FNCB Bancorp (FNCB) 10-Q 6 Aug 21 2021 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2021	Jul. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0001035976
Entity Registrant Name	FNCB BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	001-38408
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2900790
Entity Address, Address Line One	102 E. Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	346-7667
Title of 12(b) Security	Common stock, $1.25 par value
Trading Symbol	FNCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		19,984,131

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 24,782	$ 24,822
Interest-bearing deposits in other banks	31,160	130,989
Total cash and cash equivalents	55,942	155,811
Available-for-sale debt securities, at fair value	432,807	350,035
Equity securities, at fair value	4,303	3,026
Restricted stock, at cost	1,099	1,745
Loans held for sale	642	2,107
Loans, net of allowance for loan and lease losses of $12,285 and $11,950	964,253	889,152
Bank premises and equipment, net	17,360	17,579
Accrued interest receivable	4,485	4,286
Bank-owned life insurance	33,216	31,712
Other assets	10,656	10,226
Total assets	1,524,763	1,465,679
Liabilities
Demand (non-interest-bearing)	312,408	271,499
Interest-bearing	1,025,770	1,015,949
Total deposits	1,338,178	1,287,448
Borrowed funds	10,310	10,310
Accrued interest payable	87	108
Other liabilities	15,574	11,953
Total liabilities	1,364,149	1,309,819
Shareholders' equity
Preferred shares ($1.25 par); Authorized: 20,000,000 shares at June 30, 2021 and December 31, 2020; Issued and outstanding: 0 shares at June 30, 2021 and December 31, 2020	0	0
Common shares ($1.25 par); Authorized: 50,000,000 shares at June 30, 2021 and December 31, 2020; Issued and outstanding: 20,102,602 shares at June 30, 2021 and 20,245,649 shares at December 31, 2020	25,128	25,307
Additional paid-in capital	80,591	81,587
Retained earnings	43,698	35,080
Accumulated other comprehensive income	11,197	13,886
Total shareholders' equity	160,614	155,860
Total liabilities and shareholders’ equity	$ 1,524,763	$ 1,465,679

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans, allowance for loan and lease losses	$ 12,285	$ 11,950
Preferred shares, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred shares, authorized (in shares)	20,000,000	20,000,000
Preferred shares, issued (in shares)	0	0
Preferred shares, outstanding (in shares)	0	0
Common shares, par value (in dollars per share)	$ 1.25	$ 1.25
Common shares, authorized (in shares)	50,000,000	50,000,000
Common shares, issued (in shares)	20,102,602	20,245,649
Common shares, outstanding (in shares)	20,102,602	20,245,649

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest income
Interest and fees on loans	$ 10,242	$ 9,060	$ 20,028	$ 18,199
Interest and dividends on securities:
Taxable	1,980	1,692	3,886	3,544
Tax-exempt	516	388	1,002	445
Dividends	59	47	121	122
Total interest and dividends on securities	2,555	2,127	5,009	4,111
Interest on interest-bearing deposits in other banks	1	3	4	24
Total interest income	12,798	11,190	25,041	22,334
Interest expense
Interest on deposits	718	1,376	1,516	3,036
Interest on borrowed funds:
Federal Reserve Bank Discount Window advances	0	14	0	14
Federal Home Loan Bank of Pittsburgh advances	0	160	0	379
Junior subordinated debentures	48	60	96	148
Total interest on borrowed funds	48	234	96	541
Total interest expense	766	1,610	1,612	3,577
Net interest income before provision for loan and lease losses	12,032	9,580	23,429	18,757
Provision for loan and lease losses	155	831	341	1,982
Net interest income after provision for loan and lease losses	11,877	8,749	23,088	16,775
Non-interest income
Deposit service charges	956	708	1,830	1,533
Net gain on the sale of available-for-sale debt securities	0	922	213	1,071
Net gain on equity securities	36	4	400	18
Net gain on the sale of mortgage loans held for sale	47	183	271	279
Loan-related fees	104	25	237	81
Income from bank-owned life insurance	142	119	263	248
Bank-owned life insurance settlement	4	0	426	0
Loan referral fees	16	214	16	262
Merchant services revenue	156	112	294	247
Other	248	214	533	456
Total non-interest income	1,709	2,501	4,483	4,195
Non-interest expense
Salaries and employee benefits	4,038	3,498	7,774	7,427
Occupancy expense	431	466	1,040	1,020
Equipment expense	333	360	686	731
Advertising expense	214	113	331	320
Data processing expense	885	709	1,704	1,434
Regulatory assessments	112	74	300	133
Bank shares tax	342	315	657	615
Professional fees	112	193	371	381
Insurance expense	144	124	288	247
Other operating expenses	615	572	1,246	1,321
Total non-interest expense	7,226	6,424	14,397	13,629
Income before income tax expense	6,360	4,826	13,174	7,341
Income tax expense	1,131	805	2,112	1,257
Net income	$ 5,229	$ 4,021	$ 11,062	$ 6,084
Earnings per share
Basic (in dollars per share)	$ 0.26	$ 0.20	$ 0.55	$ 0.30
Diluted (in dollars per share)	0.26	0.20	0.55	0.30
Cash dividends declared per common share (in dollars per share)	$ 0.06	$ 0.055	$ 0.12	$ 0.11
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	20,222,216	20,191,527	20,232,183	20,182,012
Diluted (in shares)	20,232,694	20,191,527	20,243,094	20,184,046

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income	$ 5,229	$ 4,021	$ 11,062	$ 6,084
Other comprehensive income (loss):
Unrealized gains (losses) on available-for-sale debt securities	3,692	6,658	(3,375)	10,994
Taxes	(775)	(1,398)	709	(2,309)
Net of tax amount	2,917	5,260	(2,666)	8,685
Reclassification adjustment for gains included in net income	0	(922)	(213)	(1,071)
Taxes	0	193	45	225
Net of tax amount	0	(729)	(168)	(846)
Derivative adjustments	(24)	(131)	184	(147)
Taxes	5	28	(39)	31
Net of tax amount	(19)	(103)	145	(116)
Total other comprehensive income (loss)	2,898	4,428	(2,689)	7,723
Comprehensive income	$ 8,127	$ 8,449	$ 8,373	$ 13,807

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2019	20,171,408
Balances at Dec. 31, 2019	$ 25,214	$ 81,130	$ 24,207	$ 3,056	$ 133,607
Net income	0	0	6,084	0	6,084
Cash dividends	0	0	(2,221)	0	(2,221)
Restricted stock awards	$ 0	143	0	0	143
Common shares issued under long-term incentive compensation plan (in shares)	31,783
Common shares issued under long-term incentive compensation plan	$ 40	(40)	0	0	$ 0
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	5,416				5,416
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 6	28	(13)	0	$ 21
Other comprehensive income, net of tax	$ 0	0	0	7,723	7,723
Balances (in shares) at Jun. 30, 2020	20,208,607
Balances at Jun. 30, 2020	$ 25,260	81,261	28,057	10,779	145,357
Balances (in shares) at Mar. 31, 2020	20,174,250
Balances at Mar. 31, 2020	$ 25,217	81,209	25,155	6,351	137,932
Net income	0	0	4,021	0	4,021
Cash dividends	0	0	(1,111)	0	(1,111)
Restricted stock awards	$ 0	81	0	0	81
Common shares issued under long-term incentive compensation plan (in shares)	31,783
Common shares issued under long-term incentive compensation plan	$ 40	(40)	0	0	$ 0
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	2,574				2,574
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 3	11	(8)	0	$ 6
Other comprehensive income, net of tax	$ 0	0	0	4,428	4,428
Balances (in shares) at Jun. 30, 2020	20,208,607
Balances at Jun. 30, 2020	$ 25,260	81,261	28,057	10,779	145,357
Balances (in shares) at Dec. 31, 2020	20,245,649
Balances at Dec. 31, 2020	$ 25,307	81,587	35,080	13,886	155,860
Net income	0	0	11,062	0	11,062
Cash dividends	0	0	(2,429)	0	(2,429)
Restricted stock awards	$ 0	178	0	0	178
Common shares issued under long-term incentive compensation plan (in shares)	44,238
Common shares issued under long-term incentive compensation plan	$ 55	(55)	0	0	$ 0
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	6,245				6,245
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 8	36	(15)	0	$ 29
Other comprehensive income, net of tax	$ 0	0	0	(2,689)	$ (2,689)
Repurchase of common shares (in shares)	(193,530)				(193,530)
Repurchase of common shares	$ (242)	(1,155)	0	0	$ (1,397)
Balances (in shares) at Jun. 30, 2021	20,102,602
Balances at Jun. 30, 2021	$ 25,128	80,591	43,698	11,197	160,614
Balances (in shares) at Mar. 31, 2021	20,240,668
Balances at Mar. 31, 2021	$ 25,300	81,640	39,691	8,299	154,930
Net income	0	0	5,229	0	5,229
Cash dividends	0	0	(1,214)	0	(1,214)
Restricted stock awards	$ 0	98	0	0	98
Common shares issued under long-term incentive compensation plan (in shares)	44,238
Common shares issued under long-term incentive compensation plan	$ 55	(55)	0	0	$ 0
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	3,038				3,038
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 4	17	(8)	0	$ 13
Other comprehensive income, net of tax	$ 0	0	0	2,898	2,898
Repurchase of common shares (in shares)	(185,342)
Repurchase of common shares	$ (231)	(1,109)	0	0	(1,340)
Balances (in shares) at Jun. 30, 2021	20,102,602
Balances at Jun. 30, 2021	$ 25,128	$ 80,591	$ 43,698	$ 11,197	$ 160,614

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Cash dividends declared, per share (in dollars per share)	$ 0.06	$ 0.055	$ 0.12	$ 0.11
Other comprehensive income , tax	$ 770	$ 1,177	$ 715	$ 2,053

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Cash flows from operating activities:
Net income	$ 11,062	$ 6,084
Adjustments to reconcile net income to net cash provided by operating activities:
Investment securities amortization, net	883	366
Equity in trust	(3)	(4)
Depreciation of bank premises and equipment	778	808
Amortization of loan origination (fees) costs	(2,476)	232
Valuation adjustment for loan servicing rights	(7)	53
Stock-based compensation expense	178	143
Provision for loan and lease losses	341	1,982
Valuation adjustment for other real estate owned	(40)	0
Valuation adjustment for off-balance sheet commitments	(128)	(42)
Net gain on the sale of available-for-sale debt securities	(213)	(1,071)
Net gain on equity securities	(400)	(18)
Net gain on the sale of mortgage loans held for sale	(271)	(279)
Bank-owned life insurance settlement	(426)	0
Income from bank-owned life insurance	(263)	(248)
Proceeds from the sale of mortgage loans held for sale	6,162	6,190
Funds used to originate mortgage loans held for sale	(4,426)	(5,615)
Decrease in net deferred tax assets	392	1,257
Increase in accrued interest receivable	(199)	(1,967)
Decrease in other assets	189	720
Decrease in accrued interest payable	(21)	(10)
(Decrease) increase in other liabilities	(757)	2,710
Total adjustments	(707)	5,207
Net cash provided by operating activities	10,355	11,291
Cash flows from investing activities:
Maturities, calls and principal payments of available-for-sale debt securities	14,086	9,058
Proceeds from the sale of available-for-sale debt securities	2,981	51,888
Purchases of available-for-sale debt securities	(99,589)	(83,090)
Purchases of equity securities	(877)	0
Redemption of the stock in Federal Home Loan Bank of Pittsburgh	646	495
Net increase in loans to customers	(73,030)	(120,035)
Proceeds from the sale of other real estate owned	0	204
Proceeds from bank-owned life insurance settlement	1,685	0
Purchase of bank-owned life insurance	(2,500)	0
Purchases of bank premises and equipment	(559)	(757)
Net cash used in investing activities	(157,157)	(142,237)
Cash flows from financing activities:
Net increase in deposits	50,730	167,918
Repayments of Federal Home Loan Bank of Pittsburgh advances - overnight	0	(14,100)
Proceeds from Federal Home Loan Bank of Pittsburgh advances - term	0	20,000
Repayment of Federal Home loan Bank of Pittsburgh advances - term	0	(10,000)
Proceeds from Federal Reserve Bank Discount Window advances	0	46,272
Repayment of Federal Reserve Bank Discount Window advances	0	(10,030)
Repurchase of common shares	(1,397)	0
Proceeds from issuance of common shares, net of discount	29	21
Cash dividends paid	(2,429)	(2,221)
Net cash provided by financing activities	46,933	197,860
Net (decrease) increase in cash and cash equivalents	(99,869)	66,914
Cash and cash equivalents at beginning of period	155,811	34,565
Cash and cash equivalents at end of period	55,942	101,479
Supplemental cash flow information
Interest	1,633	3,587
Taxes	2,180	0
Other transactions:
Loans transferred to OREO	138	0
Available-for-sale debt securities purchased, not settled	4,508	0
Lease liabilities arising from obtaining right-of-use assets	$ 42	$ 15

