FNCB Bancorp (FNCB) 10-Q 5 Nov 21 2021 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2021	Oct. 29, 2021
Document Information [Line Items]
Entity Central Index Key	0001035976
Entity Registrant Name	FNCB BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	001-38408
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2900790
Entity Address, Address Line One	102 E. Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	346-7667
Title of 12(b) Security	Common stock, $1.25 par value
Trading Symbol	FNCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		19,985,837

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 24,612	$ 24,822
Interest-bearing deposits in other banks	149,581	130,989
Total cash and cash equivalents	174,193	155,811
Available-for-sale debt securities, at fair value	470,323	350,035
Equity securities, at fair value	4,777	3,026
Restricted stock, at cost	1,826	1,745
Loans held for sale	491	2,107
Loans and leases, net of allowance for loan and lease losses of $12,018 at September 30, 2021 and $11,950, at December 31, 2020	946,390	889,152
Bank premises and equipment, net	17,269	17,579
Accrued interest receivable	4,593	4,286
Bank-owned life insurance	33,355	31,712
Other assets	12,674	10,226
Total assets	1,665,891	1,465,679
Liabilities
Demand (non-interest-bearing)	321,952	271,499
Interest-bearing	1,160,114	1,015,949
Total deposits	1,482,066	1,287,448
Borrowed funds	10,310	10,310
Accrued interest payable	56	108
Other liabilities	11,509	11,953
Total liabilities	1,503,941	1,309,819
Shareholders' equity
Preferred shares ($1.25 par) Authorized: 20,000,000 shares at September 30, 2021 and December 31, 2020 Issued and outstanding: 0 shares at September 30, 2021 and December 31, 2020	0	0
Common shares ($1.25 par) Authorized: 50,000,000 shares at September 30, 2021 and December 31, 2020 Issued and outstanding: 19,985,837 shares at September 30, 2021 and 20,245,649 shares at December 31, 2020	24,982	25,307
Additional paid-in capital	80,000	81,587
Retained earnings	48,541	35,080
Accumulated other comprehensive income	8,427	13,886
Total shareholders' equity	161,950	155,860
Total liabilities and shareholders’ equity	$ 1,665,891	$ 1,465,679

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans, allowance for loan and lease losses	$ 12,018	$ 11,950
Preferred shares, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred shares, authorized (in shares)	20,000,000	20,000,000
Preferred shares, issued (in shares)	0	0
Preferred shares, outstanding (in shares)	0	0
Common shares, par value (in dollars per share)	$ 1.25	$ 1.25
Common shares, authorized (in shares)	50,000,000	50,000,000
Common shares, issued (in shares)	19,985,837	20,245,649
Common shares, outstanding (in shares)	19,985,837	20,245,649

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest income
Interest and fees on loans and leases	$ 10,696	$ 9,078	$ 30,724	$ 27,277
Interest and dividends on securities:
Taxable	2,070	1,698	5,956	5,242
Tax-exempt	517	463	1,519	908
Dividends	55	62	176	184
Total interest and dividends on securities	2,642	2,223	7,651	6,334
Interest on interest-bearing deposits in other banks	31	1	35	25
Total interest income	13,369	11,302	38,410	33,636
Interest expense
Interest on deposits	582	1,291	2,098	4,327
Interest on borrowed funds:
Federal Reserve Bank Discount Window advances	0	18	0	32
Federal Home Loan Bank of Pittsburgh advances	0	95	0	474
Junior subordinated debentures	47	52	143	200
Total interest on borrowed funds	47	165	143	706
Total interest expense	629	1,456	2,241	5,033
Net interest income before (credit) provision for loan and lease losses	12,740	9,846	36,169	28,603
(Credit) provision for loan and lease losses	(513)	74	(172)	2,056
Net interest income after (credit) provision for loan and lease losses	13,253	9,772	36,341	26,547
Non-interest income
Deposit service charges	1,009	844	2,839	2,377
Net gain on the sale of available-for-sale debt securities	0	433	213	1,504
Net gain on equity securities	156	846	556	864
Net gain on the sale of mortgage loans held for sale	41	186	312	465
Loan-related fees	77	119	314	200
Income from bank-owned life insurance	139	118	402	366
Bank-owned life insurance settlement	0	0	426	0
Loan referral fees	38	76	54	338
Merchant services revenue	159	154	453	401
Other	223	194	756	650
Total non-interest income	1,842	2,970	6,325	7,165
Non-interest expense
Salaries and employee benefits	4,022	3,835	11,796	11,262
Occupancy expense	450	500	1,490	1,520
Equipment expense	319	381	1,005	1,112
Advertising expense	160	175	491	495
Data processing expense	961	754	2,665	2,188
Regulatory assessments	160	123	460	256
Bank shares tax	352	263	1,009	878
Professional fees	153	279	524	660
Insurance expense	137	126	425	373
Directors fees	230	239	401	416
Other operating expenses	556	1,168	1,631	2,312
Total non-interest expense	7,500	7,843	21,897	21,472
Income before income tax expense	7,595	4,899	20,769	12,240
Income tax expense	1,244	792	3,356	2,049
Net income	$ 6,351	$ 4,107	$ 17,413	$ 10,191
Earnings per share
Basic (in dollars per share)	$ 0.31	$ 0.20	$ 0.86	$ 0.50
Diluted (in dollars per share)	0.31	0.20	0.86	0.50
Cash dividends declared per common share (in dollars per share)	$ 0.075	$ 0.055	$ 0.195	$ 0.165
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	19,997,021	20,235,384	20,152,934	20,199,933
Diluted (in shares)	20,009,387	20,235,384	20,164,331	20,201,289

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Net income	$ 6,351	$ 4,107	$ 17,413	$ 10,191
Other comprehensive (loss) income:
Unrealized (losses) gains on available-for-sale debt securities	(3,521)	2,215	(6,895)	13,209
Taxes	739	(465)	1,448	(2,774)
Net of tax amount	(2,782)	1,750	(5,447)	10,435
Reclassification adjustment for gains included in net income	0	(433)	(213)	(1,504)
Taxes	0	91	45	316
Net of tax amount	0	(342)	(168)	(1,188)
Derivative adjustments	15	14	198	(133)
Taxes	(3)	(3)	(42)	28
Net of tax amount	12	11	156	(105)
Total other comprehensive (loss) income	(2,770)	1,419	(5,459)	9,142
Comprehensive income	$ 3,581	$ 5,526	$ 11,954	$ 19,333

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2019	20,171,408
Balances at Dec. 31, 2019	$ 25,214	$ 81,130	$ 24,207	$ 3,056	$ 133,607
Net income	0	0	10,191	0	10,191
Cash dividends	0	0	(3,334)	0	(3,334)
Restricted stock awards	$ 0	259	0	0	259
Common shares issued under long-term incentive compensation plan (in shares)	63,970
Common shares issued under long-term incentive compensation plan	$ 80	70	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	8,211				8,211
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 10	41	(20)	0	$ 31
Other comprehensive income, net of tax	$ 0	0	0	9,142	9,142
Balances (in shares) at Sep. 30, 2020	20,243,589
Balances at Sep. 30, 2020	$ 25,304	81,500	31,044	12,198	150,046
Balances (in shares) at Jun. 30, 2020	20,208,607
Balances at Jun. 30, 2020	$ 25,260	81,261	28,057	10,779	145,357
Net income	0	0	4,107	0	4,107
Cash dividends	0	0	(1,113)	0	(1,113)
Restricted stock awards	$ 0	116	0	0	116
Common shares issued under long-term incentive compensation plan (in shares)	32,187
Common shares issued under long-term incentive compensation plan	$ 40	110	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	2,795				2,795
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 4	13	(7)	0	$ 10
Other comprehensive income, net of tax	$ 0	0	0	1,419	1,419
Balances (in shares) at Sep. 30, 2020	20,243,589
Balances at Sep. 30, 2020	$ 25,304	81,500	31,044	12,198	150,046
Balances (in shares) at Dec. 31, 2020	20,245,649
Balances at Dec. 31, 2020	$ 25,307	81,587	35,080	13,886	155,860
Net income	0	0	17,413	0	17,413
Cash dividends	0	0	(3,928)	0	(3,928)
Restricted stock awards	$ 0	277	0	0	277
Common shares issued under long-term incentive compensation plan (in shares)	62,796
Common shares issued under long-term incentive compensation plan	$ 78	72	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	8,151				8,151
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 10	48	(24)	0	$ 34
Other comprehensive income, net of tax	$ 0	0	0	(5,459)	$ (5,459)
Repurchase of common shares (in shares)	(330,759)				(330,759)
Repurchase of common shares	$ (413)	(1,984)	0	0	$ (2,397)
Balances (in shares) at Sep. 30, 2021	19,985,837
Balances at Sep. 30, 2021	$ 24,982	80,000	48,541	8,427	161,950
Balances (in shares) at Jun. 30, 2021	20,102,602
Balances at Jun. 30, 2021	$ 25,128	80,591	43,698	11,197	160,614
Net income	0	0	6,351	0	6,351
Cash dividends	0	0	(1,499)	0	(1,499)
Restricted stock awards	$ 0	99	0	0	99
Common shares issued under long-term incentive compensation plan (in shares)	18,558
Common shares issued under long-term incentive compensation plan	$ 23	127	0	0	$ 150
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	1,906				1,906
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 2	12	(9)	0	$ 5
Other comprehensive income, net of tax	$ 0	0	0	(2,770)	(2,770)
Repurchase of common shares (in shares)	(137,229)
Repurchase of common shares	$ (171)	(829)	0	0	(1,000)
Balances (in shares) at Sep. 30, 2021	19,985,837
Balances at Sep. 30, 2021	$ 24,982	$ 80,000	$ 48,541	$ 8,427	$ 161,950

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Cash dividends declared, per share (in dollars per share)	$ 0.075	$ 0.055	$ 0.195	$ 0.165
Other comprehensive income , tax	$ 736	$ 377	$ 1,451	$ 2,430

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net income	$ 17,413	$ 10,191
Adjustments to reconcile net income to net cash provided by operating activities:
Investment securities amortization, net	1,445	615
Equity in trust	(4)	(6)
Depreciation of bank premises and equipment	1,169	1,221
Amortization of loan origination (fees) costs	(3,880)	447
Valuation adjustment for loan servicing rights	(16)	23
Stock-based compensation expense	427	409
(Credit) provision for loan and lease losses	(172)	2,056
Valuation adjustment for other real estate owned	(36)	27
Valuation adjustment for off-balance sheet commitments	(213)	26
Net gain on the sale of available-for-sale debt securities	(213)	(1,504)
Net gain on equity securities	(556)	(864)
Net gain on the sale of mortgage loans held for sale	(312)	(465)
Bank-owned life insurance settlement	(426)	0
Income from bank-owned life insurance	(402)	(366)
Proceeds from the sale of mortgage loans held for sale	7,352	10,962
Funds used to originate mortgage loans held for sale	(5,424)	(10,098)
Decrease in net deferred tax assets	391	2,049
Increase in accrued interest receivable	(307)	(1,459)
(Increase) decrease in other assets	(1,247)	2,449
Decrease in accrued interest payable	(52)	(119)
Decrease in other liabilities	(265)	(465)
Total adjustments	(2,741)	4,938
Net cash provided by operating activities	14,672	15,129
Cash flows from investing activities:
Maturities, calls and principal payments of available-for-sale debt securities	26,969	14,410
Proceeds from the sale of available-for-sale debt securities	2,981	62,805
Proceeds from the sale/transfer of equity securities	0	1,223
Purchases of available-for-sale debt securities	(158,578)	(113,181)
Purchases of equity securities	(1,195)	(500)
(Purchase) redemption of restricted stock	(81)	2,013
Net increase in loans and leases to customers	(53,217)	(130,853)
Proceeds from the sale of other real estate owned	178	204
Proceeds from bank-owned life insurance settlement	1,685	0
Purchase of bank-owned life insurance	(2,500)	0
Purchases of bank premises and equipment	(859)	(1,116)
Net cash used in investing activities	(184,617)	(164,995)
Cash flows from financing activities:
Net increase in deposits	194,618	270,529
Repayments of Federal Home Loan Bank of Pittsburgh advances - overnight	0	(14,100)
Proceeds from Federal Home Loan Bank of Pittsburgh advances - term	0	20,000
Repayment of Federal Home loan Bank of Pittsburgh advances - term	0	(52,809)
Repurchase of common shares	(2,397)	0
Proceeds from issuance of common shares, net of discount	34	31
Cash dividends paid	(3,928)	(3,334)
Net cash provided by financing activities	188,327	220,317
Net increase in cash and cash equivalents	18,382	70,451
Cash and cash equivalents at beginning of period	155,811	34,565
Cash and cash equivalents at end of period	174,193	105,016
Supplemental cash flow information
Interest	2,293	5,152
Taxes	3,180	0
Other transactions:
Loans transferred to OREO	138	0
Available-for-sale debt securities purchased, not settled	0	0
Equity securities without a readily determinable fair value reclassified to equity securities	0	1,658
Lease liabilities arising from obtaining right-of-use assets	$ 42	$ 16

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1. The consolidated financial statements of FNCB are comprised of the accounts of FNCB Bancorp, Inc., and its wholly owned subsidiary, FNCB Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, “FNCB”). The accounting and reporting policies of FNCB conform to accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not not three nine September 30, 2021 may not The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), securities’ valuation and impairment evaluation, the valuation of other real estate owned (“OREO”), and income taxes. These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in FNCB’s audited financial statements, included in the Annual Report filed on Form 10 December 31, 2020

