Wayne Savings Bancshares (WAYN) 10-Q 8 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document And Entity Information
Entity Registrant Name	WAYNE SAVINGS BANCSHARES INC /DE/
Entity Central Index Key	1036030
Document Type	10-Q
Document Period End Date	31-Mar-15
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,806,839
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2015

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and due from banks	$7,846	$6,200
Interest-bearing deposits	4,254	4,583
Cash and cash equivalents	12,100	10,783
Available-for-sale securities	104,336	108,969
Held-to-maturity securities	8,274	6,989
Loans, net of allowance for loan losses of $2,349 and $2,769 at March 31, 2015 and December 31, 2014, respectively	268,233	265,609
Premises and equipment	6,726	6,829
Federal Home Loan Bank stock	4,226	4,226
Foreclosed assets held for sale, net	120	179
Accrued interest receivable	1,331	1,154
Bank-owned life insurance	9,349	9,282
Goodwill	1,719	1,719
Other assets	1,924	1,631
Prepaid federal income taxes	406	343
Total assets	418,744	417,713
Deposits
Demand	90,947	91,921
Savings and money market	131,141	129,222
Time	127,795	127,779
Total deposits	349,883	348,922
Other short-term borrowings	7,076	7,000
Federal Home Loan Bank advances	16,459	16,438
Interest payable and other liabilities	4,045	4,678
Deferred federal income taxes	916	673
Total liabilities	378,379	377,711
Commitments and Contingencies
Stockholders' Equity
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued	398	398
Additional paid-in capital	36,001	35,995
Retained earnings	20,594	20,403
Shares acquired by ESOP	-398	-416
Accumulated other comprehensive income	368	220
Treasury stock, at cost: Common: 1,171,892 shares at both March 31, 2015 and December 31, 2014.	-16,598	-16,598
Total stockholders' equity	40,365	40,002
Total liabilities and stockholders' equity	$418,744	$417,713

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Condensed Consolidated Balance Sheets [Abstract]
Allowance for loan losses	$2,349	$2,769
Preferred stock, par value	$0.10	$0.10
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued	0	0
Common stock, par value	$0.10	$0.10
Common stock, shares authorized	9,000,000	9,000,000
Common stock, shares issued	3,978,731	3,978,731
Treasury stock, shares	1,171,892	1,171,892

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income and Comprehensive Income (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and Dividend Income
Loans	$2,810,000	$2,890,000
Securities	704,000	780,000
Dividends on Federal Home Loan Bank stock and other	44,000	51,000
Total interest and dividend income	3,558,000	3,721,000
Interest Expense
Deposits	392,000	395,000
Other short-term borrowings	2,000	2,000
Federal Home Loan Bank advances	92,000	145,000
Total interest expense	486,000	542,000
Net Interest Income	3,072,000	3,179,000
Provision for Loan Losses	233,000	8,000
Net Interest Income After Provision for Loan Losses	2,839,000	3,171,000
Noninterest Income
Gain on loan sales	47,000	25,000
Earnings on bank-owned life insurance	72,000	71,000
Service fees, charges and other operating	312,000	269,000
Total noninterest income	431,000	365,000
Noninterest Expense [Abstract]
Salaries and employee benefits	1,575,000	1,493,000
Net occupancy and equipment expense	487,000	511,000
Federal deposit insurance premiums	60,000	63,000
Franchise taxes	66,000	64,000
Loss on sale of foreclosed assets held for sale	15,000
Loss (gain) on sale of premises and equipment	2,000	-6,000
Amortization of intangible assets		23,000
Other	498,000	497,000
Total noninterest expense	2,703,000	2,645,000
Income Before Federal Income Taxes	567,000	891,000
Provision for Federal Income Taxes	127,000	221,000
Net Income	440,000	670,000
Other comprehensive income:
Unrealized gains on available-for-sale securities	224,000	542,000
Tax expense	-76,000	-184,000
Other comprehensive income	148,000	358,000
Total comprehensive income	$588,000	$1,028,000
Basic Earnings Per Share	$0.16	$0.24
Diluted Earnings Per Share	$0.16	$0.24
Dividends Per Share	$0.09	$0.08

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Consolidated Statements of Stockholders' Equity [Abstract]
Dividends Per Share	$0.09	$0.08

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Operating Activities
Net income	$440,000	$670,000
Items not requiring (providing) cash
Depreciation and amortization	140,000	146,000
Provision for loan losses	233,000	8,000
Amortization of premiums and discounts on securities	329,000	266,000
Amortization of mortgage servicing rights	8,000	12,000
Amortization of deferred loan origination fees	-17,000	-22,000
Amortization of intangible asset		23,000
Increase in value of bank-owned life insurance	-67,000	-67,000
Amortization expense of stock benefit plan	24,000	22,000
Loss on sale of foreclosed assets held for sale	15,000
Loss (gain) on sale of premises and equipment	2,000	-6,000
Net gain on sale of loans	-47,000	-25,000
Proceeds from sale of loans in the secondary market	1,425,000	611,000
Origination of loans for sale in the secondary market	-1,378,000	-586,000
Deferred income taxes	167,000	-24,000
Changes in
Accrued interest receivable	-177,000	-235,000
Other assets	-364,000	-28,000
Interest payable and other liabilities	-188,000	-453,000
Net cash provided by operating activities	545,000	312,000
Investing Activities
Purchases of available-for-sale securities	-1,927,000	-6,411,000
Purchase of held-to-maturity securities	-1,306,000
Proceeds from maturities and paydowns of available-for-sale securities	6,461,000	4,982,000
Proceeds from maturities and paydowns of held-to-maturity securities	15,000	19,000
Proceeds from Federal Home Loan Bank stock redemption		799,000
Net change in loans	-2,840,000	-1,418,000
Purchase of premises and equipment	-39,000	-90,000
Proceeds from the sale of premises and equipment		6,000
Proceeds from the sale of foreclosed assets	44,000
Net cash provided (used) in investing activities	408,000	-2,113,000
Financing Activities
Net change in deposits	961,000	613,000
Net change in other short-term borrowings	76,000	-1,394,000
Proceeds from Federal Home Loan Bank advances	21,000	2,280,000
Repayments of Federal Home Loan Bank advances		-2,250,000
Advances by borrowers for taxes and insurance	-445,000	-433,000
Dividends on common stock	-249,000	-222,000
Treasury stock purchases		-56,000
Net cash provided (used) in financing activities	364,000	-1,462,000
Change in Cash and Cash Equivalents	1,317,000	-3,263,000
Cash and Cash Equivalents, Beginning of period	10,783,000	13,381,000
Cash and Cash Equivalents, End of period	12,100,000	10,118,000
Supplemental Cash Flows Information
Interest paid on deposits and borrowings	468,000	518,000
Federal income taxes paid		200,000
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Recognition of mortgage servicing rights	21,000	9,000
Dividends payable	$253,000	$227,000

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1:            Basis of Presentation
	The accompanying unaudited condensed consolidated financial statements as of March 31, 2015 and for the three months ended March 31, 2015 and 2014, were prepared in accordance with instructions for Form 10-Q and Article 10 of Regulation S-X and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America.  Accordingly, these condensed financial statements should be read in conjunction with the consolidated financial statements and notes thereto of Wayne Savings Bancshares, Inc. (the “Company”) included in the Annual Report on Form 10-K for the year ended December 31, 2014.  Reference is made to the accounting policies of the Company described in the Notes to the Consolidated Financial Statements contained in its Annual Report on Form 10-K.
	In the opinion of management, all adjustments (consisting only of normal recurring adjustments) which are necessary for a fair presentation of the unaudited financial statements have been included.  The results of operations for the three months ended March 31, 2015, are not necessarily indicative of the results which may be expected for the full year.  The condensed consolidated balance sheet of the Company as of December 31, 2014, has been derived from the consolidated balance sheet of the Company as of that date.
	Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.

Principles_of_Consolidation

Principles of Consolidation	3 Months Ended
	Mar. 31, 2015
Principles of Consolidation [Abstract]
Principles of Consolidation	Note 2:            Principles of Consolidation
	The accompanying condensed consolidated financial statements include Wayne Savings Bancshares, Inc. and the Company's wholly-owned subsidiary, Wayne Savings Community Bank (“Wayne Savings” or the “Bank”).
	Wayne Savings has eleven full-service offices in Wayne, Holmes, Ashland, Medina and Stark counties.  All significant intercompany transactions and balances have been eliminated in the consolidation.

Securities

Securities	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Securities	Note 3:            Securities
	The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows:
		Amortized		Gross		Gross		Approximate
		Cost		Unrealized		Unrealized		Fair Value
				Gains		Losses
		(In thousands)
	Available-for-sale securities
	March 31, 2015:
	U.S. government agencies	$	123	$	-	$	-	$	123
	Mortgage-backed securities of government sponsored entities		83,437		1,305		168		84,574
	Private-label collateralized mortgage obligations		445		9		-		454
	State and political subdivisions		18,213		986		14		19,185
	Totals	$	102,218	$	2,300	$	182	$	104,336
			Amortized		Gross		Gross		Approximate
			Cost		Unrealized		Unrealized		Fair Value
					Gains		Losses
	Available-for-sale securities	(In thousands)
	December 31, 2014:
	U.S. government agencies	$	126	$	-	$	-	$	126
	Mortgage-backed securities of government sponsored entities		87,284		1,202		273		88,213
	Private-label collateralized mortgage obligations		491		11		-		502
	State and political subdivisions		19,174		992		38		20,128
	Totals	$	107,075	$	2,205	$	311	$	108,969
		Amortized		Gross		Gross		Approximate Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
		(In thousands)
	Held-to-maturity Securities:
	March 31, 2015:
	U.S. government agencies	$	98	$	-	$	-	$	98
	Mortgage-backed securities of government sponsored entities		1,318		30		-		1,348
	State and political subdivisions		6,858		33		110		6,781
	Totals	$	8,274	$	63	$	110	$	8,227
		Amortized		Gross		Gross		Approximate
		Cost		Unrealized		Unrealized		Fair Value
				Gains		Losses
	Held-to-maturity Securities:	(In thousands)
	December 31, 2014:
	U.S. government agencies	$	100	$	-	$	-	$	100
	Mortgage-backed securities of government sponsored entities		1,332		22		-		1,354
	State and political subdivisions		5,557		7		181		5,383
	Totals	$	6,989	$	29	$	181	$	6,837
	Amortized cost and fair value of available-for-sale securities and held-to-maturity securities at March 31, 2015 by contractual maturity are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available-for-sale				Held-to-maturity
		Amortized		Fair Value		Amortized		Fair Value
		Cost				Cost
		(In thousands)
	One to five years	$	6,236	$	6,600	$	-	$	-
	Five to ten years		1,354		1,421		3,050		3,063
	After ten years		10,746		11,287		3,906		3,816
			18,336		19,308		6,956		6,879
	Mortgage-backed securities of  government sponsored entities		83,437		84,574		1,318		1,348
	Private-label collateralized   mortgage obligations		445		454		-		-
	Totals	$	102,218	$	104,336	$	8,274	$	8,227
	The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $60.5 million and $57.5 million at March 31, 2015 and December 31, 2014, respectively.
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost.  The total fair value of these investments at March 31, 2015 and December 31, 2014, was $32.2 million and $42.9 million, which represented approximately 29% and 38%, respectively, of the Company's total aggregate amortized cost of the available-for-sale and held-to-maturity investment portfolios.  These decreases resulted primarily from changes in market interest rates.
	Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the decreases in fair value for these securities are temporary at March 31, 2015.
	Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.
	The following table shows the gross unrealized losses and fair value of the Company's investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.
		March 31, 2015
		Less than 12 Months				More than 12 Months				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
		(In thousands)
Mortgage-backed securities of government sponsored entities	$	14,987	$	103	$	11,749	$	65	$	26,736	$	168
State and political subdivisions		2,926		35		2,563		89		5,489		124
Total temporarily impaired securities	$	17,913	$	138	$	14,312	$	154	$	32,225	$	292
	31-Dec-14
	Less than 12 Months				More than 12 Months				Total
	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
			Losses				Losses				Losses
	(In thousands)
Mortgage-backed securities of government sponsored entities	$	22,443	$	118	$	13,947	$	155	$	36,390	$	273
State and political subdivisions		1,082		3		5,421		216		6,503		219
Total temporarily impaired securities	$	23,525	$	121	$	19,368	$	371	$	42,893	$	492