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1. The consolidated financial statements of FNCB are comprised of the accounts of FNCB Bancorp, Inc., and its wholly owned subsidiary, FNCB Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, “FNCB”). The accounting and reporting policies of FNCB conform to accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not not three six June 30, 2021 may not The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), securities’ valuation and impairment evaluation, the valuation of other real estate owned (“OREO”), and income taxes. These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in FNCB’s audited financial statements, included in the Annual Report filed on Form 10 December 31, 2020

Note 2 - New Authoritative Acco

Note 2 - New Authoritative Accounting Guidance	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 2. New Authoritative Accounting Guidance Accounting Guidance to be Adopted in Future Periods ASU 2016 13, 326 2016 13 not not June 17, 2016, four 2016 13 not 2016 13, 2016 13 1934, December 15, 2019, may December 15, 2018, November 15, 2019, 2019 10, 326 815 842 not 2019 10, not December 15, 2022. January 1, 2023. 2016 13 not 1 2 3 4 may Refer to Note 2 10 December 31, 2020 ( "2020

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt Securities The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s available-for-sale debt securities at June 30, 2021 December 31, 2020 June 30, 2021 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. Treasury securities $ 5,106 $ 18 $ - $ 5,124 Obligations of state and political subdivisions 204,215 11,422 248 215,389 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 105,758 2,121 879 107,000 Collateralized mortgage obligations - commercial 3,703 138 20 3,821 Mortgage-backed securities 19,565 483 72 19,976 Private collateralized mortgage obligations 41,068 296 117 41,247 Corporate debt securities 28,800 948 60 29,688 Asset-backed securities 10,491 88 17 10,562 Total available-for-sale debt securities $ 418,706 $ 15,514 $ 1,413 $ 432,807 December 31, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 192,851 $ 13,012 $ 35 $ 205,828 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 54,091 2,940 59 56,972 Collateralized mortgage obligations - commercial 3,721 183 - 3,904 Mortgage-backed securities 12,452 588 14 13,026 Private collateralized mortgage obligations 37,926 352 79 38,199 Corporate debt securities 23,800 790 10 24,580 Asset-backed securities 7,505 46 25 7,526 Total available-for-sale debt securities $ 332,346 $ 17,911 $ 222 $ 350,035 Except for securities of U.S. government and government-sponsored agencies, there were no 10.0% June 30, 2021 December 31, 2020 Securities with carrying amounts of $345.7 million at June 30, 2021 December 31, 2020 The following table presents the maturity information of FNCB’s available-for-sale debt securities at June 30, 2021 may not not June 30, 2021 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 4,666 $ 4,674 After one year through five years 63,701 67,772 After five years through ten years 51,626 53,512 After ten years 118,128 124,243 Mortgage-backed securities 19,565 19,976 Collateralized mortgage obligations 150,529 152,068 Asset-backed securities 10,491 10,562 Total available-for-sale debt securities $ 418,706 $ 432,807 The following table presents the gross proceeds received and gross realized gains and losses on sales of available-for-sale debt securities for the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Available-for-sale debt securities: Gross proceeds received on sales $ - $ 43,913 $ 2,981 $ 51,888 Gross realized gains - 1,027 213 1,176 Gross realized losses - (105 ) - (105 ) The following tables present the number, fair value and gross unrealized losses of available-for-sale debt securities with unrealized losses at June 30, 2021 December 31, 2020 June 30, 2021 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. Treasury securities - $ - $ - - $ - $ - - $ - $ - Obligations of state and political subdivisions 21 16,498 248 - - - 21 16,498 248 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 12 35,443 839 1 1,731 40 13 37,174 879 Collateralized mortgage obligations - commercial 1 1,674 20 - - - 1 1,674 20 Mortgage-backed securities 2 5,003 72 - - - 2 5,003 72 Private collateralized mortgage obligations 6 13,397 111 1 1,932 6 7 15,329 117 Corporate debt securities 6 5,240 60 - - - 6 5,240 60 Asset-backed securities 3 2,577 7 2 1,508 10 5 4,085 17 Total available-for-sale debt securities 51 $ 79,832 $ 1,357 4 $ 5,171 $ 56 55 $ 85,003 $ 1,413 December 31, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 6 $ 4,541 $ 35 - $ - $ - 6 $ 4,541 $ 35 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 2 7,019 59 - - - 2 7,019 59 Collateralized mortgage obligations - commercial - - - - - - - - - Mortgage-backed securities 1 2,103 14 - - - 1 2,103 14 Private collateralized mortgage obligations 3 7,857 42 1 2,256 37 4 10,113 79 Corporate debt securities 2 1,739 10 - - - 2 1,739 10 Asset-backed securities 2 746 13 1 1,591 12 3 2,337 25 Total available-for-sale debt securities 16 $ 24,005 $ 173 2 $ 3,847 $ 49 18 $ 27,852 $ 222 Management evaluates individual securities in an unrealized loss position quarterly for other than temporary impairment (“OTTI”). As part of its evaluation, management considers, among other things, the length of time a security’s fair value is less than its amortized cost, the severity of decline, any credit deterioration of the issuer, whether management intends to sell the security, and whether it is more likely than not Management performed a review of all securities in an unrealized loss position as of June 30, 2021 no may June 30, 2021 not not not June 30, 2021 Equity Securities Included in equity securities with readily determinable fair values at June 30, 2021 December 31, 2020 1 4 June 30, 2021 December 31, 2020. The following table presents unrealized and realized gains and losses recognized in net income on equity securities for the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Net gains recognized on equity securities $ 36 $ 4 $ 400 $ 18 Less: net gains recognized on equity securities sold or transferred - - - - Unrealized gains on equity securities held $ 36 $ 4 $ 400 $ 18 Equity Securities without Readily Determinable Fair Values At June 30, 2021 December 31, 2020, March 30, 2021. not third June 30, 2021, not no June 30, 2021 December 31, 2020 Restricted Securities The following table presents FNCB's investment in restricted stock at June 30, 2021 December 31, 2020 June 30, December 31, (in thousands) 2021 2020 Stock in Federal Home Loan Bank of Pittsburgh $ 1,089 $ 1,735 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 1,099 $ 1,745 Management noted no June 30, 2021 December 31, 2020

Note 4 - Loans

Note 4 - Loans	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4. The following table summarizes loans receivable, net, by category at June 30, 2021 December 31, 2020 June 30, December 31, (in thousands) 2021 2020 Residential real estate $ 210,493 $ 196,328 Commercial real estate 324,239 273,903 Construction, land acquisition and development 53,659 59,785 Commercial and industrial 248,228 238,435 Consumer 81,459 85,881 State and political subdivisions 61,774 49,009 Total loans, gross 979,852 903,341 Unearned income (268 ) (110 ) Net deferred loan fees (3,046 ) (2,129 ) Allowance for loan and lease losses (12,285 ) (11,950 ) Loans, net $ 964,253 $ 889,152 Included in commercial and industrial loans at June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020, 100.0% may June 30, 2021 December 31, 2020. FNCB has granted loans, letters of credit and lines of credit to certain of its executive officers and directors as well as to certain of their related parties. For more information about related party transactions, refer to Note 6, FNCB originates 1 4 three six June 30, 2021, 1 4 three six June 30, 2020, three six June 30, 2021 2020. June 30, 2021 December 31, 2020 1 4 The unpaid principal balance of loans serviced for others, which includes residential mortgages and SBA-guaranteed loans, was $85.5 million at June 30, 2021 December 31, 2020 There were no six June 30, 2021 2, 2020 10 Management evaluates the credit quality of the loan portfolio on an ongoing basis and performs a formal review of the adequacy of the ALLL on a quarterly basis. This evaluation is inherently subjective, as it requires material estimates that may may 19 may may The following table summarizes activity in the ALLL by loan category for the three six June 30, 2021 2020 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended June 30, 2021 Allowance for loan losses: Beginning balance, April 1, 2021 $ 1,732 $ 4,521 $ 516 $ 2,603 $ 1,219 $ 387 $ 1,098 $ 12,076 Charge-offs (6 ) - - (11 ) (119 ) - - (136 ) Recoveries 13 - - 7 170 - - 190 Provisions (credits) 119 127 (23 ) (116 ) (93 ) 122 19 155 Ending balance, June 30, 2021 $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Three months ended June 30, 2020 Allowance for loan losses: Beginning balance, April 1, 2020 $ 1,307 $ 3,557 $ 283 $ 2,304 $ 1,714 $ 270 $ 472 $ 9,907 Charge-offs - - - (92 ) (224 ) - - (316 ) Recoveries 37 1 - 425 139 - - 602 Provisions (credits) 7 384 77 (294 ) 60 67 530 831 Ending balance, June 30, 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Six months ended June 30, 2021 Allowance for loan losses: Beginning balance, January 1, 2021 $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Charge-offs (6 ) - - (30 ) (461 ) - - (497 ) Recoveries 16 46 - 32 397 - - 491 Provisions (credits) 133 334 (45 ) (138 ) (78 ) 104 31 341 Ending balance, June 30, 2021 $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Six months ended June 30, 2020 Allowance for loan losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (56 ) - (127 ) (462 ) - - (645 ) Recoveries 39 1 - 484 213 - - 737 Provisions (credits) 165 799 89 (11 ) 280 84 576 1,982 Ending balance, June 30, 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 The following table presents, by loan category, the allocation of the ALLL and the related loan balance disaggregated based on the impairment methodology at June 30, 2021 December 31, 2020 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total June 30, 2021 Allowance for loan losses: Individually evaluated for impairment $ 11 $ 67 $ - $ 172 $ - $ - $ - $ 250 Collectively evaluated for impairment 1,847 4,581 493 2,311 1,177 509 1,117 12,035 Total $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Loans receivable: Individually evaluated for impairment $ 1,988 $ 8,001 $ 66 $ 789 $ - $ - $ - $ 10,844 Collectively evaluated for impairment 208,505 316,238 53,593 247,439 81,459 61,774 - 969,008 Total $ 210,493 $ 324,239 $ 53,659 $ 248,228 $ 81,459 $ 61,774 $ - $ 979,852 December 31, 2020 Allowance for loan losses: Individually evaluated for impairment $ 13 $ 46 $ - $ 357 $ - $ - $ - $ 416 Collectively evaluated for impairment 1,702 4,222 538 2,262 1,319 405 1,086 11,534 Total $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Loans receivable: Individually evaluated for impairment $ 2,321 $ 8,448 $ 69 $ 897 $ - $ - $ - $ 11,735 Collectively evaluated for impairment 194,007 265,455 59,716 237,538 85,881 49,009 - 891,606 Total $ 196,328 $ 273,903 $ 59,785 $ 238,435 $ 85,881 $ 49,009 $ - $ 903,341 Credit Quality Indicators – Commercial Loans Management continuously monitors and evaluates the credit quality of FNCB’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of FNCB’s loan receivables. FNCB’s loan rating system assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial and industrial loans include commercial indirect auto loans which are not not 1. Minimal Risk 2. Above Average Credit Quality 3. Average Risk 4. Acceptable Risk 5. Pass - Watch 6. Special Mention 7. Substandard - Accruing 8. Substandard - Non-Accrual 9. Doubtful 10. Loss This analysis is performed on a quarterly basis using the following definitions for risk ratings: Pass – Assets rated 1 5 no not Special Mention – Assets classified as special mention do not not Substandard – Assets classified as substandard have well defined weaknesses based on objective evidence and are characterized by the distinct possibility that FNCB will sustain some loss if the deficiencies are not Doubtful – Assets classified as doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that such weaknesses make collection or liquidation in full highly questionable and improbable based on current circumstances. Loss – Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not Credit Quality Indicators – Other Loans Certain residential real estate loans, consumer loans, commercial and municipal indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 days or more are placed on non-accrual status unless collection of the loan is in process and reasonably assured. FNCB utilizes accruing versus non-accrual status as the credit quality indicator for these loan pools. The following tables present the recorded investment in loans receivable by loan category and credit quality indicator at June 30, 2021 December 31, 2020 Credit Quality Indicators June 30, 2021 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 37,988 $ 478 $ 80 $ - $ - $ 38,546 $ 171,353 $ 594 $ 171,947 $ 210,493 Commercial real estate 307,506 4,043 12,690 - - 324,239 - - - 324,239 Construction, land acquisition and development 48,889 - - - - 48,889 4,770 - 4,770 53,659 Commercial and industrial 243,948 245 1,588 - - 245,781 2,447 - 2,447 248,228 Consumer - - - - - - 81,181 278 81,459 81,459 State and political subdivisions 61,767 - - - - 61,767 7 - 7 61,774 Total $ 700,098 $ 4,766 $ 14,358 $ - $ - $ 719,222 $ 259,758 $ 872 $ 260,630 $ 979,852 Credit Quality Indicators December 31, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 35,839 $ 494 $ 209 $ - $ - $ 36,542 $ 158,896 $ 890 $ 159,786 $ 196,328 Commercial real estate 256,390 4,349 13,164 - - 273,903 - - - 273,903 Construction, land acquisition and development 55,697 - - - - 55,697 4,088 - 4,088 59,785 Commercial and industrial 233,370 961 1,104 - - 235,435 3,000 - 3,000 238,435 Consumer - - - - - - 85,374 507 85,881 85,881 State and political subdivisions 48,998 - - - - 48,998 11 - 11 49,009 Total $ 630,294 $ 5,804 $ 14,477 $ - $ - $ 650,575 $ 251,369 $ 1,397 $ 252,766 $ 903,341 Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $4.5 million and $5.6 million at June 30, 2021 December 31, 2020 six no may may 90 no 90 June 30, 2021 December 31, 2020 The following tables present the delinquency status of past due and non-accrual loans at June 30, 2021 December 31, 2020 June 30, 2021 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 209,777 $ 10 $ 31 $ - $ 209,818 Commercial real estate 321,333 - - - 321,333 Construction, land acquisition and development 53,659 - - - 53,659 Commercial and industrial 247,488 41 3 - 247,532 Consumer 80,354 763 64 - 81,181 State and political subdivisions 61,774 - - - 61,774 Total performing (accruing) loans 974,385 814 98 - 975,297 Non-accrual loans: Residential real estate 174 176 - 325 675 Commercial real estate 1,352 - - 1,554 2,906 Construction, land acquisition and development - - - - - Commercial and industrial 538 - - 158 696 Consumer 166 55 52 5 278 State and political subdivisions - - - - - Total non-accrual loans 2,230 231 52 2,042 4,555 Total loans receivable $ 976,615 $ 1,045 $ 150 $ 2,042 $ 979,852 December 31, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 194,820 $ 251 $ 159 $ - $ 195,230 Commercial real estate 270,059 606 - - 270,665 Construction, land acquisition and development 59,785 - - - 59,785 Commercial and industrial 237,262 419 16 - 237,697 Consumer 83,486 1,485 403 - 85,374 State and political subdivisions 49,009 - - - 49,009 Total performing (accruing) loans 894,421 2,761 578 - 897,760 Non-accrual loans: Residential real estate 642 39 - 417 1,098 Commercial real estate 1,484 - - 1,754 3,238 Construction, land acquisition and development - - - - - Commercial and industrial 614 - 124 - 738 Consumer 114 132 96 165 507 State and political subdivisions - - - - - Total non-accrual loans 2,854 171 220 2,336 5,581 Total loans receivable $ 897,275 $ 2,932 $ 798 $ 2,336 $ 903,341 The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for FNCB’s impaired loans, which have been analyzed for impairment under ASC 310, June 30, 2021 December 31, 2020 $100 not not 450. $100 450 June 30, 2021 December 31, 2020 June 30, 2021 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 631 $ 695 $ - Commercial real estate 2,472 5,129 - Construction, land acquisition and development - - - Commercial and industrial 398 424 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,501 6,248 - With a related allowance recorded: Residential real estate 1,357 1,357 11 Commercial real estate 5,529 5,529 67 Construction, land acquisition and development 66 66 - Commercial and industrial 391 609 172 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 7,343 7,561 250 Total impaired loans: Residential real estate 1,988 2,052 11 Commercial real estate 8,001 10,658 67 Construction, land acquisition and development 66 66 - Commercial and industrial 789 1,033 172 Consumer - - - State and political subdivisions - - - Total impaired loans $ 10,844 $ 13,809 $ 250 December 31, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 859 $ 957 $ - Commercial real estate 2,729 5,311 - Construction, land acquisition and development 69 69 - Commercial and industrial 5 5 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,662 6,342 - With a related allowance recorded: Residential real estate 1,462 1,462 13 Commercial real estate 5,719 5,719 46 Construction, land acquisition and development - - - Commercial and industrial 892 1,130 357 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 8,073 8,311 416 Total impaired loans: Residential real estate 2,321 2,419 13 Commercial real estate 8,448 11,030 46 Construction, land acquisition and development 69 69 - Commercial and industrial 897 1,135 357 Consumer - - - State and political subdivisions - - - Total impaired loans $ 11,735 $ 14,653 $ 416 The following table presents the average balance and interest income by loan category recognized on impaired loans for the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Average Interest Average Interest Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Balance Income (1) Balance Income (1) Residential real estate $ 2,094 $ 17 $ 2,274 $ 20 $ 2,092 $ 35 $ 2,422 $ 40 Commercial real estate 8,183 56 10,980 70 8,233 113 11,150 138 Construction, land acquisition and development 66 1 73 1 67 2 74 2 Commercial and industrial 929 2 1,236 6 895 4 1,125 6 Consumer - - 282 1 - - 237 3 State and political subdivisions - - - - - - - - Total impaired loans $ 11,272 $ 76 $ 14,845 $ 98 $ 11,287 $ 154 $ 15,008 $ 189 ( 1 The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated $55 thousand and $115 thousand for the three six June 30, 2021 three six June 30, 2020, Troubled Debt Restructured Loans TDRs were $7.2 million and $7.7 million at June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 not June 30, 2021 The modification of the terms of loans classified as TDRs may one There were no loans modified as TDRs during the three six June 30, 2021. three one three six June 30, 2020. three one 12 90 three six June 30, 2021 2020. Residential Real Estate Loan Foreclosures During the three six June 30, 2021, third 2021. three six June 30, 2021. one June 30, 2021. There were no residential real estate properties foreclosed upon during the three six June 30, 2020 June 30, 2020.

