FNCB Bancorp (FNCB) 10-Q 6 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 29, 2022
Document Information [Line Items]
Entity Central Index Key	0001035976
Entity Registrant Name	FNCB BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	001-38408
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2900790
Entity Address, Address Line One	102 E. Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	346-7667
Title of 12(b) Security	Common stock, $1.25 par value
Trading Symbol	FNCB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		19,956,799

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 19,383	$ 16,651
Interest-bearing deposits in other banks	4,719	82,369
Total cash and cash equivalents	24,102	99,020
Available-for-sale debt securities	514,133	522,566
Equity securities, at fair value	5,018	4,922
Restricted stock, at cost	4,020	1,911
Loans and leases, net of allowance for loan and lease losses of $13,129 and $12,416	1,023,271	967,023
Bank premises and equipment, net	15,895	16,082
Accrued interest receivable	4,870	4,643
Bank-owned life insurance	36,639	33,494
Other assets	21,602	14,662
Total assets	1,649,550	1,664,323
Liabilities
Demand (non-interest-bearing)	317,541	320,089
Interest-bearing	1,094,052	1,134,939
Total deposits	1,411,593	1,455,028
Borrowed funds:
Federal Home Loan Bank of Pittsburgh advances	76,950	20,000
Junior subordinated debentures	10,310	10,310
Total borrowed funds	87,260	30,310
Accrued interest payable	57	49
Other liabilities	12,251	16,479
Total liabilities	1,511,161	1,501,866
Shareholders' equity
Preferred shares ($1.25 par), Authorized: 20,000,000 shares at March 31, 2022 and December 31, 2021, Issued and outstanding: 0 shares at March 31, 2022 and December 31, 2021	0	0
Common shares ($1.25 par), Issued and outstanding: 19,683,671 shares at March 31, 20Authorized: 50,000,000 shares at March 31, 2022 and December 31, 2021, 22 and 19,989,875 shares at December 31, 2021	24,604	24,987
Additional paid-in capital	77,642	80,128
Retained earnings	53,834	50,990
Accumulated other comprehensive (loss) income	(17,691)	6,352
Total shareholders' equity	138,389	162,457
Total liabilities and shareholders’ equity	$ 1,649,550	$ 1,664,323

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans, allowance for loan and lease losses	$ 13,129	$ 12,416
Preferred shares, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred shares, authorized (in shares)	20,000,000	20,000,000
Preferred shares, issued (in shares)	0	0
Preferred shares, outstanding (in shares)	0	0
Common shares, par value (in dollars per share)	$ 1.25	$ 1.25
Common shares, authorized (in shares)	50,000,000	50,000,000
Common shares, issued (in shares)	19,683,671	19,989,875
Common shares, outstanding (in shares)	19,683,671	19,989,875

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income
Interest and fees on loans and leases	$ 10,102	$ 9,786
Interest and dividends on securities:
Taxable	2,390	1,906
Tax-exempt	612	486
Dividends	78	62
Total interest and dividends on securities	3,080	2,454
Interest on interest-bearing deposits in other banks	7	3
Total interest income	13,189	12,243
Interest expense
Interest on deposits	324	798
Interest on borrowed funds:
Federal Home Loan Bank of Pittsburgh advances	31	0
Junior subordinated debentures	51	48
Total interest on borrowed funds	82	48
Total interest expense	406	846
Net interest income before provision for loan and lease losses	12,783	11,397
Provision for loan and lease losses	759	186
Net interest income after provision for loan and lease losses	12,024	11,211
Non-interest income
Deposit service charges	1,050	874
Net gain on the sale of available-for-sale debt securities	0	213
Net (loss) gain on equity securities	(125)	364
Net gain on the sale of mortgage loans held for sale	0	224
Loan-related fees	57	133
Income from bank-owned life insurance	145	121
Bank-owned life insurance settlement	0	422
Merchant services revenue	199	138
Other	464	285
Total non-interest income	1,790	2,774
Non-interest expense
Salaries and employee benefits	4,658	3,736
Occupancy expense	548	609
Equipment expense	324	353
Advertising expense	132	117
Data processing expense	1,063	819
Regulatory assessments	225	188
Bank shares tax	341	315
Professional fees	327	259
Other operating expenses	926	775
Total non-interest expense	8,544	7,171
Income before income tax expense	5,270	6,814
Income tax expense	917	981
Net income	$ 4,353	$ 5,833
Earnings per share
Basic (in dollars per share)	$ 0.22	$ 0.29
Diluted (in dollars per share)	0.22	0.29
Cash dividends declared per common share (in dollars per share)	$ 0.075	$ 0.060
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	19,935,288	20,242,262
Diluted (in shares)	19,972,113	20,253,606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 4,353	$ 5,833
Other comprehensive loss:
Unrealized losses on available-for-sale debt securities	(30,961)	(7,067)
Taxes	6,502	1,484
Net of tax amount	(24,459)	(5,583)
Reclassification adjustment for gains included in net income	0	(213)
Taxes	0	45
Net of tax amount	0	(168)
Derivative adjustments	527	208
Taxes	(111)	(44)
Net of tax amount	416	164
Total other comprehensive loss	(24,043)	(5,587)
Comprehensive (loss) income	$ (19,690)	$ 246

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2020	20,245,649
Balances at Dec. 31, 2020	$ 25,307	$ 81,587	$ 35,080	$ 13,886	$ 155,860
Net income	0	0	5,833	0	5,833
Cash dividends	0	0	(1,215)	0	(1,215)
Restricted stock awards	$ 0	80	0	0	80
Repurchase of common shares (in shares)	(8,188)
Repurchase of common shares	$ (11)	(46)	0	0	$ (57)
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	3,207				3,207
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 4	19	(7)	0	$ 16
Other comprehensive loss, net of tax	$ 0	0	0	(5,587)	(5,587)
Balances (in shares) at Mar. 31, 2021	20,240,668
Balances at Mar. 31, 2021	$ 25,300	81,640	39,691	8,299	154,930
Balances (in shares) at Dec. 31, 2021	19,989,875
Balances at Dec. 31, 2021	$ 24,987	80,128	50,990	6,352	162,457
Net income	0	0	4,353	0	4,353
Cash dividends	0	0	(1,499)	0	(1,499)
Restricted stock awards	$ 0	100	0	0	100
Repurchase of common shares (in shares)	(307,514)
Repurchase of common shares	$ (384)	(2,596)	0	0	$ (2,980)
Common shares issued through dividend reinvestment/optional cash purchase plan (in shares)	1,310				1,310
Common shares issued through dividend reinvestment/optional cash purchase plan	$ 1	10	(10)	0	$ 1
Other comprehensive loss, net of tax	$ 0	0	0	(24,043)	(24,043)
Balances (in shares) at Mar. 31, 2022	19,683,671
Balances at Mar. 31, 2022	$ 24,604	$ 77,642	$ 53,834	$ (17,691)	$ 138,389

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash dividends declared, per share (in dollars per share)	$ 0.075	$ 0.060
Other comprehensive loss, tax	$ 6,391	$ 1,485

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 4,353	$ 5,833
Adjustments to reconcile net income to net cash provided by operating activities:
Investment securities amortization, net	723	362
Equity in trust	(2)	(1)
Depreciation of bank premises and equipment	389	389
Amortization of loan origination fees	(562)	(1,262)
Valuation adjustment for loan servicing rights	(3)	(5)
Stock-based compensation expense	100	80
Provision for loan and lease losses	759	186
Valuation adjustment for off-balance sheet commitments	48	(15)
Net gain on the sale of available-for-sale debt securities	0	(213)
Net loss (gain) on equity securities	125	(364)
Net gain on the sale of mortgage loans held for sale	0	(224)
Bank-owned life insurance settlement	0	(422)
Income from bank-owned life insurance	(145)	(121)
Proceeds from the sale of mortgage loans held for sale	542	4,533
Funds used to originate mortgage loans held for sale	(542)	(2,469)
Net gain on the sale of other real estate owned	(3)	0
Decrease in net deferred tax assets	0	391
Increase in accrued interest receivable	(227)	(281)
Increase in other assets	(441)	(228)
Increase (decrease) in accrued interest payable	8	(9)
Increase in accrued income tax expense	0	590
Decrease in other liabilities	(5,115)	(733)
Total adjustments	(4,346)	184
Net cash provided by operating activities	7	6,017
Cash flows from investing activities:
Maturities, calls and principal payments of available-for-sale debt securities	11,216	5,804
Proceeds from the sale of available-for-sale debt securities	0	2,981
Purchases of available-for-sale debt securities	(33,921)	(73,575)
Purchases of equity securities	(221)	(877)
(Purchase) redemption of restricted stock	(2,109)	596
Net increase in loans and leases to customers	(56,420)	(29,610)
Proceeds from the sale of other real estate owned	695	0
Purchase of bank-owned life insurance	(3,000)	(2,500)
Purchases of bank premises and equipment	(202)	(217)
Net cash used in investing activities	(83,962)	(97,398)
Cash flows from financing activities:
Net (decrease) increase in deposits	(43,435)	35,380
Proceeds from Federal Home Loan Bank of Pittsburgh advances - overnight	66,950	0
Proceeds from Federal Home Loan Bank of Pittsburgh advances - term	10,000	0
Repayment of Federal Home loan Bank of Pittsburgh advances - term	(20,000)	0
Repurchase of common shares	(2,980)	(57)
Proceeds from issuance of common shares, net of discount	1	16
Cash dividends paid	(1,499)	(1,215)
Net cash provided by financing activities	9,037	34,124
Net decrease in cash and cash equivalents	(74,918)	(57,257)
Cash and cash equivalents at beginning of period	99,020	155,811
Cash and cash equivalents at end of period	24,102	98,554
Supplemental cash flow information
Interest	398	855
Taxes	1,100	0
Other transactions:
Available-for-sale debt securities purchased, not settled	546	0
Lease liabilities arising from obtaining right-of-use assets	$ 0	$ 42

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1. The consolidated financial statements of FNCB are comprised of the accounts of FNCB Bancorp, Inc., and its wholly owned subsidiary, FNCB Bank (the “Bank”), as well as the Bank’s wholly owned subsidiaries (collectively, “FNCB”). The accounting and reporting policies of FNCB conform to accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10 10 01 X. not not three March 31, 2022 may not The preparation of financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term are the allowance for loan and lease losses (“ALLL”), securities’ valuation and impairment evaluation and income taxes. These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in FNCB’s audited financial statements, included in the Annual Report filed on Form 10 December 31, 2021

Note 2 - New Authoritative Acco

Note 2 - New Authoritative Accounting Guidance	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 2. New Authoritative Accounting Guidance Accounting Guidance to be Adopted in Future Periods ASU 2016 13, 326 2016 13 not not June 17, 2016, four 2016 13 not 2016 13, 2016 13 1934, December 15, 2019, may December 15, 2018, November 15, 2019, 2019 10, 326 815 842 not 2019 10, not December 15, 2022. January 1, 2023. 2016 13 March 31, 2022, third third December 31, 2022. may ASU 2022 02, 326 326 20. 326 20 50 6, December 15, 2022, No. 2016 13, No. 2022 02 may 2022 02 January 1, 2023 Refer to Note 2 10 December 31, 2021 ( "2021

