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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Sprott Physical Gold Trust Uni | COM | 85207H104 | 972 | 67,700 | SH | | SOLE | | 67,700 | 0 | 0 |
Sprott Physical Silver Trust | COM | 85207K107 | 258 | 32,170 | SH | | SOLE | | 32,170 | 0 | 0 |
JPMorgan Hedged Equity Select | COM | 46637K281 | 94,803 | 3,512,537 | SH | | SOLE | | 3,512,537 | 0 | 0 |
3M Company | COM | 88579Y101 | 709 | 3,994 | SH | | SOLE | | 3,994 | 0 | 0 |
Abbott Laboratories | COM | 002824100 | 620 | 4,407 | SH | | SOLE | | 4,407 | 0 | 0 |
AbbVie, Inc. | COM | 00287y109 | 498 | 3,676 | SH | | SOLE | | 3,676 | 0 | 0 |
Accenture PLC | COM | G1151c101 | 24,157 | 58,274 | SH | | SOLE | | 58,274 | 0 | 0 |
Agilent Technologies, Inc. | COM | 00846U101 | 211 | 1,320 | SH | | SOLE | | 1,320 | 0 | 0 |
Air Products and Chemicals, In | COM | 009158106 | 829 | 2,725 | SH | | SOLE | | 2,725 | 0 | 0 |
Alphabet Inc. Class A | COM | 02079K305 | 3,685 | 1,272 | SH | | SOLE | | 1,272 | 0 | 0 |
Alphabet Inc. Class C | COM | 02079K107 | 5,602 | 1,936 | SH | | SOLE | | 1,936 | 0 | 0 |
Amazon.com, Inc. | COM | 023135106 | 29,092 | 8,725 | SH | | SOLE | | 8,725 | 0 | 0 |
American Express Company | COM | 025816109 | 26,677 | 163,064 | SH | | SOLE | | 163,064 | 0 | 0 |
Amphenol Corporation Class A | COM | 032095101 | 27,564 | 315,164 | SH | | SOLE | | 315,164 | 0 | 0 |
Apple Inc | COM | 037833100 | 18,291 | 103,008 | SH | | SOLE | | 103,008 | 0 | 0 |
Automatic Data Processing, Inc | COM | 053015103 | 334 | 1,353 | SH | | SOLE | | 1,353 | 0 | 0 |
Baxter International Inc. | COM | 071813109 | 265 | 3,084 | SH | | SOLE | | 3,084 | 0 | 0 |
Berkshire Hathaway, Inc. Cl. A | COM | 084670108 | 2,253 | 5 | SH | | SOLE | | 5 | 0 | 0 |
Berkshire Hathaway, Inc. Cl. B | COM | 084670702 | 24,602 | 82,282 | SH | | SOLE | | 82,282 | 0 | 0 |
BlackRock Inc. | COM | 09247X101 | 505 | 552 | SH | | SOLE | | 552 | 0 | 0 |
Bristol-Myers Squibb Company | COM | 110122108 | 677 | 10,857 | SH | | SOLE | | 10,857 | 0 | 0 |
Chubb Limited | COM | H1467J104 | 221 | 1,141 | SH | | SOLE | | 1,141 | 0 | 0 |
Cisco Systems, Inc. | COM | 17275R102 | 470 | 7,424 | SH | | SOLE | | 7,424 | 0 | 0 |
Coca-Cola Company | COM | 191216100 | 2,327 | 39,297 | SH | | SOLE | | 39,297 | 0 | 0 |
Colgate-Palmolive Company | COM | 194162103 | 925 | 10,834 | SH | | SOLE | | 10,834 | 0 | 0 |
Costco Wholesale Corporation | COM | 22160K105 | 27,384 | 48,237 | SH | | SOLE | | 48,237 | 0 | 0 |
Danaher Corp | COM | 235851102 | 447 | 1,360 | SH | | SOLE | | 1,360 | 0 | 0 |
Eli Lilly and Company | COM | 532457108 | 843 | 3,053 | SH | | SOLE | | 3,053 | 0 | 0 |
Enterprise Bancorp, Inc. | COM | 293668109 | 1,406 | 31,306 | SH | | SOLE | | 31,306 | 0 | 0 |
Exxon Mobil Corporation | COM | 30231G102 | 262 | 4,274 | SH | | SOLE | | 4,274 | 0 | 0 |
Hershey Company | COM | 427866108 | 264 | 1,366 | SH | | SOLE | | 1,366 | 0 | 0 |
