SmartFinancial (SMBK) 10-K 12 Mar 20 2019 FY Annual report Financial data

Cover Page

Cover Page - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Mar. 06, 2020	Jun. 30, 2019
Cover page.
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2019
Document Transition Report	false
Entity File Number	001-37391
Entity Registrant Name	SMARTFINANCIAL INC.
Entity Incorporation, State or Country Code	TN
Entity Tax Identification Number	62-1173944
Entity Address, Address Line One	5401 Kingston Pike, Suite 600
Entity Address, City or Town	Knoxville
Entity Address, State or Province	TN
Entity Address, Postal Zip Code	37919
City Area Code	865
Local Phone Number	437-5700
Title of 12(b) Security	Common Stock, par value $1.00 per share
Trading Symbol	SMBK
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 273.6
Entity Common Stock, Shares Outstanding		15,337,750
Documents Incorporated by Reference	Portions of the registrant’s Proxy Statement for the Annual Meeting of Shareholders to be held on May 28, 2020, are incorporated by reference in Part III of this Form 10-K.
Amendment Flag	false
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Entity Central Index Key	0001038773
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 33,205	$ 40,015
Interest-bearing deposits with banks	127,329	75,807
Federal funds sold	23,437	0
Total cash and cash equivalents	183,971	115,822
Securities available-for-sale, at fair value	178,348	201,688
Other investments	12,913	11,499
Loans held for sale	5,856	1,979
Loans	1,897,392	1,775,260
Less:  Allowance for loan losses	(10,243)	(8,275)
Loans, net	1,887,149	1,766,985
Premises and equipment, net	59,433	56,012
Other real estate owned	1,757	2,495
Goodwill and core deposit intangible, net	77,193	79,034
Bank owned life insurance	24,949	24,381
Other assets	17,554	14,514
Total assets	2,449,123	2,274,409
Deposits:
Noninterest-bearing demand	364,155	319,861
Interest-bearing demand	380,234	311,482
Money market and savings	623,284	641,945
Time deposits	679,541	648,676
Total deposits	2,047,214	1,921,964
Securities sold under agreement to repurchase	6,184	11,756
Federal Home Loan Bank advances and other borrowings	25,439	11,243
Subordinated debt	39,261	39,177
Other liabilities	18,278	7,258
Total liabilities	2,136,376	1,991,398
Stockholders' equity:
Preferred stock - $1 par value; 2,000,000 shares authorized; No shares issued and outstanding	0	0
Common stock - $1 par value; 40,000,000 shares authorized; 14,008,233 and 13,933,504 shares issued and outstanding, respectively	14,008	13,933
Additional paid-in capital	232,732	231,852
Retained earnings	65,839	39,991
Accumulated other comprehensive income (loss)	168	(2,765)
Total stockholders' equity	312,747	283,011
Total liabilities and stockholders' equity	$ 2,449,123	$ 2,274,409

Consolidated Balance Sheets _Pa

Consolidated Balance Sheets [Parenthetical] - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Preferred Stock, Par value (in dollars per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	2,000,000	2,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	14,008,233	13,933,504
Common stock, shares outstanding (in shares)	14,008,233	13,933,504

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest Income:
Loans, including fees	$ 101,002	$ 86,469
Securities available-for-sale:
Taxable	3,289	3,512
Tax-exempt	1,518	587
Federal funds sold and other earning assets	2,646	1,642
Total interest income	108,455	92,210
Interest Expense:
Deposits	21,915	14,288
Securities sold under agreements to repurchase	23	45
Federal Home Loan Bank advances and other borrowings	296	630
Subordinated debt	2,341	603
Total interest expense	24,575	15,566
Net interest income	83,880	76,644
Provision for loan losses	2,599	2,936
Net interest income after provision for loan losses	81,281	73,708
Noninterest Income:
Customer service fees	2,902	2,416
Gain on sale of securities	34	1
Mortgage banking	1,566	1,433
Interchange and debit card transaction fees	628	573
Merger termination fee	6,400	0
Other	3,785	2,161
Total noninterest income	15,315	6,584
Noninterest Expense:
Salaries and employee benefits	36,635	30,630
Occupancy and equipment	6,716	6,303
FDIC insurance	140	786
Other real estate and loan related expenses	1,320	2,913
Advertising and marketing	983	873
Data processing	1,995	1,906
Professional services	2,375	2,694
Amortization of intangibles	1,368	976
Software as services contracts	2,195	2,054
Merger related and restructuring expenses	3,219	3,781
Other operating expenses	6,205	6,041
Total noninterest expenses	63,151	58,957
Income before income tax expense	33,445	21,335
Income tax expense	6,897	3,233
Net income	$ 26,548	$ 18,102
Earnings per common share:
Basic (in dollars per share)	$ 1.90	$ 1.46
Diluted (in dollars per share)	$ 1.89	$ 1.45
Weighted average common shares outstanding:
Basic (in shares)	13,953,497	12,423,618
Diluted (in shares)	14,046,366	12,517,640

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 26,548	$ 18,102
Other comprehensive income:
Unrealized holding gains (losses) and hedge effects on securities available-for-sale arising during the period	3,092	(1,058)
Tax effect	(802)	277
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	(34)	(1)
Tax effect	9	0
Unrealized gains (losses) on securities available-for-sale arising during the period, net of tax	2,265	(782)
Unrealized gains (losses) on fair value municipal security hedges	905	(1,064)
Tax effect	(237)	279
Unrealized gains (losses) on fair value municipal security hedge instruments arising during the period, net of tax	668	(785)
Total other comprehensive income (loss)	2,933	(1,567)
Comprehensive income	$ 29,481	$ 16,535

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Foothills Bancorp [Member]	Foothills Bancorp [Member]Common Stock [Member]	Foothills Bancorp [Member]Additional Paid-in Capital [Member]	Tennessee Bancshares [Member]	Tennessee Bancshares [Member]Common Stock [Member]	Tennessee Bancshares [Member]Additional Paid-in Capital [Member]
BALANCE (in shares) at Dec. 31, 2017		11,152,561
BALANCE at Dec. 31, 2017	$ 205,853	$ 11,153	$ 174,009	$ 21,889	$ (1,198)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	18,102			18,102
Other comprehensive gain (loss)	$ (1,567)				(1,567)
Stock awards (in shares)	0	1,320
Stock awards	$ 9	$ 1	8
Exercise of stock options (in shares)		132,783
Exercise of stock options	1,519	$ 132	1,387
Restricted stock (in shares)		4,627
Restricted stock	0	$ 5	(5)
Common stock issued to shareholders (in shares)							1,183,232			1,458,981
Common stock issued to shareholders						$ 23,967	$ 1,183	$ 22,784	$ 34,732	$ 1,459	$ 33,273
Stock compensation expense	396		396
BALANCE (in shares) at Dec. 31, 2018		13,933,504
BALANCE at Dec. 31, 2018	283,011	$ 13,933	231,852	39,991	(2,765)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	26,548			26,548
Other comprehensive gain (loss)	$ 2,933				2,933
Stock awards (in shares)	0	3,298
Stock awards	$ 64	$ 3	61
Exercise of stock options (in shares)		31,931
Exercise of stock options	374	$ 32	342
Restricted stock (in shares)		39,500
Restricted stock	0	$ 40	(40)
Stock compensation expense	517		517
Common stock dividends ($0.05 per share)	(700)			(700)
BALANCE (in shares) at Dec. 31, 2019		14,008,233
BALANCE at Dec. 31, 2019	$ 312,747	$ 14,008	$ 232,732	$ 65,839	$ 168

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical)	12 Months Ended
	Dec. 31, 2019$ / shares
Statement of Stockholders' Equity [Abstract]
Common stock dividends (in dollars per share)	$ 0.05

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 26,548	$ 18,102
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	4,300	3,291
Accretion of fair value purchase accounting adjustments, net	(5,712)	(7,008)
Provision for loan losses	2,599	2,936
Stock compensation expense	517	397
Gain from redemption and sale of securities available-for-sale	(34)	(1)
Deferred income tax expense	780	2,432
Increase in cash surrender value of bank owned life insurance	(568)	(596)
Loss on disposal of fixed assets	35	41
Net (gains) losses from sale of other real estate owned	(17)	643
Net gains from sale of loans	(1,566)	(1,433)
Origination of loans held for sale	(69,056)	(52,070)
Proceeds from sales of loans held for sale	66,744	55,761
Net change in:
Accrued interest receivable	(347)	(378)
Accrued interest payable	398	817
Other assets	(2,106)	1,651
Other liabilities	7,351	(3,761)
Net cash provided by operating activities	29,866	20,824
Cash flows from investing activities:
Proceeds from sales of securities available-for-sale	16,515	72,655
Proceeds from maturities and calls of securities available-for-sale	15,555	2,970
Proceeds from paydowns of securities available-for-sale	14,258	17,854
Purchase of securities available-for-sale	(17,601)	(72,149)
Purchase of other investments	(1,414)	(4,053)
Net cash and cash equivalents received in business combinations	0	4,365
Net increase in loans	(117,216)	(117,642)
Purchase of premises and equipment	(6,269)	(3,847)
Proceeds from sale of other assets owned	1,395	4,972
Net cash used in investing activities	(94,777)	(94,875)
Cash flow from financing activities:
Net increase in deposits	124,698	95,073
Net decrease in securities sold under agreements to repurchase	(5,572)	(12,600)
Issuance of common stock	438	1,528
Net proceeds from subordinated debt	0	39,158
Proceeds from Federal Home Loan Bank advances and other borrowings	153,581	175,378
Repayment of Federal Home Loan Bank advances and other borrowings	(139,385)	(221,691)
Cash dividends paid	(700)	0
Net cash provided by financing activities	133,060	76,846
Net change in cash and cash equivalents	68,149	2,795
Cash and cash equivalents, beginning of year	115,822	113,027
Cash and cash equivalents, end of period	183,971	115,822
Supplemental disclosures of cash flow information:
Cash paid during the period for interest	24,177	14,749
Cash paid during the period for income taxes	6,765	857
Cash received from income tax refunds	561	0
Noncash investing and financing activities:
Acquisition of real estate through foreclosure	639	4,440
Financed sales of other real estate owned	0	1,601
Transfer from bank premises to other real estate owned	0	(1,289)
Change in goodwill due to acquisitions	(473)	$ 23,213
Initial recognition of operating lease right-of-use assets	6,081
Initial recognition of operating lease liabilities	$ 6,081

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Nature of Business: SmartFinancial, Inc. (the "Company") is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary, SmartBank (the "Bank"). The Company provides a variety of financial services to individuals and corporate customers through its offices in East and Middle Tennessee, Alabama and Florida panhandle. The Company's primary deposit products are interest-bearing demand deposits, savings and money market deposits, and time deposits. Its primary lending products are commercial, residential, and consumer loans. Basis of Presentation: The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation. Variable interest entities (“VIE”) are legal entities that either do not have sufficient equity to finance their activities without the support from other parties or whose equity investors lack a controlling financial interest. The Company has an investment in a limited liability entity that have been evaluated and determined to be a VIE. Consolidation of a VIE is appropriate if a reporting entity holds a controlling financial interest in the VIE and is the primary beneficiary. The Company is not the primary beneficiary and does not hold a controlling interest in the VIE as it does not have the power to direct the activities that most significantly impact the VIEs economic performance. As such, assets and liabilities of this entity is not consolidated into the financial statements of the Company. The recorded investment of this entity is reported within other assets. Accounting Estimates: In preparing the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet, and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of other real estate owned and deferred taxes, other than temporary impairments of securities, the fair value of financial instruments, goodwill, and business combination elements (Day 1 and Day 2 Valuation). The Company has evaluated subsequent events for potential recognition and/or disclosure in the consolidated financial statements and accompanying notes included in this Annual Report through the date of the issued consolidated financial statements. Cash and Cash Equivalents: For purposes of reporting consolidated cash flows, cash and due from banks includes cash on hand, cash items in process of collection and amounts due from banks. Cash and cash equivalents also includes interest-bearing deposits in banks and federal funds sold. Cash flows from loans, federal funds sold, securities sold under agreements to repurchase and deposits are reported net. The Bank is required to maintain average balances in cash or on deposit with the Federal Reserve Bank. The reserve requirement was $49.2 million and $36.7 million at December 31, 2019 and 2018, respectively. Securities: Management has classified all securities as available-for-sale. Securities available-for-sale are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. The Company evaluates securities quarterly for other than temporary impairment using relevant accounting guidance specifying that (a) if the Company does not have the intent to sell a debt security prior to recovery and (b) it is more likely than not that it will not have to sell the debt security prior to recovery, the security would not be considered other than temporarily impaired unless a credit loss has occurred in the security. If management does not intend to sell the security and it is more likely than not that they will not have to sell the security before recovery of the cost basis, management will recognize the credit component of an other-than- temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. Securities borrowed or purchased under agreements to resell and securities loaned or sold under agreements to repurchase are treated as collateralized financial transactions. These agreements are recorded at the amount at which the securities were acquired or sold plus accrued interest. It is the Company's policy to take possession of securities purchased under resale agreements. The market value of these securities is monitored, and additional securities are obtained when deemed appropriate to ensure such transactions are adequately collateralized. The Company also monitors its exposure with respect to securities sold under repurchase agreements, and a request for the return of excess securities held by the counterparty is made when deemed appropriate. Restricted Investments: The Company is required to maintain an investment in capital stock of various entities. Based on redemption provisions of these entities, the stock has no quoted market value and is carried at cost. At their discretion, these entities may declare dividends on the stock. Management reviews restricted investments for impairment based on the ultimate recoverability of the cost basis in these stocks. Loans Held for Sale: Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or estimated fair value. Gains and losses on sales of loans held for sale are included in the Consolidated Statements of Income in mortgage banking. Loans held-for-sale are sold to investors with best effort intent and ability to sell loans as long as they meet the underwriting standards of the potential investor. Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding principal balances less deferred fees and costs on originated loans and the allowance for loan losses. Interest income is accrued on the outstanding principal balance. Loan origination fees, net of certain direct origination costs of consumer and installment loans are recognized at the time the loan is placed on the books. Loan origination fees for all other loans are deferred and recognized as an adjustment of the yield over the life of the loan using the straight-line method without anticipating prepayments. The accrual of interest on loans is discontinued when, in management's opinion, the borrower may be unable to meet the contractual terms of the obligation payments as they become due, or at the time the loan is 90 days past due, unless the loan is well-secured and in the process of collection. Unsecured loans are typically charged off no later than 120 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income or charged to the allowance, unless management believes that the accrual of interest is recoverable through the liquidation of collateral. Interest income on nonaccrual loans is recognized on the cash basis, until the loans are returned to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and the loan has been performing according to the contractual terms for a period of not less than six months. Acquired Loans: Acquired loans are those acquired in business combinations by the Company or Bank. The fair values of acquired loans with evidence of credit deterioration, Purchased Credit Impaired loans (“PCI loans”), are recorded net of a nonaccretable discount and accretable discount. Any excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized in interest income over the remaining life of the loan when there is reasonable expectation about the amount and timing of such cash flows. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is the nonaccretable discount, which is included in the carrying amount of acquired loans. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent significant increases in cash flows result in a reversal of the provision for loan losses to the extent of prior charges or a reclassification of the difference from nonaccretable to accretable with a positive impact on the accretable discount. Acquired loans are initially recorded at fair value at acquisition date. Accretable discounts related to certain fair value adjustments are accreted into income over the estimated lives of the loans. The Company accounts for PCI loans acquired in the acquisition using the expected cash flows method of recognizing discount accretion based on the acquired loans' expected cash flows. Management recasts the estimate of cash flows expected to be collected on each acquired impaired loan pool periodically. If the present value of expected cash flows for a pool is less than its carrying value, an impairment is recognized by an increase in the allowance for loan losses and a charge to the provision for loan losses. If the present value of expected cash flows for a pool is greater than its carrying value, any previously established allowance for loan losses is reversed and any remaining difference increases the accretable yield which will be taken into interest income over the remaining life of the loan pool. Purchased performing loans are recorded at fair value, including a credit discount. Credit losses on acquired performing loans are estimated based on analysis of the performing portfolio at the time of purchase. Such estimated credit losses are recorded as nonaccretable discounts in a manner similar to purchased impaired loans. The fair value discount other than for credit loss is accreted as an adjustment to yield over the estimated lives of the loans. A provision for loan losses is recorded for any deterioration in these loans subsequent to the acquisition. Allowance for Loan Losses: The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to expense. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Confirmed losses are charged off immediately. Subsequent recoveries, if any, are credited to the allowance. The allowance is an amount that management believes will be adequate to absorb estimated losses relating to specifically identified loans, as well as probable credit losses inherent in the balance of the loan portfolio. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the uncollectibility of loans in light of historical experience, the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, current economic conditions that may affect the borrower's ability to pay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. This evaluation does not include the effects of expected losses on specific loans or groups of loans that are related to future events or expected changes in economic conditions. The allowance consists of specific and general components. The specific component relates to loans that are classified as impaired. For impaired loans, an allowance is established when the discounted cash flows, collateral value, or observable market price of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on the Company's historical loss experience adjusted for other qualitative factors. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data. An unallocated component may be maintained to cover uncertainties that could affect management's estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. As part of the risk management program, an independent review is performed on the loan portfolio according to policy, which supplements management’s assessment of the loan portfolio and the allowance for loan losses. The result of the independent review is reported directly to the Audit Committee of the Board of Directors. Loans, for which the terms have been modified at the borrower's request, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. A loan is considered impaired when it is probable, based on current information and events, the Company will be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest when due. Loans that experience insignificant payment delays and payment shortfalls are not classified as impaired. Impaired loans are measured by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Interest on accruing impaired loans is recognized as long as such loans do not meet the criteria for nonaccrual status. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. The Company's homogeneous loan pools include consumer real estate loans, commercial real estate loans, construction and land development loans, commercial and industrial loans, and consumer and other loans. The general allocations to these loan pools are based on the historical loss rates for specific loan types and the internal risk grade, if applicable, adjusted for both internal and external qualitative risk factors. Troubled Debt Restructurings: The Company designates loan modifications as Troubled Debt Restructurings ("TDRs") when for economic and legal reasons related to the borrower's financial difficulties, it grants a concession to the borrower that it would not otherwise consider. TDRs can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. In circumstances where the TDR involves charging off a portion of the loan balance, the Company typically classifies these restructurings as nonaccrual. In connection with restructurings, the decision to maintain a loan that has been restructured on accrual status is based on a current, well documented credit evaluation of the borrower's financial condition and prospects for repayment under the modified terms. This evaluation includes consideration of the borrower's current capacity to pay, which among other things may include a review of the borrower's current financial statements, an analysis of global cash flow sufficient to pay all debt obligations, a debt to income analysis, and an evaluation of secondary sources of payment from the borrower and any guarantors. This evaluation also includes an evaluation of the borrower's current willingness to pay, which may include a review of past payment history, an evaluation of the borrower's willingness to provide information on a timely basis, and consideration of offers from the borrower to provide additional collateral or guarantor support. The credit evaluation also reflects consideration of the borrower's future capacity and willingness to pay, which may include evaluation of cash flow projections, consideration of the adequacy of collateral to cover all principal and interest, and trends indicating improving profitability and collectability of receivables. Restructured nonaccrual loans may be returned to accrual status based on a current, well-documented credit evaluation of the borrower's financial condition and prospects for repayment under the modified terms. This evaluation must include consideration of the borrower's sustained historical repayment for a reasonable period, generally a minimum of six months, prior to the date on which the loan is returned to accrual status. Other Real Estate Owned ("OREO"): OREO acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less selling costs. Any write-down to fair value less cost to sell, at the time of transfer to OREO is charged to the allowance for loan losses. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less costs to sell. Costs of improvements are capitalized, whereas costs relating to holding OREO and subsequent write-downs to the value are expensed. The amount of residential real estate where physical possession had been obtained included with in OREO assets at December 31, 2019 and December 31, 2018 was $215 thousand and $400 thousand. There was no residential real estate in process of foreclosure at December 31, 2019 and December 31, 2018. Premises and Equipment: Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets or the expected terms of the leases, if shorter. Expected terms include lease option periods to the extent that the exercise of such options is reasonably assured. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on dispositions are included in current operations. Goodwill and Intangible Assets: Goodwill represents the cost in excess of the fair value of net assets acquired (including identifiable intangibles) in transactions accounted for as business combinations. Goodwill has an indefinite useful life and is evaluated for impairment annually, or more frequently if events and circumstances indicate that the asset might be impaired. Other acquired intangible assets with finite lives, such as core deposit intangibles, are initially recorded at fair value and amortized on an accelerated basis typically between five Transfer of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company - put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. Derivative Financial Instruments: The Company applies hedge accounting to certain interest rate derivatives entered into for risk management purposes. In accordance with ASC Topic 815, Derivatives and Hedging, all derivative instruments are recorded on the accompanying consolidated balance sheet at their respective fair values. The accounting for changes in fair value (i.e., gains or losses) of a derivative instrument depends on whether it has been designated and qualifies as part of a hedging relationship. If the derivative instrument is not designated as a hedge, changes in the fair value of the derivative instrument are recognized in earnings in the period of change. For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. Advertising Costs: The Company expenses all advertising and marketing costs as incurred. Income Taxes: The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. Deferred tax assets may be reduced by deferred tax liabilities and a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized. Stock Compensation Plans: The Company had options outstanding under stock-based compensation plans, which are described in more detail in Note 12-Employee Benefits. The plans have been accounted for under the accounting guidance (FASB ASC 718, Compensation - Stock Compensation) which requires that the compensation cost relating to share-based payment transactions be recognized in financial statements. That cost will be measured based on the grant date fair value of the equity or liability instruments issued. The stock compensation accounting guidance covers a wide range of share-based compensation arrangements including stock options, restricted share plans, performance-based awards, share appreciation rights, and stock or other stock based awards. The stock compensation accounting guidance requires that compensation cost for all stock awards be calculated and recognized over the employees' service period, generally defined as the vesting period. For awards with graded-vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. A Black-Scholes model is used to estimate the fair value of stock options, while the market value of the Company's common stock at the date of grant is used for restrictive stock awards and stock grants. Comprehensive Income: Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as (1) unrealized gains and losses on available-for-sale securities and (2) unrealized gains and losses on effective portions of fair value security hedges, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income. Business Combinations: Business combinations are accounted for using the acquisition method of accounting. Under the acquisition method of accounting, acquired assets and assumed liabilities are included with the acquirer's accounts as of the date of acquisition at estimated fair value, with any excess of purchase price over the fair value of the net assets acquired (including identifiable intangible assets) capitalized as goodwill. In the event that the fair value of the net assets acquired exceeds the purchase price, an acquisition gain is recorded for the difference in consolidated statements of income for the period in which the acquisition occurred. An intangible asset is recognized as an asset apart from goodwill when it arises from contractual or other legal rights or if it is capable of being separated or divided from the acquired entity and sold, transferred, licensed, rented or exchanged. In addition, acquisition-related costs and restructuring costs are recognized as period expenses as incurred. Estimates of fair value are subject to refinement for a period not to exceed one year from acquisition date as information relative to acquisition date fair values becomes available. Earnings Per Common Share: Basic earnings per common share is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding. Diluted earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding and dilutive common share equivalents using the treasury stock method. Dilutive common share equivalents include common shares issuable upon exercise of outstanding stock options and restricted stock. Operating Segments: The Company’s chief operating decision maker primarily manages operations and assesses financial performance on a Company-wide basis. However, in addition to the discrete financial information that is provided for the Company as a whole, financial information is also provided for the wealth management services and mortgage origination segments, respectively. While the chief operating decision maker uses the financial information related to these segments to analyze business performance and allocate resources, these segments do not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments, along with the banking operations segment, are aggregated into a single reportable operating segment in the Consolidated Financial Statements. No revenues are derived from foreign countries or from external customers that comprise more than 10% of the Company’s revenues. Recently Issued Not Yet Effective Accounting Pronouncements: The following is a summary of recent authoritative pronouncements not yet in effect that could impact the accounting, reporting, and/or disclosure of financial information by the Company. In March 2019, the FASB issued ASU 2019-01, Leases: Codification Improvements (“ASU 2019-01”). ASU 2019-01 provides clarifications to increase transparency and comparability among organizations by recognizing lease assets and liabilities on the balance sheet and disclosing essential information about leasing transactions. Specifically, ASU 2019-01 (i) allows the fair value of the underlying asset reported by lessors that are not manufacturers or dealers to continue to be its cost and not fair value as measured under the fair value definition, (ii) allows for the cash flows received for sales-type and direct financing leases to continue to be presented as results from investing, and (iii) clarifies that entities do not have to disclose the effect of the lease standard on adoption year interim amounts. ASU 2019-01 will be effective for us on January 1, 2020 and did not have any material impact on our consolidated financial statements. In June 2016, FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU changed the credit loss model on financial instruments measured at amortized cost, available for sale securities and certain purchased financial instruments. Credit losses on financial instruments measured at amortized cost will be determined using a current expected credit loss ("CECL") model which requires the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions, and reasonable supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost and applies to some off-balance sheet credit exposures. Purchased financial assets with more-than-insignificant credit deterioration since origination ("PCD assets" which are currently named "PCI Loans") measured at amortized cost will have an allowance for credit losses established at acquisition as part of the purchase price. Subsequent increases or decreases to the allowance for credit losses on PCD assets will be recognized in the income statement. Interest income should be recognized on PCD assets based on the effective interest rate, determined excluding the discount attributed to credit losses at acquisition. Credit losses relating to available-for-sale debt securities will be recognized through an allowance for credit losses. The amount of the credit loss is limited to the amount by which fair value is below amortized cost of the available-for-sale debt security. The amendments in this update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years for the Company and other SEC filers. Early adoption is permitted and if early adopted, all provisions must be adopted in the same period. The amendments should be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the period adopted. A prospective approach is required for securities with other than temporary impairment recognized prior to adoption. The Company is continuing its implementation efforts through its company-wide implementation team. The implementation team meets periodically to discuss the latest developments and ensure progress is being made. The team also keeps current on evolving interpretations and industry practices related to ASU 2016-13 via webcasts, publications, conferences, and peer bank meetings. The team continues to evaluate and validate data resources and different loss methodologies. The Company’s preliminary evaluation indicates the provisions of ASU No. 2016-13 are expected to impact the Company’s consolidated financial statements, in particular an increase to the level of the reserve for credit losses. However, the Company continues to evaluate the extent of the potential impact. On October 16, 2019, the Financial Accounting Standards Board approved a delay for the implementation of ASU 2016-13, F inancial Instruments - Credit Losses (Topic 326). The Board decided that CECL will be effective for larger Public Business Entities ("PBEs") that are SEC filers, excluding Smaller Reporting Companies ("SRCs") as currently defined by the SEC, for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. For calendar-year-end companies, this will be January 1, 2020. The determination of whether an entity is an SRC will be based on an entity’s most recent assessment in accordance with SEC regulations and the Company meets the regulations as a SRC. For all other entities, the Board decided that CECL will be effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. For all entities, early adoption will continue to be permitted; that is, early adoption is allowed for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years (that is, effective January 1, 2019, for calendar-year-end companies). The Company is identified as an SRC and adoption will be in its first fiscal year after the effective date of December 15, 2022. Recently Issued and Adopted Accounting Pronouncements: As of January 1, 2019, the Company adopted certain accounting standard updates related