Credit_Quality_of_Loans_and_th

Credit Quality of Loans and the Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2015
Credit Quality of Loans and the Allowance for Loan Losses [Abstract]
Credit Quality of Loans and the Allowance for Loan Losses	Note 4:         Credit Quality of Loans and the Allowance for Loan Losses
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans.
	For loans amortized at cost, interest income is accrued based on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan.
	The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well secured and in process of collection.  Past due status is determined based on contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current for a period of six months and future payments are reasonably assured.
	Allowance for Loan Losses
	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income.  Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
	The allowance consists of allocated and general components.  The allocated component relates to loans that are classified as impaired.  For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.  The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company's internal risk rating process.  Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record and the amount of the shortfall in relation to the principal and interest owed.  Impairment is measured on a loan-by-loan basis for commercial and construction loans by using the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price or the fair value of the collateral if the loan is collateral dependent.  Large groups of smaller balance homogenous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
	The risk characteristics of each portfolio segment are as follows:
	Residential Real Estate Loans
	For residential mortgage loans that are secured by one-to-four family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in one-to-four family residences. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	All Other Mortgage Loans
	All other mortgage loans consist of residential construction loans, nonresidential real estate loans, land loans and multi-family real estate loans.
	Residential construction loan proceeds are disbursed in increments as construction progresses and as inspections warrant.  Construction loans are typically structured as permanent one-to-four family loans originated by the Company with a 12-month construction phase.  Accordingly, upon completion of the construction phase, there is no change in interest rate or term to maturity of the original construction loan, nor is a new permanent loan originated.  These loans are generally owner occupied and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded.
	Nonresidential real estate loans are negotiated on a case-by-case basis.  Loans secured by nonresidential real estate generally involve a greater degree of risk than one-to-four family residential mortgage loans and carry larger loan balances.  This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income-producing properties, and the increased difficulty of evaluating and monitoring these types of loans.  Furthermore, the repayment of loans secured by nonresidential real estate is typically dependent upon the successful operation of the related real estate project.  If the cash flow from the project is reduced, the borrower's ability to repay the loan may be impaired.
	The Company also originates a limited number of land loans secured by individual improved and unimproved lots for future residential construction.  In addition, the Company originates loans to commercial customers with land held as the collateral.
	Multi-family real estate loans generally involve a greater degree of credit risk than one-to-four family residential mortgage loans and carry larger loan balances.  This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income-producing properties, and the increased difficulty of evaluating and monitoring these types of loans.  Furthermore, the repayment of loans secured by multi-family real estate is typically dependent upon the successful operation of the related real estate property.  If the cash flow from the project is reduced, the borrower's ability to repay the loan may be impaired.
	Commercial Business Loans
	Commercial business loans carry a higher degree of risk than one-to-four family residential loans.  Such lending typically involves large loan balances concentrated in a single borrower or groups of related borrowers for rental or business properties. In addition, the payment experience on loans secured by income-producing properties is typically dependent on the success of the operation of the related project and thus is typically affected by adverse conditions in the real estate market and in the economy.  The Company originates commercial loans generally in the $50,000 to $1,000,000 range with the majority of these loans being under $500,000.  Commercial loans are generally underwritten based on the borrower's ability to pay and assets such as buildings, land and equipment are taken as additional loan collateral.  Each loan is evaluated for a level of risk and assigned a rating from “1” (the highest quality rating) to “7” (the lowest quality rating).
	Consumer Loans
	Consumer loans entail greater credit risk than residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly, such as automobiles, mobile homes, boats, and recreational vehicles.  In such cases, repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment for the outstanding loan and the remaining deficiency often does not warrant further substantial collection efforts against the borrower.  In particular, amounts realizable on the sale of repossessed automobiles may be significantly reduced based upon the condition of the automobiles and the lack of demand for used automobiles.
	The following presents by portfolio segment, the activity in the allowance for loan losses for the three months ended March 31, 2015 and 2014:
	Three months ended		One-to-four				All other					Commercial					Consumer loans				Total
	31-Mar-15		family				mortgage loans					business loans
			residential
			(In thousands)
	Beginning balance		$	1,533			$	885				$	343				$	8			$	2,769
	Provision charged to expense			30				170					37					(4	)			233
	Losses charged off			(654	)			-					-					-				(654	)
	Recoveries			1				-					-					-				1
	Ending balance		$	910			$	1,055				$	380				$	4			$	2,349
	Three months ended March 31, 2014			One-to-four				All other					Commercial business loans					Consumer loans				Total
				family				mortgage loans
				residential
			(In thousands)
	Beginning balance		$	1,017			$	1,526				$	271				$	5			$	2,819
	Provision charged to expense			(135	)			127					17					(1	)			8
	Losses charged off			-				(260	)				-					-				(260	)
	Recoveries			7				-					-					-				7
	Ending balance		$	889			$	1,393				$	288				$	4			$	2,574
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on the portfolio segment and impairment method as of March 31, 2015 and December 31, 2014:
	31-Mar-15		One-to-four			All other				Commercial				Consumer loans				Total
			family			mortgage loans				business loans
			residential
	Allowance Balances:		(In thousands)
	Ending balance:
	Individually evaluated for impairment		$	102		$	17			$	126			$	-			$	245
	Collectively evaluated for impairment			808			1,038				254				4				2,104
	Total allowance for loan losses		$	910		$	1,055			$	380			$	4			$	2,349
	Loan Balances:
	Ending balance:
	Individually evaluated for impairment		$	2,997		$	1,077			$	126			$	-			$	4,200
	Collectively evaluated for impairment			164,664			88,741				17,273				1,771				272,449
	Total balance		$	167,661		$	89,818			$	17,399			$	1,771			$	276,649
	31-Dec-14		One-to-four			All other				Commercial				Consumer loans				Total
			family			mortgage loans				business loans
			residential
	Allowance Balances:		(In thousands)
	Ending balance:
	Individually evaluated for impairment		$	653		$	18			$	145			$	-			$	816
	Collectively evaluated for impairment			880			867				198				8				1,953
Total allowance for loan losses		$	1,533		$	885			$	343			$	8			$	2,769
Loan Balances:
Ending balance:
Individually evaluated for impairment		$	3,279		$	18			$	145			$	-			$	3,442
Collectively evaluated for impairment			166,397			86,902				16,130				2,311				271,740
Total balance		$	169,676		$	86,920			$	16,275			$	2,311			$	275,182
Total loans in the above tables do not include deferred loan origination fees of $677 and $683 or loans in process of $5.4 million and $6.1 million, respectively, for March 31, 2015 and December 31, 2014.
The following tables present the credit risk profile of the Bank's loan portfolio based on rating category and payment activity as of March 31, 2015 and December 31, 2014:
31-Mar-15		One-to-four			All other				Commercial				Consumer loans
		family residential			mortgage loans				business loans
		(In thousands)
Rating *
Pass (Risk 1-4)		$	159,171		$	86,515			$	16,981			$	1,771
Special Mention (Risk 5)			1,207			1,412				144				-
Substandard (Risk 6)			7,283			1,891				274				-
Total		$	167,661		$	89,818			$	17,399			$	1,771
31-Dec-14			One-to-four family residential			All other mortgage loans				Commercial business loans				Consumer loans
		(In thousands)
Rating *
Pass (Risk 1-4)		$	160,190		$	84,168			$	15,812			$	2,311
Special Mention (Risk 5)			2,015			851				318				-
Substandard (Risk 6)			7,471			1,901				145				-
Total		$	169,676		$	86,920			$	16,275			$	2,311
*	Ratings are generally assigned to consumer and residential mortgage loans on a “pass” or “fail” basis, where “fail” results in a substandard classification.  Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.
Risk 1 is unquestioned credit quality for any credit product.  Loans are secured by cash and near cash collateral with immediate access to proceeds.
Risk 2 is very low risk with strong credit and repayment sources.  Borrower is well capitalized in a stable industry, financial ratios exceed peers and financial trends are positive.
Risk 3 is very favorable risk with highly adequate credit strength and repayment sources.  Borrower has good overall financial condition and adequate capitalization.
Risk 4 is acceptable, average risk with adequate credit strength and repayment sources.  Collateral positions must be within Bank policies.
Risk 5 or “Special Mention,” also known as “watch,” has potential weakness that deserves Management's close attention.  This risk includes loans where the borrower has developed financial uncertainties or the borrower is resolving the financial uncertainties.  Bank credits have been secured or negotiations will be ongoing to secure further collateral.
Risk 6 or “Substandard” loans are inadequately protected by the current net worth and paying capacity of the borrower or of the collateral pledged.  This risk category contains loans that exhibit a weakening of the borrower's credit strength with limited credit access and all nonperforming loans.
Risk 7 or “Doubtful” loans are significantly under protected by the current net worth and paying capacity of the borrower or of the collateral pledged. This risk category contains loans that are likely to experience a loss of some magnitude, but where the amount of the expected loss is not known with enough certainty to allow for an accurate calculation of a loss amount for charge- off. This category is considered to be temporary until a charge-off amount can be reasonably determined.
The following tables present the Bank's loan portfolio aging analysis for March 31, 2015 and  December 31, 2014:
31-Mar-15			30-59 Days Past Due			60-89				Greater Than 90 Days				Total Past Due				Current			Total Loans Receivable		Total Loans > 90 Days and Accruing
						Days Past Due
			(In thousands)
One-to-four family residential loans			$	1,055		$	281			$	972			$	2,308			$	165,353		$	167,661	$	-
All other mortgage loans				-			-				352				352				89,466			89,818		-
Commercial business loans				2			-				45				47				17,352			17,399		-
Consumer loans				1			-				-				1				1,770			1,771		-
Total			$	1,058		$	281			$	1,369			$	2,708			$	273,941		$	276,649	$	-
31-Dec-14				30-59 Days Past Due			60-89				Greater Than 90 Days				Total Past Due				Current			Total Loans Receivable		Total Loans > 90 Days and Accruing
							Days Past Due
			(In thousands)
One-to-four family residential loans			$	466		$	297			$	1,575			$	2,338			$	167,338		$	169,676	$	-
All other mortgage loans				-			198				152				350				86,570			86,920		-
Commercial business loans				-			-				59				59				16,216			16,275		-
Consumer loans				-			-				-				-				2,311			2,311		-
Total			$	466		$	495			$	1,786			$	2,747			$	272,435		$	275,182	$	-
Nonaccrual loans were comprised of the following at:
Nonaccrual loans		March 31, 2015			December 31, 2014
		(In thousands)
One-to-four family residential loans		$	2,113		$	2,740
Nonresidential real estate loans			352			350
Commercial business loans			81			96
Total		$	2,546		$	3,186
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.  Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.  Information with respect to the Company's impaired loans at March 31, 2015 and December 31, 2014 in combination with activity for the three months ended March 31, 2015 and 2014 is presented below:
		As of March 31, 2015											Three months ended March 31, 2015
		Recorded Balance			Unpaid Principal Balance				Specific Allowance				Average Investment in Impaired Loans				Interest Income Recognized
		(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans		$	2,112		$	2,607			$	-			$	1,610			$	12
All other mortgage loans			1,060			1,060				-				530				18
Commercial business loans			-			-				-				-				-
Loans with a specific valuation allowance
One-to-four family residential loans			885			885				102				1,528				12
All other mortgage loans			17			17				17				18				-
Commercial business loans			126			126				126				136				1
Total:
One-to-four family residential loans		$	2,997		$	3,492			$	102			$	3,138			$	24
All other mortgage loans			1,077			1,077				17				548				18
Commercial business loans			126			126				126				136				1
		$	4,200		$	4,695			$	245			$	3,822			$	43
		As of December 31, 2014											Three months ended March 31, 2014
			Recorded Balance			Unpaid Principal Balance				Specific Allowance				Average Investment in Impaired Loans				Interest Income Recognized
		(In thousands)
Loans without a specific valuation allowance
One-to-four family residential loans		$	1,108		$	1,108			$	-			$	5,583			$	64
All other mortgage loans			-			-				-				2,039				20
Commercial business loans			-			-				-				77				1
Loans with a specific valuation allowance
One-to-four family residential loans			2,171			2,171				653				782				9
All other mortgage loans			18			18				18				1,477				14
Commercial business loans			145			145				145				63				1
Total:
One-to-four family residential loans		$	3,279		$	3,279			$	653			$	6,365			$	73
All other mortgage loans			18			18				18				3,516				34
Commercial business loans			145			145				145				140				2
		$	3,442		$	3,442			$	909			$	10,021			$	109
The interest income recognized in the above tables reflects interest income recognized and is not materially different from the cash basis method.
All TDR classifications are due to concessions being granted to borrowers experiencing financial difficulties. Concessions to borrowers can include exceptions to loan policy including high loan-to-value ratios, no private mortgage insurance (“PMI”) and high debt-to-income ratios, as well as term and rate exceptions. There were no TDR classifications that occurred in the 2015 quarter-to-date period. The TDR classification that occurred in the 2014 quarter-to-date period included an extension of the maturity date. Each TDR has been individually evaluated for impairment with the appropriate specific valuation allowance included in the allowance for loan losses calculation.  There were no TDR classifications which defaulted during the three month periods ended March 31, 2015 and 2014.  The Company considers TDRs that become 90 days or more past due under modified terms as subsequently defaulted.
Quarter-to-Date
Troubled Debt Restructurings		Number of loans			Pre-modification Recorded				Post-modification Recorded
					Principal Balance
									Principal Balance
		(dollars in thousands)
31-Mar-14
All other mortgage loans			1		$	261			$	261
Foreclosed assets held for sale include those properties that the Bank has obtained legal title to, through a formal foreclosure process, or the borrower conveying all interest in the property to the Bank through the completion of a deed in lieu of foreclosure, or similar legal agreement. The following table presents the balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets at March 31, 2015 and December 31, 2014.
		March 31, 2015			December 31, 2014
		Recorded Investment
		(In thousands)
One-to-four family residential loans		$	120		$	179
Banks  foreclose on certain properties in the normal course of business when it is more probable than not that the loan balance will not be recovered through scheduled payments. Foreclosure is usually a last resort and begins after all other collection efforts have been exhausted. The following table presents the balance of those mortgage loans collateralized by residential real estate properties that are in the formal process of foreclosure at March 31, 2015 and December 31, 2014.
		March 31, 2015			December 31, 2014
		Recorded Investment
		(In thousands)
One-to-four family residential loans		$	159		$	24

