SmartFinancial (SMBK) 10-Q10 May 232023 Q1 Quarterly reportFinancial data

Company Profile

Cover Page

Cover Page - shares	3 Months Ended
Cover Page - shares	Mar. 31, 2023	May 05, 2023
Cover page [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	001-37661
Entity Registrant Name	SMARTFINANCIAL INC.
Entity Incorporation, State or Country Code	TN
Entity Tax Identification Number	62-1173944
Entity Address, Address Line One	5401 Kingston Pike, Suite 600
Entity Address, City or Town	Knoxville
Entity Address, State or Province	TN
City Area Code	865
Entity Address, Postal Zip Code	37919
Local Phone Number	437-5700
Title of 12(b) Security	Common Stock, par value $1.00
Trading Symbol	SMBK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		17,004,092
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Entity Central Index Key	0001038773
Current Fiscal Year End Date	--12-31

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS:
Cash and due from banks	$ 35,158	$ 44,265
Interest-bearing deposits with banks	205,166	206,849
Federal funds sold	66,610	15,310
Total cash and cash equivalents	306,934	266,424
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value		483,893
Securities held-to-maturity, at amortized cost	284,776
Securities held-to-maturity, at amortized cost		285,949
Other investments	14,059	15,530
Loans held for sale	3,324	1,752
Loans and leases	3,281,787
Less: Allowance for credit losses	(32,279)
Loans and leases, net	3,249,508
Loans and leases		3,253,627
Less: Allowance for loan and lease losses		(23,334)
Loans and leases, net		3,230,293
Premises and equipment, net	92,190	92,511
Other real estate owned	1,708	1,436
Goodwill and other intangibles, net	109,114	109,772
Bank owned life insurance	81,938	81,470
Other assets	65,836	68,468
Total assets	4,769,805	4,637,498
Deposits:
Noninterest-bearing demand	989,753	1,072,449
Interest-bearing demand	989,738	965,911
Money market and savings	1,761,847	1,583,481
Time deposits	488,208	455,259
Total deposits	4,229,546	4,077,100
Borrowings	16,546	41,860
Subordinated debt	42,036	42,015
Other liabilities	38,278	44,071
Total liabilities	4,326,406	4,205,046
Shareholders' equity:
Preferred stock, $1 par value; 2,000,000 shares authorized; No shares issued and outstanding
Common stock, $1 par value; 40,000,000 shares authorized; 17,004,092 and 16,900,805 shares issued and outstanding, respectively	17,004	16,901
Additional paid-in capital	294,930	294,330
Retained earnings	160,085	156,545
Accumulated other comprehensive income (loss)	(28,620)	(35,324)
Total shareholders' equity	443,399	432,452
Total liabilities and shareholders' equity	$ 4,769,805	$ 4,637,498

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Securities held to maturity, fair value	$ 263,172	$ 260,613
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, shares authorized (in shares)	2,000,000	2,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	17,004,092	16,900,805
Common stock, shares outstanding (in shares)	17,004,092	16,900,805

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Mar. 31, 2023	Mar. 31, 2022
Interest income:
Loans and leases, including fees	$ 44,728	$ 29,643
Securities:
Taxable	3,651	2,418
Tax-exempt	353	368
Federal funds sold and other earning assets	4,446	486
Total interest income	53,178	32,915
Interest expense:
Deposits	16,346	2,014
Borrowings	224	157
Subordinated debt	626	626
Total interest expense	17,196	2,797
Net interest income	35,982	30,118
Provision for credit losses	550	1,006
Net interest income after provision for credit losses	35,432	29,112
Noninterest income:
Service charges on deposit accounts	1,445	1,319
Mortgage banking	172	834
Investment services	1,005	1,070
Insurance commissions	1,259	901
Interchange and debit card transaction fees, net	1,383	1,284
Other	1,661	1,703
Total noninterest income	6,925	7,111
Noninterest expense:
Salaries and employee benefits	16,742	15,046
Occupancy and equipment	3,208	3,059
FDIC insurance	541	641
Other real estate and loan related expense	572	729
Advertising and marketing	355	369
Data processing and technology	2,163	1,586
Professional services	807	1,242
Amortization of intangibles	659	637
Merger related and restructuring expenses		439
Other	2,482	1,970
Total noninterest expense	27,529	25,718
Income before income tax expense	14,828	10,505
Income tax expense	3,328	2,246
Net income	$ 11,500	$ 8,259
Earnings per common share:
Basic (in dollars per share)	$ 0.69	$ 0.49
Diluted (in dollars per share)	$ 0.68	$ 0.49
Weighted average common shares outstanding:
Basic (in shares)	16,791,406	16,718,371
Diluted (in shares)	16,896,494	16,858,288

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net income	$ 11,500	$ 8,259
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities available-for-sale	8,276	(20,348)
Tax effect	(2,138)	5,256
Reclassification of unrealized gain (loss) on securities transferred from available-for-sale to held-to-maturity		(2,009)
Tax effect		519
Amortization of unrealized gains on investment securities transferred from available-for-sale to held-to-maturity	40	(11)
Tax effect	(10)	3
Unrealized gains (losses) on securities available-for-sale, net of tax	6,168	(16,590)
Total other comprehensive income (loss)	6,704	(16,999)
Comprehensive income (loss)	18,204	(8,740)
Fair Value Hedging [Member]
Other comprehensive income (loss):
Unrealized gains (losses) on fair value municipal security hedges and cash flow hedges		(551)
Tax effect		142
Unrealized gains (losses) on fair value municipal security and cash flow hedge instruments arising during the period, net of tax		(409)
Unrealized gains (losses) on cash flow hedges		$ (551)
Cash Flow Hedging [Member]
Other comprehensive income (loss):
Unrealized gains (losses) on fair value municipal security hedges and cash flow hedges	722
Tax effect	(186)
Unrealized gains (losses) on fair value municipal security and cash flow hedge instruments arising during the period, net of tax	536
Unrealized gains (losses) on cash flow hedges	$ 722

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Common Stock [Member]	Additional Paid-in Capital [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Total
BALANCE at Dec. 31, 2021		$ 16,803		$ 292,937			$ 118,247		$ 1,443			$ 429,430
BALANCE (in shares) at Dec. 31, 2021		16,802,990
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income							8,259					8,259
Other comprehensive income (loss)									(16,999)			(16,999)
Stock options exercised		$ 27		190								$ 217
Stock options exercised (in shares)		27,550										27,550
Restricted stock		$ 63		(63)
Restricted stock (in shares)		62,742
Stock compensation expense				312								$ 312
Common stock dividends							(1,177)					(1,177)
BALANCE at Mar. 31, 2022		$ 16,893		293,376			125,329		(15,556)			420,042
BALANCE (in shares) at Mar. 31, 2022		16,893,282
BALANCE (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022						$ (6,606)					$ (6,606)
BALANCE at Dec. 31, 2022		$ 16,901		294,330			156,545		(35,324)			432,452
BALANCE (in shares) at Dec. 31, 2022	16,900,805	16,900,805	294,330,000		149,939,000			(35,324,000)		425,846,000
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income							11,500					11,500
Other comprehensive income (loss)									6,704			6,704
Stock options exercised		$ 15		150								$ 165
Stock options exercised (in shares)		15,705										15,705
Restricted stock		$ 88		(88)
Restricted stock (in shares)		87,582
Stock compensation expense				538								$ 538
Common stock dividends							(1,354)					(1,354)
BALANCE at Mar. 31, 2023		$ 17,004		$ 294,930			$ 160,085		$ (28,620)			$ 443,399
BALANCE (in shares) at Mar. 31, 2023		17,004,092

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY [Abstract]
Common stock dividend, per share	$ 0.08	$ 0.07

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities:
Net income	$ 11,500	$ 8,259
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,614	2,387
Accretion of fair value purchase accounting adjustments, net		(358)
Amortization of intangible assets	659	637
Provision for credit losses	550	1,006
Stock compensation expense	538	312
Deferred income tax expense	3,475	948
Increase in cash surrender value of bank owned life insurance	(469)	(455)
Net losses from sale and write downs of other real estate owned		59
Net gains from mortgage banking	(172)	(834)
Origination of loans held for sale	(10,319)	(30,916)
Proceeds from sales of loans held for sale	8,919	30,959
Net (gain) loss from sale of fixed assets	8	(348)
Net change in:
Accrued interest receivable	(217)	(452)
Accrued interest payable	106	352
Other assets	1,674	(5,881)
Other liabilities	(7,512)	5,019
Net cash provided by operating activities	11,354	10,694
Cash flows from investing activities:
Proceeds from maturities, calls and paydowns	7,554	10,217
Purchases	(76,606)	(257,101)
Proceeds from maturities, calls and paydowns	628
Purchases		(50,575)
Proceeds from sales of other investments	1,480
Purchases of other investments	(9)	(5)
Net increase in loans and leases	(28,943)	(112,551)
Proceeds from sale of fixed assets	623	1,224
Purchases of premises and equipment	(1,561)	(879)
Proceeds from sale of other real estate owned		108
Net cash used by investing activities	(96,834)	(409,562)
Cash flows from financing activities:
Net increase in deposits	152,493	169,591
Net decrease in securities sold under agreements to repurchase	(729)	(872)
Repayment of borrowings	(24,585)	(50,000)
Cash dividends paid	(1,354)	(1,177)
Issuance of common stock, net of restricted shares withheld for taxes	165	217
Net cash provided by financing activities	125,990	117,759
Net change in cash and cash equivalents	40,510	(281,109)
Cash and cash equivalents, beginning of period	266,424	1,045,077
Cash and cash equivalents, end of period	306,934	763,968
Supplemental disclosures of cash flow information:
Cash paid during the period for interest	17,091	2,112
Net cash paid/received during the period for income taxes	19
Cash received from income tax refunds		(35)
Noncash investing and financing activities:
Acquisition of real estate through foreclosure	$ 272
Transfer of securities from available-for-sale to held-to-maturity		$ 162,378