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2019
Business Combinations [Abstract]
Business Combinations	Acquisition of Progressive Financial Group, Inc. On March 1, 2020 the Company completed its merger with Progressive Financial Group, Inc., a Tennessee corporation (“Progressive”), pursuant to an Agreement and Plan of Merger dated October 29, 2019 (the “Merger Agreement”). Pursuant to the Merger Agreement, each outstanding share of Progressive common stock was converted into and cancelled in exchange to the right to receive $474.82 in cash, and 62.3808 shares of SmartFinancial common stock. SmartFinancial issued 1,292,592 shares of SmartFinancial common stock and paid $9.8 million in cash as consideration for the Merger. Also in accordance with the terms of the Merger Agreement, Progressive also effected a distribution to its shareholders prior to March 1, 2020 of $4.8 million, which was the approximate balance of Progressive’s accumulated adjustment account. Acquisition of Foothills Bancorp, Inc. On November 1, 2018, the Company completed its merger with Foothills Bancorp, Inc., a Tennessee corporation ("Foothills Bancorp"), pursuant to an Agreement and Plan of Merger dated June 27, 2018 (the "Foothills Bancorp merger agreement"). Fair values were subject to refinement for up to one year after the closing date. The measurement period ended on September 30, 2019, with one change made before September 30, 2019 for $473 thousand to values initially recorded as part of the business combination. Pursuant to the Foothills Bancorp merger agreement, each outstanding share of Foothills Bancorp common stock was converted into and cancelled in exchange to the right to receive $1.75 in cash and 0.666 shares of SmartFinancial common stock. SmartFinancial issued 1,183,232 shares of SmartFinancial common stock and paid $3.1 million in cash as consideration for the merger plus $3.0 million in consideration for Foothills Bancorp Director and management stock options. In periods following the Foothills Bancorp merger, the financial statements of the combined entity will include the results attributable to Foothills Bank beginning on the date the merger was completed. In the twelve months period ended December 31, 2018, the revenues and net income attributable to Foothills Bank were approximately $1.5 million and $876 thousand, respectively. There were $2.3 million nonrecurring pro forma adjustments to expense included in the reported proforma earnings for twelve month period ending December 31, 2018. The pro-forma impact to 2018 revenues and net income if the merger had occurred on January 1, 2018 would have been $11.0 million and $1.6 million for the twelve months period ending December 31, 2018, respectively. The following table details the financial impact of the merger, including the calculation of the purchase price, the allocation of the purchase price to the fair values of net assets assumed, and goodwill recognized, as of acquisition date: Calculation of Purchase Price Shares of SMBK common stock issued to Foothills Bancorp shareholders as of November 1, 2018 1,183,232 Market price of SMBK common stock on November 1, 2018 $ 20.34 Estimated fair value of SMBK common stock issued (in thousands) 24,067 Cash consideration paid (in thousands) 6,069 Total consideration (in thousands) $ 30,136 Allocation of Purchase Price (in thousands) Total consideration above $ 30,136 Fair value of assets acquired and liabilities assumed: Cash and cash equivalents 4,882 Investment securities available-for-sale 48,091 Restricted investments 551 Loans 153,692 Premises and equipment 3,622 Core deposit intangible 3,670 Prepaid and other assets 3,944 Deposits (185,259) FHLB advances and other borrowings (10,257) Payables and other liabilities (276) Total fair value of net assets acquired 22,660 Goodwill $ 7,476 Acquisition of Tennessee Bancshares, Inc. On May 1, 2018, the Company completed its merger with Tennessee Bancshares, Inc., a Tennessee corporation (“Tennessee Bancshares”), pursuant to an Agreement and Plan of Merger dated December 12, 2017 (the “Tennessee Bancshares merger agreement”). The measurement period ended on April 30, 2019, with one change made during the year ended December 31, 2018 for $54 thousand to values initially recorded as part of the business combination. Pursuant to the Tennessee Bancshares merger agreement, each outstanding share of Tennessee Bancshares common stock was converted into and cancelled in exchange for 0.8065 shares of SmartFinancial common stock. SmartFinancial issued 1,458,981 shares of SmartFinancial common stock as consideration for the merger. In periods following the Tennessee Bancshares merger, the financial statements of the combined entity will include the results attributable to Southern Community Bank beginning on the date the merger was completed. In the twelve months period ended December 31, 2018, the revenues and net income attributable to Southern Community Bank were approximately $8.4 million and $3.5 million, respectively. There were $2.0 million nonrecurring pro forma adjustments to expense included in the reported proforma earnings for the twelve months period ending December 31, 2018. The pro-forma impact to 2018 revenues and net income if the merger had occurred on January 1, 2018 would have been $14.7 million and $3.6 million for the twelve months period ending December 31, 2018, respectively. The following table details the financial impact of the merger, including the calculation of the purchase price, the allocation of the purchase price to the fair values of net assets assumed, and goodwill recognized, as of acquisition date: Calculation of Purchase Price Shares of SMBK common stock issued to TN Bancshares shareholders as of May 1, 2018 1,458,981 Market price of SMBK common stock on May 1, 2018 $ 23.85 Estimated fair value of SMBK common stock issued (in thousands) 34,797 Cash consideration paid (in thousands) 5 Total consideration (in thousands) $ 34,802 Allocation of Purchase Price (in thousands) Total consideration above $ 34,802 Fair value of assets acquired and liabilities assumed: Cash and cash equivalents 5,723 Investment securities available-for-sale 24,563 Restricted investments 464 Loans 180,490 Premises and equipment 9,470 Core deposit intangible 2,290 Other real estate owned 674 Prepaid and other assets 2,207 Deposits (202,272) FHLB advances and other borrowings (4,000) Payables and other liabilities (586) Total fair value of net assets acquired 19,023 Goodwill $ 15,779 Termination of Entegra Merger The Company elected to terminate, effective April 23, 2019, the Agreement and Plan of Merger dated January 15, 2019 (the “Merger Agreement”), among the Company, Entegra, and CT Merger Sub, Inc. Entegra elected to terminate the Merger Agreement in order to enter into a definitive merger agreement with a large North Carolina-based financial institution that made a competing offer to acquire Entegra, an offer that SmartFinancial chose not to match. Under the terms of the Merger Agreement, the Company received a termination fee of $6.4 million.

Securities

Securities	12 Months Ended
	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The amortized cost and fair value of securities available-for-sale at December 31, 2019 and 2018 are summarized as follow (in thousands): December 31, 2019 Amortized Gross Gross Fair U.S. Government-sponsored enterprises (GSEs) $ 19,015 $ 41 $ (56) $ 19,000 Municipal securities 63,792 618 (19) 64,391 Other debt securities 3,481 22 (33) 3,470 Mortgage-backed securities (GSEs) 91,531 382 (426) 91,487 Total $ 177,819 $ 1,063 $ (534) $ 178,348 December 31, 2018 Amortized Gross Gross Fair U.S. Government-sponsored enterprises (GSEs) $ 44,117 $ 12 $ (626) $ 43,503 Municipal securities 55,248 276 (363) 55,161 Other debt securities 977 — (67) 910 Mortgage-backed securities (GSEs) 103,875 153 (1,914) 102,114 Total $ 204,217 $ 441 $ (2,970) $ 201,688 The amortized cost and estimated market value of securities at December 31, 2019, by contractual maturity, are shown below (in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Due in one year or less $ 3,292 $ 3,290 Due from one year to five years 11,015 10,962 Due from five years to ten years 12,514 12,569 Due after ten years 59,467 60,040 86,288 86,861 Mortgage-backed securities 91,531 91,487 Total $ 177,819 $ 178,348 The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities available-for-sale have been in a continuous unrealized loss position, as of December 31, 2019 and 2018 (in thousands): As of December 31, 2019 Less than 12 Months 12 Months or Greater Total Fair Gross Fair Gross Fair Gross U.S. Government- sponsored enterprises (GSEs) $ 2,972 $ (43) $ 5,987 $ (13) $ 8,959 $ (56) Municipal securities 3,656 (16) 527 (3) 4,183 (19) Other debt securities — — 947 (33) 947 (33) Mortgage-backed securities (GSEs) 13,208 (194) 19,988 (232) 33,196 (426) Total $ 19,836 $ (253) $ 27,449 $ (281) $ 47,285 $ (534) As of December 31, 2018 Less than 12 Months 12 Months or Greater Total Fair Gross Fair Gross Fair Gross U.S. Government- sponsored enterprises (GSEs) $ 14,763 $ (237) $ 13,728 $ (389) $ 28,491 $ (626) Municipal securities 16,455 (150) 4,767 (213) 21,222 (363) Other debt securities — — 910 (67) 910 (67) Mortgage-backed securities (GSEs) 10,516 (155) 69,884 (1,759) 80,400 (1,914) Total $ 41,734 $ (542) $ 89,289 $ (2,428) $ 131,023 $ (2,970) At December 31, 2019, the categories of temporarily impaired securities in an unrealized loss position twelve months or greater are as follows (dollars in thousands): Gross Unrealized Loss Number of Securities U.S. Government- sponsored enterprises (GSEs) $ (13) 2 Municipal securities (3) 1 Other debt securities (33) 1 Mortgage-backed securities (GSEs) (232) 31 $ (281) 35 The Company reviews the securities portfolio on a quarterly basis to monitor its exposure to other-than-temporary impairment. A determination as to whether a security's decline in fair value is other-than-temporary takes into consideration numerous factors and the relative significance of any single factor can vary by security. Some factors the Company may consider in the other-than-temporary impairment analysis include the length of time and extent to which the security has been in an unrealized loss position, changes in security ratings, financial condition and near-term prospects of the issuer, as well as security and industry specific economic conditions. Based on this evaluation, the Company concluded that any unrealized losses at December 31, 2019 represented a temporary impairment, as these unrealized losses are primarily attributable to changes in interest rates and current market conditions, and not credit deterioration of the issuers. As of December 31, 2019, the Company does not intend to sell any of the securities, does not expect to be required to sell any of the securities, and expects to recover the entire amortized cost of all of the securities. Sales and redemption of available-for-sale securities for the years ended December 31, 2019 and 2018, were as follows (in thousands): 2019 2018 Proceeds from sales and redemption $ 32,070 $ 75,625 Gains realized 35 1 Losses realized 1 0 Securities with a carrying value of $92.3 million and $103.7 million at December 31, 2019 and 2018, respectively, were pledged to secure various deposits, securities sold under agreements to repurchase, as collateral for federal funds purchased from other financial institutions and serve as collateral for borrowings at the Federal Home Loan Bank. Restricted Investments: Our other investments consist of Restricted non-marketable equity securities that have no readily determinable market value. Accordingly, when evaluating these securities for impairment, management considers the ultimate recoverability of the par value rather than recognizing temporary declines in value. As of December 31, 2019, the Company determined that there was no impairment on its other investment securities. The following is the amortized cost and carrying value of other investments (in thousands): As of December 31, 2019 2018 Federal Reserve Bank stock $ 7,917 7,010 Federal Home Loan Bank stock 4,646 4,139 First National Bankers Bank stock 350 350 $ 12,913 $ 11,499

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Receivables [Abstract]
Loans and Allowance for Loan Losses	Portfolio Segmentation: At December 31, 2019 and 2018, loans consisted of the following (in thousands): December 31, 2019 December 31, 2018 PCI All Other Total PCI All Other Total Commercial real estate $ 15,255 $ 890,051 $ 905,306 $ 17,682 $ 842,345 $ 860,027 Consumer real estate 6,541 416,797 423,338 8,712 398,542 407,254 Construction and land development 4,458 223,168 227,626 4,602 183,293 187,895 Commercial and industrial 407 336,668 337,075 2,557 305,697 308,254 Consumer and other 326 9,577 9,903 605 13,204 13,809 Total loans 26,987 1,876,261 1,903,248 34,158 1,743,081 1,777,239 Less: Allowance for loan losses (156) (10,087) (10,243) — (8,275) (8,275) Loans, net $ 26,831 $ 1,866,174 $ 1,893,005 $ 34,158 $ 1,734,806 $ 1,768,964 For purposes of the disclosures required pursuant to the adoption of ASC 310, the loan portfolio was disaggregated into segments. A portfolio segment is defined as the level at which an entity develops and documents a systematic method for determining its allowance for credit losses. There are five loan portfolio segments that include commercial real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other. The following describe risk characteristics relevant to each of the portfolio segments: Commercial Real Estate: Commercial real estate loans include owner-occupied commercial real estate loans and loans secured by income-producing properties. Owner-occupied commercial real estate loans to operating businesses are long-term financing of land and buildings. These loans are repaid by cash flow generated from the business operation. Real estate loans for income-producing properties such as apartment buildings, office and industrial buildings, and retail shopping centers are repaid from rent income derived from the properties. Loans within this portfolio segment are particularly sensitive to the valuation of real estate. Consumer Real Estate: Consumer real estate loans include real estate loans secured by first liens, second liens, or open end real estate loans, such as home equity lines. These are repaid by various means such as a borrower's income, sale of the property, or rental income derived from the property. Loans within this portfolio segment are particularly sensitive to the valuation of real estate. Construction and Land Development: Loans for real estate construction and development are repaid through cash flow related to the operations, sale or refinance of the underlying property. This portfolio segment includes extensions of credit to real estate developers or investors where repayment is dependent on the sale of the real estate or income generated from the real estate collateral. Loans within this portfolio segment are particularly sensitive to the valuation of real estate. Commercial and Industrial: The commercial and industrial loan portfolio segment includes commercial and financial loans. These loans include those loans to commercial customers for use in normal business operations to finance working capital needs, equipment purchases, or expansion projects. Loans are repaid by business cash flows. Collection risk in this portfolio is driven by the creditworthiness of the underlying borrower, particularly cash flows from the customers' business operations. Consumer and Other: The consumer loan portfolio segment includes direct consumer installment loans, overdrafts and other revolving credit loans, and educational loans. Loans in this portfolio are sensitive to unemployment and other key consumer economic measures. Credit Risk Management: The Company employs a credit risk management process with defined policies, accountability and routine reporting to manage credit risk in the loan portfolio segments. Credit risk management is guided by credit policies that provide for a consistent and prudent approach to underwriting and approvals of credits. Within the Credit Policy, procedures exist that elevate the approval requirements as credits become larger and more complex. All loans are individually underwritten, risk-rated, approved, and monitored. Responsibility and accountability for adherence to underwriting policies and accurate risk ratings lies in each portfolio segment. For the consumer real estate and consumer and other portfolio segments, the risk management process focuses on managing customers who become delinquent in their payments. For the other portfolio segments, the risk management process focuses on underwriting new business and, on an ongoing basis, monitoring the credit of the portfolios, including a third party review of the largest credits on an annual basis or more frequently as needed. To ensure problem credits are identified on a timely basis, several specific portfolio reviews occur periodically to assess the larger adversely rated credits for proper risk rating and accrual status. Credit quality and trends in the loan portfolio segments are measured and monitored regularly. Detailed reports, by product, collateral, accrual status, etc., are reviewed by Director and Loan Committees. The allowance for loan losses is a valuation reserve established through provisions for loan losses charged against income. The allowance for loan losses, which is evaluated quarterly, is maintained at a level that management deems sufficient to absorb probable losses inherent in the loan portfolio. Loans deemed to be uncollectible are charged against the allowance for loan losses, while recoveries of previously charged-off amounts are credited to the allowance for loan losses. The allowance for loan losses is comprised of specific valuation allowances for loans evaluated individually for impairment and general allocations for pools of homogeneous loans with similar risk characteristics and trends. The allowance for loan losses related to specific loans is based on management's estimate of potential losses on impaired loans as determined by (1) the present value of expected future cash flows; (2) the fair value of collateral if the loan is determined to be collateral dependent or (3) the loan's observable market price. The Company's homogeneous loan pools include commercial real estate loans, consumer real estate loans, construction and land development loans, commercial and industrial loans, and consumer and other loans. The general allocations to these loan pools are based on the historical loss rates for specific loan types and the internal risk grade, if applicable, adjusted for both internal and external qualitative risk factors. The qualitative factors considered by management include, among other factors, (1) changes in local and national economic conditions; (2) changes in asset quality; (3) changes in loan portfolio volume; (4) the composition and concentrations of credit; (5) the impact of competition on loan structuring and pricing; (6) the impact of interest rate changes on portfolio risk and (7) effectiveness of the Company's loan policies, procedures and internal controls. The total allowance established for each homogeneous loan pool represents the product of the historical loss ratio adjusted for qualitative factors and the total dollar amount of the loans in the pool. The determination of the adequacy of the allowance for loan losses is based on estimates that are particularly susceptible to significant changes in the economic environment and market conditions. In connection with the determination of the estimated losses on loans, management obtains independent appraisals for significant collateral. The Company's loans are generally secured by specific items of collateral including real property, consumer assets, and business assets. Although the Company has a diversified loan portfolio, a substantial portion of its debtors' ability to honor their contracts is dependent on local economic conditions. While management uses available information to recognize losses on loans, further reductions in the carrying amounts of loans may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans. Such agencies may require the Company to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the estimated losses on loans may change materially in the near term. Credit Risk Management (continued): The composition of loans by loan classification for impaired and performing loan status at December 31, 2019 and 2018, is summarized in the tables below (amounts in thousands): December 31, 2019 Commercial Consumer Construction Commercial Consumer Total Performing loans $ 889,795 $ 415,250 $ 222,621 $ 336,508 $ 9,577 $ 1,873,751 Impaired loans 256 1,547 547 160 — 2,510 890,051 416,797 223,168 336,668 9,577 1,876,261 PCI loans 15,255 6,541 4,458 407 326 26,987 Total $ 905,306 $ 423,338 $ 227,626 $ 337,075 $ 9,903 $ 1,903,248 December 31, 2018 Commercial Consumer Construction Commercial Consumer Total Performing loans $ 841,709 $ 397,306 $ 182,746 $ 304,673 $ 13,088 $ 1,739,522 Impaired loans 636 1,236 547 1,024 116 3,559 842,345 398,542 183,293 305,697 13,204 1,743,081 PCI loans 17,682 8,712 4,602 2,557 605 34,158 Total loans $ 860,027 $ 407,254 $ 187,895 $ 308,254 $ 13,809 $ 1,777,239 The following tables show the allowance for loan losses allocation by loan classification for impaired and performing loans as of December 31, 2019 and 2018 (amounts in thousands): December 31, 2019 Construction Commercial Consumer Commercial Consumer and Land and and Real Estate Real Estate Development Industrial Other Total Performing loans $ 4,491 $ 2,159 $ 1,127 $ 1,766 $ 69 $ 9,612 Impaired loans — 343 — 132 — 475 4,491 2,502 1,127 1,898 69 10,087 PCI loans 17 74 — 59 6 156 Total $ 4,508 $ 2,576 $ 1,127 $ 1,957 $ 75 $ 10,243 Credit Risk Management (continued): December 31, 2018 Construction Commercial Consumer Commercial Consumer and Land and and Real Estate Real Estate Development Industrial Other Total Performing loans $ 3,639 $ 1,763 $ 795 $ 1,304 $ 240 $ 7,741 Impaired loans — 26 — 442 66 534 3,639 1,789 795 1,746 306 8,275 PCI loans — — — — — — Total $ 3,639 $ 1,789 $ 795 $ 1,746 $ 306 $ 8,275 The following tables detail the changes in the allowance for loan losses for the year ending December 31, 2019 and December 31, 2018, by loan classification (amounts in thousands): December 31, 2019 Commercial Consumer Construction Commercial Consumer Total Beginning balance $ 3,639 $ 1,789 $ 795 $ 1,746 $ 306 $ 8,275 Loans charged off (36) (4) — (659) (344) (1,043) Recoveries of loans charged off 65 164 8 77 98 412 Provision for loan losses 840 627 324 793 15 2,599 Ending balance $ 4,508 $ 2,576 $ 1,127 $ 1,957 $ 75 $ 10,243 December 31, 2018 Commercial Consumer Construction Commercial Consumer Total Beginning balance $ 2,465 $ 1,596 $ 521 $ 1,062 $ 216 $ 5,860 Loans charged off (38) (275) — (177) (370) (860) Recoveries of loans charged off 2 100 9 72 156 339 Provision for loan losses 1,210 368 265 789 304 2,936 Ending balance $ 3,639 $ 1,789 $ 795 $ 1,746 $ 306 $ 8,275 Credit Risk Management (continued): A description of the general characteristics of the risk grades used by the Company is as follows: Pass: Loans in this risk category involve borrowers of acceptable-to-strong credit quality and risk who have the apparent ability to satisfy their loan obligations. Loans in this risk grade would possess sufficient mitigating factors, such as adequate collateral or strong guarantors possessing the capacity to repay the debt if required, for any weakness that may exist. Watch: Loans in this risk category involve borrowers that exhibit characteristics, or are operating under conditions that, if not successfully mitigated as planned, have a reasonable risk of resulting in a downgrade within the next six to twelve months. Loans may remain in this risk category for six months and then are either upgraded or downgraded upon subsequent evaluation. Special Mention: Loans in this risk grade are the equivalent of the regulatory definition of "Other Assets Especially Mentioned" classification. Loans in this category possess some credit deficiency or potential weakness, which requires a high level of management attention. Potential weaknesses include declining trends in operating earnings and cash flows and /or reliance on the secondary source of repayment. If left uncorrected, these potential weaknesses may result in noticeable deterioration of the repayment prospects for the asset or in the Company's credit position. Substandard: Loans in this risk grade are inadequately protected by the borrower's current financial condition and payment capability or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the orderly repayment of debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Loans in this risk grade have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or orderly repayment in full, on the basis of current existing facts, conditions and values, highly questionable and improbable. Possibility of loss is extremely high, but because of certain important and reasonably specific factors that may work to the advantage and strengthening of the exposure, its classification as an estimated loss is deferred until its more exact status may be determined. Uncollectible: Loans in this risk grade are considered to be non-collectible and of such little value that their continuance as bankable assets is not warranted. This does not mean the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. Charge-offs against the allowance for loan losses are taken in the period in which the loan becomes uncollectible. Consequently, the Company typically does not maintain a recorded investment in loans within this category. The following tables outline the amount of each loan classification and the amount categorized into each risk rating as of December 31, 2019 and 2018 (amounts in thousands): December 31, 2019 Non PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 860,447 $ 413,192 $ 216,459 $ 328,564 $ 9,462 $ 1,828,124 Watch 25,180 989 6,089 6,786 40 39,084 Special mention 4,057 738 — 1,033 — 5,828 Substandard 367 1,713 620 228 51 2,979 Doubtful — 165 — 57 24 246 Total $ 890,051 $ 416,797 $ 223,168 $ 336,668 $ 9,577 $ 1,876,261 Credit Risk Management (continued): December 31, 2019 PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 12,473 $ 5,258 $ 902 $ 41 $ 300 $ 18,974 Watch 2,234 38 3,556 — 13 5,841 Special mention 139 60 — — — 199 Substandard 409 1,185 — 366 13 1,973 Doubtful — — — — — — Total $ 15,255 $ 6,541 $ 4,458 $ 407 $ 326 $ 26,987 Total loans $ 905,306 $ 423,338 $ 227,626 $ 337,075 $ 9,903 $ 1,903,248 December 31, 2018 Non PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 834,912 $ 394,728 $ 182,524 $ 303,805 $ 12,927 $ 1,728,896 Watch 6,791 2,678 64 1,090 135 10,758 Special mention — 14 158 137 — 309 Substandard 642 1,122 547 462 142 2,915 Doubtful — — — 203 — 203 Total $ 842,345 $ 398,542 $ 183,293 $ 305,697 $ 13,204 $ 1,743,081 December 31, 2018 PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 14,050 $ 5,617 $ 4,033 $ 2,382 $ 541 $ 26,623 Watch 1,805 756 569 — 17 3,147 Special mention 1,030 446 — 50 10 1,536 Substandard 797 1,893 — 125 37 2,852 Doubtful — — — — — — Total $ 17,682 $ 8,712 $ 4,602 $ 2,557 $ 605 $ 34,158 Total loans $ 860,027 $ 407,254 $ 187,895 $ 308,254 $ 13,809 $ 1,777,239 Past Due Loans: A loan is considered past due if any required principal and interest payments have not been received as of the date such payments were required to be made under the terms of the loan agreement. Generally, management places a loan on nonaccrual when there is a clear indication that the borrower’s cash flow may not be sufficient to meet payments as they become due, which is generally when a loan is 90 days past due. The following tables present the aging of the recorded investment in loans and leases as of December 31, 2019 and 2018 (amounts in thousands): December 31, 2019 30-60 Days 61-89 Days Past Due 90 Nonaccrual Total PCI Loans Current Total Commercial real estate $ 466 $ 22 $ — $ 124 $ 612 $ 15,255 $ 889,439 $ 905,306 Consumer real estate 1,564 30 — 1,872 3,466 6,541 413,331 423,338 Construction and land development 507 — 607 620 1,734 4,458 221,434 227,626 Commercial and industrial 559 — — 57 669 407 335,999 337,075 Consumer and other 86 — — 70 170 326 9,407 9,903 Total $ 3,182 $ 119 $ 607 $ 2,743 $ 6,651 $ 26,987 $ 1,869,610 $ 1,903,248 December 31, 2018 30-60 Days 61-89 Days Past Due 90 Nonaccrual Total PCI Current Total Commercial real estate $ 377 $ 19 $ — $ 272 $ 668 $ 17,682 $ 841,677 $ 860,027 Consumer real estate 1,168 462 454 844 2,928 8,712 395,614 407,254 Construction and land development 343 — — 547 890 4,602 182,403 187,895 Commercial and industrial 155 — 101 909 1,165 2,557 304,532 308,254 Consumer and other 117 — 29 124 270 605 12,934 13,809 Total $ 2,160 $ 481 $ 584 $ 2,696 $ 5,921 $ 34,158 $ 1,737,160 $ 1,777,239 Impaired Loans: A loan held for investment is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both principal and interest) according to the terms of the loan agreement. The following is an analysis of the impaired loan portfolio, including PCI loans, detailing the related allowance recorded (in thousands): December 31, 2019 December 31, 2018 Recorded Unpaid Related Recorded Unpaid Related Impaired loans without a valuation allowance: Commercial real estate $ 256 $ 261 $ — $ 636 $ 648 $ — Consumer real estate 553 553 — 1,073 1,089 — Construction and land development 547 547 — 547 547 — Commercial and industrial — — — 69 70 — Consumer and other — — — 29 33 — 1,356 1,361 — 2,354 2,387 — Impaired loans with a valuation allowance: Commercial real estate — — — — — — Consumer real estate 994 994 343 163 205 26 Construction and land development — — — — — — Commercial and industrial 160 160 132 955 973 442 Consumer and other — — — 87 87 66 1,154 1,154 475 1,205 1,265 534 PCI loans: Commercial real estate 17 99 17 — — — Consumer real estate 1,205 1,371 74 — — — Construction and land development — — — — — — Commercial and industrial 396 534 59 — — — Consumer and other 45 51 6 — — — 1,663 2,055 156 — — — Total impaired loans $ 4,173 $ 4,570 $ 631 $ 3,559 $ 3,652 $ 534 Impaired Loans (continued): December 31, 2019 December 31, 2018 Average Recorded Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans without a valuation allowance: Commercial real estate $ 399 $ 30 $ 855 $ 33 Consumer real estate 725 15 934 29 Construction and land development 619 5 547 — Commercial and industrial 20 1 69 6 Consumer and other 11 1 15 3 1,774 52 2,420 71 Impaired loans with a valuation allowance: Commercial real estate 9 1 — — Consumer real estate 397 17 365 — Construction and land development 11 — — — Commercial and industrial 430 16 476 37 Consumer and other 23 — 86 3 870 34 927 40 PCI loans: Commercial real estate 1,518 (25) 11 — Consumer real estate 922 42 — — Construction and land development — — — — Commercial and industrial 79 9 — — Consumer and other 9 1 — — 2,528 27 11 — Total impaired loans $ 5,172 $ 113 $ 3,358 $ 111 Troubled Debt Restructurings: At December 31, 2019 and 2018, impaired loans included loans that were classified as Troubled Debt Restructurings ("TDRs"). The restructuring of a loan is considered a TDR if both (i) the borrower is experiencing financial difficulties and (ii) the creditor has granted a concession. In assessing whether or not a borrower is experiencing financial difficulties, the Company considers information currently available regarding the financial condition of the borrower. This information includes, but is not limited to, whether (i) the debtor is currently in payment default on any of its debt; (ii) a payment default is probable in the foreseeable future without the modification; (iii) the debtor has declared or is in the process of declaring bankruptcy; and (iv) the debtor's projected cash flow is sufficient to satisfy contractual payments due under the original terms of the loan without a modification. The Company considers all aspects of the modification to loan terms to determine whether or not a concession has been granted to the borrower. Key factors considered by the Company include the debtor's ability to access funds at a market rate for debt with similar risk characteristics, the significance of the modification relative to unpaid principal balance or collateral value of the debt, and the significance of a delay in the timing of payments relative to the original contractual terms of the loan. Troubled Debt Restructurings (continued): The most common concessions granted by the Company generally include one or more modifications to the terms of the debt, such as (i) a reduction in the interest rate for the remaining life of the debt; (ii) an extension of the maturity date at an interest rate lower than the current market rate for new debt with similar risk; (iii) a temporary period of interest-only payments; and (iv) a reduction in the contractual payment amount for either a short period or remaining term of the loan. As of December 31, 2019 and 2018, management had approximately $61 thousand and $116 thousand , respectively, in loans that met the criteria for restructured. No restructured loans were on nonaccrual as of December 31, 2019 and 2018. A loan is placed back on accrual status when both principal and interest are current and it is probable that management will be able to collect all amounts due (both principal and interest) according to the terms of the loan agreement. The following table presents a summary of loans that were modified as troubled debt restructurings during the year ended December 31, 2019 (amounts in thousands): December 31, 2019 Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate 1 $ 61 $ 61 There were no loans that were modified as troubled debt restructurings during the past twelve months and for which there was a subsequent payment default. Purchased Credit Impaired Loans: The Company has acquired loans which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans at for the years ended December 31, 2019 and 2018 is as follows (in thousands): 2019 2018 Commercial real estate $ 21,570 $ 24,849 Consumer real estate 8,411 11,108 Construction and land development 5,394 5,731 Commercial and industrial 2,540 5,824 Consumer and other 504 892 Total loans 38,419 48,404 Less remaining purchase discount (11,432) (14,246) Total loans, net of purchase discount 26,987 34,158 Less: Allowance for loan losses (156) — Carrying amount, net of allowance $ 26,831 $ 34,158 Purchased Credit Impaired Loans (continued): The following is a summary of the accretable yield on acquired loans for the years ended December 31, 2019 and 2018 (in thousands): 2019 2018 Accretable yield, beginning of period $ 7,052 $ 9,287 Additions — 2,416 Accretion income (4,627) (5,368) Reclassification from nonaccretable 3,555 1,494 Other changes, net 2,474 (777) Accretable yield, end of period $ 8,454 $ 7,052 There were $156 thousand allowance for loan losses on purchase credit impaired loans at the year ended December 31, 2019. There were no allowance for loan losses on purchase credit impaired loans at the year ended December 31, 2018. Purchased credit impaired loans acquired from TN Bancshares during the year ended December 31, 2018 for which it was probable at acquisition that all contractually required payments would not be collected are as follows (in thousands): 2018 Contractual principal and interest at acquisition $ 15,133 Nonaccretable difference 5,302 Expected cash flows at acquisition 9,831 Accretable yield 1,292 Basis in PCI loans at acquisition-estimated fair value $ 8,539 Purchased credit impaired loans acquired from Foothills Bancorp during the year ended December 31, 2018 for which it was probable at acquisition that all contractually required payments would not be collected are as follows (in thousands): 2018 Contractual principal and interest at acquisition $ 12,125 Nonaccretable difference 2,748 Expected cash flows at acquisition 9,377 Accretable yield 1,124 Basis in PCI loans at acquisition-estimated fair value $ 8,253 Related Party Loans: In the ordinary course of business, the Company has granted loans to certain related interests, including directors, executive officers, and their affiliates (collectively referred to as "related parties"). Such loans are made in the ordinary course of business and on substantially the same terms as those for comparable transactions prevailing at the time and do not present other unfavorable features. A summary of activity in loans to related parties is as follows (in thousands): 2019 2018 Balance, beginning of year $ 31,246 $ 18,330 Disbursements 16,297 34,639 Repayments (23,452) (21,723) Balance, end of year $ 24,091 $ 31,246 At December 31, 2019, the Company had pre-approved but unused lines of credit totaling approximately $5.2 million to related parties.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Premises and Equipment	A summary of premises and equipment at December 31, 2019 and 2018, is as follows (in thousands): Useful Life 2019 2018 Land and land improvements Indefinite $ 14,712 $ 14,712 Building and leasehold improvements 15-40 years 38,640 36,640 Furniture, fixtures and equipment 3-7 years 13,744 12,318 Construction in progress 5,523 2,875 Total, gross 72,619 66,545 Accumulated depreciation (13,186) (10,533) Total, net $ 59,433 $ 56,012 At December 31, 2019 management estimates the cost necessary to complete the construction in progress will be approximately $1.4 million. Depreciation and amortization expense was $2.8 million and $2.6 million for the years ended December 31, 2019 and 2018, respectively.