Goodwill_and_Intangible_Assets

Goodwill and Intangible Assets	3 Months Ended
	Mar. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Note 5:         Goodwill and Intangible Assets
	The composition of goodwill and other intangible assets, all of which is core deposit intangible, at March 31, 2015 and December 31, 2014:
		March 31, 2015			December 31, 2014
		(In thousands)
	Goodwill	$	1,719		$	1,719
	Other intangible assets – gross		974			974
	Other intangible assets – amortization		(974	)		(974	)
	Total	$	1,719		$	1,719
	The Company did not record any amortization related to intangible assets during the three months ended March 31, 2015, as the intangible asset was amortized to zero at May 31, 2014. The Company recorded amortization totaling $23,000 for the three months ended March 31, 2014. Such amortization was derived using the straight line method for the core deposit asset over ten years.  The Company is required to annually test goodwill and other intangible assets for impairment.  The Company's testing of goodwill and other intangible assets at November 30, 2014 indicated there was no impairment in the carrying value of these assets.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Note 6:         Earnings Per Share
	Basic earnings per common share is computed based upon the weighted-average number of common shares outstanding during the period, less shares in the Company's Employee Stock Ownership Plan (“ESOP”) that are unallocated and not committed to be released.  There were no dilutive shares at March 31, 2015 or March 31, 2014.
	The computations are as follows:
		Three months ended March 31,
		2015	2014
	Weighted-average common shares	2,765,249	2,793,103
	outstanding (basic and diluted)

