 50,934 Commercial and industrial 285,058 5 1 - 285,064 Consumer 108,836 934 270 - 110,040 State and political subdivisions 45,738 - - - 45,738 Total performing (accruing) loans 955,516 1,327 283 - 957,126 Non-accrual loans: Residential real estate 459 34 - 636 1,129 Commercial real estate 1,535 - - 2,287 3,822 Construction, land acquisition and development - - - - - Commercial and industrial 599 - - 30 629 Consumer 345 59 93 99 596 State and political subdivisions - - - - - Total non-accrual loans 2,938 93 93 3,052 6,176 Total loans receivable $ 958,454 $ 1,420 $ 376 $ 3,052 $ 963,302 December 31, 2019 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 168,754 $ 134 $ 261 $ - $ 169,149 Commercial real estate 272,561 75 106 - 272,742 Construction, land acquisition and development 47,484 - - - 47,484 Commercial and industrial 146,221 200 - - 146,421 Consumer 135,384 1,695 489 - 137,568 State and political subdivisions 43,908 - - - 43,908 Total performing (accruing) loans 814,312 2,104 856 - 817,272 Non-accrual loans: Residential real estate 873 17 228 456 1,574 Commercial real estate 2,520 893 434 1,790 5,637 Construction, land acquisition and development - - - - - Commercial and industrial 943 - 114 145 1,202 Consumer 193 93 38 347 671 State and political subdivisions - - - - - Total non-accrual loans 4,529 1,003 814 2,738 9,084 Total loans receivable $ 818,841 $ 3,107 $ 1,670 $ 2,738 $ 826,356 The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for FNCB’s impaired loans, which have been analyzed for impairment under ASC 310, September 30, 2020 December 31, 2019 . $100 not not 450. $100 450 September 30, 2020 December 31, 2019 , respectively. September 30, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 885 $ 973 $ - Commercial real estate 2,597 4,115 - Construction, land acquisition and development 71 71 - Commercial and industrial 513 527 - Consumer 108 115 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 4,174 5,801 - With a related allowance recorded: Residential real estate 1,317 1,317 12 Commercial real estate 6,467 7,498 367 Construction, land acquisition and development - - - Commercial and industrial 430 648 29 Consumer 167 167 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 8,381 9,630 409 Total impaired loans: Residential real estate 2,202 2,290 12 Commercial real estate 9,064 11,613 367 Construction, land acquisition and development 71 71 - Commercial and industrial 943 1,175 29 Consumer 275 282 1 State and political subdivisions - - - Total impaired loans $ 12,555 $ 15,431 $ 409 December 31, 2019 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 1,217 $ 1,303 $ - Commercial real estate 4,548 6,007 - Construction, land acquisition and development 76 76 - Commercial and industrial 593 850 - Consumer 23 26 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 6,457 8,262 - With a related allowance recorded: Residential real estate 1,494 1,494 9 Commercial real estate 7,092 7,811 221 Construction, land acquisition and development - - - Commercial and industrial 571 573 242 Consumer 172 172 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 9,329 10,050 473 Total impaired loans: Residential real estate 2,711 2,797 9 Commercial real estate 11,640 13,818 221 Construction, land acquisition and development 76 76 - Commercial and industrial 1,164 1,423 242 Consumer 195 198 1 State and political subdivisions - - - Total impaired loans $ 15,786 $ 18,312 $ 473 The following table presents the average balance and interest income by loan category recognized on impaired loans for the three nine September 30, 2020 2019 Three Months Ended September 30, Nine Months Ended September 30, 2020 2019 2020 2019 Average Interest Average Interest Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Balance Income (1) Balance Income (1) Residential real estate $ 2,196 $ 16 $ 2,193 $ 21 $ 2,375 $ 56 $ 1,970 $ 62 Commercial real estate 9,273 59 9,012 73 10,525 197 9,290 226 Construction, land acquisition and development 72 2 78 1 73 4 80 4 Commercial and industrial 1,000 4 861 - 1,083 10 1,082 1 Consumer 276 2 198 2 250 5 259 9 State and political subdivisions - - - - - - - - Total impaired loans $ 12,817 $ 83 $ 12,342 $ 97 $ 14,306 $ 272 $ 12,681 $ 302 ( 1 The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated $77 thousand and $282 thousand, respectively, for the three nine September 30, 2020 three nine September 30, 2019 Troubled Debt Restructured Loans TDRs were $7.8 million and $9.1 million at September 30, 2020 December 31, 2019 September 30, 2020 December 31, 2019 September 30, 2020 December 31, 2019 not September 30, 2020 The modification of the terms of loans classified as TDRs may one There were no three September 30, 2020. nine September 30, 2020 three one three During the three September 30, 2019, $261 nine September 30, 2019, During the three nine September 30, 2020, no 12 90 no 12 three September 30, 2019. nine September 30, 2019, 12 one $103 Modifications Related to COVID- 19 In late March 2020, 19. 4013 19 December 31, 2019 not September 30, 2020. three 19 860 second September 30, 2020, The following table presents information about COVID- 19 September 30, 2020 As of September 30, 2020 Total Loans Modified Total Number of Loans Still Under Deferral (in thousands) Number of Loans Recorded Investment % of Loan Category Number of Loans Recorded Investment % of Loan Category COVID-19 related loan modifications: Residential real estate 201 $ 18,951 10.89 % 2 $ 54 0.03 % Commercial real estate 159 113,245 38.22 % 7 7,860 2.65 % Construction, land acquisition and development 12 11,340 22.26 % - - - Commercial and industrial 101 22,748 7.96 % - - - Consumer 387 7,283 6.58 % 7 107 0.10 % State and political subdivision - - - - - - Total 860 $ 173,567 18.02 % 16 8,021 0.83 % Residential Real Estate Loan Foreclosures There were no three nine September 30, 2020 September 30, 2020 There were two September 30, 2019 one three nine September 30, 2019 nine September 30, 2019, September 30, 2019

Note 5 - Deposits

Note 5 - Deposits	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 5 The following table presents deposits by major category at September 30, 2020 December 31, 2019 : September 30, December 31, (in thousands) 2020 2019 Demand (non-interest bearing) $ 274,110 $ 179,465 Interest-bearing: Interest-bearing demand 693,031 534,677 Savings 107,868 94,530 Time ($250,000 and over) 40,334 48,425 Other time 156,895 144,612 Total interest-bearing 998,128 822,244 Total deposits $ 1,272,238 $ 1,001,709 Total deposits were $1.272 billion at September 30, 2020 December 31, 2019 $250,000 September 30, 2020 December 31, 2019 September 30, 2020 December 31, 2019 19

Note 6 - Borrowings

Note 6 - Borrowings	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 6 . Borrowings FNCB has an agreement with the Federal Home Loan Bank (“FHLB”) of Pittsburgh which allows for borrowings, either overnight or term, up to a maximum borrowing capacity based on a percentage of qualifying loans pledged under a blanket pledge agreement. In addition to pledging loans, FNCB is required to purchase FHLB of Pittsburgh stock based upon the amount of credit extended. Loans that were pledged to collateralize borrowings under this agreement were $499.6 million at September 30, 2020 December 31, 2019 September 30, 2020 September 30, 2020 September 30, 2020 Advances through the Federal Reserve Bank Discount Window generally include short-term advances which are fully collateralized by certain pledged loans in the amount of $36.2 million under the Federal Reserve Bank’s Borrower-in-Custody (“BIC”) program. There were no advances under the BIC program outstanding at September 30, 2020 December 31, 2019 September 30, 2020 At September 30, 2020 April 9, 2020 September 30, 2020, June 30, 2020, three September 30, 2020. September 30, 2020 September 30, December 31, (in thousands) 2020 2019 Federal Reserve Discount Window advances $ - $ - FHLB of Pittsburgh advances: Overnight advances - 14,100 Term advances - 32,809 Subtotal FHLB of Pittsburgh advances - 46,909 Junior subordinated debentures 10,310 10,310 Total borrowed funds $ 10,310 $ 57,219

Note 7 - Derivative and Hedging

Note 7 - Derivative and Hedging Transactions/Subsequent Event	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 7. Risk Management Objective of Using Derivatives FNCB is exposed to certain risks arising from both its business operations and economic conditions. It principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. FNCB manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, FNCB enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. Derivative financial instruments are used to manage differences in the amount, timing, and duration of known or expected cash receipts and its known or expected cash payments principally related to FNCB's borrowings. Cash Flow Hedges of Interest Rate Risk FNCB’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, FNCB primarily uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for FNCB making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. During 2020, For derivatives designated and that qualify as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in accumulated other comprehensive income and subsequently reclassified into interest expense in the same period during which the hedged transaction affects earnings. Amounts reported in accumulated other comprehensive income related to derivatives will be reclassified to interest expense as interest payments are made on FNCB’s variable-rate debt. During 2020, Non-designated Hedges Derivatives not not third not September 30, 2020, not October 1, 2020, two Fair Values of Derivative Instruments on the Balance Sheet The table below presents the fair value of FNCB’s derivative financial instruments and the classification on the consolidated statements of financial condition at September 30, 2020 December 31, 2019 Derivative Assets Derivative Liabilities September 30, 2020 December 31, 2019 September 30, 2020 December 31, 2019 (in thousands) Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Derivatives designated as hedging instruments Interest rate products $ - Other assets $ - Other assets $ - $ 30,000 Other liabilities $ 139 Other liabilities $ - Total derivatives designated as hedging instruments - - 139 - Cash and other collateral (1) - - - - Net derivative amounts $ - $ - $ 139 $ - ( 1 not Effect of Fair Value and Cash Flow Hedge Accounting on Accumulated Other Comprehensive Income The table below presents the effect of fair value and cash flow hedge accounting on Accumulated Other Comprehensive Income as of September 30, 2020 not Three Months Ended September 30, 2020 (in thousands) Amount of Gain or (Loss) Recognized in OCI on Derivative Amount of Gain or (Loss) Recognized in OCI Included Component Amount of Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component Derivatives in cash flow hedging relationships Interest rate products $ 5 $ 5 $ - Interest expense $ (10 ) $ (10 ) $ - Total $ 5 $ 5 $ - $ (10 ) $ (10 ) $ - Nine Months Ended September 30, 2020 (in thousands) Amount of Gain or (Loss) Recognized in OCI on Derivative Amount of Gain or (Loss) Recognized in OCI Included Component Amount of Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component Derivatives in cash flow hedging relationships Interest rate products $ (107 ) $ (107 ) $ - Interest expense $ 25 $ 25 $ - Total $ (107 ) $ (107 ) $ - $ 25 $ 25 $ - Effect of Fair Value and Cash Flow Hedge Accounting on the Consolidated Statements of Income and Comprehensive Income There were no nine September 30, 2019 three nine September 30, 2020 Location and Amount of Gain or (Loss) Recognized in Income on Fair Value and Cash Flow Hedging Relationships Three Months Ended Nine Months Ended September 30, 2020 September 30, 2020 (in thousands) Interest Expense Interest Expense Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded $ (10 ) $ 25 The effects of fair value and cash flow hedging: Gain or (loss) on cash flow hedging relationships in Subtopic 815-20 Interest contracts: Amount of gain or (loss) reclassified from accumulated other comprehensive income into income $ (10 ) $ 25 Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring $ - $ - Amount of gain or (loss) reclassified from accumulated OCI into income - included component $ (10 ) $ 25 Amount of gain or (loss) reclassified from accumulated OCI into income - excluded component $ - $ - Credit-risk-related Contingent Features FNCB has agreements with each of its derivative counterparties that contain a provision where if FNCB defaults or is capable of being declared in default on any of its indebtedness, then it could also be declared in default on its derivative obligations. FNCB has agreements with certain of its derivative counterparties that contain a provision where if it fails to maintain its status as a well-capitalized institution, then it could be required to post additional collateral. As of September 30, 2020 September 30, 2020 not September 30, 2020 .

