COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
JP Morgan USD UltraShort Income ETF | ETF | 46641Q837 | 79,785 | 1,591,569 | SH | | SOLE | | 1,591,569 | 0 | 0 |
iShares Ultra Short-Term Bond ETF | ETF | 46434V878 | 32,241 | 644,297 | SH | | SOLE | | 644,297 | 0 | 0 |
Financial Select Sector SPDR Fund | ETF | 81369Y605 | 14,043 | 410,627 | SH | | SOLE | | 410,627 | 0 | 0 |
SPDR S&P 500 ETF Trust | ETF | 78462F103 | 156,988 | 410,502 | SH | | SOLE | | 410,502 | 0 | 0 |
Amphenol Corporation Class A | Common Stock | 032095101 | 21,656 | 284,430 | SH | | SOLE | | 284,430 | 0 | 0 |
Amazon.com, Inc. | Common Stock | 023135106 | 21,989 | 261,774 | SH | | SOLE | | 261,774 | 0 | 0 |
iShares Core MSCI EAFE ETF | ETF | 46432F842 | 14,641 | 237,532 | SH | | SOLE | | 237,532 | 0 | 0 |
Industrial Select Sector SPDR Fund | ETF | 81369Y704 | 19,305 | 196,564 | SH | | SOLE | | 196,564 | 0 | 0 |
Prologis Incorporated | Common Stock | 74340W103 | 17,838 | 158,239 | SH | | SOLE | | 158,239 | 0 | 0 |
JPMorgan Chase & Co. | Common Stock | 46625H100 | 19,423 | 144,841 | SH | | SOLE | | 144,841 | 0 | 0 |
American Express Company | Common Stock | 025816109 | 19,265 | 130,387 | SH | | SOLE | | 130,387 | 0 | 0 |
Healthcare Select Sector SPDR ETF | ETF | 81369Y209 | 17,590 | 129,481 | SH | | SOLE | | 129,481 | 0 | 0 |
Quanta Services Com | Common Stock | 74762E102 | 17,389 | 122,027 | SH | | SOLE | | 122,027 | 0 | 0 |
Waste Management, Inc. | Common Stock | 94106L109 | 17,043 | 108,637 | SH | | SOLE | | 108,637 | 0 | 0 |
Microsoft Corporation | Common Stock | 594918104 | 22,397 | 93,392 | SH | | SOLE | | 93,392 | 0 | 0 |
Apple Inc. | Common Stock | 037833100 | 11,505 | 88,549 | SH | | SOLE | | 88,549 | 0 | 0 |
Lowe's Companies, Inc. | Common Stock | 548661107 | 14,622 | 73,390 | SH | | SOLE | | 73,390 | 0 | 0 |
Berkshire Hathaway Inc. Class B | Common Stock | 084670702 | 20,808 | 67,360 | SH | | SOLE | | 67,360 | 0 | 0 |
Accenture Plc Class A | Common Stock | G1151C101 | 17,352 | 65,026 | SH | | SOLE | | 65,026 | 0 | 0 |
Vanguard Total Stock Market ETF | ETF | 922908769 | 11,987 | 62,695 | SH | | SOLE | | 62,695 | 0 | 0 |
Sprott Physical Gold Trust | ETF | 85207H104 | 851 | 60,329 | SH | | SOLE | | 60,329 | 0 | 0 |
Vertex Pharmaceuticals Incorporated | Common Stock | 92532F100 | 16,851 | 58,352 | SH | | SOLE | | 58,352 | 0 | 0 |
Eli Lilly and Company | Common Stock | 532457108 | 19,357 | 52,910 | SH | | SOLE | | 52,910 | 0 | 0 |
Costco Wholesale Corporation | Common Stock | 22160K105 | 20,909 | 45,802 | SH | | SOLE | | 45,802 | 0 | 0 |