Regulatory_Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2015
Regulatory Matters [Abstract]
Regulatory Matters	Note 7:            Regulatory Matters
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory–and possibly additional discretionary–actions by regulators that, if undertaken, could have a direct material effect on the Company's and the Bank's financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices.  The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.  Furthermore the Bank's regulators could require adjustments to regulatory capital not reflected in these financial statements.
	The Bank must give notice to, or under certain conditions specified by regulation, apply to, the Federal Reserve Bank of Cleveland prior to declaring a dividend to the Company.  Under existing regulatory guidance, a dividend is generally permissible without regulatory approval if the institution is considered to be “well capitalized” and the dividend does not exceed current year-to-date net income plus the change in retained earnings for the previous two calendar years.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier I capital to average assets, of Tier 1 Common equity capital to risk-weighted assets, of Tier 1 capital to risk-weighted assets, and of Total Risk-based capital to risk-weighted assets, all as defined in the regulations. Management believes, as of March 31, 2015, that the Bank met all capital adequacy requirements to which it is subject.
	As of March 31, 2015, based on the computations for the call report the Bank is classified as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, the Bank must maintain capital ratios as set forth in the table below.  There are no conditions or events since March 31, 2015 that management believes have changed the Bank's capital classification.
	The Bank's actual capital amounts and ratios as of March 31, 2015 and December 31, 2014 are presented in the following table.
		Actual					For Capital Adequacy					To Be Well Capitalized
							Purposes					Under Prompt
												Corrective Action
												Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of March 31, 2015
	Tier I Capital to average assets	$	37,063		8.9	%	$	16,602		4	%	$	20,752		5	%
	Tier 1 Common equity capital to risk- weighted assets		37,063		14.2	%		11,766		4.5	%		16,995		6.5	%
	Tier I Capital to risk-weighted assets		37,063		14.2	%		15,688		6	%		20,917		8	%
	Total Risk-based capital to risk-weighted assets		39,412		15.1	%		20,917		8	%		26,146		10	%
	As of December 31, 2014
	Tier I Capital to average assets	$	36,834		8.8	%	$	16,694		4	%	$	20,868		5	%
	Tier I Capital to risk-weighted assets		36,834		14.1	%		10,439		4	%		15,658		6	%
	Total Risk-based capital to risk- weighted assets		39,603		15.2	%		20,878		8	%		26,097		10	%
	Effective January 1, 2015 new regulatory capital requirements, commonly referred to as “Basel III” were implemented and are reflected in the March 31, 2015 capital table above. Management opted out of the accumulated other comprehensive income treatment under the new requirements and, as such unrealized gains and losses from available-for-sale securities will continue to be excluded from Bank regulatory capital.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	Note 8:         Accumulated Other Comprehensive Income
			Gross Unrealized		Net Unrealized			Gross			Tax Effect			Total
			Gains on		Loss for			Unrealized						Accumulated
			Available-for-sale		Unfunded			Loss for						Other
			Securities		Status of			Unfunded						Comprehensive
					Split-dollar			Status of						Income
					Life Insurance			Defined
					Plan Liability			Benefit Plan
					(tax-free)
			(In thousands)
		March 31, 2015	$	2,118	$	(244	)	$	(1,191	)	$	(315	)	$	368
		December 31, 2014	$	1,894	$	(244	)	$	(1,191	)	$	(239	)	$	220
	There were no amounts reclassified out of accumulated other comprehensive income during the three months ended March 31, 2015 or 2014.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 9:      Fair Value Measurements
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs.  There is a hierarchy of three levels of inputs that may be used to measure fair value:
	Level 1	Quoted prices in active markets for identical assets or liabilities
	Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
	Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities
	Recurring Measurements
	Following is a description of the valuation methodologies used for assets measured at fair value on a recurring basis and recognized in the Company's consolidated balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy.
	Available-for-sale Securities
	Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy.  If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows.  Such securities are classified in Level 2 of the valuation hierarchy.
	The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2015 and December 31, 2014:
							Fair Value Measurement Using
			Fair Value				Quoted Prices in Active Markets for Identical Assets (Level 1)					Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
			(In thousands)
	31-Mar-15
	U.S. government agencies		$	123			$	-				$	123			$	-
	Mortgage-backed securities of government sponsored entities			84,574				-					84,574				-
	Private-label collateralized mortgage obligations			454				-					454				-
	State and political subdivisions			19,185				-					19,185				-
							Fair Value Measurement Using
				Fair Value				Quoted Prices in Active Markets for Identical Assets (Level 1)					Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
				(In thousands)
	December 31, 2014
	U.S. government agencies			126			$	-				$	126			$	-
	Mortgage-backed securities of government sponsored entities			88,213				-					88,213				-
	Private-label collateralized mortgage obligations			502				-					502				-
	State and political subdivisions			20,128				-					20,128				-
	Nonrecurring Measurements
	Certain assets may be required to be measured at fair value on a nonrecurring basis in periods subsequent to their initial recognition. These assets are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment.
	Collateral-dependent Impaired Loans, Net of ALLL
	The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell.  Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.
	The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value.  Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the office of the Chief Financial Officer.  Appraisals are reviewed for accuracy and consistency by the Credit Analyst.  Appraisers are selected from the list of approved appraisers maintained by management.  The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral.  These discounts and estimates are developed by the office of the Chief Financial Officer by comparison to historical results.
	Foreclosed Assets Held for Sale
	Foreclosed assets held for sale are carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired.  Estimated fair value of real estate is based on appraisals or evaluations.  Foreclosed assets held for sale are classified within Level 3 of the fair value hierarchy.
	Appraisals of real estate are obtained when the real estate is acquired and subsequently as deemed necessary by the Chief Financial Officer.  Appraisals are reviewed internally for accuracy and consistency in accordance with regulatory requirements.  Appraisers are selected from the list of approved appraisers maintained by management.
	The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2015 and December 31, 2014.
						Fair Value Measurement Using
			Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
			(In thousands)
	31-Mar-15
	Collateral-dependent impaired loans		$	613		$	-			$	-			$	613
	December 31, 2014
	Collateral-dependent impaired loans		$	634		$	-			$	-			$	634
	Foreclosed assets			59			-				-				59
	Unobservable (Level 3) Inputs
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements in thousands.
			Fair Value		Valuation Technique			Unobservable					Range
								Inputs					(Weighted
													Average)
	31-Mar-15
	Collateral-dependent		$	613	Market Comparable Properties, less delinquent real estate taxes				Selling and fixed costs					10%
	impaired loans
	31-Dec-14
	Collateral-dependent		$	634	Market Comparable Properties, less delinquent real estate taxes				N/A					N/A
	impaired loans
	Foreclosed assets			59	Estimated Selling Price				Selling Costs					10%
	There were no changes in the inputs or methodologies used to determine fair value at March 31, 2015 as compared to December 31, 2014.
	The following table presents estimated fair values of the Company's financial instruments.  The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties.  Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale.  Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
						Fair Value Measurements Using
			Carrying Amount			Quoted Prices in Active Markets for Identical Assets (Level 1)				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
			(In thousands)
	31-Mar-15
	Financial assets
	Cash and cash equivalents		$	12,100		$	12,100			$	-			$	-
	Held-to-maturity securities			8,274			-				8,227				-
Loans, net of allowance for loan losses			268,233			-				-				278,305
Federal Home Loan Bank stock			4,226			-				4,226				-
Interest receivable			1,331			-				1,331				-
Financial liabilities
Deposits			349,883			34,003				297,985				-
Other short-term borrowings			7,076			-				7,076				-
Federal Home Loan Bank advances			16,459			-				16,574				-
Advances from borrowers for taxes and insurance			690			-				690				-
Interest payable			65			-				65				-
					Fair Value Measurements Using
			Carrying			Quoted Prices				Significant				Significant
			Amount			in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
		(In thousands)
December 31, 2014
Financial assets
Cash and cash equivalents		$	10,783		$	10,783			$	-			$	-
Held-to-maturity securities			6,989			-				6,837
Loans, net of allowance for loan losses			265,609			-				-				274,443
Federal Home Loan Bank stock			4,226			-				4,226				-
Interest receivable			1,154			-				1,154				-
Financial liabilities
Deposits			348,922			34,403				294,365				-
Other short-term borrowings			7,000			-				7,000				-
Federal Home Loan Bank advances			16,438			-				16,572				-
Advances from borrowers for taxes and insurance			1,135			-				1,135				-
Interest payable			47			-				47				-
The following methods and assumptions were used to estimate the fair value of each class of financial instruments.
Cash and Cash Equivalents, Interest Receivable and Federal Home Loan Bank Stock
The carrying amount approximates fair value.
Held-to-maturity Securities
The fair value of held-to-maturity securities was estimated by using pricing models that contain market pricing and information, quoted prices of securities with similar characteristics or discounted cash flows that use credit-adjusted discount rates.
Loans
The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.  Loans with similar characteristics were aggregated for purposes of the calculations.
Deposits
Deposits include savings accounts, checking accounts and certain money market deposits.  The carrying amount approximates fair value.  The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.
Interest Payable, Other Short-Term Borrowings and Advances From Borrowers for Taxes and Insurance
The carrying amount approximates fair value.
Federal Home Loan Bank Advances
Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt.
Commitments to Originate Loans, Letters of Credit and Lines of Credit
The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.  The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.  Fair values of commitments were not material at March 31, 2015 and December 31, 2014.

Recent_Accounting_Developments

Recent Accounting Developments	3 Months Ended
	Mar. 31, 2015
Recent Accounting Developments [Abstract]
Recent Accounting Developments	Note 10:       Recent Accounting Developments
	FASB ASU 2014-01, Investments-Equity Method and Joint Ventures (Topic 323), Accounting for Investments in Qualified Affordable Housing Projects in Accounting Standards Update No. 2014-01, issued in January 2014 permits the Company to make an accounting policy election to account for its investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. The amendments in this update are effective prospectively for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014, and early adoption is permitted. The adoption of this standard did not have a material impact on the Company's consolidated financial statements.
	FASB ASU 2014-04, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, a consensus of the FASB Emerging Issues Task Force, in Accounting Standards Update No. 2014-04, issued in January 2014. The amendments in this update provides clarification on when an in-substance repossession or foreclosure occurs, including when a creditor should be considered to have received physical possession of the residential real estate property collateralizing a consumer mortgage loan, when
	to derecognize the loan and recognize the foreclosed property. The amendments in this update are effective for public business entities for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this update using either a modified retrospective transition method or a prospective transition method. The adoption of this standard did not have a material impact on the Company's consolidated financial statements.
	FASB ASU 2014-06, Technical Corrections and Improvements Related to Glossary Terms, in Accounting Standards Update No. 2014-06, was issued in March 2014. This update contains amendments that affect a wide variety of Topics in the Codification, and represent changes to clarify the Master Glossary of the Codification, consolidate multiple instances of the same term into a single definition, or make improvements to the Master Glossary.  The amendments in this update do not have transition guidance and were effective upon issuance for both public and nonpublic entities. This standard did not have a material impact on the Company's consolidated financial statements.
	FASB ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360), Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, in Accounting Standards Update No. 2014-08, was issued in April 2014.  The amendments in this Update change the requirements for reporting discontinued operations in Subtopic 205-20. A discontinued operation may include a component of an entity or a group of components of an entity, or a business or nonprofit activity. A disposal of a component of an entity or a group of components of an entity is required to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major effect on an entity's operations and financial results. The amendments in this update are effective for all disposals (or classifications as held for sale) of components of an entity that occur within annual periods beginning on or after December 15, 2014, and interim periods within annual periods beginning on or after December 15, 2015.  All businesses or nonprofit activities that, on acquisition, are classified as held for sale that occur within annual periods beginning on or after December 15, 2014, and interim periods within annual periods beginning on or after December 15, 2015. Early adoption is permitted, but only for disposals (or classifications as held for sale) that have not been reported in financial statements previously issued or available for issuance. This standard is not expected to have a material impact on the Company's consolidated financial statements.
	FASB ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40), Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure, was issued in August 2014.  The amendments in this update require that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if: the loan has a government guarantee that is not separable from the loan before foreclosure, at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim, and at the time of foreclosure, any amount of the claim that is determined on the fair basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity should adopt the amendments in this update using either a prospective transition method or a modified retrospective transition method. For prospective transition, an entity should apply the amendments in this update to foreclosures that occur after the date of adoption. For modified retrospective transition, an entity should apply the amendments in this this update by means of a cumulative-effect adjustment (through a reclassification to a separate other receivable) as of the beginning of the annual period for adoption. Prior periods should not be adjusted. The adoption of this standard did not have a material impact on the Company's consolidated financial statements.  FASB ASU 2014-15, Presentation of Financial Statements-Going Concern (Subtopic 205-40), Disclosure of Uncertainties about an Entity's
	Ability to Continue as a Going Concern, was issued in August 2014. The amendments in this update provide guidance in Generally Accepted Accounting Principles (GAAP) about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures.  The amendments in this update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application is permitted. This standard is not expected to have a material impact on the Company's consolidated financial statements.
	FASB ASU 2015-01, Income Statement – Extraordinary and Unusual Items (Subtopic 225-20), Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items, was issued in January, 2015. This update eliminates from Generally Accepted Accounting Principles the concept of extraordinary items, which required that an entity separately classify, present and disclose extraordinary events and transactions.  Eliminating the concept of extraordinary items will save time and reduce costs for preparers because they will not have to assess whether a particular event or transaction is extraordinary. It will also alleviate uncertainty for preparers, auditors, and regulators because auditors and regulators will no longer need to evaluate whether the preparer treated an unusual item appropriately. The amendments in this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The effective date is the same for both public business entities and all other entities. This standard is not expected to have a material impact on the Company's consolidated financial statements.
	FASB ASU 2015-03, Interest – Imputation of Interest (Subtopic 835-30), Simplifying the Presentation of Debt Issuance Costs, was issued in April, 2015. The amendments in this Update require that debt issuance costs related to a recognized debit liability be presented in the balance sheet as a direct deduction from the carrying amount of the debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this Update. The amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those years. Early adoption of the amendments in this Update is permitted for financial statements that have not been previously issued, and the amendments in this Update should be applied retrospectively. This standard is not expected to have a material impact on the Company's consolidated financial statements.
	FASB ASU 2015-04, Compensation  – Retirement Benefits (Subtopic 715), Practical Expedient for the Measurement of an Employer's Defined Benefit Obligation and Plan Assets, was issued in April, 2015. A reporting entity with a fiscal year-end that does not coincide with a month-end may incur more costs than other entities when measuring  the fair value of plan assets of a defined benefit pension or other post-retirement benefit. For an entity with a fiscal year-end that does not coincide with a month-end, the amendments in this Update provide a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity's fiscal year-end and apply that practical expedient consistently from year to year. The amendments in this Update are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those years. Early application is permitted, and the amendments in this Update should be applied retrospectively. This standard is not expected to have a material impact on the Company's consolidated financial statements.