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3. Debt Securities The following tables present the amortized cost, gross unrealized gains and losses, and the fair value of FNCB’s available-for-sale debt securities at March 31, 2022 December 31, 2021 March 31, 2022 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. treasuries $ 37,504 $ - $ 2,490 $ 35,014 Obligations of state and political subdivisions 250,257 1,222 10,620 240,859 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 103,801 7 5,560 98,248 Collateralized mortgage obligations - commercial 3,676 - 151 3,525 Mortgage-backed securities 24,244 91 1,141 23,194 Private collateralized mortgage obligations 69,888 3 4,212 65,679 Corporate debt securities 33,938 374 651 33,661 Asset-backed securities 13,277 51 70 13,258 Negotiable certificates of deposit 744 - 49 695 Total available-for-sale debt securities $ 537,329 $ 1,748 $ 24,944 $ 514,133 December 31, 2021 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. treasuries $ 36,751 $ 1 $ 397 $ 36,355 Obligations of state and political subdivisions 235,489 9,651 768 244,372 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 101,321 1,158 1,769 100,710 Collateralized mortgage obligations - commercial 3,685 87 45 3,727 Mortgage-backed securities 25,467 263 224 25,506 Private collateralized mortgage obligations 68,137 60 1,032 67,165 Corporate debt securities 31,300 940 177 32,063 Asset-backed securities 11,907 42 17 11,932 Negotiable certificates of deposit 744 - 8 736 Total available-for-sale debt securities $ 514,801 $ 12,202 $ 4,437 $ 522,566 Except for securities of U.S. government and government-sponsored agencies, there were no securities of any individual issuer that exceeded 10.0% March 31, 2022 December 31, 2021 The following table presents the maturity information of FNCB’s available-for-sale debt securities at March 31, 2022 may not not March 31, 2022 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 749 $ 754 After one year through five years 75,711 75,751 After five years through ten years 106,553 101,409 After ten years 139,430 132,315 Mortgage-backed securities 24,244 23,194 Collateralized mortgage obligations 177,365 167,452 Asset-backed securities 13,277 13,258 Total available-for-sale debt securities $ 537,329 $ 514,133 The following table presents the gross proceeds received, and gross realized gains and losses, on sales of available-for-sale debt securities for the three March 31, 2022 2021 Three Months Ended March 31, (in thousands) 2022 2021 Available-for-sale debt securities: Gross proceeds received on sales $ - $ 2,981 Gross realized gains - 213 The following tables present the number, fair value and gross unrealized losses of available-for-sale debt securities with unrealized losses at March 31, 2022 December 31, 2021 March 31, 2022 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. treasuries 18 $ 35,014 $ 2,490 - $ - $ - 18 $ 35,014 $ 2,490 Obligations of state and political subdivisions 141 155,606 10,185 5 2,793 435 146 158,399 10,620 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 30 68,320 2,500 10 28,477 3,060 40 96,797 5,560 Collateralized mortgage obligations - commercial 2 1,997 10 1 1,528 141 3 3,525 151 Mortgage-backed securities 6 11,568 845 2 3,924 296 8 15,492 1,141 Private collateralized mortgage obligations 33 55,407 3,835 4 6,958 377 37 62,365 4,212 Corporate debt securities 14 14,123 516 3 2,865 135 17 16,988 651 Asset-backed securities 7 5,764 32 3 1,734 38 10 7,498 70 Negotiable certificates of deposit 3 695 49 - - - 3 695 49 Total available-for-sale debt securities 254 $ 348,494 $ 20,462 28 $ 48,279 $ 4,482 282 $ 396,773 $ 24,944 December 31, 2021 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. treasuries 16 $ 35,394 $ 397 - $ - $ - 16 $ 35,394 $ 397 Obligations of state and political subdivisions 41 36,107 702 2 1,257 66 43 37,364 768 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 20 58,848 1,530 2 5,713 239 22 64,561 1,769 Collateralized mortgage obligations - commercial 1 1,632 45 - - - 1 1,632 45 Mortgage-backed securities 6 14,585 204 1 1,596 20 7 16,181 224 Private collateralized mortgage obligations 22 44,425 897 3 6,213 135 25 50,638 1,032 Corporate debt securities 9 7,643 107 2 2,180 70 11 9,823 177 Asset-backed securities 4 3,810 14 2 1,293 3 6 5,103 17 Negotiable certificates of deposit 3 736 8 - - - 3 736 8 Total available-for-sale debt securities 122 $ 203,180 $ 3,904 12 $ 18,252 $ 533 134 $ 221,432 $ 4,437 Management evaluates individual securities in an unrealized loss position quarterly for other than temporary impairment (“OTTI”). As part of its evaluation, management considers, among other things, the length of time a security’s fair value is less than its amortized cost, the severity of decline, any credit deterioration of the issuer, whether management intends to sell the security, and whether it is more likely than not Management performed a review of all securities in an unrealized loss position as of March 31, 2022 no may March 31, 2022 not not not March 31, 2022 Equity Securities Included in equity securities with readily determinable fair values at March 31, 2022 December 31, 2021 1 4 The following table presents unrealized and realized gains and losses recognized in net income on equity securities for the three March 31, 2022 2021 Three Months Ended March 31, (in thousands) 2022 2021 Net (losses) gains recognized on equity securities $ (125 ) $ 364 Less: net gains recognized on equity securities sold/acquired - - Unrealized (losses) gains on equity securities $ (125 ) $ 364 Equity Securities without Readily Determinable Fair Values At March 31, 2022 December 31, 2021, not third March 31, 2022 December 31, 2021, not no March 31, 2022 December 31, 2021 Restricted Stock The following table presents FNCB's investment in restricted stock at March 31, 2022 December 31, 2021 no March 31, 2022 December 31, 2021 March 31, December 31, (in thousands) 2022 2021 Stock in Federal Home Loan Bank of Pittsburgh $ 4,010 $ 1,901 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 4,020 $ 1,911

Note 4 - Loans and Leases

Note 4 - Loans and Leases	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4. The following table summarizes loans and leases receivable, net, by major category at March 31, 2022 December 31, 2021 March 31, December 31, (in thousands) 2022 2021 Residential real estate $ 247,699 $ 234,113 Commercial real estate 373,559 366,009 Construction, land acquisition and development 49,796 41,646 Commercial and industrial 207,146 193,086 Consumer 94,649 85,522 State and political subdivisions 63,527 61,071 Total loans and leases, gross 1,036,376 981,447 Unearned income (638 ) (1,442 ) Net deferred loan origination fees (costs) 662 (566 ) Allowance for loan and lease losses (13,129 ) (12,416 ) Loans and leases, net $ 1,023,271 $ 967,023 Included in commercial and industrial loans and leases at March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021, 100.0% may March 31, 2022 December 31, 2021. In 2021, March 31, 2022 December 31, 2021. March 31, 2022 December 31, 2021. March 31, 2022 December 31, 2021. FNCB has granted loans, letters of credit and lines of credit to certain of its executive officers and directors as well as to certain of their related parties. For more information about related party transactions, refer to Note 8, FNCB originates 1 4 three March 31, 2022 2021, 1 4 three March 31, 2022. three March 31, 2021 no 1 4 March 31, 2022 December 31, 2021. The unpaid principal balance of loans serviced for others, which includes residential mortgages and SBA-guaranteed loans, was $71.0 million at March 31, 2022 December 31, 2021 There were no three March 31, 2022 2, 2021 10 Management evaluates the credit quality of the loan portfolio on an ongoing basis and performs a formal review of the adequacy of the ALLL at the end of each quarter. This evaluation is inherently subjective, as it requires material estimates that may may 19 may may The following table summarizes activity in the ALLL by major category for the three March 31, 2022 2021 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended March 31, 2022 Allowance for loan and lease losses: Beginning balance, January 1, 2022 $ 2,081 $ 4,530 $ 392 $ 2,670 $ 1,159 $ 455 $ 1,129 $ 12,416 Charge-offs (3 ) - - (19 ) (73 ) - - (95 ) Recoveries - - - 4 45 - - 49 Provisions (credits) 118 (106 ) 146 437 128 36 - 759 Ending balance, March 31, 2022 $ 2,196 $ 4,424 $ 538 $ 3,092 $ 1,259 $ 491 $ 1,129 $ 13,129 Three months ended March 31, 2021 Allowance for loan and lease losses: Beginning balance, January 1, 2021 $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Charge-offs - - - (19 ) (342 ) - - (361 ) Recoveries 3 46 - 25 227 - - 301 Provisions (credits) 14 207 (22 ) (22 ) 15 (18 ) 12 186 Ending balance, March 31, 2021 $ 1,732 $ 4,521 $ 516 $ 2,603 $ 1,219 $ 387 $ 1,098 $ 12,076 The following table presents, by major category, the allocation of the ALLL and the related loan balance disaggregated based on the impairment methodology at March 31, 2022 December 31, 2021 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total March 31, 2022 Allowance for loan and lease losses: Individually evaluated for impairment $ 5 $ 5 $ - $ 8 $ - $ - $ - $ 18 Collectively evaluated for impairment 2,191 4,419 538 3,084 1,259 491 1,129 13,111 Total $ 2,196 $ 4,424 $ 538 $ 3,092 $ 1,259 $ 491 $ 1,129 $ 13,129 Loans and leases receivable: Individually evaluated for impairment $ 1,679 $ 7,409 $ - $ 723 $ - $ - $ - $ 9,811 Collectively evaluated for impairment 246,020 366,150 49,796 206,423 94,649 63,527 - 1,026,565 Total $ 247,699 $ 373,559 $ 49,796 $ 207,146 $ 94,649 $ 63,527 $ - $ 1,036,376 December 31, 2021 Allowance for loan and lease losses: Individually evaluated for impairment $ 9 $ 6 $ - $ 11 $ - $ - $ - $ 26 Collectively evaluated for impairment 2,072 4,524 392 2,659 1,159 455 1,129 12,390 Total $ 2,081 $ 4,530 $ 392 $ 2,670 $ 1,159 $ 455 $ 1,129 $ 12,416 Loans and leases receivable: Individually evaluated for impairment $ 1,681 $ 7,530 $ - $ 762 $ - $ - $ - $ 9,973 Collectively evaluated for impairment 232,432 358,479 41,646 192,324 85,522 61,071 - 971,474 Total $ 234,113 $ 366,009 $ 41,646 $ 193,086 $ 85,522 $ 61,071 $ - $ 981,447 Credit Quality Indicators – Commercial Loans Management continuously monitors and evaluates the credit quality of FNCB’s commercial loans by regularly reviewing certain credit quality indicators. Management utilizes credit risk ratings as the key credit quality indicator for evaluating the credit quality of FNCB’s loan receivables. FNCB’s loan rating system assigns a degree of risk to commercial loans based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes these non-homogeneous loans individually by grading the loans as to credit risk and probability of collection for each type of loan. Commercial and industrial loans include commercial indirect auto loans which are not not 1. Minimal Risk 2. Above Average Credit Quality 3. Average Risk 4. Acceptable Risk 5. Pass - Watch 6. Special Mention 7. Substandard - Accruing 8. Substandard - Non-Accrual 9. Doubtful 10. Loss This analysis is performed on a quarterly basis using the following definitions for risk ratings: Pass – Assets rated 1 5 no not Special Mention – Assets classified as special mention do not not Substandard – Assets classified as substandard have well defined weaknesses based on objective evidence and are characterized by the distinct possibility that FNCB will sustain some loss if the deficiencies are not Doubtful – Assets classified as doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that such weaknesses make collection or liquidation in full highly questionable and improbable based on current circumstances. Loss – Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets is not Credit Quality Indicators – Other Loans Certain residential real estate loans, consumer loans, commercial and municipal indirect auto loans are monitored on a pool basis due to their homogeneous nature. Loans that are delinquent 90 days or more are placed on non-accrual status unless collection of the loan is in process and reasonably assured. FNCB utilizes accruing versus non-accrual status as the credit quality indicator for these loan pools. The following tables present the recorded investment in loans and leases receivable by major category and credit quality indicator at March 31, 2022 December 31, 2021 Credit Quality Indicators March 31, 2022 Commercial Loans and Leases Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 41,780 $ 506 $ 74 $ - $ - $ 42,360 $ 204,659 $ 680 $ 205,339 $ 247,699 Commercial real estate 358,713 8,097 6,749 - - 373,559 - - - 373,559 Construction, land acquisition and development 46,197 - - - - 46,197 3,599 - 3,599 49,796 Commercial and industrial 196,487 7,138 1,290 - - 204,915 2,231 - 2,231 207,146 Consumer - - - - - - 94,446 203 94,649 94,649 State and political subdivisions 63,523 - - - - 63,523 4 - 4 63,527 Total $ 706,700 $ 15,741 $ 8,113 $ - $ - $ 730,554 $ 304,939 $ 883 $ 305,822 $ 1,036,376 Credit Quality Indicators December 31, 2021 Commercial Loans and Leases Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 42,028 $ 530 $ 77 $ - $ - $ 42,635 $ 190,919 $ 559 $ 191,478 $ 234,113 Commercial real estate 350,904 8,232 6,873 - - 366,009 - - - 366,009 Construction, land acquisition and development 34,869 - - - - 34,869 6,777 - 6,777 41,646 Commercial and industrial 187,554 1,877 1,343 - - 190,774 2,312 - 2,312 193,086 Consumer - - - - - - 85,291 231 85,522 85,522 State and political subdivisions 61,066 - - - - 61,066 5 - 5 61,071 Total $ 676,421 $ 10,639 $ 8,293 $ - $ - $ 695,353 $ 285,304 $ 790 $ 286,094 $ 981,447 Included in loans and leases receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded investment in these non-accrual loans was $3.9 million at both March 31, 2022 December 31, 2021 six no may may 90 90 March 31, 2022 December 31, 2021 The following tables present the delinquency status of past due and non-accrual loans and leases at March 31, 2022 December 31, 2021 March 31, 2022 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans and leases: Residential real estate $ 246,316 $ 629 $ - $ - $ 246,945 Commercial real estate 371,121 - - - 371,121 Construction, land acquisition and development 49,796 - - - 49,796 Commercial and industrial 206,641 35 1 - 206,677 Consumer 93,230 1,117 99 - 94,446 State and political subdivisions 63,527 - - - 63,527 Total performing (accruing) loans and leases 1,030,631 1,781 100 - 1,032,512 Non-accrual loans and leases: Residential real estate 67 93 - 594 754 Commercial real estate 1,111 - - 1,327 2,438 Construction, land acquisition and development - - - - - Commercial and industrial 469 - - - 469 Consumer 102 46 25 30 203 State and political subdivisions - - - - - Total non-accrual loans and leases 1,749 139 25 1,951 3,864 Total loans and leases receivable $ 1,032,380 $ 1,920 $ 125 $ 1,951 $ 1,036,376 December 31, 2021 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans and leases: Residential real estate $ 233,054 $ 406 $ 17 $ - $ 233,477 Commercial real estate 363,394 116 - - 363,510 Construction, land acquisition and development 41,646 - - - 41,646 Commercial and industrial 192,584 4 1 - 192,589 Consumer 84,333 754 204 - 85,291 State and political subdivisions 61,071 - - - 61,071 Total performing (accruing) loans and leases 976,082 1,280 222 - 977,584 Non-accrual loans and leases: Residential real estate 67 27 87 455 636 Commercial real estate 1,172 - - 1,327 2,499 Construction, land acquisition and development - - - - - Commercial and industrial 497 - - - 497 Consumer 117 85 15 14 231 State and political subdivisions - - - - - Total non-accrual loans and leases 1,853 112 102 1,796 3,863 Total loans and leases receivable $ 977,935 $ 1,392 $ 324 $ 1,796 $ 981,447 The following tables present a distribution of the recorded investment, unpaid principal balance and the related allowance for FNCB’s impaired loans, which have been analyzed for impairment under ASC 310, March 31, 2022 December 31, 2021 not not 450. $100 450 March 31, 2022 December 31, 2021 March 31, 2022 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 534 $ 604 $ - Commercial real estate 2,438 4,203 - Construction, land acquisition and development - - - Commercial and industrial 528 564 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,500 5,371 - With a related allowance recorded: Residential real estate 1,145 1,145 5 Commercial real estate 4,971 4,971 5 Construction, land acquisition and development - - - Commercial and industrial 195 413 8 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 6,311 6,529 18 Total impaired loans: Residential real estate 1,679 1,749 5 Commercial real estate 7,409 9,174 5 Construction, land acquisition and development - - - Commercial and industrial 723 977 8 Consumer - - - State and political subdivisions - - - Total impaired loans $ 9,811 $ 11,900 $ 18 December 31, 2021 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 395 $ 463 $ - Commercial real estate 2,499 4,230 - Construction, land acquisition and development - - - Commercial and industrial 314 347 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,208 5,040 - With a related allowance recorded: Residential real estate 1,286 1,285 9 Commercial real estate 5,031 5,031 6 Construction, land acquisition and development - - - Commercial and industrial 448 666 11 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 6,765 6,982 26 Total impaired loans: Residential real estate 1,681 1,748 9 Commercial real estate 7,530 9,261 6 Construction, land acquisition and development - - - Commercial and industrial 762 1,013 11 Consumer - - - State and political subdivisions - - - Total impaired loans $ 9,973 $ 12,022 $ 26 The following table presents the average balance and interest income by loan category recognized on impaired loans for the three March 31, 2022 2021 Three Months Ended March 31, 2022 2021 Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Residential real estate $ 1,723 $ 15 $ 2,090 $ 18 Commercial real estate 7,450 54 8,284 57 Construction, land acquisition and development - - 68 1 Commercial and industrial 735 4 861 2 Consumer - - - - State and political subdivisions - - - - Total impaired loans $ 9,908 $ 73 $ 11,303 $ 78 ( 1 The additional interest income that would have been earned on non-accrual and restructured loans had these loans performed in accordance with their original terms approximated $43 thousand for the three March 31, 2022 three March 31, 2021. Troubled Debt Restructured Loans TDRs were $6.7 million and $6.9 million at March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 not March 31, 2022 The modification of the terms of loans classified as TDRs may one There were no loans modified as TDRs during the three March 31, 2022 2021. 12 three March 31, 2022 2021. Residential Real Estate Loan Foreclosures There were two residential real estate properties with an aggregate recorded investment of $98 thousand that were in the process of foreclosure at March 31, 2022. no March 31, 2022. There were two residential real estate loans with a total recorded investment of $286 thousand that were in the process of foreclosure at March 31, 2021. March 31, 2021.