Note 8 - Income Taxes

Note 8 - Income Taxes	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 8. The following table presents a reconciliation between the effective income tax expense and the income tax expense that would have been provided at the federal statutory tax rate of 21.0% for the three nine September 30, 2020 2019 For the Three Months Ended September 30, For the Nine Months Ended September 30, 2020 2019 2020 2019 (dollars in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 1,029 21.00 % $ 612 21.00 % $ 2,570 21.00 % $ 1,925 21.00 % Add (deduct): Tax effects of tax free interest income (179 ) (3.65 )% (75 ) (2.57 )% (450 ) (3.68 )% (259 ) (2.82 )% Non-deductible interest expense 5 0.10 % 4 0.13 % 14 0.11 % 11 0.12 % Bank-owned life insurance (25 ) (0.51 )% (28 ) (0.96 )% (77 ) (0.63 )% (83 ) (0.91 )% Other items, net (38 ) (0.77 )% - 0.00 % (8 ) (0.06 )% (12 ) (0.13 )% Income tax provision $ 792 16.17 % $ 513 17.60 % $ 2,049 16.74 % $ 1,582 17.26 % FNCB's deferred tax assets, net of deferred tax liabilities, were $1.8 million at September 30, 2020 December 31, 2019 September 30, 2020 Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently if necessary, in accordance with guidance set forth in ASC Topic 740 not not not not not Management performed an evaluation of FNCB’s deferred tax assets at September 30, 2020 not September 30, 2020 December 31, 2019 .

Note 9 - Related Party Transact

Note 9 - Related Party Transactions	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 9. In conducting its business, FNCB has engaged in, and intends to continue to engage in, banking and financial transactions with directors, executive officers and their related parties. FNCB has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, net of any participations sold, as well as repayments during the three nine September 30, 2020 2019 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Balance, beginning of period $ 93,573 $ 78,752 $ 77,896 $ 64,634 Additions, new loans and advances 17,424 41,499 48,120 70,592 Repayments (7,504 ) (25,484 ) (22,523 ) (40,459 ) Balance, end of period $ 103,493 $ 94,767 $ 103,493 $ 94,767 At September 30, 2020 not Deposits from directors, executive officers and their related parties held by the Bank at September 30, 2020 December 31, 2019 nine September 30, 2020 2019 In the course of its operations, FNCB acquires goods and services from, and transacts business with, various companies of related parties, which include, but are not three nine September 30, 2020 2019.

Note 10 - Commitments and Conti

Note 10 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 10 . Commitments and Contingencies Leases FNCB is obligated under operating leases for certain bank branches, office space, automobiles and equipment. Operating lease right of use ("ROU") assets represent FNCB's right to use an underlying asset during the lease term and operating liabilities represent our obligation to make lease payments under the lease agreement. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents FNCB's incremental borrowing rate at the commencement date. ROU assets are included in other assets and operating lease liabilities are included in other liabilities in the consolidated statements of financial condition. As of September 30, 2020 one nine September 30, 2020 nine September 30, 2019, three The following table summarizes the components of FNCB's operating lease expense for the three nine September 30, 2020 2019 (in thousands) Three Months Ended September 30, Nine Months Ended September 30, 2020 2019 2020 2019 Operating lease cost - bank branches $ 81 $ 86 $ 258 $ 257 Operating lease cost - automobiles and equipment 11 8 31 16 Short-term lease cost - office space 5 9 23 33 Short-term lease cost - automobiles and equipment - 1 - 6 Variable lease cost - - - - Total lease cost $ 97 $ 104 $ 312 $ 312 The following table summarizes the maturity of remaining operating lease liabilities as of September 30, 2020 (in thousands) September 30, 2020 2020 $ 86 2021 361 2022 331 2023 323 2024 287 2025 and thereafter 2,813 Total lease payments 4,201 Less: imputed interest 931 Present value of operating lease liabilities $ 3,270 The following table presents other information related to our operating leases: (dollars in thousands) September 30, 2020 Weighted-average remaining lease term 13.86 years Weighted-average discount rate 3.47 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 306 Litigation FNCB has been subject to tax audits, and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none

Note 11 - Stock Compensation Pl

Note 11 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 11 . Stock Compensation Plans FNCB has a Long-Term Incentive Compensation Plan (“LTIP”) for directors, executives and key employees. The LTIP authorizes up to 1,200,000 shares of common stock for issuance and provides the Board of Directors with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. During the nine September 30, 2020 2019 September 30, 2020 , nine September 30, 2020 2019 September 30, 2020 2019 On July 1, 2020, ten July 1, 2020. The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the three nine September 30, 2020 2019 Three Months Ended September 30, Nine Months Ended September 30, 2020 2019 2020 2019 Weighted- Weighted- Weighted- Weighted- Average Average Average Average Restricted Grant Date Restricted Grant Date Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 169,632 $ 7.04 134,047 $ 7.75 128,150 $ 7.76 114,702 $ 7.50 Awards granted - - - - 75,924 6.07 57,684 7.64 Forfeitures (2,753 ) 7.08 (5,897 ) 7.61 (5,412 ) 6.67 (6,678 ) 7.61 Vestings (6,637 ) 6.44 - - (38,420 ) 7.48 (37,558 ) 6.80 Total outstanding, end of period 160,242 $ 7.06 128,150 $ 7.76 160,242 $ 7.06 128,150 $ 7.76

Note 12 - Regulatory Matters

Note 12 - Regulatory Matters	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 12 . Regulatory Matters On January 28, 2019, February 8, 2019 first 2019, FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that may three nine September 30, 2020 three nine September 30, 2019 three nine September 30, 2020 2019 d three nine September 30, 2020 2019 2019. September 30, 2020 October 28 , 2020, fourth 2020 December 15 , 2020 December 1, 2020. In 2018, $1 $3 September 30, 2020 December 31, 2019 2.500% 2020 2019. September 30, 2020 December 31, 2019 Current quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total capital, Tier I capital, and Tier I common equity (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). The following tables present summary information regarding the Bank’s risk-based capital and related ratios at September 30, 2020 December 31, 2019 : FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio September 30, 2020 Total capital (to risk-weighted assets) $ 152,467 16.09 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 140,608 14.84 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 140,608 14.84 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 140,608 10.17 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 947,544 Total average assets 1,382,109 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2019 Total capital (to risk-weighted assets) $ 133,406 14.77 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 123,753 13.70 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 123,753 13.70 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 123,753 10.36 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 903,172 Total average assets 1,194,789

Note 13 - Fair Value Measuremen

Note 13 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 13 . Fair Value Measurements In determining fair value, FNCB uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of FNCB. Unobservable inputs reflect FNCB’s knowledge about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances. The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 3 three ● Level 1 ● Level 2 not ● Level 3 not A description of the valuation methodologies used for assets recorded at fair value is set forth below. Available-for-Sale Debt Securities The estimated fair values for FNCB’s investments in obligations of U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs and mortgage-backed securities, private collateralized mortgage obligations, asset-backed securities and negotiable certificates of deposit are obtained by FNCB from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 may 2 2 not not 2 For those securities for which the inputs used by an independent pricing service were derived from unobservable market information, FNCB evaluated the appropriateness and quality of each price. Management reviewed the volume and level of activity for all classes of securities and attempted to identify transactions which may not may 3 third At September 30, 2020 twelve eight twelve September 30, 2020 not not third 3 third Equity Securities The estimated fair values of equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 Derivative Contracts FNCB's derivative liabilities are reported at fair value utilizing Level 2 may Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables present the financial assets and liabilities that were measured at fair value on a recurring basis at September 30, 2020 December 31, 2019 , Fair Value Measurements at September 30, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 191,963 $ - $ 191,963 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 54,494 - 54,494 - Collateralized mortgage obligations - commercial 2,198 - 2,198 - Mortgage-backed securities 11,123 - 11,123 - Private collateralized mortgage obligations 32,729 - 32,729 - Corporate debt securities 19,000 - 5,043 13,957 Asset-backed securities 9,892 - 9,892 - Negotiable certificates of deposit - - - - Subtotal available-for-sale debt securities 321,399 - 307,442 13,957 Equity securities, at fair value 2,719 2,719 - - Total $ 324,118 $ 2,719 $ 307,442 $ 13,957 Financial liabilities: Derivative liabilities $ 139 $ - $ 139 $ - Total $ 139 $ - $ 139 $ - Fair Value Measurements at December 31, 2019 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 117,763 $ - $ 117,763 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 80,294 - 80,294 - Collateralized mortgage obligations - commercial 17,723 - 17,723 - Mortgage-backed securities 18,485 - 18,485 - Private collateralized mortgage obligations 25,075 - 25,075 - Corporate debt securities 7,182 - 2,032 5,150 Asset-backed securities 5,621 - 5,621 - Negotiable certificates of deposit 696 - 696 - Subtotal available-for-sale debt securities 272,839 - 267,689 5,150 Equity securities, at fair value 920 920 - - Total $ 273,759 $ 920 $ 267,689 $ 5,150 There were no nine September 30, 2020 2019 The following table presents a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3 nine September 30, 2020 2019 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Nine Months Ended September 30, (in thousands) 2020 2019 Balance at January 1, $ 5,150 $ 3,929 Additions 8,800 1,000 Payments Received - - Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive income 7 132 Balance at September 30, $ 13,957 $ 5,061 Assets Measured at Fair Value on a Non-Recurring Basis The following tables present assets and liabilities measured at fair value on a non-recurring basis at September 30, 2020 December 31, 2019 , 3 September 30, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,506 $ 127 $ 7,379 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 5,049 282 4,767 Discounted cash flows Discount rate 2.30% 8.75% Other real estate owned 85 27 58 Appraisal of collateral Selling cost 10.0 % December 31, 2019 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,721 $ 376 $ 7,345 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 8,065 97 7,968 Discounted cash flows Discount rate 3.99% - 7.49% Other real estate owned 289 - 289 Appraisal of collateral Selling cost 10.0 % The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level 3 not may not OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance may may The following table summarizes the estimated fair values of FNCB’s financial instruments using an exit price notion at September 30, 2020 December 31, 2019 . not not not may Fair Value September 30, 2020 December 31, 2019 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 105,016 $ 105,016 $ 34,565 $ 34,565 Available-for-sale debt securities See previous table 321,399 321,399 272,839 272,839 Equity securities, at fair value Level 1 2,719 2,719 920 920 Restricted stock Level 2 1,791 1,791 3,804 3,804 Loans held for sale Level 2 662 662 1,061 1,061 Loans, net Level 3 947,960 952,169 819,529 810,074 Accrued interest receivable Level 2 4,693 4,693 3,234 3,234 Servicing rights Level 3 330 595 356 790 Financial liabilities Deposits Level 2 1,272,238 1,272,696 1,001,709 1,001,829 Borrowed funds Level 2 10,310 10,310 57,219 57,234 Accrued interest payable Level 2 139 139 258 258 Derivative liabilities Level 2 139 139 - -

Note 14 - Earnings Per Share

Note 14 - Earnings Per Share	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 14 For FNCB, the numerator of both the basic and diluted earnings per share of common stock is net income available to common shareholders. The weighted-average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. For the three nine September 30, 2020 2019 The following table presents the calculation of both basic and diluted earnings per share of common stock for the three nine September 30, 2020 2019 Three Months Ended September 30, Nine Months Ended September 30, (in thousands, except share data) 2020 2019 2020 2019 Net income $ 4,107 $ 2,403 $ 10,191 $ 7,587 Basic weighted-average number of common shares outstanding 20,235,384 20,168,529 20,199,933 19,678,031 Plus: Common share equivalents - 3,753 1,356 5,491 Diluted weighted-average number of common shares outstanding 20,235,384 20,172,282 20,201,289 19,683,522 Income per common share: Basic $ 0.20 $ 0.12 $ 0.50 $ 0.39 Diluted $ 0.20 $ 0.12 $ 0.50 $ 0.39

Note 15 - Other Comprehensive I

Note 15 - Other Comprehensive Income	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 15 . The following table summarizes the reclassifications out of accumulated other comprehensive income for the three and nine months ended September 30, 2020 and 2019, For the Three Months Ended September 30, 2020 For the Nine Months Ended September 30, 2020 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (433 ) Net gain on the sale of available-for-sale debt securities $ (1,504 ) Net gain on the sale of available-for-sale debt securities Taxes 91 Income taxes 316 Income taxes Net of tax amount $ (342 ) $ (1,188 ) For the Three Months Ended September 30, 2019 For the Nine Months Ended September 30, 2019 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (379 ) Net gain on the sale of available-for-sale debt securities $ (702 ) Net gain on the sale of available-for-sale debt securities Taxes 79 Income taxes 147 Income taxes Net of tax amount $ (300 ) $ (555 ) The following table summarizes the changes in accumulated other comprehensive income (loss), net of tax for the three nine September 30, 2020 2019 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Balance, beginning of period $ 10,779 $ 3,313 $ 3,056 $ (4,540 ) Other comprehensive income before reclassifications 1,761 1,552 10,330 9,660 Amount reclassified from accumulated other comprehensive income (342 ) (300 ) (1,188 ) (555 ) Net other comprehensive income during the period 1,419 1,252 9,142 9,105 Balance, end of period $ 12,198 $ 4,565 $ 12,198 $ 4,565