Note 2 - New Authoritative Acco

Note 2 - New Authoritative Accounting Guidance	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 2. New Authoritative Accounting Guidance Accounting Guidance to be Adopted in Future Periods ASU 2016 13, 326 2016 13 not not June 17, 2016, four 2016 13 not 2016 13, 2016 13 1934, December 15, 2019, may December 15, 2018, November 15, 2019, 2019 10, 326 815 842 not 2019 10, not December 15, 2022. January 1, 2023. 2016 13 not 1 2 3 4 may Refer to Note 2 10 December 31, 2020 ( "2020

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt Securities The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s available-for-sale debt securities at September 30, 2021 December 31, 2020 September 30, 2021 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. Treasury securities $ 20,073 $ - $ 174 $ 19,899 Obligations of state and political subdivisions 206,549 9,783 559 215,773 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 105,571 1,635 1,075 106,131 Collateralized mortgage obligations - commercial 3,694 124 28 3,790 Mortgage-backed securities 22,418 390 109 22,699 Private collateralized mortgage obligations 61,317 180 449 61,048 Corporate debt securities 29,300 876 83 30,093 Asset-backed securities 10,076 75 7 10,144 Negotiable certificates of deposit 744 2 - 746 Total available-for-sale debt securities $ 459,742 $ 13,065 $ 2,484 $ 470,323 December 31, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 192,851 $ 13,012 $ 35 $ 205,828 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 54,091 2,940 59 56,972 Collateralized mortgage obligations - commercial 3,721 183 - 3,904 Mortgage-backed securities 12,452 588 14 13,026 Private collateralized mortgage obligations 37,926 352 79 38,199 Corporate debt securities 23,800 790 10 24,580 Asset-backed securities 7,505 46 25 7,526 Total available-for-sale debt securities $ 332,346 $ 17,911 $ 222 $ 350,035 Except for securities of U.S. government and government-sponsored agencies, there were no 10.0% September 30, 2021 December 31, 2020 Securities with carrying amounts of $367.3 million at September 30, 2021 December 31, 2020 The following table presents the maturity information of FNCB’s available-for-sale debt securities at September 30, 2021 may not not September 30, 2021 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 1,420 $ 1,440 After one year through five years 67,207 71,198 After five years through ten years 72,051 73,413 After ten years 115,988 120,460 Mortgage-backed securities 22,418 22,699 Collateralized mortgage obligations 170,582 170,969 Asset-backed securities 10,076 10,144 Total available-for-sale debt securities $ 459,742 $ 470,323 The following table presents the gross proceeds received and gross realized gains and losses on sales of available-for-sale debt securities for the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Available-for-sale debt securities: Gross proceeds received on sales $ - $ 10,917 $ 2,981 $ 62,805 Gross realized gains - 474 213 1,650 Gross realized losses - (41 ) - (146 ) The following tables present the number, fair value and gross unrealized losses of available-for-sale debt securities with unrealized losses at September 30, 2021 December 31, 2020 September 30, 2021 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. Treasury securities 9 $ 19,899 $ 174 - $ - $ - 9 $ 19,899 $ 174 Obligations of state and political subdivisions 35 29,413 559 - - - 35 29,413 559 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 19 60,209 1,024 1 1,627 51 20 61,836 1,075 Collateralized mortgage obligations - commercial 1 1,657 28 - - - 1 1,657 28 Mortgage-backed securities 4 11,900 109 - - - 4 11,900 109 Private collateralized mortgage obligations 14 27,636 411 2 4,233 38 16 31,869 449 Corporate debt securities 8 7,417 83 - - - 8 7,417 83 Asset-backed securities 2 1,185 4 2 1,404 3 4 2,589 7 Negotiable certificates of deposit (1) 1 248 - - - - 1 248 - Total available-for-sale debt securities 93 $ 159,564 $ 2,392 5 $ 7,264 $ 92 98 $ 166,828 $ 2,484 (1) Unrealized loss is less than $1 thousand. December 31, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 6 $ 4,541 $ 35 - $ - $ - 6 $ 4,541 $ 35 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 2 7,019 59 - - - 2 7,019 59 Collateralized mortgage obligations - commercial - - - - - - - - - Mortgage-backed securities 1 2,103 14 - - - 1 2,103 14 Private collateralized mortgage obligations 3 7,857 42 1 2,256 37 4 10,113 79 Corporate debt securities 2 1,739 10 - - - 2 1,739 10 Asset-backed securities 2 746 13 1 1,591 12 3 2,337 25 Total available-for-sale debt securities 16 $ 24,005 $ 173 2 $ 3,847 $ 49 18 $ 27,852 $ 222 Management evaluates individual securities in an unrealized loss position quarterly for other than temporary impairment (“OTTI”). As part of its evaluation, management considers, among other things, the length of time a security’s fair value is less than its amortized cost, the severity of decline, any credit deterioration of the issuer, whether management intends to sell the security, and whether it is more likely than not Management performed a review of all securities in an unrealized loss position as of September 30, 2021 no may September 30, 2021 not not not September 30, 2021 Equity Securities Included in equity securities with readily determinable fair values at September 30, 2021 December 31, 2020 1 4 September 30, 2021 December 31, 2020. The following table presents unrealized and realized gains and losses recognized in net income on equity securities for the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Net gains recognized on equity securities $ 156 $ 846 $ 556 $ 864 Less: net gains recognized on equity securities sold or transferred - 611 - 611 Unrealized gains on equity securities held $ 156 $ 235 $ 556 $ 253 Equity Securities without Readily Determinable Fair Values At September 30, 2021 December 31, 2020, March 30, 2021. not third September 30, 2021 December 31, 2020 not no September 30, 2021 December 31, 2020 Restricted Securities The following table presents FNCB's investment in restricted stock at September 30, 2021 December 31, 2020 no September 30, 2021 December 31, 2020 September 30, December 31, (in thousands) 2021 2020 Stock in Federal Home Loan Bank of Pittsburgh $ 1,816 $ 1,735 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 1,826 $ 1,745

Note 4 - Loans and Leases

Note 4 - Loans and Leases	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4. The following table summarizes loans and leases receivable, net, by major category at September 30, 2021 December 31, 2020 September 30, December 31, (in thousands) 2021 2020 Residential real estate $ 224,307 $ 196,328 Commercial real estate 341,594 273,903 Construction, land acquisition and development 50,095 59,785 Commercial and industrial 209,809 238,435 Consumer 79,136 85,881 State and political subdivisions 56,060 49,009 Total loans and leases, gross 961,001 903,341 Unearned income (939 ) (110 ) Net deferred loan fees (1,654 ) (2,129 ) Allowance for loan and lease losses (12,018 ) (11,950 ) Loans and leases, net $ 946,390 $ 889,152 Included in commercial and industrial loans and leases at September 30, 2021 December 31, 2020 September 30, 2021 December 31, 2020, 100.0% may September 30, 2021 December 31, 2020. During the third 1st September 30, 2021, FNCB has granted loans, letters of credit and lines of credit to certain of its executive officers and directors as well as to certain of their related parties. For more information about related party transactions, refer to Note 6, FNCB originates 1 4 three nine September 30, 2021, 1 4 three nine September 30, 2020, three nine September 30, 2021 2020. September 30, 2021 December 31, 2020 1 4 The unpaid principal balance of loans serviced for others, which includes residential mortgages and SBA-guaranteed loans, was $81.0 million at September 30, 2021 December 31, 2020 There were no nine September 30, 2021 2, 2020 10 Management evaluates the credit quality of the loan portfolio on an ongoing basis and performs a formal review of the adequacy of the ALLL at the end of each quarter. This evaluation is inherently subjective, as it requires material estimates that may may 19 may may The following table summarizes activity in the ALLL by major category for the three nine September 30, 2021 2020 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended September 30, 2021 Allowance for loan and lease losses: Beginning balance, July, 1 2021 $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Charge-offs (8 ) - - (178 ) (69 ) - - (255 ) Recoveries - 392 13 10 86 - - 501 Provisions (credits) 141 (532 ) (38 ) 61 (74 ) (47 ) (24 ) (513 ) Ending balance, September 30, 2021 $ 1,991 $ 4,508 $ 468 $ 2,376 $ 1,120 $ 462 $ 1,093 $ 12,018 Three months ended September 30, 2020 Allowance for loan and lease losses: Beginning balance, July, 1 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Charge-offs - (280 ) - (81 ) (221 ) - - (582 ) Recoveries 3 845 - 726 179 - - 1,753 Provisions (credits) 193 307 53 (634 ) 2 40 113 74 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Nine months ended September 30, 2021 Allowance for loan and lease losses: Beginning balance, January 1, 2021 $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Charge-offs (14 ) - - (208 ) (530 ) - - (752 ) Recoveries 16 438 13 42 483 - - 992 Provisions (credits) 274 (198 ) (83 ) (77 ) (152 ) 57 7 (172 ) Ending balance, September 30, 2021 $ 1,991 $ 4,508 $ 468 $ 2,376 $ 1,120 $ 462 $ 1,093 $ 12,018 Nine months ended September 30, 2020 Allowance for loan and lease losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (336 ) - (208 ) (683 ) - - (1,227 ) Recoveries 42 846 - 1,210 392 - - 2,490 Provisions (credits) 358 1,106 142 (645 ) 282 124 689 2,056 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 The following table presents, by major category, the allocation of the ALLL and the related loan balance disaggregated based on the impairment methodology at September 30, 2021 December 31, 2020 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total September 30, 2021 Allowance for loan and lease losses: Individually evaluated for impairment $ 12 $ 15 $ - $ 9 $ - $ - $ - $ 36 Collectively evaluated for impairment 1,979 4,493 468 2,367 1,120 462 1,093 11,982 Total $ 1,991 $ 4,508 $ 468 $ 2,376 $ 1,120 $ 462 $ 1,093 $ 12,018 Loans and leases receivable: Individually evaluated for impairment $ 1,951 $ 8,042 $ - $ 581 $ - $ - $ - $ 10,574 Collectively evaluated for impairment 222,356 333,552 50,095 209,228 79,136 56,060 - 950,427 Total $ 224,307 $ 341,594 $ 50,095 $ 209,809 $ 79,136 $ 56,060 $ - $ 961,001 December 31, 2020 Allowance for loan and lease losses: Individually evaluated for impairment $ 13 $ 46 $ - $ 357 $ - $ - $ - $ 416 Collectively evaluated for impairment 1,702 4,222 538 2,262 1,319 405 1,086 11,534 Total $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Loans receivable: Individually evaluated for impairment $ 2,321 $ 8,448 $ 69 $ 897 $ - $ - $ - $ 11,735 Collectively evaluated for impairment 194,007 265,455 59,716 237,538 85,881 49,009 - 891,606 Total $ 196,328 $ 273,903 $ 59,785 $ 238,435 $ 85,881 $ 49,009 $ - $ 903,341 Credit Quality Indicators – Commercial Loans Management continuously monitors and evaluates the credit quality of FNCB’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of FNCB’s loan receivables. FNCB’s loan rating system assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial and industrial loans include commercial indirect auto loans which are not not 1. Minimal Risk 2. Above Average Credit Quality 3. Average Risk 4. Acceptable Risk 5. Pass - Watch 6. Special Mention 7. Substandard - Accruing 8. Substandard - Non-Accrual 9. Doubtful 10. Loss This analysis is performed on a quarterly basis using the following definitions for risk ratings: Pass – Assets rated 1 5 no not Special Mention – Assets classified as special mention do not not Substandard – Assets classified as substandard have well defined weaknesses based on objective evidence and are characterized by the distinct possibility that FNCB will sustain some loss if the deficiencies are not Doubtful – Assets classified as doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that such weaknesses make collection or liquidation in full highly questionable and improbable based on current circumstances. Loss – Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not Credit Quality Indicators – Other Loans Certain residential real estate loans, consumer loans, commercial and municipal indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 days or more are placed on non-accrual status unless collection of the loan is in process and reasonably assured. FNCB utilizes accruing versus non-accrual status as the credit quality indicator for these loan pools. The following tables present the recorded investment in loans and leases receivable by major category and credit quality indicator at September 30, 2021 December 31, 2020 Credit Quality Indicators September 30, 2021 Commercial Loans and Leases Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 41,181 $ 460 $ 79 $ - $ - $ 41,720 $ 181,916 $ 671 $ 182,587 $ 224,307 Commercial real estate 325,588 3,450 12,556 - - 341,594 - - - 341,594 Construction, land acquisition and development 43,786 - - - - 43,786 6,309 - 6,309 50,095 Commercial and industrial 205,215 819 1,388 - - 207,422 2,387 - 2,387 209,809 Consumer - - - - - - 78,909 227 79,136 79,136 State and political subdivisions 56,053 - - - - 56,053 7 - 7 56,060 Total $ 671,823 $ 4,729 $ 14,023 $ - $ - $ 690,575 $ 269,528 $ 898 $ 270,426 $ 961,001 Credit Quality Indicators December 31, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 35,839 $ 494 $ 209 $ - $ - $ 36,542 $ 158,896 $ 890 $ 159,786 $ 196,328 Commercial real estate 256,390 4,349 13,164 - - 273,903 - - - 273,903 Construction, land acquisition and development 55,697 - - - - 55,697 4,088 - 4,088 59,785 Commercial and industrial 233,370 961 1,104 - - 235,435 3,000 - 3,000 238,435 Consumer - - - - - - 85,374 507 85,881 85,881 State and political subdivisions 48,998 - - - - 48,998 11 - 11 49,009 Total $ 630,294 $ 5,804 $ 14,477 $ - $ - $ 650,575 $ 251,369 $ 1,397 $ 252,766 $ 903,341 Included in loans and leases receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $4.5 million and $5.6 million at September 30, 2021 December 31, 2020 six no may may 90 90 September 30, 2021 December 31, 2020 The following tables present the delinquency status of past due and non-accrual loans and leases at September 30, 2021 December 31, 2020 September 30, 2021 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans and leases: Residential real estate $ 223,483 $ 74 $ - $ - $ 223,557 Commercial real estate 338,615 - - - 338,615 Construction, land acquisition and development 50,095 - - - 50,095 Commercial and industrial 208,976 311 3 - 209,290 Consumer 77,904 878 127 - 78,909 State and political subdivisions 56,060 - - - 56,060 Total performing (accruing) loans and leases 955,133 1,263 130 - 956,526 Non-accrual loans: Residential real estate 88 10 236 416 750 Commercial real estate 1,407 - - 1,572 2,979 Construction, land acquisition and development - - - - - Commercial and industrial 519 - - - 519 Consumer 169 53 2 3 227 State and political subdivisions - - - - - Total non-accrual loans 2,183 63 238 1,991 4,475 Total loans and leases receivable $ 957,316 $ 1,326 $ 368 $ 1,991 $ 961,001 December 31, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 194,820 $ 251 $ 159 $ - $ 195,230 Commercial real estate 270,059 606 - - 270,665 Construction, land acquisition and development 59,785 - - - 59,785 Commercial and industrial 237,262 419 16 - 237,697 Consumer 83,486 1,485 403 - 85,374 State and political subdivisions 49,009 - - - 49,009 Total performing (accruing) loans 894,421 2,761 578 - 897,760 Non-accrual loans: Residential real estate 642 39 - 417 1,098 Commercial real estate 1,484 - - 1,754 3,238 Construction, land acquisition and development - - - - - Commercial and industrial 614 - 124 - 738 Consumer 114 132 96 165 507 State and political subdivisions - - - - - Total non-accrual loans 2,854 171 220 2,336 5,581 Total loans receivable $ 897,275 $ 2,932 $ 798 $ 2,336 $ 903,341 The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for FNCB’s impaired loans, which have been analyzed for impairment under ASC 310, September 30, 2021 December 31, 2020 not not 450. $100 450 September 30, 2021 December 31, 2020 September 30, 2021 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 597 $ 663 $ - Commercial real estate 2,734 4,427 - Construction, land acquisition and development - - - Commercial and industrial 328 358 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,659 5,448 - With a related allowance recorded: Residential real estate 1,354 1,354 12 Commercial real estate 5,308 5,309 15 Construction, land acquisition and development - - - Commercial and industrial 253 470 9 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 6,915 7,133 36 Total impaired loans: Residential real estate 1,951 2,017 12 Commercial real estate 8,042 9,736 15 Construction, land acquisition and development - - - Commercial and industrial 581 828 9 Consumer - - - State and political subdivisions - - - Total impaired loans $ 10,574 $ 12,581 $ 36 December 31, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 859 $ 957 $ - Commercial real estate 2,729 5,311 - Construction, land acquisition and development 69 69 - Commercial and industrial 5 5 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,662 6,342 - With a related allowance recorded: Residential real estate 1,462 1,462 13 Commercial real estate 5,719 5,719 46 Construction, land acquisition and development - - - Commercial and industrial 892 1,130 357 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 8,073 8,311 416 Total impaired loans: Residential real estate 2,321 2,419 13 Commercial real estate 8,448 11,030 46 Construction, land acquisition and development 69 69 - Commercial and industrial 897 1,135 357 Consumer - - - State and political subdivisions - - - Total impaired loans $ 11,735 $ 14,653 $ 416 The following table presents the average balance and interest income by loan category recognized on impaired loans for the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Average Interest Average Interest Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Balance Income (1) Balance Income (1) Residential real estate $ 1,957 $ 18 $ 2,196 $ 16 $ 2,047 $ 54 $ 2,375 $ 56 Commercial real estate 7,914 56 9,273 59 8,127 169 10,525 197 Construction, land acquisition and development - - 72 2 45 2 73 4 Commercial and industrial 600 1 1,000 4 796 5 1,083 10 Consumer - - 276 2 - - 250 5 State and political subdivisions - - - - - - - - Total impaired loans $ 10,471 $ 75 $ 12,817 $ 83 $ 11,015 $ 230 $ 14,306 $ 272 ( 1 The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated $52 thousand and $167 thousand for the three nine September 30, 2021 three nine September 30, 2020, Troubled Debt Restructured Loans TDRs were $6.9 million and $7.7 million at September 30, 2021 December 31, 2020 September 30, 2021 December 31, 2020 September 30, 2021 December 31, 2020 not September 30, 2021 The modification of the terms of loans classified as TDRs may one There were no loans modified as TDRs during the three nine September 30, 2021. three September 30, 2020. nine September 30, 2020 three one 12 90 three nine September 30, 2021 2020. Residential Real Estate Loan Foreclosures During the nine September 30, 2021, third 2021. nine September 30, 2021. September 30, 2021. September 30, 2021. There were no residential real estate properties foreclosed upon during the three nine September 30, 2020 September 30, 2020.