Basis_of_Presentation_Policies

Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2015
Basis of Presentation [Abstract]
Use of Estimates	Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Schedule of Available for Sale Securities		Amortized		Gross		Gross		Approximate
		Cost		Unrealized		Unrealized		Fair Value
				Gains		Losses
		(In thousands)
	Available-for-sale securities
	March 31, 2015:
	U.S. government agencies	$	123	$	-	$	-	$	123
	Mortgage-backed securities of government sponsored entities		83,437		1,305		168		84,574
	Private-label collateralized mortgage obligations		445		9		-		454
	State and political subdivisions		18,213		986		14		19,185
	Totals	$	102,218	$	2,300	$	182	$	104,336
			Amortized		Gross		Gross		Approximate
			Cost		Unrealized		Unrealized		Fair Value
					Gains		Losses
	Available-for-sale securities	(In thousands)
	December 31, 2014:
	U.S. government agencies	$	126	$	-	$	-	$	126
	Mortgage-backed securities of government sponsored entities		87,284		1,202		273		88,213
	Private-label collateralized mortgage obligations		491		11		-		502
	State and political subdivisions		19,174		992		38		20,128
	Totals	$	107,075	$	2,205	$	311	$	108,969
Schedule of Held To Maturity Securities		Amortized		Gross		Gross		Approximate Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
		(In thousands)
	Held-to-maturity Securities:
	March 31, 2015:
	U.S. government agencies	$	98	$	-	$	-	$	98
	Mortgage-backed securities of government sponsored entities		1,318		30		-		1,348
	State and political subdivisions		6,858		33		110		6,781
	Totals	$	8,274	$	63	$	110	$	8,227
		Amortized		Gross		Gross		Approximate
		Cost		Unrealized		Unrealized		Fair Value
				Gains		Losses
	Held-to-maturity Securities:	(In thousands)
	December 31, 2014:
	U.S. government agencies	$	100	$	-	$	-	$	100
	Mortgage-backed securities of government sponsored entities		1,332		22		-		1,354
	State and political subdivisions		5,557		7		181		5,383
	Totals	$	6,989	$	29	$	181	$	6,837
Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities		Available-for-sale				Held-to-maturity
		Amortized		Fair Value		Amortized		Fair Value
		Cost				Cost
		(In thousands)
	One to five years	$	6,236	$	6,600	$	-	$	-
	Five to ten years		1,354		1,421		3,050		3,063
	After ten years		10,746		11,287		3,906		3,816
			18,336		19,308		6,956		6,879
	Mortgage-backed securities of  government sponsored entities		83,437		84,574		1,318		1,348
	Private-label collateralized   mortgage obligations		445		454		-		-
	Totals	$	102,218	$	104,336	$	8,274	$	8,227
Schedule of Securities in a Gross Unrealized Loss Position		March 31, 2015
		Less than 12 Months				More than 12 Months				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
		(In thousands)
	Mortgage-backed securities of government sponsored entities	$	14,987	$	103	$	11,749	$	65	$	26,736	$	168
	State and political subdivisions		2,926		35		2,563		89		5,489		124
	Total temporarily impaired securities	$	17,913	$	138	$	14,312	$	154	$	32,225	$	292
		31-Dec-14
		Less than 12 Months				More than 12 Months				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
		(In thousands)
	Mortgage-backed securities of government sponsored entities	$	22,443	$	118	$	13,947	$	155	$	36,390	$	273
	State and political subdivisions		1,082		3		5,421		216		6,503		219
	Total temporarily impaired securities	$	23,525	$	121	$	19,368	$	371	$	42,893	$	492

Credit_Quality_of_Loans_and_th1

Credit Quality of Loans and the Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2015
Credit Quality of Loans and the Allowance for Loan Losses [Abstract]
Schedule of Allowance for Loan Losses	Three months ended		One-to-four				All other					Commercial					Consumer loans				Total
	31-Mar-15		family				mortgage loans					business loans
			residential
			(In thousands)
	Beginning balance		$	1,533			$	885				$	343				$	8			$	2,769
	Provision charged to expense			30				170					37					(4	)			233
	Losses charged off			(654	)			-					-					-				(654	)
	Recoveries			1				-					-					-				1
	Ending balance		$	910			$	1,055				$	380				$	4			$	2,349
	Three months ended March 31, 2014			One-to-four				All other					Commercial business loans					Consumer loans				Total
				family				mortgage loans
				residential
			(In thousands)
	Beginning balance		$	1,017			$	1,526				$	271				$	5			$	2,819
	Provision charged to expense			(135	)			127					17					(1	)			8
	Losses charged off			-				(260	)				-					-				(260	)
	Recoveries			7				-					-					-				7
	Ending balance		$	889			$	1,393				$	288				$	4			$	2,574
	31-Mar-15		One-to-four			All other				Commercial				Consumer loans				Total
			family			mortgage loans				business loans
			residential
	Allowance Balances:		(In thousands)
	Ending balance:
	Individually evaluated for impairment		$	102		$	17			$	126			$	-			$	245
	Collectively evaluated for impairment			808			1,038				254				4				2,104
	Total allowance for loan losses		$	910		$	1,055			$	380			$	4			$	2,349
	Loan Balances:
	Ending balance:
	Individually evaluated for impairment		$	2,997		$	1,077			$	126			$	-			$	4,200
	Collectively evaluated for impairment			164,664			88,741				17,273				1,771				272,449
	Total balance		$	167,661		$	89,818			$	17,399			$	1,771			$	276,649
	31-Dec-14		One-to-four			All other				Commercial				Consumer loans				Total
			family			mortgage loans				business loans
			residential
	Allowance Balances:		(In thousands)
	Ending balance:
	Individually evaluated for impairment		$	653		$	18			$	145			$	-			$	816
	Collectively evaluated for impairment			880			867				198				8				1,953
	Total allowance for loan losses		$	1,533		$	885			$	343			$	8			$	2,769
	Loan Balances:
	Ending balance:
	Individually evaluated for impairment		$	3,279		$	18			$	145			$	-			$	3,442
	Collectively evaluated for impairment			166,397			86,902				16,130				2,311				271,740
	Total balance		$	169,676		$	86,920			$	16,275			$	2,311			$	275,182
Schedule of Loans Receivable by Credit Risk Profile
	31-Mar-15		One-to-four			All other				Commercial				Consumer loans
			family residential			mortgage loans				business loans
			(In thousands)
	Rating *
	Pass (Risk 1-4)		$	159,171		$	86,515			$	16,981			$	1,771
	Special Mention (Risk 5)			1,207			1,412				144				-
	Substandard (Risk 6)			7,283			1,891				274				-
	Total		$	167,661		$	89,818			$	17,399			$	1,771
	31-Dec-14			One-to-four family residential			All other mortgage loans				Commercial business loans				Consumer loans
			(In thousands)
	Rating *
	Pass (Risk 1-4)		$	160,190		$	84,168			$	15,812			$	2,311
	Special Mention (Risk 5)			2,015			851				318				-
	Substandard (Risk 6)			7,471			1,901				145				-
	Total		$	169,676		$	86,920			$	16,275			$	2,311
	*	Ratings are generally assigned to consumer and residential mortgage loans on a “pass” or “fail” basis, where “fail” results in a substandard classification.  Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.
	Risk 1 is unquestioned credit quality for any credit product.  Loans are secured by cash and near cash collateral with immediate access to proceeds.
	Risk 2 is very low risk with strong credit and repayment sources.  Borrower is well capitalized in a stable industry, financial ratios exceed peers and financial trends are positive.
	Risk 3 is very favorable risk with highly adequate credit strength and repayment sources.  Borrower has good overall financial condition and adequate capitalization.
	Risk 4 is acceptable, average risk with adequate credit strength and repayment sources.  Collateral positions must be within Bank policies.
	Risk 5 or “Special Mention,” also known as “watch,” has potential weakness that deserves Management's close attention.  This risk includes loans where the borrower has developed financial uncertainties or the borrower is resolving the financial uncertainties.  Bank credits have been secured or negotiations will be ongoing to secure further collateral.
	Risk 6 or “Substandard” loans are inadequately protected by the current net worth and paying capacity of the borrower or of the collateral pledged.  This risk category contains loans that exhibit a weakening of the borrower's credit strength with limited credit access and all nonperforming loans.
	Risk 7 or “Doubtful” loans are significantly under protected by the current net worth and paying capacity of the borrower or of the collateral pledged. This risk category contains loans that are likely to experience a loss of some magnitude, but where the amount of the expected loss is not known with enough certainty to allow for an accurate calculation of a loss amount for charge- off. This category is considered to be temporary until a charge-off amount can be reasonably determined.
Schedule of Aging Analysis of Loans Receivable
	31-Mar-15			30-59 Days Past Due			60-89				Greater Than 90 Days				Total Past Due				Current			Total Loans Receivable		Total Loans > 90 Days and Accruing
							Days Past Due
				(In thousands)
	One-to-four family residential loans			$	1,055		$	281			$	972			$	2,308			$	165,353		$	167,661	$	-
	All other mortgage loans				-			-				352				352				89,466			89,818		-
	Commercial business loans				2			-				45				47				17,352			17,399		-
	Consumer loans				1			-				-				1				1,770			1,771		-
	Total			$	1,058		$	281			$	1,369			$	2,708			$	273,941		$	276,649	$	-
	31-Dec-14				30-59 Days Past Due			60-89				Greater Than 90 Days				Total Past Due				Current			Total Loans Receivable		Total Loans > 90 Days and Accruing
								Days Past Due
				(In thousands)
	One-to-four family residential loans			$	466		$	297			$	1,575			$	2,338			$	167,338		$	169,676	$	-
	All other mortgage loans				-			198				152				350				86,570			86,920		-
	Commercial business loans				-			-				59				59				16,216			16,275		-
	Consumer loans				-			-				-				-				2,311			2,311		-
	Total			$	466		$	495			$	1,786			$	2,747			$	272,435		$	275,182	$	-
Schedule of Non-accrual Loans
	Nonaccrual loans		March 31, 2015			December 31, 2014
			(In thousands)
	One-to-four family residential loans		$	2,113		$	2,740
	Nonresidential real estate loans			352			350
	Commercial business loans			81			96
	Total		$	2,546		$	3,186
Schedule of Impaired Loans			As of March 31, 2015											Three months ended March 31, 2015
			Recorded Balance			Unpaid Principal Balance				Specific Allowance				Average Investment in Impaired Loans				Interest Income Recognized
			(In thousands)
	Loans without a specific valuation allowance
	One-to-four family residential loans		$	2,112		$	2,607			$	-			$	1,610			$	12
	All other mortgage loans			1,060			1,060				-				530				18
	Commercial business loans			-			-				-				-				-
	Loans with a specific valuation allowance
	One-to-four family residential loans			885			885				102				1,528				12
	All other mortgage loans			17			17				17				18				-
	Commercial business loans			126			126				126				136				1
	Total:
	One-to-four family residential loans		$	2,997		$	3,492			$	102			$	3,138			$	24
	All other mortgage loans			1,077			1,077				17				548				18
	Commercial business loans			126			126				126				136				1
			$	4,200		$	4,695			$	245			$	3,822			$	43
			As of December 31, 2014											Three months ended March 31, 2014
				Recorded Balance			Unpaid Principal Balance				Specific Allowance				Average Investment in Impaired Loans				Interest Income Recognized
			(In thousands)
	Loans without a specific valuation allowance
	One-to-four family residential loans		$	1,108		$	1,108			$	-			$	5,583			$	64
	All other mortgage loans			-			-				-				2,039				20
	Commercial business loans			-			-				-				77				1
	Loans with a specific valuation allowance
	One-to-four family residential loans			2,171			2,171				653				782				9
	All other mortgage loans			18			18				18				1,477				14
	Commercial business loans			145			145				145				63				1
	Total:
	One-to-four family residential loans		$	3,279		$	3,279			$	653			$	6,365			$	73
	All other mortgage loans			18			18				18				3,516				34
	Commercial business loans			145			145				145				140				2
			$	3,442		$	3,442			$	909			$	10,021			$	109
Schedule of Troubled Debt Restructurings
			Quarter-to-Date
	Troubled Debt Restructurings		Number of loans			Pre-modification Recorded				Post-modification Recorded
						Principal Balance
										Principal Balance
			(dollars in thousands)
	31-Mar-14
	All other mortgage loans			1		$	261			$	261
Schedule of balance of mortgage loans collateralized by residential real estate properties held as foreclosed assets			March 31, 2015			December 31, 2014
			Recorded Investment
			(In thousands)
	One-to-four family residential loans		$	120		$	179
Schedule of balance of mortgage loans collateralized by residential real estate properties that are in formal process of foreclosure
			March 31, 2015			December 31, 2014
			Recorded Investment
			(In thousands)
	One-to-four family residential loans		$	159		$	24

