COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Sprott Physical Gold Trust Uni | COM | 85207H104 | 871 | 76,917 | SH | | SOLE | | 76,917 | 0 | 0 |
Sprott Physical Silver Trust | COM | 85207K107 | 84 | 14,670 | SH | | SOLE | | 14,670 | 0 | 0 |
Xtrackers MSCI All World ex US | COM | 233051820 | 592 | 21,658 | SH | | SOLE | | 21,658 | 0 | 0 |
JPMorgan Hedged Equity Select | COM | 46637K281 | 74,777 | 3,685,426 | SH | | SOLE | | 3,685,426 | 0 | 0 |
Tocqueville Gold Fund | COM | 888894862 | 367 | 10,124 | SH | | SOLE | | 10,124 | 0 | 0 |
3M Company | COM | 88579Y101 | 499 | 2,880 | SH | | SOLE | | 2,880 | 0 | 0 |
Abbott Laboratories | COM | 002824100 | 955 | 11,361 | SH | | SOLE | | 11,361 | 0 | 0 |
AbbVie, Inc. | COM | 00287y109 | 422 | 5,802 | SH | | SOLE | | 5,802 | 0 | 0 |
Accenture PLC | COM | G1151c101 | 10,593 | 57,333 | SH | | SOLE | | 57,333 | 0 | 0 |
Air Products and Chemicals, In | COM | 009158106 | 543 | 2,400 | SH | | SOLE | | 2,400 | 0 | 0 |
Alphabet Inc. Class A | COM | 02079K305 | 964 | 890 | SH | | SOLE | | 890 | 0 | 0 |
Alphabet Inc. Class C | COM | 02079K107 | 1,772 | 1,639 | SH | | SOLE | | 1,639 | 0 | 0 |
Amazon.com, Inc. | COM | 023135106 | 9,052 | 4,780 | SH | | SOLE | | 4,780 | 0 | 0 |
American Express Company | COM | 025816109 | 1,216 | 9,854 | SH | | SOLE | | 9,854 | 0 | 0 |
Amphenol Corporation Class A | COM | 032095101 | 4,876 | 50,825 | SH | | SOLE | | 50,825 | 0 | 0 |
Apple Inc. | COM | 037833100 | 3,523 | 17,798 | SH | | SOLE | | 17,798 | 0 | 0 |
AT&T Inc. | COM | 00206R102 | 583 | 17,401 | SH | | SOLE | | 17,401 | 0 | 0 |
Automatic Data Processing, Inc | COM | 053015103 | 504 | 3,048 | SH | | SOLE | | 3,048 | 0 | 0 |
Becton Dickinson & Company | COM | 075887109 | 10,756 | 42,681 | SH | | SOLE | | 42,681 | 0 | 0 |
Berkshire Hathaway, Inc. Cl. A | COM | 084670108 | 3,502 | 11 | SH | | SOLE | | 11 | 0 | 0 |
Berkshire Hathaway, Inc. Cl. B | COM | 084670702 | 32,134 | 150,743 | SH | | SOLE | | 150,743 | 0 | 0 |
BlackRock Inc. | COM | 09247X101 | 268 | 572 | SH | | SOLE | | 572 | 0 | 0 |
Boeing Company | COM | 097023105 | 19,679 | 54,063 | SH | | SOLE | | 54,063 | 0 | 0 |
Bristol-Myers Squibb Company | COM | 110122108 | 480 | 10,595 | SH | | SOLE | | 10,595 | 0 | 0 |
Cisco Systems, Inc. | COM | 17275R102 | 972 | 17,754 | SH | | SOLE | | 17,754 | 0 | 0 |
Coca-Cola Company | COM | 191216100 | 2,610 | 51,251 | SH | | SOLE | | 51,251 | 0 | 0 |
Colgate-Palmolive Company | COM | 194162103 | 776 | 10,834 | SH | | SOLE | | 10,834 | 0 | 0 |
Costco Wholesale Corporation | COM | 22160K105 | 10,856 | 41,082 | SH | | SOLE | | 41,082 | 0 | 0 |
Donaldson Company, Inc. | COM | 257651109 | 305 | 6,000 | SH | | SOLE | | 6,000 | 0 | 0 |
Eli Lilly and Company | COM | 532457108 | 460 | 4,150 | SH | | SOLE | | 4,150 | 0 | 0 |
Enterprise Bancorp, Inc. | COM | 293668109 | 993 | 31,306 | SH | | SOLE | | 31,306 | 0 | 0 |
Exxon Mobil Corporation | COM | 30231G102 | 693 | 9,038 | SH | | SOLE | | 9,038 | 0 | 0 |
General Electric Company | COM | 369604103 | 267 | 25,424 | SH | | SOLE | | 25,424 | 0 | 0 |