Leases

Leases	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Leases	Leases On January 1, 2019, the Company adopted ASU No. 2016-02 and all subsequent ASUs that modified this topic (collectively referred to as "Topic 842"). For the Company, Topic 842 primarily affected the accounting treatment for operating lease agreements in which the Company is the lessee. Substantially all of the leases in which the Company is the lessee are comprised of real estate for branches and office space with terms extending through 2034. All of our leases are classified as operating leases, and therefore, were previously not recognized on the Company’s consolidated balance sheet. With the adoption of Topic 842, operating lease agreements are required to be recognized on the consolidated balance sheet as a right-of-use (“ROU”) asset and a corresponding lease liability. The following table represents the consolidated balance sheet classification of the Company’s ROU assets and lease liabilities. The Company elected not to include short-term leases (i.e., leases with initial terms of twelve months or less), or equipment leases (deemed immaterial) on the consolidated balance sheet (dollars in thousands): December 31, Classification 2019 Assets: Operating lease right-of-use assets Other assets $ 5,470 Liabilities: Operating lease liabilities Other liabilities $ 5,479 The calculated amount of the ROU assets and lease liabilities in the table above are impacted by the length of the lease term and the discount rate used to present value the minimum lease payments. The Company’s lease agreements often include one or more options to renew at the Company’s discretion. If at lease inception the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. For operating leases existing prior to January 1, 2019, the rate for the remaining lease term as of January 1, 2019 was used. As of December 31, 2019, the weighted average remaining lease term was 11.55 years and the weighted average discount rate was 2.73%. The following table represents lease costs and other lease information as of December 31, 2019, in thousands. As the Company elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as common area maintenance (in thousands). 2019 Lease costs: Operating lease costs $ 703 Short-term lease costs 12 Variable lease costs 95 Total $ 810 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 693 Note 6. Leases, Continued Future minimum payments for operating leases with initial or remaining terms of one year or more as of December 31, 2019 were as follows (in thousands): 2020 $ 898 2021 773 2022 594 2023 445 2024 366 Thereafter 3,382 Total future minimum lease payments 6,458 Amounts representing interest (979) Present value of net future minimum lease payments $ 5,479 Lease expense for the years ended December 31, 2019 and 2018, was $875 thousand and $795 thousand, respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Deposits	Deposits The aggregate amount of time deposits in denominations of $250,000 or more was $136.5 million and $165.1 million at December 31, 2019 and 2018, respectively. At December 31, 2019, the scheduled maturities of time deposits are as follows (in thousands): 2020 $ 507,836 2021 104,137 2022 34,929 2023 13,988 2024 18,445 Thereafter — Total $ 679,335 As of December 31, 2019 and 2018, there was a fair value adjustment of $206 thousand and $759 thousand, respectively, to time deposits as a result of business combinations.

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets Goodwill and Intangible Assets: In accordance with FASB ASC 350, Goodwill and Other , regarding testing goodwill for impairment provides an entity the option to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. The Company performs its annual goodwill impairment test as of December 31 of each year. For 2019, the results of the qualitative assessment provided no indication of potential impairment. Goodwill will continue to be monitored for triggering events that may indicate impairment prior to the next scheduled annual impairment test. As of December 31, 2019 and 2018, the Company had $65.6 million and $66.1 million, respectively of goodwill. The Company's intangible assets, consist of core deposit intangibles, and is initially recognized based on a valuation performed as of the consummation date. The core deposit intangible is amortized over the average remaining life of the acquired customer deposits. The intangible assets were evaluated for impairment as of December 31, 2019, and based on that evaluation it was determined that there was no impairment. The following table presents information about our core deposit premium intangible asset at December 31 (in thousands): 2019 2018 Gross Accumulated Gross Accumulated Amortized intangible asset: Core deposit intangible $ 14,549 $ 2,970 $ 14,549 $ 1,602 The following table presents information about aggregate amortization expense for 2019 and 2018 and for the succeeding fiscal years as follows (in thousands): 2019 2018 Aggregate amortization expense of core deposit premium intangible $ 1,368 $ 976 Note 8. Goodwill and Intangible Assets, Continued Goodwill and Intangible Assets (continued): Estimated aggregate amortization expense of the core deposit premium intangible for the year ending December 31 (in thousands): 2020 $ 1,351 2021 1,334 2022 1,317 2023 1,302 2024 1,301 Thereafter 4,974 Total $ 11,579

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense in the consolidated statements of income for the years ended December 31, 2019 and 2018, includes the following (in thousands): 2019 2018 Current tax expense Federal $ 5,143 $ 661 State 974 141 Deferred tax expense related to: Federal 678 1,992 State 102 439 Total income tax expense $ 6,897 $ 3,233 The income tax expense is different from the expected tax expense computed by multiplying income before income tax expense by the statutory income tax rate of 21 percent. The reasons for this difference are as follows (in thousands): 2019 2018 Federal income tax expense computed at the statutory rate $ 7,024 $ 4,481 State income taxes, net of federal tax benefit 872 551 Nondeductible acquisition expenses — 138 Tax-exempt interest (469) (121) Tax benefit from stock options (24) (1,786) Other (506) (30) Total income tax expense $ 6,897 $ 3,233 During 2018, the Company recorded a tax benefit from stock options exercised during 2017. This reduced our tax provision by $1.6 million for the year ended December 31, 2018. Note 9. Income Taxes, Continued The components of the net deferred tax asset as of December 31, 2019 and 2018, were as follows (in thousands): 2019 2018 Deferred tax assets: Allowance for loan losses $ 2,688 $ 2,172 Fair value adjustments 4,098 6,086 Unrealized losses on securities — 659 Unrealized losses on hedges or derivative securities 79 280 OREO 25 271 Deferred compensation 976 833 Lease liability 1,438 — Federal net operating loss carryforward 221 350 Other 442 440 Total deferred tax assets 9,967 11,091 Deferred tax liabilities: Accumulated depreciation 1,610 1,875 Core deposit intangible 2,971 3,332 Right of use asset 1,435 — Unrealized gains on investment securities 139 — Other 332 286 Total deferred tax liabilities 6,487 5,493 Net deferred tax asset $ 3,480 $ 5,598 The Company has a Federal net operating loss carryforward of $1.1 million acquired with the acquisition of Foothills Bancorp. This federal net operating loss does not expire. The income tax returns of the Company for 2018, 2017, and 2016 are subject to examination by the federal and state taxing authorities, generally for three years after they were filed.

Federal Home Loan Bank Advances

Federal Home Loan Bank Advances and Other Borrowings	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Federal Home Loan Bank Advances and Other Borrowings	Federal Home Loan Bank Advances and Other Borrowings FHLB borrowings: The Bank has agreements with the Federal Home Loan Bank of Cincinnati ("FHLB") that can provide advances to the Bank in an amount up to $47.1 million. All of the loans are secured by first mortgages on 1-4 family residential, multi-family properties and commercial properties and are pledged as collateral for these advances. There were no securities pledged to FHLB at December 31, 2019 and 2018. At December 31, 2019, FHLB advances consist of the following (amounts in thousands): Long-term advance dated September 10, 2019, requiring monthly interest payments, fixed at 0.93%, with a put option exercisable in September 10, 2020 and then quarterly thereafter, principal due in September 2029. $ 25,000 There we no FHLB advances at December 31, 2018. On agreements with put options, the FHLB has the right, at its discretion, to terminate the entire advance prior to the stated maturity date. The termination option may only be exercised on the expiration date of the predetermined lockout period and on a quarterly basis thereafter. Borrowings: On May 1, 2018, the Company entered into a loan agreement in the amount of $500 thousand at a rate of 4.75% with semi-annual payments of principal plus accrued interest over an amortization period of ten years. The outstanding principal balance of the borrowing at December 31, 2019 and 2018 was $439 thousand and $480 thousand, respectively, with a maturity on April 30, 2028. Scheduled maturities : At December 31, 2019, scheduled maturities of the FHLB advances and other borrowings are as follows (amounts in thousands): 2020 $ 43 2021 45 2022 47 2023 50 2024 52 Thereafter 25,202 Total $ 25,439 There were no federal funds purchased as of December 31, 2019. Federal funds purchased as of December 31, 2018 totaled $10.8 million.

Subordinated debt

Subordinated debt	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Subordinated debt	On September 28, 2018 the Company issued $40 million of 5.625% fixed-to-floating rate subordinated notes (the "Notes"), which was outstanding as of December 31, 2019 and 2018. Unamortized debt issuance cost was $739 thousand and $823 thousand at December 31, 2019 and 2018, respectively. The Notes initially bears interest at a rate of 5.625% per annum from and including September 28, 2018, to but excluding October 2, 2023, with interest during this period payable semi-annually in arrears. From and including October 2, 2023, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month LIBOR, or an alternative rate determined in accordance with the terms of the Notes if three-month LIBOR cannot be determined, plus 255 basis points, with interest during this period payable quarterly in arrears. The Notes are redeemable by the Company, in whole or in part, on or after October 2, 2023, and at any time, in whole but not in part, upon the occurrence of certain events. The Notes have been structured to qualify initially as Tier 2 capital for the Company for regulatory capital purposes.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2019
Defined Benefit Plan [Abstract]
Employee Benefit Plans	401(k) Plan: The Company provides a deferred salary reduction plan (“ Plan ”) under Section 401 (k) of the Internal Revenue Code covering substantially all employees. After one year of service the Company matches 100% of employee contributions up to 3% of compensation and 50% of employee contributions on the next 2% of compensation. The Company's expense related to the Plan was $818 thousand in 2019 and $716 thousand in 2018. Stock Option Plans: The Compensation Committee of the Company’s Board of Directors may grant or award eligible participants stock options, restricted stock, restricted stock units, stock appreciation rights, and other stock-based awards or any combination of awards (collectively referred to herein as ‘Rights”). At December 31, 2019, the Company had one active equity incentive plan administered by the Board of Directors, the 2015 Stock Incentive Plan. The Company had 33,059 Rights issued and 1,916,507 Rights available for grants or awards under this plan. In addition to the 2015 Stock Incentive Plan, the Company has 38,250 Rights issued from the Cornerstone Bancshares, Inc. 2002 Long Term Incentive Plan, 51,750 Rights issued from the Cornerstone Non-Qualified Plan Options, and 13,599 Rights issued from the Capstone Stock Option Plan. These plans do not have any Rights available for future grants or awards. A summary of the status of these stock option plans is presented in the following table: Number Weighted Average Exercisable Price Outstanding at December 31, 2018 170,625 $ 10.61 Granted — — Exercised (31,931) 11.85 Forfeited (2,036) 12.20 Outstanding at December 31, 2019 136,658 $ 10.29 Exercisable at December 31, 2019 136,658 $ 10.29 Number Weighted Average Exercisable Price Outstanding at December 31, 2017 316,574 $ 11.82 Granted — — Exercised (132,783) 11.39 Forfeited (13,166) 31.96 Outstanding at December 31, 2018 170,625 $ 10.61 Exercisable at December 31, 2018 157,218 $ 11.78 Stock Option Plans (continued): Information pertaining to options outstanding at December 31, 2019, is as follows: Options Outstanding Options Exercisable Weighted- Average Remaining Weighted- Average Weighted- Average Exercise Number Contractual Exercise Number Exercise Prices Outstanding Life Price Exercisable Price $ 6.60 25,000 1.9 years $ 6.60 25,000 $ 6.60 6.80 13,250 1.2 years 6.80 13,250 6.80 9.48 21,000 2.9 years 9.48 21,000 9.48 9.60 30,750 3.2 years 9.60 30,750 9.60 11.76 13,599 0.7 years 11.76 13,599 11.76 15.05 33,059 5.5 years 15.05 33,059 15.05 Outstanding, end of year 136,658 3.01 years $ 10.29 136,658 $ 10.29 The Company recognized stock option compensation expense of $121 thousand and $134 thousand for the periods ended December 31, 2019 and 2018, respectively. Stock appreciation rights compensation expense of $134 thousand and $34 thousand was recognized for the period ended December 31, 2019 and 2018, respectively. Direct stock grant expense issued to local advisory board members of $65 thousand and $9 thousand was included in salary and benefit expense for the period ended December 31, 2019 and 2018, respectively. The total fair value of shares underlying the options which vested during the periods ended December 31, 2019 and 2018, was $317 thousand and $244 thousand, respectively. The income tax benefit recognized for the exercise of options for the periods ended December 31, 2019 and 2018 was $61 thousand and $319 thousand respectively. The intrinsic value of options exercised during the periods ended December 31, 2019 and 2018 was $372 thousand and $1.5 million, respectively. The aggregate intrinsic value of total options outstanding and exercisable options at December 31, 2019 was $1.8 million. Cash received from options exercised under all share-based payment arrangements for the period ended December 31, 2019 was $374 thousand. Information related to non-vested options for the period ended December 31, 2019, is as follows: Number Weighted Average Grant-Date Fair Value Nonvested at December 31, 2018 13,407 $ 15.05 Granted — — Vested (13,407) 15.05 Forfeited/expired — — Nonvested at December 31, 2019 — $ — As of December 31, 2019, all options are fully vested and currently no future compensation cost will be recognized related to nonvested stock-based compensation arrangements granted under the Plans. There were no stock options granted during the twelve months period ended December 31, 2019 and December 31, 2018. Restricted Stock Awards: A summary of the activity of the Company's unvested restricted stock awards for the year ended December 31, 2019 is presented below: The following table summarizes activity relating to non-vested restricted stock awards: Number Weighted Nonvested at December 31, 2018 29,500 $ 24.38 Granted 40,400 18.49 Vested (3,000) 20.90 Forfeited/expired (1,500) 18.12 Nonvested at December 31, 2019 65,400 $ 21.04 The Company measures the fair value of restricted shares based on the price of the Company’s common stock on the grant date, and compensation expense is recorded over the vesting period. For the years ended December 31, 2019 and 2018, compensation expense was $396 thousand and $263 thousand, respectively, for restricted stock awards. As of December 31, 2019, there was$844 thousand of unrecognized compensation cost related to non-vested restricted stock awards granted under the plan. The cost is expected to be recognized over a weighted average period of 3.18 years. The grant-date fair value of restricted stock grants vested was $63 thousand for the year ended December 31, 2019, no restricted stock vested during the year ended December 31, 2018.

Securities Sold Under Agreement

Securities Sold Under Agreements to Repurchase	12 Months Ended
	Dec. 31, 2019
Securities Sold Under Agreement to Repurchase [Abstract]
Securities Sold Under Agreements to Repurchase	Securities Sold Under Agreements to Repurchase Securities sold under repurchase agreements, which are secured borrowings, generally mature within one

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments: The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing and depository needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Such commitments involve, to varying degrees, elements of credit risk and interest rate risk in excess of the amount recognized in the balance sheets. The majority of all commitments to extend credit are variable rate instruments while the standby letters of credit are primarily fixed rate instruments. The Company's exposure to credit loss is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. A summary of the Company's total contractual amount for all off-balance sheet commitments at December 31, 2019 is as follows (in thousands): Commitments to extend credit $ 384,411 Standby letters of credit 11,727 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management's credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties. Standby letters of credit issued by the Company are conditional commitments to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. Collateral held varies and is required in instances which the Company deems necessary. At December 31, 2019 and 2018, the carrying amount of liabilities related to the Company's obligation to perform under standby letters of credit was insignificant. The Company has not been required to perform on any standby letters of credit, and the Company has not incurred any losses on standby letters of credit for the years ended December 31, 2019 and 2018. Contingencies: In the normal course of business, the Company may become involved in various legal proceedings. In the opinion of management, any liability resulting from such proceedings would not have a material effect on the Company's consolidated financial statements.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Regulatory Matters	Regulatory Matters Regulatory Capital Requirements: The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgements by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Company on January 1, 2015, with full compliance with all of the requirements being phased in over a multi-year schedule, and fully phased in by January 1, 2019. Under Basel III rules, the Company must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. The capital conservation buffer is being phased in at the rate of 0.625% per year from 0.0% in 2015 to 2.50% on January 1, 2019. The capital conservation buffer for 2018 is 1.875% and for 2019 is 2.50%. At December 31, 2019 and 2018 the Company and the Bank exceeded the minimum regulatory requirements and exceeded the threshold for the "well capitalized" regulatory classification. Regulatory Restrictions on Dividends: Pursuant to Tennessee banking law, the Bank may not, without the prior consent of the Commissioner of the Tennessee Department of Financial Institutions (TDFI), pay any dividends to the Company in a calendar year in excess of the total of the Bank's retained net income for that year plus the retained net income for the preceding two years. During the year ended December 31, 2019, SmartBank paid no dividends to the Company. As of December 31, 2019, the Bank could pay approximately $55.5 million of additional dividends to the Company without prior approval of the Commissioner of the TDFI. Regulatory Capital Levels: Actual and required capital levels at December 31, 2019 and 2018 are presented below (dollars in thousands): Actual Minimum for capital adequacy purposes Minimum to be well capitalized under prompt corrective action provisions 1 Amount Ratio Amount Ratio Amount Ratio December 31, 2019 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 287,937 14.02 % $ 164,313 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 238,433 11.61 % 123,235 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 238,433 11.61 % 92,426 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 2 238,433 10.34 % 92,258 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 273,432 13.31 % $ 164,305 8.00 % $ 205,382 10.00 % Tier 1 Capital (to Risk Weighted Assets) 263,189 12.81 % 123,229 6.00 % 164,305 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 263,189 12.81 % 92,422 4.50 % 133,498 6.50 % Tier 1 Capital (to Average Assets) 2 263,189 11.41 % 92,254 4.00 % 115,317 5.00 % December 31, 2018 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 257,545 13.47 % $ 152,971 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 210,093 10.99 % 114,728 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 210,093 10.99 % 86,046 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 210,093 9.91 % 84,821 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 243,774 12.74 % $ 153,017 8.00 % $ 191,271 10.00 % Tier 1 Capital (to Risk Weighted Assets) 235,499 12.31 % 114,763 6.00 % 153,017 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 235,499 12.31 % 86,072 4.50 % 124,326 6.50 % Tier 1 Capital (to Average Assets) 235,499 11.17 % 84,300 4.00 % 105,375 5.00 % 1 The prompt corrective action provisions are applicable at the Bank level only.