Presentation of Financial Infor

Presentation of Financial Information	3 Months Ended
Presentation of Financial Information	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Presentation of Financial Information	Note 1. Presentation of Financial Information Nature of Business: SmartFinancial, Inc. (the "Company," “SmartFinancial,” “we,” “our” or “us”) is a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, SmartBank (the "Bank"). The Company provides a variety of financial services to individuals and corporate customers through its offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The Bank’s primary deposit products are noninterest-bearing and interest-bearing demand deposits, savings and money market deposits, and time deposits. Its primary lending products are commercial, residential, and consumer loans. Basis of Presentation and Accounting Estimates: The accounting and financial reporting policies of the Company and its wholly owned subsidiary conform to U.S. generally accepted accounting principles (“GAAP”) and reporting guidelines of banking regulatory authorities and regulators. The accompanying interim consolidated financial statements for the Company and its wholly owned subsidiary have not been audited. All material intercompany balances and transactions have been eliminated. In management’s opinion, all accounting adjustments necessary to accurately reflect the financial position and results of operations on the accompanying financial statements have been made. These adjustments are normal and recurring accruals considered necessary for a fair and accurate presentation. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, the valuation of foreclosed assets and deferred taxes, other than temporary impairments of securities, the fair value of financial instruments, goodwill, and the fair value of assets acquired, and liabilities assumed in acquisitions. The results for interim periods are not necessarily indicative of results for the full year or any other interim periods. The accompanying unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and related notes appearing in the Company’s annual report on Form 10-K for the year ended December 31, 2022. Allowance for Credit Losses (“ACL”): As described below under Recently Issued and Adopted Accounting Pronouncements In connection with the adoption of ASU 2016-13, the Company revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below: ACL - Held-to-Maturity (“HTM”) Securities - The Company measures expected credit losses on HTM securities on a collective basis by major security type with each type sharing similar risk characteristics. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. The Company has made the election to exclude accrued interest receivable on HTM securities from the estimate of credit losses and report accrued interest separately on the consolidated balance sheets. See Note 4 - Securities , for additional information related to the Company’s allowance for credit losses on HTM securities. ACL - Available-for-Sale (“AFS”) Securities - For AFS securities in an unrealized loss position, the Company first evaluates whether it intends to sell, or whether it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of these criteria regarding intent or requirement to sell is met, the AFS security amortized cost basis is written down to fair value through income. If the criteria is not met, the Company is required to assess whether the decline in fair value has resulted from credit losses or noncredit-related factors. If the assessment indicates a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit loss is recorded through income as a component of provision for credit loss expense. If the assessment indicates that a credit loss does not exist, the Company records the decline in fair value through other comprehensive income, net of related income tax effects. The Company has made the election to exclude accrued interest receivable on AFS securities from the estimate of credit losses and report accrued interest separately on the consolidated balance sheets. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an AFS security is confirmed or when either of the criteria regarding intent or requirement to sell is met. See Note 4 - Securities , for additional information related to the Company’s allowance for credit losses on AFS securities. ACL – Loans and Leases – The ACL is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogenous segments. The Company segmented the loan and lease portfolio by call code and risk rating. The loan portfolio reserve estimate is calculated using a non-discounted cash flow method for probability of default and loss given default values. This method utilizes the Company’s data along with peer data that is regressed against the national unemployment rate. The lease portfolio’s reserve estimate is based on the open pool methodology which is a simplified process of capturing losses by quarter over the life of a lease divided by the balance of all leases originated. Management considers forward-looking information in estimating expected credit losses. The Company uses an average of Fannie Mae and Federal Open Market Committee projections of the national unemployment rate to determine the best estimate of expected credit losses. Management has evaluated the appropriateness of the reasonable and supportable forecast and has adjusted, as needed. For the contractual term that extends beyond the reasonable and supportable forecast period, the Company reverts to the long term mean of historical factors using a straight-line approach. The Company uses an eight-quarter forecast and a four-quarter reversion period. Management considers the need to qualitatively adjust expected credit losses for information not already captured in the loss estimation. The qualitative factors considered by management include: (1) effectiveness of the Company’s loan and lease policies and procedures; (2) the experience, ability and depth of lending management and other relevant staff; and (3) the quality of external and internal loan review and internal controls. Loans that do not share risk characteristics are evaluated on an individual basis. The Company maintains a net book balance threshold of $500,000 for individually evaluated loans unless further analysis in the future suggests a change is needed to this threshold based on the credit environment at that time. For collateral dependent financial assets where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the financial asset to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The allowance for credit losses may be zero if the fair value of the collateral at the measurement date exceeds the amortized cost basis of the financial asset. If the loan is not collateral dependent, the measurement of loss is based on the difference between the expected and contractual future cash flows of the loan. Management measures expected credit losses over the contractual term of a loan. When determining the contractual term, the Company considers expected prepayments but is precluded from considering expected extensions, renewals, or modifications, unless the Company reasonably expects it will execute a loan modification (“LM”) with a borrower. In the event of a reasonably expected LM, the Company factors the reasonably-expected LM into the current expected credit losses estimate. Purchased credit-deteriorated, otherwise referred to herein as PCD, assets are defined as acquired individual financial assets (or acquired groups of financial assets with similar risk characteristics) that, as of the date of acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination, as determined by the Company’s assessment. The Company records acquired PCD loans by adding the expected credit losses (i.e. allowance for credit losses) to the purchase price of the financial assets rather than recording through the provision for credit losses in the income statement. The expected credit loss, as of the acquisition day, of a PCD loan is added to the allowance for credit losses. The non-credit discount or premium is the difference between the unpaid principal balance and the amortized cost basis as of the acquisition date. Subsequent to the acquisition date, the change in the ACL on PCD loans is recognized through the provision for credit losses. The non-credit discount or premium is accreted or amortized, respectively, into interest income over the remaining life of the PCD loan on a level-yield basis. In accordance with the transition requirements within the standard, the Company’s purchased credit-impaired loans (“PCI”) were treated as PCD loans. The Company follows its nonaccrual policy by reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. Therefore, Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not record an allowance for credit losses on accrued interest receivable. As of March 31, 2023, and December 31, 2022, the accrued interest receivables for loans recorded in other assets were $10.3 million and $9.8 million, respectively. ACL – Off- Balance Sheet Credit Exposures Recently Issued and Adopted Accounting Pronouncements: In June 2016, the FASB issued Accounting Standards Update 2016-13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments (Topic 326) (“ASU 2016-13”), credit losses, including loans obtained as a result of any acquisition not deemed to be PCD. ASU 2016-13 also requires the allowance for credit losses for PCD loans to be determined in a manner similar to that of other financial assets measured at amortized cost; however, the initial allowance determined at acquisition is added to the purchase price rather than recorded as provision expense. In accordance with ASU 2016-13A, the disclosure of credit quality indicators related to the amortized cost of financing receivables is further disaggregated by year of origination (or vintage). The Company adopted ASU 2016-13 and all subsequent amendments thereto effective January 1, 2023, using the modified retrospective method for all financial assets measured at amortized cost and off balance sheet credit exposures. Amounts for periods beginning on or after January 1, 2023, are presented under ASU 2016-13 and all prior period information is presented in accordance with previously applicable GAAP. At January 1, 2023, the Company recognized a cumulative adjustment to retained earnings of $6.6 million, net of tax, attributable to an increase in the allowance for credit losses (“ACL”) of $8.7 million, an increase in the allowance for off balance sheet credit exposures of $3.0 million, and an increase in deferred tax assets of $2.3 million. Included in the $8.7 million increase in the allowance for credit losses is $2.9 million that was recognized on PCD loans previously classified as purchased credit impaired (“PCI”) with a corresponding adjustment to the gross carrying amount of the loans. The Company adopted ASU 2016-13 using the prospective transition approach for PCD loans, which did not require re-evaluation of whether loans previously classified as PCI loans met the criteria of PCD assets at the date of adoption. The remaining noncredit discount will be accreted into interest income over the life of the individual loans beginning January 1, 2023. The following table illustrates the impact of ASU 2016-13 (in thousands) December 31, 2022 Adoption impact of ASU 2016-13 Impact of PCD Gross Up January 1, 2023 Allowance for credit losses: Commercial real estate $ 10,821 $ 879 2,652 $ 14,352 Consumer real estate 4,028 1,952 166 6,146 Construction and land development 3,059 2,145 25 5,229 Commercial and industrial 3,997 1,451 27 5,475 Leases 1,293 (683) 28 638 Consumer and other 136 13 - 149 Total allowance for credit losses $ 23,334 $ 5,757 $ 2,898 $ 31,989 Unfunded lending commitments (1) $ - $ 3,029 $ - $ 3,029 (1) In March 2020, the FASB issued Accounting Standards Update 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting Accounting Standards Update 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting Accounting Standards Update 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all loan transitions by June 30, 2023. In March 2022, the FASB issued ASU 2022-01, Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method , which allows multiple hedged layers to be designated for a single closed portfolio of financial assets resulting in a greater portion of the interest rate risk in the closed portfolio being eligible to be hedged. The amendments allow the flexibility to use different types of derivatives or combinations of derivatives to better align with risk management strategies. Furthermore, among other things, the amendments clarify that basis adjustments of hedged items in the closed portfolio should be allocated at the portfolio level and not the individual assets within the portfolio. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. Early adoption is permitted, including early adoption in an interim period. An entity should apply ASU 2022-01 prospectively. If an entity elects to early adopt ASU 2022-01 in an interim period, the guidance should be applied as of the beginning of the fiscal year that includes the interim period. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures , which removes the accounting guidance for troubled debt restructurings and requires entities to evaluate whether a modification provided to a borrower result in a new loan or continuation of an existing loan. The amendments enhance existing disclosures and require new disclosures for receivables when there has been a modification in contractual cash flows due to a borrower experiencing financial difficulties. Additionally, the amendments require public business entities to disclose gross charge-off information by year of origination in the vintage disclosures. The guidance is effective for entities that have adopted ASU 2016-13 for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The Company adopted Recently Issued Not Yet Effective Accounting Pronouncements: During interim periods, the Company follows the accounting policies set forth in its annual audited financial statements for the year ended December 31, 2022, as filed in its Annual Report on Form 10-K with the Securities and Exchange Commission ("SEC"). The following is a summary of recent authoritative pronouncements issued but not yet effective that could impact the accounting, reporting, and/or disclosure of financial information by the Company. In June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions , which clarifies that a contractual sale restriction should not be considered in measuring fair value. It also requires entities with investments in equity securities subject to contractual sale restrictions to disclose certain qualitative and quantitative information about such securities. The guidance is effective for public companies for fiscal years beginning after December 15, 2023. All other entities have an extra year to adopt; early adoption is permitted. The Company is assessing ASU 2022-03 and its impact on its accounting and disclosures. In March 2023, the FASB issued ASU 2023-02, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The Company is assessing ASU 2023-02 and its impact on its accounting and disclosures.