Hershey Company | COM | 427866108 | 331 | 2,468 | SH | | SOLE | | 2,468 | 0 | 0 |
Home Depot, Inc. | COM | 437076102 | 989 | 4,757 | SH | | SOLE | | 4,757 | 0 | 0 |
IBM Corporation | COM | 459200101 | 1,205 | 8,741 | SH | | SOLE | | 8,741 | 0 | 0 |
Illinois Tool Works Inc. | COM | 452308109 | 812 | 5,386 | SH | | SOLE | | 5,386 | 0 | 0 |
Intel Corporation | COM | 458140100 | 549 | 11,462 | SH | | SOLE | | 11,462 | 0 | 0 |
J. M. Smucker Company | COM | 832696405 | 680 | 5,903 | SH | | SOLE | | 5,903 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 2,264 | 16,254 | SH | | SOLE | | 16,254 | 0 | 0 |
Johnson Controls International | COM | G51502105 | 437 | 10,571 | SH | | SOLE | | 10,571 | 0 | 0 |
JPMorgan Chase & Co. | COM | 46625H100 | 6,120 | 54,739 | SH | | SOLE | | 54,739 | 0 | 0 |
Laboratory Corporation of Amer | COM | 50540R409 | 406 | 2,349 | SH | | SOLE | | 2,349 | 0 | 0 |
Lockheed Martin Corporation | COM | 539830109 | 308 | 848 | SH | | SOLE | | 848 | 0 | 0 |
Loews Corporation | COM | 540424108 | 492 | 9,000 | SH | | SOLE | | 9,000 | 0 | 0 |
McCormick & Co., Inc. Non-Voti | COM | 579780206 | 1,240 | 8,000 | SH | | SOLE | | 8,000 | 0 | 0 |
McDonald's Corporation | COM | 580135101 | 949 | 4,569 | SH | | SOLE | | 4,569 | 0 | 0 |
Merck & Co., Inc. | COM | 58933y105 | 551 | 6,573 | SH | | SOLE | | 6,573 | 0 | 0 |
Microsoft Corporation | COM | 594918104 | 17,845 | 133,215 | SH | | SOLE | | 133,215 | 0 | 0 |
MSCI Inc. | COM | 55354G100 | 6,597 | 27,626 | SH | | SOLE | | 27,626 | 0 | 0 |
Netflix, Inc. | COM | 64110l106 | 371 | 1,010 | SH | | SOLE | | 1,010 | 0 | 0 |
Oracle Corporation | COM | 68389X105 | 319 | 5,597 | SH | | SOLE | | 5,597 | 0 | 0 |
PepsiCo, Inc. | COM | 713448108 | 1,453 | 11,080 | SH | | SOLE | | 11,080 | 0 | 0 |
Pfizer Inc. | COM | 717081103 | 868 | 20,034 | SH | | SOLE | | 20,034 | 0 | 0 |
Procter & Gamble Company | COM | 742718109 | 70,468 | 642,659 | SH | | SOLE | | 642,659 | 0 | 0 |
Progressive Corporation | COM | 743315103 | 490 | 6,132 | SH | | SOLE | | 6,132 | 0 | 0 |
S&P Global, Inc. | COM | 78409v104 | 2,221 | 9,750 | SH | | SOLE | | 9,750 | 0 | 0 |
Schlumberger NV | COM | 806857108 | 2,293 | 57,694 | SH | | SOLE | | 57,694 | 0 | 0 |
Stryker Corporation | COM | 863667101 | 617 | 3,000 | SH | | SOLE | | 3,000 | 0 | 0 |
Sysco Corporation | COM | 871829107 | 219 | 3,090 | SH | | SOLE | | 3,090 | 0 | 0 |
Thermo Fisher Scientific Inc | COM | 883556102 | 9,809 | 33,400 | SH | | SOLE | | 33,400 | 0 | 0 |
Union Pacific Corporation | COM | 907818108 | 584 | 3,453 | SH | | SOLE | | 3,453 | 0 | 0 |
United Technologies Corporatio | COM | 913017109 | 295 | 2,265 | SH | | SOLE | | 2,265 | 0 | 0 |
Verisk Analytics Inc | COM | 92345Y106 | 6,907 | 47,162 | SH | | SOLE | | 47,162 | 0 | 0 |
Visa Inc. Class A | COM | 92826c839 | 15,714 | 90,545 | SH | | SOLE | | 90,545 | 0 | 0 |
Wal-Mart Stores, Inc. | COM | 931142103 | 855 | 7,737 | SH | | SOLE | | 7,737 | 0 | 0 |
Walt Disney Company | COM | 254687106 | 758 | 5,428 | SH | | SOLE | | 5,428 | 0 | 0 |