Note 5 - Income Taxes

Note 5 - Income Taxes	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 5. The following table presents a reconciliation between the effective income tax expense and the income tax expense that would have been provided at the federal statutory tax rate of 21.0% for the three six June 30, 2021 2020 For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 (dollars in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 1,336 21.00 % $ 1,013 21.00 % $ 2,767 21.00 % $ 1,541 21.00 % Add (deduct): Tax effects of tax free interest income (181 ) (2.85 )% (165 ) (3.42 )% (364 ) (2.76 )% (271 ) (3.69 )% Non-deductible interest expense 12 0.19 % 4 0.09 % 23 0.17 % 9 0.12 % Bank-owned life insurance (31 ) (0.49 )% (25 ) (0.52 )% (145 ) (1.10 )% (52 ) (0.71 )% Gains on equity securities (8 ) (0.12 )% - - (84 ) (0.64 )% - - Other items, net 3 0.05 % (22 ) (0.47 )% (85 ) (0.64 )% 30 0.41 % Income tax provision $ 1,131 17.78 % $ 805 16.68 % $ 2,112 16.03 % $ 1,257 17.13 % Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently if necessary, in accordance with guidance set forth in ASC Topic 740 not not June 30, 2021 June 30, 2021 December 31, 2020

Note 6 - Related Party Transact

Note 6 - Related Party Transactions	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 6. In conducting its business, FNCB has engaged in, and intends to continue to engage in, banking and financial transactions with directors, executive officers and their related parties. FNCB has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, net of any participations sold, as well as repayments during the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 102,498 $ 82,818 $ 98,935 $ 77,896 Additions, new loans and advances 41,469 13,143 49,679 30,696 Repayments (19,810 ) (2,388 ) (24,457 ) (15,019 ) Other (1) (23,657 ) - (23,657 ) - Balance, end of period $ 100,500 $ 93,573 $ 100,500 $ 93,573 (1) Other represents loans to related parties that ceased being related parties during the year At June 30, 2021 not Deposits from directors, executive officers and their related parties held by the Bank at June 30, 2021 December 31, 2020 six June 30, 2021 2020 In the course of its operations, FNCB acquires goods and services from, and transacts business with, various companies of related parties, which include, but are not three six June 30, 2021 2020.

Note 7 - Commitments and Contin

Note 7 - Commitments and Contingencies	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 7 . Commitments and Contingencies Leases FNCB is obligated under operating leases for certain bank branches, office space, automobiles and equipment. Operating lease right of use ("ROU") assets represent FNCB's right to use an underlying asset during the lease term and operating liabilities represent FNCB's obligation to make lease payments under the lease agreement. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents FNCB's incremental borrowing rate at the commencement date. ROU assets are included in other assets and operating lease liabilities are included in other liabilities in the consolidated statements of financial condition. As of June 30, 2021 three six June 30, 2021 Operating lease expense associated with bank branches and office space is included in occupancy expense, while operating lease expenses associated with automobiles and office equipment are included in equipment expense in the consolidated statements of income. Total rental expense under leases amounted to $191 thousand and $216 thousand, respectively, at June 30, 2021 2020. The following table summarizes the maturity of remaining operating lease liabilities as of June 30, 2021 (in thousands) June 30, 2021 2021 $ 183 2022 397 2023 366 2024 330 2025 335 2026 and thereafter 2,742 Total lease payments 4,353 Less: imputed interest 878 Present value of operating lease liabilities $ 3,475 The following table presents other information related to our operating leases: (dollars in thousands) June 30, 2021 Weighted-average remaining lease term 12.9 years Weighted-average discount rate 3.31 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 215 Litigation FNCB has been subject to tax audits, and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none

Note 8 - Stock Compensation Pla

Note 8 - Stock Compensation Plans/Subsequent Event	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 8 . Stock Compensation Plans/Subsequent Event FNCB has a Long-Term Incentive Compensation Plan (“LTIP”) for directors, executives and key employees. The LTIP authorizes up to 1,200,000 shares of common stock for issuance and provides the Board of Directors with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. During the six June 30, 2021 2020 June 30, 2021 six June 30, 2021 2020 June 30, 2021 2020 Subsequent to June 30, 2021, July 1, 2021, nine July 1, 2021. The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Weighted- Weighted- Weighted- Weighted- Average Average Average Average Restricted Grant Date Restricted Grant Date Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 225,978 $ 7.34 201,415 $ 7.14 159,913 $ 7.07 128,150 $ 7.76 Awards granted - - - - 66,065 7.98 75,924 6.07 Forfeitures (7,443 ) 7.38 - - (7,443 ) 7.38 (2,659 ) 6.24 Vestings (44,238 ) 7.20 (31,783 ) 7.69 (44,238 ) 7.20 (31,783 ) 7.69 Total outstanding, end of period 174,297 $ 7.37 169,632 $ 7.04 174,297 $ 7.37 169,632 $ 7.04

Note 9 - Regulatory Matters_Sub

Note 9 - Regulatory Matters/Subsequent Events	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 9 . Regulatory Matters/Subsequent Events FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that may three six June 30, 2021 three six June 30, 2020. three six June 30, 2021 2020 three six June 30, 2021, 2020. June 30, 2021 July 29, 2021, third 2021 September 15, 2021 September 1, 2021 . On January 27, 2021, may no February 3, 2021 December 31, 2021, 10b5 1 1934, not may no June 30, 2021, June 30, 2021, July 1, 2021 July 30, 2021, 137,029 The holding company is considered a small bank holding company and is exempt from risk-based capital and leverage rules, including Basel III. FNCB and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on FNCB’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, FNCB and the Bank must meet specific capital guidelines that involve quantitative measures of FNCB's and the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. FNCB's and the Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Management believes, as of June 30, 2021 December 31, 2020 Current quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total capital, Tier I capital, and Tier I common equity (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). The following tables present summary information regarding the Bank’s risk-based capital and related ratios at June 30, 2021 December 31, 2020 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio June 30, 2021 Total capital (to risk-weighted assets) $ 161,396 15.79 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 148,626 14.54 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 148,626 14.54 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 148,626 9.90 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,022,134 Total average assets 1,501,242 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2020 Total capital (to risk-weighted assets) $ 149,173 15.79 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 137,356 14.54 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 137,356 14.54 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 137,356 9.57 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 944,546 Total average assets 1,434,776