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	September 30, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 181,118 $ 10,946 $ 101 $ 191,963 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 50,897 3,616 19 54,494 Collateralized mortgage obligations - commercial 2,012 186 - 2,198 Mortgage-backed securities 10,488 635 - 11,123 Private collateralized mortgage obligations 32,541 264 76 32,729 Corporate debt securities 18,800 265 65 19,000 Asset-backed securities 9,970 13 91 9,892 Negotiable certificates of deposit - - - - Total available-for-sale debt securities $ 305,826 $ 15,925 $ 352 $ 321,399 December 31, 2019 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 115,428 $ 2,694 $ 359 $ 117,763 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 79,606 780 92 80,294 Collateralized mortgage obligations - commercial 17,414 320 11 17,723 Mortgage-backed securities 18,142 343 - 18,485 Private collateralized mortgage obligations 25,069 49 43 25,075 Corporate debt securities 7,000 182 - 7,182 Asset-backed securities 5,618 4 1 5,621 Negotiable certificates of deposit 694 2 - 696 Total available-for-sale debt securities $ 268,971 $ 4,374 $ 506 $ 272,839
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2020 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 4,510 $ 4,573 After one year through five years 56,534 60,632 After five years through ten years 42,620 44,604 After ten years 96,254 101,154 Asset-backed securities 9,970 9,892 Collateralized mortgage obligations 85,450 89,421 Mortgage-backed securities 10,488 11,123 Total available-for-sale debt securities $ 305,826 $ 321,399
Gain (Loss) on Securities [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Available-for-sale debt securities: Gross proceeds received on sales $ 10,917 $ 41,073 $ 62,805 $ 102,345 Gross realized gains 474 383 1,650 732 Gross realized losses (41 ) (4 ) (146 ) (30 ) Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Net gains (losses) recognized on equity securities $ 846 $ 5 $ 864 $ 31 Less: net gains (losses) recognized on equity securities sold or transferred 1,133 - 1,133 - Unrealized gains (losses) on equity securities held $ (287 ) $ 5 $ (269 ) $ 31
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 13 $ 10,851 $ 101 - $ - $ - 13 $ 10,851 $ 101 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 1 1,999 19 - - - 1 1,999 19 Collateralized mortgage obligations - commercial - - - - - - - - - Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 4 7,496 76 - - - 4 7,496 76 Corporate debt securities 4 4,935 65 - - - 4 4,935 65 Asset-backed securities 6 5,606 91 - - - 6 5,606 91 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 28 $ 30,887 $ 352 - $ - $ - 28 $ 30,887 $ 352 December 31, 2019 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 10 $ 19,436 $ 359 - $ - $ - 10 $ 19,436 $ 359 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 4 19,934 92 - - - 4 19,934 92 Collateralized mortgage obligations - commercial 1 2,500 11 - - - 1 2,500 11 Mortgage-backed securities - - - - - - - - - Private collateralized mortgage obligations 4 18,990 43 - - - 4 18,990 43 Corporate debt securities - - - - - - - - - Asset-backed securities 2 888 1 - - - 2 888 1 Negotiable certificates of deposit - - - - - - - - - Total available-for-sale debt securities 21 $ 61,748 $ 506 - $ - $ - 21 $ 61,748 $ 506
Investment [Table Text Block]	September 30, December 31, (in thousands) 2020 2019 Stock in Federal Home Loan Bank of Pittsburgh $ 1,781 $ 3,794 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 1,791 $ 3,804

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, (in thousands) 2020 2019 Residential real estate $ 174,020 $ 170,723 Commercial real estate 296,281 278,379 Construction, land acquisition and development 50,934 47,484 Commercial and industrial 285,693 147,623 Consumer 110,636 138,239 State and political subdivisions 45,738 43,908 Total loans, gross 963,302 826,356 Unearned income (118 ) (69 ) Net deferred loan (fees) costs (2,955 ) 2,192 Allowance for loan and lease losses (12,269 ) (8,950 ) Loans, net $ 947,960 $ 819,529
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended September 30, 2020 Allowance for loan losses: Beginning balance, July 1, 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Charge-offs - (280 ) - (81 ) (221 ) - - (582 ) Recoveries 3 845 - 726 179 - - 1,753 Provisions (credits) 193 307 53 (634 ) 2 40 113 74 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Three months ended September 30, 2019 Allowance for loan losses: Beginning balance, July 1, 2019 $ 1,152 $ 3,429 $ 178 $ 2,071 $ 1,839 $ 211 $ 65 $ 8,945 Charge-offs - - - (216 ) (201 ) - - (417 ) Recoveries 1 - 1 58 90 - - 150 Provisions (credits) 5 422 47 78 68 5 12 637 Ending balance, September 30, 2019 $ 1,158 $ 3,851 $ 226 $ 1,991 $ 1,796 $ 216 $ 77 $ 9,315 Nine months ended September 30, 2020 Allowance for loan losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (336 ) - (208 ) (683 ) - - (1,227 ) Recoveries 42 846 - 1,210 392 - - 2,490 Provisions (credits) 358 1,106 142 (645 ) 282 124 689 2,056 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Nine months ended September 30, 2019 Allowance for loan losses: Beginning balance, January 1, 2019 $ 1,175 $ 3,107 $ 188 $ 2,552 $ 2,051 $ 417 $ 29 $ 9,519 Charge-offs (27 ) - (18 ) (976 ) (973 ) - - (1,994 ) Recoveries 7 14 82 265 592 - - 960 Provisions (credits) 3 730 (26 ) 150 126 (201 ) 48 830 Ending balance, September 30, 2019 $ 1,158 $ 3,851 $ 226 $ 1,991 $ 1,796 $ 216 $ 77 $ 9,315 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total September 30, 2020 Allowance for loan losses: Individually evaluated for impairment $ 12 $ 367 $ - $ 29 $ 1 $ - $ - $ 409 Collectively evaluated for impairment 1,535 4,447 413 2,325 1,648 377 1,115 11,860 Total $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Loans receivable: Individually evaluated for impairment $ 2,202 $ 9,064 $ 71 $ 943 $ 275 $ - $ - $ 12,555 Collectively evaluated for impairment 171,818 287,217 50,863 284,750 110,361 45,738 - 950,747 Total $ 174,020 $ 296,281 $ 50,934 $ 285,693 $ 110,636 $ 45,738 $ - $ 963,302 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 9 $ 221 $ - $ 242 $ 1 $ - $ - $ 473 Collectively evaluated for impairment 1,138 2,977 271 1,755 1,657 253 426 8,477 Total $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Loans receivable: Individually evaluated for impairment $ 2,711 $ 11,640 $ 76 $ 1,164 $ 195 $ - $ - $ 15,786 Collectively evaluated for impairment 168,012 266,739 47,408 146,459 138,044 43,908 - 810,570 Total $ 170,723 $ 278,379 $ 47,484 $ 147,623 $ 138,239 $ 43,908 $ - $ 826,356
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Quality Indicators September 30, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 32,391 $ 250 $ 251 $ - $ - $ 32,892 $ 140,211 $ 917 $ 141,128 $ 174,020 Commercial real estate 280,114 2,370 13,797 - - 296,281 - - - 296,281 Construction, land acquisition and development 47,696 - - - - 47,696 3,238 - 3,238 50,934 Commercial and industrial 280,802 462 1,159 - - 282,423 3,270 - 3,270 285,693 Consumer 3,855 - - - - 3,855 106,186 595 106,781 110,636 State and political subdivisions 45,726 - - - - 45,726 12 - 12 45,738 Total $ 690,584 $ 3,082 $ 15,207 $ - $ - $ 708,873 $ 252,917 $ 1,512 $ 254,429 $ 963,302 Credit Quality Indicators December 31, 2019 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 32,219 $ 177 $ 307 $ - $ - $ 32,703 $ 136,709 $ 1,311 $ 138,020 $ 170,723 Commercial real estate 266,112 1,668 10,599 - - 278,379 - - - 278,379 Construction, land acquisition and development 46,361 - - - - 46,361 1,123 - 1,123 47,484 Commercial and industrial 140,589 426 1,484 - - 142,499 5,124 - 5,124 147,623 Consumer 3,111 - - - - 3,111 134,457 671 135,128 138,239 State and political subdivisions 43,908 - - - - 43,908 - - - 43,908 Total $ 532,300 $ 2,271 $ 12,390 $ - $ - $ 546,961 $ 277,413 $ 1,982 $ 279,395 $ 826,356
Financing Receivable, Past Due [Table Text Block]	September 30, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 172,491 $ 388 $ 12 $ - $ 172,891 Commercial real estate 292,459 - - - 292,459 Construction, land acquisition and development 50,934 - - - 50,934 Commercial and industrial 285,058 5 1 - 285,064 Consumer 108,836 934 270 - 110,040 State and political subdivisions 45,738 - - - 45,738 Total performing (accruing) loans 955,516 1,327 283 - 957,126 Non-accrual loans: Residential real estate 459 34 - 636 1,129 Commercial real estate 1,535 - - 2,287 3,822 Construction, land acquisition and development - - - - - Commercial and industrial 599 - - 30 629 Consumer 345 59 93 99 596 State and political subdivisions - - - - - Total non-accrual loans 2,938 93 93 3,052 6,176 Total loans receivable $ 958,454 $ 1,420 $ 376 $ 3,052 $ 963,302 December 31, 2019 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 168,754 $ 134 $ 261 $ - $ 169,149 Commercial real estate 272,561 75 106 - 272,742 Construction, land acquisition and development 47,484 - - - 47,484 Commercial and industrial 146,221 200 - - 146,421 Consumer 135,384 1,695 489 - 137,568 State and political subdivisions 43,908 - - - 43,908 Total performing (accruing) loans 814,312 2,104 856 - 817,272 Non-accrual loans: Residential real estate 873 17 228 456 1,574 Commercial real estate 2,520 893 434 1,790 5,637 Construction, land acquisition and development - - - - - Commercial and industrial 943 - 114 145 1,202 Consumer 193 93 38 347 671 State and political subdivisions - - - - - Total non-accrual loans 4,529 1,003 814 2,738 9,084 Total loans receivable $ 818,841 $ 3,107 $ 1,670 $ 2,738 $ 826,356
Impaired Financing Receivables [Table Text Block]	September 30, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 885 $ 973 $ - Commercial real estate 2,597 4,115 - Construction, land acquisition and development 71 71 - Commercial and industrial 513 527 - Consumer 108 115 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 4,174 5,801 - With a related allowance recorded: Residential real estate 1,317 1,317 12 Commercial real estate 6,467 7,498 367 Construction, land acquisition and development - - - Commercial and industrial 430 648 29 Consumer 167 167 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 8,381 9,630 409 Total impaired loans: Residential real estate 2,202 2,290 12 Commercial real estate 9,064 11,613 367 Construction, land acquisition and development 71 71 - Commercial and industrial 943 1,175 29 Consumer 275 282 1 State and political subdivisions - - - Total impaired loans $ 12,555 $ 15,431 $ 409 December 31, 2019 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 1,217 $ 1,303 $ - Commercial real estate 4,548 6,007 - Construction, land acquisition and development 76 76 - Commercial and industrial 593 850 - Consumer 23 26 - State and political subdivisions - - - Total impaired loans with no related allowance recorded 6,457 8,262 - With a related allowance recorded: Residential real estate 1,494 1,494 9 Commercial real estate 7,092 7,811 221 Construction, land acquisition and development - - - Commercial and industrial 571 573 242 Consumer 172 172 1 State and political subdivisions - - - Total impaired loans with a related allowance recorded 9,329 10,050 473 Total impaired loans: Residential real estate 2,711 2,797 9 Commercial real estate 11,640 13,818 221 Construction, land acquisition and development 76 76 - Commercial and industrial 1,164 1,423 242 Consumer 195 198 1 State and political subdivisions - - - Total impaired loans $ 15,786 $ 18,312 $ 473
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2020 2019 2020 2019 Average Interest Average Interest Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Balance Income (1) Balance Income (1) Residential real estate $ 2,196 $ 16 $ 2,193 $ 21 $ 2,375 $ 56 $ 1,970 $ 62 Commercial real estate 9,273 59 9,012 73 10,525 197 9,290 226 Construction, land acquisition and development 72 2 78 1 73 4 80 4 Commercial and industrial 1,000 4 861 - 1,083 10 1,082 1 Consumer 276 2 198 2 250 5 259 9 State and political subdivisions - - - - - - - - Total impaired loans $ 12,817 $ 83 $ 12,342 $ 97 $ 14,306 $ 272 $ 12,681 $ 302
Loan Modifications Related to COVID-19 [Table Text Block]	As of September 30, 2020 Total Loans Modified Total Number of Loans Still Under Deferral (in thousands) Number of Loans Recorded Investment % of Loan Category Number of Loans Recorded Investment % of Loan Category COVID-19 related loan modifications: Residential real estate 201 $ 18,951 10.89 % 2 $ 54 0.03 % Commercial real estate 159 113,245 38.22 % 7 7,860 2.65 % Construction, land acquisition and development 12 11,340 22.26 % - - - Commercial and industrial 101 22,748 7.96 % - - - Consumer 387 7,283 6.58 % 7 107 0.10 % State and political subdivision - - - - - - Total 860 $ 173,567 18.02 % 16 8,021 0.83 %

