SmartFinancial (SMBK) 10-Q2015 Q3 Quarterly report

Filed: 16 Nov 15, 12:00am

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Readability	8th grade Bad

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Removed: adapt, adjust, aged, allocate, annually, assigned, assignment, belief, building, categorize, cautioned, charter, comprehensive, constitute, corporation, County, delinquency, deserving, doubtful, enhance, expose, formation, fulfill, gain, global, Hamilton, harbor, human, ii, iii, incurred, insider, iv, ix, large, legislation, limitation, manager, maturing, mention, millionwere, multifamily, objective, oral, pattern, preparing, producing, put, quantitative, recently, reissue, relationship, requirement, safe, Section, selected, shared, state, systematically, targeting, technological, thereto, transition, upgrade, variety, vesting, vi, vii, viii, warrant, watchlist, worse, write, written, xi, xii, xiii, xiv, xv, xvi, xvii

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Exhibit 32.1

18 U.S.C SECTION 1350, AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of SmartFinancial, Inc. (the “Company”) on Form 10-Q for the period ending September 30, 2015, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, William Y. Carroll, Jr., President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that:

The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities and Exchange Act of 1934; and

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

	November 16, 2015	/s/ William Y. Carroll, Jr.
		William Y. Carroll, Jr.
		President and Chief Executive Officer