Wells Fargo & Company | COM | 949746101 | 359 | 7,584 | SH | | SOLE | | 7,584 | 0 | 0 |
Columbia Emerging Markets Cons | COM | 19762B509 | 221 | 9,691 | SH | | SOLE | | 9,691 | 0 | 0 |
First Trust Morningstar Divide | COM | 336917109 | 361 | 11,773 | SH | | SOLE | | 11,773 | 0 | 0 |
Invesco FTSE RAFI US 1000 Port | COM | 46137V613 | 17,041 | 146,098 | SH | | SOLE | | 146,098 | 0 | 0 |
iShares Core MSCI EAFE ETF | COM | 46432F842 | 48,053 | 782,618 | SH | | SOLE | | 782,618 | 0 | 0 |
iShares Core MSCI Total Intern | COM | 46432F834 | 276 | 4,703 | SH | | SOLE | | 4,703 | 0 | 0 |
iShares Core S&P 500 ETF | COM | 464287200 | 864 | 2,931 | SH | | SOLE | | 2,931 | 0 | 0 |
iShares Core S&P Small Cap ETF | COM | 464287804 | 12,699 | 162,227 | SH | | SOLE | | 162,227 | 0 | 0 |
iShares Edge MSCI Min Vol USA | COM | 46429b697 | 24,009 | 388,934 | SH | | SOLE | | 388,934 | 0 | 0 |
iShares Edge MSCI USA Momentum | COM | 46432F396 | 23,513 | 198,256 | SH | | SOLE | | 198,256 | 0 | 0 |
iShares Edge MSCI USA Quality | COM | 46432f339 | 23,608 | 258,091 | SH | | SOLE | | 258,091 | 0 | 0 |
iShares MSCI ACWI ex U.S. ETF | COM | 464288240 | 564 | 12,052 | SH | | SOLE | | 12,052 | 0 | 0 |
iShares MSCI Emerging Markets | COM | 464287234 | 221 | 5,144 | SH | | SOLE | | 5,144 | 0 | 0 |
iShares MSCI Global Impact ETF | COM | 46435G532 | 926 | 16,057 | SH | | SOLE | | 16,057 | 0 | 0 |
iShares MSCI USA ESG Select ET | COM | 464288802 | 380 | 3,119 | SH | | SOLE | | 3,119 | 0 | 0 |
iShares Russell 1000 ETF | COM | 464287622 | 893 | 5,485 | SH | | SOLE | | 5,485 | 0 | 0 |
iShares Russell 1000 Growth ET | COM | 464287614 | 2,985 | 18,969 | SH | | SOLE | | 18,969 | 0 | 0 |
iShares Russell 1000 Value ETF | COM | 464287598 | 2,115 | 16,624 | SH | | SOLE | | 16,624 | 0 | 0 |
iShares Russell 2000 ETF | COM | 464287655 | 663 | 4,263 | SH | | SOLE | | 4,263 | 0 | 0 |
iShares Russell 2000 Growth In | COM | 464287648 | 342 | 1,701 | SH | | SOLE | | 1,701 | 0 | 0 |
iShares Russell Midcap ETF | COM | 464287499 | 816 | 14,613 | SH | | SOLE | | 14,613 | 0 | 0 |
iShares S&P 100 ETF | COM | 464287101 | 584 | 4,504 | SH | | SOLE | | 4,504 | 0 | 0 |
iShares S&P 500 Growth ETF | COM | 464287309 | 27,286 | 152,233 | SH | | SOLE | | 152,233 | 0 | 0 |
SPDR S&P 500 ETF Trust | COM | 78462F103 | 99,391 | 339,219 | SH | | SOLE | | 339,219 | 0 | 0 |
Technology Select Sector SPDR | COM | 81369Y803 | 2,189 | 28,044 | SH | | SOLE | | 28,044 | 0 | 0 |
Vanguard Dividend Appreciation | COM | 921908844 | 495 | 4,302 | SH | | SOLE | | 4,302 | 0 | 0 |
Vanguard FTSE Developed Market | COM | 921943858 | 1,809 | 43,377 | SH | | SOLE | | 43,377 | 0 | 0 |
Vanguard FTSE Emerging Markets | COM | 922042858 | 642 | 15,086 | SH | | SOLE | | 15,086 | 0 | 0 |
Vanguard International Dividen | COM | 921946810 | 224 | 3,286 | SH | | SOLE | | 3,286 | 0 | 0 |
Vanguard S&P 500 Index Fund | COM | 922908363 | 1,721 | 6,393 | SH | | SOLE | | 6,393 | 0 | 0 |
Vanguard Total Stock Market In | COM | 922908769 | 12,692 | 84,563 | SH | | SOLE | | 84,563 | 0 | 0 |