Concentrations of Credit Risk

Concentrations of Credit Risk	12 Months Ended
	Dec. 31, 2019
Risks and Uncertainties [Abstract]
Concentrations of Credit Risk	Concentrations of Credit Risk The Company originates primarily commercial, residential, and consumer loans to customers in Tennessee, Florida, Georgia and Alabama. The ability of the majority of the Company's customers to honor their contractual loan obligations is dependent on the economy in these areas. Eighty-two percent of the Company's loan portfolio is concentrated in loans secured by real estate, of which a substantial portion is secured by real estate in the Company's primary market areas. Commercial real estate, including commercial construction loans, represented 56% of the loan portfolio at December 31, 2019, and 55% of the loan portfolio at December 31, 2018. Accordingly, the ultimate collectability of the loan portfolio and recovery of the carrying amount of OREO is susceptible to changes in real estate conditions in the Company's primary market areas. The other concentrations of credit by type of loan are set forth in Note 4.

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value of Assets and Liabilities	Determination of Fair Value: The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the “Fair Value Measurements and Disclosures” ASC Topic 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Fair Value Hierarchy: In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1 - Valuation is based on quoted prices in active markets for identical assets or liabilities. Level 2 - Valuation is based on inputs other than quoted prices included within Level I that are observable for the asset or liability, either directly or indirectly. Level 3 - Valuation is based on unobservable inputs that are supported by little or no market activity. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation. The following methodologies were used by the Company in estimating fair value disclosures for financial instruments: Securities Available-for-Sale: Where quoted prices are available in an active market, management classifies the securities within Level 1 of the valuation hierarchy. If quoted market prices are not available, management estimates fair values using pricing models that use observable inputs or quoted prices at securities with similar characteristics. Examples of such instruments, which would generally be classified within Level 2 of the valuation hierarchy, including GSE obligations, corporate bonds, and other securities. Mortgage-backed securities are included in Level 2 if observable inputs are available. In certain cases where there is limited activity or less transparency around inputs to the valuation, management classifies those securities in Level 3. Restricted Investments: It is not practicable to determine the fair value of restricted investments due the restrictions placed on its transferability and are not readily marketable and are evaluated for impairment based on the ultimate recoverability of the par value. Loans: Fair value for variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair value for fixed rate loans are estimated using discounted cash flow analyses, using market interest rates for comparable loans. Fair values for nonperforming loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable. These methods are considered Level 3 inputs. Deposits: The fair values for demand deposits (for example, interest and noninterest checking, savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). Fair values for fixed-rate time deposits are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits. Securities Sold Under Agreement to Repurchase: The carrying value of these liabilities approximates their fair value. Federal Home Loan Bank ("FHLB") Advances, Subordinated Debt and Other Borrowings: The fair value of the FHLB fixed rate borrowings are estimated using discounted cash flows, based on the current incremental borrowing rates for similar types of borrowing arrangements, and are considered Level 2 inputs. The carrying value of FHLB floating rate borrowings and floating rate other borrowings and subordinated debt approximates their fair value and are considered Level 1 inputs. The fair value of the subordinated debt borrowings are estimated using discounted cash flows and are considered Level 3 inputs Derivative Financial Instruments - Fair value is estimated using pricing models of derivatives with similar characteristics or discounted cash flow models where future floating cash flows are projected and discounted back; and accordingly, these derivatives are classified within Level 2 of the fair value hierarchy. Commitments to Extend Credit and Standby Letters of Credit: Because commitments to extend credit and standby letters of credit are made using variable rates and have short maturities, the carrying value and the fair value are immaterial for disclosure. Measurements of Fair Value: Assets recorded at fair value on a recurring basis are as follows, in thousands Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2019 Assets: Securities available-for-sale: U.S. Government-sponsored enterprises (GSEs) $ 19,000 $ — $ 19,000 $ — Municipal securities 64,391 — 64,391 — Other debt securities 3,470 — 3,470 — Mortgage-backed securities 91,487 — 91,487 — Total securities available-for-sale $ 178,348 $ — $ 178,348 $ — Liabilities: Derivative financial instruments $ 3,446 $ — $ 3,446 $ — Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2018 Assets: Securities available-for-sale: U.S. Government-sponsored enterprises (GSEs) $ 43,503 $ — $ 43,503 $ — Municipal securities 55,161 — 55,161 — Other debt securities 910 — 910 — Mortgage-backed securities 102,114 — 102,114 — Total securities available-for-sale $ 201,688 $ — $ 201,688 $ — Liabilities: Derivative financial instruments $ 1,174 $ — $ 1,174 $ — The Company has no assets or liabilities whose fair values are measured on a recurring basis using Level 3 inputs. Additionally, there were no transfers between Level 1 and Level 2 in the fair value hierarchy. Assets Measured at Fair Value on a Nonrecurring Basis: The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis, (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2019: Impaired loans $ 2,185 $ — $ — $ 2,185 OREO 1,757 — — 1,757 December 31, 2018: Impaired loans $ 671 $ — $ — $ 671 OREO 2,495 — — 2,495 For Level 3 assets measured at fair value, the significant unobservable inputs used in the fair value measurements are presented below (dollars in thousands): Fair Value Valuation Technique Significant Other Unobservable Input Weighted Average of Input December 31, 2019: Impaired loans $ 2,185 Appraisal and cashflow Appraisal and cashflow discounts 22 % OREO 1,757 Appraisal Appraisal discounts 29 % December 31, 2018: Impaired loans $ 671 Appraisal Appraisal discounts 44 % OREO 2,495 Appraisal Appraisal discounts 23 % Impaired Loans: Loans considered impaired under ASC 310-10-35, Receivables , are loans for which, based on current information and events, it is probable that the Company will be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement. Impaired loans can be measured based on the present value of expected payments using the loan’s original effective rate as the discount rate, the loan’s observable market price, or the fair value of the collateral less selling costs if the loan is collateral dependent. The fair value of impaired loans were measured based on the value of the collateral securing these loans or the discounted cash flows of the loans, as applicable. Impaired loans are classified within Level 3 of the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory, and/or accounts receivable. The Company determines the value of the collateral based on independent appraisals performed by qualified licensed appraisers. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised values are discounted for costs to sell and may be discounted further based on management’s historical knowledge, changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts by management are subjective and are typically significant unobservable inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors discussed above. OREO: OREO assets, consisting of properties obtained through foreclosure or in satisfaction of loans, are initially recorded at fair value less estimated costs to sell upon transfer of the loans to other real estate. Subsequently, other real estate is carried at the lower of carrying value or fair value less costs to sell. Fair values are generally based on third party appraisals of the property and are classified within Level 3 of the fair value hierarchy. The appraisals are sometimes further discounted based on management’s historical knowledge, and/or changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts are typically significant unobservable inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less estimated costs to sell, a loss is recognized in noninterest expense. Carrying value and estimated fair value: The carrying amount and estimated fair value of the Company’s financial instruments at December 31, 2019 and December 31, 2018 are as follows (in thousands): December 31, 2019 Fair Value Measurements Using Carrying Amount Level 1 Level 2 Level 3 Estimated Fair Value Assets: Cash and cash equivalents $ 183,971 183,971 — — $ 183,971 Securities available-for-sale 178,348 — 178,348 — 178,348 Restricted investments 12,913 N/A N/A N/A N/A Loans, net 1,893,005 — — 1,879,825 1,879,825 Liabilities: Noninterest-bearing demand deposits 364,155 — 364,155 — 364,155 Interest-bearing demand deposits 380,234 — 380,234 — 380,234 Money Market and Savings deposits 623,284 — 623,284 — 623,284 Time deposits 679,541 — 681,902 — 681,902 Securities sold under agreements to repurchase 6,184 — 6,184 — 6,184 Federal Home Loan Bank advances and other borrowings 25,439 — 24,845 — 24,845 Subordinated debt 39,261 — — 35,868 35,868 Derivative financial instruments 3,446 — 3,446 — 3,446 December 31, 2018 Fair Value Measurements Using Carrying Amount Level 1 Level 2 Level 3 Estimated Fair Value Assets: Cash and cash equivalents $ 115,822 115,822 — — $ 115,822 Securities available-for-sale 201,688 — 201,688 — 201,688 Restricted investments 11,499 N/A N/A N/A N/A Loans, net 1,768,964 — — 1,766,838 1,766,838 Liabilities: Noninterest-bearing demand deposits 319,861 — 319,861 — 319,861 Interest-bearing demand deposits 311,482 — 311,482 — 311,482 Money Market and Savings deposits 641,945 — 641,945 — 641,945 Time deposits 648,675 — 648,169 — 649,169 Securities sold under agreements to repurchase 11,756 — 11,756 — 11,756 Federal Home Loan Bank advances and other borrowings 11,243 — 11,243 — 11,243 Subordinated debt 39,177 — — 39,190 39,190 Derivative financial instruments 1,174 — 1,174 — 1,174

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per common share is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding. Diluted earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding and dilutive common share equivalents using the treasury stock method. Dilutive common share equivalents include common shares issuable upon exercise of outstanding stock options and restricted stock. The effect from the stock options and restricted stock on incremental shares from the assumed conversions for net income per share-basic and net income per share-diluted are presented below. There were no antidilutive shares for the years ended December 31, 2019 and 2018. (Dollars in thousands, except share and per share amounts) 2019 2018 Basic earnings per share computation: Net income available to common stockholders $ 26,548 $ 18,102 Average common shares outstanding – basic 13,953,497 12,423,618 Basic earnings per share $ 1.90 $ 1.46 Diluted earnings per share computation: Net income available to common stockholders $ 26,548 $ 18,102 Average common shares outstanding – basic 13,953,497 12,423,618 Incremental shares from assumed conversions: Stock options and restricted stock 92,869 94,022 Average common shares outstanding - diluted 14,046,366 12,517,640 Diluted earnings per share $ 1.89 $ 1.45

Condensed Parent Information

Condensed Parent Information	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]
Condensed Parent Information	(Dollars in thousands) CONDENSED BALANCE SHEETS December 31, 2019 and 2018 (Dollars in thousands) 2019 2018 ASSETS: Cash $ 13,155 $ 13,684 Investment in subsidiaries 337,503 308,422 Other assets 1,996 99 Total assets $ 352,654 $ 322,205 LIABILITIES AND STOCKHOLDERS’ EQUITY: Other liabilities $ 646 $ 17 Other borrowings 39,261 39,177 Total liabilities 39,907 39,194 Stockholders’ equity 312,747 283,011 Total liabilities and stockholders’ equity $ 352,654 $ 322,205 CONDENSED STATEMENTS OF INCOME Years ended December 31, 2019 and 2018 (Dollars in thousands) 2019 2018 INCOME: Interest income $ — $ 21 Merger termination fee 6,400 — Total income 6,400 21 EXPENSES: Interest expense 2,341 1,005 Other operating expenses 2,755 2,822 Total expense 5,096 3,827 Income (loss) before equity in undistributed earnings of subsidiaries and income tax benefit 1,304 (3,806) Income tax expense (389) (833) Income before equity in undistributed net income of subsidiaries 915 (4,639) Equity in undistributed earnings of subsidiaries 25,633 22,741 Net income $ 26,548 $ 18,102 STATEMENTS OF CASH FLOWS For the years ended December 31, 2019 and 2018 (Dollars in thousands) 2019 2018 Cash flows from operating activities: Net income $ 26,548 $ 18,102 Adjustments to reconcile net income to net cash (used in) provided by operating activities: Equity in undistributed income of subsidiary (25,633) (22,741) Other assets (1,894) 568 Other liabilities 712 1,063 Net cash used in operating activities (267) (3,008) Cash flows from investing activities: Net cash paid for business combinations — (5,930) Equity contribution to subsidiary — (12,000) Net cash used in investing activities — (17,930) Cash flows from financing activities: Repayment of note payable — (10,000) Issuance of subordination debt — 39,158 Proceeds from issuance of common stock 438 1,528 Cash dividends paid (700) — Net cash (used) provided by financing activities (262) 30,686 Net change in cash and cash equivalents (529) 9,748 Cash and cash equivalents, beginning of year 13,684 3,936 Cash and cash equivalents, end of period $ 13,155 $ 13,684

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives Financial derivatives are reported at fair value in other assets or other liabilities. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative net investment hedge instrument as well as the offsetting gain or loss on the hedged asset or liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate tax-exempt callable securities available-for-sale. The hedging strategy on securities converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the call dates of the hedged securities. The Company has elected early adoption of ASU 2017-12, Derivatives and Hedging (Topic 815) - Targeted Improvements to Accounting for Hedging Activities , which allows such partial term hedge designations. A summary of the Company's fair value hedge relationships as of December 31, 2019 and 2018 are as follows (in thousands): Liability derivatives Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value December 31, 2019: Interest rate swap agreements - securities Other liabilities 8.20 3.09% 3 month LIBOR $36,000 $ (3,446) December 31, 2018: Interest rate swap agreements - securities Other liabilities 9.23 3.10% 3 month LIBOR $35,000 $ (1,174) The effects of the Company's fair value hedge relationships reported in interest income on tax-exempt available-for-sale securities on the consolidated income statement were as follows (in thousands): Twelve Months Ended December 31, 2019 2018 Interest income on tax-exempt securities $ 1,741 $ 1,145 Effects of fair value hedge relationships (223) (51) Reported interest income on tax-exempt securities $ 1,518 $ 1,094 Twelve Months Ended December 31, Gain (loss) on fair value hedging relationship 2019 2018 Interest rate swap agreements - securities: Hedged items $ (3,446) $ (1,174) Derivative designated as hedging instruments $ 3,446 $ 1,174 The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at December 31, 2019 and 2018 (in thousands): Line item on the balance sheet Carrying Amount of the Hedged Assets (in thousands) Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets December 31, 2019 Securities available-for-sale $ 42,710 $ 3,446 December 31, 2018 Securities available-for-sale $ 39,730 $ 1,174

Other Comprehensive (loss) inco

Other Comprehensive (loss) income	12 Months Ended
	Dec. 31, 2019
Equity [Abstract]
Other Comprehensive (loss) income	Other Comprehensive (loss) income. The tax effects allocated to each component of other comprehensive income (loss) were as follows (dollars in thousands): Before Tax Amount Tax Expense Benefit Net of Tax Amount December 31, 2019 Securities available-for-sale: Change in net unrealized gain/loss during the period $ 3,092 $ 802 $ 2,290 Reclassification adjustment for gains in net income (34) (9) (25) Total securities available-for-sale 3,058 793 2,265 Derivative financial instruments: Change in net unrealized gain/loss during the period 905 237 668 Total other comprehensive income (loss) $ 3,963 $ 1,030 $ 2,933 December 31, 2018 Securities available-for-sale: Change in net unrealized gain/loss during the period $ (1,058) $ (277) $ (781) Reclassification adjustment for gains in net income (1) — (1) Total securities available-for-sale (1,059) (277) (782) Derivative financial instruments: Change in net unrealized gain/loss during the period (1,064) (279) (785) Total other comprehensive income (loss) $ (2,123) $ (556) $ (1,567) Activity in accumulated other comprehensive income, net of tax, was as follows (dollars in thousands): Securities Available-for-Sale Fair Value Municipal Security Hedges Accumulated Other Comprehensive Income Balance, January 1, 2019 $ (1,979) $ (786) $ (2,765) Other comprehensive income (loss) 2,395 563 2,958 Reclassification of amounts included in net income (25) — (25) Net other comprehensive income (loss) during period 2,370 563 2,933 Balance, December 31, 2019 $ 391 $ (223) $ 168 Balance, January 1, 2018 $ (1,198) $ — $ (1,198) Other comprehensive income (loss) (780) (786) (1,566) Reclassification of amounts included in net income (1) — (1) Net other comprehensive income (loss) during period (781) (786) (1,567) Balance, December 31, 2018 $ (1,979) $ (786) $ (2,765)