Goodwill_and_Intangible_Assets1

Goodwill and Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of goodwill and intangibles
		March 31, 2015			December 31, 2014
		(In thousands)
	Goodwill	$	1,719		$	1,719
	Other intangible assets – gross		974			974
	Other intangible assets – amortization		(974	)		(974	)
	Total	$	1,719		$	1,719

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of computation of Earnings Per Share		Three months ended March 31,
		2015	2014
	Weighted-average common shares	2,765,249	2,793,103
	outstanding (basic and diluted)

Regulatory_Matters_Tables

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2015
Regulatory Matters [Abstract]
Schedule of Regulatory Capital Requirements		Actual					For Capital Adequacy					To Be Well Capitalized
							Purposes					Under Prompt
												Corrective Action
												Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of March 31, 2015
	Tier I Capital to average assets	$	37,063		8.9	%	$	16,602		4	%	$	20,752		5	%
	Tier 1 Common equity capital to risk- weighted assets		37,063		14.2	%		11,766		4.5	%		16,995		6.5	%
	Tier I Capital to risk-weighted assets		37,063		14.2	%		15,688		6	%		20,917		8	%
	Total Risk-based capital to risk-weighted assets		39,412		15.1	%		20,917		8	%		26,146		10	%
	As of December 31, 2014
	Tier I Capital to average assets	$	36,834		8.8	%	$	16,694		4	%	$	20,868		5	%
	Tier I Capital to risk-weighted assets		36,834		14.1	%		10,439		4	%		15,658		6	%
	Total Risk-based capital to risk- weighted assets		39,603		15.2	%		20,878		8	%		26,097		10	%

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income			Gross Unrealized		Net Unrealized			Gross			Tax Effect			Total
			Gains on		Loss for			Unrealized						Accumulated
			Available-for-sale		Unfunded			Loss for						Other
			Securities		Status of			Unfunded						Comprehensive
					Split-dollar			Status of						Income
					Life Insurance			Defined
					Plan Liability			Benefit Plan
					(tax-free)
			(In thousands)
		March 31, 2015	$	2,118	$	(244	)	$	(1,191	)	$	(315	)	$	368
		December 31, 2014	$	1,894	$	(244	)	$	(1,191	)	$	(239	)	$	220

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Measurements [Abstract]
Schedule of Fair Value Measured on a Recurring Basis						Fair Value Measurement Using
		Fair Value				Quoted Prices in Active Markets for Identical Assets (Level 1)					Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
		(In thousands)
	31-Mar-15
	U.S. government agencies	$	123			$	-				$	123			$	-
	Mortgage-backed securities of government sponsored entities		84,574				-					84,574				-
	Private-label collateralized mortgage obligations		454				-					454				-
	State and political subdivisions		19,185				-					19,185				-
						Fair Value Measurement Using
			Fair Value				Quoted Prices in Active Markets for Identical Assets (Level 1)					Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
			(In thousands)
	December 31, 2014
	U.S. government agencies		126			$	-				$	126			$	-
	Mortgage-backed securities of government sponsored entities		88,213				-					88,213				-
	Private-label collateralized mortgage obligations		502				-					502				-
	State and political subdivisions		20,128				-					20,128				-
Schedule of Fair Value Measured on a Nonrecurring Basis					Fair Value Measurement Using
		Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
		(In thousands)
	31-Mar-15
	Collateral-dependent impaired loans	$	613		$	-			$	-			$	613
	December 31, 2014
	Collateral-dependent impaired loans	$	634		$	-			$	-			$	634
	Foreclosed assets		59			-				-				59
Schedule of Level 3 Fair Value Measurements		Fair Value		Valuation Technique			Unobservable					Range
							Inputs					(Weighted
												Average)
	31-Mar-15
	Collateral-dependent	$	613	Market Comparable Properties, less delinquent real estate taxes				Selling and fixed costs					10%
	impaired loans
	31-Dec-14
	Collateral-dependent	$	634	Market Comparable Properties, less delinquent real estate taxes				N/A					N/A
	impaired loans
	Foreclosed assets		59	Estimated Selling Price				Selling Costs					10%
Schedule of Fair Value of Financial Instruments					Fair Value Measurements Using
		Carrying Amount			Quoted Prices in Active Markets for Identical Assets (Level 1)				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
		(In thousands)
	31-Mar-15
	Financial assets
	Cash and cash equivalents	$	12,100		$	12,100			$	-			$	-
	Held-to-maturity securities		8,274			-				8,227				-
	Loans, net of allowance for loan losses		268,233			-				-				278,305
	Federal Home Loan Bank stock		4,226			-				4,226				-
	Interest receivable		1,331			-				1,331				-
	Financial liabilities
	Deposits		349,883			34,003				297,985				-
	Other short-term borrowings		7,076			-				7,076				-
	Federal Home Loan Bank advances		16,459			-				16,574				-
	Advances from borrowers for taxes and insurance		690			-				690				-
	Interest payable		65			-				65				-
					Fair Value Measurements Using
			Carrying			Quoted Prices				Significant				Significant
			Amount			in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
		(In thousands)
	December 31, 2014
	Financial assets
	Cash and cash equivalents	$	10,783		$	10,783			$	-			$	-
	Held-to-maturity securities		6,989			-				6,837
	Loans, net of allowance for loan losses		265,609			-				-				274,443
	Federal Home Loan Bank stock		4,226			-				4,226				-
	Interest receivable		1,154			-				1,154				-
	Financial liabilities
	Deposits		348,922			34,403				294,365				-
	Other short-term borrowings		7,000			-				7,000				-
	Federal Home Loan Bank advances		16,438			-				16,572				-
	Advances from borrowers for taxes and insurance		1,135			-				1,135				-
	Interest payable		47			-				47				-

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified
Securities [Abstract]
Carrying value of securities pledged as collateral to secure public deposits	$60.50	$57.50
Fair value of investments, carried at less than historical costs	$32.20	$42.90
Percentage available for sale Securities in unrealized loss positions out of total available for sale securities	29.00%	38.00%

Securities_Schedule_of_Availab

Securities (Schedule of Available for Sale Securities and Held To Maturity Securities) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Available for sale
Amortized Cost	$102,218	$107,075
Gross Unrealized Gains	2,300	2,205
Gross Unrealized Losses	182	311
Approximate Fair Value	104,336	108,969
Held to maturity
Amortized Cost	8,274	6,989
Gross Unrealized Gains	63	29
Gross Unrealized Losses	110	181
Approximate Fair Value	8,227	6,837
U.S. government agencies [Member]
Available for sale
Amortized Cost	123	126
Gross Unrealized Gains
Gross Unrealized Losses
Approximate Fair Value	123	126
Held to maturity
Amortized Cost	98	100
Gross Unrealized Gains
Gross Unrealized Losses
Approximate Fair Value	98	100
Mortgage-backed securities of government-sponsored entities [Member]
Available for sale
Amortized Cost	83,437	87,284
Gross Unrealized Gains	1,305	1,202
Gross Unrealized Losses	168	273
Approximate Fair Value	84,574	88,213
Held to maturity
Amortized Cost	1,318	1,332
Gross Unrealized Gains	30	22
Gross Unrealized Losses
Approximate Fair Value	1,348	1,354
Private-label collateralized mortgage obligations [Member]
Available for sale
Amortized Cost	445	491
Gross Unrealized Gains	9	11
Gross Unrealized Losses
Approximate Fair Value	454	502
State and political subdivisions [Member]
Available for sale
Amortized Cost	18,213	19,174
Gross Unrealized Gains	986	992
Gross Unrealized Losses	14	38
Approximate Fair Value	19,185	20,128
Held to maturity
Amortized Cost	6,858	5,557
Gross Unrealized Gains	33	7
Gross Unrealized Losses	110	181
Approximate Fair Value	$6,781	$5,383