Thermo Fisher Scientific Inc. | Common Stock | 883556102 | 22,784 | 41,373 | SH | | SOLE | | 41,373 | 0 | 0 |
Alphabet Inc. Class C | Common Stock | 02079K107 | 3,242 | 36,538 | SH | | SOLE | | 36,538 | 0 | 0 |
SPDR S&P 500 Fossil Fuel Res Free ETF | ETF | 78468R796 | 3,392 | 36,340 | SH | | SOLE | | 36,340 | 0 | 0 |
Procter & Gamble Company | Common Stock | 742718109 | 5,037 | 33,238 | SH | | SOLE | | 33,238 | 0 | 0 |
Northrop Grumman Corp. | Common Stock | 666807102 | 17,558 | 32,181 | SH | | SOLE | | 32,181 | 0 | 0 |
Sprott Physical Silver Trust | ETF | 85207K107 | 265 | 32,170 | SH | | SOLE | | 32,170 | 0 | 0 |
Enterprise Bancorp, Inc. | Common Stock | 293668109 | 1,105 | 31,306 | SH | | SOLE | | 31,306 | 0 | 0 |
Technology Select Sector SPDR Fund | ETF | 81369Y803 | 3,489 | 28,035 | SH | | SOLE | | 28,035 | 0 | 0 |
Alphabet Inc. Class A | Common Stock | 02079K305 | 2,212 | 25,074 | SH | | SOLE | | 25,074 | 0 | 0 |
iShares MSCI Global Sus Dev Goals ETF | ETF | 46435G532 | 1,681 | 21,299 | SH | | SOLE | | 21,299 | 0 | 0 |
Coca-Cola Company | Common Stock | 191216100 | 1,165 | 18,316 | SH | | SOLE | | 18,316 | 0 | 0 |
iShares Russell 1000 Value ETF | ETF | 464287598 | 2,029 | 13,381 | SH | | SOLE | | 13,381 | 0 | 0 |
iShares Russell 1000 Growth ETF | ETF | 464287614 | 2,865 | 13,373 | SH | | SOLE | | 13,373 | 0 | 0 |
Luminar Technologies, Inc. Class A | Common Stock | 550424105 | 55 | 11,117 | SH | | SOLE | | 11,117 | 0 | 0 |
iShares Russell Midcap ETF | ETF | 464287499 | 736 | 10,915 | SH | | SOLE | | 10,915 | 0 | 0 |
KraneShares Global Carbon Strategy ETF | ETF | 500767678 | 390 | 10,695 | SH | | SOLE | | 10,695 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 585 | 10,001 | SH | | SOLE | | 10,001 | 0 | 0 |
iShares Core S&P Small Cap ETF | ETF | 464287804 | 928 | 9,805 | SH | | SOLE | | 9,805 | 0 | 0 |
PepsiCo, Inc. | Common Stock | 713448108 | 1,540 | 8,527 | SH | | SOLE | | 8,527 | 0 | 0 |
Intel Corporation | Common Stock | 458140100 | 217 | 8,199 | SH | | SOLE | | 8,199 | 0 | 0 |
Merck & Co Inc | Common Stock | 58933Y105 | 830 | 7,481 | SH | | SOLE | | 7,481 | 0 | 0 |
Vanguard S&P 500 ETF | ETF | 922908363 | 2,128 | 6,056 | SH | | SOLE | | 6,056 | 0 | 0 |
Pfizer Inc. | Common Stock | 717081103 | 250 | 4,870 | SH | | SOLE | | 4,870 | 0 | 0 |
Vanguard Total International Stock ETF | ETF | 921909768 | 235 | 4,540 | SH | | SOLE | | 4,540 | 0 | 0 |
Walmart Inc. | Common Stock | 931142103 | 546 | 3,850 | SH | | SOLE | | 3,850 | 0 | 0 |
Johnson & Johnson | Common Stock | 478160104 | 664 | 3,759 | SH | | SOLE | | 3,759 | 0 | 0 |