Note 5 - Income Taxes

Note 5 - Income Taxes	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 5. The following table presents a reconciliation between the effective income tax expense and the income tax expense that would have been provided at the federal statutory tax rate of 21.0% for the three nine September 30, 2021 2020 For the Three Months Ended September 30, For the Nine Months Ended September 30, 2021 2020 2021 2020 (dollars in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 1,594 21.00 % $ 1,029 21.00 % $ 4,361 21.00 % $ 2,570 21.00 % Add (deduct): Tax effects of tax free interest income (178 ) (2.34 )% (179 ) (3.65 )% (542 ) (2.61 )% (450 ) (3.68 )% Non-deductible interest expense 11 0.14 % 5 0.10 % 34 0.16 % 14 0.11 % Bank-owned life insurance (29 ) (0.38 )% (25 ) (0.51 )% (174 ) (0.84 )% (77 ) (0.63 )% Gains on equity securities (33 ) (0.43 )% - - (117 ) (0.56 )% - - Other items, net (121 ) (1.61 )% (38 ) (0.77 )% (206 ) (0.99 )% (8 ) (0.06 )% Income tax provision $ 1,244 16.38 % $ 792 16.17 % $ 3,356 16.16 % $ 2,049 16.74 % Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently if necessary, in accordance with guidance set forth in ASC Topic 740 not not September 30, 2021 September 30, 2021 December 31, 2020

Note 6 - Related Party Transact

Note 6 - Related Party Transactions	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 6. In conducting its business, FNCB has engaged in, and intends to continue to engage in, banking and financial transactions with directors, executive officers and their related parties. FNCB has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, net of any participations sold, as well as repayments during the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 100,500 $ 93,573 $ 98,935 $ 77,896 Additions, new loans and advances 63,471 17,424 113,150 48,120 Repayments (70,593 ) (7,504 ) (95,050 ) (22,523 ) Other (1) - - (23,657 ) - Balance, end of period $ 93,378 $ 103,493 $ 93,378 $ 103,493 (1) Other represents loans to related parties that ceased being related parties during the year At September 30, 2021 not Deposits from directors, executive officers and their related parties held by the Bank at September 30, 2021 December 31, 2020 nine September 30, 2021 2020 In the course of its operations, FNCB acquires goods and services from, and transacts business with, various companies of related parties, which include, but are not three nine September 30, 2021 2020.

Note 7 - Commitments and Contin

Note 7 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 7 . Commitments and Contingencies Leases FNCB is obligated under operating leases for certain bank branches, office space, automobiles and equipment. Operating lease right of use ("ROU") assets represent FNCB's right to use an underlying asset during the lease term and operating liabilities represent FNCB's obligation to make lease payments under the lease agreement. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents FNCB's incremental borrowing rate at the commencement date. ROU assets are included in other assets and operating lease liabilities are included in other liabilities in the consolidated statements of financial condition. As of September 30, 2021 three nine September 30, 2021 Operating lease expense associated with bank branches and office space is included in occupancy expense, while operating lease expenses associated with automobiles and office equipment are included in equipment expense in the consolidated statements of income. Total rental expense under leases amounted to $287 thousand and $312 thousand, respectively, at September 30, 2021 2020. The following table summarizes the maturity of remaining operating lease liabilities as of September 30, 2021 (in thousands) September 30, 2021 2021 $ 93 2022 397 2023 366 2024 330 2025 335 2026 and thereafter 2,742 Total lease payments 4,263 Less: imputed interest 851 Present value of operating lease liabilities $ 3,412 The following table presents other information related to our operating leases: (dollars in thousands) September 30, 2021 Weighted-average remaining lease term (in years) 12.8 Weighted-average discount rate 3.30 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 306 Litigation FNCB has been subject to tax audits, and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none

Note 8 - Stock Compensation Pla

Note 8 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 8 . Stock Compensation Plans FNCB has a Long-Term Incentive Compensation Plan (“LTIP”) for directors, executives and key employees. The LTIP authorizes up to 1,200,000 shares of common stock for issuance and provides the Board of Directors with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. During the nine September 30, 2021 2020 September 30, 2021 nine September 30, 2021 2020 September 30, 2021 2020 On July 1, 2021, nine July 1, 2021. The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Weighted- Weighted- Weighted- Weighted- Average Average Average Average Restricted Grant Date Restricted Grant Date Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 174,297 $ 7.37 169,632 $ 7.04 159,913 $ 7.07 128,150 $ 7.76 Awards granted - - - - 66,065 7.98 75,924 6.07 Forfeitures - - (2,753 ) 7.08 (7,443 ) 7.38 (5,412 ) 6.67 Vestings - - (6,637 ) 6.44 (44,238 ) 7.20 (38,420 ) 7.48 Total outstanding, end of period 174,297 $ 7.37 160,242 $ 7.06 174,297 $ 7.37 160,242 $ 7.06

Note 9 - Regulatory Matters_Sub

Note 9 - Regulatory Matters/Subsequent Event	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 9 . Regulatory Matters/Subsequent Event FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that may three nine September 30, 2021 three nine September 30, 2020. three nine September 30, 2021 2020 three nine September 30, 2021, 2020. September 30, 2021 October 27, 2021, fourth 2021 December 15, 2021 December 1, 2021 On January 27, 2021, may no February 3, 2021 December 31, 2021, 10b5 1 not may no September 30, 2021, The holding company is considered a small bank holding company and is exempt from risk-based capital and leverage rules, including Basel III. FNCB and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on FNCB’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, FNCB and the Bank must meet specific capital guidelines that involve quantitative measures of FNCB's and the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. FNCB's and the Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Management believes, as of September 30, 2021 December 31, 2020 Current quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total capital, Tier I capital, and Tier I common equity (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). The following tables present summary information regarding the Bank’s risk-based capital and related ratios at September 30, 2021 December 31, 2020 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio September 30, 2021 Total capital (to risk-weighted assets) $ 167,309 15.91 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 154,891 14.73 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 154,891 14.73 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 154,891 9.80 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,051,709 Total average assets 1,580,457 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2020 Total capital (to risk-weighted assets) $ 149,173 15.79 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 137,356 14.54 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 137,356 14.54 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 137,356 9.57 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 944,546 Total average assets 1,434,776