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Nature of Business	Nature of Business:
Basis of Presentation	Basis of Presentation: The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation.
Variable Interest Entities	Variable interest entities (“VIE”) are legal entities that either do not have sufficient equity to finance their activities without the support from other parties or whose equity investors lack a controlling financial interest. The Company has an investment in a limited liability entity that have been evaluated and determined to be a VIE. Consolidation of a VIE is appropriate if a reporting entity holds a controlling financial interest in the VIE and is the primary beneficiary. The Company is not the primary beneficiary and does not hold a controlling interest in the VIE as it does not have the power to direct the activities that most significantly impact the VIEs economic performance. As such, assets and liabilities of this entity is not consolidated into the financial statements of the Company. The recorded investment of this entity is reported within other assets.
Accounting Estimates	Accounting Estimates: In preparing the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet, and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of other real estate owned and deferred taxes, other than temporary impairments of securities, the fair value of financial instruments, goodwill, and business combination elements (Day 1 and Day 2 Valuation). The Company has evaluated subsequent events for potential recognition and/or disclosure in the consolidated financial statements and accompanying notes included in this Annual Report through the date of the issued consolidated financial statements.
Cash and Cash Equivalents	Cash and Cash Equivalents: For purposes of reporting consolidated cash flows, cash and due from banks includes cash on hand, cash items in process of collection and amounts due from banks. Cash and cash equivalents also includes interest-bearing deposits in banks and federal funds sold. Cash flows from loans, federal funds sold, securities sold under agreements to repurchase and deposits are reported net.
Securities	Securities: Management has classified all securities as available-for-sale. Securities available-for-sale are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. The Company evaluates securities quarterly for other than temporary impairment using relevant accounting guidance specifying that (a) if the Company does not have the intent to sell a debt security prior to recovery and (b) it is more likely than not that it will not have to sell the debt security prior to recovery, the security would not be considered other than temporarily impaired unless a credit loss has occurred in the security. If management does not intend to sell the security and it is more likely than not that they will not have to sell the security before recovery of the cost basis, management will recognize the credit component of an other-than- temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. Securities borrowed or purchased under agreements to resell and securities loaned or sold under agreements to repurchase are treated as collateralized financial transactions. These agreements are recorded at the amount at which the securities were acquired or sold plus accrued interest. It is the Company's policy to take possession of securities purchased under resale agreements. The market value of these securities is monitored, and additional securities are obtained when deemed appropriate to ensure such transactions are adequately collateralized. The Company also monitors its exposure with respect to securities sold under repurchase agreements, and a request for the return of excess securities held by the counterparty is made when deemed appropriate.
Restricted Investments	Restricted Investments: The Company is required to maintain an investment in capital stock of various entities. Based on redemption provisions of these entities, the stock has no quoted market value and is carried at cost. At their discretion, these entities may declare dividends on the stock. Management reviews restricted investments for impairment based on the ultimate recoverability of the cost basis in these stocks.
Loans Held for Sale	Loans Held for Sale: Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or estimated fair value. Gains and losses on sales of loans held for sale are included in the Consolidated Statements of Income in mortgage banking.
Loans	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding principal balances less deferred fees and costs on originated loans and the allowance for loan losses. Interest income is accrued on the outstanding principal balance. Loan origination fees, net of certain direct origination costs of consumer and installment loans are recognized at the time the loan is placed on the books. Loan origination fees for all other loans are deferred and recognized as an adjustment of the yield over the life of the loan using the straight-line method without anticipating prepayments. The accrual of interest on loans is discontinued when, in management's opinion, the borrower may be unable to meet the contractual terms of the obligation payments as they become due, or at the time the loan is 90 days past due, unless the loan is well-secured and in the process of collection. Unsecured loans are typically charged off no later than 120 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income or charged to the allowance, unless management believes that the accrual of interest is recoverable through the liquidation of collateral. Interest income on nonaccrual loans is recognized on the cash basis, until the loans are returned to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and the loan has been performing according to the contractual terms for a period of not less than six months.
Acquired Loans	Acquired Loans: Acquired loans are those acquired in business combinations by the Company or Bank. The fair values of acquired loans with evidence of credit deterioration, Purchased Credit Impaired loans (“PCI loans”), are recorded net of a nonaccretable discount and accretable discount. Any excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized in interest income over the remaining life of the loan when there is reasonable expectation about the amount and timing of such cash flows. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is the nonaccretable discount, which is included in the carrying amount of acquired loans. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent significant increases in cash flows result in a reversal of the provision for loan losses to the extent of prior charges or a reclassification of the difference from nonaccretable to accretable with a positive impact on the accretable discount. Acquired loans are initially recorded at fair value at acquisition date. Accretable discounts related to certain fair value adjustments are accreted into income over the estimated lives of the loans. The Company accounts for PCI loans acquired in the acquisition using the expected cash flows method of recognizing discount accretion based on the acquired loans' expected cash flows. Management recasts the estimate of cash flows expected to be collected on each acquired impaired loan pool periodically. If the present value of expected cash flows for a pool is less than its carrying value, an impairment is recognized by an increase in the allowance for loan losses and a charge to the provision for loan losses. If the present value of expected cash flows for a pool is greater than its carrying value, any previously established allowance for loan losses is reversed and any remaining difference increases the accretable yield which will be taken into interest income over the remaining life of the loan pool. Purchased performing loans are recorded at fair value, including a credit discount. Credit losses on acquired performing loans are estimated based on analysis of the performing portfolio at the time of purchase. Such estimated credit losses are recorded as nonaccretable discounts in a manner similar to purchased impaired loans. The fair value discount other than for credit loss is accreted as an adjustment to yield over the estimated lives of the loans. A provision for loan losses is recorded for any deterioration in these loans subsequent to the acquisition.
Allowance for Loan Losses	Allowance for Loan Losses: The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to expense. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Confirmed losses are charged off immediately. Subsequent recoveries, if any, are credited to the allowance. The allowance is an amount that management believes will be adequate to absorb estimated losses relating to specifically identified loans, as well as probable credit losses inherent in the balance of the loan portfolio. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the uncollectibility of loans in light of historical experience, the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, current economic conditions that may affect the borrower's ability to pay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. This evaluation does not include the effects of expected losses on specific loans or groups of loans that are related to future events or expected changes in economic conditions. The allowance consists of specific and general components. The specific component relates to loans that are classified as impaired. For impaired loans, an allowance is established when the discounted cash flows, collateral value, or observable market price of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on the Company's historical loss experience adjusted for other qualitative factors. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data. An unallocated component may be maintained to cover uncertainties that could affect management's estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. As part of the risk management program, an independent review is performed on the loan portfolio according to policy, which supplements management’s assessment of the loan portfolio and the allowance for loan losses. The result of the independent review is reported directly to the Audit Committee of the Board of Directors. Loans, for which the terms have been modified at the borrower's request, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. A loan is considered impaired when it is probable, based on current information and events, the Company will be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest when due. Loans that experience insignificant payment delays and payment shortfalls are not classified as impaired. Impaired loans are measured by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Interest on accruing impaired loans is recognized as long as such loans do not meet the criteria for nonaccrual status. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.
Troubled Debt Restructurings	Troubled Debt Restructurings: The Company designates loan modifications as Troubled Debt Restructurings ("TDRs") when for economic and legal reasons related to the borrower's financial difficulties, it grants a concession to the borrower that it would not otherwise consider. TDRs can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. In circumstances where the TDR involves charging off a portion of the loan balance, the Company typically classifies these restructurings as nonaccrual. In connection with restructurings, the decision to maintain a loan that has been restructured on accrual status is based on a current, well documented credit evaluation of the borrower's financial condition and prospects for repayment under the modified terms. This evaluation includes consideration of the borrower's current capacity to pay, which among other things may include a review of the borrower's current financial statements, an analysis of global cash flow sufficient to pay all debt obligations, a debt to income analysis, and an evaluation of secondary sources of payment from the borrower and any guarantors. This evaluation also includes an evaluation of the borrower's current willingness to pay, which may include a review of past payment history, an evaluation of the borrower's willingness to provide information on a timely basis, and consideration of offers from the borrower to provide additional collateral or guarantor support. The credit evaluation also reflects consideration of the borrower's future capacity and willingness to pay, which may include evaluation of cash flow projections, consideration of the adequacy of collateral to cover all principal and interest, and trends indicating improving profitability and collectability of receivables. Restructured nonaccrual loans may be returned to accrual status based on a current, well-documented credit evaluation of the borrower's financial condition and prospects for repayment under the modified terms. This evaluation must include consideration of the borrower's sustained historical repayment for a reasonable period, generally a minimum of six months, prior to the date on which the loan is returned to accrual status.
Other Real Estate Owned ("OREO")	Other Real Estate Owned ("OREO"):
Premises and Equipment	Premises and Equipment:
Goodwill and Intangible Assets	Goodwill and Intangible Assets: Goodwill represents the cost in excess of the fair value of net assets acquired (including identifiable intangibles) in transactions accounted for as business combinations. Goodwill has an indefinite useful life and is evaluated for impairment annually, or more frequently if events and circumstances indicate that the asset might be impaired. five
Transfer of Financial Assets	Transfer of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company - put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Derivative Financial Instruments	Derivative Financial Instruments: The Company applies hedge accounting to certain interest rate derivatives entered into for risk management purposes. In accordance with ASC Topic 815, Derivatives and Hedging, all derivative instruments are recorded on the accompanying consolidated balance sheet at their respective fair values. The accounting for changes in fair value (i.e., gains or losses) of a derivative instrument depends on whether it has been designated and qualifies as part of a hedging relationship. If the derivative instrument is not designated as a hedge, changes in the fair value of the derivative instrument are recognized in earnings in the period of change.
Advertising Costs	Advertising Costs:
Income Taxes	Income Taxes: The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon
Stock Compensation Plans	Stock Compensation Plans: The Company had options outstanding under stock-based compensation plans, which are described in more detail in Note 12-Employee Benefits. The plans have been accounted for under the accounting guidance (FASB ASC 718, Compensation - Stock Compensation) which requires that the compensation cost relating to share-based payment transactions be recognized in financial statements. That cost will be measured based on the grant date fair value of the equity or liability instruments issued. The stock compensation accounting guidance covers a wide range of share-based compensation arrangements including stock options, restricted share plans, performance-based awards, share appreciation rights, and stock or other stock based awards. The stock compensation accounting guidance requires that compensation cost for all stock awards be calculated and recognized over the employees' service period, generally defined as the vesting period. For awards with graded-vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. A Black-Scholes model is used to estimate the fair value of stock options, while the market value of the Company's common stock at the date of grant is used for restrictive stock awards and stock grants.
Comprehensive Income	Comprehensive Income: Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as (1) unrealized gains and losses on available-for-sale securities and (2) unrealized gains and losses on effective portions of fair value security hedges, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income.
Business Combinations	Business Combinations: Business combinations are accounted for using the acquisition method of accounting. Under the acquisition method of accounting, acquired assets and assumed liabilities are included with the acquirer's accounts as of the date of acquisition at estimated fair value, with any excess of purchase price over the fair value of the net assets acquired (including identifiable intangible assets) capitalized as goodwill. In the event that the fair value of the net assets acquired exceeds the purchase price, an acquisition gain is recorded for the difference in consolidated statements of income for the period in which the acquisition occurred. An intangible asset is recognized as an asset apart from goodwill when it arises from contractual or other legal rights or if it is capable of being separated or divided from the acquired entity and sold, transferred, licensed, rented or exchanged. In addition, acquisition-related costs and restructuring costs are recognized as period expenses as incurred. Estimates of fair value are subject to refinement for a period not to exceed one year from acquisition date as information relative to acquisition date fair values becomes available.
Earnings Per Common Share	Earnings Per Common Share:
Operating Segments	Operating Segments: The Company’s chief operating decision maker primarily manages operations and assesses financial performance on a Company-wide basis. However, in addition to the discrete financial information that is provided for the Company as a whole, financial information is also provided for the wealth management services and mortgage origination segments, respectively. While the chief operating decision maker uses the financial information related to these segments to analyze business performance and allocate resources, these segments do not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments, along with the banking operations segment, are aggregated into a single
Recently Issued Not Yet Effective Accounting Pronouncements	Recently Issued Not Yet Effective Accounting Pronouncements: The following is a summary of recent authoritative pronouncements not yet in effect that could impact the accounting, reporting, and/or disclosure of financial information by the Company. In March 2019, the FASB issued ASU 2019-01, Leases: Codification Improvements (“ASU 2019-01”). ASU 2019-01 provides clarifications to increase transparency and comparability among organizations by recognizing lease assets and liabilities on the balance sheet and disclosing essential information about leasing transactions. Specifically, ASU 2019-01 (i) allows the fair value of the underlying asset reported by lessors that are not manufacturers or dealers to continue to be its cost and not fair value as measured under the fair value definition, (ii) allows for the cash flows received for sales-type and direct financing leases to continue to be presented as results from investing, and (iii) clarifies that entities do not have to disclose the effect of the lease standard on adoption year interim amounts. ASU 2019-01 will be effective for us on January 1, 2020 and did not have any material impact on our consolidated financial statements. In June 2016, FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU changed the credit loss model on financial instruments measured at amortized cost, available for sale securities and certain purchased financial instruments. Credit losses on financial instruments measured at amortized cost will be determined using a current expected credit loss ("CECL") model which requires the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions, and reasonable supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost and applies to some off-balance sheet credit exposures. Purchased financial assets with more-than-insignificant credit deterioration since origination ("PCD assets" which are currently named "PCI Loans") measured at amortized cost will have an allowance for credit losses established at acquisition as part of the purchase price. Subsequent increases or decreases to the allowance for credit losses on PCD assets will be recognized in the income statement. Interest income should be recognized on PCD assets based on the effective interest rate, determined excluding the discount attributed to credit losses at acquisition. Credit losses relating to available-for-sale debt securities will be recognized through an allowance for credit losses. The amount of the credit loss is limited to the amount by which fair value is below amortized cost of the available-for-sale debt security. The amendments in this update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years for the Company and other SEC filers. Early adoption is permitted and if early adopted, all provisions must be adopted in the same period. The amendments should be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the period adopted. A prospective approach is required for securities with other than temporary impairment recognized prior to adoption. The Company is continuing its implementation efforts through its company-wide implementation team. The implementation team meets periodically to discuss the latest developments and ensure progress is being made. The team also keeps current on evolving interpretations and industry practices related to ASU 2016-13 via webcasts, publications, conferences, and peer bank meetings. The team continues to evaluate and validate data resources and different loss methodologies. The Company’s preliminary evaluation indicates the provisions of ASU No. 2016-13 are expected to impact the Company’s consolidated financial statements, in particular an increase to the level of the reserve for credit losses. However, the Company continues to evaluate the extent of the potential impact. On October 16, 2019, the Financial Accounting Standards Board approved a delay for the implementation of ASU 2016-13, F inancial Instruments - Credit Losses (Topic 326). The Board decided that CECL will be effective for larger Public Business Entities ("PBEs") that are SEC filers, excluding Smaller Reporting Companies ("SRCs") as currently defined by the SEC, for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. For calendar-year-end companies, this will be January 1, 2020. The determination of whether an entity is an SRC will be based on an entity’s most recent assessment in accordance with SEC regulations and the Company meets the regulations as a SRC. For all other entities, the Board decided that CECL will be effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. For all entities, early adoption will continue to be permitted; that is, early adoption is allowed for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years (that is, effective January 1, 2019, for calendar-year-end companies). The Company is identified as an SRC and adoption will be in its first fiscal year after the effective date of December 15, 2022. Recently Issued and Adopted Accounting Pronouncements: As of January 1, 2019, the Company adopted certain accounting standard updates related to accounting for leases (Topic 842 - Leases), primarily Accounting Standards Update ASU 2016-02 and subsequent updates. Among other things, these updates require lessees to recognize a lease liability, measured on a discounted basis, related to the lessee's obligation to make lease payments arising under a lease contract; and a right-of-use asset related to the lessee's right to use, or control the use of, a specified asset for the lease term. The updates did not significantly change lease accounting requirements applicable to lessors and did not significantly impact the Company's consolidated financial statements in relation to contracts whereby the Company acts as a lessor. The Company adopted the updates using a modified-retrospective transition approach and recognized right-of-use lease assets and related lease liabilities as of January 1, 2019. See Note 6-Leases for more information. In February 2016, the FASB issued ASU No. 2016-02, Leases. Under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases): 1) a lease liability, which is the present value of a lessee’s obligation to make lease payments, and 2) a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Lessor accounting under the new guidance remains largely unchanged as it is substantially equivalent to existing guidance for sales-type leases, direct financing leases, and operating leases. Leveraged leases have been eliminated, although lessors can continue to account for existing leveraged leases using the current accounting guidance. Other limited changes were made to align lessor accounting with the lessee accounting model and the new revenue recognition standard. All entities must classify leases to determine how to recognize lease-related revenue and expense. Quantitative and qualitative disclosures are required by lessees and lessors to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty of cash flows arising from leases. The intention is to require enough information to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an entity’s leasing activities. ASU No. 2016-02 was effective for interim and annual reporting periods beginning after December 15, 2018. All entities were required to use a modified retrospective approach for leases that existed or were entered into after the beginning of the earliest comparative period in the financial statements. As the Company elected the transition option provided in ASU No. 2018-11 (see below), the modified retrospective approach was applied on January 1, 2019. The Company also elected certain relief options offered in ASU 2016-02 including the package of practical expedients, the option not to separate lease and non-lease components and instead to account for them as a single lease component, and the option not to recognize right-of-use assets and lease liabilities that arise from short-term leases (i.e., leases with terms of twelve months or less). The Company elected to apply certain practical adoption expedients provided under the updates whereby the Company did not reassess (i) whether any expired or existing contracts are or contain leases, (ii) the lease classification for any expired or existing leases and (iii) initial direct costs for any existing leases. The Company did not elect the hindsight practical expedient, which allows entities to use hindsight when determining lease term and impairment of right-of-use assets. The Company has several lease agreements, such as branch locations or office space, which are considered operating leases, and therefore, were not previously recognized on the Company’s consolidated balance sheet. The new guidance requires these lease agreements to be recognized on the consolidated balance sheet as a right-of-use asset and a corresponding lease liability. The new guidance did not have a material impact on the Company's consolidated statements of income or the consolidated statements of cash flows. See Note 6-Leases for more information. In July 2018, the FASB issued ASU No. 2018-11, Leases - Targeted Improvements to provide entities with relief from the costs of implementing certain aspects of the new leasing standard, ASU No. 2016-02. Specifically, under the amendments in ASU 2018-11: (1) entities may elect not to recast the comparative periods presented when transitioning to the new leasing standard, and (2) lessors may elect not to separate lease and non-lease components when certain conditions are met. The amendments had the same effective date as ASU 2016-02 (January 1, 2019 for the Company). The Company adopted ASU 2018-11 on its required effective date of January 1, 2019 and elected both transition options mentioned above. As of January 1, 2019, the Company adopted ASU 2018-07, Compensation-Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting . The ASU expands the scope of Topic 718, Compensation-Stock Compensation (which previously only included payments to employees), to include share-based payment transactions for acquiring goods and services from non-employees. This required entities to apply the requirements of Topic 718 to non-employee awards, except for specific guidance on inputs to an option pricing model and the attribution of cost (i.e., the period of time over which share-based payment awards vest and the pattern of cost recognition over that period). Additionally, the amendments specify that Topic 718 applies to all share-based payment transactions in which a grantor acquires goods or services to be used or consumed in the grantor’s own operations by issuing share-based payment awards, and clarify that Topic 718 does not apply to share-based payments used to effectively provide (1) financing to the issuer, or (2) awards granted in conjunction with selling goods or services to customers as part of a contract accounted for under Topic 606, Revenue from Contracts with Customers. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements. As of January 1, 2019, the Company adopted ASU No. 2017-08, Receivables - Nonrefundable Fees and Other Costs (Topic 310-20): Premium Amortization on Purchased Callable Debt Securities . The ASU shortens the amortization period for certain callable debt securities held at a premium. The premium on individual callable debt securities shall be amortized to the earliest call date. This guidance does not apply to securities for which prepayments are estimated on a large number of similar loans where prepayments are probable and reasonably estimable. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.
Reclassifications	Reclassifications : Certain captions and amounts in the 2018 consolidated financial statements were reclassified to conform to the 2019 presentation. Such reclassifications had no effect on net income and stockholders' equity, as previously reported.

Business Combinations (Tables)

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2019
Foothills Bancorp [Member]
Business Acquisition [Line Items]
Schedule of Business Acquisitions	The following table details the financial impact of the merger, including the calculation of the purchase price, the allocation of the purchase price to the fair values of net assets assumed, and goodwill recognized, as of acquisition date: Calculation of Purchase Price Shares of SMBK common stock issued to Foothills Bancorp shareholders as of November 1, 2018 1,183,232 Market price of SMBK common stock on November 1, 2018 $ 20.34 Estimated fair value of SMBK common stock issued (in thousands) 24,067 Cash consideration paid (in thousands) 6,069 Total consideration (in thousands) $ 30,136 Allocation of Purchase Price (in thousands) Total consideration above $ 30,136 Fair value of assets acquired and liabilities assumed: Cash and cash equivalents 4,882 Investment securities available-for-sale 48,091 Restricted investments 551 Loans 153,692 Premises and equipment 3,622 Core deposit intangible 3,670 Prepaid and other assets 3,944 Deposits (185,259) FHLB advances and other borrowings (10,257) Payables and other liabilities (276) Total fair value of net assets acquired 22,660 Goodwill $ 7,476
Tennessee Bancshares [Member]
Business Acquisition [Line Items]
Schedule of Business Acquisitions	The following table details the financial impact of the merger, including the calculation of the purchase price, the allocation of the purchase price to the fair values of net assets assumed, and goodwill recognized, as of acquisition date: Calculation of Purchase Price Shares of SMBK common stock issued to TN Bancshares shareholders as of May 1, 2018 1,458,981 Market price of SMBK common stock on May 1, 2018 $ 23.85 Estimated fair value of SMBK common stock issued (in thousands) 34,797 Cash consideration paid (in thousands) 5 Total consideration (in thousands) $ 34,802 Allocation of Purchase Price (in thousands) Total consideration above $ 34,802 Fair value of assets acquired and liabilities assumed: Cash and cash equivalents 5,723 Investment securities available-for-sale 24,563 Restricted investments 464 Loans 180,490 Premises and equipment 9,470 Core deposit intangible 2,290 Other real estate owned 674 Prepaid and other assets 2,207 Deposits (202,272) FHLB advances and other borrowings (4,000) Payables and other liabilities (586) Total fair value of net assets acquired 19,023 Goodwill $ 15,779

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The amortized cost and fair value of securities available-for-sale at December 31, 2019 and 2018 are summarized as follow (in thousands): December 31, 2019 Amortized Gross Gross Fair U.S. Government-sponsored enterprises (GSEs) $ 19,015 $ 41 $ (56) $ 19,000 Municipal securities 63,792 618 (19) 64,391 Other debt securities 3,481 22 (33) 3,470 Mortgage-backed securities (GSEs) 91,531 382 (426) 91,487 Total $ 177,819 $ 1,063 $ (534) $ 178,348 December 31, 2018 Amortized Gross Gross Fair U.S. Government-sponsored enterprises (GSEs) $ 44,117 $ 12 $ (626) $ 43,503 Municipal securities 55,248 276 (363) 55,161 Other debt securities 977 — (67) 910 Mortgage-backed securities (GSEs) 103,875 153 (1,914) 102,114 Total $ 204,217 $ 441 $ (2,970) $ 201,688
Investments Classified by Contractual Maturity Date	The amortized cost and estimated market value of securities at December 31, 2019, by contractual maturity, are shown below (in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Due in one year or less $ 3,292 $ 3,290 Due from one year to five years 11,015 10,962 Due from five years to ten years 12,514 12,569 Due after ten years 59,467 60,040 86,288 86,861 Mortgage-backed securities 91,531 91,487 Total $ 177,819 $ 178,348
Schedule of Unrealized Loss on Investments	The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities available-for-sale have been in a continuous unrealized loss position, as of December 31, 2019 and 2018 (in thousands): As of December 31, 2019 Less than 12 Months 12 Months or Greater Total Fair Gross Fair Gross Fair Gross U.S. Government- sponsored enterprises (GSEs) $ 2,972 $ (43) $ 5,987 $ (13) $ 8,959 $ (56) Municipal securities 3,656 (16) 527 (3) 4,183 (19) Other debt securities — — 947 (33) 947 (33) Mortgage-backed securities (GSEs) 13,208 (194) 19,988 (232) 33,196 (426) Total $ 19,836 $ (253) $ 27,449 $ (281) $ 47,285 $ (534) As of December 31, 2018 Less than 12 Months 12 Months or Greater Total Fair Gross Fair Gross Fair Gross U.S. Government- sponsored enterprises (GSEs) $ 14,763 $ (237) $ 13,728 $ (389) $ 28,491 $ (626) Municipal securities 16,455 (150) 4,767 (213) 21,222 (363) Other debt securities — — 910 (67) 910 (67) Mortgage-backed securities (GSEs) 10,516 (155) 69,884 (1,759) 80,400 (1,914) Total $ 41,734 $ (542) $ 89,289 $ (2,428) $ 131,023 $ (2,970)
Schedule of Temporarily Impaired Securities	At December 31, 2019, the categories of temporarily impaired securities in an unrealized loss position twelve months or greater are as follows (dollars in thousands): Gross Unrealized Loss Number of Securities U.S. Government- sponsored enterprises (GSEs) $ (13) 2 Municipal securities (3) 1 Other debt securities (33) 1 Mortgage-backed securities (GSEs) (232) 31 $ (281) 35
Schedule of Realized Gain (Loss) on Available-for-sale Securities	Sales and redemption of available-for-sale securities for the years ended December 31, 2019 and 2018, were as follows (in thousands): 2019 2018 Proceeds from sales and redemption $ 32,070 $ 75,625 Gains realized 35 1 Losses realized 1 0
Schedule of Other Investments	The following is the amortized cost and carrying value of other investments (in thousands): As of December 31, 2019 2018 Federal Reserve Bank stock $ 7,917 7,010 Federal Home Loan Bank stock 4,646 4,139 First National Bankers Bank stock 350 350 $ 12,913 $ 11,499

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Receivables [Abstract]
Schedule of Loans	At December 31, 2019 and 2018, loans consisted of the following (in thousands): December 31, 2019 December 31, 2018 PCI All Other Total PCI All Other Total Commercial real estate $ 15,255 $ 890,051 $ 905,306 $ 17,682 $ 842,345 $ 860,027 Consumer real estate 6,541 416,797 423,338 8,712 398,542 407,254 Construction and land development 4,458 223,168 227,626 4,602 183,293 187,895 Commercial and industrial 407 336,668 337,075 2,557 305,697 308,254 Consumer and other 326 9,577 9,903 605 13,204 13,809 Total loans 26,987 1,876,261 1,903,248 34,158 1,743,081 1,777,239 Less: Allowance for loan losses (156) (10,087) (10,243) — (8,275) (8,275) Loans, net $ 26,831 $ 1,866,174 $ 1,893,005 $ 34,158 $ 1,734,806 $ 1,768,964
Schedule of Impaired and Performing Loans Receivable	The composition of loans by loan classification for impaired and performing loan status at December 31, 2019 and 2018, is summarized in the tables below (amounts in thousands): December 31, 2019 Commercial Consumer Construction Commercial Consumer Total Performing loans $ 889,795 $ 415,250 $ 222,621 $ 336,508 $ 9,577 $ 1,873,751 Impaired loans 256 1,547 547 160 — 2,510 890,051 416,797 223,168 336,668 9,577 1,876,261 PCI loans 15,255 6,541 4,458 407 326 26,987 Total $ 905,306 $ 423,338 $ 227,626 $ 337,075 $ 9,903 $ 1,903,248 December 31, 2018 Commercial Consumer Construction Commercial Consumer Total Performing loans $ 841,709 $ 397,306 $ 182,746 $ 304,673 $ 13,088 $ 1,739,522 Impaired loans 636 1,236 547 1,024 116 3,559 842,345 398,542 183,293 305,697 13,204 1,743,081 PCI loans 17,682 8,712 4,602 2,557 605 34,158 Total loans $ 860,027 $ 407,254 $ 187,895 $ 308,254 $ 13,809 $ 1,777,239
Schedule of Allowance for Loan Losses for Impaired and Performing Loans Receivable	The following tables show the allowance for loan losses allocation by loan classification for impaired and performing loans as of December 31, 2019 and 2018 (amounts in thousands): December 31, 2019 Construction Commercial Consumer Commercial Consumer and Land and and Real Estate Real Estate Development Industrial Other Total Performing loans $ 4,491 $ 2,159 $ 1,127 $ 1,766 $ 69 $ 9,612 Impaired loans — 343 — 132 — 475 4,491 2,502 1,127 1,898 69 10,087 PCI loans 17 74 — 59 6 156 Total $ 4,508 $ 2,576 $ 1,127 $ 1,957 $ 75 $ 10,243 Credit Risk Management (continued): December 31, 2018 Construction Commercial Consumer Commercial Consumer and Land and and Real Estate Real Estate Development Industrial Other Total Performing loans $ 3,639 $ 1,763 $ 795 $ 1,304 $ 240 $ 7,741 Impaired loans — 26 — 442 66 534 3,639 1,789 795 1,746 306 8,275 PCI loans — — — — — — Total $ 3,639 $ 1,789 $ 795 $ 1,746 $ 306 $ 8,275
Schedule of Loan Receivable Allowance For Credit Losses	The following tables detail the changes in the allowance for loan losses for the year ending December 31, 2019 and December 31, 2018, by loan classification (amounts in thousands): December 31, 2019 Commercial Consumer Construction Commercial Consumer Total Beginning balance $ 3,639 $ 1,789 $ 795 $ 1,746 $ 306 $ 8,275 Loans charged off (36) (4) — (659) (344) (1,043) Recoveries of loans charged off 65 164 8 77 98 412 Provision for loan losses 840 627 324 793 15 2,599 Ending balance $ 4,508 $ 2,576 $ 1,127 $ 1,957 $ 75 $ 10,243 December 31, 2018 Commercial Consumer Construction Commercial Consumer Total Beginning balance $ 2,465 $ 1,596 $ 521 $ 1,062 $ 216 $ 5,860 Loans charged off (38) (275) — (177) (370) (860) Recoveries of loans charged off 2 100 9 72 156 339 Provision for loan losses 1,210 368 265 789 304 2,936 Ending balance $ 3,639 $ 1,789 $ 795 $ 1,746 $ 306 $ 8,275
Loan Credit Quality Indicators	The following tables outline the amount of each loan classification and the amount categorized into each risk rating as of December 31, 2019 and 2018 (amounts in thousands): December 31, 2019 Non PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 860,447 $ 413,192 $ 216,459 $ 328,564 $ 9,462 $ 1,828,124 Watch 25,180 989 6,089 6,786 40 39,084 Special mention 4,057 738 — 1,033 — 5,828 Substandard 367 1,713 620 228 51 2,979 Doubtful — 165 — 57 24 246 Total $ 890,051 $ 416,797 $ 223,168 $ 336,668 $ 9,577 $ 1,876,261 Credit Risk Management (continued): December 31, 2019 PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 12,473 $ 5,258 $ 902 $ 41 $ 300 $ 18,974 Watch 2,234 38 3,556 — 13 5,841 Special mention 139 60 — — — 199 Substandard 409 1,185 — 366 13 1,973 Doubtful — — — — — — Total $ 15,255 $ 6,541 $ 4,458 $ 407 $ 326 $ 26,987 Total loans $ 905,306 $ 423,338 $ 227,626 $ 337,075 $ 9,903 $ 1,903,248 December 31, 2018 Non PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 834,912 $ 394,728 $ 182,524 $ 303,805 $ 12,927 $ 1,728,896 Watch 6,791 2,678 64 1,090 135 10,758 Special mention — 14 158 137 — 309 Substandard 642 1,122 547 462 142 2,915 Doubtful — — — 203 — 203 Total $ 842,345 $ 398,542 $ 183,293 $ 305,697 $ 13,204 $ 1,743,081 December 31, 2018 PCI Loans Commercial Consumer Construction Commercial Consumer Total Pass $ 14,050 $ 5,617 $ 4,033 $ 2,382 $ 541 $ 26,623 Watch 1,805 756 569 — 17 3,147 Special mention 1,030 446 — 50 10 1,536 Substandard 797 1,893 — 125 37 2,852 Doubtful — — — — — — Total $ 17,682 $ 8,712 $ 4,602 $ 2,557 $ 605 $ 34,158 Total loans $ 860,027 $ 407,254 $ 187,895 $ 308,254 $ 13,809 $ 1,777,239
Past Due Loans and Leases	The following tables present the aging of the recorded investment in loans and leases as of December 31, 2019 and 2018 (amounts in thousands): December 31, 2019 30-60 Days 61-89 Days Past Due 90 Nonaccrual Total PCI Loans Current Total Commercial real estate $ 466 $ 22 $ — $ 124 $ 612 $ 15,255 $ 889,439 $ 905,306 Consumer real estate 1,564 30 — 1,872 3,466 6,541 413,331 423,338 Construction and land development 507 — 607 620 1,734 4,458 221,434 227,626 Commercial and industrial 559 — — 57 669 407 335,999 337,075 Consumer and other 86 — — 70 170 326 9,407 9,903 Total $ 3,182 $ 119 $ 607 $ 2,743 $ 6,651 $ 26,987 $ 1,869,610 $ 1,903,248 December 31, 2018 30-60 Days 61-89 Days Past Due 90 Nonaccrual Total PCI Current Total Commercial real estate $ 377 $ 19 $ — $ 272 $ 668 $ 17,682 $ 841,677 $ 860,027 Consumer real estate 1,168 462 454 844 2,928 8,712 395,614 407,254 Construction and land development 343 — — 547 890 4,602 182,403 187,895 Commercial and industrial 155 — 101 909 1,165 2,557 304,532 308,254 Consumer and other 117 — 29 124 270 605 12,934 13,809 Total $ 2,160 $ 481 $ 584 $ 2,696 $ 5,921 $ 34,158 $ 1,737,160 $ 1,777,239
Impaired Loans	The following is an analysis of the impaired loan portfolio, including PCI loans, detailing the related allowance recorded (in thousands): December 31, 2019 December 31, 2018 Recorded Unpaid Related Recorded Unpaid Related Impaired loans without a valuation allowance: Commercial real estate $ 256 $ 261 $ — $ 636 $ 648 $ — Consumer real estate 553 553 — 1,073 1,089 — Construction and land development 547 547 — 547 547 — Commercial and industrial — — — 69 70 — Consumer and other — — — 29 33 — 1,356 1,361 — 2,354 2,387 — Impaired loans with a valuation allowance: Commercial real estate — — — — — — Consumer real estate 994 994 343 163 205 26 Construction and land development — — — — — — Commercial and industrial 160 160 132 955 973 442 Consumer and other — — — 87 87 66 1,154 1,154 475 1,205 1,265 534 PCI loans: Commercial real estate 17 99 17 — — — Consumer real estate 1,205 1,371 74 — — — Construction and land development — — — — — — Commercial and industrial 396 534 59 — — — Consumer and other 45 51 6 — — — 1,663 2,055 156 — — — Total impaired loans $ 4,173 $ 4,570 $ 631 $ 3,559 $ 3,652 $ 534 Impaired Loans (continued): December 31, 2019 December 31, 2018 Average Recorded Interest Income Recognized Average Recorded Investment Interest Income Recognized Impaired loans without a valuation allowance: Commercial real estate $ 399 $ 30 $ 855 $ 33 Consumer real estate 725 15 934 29 Construction and land development 619 5 547 — Commercial and industrial 20 1 69 6 Consumer and other 11 1 15 3 1,774 52 2,420 71 Impaired loans with a valuation allowance: Commercial real estate 9 1 — — Consumer real estate 397 17 365 — Construction and land development 11 — — — Commercial and industrial 430 16 476 37 Consumer and other 23 — 86 3 870 34 927 40 PCI loans: Commercial real estate 1,518 (25) 11 — Consumer real estate 922 42 — — Construction and land development — — — — Commercial and industrial 79 9 — — Consumer and other 9 1 — — 2,528 27 11 — Total impaired loans $ 5,172 $ 113 $ 3,358 $ 111
Troubled Debt Restructurings on Loans	The following table presents a summary of loans that were modified as troubled debt restructurings during the year ended December 31, 2019 (amounts in thousands): December 31, 2019 Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate 1 $ 61 $ 61
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Acquired During Period Carrying Amount Of Loans	The Company has acquired loans which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans at for the years ended December 31, 2019 and 2018 is as follows (in thousands): 2019 2018 Commercial real estate $ 21,570 $ 24,849 Consumer real estate 8,411 11,108 Construction and land development 5,394 5,731 Commercial and industrial 2,540 5,824 Consumer and other 504 892 Total loans 38,419 48,404 Less remaining purchase discount (11,432) (14,246) Total loans, net of purchase discount 26,987 34,158 Less: Allowance for loan losses (156) — Carrying amount, net of allowance $ 26,831 $ 34,158
Schedule of Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement	The following is a summary of the accretable yield on acquired loans for the years ended December 31, 2019 and 2018 (in thousands): 2019 2018 Accretable yield, beginning of period $ 7,052 $ 9,287 Additions — 2,416 Accretion income (4,627) (5,368) Reclassification from nonaccretable 3,555 1,494 Other changes, net 2,474 (777) Accretable yield, end of period $ 8,454 $ 7,052
Schedule of Certain Loans Acquired Accounted For As Debt Securities Acquired During Period	Purchased credit impaired loans acquired from TN Bancshares during the year ended December 31, 2018 for which it was probable at acquisition that all contractually required payments would not be collected are as follows (in thousands): 2018 Contractual principal and interest at acquisition $ 15,133 Nonaccretable difference 5,302 Expected cash flows at acquisition 9,831 Accretable yield 1,292 Basis in PCI loans at acquisition-estimated fair value $ 8,539 Purchased credit impaired loans acquired from Foothills Bancorp during the year ended December 31, 2018 for which it was probable at acquisition that all contractually required payments would not be collected are as follows (in thousands): 2018 Contractual principal and interest at acquisition $ 12,125 Nonaccretable difference 2,748 Expected cash flows at acquisition 9,377 Accretable yield 1,124 Basis in PCI loans at acquisition-estimated fair value $ 8,253
Schedule of Loan to Directors, Officers and Affiliated Parties	A summary of activity in loans to related parties is as follows (in thousands): 2019 2018 Balance, beginning of year $ 31,246 $ 18,330 Disbursements 16,297 34,639 Repayments (23,452) (21,723) Balance, end of year $ 24,091 $ 31,246