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, December 31, (in thousands) 2020 2019 Demand (non-interest bearing) $ 274,110 $ 179,465 Interest-bearing: Interest-bearing demand 693,031 534,677 Savings 107,868 94,530 Time ($250,000 and over) 40,334 48,425 Other time 156,895 144,612 Total interest-bearing 998,128 822,244 Total deposits $ 1,272,238 $ 1,001,709

Note 6 - Borrowings (Tables)

Note 6 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Debt [Table Text Block]	September 30, December 31, (in thousands) 2020 2019 Federal Reserve Discount Window advances $ - $ - FHLB of Pittsburgh advances: Overnight advances - 14,100 Term advances - 32,809 Subtotal FHLB of Pittsburgh advances - 46,909 Junior subordinated debentures 10,310 10,310 Total borrowed funds $ 10,310 $ 57,219

Note 7 - Derivative and Hedgi_2

Note 7 - Derivative and Hedging Transactions/Subsequent Event (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	Derivative Assets Derivative Liabilities September 30, 2020 December 31, 2019 September 30, 2020 December 31, 2019 (in thousands) Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Notional Amount Balance Sheet Location Fair Value Balance Sheet Location Fair Value Derivatives designated as hedging instruments Interest rate products $ - Other assets $ - Other assets $ - $ 30,000 Other liabilities $ 139 Other liabilities $ - Total derivatives designated as hedging instruments - - 139 - Cash and other collateral (1) - - - - Net derivative amounts $ - $ - $ 139 $ -
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended September 30, 2020 (in thousands) Amount of Gain or (Loss) Recognized in OCI on Derivative Amount of Gain or (Loss) Recognized in OCI Included Component Amount of Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component Derivatives in cash flow hedging relationships Interest rate products $ 5 $ 5 $ - Interest expense $ (10 ) $ (10 ) $ - Total $ 5 $ 5 $ - $ (10 ) $ (10 ) $ - Nine Months Ended September 30, 2020 (in thousands) Amount of Gain or (Loss) Recognized in OCI on Derivative Amount of Gain or (Loss) Recognized in OCI Included Component Amount of Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component Derivatives in cash flow hedging relationships Interest rate products $ (107 ) $ (107 ) $ - Interest expense $ 25 $ 25 $ - Total $ (107 ) $ (107 ) $ - $ 25 $ 25 $ -
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Location and Amount of Gain or (Loss) Recognized in Income on Fair Value and Cash Flow Hedging Relationships Three Months Ended Nine Months Ended September 30, 2020 September 30, 2020 (in thousands) Interest Expense Interest Expense Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded $ (10 ) $ 25 The effects of fair value and cash flow hedging: Gain or (loss) on cash flow hedging relationships in Subtopic 815-20 Interest contracts: Amount of gain or (loss) reclassified from accumulated other comprehensive income into income $ (10 ) $ 25 Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring $ - $ - Amount of gain or (loss) reclassified from accumulated OCI into income - included component $ (10 ) $ 25 Amount of gain or (loss) reclassified from accumulated OCI into income - excluded component $ - $ -

Note 8 - Income Taxes (Tables)

Note 8 - Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2020 2019 2020 2019 (dollars in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 1,029 21.00 % $ 612 21.00 % $ 2,570 21.00 % $ 1,925 21.00 % Add (deduct): Tax effects of tax free interest income (179 ) (3.65 )% (75 ) (2.57 )% (450 ) (3.68 )% (259 ) (2.82 )% Non-deductible interest expense 5 0.10 % 4 0.13 % 14 0.11 % 11 0.12 % Bank-owned life insurance (25 ) (0.51 )% (28 ) (0.96 )% (77 ) (0.63 )% (83 ) (0.91 )% Other items, net (38 ) (0.77 )% - 0.00 % (8 ) (0.06 )% (12 ) (0.13 )% Income tax provision $ 792 16.17 % $ 513 17.60 % $ 2,049 16.74 % $ 1,582 17.26 %

Note 9 - Related Party Transa_2

Note 9 - Related Party Transactions (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Balance, beginning of period $ 93,573 $ 78,752 $ 77,896 $ 64,634 Additions, new loans and advances 17,424 41,499 48,120 70,592 Repayments (7,504 ) (25,484 ) (22,523 ) (40,459 ) Balance, end of period $ 103,493 $ 94,767 $ 103,493 $ 94,767

Note 10 - Commitments and Con_2

Note 10 - Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Lease, Cost [Table Text Block]	(in thousands) Three Months Ended September 30, Nine Months Ended September 30, 2020 2019 2020 2019 Operating lease cost - bank branches $ 81 $ 86 $ 258 $ 257 Operating lease cost - automobiles and equipment 11 8 31 16 Short-term lease cost - office space 5 9 23 33 Short-term lease cost - automobiles and equipment - 1 - 6 Variable lease cost - - - - Total lease cost $ 97 $ 104 $ 312 $ 312
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) September 30, 2020 2020 $ 86 2021 361 2022 331 2023 323 2024 287 2025 and thereafter 2,813 Total lease payments 4,201 Less: imputed interest 931 Present value of operating lease liabilities $ 3,270
Lease, Other Information Related to Operating Leases [Table Text Block]	(dollars in thousands) September 30, 2020 Weighted-average remaining lease term 13.86 years Weighted-average discount rate 3.47 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 306

Note 11 - Stock Compensation _2

Note 11 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2020 2019 2020 2019 Weighted- Weighted- Weighted- Weighted- Average Average Average Average Restricted Grant Date Restricted Grant Date Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 169,632 $ 7.04 134,047 $ 7.75 128,150 $ 7.76 114,702 $ 7.50 Awards granted - - - - 75,924 6.07 57,684 7.64 Forfeitures (2,753 ) 7.08 (5,897 ) 7.61 (5,412 ) 6.67 (6,678 ) 7.61 Vestings (6,637 ) 6.44 - - (38,420 ) 7.48 (37,558 ) 6.80 Total outstanding, end of period 160,242 $ 7.06 128,150 $ 7.76 160,242 $ 7.06 128,150 $ 7.76

Note 12 - Regulatory Matters (T

Note 12 - Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio September 30, 2020 Total capital (to risk-weighted assets) $ 152,467 16.09 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 140,608 14.84 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 140,608 14.84 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 140,608 10.17 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 947,544 Total average assets 1,382,109 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2019 Total capital (to risk-weighted assets) $ 133,406 14.77 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 123,753 13.70 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 123,753 13.70 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 123,753 10.36 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 903,172 Total average assets 1,194,789

Note 13 - Fair Value Measurem_2

Note 13 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 191,963 $ - $ 191,963 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 54,494 - 54,494 - Collateralized mortgage obligations - commercial 2,198 - 2,198 - Mortgage-backed securities 11,123 - 11,123 - Private collateralized mortgage obligations 32,729 - 32,729 - Corporate debt securities 19,000 - 5,043 13,957 Asset-backed securities 9,892 - 9,892 - Negotiable certificates of deposit - - - - Subtotal available-for-sale debt securities 321,399 - 307,442 13,957 Equity securities, at fair value 2,719 2,719 - - Total $ 324,118 $ 2,719 $ 307,442 $ 13,957 Financial liabilities: Derivative liabilities $ 139 $ - $ 139 $ - Total $ 139 $ - $ 139 $ - Fair Value Measurements at December 31, 2019 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 117,763 $ - $ 117,763 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 80,294 - 80,294 - Collateralized mortgage obligations - commercial 17,723 - 17,723 - Mortgage-backed securities 18,485 - 18,485 - Private collateralized mortgage obligations 25,075 - 25,075 - Corporate debt securities 7,182 - 2,032 5,150 Asset-backed securities 5,621 - 5,621 - Negotiable certificates of deposit 696 - 696 - Subtotal available-for-sale debt securities 272,839 - 267,689 5,150 Equity securities, at fair value 920 920 - - Total $ 273,759 $ 920 $ 267,689 $ 5,150
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Nine Months Ended September 30, (in thousands) 2020 2019 Balance at January 1, $ 5,150 $ 3,929 Additions 8,800 1,000 Payments Received - - Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive income 7 132 Balance at September 30, $ 13,957 $ 5,061
Fair Value Measurements, Nonrecurring [Table Text Block]	September 30, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,506 $ 127 $ 7,379 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 5,049 282 4,767 Discounted cash flows Discount rate 2.30% 8.75% Other real estate owned 85 27 58 Appraisal of collateral Selling cost 10.0 % December 31, 2019 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 7,721 $ 376 $ 7,345 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 8,065 97 7,968 Discounted cash flows Discount rate 3.99% - 7.49% Other real estate owned 289 - 289 Appraisal of collateral Selling cost 10.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value September 30, 2020 December 31, 2019 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 105,016 $ 105,016 $ 34,565 $ 34,565 Available-for-sale debt securities See previous table 321,399 321,399 272,839 272,839 Equity securities, at fair value Level 1 2,719 2,719 920 920 Restricted stock Level 2 1,791 1,791 3,804 3,804 Loans held for sale Level 2 662 662 1,061 1,061 Loans, net Level 3 947,960 952,169 819,529 810,074 Accrued interest receivable Level 2 4,693 4,693 3,234 3,234 Servicing rights Level 3 330 595 356 790 Financial liabilities Deposits Level 2 1,272,238 1,272,696 1,001,709 1,001,829 Borrowed funds Level 2 10,310 10,310 57,219 57,234 Accrued interest payable Level 2 139 139 258 258 Derivative liabilities Level 2 139 139 - -

Note 14 - Earnings Per Share (T

Note 14 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands, except share data) 2020 2019 2020 2019 Net income $ 4,107 $ 2,403 $ 10,191 $ 7,587 Basic weighted-average number of common shares outstanding 20,235,384 20,168,529 20,199,933 19,678,031 Plus: Common share equivalents - 3,753 1,356 5,491 Diluted weighted-average number of common shares outstanding 20,235,384 20,172,282 20,201,289 19,683,522 Income per common share: Basic $ 0.20 $ 0.12 $ 0.50 $ 0.39 Diluted $ 0.20 $ 0.12 $ 0.50 $ 0.39

Note 15 - Other Comprehensive_2

Note 15 - Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	For the Three Months Ended September 30, 2020 For the Nine Months Ended September 30, 2020 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (433 ) Net gain on the sale of available-for-sale debt securities $ (1,504 ) Net gain on the sale of available-for-sale debt securities Taxes 91 Income taxes 316 Income taxes Net of tax amount $ (342 ) $ (1,188 ) For the Three Months Ended September 30, 2019 For the Nine Months Ended September 30, 2019 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (379 ) Net gain on the sale of available-for-sale debt securities $ (702 ) Net gain on the sale of available-for-sale debt securities Taxes 79 Income taxes 147 Income taxes Net of tax amount $ (300 ) $ (555 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2020 2019 2020 2019 Balance, beginning of period $ 10,779 $ 3,313 $ 3,056 $ (4,540 ) Other comprehensive income before reclassifications 1,761 1,552 10,330 9,660 Amount reclassified from accumulated other comprehensive income (342 ) (300 ) (1,188 ) (555 ) Net other comprehensive income during the period 1,419 1,252 9,142 9,105 Balance, end of period $ 12,198 $ 4,565 $ 12,198 $ 4,565

