Bank OZK 8-K/A Index to Consolidated Financial Statements of

Exhibit 99.2

UNAUDITED PRO FORMA COMBINED FINANCIAL INFORMATION

On February 10, 2015, Bank of the Ozarks, Inc. (“Ozarks”) completed its acquisition of Intervest Bancshares Corporation (“Intervest”) and its wholly-owned bank subsidiary, Intervest National Bank, pursuant to the previously announced definitive agreement and plan of merger dated July 31, 2014 (the “Merger Agreement”). Pursuant to the Merger Agreement, Intervest merged with and into Ozarks and Intervest National Bank merged with and into Ozarks’ wholly-owned bank subsidiary, Bank of the Ozarks, effective February 10, 2015 (collectively, the “Merger”).

Pursuant to the terms of the Merger Agreement, each share of Intervest common stock issued and outstanding immediately prior to the closing of the Merger was converted into the right to receive 0.3014 of a share of Ozarks’ common stock. For each fractional share that would have otherwise been issued, Ozarks paid cash in an amount equal to such fraction of a share multiplied by $33.88, which was the average closing sale price of Ozarks’ common stock, as quoted on the NASDAQ Global Select Market, for the ten consecutive trading days ending on February 3, 2015. As a result of the closing of the Merger, Ozarks issued 6,637,243 shares of common stock to former holders of Intervest common stock.

The following unaudited pro forma combined financial information has been prepared using the acquisition method of accounting, giving effect to Ozarks’ completed acquisitions of Summit Bancorp, Inc., or Summit, which closed on May 16, 2014, and the acquisition of Intervest, which closed on February 10, 2015, including pro forma assumptions and adjustments related to the Summit and Intervest acquisitions, as described in the accompanying notes to the unaudited pro forma combined financial information. The unaudited pro forma combined balance sheet combines the historical financial information of Ozarks and Intervest as of December 31, 2014, and assumes that the Intervest merger was completed on that date. The unaudited pro forma combined statement of income for the year ended December 31, 2014 gives effect to the Summit and Intervest acquisitions as if each transaction had been completed on January 1, 2014.

The following unaudited pro forma combined financial information is provided for informational purposes only. The unaudited pro forma combined financial information is not necessarily, and should not be assumed to be, an indication of the results that would have been achieved had the transaction been completed as of the dates indicated or that may be achieved in the future. The preparation of the unaudited pro forma combined financial information and related adjustments required management to make certain assumptions and estimates. The unaudited pro forma combined financial information should be read together with:

• the accompanying notes to the unaudited pro forma combined financial information;

• Ozarks’ separate audited historical consolidated financial statements and accompanying notes as of and for the year ended December 31, 2014, included in Ozarks’ Annual Report on Form 10-K for the year ended December 31, 2014, filed with the SEC on February 27, 2015; and

• Intervest’s separate audited historical consolidated financial statements and accompanying notes as of and for the year ended December 31, 2014, included in Exhibit 99.1 to Ozarks’ Current Report on Form 8-K filed on the date hereof.

Unaudited Pro Forma Combined Balance Sheet

As of December 31, 2014

	Ozarks Historical			Intervest Historical			Intervest Pro forma Adjustments			Pro forma Combined
	(Dollars in thousands)
Assets
Cash and due from banks	$	147,751		$	109,684		$	(7	)(a)	$	257,428
Interest earning deposits		2,452			3,065			—			5,517
Cash and cash equivalents		150,203			112,749			(7	)		262,945
Investment securities		839,321			215,950			321	(b)		1,055,592
Loans and leases, including purchased loans		5,127,817			1,133,068			(33,868	)(c)		6,227,017
Allowance for loan and lease losses		(52,918	)		(25,204	)		25,204	(d)		(52,918	)
Net loans and leases		5,074,899			1,107,864			(8,664	)		6,174,099
Premises and equipment, net		273,591			4,414			2,256	(e)		280,261
Foreclosed assets		37,775			2,350			(1,710	)(c)		38,415
Accrued interest receivable		20,192			4,409			—			24,601
Bank owned life insurance		182,052			—			—			182,052
Goodwill		78,669			—			44,801	(f)		123,470
Other intangible assets, net		26,907			—			4,881	(g)		31,788
Current and deferred income taxes		48,438			13,107			7,874	(h)		69,419
Other, net		34,452			5,118			(2,741	)(i)		36,829
Total assets	$	6,766,499		$	1,465,961		$	47,011		$	8,279,471
Liabilities and Stockholders' Equity
Deposits:
Demand non-interest bearing	$	1,145,454		$	29,063		$	—			1,174,517
Savings and interest bearing transaction		2,892,989			358,916			—			3,251,905
Time		1,457,939			805,791			22,211	(j)		2,285,941
Total deposits		5,496,382			1,193,770			22,211			6,712,363
Repurchase agreements		65,578			—			—			65,578
Other borrowings		190,855			—			—			190,855
Subordinated debentures		64,950			56,702			(4,463	)(k)		117,189
Accrued interest payable and other liabilities		36,892			5,918			358	(l)		43,168
Total liabilities		5,854,657			1,256,390			18,106			7,129,153
Stockholders' equity:
Common stock		799			22,022			66	(a)		865
								(22,022	)(m)
Additional paid-in capital		324,354			84,793			238,410	(a)		562,764
								(84,793	)(m)
Retained earnings		571,454			103,330			(103,330	)(m)		571,454
Accumulated other comprehensive income		14,132			(574	)		574	(m)		14,132
Treasury stock, at cost		(2,349	)		—			—			(2,349	)
Total stockholders' equity before noncontrolling interest		908,390			209,571			28,905			1,146,866
Noncontrolling interest		3,452			—			—			3,452
Total stockholders' equity		911,842			209,571			28,905			1,150,318
Total liabilities and stockholders' equity	$	6,766,499		$	1,465,961		$	47,011		$	8,279,471