Note 10 - Fair Value Measuremen

Note 10 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10 . Fair Value Measurements In determining fair value, FNCB uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of FNCB. Unobservable inputs reflect FNCB’s knowledge about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances. The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 3 three ● Level 1 ● Level 2 not ● Level 3 not A description of the valuation methodologies used for assets recorded at fair value is set forth below. Available-for-Sale Debt Securities The estimated fair values for FNCB’s investments in obligations of U.S Treasury securities, U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs and mortgage-backed securities, private collateralized mortgage obligations and asset-backed securities are obtained by FNCB from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 may 2 2 not not 2 For those securities for which the inputs used by an independent pricing service were derived from unobservable market information, FNCB evaluated the appropriateness and quality of each price. Management reviewed the volume and level of activity for all classes of securities and attempted to identify transactions which may not may 3 third At June 30, 2021 June 30, 2021, not third 3 third Equity Securities The estimated fair values of equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 Derivative Contracts FNCB's derivative liabilities are reported at fair value utilizing Level 2 may Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables present the financial assets and liabilities that were measured at fair value on a recurring basis at June 30, 2021 December 31, 2020 Fair Value Measurements at June 30, 2021 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. Treasury securities $ 5,124 $ - $ 5,124 $ - Obligations of state and political subdivisions 215,389 - 215,389 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 107,000 - 107,000 - Collateralized mortgage obligations - commercial 3,821 - 3,821 - Mortgage-backed securities 19,976 - 19,976 - Private collateralized mortgage obligations 41,247 - 41,247 - Corporate debt securities 29,688 - 13,079 16,609 Asset-backed securities 10,562 - 10,562 - Subtotal available-for-sale debt securities 432,807 - 416,198 16,609 Equity securities, at fair value 4,303 4,303 - - Derivative assets 163 - 163 - Total $ 437,273 $ 4,303 $ 416,361 $ 16,609 Financial liabilities: Derivative liabilities $ 91 $ - $ 91 $ - Total $ 91 $ - $ 91 $ - Fair Value Measurements at December 31, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 205,828 $ - $ 205,828 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 56,972 - 56,972 - Collateralized mortgage obligations - commercial 3,904 - 3,904 - Mortgage-backed securities 13,026 - 13,026 - Private collateralized mortgage obligations 38,199 - 38,199 - Corporate debt securities 24,580 - 8,156 16,424 Asset-backed securities 7,526 - 7,526 - Subtotal available-for-sale debt securities 350,035 - 333,612 16,424 Equity securities, at fair value 3,026 3,026 - - Derivative assets 23 - 23 Total $ 353,084 $ 3,026 $ 333,635 $ 16,424 Financial liabilities: Derivative liabilities $ 143 $ - $ 143 $ - Total $ 143 $ - $ 143 $ - During the six June 30, 2021, four 3 2. not third first 2021, no six June 30, 2020. The following table presents a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3 six June 30, 2021 2020 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Six Months Ended June 30, (in thousands) 2021 2020 Balance at January 1, $ 16,424 $ 5,150 Additions 4,000 8,800 Redemptions - - Transfer to Level 2 (3,947 ) - Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive income 132 (2,237 ) Balance at June 30, $ 16,609 $ 11,713 Assets Measured at Fair Value on a Non-Recurring Basis The following tables present assets and liabilities measured at fair value on a non-recurring basis at June 30, 2021 December 31, 2020 3 June 30, 2021 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,677 $ 221 $ 4,456 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,167 29 6,138 Discounted cash flows Discount rate 3.00% 8.75% Other real estate owned 196 (40 ) 236 Appraisal of collateral Selling cost 10.0 % December 31, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,244 $ 218 $ 4,026 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 7,491 198 7,293 Discounted cash flows Discount rate 3.00% - 8.75% Other real estate owned 58 - 58 Appraisal of collateral Selling cost 10.0 % The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level 3 not may not OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance may may The following table summarizes the estimated fair values of FNCB’s financial instruments using an exit price notion at June 30, 2021 December 31, 2020 not not not may Fair Value June 30, 2021 December 31, 2020 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 55,942 $ 55,942 $ 155,811 $ 155,811 Available-for-sale debt securities See table on page 21 432,807 432,807 350,035 350,035 Equity securities Level 1 4,303 4,303 3,026 3,026 Restricted stock Level 2 1,099 1,099 1,745 1,745 Loans held for sale Level 2 642 642 2,107 2,107 Loans, net Level 3 964,253 967,108 889,152 891,880 Accrued interest receivable Level 2 4,485 4,485 4,286 4,286 Equity securities without readily determinable fair values Level 3 500 500 500 500 Servicing rights Level 3 300 557 324 479 Derivative assets Level 2 163 163 23 23 Financial liabilities Deposits Level 2 1,338,178 1,338,593 1,287,448 1,288,567 Borrowed funds Level 2 10,310 10,310 10,310 10,310 Accrued interest payable Level 2 87 87 108 108 Derivative liabilities Level 2 91 91 135 143

Note 11 - Earnings Per Share

Note 11 - Earnings Per Share	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 11. For FNCB, the numerator of both the basic and diluted earnings per share of common stock is net income available to common shareholders. The weighted-average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. For the three six June 30, 2021 2020 The following table presents the calculation of both basic and diluted earnings per share of common stock for the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, (in thousands, except share data) 2021 2020 2021 2020 Net income $ 5,229 $ 4,021 $ 11,062 $ 6,084 Basic weighted-average number of common shares outstanding 20,222,216 20,191,527 20,232,183 20,182,012 Plus: Common share equivalents 10,478 - 10,911 2,034 Diluted weighted-average number of common shares outstanding 20,232,694 20,191,527 20,243,094 20,184,046 Income per common share: Basic $ 0.26 $ 0.20 $ 0.55 $ 0.30 Diluted $ 0.26 $ 0.20 $ 0.55 $ 0.30

Note 12 - Other Comprehensive I

Note 12 - Other Comprehensive Income	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 12 . The following table summarizes the reclassifications out of accumulated other comprehensive income for the three six June 30, 2021 2020 For the Three Months Ended June 30, 2021 For the Six Months Ended June 30, 2021 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on the sale of available-for-sale debt securities $ (213 ) Net gain on the sale of available-for-sale debt securities Taxes - Income taxes 45 Income taxes Net of tax amount $ - $ (168 ) For the Three Months Ended June 30, 2020 For the Six Months Ended June 30, 2020 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (922 ) Net gain on the sale of available-for-sale debt securities $ (1,071 ) Net gain on the sale of available-for-sale debt securities Taxes 193 Income taxes 225 Income taxes Net of tax amount $ (729 ) $ (846 ) The following table summarizes the changes in accumulated other comprehensive income, net of tax for the three six June 30, 2021 2020 Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 8,299 $ 6,351 $ 13,886 $ 3,056 Other comprehensive income (loss) before reclassifications 2,898 5,157 (2,521 ) 8,569 Amount reclassified from accumulated other comprehensive income - (729 ) (168 ) (846 ) Net other comprehensive income (loss) during the period 2,898 4,428 (2,689 ) 7,723 Balance, end of period $ 11,197 $ 10,779 $ 11,197 $ 10,779

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	June 30, 2021 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. Treasury securities $ 5,106 $ 18 $ - $ 5,124 Obligations of state and political subdivisions 204,215 11,422 248 215,389 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 105,758 2,121 879 107,000 Collateralized mortgage obligations - commercial 3,703 138 20 3,821 Mortgage-backed securities 19,565 483 72 19,976 Private collateralized mortgage obligations 41,068 296 117 41,247 Corporate debt securities 28,800 948 60 29,688 Asset-backed securities 10,491 88 17 10,562 Total available-for-sale debt securities $ 418,706 $ 15,514 $ 1,413 $ 432,807 December 31, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 192,851 $ 13,012 $ 35 $ 205,828 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 54,091 2,940 59 56,972 Collateralized mortgage obligations - commercial 3,721 183 - 3,904 Mortgage-backed securities 12,452 588 14 13,026 Private collateralized mortgage obligations 37,926 352 79 38,199 Corporate debt securities 23,800 790 10 24,580 Asset-backed securities 7,505 46 25 7,526 Total available-for-sale debt securities $ 332,346 $ 17,911 $ 222 $ 350,035
Investments Classified by Contractual Maturity Date [Table Text Block]	June 30, 2021 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 4,666 $ 4,674 After one year through five years 63,701 67,772 After five years through ten years 51,626 53,512 After ten years 118,128 124,243 Mortgage-backed securities 19,565 19,976 Collateralized mortgage obligations 150,529 152,068 Asset-backed securities 10,491 10,562 Total available-for-sale debt securities $ 418,706 $ 432,807
Gain (Loss) on Securities [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Available-for-sale debt securities: Gross proceeds received on sales $ - $ 43,913 $ 2,981 $ 51,888 Gross realized gains - 1,027 213 1,176 Gross realized losses - (105 ) - (105 ) Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Net gains recognized on equity securities $ 36 $ 4 $ 400 $ 18 Less: net gains recognized on equity securities sold or transferred - - - - Unrealized gains on equity securities held $ 36 $ 4 $ 400 $ 18
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30, 2021 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. Treasury securities - $ - $ - - $ - $ - - $ - $ - Obligations of state and political subdivisions 21 16,498 248 - - - 21 16,498 248 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 12 35,443 839 1 1,731 40 13 37,174 879 Collateralized mortgage obligations - commercial 1 1,674 20 - - - 1 1,674 20 Mortgage-backed securities 2 5,003 72 - - - 2 5,003 72 Private collateralized mortgage obligations 6 13,397 111 1 1,932 6 7 15,329 117 Corporate debt securities 6 5,240 60 - - - 6 5,240 60 Asset-backed securities 3 2,577 7 2 1,508 10 5 4,085 17 Total available-for-sale debt securities 51 $ 79,832 $ 1,357 4 $ 5,171 $ 56 55 $ 85,003 $ 1,413 December 31, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 6 $ 4,541 $ 35 - $ - $ - 6 $ 4,541 $ 35 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 2 7,019 59 - - - 2 7,019 59 Collateralized mortgage obligations - commercial - - - - - - - - - Mortgage-backed securities 1 2,103 14 - - - 1 2,103 14 Private collateralized mortgage obligations 3 7,857 42 1 2,256 37 4 10,113 79 Corporate debt securities 2 1,739 10 - - - 2 1,739 10 Asset-backed securities 2 746 13 1 1,591 12 3 2,337 25 Total available-for-sale debt securities 16 $ 24,005 $ 173 2 $ 3,847 $ 49 18 $ 27,852 $ 222
Investment [Table Text Block]	June 30, December 31, (in thousands) 2021 2020 Stock in Federal Home Loan Bank of Pittsburgh $ 1,089 $ 1,735 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 1,099 $ 1,745