Securities_Schedule_of_Expecte

Securities (Schedule of Expected Maturities of Available for Sale and Held To Maturity Securities) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Available-for-sale- Debt maturities, Amortized Cost
One to five years	$6,236
Five to ten years	1,354
After ten Years	10,746
Subtotal	18,336
Totals	102,218
Available for Sale Securities, Fair Values
One to five years	6,600
Five to ten years	1,421
After ten Years	11,287
Subtotal	19,308
Totals	104,336
Held to Maturity securities, Amortized Cost
One to five years
Five to ten years	3,050
After ten Years	3,906
Subtotal	6,956
Totals	8,274	6,989
Held to Maturity securities, Fair Values
One to five years
Five to ten years	3,063
After ten Years	3,816
Subtotal	6,879
Total	8,227	6,837
Mortgage-backed securities of government-sponsored entities [Member]
Available-for-sale- Debt maturities, Amortized Cost
Maturities without single maturity date	83,437
Available for Sale Securities, Fair Values
Maturities without single maturity date	84,574
Held to Maturity securities, Amortized Cost
Maturities without single maturity date	1,318
Totals	1,318	1,332
Held to Maturity securities, Fair Values
Maturities without single maturity date	1,348
Total	1,348	1,354
Private-label collateralized mortgage obligations [Member]
Available-for-sale- Debt maturities, Amortized Cost
Maturities without single maturity date	445
Available for Sale Securities, Fair Values
Maturities without single maturity date	454
Held to Maturity securities, Amortized Cost
Maturities without single maturity date
Held to Maturity securities, Fair Values
Maturities without single maturity date

Securities_Schedule_of_Securit

Securities (Schedule of Securities in a Gross Unrealized Loss Position) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Securities with unrealized loss position
Less than 12 Months, Fair Value	$17,913	$23,525
Less than 12 Months, Unrealized Losses	138	121
More than 12 Months, Fair Value	14,312	19,368
More than 12 Months, Unrealized Losses	154	371
Total, Fair Value	32,225	42,893
Total, Unrealized Losses	292	492
Mortgage-backed securities of government sponsored entities [Member]
Securities with unrealized loss position
Less than 12 Months, Fair Value	14,987	22,443
Less than 12 Months, Unrealized Losses	103	118
More than 12 Months, Fair Value	11,749	13,947
More than 12 Months, Unrealized Losses	65	155
Total, Fair Value	26,736	36,390
Total, Unrealized Losses	168	273
State and political subdivisions [Member]
Securities with unrealized loss position
Less than 12 Months, Fair Value	2,926	1,082
Less than 12 Months, Unrealized Losses	35	3
More than 12 Months, Fair Value	2,563	5,421
More than 12 Months, Unrealized Losses	89	216
Total, Fair Value	5,489	6,503
Total, Unrealized Losses	$124	$219

Credit_Quality_of_Loans_and_th2

Credit Quality of Loans and the Allowance for Loan Losses (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Credit Quality of Loans and the Allowance for Loan Losses [Abstract]
Deferred loan origination fees	$677,000	$683,000
Loans in process	$5,400,000	$6,100,000

Credit_Quality_of_Loans_and_th3

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Activity in Allowance for Loan Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Activity in the allowance for loan losses by portfolio segment
Beginning balance	$2,769	$2,819
Provision charged to expense	233	8
Losses charged off	-654	-260
Recoveries	1	7
Ending balance	2,349	2,574
One-to-four family residential [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	1,533	1,017
Provision charged to expense	30	-135
Losses charged off	-654
Recoveries	1	7
Ending balance	910	889
All other mortgage loans [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	885	1,526
Provision charged to expense	170	127
Losses charged off		-260
Recoveries
Ending balance	1,055	1,393
Commercial business loans [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	343	271
Provision charged to expense	37	17
Losses charged off
Recoveries
Ending balance	380	288
Consumer loans [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning balance	8	5
Provision charged to expense	-4	-1
Losses charged off
Recoveries
Ending balance	$4	$4

Credit_Quality_of_Loans_and_th4

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Allowance for Loan Losses and Recorded Investment) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014		Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Ending balances: Allowance for loan losses
Individually evaluated for impairment	$245		$816
Collectively evaluated for impairment	2,104		1,953
Total allowance for loan losses	2,349		2,769		2,574	2,819
Ending balances: Loans
Individually evaluated for impairment	4,200		3,442
Collectively evaluated for impairment	272,449		271,740
Total balance	276,649		275,182
One-to-four family residential [Member]
Ending balances: Allowance for loan losses
Individually evaluated for impairment	102		653
Collectively evaluated for impairment	808		880
Total allowance for loan losses	910		1,533		889	1,017
Ending balances: Loans
Individually evaluated for impairment	2,997		3,279
Collectively evaluated for impairment	164,664		166,397
Total balance	167,661	[1]	169,676	[1]
All other mortgage loans [Member]
Ending balances: Allowance for loan losses
Individually evaluated for impairment	17		18
Collectively evaluated for impairment	1,038		867
Total allowance for loan losses	1,055		885		1,393	1,526
Ending balances: Loans
Individually evaluated for impairment	1,077		18
Collectively evaluated for impairment	88,741		86,902
Total balance	89,818	[1]	86,920	[1]
Commercial business loans [Member]
Ending balances: Allowance for loan losses
Individually evaluated for impairment	126		145
Collectively evaluated for impairment	254		198
Total allowance for loan losses	380		343		288	271
Ending balances: Loans
Individually evaluated for impairment	126		145
Collectively evaluated for impairment	17,273		16,130
Total balance	17,399	[1]	16,275	[1]
Consumer loans [Member]
Ending balances: Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	4		8
Total allowance for loan losses	4		8		4	5
Ending balances: Loans
Individually evaluated for impairment
Collectively evaluated for impairment	1,771		2,311
Total balance	$1,771	[1]	$2,311	[1]
[1]	Ratings are generally assigned to consumer and residential mortgage loans on a bpassb or bfailb basis, where bfailb results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.

Credit_Quality_of_Loans_and_th5

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Receivable by Credit Risk Profile) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	$276,649		$275,182
One-to-four family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	167,661	[1]	169,676	[1]
One-to-four family residential [Member] | Pass (Risk 1-4) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	159,171	[1]	160,190	[1]
One-to-four family residential [Member] | Special Mention (Risk 5) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	1,207	[1]	2,015	[1]
One-to-four family residential [Member] | Substandard (Risk 6) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	7,283	[1]	7,471	[1]
All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	89,818	[1]	86,920	[1]
All other mortgage loans [Member] | Pass (Risk 1-4) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	86,515	[1]	84,168	[1]
All other mortgage loans [Member] | Special Mention (Risk 5) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	1,412	[1]	851	[1]
All other mortgage loans [Member] | Substandard (Risk 6) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	1,891	[1]	1,901	[1]
Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	17,399	[1]	16,275	[1]
Commercial business loans [Member] | Pass (Risk 1-4) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	16,981	[1]	15,812	[1]
Commercial business loans [Member] | Special Mention (Risk 5) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	144	[1]	318	[1]
Commercial business loans [Member] | Substandard (Risk 6) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	274	[1]	145	[1]
Consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	1,771	[1]	2,311	[1]
Consumer loans [Member] | Pass (Risk 1-4) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross	1,771	[1]	2,311	[1]
Consumer loans [Member] | Special Mention (Risk 5) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross		[1]		[1]
Consumer loans [Member] | Substandard (Risk 6) [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable, gross		[1]		[1]
[1]	Ratings are generally assigned to consumer and residential mortgage loans on a bpassb or bfailb basis, where bfailb results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.

Credit_Quality_of_Loans_and_th6

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Aging Analysis of Loans Receivable) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Aging analysis of past due loans
30-59 Days Past Due	$1,058		$466
60-89 Days Past Due	281		495
Greater Than 90 Days Past Due	1,369		1,786
Total Past Due	2,708		2,747
Current	273,941		272,435
Total loans receivable	276,649		275,182
Total Loans >90 Days and Accruing
One-to-four family residential loans [Member]
Aging analysis of past due loans
30-59 Days Past Due	1,055		466
60-89 Days Past Due	281		297
Greater Than 90 Days Past Due	972		1,575
Total Past Due	2,308		2,338
Current	165,353		167,338
Total loans receivable	167,661	[1]	169,676	[1]
Total Loans >90 Days and Accruing
All other mortgage loans [Member]
Aging analysis of past due loans
30-59 Days Past Due
60-89 Days Past Due			198
Greater Than 90 Days Past Due	352		152
Total Past Due	352		350
Current	89,466		86,570
Total loans receivable	89,818	[1]	86,920	[1]
Total Loans >90 Days and Accruing
Commercial business loans [Member]
Aging analysis of past due loans
30-59 Days Past Due	2
60-89 Days Past Due
Greater Than 90 Days Past Due	45		59
Total Past Due	47		59
Current	17,352		16,216
Total loans receivable	17,399	[1]	16,275	[1]
Total Loans >90 Days and Accruing
Consumer loans [Member]
Aging analysis of past due loans
30-59 Days Past Due	1
60-89 Days Past Due
Greater Than 90 Days Past Due
Total Past Due	1
Current	1,770		2,311
Total loans receivable	1,771	[1]	2,311	[1]
Total Loans >90 Days and Accruing
[1]	Ratings are generally assigned to consumer and residential mortgage loans on a bpassb or bfailb basis, where bfailb results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.