Note 5 - Deposits

Note 5 - Deposits	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 5. The following table presents deposits by major category at March 31, 2022 December 31, 2021: March 31, December 31, (in thousands) 2022 2021 Demand (non-interest bearing) $ 317,541 $ 320,089 Interest-bearing: Interest-bearing demand 793,043 857,849 Savings 146,602 134,224 Time ($250,000 and over) 25,371 26,531 Other time 129,036 116,335 Total interest-bearing 1,094,052 1,134,939 Total deposits $ 1,411,593 $ 1,455,028 Total deposits were $1.412 billion at March 31, 2022 December 31, 2021. March 31, 2022 December 31, 2021. March 31, 2022 December 31, 2021.

Note 6 - Borrowings

Note 6 - Borrowings	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 6. FNCB has an agreement with the FHLB of Pittsburgh which allows for borrowings, either overnight or term, up to a maximum borrowing capacity based on a percentage of qualifying loans pledged under a blanket pledge agreement. In addition to pledging loans, FNCB is required to purchase FHLB of Pittsburgh stock based upon the amount of credit extended. Loans that were pledged to collateralize borrowings under this agreement were $475.4 million at March 31, 2022 December 31, 2021. March 31, 2022. March 31, 2022. Advances through the Federal Reserve Bank Discount Window generally include short-term advances which are fully collateralized by certain pledged loans of $26.9 million under the Federal Reserve Bank's Borrower-in-Custody ("BIC") program. There were no advances under the BIC program outstanding at March 31, 2022 December 31, 2021. March 31, 2022. At March 31, 2022 December 31, 2021, December 15, 2036. March 31, December 31, (in thousands) 2022 2021 FHLB of Pittsburgh - overnight $ 66,950 $ - FHLB of Pittsburgh - term 10,000 20,000 Subtotal FHLB of Pittsburgh advances 76,950 20,000 Junior subordinated debentures 10,310 10,310 Total borrowed funds $ 87,260 $ 30,310

Note 7 - Income Taxes

Note 7 - Income Taxes	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 7. The following table presents a reconciliation between the effective income tax expense and the income tax expense that would have been provided at the federal statutory tax rate of 21.0% for the three March 31, 2022 2021 For the Three Months Ended March 31, 2022 2021 (dollars in thousands) Amount % Amount % Provision at statutory tax rates $ 1,107 21.00 % $ 1,431 21.00 % Add (deduct) tax effects of: Tax-free interest income (201 ) (3.81 )% (183 ) (2.68 )% Non-deductible interest expense 11 0.21 % 11 0.17 % Bank-owned life insurance (31 ) (0.59 )% (114 ) (1.68 )% Unrealized losses (gains) on equity securities 26 0.49 % (76 ) (1.12 )% Other items, net 5 0.10 % (88 ) (1.29 )% Income tax provision $ 917 17.40 % $ 981 14.40 % Management evaluates the carrying amount of its deferred tax assets on a quarterly basis, or more frequently if necessary, in accordance with guidance set forth in ASC Topic 740 not not March 31, 2022 March 31, 2022 December 31, 2021

Note 8 - Related Party Transact

Note 8 - Related Party Transactions	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 8. In conducting its business, FNCB has engaged in, and intends to continue to engage in, banking and financial transactions with directors, executive officers and their related parties. FNCB has granted loans, letters of credit and lines of credit to directors, executive officers and their related parties. The following table summarizes the changes in the total amounts of such outstanding loans, advances under lines of credit, net of any participations sold, as well as repayments during the three March 31, 2022 2021 Three Months Ended March 31, (in thousands) 2022 2021 Balance, beginning of period $ 71,437 $ 98,935 Additions, new loans and advances 15,362 8,210 Repayments (10,009 ) (4,647 ) Balance, end of period $ 76,790 $ 102,498 At March 31, 2022 not Deposits from directors, executive officers and their related parties held by the Bank at March 31, 2022 December 31, 2021 three March 31, 2022 2021 In the course of its operations, FNCB acquires goods and services from, and transacts business with, various companies of related parties, which include, but are not 2021 three March 31, 2022 2021,

Note 9 - Commitments and Contin

Note 9 - Commitments and Contingencies	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 9 . Commitments and Contingencies Leases FNCB is obligated under operating leases for certain bank branches, office space, automobiles and equipment. Operating lease right of use ("ROU") assets represent FNCB's right to use an underlying asset during the lease term and operating liabilities represent FNCB's obligation to make lease payments under the lease agreement. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents FNCB's incremental borrowing rate at the commencement date. ROU assets are included in other assets and operating lease liabilities are included in other liabilities in the consolidated statements of financial condition. As of March 31, 2022 Operating lease expense associated with bank branches and office space is included in occupancy expense, while operating lease expenses associated with automobiles and office equipment are included in equipment expense in the consolidated statements of income. Total rental expense under leases amounted to $98 thousand and $97 thousand, respectively, at March 31, 2022 2021. The following table summarizes the maturity of remaining operating lease liabilities as of March 31, 2022 (in thousands) March 31, 2022 2022 $ 272 2023 368 2024 323 2025 328 2026 329 2027 and thereafter 2,271 Total lease payments 3,891 Less: imputed interest 731 Present value of operating lease liabilities $ 3,160 The following table presents other information related to our operating leases: (dollars in thousands) March 31, 2022 March 31, 2021 Weighted-average remaining lease term (in years) 12.03 13.09 Weighted-average discount rate 3.28 % 3.32 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 125 $ 108 Litigation FNCB has been subject to tax audits, and is also a party to routine litigation involving various aspects of its business, such as employment practice claims, workers compensation claims, claims to enforce liens, condemnation proceedings on properties in which FNCB holds security interests, claims involving the making and servicing of real property loans and other issues incident to its business, none

Note 10 - Stock Compensation Pl

Note 10 - Stock Compensation Plans	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 10 . Stock Compensation Plans FNCB has a Long-Term Incentive Compensation Plan (“LTIP”) for directors, executives and key employees. The LTIP authorizes up to 1,200,000 shares of common stock for issuance and provides the Board of Directors with the authority to offer several different types of long-term incentives, including stock options, stock appreciation rights, restricted stock, restricted stock units, performance units and performance shares. During the three March 31, 2022 2021 March 31, 2022 three March 31, 2022 2021 March 31, 2022 2021 The following table summarizes the activity related to FNCB’s unvested restricted stock awards during the three March 31, 2022 2021 Three Months Ended March 31, 2022 2021 Weighted- Weighted- Average Average Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 174,297 $ 7.37 159,913 $ 7.07 Awards granted 71,860 9.64 66,065 7.98 Forfeitures (1,382 ) 7.24 - - Shares vested - - - - Total outstanding, end of period 244,775 $ 8.03 225,978 $ 7.34

Note 11 - Regulatory Matters_Su

Note 11 - Regulatory Matters/Subsequent Events	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 11 . Regulatory Matters/Subsequent Event FNCB’s ability to pay dividends to its shareholders is largely dependent on the Bank’s ability to pay dividends to FNCB. Bank regulations limit the amount of dividends that may three March 31, 2022 three March 31, 2021. three March 31, 2022 2021 three March 31, 2022 2021, March 31, 2022 April 27, 2022 second 2022 June 15, 2022 June 1, 2022 On January 26, 2022, may March 4, 2022 December 31, 2022, 10b5 1 not may no March 31, 2022, The holding company is considered a small bank holding company and is exempt from risk-based capital and leverage rules, including Basel III. FNCB and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on FNCB’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, FNCB and the Bank must meet specific capital guidelines that involve quantitative measures of FNCB's and the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. FNCB's and the Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Management believes, as of March 31, 2022 December 31, 2021 Current quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total capital, Tier I capital, and Tier I common equity (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). The following tables present summary information regarding the Bank’s risk-based capital and related ratios at March 31, 2022 December 31, 2021 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio March 31, 2022 Total capital (to risk-weighted assets) $ 167,241 14.10 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 153,481 12.94 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 153,481 12.94 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 153,481 9.30 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,186,085 Total average assets 1,649,636 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2021 Total capital (to risk-weighted assets) $ 161,957 14.64 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 148,958 13.46 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 148,958 13.46 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 148,958 8.92 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,106,636 Total average assets 1,669,932

Note 12 - Fair Value Measuremen

Note 12 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 12 . Fair Value Measurements In determining fair value, FNCB uses various valuation approaches, including market, income and cost approaches. Accounting standards establish a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability, which are developed based on market data obtained from sources independent of FNCB. Unobservable inputs reflect FNCB’s knowledge about the assumptions the market participants would use in pricing an asset or liability, which are developed based on the best information available in the circumstances. The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 3 three ● Level 1 ● Level 2 not ● Level 3 not A description of the valuation methodologies used for assets recorded at fair value is set forth below. Available-for-Sale Debt Securities The estimated fair values for FNCB’s investments in obligations of U.S Treasury securities, U.S. government agencies, obligations of state and political subdivisions, government-sponsored agency CMOs and mortgage-backed securities, private collateralized mortgage obligations, asset-backed securities and negotiable certificates of deposit are obtained by FNCB from a nationally-recognized pricing service. This pricing service develops estimated fair values by analyzing like securities and applying available market information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing (Level 2 may 2 2 not not 2 For those securities for which the inputs used by an independent pricing service were derived from unobservable market information, FNCB evaluated the appropriateness and quality of each price. Management reviewed the volume and level of activity for all classes of securities and attempted to identify transactions which may not may 3 third At March 31, 2022 March 31, 2022, not third 3 third Equity Securities The estimated fair values of equity securities are determined by obtaining quoted prices on nationally recognized exchanges (Level 1 Derivative Contracts FNCB's derivative liabilities are reported at fair value utilizing Level 2 may Assets and Liabilities Measured at Fair Value on a Recurring Basis The following tables present the financial assets and liabilities that were measured at fair value on a recurring basis at March 31, 2022 December 31, 2021 Fair Value Measurements at March 31, 2022 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. treasuries $ 35,014 $ - $ 35,014 $ - Obligations of state and political subdivisions 240,859 - 240,859 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 98,248 - 98,248 - Collateralized mortgage obligations - commercial 3,525 - 3,525 - Mortgage-backed securities 23,194 - 23,194 - Private collateralized mortgage obligations 65,679 - 65,679 - Corporate debt securities 33,661 - 22,396 11,265 Asset-backed securities 13,258 - 13,258 - Negotiable certificates of deposit 695 - 695 - Subtotal available-for-sale debt securities 514,133 - 502,868 11,265 Equity securities, at fair value 5,018 5,018 - - Derivative assets 1,184 - 1,184 - Total financial assets $ 520,335 $ 5,018 $ 504,052 $ 11,265 Financial liabilities: Derivative liabilities $ 386 $ - $ 386 $ - Total financial liabilities $ 386 $ - $ 386 $ - Fair Value Measurements at December 31, 2021 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. treasuries $ 36,355 $ - $ 36,355 $ - Obligations of state and political subdivisions 244,372 - 244,372 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 100,710 - 100,710 - Collateralized mortgage obligations - commercial 3,727 - 3,727 - Mortgage-backed securities 25,506 - 25,506 - Private collateralized mortgage obligations 67,165 - 67,165 - Corporate debt securities 32,063 - 19,718 12,345 Asset-backed securities 11,932 - 11,932 - Negotiable certificates of deposit 736 - 736 - Subtotal available-for-sale debt securities 522,566 - 510,221 12,345 Equity securities, at fair value 4,922 4,922 - - Derivative assets 363 - 363 Total financial assets $ 527,851 $ 4,922 $ 510,584 $ 12,345 Financial liabilities: Derivative liabilities $ 99 $ - $ 99 $ - Total financial liabilities $ 99 $ - $ 99 $ - There was one corporate debt security transferred from Level 3 2 three March 31, 2022. three March 31, 2021, 3 2. not third The following table presents a reconciliation and statement of operations classifications of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3 three March 31, 2022 2021 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Three Months Ended March 31, (in thousands) 2022 2021 Balance at January 1, $ 12,345 $ 16,424 Additions - 1,750 Redemptions - - Transfer to Level 2 (756 ) (3,947 ) Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive (loss) income (324 ) 107 Balance at March 31, $ 11,265 $ 14,334 Assets Measured at Fair Value on a Non-Recurring Basis The following tables present assets and liabilities measured at fair value on a non-recurring basis at March 31, 2022 December 31, 2021 3 March 31, 2022 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 3,267 $ - $ 3,267 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,544 18 6,526 Discounted cash flows Discount rate 3.00% 8.75% Other real estate owned 228 - 228 Appraisal of collateral/Sales contract Selling cost 1.0 % December 31, 2021 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 3,208 $ - $ 3,208 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,765 26 6,739 Discounted cash flows Discount rate 3.00% - 8.75% Other real estate owned 920 - 920 Appraisal of collateral/Sales contract Selling cost 1.0 % The fair value of collateral-dependent impaired loans is determined through independent appraisals or other reasonable offers, which generally include various Level 3 not may not OREO properties are recorded at fair value less the estimated cost to sell at the date of FNCB’s acquisition of the property. Subsequent to acquisition of the property, the balance may may The following table summarizes the estimated fair values of FNCB’s financial instruments using an exit price notion at March 31, 2022 December 31, 2021 not not not may Fair Value March 31, 2022 December 31, 2021 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets: Cash and cash equivalents Level 1 $ 24,102 $ 24,102 $ 99,020 $ 99,020 Available-for-sale debt securities See previous table 514,133 514,133 522,566 522,566 Equity securities Level 1 5,018 5,018 4,922 4,922 Restricted stock Level 2 4,020 4,020 1,911 1,911 Loans and leases, net Level 3 1,023,271 1,015,585 967,023 967,087 Accrued interest receivable Level 2 4,870 4,870 4,643 4,643 Servicing rights Level 3 249 558 268 526 Derivative assets Level 2 1,191 1,184 371 363 Financial liabilities: Deposits Level 2 1,411,593 1,409,971 1,455,028 1,454,812 Borrowed funds Level 2 87,260 87,247 30,310 30,310 Accrued interest payable Level 2 57 57 49 49 Derivative liabilities Level 2 388 386 96 99