Business Combinations

Business Combinations	3 Months Ended
Business Combinations	Mar. 31, 2023
Business Combinations [Abstract]
Business Combinations	Note 2. Business Combinations Sunbelt Group, LLC On September 1, 2022, Rains Agency Inc. (“Rains Agency”), an indirect wholly-owned subsidiary of SmartFinancial, Inc., completed the acquisition of substantially all the assets of Sunbelt Group, LLC (“Sunbelt”), a Tennessee limited liability company, pursuant to the Asset Purchase Agreement (the “Purchase Agreement”), dated September 1, 2022, by and among Rains Agency, Sunbelt, and A. Mark Slater, the sole member of Sunbelt. In connection with the acquisition, Rains Agency acquired $349 thousand of assets and assumed $364 thousand of liabilities from Sunbelt. Pursuant to the Purchase Agreement, Rains Agency paid an aggregate amount of consideration to Sunbelt of $6.5 million, of which $5.2 million was paid in cash at the closing and the The fair value of consideration paid exceeded the fair value of the identifiable assets and liabilities acquired and resulted in the establishment of goodwill in the amount of $4.6 million, representing the intangible value of Sunbelt’s business and reputation within the markets it served. The goodwill recognized is expected to be deductible for income tax purposes. The Company established an intangible asset related to customer relationships of $1.9 million, amortizing sum-of-the-years digits over 168 months (14 years). The purchased assets and assumed liabilities were recorded at their acquisition date fair values (1) (in thousands) Initial As recorded Fair value Subsequent As recorded by Sunbelt adjustments Adjustments by the Company Assets: Cash & cash equivalents $ 319 $ — $ — $ 319 Customer list intangible — 1,948 — 1,948 Equipment, net 13 (13) — — Other assets 17 — — 17 Total assets acquired $ 349 $ 1,935 $ — $ 2,284 Liabilities: Payables and other liabilities $ 364 $ — $ — $ 364 Total liabilities assumed 364 — — 364 Excess of liabilities acquired over assets assumed $ (15) Aggregate fair value adjustments $ 1,935 $ — Total identifiable net assets 1,920 Consideration transferred: Purchase price 6,500 Total fair value of consideration transferred 6,500 Goodwill $ 4,580 (1)

Earnings Per Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	Note 3. Earnings Per Share Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding. Diluted earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding and dilutive common share equivalents using the treasury stock method. Dilutive common share equivalents include common shares issuable upon exercise of outstanding stock options and restricted stock. The effect from the stock options and restricted stock on incremental shares from the assumed conversions for net income per share-basic and net income per share-diluted are presented below. There were no antidilutive shares for the three months ended March 31, 2023, and March 31, 2022, respectively. The following is a summary of the basic and diluted earnings per share computation (dollars in thousands, except share and per share data) Three Months Ended March 31, 2023 2022 Basic earnings per share computation: Net income available to common shareholders $ 11,500 $ 8,259 Average common shares outstanding – basic 16,791,406 16,718,371 Basic earnings per share $ 0.69 $ 0.49 Diluted earnings per share computation: Net income available to common shareholders $ 11,500 $ 8,259 Average common shares outstanding – basic 16,791,406 16,718,371 Incremental shares from assumed conversions: Stock options and restricted stock 105,088 139,917 Average common shares outstanding - diluted 16,896,494 16,858,288 Diluted earnings per common share $ 0.68 $ 0.49

Securities

Securities	3 Months Ended
Securities	Mar. 31, 2023
Securities [Abstract]
Securities	Note 4. Securities Available-for-sale securities (“AFS”), which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Realized gains and losses, based on specifically identified amortized cost of the individual security, are included in other income. Unrealized gains and losses are recorded, net of related income tax effects, in accumulated other comprehensive income (loss). Premiums and discounts are amortized and accreted, respectively, to interest income using the constant effective yield method over the estimated life of the security. Prepayments are anticipated for mortgage-backed and Small Business Administration (“SBA”) securities. Premiums on callable securities are amortized to their earliest call date. Held-to-maturity securities (“HTM”), which include any security for which the Company has both the positive intent and ability to hold until maturity, are carried at historical cost adjusted for amortization of premiums and accretion of discounts. Premiums and discounts are amortized and accreted, respectively, to interest income using the constant effective yield method over the security’s estimated life. Prepayments are anticipated for mortgage-backed and SBA securities. Premiums on callable securities are amortized to their earliest call date. The amortized cost, gross unrealized gains and losses and fair value of securities AFS and HTM are summarized as follows (in thousands) March 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair Available-for-sale: Cost Gains Losses Value U.S. Treasury $ 241,002 $ — $ (14,496) $ 226,506 U.S. Government-sponsored enterprises (GSEs) 63,723 1,783 (28) 65,478 Municipal securities 19,022 94 (412) 18,704 Other debt securities 32,952 — (2,396) 30,556 Mortgage-backed securities (GSEs) 240,767 34 (21,627) 219,174 Total $ 597,466 $ 1,911 $ (38,959) $ 560,418 March 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair Held-to-maturity: Cost Gains Losses Value U.S. Treasury $ 150,243 $ — $ (4,178) $ 146,065 U.S. Government-sponsored enterprises (GSEs) 50,240 — (6,983) 43,257 Municipal securities 53,455 — (6,657) 46,798 Mortgage-backed securities (GSEs) 30,838 — (3,786) 27,052 Total $ 284,776 $ — $ (21,604) $ 263,172 December 31, 2022 Gross Gross Amortized Unrealized Unrealized Fair Available-for-sale: Cost Gains Losses Value U.S. Treasury $ 241,506 $ — $ (17,853) $ 223,653 U.S. Government-sponsored enterprises (GSEs) 1,593 — (18) 1,575 Municipal securities 19,210 17 (616) 18,611 Other debt securities 32,959 — (2,408) 30,551 Mortgage-backed securities (GSEs) 233,948 6 (24,451) 209,503 Total $ 529,216 $ 23 $ (45,346) $ 483,893 December 31, 2022 Gross Gross Amortized Unrealized Unrealized Fair Held-to-maturity: Cost Gains Losses Value U.S. Treasury $ 150,295 $ — $ (5,613) $ 144,682 U.S. Government-sponsored enterprises (GSEs) 50,539 — (8,037) 42,502 Municipal securities 53,694 — (7,550) 46,144 Mortgage-backed securities (GSEs) 31,421 — (4,136) 27,285 Total $ 285,949 $ — $ (25,336) $ 260,613 At March 31, 2023 and December 31, 2022, securities with a carrying value totaling approximately $349.1 million and $304.8 million, respectively, were pledged to secure public funds and securities sold under agreements to repurchase. The amortized cost and estimated fair value of securities at March 31, 2023 by contractual maturity for non-mortgage backed securities are shown below (in thousands) March 31, 2023 Amortized Fair Available-for-sale: Cost Value Due in one year or less $ 110,981 $ 108,256 Due from one year to five years 111,416 103,219 Due from five years to ten years 123,988 119,631 Due after ten years 10,314 10,138 356,699 341,244 Mortgage-backed securities 240,767 219,174 Total $ 597,466 $ 560,418 Held-to-maturity: Due in one year or less $ 99,946 $ 97,148 Due from one year to five years 50,297 48,916 Due from five years to ten years 37,828 33,309 Due after ten years 65,867 56,747 253,938 236,120 Mortgage-backed securities 30,838 27,052 Total $ 284,776 $ 263,172 The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities AFS and HTM have been in a continuous unrealized loss position (in thousands) March 31, 2023 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Available-for-sale: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ 3,955 $ (34) 1 $ 222,553 $ (14,462) 19 $ 226,508 $ (14,496) 20 U.S. Government-sponsored enterprises (GSEs) 8,225 (24) 3 286 (4) 2 8,511 (28) 5 Municipal securities 5,455 (96) 6 8,086 (316) 15 13,541 (412) 21 Other debt securities 13,895 (989) 9 16,660 (1,407) 17 30,555 (2,396) 26 Mortgage-backed securities (GSEs) 51,558 (1,086) 44 164,308 (20,541) 71 215,866 (21,627) 115 Total $ 83,088 $ (2,229) 63 $ 411,893 $ (36,730) 124 $ 494,981 $ (38,959) 187 March 31, 2023 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Held-to-maturity: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ — $ — — $ 146,064 $ (4,178) 4 $ 146,064 $ (4,178) 4 U.S. Government-sponsored enterprises (GSEs) — — — 43,257 (6,983) 13 43,257 (6,983) 13 Municipal securities 250 (20) 1 46,549 (6,637) 34 46,799 (6,657) 35 Mortgage-backed securities (GSEs) — — — 27,052 (3,786) 5 27,052 (3,786) 5 Total $ 250 $ (20) 1 $ 262,922 $ (21,584) 56 $ 263,172 $ (21,604) 57 December 31, 2022 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Available-for-sale: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ 134,414 $ (7,610) 9 $ 89,239 $ (10,243) 11 $ 223,653 $ (17,853) 20 U.S. Government-sponsored enterprises (GSEs) 1,266 (14) 1 309 (4) 2 1,575 (18) 3 Municipal securities 13,146 (616) 20 — — — 13,146 (616) 20 Other debt securities 25,044 (1,866) 20 5,506 (542) 6 30,550 (2,408) 26 Mortgage-backed securities (GSEs) 111,598 (8,968) 86 96,285 (15,483) 28 207,883 (24,451) 114 Total $ 285,468 $ (19,074) 136 $ 191,339 $ (26,272) 47 $ 476,807 $ (45,346) 183 December 31, 2022 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Held-to-maturity: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ 144,683 $ (5,613) 4 $ — $ — — $ 144,683 $ (5,613) 4 U.S. Government-sponsored enterprises (GSEs) $ 13,048 $ (2,503) 3 $ 29,451 $ (5,534) 10 $ 42,499 $ (8,037) 13 Municipal securities 40,770 (6,387) 28 5,375 (1,163) 7 46,145 (7,550) 35 Mortgage-backed securities (GSEs) — — — 27,285 (4,136) 5 27,285 (4,136) 5 Total $ 198,501 $ (14,503) 35 $ 62,111 $ (10,833) 22 $ 260,612 $ (25,336) 57 The Company reviews the securities portfolio on a quarterly basis to monitor its exposure to other-than-temporary impairment. A determination as to whether a security’s decline in fair value is other-than-temporary takes into consideration numerous factors and the relative significance of any single factor can vary by security. Some factors the Company may consider in the other-than-temporary impairment analysis include the length of time and extent to which the security has been in an unrealized loss position, changes in security ratings, financial condition and near-term prospects of the issuer, as well as security and industry specific economic conditions. Based on this evaluation, the Company concluded that any unrealized losses at March 31, 2023, represented a temporary impairment, as these unrealized losses are primarily attributable to changes in interest rates and current market conditions, and not credit deterioration of the issuers. As of March 31, 2023, the Company does not intend, and will not be required, to sell any of the securities, and expects to recover the entire amortized cost of all of the securities. Allowance for Credit Losses The Company adopted ASU 2016-13 on January 1, 2023, and based on the analysis of the underlying risk characteristics of its AFS and HTM portfolios, including credit ratings and other qualitative factors, there was no provision for credit losses related to AFS or HTM securities recorded during the three months ended March 31, 2023, because ACL was deemed immaterial. Other Investments: Our other investments consist of restricted non-marketable equity securities that have no readily determinable market value. Accordingly, when evaluating these securities for impairment, management considers the ultimate recoverability of the par value rather than recognizing temporary declines in value. As of March 31, 2023, the Company determined that there was no impairment on its other investment securities. The following is the amortized cost and carrying value of other investments (in thousands) March 31, December 31, 2023 2022 Federal Reserve Bank stock $ 9,792 $ 9,783 Federal Home Loan Bank stock 3,917 5,397 First National Bankers Bank stock 350 350 Total $ 14,059 $ 15,530