Note 10 - Fair Value Measuremen

Note 10 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10 . Fair Value Measurements In determining fair value, FNCB uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of FNCB. Unobservable inputs reflect FNCB’s knowledge about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances. The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 3 three ● Level 1 ● Level 2 not ● Level 3 not A description of the valuation methodologies used for assets recorded at fair value is set forth below. Available-for-Sale Debt Securities The estimated fair values for FNCB’s investments in obligations of U.S Treasury securities, U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs and mortgage-backed securities, private collateralized mortgage obligations, asset-backed securities and negotiable certificates of deposit are obtained by FNCB from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 may 2 2 not not 2 For those securities for which the inputs used by an independent pricing service were derived from unobservable market information, FNCB evaluated the appropriateness and quality of each price. Management reviewed the volume and level of activity for all classes of securities and attempted to identify transactions which may not may 3 third At September 30, 2021 September 30, 2021, not third 3 third Equity Securities The estimated fair values of equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 Derivative Contracts FNCB's derivative liabilities are reported at fair value utilizing Level 2 may Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables present the financial assets and liabilities that were measured at fair value on a recurring basis at September 30, 2021 December 31, 2020 Fair Value Measurements at September 30, 2021 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. Treasury securities $ 19,899 $ - $ 19,899 $ - Obligations of state and political subdivisions 215,773 - 215,773 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 106,131 - 106,131 - Collateralized mortgage obligations - commercial 3,790 - 3,790 - Mortgage-backed securities 22,699 - 22,699 - Private collateralized mortgage obligations 61,048 - 61,048 - Corporate debt securities 30,093 - 18,314 11,779 Asset-backed securities 10,144 - 10,144 - Negotiable certificates of deposit 746 - 746 - Subtotal available-for-sale debt securities 470,323 - 458,544 11,779 Equity securities, at fair value 4,777 4,777 - - Derivative assets 212 - 212 - Total $ 475,312 $ 4,777 $ 458,756 $ 11,779 Financial liabilities: Derivative liabilities $ 127 $ - $ 127 $ - Total $ 127 $ - $ 127 $ - Fair Value Measurements at December 31, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 205,828 $ - $ 205,828 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 56,972 - 56,972 - Collateralized mortgage obligations - commercial 3,904 - 3,904 - Mortgage-backed securities 13,026 - 13,026 - Private collateralized mortgage obligations 38,199 - 38,199 - Corporate debt securities 24,580 - 8,156 16,424 Asset-backed securities 7,526 - 7,526 - Subtotal available-for-sale debt securities 350,035 - 333,612 16,424 Equity securities, at fair value 3,026 3,026 - - Derivative assets 23 - 23 Total $ 353,084 $ 3,026 $ 333,635 $ 16,424 Financial liabilities: Derivative liabilities $ 143 $ - $ 143 $ - Total $ 143 $ - $ 143 $ - During the nine September 30, 2021, 3 2. not third four first three 2021, four three September 30, 2021. eight The following table presents a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3 three nine September 30, 2021 2020 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities Corporate Debt Securities For the Three Months Ended September 30, For the Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Balance at January 1, $ 16,609 $ 11,713 $ 16,424 $ 5,150 Additions - - 4,000 8,800 Redemptions (1,000 ) - (1,000 ) - Transfer to Level 2 (3,603 ) - (7,550 ) - Sales - - - - Total gains or losses (realized/unrealized): Included in earnings - - - - Included in other comprehensive income (227 ) 2,244 (95 ) 7 Balance at September 30, $ 11,779 $ 13,957 $ 11,779 $ 13,957 Assets Measured at Fair Value on a Non-Recurring Basis The following tables present assets and liabilities measured at fair value on a non-recurring basis at September 30, 2021 December 31, 2020 3 September 30, 2021 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,547 $ 12 $ 4,535 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,027 24 6,003 Discounted cash flows Discount rate 3.00% 8.75% Other real estate owned 58 4 54 Appraisal of collateral Selling cost 10.0 % December 31, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,244 $ 218 $ 4,026 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 7,491 198 7,293 Discounted cash flows Discount rate 3.00% - 8.75% Other real estate owned 58 - 58 Appraisal of collateral Selling cost 10.0 % The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level 3 not may not OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance may may The following table summarizes the estimated fair values of FNCB’s financial instruments using an exit price notion at September 30, 2021 December 31, 2020 not not not may Fair Value September 30, 2021 December 31, 2020 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 174,193 $ 174,193 $ 155,811 $ 155,811 Available-for-sale debt securities See table on page 21 470,323 470,323 350,035 350,035 Equity securities Level 1 4,777 4,777 3,026 3,026 Restricted stock Level 2 1,826 1,826 1,745 1,745 Loans held for sale Level 2 491 491 2,107 2,107 Loans, net Level 3 946,390 951,049 889,152 891,880 Accrued interest receivable Level 2 4,593 4,593 4,286 4,286 Equity securities without readily determinable fair values Level 3 500 500 500 500 Servicing rights Level 3 285 546 324 479 Derivative assets Level 2 212 212 23 23 Financial liabilities Deposits Level 2 1,482,066 1,482,243 1,287,448 1,288,567 Borrowed funds Level 2 10,310 10,310 10,310 10,310 Accrued interest payable Level 2 56 56 108 108 Derivative liabilities Level 2 127 127 135 143

Note 11 - Earnings Per Share

Note 11 - Earnings Per Share	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 11. For FNCB, the numerator of both the basic and diluted earnings per share of common stock is net income available to common shareholders. The weighted-average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. For the three nine September 30, 2021 2020 The following table presents the calculation of both basic and diluted earnings per share of common stock for the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, (in thousands, except share data) 2021 2020 2021 2020 Net income $ 6,351 $ 4,107 $ 17,413 $ 10,191 Basic weighted-average number of common shares outstanding 19,997,021 20,235,384 20,152,934 20,199,933 Plus: Common share equivalents 12,366 - 11,397 1,356 Diluted weighted-average number of common shares outstanding 20,009,387 20,235,384 20,164,331 20,201,289 Income per common share: Basic $ 0.31 $ 0.20 $ 0.86 $ 0.50 Diluted $ 0.31 $ 0.20 $ 0.86 $ 0.50

Note 12 - Other Comprehensive I

Note 12 - Other Comprehensive Income	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 12 . The following table summarizes the reclassifications out of accumulated other comprehensive income for the three nine September 30, 2021 2020 For the Three Months Ended September 30, 2021 For the Nine Months Ended September 30, 2021 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on the sale of available-for-sale debt securities $ (213 ) Net gain on the sale of available-for-sale debt securities Taxes - Income taxes 45 Income taxes Net of tax amount $ - $ (168 ) For the Three Months Ended September 30, 2020 For the Nine Months Ended September 30, 2020 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (433 ) Net gain on the sale of available-for-sale debt securities $ (1,504 ) Net gain on the sale of available-for-sale debt securities Taxes 91 Income taxes 316 Income taxes Net of tax amount $ (342 ) $ (1,188 ) The following table summarizes the changes in accumulated other comprehensive income, net of tax for the three nine September 30, 2021 2020 Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 11,197 $ 10,779 $ 13,886 $ 3,056 Other comprehensive (loss) income before reclassifications (2,770 ) 1,761 (5,291 ) 10,330 Amount reclassified from accumulated other comprehensive income - (342 ) (168 ) (1,188 ) Net other comprehensive (loss) income during the period (2,770 ) 1,419 (5,459 ) 9,142 Balance, end of period $ 8,427 $ 12,198 $ 8,427 $ 12,198

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	September 30, 2021 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. Treasury securities $ 20,073 $ - $ 174 $ 19,899 Obligations of state and political subdivisions 206,549 9,783 559 215,773 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 105,571 1,635 1,075 106,131 Collateralized mortgage obligations - commercial 3,694 124 28 3,790 Mortgage-backed securities 22,418 390 109 22,699 Private collateralized mortgage obligations 61,317 180 449 61,048 Corporate debt securities 29,300 876 83 30,093 Asset-backed securities 10,076 75 7 10,144 Negotiable certificates of deposit 744 2 - 746 Total available-for-sale debt securities $ 459,742 $ 13,065 $ 2,484 $ 470,323 December 31, 2020 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: Obligations of state and political subdivisions $ 192,851 $ 13,012 $ 35 $ 205,828 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 54,091 2,940 59 56,972 Collateralized mortgage obligations - commercial 3,721 183 - 3,904 Mortgage-backed securities 12,452 588 14 13,026 Private collateralized mortgage obligations 37,926 352 79 38,199 Corporate debt securities 23,800 790 10 24,580 Asset-backed securities 7,505 46 25 7,526 Total available-for-sale debt securities $ 332,346 $ 17,911 $ 222 $ 350,035
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2021 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 1,420 $ 1,440 After one year through five years 67,207 71,198 After five years through ten years 72,051 73,413 After ten years 115,988 120,460 Mortgage-backed securities 22,418 22,699 Collateralized mortgage obligations 170,582 170,969 Asset-backed securities 10,076 10,144 Total available-for-sale debt securities $ 459,742 $ 470,323
Gain (Loss) on Securities [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Available-for-sale debt securities: Gross proceeds received on sales $ - $ 10,917 $ 2,981 $ 62,805 Gross realized gains - 474 213 1,650 Gross realized losses - (41 ) - (146 ) Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Net gains recognized on equity securities $ 156 $ 846 $ 556 $ 864 Less: net gains recognized on equity securities sold or transferred - 611 - 611 Unrealized gains on equity securities held $ 156 $ 235 $ 556 $ 253
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2021 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. Treasury securities 9 $ 19,899 $ 174 - $ - $ - 9 $ 19,899 $ 174 Obligations of state and political subdivisions 35 29,413 559 - - - 35 29,413 559 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 19 60,209 1,024 1 1,627 51 20 61,836 1,075 Collateralized mortgage obligations - commercial 1 1,657 28 - - - 1 1,657 28 Mortgage-backed securities 4 11,900 109 - - - 4 11,900 109 Private collateralized mortgage obligations 14 27,636 411 2 4,233 38 16 31,869 449 Corporate debt securities 8 7,417 83 - - - 8 7,417 83 Asset-backed securities 2 1,185 4 2 1,404 3 4 2,589 7 Negotiable certificates of deposit (1) 1 248 - - - - 1 248 - Total available-for-sale debt securities 93 $ 159,564 $ 2,392 5 $ 7,264 $ 92 98 $ 166,828 $ 2,484 (1) Unrealized loss is less than $1 thousand. December 31, 2020 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses Obligations of state and political subdivisions 6 $ 4,541 $ 35 - $ - $ - 6 $ 4,541 $ 35 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 2 7,019 59 - - - 2 7,019 59 Collateralized mortgage obligations - commercial - - - - - - - - - Mortgage-backed securities 1 2,103 14 - - - 1 2,103 14 Private collateralized mortgage obligations 3 7,857 42 1 2,256 37 4 10,113 79 Corporate debt securities 2 1,739 10 - - - 2 1,739 10 Asset-backed securities 2 746 13 1 1,591 12 3 2,337 25 Total available-for-sale debt securities 16 $ 24,005 $ 173 2 $ 3,847 $ 49 18 $ 27,852 $ 222
Investment [Table Text Block]	September 30, December 31, (in thousands) 2021 2020 Stock in Federal Home Loan Bank of Pittsburgh $ 1,816 $ 1,735 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 1,826 $ 1,745