Note 13 - Earnings Per Share

Note 13 - Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 13. For FNCB, the numerator of both the basic and diluted earnings per share of common stock is net income available to common shareholders. The weighted-average number of common shares outstanding used in the denominator for basic earnings per common share is increased to determine the denominator used for diluted earnings per common share by the effect of potentially dilutive common share equivalents utilizing the treasury stock method. For the three March 31, 2022 2021 The following table presents the calculation of both basic and diluted earnings per share of common stock for the three March 31, 2022 2021 Three Months Ended March 31, (in thousands, except share data) 2022 2021 Net income $ 4,353 $ 5,833 Basic weighted-average number of common shares outstanding 19,935,288 20,242,262 Plus: Common share equivalents 36,825 11,344 Diluted weighted-average number of common shares outstanding 19,972,113 20,253,606 Income per common share: Basic $ 0.22 $ 0.29 Diluted $ 0.22 $ 0.29

Note 14 - Other Comprehensive I

Note 14 - Other Comprehensive Income	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 14 . The following table summarizes the reclassifications out of accumulated other comprehensive income for the three March 31, 2022 2021 For the Three Months Ended March 31, 2022 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on the sale of available-for-sale debt securities Taxes - Income taxes Net of tax amount $ - For the Three Months Ended March 31, 2021 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (213 ) Net gain on the sale of available-for-sale debt securities Taxes 45 Income taxes Net of tax amount $ (168 ) The following table summarizes the changes in accumulated other comprehensive income, net of tax for the three March 31, 2022 2021 Three Months Ended March 31, (in thousands) 2022 2021 Balance, beginning of period $ 6,352 $ 13,886 Other comprehensive loss before reclassifications (24,043 ) (5,419 ) Amount reclassified from accumulated other comprehensive income - (168 ) Net other comprehensive loss during the period (24,043 ) (5,587 ) Balance, end of period $ (17,691 ) $ 8,299

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	March 31, 2022 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. treasuries $ 37,504 $ - $ 2,490 $ 35,014 Obligations of state and political subdivisions 250,257 1,222 10,620 240,859 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 103,801 7 5,560 98,248 Collateralized mortgage obligations - commercial 3,676 - 151 3,525 Mortgage-backed securities 24,244 91 1,141 23,194 Private collateralized mortgage obligations 69,888 3 4,212 65,679 Corporate debt securities 33,938 374 651 33,661 Asset-backed securities 13,277 51 70 13,258 Negotiable certificates of deposit 744 - 49 695 Total available-for-sale debt securities $ 537,329 $ 1,748 $ 24,944 $ 514,133 December 31, 2021 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (in thousands) Cost Gains Losses Value Available-for-sale debt securities: U.S. treasuries $ 36,751 $ 1 $ 397 $ 36,355 Obligations of state and political subdivisions 235,489 9,651 768 244,372 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 101,321 1,158 1,769 100,710 Collateralized mortgage obligations - commercial 3,685 87 45 3,727 Mortgage-backed securities 25,467 263 224 25,506 Private collateralized mortgage obligations 68,137 60 1,032 67,165 Corporate debt securities 31,300 940 177 32,063 Asset-backed securities 11,907 42 17 11,932 Negotiable certificates of deposit 744 - 8 736 Total available-for-sale debt securities $ 514,801 $ 12,202 $ 4,437 $ 522,566
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2022 Amortized Fair (in thousands) Cost Value Amounts maturing in: One year or less $ 749 $ 754 After one year through five years 75,711 75,751 After five years through ten years 106,553 101,409 After ten years 139,430 132,315 Mortgage-backed securities 24,244 23,194 Collateralized mortgage obligations 177,365 167,452 Asset-backed securities 13,277 13,258 Total available-for-sale debt securities $ 537,329 $ 514,133
Gain (Loss) on Securities [Table Text Block]	Three Months Ended March 31, (in thousands) 2022 2021 Available-for-sale debt securities: Gross proceeds received on sales $ - $ 2,981 Gross realized gains - 213 Three Months Ended March 31, (in thousands) 2022 2021 Net (losses) gains recognized on equity securities $ (125 ) $ 364 Less: net gains recognized on equity securities sold/acquired - - Unrealized (losses) gains on equity securities $ (125 ) $ 364
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2022 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. treasuries 18 $ 35,014 $ 2,490 - $ - $ - 18 $ 35,014 $ 2,490 Obligations of state and political subdivisions 141 155,606 10,185 5 2,793 435 146 158,399 10,620 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 30 68,320 2,500 10 28,477 3,060 40 96,797 5,560 Collateralized mortgage obligations - commercial 2 1,997 10 1 1,528 141 3 3,525 151 Mortgage-backed securities 6 11,568 845 2 3,924 296 8 15,492 1,141 Private collateralized mortgage obligations 33 55,407 3,835 4 6,958 377 37 62,365 4,212 Corporate debt securities 14 14,123 516 3 2,865 135 17 16,988 651 Asset-backed securities 7 5,764 32 3 1,734 38 10 7,498 70 Negotiable certificates of deposit 3 695 49 - - - 3 695 49 Total available-for-sale debt securities 254 $ 348,494 $ 20,462 28 $ 48,279 $ 4,482 282 $ 396,773 $ 24,944 December 31, 2021 Less than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses U.S. treasuries 16 $ 35,394 $ 397 - $ - $ - 16 $ 35,394 $ 397 Obligations of state and political subdivisions 41 36,107 702 2 1,257 66 43 37,364 768 U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 20 58,848 1,530 2 5,713 239 22 64,561 1,769 Collateralized mortgage obligations - commercial 1 1,632 45 - - - 1 1,632 45 Mortgage-backed securities 6 14,585 204 1 1,596 20 7 16,181 224 Private collateralized mortgage obligations 22 44,425 897 3 6,213 135 25 50,638 1,032 Corporate debt securities 9 7,643 107 2 2,180 70 11 9,823 177 Asset-backed securities 4 3,810 14 2 1,293 3 6 5,103 17 Negotiable certificates of deposit 3 736 8 - - - 3 736 8 Total available-for-sale debt securities 122 $ 203,180 $ 3,904 12 $ 18,252 $ 533 134 $ 221,432 $ 4,437
Investment [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 Stock in Federal Home Loan Bank of Pittsburgh $ 4,010 $ 1,901 Stock in Atlantic Community Banker's Bank 10 10 Total restricted securities, at cost $ 4,020 $ 1,911

Note 4 - Loans and Leases (Tabl

Note 4 - Loans and Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 Residential real estate $ 247,699 $ 234,113 Commercial real estate 373,559 366,009 Construction, land acquisition and development 49,796 41,646 Commercial and industrial 207,146 193,086 Consumer 94,649 85,522 State and political subdivisions 63,527 61,071 Total loans and leases, gross 1,036,376 981,447 Unearned income (638 ) (1,442 ) Net deferred loan origination fees (costs) 662 (566 ) Allowance for loan and lease losses (13,129 ) (12,416 ) Loans and leases, net $ 1,023,271 $ 967,023
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total Three months ended March 31, 2022 Allowance for loan and lease losses: Beginning balance, January 1, 2022 $ 2,081 $ 4,530 $ 392 $ 2,670 $ 1,159 $ 455 $ 1,129 $ 12,416 Charge-offs (3 ) - - (19 ) (73 ) - - (95 ) Recoveries - - - 4 45 - - 49 Provisions (credits) 118 (106 ) 146 437 128 36 - 759 Ending balance, March 31, 2022 $ 2,196 $ 4,424 $ 538 $ 3,092 $ 1,259 $ 491 $ 1,129 $ 13,129 Three months ended March 31, 2021 Allowance for loan and lease losses: Beginning balance, January 1, 2021 $ 1,715 $ 4,268 $ 538 $ 2,619 $ 1,319 $ 405 $ 1,086 $ 11,950 Charge-offs - - - (19 ) (342 ) - - (361 ) Recoveries 3 46 - 25 227 - - 301 Provisions (credits) 14 207 (22 ) (22 ) 15 (18 ) 12 186 Ending balance, March 31, 2021 $ 1,732 $ 4,521 $ 516 $ 2,603 $ 1,219 $ 387 $ 1,098 $ 12,076 Construction, Land State and Residential Commercial Acquisition and Commercial Political (in thousands) Real Estate Real Estate Development and Industrial Consumer Subdivisions Unallocated Total March 31, 2022 Allowance for loan and lease losses: Individually evaluated for impairment $ 5 $ 5 $ - $ 8 $ - $ - $ - $ 18 Collectively evaluated for impairment 2,191 4,419 538 3,084 1,259 491 1,129 13,111 Total $ 2,196 $ 4,424 $ 538 $ 3,092 $ 1,259 $ 491 $ 1,129 $ 13,129 Loans and leases receivable: Individually evaluated for impairment $ 1,679 $ 7,409 $ - $ 723 $ - $ - $ - $ 9,811 Collectively evaluated for impairment 246,020 366,150 49,796 206,423 94,649 63,527 - 1,026,565 Total $ 247,699 $ 373,559 $ 49,796 $ 207,146 $ 94,649 $ 63,527 $ - $ 1,036,376 December 31, 2021 Allowance for loan and lease losses: Individually evaluated for impairment $ 9 $ 6 $ - $ 11 $ - $ - $ - $ 26 Collectively evaluated for impairment 2,072 4,524 392 2,659 1,159 455 1,129 12,390 Total $ 2,081 $ 4,530 $ 392 $ 2,670 $ 1,159 $ 455 $ 1,129 $ 12,416 Loans and leases receivable: Individually evaluated for impairment $ 1,681 $ 7,530 $ - $ 762 $ - $ - $ - $ 9,973 Collectively evaluated for impairment 232,432 358,479 41,646 192,324 85,522 61,071 - 971,474 Total $ 234,113 $ 366,009 $ 41,646 $ 193,086 $ 85,522 $ 61,071 $ - $ 981,447
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Quality Indicators March 31, 2022 Commercial Loans and Leases Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 41,780 $ 506 $ 74 $ - $ - $ 42,360 $ 204,659 $ 680 $ 205,339 $ 247,699 Commercial real estate 358,713 8,097 6,749 - - 373,559 - - - 373,559 Construction, land acquisition and development 46,197 - - - - 46,197 3,599 - 3,599 49,796 Commercial and industrial 196,487 7,138 1,290 - - 204,915 2,231 - 2,231 207,146 Consumer - - - - - - 94,446 203 94,649 94,649 State and political subdivisions 63,523 - - - - 63,523 4 - 4 63,527 Total $ 706,700 $ 15,741 $ 8,113 $ - $ - $ 730,554 $ 304,939 $ 883 $ 305,822 $ 1,036,376 Credit Quality Indicators December 31, 2021 Commercial Loans and Leases Other Loans Special Subtotal Accruing Non-accrual Subtotal Total (in thousands) Pass Mention Substandard Doubtful Loss Commercial Loans Loans Other Loans Residential real estate $ 42,028 $ 530 $ 77 $ - $ - $ 42,635 $ 190,919 $ 559 $ 191,478 $ 234,113 Commercial real estate 350,904 8,232 6,873 - - 366,009 - - - 366,009 Construction, land acquisition and development 34,869 - - - - 34,869 6,777 - 6,777 41,646 Commercial and industrial 187,554 1,877 1,343 - - 190,774 2,312 - 2,312 193,086 Consumer - - - - - - 85,291 231 85,522 85,522 State and political subdivisions 61,066 - - - - 61,066 5 - 5 61,071 Total $ 676,421 $ 10,639 $ 8,293 $ - $ - $ 695,353 $ 285,304 $ 790 $ 286,094 $ 981,447
Financing Receivable, Past Due [Table Text Block]	March 31, 2022 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans and leases: Residential real estate $ 246,316 $ 629 $ - $ - $ 246,945 Commercial real estate 371,121 - - - 371,121 Construction, land acquisition and development 49,796 - - - 49,796 Commercial and industrial 206,641 35 1 - 206,677 Consumer 93,230 1,117 99 - 94,446 State and political subdivisions 63,527 - - - 63,527 Total performing (accruing) loans and leases 1,030,631 1,781 100 - 1,032,512 Non-accrual loans and leases: Residential real estate 67 93 - 594 754 Commercial real estate 1,111 - - 1,327 2,438 Construction, land acquisition and development - - - - - Commercial and industrial 469 - - - 469 Consumer 102 46 25 30 203 State and political subdivisions - - - - - Total non-accrual loans and leases 1,749 139 25 1,951 3,864 Total loans and leases receivable $ 1,032,380 $ 1,920 $ 125 $ 1,951 $ 1,036,376 December 31, 2021 Delinquency Status 0-29 Days 30-59 Days 60-89 Days >/= 90 Days (in thousands) Past Due Past Due Past Due Past Due Total Performing (accruing) loans and leases: Residential real estate $ 233,054 $ 406 $ 17 $ - $ 233,477 Commercial real estate 363,394 116 - - 363,510 Construction, land acquisition and development 41,646 - - - 41,646 Commercial and industrial 192,584 4 1 - 192,589 Consumer 84,333 754 204 - 85,291 State and political subdivisions 61,071 - - - 61,071 Total performing (accruing) loans and leases 976,082 1,280 222 - 977,584 Non-accrual loans and leases: Residential real estate 67 27 87 455 636 Commercial real estate 1,172 - - 1,327 2,499 Construction, land acquisition and development - - - - - Commercial and industrial 497 - - - 497 Consumer 117 85 15 14 231 State and political subdivisions - - - - - Total non-accrual loans and leases 1,853 112 102 1,796 3,863 Total loans and leases receivable $ 977,935 $ 1,392 $ 324 $ 1,796 $ 981,447
Impaired Financing Receivables [Table Text Block]	March 31, 2022 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 534 $ 604 $ - Commercial real estate 2,438 4,203 - Construction, land acquisition and development - - - Commercial and industrial 528 564 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,500 5,371 - With a related allowance recorded: Residential real estate 1,145 1,145 5 Commercial real estate 4,971 4,971 5 Construction, land acquisition and development - - - Commercial and industrial 195 413 8 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 6,311 6,529 18 Total impaired loans: Residential real estate 1,679 1,749 5 Commercial real estate 7,409 9,174 5 Construction, land acquisition and development - - - Commercial and industrial 723 977 8 Consumer - - - State and political subdivisions - - - Total impaired loans $ 9,811 $ 11,900 $ 18 December 31, 2021 Unpaid Recorded Principal Related (in thousands) Investment Balance Allowance With no allowance recorded: Residential real estate $ 395 $ 463 $ - Commercial real estate 2,499 4,230 - Construction, land acquisition and development - - - Commercial and industrial 314 347 - Consumer - - - State and political subdivisions - - - Total impaired loans with no related allowance recorded 3,208 5,040 - With a related allowance recorded: Residential real estate 1,286 1,285 9 Commercial real estate 5,031 5,031 6 Construction, land acquisition and development - - - Commercial and industrial 448 666 11 Consumer - - - State and political subdivisions - - - Total impaired loans with a related allowance recorded 6,765 6,982 26 Total impaired loans: Residential real estate 1,681 1,748 9 Commercial real estate 7,530 9,261 6 Construction, land acquisition and development - - - Commercial and industrial 762 1,013 11 Consumer - - - State and political subdivisions - - - Total impaired loans $ 9,973 $ 12,022 $ 26
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]	Three Months Ended March 31, 2022 2021 Average Interest Average Interest (in thousands) Balance Income (1) Balance Income (1) Residential real estate $ 1,723 $ 15 $ 2,090 $ 18 Commercial real estate 7,450 54 8,284 57 Construction, land acquisition and development - - 68 1 Commercial and industrial 735 4 861 2 Consumer - - - - State and political subdivisions - - - - Total impaired loans $ 9,908 $ 73 $ 11,303 $ 78