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, December 31, (in thousands) 2021 2020 Residential real estate $ 210,493 $ 196,328 Commercial real estate 324,239 273,903 Construction, land acquisition and development 53,659 59,785 Commercial and industrial 248,228 238,435 Consumer 81,459 85,881 State and political subdivisions 61,774 49,009 Total loans, gross 979,852 903,341 Unearned income (268 ) (110 ) Net deferred loan fees (3,046 ) (2,129 ) Allowance for loan and lease losses (12,285 ) (11,950 ) Loans, net $ 964,253 $ 889,152
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended June 30, 2021 Allowance for loan losses: Beginning balance, April 1, 2021 $ 1,732 $ 4,521 $ 516 $ 2,603 $ 1,219 $ 387 $ 1,098 $ 12,076 Charge-offs (6 ) - - (11 ) (119 ) - - (136 ) Recoveries 13 - - 7 170 - - 190 Provisions (credits) 119 127 (23 ) (116 ) (93 ) 122 19 155 Ending balance, June 30, 2021 $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Three months ended June 30, 2020 Allowance for loan losses: Beginning balance, April 1, 2020 $ 1,307 $ 3,557 $ 283 $ 2,304 $ 1,714 $ 270 $ 472 $ 9,907 Charge-offs - - - (92 ) (224 ) - - (316 ) Recoveries 37 1 - 425 139 - - 602 Provisions (credits) 7 384 77 (294 ) 60 67 530 831 Ending balance, June 30, 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Six months ended June 30, 2021 Allowance for loan losses: Beginning balance, January 1, 2021 $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Charge-offs (6 ) - - (30 ) (461 ) - - (497 ) Recoveries 16 46 - 32 397 - - 491 Provisions (credits) 133 334 (45 ) (138 ) (78 ) 104 31 341 Ending balance, June 30, 2021 $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Six months ended June 30, 2020 Allowance for loan losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (56 ) - (127 ) (462 ) - - (645 ) Recoveries 39 1 - 484 213 - - 737 Provisions (credits) 165 799 89 (11 ) 280 84 576 1,982 Ending balance, June 30, 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total June 30, 2021 Allowance for loan losses: Individually evaluated for impairment $ 11 $ 67 $ - $ 172 $ - $ - $ - $ 250 Collectively evaluated for impairment 1,847 4,581 493 2,311 1,177 509 1,117 12,035 Total $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Loans receivable: Individually evaluated for impairment $ 1,988 $ 8,001 $ 66 $ 789 $ - $ - $ - $ 10,844 Collectively evaluated for impairment 208,505 316,238 53,593 247,439 81,459 61,774 - 969,008 Total $ 210,493 $ 324,239 $ 53,659 $ 248,228 $ 81,459 $ 61,774 $ - $ 979,852 December 31, 2020 Allowance for loan losses: Individually evaluated for impairment $ 13 $ 46 $ - $ 357 $ - $ - $ - $ 416 Collectively evaluated for impairment 1,702 4,222 538 2,262 1,319 405 1,086 11,534 Total $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Loans receivable: Individually evaluated for impairment $ 2,321 $ 8,448 $ 69 $ 897 $ - $ - $ - $ 11,735 Collectively evaluated for impairment 194,007 265,455 59,716 237,538 85,881 49,009 - 891,606 Total $ 196,328 $ 273,903 $ 59,785 $ 238,435 $ 85,881 $ 49,009 $ - $ 903,341
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Quality Indicators June 30, 2021 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 37,988 $ 478 $ 80 $ - $ - $ 38,546 $ 171,353 $ 594 $ 171,947 $ 210,493 Commercial real estate 307,506 4,043 12,690 - - 324,239 - - - 324,239 Construction, land acquisition and development 48,889 - - - - 48,889 4,770 - 4,770 53,659 Commercial and industrial 243,948 245 1,588 - - 245,781 2,447 - 2,447 248,228 Consumer - - - - - - 81,181 278 81,459 81,459 State and political subdivisions 61,767 - - - - 61,767 7 - 7 61,774 Total $ 700,098 $ 4,766 $ 14,358 $ - $ - $ 719,222 $ 259,758 $ 872 $ 260,630 $ 979,852 Credit Quality Indicators December 31, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 35,839 $ 494 $ 209 $ - $ - $ 36,542 $ 158,896 $ 890 $ 159,786 $ 196,328 Commercial real estate 256,390 4,349 13,164 - - 273,903 - - - 273,903 Construction, land acquisition and development 55,697 - - - - 55,697 4,088 - 4,088 59,785 Commercial and industrial 233,370 961 1,104 - - 235,435 3,000 - 3,000 238,435 Consumer - - - - - - 85,374 507 85,881 85,881 State and political subdivisions 48,998 - - - - 48,998 11 - 11 49,009 Total $ 630,294 $ 5,804 $ 14,477 $ - $ - $ 650,575 $ 251,369 $ 1,397 $ 252,766 $ 903,341
Financing Receivable, Past Due [Table Text Block]	June 30, 2021 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 209,777 $ 10 $ 31 $ - $ 209,818 Commercial real estate 321,333 - - - 321,333 Construction, land acquisition and development 53,659 - - - 53,659 Commercial and industrial 247,488 41 3 - 247,532 Consumer 80,354 763 64 - 81,181 State and political subdivisions 61,774 - - - 61,774 Total performing (accruing) loans 974,385 814 98 - 975,297 Non-accrual loans: Residential real estate 174 176 - 325 675 Commercial real estate 1,352 - - 1,554 2,906 Construction, land acquisition and development - - - - - Commercial and industrial 538 - - 158 696 Consumer 166 55 52 5 278 State and political subdivisions - - - - - Total non-accrual loans 2,230 231 52 2,042 4,555 Total loans receivable $ 976,615 $ 1,045 $ 150 $ 2,042 $ 979,852 December 31, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 194,820 $ 251 $ 159 $ - $ 195,230 Commercial real estate 270,059 606 - - 270,665 Construction, land acquisition and development 59,785 - - - 59,785 Commercial and industrial 237,262 419 16 - 237,697 Consumer 83,486 1,485 403 - 85,374 State and political subdivisions 49,009 - - - 49,009 Total performing (accruing) loans 894,421 2,761 578 - 897,760 Non-accrual loans: Residential real estate 642 39 - 417 1,098 Commercial real estate 1,484 - - 1,754 3,238 Construction, land acquisition and development - - - - - Commercial and industrial 614 - 124 - 738 Consumer 114 132 96 165 507 State and political subdivisions - - - - - Total non-accrual loans 2,854 171 220 2,336 5,581 Total loans receivable $ 897,275 $ 2,932 $ 798 $ 2,336 $ 903,341
Impaired Financing Receivables [Table Text Block]	June 30, 2021 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 631 $ 695 $ - Commercial real estate 2,472 5,129 - Construction, land acquisition and development - - - Commercial and industrial 398 424 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,501 6,248 - With a related allowance recorded: Residential real estate 1,357 1,357 11 Commercial real estate 5,529 5,529 67 Construction, land acquisition and development 66 66 - Commercial and industrial 391 609 172 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 7,343 7,561 250 Total impaired loans: Residential real estate 1,988 2,052 11 Commercial real estate 8,001 10,658 67 Construction, land acquisition and development 66 66 - Commercial and industrial 789 1,033 172 Consumer - - - State and political subdivisions - - - Total impaired loans $ 10,844 $ 13,809 $ 250 December 31, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 859 $ 957 $ - Commercial real estate 2,729 5,311 - Construction, land acquisition and development 69 69 - Commercial and industrial 5 5 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,662 6,342 - With a related allowance recorded: Residential real estate 1,462 1,462 13 Commercial real estate 5,719 5,719 46 Construction, land acquisition and development - - - Commercial and industrial 892 1,130 357 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 8,073 8,311 416 Total impaired loans: Residential real estate 2,321 2,419 13 Commercial real estate 8,448 11,030 46 Construction, land acquisition and development 69 69 - Commercial and industrial 897 1,135 357 Consumer - - - State and political subdivisions - - - Total impaired loans $ 11,735 $ 14,653 $ 416
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Average Interest Average Interest Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Balance Income (1) Balance Income (1) Residential real estate $ 2,094 $ 17 $ 2,274 $ 20 $ 2,092 $ 35 $ 2,422 $ 40 Commercial real estate 8,183 56 10,980 70 8,233 113 11,150 138 Construction, land acquisition and development 66 1 73 1 67 2 74 2 Commercial and industrial 929 2 1,236 6 895 4 1,125 6 Consumer - - 282 1 - - 237 3 State and political subdivisions - - - - - - - - Total impaired loans $ 11,272 $ 76 $ 14,845 $ 98 $ 11,287 $ 154 $ 15,008 $ 189

Note 5 - Income Taxes (Tables)

Note 5 - Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 (dollars in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 1,336 21.00 % $ 1,013 21.00 % $ 2,767 21.00 % $ 1,541 21.00 % Add (deduct): Tax effects of tax free interest income (181 ) (2.85 )% (165 ) (3.42 )% (364 ) (2.76 )% (271 ) (3.69 )% Non-deductible interest expense 12 0.19 % 4 0.09 % 23 0.17 % 9 0.12 % Bank-owned life insurance (31 ) (0.49 )% (25 ) (0.52 )% (145 ) (1.10 )% (52 ) (0.71 )% Gains on equity securities (8 ) (0.12 )% - - (84 ) (0.64 )% - - Other items, net 3 0.05 % (22 ) (0.47 )% (85 ) (0.64 )% 30 0.41 % Income tax provision $ 1,131 17.78 % $ 805 16.68 % $ 2,112 16.03 % $ 1,257 17.13 %

Note 6 - Related Party Transa_2

Note 6 - Related Party Transactions (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 102,498 $ 82,818 $ 98,935 $ 77,896 Additions, new loans and advances 41,469 13,143 49,679 30,696 Repayments (19,810 ) (2,388 ) (24,457 ) (15,019 ) Other (1) (23,657 ) - (23,657 ) - Balance, end of period $ 100,500 $ 93,573 $ 100,500 $ 93,573 (1) Other represents loans to related parties that ceased being related parties during the year

Note 7 - Commitments and Cont_2

Note 7 - Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) June 30, 2021 2021 $ 183 2022 397 2023 366 2024 330 2025 335 2026 and thereafter 2,742 Total lease payments 4,353 Less: imputed interest 878 Present value of operating lease liabilities $ 3,475
Lease, Other Information Related to Operating Leases [Table Text Block]	(dollars in thousands) June 30, 2021 Weighted-average remaining lease term 12.9 years Weighted-average discount rate 3.31 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 215

Note 8 - Stock Compensation P_2

Note 8 - Stock Compensation Plans/Subsequent Event (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Weighted- Weighted- Weighted- Weighted- Average Average Average Average Restricted Grant Date Restricted Grant Date Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 225,978 $ 7.34 201,415 $ 7.14 159,913 $ 7.07 128,150 $ 7.76 Awards granted - - - - 66,065 7.98 75,924 6.07 Forfeitures (7,443 ) 7.38 - - (7,443 ) 7.38 (2,659 ) 6.24 Vestings (44,238 ) 7.20 (31,783 ) 7.69 (44,238 ) 7.20 (31,783 ) 7.69 Total outstanding, end of period 174,297 $ 7.37 169,632 $ 7.04 174,297 $ 7.37 169,632 $ 7.04

Note 9 - Regulatory Matters_S_2

Note 9 - Regulatory Matters/Subsequent Events (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio June 30, 2021 Total capital (to risk-weighted assets) $ 161,396 15.79 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 148,626 14.54 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 148,626 14.54 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 148,626 9.90 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,022,134 Total average assets 1,501,242 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2020 Total capital (to risk-weighted assets) $ 149,173 15.79 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 137,356 14.54 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 137,356 14.54 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 137,356 9.57 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 944,546 Total average assets 1,434,776

Note 10 - Fair Value Measurem_2

Note 10 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2021 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. Treasury securities $ 5,124 $ - $ 5,124 $ - Obligations of state and political subdivisions 215,389 - 215,389 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 107,000 - 107,000 - Collateralized mortgage obligations - commercial 3,821 - 3,821 - Mortgage-backed securities 19,976 - 19,976 - Private collateralized mortgage obligations 41,247 - 41,247 - Corporate debt securities 29,688 - 13,079 16,609 Asset-backed securities 10,562 - 10,562 - Subtotal available-for-sale debt securities 432,807 - 416,198 16,609 Equity securities, at fair value 4,303 4,303 - - Derivative assets 163 - 163 - Total $ 437,273 $ 4,303 $ 416,361 $ 16,609 Financial liabilities: Derivative liabilities $ 91 $ - $ 91 $ - Total $ 91 $ - $ 91 $ - Fair Value Measurements at December 31, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 205,828 $ - $ 205,828 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 56,972 - 56,972 - Collateralized mortgage obligations - commercial 3,904 - 3,904 - Mortgage-backed securities 13,026 - 13,026 - Private collateralized mortgage obligations 38,199 - 38,199 - Corporate debt securities 24,580 - 8,156 16,424 Asset-backed securities 7,526 - 7,526 - Subtotal available-for-sale debt securities 350,035 - 333,612 16,424 Equity securities, at fair value 3,026 3,026 - - Derivative assets 23 - 23 Total $ 353,084 $ 3,026 $ 333,635 $ 16,424 Financial liabilities: Derivative liabilities $ 143 $ - $ 143 $ - Total $ 143 $ - $ 143 $ -
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Six Months Ended June 30, (in thousands) 2021 2020 Balance at January 1, $ 16,424 $ 5,150 Additions 4,000 8,800 Redemptions - - Transfer to Level 2 (3,947 ) - Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive income 132 (2,237 ) Balance at June 30, $ 16,609 $ 11,713
Fair Value Measurements, Nonrecurring [Table Text Block]	June 30, 2021 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,677 $ 221 $ 4,456 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,167 29 6,138 Discounted cash flows Discount rate 3.00% 8.75% Other real estate owned 196 (40 ) 236 Appraisal of collateral Selling cost 10.0 % December 31, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,244 $ 218 $ 4,026 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 7,491 198 7,293 Discounted cash flows Discount rate 3.00% - 8.75% Other real estate owned 58 - 58 Appraisal of collateral Selling cost 10.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value June 30, 2021 December 31, 2020 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 55,942 $ 55,942 $ 155,811 $ 155,811 Available-for-sale debt securities See table on page 21 432,807 432,807 350,035 350,035 Equity securities Level 1 4,303 4,303 3,026 3,026 Restricted stock Level 2 1,099 1,099 1,745 1,745 Loans held for sale Level 2 642 642 2,107 2,107 Loans, net Level 3 964,253 967,108 889,152 891,880 Accrued interest receivable Level 2 4,485 4,485 4,286 4,286 Equity securities without readily determinable fair values Level 3 500 500 500 500 Servicing rights Level 3 300 557 324 479 Derivative assets Level 2 163 163 23 23 Financial liabilities Deposits Level 2 1,338,178 1,338,593 1,287,448 1,288,567 Borrowed funds Level 2 10,310 10,310 10,310 10,310 Accrued interest payable Level 2 87 87 108 108 Derivative liabilities Level 2 91 91 135 143

Note 11 - Earnings Per Share (T

Note 11 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (in thousands, except share data) 2021 2020 2021 2020 Net income $ 5,229 $ 4,021 $ 11,062 $ 6,084 Basic weighted-average number of common shares outstanding 20,222,216 20,191,527 20,232,183 20,182,012 Plus: Common share equivalents 10,478 - 10,911 2,034 Diluted weighted-average number of common shares outstanding 20,232,694 20,191,527 20,243,094 20,184,046 Income per common share: Basic $ 0.26 $ 0.20 $ 0.55 $ 0.30 Diluted $ 0.26 $ 0.20 $ 0.55 $ 0.30

Note 12 - Other Comprehensive_2

Note 12 - Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	For the Three Months Ended June 30, 2021 For the Six Months Ended June 30, 2021 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on the sale of available-for-sale debt securities $ (213 ) Net gain on the sale of available-for-sale debt securities Taxes - Income taxes 45 Income taxes Net of tax amount $ - $ (168 ) For the Three Months Ended June 30, 2020 For the Six Months Ended June 30, 2020 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (922 ) Net gain on the sale of available-for-sale debt securities $ (1,071 ) Net gain on the sale of available-for-sale debt securities Taxes 193 Income taxes 225 Income taxes Net of tax amount $ (729 ) $ (846 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 8,299 $ 6,351 $ 13,886 $ 3,056 Other comprehensive income (loss) before reclassifications 2,898 5,157 (2,521 ) 8,569 Amount reclassified from accumulated other comprehensive income - (729 ) (168 ) (846 ) Net other comprehensive income (loss) during the period 2,898 4,428 (2,689 ) 7,723 Balance, end of period $ 11,197 $ 10,779 $ 11,197 $ 10,779