Note 4 - Loans and Leases (Tabl

Note 4 - Loans and Leases (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, (in thousands) 2021 2020 Residential real estate $ 224,307 $ 196,328 Commercial real estate 341,594 273,903 Construction, land acquisition and development 50,095 59,785 Commercial and industrial 209,809 238,435 Consumer 79,136 85,881 State and political subdivisions 56,060 49,009 Total loans and leases, gross 961,001 903,341 Unearned income (939 ) (110 ) Net deferred loan fees (1,654 ) (2,129 ) Allowance for loan and lease losses (12,018 ) (11,950 ) Loans and leases, net $ 946,390 $ 889,152
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended September 30, 2021 Allowance for loan and lease losses: Beginning balance, July, 1 2021 $ 1,858 $ 4,648 $ 493 $ 2,483 $ 1,177 $ 509 $ 1,117 $ 12,285 Charge-offs (8 ) - - (178 ) (69 ) - - (255 ) Recoveries - 392 13 10 86 - - 501 Provisions (credits) 141 (532 ) (38 ) 61 (74 ) (47 ) (24 ) (513 ) Ending balance, September 30, 2021 $ 1,991 $ 4,508 $ 468 $ 2,376 $ 1,120 $ 462 $ 1,093 $ 12,018 Three months ended September 30, 2020 Allowance for loan and lease losses: Beginning balance, July, 1 2020 $ 1,351 $ 3,942 $ 360 $ 2,343 $ 1,689 $ 337 $ 1,002 $ 11,024 Charge-offs - (280 ) - (81 ) (221 ) - - (582 ) Recoveries 3 845 - 726 179 - - 1,753 Provisions (credits) 193 307 53 (634 ) 2 40 113 74 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Nine months ended September 30, 2021 Allowance for loan and lease losses: Beginning balance, January 1, 2021 $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Charge-offs (14 ) - - (208 ) (530 ) - - (752 ) Recoveries 16 438 13 42 483 - - 992 Provisions (credits) 274 (198 ) (83 ) (77 ) (152 ) 57 7 (172 ) Ending balance, September 30, 2021 $ 1,991 $ 4,508 $ 468 $ 2,376 $ 1,120 $ 462 $ 1,093 $ 12,018 Nine months ended September 30, 2020 Allowance for loan and lease losses: Beginning balance, January 1, 2020 $ 1,147 $ 3,198 $ 271 $ 1,997 $ 1,658 $ 253 $ 426 $ 8,950 Charge-offs - (336 ) - (208 ) (683 ) - - (1,227 ) Recoveries 42 846 - 1,210 392 - - 2,490 Provisions (credits) 358 1,106 142 (645 ) 282 124 689 2,056 Ending balance, September 30, 2020 $ 1,547 $ 4,814 $ 413 $ 2,354 $ 1,649 $ 377 $ 1,115 $ 12,269 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total September 30, 2021 Allowance for loan and lease losses: Individually evaluated for impairment $ 12 $ 15 $ - $ 9 $ - $ - $ - $ 36 Collectively evaluated for impairment 1,979 4,493 468 2,367 1,120 462 1,093 11,982 Total $ 1,991 $ 4,508 $ 468 $ 2,376 $ 1,120 $ 462 $ 1,093 $ 12,018 Loans and leases receivable: Individually evaluated for impairment $ 1,951 $ 8,042 $ - $ 581 $ - $ - $ - $ 10,574 Collectively evaluated for impairment 222,356 333,552 50,095 209,228 79,136 56,060 - 950,427 Total $ 224,307 $ 341,594 $ 50,095 $ 209,809 $ 79,136 $ 56,060 $ - $ 961,001 December 31, 2020 Allowance for loan and lease losses: Individually evaluated for impairment $ 13 $ 46 $ - $ 357 $ - $ - $ - $ 416 Collectively evaluated for impairment 1,702 4,222 538 2,262 1,319 405 1,086 11,534 Total $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Loans receivable: Individually evaluated for impairment $ 2,321 $ 8,448 $ 69 $ 897 $ - $ - $ - $ 11,735 Collectively evaluated for impairment 194,007 265,455 59,716 237,538 85,881 49,009 - 891,606 Total $ 196,328 $ 273,903 $ 59,785 $ 238,435 $ 85,881 $ 49,009 $ - $ 903,341
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Quality Indicators September 30, 2021 Commercial Loans and Leases Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 41,181 $ 460 $ 79 $ - $ - $ 41,720 $ 181,916 $ 671 $ 182,587 $ 224,307 Commercial real estate 325,588 3,450 12,556 - - 341,594 - - - 341,594 Construction, land acquisition and development 43,786 - - - - 43,786 6,309 - 6,309 50,095 Commercial and industrial 205,215 819 1,388 - - 207,422 2,387 - 2,387 209,809 Consumer - - - - - - 78,909 227 79,136 79,136 State and political subdivisions 56,053 - - - - 56,053 7 - 7 56,060 Total $ 671,823 $ 4,729 $ 14,023 $ - $ - $ 690,575 $ 269,528 $ 898 $ 270,426 $ 961,001 Credit Quality Indicators December 31, 2020 Commercial Loans Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 35,839 $ 494 $ 209 $ - $ - $ 36,542 $ 158,896 $ 890 $ 159,786 $ 196,328 Commercial real estate 256,390 4,349 13,164 - - 273,903 - - - 273,903 Construction, land acquisition and development 55,697 - - - - 55,697 4,088 - 4,088 59,785 Commercial and industrial 233,370 961 1,104 - - 235,435 3,000 - 3,000 238,435 Consumer - - - - - - 85,374 507 85,881 85,881 State and political subdivisions 48,998 - - - - 48,998 11 - 11 49,009 Total $ 630,294 $ 5,804 $ 14,477 $ - $ - $ 650,575 $ 251,369 $ 1,397 $ 252,766 $ 903,341
Financing Receivable, Past Due [Table Text Block]	September 30, 2021 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans and leases: Residential real estate $ 223,483 $ 74 $ - $ - $ 223,557 Commercial real estate 338,615 - - - 338,615 Construction, land acquisition and development 50,095 - - - 50,095 Commercial and industrial 208,976 311 3 - 209,290 Consumer 77,904 878 127 - 78,909 State and political subdivisions 56,060 - - - 56,060 Total performing (accruing) loans and leases 955,133 1,263 130 - 956,526 Non-accrual loans: Residential real estate 88 10 236 416 750 Commercial real estate 1,407 - - 1,572 2,979 Construction, land acquisition and development - - - - - Commercial and industrial 519 - - - 519 Consumer 169 53 2 3 227 State and political subdivisions - - - - - Total non-accrual loans 2,183 63 238 1,991 4,475 Total loans and leases receivable $ 957,316 $ 1,326 $ 368 $ 1,991 $ 961,001 December 31, 2020 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans: Residential real estate $ 194,820 $ 251 $ 159 $ - $ 195,230 Commercial real estate 270,059 606 - - 270,665 Construction, land acquisition and development 59,785 - - - 59,785 Commercial and industrial 237,262 419 16 - 237,697 Consumer 83,486 1,485 403 - 85,374 State and political subdivisions 49,009 - - - 49,009 Total performing (accruing) loans 894,421 2,761 578 - 897,760 Non-accrual loans: Residential real estate 642 39 - 417 1,098 Commercial real estate 1,484 - - 1,754 3,238 Construction, land acquisition and development - - - - - Commercial and industrial 614 - 124 - 738 Consumer 114 132 96 165 507 State and political subdivisions - - - - - Total non-accrual loans 2,854 171 220 2,336 5,581 Total loans receivable $ 897,275 $ 2,932 $ 798 $ 2,336 $ 903,341
Impaired Financing Receivables [Table Text Block]	September 30, 2021 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 597 $ 663 $ - Commercial real estate 2,734 4,427 - Construction, land acquisition and development - - - Commercial and industrial 328 358 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,659 5,448 - With a related allowance recorded: Residential real estate 1,354 1,354 12 Commercial real estate 5,308 5,309 15 Construction, land acquisition and development - - - Commercial and industrial 253 470 9 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 6,915 7,133 36 Total impaired loans: Residential real estate 1,951 2,017 12 Commercial real estate 8,042 9,736 15 Construction, land acquisition and development - - - Commercial and industrial 581 828 9 Consumer - - - State and political subdivisions - - - Total impaired loans $ 10,574 $ 12,581 $ 36 December 31, 2020 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 859 $ 957 $ - Commercial real estate 2,729 5,311 - Construction, land acquisition and development 69 69 - Commercial and industrial 5 5 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,662 6,342 - With a related allowance recorded: Residential real estate 1,462 1,462 13 Commercial real estate 5,719 5,719 46 Construction, land acquisition and development - - - Commercial and industrial 892 1,130 357 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 8,073 8,311 416 Total impaired loans: Residential real estate 2,321 2,419 13 Commercial real estate 8,448 11,030 46 Construction, land acquisition and development 69 69 - Commercial and industrial 897 1,135 357 Consumer - - - State and political subdivisions - - - Total impaired loans $ 11,735 $ 14,653 $ 416
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Average Interest Average Interest Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Balance Income (1) Balance Income (1) Residential real estate $ 1,957 $ 18 $ 2,196 $ 16 $ 2,047 $ 54 $ 2,375 $ 56 Commercial real estate 7,914 56 9,273 59 8,127 169 10,525 197 Construction, land acquisition and development - - 72 2 45 2 73 4 Commercial and industrial 600 1 1,000 4 796 5 1,083 10 Consumer - - 276 2 - - 250 5 State and political subdivisions - - - - - - - - Total impaired loans $ 10,471 $ 75 $ 12,817 $ 83 $ 11,015 $ 230 $ 14,306 $ 272

Note 5 - Income Taxes (Tables)

Note 5 - Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2021 2020 2021 2020 (dollars in thousands) Amount % Amount % Amount % Amount % Provision at statutory tax rates $ 1,594 21.00 % $ 1,029 21.00 % $ 4,361 21.00 % $ 2,570 21.00 % Add (deduct): Tax effects of tax free interest income (178 ) (2.34 )% (179 ) (3.65 )% (542 ) (2.61 )% (450 ) (3.68 )% Non-deductible interest expense 11 0.14 % 5 0.10 % 34 0.16 % 14 0.11 % Bank-owned life insurance (29 ) (0.38 )% (25 ) (0.51 )% (174 ) (0.84 )% (77 ) (0.63 )% Gains on equity securities (33 ) (0.43 )% - - (117 ) (0.56 )% - - Other items, net (121 ) (1.61 )% (38 ) (0.77 )% (206 ) (0.99 )% (8 ) (0.06 )% Income tax provision $ 1,244 16.38 % $ 792 16.17 % $ 3,356 16.16 % $ 2,049 16.74 %

Note 6 - Related Party Transa_2

Note 6 - Related Party Transactions (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 100,500 $ 93,573 $ 98,935 $ 77,896 Additions, new loans and advances 63,471 17,424 113,150 48,120 Repayments (70,593 ) (7,504 ) (95,050 ) (22,523 ) Other (1) - - (23,657 ) - Balance, end of period $ 93,378 $ 103,493 $ 93,378 $ 103,493 (1) Other represents loans to related parties that ceased being related parties during the year

Note 7 - Commitments and Cont_2

Note 7 - Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) September 30, 2021 2021 $ 93 2022 397 2023 366 2024 330 2025 335 2026 and thereafter 2,742 Total lease payments 4,263 Less: imputed interest 851 Present value of operating lease liabilities $ 3,412
Lease, Other Information Related to Operating Leases [Table Text Block]	(dollars in thousands) September 30, 2021 Weighted-average remaining lease term (in years) 12.8 Weighted-average discount rate 3.30 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 306

Note 8 - Stock Compensation P_2

Note 8 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Weighted- Weighted- Weighted- Weighted- Average Average Average Average Restricted Grant Date Restricted Grant Date Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 174,297 $ 7.37 169,632 $ 7.04 159,913 $ 7.07 128,150 $ 7.76 Awards granted - - - - 66,065 7.98 75,924 6.07 Forfeitures - - (2,753 ) 7.08 (7,443 ) 7.38 (5,412 ) 6.67 Vestings - - (6,637 ) 6.44 (44,238 ) 7.20 (38,420 ) 7.48 Total outstanding, end of period 174,297 $ 7.37 160,242 $ 7.06 174,297 $ 7.37 160,242 $ 7.06

Note 9 - Regulatory Matters_S_2

Note 9 - Regulatory Matters/Subsequent Event (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio September 30, 2021 Total capital (to risk-weighted assets) $ 167,309 15.91 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 154,891 14.73 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 154,891 14.73 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 154,891 9.80 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,051,709 Total average assets 1,580,457 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2020 Total capital (to risk-weighted assets) $ 149,173 15.79 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 137,356 14.54 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 137,356 14.54 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 137,356 9.57 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 944,546 Total average assets 1,434,776

Note 10 - Fair Value Measurem_2

Note 10 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2021 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. Treasury securities $ 19,899 $ - $ 19,899 $ - Obligations of state and political subdivisions 215,773 - 215,773 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 106,131 - 106,131 - Collateralized mortgage obligations - commercial 3,790 - 3,790 - Mortgage-backed securities 22,699 - 22,699 - Private collateralized mortgage obligations 61,048 - 61,048 - Corporate debt securities 30,093 - 18,314 11,779 Asset-backed securities 10,144 - 10,144 - Negotiable certificates of deposit 746 - 746 - Subtotal available-for-sale debt securities 470,323 - 458,544 11,779 Equity securities, at fair value 4,777 4,777 - - Derivative assets 212 - 212 - Total $ 475,312 $ 4,777 $ 458,756 $ 11,779 Financial liabilities: Derivative liabilities $ 127 $ - $ 127 $ - Total $ 127 $ - $ 127 $ - Fair Value Measurements at December 31, 2020 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: Obligations of state and political subdivisions $ 205,828 $ - $ 205,828 $ - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 56,972 - 56,972 - Collateralized mortgage obligations - commercial 3,904 - 3,904 - Mortgage-backed securities 13,026 - 13,026 - Private collateralized mortgage obligations 38,199 - 38,199 - Corporate debt securities 24,580 - 8,156 16,424 Asset-backed securities 7,526 - 7,526 - Subtotal available-for-sale debt securities 350,035 - 333,612 16,424 Equity securities, at fair value 3,026 3,026 - - Derivative assets 23 - 23 Total $ 353,084 $ 3,026 $ 333,635 $ 16,424 Financial liabilities: Derivative liabilities $ 143 $ - $ 143 $ - Total $ 143 $ - $ 143 $ -
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities Corporate Debt Securities For the Three Months Ended September 30, For the Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Balance at January 1, $ 16,609 $ 11,713 $ 16,424 $ 5,150 Additions - - 4,000 8,800 Redemptions (1,000 ) - (1,000 ) - Transfer to Level 2 (3,603 ) - (7,550 ) - Sales - - - - Total gains or losses (realized/unrealized): Included in earnings - - - - Included in other comprehensive income (227 ) 2,244 (95 ) 7 Balance at September 30, $ 11,779 $ 13,957 $ 11,779 $ 13,957
Fair Value Measurements, Nonrecurring [Table Text Block]	September 30, 2021 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,547 $ 12 $ 4,535 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,027 24 6,003 Discounted cash flows Discount rate 3.00% 8.75% Other real estate owned 58 4 54 Appraisal of collateral Selling cost 10.0 % December 31, 2020 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 4,244 $ 218 $ 4,026 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 7,491 198 7,293 Discounted cash flows Discount rate 3.00% - 8.75% Other real estate owned 58 - 58 Appraisal of collateral Selling cost 10.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value September 30, 2021 December 31, 2020 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets Cash and short term investments Level 1 $ 174,193 $ 174,193 $ 155,811 $ 155,811 Available-for-sale debt securities See table on page 21 470,323 470,323 350,035 350,035 Equity securities Level 1 4,777 4,777 3,026 3,026 Restricted stock Level 2 1,826 1,826 1,745 1,745 Loans held for sale Level 2 491 491 2,107 2,107 Loans, net Level 3 946,390 951,049 889,152 891,880 Accrued interest receivable Level 2 4,593 4,593 4,286 4,286 Equity securities without readily determinable fair values Level 3 500 500 500 500 Servicing rights Level 3 285 546 324 479 Derivative assets Level 2 212 212 23 23 Financial liabilities Deposits Level 2 1,482,066 1,482,243 1,287,448 1,288,567 Borrowed funds Level 2 10,310 10,310 10,310 10,310 Accrued interest payable Level 2 56 56 108 108 Derivative liabilities Level 2 127 127 135 143

Note 11 - Earnings Per Share (T

Note 11 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands, except share data) 2021 2020 2021 2020 Net income $ 6,351 $ 4,107 $ 17,413 $ 10,191 Basic weighted-average number of common shares outstanding 19,997,021 20,235,384 20,152,934 20,199,933 Plus: Common share equivalents 12,366 - 11,397 1,356 Diluted weighted-average number of common shares outstanding 20,009,387 20,235,384 20,164,331 20,201,289 Income per common share: Basic $ 0.31 $ 0.20 $ 0.86 $ 0.50 Diluted $ 0.31 $ 0.20 $ 0.86 $ 0.50

Note 12 - Other Comprehensive_2

Note 12 - Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	For the Three Months Ended September 30, 2021 For the Nine Months Ended September 30, 2021 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on the sale of available-for-sale debt securities $ (213 ) Net gain on the sale of available-for-sale debt securities Taxes - Income taxes 45 Income taxes Net of tax amount $ - $ (168 ) For the Three Months Ended September 30, 2020 For the Nine Months Ended September 30, 2020 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (433 ) Net gain on the sale of available-for-sale debt securities $ (1,504 ) Net gain on the sale of available-for-sale debt securities Taxes 91 Income taxes 316 Income taxes Net of tax amount $ (342 ) $ (1,188 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (in thousands) 2021 2020 2021 2020 Balance, beginning of period $ 11,197 $ 10,779 $ 13,886 $ 3,056 Other comprehensive (loss) income before reclassifications (2,770 ) 1,761 (5,291 ) 10,330 Amount reclassified from accumulated other comprehensive income - (342 ) (168 ) (1,188 ) Net other comprehensive (loss) income during the period (2,770 ) 1,419 (5,459 ) 9,142 Balance, end of period $ 8,427 $ 12,198 $ 8,427 $ 12,198