Unaudited Pro Forma Combined Income Statement

For the Year Ended December 31, 2014

	Ozarks Historical			Summit Historical (1)			Summit Pro forma Adjustments			Summit Historical and Pro forma Adjustments			Ozarks and Summit Pro forma Combined			Intervest Historical			Intervest Pro forma Adjustments			Pro forma Combined
	(Dollars in thousands, except per share data)
Interest income:
Loans and leases, including purchased loans	$	260,779		$	13,685		$	3,089	(2)	$	16,774		$	277,553		$	58,327		$	7,923	(n)	$	343,803
Investment securities		30,614			2,757			—			2,757			33,371			4,373			—			37,744
Other		56			76			—			76			132			59			—			191
Total interest income		291,449			16,518			3,089			19,607			311,056			62,759			7,923			381,738
Interest expense:
Deposits		8,566			1,842			(975	)(3)		867			9,433			18,369			(9,095	)(o)		18,707
Repurchase agreements		54			11			—			11			65			—			—			65
Other borrowings		10,642			3,539			(394	)(4)		3,145			13,787			—			—			13,787
Subordinated debentures		1,693			—			—			—			1,693			1,578			560	(p)		3,831
Total interest expense		20,955			5,392			(1,369	)		4,023			24,978			19,947			(8,535	)		36,390
Net interest income		270,494			11,126			4,457			15,583			286,077			42,812			16,458			345,347
Provision for loan and lease losses		16,915			—			—			—			16,915			(2,500	)		—			14,415
Net interest income after provision		253,579			11,126			4,457			15,583			269,162			45,312			16,458			330,932
Non-interest income
Service charges on deposit accounts		26,609			1,389			—			1,389			27,998			385			—			28,383
Mortgage lending income		5,187			—			—			—			5,187			—			—			5,187
Trust income		5,592			151			—			151			5,743			—			—			5,743
Bank owned life insurance income		5,184			332			—			332			5,516			—			—			5,516
Amortization of FDIC loss share payable, net of amortization of FDIC clawback payable		(611	)		—			—			—			(611	)		—			—			(611	)
Other income from purchased loans, net		14,803			—			—			—			14,803			—			—			14,803
Net gains (losses) on investment securities		144			348			—			348			492			301			—			793
Gains (losses) on sales of other assets		6,023			(1	)		—			(1	)		6,022			—			—			6,022
Gain on merger and acquisition transaction		4,667			—			—			—			4,667			—			—			4,667
Other		17,285			376			—			376			17,661			5,437			—			23,098
Total non-interest income		84,883			2,595			—			2,595			87,478			6,123			—			93,601
Non-interest expense:
Salaries and employee benefits		76,884			10,799			—			10,799			87,683			10,358			—			98,041
Net occupancy and equipment		24,102			2,054			(75	)(5)		1,979			26,081			2,134			—			28,215
Other operating expenses		65,029			5,040			959	(6)		5,999			71,028			7,069			976	(q)		79,073
Total non-interest expenses		166,015			17,893			884			18,777			184,792			19,561			976			205,329
Income before taxes		172,447			(4,172	)		3,573			(599	)		171,848			31,874			15,482			219,204
Provision for income taxes		53,859			(2,367	)		1,379	(7)		(988	)		52,871			14,199			5,976	(r)		73,046
Net income (loss)		118,588			(1,805	)		2,194			389			118,977			17,675			9,506			146,158
Net income attributable to noncontrolling interest		18			—			—			—			18			—			—			18
Net income available to common stockholders	$	118,606		$	(1,805	)	$	2,194		$	389		$	118,995		$	17,675		$	9,506		$	146,176
Basic earnings per common share:
Earnings (loss) per share	$	1.53		$	(0.29	)							$	1.49		$	0.80					$	1.69
Weighted average shares outstanding (thousands)		77,538			6,138									79,700			22,016						86,337
Diluted earnings per common share:
Earnings (loss) per share	$	1.52		$	(0.29	)							$	1.48		$	0.80					$	1.68
Weighted average shares outstanding (thousands)		78,060			6,205									80,222			22,231						86,859

Notes to Unaudited Pro Forma Combined Financial Information

As of and for the Year Ended December 31, 2014

(a) This represents the merger consideration of $238.5 million consisting of 6,637,243 shares of common stock (plus cash in lieu of fractional shares).