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 Demand (non-interest bearing) $ 317,541 $ 320,089 Interest-bearing: Interest-bearing demand 793,043 857,849 Savings 146,602 134,224 Time ($250,000 and over) 25,371 26,531 Other time 129,036 116,335 Total interest-bearing 1,094,052 1,134,939 Total deposits $ 1,411,593 $ 1,455,028

Note 6 - Borrowings (Tables)

Note 6 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Debt [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 FHLB of Pittsburgh - overnight $ 66,950 $ - FHLB of Pittsburgh - term 10,000 20,000 Subtotal FHLB of Pittsburgh advances 76,950 20,000 Junior subordinated debentures 10,310 10,310 Total borrowed funds $ 87,260 $ 30,310

Note 7 - Income Taxes (Tables)

Note 7 - Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the Three Months Ended March 31, 2022 2021 (dollars in thousands) Amount % Amount % Provision at statutory tax rates $ 1,107 21.00 % $ 1,431 21.00 % Add (deduct) tax effects of: Tax-free interest income (201 ) (3.81 )% (183 ) (2.68 )% Non-deductible interest expense 11 0.21 % 11 0.17 % Bank-owned life insurance (31 ) (0.59 )% (114 ) (1.68 )% Unrealized losses (gains) on equity securities 26 0.49 % (76 ) (1.12 )% Other items, net 5 0.10 % (88 ) (1.29 )% Income tax provision $ 917 17.40 % $ 981 14.40 %

Note 8 - Related Party Transa_2

Note 8 - Related Party Transactions (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Three Months Ended March 31, (in thousands) 2022 2021 Balance, beginning of period $ 71,437 $ 98,935 Additions, new loans and advances 15,362 8,210 Repayments (10,009 ) (4,647 ) Balance, end of period $ 76,790 $ 102,498

Note 9 - Commitments and Cont_2

Note 9 - Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) March 31, 2022 2022 $ 272 2023 368 2024 323 2025 328 2026 329 2027 and thereafter 2,271 Total lease payments 3,891 Less: imputed interest 731 Present value of operating lease liabilities $ 3,160
Lease, Other Information Related to Operating Leases [Table Text Block]	(dollars in thousands) March 31, 2022 March 31, 2021 Weighted-average remaining lease term (in years) 12.03 13.09 Weighted-average discount rate 3.28 % 3.32 % Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 125 $ 108

Note 10 - Stock Compensation _2

Note 10 - Stock Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Three Months Ended March 31, 2022 2021 Weighted- Weighted- Average Average Restricted Grant Date Restricted Grant Date (dollars in thousands) Shares Fair Value Shares Fair Value Unvested restricted stock awards: Total outstanding, beginning of period 174,297 $ 7.37 159,913 $ 7.07 Awards granted 71,860 9.64 66,065 7.98 Forfeitures (1,382 ) 7.24 - - Shares vested - - - - Total outstanding, end of period 244,775 $ 8.03 225,978 $ 7.34

Note 11 - Regulatory Matters__2

Note 11 - Regulatory Matters/Subsequent Events (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio March 31, 2022 Total capital (to risk-weighted assets) $ 167,241 14.10 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 153,481 12.94 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 153,481 12.94 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 153,481 9.30 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,186,085 Total average assets 1,649,636 FNCB Bank Minimum Required For Capital Adequacy Purposes Minimum Required For Capital Adequacy Purposes with Conservation Buffer Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations (dollars in thousands) Amount Ratio Ratio Ratio Ratio December 31, 2021 Total capital (to risk-weighted assets) $ 161,957 14.64 % 8.00 % 10.50 % 10.00 % Tier I capital (to risk-weighted assets) 148,958 13.46 % 6.00 % 8.50 % 8.00 % Tier I common equity (to risk-weighted assets) 148,958 13.46 % 4.50 % 7.00 % 6.50 % Tier I capital (to average assets) 148,958 8.92 % 4.00 % 4.00 % 5.00 % Total risk-weighted assets 1,106,636 Total average assets 1,669,932

Note 12 - Fair Value Measurem_2

Note 12 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2022 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. treasuries $ 35,014 $ - $ 35,014 $ - Obligations of state and political subdivisions 240,859 - 240,859 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 98,248 - 98,248 - Collateralized mortgage obligations - commercial 3,525 - 3,525 - Mortgage-backed securities 23,194 - 23,194 - Private collateralized mortgage obligations 65,679 - 65,679 - Corporate debt securities 33,661 - 22,396 11,265 Asset-backed securities 13,258 - 13,258 - Negotiable certificates of deposit 695 - 695 - Subtotal available-for-sale debt securities 514,133 - 502,868 11,265 Equity securities, at fair value 5,018 5,018 - - Derivative assets 1,184 - 1,184 - Total financial assets $ 520,335 $ 5,018 $ 504,052 $ 11,265 Financial liabilities: Derivative liabilities $ 386 $ - $ 386 $ - Total financial liabilities $ 386 $ - $ 386 $ - Fair Value Measurements at December 31, 2021 Significant Significant Quoted Prices Other Other in Active Markets Observable Unobservable for Identical Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) Financial assets: Available-for-sale debt securities: U.S. treasuries $ 36,355 $ - $ 36,355 $ - Obligations of state and political subdivisions 244,372 - 244,372 - U.S. government/government-sponsored agencies: Collateralized mortgage obligations - residential 100,710 - 100,710 - Collateralized mortgage obligations - commercial 3,727 - 3,727 - Mortgage-backed securities 25,506 - 25,506 - Private collateralized mortgage obligations 67,165 - 67,165 - Corporate debt securities 32,063 - 19,718 12,345 Asset-backed securities 11,932 - 11,932 - Negotiable certificates of deposit 736 - 736 - Subtotal available-for-sale debt securities 522,566 - 510,221 12,345 Equity securities, at fair value 4,922 4,922 - - Derivative assets 363 - 363 Total financial assets $ 527,851 $ 4,922 $ 510,584 $ 12,345 Financial liabilities: Derivative liabilities $ 99 $ - $ 99 $ - Total financial liabilities $ 99 $ - $ 99 $ -
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Corporate Debt Securities For the Three Months Ended March 31, (in thousands) 2022 2021 Balance at January 1, $ 12,345 $ 16,424 Additions - 1,750 Redemptions - - Transfer to Level 2 (756 ) (3,947 ) Sales - - Total gains or losses (realized/unrealized): Included in earnings - - Included in other comprehensive (loss) income (324 ) 107 Balance at March 31, $ 11,265 $ 14,334
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2022 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 3,267 $ - $ 3,267 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,544 18 6,526 Discounted cash flows Discount rate 3.00% 8.75% Other real estate owned 228 - 228 Appraisal of collateral/Sales contract Selling cost 1.0 % December 31, 2021 Fair Value Measurement Quantitative Information Recorded Valuation Fair Valuation Unobservable Value/ (in thousands) Investment Allowance Value Technique Inputs Range Impaired loans - collateral dependent $ 3,208 $ - $ 3,208 Appraisal of collateral Selling cost 10.0 % Impaired loans - other 6,765 26 6,739 Discounted cash flows Discount rate 3.00% - 8.75% Other real estate owned 920 - 920 Appraisal of collateral/Sales contract Selling cost 1.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value March 31, 2022 December 31, 2021 (in thousands) Measurement Carrying Value Fair Value Carrying Value Fair Value Financial assets: Cash and cash equivalents Level 1 $ 24,102 $ 24,102 $ 99,020 $ 99,020 Available-for-sale debt securities See previous table 514,133 514,133 522,566 522,566 Equity securities Level 1 5,018 5,018 4,922 4,922 Restricted stock Level 2 4,020 4,020 1,911 1,911 Loans and leases, net Level 3 1,023,271 1,015,585 967,023 967,087 Accrued interest receivable Level 2 4,870 4,870 4,643 4,643 Servicing rights Level 3 249 558 268 526 Derivative assets Level 2 1,191 1,184 371 363 Financial liabilities: Deposits Level 2 1,411,593 1,409,971 1,455,028 1,454,812 Borrowed funds Level 2 87,260 87,247 30,310 30,310 Accrued interest payable Level 2 57 57 49 49 Derivative liabilities Level 2 388 386 96 99

Note 13 - Earnings Per Share (T

Note 13 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, (in thousands, except share data) 2022 2021 Net income $ 4,353 $ 5,833 Basic weighted-average number of common shares outstanding 19,935,288 20,242,262 Plus: Common share equivalents 36,825 11,344 Diluted weighted-average number of common shares outstanding 19,972,113 20,253,606 Income per common share: Basic $ 0.22 $ 0.29 Diluted $ 0.22 $ 0.29

Note 14 - Other Comprehensive_2

Note 14 - Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	For the Three Months Ended March 31, 2022 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ - Net gain on the sale of available-for-sale debt securities Taxes - Income taxes Net of tax amount $ - For the Three Months Ended March 31, 2021 (in thousands) Amount Reclassified from Accumulated Other Comprehensive Income Affected Line Item in the Consolidated Statements of Income Available-for-sale debt securities: Reclassification adjustment for net gains reclassified into net income $ (213 ) Net gain on the sale of available-for-sale debt securities Taxes 45 Income taxes Net of tax amount $ (168 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, (in thousands) 2022 2021 Balance, beginning of period $ 6,352 $ 13,886 Other comprehensive loss before reclassifications (24,043 ) (5,419 ) Amount reclassified from accumulated other comprehensive income - (168 ) Net other comprehensive loss during the period (24,043 ) (5,587 ) Balance, end of period $ (17,691 ) $ 8,299