Loans and Leases and Allowance

Loans and Leases and Allowance for Loan and Lease Losses	3 Months Ended
Loans and Leases and Allowance for Loan and Lease Losses	Mar. 31, 2023
Receivables [Abstract]
Loans and Leases and Allowance for Loan and Lease Losses	Note 5. Loans and Leases and Allowance for Credit Losses Portfolio Segmentation: Major categories of loans and leases are summarized as follows (in thousands) March 31, December 31, 2023 2022 Commercial real estate $ 1,635,534 $ 1,627,761 Consumer real estate 606,343 587,977 Construction and land development 386,253 402,501 Commercial and industrial 571,153 551,867 Leases 67,701 67,427 Consumer and other 14,803 16,094 Total loans and leases 3,281,787 3,253,627 Less: Allowance for credit losses (32,279) (23,334) Loans and leases, net $ 3,249,508 $ 3,230,293 The loan and lease portfolio is disaggregated into segments. There are six loan and lease portfolio segments that include commercial real estate, consumer real estate, construction and land development, commercial and industrial, leases, and consumer and other. The following describe risk characteristics relevant to each of the portfolio segments: Commercial Real Estate: Consumer Real Estate: Construction and Land Development: Commercial and Industrial: capital needs, equipment purchases, or expansion projects. Loans are repaid by business cash flows. Collection risk in this portfolio is driven by the creditworthiness of the underlying borrower, particularly cash flows from the customers’ business operations. Leases: Consumer and Other: The Bank occasionally enters into loan participation agreements with other banks in the ordinary course of business to diversify credit risk. For certain sold participation loans, the Bank has retained effective control of the loans, typically by restricting the participating institutions from pledging or selling their share of the loan without permission from the Bank. GAAP requires the participated portion of these loans to be recorded as secured borrowings. The participated portions of these loans are included in the Commercial Real Estate totals above with a corresponding liability reflected in other borrowings. At March 31, 2023 and December 31, 2022, the balance of such loans totaled $0 and $24.6 million, respectively. The following tables detail the changes in the allowance for credit losses by loan and lease classification (in thousands) Three Months Ended March 31, 2023 Consumer Construction Commercial Commercial Real and Land and Consumer Real Estate Estate Development Industrial Leases and Other Total Beginning balance $ 10,821 $ 4,028 $ 3,059 $ 3,997 $ 1,293 $ 136 $ 23,334 Impact of adopting ASU 2016-13 879 1,952 2,145 1,451 (683) 13 5,757 PCD gross up 2,652 166 25 27 28 — 2,898 Charged-off loans and leases — — — (173) (9) (133) (315) Recoveries of charge-offs 2 5 — 20 — 28 55 Provision charged to expense 174 260 (10) 37 8 81 550 Ending balance $ 14,528 $ 6,411 $ 5,219 $ 5,359 $ 637 $ 125 $ 32,279 Three Months Ended March 31, 2022 Consumer Construction Commercial Commercial Real and Land and Consumer Real Estate Estate Development Industrial Leases and Other Total Beginning balance $ 9,781 $ 3,454 $ 1,882 $ 3,781 $ 330 $ 124 $ 19,352 Charged-off loans and leases — (33) — (188) (85) (182) (488) Recoveries of charge-offs 1 7 — 17 157 26 208 Provision charged to expense 623 (40) 238 (109) 146 148 1,006 Ending balance $ 10,405 $ 3,388 $ 2,120 $ 3,501 $ 548 $ 116 $ 20,078 The following tables detail the allowance for credit losses and recorded investment in loans by loan classification and by impairment evaluation method as of December 31, 2022, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13 (in thousands) : Construction Commercial Consumer Commercial Consumer and Land and and Real Estate Real Estate Development Industrial Leases Other Total December 31, 2022: Performing loans and leases $ 10,815 $ 3,913 $ 2,674 $ 3,997 $ 1,293 $ 136 $ 22,828 Impaired loans and leases — — 385 — — — 385 10,815 3,913 3,059 3,997 1,293 136 23,213 PCI loans and leases 6 115 — — — — 121 Total loans and leases $ 10,821 $ 4,028 $ 3,059 $ 3,997 $ 1,293 $ 136 $ 23,334 Construction Commercial Commercial Consumer and Land and Consumer Real Estate Real Estate Development Industrial Leases and Other Total December 31, 2022: Performing loans and leases $ 1,611,815 $ 578,342 $ 400,114 $ 549,974 $ 66,459 $ 16,091 $ 3,222,795 Impaired loans and leases — 1,283 858 — — — 2,141 1,611,815 579,625 400,972 549,974 66,459 16,091 3,224,936 PCI loans and leases 15,946 8,352 1,529 1,893 968 3 28,691 Total loans and leases $ 1,627,761 $ 587,977 $ 402,501 $ 551,867 $ 67,427 $ 16,094 $ 3,253,627 We maintain the allowance for credit losses at a level that we deem appropriate to adequately cover the expected credit loss in the loan and lease portfolio. Our provision for credit losses for the three ended March 31, 2023, is $550 thousand and $1.0 million during the three months ended March 31, 2022. As of March 31, 2023, and December 31, 2022, our allowance for credit losses was $32.3 million and $23.3 million, respectively, which we deemed to be adequate at each of the respective dates. Our allowance for credit losses as a percentage of total loans and leases was 0.98% at March 31, 2023, and 0.72% at December 31, 2022. A description of the general characteristics of the risk grades used by the Company is as follows: Pass: Watch: Special Mention: Substandard: weaknesses that jeopardize the orderly repayment of debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful: Uncollectible: The Company evaluates the loan risk grading system definitions and allowance for credit loss methodology on an ongoing basis. The following tables outline the amount of each loan and lease classification and the amount categorized into each risk rating based on year of origination (in thousands) March 31, 2023 Loans Amortized Cost Basis by Origination Year Revolving Loans Revolving Converted 2023 2022 2021 2020 2019 Prior Loans to Term Total Commercial real estate Pass $ 49,648 $ 569,114 $ 477,163 $ 202,863 $ 144,939 $ 144,968 $ 13,309 $ 599 $ 1,602,603 Watch 2,497 8,236 3,307 2,493 8,427 387 - - 25,347 Special mention - 375 304 - 1,656 180 642 - 3,157 Substandard 587 2 3,336 56 - 446 - - 4,427 Doubtful - - - - - - - - - Total commercial real estate 52,732 577,727 484,110 205,412 155,022 145,981 13,951 599 1,635,534 YTD gross charge-offs - - - - - - - - - Consumer real estate Pass 25,091 194,860 115,389 58,731 37,562 66,410 103,080 542 601,665 Watch 319 - 179 146 326 216 451 - 1,637 Special mention - - - - - 62 - - 62 Substandard 202 992 - - - 1,723 62 - 2,979 Doubtful - - - - - - - - - Total consumer real estate 25,612 195,852 115,568 58,877 37,888 68,411 103,593 542 606,343 YTD gross charge-offs - - - - - - - - - Construction and land development Pass 56,857 216,188 64,077 5,791 5,786 8,545 27,452 - 384,696 Watch 178 50 - - - 218 - - 446 Special mention - 66 - - - - - - 66 Substandard - - 38 620 - 387 - - 1,045 Doubtful - - - - - - - - - Total construction and land development 57,035 216,304 64,115 6,411 5,786 9,150 27,452 - 386,253 YTD gross charge-offs - - - - - - - - - Commercial and industrial Pass 48,067 202,708 87,842 39,714 13,566 29,975 141,902 1,544 565,318 Watch 220 1,184 3,252 168 130 148 455 - 5,557 Special mention - 41 - - - 8 - - 49 Substandard - 229 - - - - - - 229 Doubtful - - - - - - - - - Total commercial and industrial 48,287 204,162 91,094 39,882 13,696 30,131 142,357 1,544 571,153 YTD gross charge-offs - (65) (50) (58) - - - - (173) Leases Pass 7,703 36,564 13,881 6,875 1,918 760 - - 67,701 Watch - - - - - - - - - Special mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total leases 7,703 36,564 13,881 6,875 1,918 760 - - 67,701 YTD gross charge-offs - - - - (9) - - - (9) Consumer and other Pass 2,012 4,179 1,544 959 200 277 5,614 - 14,785 Watch - - - - 16 - - - 16 Special mention - - - - - - - - - Substandard - - - 2 - - - - 2 Doubtful - - - - - - - - - Total consumer and other 2,012 4,179 1,544 961 216 277 5,614 - 14,803 YTD gross charge-offs - (64) (22) (14) (13) (20) - - (133) Total loans Pass 189,378 1,223,613 759,896 314,933 203,971 250,935 291,357 2,685 3,236,768 Watch 3,214 9,470 6,738 2,807 8,899 969 906 - 33,003 Special mention - 482 304 - 1,656 250 642 - 3,334 Substandard 789 1,223 3,374 678 - 2,556 62 - 8,682 Doubtful - - - - - - - - - Total loans $ 193,381 $ 1,234,788 $ 770,312 $ 318,418 $ 214,526 $ 254,710 $ 292,967 $ 2,685 $ 3,281,787 Total YTD gross charge-offs $ - $ (129) $ (72) $ (72) $ (22) $ (20) $ - $ - $ (315) The following tables outline the amount of each loan and lease classification and the amount categorized into each risk rating as of December 31, 2022, prior to the adoption of ASU 2016-13 (in thousands) December 31, 2022 Construction Commercial Commercial Consumer and Land and Consumer Non PCI Loans and Leases: Real Estate Real Estate Development Industrial Leases and Other Total Pass $ 1,579,387 $ 576,428 $ 399,846 $ 545,210 $ 66,459 $ 16,057 $ 3,183,387 Watch 29,810 1,496 224 4,523 — 19 36,072 Special mention 2,539 35 — 61 — — 2,635 Substandard 79 1,666 902 180 — 15 2,842 Doubtful — — — — — — — Total 1,611,815 579,625 400,972 549,974 66,459 16,091 3,224,936 PCI Loans and Leases: Pass 11,924 6,927 1,054 1,893 968 3 22,769 Watch 1,439 188 46 — — — 1,673 Special mention 11 54 — — — — 65 Substandard 2,572 1,183 429 — — — 4,184 Doubtful — — — — — — — Total 15,946 8,352 1,529 1,893 968 3 28,691 Total loans and leases $ 1,627,761 $ 587,977 $ 402,501 $ 551,867 $ 67,427 $ 16,094 $ 3,253,627 Past Due Loans and Leases: A loan or lease is considered past due if any required principal and interest payments have not been received as of the date such payments were required to be made under the terms of the loan or lease agreement. Generally, management places a loan or lease on nonaccrual when there is a clear indicator that the borrower’s cash flow may not be sufficient to meet payments as they become due, which is generally when a loan or lease is 90 days past due. The following tables present an aging analysis of our loan and lease portfolio (in thousands) March 31, 2023 90 Days 30-59 Days 60-89 Days or More Total Loans Not Total Past Due Past Due Past Due Past Due Past Due Loans Commercial real estate $ 274 $ 423 $ — $ 697 $ 1,634,837 $ 1,635,534 Consumer real estate 2,467 250 — 2,717 603,626 606,343 Construction and land development 634 — — 634 385,619 386,253 Commercial and industrial 388 53 — 441 570,712 571,153 Leases 490 4 — 494 67,207 67,701 Consumer and other 17 — — 17 14,786 14,803 Total $ 4,270 $ 730 $ — $ 5,000 $ 3,276,787 $ 3,281,787 December 31, 2022 90 Days 30-59 Days 60-89 Days or More Total Loans Not Total Past Due Past Due Past Due Past Due Past Due Loans Commercial real estate $ 54 $ — $ — $ 54 $ 1,627,707 1,627,761 Consumer real estate 594 — — 594 587,383 587,977 Construction and land development — — — — 402,501 402,501 Commercial and industrial 185 18 — 203 551,664 551,867 Leases 1,024 84 143 1,251 66,176 67,427 Consumer and other 103 4 — 107 15,987 16,094 Total $ 1,960 $ 106 $ 143 $ 2,209 $ 3,251,418 $ 3,253,627 The table below presents the amortized cost basis of loans on nonaccrual status and loans past due 90 or more days and still accruing interest at March 31, 2023 and December 31, 2022. Also presented is the balance of loans on nonaccrual status at March 31, 2023 for which there was no related allowance for credit losses recorded (in thousands) : March 31, 2023 December 31, 2022 Total Nonaccrual Loans Past Due Total Loans Past Due Nonaccrual With No Allowance Over 90 Days Nonaccrual Over 90 Days Loans for Credit Losses Still Accruing Loans Still Accruing Commercial real estate $ 324 $ — $ — $ — $ — Consumer real estate 1,825 991 — 1,665 — Construction and land development 686 — — 920 — Commercial and industrial 410 — — 180 — Leases — — — 28 143 Consumer and other 2 1 — 15 — Total $ 3,247 $ 992 $ — $ 2,808 $ 143 The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses (in thousands) : March 31, 2023 Real Estate Other Total Commercial real estate $ 3,898 $ — $ 3,898 Consumer real estate 1,373 — 1,373 Construction and land development 1,411 — 1,411 Commercial and industrial — — — Leases — — — Consumer and other — — — Total $ 6,682 $ — $ 6,682 Impaired Loans and Leases: The following table presents impaired loans at December 31, 2022, as determined under ASC 310 prior to the adoption of ASU 2016-13. Presented are the recorded investment, unpaid principal balance and related allowance of impaired loans at December 31, 2022, by loan classification (in thousands) : December 31, 2022 Unpaid Recorded Principal Related Investment Balance Allowance Impaired loans and leases without a valuation allowance: Commercial real estate $ — $ — $ — Consumer real estate 1,283 1,282 — Construction and land development — — — Commercial and industrial — — — Leases — — — Consumer and other — — — 1,283 1,282 — Impaired loans and leases with a valuation allowance: Commercial real estate — — — Consumer real estate — — — Construction and land development 858 858 385 Commercial and industrial — — — Leases — — — Consumer and other — — — 858 858 385 PCI loans and leases: Commercial real estate 500 580 6 Consumer real estate 684 646 115 Construction and land development — — — Commercial and industrial — — — Leases — — — Consumer and other — — — 1,184 1,226 121 Total impaired loans and leases $ 3,325 $ 3,366 $ 506 The following table details the average recorded investment and the amount of interest income recognized on a cash basis for the three months ended March 31, 2022, respectively, of impaired loans by loan classification as determined under ASC 310 prior to the adoption of ASU 2016-13 (in thousands) : Three Months Ended March 31, 2022 Average Interest Recorded Income Investment Recognized Impaired loans and leases without a valuation allowance: Commercial real estate $ — $ — Consumer real estate 1,937 17 Construction and land development — — Commercial and industrial — — Leases — — Consumer and other — — 1,937 17 Impaired loans and leases with a valuation allowance: Commercial real estate 858 — Consumer real estate 130 — Construction and land development — — Commercial and industrial 49 — Leases — — Consumer and other — — 1,037 — PCI loans and leases: Commercial real estate 1,231 24 Consumer real estate 901 16 Construction and land development — — Commercial and industrial — — Leases — — Consumer and other 3 — 2,135 40 Total impaired loans and leases $ 5,109 $ 57 Loan Modifications to Borrowers Experiencing Financial Difficulty: The Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326), Troubled Debt Restructurings and Vintage Disclosures ” At March 31, 2023, the Company had $97 thousand of loan modifications to borrowers experiencing financial difficulty, including $94 thousand of consumer real estate and $3 thousand in consumer and other, none of which were on nonaccrual. These modifications generally consist of payment delay and term extensions. There were no loan modifications made to borrowers experiencing financial difficulty during the quarter ended March 31, 2023. There were no loan modifications made to borrowers experiencing financial difficulty during the quarter ended March 31, 2023, that subsequently defaulted. As of December 31, 2022, prior to the adoption ASU 2022-02, management had approximately $101 thousand that meet the criteria of trouble debt restructured (“TDR”), none of which were on nonaccrual. There was one loan for $516 that was modified as a TDR during the three months ended March 31, 2022. Foreclosure Proceedings and Balances : As of March 31, 2023, there were two residential real estate properties totaling $314 thousand secured by real estate included in other real estate owned and there were no residential real estate loan in the process of foreclosure.