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation (Details Textual)	3 Months Ended
	Sep. 30, 2020USD ($)
Financing Receivable, Number of Customers With Payment Deferrals	860
Financing Receivable, Deferred Payments, Principal Balance of Loans Modified for Customers	$ 173,600,000
Number of PPP Loans Approved	1,002
Amount of PPP Loans Approved	$ 118,600,000
Number of PPP Loans Submitted to SBA for Forgiveness Approval	84
Amount of PPP Loans Submitted to SBA for Forgiveness Approval	$ 31,100,000
Loans Supported By Federal Reserve Bank [Member]
Financing Receivable, Main Street Priority Loan Facility, Loans Originated	53,000,000
Financing Receivable, before Allowance for Credit Loss, Total	$ 2,700,000

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ / shares in Units, $ in Thousands	Sep. 15, 2020USD ($)$ / sharesshares	Jul. 01, 2020USD ($)$ / sharesshares	Sep. 30, 2020USD ($)shares	Sep. 30, 2020USD ($)shares	Dec. 31, 2017USD ($)$ / shares	Dec. 31, 2019USD ($)
Number of Non-government Securities of Any Individual Issuer Exceeding 10 Percent of Shareholders' Equity			0	0		0
Security Owned and Pledged as Collateral, Fair Value, Total			$ 259,800	$ 259,800		$ 235,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions			28	28		21
Other than Temporary Impairment Losses, Investments, Total				$ 0
Share Price (in dollars per share) | $ / shares					$ 8.25
Equity Securities, FV-NI			$ 2,719	2,719		$ 920
Federal Home Loan Bank of Pittsburgh [Member]
Impairment on Federal Home Loan Bank Stock			0	0		0
Mutual Fund [Member]
Equity Securities, FV-NI, Cost			1,000	1,000
Equity Securities, FV-NI			936	936		920
Equity Securities, FV-NI, Unrealized Loss			$ 2
Equity Securities, FV-NI, Unrealized Gain				$ 16
Merger Agreement [Member]
Equity Securities Without Readily Determinable Fair Value, Cash Received Due to Investee Merger		$ 1,200
Business Combination, Number of Shares For Which Cash Received (in shares) | shares		74,113
Business Combination, Shares Converted into the Surviving Company's Common Stock (in shares) | shares		122,178
Business Combination, Step Acquisition, Equity Interest in Acquiree, Remeasurement Gain		$ 1,100
Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount						$ 1,700
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions			13	13		10
Asset-backed Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions			6	6		2
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions			4	4		0
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions			4	4
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions			1	1
Equity Security Without Readily Determinable Fair Value [Member]
Equity Securities without Readily Determinable Fair Value, Shares (in shares) | shares			201,000	201,000
Payments to Acquire Other Investments					$ 1,700
Equity Securities Without Readily Determinable Fair Value, Cash Received Due to Investee Merger		$ 1,600
Equity Securities Without Readily Determinable Fair Value, Shares Received Due to Investee Merger (in shares) | shares		78,822
Equity Securities Without Readily Determinable Fair Value, Shares Received Due to Investee Merger, Fair Value Per Share (in dollars per share) | $ / shares		$ 19.90
Preferred Stock [Member]
Equity Securities, FV-NI, Number of Shares Purchased (in shares) | shares	20,000
Equity Securities, FV-NI, Price Per Share (in dollars per share) | $ / shares	$ 25
Equity Securities, FV-NI, Cost	$ 500
Equity Securities, FV-NI, Dividend Rate	7.50%
Equity Securities, FV-NI			$ 503	$ 503
Equity Securities, FV-NI, Unrealized Gain			3	3
Common Stock [Member]
Equity Securities, FV-NI			1,300	1,300
Equity Securities, FV-NI, Unrealized Loss			$ 288	$ 288

Note 3 - Securities - Available

Note 3 - Securities - Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale debt securities, amortized cost	$ 305,826	$ 268,971
Available-for-sale debt securities, gross unrealized holding gains	15,925	4,374
Available-for-sale debt securities, gross unrealized holding losses	352	506
Available-for-sale debt securities, at fair value	321,399	272,839
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, amortized cost	181,118	115,428
Available-for-sale debt securities, gross unrealized holding gains	10,946	2,694
Available-for-sale debt securities, gross unrealized holding losses	101	359
Available-for-sale debt securities, at fair value	191,963	117,763
Residential Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	50,897	79,606
Available-for-sale debt securities, gross unrealized holding gains	3,616	780
Available-for-sale debt securities, gross unrealized holding losses	19	92
Available-for-sale debt securities, at fair value	54,494	80,294
Commercial Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	2,012	17,414
Available-for-sale debt securities, gross unrealized holding gains	186	320
Available-for-sale debt securities, gross unrealized holding losses	0	11
Available-for-sale debt securities, at fair value	2,198	17,723
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	10,488	18,142
Available-for-sale debt securities, gross unrealized holding gains	635	343
Available-for-sale debt securities, gross unrealized holding losses	0	0
Available-for-sale debt securities, at fair value	11,123	18,485
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, amortized cost	32,541	25,069
Available-for-sale debt securities, gross unrealized holding gains	264	49
Available-for-sale debt securities, gross unrealized holding losses	76	43
Available-for-sale debt securities, at fair value	32,729	25,075
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	18,800	7,000
Available-for-sale debt securities, gross unrealized holding gains	265	182
Available-for-sale debt securities, gross unrealized holding losses	65	0
Available-for-sale debt securities, at fair value	19,000	7,182
Asset-backed Securities [Member]
Available-for-sale debt securities, amortized cost	9,970	5,618
Available-for-sale debt securities, gross unrealized holding gains	13	4
Available-for-sale debt securities, gross unrealized holding losses	91	1
Available-for-sale debt securities, at fair value	9,892	5,621
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, amortized cost	0	694
Available-for-sale debt securities, gross unrealized holding gains	0	2
Available-for-sale debt securities, gross unrealized holding losses	0	0
Available-for-sale debt securities, at fair value	$ 0	$ 696

Note 3 - Securities - Availab_2

Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
One year or less, amortized cost	$ 4,510
One year or less, fair value	4,573
After one year through five years, amortized cost	56,534
After one year through five years, fair value	60,632
After five years through ten years, amortized cost	42,620
After five years through ten years, fair value	44,604
After ten years, amortized cost	96,254
After ten years, fair value	101,154
Available-for-sale debt securities, amortized cost	305,826	$ 268,971
Available-for-sale debt securities, at fair value	321,399	272,839
Asset-backed Securities [Member]
Securities without a single maturity, amortized cost	9,970
Securities without a single maturity, fair value	9,892
Available-for-sale debt securities, amortized cost	9,970	5,618
Available-for-sale debt securities, at fair value	9,892	5,621
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	85,450
Securities without a single maturity, fair value	89,421
Collateralized Mortgage Backed Securities [Member]
Securities without a single maturity, amortized cost	10,488
Securities without a single maturity, fair value	11,123
Available-for-sale debt securities, amortized cost	10,488	18,142
Available-for-sale debt securities, at fair value	$ 11,123	$ 18,485

Note 3 - Securities - Gross Pro

Note 3 - Securities - Gross Proceeds Received and Realized Gain (Loss) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Gross proceeds received on sales	$ 10,917	$ 41,073	$ 62,805	$ 102,345
Gross realized gains	474	383	1,650	732
Gross realized losses	(41)	(4)	(146)	(30)
Net gains (losses) recognized on equity securities	846	5	864	31
Less: net gains (losses) recognized on equity securities sold or transferred	1,133	0	1,133	0
Unrealized gains (losses) on equity securities held	$ (287)	$ 5	$ (269)	$ 31

Note 3 - Securities - Availab_3

Note 3 - Securities - Available-for-sale Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Less than 12 months, number of securities	28	21
Less than 12 months, fair value	$ 30,887	$ 61,748
Less than 12 months, gross unrealized losses	$ 352	$ 506
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	28	21
Total, fair value	$ 30,887	$ 61,748
Total, gross unrealized losses	$ 352	$ 506
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, number of securities	13	10
Less than 12 months, fair value	$ 10,851	$ 19,436
Less than 12 months, gross unrealized losses	$ 101	$ 359
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	13	10
Total, fair value	$ 10,851	$ 19,436
Total, gross unrealized losses	$ 101	$ 359
Residential Mortgage Backed Securities [Member]
Less than 12 months, number of securities	1	4
Less than 12 months, fair value	$ 1,999	$ 19,934
Less than 12 months, gross unrealized losses	$ 19	$ 92
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	1	4
Total, fair value	$ 1,999	$ 19,934
Total, gross unrealized losses	$ 19	$ 92
Commercial Mortgage Backed Securities [Member]
Less than 12 months, number of securities	0	1
Less than 12 months, fair value	$ 0	$ 2,500
Less than 12 months, gross unrealized losses	$ 0	$ 11
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	0	1
Total, fair value	$ 0	$ 2,500
Total, gross unrealized losses	$ 0	$ 11
Collateralized Mortgage Backed Securities [Member]
Less than 12 months, number of securities	0	0
Less than 12 months, fair value	$ 0	$ 0
Less than 12 months, gross unrealized losses	$ 0	$ 0
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	0	0
Total, fair value	$ 0	$ 0
Total, gross unrealized losses	$ 0	$ 0
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 months, number of securities	4	4
Less than 12 months, fair value	$ 7,496	$ 18,990
Less than 12 months, gross unrealized losses	$ 76	$ 43
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	4	4
Total, fair value	$ 7,496	$ 18,990
Total, gross unrealized losses	$ 76	$ 43
Corporate Debt Securities [Member]
Less than 12 months, number of securities	4	0
Less than 12 months, fair value	$ 4,935	$ 0
Less than 12 months, gross unrealized losses	$ 65	$ 0
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	4	0
Total, fair value	$ 4,935	$ 0
Total, gross unrealized losses	$ 65	$ 0
Asset-backed Securities [Member]
Less than 12 months, number of securities	6	2
Less than 12 months, fair value	$ 5,606	$ 888
Less than 12 months, gross unrealized losses	$ 91	$ 1
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	6	2
Total, fair value	$ 5,606	$ 888
Total, gross unrealized losses	$ 91	$ 1
Negotiable Certificates of Deposit [Member]
Less than 12 months, number of securities	0	0
Less than 12 months, fair value	$ 0	$ 0
Less than 12 months, gross unrealized losses	$ 0	$ 0
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	0	0
Total, fair value	$ 0	$ 0
Total, gross unrealized losses	$ 0	$ 0

Note 3 - Securities - Restricte

Note 3 - Securities - Restricted Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Stock in Atlantic Community Banker's Bank	$ 10	$ 10
Restricted stock, at cost	1,791	3,804
Federal Home Loan Bank of Pittsburgh [Member]
Stock in Federal Home Loan Bank of Pittsburgh	$ 1,781	$ 3,794