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Millions	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Number of Non-government Securities of Any Individual Issuer Exceeding 10 Percent of Shareholders' Equity	0	0
Preferred Stock of Privately-held Bank Holding Company [Member]
Equity Securities without Readily Determinable Fair Value, Dividend Rate	8.25%
Preferred Stock of Privately-held Bank Holding Company [Member] | Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount	$ 0.5	$ 0.5

Note 3 - Securities - Available

Note 3 - Securities - Available-for-sale Debt Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available-for-sale debt securities, amortized cost	$ 537,329	$ 514,801
Available-for-sale debt securities, gross unrealized holding gains	1,748	12,202
Available-for-sale debt securities, gross unrealized holding losses	24,944	4,437
Available-for-sale debt securities	514,133	522,566
US Treasury Securities [Member]
Available-for-sale debt securities, amortized cost	37,504	36,751
Available-for-sale debt securities, gross unrealized holding gains	0	1
Available-for-sale debt securities, gross unrealized holding losses	2,490	397
Available-for-sale debt securities	35,014	36,355
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities, amortized cost	250,257	235,489
Available-for-sale debt securities, gross unrealized holding gains	1,222	9,651
Available-for-sale debt securities, gross unrealized holding losses	10,620	768
Available-for-sale debt securities	240,859	244,372
Residential Mortgage-Backed Securities [Member]
Available-for-sale debt securities, amortized cost	103,801	101,321
Available-for-sale debt securities, gross unrealized holding gains	7	1,158
Available-for-sale debt securities, gross unrealized holding losses	5,560	1,769
Available-for-sale debt securities	98,248	100,710
Commercial Mortgage-Backed Securities [Member]
Available-for-sale debt securities, amortized cost	3,676	3,685
Available-for-sale debt securities, gross unrealized holding gains	0	87
Available-for-sale debt securities, gross unrealized holding losses	151	45
Available-for-sale debt securities	3,525	3,727
Collateralized Mortgage-Backed Securities [Member]
Available-for-sale debt securities, amortized cost	24,244	25,467
Available-for-sale debt securities, gross unrealized holding gains	91	263
Available-for-sale debt securities, gross unrealized holding losses	1,141	224
Available-for-sale debt securities	23,194	25,506
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities, amortized cost	69,888	68,137
Available-for-sale debt securities, gross unrealized holding gains	3	60
Available-for-sale debt securities, gross unrealized holding losses	4,212	1,032
Available-for-sale debt securities	65,679	67,165
Corporate Debt Securities [Member]
Available-for-sale debt securities, amortized cost	33,938	31,300
Available-for-sale debt securities, gross unrealized holding gains	374	940
Available-for-sale debt securities, gross unrealized holding losses	651	177
Available-for-sale debt securities	33,661	32,063
Asset-Backed Securities [Member]
Available-for-sale debt securities, amortized cost	13,277	11,907
Available-for-sale debt securities, gross unrealized holding gains	51	42
Available-for-sale debt securities, gross unrealized holding losses	70	17
Available-for-sale debt securities	13,258	11,932
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities, amortized cost	744	744
Available-for-sale debt securities, gross unrealized holding gains	0	0
Available-for-sale debt securities, gross unrealized holding losses	49	8
Available-for-sale debt securities	$ 695	$ 736

Note 3 - Securities - Availab_2

Note 3 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
One year or less, amortized cost	$ 749
One year or less, fair value	754
After one year through five years, amortized cost	75,711
After one year through five years, fair value	75,751
After five years through ten years, amortized cost	106,553
After five years through ten years, fair value	101,409
After ten years, amortized cost	139,430
After ten years, fair value	132,315
Available-for-sale debt securities, amortized cost	537,329	$ 514,801
Available-for-sale debt securities	514,133	522,566
Collateralized Mortgage-Backed Securities [Member]
Securities without a single maturity, amortized cost	24,244
Securities without a single maturity, fair value	23,194
Available-for-sale debt securities, amortized cost	24,244	25,467
Available-for-sale debt securities	23,194	25,506
Collateralized Mortgage Obligations [Member]
Securities without a single maturity, amortized cost	177,365
Securities without a single maturity, fair value	167,452
Asset-Backed Securities [Member]
Securities without a single maturity, amortized cost	13,277
Securities without a single maturity, fair value	13,258
Available-for-sale debt securities, amortized cost	13,277	11,907
Available-for-sale debt securities	$ 13,258	$ 11,932

Note 3 - Securities - Gross Pro

Note 3 - Securities - Gross Proceeds Received and Realized Gain (Loss) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Proceeds from the sale of available-for-sale debt securities	$ 0	$ 2,981
Gross realized gains	0	213
Net (losses) gains recognized on equity securities	(125)	364
Less: net gains recognized on equity securities sold/acquired	0	0
Unrealized (losses) gains on equity securities	$ (125)	$ 364

Note 3 - Securities - Availab_3

Note 3 - Securities - Available-for-sale Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Less than 12 months, number of securities	254	122
Less than 12 months, fair value	$ 348,494	$ 203,180
Less than 12 months, gross unrealized losses	$ 20,462	$ 3,904
12 months or longer, number of securities	28	12
12 months or longer, fair value	$ 48,279	$ 18,252
12 months or longer, gross unrealized losses	$ 4,482	$ 533
Total, number of securities	282	134
Total, fair value	$ 396,773	$ 221,432
Total, gross unrealized losses	$ 24,944	$ 4,437
US Treasury Securities [Member]
Less than 12 months, number of securities	18	16
Less than 12 months, fair value	$ 35,014	$ 35,394
Less than 12 months, gross unrealized losses	$ 2,490	$ 397
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	18	16
Total, fair value	$ 35,014	$ 35,394
Total, gross unrealized losses	$ 2,490	$ 397
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, number of securities	141	41
Less than 12 months, fair value	$ 155,606	$ 36,107
Less than 12 months, gross unrealized losses	$ 10,185	$ 702
12 months or longer, number of securities	5	2
12 months or longer, fair value	$ 2,793	$ 1,257
12 months or longer, gross unrealized losses	$ 435	$ 66
Total, number of securities	146	43
Total, fair value	$ 158,399	$ 37,364
Total, gross unrealized losses	$ 10,620	$ 768
Residential Mortgage-Backed Securities [Member]
Less than 12 months, number of securities	30	20
Less than 12 months, fair value	$ 68,320	$ 58,848
Less than 12 months, gross unrealized losses	$ 2,500	$ 1,530
12 months or longer, number of securities	10	2
12 months or longer, fair value	$ 28,477	$ 5,713
12 months or longer, gross unrealized losses	$ 3,060	$ 239
Total, number of securities	40	22
Total, fair value	$ 96,797	$ 64,561
Total, gross unrealized losses	$ 5,560	$ 1,769
Commercial Mortgage-Backed Securities [Member]
Less than 12 months, number of securities	2	1
Less than 12 months, fair value	$ 1,997	$ 1,632
Less than 12 months, gross unrealized losses	$ 10	$ 45
12 months or longer, number of securities	1	0
12 months or longer, fair value	$ 1,528	$ 0
12 months or longer, gross unrealized losses	$ 141	$ 0
Total, number of securities	3	1
Total, fair value	$ 3,525	$ 1,632
Total, gross unrealized losses	$ 151	$ 45
Collateralized Mortgage-Backed Securities [Member]
Less than 12 months, number of securities	6	6
Less than 12 months, fair value	$ 11,568	$ 14,585
Less than 12 months, gross unrealized losses	$ 845	$ 204
12 months or longer, number of securities	2	1
12 months or longer, fair value	$ 3,924	$ 1,596
12 months or longer, gross unrealized losses	$ 296	$ 20
Total, number of securities	8	7
Total, fair value	$ 15,492	$ 16,181
Total, gross unrealized losses	$ 1,141	$ 224
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Less than 12 months, number of securities	33	22
Less than 12 months, fair value	$ 55,407	$ 44,425
Less than 12 months, gross unrealized losses	$ 3,835	$ 897
12 months or longer, number of securities	4	3
12 months or longer, fair value	$ 6,958	$ 6,213
12 months or longer, gross unrealized losses	$ 377	$ 135
Total, number of securities	37	25
Total, fair value	$ 62,365	$ 50,638
Total, gross unrealized losses	$ 4,212	$ 1,032
Corporate Debt Securities [Member]
Less than 12 months, number of securities	14	9
Less than 12 months, fair value	$ 14,123	$ 7,643
Less than 12 months, gross unrealized losses	$ 516	$ 107
12 months or longer, number of securities	3	2
12 months or longer, fair value	$ 2,865	$ 2,180
12 months or longer, gross unrealized losses	$ 135	$ 70
Total, number of securities	17	11
Total, fair value	$ 16,988	$ 9,823
Total, gross unrealized losses	$ 651	$ 177
Asset-Backed Securities [Member]
Less than 12 months, number of securities	7	4
Less than 12 months, fair value	$ 5,764	$ 3,810
Less than 12 months, gross unrealized losses	$ 32	$ 14
12 months or longer, number of securities	3	2
12 months or longer, fair value	$ 1,734	$ 1,293
12 months or longer, gross unrealized losses	$ 38	$ 3
Total, number of securities	10	6
Total, fair value	$ 7,498	$ 5,103
Total, gross unrealized losses	$ 70	$ 17
Negotiable Certificates of Deposit [Member]
Less than 12 months, number of securities	3	3
Less than 12 months, fair value	$ 695	$ 736
Less than 12 months, gross unrealized losses	$ 49	$ 8
12 months or longer, number of securities	0	0
12 months or longer, fair value	$ 0	$ 0
12 months or longer, gross unrealized losses	$ 0	$ 0
Total, number of securities	3	3
Total, fair value	$ 695	$ 736
Total, gross unrealized losses	$ 49	$ 8

Note 3 - Securities - Restricte

Note 3 - Securities - Restricted Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Stock in Atlantic Community Banker's Bank	$ 10	$ 10
Restricted stock, at cost	4,020	1,911
Federal Home Loan Bank of Pittsburgh [Member]
Stock in Federal Home Loan Bank of Pittsburgh	$ 4,010	$ 1,901

Note 4 - Loans and Leases (Deta

Note 4 - Loans and Leases (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)
Loans and Leases Receivable, Gross	$ 1,036,376		$ 981,447
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	662		(566)
Loans and Leases Receivable, Allowance, Ending Balance	13,129		12,416
Gain (Loss) on Sales of Loans, Net, Total	$ 0	$ 224
Loans Still Classified as Non-accrual Status, Period of Past Due (Day)	90 days
Financing Receivable, Nonaccrual	$ 3,900		3,900
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0
Evaluated Individually for Impairment, Non-accrued Loans Other Than TDRs, Threshold	100
Financing Receivable, Collectively Evaluated for Impairment	1,026,565		971,474
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	43	$ 60
Financing Receivable, Troubled Debt Restructuring	6,700		6,900
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Number of Real Estate Properties, Foreclosed	0	0
Troubled Debt Restructuring [Member]
Loans and Leases Receivable, Allowance, Ending Balance	$ 18		26
Nonaccrual Loans [Member]
Financing Receivable, Collectively Evaluated for Impairment	500		600
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	6,500		6,700
Nonperforming Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	200		200
One- to Four-family Mortgages [Member]
Recorded Investment of Mortgage Loans Sold	500	$ 4,300
Gain (Loss) on Sales of Loans, Net, Total	0	224
Small Business Administration [Member]
Loans Serviced for Others, Unpaid Principal Balance	71,000	$ 77,200
Commercial and Industrial [Member]
Loans and Leases Receivable, Gross	207,146		193,086
Financing Receivable, Collectively Evaluated for Impairment	206,423		192,324
Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross	8,000		21,900
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	400		1,000
Loans and Leases Receivable, Allowance, Ending Balance	0		0
Simple Loans [Member] | Commercial Equipment Financing [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	23,000		7,900
Municipal Leases [Member] | Commercial Equipment Financing [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	3,100		2,400
Direct Finance Leases [Member] | Commercial Equipment Financing [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 247,699		$ 234,113
Number of Real Estate Properties in OREO	2	2
Mortgage Loans in Process of Foreclosure, Amount	$ 98	$ 286

Note 4 - Loans and Leases - Loa

Note 4 - Loans and Leases - Loans Receivable, Net (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans, gross	$ 1,036,376	$ 981,447
Unearned income	(638)	(1,442)
Net deferred loan origination fees (costs)	662	(566)
Allowance for loan and lease losses	(13,129)	(12,416)
Loans and leases, net	1,023,271	967,023
Residential Portfolio Segment [Member]
Loans, gross	247,699	234,113
Commercial Real Estate Portfolio Segment [Member]
Loans, gross	373,559	366,009
Construction, Land Acquisition and Development [Member]
Loans, gross	49,796	41,646
Commercial and Industrial [Member]
Loans, gross	207,146	193,086
Consumer Portfolio Segment [Member]
Loans, gross	94,649	85,522
State and Political Subdivisions [Member]
Loans, gross	$ 63,527	$ 61,071