Goodwill and Intangible Assets

Goodwill and Intangible Assets	3 Months Ended
Goodwill and Intangible Assets	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Note 6. Goodwill and Intangible Assets In accordance with FASB ASC 350, Goodwill and Other The Company’s other intangible assets consist of core deposit, customer relationships and tradename. They are initially recognized based on a valuation performed as of the consummation date. The core deposit intangible is amortized over the average remaining life of the acquired customer deposits, the customer relationships are amortized over a weighted average of 10.4 years and the tradename is amortized over five years. The carrying amount of goodwill and other intangible assets as of the dates indicated is summarized below (in thousands) March 31, December 31, 2023 2022 Goodwill: Balance, beginning of period $ 96,145 $ 91,565 Acquisition of Sunbelt — 4,580 Balance, end of the period $ 96,145 $ 96,145 Core Deposit Customer Relationships Tradename Amortized other intangible assets: Intangibles Intangibles Intangibles Total March 31, 2023: Beginning balance January 1, 2023, gross $ 17,470 $ 5,670 $ 63 $ 23,203 Less: accumulated amortization (8,461) (1,734) (39) (10,234) Balance, March 31, 2023, other intangible assets, net $ 9,009 $ 3,936 $ 24 $ 12,969 December 31, 2022: Beginning balance January 1, 2022, gross $ 17,470 $ 3,722 $ 63 $ 21,255 Acquisition of Sunbelt - 1,948 - 1,948 Balance, December 31, 2022, other intangible assets, gross 17,470 5,670 63 23,203 Less: accumulated amortization (8,021) (1,519) (36) (9,576) Balance, December 31, 2022, other intangible assets, net $ 9,449 $ 4,151 $ 27 $ 13,627 The aggregate amortization expense for other intangible assets for the three months ended March 31, 2023, and 2022, was $659 thousand and $637 thousand, respectively. As of March 31, 2023, the estimated aggregate amortization expense for future periods for intangibles is as follows (in thousands) Remainder of 2023 $ 1,951 2024 2,438 2025 2,258 2026 2,086 2027 1,904 Thereafter 2,332 Total $ 12,969