(b) This adjustment reflects the fair value adjustment based on Ozarks’ pricing of the acquired investment securities portfolio.

(c) This adjustment represents Ozarks' estimate of the necessary writedown of Intervest's loan portfolio and foreclosed assets to estimated fair value. The estimated purchase accounting adjustment for the acquired loan portfolio is comprised of approximately $9.0 million of non-accretable credit adjustments and approximately $24.9 million of accretable interest rate adjustments. The estimated purchase accounting adjustment of approximately $1.7 million for the acquired foreclosed assets consists entirely of non-accretable adjustments.

(d) This adjustment represents the elimination of Intervest's allowance for loan losses.

(e) This adjustment reflects the fair value adjustment based on Ozarks’ evaluation of the premises and equipment acquired.

(f) This adjustment represents the purchase price allocation for Intervest, assuming the transaction closed on December 31, 2014, and is calculated as follows (in thousands):

Total purchase price	$	238,483
Less: equity at book value		(209,571	)
Elimination of allowance for loan losses		(25,204	)
Current and deferred income taxes		(7,874	)
Allocated to:
Investment securities		(321	)
Loans and foreclosed assets		35,578
Premises and equipment, net		(2,256	)
Core deposit intangible		(4,881	)
Other assets		2,741
Time deposits		22,211
Subordinated debentures		(4,463	)
Accrued interest payable and other liabilities		358
Goodwill	$	44,801

(g) This adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition.

(h) This adjustment includes current and deferred income tax assets and liabilities recorded to reflect the differences in the carrying values of the acquired assets and the assumed liabilities for financial reporting purposes and the cost basis for federal income tax purposes.

(i) This adjustment represents the write-off of certain other assets to estimated fair value.

(j) This adjustment represents the estimated write-up of assumed time deposits to reflect a current market rate of interest.

(k) This adjustment reflects the fair value adjustment of these assumed liabilities based on a valuation of such instruments by an independent, third party valuation firm to reflect a current market rate of interest.

(l) This adjustment reflects the amount needed to adjust other liabilities to estimated fair value and to record certain liabilities directly attributable to the acquisition of Intervest.

(m) This adjustment represents the elimination of the historical equity of Intervest.

(n) This adjustment represents Ozarks' estimate of the expected accretion that would have been recorded in 2014 assuming the Intervest merger transaction closed on January 1, 2014 and using a weighted average maturity of approximately 4.7 years. The estimated accretion adjustments are approximately $7.9 million in year 1, approximately $6.1 million in year 2, approximately $4.7 million in year 3, approximately $3.1 million in year 4, approximately $1.7 million in year 5 and approximately $1.4 million thereafter.

(o) This adjustment represents Ozarks' estimate of the expected accretion that would have been recorded in 2014 assuming the Intervest merger transaction closed on January 1, 2014 and using a weighted-average maturity of approximately 2.1 years. The estimated accretion adjustments are approximately $9.1 million in year 1, approximately $7.0 million in year 2, approximately $3.6 million in year 3, approximately $2.0 million in year 4, approximately $0.3 million in year 5 and approximately $0.2 million thereafter.

(p) This adjustment represents Ozarks' estimate of the expected amortization of the fair value adjustment to the subordinated debentures that would have been recorded in 2014 assuming the Intervest merger transaction closed on January 1, 2014. The fair value adjustment will be amortized on a straight-line basis over the projected holding period of eight years.

(q) This represents the expected amortization during 2014 of the core deposit intangible assuming the transaction closed on January 1, 2014. The estimated useful life of the acquired intangible asset is estimated to be five years.

(r) This represents income tax expense on the pro forma adjustments at Ozarks' statutory federal and state income tax rate of 38.6%.

(1) Includes the historical results of operations for Summit from January 1, 2014 through May 16, 2014, the date the Summit merger transaction closed.

(2) This adjustment represents Ozarks' estimate of the accretion on the acquired loan portfolio of Summit that would have been recorded during 2014 assuming the Summit merger transaction closed on January 1, 2014.

(3) This adjustment represents Ozarks' estimate of the accretion on the assumed time deposits from Summit that would have been recorded during 2014 assuming the Summit merger transaction closed on January 1, 2014.

(4) This adjustment represents the estimated amount of accretion on Federal Home Loan Bank of Dallas advances assumed from Summit that would have been recorded in 2014 assuming the Summit merger transaction closed on January 1, 2014.

(5) This adjustment represents the estimated decrease in depreciation and amortization expense during 2014 assuming the Summit merger transaction closed on January 1, 2014.

(6) This represents the amortization of the core deposit intangible during 2014 assuming the Summit merger transaction closed on January 1, 2014.

(7) This represents income tax expense on the pro forma adjustments at Ozarks' statutory federal and state income tax rate of 38.6%.