Note 4 - Loans - Activity in th

Note 4 - Loans - Activity in the Allowance for Loan Losses, by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Beginning balance, January 1, 2022	$ 12,416	$ 11,950
Charge-offs	(95)	(361)
Recoveries	49	301
Provision for loan and lease losses	759	186
Individually evaluated for impairment, allowance	18		$ 26
Collectively evaluated for impairment, allowance	13,111		12,390
Total, allowance	13,129	12,076	12,416
Individually evaluated for impairment	9,811		9,973
Financing Receivable, Collectively Evaluated for Impairment	1,026,565		971,474
Total	1,036,376		981,447
Residential Portfolio Segment [Member]
Total	247,699		234,113
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Beginning balance, January 1, 2022	2,081	1,715
Charge-offs	(3)	0
Recoveries	0	3
Provision for loan and lease losses	118	14
Individually evaluated for impairment, allowance	5		9
Collectively evaluated for impairment, allowance	2,191		2,072
Total, allowance	2,196	1,732	2,081
Individually evaluated for impairment	1,679		1,681
Financing Receivable, Collectively Evaluated for Impairment	246,020		232,432
Total	247,699		234,113
Commercial Real Estate Portfolio Segment [Member]
Total	373,559		366,009
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Beginning balance, January 1, 2022	4,530	4,268
Charge-offs	0	0
Recoveries	0	46
Provision for loan and lease losses	(106)	207
Individually evaluated for impairment, allowance	5		6
Collectively evaluated for impairment, allowance	4,419		4,524
Total, allowance	4,424	4,521	4,530
Individually evaluated for impairment	7,409		7,530
Financing Receivable, Collectively Evaluated for Impairment	366,150		358,479
Total	373,559		366,009
Construction, Land Acquisition and Development [Member]
Total	49,796		41,646
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Beginning balance, January 1, 2022	392	538
Charge-offs	0	0
Recoveries	0	0
Provision for loan and lease losses	146	(22)
Individually evaluated for impairment, allowance	0		0
Collectively evaluated for impairment, allowance	538		392
Total, allowance	538	516	392
Individually evaluated for impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	49,796		41,646
Total	49,796		41,646
Commercial and Industrial [Member]
Beginning balance, January 1, 2022	2,670	2,619
Charge-offs	(19)	(19)
Recoveries	4	25
Provision for loan and lease losses	437	(22)
Individually evaluated for impairment, allowance	8		11
Collectively evaluated for impairment, allowance	3,084		2,659
Total, allowance	3,092	2,603	2,670
Individually evaluated for impairment	723		762
Financing Receivable, Collectively Evaluated for Impairment	206,423		192,324
Total	207,146		193,086
Consumer Portfolio Segment [Member]
Beginning balance, January 1, 2022	1,159	1,319
Charge-offs	(73)	(342)
Recoveries	45	227
Provision for loan and lease losses	128	15
Individually evaluated for impairment, allowance	0		0
Collectively evaluated for impairment, allowance	1,259		1,159
Total, allowance	1,259	1,219	1,159
Individually evaluated for impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	94,649		85,522
Total	94,649		85,522
State and Political Subdivisions [Member]
Beginning balance, January 1, 2022	455	405
Charge-offs	0	0
Recoveries	0	0
Provision for loan and lease losses	36	(18)
Individually evaluated for impairment, allowance	0		0
Collectively evaluated for impairment, allowance	491		455
Total, allowance	491	387	455
Individually evaluated for impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	63,527		61,071
Total	63,527		61,071
Unallocated Financing Receivables [Member]
Beginning balance, January 1, 2022	1,129	1,086
Charge-offs	0	0
Recoveries	0	0
Provision for loan and lease losses	0	12
Individually evaluated for impairment, allowance	0		0
Collectively evaluated for impairment, allowance	1,129		1,129
Total, allowance	1,129	$ 1,098	1,129
Individually evaluated for impairment	0		0
Financing Receivable, Collectively Evaluated for Impairment	0		0
Total	$ 0		$ 0

Note 4 - Loans and Leases - L_2

Note 4 - Loans and Leases - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans	$ 1,036,376	$ 981,447
Commercial Loans [Member]
Loans	730,554	695,353
Accruing Loans [Member]
Loans	304,939	285,304
Nonaccrual Loans [Member]
Loans	883	790
Subtotal, Other Loans [Member]
Loans	305,822	286,094
Pass [Member] | Commercial Loans [Member]
Loans	706,700	676,421
Special Mention [Member] | Commercial Loans [Member]
Loans	15,741	10,639
Substandard [Member] | Commercial Loans [Member]
Loans	8,113	8,293
Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member]
Loans	247,699	234,113
Residential Portfolio Segment [Member] | Commercial Loans [Member]
Loans	42,360	42,635
Residential Portfolio Segment [Member] | Accruing Loans [Member]
Loans	204,659	190,919
Residential Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	680	559
Residential Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	205,339	191,478
Residential Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	41,780	42,028
Residential Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	506	530
Residential Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	74	77
Residential Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	373,559	366,009
Commercial Real Estate Portfolio Segment [Member] | Commercial Loans [Member]
Loans	373,559	366,009
Commercial Real Estate Portfolio Segment [Member] | Accruing Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	358,713	350,904
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	8,097	8,232
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	6,749	6,873
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member]
Loans	49,796	41,646
Construction, Land Acquisition and Development [Member] | Commercial Loans [Member]
Loans	46,197	34,869
Construction, Land Acquisition and Development [Member] | Accruing Loans [Member]
Loans	3,599	6,777
Construction, Land Acquisition and Development [Member] | Nonaccrual Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Subtotal, Other Loans [Member]
Loans	3,599	6,777
Construction, Land Acquisition and Development [Member] | Pass [Member] | Commercial Loans [Member]
Loans	46,197	34,869
Construction, Land Acquisition and Development [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Construction, Land Acquisition and Development [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	207,146	193,086
Commercial and Industrial [Member] | Commercial Loans [Member]
Loans	204,915	190,774
Commercial and Industrial [Member] | Accruing Loans [Member]
Loans	2,231	2,312
Commercial and Industrial [Member] | Nonaccrual Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Subtotal, Other Loans [Member]
Loans	2,231	2,312
Commercial and Industrial [Member] | Pass [Member] | Commercial Loans [Member]
Loans	196,487	187,554
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	7,138	1,877
Commercial and Industrial [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	1,290	1,343
Commercial and Industrial [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Commercial and Industrial [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	94,649	85,522
Consumer Portfolio Segment [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Accruing Loans [Member]
Loans	94,446	85,291
Consumer Portfolio Segment [Member] | Nonaccrual Loans [Member]
Loans	203	231
Consumer Portfolio Segment [Member] | Subtotal, Other Loans [Member]
Loans	94,649	85,522
Consumer Portfolio Segment [Member] | Pass [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member]
Loans	63,527	61,071
State and Political Subdivisions [Member] | Commercial Loans [Member]
Loans	63,523	61,066
State and Political Subdivisions [Member] | Accruing Loans [Member]
Loans	4	5
State and Political Subdivisions [Member] | Nonaccrual Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Subtotal, Other Loans [Member]
Loans	4	5
State and Political Subdivisions [Member] | Pass [Member] | Commercial Loans [Member]
Loans	63,523	61,066
State and Political Subdivisions [Member] | Special Mention [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Substandard [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Doubtful [Member] | Commercial Loans [Member]
Loans	0	0
State and Political Subdivisions [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Loans [Member]
Loans	$ 0	$ 0

Note 4 - Loans and Leases - Per

Note 4 - Loans and Leases - Performing and Non-performing Loan Delinquency Status (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans	$ 1,036,376	$ 981,447
Residential Portfolio Segment [Member]
Loans	247,699	234,113
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	247,699	234,113
Commercial Real Estate Portfolio Segment [Member]
Loans	373,559	366,009
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	373,559	366,009
Construction, Land Acquisition and Development [Member]
Loans	49,796	41,646
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Loans	49,796	41,646
Commercial and Industrial [Member]
Loans	207,146	193,086
Consumer Portfolio Segment [Member]
Loans	94,649	85,522
State and Political Subdivisions [Member]
Loans	63,527	61,071
Financial Asset, 1 to 29 Days Past Due [Member]
Loans	1,032,380	977,935
Financial Asset, 1 to 29 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	1,030,631	976,082
Financial Asset, 1 to 29 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	1,749	1,853
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	246,316	233,054
Financial Asset, 1 to 29 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	67	67
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	371,121	363,394
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	49,796	41,646
Financial Asset, 1 to 29 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	206,641	192,584
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	469	497
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	93,230	84,333
Financial Asset, 1 to 29 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	102	117
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	63,527	61,071
Financial Asset, 1 to 29 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 1 to 29 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	1,111	1,172
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,920	1,392
Financial Asset, 30 to 59 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	1,781	1,280
Financial Asset, 30 to 59 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	139	112
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	629	406
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	93	27
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	116
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	35	4
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	1,117	754
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	46	85
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	125	324
Financial Asset, 60 to 89 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	100	222
Financial Asset, 60 to 89 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	25	102
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	17
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	87
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	1	1
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	99	204
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	25	15
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	1,951	1,796
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	1,951	1,796
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	594	455
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	30	14
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	1,327	1,327
Financial Asset, Past Due [Member]
Loans	1,036,376	981,447
Financial Asset, Past Due [Member] | Performing Financial Instruments [Member]
Loans	1,032,512	977,584
Financial Asset, Past Due [Member] | Nonperforming Financial Instruments [Member]
Loans	3,864	3,863
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	246,945	233,477
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	754	636
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	371,121	363,510
Financial Asset, Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	49,796	41,646
Financial Asset, Past Due [Member] | Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Commercial and Industrial [Member] | Performing Financial Instruments [Member]
Loans	206,677	192,589
Financial Asset, Past Due [Member] | Commercial and Industrial [Member] | Nonperforming Financial Instruments [Member]
Loans	469	497
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	94,446	85,291
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	203	231
Financial Asset, Past Due [Member] | State and Political Subdivisions [Member] | Performing Financial Instruments [Member]
Loans	63,527	61,071
Financial Asset, Past Due [Member] | State and Political Subdivisions [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	$ 2,438	$ 2,499

Note 4 - Loans and Leases - Imp

Note 4 - Loans and Leases - Impaired Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Recorded investment, with no allowance recorded	$ 3,500	$ 3,208
Unpaid principal balance, with no allowance recorded	5,371	5,040
Recorded investment, with a related allowance recorded	6,311	6,765
Unpaid principal balance, with a related allowance recorded	6,529	6,982
Related Allowance	18	26
Recorded Investment	9,811	9,973
Unpaid principal balance	11,900	12,022
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	534	395
Unpaid principal balance, with no allowance recorded	604	463
Recorded investment, with a related allowance recorded	1,145	1,286
Unpaid principal balance, with a related allowance recorded	1,145	1,285
Related Allowance	5	9
Recorded Investment	1,679	1,681
Unpaid principal balance	1,749	1,748
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	2,438	2,499
Unpaid principal balance, with no allowance recorded	4,203	4,230
Recorded investment, with a related allowance recorded	4,971	5,031
Unpaid principal balance, with a related allowance recorded	4,971	5,031
Related Allowance	5	6
Recorded Investment	7,409	7,530
Unpaid principal balance	9,174	9,261
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	0	0
Commercial and Industrial [Member]
Recorded investment, with no allowance recorded	528	314
Unpaid principal balance, with no allowance recorded	564	347
Recorded investment, with a related allowance recorded	195	448
Unpaid principal balance, with a related allowance recorded	413	666
Related Allowance	8	11
Recorded Investment	723	762
Unpaid principal balance	977	1,013
Consumer Portfolio Segment [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	0	0
State and Political Subdivisions [Member]
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Recorded investment, with a related allowance recorded	0	0
Unpaid principal balance, with a related allowance recorded	0	0
Related Allowance	0	0
Recorded Investment	0	0
Unpaid principal balance	$ 0	$ 0

Note 4 - Loans and Leases - Ave

Note 4 - Loans and Leases - Average Balance and Interest Income by Loan Category Recognized on Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Average balance		$ 9,908	$ 11,303
Interest income	[1]	73	78
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		1,723	2,090
Interest income	[1]	15	18
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Average balance		7,450	8,284
Interest income	[1]	54	57
Construction, Land Acquisition and Development [Member] | Real Estate Loan [Member]
Average balance		0	68
Interest income	[1]	0	1
Commercial and Industrial [Member]
Average balance		735	861
Interest income	[1]	4	2
Consumer Portfolio Segment [Member]
Average balance		0	0
Interest income	[1]	0	0
State and Political Subdivisions [Member]
Average balance		0	0
Interest income	[1]	$ 0	$ 0
[1]	Interest income represents income recognized on performing TDRs.

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Deposits, Total	$ 1,411,593	$ 1,455,028
Interest-Bearing Deposit Liabilities, Total	1,094,052	1,134,939
Noninterest-Bearing Deposit Liabilities, Total	$ 317,541	$ 320,089

Note 5 - Deposits - Summary of

Note 5 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Demand (non-interest-bearing)	$ 317,541	$ 320,089
Interest-bearing demand	793,043	857,849
Savings	146,602	134,224
Time ($250,000 and over)	25,371	26,531
Other time	129,036	116,335
Total interest-bearing	1,094,052	1,134,939
Total deposits	$ 1,411,593	$ 1,455,028

Note 6 - Borrowings (Details Te

Note 6 - Borrowings (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Advance from Federal Home Loan Bank, Total	$ 76,950	$ 20,000
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust, Total	10,310	10,310
Junior Subordinated Debt [Member] | First National Community Statutory Trust 1 [Member]
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust, Total	10,300	10,300
Federal Reserve Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity	20,400
Borrower-in-custody Program [Member] | Federal Reserve Bank Advances [Member]
Short-Term Debt, Total	0	26,900
Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	475,400	$ 478,300
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	389,400
Federal Home Loan Bank of Pittsburgh [Member] | FHLB of Pittsburgh Advances - Overnight [Member]
Advance from Federal Home Loan Bank, Total	67,000
Federal Home Loan Bank of Pittsburgh [Member] | FHLB of Pittsburgh Advances - Term [Member]
Advance from Federal Home Loan Bank, Total	$ 10,000

Note 6 - Borrowings - Component

Note 6 - Borrowings - Components of Borrowed Funds (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Long-term borrowed funds, ending balance	$ 87,260	$ 30,310
Total borrowed funds	87,260	30,310
Junior Subordinated Debt [Member]
Long-term borrowed funds, ending balance	10,310	10,310
Federal Home Loan Bank Advances [Member]
Short-term borrowed funds, ending balance	76,950	20,000
Federal Home Loan Bank Advances [Member] | FHLB of Pittsburgh Advances - Overnight [Member]
Short-term borrowed funds, ending balance	66,950	0
Federal Home Loan Bank Advances [Member] | FHLB of Pittsburgh Advances - Term [Member]
Short-term borrowed funds, ending balance	$ 10,000	$ 20,000