Exxon Mobil Corporation | Common Stock | 30231G102 | 387 | 3,510 | SH | | SOLE | | 3,510 | 0 | 0 |
Colgate-Palmolive Company | Common Stock | 194162103 | 267 | 3,386 | SH | | SOLE | | 3,386 | 0 | 0 |
Abbott Laboratories | Common Stock | 002824100 | 352 | 3,204 | SH | | SOLE | | 3,204 | 0 | 0 |
McDonald's Corporation | Common Stock | 580135101 | 844 | 3,204 | SH | | SOLE | | 3,204 | 0 | 0 |
AbbVie, Inc. | Common Stock | 00287Y109 | 490 | 3,031 | SH | | SOLE | | 3,031 | 0 | 0 |
SPDR S&P 600 Small Cap Value ETF | ETF | 78464A300 | 217 | 2,920 | SH | | SOLE | | 2,920 | 0 | 0 |
Raytheon Technologies Corporation | Common Stock | 75513E101 | 284 | 2,811 | SH | | SOLE | | 2,811 | 0 | 0 |
iShares Core S&P 500 ETF | ETF | 464287200 | 1,036 | 2,697 | SH | | SOLE | | 2,697 | 0 | 0 |
Union Pacific Corporation | Common Stock | 907818108 | 550 | 2,657 | SH | | SOLE | | 2,657 | 0 | 0 |
iShares MSCI USA Quality Factor ETF | ETF | 46432F339 | 302 | 2,652 | SH | | SOLE | | 2,652 | 0 | 0 |
Philip Morris International Inc. | Common Stock | 718172109 | 219 | 2,165 | SH | | SOLE | | 2,165 | 0 | 0 |
Zoetis, Inc. Class A | Common Stock | 98978V103 | 305 | 2,079 | SH | | SOLE | | 2,079 | 0 | 0 |
iShares Russell 2000 ETF | ETF | 464287655 | 359 | 2,059 | SH | | SOLE | | 2,059 | 0 | 0 |
Qualcomm Incorporated | Common Stock | 747525103 | 212 | 1,925 | SH | | SOLE | | 1,925 | 0 | 0 |
3M Company | Common Stock | 88579Y101 | 218 | 1,815 | SH | | SOLE | | 1,815 | 0 | 0 |
S&P Global, Inc. | Common Stock | 78409V104 | 569 | 1,698 | SH | | SOLE | | 1,698 | 0 | 0 |
Vanguard Value ETF | ETF | 922908744 | 237 | 1,690 | SH | | SOLE | | 1,690 | 0 | 0 |
Vanguard Dividend Appreciation ETF | ETF | 921908844 | 247 | 1,629 | SH | | SOLE | | 1,629 | 0 | 0 |
iShares MSCI USA Momentum Factor ETF | ETF | 46432F396 | 207 | 1,420 | SH | | SOLE | | 1,420 | 0 | 0 |
Lockheed Martin Corporation | Common Stock | 539830109 | 675 | 1,387 | SH | | SOLE | | 1,387 | 0 | 0 |
Automatic Data Processing, Inc. | Common Stock | 053015103 | 320 | 1,338 | SH | | SOLE | | 1,338 | 0 | 0 |
Danaher Corporation | Common Stock | 235851102 | 337 | 1,270 | SH | | SOLE | | 1,270 | 0 | 0 |
Hershey Company | Common Stock | 427866108 | 274 | 1,183 | SH | | SOLE | | 1,183 | 0 | 0 |
Chubb Limited | Common Stock | H1467J104 | 252 | 1,141 | SH | | SOLE | | 1,141 | 0 | 0 |
BlackRock, Inc. | Common Stock | 09247X101 | 388 | 547 | SH | | SOLE | | 547 | 0 | 0 |
MCI Preferred Income | Common Stock | 457995165 | 226 | 45 | SH | | SOLE | | 45 | 0 | 0 |
Berkshire Hathaway Inc. Class A | Common Stock | 084670108 | 2,344 | 5 | SH | | SOLE | | 5 | 0 | 0 |