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Summary of Premises and Equipment	A summary of premises and equipment at December 31, 2019 and 2018, is as follows (in thousands): Useful Life 2019 2018 Land and land improvements Indefinite $ 14,712 $ 14,712 Building and leasehold improvements 15-40 years 38,640 36,640 Furniture, fixtures and equipment 3-7 years 13,744 12,318 Construction in progress 5,523 2,875 Total, gross 72,619 66,545 Accumulated depreciation (13,186) (10,533) Total, net $ 59,433 $ 56,012

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Summary of Lease Assets and Liabilities	The following table represents the consolidated balance sheet classification of the Company’s ROU assets and lease liabilities. The Company elected not to include short-term leases (i.e., leases with initial terms of twelve months or less), or equipment leases (deemed immaterial) on the consolidated balance sheet (dollars in thousands): December 31, Classification 2019 Assets: Operating lease right-of-use assets Other assets $ 5,470 Liabilities: Operating lease liabilities Other liabilities $ 5,479
Summary of Lease Costs and Other Information	The following table represents lease costs and other lease information as of December 31, 2019, in thousands. As the Company elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as common area maintenance (in thousands). 2019 Lease costs: Operating lease costs $ 703 Short-term lease costs 12 Variable lease costs 95 Total $ 810 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 693
Schedule of Remaining Minimum Lease Payments	Future minimum payments for operating leases with initial or remaining terms of one year or more as of December 31, 2019 were as follows (in thousands): 2020 $ 898 2021 773 2022 594 2023 445 2024 366 Thereafter 3,382 Total future minimum lease payments 6,458 Amounts representing interest (979) Present value of net future minimum lease payments $ 5,479

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Scheduled Maturities Of Time Deposit	At December 31, 2019, the scheduled maturities of time deposits are as follows (in thousands): 2020 $ 507,836 2021 104,137 2022 34,929 2023 13,988 2024 18,445 Thereafter — Total $ 679,335

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Finite-Lived Intangible Assets	The following table presents information about our core deposit premium intangible asset at December 31 (in thousands): 2019 2018 Gross Accumulated Gross Accumulated Amortized intangible asset: Core deposit intangible $ 14,549 $ 2,970 $ 14,549 $ 1,602
Finite-lived Intangible Assets Amortization Expense	The following table presents information about aggregate amortization expense for 2019 and 2018 and for the succeeding fiscal years as follows (in thousands): 2019 2018 Aggregate amortization expense of core deposit premium intangible $ 1,368 $ 976
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	Estimated aggregate amortization expense of the core deposit premium intangible for the year ending December 31 (in thousands): 2020 $ 1,351 2021 1,334 2022 1,317 2023 1,302 2024 1,301 Thereafter 4,974 Total $ 11,579

Income Taxes (Table)

Income Taxes (Table)	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	Income tax expense in the consolidated statements of income for the years ended December 31, 2019 and 2018, includes the following (in thousands): 2019 2018 Current tax expense Federal $ 5,143 $ 661 State 974 141 Deferred tax expense related to: Federal 678 1,992 State 102 439 Total income tax expense $ 6,897 $ 3,233
Schedule of Effective Income Tax Rate Reconciliation	The income tax expense is different from the expected tax expense computed by multiplying income before income tax expense by the statutory income tax rate of 21 percent. The reasons for this difference are as follows (in thousands): 2019 2018 Federal income tax expense computed at the statutory rate $ 7,024 $ 4,481 State income taxes, net of federal tax benefit 872 551 Nondeductible acquisition expenses — 138 Tax-exempt interest (469) (121) Tax benefit from stock options (24) (1,786) Other (506) (30) Total income tax expense $ 6,897 $ 3,233
Schedule of Deferred Tax Assets and Liabilities	The components of the net deferred tax asset as of December 31, 2019 and 2018, were as follows (in thousands): 2019 2018 Deferred tax assets: Allowance for loan losses $ 2,688 $ 2,172 Fair value adjustments 4,098 6,086 Unrealized losses on securities — 659 Unrealized losses on hedges or derivative securities 79 280 OREO 25 271 Deferred compensation 976 833 Lease liability 1,438 — Federal net operating loss carryforward 221 350 Other 442 440 Total deferred tax assets 9,967 11,091 Deferred tax liabilities: Accumulated depreciation 1,610 1,875 Core deposit intangible 2,971 3,332 Right of use asset 1,435 — Unrealized gains on investment securities 139 — Other 332 286 Total deferred tax liabilities 6,487 5,493 Net deferred tax asset $ 3,480 $ 5,598

Federal Home Loan Bank Advanc_2

Federal Home Loan Bank Advances and Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Schedule of Federal Home Loan Bank, Advances	At December 31, 2019, FHLB advances consist of the following (amounts in thousands): Long-term advance dated September 10, 2019, requiring monthly interest payments, fixed at 0.93%, with a put option exercisable in September 10, 2020 and then quarterly thereafter, principal due in September 2029. $ 25,000
Scheduled Maturities Of Federal Home Loan Bank Advances and Other Borrowings	At December 31, 2019, scheduled maturities of the FHLB advances and other borrowings are as follows (amounts in thousands): 2020 $ 43 2021 45 2022 47 2023 50 2024 52 Thereafter 25,202 Total $ 25,439

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Defined Benefit Plan [Abstract]
Schedule of Option Activity	A summary of the status of these stock option plans is presented in the following table: Number Weighted Average Exercisable Price Outstanding at December 31, 2018 170,625 $ 10.61 Granted — — Exercised (31,931) 11.85 Forfeited (2,036) 12.20 Outstanding at December 31, 2019 136,658 $ 10.29 Exercisable at December 31, 2019 136,658 $ 10.29 Number Weighted Average Exercisable Price Outstanding at December 31, 2017 316,574 $ 11.82 Granted — — Exercised (132,783) 11.39 Forfeited (13,166) 31.96 Outstanding at December 31, 2018 170,625 $ 10.61 Exercisable at December 31, 2018 157,218 $ 11.78
Schedule of Options Outstanding by Exercise Price Range	Information pertaining to options outstanding at December 31, 2019, is as follows: Options Outstanding Options Exercisable Weighted- Average Remaining Weighted- Average Weighted- Average Exercise Number Contractual Exercise Number Exercise Prices Outstanding Life Price Exercisable Price $ 6.60 25,000 1.9 years $ 6.60 25,000 $ 6.60 6.80 13,250 1.2 years 6.80 13,250 6.80 9.48 21,000 2.9 years 9.48 21,000 9.48 9.60 30,750 3.2 years 9.60 30,750 9.60 11.76 13,599 0.7 years 11.76 13,599 11.76 15.05 33,059 5.5 years 15.05 33,059 15.05 Outstanding, end of year 136,658 3.01 years $ 10.29 136,658 $ 10.29
Schedule of Non-vested Options	Information related to non-vested options for the period ended December 31, 2019, is as follows: Number Weighted Average Grant-Date Fair Value Nonvested at December 31, 2018 13,407 $ 15.05 Granted — — Vested (13,407) 15.05 Forfeited/expired — — Nonvested at December 31, 2019 — $ —
Schedule of Non-vested Restricted Stock Awards	The following table summarizes activity relating to non-vested restricted stock awards: Number Weighted Nonvested at December 31, 2018 29,500 $ 24.38 Granted 40,400 18.49 Vested (3,000) 20.90 Forfeited/expired (1,500) 18.12 Nonvested at December 31, 2019 65,400 $ 21.04

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Other Commitments	A summary of the Company's total contractual amount for all off-balance sheet commitments at December 31, 2019 is as follows (in thousands): Commitments to extend credit $ 384,411 Standby letters of credit 11,727

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	Actual and required capital levels at December 31, 2019 and 2018 are presented below (dollars in thousands): Actual Minimum for capital adequacy purposes Minimum to be well capitalized under prompt corrective action provisions 1 Amount Ratio Amount Ratio Amount Ratio December 31, 2019 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 287,937 14.02 % $ 164,313 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 238,433 11.61 % 123,235 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 238,433 11.61 % 92,426 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 2 238,433 10.34 % 92,258 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 273,432 13.31 % $ 164,305 8.00 % $ 205,382 10.00 % Tier 1 Capital (to Risk Weighted Assets) 263,189 12.81 % 123,229 6.00 % 164,305 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 263,189 12.81 % 92,422 4.50 % 133,498 6.50 % Tier 1 Capital (to Average Assets) 2 263,189 11.41 % 92,254 4.00 % 115,317 5.00 % December 31, 2018 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 257,545 13.47 % $ 152,971 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 210,093 10.99 % 114,728 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 210,093 10.99 % 86,046 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 210,093 9.91 % 84,821 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 243,774 12.74 % $ 153,017 8.00 % $ 191,271 10.00 % Tier 1 Capital (to Risk Weighted Assets) 235,499 12.31 % 114,763 6.00 % 153,017 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 235,499 12.31 % 86,072 4.50 % 124,326 6.50 % Tier 1 Capital (to Average Assets) 235,499 11.17 % 84,300 4.00 % 105,375 5.00 % 1 The prompt corrective action provisions are applicable at the Bank level only.

Fair Value of Assets and Liab_2

Fair Value of Assets and Liabilities (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	Assets recorded at fair value on a recurring basis are as follows, in thousands Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2019 Assets: Securities available-for-sale: U.S. Government-sponsored enterprises (GSEs) $ 19,000 $ — $ 19,000 $ — Municipal securities 64,391 — 64,391 — Other debt securities 3,470 — 3,470 — Mortgage-backed securities 91,487 — 91,487 — Total securities available-for-sale $ 178,348 $ — $ 178,348 $ — Liabilities: Derivative financial instruments $ 3,446 $ — $ 3,446 $ — Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2018 Assets: Securities available-for-sale: U.S. Government-sponsored enterprises (GSEs) $ 43,503 $ — $ 43,503 $ — Municipal securities 55,161 — 55,161 — Other debt securities 910 — 910 — Mortgage-backed securities 102,114 — 102,114 — Total securities available-for-sale $ 201,688 $ — $ 201,688 $ — Liabilities: Derivative financial instruments $ 1,174 $ — $ 1,174 $ —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis, (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2019: Impaired loans $ 2,185 $ — $ — $ 2,185 OREO 1,757 — — 1,757 December 31, 2018: Impaired loans $ 671 $ — $ — $ 671 OREO 2,495 — — 2,495 For Level 3 assets measured at fair value, the significant unobservable inputs used in the fair value measurements are presented below (dollars in thousands): Fair Value Valuation Technique Significant Other Unobservable Input Weighted Average of Input December 31, 2019: Impaired loans $ 2,185 Appraisal and cashflow Appraisal and cashflow discounts 22 % OREO 1,757 Appraisal Appraisal discounts 29 % December 31, 2018: Impaired loans $ 671 Appraisal Appraisal discounts 44 % OREO 2,495 Appraisal Appraisal discounts 23 %
Fair Value, by Balance Sheet Grouping	The carrying amount and estimated fair value of the Company’s financial instruments at December 31, 2019 and December 31, 2018 are as follows (in thousands): December 31, 2019 Fair Value Measurements Using Carrying Amount Level 1 Level 2 Level 3 Estimated Fair Value Assets: Cash and cash equivalents $ 183,971 183,971 — — $ 183,971 Securities available-for-sale 178,348 — 178,348 — 178,348 Restricted investments 12,913 N/A N/A N/A N/A Loans, net 1,893,005 — — 1,879,825 1,879,825 Liabilities: Noninterest-bearing demand deposits 364,155 — 364,155 — 364,155 Interest-bearing demand deposits 380,234 — 380,234 — 380,234 Money Market and Savings deposits 623,284 — 623,284 — 623,284 Time deposits 679,541 — 681,902 — 681,902 Securities sold under agreements to repurchase 6,184 — 6,184 — 6,184 Federal Home Loan Bank advances and other borrowings 25,439 — 24,845 — 24,845 Subordinated debt 39,261 — — 35,868 35,868 Derivative financial instruments 3,446 — 3,446 — 3,446 December 31, 2018 Fair Value Measurements Using Carrying Amount Level 1 Level 2 Level 3 Estimated Fair Value Assets: Cash and cash equivalents $ 115,822 115,822 — — $ 115,822 Securities available-for-sale 201,688 — 201,688 — 201,688 Restricted investments 11,499 N/A N/A N/A N/A Loans, net 1,768,964 — — 1,766,838 1,766,838 Liabilities: Noninterest-bearing demand deposits 319,861 — 319,861 — 319,861 Interest-bearing demand deposits 311,482 — 311,482 — 311,482 Money Market and Savings deposits 641,945 — 641,945 — 641,945 Time deposits 648,675 — 648,169 — 649,169 Securities sold under agreements to repurchase 11,756 — 11,756 — 11,756 Federal Home Loan Bank advances and other borrowings 11,243 — 11,243 — 11,243 Subordinated debt 39,177 — — 39,190 39,190 Derivative financial instruments 1,174 — 1,174 — 1,174

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The effect from the stock options and restricted stock on incremental shares from the assumed conversions for net income per share-basic and net income per share-diluted are presented below. There were no antidilutive shares for the years ended December 31, 2019 and 2018. (Dollars in thousands, except share and per share amounts) 2019 2018 Basic earnings per share computation: Net income available to common stockholders $ 26,548 $ 18,102 Average common shares outstanding – basic 13,953,497 12,423,618 Basic earnings per share $ 1.90 $ 1.46 Diluted earnings per share computation: Net income available to common stockholders $ 26,548 $ 18,102 Average common shares outstanding – basic 13,953,497 12,423,618 Incremental shares from assumed conversions: Stock options and restricted stock 92,869 94,022 Average common shares outstanding - diluted 14,046,366 12,517,640 Diluted earnings per share $ 1.89 $ 1.45

Condensed Parent Information (T

Condensed Parent Information (Tables)	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheet	CONDENSED BALANCE SHEETS December 31, 2019 and 2018 (Dollars in thousands) 2019 2018 ASSETS: Cash $ 13,155 $ 13,684 Investment in subsidiaries 337,503 308,422 Other assets 1,996 99 Total assets $ 352,654 $ 322,205 LIABILITIES AND STOCKHOLDERS’ EQUITY: Other liabilities $ 646 $ 17 Other borrowings 39,261 39,177 Total liabilities 39,907 39,194 Stockholders’ equity 312,747 283,011 Total liabilities and stockholders’ equity $ 352,654 $ 322,205
Condensed Income Statement	CONDENSED STATEMENTS OF INCOME Years ended December 31, 2019 and 2018 (Dollars in thousands) 2019 2018 INCOME: Interest income $ — $ 21 Merger termination fee 6,400 — Total income 6,400 21 EXPENSES: Interest expense 2,341 1,005 Other operating expenses 2,755 2,822 Total expense 5,096 3,827 Income (loss) before equity in undistributed earnings of subsidiaries and income tax benefit 1,304 (3,806) Income tax expense (389) (833) Income before equity in undistributed net income of subsidiaries 915 (4,639) Equity in undistributed earnings of subsidiaries 25,633 22,741 Net income $ 26,548 $ 18,102
Condensed Cash Flow Statement	STATEMENTS OF CASH FLOWS For the years ended December 31, 2019 and 2018 (Dollars in thousands) 2019 2018 Cash flows from operating activities: Net income $ 26,548 $ 18,102 Adjustments to reconcile net income to net cash (used in) provided by operating activities: Equity in undistributed income of subsidiary (25,633) (22,741) Other assets (1,894) 568 Other liabilities 712 1,063 Net cash used in operating activities (267) (3,008) Cash flows from investing activities: Net cash paid for business combinations — (5,930) Equity contribution to subsidiary — (12,000) Net cash used in investing activities — (17,930) Cash flows from financing activities: Repayment of note payable — (10,000) Issuance of subordination debt — 39,158 Proceeds from issuance of common stock 438 1,528 Cash dividends paid (700) — Net cash (used) provided by financing activities (262) 30,686 Net change in cash and cash equivalents (529) 9,748 Cash and cash equivalents, beginning of year 13,684 3,936 Cash and cash equivalents, end of period $ 13,155 $ 13,684

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value Hedge Relationships in Balance Sheet	A summary of the Company's fair value hedge relationships as of December 31, 2019 and 2018 are as follows (in thousands): Liability derivatives Balance Sheet Location Weighted Average Remaining Maturity (In Years) Weighted Average Pay Rate Receive Rate Notional Amount Estimated Fair Value December 31, 2019: Interest rate swap agreements - securities Other liabilities 8.20 3.09% 3 month LIBOR $36,000 $ (3,446) December 31, 2018: Interest rate swap agreements - securities Other liabilities 9.23 3.10% 3 month LIBOR $35,000 $ (1,174)
Schedule of Fair Value Hedge Relationships on Income Statement	The effects of the Company's fair value hedge relationships reported in interest income on tax-exempt available-for-sale securities on the consolidated income statement were as follows (in thousands): Twelve Months Ended December 31, 2019 2018 Interest income on tax-exempt securities $ 1,741 $ 1,145 Effects of fair value hedge relationships (223) (51) Reported interest income on tax-exempt securities $ 1,518 $ 1,094 Twelve Months Ended December 31, Gain (loss) on fair value hedging relationship 2019 2018 Interest rate swap agreements - securities: Hedged items $ (3,446) $ (1,174) Derivative designated as hedging instruments $ 3,446 $ 1,174
Schedule of Fair Value Hedges	The following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges at December 31, 2019 and 2018 (in thousands): Line item on the balance sheet Carrying Amount of the Hedged Assets (in thousands) Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets December 31, 2019 Securities available-for-sale $ 42,710 $ 3,446 December 31, 2018 Securities available-for-sale $ 39,730 $ 1,174

Other Comprehensive (loss) in_2

Other Comprehensive (loss) income (Tables)	12 Months Ended
	Dec. 31, 2019
Equity [Abstract]
Summary of Accumulated Other Comprehensive Income (Loss)	The tax effects allocated to each component of other comprehensive income (loss) were as follows (dollars in thousands): Before Tax Amount Tax Expense Benefit Net of Tax Amount December 31, 2019 Securities available-for-sale: Change in net unrealized gain/loss during the period $ 3,092 $ 802 $ 2,290 Reclassification adjustment for gains in net income (34) (9) (25) Total securities available-for-sale 3,058 793 2,265 Derivative financial instruments: Change in net unrealized gain/loss during the period 905 237 668 Total other comprehensive income (loss) $ 3,963 $ 1,030 $ 2,933 December 31, 2018 Securities available-for-sale: Change in net unrealized gain/loss during the period $ (1,058) $ (277) $ (781) Reclassification adjustment for gains in net income (1) — (1) Total securities available-for-sale (1,059) (277) (782) Derivative financial instruments: Change in net unrealized gain/loss during the period (1,064) (279) (785) Total other comprehensive income (loss) $ (2,123) $ (556) $ (1,567) Activity in accumulated other comprehensive income, net of tax, was as follows (dollars in thousands): Securities Available-for-Sale Fair Value Municipal Security Hedges Accumulated Other Comprehensive Income Balance, January 1, 2019 $ (1,979) $ (786) $ (2,765) Other comprehensive income (loss) 2,395 563 2,958 Reclassification of amounts included in net income (25) — (25) Net other comprehensive income (loss) during period 2,370 563 2,933 Balance, December 31, 2019 $ 391 $ (223) $ 168 Balance, January 1, 2018 $ (1,198) $ — $ (1,198) Other comprehensive income (loss) (780) (786) (1,566) Reclassification of amounts included in net income (1) — (1) Net other comprehensive income (loss) during period (781) (786) (1,567) Balance, December 31, 2018 $ (1,979) $ (786) $ (2,765)

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Accounting Policies [Line Items]
Federal Reserve Bank, reserve requirement	$ 49,200,000	$ 36,700,000
Other real estate owned	1,757,000	2,495,000
Residential Real Estate [Member]
Accounting Policies [Line Items]
Other real estate owned	215,000	400,000
Mortgage loans in process of foreclosure	$ 0	$ 0
Minimum [Member]
Accounting Policies [Line Items]
Intangible asset, useful life	5 years
Maximum [Member]
Accounting Policies [Line Items]
Intangible asset, useful life	12 years

Business Combinations (Textual)

Business Combinations (Textual) (Details) - USD ($) $ / shares in Units, $ in Thousands	Mar. 01, 2020	Apr. 23, 2019	Nov. 01, 2018	May 01, 2018	Feb. 29, 2020	Sep. 30, 2019	Dec. 31, 2018
Foothills Bancorp [Member]
Business Acquisition [Line Items]
Cash to be paid upon conversion (in dollars per share)			$ 1.75
Common shares to be converted (in shares)			0.666
Number of shares issued (in shares)			1,183,232
Cash consideration paid			$ 6,069
Fair value adjustment						$ 473
Cash paid for merger			3,100
Additional consideration transferred			$ 3,000
Pro forma, revenue of acquiree since acquisition date, actual							$ 1,500
Pro forma information, earnings (loss) since acquisition date, actual							876
Pro forma revenue							11,000
Pro forma net income (loss)							1,600
Tennessee Bancshares [Member]
Business Acquisition [Line Items]
Common shares to be converted (in shares)				0.8065
Number of shares issued (in shares)				1,458,981
Cash consideration paid				$ 5
Fair value adjustment							54
Pro forma, revenue of acquiree since acquisition date, actual							8,400
Pro forma information, earnings (loss) since acquisition date, actual							3,500
Pro forma revenue							14,700
Pro forma net income (loss)							3,600
Entegra Financial Corp [Member]
Business Acquisition [Line Items]
Termination fee received		$ 6,400
Pro Forma [Member] | Foothills Bancorp [Member]
Business Acquisition [Line Items]
Operating expenses							2,300
Pro Forma [Member] | Tennessee Bancshares [Member]
Business Acquisition [Line Items]
Operating expenses							$ 2,000
Subsequent Event [Member] | Progressive Financial Group Inc. [Member]
Business Acquisition [Line Items]
Distribution paid					$ 4,800
Subsequent Event [Member] | Progressive Financial Group Inc. [Member]
Business Acquisition [Line Items]
Cash to be paid upon conversion (in dollars per share)	$ 474.82
Common shares to be converted (in shares)	62.3808
Number of shares issued (in shares)	1,292,592
Cash consideration paid	$ 9,800

Business Combinations (Allocati

Business Combinations (Allocation of Purchase Price of Foothills Bancorp) (Details) - USD ($) $ / shares in Units, $ in Thousands	Nov. 01, 2018	Dec. 31, 2019	Dec. 31, 2018
Fair value of assets acquired and liabilities assumed:
Goodwill		$ 65,600	$ 66,100
Foothills Bancorp [Member]
Business Acquisition [Line Items]
Shares of SMBK common stock issued (in shares)	1,183,232
Market price of SMBK common stock (in dollars per share)	$ 20.34
Estimated fair value of SMBK common stock issued	$ 24,067
Cash consideration paid	6,069
Total consideration	30,136
Fair value of assets acquired and liabilities assumed:
Cash and cash equivalents	4,882
Investment securities available-for-sale	48,091
Restricted investments	551
Loans	153,692
Premises and equipment	3,622
Core deposit intangible	3,670
Prepaid and other assets	3,944
Deposits	(185,259)
FHLB advances and other borrowings	(10,257)
Payables and other liabilities	(276)
Total fair value of net assets acquired	22,660
Goodwill	$ 7,476