Borrowings, Line of Credit and

Borrowings, Line of Credit and Subordinated Debt	3 Months Ended
Borrowings, Line of Credit and Subordinated Debt	Mar. 31, 2023
Borrowings, Line of Credit and Subordinated Debt [Abstract]
Borrowings, Line of Credit and Subordinated Debt	Note 7. Borrowings, Line of Credit and Subordinated Debt Borrowings: At March 31, 2023, total borrowings were $16.5 million compared to $41.9 million at December 31, 2022. Borrowings consist of the following (dollars in thousands) March 31, December 31, 2023 2022 Securities sold under customer repurchase agreements $ 4,046 $ 4,775 Loan participation agreements (1) — 24,585 Other borrowings 12,500 12,500 Total $ 16,546 $ 41,860 (1) During the three month period ending March 31, 2023, the loan participation agreements were amended to permit sales accounting treatment and removed from other borrowings. Securities Sold Under Agreements to Repurchase: Securities sold under repurchase agreements, which are secured borrowings, generally mature within one to four days from the transaction date. Securities sold under repurchase agreements are reflected at the amount of cash received in connection with the transaction. The Company may be required to provide additional collateral based on the fair value of the underlying securities. The Company monitors the fair value of the underlying securities on a daily basis. The Company had securities sold under agreements to repurchase with commercial checking customers which were secured by government agency securities. The carrying value of investment securities pledged as collateral under repurchase agreements was $8.6 million and $9.2 million at March 31, 2023 and December 31, 2022, respectively. The average balance during the three month period March 31, 2023, and 2022 was $4.4 million and $5.0 million, respectively. The maximum month-end outstanding balance for the three month period ended March 31, 2023, and 2022 was $4.2 million and $5.5 million, respectively. Other Borrowings: The Company has a Loan and Security Agreement and revolving line of credit for an aggregate amount of $35 million. The maturity of the line of credit is February 1, 2025. At March 31, 2023, $12.5 million was outstanding under the line of credit, and $22.5 million of the line of credit remained available to the Company. Subordinated Debt: On September 28, 2018, the Company issued $40 million of 5.625% fixed-to-floating rate subordinated notes (the "Notes"), which was outstanding as of March 31, 2023 and December 31, 2022. Unamortized debt issuance cost was $464 thousand and $485 thousand at March 31, 2023 and December 31, 2022, respectively. The Notes initially bears interest at a rate of 5.625% per annum from and including September 28, 2018, to but excluding October 2, 2023, with interest during this period payable semi-annually in arrears. From and including October 2, 2023, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month LIBOR, or an alternative rate determined in accordance with the terms of the Notes if three-month LIBOR cannot be determined, plus 255 basis points, with interest during this period payable quarterly in arrears. In relation to the three-month LIBOR rate being no longer available in the future, the Company anticipates using the three-month term SOFR rate in future repricing. The Notes are redeemable by the Company, in whole or in part, on or after October 2, 2023, and at any time, in whole but not in part, upon the occurrence of certain events. The Notes have been structured to qualify initially as Tier 2 capital for the Company for regulatory capital purposes. The Notes’ unamortized debt issuance costs totaled $464 thousand at March 31, 2023, and will be amortized through the Notes’ maturity date. Amortization expense totaled $21 thousand for the three months ended March 31, 2023, and 2022, respectively. On September 1, 2021, the Company acquired $2.5 million of subordinated notes (“sub-debt”) from the acquisition of SCB. The sub-debt bears interest at a rate of 6.75% per annum until August 14, 2024, with the interest during this period payable semi-annually in arrears. From and including August 14, 2024, to but excluding the maturity date or early redemption date, the interest rate will reset quarterly to an annual floating rate equal to three-month LIBOR, or an alternative rate determined in accordance with the terms of the sub-debt if three-month LIBOR cannot be determined, plus 530.25 basis points, with interest during this period payable quarterly in arrears. In relation to the three-month LIBOR rate being no longer available in the future, the Company anticipates using the three-month term SOFR rate in future repricing. The sub-debt is redeemable by the Company, in whole or in part, on or after August 14, 2024, and at any time, in whole but not in part, upon the occurrence of certain events. The sub-debt has been structured to qualify initially as Tier 2 capital for the Company for regulatory capital purposes.

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
Employee Benefit Plans	Mar. 31, 2023
Defined Benefit Plan [Abstract]
Employee Benefit Plans	Note 8. Employee Benefit Plans 401(k) Plan: The Company provides a deferred salary reduction plan (“Plan”) under Section 401(k) of the Internal Revenue Code covering substantially all employees. After 90 days of service, the Company matches 100% of employee contributions up to 3% of compensation and 50% of employee contributions on the next 2% of compensation. The Company’s contribution to the Plan for the three month periods ending March 31, 2023 and 2022, respectively, was $466 thousand and $393 thousand. Equity Incentive Plans: The Compensation Committee of the Company’s Board of Directors may grant or award eligible participants stock options, restricted stock, restricted stock units, stock appreciation rights, and other stock-based awards or any combination of awards (collectively referred to herein as "Rights"). At March 31, 2023, the Company had one active equity incentive plan available for future grants, the 2015 Stock Incentive Plan, which has 1,676,663 Rights available for future grants or awards. The Company’s 2015 Stock Incentive Plan has 11,840 Rights issued. In addition, the Company has 4,500 Rights issued from the Cornerstone Non-Qualified Plan Options, which does not have any Rights available for future grants or awards. Stock Options: A summary of the status of stock option plans is presented in the following table: Weighted Average Exercisable Number Price Outstanding at December 31, 2022 32,045 $ 12.04 Granted — — Exercised (15,705) 10.47 Forfeited — — Outstanding at March 31, 2023 16,340 $ 13.55 Information pertaining to stock options outstanding at March 31, 2023, is as follows: Options Outstanding Options Exercisable Weighted- Average Weighted- Weighted- Remaining Average Average Exercise Number Contractual Exercise Number Exercise Prices Outstanding Life Price Exercisable Price $ 9.60 4,500 0.92 $ 9.60 4,500 $ 9.60 15.05 11,840 2.50 15.05 11,840 15.05 Outstanding, end of period 16,340 2.07 $ 13.55 16,340 $ 13.55 The Company did not recognize any stock option-based compensation expense during the three months ended March 31, 2023 and 2022, respectively, as all stock options issued are fully vested, and no future compensation cost will be recognized related to nonvested stock-based compensation arrangements granted under the Plans. The intrinsic value of options exercised during the three months ended March 31, 2023, and 2022, was $242 thousand and $506 thousand, respectively. The aggregate intrinsic value of total options outstanding and exercisable options at March 31, 2023, was $157 thousand. Cash received from options exercised under all share-based payment arrangements for the three months ended March 31, 2023, was $165 thousand. Stock options of 15,705 and 27,550 shares were exercised during the three month periods ended March 31, 2023, and 2022, respectively. The income tax benefit recognized for the exercise of options during the three months ended March 31, 2023, and 2022, was a $65 thousand and $76 thousand, respectively. Restricted Stock Awards: A summary of the activity of the Company’s unvested restricted stock awards for the period ended March 31, 2023, is presented below: Weighted Average Grant-Date Number Fair Value Balance at December 31, 2022 129,836 $ 19.61 Granted 89,582 26.23 Vested (13,913) 25.82 Forfeited/expired (2,000) 17.56 Balance at March 31, 2023 203,505 $ 22.12 The Company measures the fair value of restricted stock awards based on the price of the Company’s common stock on the grant date, and compensation expense is recorded over the vesting period. The compensation expense for restricted stock awards during the three months ended March 31, 2023, and 2022, was $538 thousand and $312 thousand, respectively. As of March 31, 2023, there was $2.5 million of unrecognized compensation cost related to non-vested restricted stock awards granted under the plan. The cost is expected to be recognized over a weighted average period of 2.35 years. The grant-date fair value of restricted stock awards vested was $359 thousand for the three months ended March 31, 2023. Stock Appreciation Rights ("SARs"): A summary of the status of SARs plans is presented in the following table: Weighted Average Number Exercisable Price Outstanding at December 31, 2022 36,000 $ 18.25 Granted — — Exercised (2,000) 15.19 Forfeited — — Outstanding at March 31, 2023 34,000 $ 18.43 Information pertaining to SARs outstanding at March 31, 2023, is as follows: SARs Outstanding SARs Exercisable Weighted- Average Weighted- Remaining Average Weighted- Average Exercise Number Contractual Exercise Number Exercise Prices Outstanding Life Price Exercisable Price $ 15.19 14,000 0.75 years $ 15.19 14,000 $ 15.19 20.70 20,000 1.76 years 20.70 — — Outstanding, end of period 34,000 1.34 years $ 18.43 14,000 $ 15.19 SARs compensation expense of ($95) thousand and ($26) thousand was recognized for the three month periods ended March 31, 2023, and 2022, respectively. The credit in expense for the three month periods ended March 31, 2023, and 2022, respectively, was due to adjustments related to the fair value evaluation of SARs.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
Commitments and Contingencies	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 9. Commitments and Contingent Liabilities The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing and depository needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Such commitments involve, to varying degrees, elements of credit risk and interest rate risk in excess of the amount recognized on the balance sheet. The majority of all commitments to extend credit are variable rate instruments while the standby letters of credit are primarily fixed rate instruments. The Company’s exposure to credit loss is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. A summary of the Company’s total contractual amount for all off-balance sheet commitments are as follows (in thousands) March 31, December 31, 2023 2022 Commitments to extend credit $ 822,831 $ 911,998 Standby letters of credit 15,834 6,897 At March 31, 2023, and December 31, 2022, the allowance for these off-balance sheet commitments was $3.2 million and $85 thousand, respectively. With the adoption of ASU 2016-13, effective January 1, 2023, there was an increase in the allowance of $3.0 million on these off-balance sheet commitments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties. Standby letters of credit issued by the Company are conditional commitments to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. Collateral held varies and is required in instances which the Company deems necessary. At March 31, 2023 and December 31, 2022, the carrying amount of liabilities related to the Company’s obligation to perform under standby letters of credit was insignificant. The Company is subject in the normal course of business to various pending and threatened legal proceedings in which claims for monetary damages are asserted. Management, after consultation with legal counsel, does not anticipate that the aggregate ultimate liability arising out of litigation pending or threatened against the Company will be material to the Company’s consolidated financial position. On an on-going basis, the Company assesses any potential liabilities or contingencies in connection with such legal proceedings. For those matters where it is deemed probable that the Company will incur losses and the amount of the losses can be reasonably estimated, the Company would record an expense and corresponding liability in its consolidated financial statements.