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Oct. 31, 2020	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Gross, Total	$ 963,302		$ 963,302			$ 826,356
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	(2,955)		(2,955)			2,192
Loans and Leases Receivable, Allowance, Ending Balance	12,269		12,269			8,950
Gain (Loss) on Sales of Loans, Net, Total	186	$ 69	465	$ 198
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	662		$ 662			1,061
Loans Still Classified as Non-accrual Status, Period of Past Due (Day)			90 days
Financing Receivable, Nonaccrual	6,200		$ 6,200			9,100
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0			0
Evaluated Individually for Impairment, Non-accrued Loans Other Than TDRs, Threshold	100		100			100
Financing Receivable, Collectively Evaluated for Impairment	950,747		950,747			810,570
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	77	$ 90	282	267
Financing Receivable, Troubled Debt Restructuring	7,800		7,800			9,100
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0
Financing Receivable, Number of Payment Deferrals	916		916
Financing Receivable, Number of Loans With Payment Deferrals, Loans Modified	860		860
Financing Receivable, Deferred Payments, Loans Modified	$ 173,567		$ 173,567
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans with Second Deferral	71		71
Financing Receivable, Number of Loans With Payment Deferrals, Loans with Second Deferral	$ 21,400		$ 21,400
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	16		16
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 8,021		$ 8,021
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.83%		0.83%
Number of Real Estate Properties in OREO	0		0
Real Estate Investment Property, Foreclosed	$ 0		$ 0
Subsequent Event [Member]
Financing Receivable, Number of Payment Deferrals					18
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance, Ending Balance	125		125			97
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	800		800			1,000
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	7,200		7,200			7,700
Nonperforming Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	600		600			1,400
Substandard [Member]
Loans and Leases Receivable, Gross, Total	15,200		15,200			12,400
Loans and Leases Receivable, Period Increase (Decrease)			2,800
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	4,600	$ 2,900	10,500	7,100
Gain (Loss) on Sales of Loans, Net, Total	186	69	465	198
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	700		700			1,100
Small Business Administration [Member]
Loans Sold During Period, Principal Balance	0	$ 0	0	$ 0
Loans Serviced for Others, Unpaid Principal Balance	101,900		101,900			106,000
Commercial and Industrial [Member]
Loans and Leases Receivable, Gross, Total	285,693		285,693			147,623
Financing Receivable, Collectively Evaluated for Impairment	$ 284,750		$ 284,750			146,459
Financing Receivable, Modifications, Number of Contracts			3
Financing Receivable, Troubled Debt Restructuring, Premodification			$ 196
Financing Receivable, Troubled Debt Restructuring, Postmodification			$ 196
Financing Receivable, Number of Loans With Payment Deferrals, Loans Modified	101		101
Financing Receivable, Deferred Payments, Loans Modified	$ 22,748		$ 22,748
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	0		0
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 0		$ 0
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.00%		0.00%
Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	$ 118,600		$ 118,600
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	3,900		3,900
Loans and Leases Receivable, Allowance, Ending Balance	0		0
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	296,281		$ 296,281			278,379
Number of Loans Downgraded to Special Mention			1
Loans Downgraded to Special Mention, Recorded Investment	$ 5,100		$ 5,100
Financing Receivable, Number of Loans With Payment Deferrals, Loans Modified	159		159
Financing Receivable, Deferred Payments, Loans Modified	$ 113,245		$ 113,245
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	7		7
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 7,860		$ 7,860
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	2.65%		2.65%
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	$ 174,020		$ 174,020			170,723
Financing Receivable, Modifications, Number of Contracts			1	1
Financing Receivable, Troubled Debt Restructuring, Premodification			$ 88	$ 24
Financing Receivable, Troubled Debt Restructuring, Postmodification			$ 88	$ 24
Financing Receivable, Number of Loans With Payment Deferrals, Loans Modified	201		201
Financing Receivable, Deferred Payments, Loans Modified	$ 18,951		$ 18,951
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	2		2
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 54		$ 54
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.03%		0.03%
Number of Real Estate Properties in OREO		2		2
Real Estate Investment Property, Net, Total		$ 256		$ 256
Residential Portfolio Segment [Member] | Investor-owned Real Estate Loan [Member]
Real Estate Investment Property, Foreclosed		$ 204		$ 204
Number of Real Estate Properties, Foreclosed		1		1
Residential Portfolio Segment [Member] | Forbearance Agreements [Member]
Financing Receivable, Modifications, Number of Contracts		3		3
Financing Receivable, Troubled Debt Restructuring, Premodification		$ 250		$ 250
Financing Receivable, Troubled Debt Restructuring, Postmodification		$ 261		$ 261
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	$ 110,636		$ 110,636			138,239
Financing Receivable, Collectively Evaluated for Impairment	$ 110,361		$ 110,361			$ 138,044
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts				1
Financing Receivable, Troubled Debt Restructuring, Subsequent Default				$ 103
Financing Receivable, Number of Loans With Payment Deferrals, Loans Modified	387		387
Financing Receivable, Deferred Payments, Loans Modified	$ 7,283		$ 7,283
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	7		7
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 107		$ 107
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.10%		0.10%
Real Estate Investment Property, Foreclosed				$ 154
Number of Real Estate Properties, Foreclosed				2

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable, Net (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans, gross	$ 963,302	$ 826,356
Unearned income	(118)	(69)
Net deferred loan (fees) costs	(2,955)	2,192
Allowance for loan and lease losses	(12,269)	(8,950)
Loans, net	947,960	819,529
Residential Portfolio Segment [Member]
Loans, gross	174,020	170,723
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	296,281	278,379
Construction, Land Acquisition and Development [Member]
Loans, gross	50,934	47,484
Commercial and Industrial [Member]
Loans, gross	285,693	147,623
Consumer Portfolio Segment [Member]
Loans, gross	110,636	138,239
State and Political Subdivisions [Member]
Loans, gross	$ 45,738	$ 43,908

Note 4 - Loans - Activity in th

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Dec. 31, 2019
Balance	$ 11,024	$ 8,945	$ 8,950	$ 9,519
Charge-offs	(582)	(417)	(1,227)	(1,994)
Recoveries	1,753	150	2,490	960
Provision for loan and lease losses	74	637	2,056	830
Balance	12,269	9,315	12,269	9,315
Individually evaluated for impairment					$ 409	$ 473
Collectively evaluated for impairment					11,860	8,477
Total	12,269	9,315	8,950	9,519	12,269	8,950
Individually evaluated for impairment					12,555	15,786
Financing Receivable, Collectively Evaluated for Impairment					950,747	810,570
Total					963,302	826,356
Residential Portfolio Segment [Member]
Total					174,020	170,723
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	1,351	1,152	1,147	1,175
Charge-offs	0	0	0	(27)
Recoveries	3	1	42	7
Provision for loan and lease losses	193	5	358	3
Balance	1,547	1,158	1,547	1,158
Individually evaluated for impairment					12	9
Collectively evaluated for impairment					1,535	1,138
Total	1,547	1,158	1,147	1,175	1,547	1,147
Individually evaluated for impairment					2,202	2,711
Financing Receivable, Collectively Evaluated for Impairment					171,818	168,012
Total					174,020	170,723
Commercial Real Estate Portfolio Segment [Member]
Total					296,281	278,379
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	3,942	3,429	3,198	3,107
Charge-offs	(280)	0	(336)	0
Recoveries	845	0	846	14
Provision for loan and lease losses	307	422	1,106	730
Balance	4,814	3,851	4,814	3,851
Individually evaluated for impairment					367	221
Collectively evaluated for impairment					4,447	2,977
Total	4,814	3,851	3,198	3,107	4,814	3,198
Individually evaluated for impairment					9,064	11,640
Financing Receivable, Collectively Evaluated for Impairment					287,217	266,739
Total					296,281	278,379
Construction, Land Acquisition and Development [Member]
Total					50,934	47,484
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Balance	360	178	271	188
Charge-offs	0	0	0	(18)
Recoveries	0	1	0	82
Provision for loan and lease losses	53	47	142	(26)
Balance	413	226	413	226
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					413	271
Total	413	226	271	188	413	271
Individually evaluated for impairment					71	76
Financing Receivable, Collectively Evaluated for Impairment					50,863	47,408
Total					50,934	47,484
Commercial and Industrial [Member]
Balance	2,343	2,071	1,997	2,552
Charge-offs	(81)	(216)	(208)	(976)
Recoveries	726	58	1,210	265
Provision for loan and lease losses	(634)	78	(645)	150
Balance	2,354	1,991	2,354	1,991
Individually evaluated for impairment					29	242
Collectively evaluated for impairment					2,325	1,755
Total	2,354	1,991	1,997	2,552	2,354	1,997
Individually evaluated for impairment					943	1,164
Financing Receivable, Collectively Evaluated for Impairment					284,750	146,459
Total					285,693	147,623
Consumer Portfolio Segment [Member]
Balance	1,689	1,839	1,658	2,051
Charge-offs	(221)	(201)	(683)	(973)
Recoveries	179	90	392	592
Provision for loan and lease losses	2	68	282	126
Balance	1,649	1,796	1,649	1,796
Individually evaluated for impairment					1	1
Collectively evaluated for impairment					1,648	1,657
Total	1,649	1,796	1,658	2,051	1,649	1,658
Individually evaluated for impairment					275	195
Financing Receivable, Collectively Evaluated for Impairment					110,361	138,044
Total					110,636	138,239
State and Political Subdivisions [Member]
Balance	337	211	253	417
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	40	5	124	(201)
Balance	377	216	377	216
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					377	253
Total	377	216	253	417	377	253
Individually evaluated for impairment					0	0
Financing Receivable, Collectively Evaluated for Impairment					45,738	43,908
Total					45,738	43,908
Unallocated Financing Receivables [Member]
Balance	1,002	65	426	29
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	113	12	689	48
Balance	1,115	77	1,115	77
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					1,115	426
Total	$ 1,115	$ 77	$ 426	$ 29	1,115	426
Individually evaluated for impairment					0	0
Financing Receivable, Collectively Evaluated for Impairment					0	0
Total					$ 0	$ 0

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans	$ 963,302	$ 826,356
Commercial Loans [Member]
Loans	708,873	546,961
Accruing Loans [Member]
Loans	252,917	277,413
Nonaccrual Loans [Member]
Loans	1,512	1,982
Subtotal, Other Loans [Member]
Loans	254,429	279,395
Pass [Member] | Commercial Loans [Member]
Loans	690,584	532,300
Special Mention [Member] | Commercial Loans [Member]
Loans	3,082	2,271
Substandard [Member]
Loans	15,200	12,400
Substandard [Member] | Commercial Loans [Member]
Loans	15,207	12,390
Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member]
Loans	174,020	170,723
Residential Portfolio Segment [Member] | Commercial Loans [Member]
Loans	32,892	32,703
Residential Portfolio Segment [Member] | Accruing Loans [Member]
Loans	140,211	136,709
Residential Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	917	1,311
Residential Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	141,128	138,020
Residential Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	32,391	32,219
Residential Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	250	177
Residential Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	251	307
Residential Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	296,281	278,379
Commercial Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Loans	296,281	278,379
Commercial Real Estate Portfolio Segment [Member] | Accruing Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	280,114	266,112
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	2,370	1,668
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	13,797	10,599
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member]
Loans	50,934	47,484
Construction, Land Acquisition and Development [Member] | Commercial Loans [Member]
Loans	47,696	46,361
Construction, Land Acquisition and Development [Member] | Accruing Loans [Member]
Loans	3,238	1,123
Construction, Land Acquisition and Development [Member] | Nonaccrual Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Subtotal, Other Loans [Member]
Loans	3,238	1,123
Construction, Land Acquisition and Development [Member] | Pass [Member] | Commercial Loans [Member]
Loans	47,696	46,361
Construction, Land Acquisition and Development [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	285,693	147,623
Commercial and Industrial [Member] | Commercial Loans [Member]
Loans	282,423	142,499
Commercial and Industrial [Member] | Accruing Loans [Member]
Loans	3,270	5,124
Commercial and Industrial [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Subtotal, Other Loans [Member]
Loans	3,270	5,124
Commercial and Industrial [Member] | Pass [Member] | Commercial Loans [Member]
Loans	280,802	140,589
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	462	426
Commercial and Industrial [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	1,159	1,484
Commercial and Industrial [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	110,636	138,239
Consumer Portfolio Segment [Member] | Commercial Loans [Member]
Loans	3,855	3,111
Consumer Portfolio Segment [Member] | Accruing Loans [Member]
Loans	106,186	134,457
Consumer Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	595	671
Consumer Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	106,781	135,128
Consumer Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	3,855	3,111
Consumer Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member]
Loans	45,738	43,908
State and Political Subdivisions [Member] | Commercial Loans [Member]
Loans	45,726	43,908
State and Political Subdivisions [Member] | Accruing Loans [Member]
Loans	12	0
State and Political Subdivisions [Member] | Nonaccrual Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Subtotal, Other Loans [Member]
Loans	12	0
State and Political Subdivisions [Member] | Pass [Member] | Commercial Loans [Member]
Loans	45,726	43,908
State and Political Subdivisions [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	$ 0	$ 0

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Non-performing Loan Delinquency Status (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans past due	$ 963,302	$ 826,356
Performing Financial Instruments [Member]
Loans past due	957,126	817,272
Nonperforming Financial Instruments [Member]
Loans past due	6,176	9,084
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	172,891	169,149
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,129	1,574
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	292,459	272,742
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	50,934	47,484
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	285,064	146,421
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	629	1,202
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	110,040	137,568
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	596	671
State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	45,738	43,908
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	3,822	5,637
Financial Asset, 1 to 29 Days Past Due [Member]
Loans past due	958,454	818,841
Financial Asset, 1 to 29 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	955,516	814,312
Financial Asset, 1 to 29 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	2,938	4,529
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	172,491	168,754
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	459	873
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	292,459	272,561
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	50,934	47,484
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	285,058	146,221
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	599	943
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	108,836	135,384
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	345	193
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	45,738	43,908
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	1,535	2,520
Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	1,420	3,107
Financial Asset, 30 to 59 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	1,327	2,104
Financial Asset, 30 to 59 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	93	1,003
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	388	134
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	34	17
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	75
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	5	200
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	934	1,695
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	59	93
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	893
Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	376	1,670
Financial Asset, 60 to 89 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	283	856
Financial Asset, 60 to 89 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	93	814
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	12	261
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	228
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	106
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	1	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	114
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	270	489
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	93	38
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	434
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	3,052	2,738
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans past due	3,052	2,738
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	636	456
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans past due	30	145
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans past due	99	347
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans past due	$ 2,287	$ 1,790