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Non-government Securities of Any Individual Issuer Exceeding 10 Percent of Shareholders' Equity	0	0
Security Owned and Pledged as Collateral, Fair Value, Total	$ 367,300	$ 279,700
Equity Securities, FV-NI, Current	4,777	3,026
Common Stock [Member]
Equity Securities, FV-NI, Cost	3,700	2,500
Equity Securities, FV-NI, Current	$ 4,800	3,000
Preferred Stock of Privately-held Bank Holding Company [Member]
Equity Securities without Readily Determinable Fair Value, Dividend Rate	8.25%
Preferred Stock of Privately-held Bank Holding Company [Member] | Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount	$ 500	$ 500

Note 3 - Securities - Available

Note 3 - Securities - Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Available-for-sale debt securities, amortized cost	$ 459,742	$ 332,346
Available-for-sale debt securities, gross unrealized holding gains	13,065	17,911
Available-for-sale debt securities, gross unrealized holding losses	2,484	222
Available-for-sale debt securities, at fair value	470,323	350,035
US Treasury Securities [Member]
Available-for-sale debt securities, amortized cost	20,073
Available-for-sale debt securities, gross unrealized holding gains	0
Available-for-sale debt securities, gross unrealized holding losses	174
Available-for-sale debt securities, at fair value	19,899
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, amortized cost	206,549	192,851
Available-for-sale debt securities, gross unrealized holding gains	9,783	13,012
Available-for-sale debt securities, gross unrealized holding losses	559	35
Available-for-sale debt securities, at fair value	215,773	205,828
Residential Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	105,571	54,091
Available-for-sale debt securities, gross unrealized holding gains	1,635	2,940
Available-for-sale debt securities, gross unrealized holding losses	1,075	59
Available-for-sale debt securities, at fair value	106,131	56,972
Commercial Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	3,694	3,721
Available-for-sale debt securities, gross unrealized holding gains	124	183
Available-for-sale debt securities, gross unrealized holding losses	28	0
Available-for-sale debt securities, at fair value	3,790	3,904
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, amortized cost	22,418	12,452
Available-for-sale debt securities, gross unrealized holding gains	390	588
Available-for-sale debt securities, gross unrealized holding losses	109	14
Available-for-sale debt securities, at fair value	22,699	13,026
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, amortized cost	61,317	37,926
Available-for-sale debt securities, gross unrealized holding gains	180	352
Available-for-sale debt securities, gross unrealized holding losses	449	79
Available-for-sale debt securities, at fair value	61,048	38,199
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	29,300	23,800
Available-for-sale debt securities, gross unrealized holding gains	876	790
Available-for-sale debt securities, gross unrealized holding losses	83	10
Available-for-sale debt securities, at fair value	30,093	24,580
Asset-backed Securities [Member]
Available-for-sale debt securities, amortized cost	10,076	7,505
Available-for-sale debt securities, gross unrealized holding gains	75	46
Available-for-sale debt securities, gross unrealized holding losses	7	25
Available-for-sale debt securities, at fair value	10,144	$ 7,526
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, amortized cost	744
Available-for-sale debt securities, gross unrealized holding gains	2
Available-for-sale debt securities, gross unrealized holding losses	0
Available-for-sale debt securities, at fair value	$ 746

Note 3 - Securities - Availab_2

Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
One year or less, amortized cost	$ 1,420
One year or less, fair value	1,440
After one year through five years, amortized cost	67,207
After one year through five years, fair value	71,198
After five years through ten years, amortized cost	72,051
After five years through ten years, fair value	73,413
After ten years, amortized cost	115,988
After ten years, fair value	120,460
Available-for-sale debt securities, amortized cost	459,742	$ 332,346
Available-for-sale debt securities, at fair value	470,323	350,035
Collateralized Mortgage Backed Securities [Member]
Securities without a single maturity, amortized cost	22,418
Securities without a single maturity, fair value	22,699
Available-for-sale debt securities, amortized cost	22,418	12,452
Available-for-sale debt securities, at fair value	22,699	13,026
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	170,582
Securities without a single maturity, fair value	170,969
Asset-backed Securities [Member]
Securities without a single maturity, amortized cost	10,076
Securities without a single maturity, fair value	10,144
Available-for-sale debt securities, amortized cost	10,076	7,505
Available-for-sale debt securities, at fair value	$ 10,144	$ 7,526

Note 3 - Securities - Gross Pro

Note 3 - Securities - Gross Proceeds Received and Realized Gain (Loss) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Gross proceeds received on sales	$ 0	$ 10,917	$ 2,981	$ 62,805
Gross realized gains	0	474	213	1,650
Gross realized losses	0	(41)	0	(146)
Net gains recognized on equity securities	156	846	556	864
Less: net gains recognized on equity securities sold or transferred	0	611	0	611
Unrealized gains on equity securities held	$ 156	$ 235	$ 556	$ 253

Note 3 - Securities - Availab_3

Note 3 - Securities - Available-for-sale Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands		Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Less than 12 months, number of securities		93	16
Less than 12 months, fair value		$ 159,564	$ 24,005
Less than 12 months, gross unrealized losses		$ 2,392	$ 173
12 months or longer, number of securities		5	2
12 months or longer, fair value		$ 7,264	$ 3,847
12 months or longer, gross unrealized losses		$ 92	$ 49
Total, number of securities		98	18
Total, fair value		$ 166,828	$ 27,852
Total, gross unrealized losses		$ 2,484	$ 222
US Treasury Securities [Member]
Less than 12 months, number of securities		9
Less than 12 months, fair value		$ 19,899
Less than 12 months, gross unrealized losses		$ 174
12 months or longer, number of securities		0
12 months or longer, fair value		$ 0
12 months or longer, gross unrealized losses		$ 0
Total, number of securities		9
Total, fair value		$ 19,899
Total, gross unrealized losses		$ 174
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, number of securities		35	6
Less than 12 months, fair value		$ 29,413	$ 4,541
Less than 12 months, gross unrealized losses		$ 559	$ 35
12 months or longer, number of securities		0	0
12 months or longer, fair value		$ 0	$ 0
12 months or longer, gross unrealized losses		$ 0	$ 0
Total, number of securities		35	6
Total, fair value		$ 29,413	$ 4,541
Total, gross unrealized losses		$ 559	$ 35
Residential Mortgage Backed Securities [Member]
Less than 12 months, number of securities		19	2
Less than 12 months, fair value		$ 60,209	$ 7,019
Less than 12 months, gross unrealized losses		$ 1,024	$ 59
12 months or longer, number of securities		1	0
12 months or longer, fair value		$ 1,627	$ 0
12 months or longer, gross unrealized losses		$ 51	$ 0
Total, number of securities		20	2
Total, fair value		$ 61,836	$ 7,019
Total, gross unrealized losses		$ 1,075	$ 59
Commercial Mortgage Backed Securities [Member]
Less than 12 months, number of securities		1	0
Less than 12 months, fair value		$ 1,657	$ 0
Less than 12 months, gross unrealized losses		$ 28	$ 0
12 months or longer, number of securities		0	0
12 months or longer, fair value		$ 0	$ 0
12 months or longer, gross unrealized losses		$ 0	$ 0
Total, number of securities		1	0
Total, fair value		$ 1,657	$ 0
Total, gross unrealized losses		$ 28	$ 0
Collateralized Mortgage Backed Securities [Member]
Less than 12 months, number of securities		4	1
Less than 12 months, fair value		$ 11,900	$ 2,103
Less than 12 months, gross unrealized losses		$ 109	$ 14
12 months or longer, number of securities		0	0
12 months or longer, fair value		$ 0	$ 0
12 months or longer, gross unrealized losses		$ 0	$ 0
Total, number of securities		4	1
Total, fair value		$ 11,900	$ 2,103
Total, gross unrealized losses		$ 109	$ 14
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 months, number of securities		14	3
Less than 12 months, fair value		$ 27,636	$ 7,857
Less than 12 months, gross unrealized losses		$ 411	$ 42
12 months or longer, number of securities		2	1
12 months or longer, fair value		$ 4,233	$ 2,256
12 months or longer, gross unrealized losses		$ 38	$ 37
Total, number of securities		16	4
Total, fair value		$ 31,869	$ 10,113
Total, gross unrealized losses		$ 449	$ 79
Corporate Debt Securities [Member]
Less than 12 months, number of securities		8	2
Less than 12 months, fair value		$ 7,417	$ 1,739
Less than 12 months, gross unrealized losses		$ 83	$ 10
12 months or longer, number of securities		0	0
12 months or longer, fair value		$ 0	$ 0
12 months or longer, gross unrealized losses		$ 0	$ 0
Total, number of securities		8	2
Total, fair value		$ 7,417	$ 1,739
Total, gross unrealized losses		$ 83	$ 10
Asset-backed Securities [Member]
Less than 12 months, number of securities		2	2
Less than 12 months, fair value		$ 1,185	$ 746
Less than 12 months, gross unrealized losses		$ 4	$ 13
12 months or longer, number of securities		2	1
12 months or longer, fair value		$ 1,404	$ 1,591
12 months or longer, gross unrealized losses		$ 3	$ 12
Total, number of securities		4	3
Total, fair value		$ 2,589	$ 2,337
Total, gross unrealized losses		$ 7	$ 25
Negotiable Certificates of Deposit [Member]
Less than 12 months, number of securities	[1]	1
Less than 12 months, fair value	[1]	$ 248
Less than 12 months, gross unrealized losses	[1]	$ 0
12 months or longer, number of securities	[1]	0
12 months or longer, fair value	[1]	$ 0
12 months or longer, gross unrealized losses	[1]	$ 0
Total, number of securities	[1]	1
Total, fair value	[1]	$ 248
Total, gross unrealized losses	[1]	$ 0
[1]	Unrealized loss is less than $1 thousand.

Note 3 - Securities - Restricte

Note 3 - Securities - Restricted Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Stock in Atlantic Community Banker's Bank	$ 10	$ 10
Restricted stock, at cost	1,826	1,745
Federal Home Loan Bank of Pittsburgh [Member]
Stock in Federal Home Loan Bank of Pittsburgh	$ 1,816	$ 1,735

Note 4 - Loans and Leases (Deta

Note 4 - Loans and Leases (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Loans and Leases Receivable, Gross, Total	$ 961,001		$ 961,001		$ 903,341
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	(1,654)		(1,654)		(2,129)
Loans and Leases Receivable, Allowance, Ending Balance	12,018		12,018		11,950
Loans and Leases Receivable, Net Amount, Total	946,390		946,390		889,152
Gain (Loss) on Sales of Loans, Net, Total	41	$ 186	312	$ 465
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	491		$ 491		2,107
Loans Still Classified as Non-accrual Status, Period of Past Due (Day)			90 days
Financing Receivable, Nonaccrual	4,500		$ 4,500		5,600
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0		0
Evaluated Individually for Impairment, Non-accrued Loans Other Than TDRs, Threshold	100		100
Financing Receivable, Collectively Evaluated for Impairment	950,427		950,427		891,606
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	52	$ 77	167	$ 282
Financing Receivable, Troubled Debt Restructuring	6,900		6,900		7,700
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Real Estate Owned, Transfer to Real Estate Owned			$ 138	$ 0
Number of Real Estate Properties, Foreclosed	0	0	0	0
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 26		$ 26		197
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	600		600		1,400
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	6,700		6,700		7,000
Nonperforming Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	200		200		700
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	1,100	$ 4,600	7,000	$ 10,500
Gain (Loss) on Sales of Loans, Net, Total	41	$ 186	312	$ 465
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	500		500		2,100
Small Business Administration [Member]
Loans Serviced for Others, Unpaid Principal Balance	81,000		81,000		96,500
Commercial and Industrial [Member]
Loans and Leases Receivable, Gross, Total	209,809		209,809		238,435
Financing Receivable, Collectively Evaluated for Impairment	209,228		209,228		237,538
Financing Receivable, Modifications, Number of Contracts				3
Financing Receivable, Troubled Debt Restructuring, Premodification				$ 196
Commercial and Industrial [Member] | Commercial Equipment Financing [Member]
Loans and Leases Receivable, Net Amount, Total	1,700		1,700
Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	49,400		49,400		78,600
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	2,000		2,000		2,600
Loans and Leases Receivable, Allowance, Ending Balance	0		0		0
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	224,307		224,307		$ 196,328
Financing Receivable, Modifications, Number of Contracts				1
Financing Receivable, Troubled Debt Restructuring, Premodification				$ 88
Real Estate Investment Property, Foreclosed			138
Selling Price of Property Under Agreement of Sale	$ 205		205
Real Estate Owned, Transfer to Real Estate Owned			$ 178
Number of Real Estate Properties in OREO	1		1
Mortgage Loans in Process of Foreclosure, Amount	$ 68		$ 68
Residential Portfolio Segment [Member] | Noninterest Income [Member]
Fair Value Adjustment of Foreclosed Asset Held for Sale			$ 40