Business Combinations (Alloca_2

Business Combinations (Allocation of Purchase Price of Tennessee Bancshares) (Details) - USD ($) $ / shares in Units, $ in Thousands	May 01, 2018	Dec. 31, 2019	Dec. 31, 2018
Fair value of assets acquired and liabilities assumed:
Goodwill		$ 65,600	$ 66,100
Tennessee Bancshares [Member]
Business Acquisition [Line Items]
Shares of SMBK common stock issued (in shares)	1,458,981
Market price of SMBK common stock (in dollars per share)	$ 23.85
Estimated fair value of SMBK common stock issued	$ 34,797
Cash consideration paid	5
Total consideration	34,802
Fair value of assets acquired and liabilities assumed:
Cash and cash equivalents	5,723
Investment securities available-for-sale	24,563
Restricted investments	464
Loans	180,490
Premises and equipment	9,470
Core deposit intangible	2,290
Other real estate owned	674
Prepaid and other assets	2,207
Deposits	(202,272)
FHLB advances and other borrowings	(4,000)
Payables and other liabilities	(586)
Total fair value of net assets acquired	19,023
Goodwill	$ 15,779

Securities (Amortized Cost and

Securities (Amortized Cost and Fair Value of Available-for-sale Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt securities available-for-sale:
Total	$ 177,819	$ 204,217
Gross Unrealized Gains	1,063	441
Gross Unrealized Losses	(534)	(2,970)
Fair Value	178,348	201,688
U.S. Government-sponsored enterprises (GSEs) [Member]
Debt securities available-for-sale:
Total	19,015	44,117
Gross Unrealized Gains	41	12
Gross Unrealized Losses	(56)	(626)
Fair Value	19,000	43,503
Muncipal Securities [Member]
Debt securities available-for-sale:
Total	63,792	55,248
Gross Unrealized Gains	618	276
Gross Unrealized Losses	(19)	(363)
Fair Value	64,391	55,161
Other Debt Securities [Member]
Debt securities available-for-sale:
Total	3,481	977
Gross Unrealized Gains	22	0
Gross Unrealized Losses	(33)	(67)
Fair Value	3,470	910
Mortgage Backed Securities [Member]
Debt securities available-for-sale:
Total	91,531	103,875
Gross Unrealized Gains	382	153
Gross Unrealized Losses	(426)	(1,914)
Fair Value	$ 91,487	$ 102,114

Securities (Maturities of Avail

Securities (Maturities of Available-for-sale Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Amortized Cost
Due in one year or less	$ 3,292
Due from one year to five years	11,015
Due from five years to ten years	12,514
Due after ten years	59,467
Securities available for sale, amortized cost	86,288
Total	177,819	$ 204,217
Fair Value
Due in one year or less	3,290
Due from one year to five years	10,962
Due from five years to ten years	12,569
Due after ten years	60,040
Securities available for sale, fair value	86,861
Total	178,348	201,688
Mortgage Backed Securities [Member]
Amortized Cost
Mortgage-backed securities	91,531
Total	91,531	103,875
Fair Value
Mortgage-backed securities	91,487
Total	$ 91,487	$ 102,114

Securities (Available-for-sale

Securities (Available-for-sale Securities in Continuous Loss Position) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt securities available-for-sale:
Less than 12 Months, Fair Value	$ 19,836	$ 41,734
Less than 12 Months, Gross Unrealized Losses	(253)	(542)
12 Months or Greater, Fair Value	27,449	89,289
12 Months or Greater, Gross Unrealized Losses	(281)	(2,428)
Total, Fair Value	47,285	131,023
Total, Gross Unrealized Losses	(534)	(2,970)
U.S. Government-sponsored enterprises (GSEs) [Member]
Debt securities available-for-sale:
Less than 12 Months, Fair Value	2,972	14,763
Less than 12 Months, Gross Unrealized Losses	(43)	(237)
12 Months or Greater, Fair Value	5,987	13,728
12 Months or Greater, Gross Unrealized Losses	(13)	(389)
Total, Fair Value	8,959	28,491
Total, Gross Unrealized Losses	(56)	(626)
Muncipal Securities [Member]
Debt securities available-for-sale:
Less than 12 Months, Fair Value	3,656	16,455
Less than 12 Months, Gross Unrealized Losses	(16)	(150)
12 Months or Greater, Fair Value	527	4,767
12 Months or Greater, Gross Unrealized Losses	(3)	(213)
Total, Fair Value	4,183	21,222
Total, Gross Unrealized Losses	(19)	(363)
Other Debt Securities [Member]
Debt securities available-for-sale:
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Gross Unrealized Losses	0	0
12 Months or Greater, Fair Value	947	910
12 Months or Greater, Gross Unrealized Losses	(33)	(67)
Total, Fair Value	947	910
Total, Gross Unrealized Losses	(33)	(67)
Mortgage Backed Securities [Member]
Debt securities available-for-sale:
Less than 12 Months, Fair Value	13,208	10,516
Less than 12 Months, Gross Unrealized Losses	(194)	(155)
12 Months or Greater, Fair Value	19,988	69,884
12 Months or Greater, Gross Unrealized Losses	(232)	(1,759)
Total, Fair Value	33,196	80,400
Total, Gross Unrealized Losses	$ (426)	$ (1,914)

Securities (Temporarily Impaire

Securities (Temporarily Impaired Securities) (Details) $ in Thousands	Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)
Debt Securities, Available-for-sale [Line Items]
Gross Unrealized Loss | $	$ (281)	$ (2,428)
Number of Securities | contract	35
US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Gross Unrealized Loss | $	$ (13)	(389)
Number of Securities | contract	2
Muncipal Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Gross Unrealized Loss | $	$ (3)	(213)
Number of Securities | contract	1
Other Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Gross Unrealized Loss | $	$ (33)	(67)
Number of Securities | contract	1
Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Gross Unrealized Loss | $	$ (232)	$ (1,759)
Number of Securities | contract	31

Securities (Sales of Available-

Securities (Sales of Available-for-sale Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales and redemption	$ 32,070	$ 75,625
Gains realized	35	1
Losses realized	$ 1	$ 0

Securities (Textual) (Details)

Securities (Textual) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities pledged as collateral	$ 92.3	$ 103.7

Securities (Other Investments)

Securities (Other Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Other investments	$ 12,913	$ 11,499
Federal Reserve Bank Stock [Member]
Debt Securities, Available-for-sale [Line Items]
Other investments	7,917	7,010
Investment in Federal Home Loan Bank Stock [Member]
Debt Securities, Available-for-sale [Line Items]
Other investments	4,646	4,139
First National Bankers Bank Stock [Member]
Debt Securities, Available-for-sale [Line Items]
Other investments	$ 350	$ 350

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Loan Summary) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 1,903,248	$ 1,777,239
Less:  Allowance for loan losses	(10,243)	(8,275)	$ (5,860)
Loans, net	1,893,005	1,768,964
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	905,306	860,027
Less:  Allowance for loan losses	(4,508)	(3,639)	(2,465)
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	423,338	407,254
Less:  Allowance for loan losses	(2,576)	(1,789)	(1,596)
Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	227,626	187,895
Less:  Allowance for loan losses	(1,127)	(795)	(521)
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	337,075	308,254
Less:  Allowance for loan losses	(1,957)	(1,746)	(1,062)
Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,903	13,809
Less:  Allowance for loan losses	(75)	(306)	$ (216)
Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	26,987	34,158
Less:  Allowance for loan losses	(156)	0
Loans, net	26,831	34,158
Purchased Credit Impaired Loans [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	15,255	17,682
Less:  Allowance for loan losses	(17)	0
Purchased Credit Impaired Loans [Member] | Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	6,541	8,712
Less:  Allowance for loan losses	(74)	0
Purchased Credit Impaired Loans [Member] | Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	4,458	4,602
Less:  Allowance for loan losses	0	0
Purchased Credit Impaired Loans [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	407	2,557
Less:  Allowance for loan losses	(59)	0
Purchased Credit Impaired Loans [Member] | Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	326	605
Less:  Allowance for loan losses	(6)	0
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,876,261	1,743,081
Less:  Allowance for loan losses	(10,087)	(8,275)
Loans, net	1,866,174	1,734,806
All Other Loans [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	890,051	842,345
Less:  Allowance for loan losses	(4,491)	(3,639)
All Other Loans [Member] | Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	416,797	398,542
Less:  Allowance for loan losses	(2,502)	(1,789)
All Other Loans [Member] | Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	223,168	183,293
Less:  Allowance for loan losses	(1,127)	(795)
All Other Loans [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	336,668	305,697
Less:  Allowance for loan losses	(1,898)	(1,746)
All Other Loans [Member] | Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,577	13,204
Less:  Allowance for loan losses	$ (69)	$ (306)

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Textual) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)segmentcontract	Dec. 31, 2018USD ($)
Financing Receivable, Modifications [Line Items]
Number of loan portfolio segments | segment	5
Nonaccrual restructured loans	$ 2,743,000	$ 2,696,000
Number of loans modified as troubled debt restructurings with subsequent default | contract	0
Pre-approved unused lines of credit with related parties	$ 5,200,000
Trouble Debt Restructuring [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	61,000	116,000
Nonaccrual restructured loans	0	0
Purchased Credit Impaired Loans [Member]
Financing Receivable, Modifications [Line Items]
Allowance for loan losses	$ 156,000	$ 0

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses Performing and Impaired Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 1,903,248	$ 1,777,239
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,876,261	1,743,081
All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,873,751	1,739,522
All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,510	3,559
Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	26,987	34,158
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	905,306	860,027
Commercial Real Estate [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	890,051	842,345
Commercial Real Estate [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	889,795	841,709
Commercial Real Estate [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	256	636
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	15,255	17,682
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	423,338	407,254
Consumer Real Estate [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	416,797	398,542
Consumer Real Estate [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	415,250	397,306
Consumer Real Estate [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,547	1,236
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	6,541	8,712
Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	227,626	187,895
Construction and Land Development [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	223,168	183,293
Construction and Land Development [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	222,621	182,746
Construction and Land Development [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	547	547
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	4,458	4,602
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	337,075	308,254
Commercial and Industrial [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	336,668	305,697
Commercial and Industrial [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	336,508	304,673
Commercial and Industrial [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	160	1,024
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	407	2,557
Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,903	13,809
Consumer and Other [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,577	13,204
Consumer and Other [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,577	13,088
Consumer and Other [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	0	116
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 326	$ 605

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (ALL by Loan Classification) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ 10,243	$ 8,275	$ 5,860
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	10,087	8,275
All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	9,612	7,741
All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	475	534
Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	156	0
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	4,508	3,639	2,465
Commercial Real Estate [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	4,491	3,639
Commercial Real Estate [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	4,491	3,639
Commercial Real Estate [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	0	0
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	17	0
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	2,576	1,789	1,596
Consumer Real Estate [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	2,502	1,789
Consumer Real Estate [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	2,159	1,763
Consumer Real Estate [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	343	26
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	74	0
Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,127	795	521
Construction and Land Development [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,127	795
Construction and Land Development [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,127	795
Construction and Land Development [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	0	0
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	0	0
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,957	1,746	1,062
Commercial and Industrial [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,898	1,746
Commercial and Industrial [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,766	1,304
Commercial and Industrial [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	132	442
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	59	0
Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	75	306	$ 216
Consumer and Other [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	69	306
Consumer and Other [Member] | All Other Loans [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	69	240
Consumer and Other [Member] | All Other Loans [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	0	66
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ 6	$ 0

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (ALL Roll Forward) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 8,275	$ 5,860
Loans charged off	(1,043)	(860)
Recoveries of loans charged off	412	339
Provision for loan losses	2,599	2,936
Ending balance	10,243	8,275
Commercial Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,639	2,465
Loans charged off	(36)	(38)
Recoveries of loans charged off	65	2
Provision for loan losses	840	1,210
Ending balance	4,508	3,639
Consumer Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,789	1,596
Loans charged off	(4)	(275)
Recoveries of loans charged off	164	100
Provision for loan losses	627	368
Ending balance	2,576	1,789
Construction and Land Development [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	795	521
Loans charged off	0	0
Recoveries of loans charged off	8	9
Provision for loan losses	324	265
Ending balance	1,127	795
Commercial and Industrial [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,746	1,062
Loans charged off	(659)	(177)
Recoveries of loans charged off	77	72
Provision for loan losses	793	789
Ending balance	1,957	1,746
Consumer and Other [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	306	216
Loans charged off	(344)	(370)
Recoveries of loans charged off	98	156
Provision for loan losses	15	304
Ending balance	$ 75	$ 306

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Loan Risk Rating) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 1,903,248	$ 1,777,239
All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,876,261	1,743,081
All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,828,124	1,728,896
All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	39,084	10,758
All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	5,828	309
All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,979	2,915
All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	246	203
Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	26,987	34,158
Purchased Credit Impaired Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	18,974	26,623
Purchased Credit Impaired Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	5,841	3,147
Purchased Credit Impaired Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	199	1,536
Purchased Credit Impaired Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,973	2,852
Purchased Credit Impaired Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	905,306	860,027
Commercial Real Estate [Member] | All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	890,051	842,345
Commercial Real Estate [Member] | All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	860,447	834,912
Commercial Real Estate [Member] | All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	25,180	6,791
Commercial Real Estate [Member] | All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,057	0
Commercial Real Estate [Member] | All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	367	642
Commercial Real Estate [Member] | All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	15,255	17,682
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,473	14,050
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,234	1,805
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	139	1,030
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	409	797
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	423,338	407,254
Consumer Real Estate [Member] | All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	416,797	398,542
Consumer Real Estate [Member] | All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	413,192	394,728
Consumer Real Estate [Member] | All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	989	2,678
Consumer Real Estate [Member] | All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	738	14
Consumer Real Estate [Member] | All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,713	1,122
Consumer Real Estate [Member] | All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	165	0
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,541	8,712
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	5,258	5,617
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	38	756
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	60	446
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,185	1,893
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	227,626	187,895
Construction and Land Development [Member] | All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	223,168	183,293
Construction and Land Development [Member] | All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	216,459	182,524
Construction and Land Development [Member] | All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,089	64
Construction and Land Development [Member] | All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	158
Construction and Land Development [Member] | All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	620	547
Construction and Land Development [Member] | All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,458	4,602
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	902	4,033
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,556	569
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	337,075	308,254
Commercial and Industrial [Member] | All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	336,668	305,697
Commercial and Industrial [Member] | All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	328,564	303,805
Commercial and Industrial [Member] | All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,786	1,090
Commercial and Industrial [Member] | All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,033	137
Commercial and Industrial [Member] | All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	228	462
Commercial and Industrial [Member] | All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	57	203
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	407	2,557
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	41	2,382
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	50
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	366	125
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer and Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	9,903	13,809
Consumer and Other [Member] | All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	9,577	13,204
Consumer and Other [Member] | All Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	9,462	12,927
Consumer and Other [Member] | All Other Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	40	135
Consumer and Other [Member] | All Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer and Other [Member] | All Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	51	142
Consumer and Other [Member] | All Other Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	24	0
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	326	605
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	300	541
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	13	17
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	10
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	13	37
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 0

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses (Past Due Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	$ 2,743	$ 2,696
Total Past Due	6,651	5,921
Current Loans	1,869,610	1,737,160
Total loans	1,903,248	1,777,239
Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	26,987	34,158
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	124	272
Total Past Due	612	668
Current Loans	889,439	841,677
Total loans	905,306	860,027
Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	15,255	17,682
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	1,872	844
Total Past Due	3,466	2,928
Current Loans	413,331	395,614
Total loans	423,338	407,254
Consumer Real Estate [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	6,541	8,712
Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	620	547
Total Past Due	1,734	890
Current Loans	221,434	182,403
Total loans	227,626	187,895
Construction and Land Development [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	4,458	4,602
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	57	909
Total Past Due	669	1,165
Current Loans	335,999	304,532
Total loans	337,075	308,254
Commercial and Industrial [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	407	2,557
Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	70	124
Total Past Due	170	270
Current Loans	9,407	12,934
Total loans	9,903	13,809
Consumer and Other [Member] | Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	326	605
30-60 Days Past Due and Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	3,182	2,160
30-60 Days Past Due and Accruing [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	466	377
30-60 Days Past Due and Accruing [Member] | Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	1,564	1,168
30-60 Days Past Due and Accruing [Member] | Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	507	343
30-60 Days Past Due and Accruing [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	559	155
30-60 Days Past Due and Accruing [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	86	117
61-89 Days Past Due and Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	119	481
61-89 Days Past Due and Accruing [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	22	19
61-89 Days Past Due and Accruing [Member] | Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	30	462
61-89 Days Past Due and Accruing [Member] | Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	0	0
61-89 Days Past Due and Accruing [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	0	0
61-89 Days Past Due and Accruing [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	0	0
Past Due 90 Days or More and Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	607	584
Past Due 90 Days or More and Accruing [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	0	0
Past Due 90 Days or More and Accruing [Member] | Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	0	454
Past Due 90 Days or More and Accruing [Member] | Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	607	0
Past Due 90 Days or More and Accruing [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	0	101
Past Due 90 Days or More and Accruing [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, past due	$ 0	$ 29

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses (Impaired Loan Portfolio) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Related Allowance	$ 631	$ 534
Total impaired loans, Recorded Investment	4,173	3,559
Total impaired loans, Unpaid Principal Balance	4,570	3,652
Total impaired loans, Average Recorded Investment	5,172	3,358
Total impaired loans, Interest Income Recognized	113	111
All Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	1,356	2,354
Impaired loans without a valuation allowance, Unpaid Principal Balance	1,361	2,387
Impaired loans with a valuation allowance, Recorded Investment	1,154	1,205
Impaired loans with a valuation allowance, Unpaid Principal Balance	1,154	1,265
Impaired loans with a valuation allowance, Related Allowance	475	534
Impaired loans without a valuation allowance, Average Recorded Investment	1,774	2,420
Impaired loans without a valuation allowance, Interest Income Recognized	52	71
Impaired loans with a valuation allowance, Average Recorded Investment	870	927
Impaired loans with a valuation allowance, Interest Income Recognized	34	40
All Other Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	256	636
Impaired loans without a valuation allowance, Unpaid Principal Balance	261	648
Impaired loans with a valuation allowance, Recorded Investment	0	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	0	0
Impaired loans with a valuation allowance, Related Allowance	0	0
Impaired loans without a valuation allowance, Average Recorded Investment	399	855
Impaired loans without a valuation allowance, Interest Income Recognized	30	33
Impaired loans with a valuation allowance, Average Recorded Investment	9	0
Impaired loans with a valuation allowance, Interest Income Recognized	1	0
All Other Loans [Member] | Consumer Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	553	1,073
Impaired loans without a valuation allowance, Unpaid Principal Balance	553	1,089
Impaired loans with a valuation allowance, Recorded Investment	994	163
Impaired loans with a valuation allowance, Unpaid Principal Balance	994	205
Impaired loans with a valuation allowance, Related Allowance	343	26
Impaired loans without a valuation allowance, Average Recorded Investment	725	934
Impaired loans without a valuation allowance, Interest Income Recognized	15	29
Impaired loans with a valuation allowance, Average Recorded Investment	397	365
Impaired loans with a valuation allowance, Interest Income Recognized	17	0
All Other Loans [Member] | Construction and Land Development [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	547	547
Impaired loans without a valuation allowance, Unpaid Principal Balance	547	547
Impaired loans with a valuation allowance, Recorded Investment	0	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	0	0
Impaired loans with a valuation allowance, Related Allowance	0	0
Impaired loans without a valuation allowance, Average Recorded Investment	619	547
Impaired loans without a valuation allowance, Interest Income Recognized	5	0
Impaired loans with a valuation allowance, Average Recorded Investment	11	0
Impaired loans with a valuation allowance, Interest Income Recognized	0	0
All Other Loans [Member] | Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	0	69
Impaired loans without a valuation allowance, Unpaid Principal Balance	0	70
Impaired loans with a valuation allowance, Recorded Investment	160	955
Impaired loans with a valuation allowance, Unpaid Principal Balance	160	973
Impaired loans with a valuation allowance, Related Allowance	132	442
Impaired loans without a valuation allowance, Average Recorded Investment	20	69
Impaired loans without a valuation allowance, Interest Income Recognized	1	6
Impaired loans with a valuation allowance, Average Recorded Investment	430	476
Impaired loans with a valuation allowance, Interest Income Recognized	16	37
All Other Loans [Member] | Consumer and Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	0	29
Impaired loans without a valuation allowance, Unpaid Principal Balance	0	33
Impaired loans with a valuation allowance, Recorded Investment	0	87
Impaired loans with a valuation allowance, Unpaid Principal Balance	0	87
Impaired loans with a valuation allowance, Related Allowance	0	66
Impaired loans without a valuation allowance, Average Recorded Investment	11	15
Impaired loans without a valuation allowance, Interest Income Recognized	1	3
Impaired loans with a valuation allowance, Average Recorded Investment	23	86
Impaired loans with a valuation allowance, Interest Income Recognized	0	3
Purchased Credit Impaired Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment	1,663	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	2,055	0
Impaired loans with a valuation allowance, Related Allowance	156	0
Impaired loans with a valuation allowance, Average Recorded Investment	2,528	11
Impaired loans with a valuation allowance, Interest Income Recognized	27	0
Purchased Credit Impaired Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment	17	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	99	0
Impaired loans with a valuation allowance, Related Allowance	17	0
Impaired loans with a valuation allowance, Average Recorded Investment	1,518	11
Impaired loans with a valuation allowance, Interest Income Recognized	(25)	0
Purchased Credit Impaired Loans [Member] | Consumer Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment	1,205	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	1,371	0
Impaired loans with a valuation allowance, Related Allowance	74	0
Impaired loans with a valuation allowance, Average Recorded Investment	922	0
Impaired loans with a valuation allowance, Interest Income Recognized	42	0
Purchased Credit Impaired Loans [Member] | Construction and Land Development [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment	0	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	0	0
Impaired loans with a valuation allowance, Related Allowance	0	0
Impaired loans with a valuation allowance, Average Recorded Investment	0	0
Impaired loans with a valuation allowance, Interest Income Recognized	0	0
Purchased Credit Impaired Loans [Member] | Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment	396	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	534	0
Impaired loans with a valuation allowance, Related Allowance	59	0
Impaired loans with a valuation allowance, Average Recorded Investment	79	0
Impaired loans with a valuation allowance, Interest Income Recognized	9	0
Purchased Credit Impaired Loans [Member] | Consumer and Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment	45	0
Impaired loans with a valuation allowance, Unpaid Principal Balance	51	0
Impaired loans with a valuation allowance, Related Allowance	6	0
Impaired loans with a valuation allowance, Average Recorded Investment	9	0
Impaired loans with a valuation allowance, Interest Income Recognized	$ 1	$ 0

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses (Troubled Debt Restructurings) (Details) - Commercial Real Estate [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 61
Post-Modification Outstanding Recorded Investment	$ 61

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses (Purchased Credit Impaired Loans) (Details) - Purchased Credit Impaired Loans [Member] - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total loans	$ 38,419,000	$ 48,404,000
Less remaining purchase discount	(11,432,000)	(14,246,000)
Total loans, net of purchase discount	26,987,000	34,158,000
Less: Allowance for loan losses	(156,000)	0
Carrying amount, net of allowance	26,831,000	34,158,000
Commercial Real Estate [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total loans	21,570,000	24,849,000
Consumer Real Estate [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total loans	8,411,000	11,108,000
Construction and Land Development [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total loans	5,394,000	5,731,000
Commercial and Industrial [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total loans	2,540,000	5,824,000
Consumer and Other [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total loans	$ 504,000	$ 892,000

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses (Accretable Yield Roll Forward) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Accretable yield, beginning of period	$ 7,052	$ 9,287
Additions	0	2,416
Accretion income	(4,627)	(5,368)
Reclassification from nonaccretable	3,555	1,494
Other changes, net	2,474	(777)
Accretable yield, end of period	$ 8,454	$ 7,052

Loans and Allowance for Loan_14

Loans and Allowance for Loan Losses (Acquired Purchased Credit Impaired Loans) (Details) - Purchased Credit Impaired Loans [Member] $ in Thousands	Dec. 31, 2018USD ($)
Tennessee Bancshares [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractual principal and interest at acquisition	$ 15,133
Nonaccretable difference	5,302
Expected cash flows at acquisition	9,831
Accretable yield	1,292
Basis in PCI loans at acquisition-estimated fair value	8,539
Foothills Bancorp [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractual principal and interest at acquisition	12,125
Nonaccretable difference	2,748
Expected cash flows at acquisition	9,377
Accretable yield	1,124
Basis in PCI loans at acquisition-estimated fair value	$ 8,253

Loans and Allowance for Loan_15

Loans and Allowance for Loan Losses (Related Party Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning of year	$ 31,246	$ 18,330
Disbursements	16,297	34,639
Repayments	(23,452)	(21,723)
Balance, end of year	$ 24,091	$ 31,246

Premises and Equipment (Summary

Premises and Equipment (Summary of Premises and Equipment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Line Items]
Land and land improvements	$ 14,712	$ 14,712
Building and leasehold improvements	38,640	36,640
Furniture, fixtures and equipment	13,744	12,318
Construction in progress	5,523	2,875
Total, gross	72,619	66,545
Accumulated depreciation	(13,186)	(10,533)
Total, net	$ 59,433	$ 56,012
Minimum [Member] | Building and Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Useful life	15 years
Minimum [Member] | Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Useful life	3 years
Maximum [Member] | Building and Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Useful life	40 years
Maximum [Member] | Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Useful life	7 years

Premises and Equipment (Textual

Premises and Equipment (Textual) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Abstract]
Estimated costs to complete construction in progress	$ 1.4
Depreciation and amortization expense	$ 2.8	$ 2.6

Leases (Lease Assets and Liabil

Leases (Lease Assets and Liabilities) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
Operating lease right-of-use assets	$ 5,470
Operating lease liabilities	$ 5,479

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)
Lessee, Lease, Description [Line Items]
Weighted average remaining lease term	11 years 6 months 18 days
Weighted average discount rate	2.73%
Lease expense	$ 875
Lease expense		$ 795
Immediate Family Member of Board of Director [Member]
Lessee, Lease, Description [Line Items]
Number of leasing arrangements | contract	2
Lease expense	$ 89
Lease expense		$ 42