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Recorded investment, with no allowance recorded	$ 4,174	$ 6,457
Unpaid principal balance, with no allowance recorded	5,801	8,262
Recorded investment, with a related allowance recorded	8,381	9,329
Unpaid principal balance, with a related allowance recorded	9,630	10,050
Related Allowance	409	473
Recorded Investment	12,555	15,786
Unpaid principal balance	15,431	18,312
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	885	1,217
Unpaid principal balance, with no allowance recorded	973	1,303
Recorded investment, with a related allowance recorded	1,317	1,494
Unpaid principal balance, with a related allowance recorded	1,317	1,494
Related Allowance	12	9
Recorded Investment	2,202	2,711
Unpaid principal balance	2,290	2,797
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	2,597	4,548
Unpaid principal balance, with no allowance recorded	4,115	6,007
Recorded investment, with a related allowance recorded	6,467	7,092
Unpaid principal balance, with a related allowance recorded	7,498	7,811
Related Allowance	367	221
Recorded Investment	9,064	11,640
Unpaid principal balance	11,613	13,818
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	71	76
Unpaid principal balance, with no allowance recorded	71	76
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	71	76
Unpaid principal balance	71	76
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	513	593
Unpaid principal balance, with no allowance recorded	527	850
Recorded investment, with a related allowance recorded	430	571
Unpaid principal balance, with a related allowance recorded	648	573
Related Allowance	29	242
Recorded Investment	943	1,164
Unpaid principal balance	1,175	1,423
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	108	23
Unpaid principal balance, with no allowance recorded	115	26
Recorded investment, with a related allowance recorded	167	172
Unpaid principal balance, with a related allowance recorded	167	172
Related Allowance	1	1
Recorded Investment	275	195
Unpaid principal balance	282	198
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	$ 0	$ 0

Note 4 - Loans - Average Balanc

Note 4 - Loans - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Average balance		$ 12,817	$ 12,342	$ 14,306	$ 12,681
Interest income	[1]	83	97	272	302
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		2,196	2,193	2,375	1,970
Interest income	[1]	16	21	56	62
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		9,273	9,012	10,525	9,290
Interest income	[1]	59	73	197	226
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Average balance		72	78	73	80
Interest income	[1]	2	1	4	4
Commercial and Industrial [Member]
Average balance		1,000	861	1,083	1,082
Interest income	[1]	4	0	10	1
Consumer Portfolio Segment [Member]
Average balance		276	198	250	259
Interest income	[1]	2	2	5	9
State and Political Subdivisions [Member]
Average balance		0	0	0	0
Interest income	[1]	$ 0	$ 0	$ 0	$ 0
[1]	Interest income represents income recognized on performing TDRs.

Note 4 - Loans - Loan Modificat

Note 4 - Loans - Loan Modifications Related to COVID-19 (Details) $ in Thousands	Sep. 30, 2020USD ($)
Total Loans Modified, Number of Loans	860
Total Loans Modified, Recorded Investment	$ 173,567
Total Loans Modified, Percentage of Loan Category	18.02%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	16
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 8,021
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.83%
Residential Portfolio Segment [Member]
Total Loans Modified, Number of Loans	201
Total Loans Modified, Recorded Investment	$ 18,951
Total Loans Modified, Percentage of Loan Category	10.89%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	2
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 54
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.03%
Commercial Real Estate Portfolio Segment [Member]
Total Loans Modified, Number of Loans	159
Total Loans Modified, Recorded Investment	$ 113,245
Total Loans Modified, Percentage of Loan Category	38.22%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	7
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 7,860
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	2.65%
Construction, Land Acquisition and Development [Member]
Total Loans Modified, Number of Loans	12
Total Loans Modified, Recorded Investment	$ 11,340
Total Loans Modified, Percentage of Loan Category	22.26%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	0
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 0
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.00%
Commercial and Industrial [Member]
Total Loans Modified, Number of Loans	101
Total Loans Modified, Recorded Investment	$ 22,748
Total Loans Modified, Percentage of Loan Category	7.96%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	0
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 0
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.00%
Consumer Portfolio Segment [Member]
Total Loans Modified, Number of Loans	387
Total Loans Modified, Recorded Investment	$ 7,283
Total Loans Modified, Percentage of Loan Category	6.58%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	7
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 107
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.10%
State and Political Subdivisions [Member]
Total Loans Modified, Number of Loans	0
Total Loans Modified, Recorded Investment	$ 0
Total Loans Modified, Percentage of Loan Category	0.00%
Financing Receivable, Number of Loans With Payment Deferrals, Number of Loans Still Under Deferral	0
Financing Receivable, Deferred Payments, Loans Still Under Deferral	$ 0
Financing Receivable, Deferred Payments, Loans Still Under Deferral, Percentage of Loan Category	0.00%

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Deposits, Total	$ 1,272,238	$ 1,001,709
Noninterest-bearing Deposit Liabilities, Total	274,110	179,465
Increase (Decrease) in Non-interest-bearing Demand Deposits	94,600
Interest-bearing Deposit Liabilities, Total	998,128	$ 822,244
Increase (Decrease) in Interest-bearing Deposits	$ 175,900

Note 5 - Deposits - Summary of

Note 5 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Demand (non-interest-bearing)	$ 274,110	$ 179,465
Interest-bearing demand	693,031	534,677
Savings	107,868	94,530
Time ($250,000 and over)	40,334	48,425
Other time	156,895	144,612
Total interest-bearing	998,128	822,244
Total deposits	$ 1,272,238	$ 1,001,709

Note 6 - Borrowings (Details Te

Note 6 - Borrowings (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Advances from Federal Home Loan Banks, Total	$ 0	$ 46,909
Long-term Debt, Total	10,310	57,219
Federal Reserve Bank Advances [Member]
Loans Pledged as Collateral	36,200
Short-term Debt, Total	0	0
Line of Credit Facility, Maximum Borrowing Capacity	17,300
Borrower-in-custody Program [Member] | Federal Reserve Bank Advances [Member]
Short-term Debt, Total	0	0
Paycheck Protection Program Liquidity Facility [Member]
Advances From Federal Discount Window	$ 0
Debt Instrument, Interest Rate, Stated Percentage	0.35%
Long-term Debt, Total	$ 118,600
Federal Reserve Bank Borrowing, Advances, General Debt Obligations, Disclosures, Collateral Pledged	36,200
Federal Reserve Bank Borrowing, Advances, General Debt Obligations, Amount of Available, Unused Funds	82,400
Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	499,600	$ 475,300
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	350,900
Letters of Credit Outstanding, Amount	75,000
Federal Home Loan Bank of Pittsburgh [Member] | FHLB of Pittsburgh Advances - Overnight [Member]
Advances from Federal Home Loan Banks, Total	$ 0

Note 6 - Borrowings - Component

Note 6 - Borrowings - Components of Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Long-term Debt, Total	$ 10,310	$ 57,219
Total borrowed funds	10,310	57,219
Junior Subordinated Debt [Member]
Long-term Debt, Total	10,310	10,310
Federal Reserve Bank Advances [Member]
Short-term Debt, Total	0	0
Federal Home Loan Bank Advances [Member]
Short-term Debt, Total	0	46,909
Federal Home Loan Bank Advances [Member] | FHLB of Pittsburgh Advances - Overnight [Member]
Short-term Debt, Total	0	14,100
Federal Home Loan Bank Advances [Member] | FHLB of Pittsburgh Advances - Term [Member]
Short-term Debt, Total	$ 0	$ 32,809

Note 7 - Derivative and Hedgi_3

Note 7 - Derivative and Hedging Transactions/Subsequent Event (Details Textual) - USD ($) $ in Thousands	Oct. 01, 2020	Sep. 30, 2020	Dec. 31, 2020
Derivative Liability, Total		$ 139
Termination Fee Related to Derivative Agreement		139
Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]
Derivative, Notional Amount		$ 0
Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member] | Subsequent Event [Member]
Derivative, Notional Amount	$ 2,800
Derivative, Forward Term Before Start (Year)	2 years
Interest Rate Swap [Member] | Interest Expense [Member] | Forecast [Member]
Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months			$ 4

Note 7 - Derivative and Hedgi_4

Note 7 - Derivative and Hedging Transactions/Subsequent Event - Fair Values of Derivative Instruments on the Balance Sheet (Details) - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
Derivative assets, Cash and other collateral	[1]	$ 0	$ 0
Derivative liabilities, Cash and other collateral	[1]	0	0
Net derivative asset amounts		0	0
Net derivative liability amounts		139	0
Designated as Hedging Instrument [Member]
Derivative assets		0	0
Derivative liabilities		139	0
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Derivative assets		0	0
Interest rate products		30,000
Derivative liabilities		$ 139	$ 0
[1]	Other collateral represents the amount that cannot be used to offset FNCB's derivative assets and liabilities from a gross basis to a net basis in accordance with the applicable accounting guidance. The other collateral consists of securities and is exchanged under bilateral collateral and master netting agreements that allow FNCB to offset the net derivative position with the related collateral. The application of the other collateral cannot reduce the net derivative position below zero. Therefore, excess other collateral, if any, is not reflected above.

Note 7 - Derivative and Hedgi_5

Note 7 - Derivative and Hedging Transactions/Subsequent Event - Effect of Hedge Accounting on Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2020
Amount of Gain or (Loss) Recognized in OCI on Derivative	$ 5	$ (107)
Amount of Gain or (Loss) Recognized in OCI Included Component	5	(107)
Amount of Gain or (Loss) Recognized in OCI Excluded Component	0	0
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income	(10)	25
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component	(10)	25
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component	0	0
Interest Rate Swap [Member] | Interest Expense [Member]
Amount of Gain or (Loss) Recognized in OCI on Derivative	5	(107)
Amount of Gain or (Loss) Recognized in OCI Included Component	5	(107)
Amount of Gain or (Loss) Recognized in OCI Excluded Component	0	0
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income	(10)	25
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component	(10)	25
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component	$ 0	$ 0

Note 7 - Derivative and Hedgi_6

Note 7 - Derivative and Hedging Transactions/Subsequent Event - Effect of Hedge Accounting on the Consolidated Statements of Income and Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2020
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income	$ 10	$ (25)
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component	0	0
Interest Rate Contract [Member] | Interest Expense [Member]
Total amounts of income and expense line items presented in the cash flow statement of financial performance in which the effects of fair value or hedges are recorded	(10)	25
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income	(10)	25
Amount of gain or (loss) reclassified from accumulated other comprehensive income into income as a result that a forecasted transaction is no longer probable of occurring	0	0
Amount of gain or (loss) reclassified from accumulated OCI into income - included component	(10)	25
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component	$ 0	$ 0

Note 8 - Income Taxes (Details

Note 8 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	21.00%	21.00%	21.00%
Net Deferred Tax Assets (Liabilities)	$ 1,800		$ 1,800		$ 6,300
Deferred Tax Assets, Operating Loss Carryforwards, Total	2,300		2,300
Operating Loss Carryforwards, Total	20,700		20,700
Deferred Tax Assets, Valuation Allowance, Total	$ 0		$ 0		$ 0

Note 8 - Income Taxes - Effecti

Note 8 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Provision at statutory tax rates	$ 1,029	$ 612	$ 2,570	$ 1,925
Provision at statutory tax rates, percentage	21.00%	21.00%	21.00%	21.00%
Tax effects of tax free interest income	$ (179)	$ (75)	$ (450)	$ (259)
Tax effects of tax free interest income, percentage	(3.65%)	(2.57%)	(3.68%)	(2.82%)
Non-deductible interest expense	$ 5	$ 4	$ 14	$ 11
Non-deductible interest expense, percentage	0.10%	0.13%	0.11%	0.12%
Bank-owned life insurance	$ (25)	$ (28)	$ (77)	$ (83)
Bank-owned life insurance, percentage	(0.51%)	(0.96%)	(0.63%)	(0.91%)
Other items, net	$ (38)	$ 0	$ (8)	$ (12)
Other items, net, percentage	(0.77%)	0.00%	(0.06%)	(0.13%)
Income tax provision	$ 792	$ 513	$ 2,049	$ 1,582
Income tax provision, percentage	16.17%	17.60%	16.74%	17.26%