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Non-government Securities of Any Individual Issuer Exceeding 10 Percent of Shareholders' Equity	0	0
Security Owned and Pledged as Collateral, Fair Value, Total	$ 345,700	$ 279,700
Equity Securities, FV-NI	4,303	3,026
Common Stock [Member]
Equity Securities, FV-NI, Cost	3,400	2,500
Equity Securities, FV-NI	$ 4,300	3,000
Preferred Stock of Privately-held Bank Holding Company [Member]
Equity Securities without Readily Determinable Fair Value, Dividend Rate	8.25%
Preferred Stock of Privately-held Bank Holding Company [Member] | Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount	$ 500	$ 500

Note 3 - Securities - Available

Note 3 - Securities - Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Available-for-sale debt securities, amortized cost	$ 418,706	$ 332,346
Available-for-sale debt securities, gross unrealized holding gains	15,514	17,911
Available-for-sale debt securities, gross unrealized holding losses	1,413	222
Available-for-sale debt securities, at fair value	432,807	350,035
US Treasury Securities [Member]
Available-for-sale debt securities, amortized cost	5,106
Available-for-sale debt securities, gross unrealized holding gains	18
Available-for-sale debt securities, gross unrealized holding losses	0
Available-for-sale debt securities, at fair value	5,124
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, amortized cost	204,215	192,851
Available-for-sale debt securities, gross unrealized holding gains	11,422	13,012
Available-for-sale debt securities, gross unrealized holding losses	248	35
Available-for-sale debt securities, at fair value	215,389	205,828
Residential Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	105,758	54,091
Available-for-sale debt securities, gross unrealized holding gains	2,121	2,940
Available-for-sale debt securities, gross unrealized holding losses	879	59
Available-for-sale debt securities, at fair value	107,000	56,972
Commercial Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	3,703	3,721
Available-for-sale debt securities, gross unrealized holding gains	138	183
Available-for-sale debt securities, gross unrealized holding losses	20	0
Available-for-sale debt securities, at fair value	3,821	3,904
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	19,565	12,452
Available-for-sale debt securities, gross unrealized holding gains	483	588
Available-for-sale debt securities, gross unrealized holding losses	72	14
Available-for-sale debt securities, at fair value	19,976	13,026
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, amortized cost	41,068	37,926
Available-for-sale debt securities, gross unrealized holding gains	296	352
Available-for-sale debt securities, gross unrealized holding losses	117	79
Available-for-sale debt securities, at fair value	41,247	38,199
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	28,800	23,800
Available-for-sale debt securities, gross unrealized holding gains	948	790
Available-for-sale debt securities, gross unrealized holding losses	60	10
Available-for-sale debt securities, at fair value	29,688	24,580
Asset-backed Securities [Member]
Available-for-sale debt securities, amortized cost	10,491	7,505
Available-for-sale debt securities, gross unrealized holding gains	88	46
Available-for-sale debt securities, gross unrealized holding losses	17	25
Available-for-sale debt securities, at fair value	$ 10,562	$ 7,526

Note 3 - Securities - Availab_2

Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
One year or less, amortized cost	$ 4,666
One year or less, fair value	4,674
After one year through five years, amortized cost	63,701
After one year through five years, fair value	67,772
After five years through ten years, amortized cost	51,626
After five years through ten years, fair value	53,512
After ten years, amortized cost	118,128
After ten years, fair value	124,243
Available-for-sale debt securities, amortized cost	418,706	$ 332,346
Available-for-sale debt securities, at fair value	432,807	350,035
Collateralized Mortgage Backed Securities [Member]
Securities without a single maturity, amortized cost	19,565
Securities without a single maturity, fair value	19,976
Available-for-sale debt securities, amortized cost	19,565	12,452
Available-for-sale debt securities, at fair value	19,976	13,026
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	150,529
Securities without a single maturity, fair value	152,068
Asset-backed Securities [Member]
Securities without a single maturity, amortized cost	10,491
Securities without a single maturity, fair value	10,562
Available-for-sale debt securities, amortized cost	10,491	7,505
Available-for-sale debt securities, at fair value	$ 10,562	$ 7,526

Note 3 - Securities - Gross Pro

Note 3 - Securities - Gross Proceeds Received and Realized Gain (Loss) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Gross proceeds received on sales	$ 0	$ 43,913	$ 2,981	$ 51,888
Gross realized gains	0	1,027	213	1,176
Gross realized losses	0	(105)	0	(105)
Net gains recognized on equity securities	36	4	400	18
Less: net gains recognized on equity securities sold or transferred	0	0	0	0
Unrealized gains on equity securities held	$ 36	$ 4	$ 400	$ 18

Note 3 - Securities - Availab_3

Note 3 - Securities - Available-for-sale Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Less than 12 months, number of securities	51	16
Less than 12 months, fair value	$ 79,832	$ 24,005
Less than 12 months, gross unrealized losses	$ 1,357	$ 173
12 months or longer, number of securities	4	2
12 months or longer, fair value	$ 5,171	$ 3,847
12 months or longer, gross unrealized losses	$ 56	$ 49
Total, number of securities	55	18
Total, fair value	$ 85,003	$ 27,852
Total, gross unrealized losses	$ 1,413	$ 222
US Treasury Securities [Member]
Less than 12 months, number of securities	0
Less than 12 months, fair value	$ 0
Less than 12 months, gross unrealized losses	$ 0
12 months or longer, number of securities	0
12 months or longer, fair value	$ 0
12 months or longer, gross unrealized losses	$ 0
Total, number of securities	0
Total, fair value	$ 0
Total, gross unrealized losses	$ 0
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, number of securities	21	6
Less than 12 months, fair value	$ 16,498	$ 4,541
Less than 12 months, gross unrealized losses	$ 248	$ 35
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	21	6
Total, fair value	$ 16,498	$ 4,541
Total, gross unrealized losses	$ 248	$ 35
Residential Mortgage Backed Securities [Member]
Less than 12 months, number of securities	12	2
Less than 12 months, fair value	$ 35,443	$ 7,019
Less than 12 months, gross unrealized losses	$ 839	$ 59
12 months or longer, number of securities	1	0
12 months or longer, fair value	$ 1,731	$ 0
12 months or longer, gross unrealized losses	$ 40	$ 0
Total, number of securities	13	2
Total, fair value	$ 37,174	$ 7,019
Total, gross unrealized losses	$ 879	$ 59
Commercial Mortgage Backed Securities [Member]
Less than 12 months, number of securities	1	0
Less than 12 months, fair value	$ 1,674	$ 0
Less than 12 months, gross unrealized losses	$ 20	$ 0
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	1	0
Total, fair value	$ 1,674	$ 0
Total, gross unrealized losses	$ 20	$ 0
Collateralized Mortgage Backed Securities [Member]
Less than 12 months, number of securities	2	1
Less than 12 months, fair value	$ 5,003	$ 2,103
Less than 12 months, gross unrealized losses	$ 72	$ 14
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	2	1
Total, fair value	$ 5,003	$ 2,103
Total, gross unrealized losses	$ 72	$ 14
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 months, number of securities	6	3
Less than 12 months, fair value	$ 13,397	$ 7,857
Less than 12 months, gross unrealized losses	$ 111	$ 42
12 months or longer, number of securities	1	1
12 months or longer, fair value	$ 1,932	$ 2,256
12 months or longer, gross unrealized losses	$ 6	$ 37
Total, number of securities	7	4
Total, fair value	$ 15,329	$ 10,113
Total, gross unrealized losses	$ 117	$ 79
Corporate Debt Securities [Member]
Less than 12 months, number of securities	6	2
Less than 12 months, fair value	$ 5,240	$ 1,739
Less than 12 months, gross unrealized losses	$ 60	$ 10
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	6	2
Total, fair value	$ 5,240	$ 1,739
Total, gross unrealized losses	$ 60	$ 10
Asset-backed Securities [Member]
Less than 12 months, number of securities	3	2
Less than 12 months, fair value	$ 2,577	$ 746
Less than 12 months, gross unrealized losses	$ 7	$ 13
12 months or longer, number of securities	2	1
12 months or longer, fair value	$ 1,508	$ 1,591
12 months or longer, gross unrealized losses	$ 10	$ 12
Total, number of securities	5	3
Total, fair value	$ 4,085	$ 2,337
Total, gross unrealized losses	$ 17	$ 25

Note 3 - Securities - Restricte

Note 3 - Securities - Restricted Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Stock in Atlantic Community Banker's Bank	$ 10	$ 10
Restricted stock, at cost	1,099	1,745
Federal Home Loan Bank of Pittsburgh [Member]
Stock in Federal Home Loan Bank of Pittsburgh	$ 1,089	$ 1,735

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Loans and Leases Receivable, Gross, Total	$ 979,852		$ 979,852		$ 903,341
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	(3,046)		(3,046)		(2,129)
Loans and Leases Receivable, Allowance, Ending Balance	12,285		12,285		11,950
Gain (Loss) on Sales of Loans, Net, Total	47	$ 183	271	$ 279
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	642		$ 642		2,107
Loans Still Classified as Non-accrual Status, Period of Past Due (Day)			90 days
Financing Receivable, Nonaccrual	4,500		$ 4,500		5,600
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0		0
Evaluated Individually for Impairment, Non-accrued Loans Other Than TDRs, Threshold	100		100
Financing Receivable, Collectively Evaluated for Impairment	969,008		969,008		891,606
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	55	$ 94	115	$ 205
Financing Receivable, Troubled Debt Restructuring	7,200		7,200		7,700
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Real Estate Owned, Transfer to Real Estate Owned			$ 138	$ 0
Number of Real Estate Properties, Foreclosed		0		0
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 188		188		197
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	400		400		1,400
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	6,800		6,800		7,000
Nonperforming Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	400		400		700
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	1,600	$ 3,000	5,900	$ 5,900
Gain (Loss) on Sales of Loans, Net, Total	47,000	$ 183,000	271,000	$ 279,000
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	600		600		2,100
Small Business Administration [Member]
Loans Serviced for Others, Unpaid Principal Balance	85,500		85,500		96,500
Commercial and Industrial [Member]
Loans and Leases Receivable, Gross, Total	248,228		248,228		238,435
Financing Receivable, Collectively Evaluated for Impairment	247,439		247,439		237,538
Financing Receivable, Modifications, Number of Contracts		3		3
Financing Receivable, Troubled Debt Restructuring, Premodification				$ 196
Financing Receivable, Troubled Debt Restructuring, Postmodification				$ 196
Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	85,800		85,800		78,600
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	3,500		3,500		2,600
Loans and Leases Receivable, Allowance, Ending Balance	0		0		0
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	210,493		210,493		$ 196,328
Financing Receivable, Modifications, Number of Contracts		1		1
Financing Receivable, Troubled Debt Restructuring, Premodification				$ 88
Real Estate Investment Property, Foreclosed	138		138
Selling Price of Property Under Agreement of Sale	205		205
Real Estate Owned, Transfer to Real Estate Owned	178		178
Mortgage Loans in Process of Foreclosure, Amount	94		94
Financing Receivable, Troubled Debt Restructuring, Postmodification				$ 88
Residential Portfolio Segment [Member] | Noninterest Income [Member]
Fair Value Adjustment of Foreclosed Asset Held for Sale	$ 40		$ 40

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable, Net (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans, gross	$ 979,852	$ 903,341
Unearned income	(268)	(110)
Net deferred loan fees	(3,046)	(2,129)
Allowance for loan and lease losses	(12,285)	(11,950)
Loans, net	964,253	889,152
Residential Portfolio Segment [Member]
Loans, gross	210,493	196,328
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	324,239	273,903
Construction, Land Acquisition and Development [Member]
Loans, gross	53,659	59,785
Commercial and Industrial [Member]
Loans, gross	248,228	238,435
Consumer Portfolio Segment [Member]
Loans, gross	81,459	85,881
State and Political Subdivisions [Member]
Loans, gross	$ 61,774	$ 49,009