Credit_Quality_of_Loans_and_th7

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Non-accrual Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$2,546	$3,186
One-to-four family residential loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	2,113	2,740
Nonresidential real estate and land Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	352	350
Commercial business loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$81	$96

Credit_Quality_of_Loans_and_th8

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Impaired Loans) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Specific Allowance	$245		$909
Recorded Balance	4,200		3,442
Unpaid Principal Balance	4,695		3,442
Average Investment in Impaired Loans	3,822	10,021
Interest Income Recognized	43	109
One-to-four family residential loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance	2,112		1,108
Loans without a specific valuation allowance, Unpaid Principal Balance	2,607		1,108
Loans without a specific valuation allowance, Average Investment in Impaired Loans	1,610	5,583
Loans without a specific valuation allowance, Interest Income Recognized	12	64
Loans with a specific valuation allowance, Recorded Balance	885		2,171
Loans with a specific valuation allowance, Unpaid Principal Balance	885		2,171
Specific Allowance	102		653
Loans with a specific valuation allowance, Average Investment in Impaired Loans	1,528	782
Loans with a specific valuation allowance, Interest Income Recognized	12	9
Recorded Balance	2,997		3,279
Unpaid Principal Balance	3,492		3,279
Average Investment in Impaired Loans	3,138	6,365
Interest Income Recognized	24	73
All other mortgage loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance	1,060
Loans without a specific valuation allowance, Unpaid Principal Balance	1,060
Loans without a specific valuation allowance, Average Investment in Impaired Loans	530	2,039
Loans without a specific valuation allowance, Interest Income Recognized	18	20
Loans with a specific valuation allowance, Recorded Balance	17		18
Loans with a specific valuation allowance, Unpaid Principal Balance	17		18
Specific Allowance	17		18
Loans with a specific valuation allowance, Average Investment in Impaired Loans	18	1,477
Loans with a specific valuation allowance, Interest Income Recognized		14
Recorded Balance	1,077		18
Unpaid Principal Balance	1,077		18
Average Investment in Impaired Loans	548	3,516
Interest Income Recognized	18	34
Commercial business loans [Member]
Financing Receivable, Impaired [Line Items]
Loans without a specific valuation allowance, Recorded Balance
Loans without a specific valuation allowance, Unpaid Principal Balance
Loans without a specific valuation allowance, Average Investment in Impaired Loans		77
Loans without a specific valuation allowance, Interest Income Recognized		1
Loans with a specific valuation allowance, Recorded Balance	126		145
Loans with a specific valuation allowance, Unpaid Principal Balance	126		145
Specific Allowance	126		145
Loans with a specific valuation allowance, Average Investment in Impaired Loans	136	63
Loans with a specific valuation allowance, Interest Income Recognized	1	1
Recorded Balance	126		145
Unpaid Principal Balance	126		145
Average Investment in Impaired Loans	136	140
Interest Income Recognized	$1	$2

Credit_Quality_of_Loans_and_th9

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Troubled Debt Restructurings) (Details) (All other mortgage loans [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
All other mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans	$1
Pre-modification recorded principal balance	261
Post-modification recorded principal balance	$261

Recovered_Sheet1

Credit Quality of Loans and the Allowance for Loan Losses (Schedule of Loans Collateralized by Residential Real Estate Properties) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment	$120	$179
One-to-four family residential loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment	120	179
Recorded investment of assets in process of foreclosure	$159	$24

Goodwill_and_Intangible_Assets2

Goodwill and Intangible Assets (Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization of intangible asset		$23,000	$23,000

Goodwill_and_Intangible_Assets3

Goodwill and Intangible Assets (Schedule of Goodwill and Intangibles) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$1,719	$1,719
Other intangible assets - gross	974	974
Other intangible assets - amortization	-974	-974
Total	$1,719	$1,719

Earnings_Per_Share_Schedule_of

Earnings Per Share (Schedule of Computation of Earnings Per Share) (Details)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Abstract]
Weighted-average common shares outstanding (basic and diluted)	2,765,249	2,793,103

Regulatory_Matters_Schedule_of

Regulatory Matters (Schedule of Regulatory Capital Requirements) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Tier 1 Leverage Capital (to average assets)
Tier 1 Capital	$37,063	$36,834
Tier 1 Capital (to average assets) ratio	8.90%	8.80%
Minimum amount of Tier 1 Capital for adequacy purposes	16,602	16,694
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	20,752	20,868
Minimum Tier 1 Capital required to be well-capitalized, ratio	5.00%	5.00%
Tier 1 Common equity capital to risk-weighted assets
Tier 1 Common equity capital	37,063
Tier 1 Common equity capital ratio	14.20%
Minimum amount of Tier 1 Common equity capital for adequacy purposes	11,766
Minimum amount of Tier 1 Common equity capital for adequacy purposes ratio	4.50%
Minimum amount of Tier 1 Common equity capital to be well-capitalized	16,995
Minimum amount of Tier 1 Common equity capital to be well-capitalized ratio	6.50%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital	37,063	36,834
Tier 1 Capital (to risk-weighted assets) ratio	14.20%	14.10%
Minimum amount of Tier 1 Capital for adequacy purposes	15,688	10,439
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	6.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized	20,917	15,658
Minimum Tier 1 Capital required to be well-capitalized, ratio	8.00%	6.00%
Total Capital
Total Capital	39,412	39,603
Total Capital (to risk-weighted assets) ratio	15.10%	15.20%
Minimum amount of capital for adequacy purposes	20,917	20,878
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum Capital required to be well-capitalized	$26,146	$26,097
Minimum Capital required to be well-capitalized, ratio	10.00%	10.00%

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accumulated Other Comprehensive Income [Abstract]
Gross unrealized gain on securities available-for-sale	$2,118	$1,894
Gross unrealized loss for unfunded status of split-dollar life insurance plan liability (tax free)	-244	-244
Gross unrealized loss for unfunded status of defined benefit plan liability	-1,191	-1,191
Tax effect	-315	-239
Net-of-tax amount	$368	$220

Fair_Value_Measurements_Schedu

Fair Value Measurements (Schedule of Fair Value Measured on a Recurring Basis) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Recurring Fair Value Measurements
Available-for-sale securities	$104,336	$108,969
U.S. government agencies [Member]
Recurring Fair Value Measurements
Available-for-sale securities	123	126
Mortgage-backed securities of government sponsored entities [Member]
Recurring Fair Value Measurements
Available-for-sale securities	84,574	88,213
Private-label collateralized mortgage obligations [Member]
Recurring Fair Value Measurements
Available-for-sale securities	454	502
State and political subdivisions [Member]
Recurring Fair Value Measurements
Available-for-sale securities	19,185	20,128
Fair Value measured on a Recurring Basis [Member} | Fair value [Member] | U.S. government agencies [Member]
Recurring Fair Value Measurements
Available-for-sale securities	123	126
Fair Value measured on a Recurring Basis [Member} | Fair value [Member] | Mortgage-backed securities of government sponsored entities [Member]
Recurring Fair Value Measurements
Available-for-sale securities	84,574	88,213
Fair Value measured on a Recurring Basis [Member} | Fair value [Member] | Private-label collateralized mortgage obligations [Member]
Recurring Fair Value Measurements
Available-for-sale securities	454	502
Fair Value measured on a Recurring Basis [Member} | Fair value [Member] | State and political subdivisions [Member]
Recurring Fair Value Measurements
Available-for-sale securities	19,185	20,128
Fair Value measured on a Recurring Basis [Member} | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. government agencies [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Mortgage-backed securities of government sponsored entities [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private-label collateralized mortgage obligations [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | State and political subdivisions [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Significant Other Observable Inputs (Level 2) [Member] | U.S. government agencies [Member]
Recurring Fair Value Measurements
Available-for-sale securities	123	126
Fair Value measured on a Recurring Basis [Member} | Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed securities of government sponsored entities [Member]
Recurring Fair Value Measurements
Available-for-sale securities	84,574	88,213
Fair Value measured on a Recurring Basis [Member} | Significant Other Observable Inputs (Level 2) [Member] | Private-label collateralized mortgage obligations [Member]
Recurring Fair Value Measurements
Available-for-sale securities	454	502
Fair Value measured on a Recurring Basis [Member} | Significant Other Observable Inputs (Level 2) [Member] | State and political subdivisions [Member]
Recurring Fair Value Measurements
Available-for-sale securities	19,185	20,128
Fair Value measured on a Recurring Basis [Member} | Significant Unobservable Inputs (Level 3) [Member] | U.S. government agencies [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Significant Unobservable Inputs (Level 3) [Member] | Mortgage-backed securities of government sponsored entities [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Significant Unobservable Inputs (Level 3) [Member] | Private-label collateralized mortgage obligations [Member]
Recurring Fair Value Measurements
Available-for-sale securities
Fair Value measured on a Recurring Basis [Member} | Significant Unobservable Inputs (Level 3) [Member] | State and political subdivisions [Member]
Recurring Fair Value Measurements
Available-for-sale securities

Fair_Value_Measurements_Schedu1

Fair Value Measurements (Schedule of Fair Value Measured on a Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	$613	$634
Foreclosed assets		59
Fair Value measured on a Non-Recurring Basis [Member] | Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	613	634
Foreclosed assets		59
Fair Value measured on a Non-Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans
Foreclosed assets
Fair Value measured on a Non-Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans
Foreclosed assets
Fair Value measured on a Non-Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	613	634
Foreclosed assets		$59

Fair_Value_Measurements_Schedu2

Fair Value Measurements (Schedule of Level 3 Fair Value Measurements) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Collateral-dependent impaired loans	$613	$634
Foreclosed assets		$59
Unobservable Input	Selling and fixed costs	Selling Costs
Range (Weighted Average)	Selling and fixed costs:10%	Selling Costs:10%
Collateral-dependent impaired loans [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Valuation Technique	Market Comparable Properties, less delinquent real estate taxes	Market Comparable Properties, less delinquent real estate taxes
Foreclosed assets [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Valuation Technique		Estimated Selling Price

Fair_Value_Measurements_Schedu3

Fair Value Measurements (Schedule of Fair Value of Financial Instruments) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financial assets:
Held-to-maturity securities	$8,227	$6,837
Carrying Amount [Member]
Financial assets:
Cash and cash equivalents	12,100	10,783
Held-to-maturity securities	8,274	6,989
Loans, net of allowance for loan losses	268,233	265,609
Federal Home Loan Bank stock	4,226	4,226
Interest receivable	1,331	1,154
Financial liabilities:
Deposits	349,883	348,922
Other Short Term Borrowings	7,076	7,000
Federal Home Loan Bank Allowances	16,459	16,438
Advance Payments by Borrowers for Taxes and Insurance	690	1,135
Interest Payable	65	47
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets:
Cash and cash equivalents	12,100	10,783
Held-to-maturity securities
Loans, net of allowance for loan losses
Federal Home Loan Bank stock
Interest receivable
Financial liabilities:
Deposits	34,003	34,403
Other Short Term Borrowings
Federal Home Loan Bank Allowances
Advance Payments by Borrowers for Taxes and Insurance
Interest Payable
Significant Other Observable Inputs (Level 2) [Member]
Financial assets:
Cash and cash equivalents
Held-to-maturity securities	8,227	6,837
Loans, net of allowance for loan losses
Federal Home Loan Bank stock	4,226	4,226
Interest receivable	1,331	1,154
Financial liabilities:
Deposits	297,985	294,365
Other Short Term Borrowings	7,076	7,000
Federal Home Loan Bank Allowances	16,574	16,572
Advance Payments by Borrowers for Taxes and Insurance	690	1,135
Interest Payable	65	47
Significant Unobservable Inputs (Level 3) [Member]
Financial assets:
Cash and cash equivalents
Held-to-maturity securities
Loans, net of allowance for loan losses	278,305	274,443
Federal Home Loan Bank stock
Interest receivable
Financial liabilities:
Deposits
Other Short Term Borrowings
Federal Home Loan Bank Allowances
Advance Payments by Borrowers for Taxes and Insurance
Interest Payable