Illinois Tool Works Inc. | COM | 452308109 | 633 | 2,566 | SH | | SOLE | | 2,566 | 0 | 0 |
Intel Corporation | COM | 458140100 | 350 | 6,800 | SH | | SOLE | | 6,800 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 1,929 | 11,274 | SH | | SOLE | | 11,274 | 0 | 0 |
Johnson Controls International | COM | G51502105 | 582 | 7,158 | SH | | SOLE | | 7,158 | 0 | 0 |
JPMorgan Chase & Co. | COM | 46625H100 | 24,810 | 156,680 | SH | | SOLE | | 156,680 | 0 | 0 |
Laboratory Corporation of Amer | COM | 50540R409 | 415 | 1,321 | SH | | SOLE | | 1,321 | 0 | 0 |
Lockheed Martin Corporation | COM | 539830109 | 496 | 1,396 | SH | | SOLE | | 1,396 | 0 | 0 |
Loews Corporation | COM | 540424108 | 347 | 6,000 | SH | | SOLE | | 6,000 | 0 | 0 |
Lowes Cos. Inc. | COM | 548661107 | 27,569 | 106,660 | SH | | SOLE | | 106,660 | 0 | 0 |
Luminar Technologies Inc Class | COM | 550424105 | 4,090 | 241,874 | SH | | SOLE | | 241,874 | 0 | 0 |
McCormick & Co., Inc. Non-Voti | COM | 579780206 | 1,546 | 16,000 | SH | | SOLE | | 16,000 | 0 | 0 |
McDonald's Corporation | COM | 580135101 | 1,022 | 3,813 | SH | | SOLE | | 3,813 | 0 | 0 |
Merck & Co., Inc. | COM | 58933y105 | 639 | 8,343 | SH | | SOLE | | 8,343 | 0 | 0 |
Microsoft Corporation | COM | 594918104 | 27,515 | 81,813 | SH | | SOLE | | 81,813 | 0 | 0 |
Netflix, Inc. | COM | 64110l106 | 957 | 1,588 | SH | | SOLE | | 1,588 | 0 | 0 |
NIKE, Inc. Class B | COM | 654106103 | 20,954 | 125,724 | SH | | SOLE | | 125,724 | 0 | 0 |
Novus Capital Corp. II Class A | COM | 67012W104 | 1,000 | 101,010 | SH | | SOLE | | 101,010 | 0 | 0 |
PepsiCo, Inc. | COM | 713448108 | 1,698 | 9,774 | SH | | SOLE | | 9,774 | 0 | 0 |
Pfizer Inc. | COM | 717081103 | 1,136 | 19,235 | SH | | SOLE | | 19,235 | 0 | 0 |
Procter & Gamble Company | COM | 742718109 | 6,900 | 42,179 | SH | | SOLE | | 42,179 | 0 | 0 |
Progressive Corporation | COM | 743315103 | 631 | 6,148 | SH | | SOLE | | 6,148 | 0 | 0 |
Prologis Inc. | COM | 74340W103 | 23,640 | 140,412 | SH | | SOLE | | 140,412 | 0 | 0 |
Qualcomm Inc. | COM | 747525103 | 214 | 1,170 | SH | | SOLE | | 1,170 | 0 | 0 |
Raytheon Technologies Corporat | COM | 75513E101 | 254 | 2,950 | SH | | SOLE | | 2,950 | 0 | 0 |
S&P Global, Inc. | COM | 78409v104 | 802 | 1,700 | SH | | SOLE | | 1,700 | 0 | 0 |
SentinelOne, Inc. Class A | COM | 81730H109 | 229 | 4,539 | SH | | SOLE | | 4,539 | 0 | 0 |
Sherwin-Williams Co. | COM | 824348106 | 23,660 | 67,184 | SH | | SOLE | | 67,184 | 0 | 0 |
Target Corp. | COM | 87612E106 | 297 | 1,282 | SH | | SOLE | | 1,282 | 0 | 0 |
Tesla Motors, Inc. | COM | 88160r101 | 343 | 325 | SH | | SOLE | | 325 | 0 | 0 |
Texas Instruments Inc. | COM | 882508104 | 465 | 2,467 | SH | | SOLE | | 2,467 | 0 | 0 |
The Estee Lauder Cos Inc. | COM | 518439104 | 10,498 | 28,358 | SH | | SOLE | | 28,358 | 0 | 0 |
Thermo Fisher Scientific Inc | COM | 883556102 | 28,191 | 42,250 | SH | | SOLE | | 42,250 | 0 | 0 |
Union Pacific Corporation | COM | 907818108 | 865 | 3,432 | SH | | SOLE | | 3,432 | 0 | 0 |