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable, Net (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans, gross	$ 961,001	$ 903,341
Unearned income	(939)	(110)
Net deferred loan fees	(1,654)	(2,129)
Allowance for loan and lease losses	(12,018)	(11,950)
Loans and leases, net	946,390	889,152
Residential Portfolio Segment [Member]
Loans, gross	224,307	196,328
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	341,594	273,903
Construction, Land Acquisition and Development [Member]
Loans, gross	50,095	59,785
Commercial and Industrial [Member]
Loans, gross	209,809	238,435
Consumer Portfolio Segment [Member]
Loans, gross	79,136	85,881
State and Political Subdivisions [Member]
Loans, gross	$ 56,060	$ 49,009

Note 4 - Loans - Activity in th

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Balance	$ 12,285	$ 11,024	$ 11,950	$ 8,950
Charge-offs	(255)	(582)	(752)	(1,227)
Recoveries	501	1,753	992	2,490
(Credit) provision for loan and lease losses	(513)	74	(172)	2,056
Balance	12,018	12,269	12,018	12,269
Individually evaluated for impairment, allowance	36		36		$ 416
Collectively evaluated for impairment, allowance	11,982		11,982		11,534
Total, allowance	12,018	12,269	12,018	12,269	11,950
Individually evaluated for impairment	10,574		10,574		11,735
Financing Receivable, Collectively Evaluated for Impairment	950,427		950,427		891,606
Total	961,001		961,001		903,341
Residential Portfolio Segment [Member]
Total	224,307		224,307		196,328
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	1,858	1,351	1,715	1,147
Charge-offs	(8)	0	(14)	0
Recoveries	0	3	16	42
(Credit) provision for loan and lease losses	141	193	274	358
Balance	1,991	1,547	1,991	1,547
Individually evaluated for impairment, allowance	12		12		13
Collectively evaluated for impairment, allowance	1,979		1,979		1,702
Total, allowance	1,991	1,547	1,991	1,547	1,715
Individually evaluated for impairment	1,951		1,951		2,321
Financing Receivable, Collectively Evaluated for Impairment	222,356		222,356		194,007
Total	224,307		224,307		196,328
Commercial Real Estate Portfolio Segment [Member]
Total	341,594		341,594		273,903
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Balance	4,648	3,942	4,268	3,198
Charge-offs	0	(280)	0	(336)
Recoveries	392	845	438	846
(Credit) provision for loan and lease losses	(532)	307	(198)	1,106
Balance	4,508	4,814	4,508	4,814
Individually evaluated for impairment, allowance	15		15		46
Collectively evaluated for impairment, allowance	4,493		4,493		4,222
Total, allowance	4,508	4,814	4,508	4,814	4,268
Individually evaluated for impairment	8,042		8,042		8,448
Financing Receivable, Collectively Evaluated for Impairment	333,552		333,552		265,455
Total	341,594		341,594		273,903
Construction, Land Acquisition and Development [Member]
Total	50,095		50,095		59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Balance	493	360	538	271
Charge-offs	0	0	0	0
Recoveries	13	0	13	0
(Credit) provision for loan and lease losses	(38)	53	(83)	142
Balance	468	413	468	413
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	468		468		538
Total, allowance	468	413	468	413	538
Individually evaluated for impairment	0		0		69
Financing Receivable, Collectively Evaluated for Impairment	50,095		50,095		59,716
Total	50,095		50,095		59,785
Commercial and Industrial [Member]
Balance	2,483	2,343	2,619	1,997
Charge-offs	(178)	(81)	(208)	(208)
Recoveries	10	726	42	1,210
(Credit) provision for loan and lease losses	61	(634)	(77)	(645)
Balance	2,376	2,354	2,376	2,354
Individually evaluated for impairment, allowance	9		9		357
Collectively evaluated for impairment, allowance	2,367		2,367		2,262
Total, allowance	2,376	2,354	2,376	2,354	2,619
Individually evaluated for impairment	581		581		897
Financing Receivable, Collectively Evaluated for Impairment	209,228		209,228		237,538
Total	209,809		209,809		238,435
Consumer Portfolio Segment [Member]
Balance	1,177	1,689	1,319	1,658
Charge-offs	(69)	(221)	(530)	(683)
Recoveries	86	179	483	392
(Credit) provision for loan and lease losses	(74)	2	(152)	282
Balance	1,120	1,649	1,120	1,649
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	1,120		1,120		1,319
Total, allowance	1,120	1,649	1,120	1,649	1,319
Individually evaluated for impairment	0		0		0
Financing Receivable, Collectively Evaluated for Impairment	79,136		79,136		85,881
Total	79,136		79,136		85,881
State and Political Subdivisions [Member]
Balance	509	337	405	253
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
(Credit) provision for loan and lease losses	(47)	40	57	124
Balance	462	377	462	377
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	462		462		405
Total, allowance	462	377	462	377	405
Individually evaluated for impairment	0		0		0
Financing Receivable, Collectively Evaluated for Impairment	56,060		56,060		49,009
Total	56,060		56,060		49,009
Unallocated Financing Receivables [Member]
Balance	1,117	1,002	1,086	426
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
(Credit) provision for loan and lease losses	(24)	113	7	689
Balance	1,093	1,115	1,093	1,115
Individually evaluated for impairment, allowance	0		0		0
Collectively evaluated for impairment, allowance	1,093		1,093		1,086
Total, allowance	1,093	$ 1,115	1,093	$ 1,115	1,086
Individually evaluated for impairment	0		0		0
Financing Receivable, Collectively Evaluated for Impairment	0		0		0
Total	$ 0		$ 0		$ 0

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans	$ 961,001	$ 903,341
Commercial Loans [Member]
Loans	690,575	650,575
Accruing Loans [Member]
Loans	269,528	251,369
Nonaccrual Loans [Member]
Loans	898	1,397
Subtotal, Other Loans [Member]
Loans	270,426	252,766
Pass [Member] | Commercial Loans [Member]
Loans	671,823	630,294
Special Mention [Member] | Commercial Loans [Member]
Loans	4,729	5,804
Substandard [Member] | Commercial Loans [Member]
Loans	14,023	14,477
Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member]
Loans	224,307	196,328
Residential Portfolio Segment [Member] | Commercial Loans [Member]
Loans	41,720	36,542
Residential Portfolio Segment [Member] | Accruing Loans [Member]
Loans	181,916	158,896
Residential Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	671	890
Residential Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	182,587	159,786
Residential Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	41,181	35,839
Residential Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	460	494
Residential Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	79	209
Residential Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	341,594	273,903
Commercial Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Loans	341,594	273,903
Commercial Real Estate Portfolio Segment [Member] | Accruing Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	325,588	256,390
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	3,450	4,349
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	12,556	13,164
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member]
Loans	50,095	59,785
Construction, Land Acquisition and Development [Member] | Commercial Loans [Member]
Loans	43,786	55,697
Construction, Land Acquisition and Development [Member] | Accruing Loans [Member]
Loans	6,309	4,088
Construction, Land Acquisition and Development [Member] | Nonaccrual Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Subtotal, Other Loans [Member]
Loans	6,309	4,088
Construction, Land Acquisition and Development [Member] | Pass [Member] | Commercial Loans [Member]
Loans	43,786	55,697
Construction, Land Acquisition and Development [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	209,809	238,435
Commercial and Industrial [Member] | Commercial Loans [Member]
Loans	207,422	235,435
Commercial and Industrial [Member] | Accruing Loans [Member]
Loans	2,387	3,000
Commercial and Industrial [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Subtotal, Other Loans [Member]
Loans	2,387	3,000
Commercial and Industrial [Member] | Pass [Member] | Commercial Loans [Member]
Loans	205,215	233,370
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	819	961
Commercial and Industrial [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	1,388	1,104
Commercial and Industrial [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	79,136	85,881
Consumer Portfolio Segment [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Accruing Loans [Member]
Loans	78,909	85,374
Consumer Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	227	507
Consumer Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	79,136	85,881
Consumer Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member]
Loans	56,060	49,009
State and Political Subdivisions [Member] | Commercial Loans [Member]
Loans	56,053	48,998
State and Political Subdivisions [Member] | Accruing Loans [Member]
Loans	7	11
State and Political Subdivisions [Member] | Nonaccrual Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Subtotal, Other Loans [Member]
Loans	7	11
State and Political Subdivisions [Member] | Pass [Member] | Commercial Loans [Member]
Loans	56,053	48,998
State and Political Subdivisions [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	$ 0	$ 0

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Non-performing Loan Delinquency Status (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans	$ 961,001	$ 903,341
Financial Asset, 1 to 29 Days Past Due [Member]
Loans	957,316	897,275
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,326	2,932
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	368	798
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	1,991	2,336
Financial Asset, Past Due [Member]
Loans	961,001	903,341
Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	955,133	894,421
Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,263	2,761
Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	130	578
Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	956,526	897,760
Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	2,183	2,854
Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	63	171
Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	238	220
Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	1,991	2,336
Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	4,475	5,581
Residential Portfolio Segment [Member]
Loans	224,307	196,328
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	224,307	196,328
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	223,483	194,820
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	74	251
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	159
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	223,557	195,230
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	88	642
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	10	39
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	236	0
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	416	417
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	750	1,098
Commercial Real Estate Portfolio Segment [Member]
Loans	341,594	273,903
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	341,594	273,903
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	338,615	270,059
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	606
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	338,615	270,665
Construction, Land Acquisition and Development [Member]
Loans	50,095	59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Loans	50,095	59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	50,095	59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	50,095	59,785
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	209,809	238,435
Commercial and Industrial [Member] | Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	208,976	237,262
Commercial and Industrial [Member] | Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	311	419
Commercial and Industrial [Member] | Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	3	16
Commercial and Industrial [Member] | Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial and Industrial [Member] | Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	209,290	237,697
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	519	614
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	124
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	519	738
Consumer Portfolio Segment [Member]
Loans	79,136	85,881
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	77,904	83,486
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	878	1,485
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	127	403
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	78,909	85,374
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	169	114
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	53	132
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	2	96
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	3	165
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	227	507
State and Political Subdivisions [Member]
Loans	56,060	49,009
State and Political Subdivisions [Member] | Performing Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	56,060	49,009
State and Political Subdivisions [Member] | Performing Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Performing Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Performing Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Performing Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	56,060	49,009
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Loans	1,407	1,484
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	1,572	1,754
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | Financial Asset, Past Due [Member]
Loans	$ 2,979	$ 3,238

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Recorded investment, with no allowance recorded	$ 3,659	$ 3,662
Unpaid principal balance, with no allowance recorded	5,448	6,342
Recorded investment, with a related allowance recorded	6,915	8,073
Unpaid principal balance, with a related allowance recorded	7,133	8,311
Related Allowance	36	416
Recorded Investment	10,574	11,735
Unpaid principal balance	12,581	14,653
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	597	859
Unpaid principal balance, with no allowance recorded	663	957
Recorded investment, with a related allowance recorded	1,354	1,462
Unpaid principal balance, with a related allowance recorded	1,354	1,462
Related Allowance	12	13
Recorded Investment	1,951	2,321
Unpaid principal balance	2,017	2,419
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	2,734	2,729
Unpaid principal balance, with no allowance recorded	4,427	5,311
Recorded investment, with a related allowance recorded	5,308	5,719
Unpaid principal balance, with a related allowance recorded	5,309	5,719
Related Allowance	15	46
Recorded Investment	8,042	8,448
Unpaid principal balance	9,736	11,030
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	0	69
Unpaid principal balance, with no allowance recorded	0	69
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	69
Unpaid principal balance	0	69
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	328	5
Unpaid principal balance, with no allowance recorded	358	5
Recorded investment, with a related allowance recorded	253	892
Unpaid principal balance, with a related allowance recorded	470	1,130
Related Allowance	9	357
Recorded Investment	581	897
Unpaid principal balance	828	1,135
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	0	0
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	$ 0	$ 0

Note 4 - Loans - Average Balanc

Note 4 - Loans - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Average balance		$ 10,471	$ 12,817	$ 11,015	$ 14,306
Interest income	[1]	75	83	230	272
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		1,957	2,196	2,047	2,375
Interest income	[1]	18	16	54	56
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		7,914	9,273	8,127	10,525
Interest income	[1]	56	59	169	197
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Average balance		0	72	45	73
Interest income	[1]	0	2	2	4
Commercial and Industrial [Member]
Average balance		600	1,000	796	1,083
Interest income	[1]	1	4	5	10
Consumer Portfolio Segment [Member]
Average balance		0	276	0	250
Interest income	[1]	0	2	0	5
State and Political Subdivisions [Member]
Average balance		0	0	0	0
Interest income	[1]	$ 0	$ 0	$ 0	$ 0
[1]	Interest income represents income recognized on performing TDRs.