Note 4 - Loans - Activity in th

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Balance	$ 12,076	$ 9,907	$ 11,950	$ 8,950
Charge-offs	(136)	(316)	(497)	(645)
Recoveries	190	602	491	737
Provision for loan and lease losses	155	831	341	1,982
Balance	12,285	11,024	12,285	11,024
Individually evaluated for impairment, allowance	250		250		$ 416
Collectively evaluated for impairment, allowance	12,035		12,035		11,534
Total, allowance	12,285	11,024	12,285	11,024	11,950
Individually evaluated for impairment	10,844		10,844		11,735
Financing Receivable, Collectively Evaluated for Impairment	969,008		969,008		891,606
Total	979,852		979,852		903,341
Residential Portfolio Segment [Member]
Total	210,493		210,493		196,328
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	1,732	1,307	1,715	1,147
Charge-offs	(6)	0	(6)	0
Recoveries	13	37	16	39
Provision for loan and lease losses	119	7	133	165
Balance	1,858	1,351	1,858	1,351
Individually evaluated for impairment, allowance	11		11		13
Collectively evaluated for impairment, allowance	1,847		1,847		1,702
Total, allowance	1,858	1,351	1,858	1,351	1,715
Individually evaluated for impairment	1,988		1,988		2,321
Financing Receivable, Collectively Evaluated for Impairment	208,505		208,505		194,007
Total	210,493		210,493		196,328
Commercial Real Estate Portfolio Segment [Member]
Total	324,239		324,239		273,903
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	4,521	3,557	4,268	3,198
Charge-offs	0	0	0	(56)
Recoveries	0	1	46	1
Provision for loan and lease losses	127	384	334	799
Balance	4,648	3,942	4,648	3,942
Individually evaluated for impairment, allowance	67		67		46
Collectively evaluated for impairment, allowance	4,581		4,581		4,222
Total, allowance	4,648	3,942	4,648	3,942	4,268
Individually evaluated for impairment	8,001		8,001		8,448
Financing Receivable, Collectively Evaluated for Impairment	316,238		316,238		265,455
Total	324,239		324,239		273,903
Construction, Land Acquisition and Development [Member]
Total	53,659		53,659		59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Balance	516	283	538	271
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	(23)	77	(45)	89
Balance	493	360	493	360
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	493		493		538
Total, allowance	493	360	493	360	538
Individually evaluated for impairment	66		66		69
Financing Receivable, Collectively Evaluated for Impairment	53,593		53,593		59,716
Total	53,659		53,659		59,785
Commercial and Industrial [Member]
Balance	2,603	2,304	2,619	1,997
Charge-offs	(11)	(92)	(30)	(127)
Recoveries	7	425	32	484
Provision for loan and lease losses	(116)	(294)	(138)	(11)
Balance	2,483	2,343	2,483	2,343
Individually evaluated for impairment, allowance	172		172		357
Collectively evaluated for impairment, allowance	2,311		2,311		2,262
Total, allowance	2,483	2,343	2,483	2,343	2,619
Individually evaluated for impairment	789		789		897
Financing Receivable, Collectively Evaluated for Impairment	247,439		247,439		237,538
Total	248,228		248,228		238,435
Consumer Portfolio Segment [Member]
Balance	1,219	1,714	1,319	1,658
Charge-offs	(119)	(224)	(461)	(462)
Recoveries	170	139	397	213
Provision for loan and lease losses	(93)	60	(78)	280
Balance	1,177	1,689	1,177	1,689
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	1,177		1,177		1,319
Total, allowance	1,177	1,689	1,177	1,689	1,319
Individually evaluated for impairment	0		0		0
Financing Receivable, Collectively Evaluated for Impairment	81,459		81,459		85,881
Total	81,459		81,459		85,881
State and Political Subdivisions [Member]
Balance	387	270	405	253
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	122	67	104	84
Balance	509	337	509	337
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	509		509		405
Total, allowance	509	337	509	337	405
Individually evaluated for impairment	0		0		0
Financing Receivable, Collectively Evaluated for Impairment	61,774		61,774		49,009
Total	61,774		61,774		49,009
Unallocated Financing Receivables [Member]
Balance	1,098	472	1,086	426
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	19	530	31	576
Balance	1,117	1,002	1,117	1,002
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	1,117		1,117		1,086
Total, allowance	1,117	$ 1,002	1,117	$ 1,002	1,086
Individually evaluated for impairment	0		0		0
Financing Receivable, Collectively Evaluated for Impairment	0		0		0
Total	$ 0		$ 0		$ 0

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans	$ 979,852	$ 903,341
Commercial Loans [Member]
Loans	719,222	650,575
Accruing Loans [Member]
Loans	259,758	251,369
Nonaccrual Loans [Member]
Loans	872	1,397
Subtotal, Other Loans [Member]
Loans	260,630	252,766
Pass [Member] | Commercial Loans [Member]
Loans	700,098	630,294
Special Mention [Member] | Commercial Loans [Member]
Loans	4,766	5,804
Substandard [Member] | Commercial Loans [Member]
Loans	14,358	14,477
Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member]
Loans	210,493	196,328
Residential Portfolio Segment [Member] | Commercial Loans [Member]
Loans	38,546	36,542
Residential Portfolio Segment [Member] | Accruing Loans [Member]
Loans	171,353	158,896
Residential Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	594	890
Residential Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	171,947	159,786
Residential Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	37,988	35,839
Residential Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	478	494
Residential Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	80	209
Residential Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	324,239	273,903
Commercial Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Loans	324,239	273,903
Commercial Real Estate Portfolio Segment [Member] | Accruing Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	307,506	256,390
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	4,043	4,349
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	12,690	13,164
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member]
Loans	53,659	59,785
Construction, Land Acquisition and Development [Member] | Commercial Loans [Member]
Loans	48,889	55,697
Construction, Land Acquisition and Development [Member] | Accruing Loans [Member]
Loans	4,770	4,088
Construction, Land Acquisition and Development [Member] | Nonaccrual Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Subtotal, Other Loans [Member]
Loans	4,770	4,088
Construction, Land Acquisition and Development [Member] | Pass [Member] | Commercial Loans [Member]
Loans	48,889	55,697
Construction, Land Acquisition and Development [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	248,228	238,435
Commercial and Industrial [Member] | Commercial Loans [Member]
Loans	245,781	235,435
Commercial and Industrial [Member] | Accruing Loans [Member]
Loans	2,447	3,000
Commercial and Industrial [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Subtotal, Other Loans [Member]
Loans	2,447	3,000
Commercial and Industrial [Member] | Pass [Member] | Commercial Loans [Member]
Loans	243,948	233,370
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	245	961
Commercial and Industrial [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	1,588	1,104
Commercial and Industrial [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	81,459	85,881
Consumer Portfolio Segment [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Accruing Loans [Member]
Loans	81,181	85,374
Consumer Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	278	507
Consumer Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	81,459	85,881
Consumer Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member]
Loans	61,774	49,009
State and Political Subdivisions [Member] | Commercial Loans [Member]
Loans	61,767	48,998
State and Political Subdivisions [Member] | Accruing Loans [Member]
Loans	7	11
State and Political Subdivisions [Member] | Nonaccrual Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Subtotal, Other Loans [Member]
Loans	7	11
State and Political Subdivisions [Member] | Pass [Member] | Commercial Loans [Member]
Loans	61,767	48,998
State and Political Subdivisions [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	$ 0	$ 0

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Non-performing Loan Delinquency Status (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans	$ 979,852	$ 903,341
Residential Portfolio Segment [Member]
Loans	210,493	196,328
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	210,493	196,328
Commercial Real Estate Portfolio Segment [Member]
Loans	324,239	273,903
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	324,239	273,903
Construction, Land Acquisition and Development [Member]
Loans	53,659	59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Loans	53,659	59,785
Commercial and Industrial [Member]
Loans	248,228	238,435
Consumer Portfolio Segment [Member]
Loans	81,459	85,881
State and Political Subdivisions [Member]
Loans	61,774	49,009
Financial Asset, 1 to 29 Days Past Due [Member]
Loans	976,615	897,275
Financial Asset, 1 to 29 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	974,385	894,421
Financial Asset, 1 to 29 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	2,230	2,854
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	209,777	194,820
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	174	642
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	321,333	270,059
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	53,659	59,785
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	247,488	237,262
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	538	614
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	80,354	83,486
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	166	114
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	61,774	49,009
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	1,352	1,484
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,045	2,932
Financial Asset, 30 to 59 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	814	2,761
Financial Asset, 30 to 59 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	231	171
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	10	251
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	176	39
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	606
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	41	419
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	763	1,485
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	55	132
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	150	798
Financial Asset, 60 to 89 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	98	578
Financial Asset, 60 to 89 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	52	220
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	31	159
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	3	16
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	0	124
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	64	403
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	52	96
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	2,042	2,336
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	2,042	2,336
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	325	417
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	158	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	5	165
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	1,554	1,754
Financial Asset, Past Due [Member]
Loans	979,852	903,341
Financial Asset, Past Due [Member] | Performing Financial Instruments [Member]
Loans	975,297	897,760
Financial Asset, Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	4,555	5,581
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	209,818	195,230
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	675	1,098
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	321,333	270,665
Financial Asset, Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	53,659	59,785
Financial Asset, Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	247,532	237,697
Financial Asset, Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	696	738
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	81,181	85,374
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	278	507
Financial Asset, Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	61,774	49,009
Financial Asset, Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	$ 2,906	$ 3,238

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Recorded investment, with no allowance recorded	$ 3,501	$ 3,662
Unpaid principal balance, with no allowance recorded	6,248	6,342
Recorded investment, with a related allowance recorded	7,343	8,073
Unpaid principal balance, with a related allowance recorded	7,561	8,311
Related Allowance	250	416
Recorded Investment	10,844	11,735
Unpaid principal balance	13,809	14,653
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	631	859
Unpaid principal balance, with no allowance recorded	695	957
Recorded investment, with a related allowance recorded	1,357	1,462
Unpaid principal balance, with a related allowance recorded	1,357	1,462
Related Allowance	11	13
Recorded Investment	1,988	2,321
Unpaid principal balance	2,052	2,419
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	2,472	2,729
Unpaid principal balance, with no allowance recorded	5,129	5,311
Recorded investment, with a related allowance recorded	5,529	5,719
Unpaid principal balance, with a related allowance recorded	5,529	5,719
Related Allowance	67	46
Recorded Investment	8,001	8,448
Unpaid principal balance	10,658	11,030
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	0	69
Unpaid principal balance, with no allowance recorded	0	69
Recorded investment, with a related allowance recorded	66	0
Unpaid principal balance, with a related allowance recorded	66	0
Related Allowance	0	0
Recorded Investment	66	69
Unpaid principal balance	66	69
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	398	5
Unpaid principal balance, with no allowance recorded	424	5
Recorded investment, with a related allowance recorded	391	892
Unpaid principal balance, with a related allowance recorded	609	1,130
Related Allowance	172	357
Recorded Investment	789	897
Unpaid principal balance	1,033	1,135
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	0	0
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	$ 0	$ 0

Note 4 - Loans - Average Balanc

Note 4 - Loans - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Average balance		$ 11,272	$ 14,845	$ 11,287	$ 15,008
Interest income	[1]	76	98	154	189
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		2,094	2,274	2,092	2,422
Interest income	[1]	17	20	35	40
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		8,183	10,980	8,233	11,150
Interest income	[1]	56	70	113	138
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Average balance		66	73	67	74
Interest income	[1]	1	1	2	2
Commercial and Industrial [Member]
Average balance		929	1,236	895	1,125
Interest income	[1]	2	6	4	6
Consumer Portfolio Segment [Member]
Average balance		0	282	0	237
Interest income	[1]	0	1	0	3
State and Political Subdivisions [Member]
Average balance		0	0	0	0
Interest income	[1]	$ 0	$ 0	$ 0	$ 0
[1]	Interest income represents income recognized on performing TDRs.