Visa Inc. Class A | COM | 92826c839 | 392 | 1,809 | SH | | SOLE | | 1,809 | 0 | 0 |
Wal-Mart Stores, Inc. | COM | 931142103 | 909 | 6,285 | SH | | SOLE | | 6,285 | 0 | 0 |
Walt Disney Company | COM | 254687106 | 11,422 | 73,744 | SH | | SOLE | | 73,744 | 0 | 0 |
Zoetis, Inc. Class A | COM | 98978V103 | 490 | 2,009 | SH | | SOLE | | 2,009 | 0 | 0 |
Columbia Emerging Markets Cons | COM | 19762B509 | 216 | 9,033 | SH | | SOLE | | 9,033 | 0 | 0 |
Financial Select Sector SPDR E | COM | 81369Y605 | 21,138 | 541,297 | SH | | SOLE | | 541,297 | 0 | 0 |
Industrial Select Sector SPDR | COM | 81369Y704 | 20,343 | 192,257 | SH | | SOLE | | 192,257 | 0 | 0 |
iShares Core MSCI EAFE ETF | COM | 46432F842 | 65,740 | 880,766 | SH | | SOLE | | 880,766 | 0 | 0 |
iShares Core S&P 500 ETF | COM | 464287200 | 1,286 | 2,697 | SH | | SOLE | | 2,697 | 0 | 0 |
iShares Core S&P Small Cap ETF | COM | 464287804 | 384 | 3,350 | SH | | SOLE | | 3,350 | 0 | 0 |
iShares Edge MSCI Min Vol USA | COM | 46429b697 | 1,728 | 21,355 | SH | | SOLE | | 21,355 | 0 | 0 |
iShares Edge MSCI USA Momentum | COM | 46432F396 | 16,296 | 89,629 | SH | | SOLE | | 89,629 | 0 | 0 |
iShares Edge MSCI USA Quality | COM | 46432f339 | 560 | 3,849 | SH | | SOLE | | 3,849 | 0 | 0 |
iShares MSCI Global Impact ETF | COM | 46435G532 | 2,236 | 24,632 | SH | | SOLE | | 24,632 | 0 | 0 |
iShares Russell 1000 Growth ET | COM | 464287614 | 5,002 | 16,367 | SH | | SOLE | | 16,367 | 0 | 0 |
iShares Russell 1000 Value ETF | COM | 464287598 | 2,424 | 14,435 | SH | | SOLE | | 14,435 | 0 | 0 |
iShares Russell 2000 ETF | COM | 464287655 | 502 | 2,258 | SH | | SOLE | | 2,258 | 0 | 0 |
iShares Russell Midcap ETF | COM | 464287499 | 982 | 11,832 | SH | | SOLE | | 11,832 | 0 | 0 |
iShares S&P 500 Growth ETF | COM | 464287309 | 2,495 | 29,823 | SH | | SOLE | | 29,823 | 0 | 0 |
KraneShares Global Carbon ETF | COM | 500767678 | 544 | 10,695 | SH | | SOLE | | 10,695 | 0 | 0 |
SPDR S&P 500 ETF Trust | COM | 78462F103 | 190,685 | 401,475 | SH | | SOLE | | 401,475 | 0 | 0 |
SPDR S&P 500 Fossil Fuel Reser | COM | 78468R796 | 3,497 | 29,715 | SH | | SOLE | | 29,715 | 0 | 0 |
SPDR S&P 600 Small Cap Value E | COM | 78464A300 | 247 | 2,920 | SH | | SOLE | | 2,920 | 0 | 0 |
Technology Select Sector SPDR | COM | 81369Y803 | 4,876 | 28,044 | SH | | SOLE | | 28,044 | 0 | 0 |
Vanguard Dividend Appreciation | COM | 921908844 | 291 | 1,693 | SH | | SOLE | | 1,693 | 0 | 0 |
Vanguard FTSE Developed Market | COM | 921943858 | 329 | 6,448 | SH | | SOLE | | 6,448 | 0 | 0 |
Vanguard S&P 500 Index Fund | COM | 922908363 | 2,656 | 6,083 | SH | | SOLE | | 6,083 | 0 | 0 |
Vanguard Total International S | COM | 921909768 | 289 | 4,540 | SH | | SOLE | | 4,540 | 0 | 0 |
Vanguard Total Stock Market In | COM | 922908769 | 16,695 | 69,146 | SH | | SOLE | | 69,146 | 0 | 0 |
Vanguard Value Index Fund | COM | 922908744 | 249 | 1,690 | SH | | SOLE | | 1,690 | 0 | 0 |