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	3 Months Ended
Fair Value of Assets and Liabilities	Mar. 31, 2023
Fair Value of Assets and Liabilities [Abstract]
Fair Value of Assets and Liabilities	Note 10. Fair Value Disclosures Determination of Fair Value: The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the “Fair Value Measurements and Disclosures” ASC Topic 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. ASC Topic 820 provides a consistent definition of fair value, which focuses on exit price in an orderly transaction between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact business at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy: In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1 Level 2 - Level 3 - A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The following methodologies were used by the Company in estimating fair value disclosures for financial instruments: Securities available-for-sale Derivative financial instruments and interest rate swap agreements Recurring Measurements of Fair Value: The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis (in thousands) Quoted Prices in Significant Significant Active Markets Other Other for Identical Observable Unobservable Assets Inputs Inputs Description Fair Value (Level 1) (Level 2) (Level 3) March 31, 2023: Assets: Securities available-for-sale: U.S. Treasury $ 226,506 $ — $ 226,506 $ — U.S. Government-sponsored enterprises (GSEs) 65,478 — 65,478 — Municipal securities 18,704 — 18,704 — Other debt securities 30,556 — 30,556 — Mortgage-backed securities (GSEs) 219,174 — 219,174 — Total securities available-for-sale 560,418 — 560,418 — Derivative financial instruments and interest rate swap agreements 10,090 — 10,090 — Total assets at fair value $ 570,508 $ — $ 570,508 $ — Liabilities: Derivative financial instruments and interest rate swap agreements $ 10,639 $ — $ 10,639 $ — December 31, 2022: Assets: Securities available-for-sale: U.S. Treasury $ 223,653 $ — $ 223,653 $ — U.S. Government-sponsored enterprises (GSEs) 1,575 — 1,575 — Municipal securities 18,611 — 18,611 — Other debt securities 30,551 — 30,551 — Mortgage-backed securities (GSEs) 209,503 — 209,503 — Total securities available-for-sale 483,893 — 483,893 — Derivative financial instruments and interest rate swap agreements 11,834 — 11,834 — Total assets at fair value $ 495,727 $ — $ 495,727 $ — Liabilities: Derivative financial instruments and interest rate swap agreements $ 13,110 $ — $ 13,110 $ — During the three months ending March 31, 2023, there were no transfers between Level 1 and Level 2 in the fair value hierarchy. Assets Measured at Fair Value on a Nonrecurring Basis: Under certain circumstances management adjusts fair value for assets and liabilities although they are not measured at fair value on an ongoing basis. The following tables present the financial instruments carried on the consolidated balance sheets by caption and by level in the fair value hierarchy, for which a nonrecurring change in fair value has been recorded (in thousands) Quoted Prices in Significant Significant Active Markets Other Other for Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) March 31, 2023: Collateral dependent loans $ 3,247 $ — $ — $ 3,247 Other real estate owned 272 — — 272 December 31, 2022: Collateral dependent loans (1) $ 1,536 $ — $ — $ 1,536 Other real estate owned 915 — — 915 (1) Amount is net of valuation allowance of $506 thousand at December 31, 2022 as required by ASC 310-10, “Receivables”, prior to the adoption of ASU 2016-13. For Level 3 assets measured at fair value on a non-recurring basis, the significant unobservable inputs used in the fair value measurements are presented below (dollars in thousands) Weighted Valuation Significant Other Average of Fair Value Technique Unobservable Input Input March 31, 2023: Collateral dependent loans $ 3,247 Appraisal Appraisal discounts 54 % Other real estate owned 272 Appraisal Appraisal discounts 27 % December 31, 2022: Collateral dependent loans $ 1,536 Appraisal Appraisal discounts 25 % Other real estate owned 915 Appraisal Appraisal discounts 29 % Collateral dependent loans: Other real estate owned: generally based on third party appraisals of the property and are classified within Level 3 of the fair value hierarchy. The appraisals are sometimes further discounted based on management’s historical knowledge, and/or changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts are typically significant unobservable inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less estimated costs to sell, the difference is recognized in noninterest expense. Carrying value and estimated fair value: The carrying amount and estimated fair value of the Company’s financial instruments are as follows (in thousands) Fair Value Measurements Using Carrying Estimated Amount Level 1 Level 2 Level 3 Fair Value March 31, 2023: Assets: Cash and cash equivalents $ 306,934 $ 306,934 $ — $ — $ 306,934 Securities available-for-sale 560,418 — 560,418 — 560,418 Securities held-to-maturity 284,776 — 263,172 — 263,172 Other investments 14,059 N/A N/A N/A N/A Loans and leases, net and loans held for sale 3,252,832 — — 3,150,135 3,150,135 Derivative financial instruments and interest rate swap agreements 10,090 — 10,090 — 10,090 Liabilities: Noninterest-bearing demand deposits 989,753 — 989,753 — 989,753 Interest-bearing demand deposits 989,738 — 989,738 — 989,738 Money market and savings deposits 1,761,847 — 1,761,847 — 1,761,847 Time deposits 488,208 — 486,531 — 486,531 Borrowings 16,546 — 16,546 — 16,546 Subordinated debt 42,036 — — 40,264 40,264 Derivative financial instruments and interest rate swap agreements 10,639 — 10,639 — 10,639 December 31, 2022: Assets: Cash and cash equivalents $ 266,424 $ 266,424 $ — $ — $ 266,424 Securities available-for-sale 483,893 — 483,893 — 483,893 Securities held-to-maturity 285,949 — 260,613 260,613 Other investments 15,530 N/A N/A N/A N/A Loans and leases, net and loans held for sale 3,232,045 — — 3,143,921 3,143,921 Derivative financial instruments and interest rate swap agreements 11,834 — 11,834 — 11,834 Liabilities: Noninterest-bearing demand deposits 1,072,449 — 1,072,449 — 1,072,449 Interest-bearing demand deposits 965,911 — 965,911 — 965,911 Money market and savings deposits 1,583,481 — 1,583,481 — 1,583,481 Time deposits 455,259 — 451,899 — 451,899 Borrowings 41,860 — 41,860 — 41,860 Subordinated debt 42,015 — — 40,439 40,439 Derivative financial instruments and interest rate swap agreements 13,110 — 13,110 — 13,110 Limitations: Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not considered financial instruments include deferred income taxes and premises and equipment. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.

Derivatives Financial Instrumen

Derivatives Financial Instruments	3 Months Ended
Derivatives Financial Instruments	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives Financial Instruments	Note 11. Derivatives designated as fair value hedges: Financial derivatives are reported at fair value in other assets or other liabilities. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative net investment hedge instrument, as well as the offsetting gain or loss on the hedged asset or liability attributable to the hedged risk, are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same income statement line item as the earnings effect of the hedged item. The Company utilizes interest rate swaps designated as fair value hedges to mitigate the effect of changing interest rates on the fair values of fixed rate tax-exempt callable securities available-for-sale. The hedging strategy on securities converts the fixed interest rates to LIBOR-based variable interest rates. These derivatives are designated as partial term hedges of selected cash flows covering specified periods of time prior to the call dates of the hedged securities. The Company has adopted ASU 2017-12, Derivatives and Hedging (Topic 815) – Targeted Improvements to Accounting for Hedging Activities, The effects of the Company’s fair value hedge relationships reported in interest income on tax-exempt available-for-sale securities on the consolidated income statement were as follows (in thousands) Three Months Ended March 31, 2022 Interest income on tax-exempt securities $ 393 Effects of fair value hedge relationships (254) Reported interest income on tax-exempt securities $ 139 Three Months Ended March 31, Gain (loss) on fair value hedging relationship 2022 Interest rate swap agreements – securities: Hedged items $ (1,218) Derivative designated as hedging instruments 1,218 Carry amount of hedged assets – securities available-for-sale 40,125 Derivatives Designated as Cash Flow Hedges: During the third quarter of 2022, the Company entered into interest rate derivatives contracts that were designated as qualifying cash flow hedges to hedge the exposure to variability in expected future cash flows attributable to changes in a contractually specified interest rate. Specifically, the Company executed $100 million, notional amount, in interest rate collars to hedge the variable rate index on a portion of the Company’s commercial loan portfolio. To qualify for hedge accounting, a formal assessment is prepared to determine whether the hedging relationship, both at inception and on an ongoing basis, is expected to be highly effective in achieving offsetting cash flows attributable to the hedged risk during the term of the hedge if a cash flow hedge. At inception, a statistical regression analysis is prepared to determine hedge effectiveness. At each reporting period thereafter, a statistical regression or qualitative analysis is performed. If it is determined that hedge effectiveness has not been or will not continue to be highly effective then hedge accounting ceases and any gain or loss in accumulated other comprehensive income (“AOCI”) is recognized in earnings immediately. The cash flow hedges are recorded at fair value in other liabilities on the consolidated balance sheets with changes in fair value recorded in AOCI, net of tax, see - Consolidated Statements of Comprehensive Income (Loss) At March 31, 2023 and December 31, 2022, cash flow hedges are as follows (in thousands) March 31, 2023 December 31, 2022 Balance Sheet Notional Estimated Notional Estimated Location Amount Fair Value Amount Fair Value Cash flow hedges: Assets Other assets $ - $ - $ - $ - Liabilities Other liabilities 100,000 (586) 100,000 (1,304) The following table presents the effect of fair value and cash flow hedge accounting on AOCI (in thousands) Derivatives in cash flow hedging relationships: Amount of Gain (Loss) Recognized on OCI on Derivative Amount of Gain or (Loss) Recognized from OCI Included Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Three months ended March 31, 2023 Interest rate swaps $ (581) $ (581) Interest income $ (6) $ (6) Three months ended March 31, 2022 Interest rate swaps $ — $ — — $ — $ — The following table presents the effect of fair value and cash flow hedge accounting on the income statement (in thousands) Three Months Ended March 31, 2023 2022 Total interest income $ 53,184 $ — Effects of cash flow hedge relationships (6) — Reported total interest income $ 53,178 $ — Non-hedged derivatives: During the second quarter of 2021, the Company initiated a loan hedging program to certain loan customers. Through this program, the Company originates a variable rate loan with the customer. The Company and the customer will then enter into a fixed interest rate swap. Lastly, an identical offsetting swap is entered into by the Company with a dealer bank. These “back-to-back” swap arrangements are intended to offset each other and allow the Company to book a variable rate loan, while providing the customer with a contract for fixed interest payments. In these arrangements, the Company’s net cash flow is equal to the interest income received from the variable rate loan originated with the customer. These customer swaps are not designated as hedging At March 31, 2023 and December 31, 2022, interest rate swaps related to the Company’s loan hedging program that were outstanding are presented in the following table (in thousands) March 31, 2023 December 31, 2022 Notional Estimated Notional Estimated Amount Fair Value Amount Fair Value Interest rate swap agreements: Assets $ 233,181 $ 10,090 $ 216,656 $ 11,834 Liabilities 233,181 (10,090) 216,656 (11,834) The Company establishes limits and monitors exposures for customer swap positions. Any fees received to enter the swap agreements at inception are recognized in earnings when received and is included in noninterest income. Such fees were as follows (in thousands) : Three Months Ended March 31, 2023 2022 Interest rate swap agreements $ 338 $ 520 Collateral requirements: These derivative rate contracts have collateral requirements, both at inception of the trade and as the value of each derivative position changes. At March 31, 2023 and December 31, 2022, collateral totaling $1.4 million, respectively, was pledged to the derivative counterparties to comply with collateral requirements.