Note 5 - Income Taxes (Details

Note 5 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	21.00%	21.00%	21.00%
Deferred Tax Assets, Valuation Allowance, Total	$ 0		$ 0		$ 0

Note 5 - Income Taxes - Effecti

Note 5 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Provision at statutory tax rates	$ 1,336	$ 1,013	$ 2,767	$ 1,541
Provision at statutory tax rates, percentage	21.00%	21.00%	21.00%	21.00%
Tax effects of tax free interest income	$ (181)	$ (165)	$ (364)	$ (271)
Tax effects of tax free interest income, percentage	(2.85%)	(3.42%)	(2.76%)	(3.69%)
Non-deductible interest expense	$ 12	$ 4	$ 23	$ 9
Non-deductible interest expense, percentage	0.19%	0.09%	0.17%	0.12%
Bank-owned life insurance	$ (31)	$ (25)	$ (145)	$ (52)
Bank-owned life insurance, percentage	(0.49%)	(0.52%)	(1.10%)	(0.71%)
Gains on equity securities	$ (8)	$ 0	$ (84)	$ 0
Gains on equity securities, percentage	(0.12%)	0.00%	(0.64%)	0.00%
Other items, net	$ 3	$ (22)	$ (85)	$ 30
Other items, net, percentage	0.05%	(0.47%)	(0.64%)	0.41%
Income tax provision	$ 1,131	$ 805	$ 2,112	$ 1,257
Income tax provision, percentage	17.78%	16.68%	16.03%	17.13%

Note 6 - Related Party Transa_3

Note 6 - Related Party Transactions (Details Textual) - Directors, Executive Officers and Their Related Parties [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Related Party Deposit Liabilities	$ 163,000		$ 163,000		$ 146,200
Related Party Transactions, Interest Paid on Deposits			180	$ 270
Related Party Transaction, Expenses from Transactions with Related Party	346	$ 223	708	$ 713
Nonperforming Financial Instruments [Member]
Due from Related Parties, Total	$ 0		$ 0

Note 6 - Related Party Transa_4

Note 6 - Related Party Transactions - Related Party Loans (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Balance, beginning of period		$ 102,498	$ 82,818	$ 98,935	$ 77,896
Additions, new loans and advances		41,469	13,143	49,679	30,696
Repayments		(19,810)	(2,388)	(24,457)	(15,019)
Other	[1]	(23,657)	0	(23,657)	0
Balance, end of period		$ 100,500	$ 93,573	$ 100,500	$ 93,573
[1]	Other represents loans to related parties that ceased being related parties during the year

Note 7 - Commitments and Cont_3

Note 7 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Operating Lease, Expense	$ 191	$ 216
Automobile Lease [Member]
Operating Lease, Right-of-Use Asset	46
Operating Lease, Liability, Total	42
Other Assets [Member]
Operating Lease, Right-of-Use Asset	3,200
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 3,475

Note 7 - Commitments and Cont_4

Note 7 - Commitments and Contingencies - Maturity of Remaining Operating Lease Liabilities (Details) $ in Thousands	Jun. 30, 2021USD ($)
2021	$ 183
2022	397
2023	366
2024	330
2025	335
2026 and thereafter	2,742
Total lease payments	4,353
Less: imputed interest	878
Other Liabilities [Member]
Present value of operating lease liabilities	$ 3,475

Note 7 - Commitments and Cont_5

Note 7 - Commitments and Contingencies - Other Information Related to Operating Leases (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)
Weighted-average remaining lease term (Year)	12 years 10 months 24 days
Weighted-average discount rate	3.31%
Operating cash flows from operating leases	$ 215

Note 8 - Stock Compensation P_3

Note 8 - Stock Compensation Plans/Subsequent Event (Details Textual) - Long-Term Incentive Compensation Plan [Member] - USD ($) $ / shares in Units, $ in Thousands	Jul. 01, 2021	Jun. 30, 2021	Jun. 30, 2020
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		66,065	75,924
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		697,765
Share-based Payment Arrangement, Expense		$ 178	$ 143
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 1,200	$ 1,100
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 9 months
Share-based Payment Arrangement, Nonemployee [Member] | Each of Bank's Nine Non-employee Directors [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	2,062
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 7.28
Share-based Payment Arrangement, Nonemployee [Member] | Bank's Nine Non-employee Directors [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	18,558
Share-based Payment Arrangement, Expense	$ 150

Note 8 - Stock Compensation P_4

Note 8 - Stock Compensation Plans/Subsequent Event - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Total outstanding, beginning of period (in shares)	225,978	201,415	159,913	128,150
Unvested restricted stock awards, weighted average grant date fair value (in dollars per share)	$ 7.34	$ 7.14	$ 7.07	$ 7.76
Awards granted (in shares)	0	0	66,065	75,924
Awards granted, weighted average grant date fair value (in dollars per share)	$ 0	$ 0	$ 7.98	$ 6.07
Forfeitures (in shares)	(7,443)	0	(7,443)	(2,659)
Forfeitures, weighted average grant date fair value (in dollars per share)	$ 7.38	$ 0	$ 7.38	$ 6.24
Vestings (in shares)	(44,238)	(31,783)	(44,238)	(31,783)
Vestings, weighted average grant date fair value (in dollars per share)	$ 7.20	$ 7.69	$ 7.20	$ 7.69
Total outstanding, end of period (in shares)	174,297	169,632	174,297	169,632
Unvested restricted stock awards, weighted average grant date fair value (in dollars per share)	$ 7.37	$ 7.04	$ 7.37	$ 7.04

Note 9 - Regulatory Matters_S_3

Note 9 - Regulatory Matters/Subsequent Events (Details Textual) - $ / shares	Jul. 29, 2021	Jul. 30, 2021	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Jan. 27, 2021
Common Stock, Dividends, Per Share, Declared (in dollars per share)			$ 0.06	$ 0.055	$ 0.12	$ 0.11
Stock Issued During Period, Shares, Dividend Reinvestment Plan (in shares)			3,038	2,574	6,245	5,416
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)							975,000
Stock Repurchased and Retired During Period, Shares (in shares)					193,530
Stock Repurchased and Retired During Period, Weighted Average Cost Per Share (in dollars per share)					$ 7.18
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.075
Stock Repurchased and Retired During Period, Shares (in shares)		137,029
Stock Repurchased and Retired During Period, Weighted Average Cost Per Share (in dollars per share)		$ 7.25
Dividends Payable, Date to be Paid	Sep. 15, 2021
Dividends Payable, Date of Record	Sep. 1, 2021

Note 9 - Regulatory Matters_S_4

Note 9 - Regulatory Matters/Subsequent Events - Risk-based Capital and Related Ratios (Details) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Total capital (to risk-weighted assets), Amount	$ 161,396	$ 149,173
Total capital (to risk-weighted assets), Ratio	0.1579	0.1579
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0800	0.0800
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.1050	0.1050
Total capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.1000	0.1000
Tier I capital (to risk-weighted assets), Amount	$ 148,626	$ 137,356
Tier I capital (to risk-weighted assets), Ratio	0.1454	0.1454
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0600	0.0600
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0850	0.0850
Tier I capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0800	0.0800
Tier I common equity (to risk-weighted assets), Amount	$ 148,626	$ 137,356
Tier I common equity (to risk-weighted assets), Ratio	0.1454	0.1454
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0450	0.0450
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0700	0.0700
Tier I common equity (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0650	0.0650
Tier I capital (to average assets), Amount	$ 148,626	$ 137,356
Tier I capital (to average assets), Ratio	0.0990	0.0957
Tier I capital (to average assets), Minimum required for capital adequacy purposes	0.0400	0.0400
Tier I capital (to average assets), Minimum required for capital adequacy purposes with conservation buffer	0.0400	0.0400
Tier I capital (to average assets), To be well capitalized under prompt corrective action	0.0500	0.0500
Total risk-weighted assets, Amount	$ 1,022,134	$ 944,546
Total average assets, Amount	$ 1,501,242	$ 1,434,776

Note 10 - Fair Value Measurem_3

Note 10 - Fair Value Measurements (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 418,706	$ 332,346
Debt Securities, Available-for-sale, Total	$ 432,807	350,035
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Number of Securities	25
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 28,800	23,800
Debt Securities, Available-for-sale, Total	$ 29,688	$ 24,580
Debt Securities, Available-for-sale, Level 3 to Level 2 Transfers	4
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Debt Securities, Available-for-sale, Measurement Input	3.46
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Debt Securities, Available-for-sale, Measurement Input	4.46
Inactive Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Number of Securities	12
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 16,000
Debt Securities, Available-for-sale, Total	$ 16,600

Note 10 - Fair Value Measurem_4

Note 10 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Available-for-sale debt securities, at fair value	$ 432,807	$ 350,035
Equity securities, at fair value	4,303	3,026
US Treasury Securities [Member]
Available-for-sale debt securities, at fair value	5,124
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	215,389	205,828
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	19,976	13,026
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	41,247	38,199
Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	29,688	24,580
Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	10,562	7,526
Fair Value, Recurring [Member]
Available-for-sale debt securities, at fair value	432,807	350,035
Equity securities, at fair value	4,303	3,026
Derivative assets	163	23
Financial assets	437,273	353,084
Derivative liabilities	91	143
Financial liabilities	91	143
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Equity securities, at fair value	4,303	3,026
Derivative assets	0	0
Financial assets	4,303	3,026
Derivative liabilities	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	416,198	333,612
Equity securities, at fair value	0	0
Derivative assets	163	23
Financial assets	416,361	333,635
Derivative liabilities	91	143
Financial liabilities	91	143
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	16,609	16,424
Equity securities, at fair value	0	0
Derivative assets	0
Financial assets	16,609	16,424
Derivative liabilities	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Available-for-sale debt securities, at fair value	5,124
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	5,124
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	215,389	205,828
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	215,389	205,828
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member]
Available-for-sale debt securities, at fair value	107,000	56,972
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	107,000	56,972
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member]
Available-for-sale debt securities, at fair value	3,821	3,904
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	3,821	3,904
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	19,976	13,026
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	19,976	13,026
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	41,247	38,199
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	41,247	38,199
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	29,688	24,580
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	13,079	8,156
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	16,609	16,424
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	10,562	7,526
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	10,562	7,526
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	$ 0	$ 0

Note 10 - Fair Value Measurem_5

Note 10 - Fair Value Measurements - Changes in Fair Value Assets (Details) - Corporate Debt Securities [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Balance	$ 16,424	$ 5,150
Additions	4,000	8,800
Redemptions	0	0
Transfer to Level 2	(3,947)	0
Sales	0	0
Included in earnings	0	0
Included in other comprehensive income	132	(2,237)
Balance	$ 16,609	$ 11,713

Note 10 - Fair Value Measurem_6

Note 10 - Fair Value Measurements - Assets Measured At Fair Value on a Non-recurring Basis and Quantitative Information (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2021	Dec. 31, 2020
Recorded Investment	$ 10,844	$ 11,735
Related Allowance	250	416
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member]
Other real estate owned, recorded investment	196	58
Other real estate owned, allowance	(40)	0
Other real estate owned, fair value	236	58
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Impaired Loans, Collateral Dependent [Member]
Recorded Investment	4,677	4,244
Related Allowance	221	218
Fair Value	$ 4,456	$ 4,026
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Other Real Estate Owned [Member]
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member]
Recorded Investment	$ 6,167	$ 7,491
Related Allowance	29	198
Fair Value	$ 6,138	$ 7,293
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Minimum [Member]
Discount Rate	3.00%	3.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Maximum [Member]
Discount Rate	8.75%	8.75%

Note 10 - Fair Value Measurem_7

Note 10 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Available-for-sale debt securities	$ 432,807	$ 350,035
Equity securities, at fair value	4,303	3,026
Reported Value Measurement [Member]
Available-for-sale debt securities	432,807	350,035
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	55,942	155,811
Equity securities, at fair value	4,303	3,026
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	1,099	1,745
Loans held for sale	642	2,107
Accrued interest receivable	4,485	4,286
Derivative assets	163	23
Deposits	1,338,178	1,287,448
Borrowed funds	10,310	10,310
Accrued interest payable	87	108
Derivative liabilities	91	135
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	964,253	889,152
Equity securities without readily determinable fair values	500	500
Servicing rights	300	324
Estimate of Fair Value Measurement [Member]
Available-for-sale debt securities	432,807	350,035
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	55,942	155,811
Equity securities, at fair value	4,303	3,026
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	1,099	1,745
Loans held for sale	642	2,107
Accrued interest receivable	4,485	4,286
Derivative assets	163	23
Deposits	1,338,593	1,288,567
Borrowed funds	10,310	10,310
Accrued interest payable	87	108
Derivative liabilities	91	143
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	967,108	891,880
Equity securities without readily determinable fair values	500	500
Servicing rights	$ 557	$ 479

Note 11 - Earnings Per Share -

Note 11 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income	$ 5,229	$ 4,021	$ 11,062	$ 6,084
Basic weighted-average number of common shares outstanding (in shares)	20,222,216	20,191,527	20,232,183	20,182,012
Plus: Common share equivalents (in shares)	10,478	0	10,911	2,034
Diluted weighted-average number of common shares outstanding (in shares)	20,232,694	20,191,527	20,243,094	20,184,046
Basic (in dollars per share)	$ 0.26	$ 0.20	$ 0.55	$ 0.30
Diluted (in dollars per share)	$ 0.26	$ 0.20	$ 0.55	$ 0.30

Note 12 - Other Comprehensive_3

Note 12 - Other Comprehensive Income - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Reclassification adjustment for gains included in net income	$ 0	$ (922)	$ (213)	$ (1,071)
Income tax expense	1,131	805	2,112	1,257
Net of tax amount	0	729	168	846
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification adjustment for gains included in net income	0	(922)	(213)	(1,071)
Income tax expense	0	193	45	225
Net of tax amount	$ 0	$ (729)	$ (168)	$ (846)

Note 12 - Other Comprehensive_4

Note 12 - Other Comprehensive Income - Changes in Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Balances	$ 154,930	$ 137,932	$ 155,860	$ 133,607
Total other comprehensive income (loss)	2,898	4,428	(2,689)	7,723
Balances	160,614	145,357	160,614	145,357
AOCI Attributable to Parent [Member]
Balances	8,299	6,351	13,886	3,056
Other comprehensive income (loss) before reclassifications	2,898	5,157	(2,521)	8,569
Amount reclassified from accumulated other comprehensive income	0	(729)	(168)	(846)
Total other comprehensive income (loss)	2,898	4,428	(2,689)	7,723
Balances	$ 11,197	$ 10,779	$ 11,197	$ 10,779