Leases (Lease Costs and Other I

Leases (Lease Costs and Other Information) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Lease costs:
Operating lease costs	$ 703
Short-term lease costs	12
Variable lease costs	95
Total	810
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$ 693

Leases (Lease Maturities) (Deta

Leases (Lease Maturities) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
2020	$ 898
2021	773
2022	594
2023	445
2024	366
Thereafter	3,382
Total future minimum lease payments	6,458
Amounts representing interest	(979)
Present value of net future minimum lease payments	$ 5,479

Deposits (Textual) (Details)

Deposits (Textual) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Time Deposits Maturity [Line Items]
Time deposits of 250,000 or more	$ 136,500	$ 165,100
Fair value adjustments to time deposits	206	759
Deposit liabilities reclassified as loans receivable	254	747
Related Party [Member]
Time Deposits Maturity [Line Items]
Related party deposit liabilities	$ 16,800	$ 24,300

Deposits (Scheduled Maturities)

Deposits (Scheduled Maturities) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Deposits [Abstract]
2020	$ 507,836
2021	104,137
2022	34,929
2023	13,988
2024	18,445
Thereafter	0
Total	$ 679,335

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets (Textual) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 65.6	$ 66.1

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets (Schedule of Finite Lived Intangible Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Amortized intangible asset:
Gross Carrying Amount	$ 14,549	$ 14,549
Accumulated Amortization	$ 2,970	$ 1,602

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets (Aggregate Amortization Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Goodwill and Intangible Assets Disclosure [Abstract]
Aggregate amortization expense of core deposit premium intangible	$ 1,368	$ 976

Goodwill and Intangible Asset_5

Goodwill and Intangible Assets (Future Amortization Expense) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2020	$ 1,351
2021	1,334
2022	1,317
2023	1,302
2024	1,301
Thereafter	4,974
Total	$ 11,579

Income Taxes (Components of Inc

Income Taxes (Components of Income Tax) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Current tax expense
Federal	$ 5,143	$ 661
State	974	141
Deferred tax expense related to:
Federal	678	1,992
State	102	439
Total income tax expense	$ 6,897	$ 3,233

Income Taxes (Effective Income

Income Taxes (Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Federal income tax expense computed at the statutory rate	$ 7,024	$ 4,481
State income taxes, net of federal tax benefit	872	551
Nondeductible acquisition expenses	0	138
Tax-exempt interest	(469)	(121)
Tax benefit from stock options	(24)	(1,786)
Other	(506)	(30)
Total income tax expense	$ 6,897	$ 3,233

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2019
Operating Loss Carryforwards [Line Items]
Decrease in tax provision	$ 1.6
Foothills Bancorp [Member] | Domestic Tax Authority [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforward		$ 1.1

Income Taxes (Deferred Tax Asse

Income Taxes (Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets:
Allowance for loan losses	$ 2,688	$ 2,172
Fair value adjustments	4,098	6,086
Unrealized losses on securities	0	659
Unrealized losses on hedges or derivative securities	79	280
OREO	25	271
Deferred compensation	976	833
Lease liability	1,438
Federal net operating loss carryforward	221	350
Other	442	440
Total deferred tax assets	9,967	11,091
Deferred tax liabilities:
Accumulated depreciation	1,610	1,875
Core deposit intangible	2,971	3,332
Right of use asset	1,435
Unrealized gains on investment securities	139	0
Other	332	286
Total deferred tax liabilities	6,487	5,493
Net deferred tax asset	$ 3,480	$ 5,598

Federal Home Loan Bank Advanc_3

Federal Home Loan Bank Advances and Other Borrowings (Textual) (Details) - USD ($)	May 01, 2018	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Carrying value of securities pledged to Federal Home Loan Bank		$ 0	$ 0
Long-term federal home loan bank advances		25,000,000	0
Other borrowings		439,000	480,000
Federal funds purchased		0	$ 10,800,000
Federal Home Loan Bank Advances [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Line of credit facility, maximum borrowing capacity		$ 47,100,000
Loans Payable [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Principal amount	$ 500,000
Interest rate	4.75%
Loan term	10 years

Federal Home Loan Bank Advanc_4

Federal Home Loan Bank Advances and Other Borrowings (Advances) (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Debt Disclosure [Abstract]
Federal Home Loan Bank, advances, interest rate (as a percent)	0.93%
Long-term federal home loan bank advances	$ 25,000,000	$ 0

Federal Home Loan Bank Advanc_5

Federal Home Loan Bank Advances and Other Borrowings (Scheduled Maturities) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Debt Disclosure [Abstract]
2020	$ 43
2021	45
2022	47
2023	50
2024	52
Thereafter	25,202
Total	$ 25,439

Subordinated debt (Details)

Subordinated debt (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Sep. 28, 2018
Debt Instrument [Line Items]
Debt issuance costs	$ 739,000	$ 823,000
Subordinated Debt [Member]
Debt Instrument [Line Items]
Principal amount			$ 40,000,000
Interest rate			5.625%
Debt issuance costs			$ 842,000
Amortization expense of debt issuance costs	$ 84,000	$ 19,000
Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	2.55%

Employee Benefit Plans (Textual

Employee Benefit Plans (Textual) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)planshares	Dec. 31, 2018USD ($)shares
Defined Benefit Plan Disclosure [Line Items]
Deferred compensation arrangements, overall, description	After one year of service the Company matches 100% of employee contributions up to 3% of compensation and 50% of employee contributions on the next 2% of compensation.
Number of stock option plans | plan	1
Options vested in period, fair value	$ 317	$ 244
Deferred tax expense from stock options exercised	61	319
Options, exercises in period, intrinsic value	372	$ 1,500
Options, outstanding, intrinsic value	1,800
Options, exercisable, intrinsic value	1,800
Proceeds from stock options exercised	$ 374
Number of shares granted (in shares) | shares	0	0
Vested (in shares) | shares		0
Director [Member]
Defined Benefit Plan Disclosure [Line Items]
Direct stock grant expense	$ 65	$ 9
Deferred Salary Reduction Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined contribution plan, cost recognized	818	716
Stock Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based compensation expense	121	134
Stock Appreciation Rights (SARs) [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based compensation expense	134	34
Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based compensation expense	396	$ 263
Unrecognized compensation cost	$ 844
Unrecognized compensation costs, period for recognition	3 years 2 months 4 days
Grant-date fair value	$ 63
Vested (in shares) | shares	3,000
2015 Stock Incentive Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Rights issued (in shares) | shares	33,059
Rights available for grant (in shares) | shares	1,916,507
Cornerstone Bancshares, Inc. Long-Term Incentive Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Rights issued (in shares) | shares	38,250
Cornerstone Non-Qualified Plan Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Rights issued (in shares) | shares	51,750
Capstone Stock Option Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Rights issued (in shares) | shares	13,599
401 (k) Matching Range One [Member] | Deferred Salary Reduction Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Request service period	1 year
Employer matching contribution, percent of match	100.00%
Employer matching contribution, percent of employees gross pay	3.00%
401 (k) Matching Range Two [Member] | Deferred Salary Reduction Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer matching contribution, percent of match	50.00%
Employer matching contribution, percent of employees gross pay	2.00%

Employee Benefit Plans (Summary

Employee Benefit Plans (Summary of Stock Option Activity) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Weighted Average Exercisable Price
Weighted Average Exercise Price, Exercisable (in dollars per share)		$ 11.78
Officer and Employee Plans [Member]
Number
Outstanding (in shares)	170,625	316,574
Granted (in shares)	0	0
Exercised (in shares)	(31,931)	(132,783)
Forfeited (in shares)	(2,036)	(13,166)
Outstanding (in shares)	136,658	170,625
Exercisable (in shares)	136,658	157,218
Weighted Average Exercisable Price
Weighted Average Exercisable Price, Outstanding (in dollars per share)	$ 10.61	$ 11.82
Weighted Average Exercisable Price Granted (in dollars per share)	0	0
Weighted Average Exercisable Price Exercised (in dollars per share)	11.85	11.39
Weighted Average Exercisable Price Forfeited (in dollars per share)	12.20	31.96
Weighted Average Exercise Price, Outstanding (in dollars per share)	$ 10.29	$ 10.61

Employee Benefit Plans (Options

Employee Benefit Plans (Options Outstanding by Exercise Price Range) (Details) - Officer and Employee Plans [Member] - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 10.29	$ 10.61	$ 11.82
Number Outstanding (in shares)	136,658	170,625	316,574
Options Outstanding, Weighted Average Remaining Life	3 years 3 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 10.29
Exercisable (in shares)	136,658	157,218
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 10.29
6.60 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 6.60
Number Outstanding (in shares)	25,000
Options Outstanding, Weighted Average Remaining Life	1 year 10 months 24 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 6.60
Exercisable (in shares)	25,000
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 6.60
6.80 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 6.80
Number Outstanding (in shares)	13,250
Options Outstanding, Weighted Average Remaining Life	1 year 2 months 12 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 6.80
Exercisable (in shares)	13,250
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 6.80
9.48 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 9.48
Number Outstanding (in shares)	21,000
Options Outstanding, Weighted Average Remaining Life	2 years 10 months 24 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 9.48
Exercisable (in shares)	21,000
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 9.48
9.60 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 9.60
Number Outstanding (in shares)	30,750
Options Outstanding, Weighted Average Remaining Life	3 years 2 months 12 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 9.60
Exercisable (in shares)	30,750
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 9.60
11.76 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 11.76
Number Outstanding (in shares)	13,599
Options Outstanding, Weighted Average Remaining Life	8 months 12 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 11.76
Exercisable (in shares)	13,599
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 11.76
15.05 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 15.05
Number Outstanding (in shares)	33,059
Options Outstanding, Weighted Average Remaining Life	5 years 6 months
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 15.05
Exercisable (in shares)	33,059
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 15.05

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Non-vested Options) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Number
Nonvested, beginning balance (in shares)	13,407
Granted (in shares)	0	0
Vested (in shares)	(13,407)
Forfeited/expired (in shares)	0
Nonvested, ending balance (in shares)	0	13,407
Weighted Average Grant-Date Fair Value
Weighted Average Grant-Date Fair Value, Nonvested, beginning balance (in dollars per share)	$ 15.05
Weighted Average Grant-Date Fair Value, Granted (in dollars per share)	0
Weighted Average Grant-Date Fair Value, Vested (in dollars per share)	15.05
Weighted Average Grant-Date Fair Value, Forfeited/expired (in dollars per share)	0
Weighted Average Grant-Date Fair Value, Nonvested, ending balance (in dollars per share)	$ 0	$ 15.05

Employee Benefit Plans (Sched_2

Employee Benefit Plans (Schedule of Non-vested Restricted Stock) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Number
Vested (in shares)		0
Restricted Stock [Member]
Number
Nonvested, beginning of period (in shares)	29,500
Granted (in shares)	40,400
Vested (in shares)	(3,000)
Forfeited/expired (in shares)	(1,500)
Nonvested, end of period (in shares)	65,400	29,500
Weighted Average Grant-Date Fair Value
Nonvested, beginning balance (in dollars per share)	$ 24.38
Granted (in dollars per share)	18.49
Vested (in dollars per share)	20.90
Forfeited/expired (in dollars per share)	18.12
Nonvested, ending balance (in dollars per share)	$ 21.04	$ 24.38

Securities Sold Under Agreeme_2

Securities Sold Under Agreements to Repurchase (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Assets Sold under Agreements to Repurchase [Line Items]
Securities sold under agreements to repurchase	$ 6.2	$ 11.8
Minimum [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities sold under agreement to repurchase, maturity of agreement	1 day
Maximum [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities sold under agreement to repurchase, maturity of agreement	4 days

Commitments and Contingencies_2

Commitments and Contingencies (Details) $ in Thousands	Dec. 31, 2019USD ($)
Commitments and Contingencies Disclosure [Abstract]
Commitments to extend credit	$ 384,411
Standby letters of credit	$ 11,727

Regulatory Matters (Textual) (D

Regulatory Matters (Textual) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)
Banking and Thrift [Abstract]
Dividends	$ 0
Dividends payable	$ 55,500,000

Regulatory Matters (Regulatory

Regulatory Matters (Regulatory Capital Levels) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
SmartFinancial, Inc. [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk-Weighted Assets), Actual Amount	$ 287,937	$ 257,545
Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	238,433	210,093
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	238,433	210,093
Tier 1 Capital (to Average Assets), Actual Amount	$ 238,433	$ 210,093
Total Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	14.02%	13.47%
Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	11.61%	10.99%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	11.61%	10.99%
Tier 1 Capital (to Average Assets), Actual Ratio (as a percent)	10.34%	9.91%
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	$ 164,313	$ 152,971
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	123,235	114,728
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	92,426	86,046
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Amount	$ 92,258	$ 84,821
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	8.00%	8.00%
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	6.00%	6.00%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	4.50%	4.50%
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Ratio (as a percent)	4.00%	4.00%
Smart Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk-Weighted Assets), Actual Amount	$ 273,432	$ 243,774
Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	263,189	235,499
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	263,189	235,499
Tier 1 Capital (to Average Assets), Actual Amount	$ 263,189	$ 235,499
Total Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	13.31%	12.74%
Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	12.81%	12.31%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	12.81%	12.31%
Tier 1 Capital (to Average Assets), Actual Ratio (as a percent)	11.41%	11.17%
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	$ 164,305	$ 153,017
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	123,229	114,763
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	92,422	86,072
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Amount	$ 92,254	$ 84,300
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	8.00%	8.00%
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	6.00%	6.00%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	4.50%	4.50%
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Ratio (as a percent)	4.00%	4.00%
Total Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	$ 205,382	$ 191,271
Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	164,305	153,017
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	133,498	124,326
Tier 1 Capital (to Average Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	$ 115,317	$ 105,375
Total Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	10.00%	10.00%
Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	8.00%	8.00%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	6.50%	6.50%
Tier 1 Capital (to Average Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	5.00%	5.00%

Concentrations of Credit Risk (

Concentrations of Credit Risk (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Concentration Risk [Line Items]
Credit extending terms to borrowers	The Bank, as a matter of policy, does not generally extend credit to any single borrower or group of related borrowers in excess of 25% of statutory capital, or approximately
Percentage of statutory capital	25.00%
Credit extending terms, maximum amount of statutory capital	$ 84.3
Commercial Real Estate [Member]
Concentration Risk [Line Items]
Concentration risk (as a percent)	56.00%	55.00%
Loan Portfolio Secured by Real Estate [Member]
Concentration Risk [Line Items]
Concentration risk (as a percent)	82.00%

Fair Value of Assets and Liab_3

Fair Value of Assets and Liabilities (Assets and Liabilities Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	$ 178,348	$ 201,688
Derivative financial instruments	3,446	1,174
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Derivative financial instruments	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	178,348	201,688
Derivative financial instruments	3,446	1,174
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Derivative financial instruments	0	0
U.S. Government-sponsored enterprises (GSEs) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	19,000	43,503
U.S. Government-sponsored enterprises (GSEs) [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
U.S. Government-sponsored enterprises (GSEs) [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	19,000	43,503
U.S. Government-sponsored enterprises (GSEs) [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Muncipal Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	64,391	55,161
Muncipal Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Muncipal Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	64,391	55,161
Muncipal Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Other Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	3,470	910
Other Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Other Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	3,470	910
Other Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Mortgage-backed securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	91,487	102,114
Mortgage-backed securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	0	0
Mortgage-backed securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	91,487	102,114
Mortgage-backed securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	$ 0	$ 0

Fair Value of Assets and Liab_4

Fair Value of Assets and Liabilities (Assets and Liabilities Measured on Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	$ 2,185	$ 671
OREO	1,757	2,495
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	0	0
OREO	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	0	0
OREO	0	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	2,185	671
OREO	$ 1,757	$ 2,495

Fair Value of Assets and Liab_5

Fair Value of Assets and Liabilities (Unobservable Inputs) (Details) $ in Thousands	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	$ 2,185	$ 671
OREO	1,757	2,495
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	$ 2,185	$ 671
Impaired loans, measurement input	0.22	0.44
OREO	$ 1,757	$ 2,495
OREO, measurement input	0.29	0.23

Fair Value of Assets and Liab_6

Fair Value of Assets and Liabilities (Carrying Amount and Estimated Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets:
Securities available-for-sale, at fair value	$ 178,348	$ 201,688
Restricted investments	12,913	11,499
Liabilities:
Noninterest-bearing demand deposits	364,155	319,861
Interest-bearing demand deposits	380,234	311,482
Money Market and Savings deposits	623,284	641,945
Federal Home Loan Bank advances and other borrowings	25,439	11,243
Subordinated debt	39,261	39,177
Derivative financial instruments	3,446	1,174
Carrying Amount [Member]
Assets:
Cash and Cash Equivalents, Fair Value Disclosure	183,971	115,822
Securities available-for-sale, at fair value	178,348	201,688
Restricted investments	12,913	11,499
Loans, net	1,893,005	1,768,964
Liabilities:
Noninterest-bearing demand deposits	364,155	319,861
Interest-bearing demand deposits	380,234	311,482
Money Market and Savings deposits	623,284	641,945
Time deposits	679,541	648,675
Securities sold under agreements to repurchase	6,184	11,756
Federal Home Loan Bank advances and other borrowings	25,439	11,243
Subordinated debt	39,261	39,177
Derivative financial instruments	3,446	1,174
Estimated Fair Value [Member]
Assets:
Cash and Cash Equivalents, Fair Value Disclosure	183,971	115,822
Securities available-for-sale, at fair value	178,348	201,688
Loans, net	1,879,825	1,766,838
Liabilities:
Noninterest-bearing demand deposits	364,155	319,861
Interest-bearing demand deposits	380,234	311,482
Money Market and Savings deposits	623,284	641,945
Time deposits	681,902	649,169
Securities sold under agreements to repurchase	6,184	11,756
Federal Home Loan Bank advances and other borrowings	24,845	11,243
Subordinated debt	35,868	39,190
Derivative financial instruments	3,446	1,174
Fair Value, Inputs, Level 1 [Member]
Assets:
Cash and Cash Equivalents, Fair Value Disclosure	183,971	115,822
Securities available-for-sale, at fair value	0	0
Liabilities:
Derivative financial instruments	0	0
Fair Value, Inputs, Level 2 [Member]
Assets:
Securities available-for-sale, at fair value	178,348	201,688
Liabilities:
Noninterest-bearing demand deposits	364,155	319,861
Interest-bearing demand deposits	380,234	311,482
Money Market and Savings deposits	623,284	641,945
Time deposits	681,902	648,169
Securities sold under agreements to repurchase	6,184	11,756
Federal Home Loan Bank advances and other borrowings	24,845	11,243
Derivative financial instruments	3,446	1,174
Fair Value, Inputs, Level 3 [Member]
Assets:
Securities available-for-sale, at fair value	0	0
Loans, net	1,879,825	1,766,838
Liabilities:
Subordinated debt	35,868	39,190
Derivative financial instruments	$ 0	$ 0

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Earnings Per Share [Abstract]
Anti-dilutive securities excluded from computation of earnings per share (in shares)	0	0
Basic earnings per share computation:
Net income available to common stockholders	$ 26,548	$ 18,102
Average common shares outstanding - basic (in shares)	13,953,497	12,423,618
Basic earnings per share (in dollars per share)	$ 1.90	$ 1.46
Diluted earnings per share computation:
Net income available to common stockholders	$ 26,548	$ 18,102
Average common shares outstanding - basic (in shares)	13,953,497	12,423,618
Incremental shares from assumed conversions:
Stock options and restricted stock (in shares)	92,869	94,022
Average common shares outstanding - diluted (in shares)	14,046,366	12,517,640
Diluted earnings per share (in dollars per share)	$ 1.89	$ 1.45

Condensed Parent Information (B

Condensed Parent Information (Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
ASSETS:
Cash	$ 183,971	$ 115,822
Other assets	17,554	14,514
Total assets	2,449,123	2,274,409
LIABILITIES AND STOCKHOLDERS’ EQUITY:
Other borrowings	439	480
Total liabilities	2,136,376	1,991,398
Stockholders’ equity	312,747	283,011	$ 205,853
Total liabilities and stockholders' equity	2,449,123	2,274,409
Parent [Member]
ASSETS:
Cash	13,155	13,684
Investment in subsidiaries	337,503	308,422
Other assets	1,996	99
Total assets	352,654	322,205
LIABILITIES AND STOCKHOLDERS’ EQUITY:
Other liabilities	646	17
Other borrowings	39,261	39,177
Total liabilities	39,907	39,194
Stockholders’ equity	312,747	283,011
Total liabilities and stockholders' equity	$ 352,654	$ 322,205

Condensed Parent Information (I

Condensed Parent Information (Income Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
INCOME:
Interest income	$ 108,455	$ 92,210
Merger termination fee	6,400	0
EXPENSES:
Interest expense	24,575	15,566
Other operating expenses	6,205	6,041
Income tax expense	(6,897)	(3,233)
Net income	26,548	18,102
Parent [Member]
INCOME:
Interest income	0	21
Merger termination fee	6,400	0
Total income	6,400	21
EXPENSES:
Interest expense	2,341	1,005
Other operating expenses	2,755	2,822
Total expense	5,096	3,827
Income (loss) before equity in undistributed earnings of subsidiaries and income tax benefit	1,304	(3,806)
Income tax expense	(389)	(833)
Income before equity in undistributed net income of subsidiaries	915	(4,639)
Equity in undistributed earnings of subsidiaries	25,633	22,741
Net income	$ 26,548	$ 18,102

Condensed Parent Information (C

Condensed Parent Information (Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 26,548	$ 18,102
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Other liabilities	7,351	(3,761)
Net cash provided by operating activities	29,866	20,824
Cash flows from investing activities:
Net cash used in investing activities	(94,777)	(94,875)
Cash flows from financing activities:
Net proceeds from subordinated debt	0	39,158
Proceeds from issuance of common stock	438	1,528
Net cash provided by financing activities	133,060	76,846
Net change in cash and cash equivalents	68,149	2,795
Cash and cash equivalents, beginning of year	115,822	113,027
Cash and cash equivalents, end of period	183,971	115,822
Parent [Member]
Cash flows from operating activities:
Net income	26,548	18,102
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Equity in undistributed income of subsidiary	(25,633)	(22,741)
Other assets	(1,894)	568
Other liabilities	712	1,063
Net cash provided by operating activities	(267)	(3,008)
Cash flows from investing activities:
Net cash paid for business combinations	0	(5,930)
Equity contribution to subsidiary	0	(12,000)
Net cash used in investing activities	0	(17,930)
Cash flows from financing activities:
Repayment of note payable	0	(10,000)
Net proceeds from subordinated debt	0	39,158
Proceeds from issuance of common stock	438	1,528
Cash dividends paid	(700)	0
Net cash provided by financing activities	(262)	30,686
Net change in cash and cash equivalents	(529)	9,748
Cash and cash equivalents, beginning of year	13,684	3,936
Cash and cash equivalents, end of period	$ 13,155	$ 13,684

Derivatives (Summary of Fair Va

Derivatives (Summary of Fair Value Hedges) (Details) - Interest Rate Swap, Liability [Member] - Designated as Hedging Instrument [Member] - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Derivatives, Fair Value [Line Items]
Weighted Average Remaining Maturity (In Years)	8 years 2 months 12 days	9 years 2 months 23 days
Weighted Average Pay Rate	3.09%	3.10%
Notional Amount	$ 36,000,000	$ 35,000,000
Estimated Fair Value	$ (3,446,000)	$ (1,174,000)

Derivatives (Fair Value Hedges

Derivatives (Fair Value Hedges on Income Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Derivative Instruments, Gain (Loss) [Line Items]
Reported interest income on tax-exempt securities	$ 1,518	$ 587
Designated as Hedging Instrument [Member] | Fair Value Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Interest income on tax-exempt securities	1,741	1,145
Effects of fair value hedge relationships	(223)	(51)
Reported interest income on tax-exempt securities	1,518	1,094
Interest Rate Swap [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on fair value hedging relationship	(3,446)	(1,174)
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on fair value hedging relationship	$ 3,446	$ 1,174

Derivatives (Fair Value Hedge_2

Derivatives (Fair Value Hedges in Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Carrying amount of hedged asset	$ 42,710	$ 39,730
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets	$ 3,446	$ 1,174

Other Comprehensive (loss) in_3

Other Comprehensive (loss) income (Tax Effects) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Before Tax Amount
Total other comprehensive income (loss)	$ 3,963	$ (2,123)
Tax Expense Benefit
Total other comprehensive income (loss)	1,030	(556)
Net of Tax Amount
Total other comprehensive income (loss)	2,933	(1,567)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Before Tax Amount
Change in net unrealized gain/loss during the period	3,092	(1,058)
Reclassification adjustment for gains in net income	(34)	(1)
Total other comprehensive income (loss)	3,058	(1,059)
Tax Expense Benefit
Change in net unrealized gain/loss during the period	802	(277)
Reclassification adjustment for gains in net income	(9)	0
Total other comprehensive income (loss)	793	(277)
Net of Tax Amount
Change in net unrealized gain/loss during the period	2,290	(781)
Reclassification adjustment for gains in net income	(25)	(1)
Total other comprehensive income (loss)	2,265	(782)
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
Before Tax Amount
Change in net unrealized gain/loss during the period	905	(1,064)
Tax Expense Benefit
Change in net unrealized gain/loss during the period	237	(279)
Net of Tax Amount
Change in net unrealized gain/loss during the period	$ 668	$ (785)

Other Comprehensive (loss) in_4

Other Comprehensive (loss) income (Activity in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	$ 283,011	$ 205,853
Other comprehensive income (loss)	2,958	(1,566)
Reclassification of amounts included in net income	(25)	(1)
Net other comprehensive income (loss) during period	2,933	(1,567)
BALANCE	312,747	283,011
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(1,979)	(1,198)
Other comprehensive income (loss)	2,395	(780)
Reclassification of amounts included in net income	(25)	(1)
Net other comprehensive income (loss) during period	2,370	(781)
BALANCE	391	(1,979)
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(786)	0
Other comprehensive income (loss)	563	(786)
Reclassification of amounts included in net income	0	0
Net other comprehensive income (loss) during period	563	(786)
BALANCE	(223)	(786)
AOCI Attributable to Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(2,765)	(1,198)
BALANCE	$ 168	$ (2,765)