Note 5 - Income Taxes (Details

Note 5 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	21.00%	21.00%	21.00%
Deferred Tax Assets, Valuation Allowance, Total	$ 0		$ 0		$ 0

Note 5 - Income Taxes - Effecti

Note 5 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Provision at statutory tax rates	$ 1,594	$ 1,029	$ 4,361	$ 2,570
Provision at statutory tax rates, percentage	21.00%	21.00%	21.00%	21.00%
Tax effects of tax free interest income	$ (178)	$ (179)	$ (542)	$ (450)
Tax effects of tax free interest income, percentage	(2.34%)	(3.65%)	(2.61%)	(3.68%)
Non-deductible interest expense	$ 11	$ 5	$ 34	$ 14
Non-deductible interest expense, percentage	0.14%	0.10%	0.16%	0.11%
Bank-owned life insurance	$ (29)	$ (25)	$ (174)	$ (77)
Bank-owned life insurance, percentage	(0.38%)	(0.51%)	(0.84%)	(0.63%)
Gains on equity securities	$ (33)	$ 0	$ (117)	$ 0
Gains on equity securities, percentage	(0.43%)	0.00%	(0.56%)	0.00%
Other items, net	$ (121)	$ (38)	$ (206)	$ (8)
Other items, net, percentage	(1.61%)	(0.77%)	(0.99%)	(0.06%)
Income tax provision	$ 1,244	$ 792	$ 3,356	$ 2,049
Income tax provision, percentage	16.38%	16.17%	16.16%	16.74%

Note 6 - Related Party Transa_3

Note 6 - Related Party Transactions (Details Textual) - Directors, Executive Officers and Their Related Parties [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Related Party Deposit Liabilities	$ 152,800		$ 152,800		$ 146,200
Related Party Transactions, Interest Paid on Deposits			243	$ 417
Related Party Transaction, Expenses from Transactions with Related Party	834	$ 588	1,500	$ 1,300
Nonperforming Financial Instruments [Member]
Due from Related Parties, Total	$ 0		$ 0

Note 6 - Related Party Transa_4

Note 6 - Related Party Transactions - Related Party Loans (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Balance, beginning of period		$ 100,500	$ 93,573	$ 98,935	$ 77,896
Additions, new loans and advances		63,471	17,424	113,150	48,120
Repayments		(70,593)	(7,504)	(95,050)	(22,523)
Other	[1]	0	0	(23,657)	0
Balance, end of period		$ 93,378	$ 103,493	$ 93,378	$ 103,493
[1]	Other represents loans to related parties that ceased being related parties during the year

Note 7 - Commitments and Cont_3

Note 7 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Operating Lease, Expense	$ 287	$ 312
Automobile Lease [Member]
Operating Lease, Right-of-Use Asset	46
Operating Lease, Liability, Total	42
Other Assets [Member]
Operating Lease, Right-of-Use Asset	3,100
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 3,412

Note 7 - Commitments and Cont_4

Note 7 - Commitments and Contingencies - Maturity of Remaining Operating Lease Liabilities (Details) $ in Thousands	Sep. 30, 2021USD ($)
2021	$ 93
2022	397
2023	366
2024	330
2025	335
2026 and thereafter	2,742
Total lease payments	4,263
Less: imputed interest	851
Other Liabilities [Member]
Present value of operating lease liabilities	$ 3,412

Note 7 - Commitments and Cont_5

Note 7 - Commitments and Contingencies - Other Information Related to Operating Leases (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Weighted-average remaining lease term (in years) (Year)	12 years 9 months 18 days
Weighted-average discount rate	3.30%
Operating cash flows from operating leases	$ 306

Note 8 - Stock Compensation P_3

Note 8 - Stock Compensation Plans (Details Textual) - Long-Term Incentive Compensation Plan [Member] - USD ($) $ / shares in Units, $ in Thousands	Jul. 01, 2021	Sep. 30, 2021	Sep. 30, 2020
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		66,065	75,924
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		679,207
Share-based Payment Arrangement, Expense		$ 277	$ 259
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 1,100	$ 1,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 6 months 21 days
Share-based Payment Arrangement, Nonemployee [Member] | Each of Bank's Nine Non-employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	2,062
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 7.28
Share-based Payment Arrangement, Nonemployee [Member] | Bank's Nine Non-employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	18,558
Share-based Payment Arrangement, Expense	$ 150

Note 8 - Stock Compensation P_4

Note 8 - Stock Compensation Plans - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Total outstanding, beginning of period (in shares)	174,297	169,632	159,913	128,150
Unvested restricted stock awards, weighted average grant date fair value (in dollars per share)	$ 7.37	$ 7.04	$ 7.07	$ 7.76
Awards granted (in shares)	0	0	66,065	75,924
Awards granted, weighted average grant date fair value (in dollars per share)	$ 0	$ 0	$ 7.98	$ 6.07
Forfeitures (in shares)	0	(2,753)	(7,443)	(5,412)
Forfeitures, weighted average grant date fair value (in dollars per share)	$ 0	$ 7.08	$ 7.38	$ 6.67
Vestings (in shares)	0	(6,637)	(44,238)	(38,420)
Vestings, weighted average grant date fair value (in dollars per share)	$ 0	$ 6.44	$ 7.20	$ 7.48
Total outstanding, end of period (in shares)	174,297	160,242	174,297	160,242
Unvested restricted stock awards, weighted average grant date fair value (in dollars per share)	$ 7.37	$ 7.06	$ 7.37	$ 7.06

Note 9 - Regulatory Matters_S_3

Note 9 - Regulatory Matters/Subsequent Event (Details Textual) - $ / shares	Oct. 27, 2021	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Jan. 27, 2021
Common Stock, Dividends, Per Share, Declared (in dollars per share)		$ 0.075	$ 0.055	$ 0.195	$ 0.165
Stock Issued During Period, Shares, Dividend Reinvestment Plan (in shares)		1,906	2,795	8,151	8,211
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)						975,000
Stock Repurchased and Retired During Period, Shares (in shares)				330,759
Stock Repurchased and Retired During Period, Weighted Average Cost Per Share (in dollars per share)				$ 7.21
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.075
Dividends Payable, Date to be Paid	Dec. 15, 2021
Dividends Payable, Date of Record	Dec. 1, 2021

Note 9 - Regulatory Matters_S_4

Note 9 - Regulatory Matters/Subsequent Event - Risk-based Capital and Related Ratios (Details) $ in Thousands	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Total capital (to risk-weighted assets), Amount	$ 167,309	$ 149,173
Total capital (to risk-weighted assets), Ratio	0.1591	0.1579
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0800	0.0800
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.1050	0.1050
Total capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.1000	0.1000
Tier I capital (to risk-weighted assets), Amount	$ 154,891	$ 137,356
Tier I capital (to risk-weighted assets), Ratio	0.1473	0.1454
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0600	0.0600
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0850	0.0850
Tier I capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0800	0.0800
Tier I common equity (to risk-weighted assets), Amount	$ 154,891	$ 137,356
Tier I common equity (to risk-weighted assets), Ratio	0.1473	0.1454
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0450	0.0450
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0700	0.0700
Tier I common equity (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0650	0.0650
Tier I capital (to average assets), Amount	$ 154,891	$ 137,356
Tier I capital (to average assets), Ratio	0.0980	0.0957
Tier I capital (to average assets), Minimum required for capital adequacy purposes	0.0400	0.0400
Tier I capital (to average assets), Minimum required for capital adequacy purposes with conservation buffer	0.0400	0.0400
Tier I capital (to average assets), To be well capitalized under prompt corrective action	0.0500	0.0500
Total risk-weighted assets, Amount	$ 1,051,709	$ 944,546
Total average assets, Amount	$ 1,580,457	$ 1,434,776

Note 10 - Fair Value Measurem_3

Note 10 - Fair Value Measurements (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 459,742	$ 332,346
Debt Securities, Available-for-sale, Total	$ 470,323	350,035
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Number of Securities	26
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 29,300	23,800
Debt Securities, Available-for-sale, Total	$ 30,093	$ 24,580
Debt Securities, Available-for-sale, Level 3 to Level 2 Transfers	8
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0333
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Debt Securities, Available-for-sale, Measurement Input	0.0433
Inactive Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Number of Securities	7
Debt Securities, Available-for-sale, Amortized Cost, Total	$ 11,300
Debt Securities, Available-for-sale, Total	$ 11,800

Note 10 - Fair Value Measurem_4

Note 10 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Available-for-sale debt securities, at fair value	$ 470,323	$ 350,035
Equity securities, at fair value	4,777	3,026
US Treasury Securities [Member]
Available-for-sale debt securities, at fair value	19,899
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	215,773	205,828
Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	22,699	13,026
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	61,048	38,199
Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	30,093	24,580
Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	10,144	7,526
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, at fair value	746
Fair Value, Recurring [Member]
Available-for-sale debt securities, at fair value	470,323	350,035
Equity securities, at fair value	4,777	3,026
Derivative assets	212	23
Financial assets	475,312	353,084
Derivative liabilities	127	143
Financial liabilities	127	143
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Equity securities, at fair value	4,777	3,026
Derivative assets	0	0
Financial assets	4,777	3,026
Derivative liabilities	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	458,544	333,612
Equity securities, at fair value	0	0
Derivative assets	212	23
Financial assets	458,756	333,635
Derivative liabilities	127	143
Financial liabilities	127	143
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	11,779	16,424
Equity securities, at fair value	0	0
Derivative assets	0
Financial assets	11,779	16,424
Derivative liabilities	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Available-for-sale debt securities, at fair value	19,899
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	19,899
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, at fair value	215,773	205,828
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	215,773	205,828
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member]
Available-for-sale debt securities, at fair value	106,131	56,972
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	106,131	56,972
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member]
Available-for-sale debt securities, at fair value	3,790	3,904
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	3,790	3,904
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale debt securities, at fair value	22,699	13,026
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	22,699	13,026
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, at fair value	61,048	38,199
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	61,048	38,199
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities, at fair value	30,093	24,580
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	18,314	8,156
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	11,779	16,424
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Available-for-sale debt securities, at fair value	10,144	7,526
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	10,144	7,526
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	0	$ 0
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, at fair value	746
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities, at fair value	0
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities, at fair value	746
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities, at fair value	$ 0

Note 10 - Fair Value Measurem_5

Note 10 - Fair Value Measurements - Changes in Fair Value Assets (Details) - Corporate Debt Securities [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Balance	$ 16,609	$ 11,713	$ 16,424	$ 5,150
Additions	0	0	4,000	8,800
Redemptions	(1,000)	0	(1,000)	0
Transfer to Level 2	(3,603)	0	(7,550)	0
Sales	0	0	0	0
Included in earnings	0	0	0	0
Included in other comprehensive income	(227)	2,244	(95)	7
Balance	$ 11,779	$ 13,957	$ 11,779	$ 13,957

Note 10 - Fair Value Measurem_6

Note 10 - Fair Value Measurements - Assets Measured At Fair Value on a Non-recurring Basis and Quantitative Information (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Recorded Investment	$ 10,574	$ 11,735
Related Allowance	36	416
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member]
Other real estate owned, recorded investment	58	58
Other real estate owned, allowance	4	0
Other real estate owned, fair value	54	58
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Impaired Loans, Collateral Dependent [Member]
Recorded Investment	4,547	4,244
Related Allowance	12	218
Fair Value	$ 4,535	$ 4,026
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Other Real Estate Owned [Member]
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member]
Recorded Investment	$ 6,027	$ 7,491
Related Allowance	24	198
Fair Value	$ 6,003	$ 7,293
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Minimum [Member]
Discount Rate	3.00%	3.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Maximum [Member]
Discount Rate	8.75%	8.75%

Note 10 - Fair Value Measurem_7

Note 10 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Available-for-sale debt securities	$ 470,323	$ 350,035
Equity securities, at fair value	4,777	3,026
Reported Value Measurement [Member]
Available-for-sale debt securities	470,323	350,035
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	174,193	155,811
Equity securities, at fair value	4,777	3,026
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	1,826	1,745
Loans held for sale	491	2,107
Accrued interest receivable	4,593	4,286
Derivative assets	212	23
Deposits	1,482,066	1,287,448
Borrowed funds	10,310	10,310
Accrued interest payable	56	108
Derivative liabilities	127	135
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	946,390	889,152
Equity securities without readily determinable fair values	500	500
Servicing rights	285	324
Estimate of Fair Value Measurement [Member]
Available-for-sale debt securities	470,323	350,035
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short term investments	174,193	155,811
Equity securities, at fair value	4,777	3,026
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	1,826	1,745
Loans held for sale	491	2,107
Accrued interest receivable	4,593	4,286
Derivative assets	212	23
Deposits	1,482,243	1,288,567
Borrowed funds	10,310	10,310
Accrued interest payable	56	108
Derivative liabilities	127	143
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	951,049	891,880
Equity securities without readily determinable fair values	500	500
Servicing rights	$ 546	$ 479

Note 11 - Earnings Per Share -

Note 11 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Net income	$ 6,351	$ 4,107	$ 17,413	$ 10,191
Basic weighted-average number of common shares outstanding (in shares)	19,997,021	20,235,384	20,152,934	20,199,933
Plus: Common share equivalents (in shares)	12,366	0	11,397	1,356
Diluted weighted-average number of common shares outstanding (in shares)	20,009,387	20,235,384	20,164,331	20,201,289
Basic (in dollars per share)	$ 0.31	$ 0.20	$ 0.86	$ 0.50
Diluted (in dollars per share)	$ 0.31	$ 0.20	$ 0.86	$ 0.50

Note 12 - Other Comprehensive_3

Note 12 - Other Comprehensive Income - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Reclassification adjustment for gains included in net income	$ 0	$ (433)	$ (213)	$ (1,504)
Income tax expense	1,244	792	3,356	2,049
Net of tax amount	0	342	168	1,188
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification adjustment for gains included in net income	0	(433)	(213)	(1,504)
Income tax expense	0	91	45	316
Net of tax amount	$ 0	$ (342)	$ (168)	$ (1,188)

Note 12 - Other Comprehensive_4

Note 12 - Other Comprehensive Income - Changes in Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Balances	$ 160,614	$ 145,357	$ 155,860	$ 133,607
Total other comprehensive (loss) income	(2,770)	1,419	(5,459)	9,142
Balances	161,950	150,046	161,950	150,046
AOCI Attributable to Parent [Member]
Balances	11,197	10,779	13,886	3,056
Other comprehensive (loss) income before reclassifications	(2,770)	1,761	(5,291)	10,330
Amount reclassified from accumulated other comprehensive income	0	(342)	(168)	(1,188)
Total other comprehensive (loss) income	(2,770)	1,419	(5,459)	9,142
Balances	$ 8,427	$ 12,198	$ 8,427	$ 12,198