Note 7 - Income Taxes (Details

Note 7 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	21.00%
Deferred Tax Assets, Valuation Allowance, Total	$ 0		$ 0

Note 7 - Income Taxes - Effecti

Note 7 - Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Provision at statutory tax rates	$ 1,107	$ 1,431
Provision at statutory tax rates, percentage	21.00%	21.00%
Tax-free interest income	$ (201)	$ (183)
Tax-free interest income	(3.81%)	(2.68%)
Non-deductible interest expense	$ 11	$ 11
Non-deductible interest expense, percentage	0.21%	0.17%
Bank-owned life insurance	$ (31)	$ (114)
Bank-owned life insurance, percentage	(0.59%)	(1.68%)
Unrealized losses (gains) on equity securities	$ 26	$ (76)
Unrealized losses (gains) on equity securities	0.49%	(1.12%)
Other items, net	$ 5	$ (88)
Other items, net, percentage	0.10%	(1.29%)
Income tax provision	$ 917	$ 981
Income tax provision, percentage	17.40%	14.40%

Note 8 - Related Party Transa_3

Note 8 - Related Party Transactions (Details Textual) - Directors, Executive Officers and Their Related Parties [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Related Party Deposit Liabilities	$ 148,800		$ 152,600
Related Party Transactions, Interest Paid on Deposits	38,000	$ 92,000
Related Party Transaction, Expenses from Transactions with Related Party	90,000	$ 362,000
Nonperforming Financial Instruments [Member]
Due from Related Parties, Total	$ 0

Note 8 - Related Party Transa_4

Note 8 - Related Party Transactions - Related Party Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance, beginning of period	$ 71,437	$ 98,935
Additions, new loans and advances	15,362	8,210
Repayments	(10,009)	(4,647)
Balance, end of period	$ 76,790	$ 102,498

Note 9 - Commitments and Cont_3

Note 9 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating Lease, Expense	$ 98,000	$ 97,000
Other Assets [Member]
Operating Lease, Right-of-Use Asset	2,900
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 3,160

Note 9 - Commitments and Cont_4

Note 9 - Commitments and Contingencies - Maturity of Remaining Operating Lease Liabilities (Details) $ in Thousands	Mar. 31, 2022USD ($)
2022	$ 272
2023	368
2024	323
2025	328
2026	329
2027 and thereafter	2,271
Total lease payments	3,891
Less: imputed interest	731
Other Liabilities [Member]
Present value of operating lease liabilities	$ 3,160

Note 9 - Commitments and Cont_5

Note 9 - Commitments and Contingencies - Other Information Related to Operating Leases (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Weighted-average remaining lease term (in years) (Year)	12 years 10 days	13 years 1 month 2 days
Weighted-average discount rate	3.28%	3.32%
Operating cash flows from operating leases	$ 125	$ 108

Note 10 - Stock Compensation _3

Note 10 - Stock Compensation Plans (Details Textual) - Long-Term Incentive Compensation Plan [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	1,200,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	71,860	66,065
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	608,729
Share-Based Payment Arrangement, Expense	$ 100	$ 80
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 1,600	$ 1,300
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	4 years 29 days

Note 10 - Stock Compensation _4

Note 10 - Stock Compensation Plans - Stock Compensation Plans (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Total outstanding, beginning of period (in shares)	174,297	159,913
Unvested restricted stock awards at January 1, Weighted average grant date fair value (in dollars per share)	$ 7.37	$ 7.07
Awards granted (in shares)	71,860	66,065
Awards granted, Weighted average grant date fair value (in dollars per share)	$ 9.64	$ 7.98
Forfeitures (in shares)	(1,382)	0
Forfeitures, Weighted average grant date fair value (in dollars per share)	$ 7.24	$ 0
Shares vested (in shares)	0	0
Shares vested (in dollars per share)	$ 0	$ 0
Total outstanding, end of period (in shares)	244,775	225,978
Unvested restricted stock awards at January 1, Weighted average grant date fair value (in dollars per share)	$ 8.03	$ 7.34

Note 11 - Regulatory Matters__3

Note 11 - Regulatory Matters/Subsequent Events (Details Textual) - $ / shares	Apr. 27, 2022	Jan. 26, 2022	Mar. 31, 2022	Mar. 31, 2021
Common Stock, Dividends, Per Share, Declared (in dollars per share)			$ 0.075	$ 0.060
Stock Issued During Period, Shares, Dividend Reinvestment Plan (in shares)			1,310	3,207
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)		750,000
Stock Repurchased and Retired During Period, Shares (in shares)		307,514
Stock Repurchased and Retired During Period, Weighted Average Cost Per Share (in dollars per share)		$ 9.69
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.075
Dividends Payable, Date to be Paid	Jun. 15, 2022
Dividends Payable, Date of Record	Jun. 1, 2022

Note 11 - Regulatory Matters__4

Note 11 - Regulatory Matters/Subsequent Events - Risk-based Capital and Related Ratios (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Total capital (to risk-weighted assets), Amount	$ 167,241	$ 161,957
Total capital (to risk-weighted assets), Ratio	0.1410	0.1464
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0800	0.0800
Total capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.1050	0.1050
Total capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.1000	0.1000
Tier I capital (to risk-weighted assets), Amount	$ 153,481	$ 148,958
Tier I capital (to risk-weighted assets), Ratio	0.1294	0.1346
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0600	0.0600
Tier I capital (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0850	0.0850
Tier I capital (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0800	0.0800
Tier I common equity (to risk-weighted assets), Amount	$ 153,481	$ 148,958
Tier I common equity (to risk-weighted assets), Ratio	0.1294	0.1346
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes	0.0450	0.0450
Tier I common equity (to risk-weighted assets), Minimum required for capital adequacy purposes with conservation buffer	0.0700	0.0700
Tier I common equity (to risk-weighted assets), To be well capitalized under prompt corrective action	0.0650	0.0650
Tier I capital (to average assets), Amount	$ 153,481	$ 148,958
Tier I capital (to average assets), Ratio	0.0930	0.0892
Tier I capital (to average assets), Minimum required for capital adequacy purposes	0.0400	0.0400
Tier I capital (to average assets), Minimum required for capital adequacy purposes with conservation buffer	0.0400	0.0400
Tier I capital (to average assets), To be well capitalized under prompt corrective action	0.0500	0.0500
Total risk-weighted assets, Amount	$ 1,186,085	$ 1,106,636
Total average assets, Amount	$ 1,649,636	$ 1,669,932

Note 12 - Fair Value Measurem_3

Note 12 - Fair Value Measurements (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021	Dec. 31, 2021USD ($)
Debt Securities, Available-for-Sale, Amortized Cost, Total	$ 537,329		$ 514,801
Debt Securities, Available-for-Sale, Total	$ 514,133		522,566
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Number of Securities	28
Debt Securities, Available-for-Sale, Amortized Cost, Total	$ 33,938		31,300
Debt Securities, Available-for-Sale, Total	$ 33,661		$ 32,063
Debt Securities, Available-for-sale, Level 3 to Level 2 Transfers	1	4
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Debt Securities, Available-for-Sale, Measurement Input	3.62
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Debt Securities, Available-for-Sale, Measurement Input	4.65
Inactive Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Number of Securities	7
Debt Securities, Available-for-Sale, Amortized Cost, Total	$ 11,000
Debt Securities, Available-for-Sale, Total	$ 11,300

Note 12 - Fair Value Measurem_4

Note 12 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available-for-sale debt securities	$ 514,133	$ 522,566
Equity securities, at fair value	5,018	4,922
US Treasury Securities [Member]
Available-for-sale debt securities	35,014	36,355
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities	240,859	244,372
Collateralized Mortgage-Backed Securities [Member]
Available-for-sale debt securities	23,194	25,506
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities	65,679	67,165
Corporate Debt Securities [Member]
Available-for-sale debt securities	33,661	32,063
Asset-Backed Securities [Member]
Available-for-sale debt securities	13,258	11,932
Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities	695	736
Fair Value, Recurring [Member]
Available-for-sale debt securities	514,133	522,566
Equity securities, at fair value	5,018	4,922
Derivative assets	1,184	363
Total financial assets	520,335	527,851
Derivative liabilities	386	99
Total financial liabilities	386	99
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Equity securities, at fair value	5,018	4,922
Derivative assets	0	0
Total financial assets	5,018	4,922
Derivative liabilities	0	0
Total financial liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	502,868	510,221
Equity securities, at fair value	0	0
Derivative assets	1,184	363
Total financial assets	504,052	510,584
Derivative liabilities	386	99
Total financial liabilities	386	99
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	11,265	12,345
Equity securities, at fair value	0	0
Derivative assets	0
Total financial assets	11,265	12,345
Derivative liabilities	0	0
Total financial liabilities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Available-for-sale debt securities	35,014	36,355
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	35,014	36,355
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale debt securities	240,859	244,372
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	240,859	244,372
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member]
Available-for-sale debt securities	98,248	100,710
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	98,248	100,710
Fair Value, Recurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member]
Available-for-sale debt securities	3,525	3,727
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	3,525	3,727
Fair Value, Recurring [Member] | Commercial Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale debt securities	23,194	25,506
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	23,194	25,506
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Available-for-sale debt securities	65,679	67,165
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	65,679	67,165
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale debt securities	33,661	32,063
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	22,396	19,718
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	11,265	12,345
Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Available-for-sale debt securities	13,258	11,932
Fair Value, Recurring [Member] | Asset-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Asset-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	13,258	11,932
Fair Value, Recurring [Member] | Asset-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member]
Available-for-sale debt securities	695	736
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale debt securities	0	0
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale debt securities	695	736
Fair Value, Recurring [Member] | Negotiable Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale debt securities	$ 0	$ 0

Note 12 - Fair Value Measurem_5

Note 12 - Fair Value Measurements - Changes in Fair Value Assets (Details) - Corporate Debt Securities [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance	$ 12,345	$ 16,424
Additions	0	1,750
Redemptions	0	0
Transfer to Level 2	(756)	(3,947)
Sales	0	0
Included in earnings	0	0
Included in other comprehensive (loss) income	(324)	107
Balance	$ 11,265	$ 14,334

Note 12 - Fair Value Measurem_6

Note 12 - Fair Value Measurements - Assets Measured At Fair Value on a Non-recurring Basis and Quantitative Information (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Recorded Investment	$ 9,811	$ 9,973
Related Allowance	18	26
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member]
Other real estate owned, recorded investment	228	920
Other real estate owned, allowance	0	0
Other real estate owned, fair value	228	920
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Impaired Loans, Collateral Dependent [Member]
Recorded Investment	3,267	3,208
Related Allowance	0	0
Fair Value	$ 3,267	$ 3,208
Selling Cost	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Market Approach [Member] | Other Real Estate Owned [Member]
Selling Cost	1.00%	1.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member]
Recorded Investment	$ 6,544	$ 6,765
Related Allowance	18	26
Fair Value	$ 6,526	$ 6,739
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Minimum [Member]
Discount Rate	3.00%	3.00%
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Valuation, Income Approach [Member] | Impaired Loans, Other [Member] | Maximum [Member]
Discount Rate	8.75%	8.75%

Note 12 - Fair Value Measurem_7

Note 12 - Fair Value Measurements - Estimated Fair Values of the Company's Financial Information (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available-for-sale debt securities	$ 514,133	$ 522,566
Equity securities, at fair value	5,018	4,922
Reported Value Measurement [Member]
Available-for-sale debt securities	514,133	522,566
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	24,102	99,020
Equity securities, at fair value	5,018	4,922
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	4,020	1,911
Loans and leases, net	1,023,271	967,023
Accrued interest receivable	4,870	4,643
Derivative assets	1,191	371
Deposits	1,411,593	1,455,028
Borrowed funds	87,260	30,310
Accrued interest payable	57	49
Derivative liabilities	388	96
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Servicing rights	249	268
Estimate of Fair Value Measurement [Member]
Available-for-sale debt securities	514,133	522,566
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	24,102	99,020
Equity securities, at fair value	5,018	4,922
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Restricted stock	4,020	1,911
Loans and leases, net	1,015,585	967,087
Accrued interest receivable	4,870	4,643
Derivative assets	1,184	363
Deposits	1,409,971	1,454,812
Borrowed funds	87,247	30,310
Accrued interest payable	57	49
Derivative liabilities	386	99
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Servicing rights	$ 558	$ 526

Note 13 - Earnings Per Share -

Note 13 - Earnings Per Share - Calculation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 4,353	$ 5,833
Basic weighted-average number of common shares outstanding (in shares)	19,935,288	20,242,262
Plus: Common share equivalents (in shares)	36,825	11,344
Diluted weighted-average number of common shares outstanding (in shares)	19,972,113	20,253,606
Basic (in dollars per share)	$ 0.22	$ 0.29
Diluted (in dollars per share)	$ 0.22	$ 0.29

Note 14 - Other Comprehensive_3

Note 14 - Other Comprehensive Income - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Reclassification adjustment for gains included in net income	$ 0	$ (213)
Income tax expense	917	981
Net of tax amount	0	168
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification adjustment for gains included in net income	0	(213)
Income tax expense	0	45
Net of tax amount	$ 0	$ (168)

Note 14 - Other Comprehensive_4

Note 14 - Other Comprehensive Income - Changes in Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balances	$ 162,457	$ 155,860
Total other comprehensive loss	(24,043)	(5,587)
Balances	138,389	154,930
AOCI Attributable to Parent [Member]
Balances	6,352	13,886
Other comprehensive loss before reclassifications	(24,043)	(5,419)
Amount reclassified from accumulated other comprehensive income	0	(168)
Total other comprehensive loss	(24,043)	(5,587)
Balances	$ (17,691)	$ 8,299