Note 9 - Related Party Transa_3

Note 9 - Related Party Transactions (Details Textual) - Directors, Executive Officers and Their Related Parties [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Related Party Deposit Liabilities	$ 142,500		$ 142,500		$ 84,100
Related Party Transactions, Interest Paid on Deposits			417	$ 366
Related Party Transaction, Expenses from Transactions with Related Party	588	$ 621	1,300	$ 1,600
Nonperforming Financial Instruments [Member]
Due from Related Parties, Total	$ 0		$ 0

Note 9 - Related Party Transa_4

Note 9 - Related Party Transactions - Related Party Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Balance, beginning of period	$ 93,573	$ 78,752	$ 77,896	$ 64,634
Additions, new loans and advances	17,424	41,499	48,120	70,592
Repayments	(7,504)	(25,484)	(22,523)	(40,459)
Balance, end of period	$ 103,493	$ 94,767	$ 103,493	$ 94,767

Note 10 - Commitments and Con_3

Note 10 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2020
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$ 78
Automobile Lease [Member]
Operating Lease, Right-of-Use Asset		$ 18
Operating Lease, Liability, Total		16
Other Assets [Member]
Operating Lease, Right-of-Use Asset		3,000
Operating Lease, Liability, Total		$ 3,300

Note 10 - Commitments and Con_4

Note 10 - Commitments and Contingencies - Lease Expense and Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Variable lease cost	$ 0	$ 0	$ 0	$ 0
Total lease cost	97	104	312	312
Occupancy, Net [Member]
Operating lease cost	81	86	258	257
Short-term lease cost	5	9	23	33
Equipment Expense [Member]
Operating lease cost	11	8	31	16
Short-term lease cost	$ 0	$ 1	$ 0	$ 6

Note 10 - Commitments and Con_5

Note 10 - Commitments and Contingencies - Maturity of Remaining Operating Lease Liabilities (Details) $ in Thousands	Sep. 30, 2020USD ($)
2020	$ 86
2021	361
2022	331
2023	323
2024	287
2025 and thereafter	2,813
Total lease payments	4,201
Less: imputed interest	931
Other Liabilities [Member]
Present value of operating lease liabilities	$ 3,270

Note 10 - Commitments and Con_6

Note 10 - Commitments and Contingencies - Other Information Related to Operating Leases (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2020USD ($)
Weighted-average remaining lease term (Year)	13 years 10 months 9 days
Weighted-average discount rate	3.47%
Operating cash flows from operating leases	$ 306

Note 11 - Stock Compensation _3

Note 11 - Stock Compensation Plans (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Jul. 01, 2020	Sep. 30, 2020	Sep. 30, 2019
Non-employee Director [Member]
Stock Issued During Period, Shares, Share-based Compensation, Per Recipient (in shares)	2,555
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 5.87
Directors Fee	$ 150
Ten Non-employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period (in shares)	25,550
Long-Term Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		75,924	57,684
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		756,060
Share-based Payment Arrangement, Expense		$ 259	$ 196
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 975	$ 869
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 7 months 6 days

Note 11 - Stock Compensation _4

Note 11 - Stock Compensation Plans - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Total outstanding, beginning of period (in shares)	169,632	134,047	128,150	114,702
Unvested restricted stock awards, weighted average grant date fair value (in dollars per share)	$ 7.04	$ 7.75	$ 7.76	$ 7.50
Awards granted (in shares)	0	0	75,924	57,684
Awards granted, weighted average grant date fair value (in dollars per share)	$ 0	$ 0	$ 6.07	$ 7.64
Forfeitures (in shares)	(2,753)	(5,897)	(5,412)	(6,678)
Forfeitures, weighted average grant date fair value (in dollars per share)	$ 7.08	$ 7.61	$ 6.67	$ 7.61
Vestings (in shares)	(6,637)	0	(38,420)	(37,558)
Vestings, weighted average grant date fair value (in dollars per share)	$ 6.44	$ 0	$ 7.48	$ 6.80
Total outstanding, end of period (in shares)	160,242	128,150	160,242	128,150
Unvested restricted stock awards, weighted average grant date fair value (in dollars per share)	$ 7.06	$ 7.76	$ 7.06	$ 7.76

Note 12 - Regulatory Matters (D

Note 12 - Regulatory Matters (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Oct. 28, 2020	Feb. 08, 2019	Sep. 30, 2020	Sep. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019
Stock Issued During Period, Shares, New Issues (in shares)		3,285,550
Shares Issued, Price Per Share (in dollars per share)		$ 7
Shares Issued, Underwriting Discount Per Share (in dollars per share)		$ 0.35
Proceeds from Issuance of Common Stock		$ 21,300				$ 31	$ 21,331
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)			$ 0.055	$ 0.05		$ 0.165	$ 0.15
Stock Issued During Period, Shares, Dividend Reinvestment Plan (in shares)			2,795	1,907		8,211	5,453
Common Stock, Dividends, Per Share, Declared (in dollars per share)			$ 0.055	$ 0.050		$ 0.165	$ 0.150
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.055
Dividends Payable, Date to be Paid	Dec. 15, 2020
Dividends Payable, Date of Record	Dec. 1, 2020
FNCB Bank [Member]
Payments for Capital Investment in Wholly Owned Subsidiary					$ 17,800
Over-Allotment Option [Member]
Stock Issued During Period, Shares, New Issues (in shares)		428,550

Note 12 - Regulatory Matters -

Note 12 - Regulatory Matters - Risk-based Capital and Related Ratios (Details) $ in Thousands	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Total capital (to risk-weighted assets), Amount	$ 152,467	$ 133,406
Total capital (to risk-weighted assets), Ratio	0.1609	0.1477
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0800	0.0800
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.1050	0.1050
Total capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.1000	0.1000
Tier I capital (to risk-weighted assets), Amount	$ 140,608	$ 123,753
Tier I capital (to risk-weighted assets), Ratio	0.1484	0.1370
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0600	0.0600
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0850	0.0850
Tier I capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0800	0.0800
Tier I common equity (to risk-weighted assets), Amount	$ 140,608	$ 123,753
Tier I common equity (to risk-weighted assets), Ratio	0.1484	0.1370
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0450	0.0450
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0700	0.0700
Tier I common equity (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0650	0.0650
Tier I capital (to average assets), Amount	$ 140,608	$ 123,753
Tier I capital (to average assets), Ratio	0.1017	0.1036
Tier I capital (to average assets), Minimum required for capital adequacy purposes	0.0400	0.0400
Tier I capital (to average assets), Minimum required for capital adequacy purposes with conservation buffer	0.0400	0.0400
Tier I capital (to average assets), To be well capitalized under prompt corrective action	0.0500	0.0500
Total risk-weighted assets, Amount	$ 947,544	$ 903,172
Total average assets, Amount	$ 1,382,109	$ 1,194,789

Note 13 - Fair Value Measurem_3

Note 13 - Fair Value Measurements (Details Textual) $ in Thousands	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 305,826	$ 268,971
Debt Securities, Available-for-sale, Total	321,399	272,839
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Amortized Cost, Total	18,800	7,000
Debt Securities, Available-for-sale, Total	$ 19,000	$ 7,182
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0486
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0586

Note 13 - Fair Value Measurem_4

Note 13 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale debt securities, at fair value	$ 321,399	$ 272,839
Equity securities, at fair value	2,719	920
Derivative liabilities	139
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	191,963	117,763
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	11,123	18,485
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	32,729	25,075
Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	19,000	7,182
Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	9,892	5,621
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, at fair value	0	696
Fair Value, Recurring [Member]
Available-for-sale debt securities, at fair value	321,399	272,839
Equity securities, at fair value	2,719	920
Total	324,118	273,759
Derivative liabilities	139
Total	139
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Equity securities, at fair value	2,719	920
Total	2,719	920
Derivative liabilities	0
Total	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	307,442	267,689
Equity securities, at fair value	0	0
Total	307,442	267,689
Derivative liabilities	139
Total	139
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	13,957	5,150
Equity securities, at fair value	0	0
Total	13,957	5,150
Derivative liabilities	0
Total	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	191,963	117,763
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	191,963	117,763
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member]
Available-for-sale debt securities, at fair value	54,494	80,294
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	54,494	80,294
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member]
Available-for-sale debt securities, at fair value	2,198	17,723
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	2,198	17,723
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	11,123	18,485
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	11,123	18,485
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	32,729	25,075
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	32,729	25,075
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	19,000	7,182
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	5,043	2,032
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	13,957	5,150
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	9,892	5,621
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	9,892	5,621
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, at fair value	0	696
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	0	696
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	$ 0	$ 0

Note 13 - Fair Value Measurem_5

Note 13 - Fair Value Measurements - Changes in Fair Value Assets (Details) - Corporate Debt Securities [Member] - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Balance	$ 5,150	$ 3,929
Additions	8,800	1,000
Payments Received	0	0
Sales	0	0
Included in earnings	0	0
Included in other comprehensive income	7	132
Balance	$ 13,957	$ 5,061

Note 13 - Fair Value Measurem_6

Note 13 - Fair Value Measurements - Assets Measured At Fair Value on a Non-recurring Basis and Quantitative Information (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Recorded Investment	$ 12,555	$ 15,786
Related Allowance	409	473
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Related Allowance	27
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Impaired Loans, Collateral Dependent [Member]
Recorded Investment	7,506	7,721
Related Allowance	127	376
Fair Value	$ 7,379	$ 7,345
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Other Real Estate Owned [Member]
Recorded Investment	$ 85	$ 289
Related Allowance		0
Fair Value	$ 58	$ 289
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member]
Recorded Investment	$ 5,049	$ 8,065
Related Allowance	282	97
Fair Value	$ 4,767	$ 7,968
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Minimum [Member]
Discount Rate	2.30%	3.99%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Maximum [Member]
Discount Rate	8.75%	7.49%

Note 13 - Fair Value Measurem_7

Note 13 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale debt securities	$ 321,399	$ 272,839
Equity securities, at fair value	2,719	920
Derivative liabilities	139
Reported Value Measurement [Member]
Available-for-sale debt securities	321,399	272,839
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	105,016	34,565
Equity securities, at fair value	2,719	920
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	1,791	3,804
Loans held for sale	662	1,061
Accrued interest receivable	4,693	3,234
Deposits	1,272,238	1,001,709
Borrowed funds	10,310	57,219
Accrued interest payable	139	258
Derivative liabilities	139	0
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	947,960	819,529
Servicing rights	330	356
Estimate of Fair Value Measurement [Member]
Available-for-sale debt securities	321,399	272,839
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	105,016	34,565
Equity securities, at fair value	2,719	920
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	1,791	3,804
Loans held for sale	662	1,061
Accrued interest receivable	4,693	3,234
Deposits	1,272,696	1,001,829
Borrowed funds	10,310	57,234
Accrued interest payable	139	258
Derivative liabilities	139	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	952,169	810,074
Servicing rights	$ 595	$ 790

Note 14 - Earnings Per Share -

Note 14 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income	$ 4,107	$ 2,403	$ 10,191	$ 7,587
Basic weighted-average number of common shares outstanding (in shares)	20,235,384	20,168,529	20,199,933	19,678,031
Plus: Common share equivalents (in shares)	0	3,753	1,356	5,491
Diluted weighted-average number of common shares outstanding (in shares)	20,235,384	20,172,282	20,201,289	19,683,522
Basic (in dollars per share)	$ 0.20	$ 0.12	$ 0.50	$ 0.39
Diluted (in dollars per share)	$ 0.20	$ 0.12	$ 0.50	$ 0.39

Note 15 - Other Comprehensive_3

Note 15 - Other Comprehensive Income - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Reclassification adjustment for gains included in net income	$ (433)	$ (379)	$ (1,504)	$ (702)
Income tax expense	792	513	2,049	1,582
Net of tax amount	342	300	1,188	555
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification adjustment for gains included in net income	(433)	(379)	(1,504)	(702)
Income tax expense	91	79	316	147
Net of tax amount	$ (342)	$ (300)	$ (1,188)	$ (555)

Note 15 - Other Comprehensive_4

Note 15 - Other Comprehensive Income - Changes in Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Balances	$ 145,357	$ 129,706	$ 133,607	$ 97,219
Total other comprehensive income	1,419	1,252	9,142	9,105
Balances	150,046	132,567	150,046	132,567
AOCI Attributable to Parent [Member]
Balances	10,779	3,313	3,056	(4,540)
Other comprehensive income before reclassifications	1,761	1,552	10,330	9,660
Amount reclassified from accumulated other comprehensive income	(342)	(300)	(1,188)	(555)
Total other comprehensive income	1,419	1,252	9,142	9,105
Balances	$ 12,198	$ 4,565	$ 12,198	$ 4,565