Leases

Leases	3 Months Ended
Leases	Mar. 31, 2023
Leases [Abstract]
Leases	Note 12. Leases A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. The Company follows the guidance of ASU No. 2016-02 and all subsequent ASUs that modified this topic (collectively referred to as "Topic 842"). Substantially all of the leases in which the Company is the lessee are comprised of real estate for branches and office space with terms extending through 2034. All of our leases are classified as operating leases. Operating lease agreements are required to be recognized on the consolidated balance sheet as a right-of-use (“ROU”) asset and a corresponding lease liability. The following table represents the consolidated balance sheet classification of the Company’s ROU assets and lease liabilities. The Company elected not to include short-term leases (i.e., leases with initial terms of twelve months or less), or equipment leases (deemed immaterial) on the consolidated balance sheet (in thousands) March 31, December 31, Classification 2023 2022 Assets: Operating lease right-of-use assets Other assets $ 8,963 $ 9,314 Liabilities: Operating lease liabilities Other liabilities $ 9,130 $ 9,457 The calculated amount of the ROU assets and lease liabilities in the table above are impacted by the length of the lease term and the discount rate used to present value the minimum lease payments. The Company’s lease agreements often include one or more options to renew at the Company’s discretion. If, at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. As of March 31, 2023, the weighted average remaining lease term was 9.07 years and the weighted average discount rate was 2.37%. The following table represents lease costs and other lease information. As the Company elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as common area maintenance (in thousands) Three Months Ended March 31, 2023 2022 Lease costs: Operating lease costs $ 404 $ 414 Variable lease costs 23 25 Total $ 427 $ 439 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 379 $ 396 Future minimum payments for operating leases with initial or remaining terms of one year or more as of March 31, 2023, were as follows (in thousands) Amounts Remainder of 2023 $ 1,021 2024 1,260 2025 1,193 2026 1,095 2027 889 Thereafter 4,772 Total future minimum lease payments 10,230 Amounts representing interest (1,100) Present value of net future minimum lease payments $ 9,130

Regulatory Matters

Regulatory Matters	3 Months Ended
Regulatory Matters	Mar. 31, 2023
Banking and Thrift [Abstract]
Regulatory Matters	Note 13. Regulatory Matters Regulatory Capital Requirements: The final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (Basel III rules) became effective January 1, 2015. In order to avoid restrictions on capital distributions and discretionary bonus payments to executives, under the new rules a covered banking organization is also required to maintain a “capital conservation buffer” in addition to its minimum risk-based capital requirements. This buffer is required to consist solely of common equity Tier 1, and the buffer applies to all three risk-based measurements (CET1, Tier 1 capital and total capital). As of January 1, 2019, an additional amount of Tier 1 common equity equal to 2.5% of risk-weighted assets is required for compliance with the capital conservation buffer. The ratios for the Company and the Bank are currently sufficient to satisfy the fully phased-in conservation buffer. At March 31, 2023, the Company and the Bank exceeded the minimum regulatory requirements and exceeded the threshold for the "well capitalized" regulatory classification. In December 2018, the Federal Reserve, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation (“FDIC”) (collectively, the “agencies”) issued a final rule revising regulatory capital rules in anticipation of the adoption of ASU 2016-13 that provided an option to phase in over a three year period on a straight line basis the day-one impact of the adoption on earnings and tier one capital. The Company adopted ASU 2016-13 on January 1, 2023, and has chosen the three year phase in option. Regulatory Restrictions on Dividends: Pursuant to Tennessee banking law, the Bank may not, without the prior consent of the Commissioner of the Tennessee Department of Financial Institutions (the “TDFI”), pay any dividends to the Company in a calendar year in excess of the total of the Bank’s retained net income for that year plus the retained net income for the preceding two years. Because this test involves a measure of net income, any charge on the Bank’s income statement, such as an impairment of goodwill, could impair the Bank’s ability to pay dividends to the Company. Under Tennessee corporate law, the Company is not permitted to pay dividends if, after giving effect to such payment, it would not be able to pay its debts as they become due in the usual course of business, or its total assets would be less than the sum of its total liabilities plus any amounts needed to satisfy any preferential rights if it were dissolving. In addition, in deciding whether to declare a dividend of any particular size, the Company’s board of directors must consider its and the Bank’s current and prospective capital, liquidity, and other needs. In addition to state law limitations on the Company’s ability to pay dividends, the Federal Reserve imposes limitations on the Company’s ability to pay dividends. Federal Reserve regulations limit dividends, stock repurchases and discretionary bonuses to executive officers if the Company’s regulatory capital is below the level of regulatory minimums plus the applicable capital conservation buffer. During the three months ended March 31, 2023, the Bank did not pay a dividend and the Company paid a quarterly common stock dividend of $0.08 per share. The amount and timing of all future dividend payments by the Company, if any, is subject to discretion of the Company’s board of directors and will depend on the Company’s earnings, capital position, financial condition and other factors, including new regulatory capital requirements, as they become known to the Company. Regulatory Capital Levels: Actual and required capital levels at March 31, 2023, and December 31, 2022 are presented below (dollars in thousands) Minimum to be well capitalized under Minimum for prompt capital corrective action Actual adequacy purposes provisions 1 Amount Ratio Amount Ratio Amount Ratio March 31, 2023 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 438,163 11.77 % $ 297,854 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 370,339 9.95 % 223,391 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 370,339 9.95 % 167,543 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 2 370,339 7.91 % 187,364 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 441,097 11.85 % $ 297,853 8.00 % $ 372,316 10.00 % Tier 1 Capital (to Risk Weighted Assets) 415,309 11.15 % 223,390 6.00 % 297,853 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 415,309 11.15 % 167,542 4.50 % 242,005 6.50 % Tier 1 Capital (to Average Assets) 2 415,309 8.87 % 187,358 4.00 % 234,198 5.00 % December 31, 2022 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 425,957 11.40 % $ 298,966 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 360,608 9.65 % 224,224 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 360,608 9.65 % 168,168 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 360,608 7.95 % 181,387 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 426,947 11.44 % $ 298,476 8.00 % $ 373,094 10.00 % Tier 1 Capital (to Risk Weighted Assets) 403,613 10.82 % 223,857 6.00 % 298,476 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 403,613 10.82 % 167,892 4.50 % 242,511 6.50 % Tier 1 Capital (to Average Assets) 403,613 8.90 % 181,383 4.00 % 226,729 5.00 % 1 2

Other comprehensive income (los

Other comprehensive income (loss)	3 Months Ended
Other comprehensive income (loss)	Mar. 31, 2023
Equity [Abstract]
Other comprehensive income (loss)	Note 14. Other Comprehensive Income (Loss) The changes in each component of accumulated other comprehensive income (loss), presented net of tax, were as follows (in thousands) Three Months Ended March 31, 2023 Accumulated Securities Securities Fair Value Other Available-for- Transferred to Municipal Cash Flow Comprehensive Sale Held-to-Maturity Security Hedges Hedges Income (Loss) Beginning balance, December 31, 2022 $ (33,616) $ (742) $ — $ (966) $ (35,324) Other comprehensive income 6,138 — — 536 6,674 Reclassification of amounts included in net income — 30 — — 30 Net other comprehensive income during period 6,138 30 — 536 6,704 Ending balance, March 31, 2023 $ (27,478) $ (712) $ — $ (430) $ (28,620) Three Months Ended March 31, 2022 Accumulated Securities Securities Fair Value Other Available-for- Transferred to Municipal Cash Flow Comprehensive Sale Held-to-Maturity Security Hedges Hedges Income (Loss) Beginning balance, December 31, 2021 $ 25 $ 665 $ 753 $ — $ 1,443 Other comprehensive income (loss) (15,092) (1,490) (409) — (16,991) Reclassification of amounts included in net income — (8) — — (8) Net other comprehensive income (loss) during period (15,092) (1,498) (409) — (16,999) Ending balance, March 31, 2022 $ (15,067) $ (833) $ 344 $ — $ (15,556)

Presentation of Financial Inf_2

Presentation of Financial Information (Policies)	3 Months Ended
Presentation of Financial Information (Policies)	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Business	Nature of Business: SmartFinancial, Inc. (the "Company," “SmartFinancial,” “we,” “our” or “us”) is a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, SmartBank (the "Bank"). The Company provides a variety of financial services to individuals and corporate customers through its offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The Bank’s primary deposit products are noninterest-bearing and interest-bearing demand deposits, savings and money market deposits, and time deposits. Its primary lending products are commercial, residential, and consumer loans.
Basis of Presentation and Accounting Estimates	Basis of Presentation and Accounting Estimates: The accounting and financial reporting policies of the Company and its wholly owned subsidiary conform to U.S. generally accepted accounting principles (“GAAP”) and reporting guidelines of banking regulatory authorities and regulators. The accompanying interim consolidated financial statements for the Company and its wholly owned subsidiary have not been audited. All material intercompany balances and transactions have been eliminated. In management’s opinion, all accounting adjustments necessary to accurately reflect the financial position and results of operations on the accompanying financial statements have been made. These adjustments are normal and recurring accruals considered necessary for a fair and accurate presentation. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, the valuation of foreclosed assets and deferred taxes, other than temporary impairments of securities, the fair value of financial instruments, goodwill, and the fair value of assets acquired, and liabilities assumed in acquisitions. The results for interim periods are not necessarily indicative of results for the full year or any other interim periods. The accompanying unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and related notes appearing in the Company’s annual report on Form 10-K for the year ended December 31, 2022.
Allowance for Credit Losses ("ACL")	Allowance for Credit Losses (“ACL”): As described below under Recently Issued and Adopted Accounting Pronouncements In connection with the adoption of ASU 2016-13, the Company revised certain accounting policies and implemented certain accounting policy elections. The revised accounting policies are described below: ACL - Held-to-Maturity (“HTM”) Securities - The Company measures expected credit losses on HTM securities on a collective basis by major security type with each type sharing similar risk characteristics. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. The Company has made the election to exclude accrued interest receivable on HTM securities from the estimate of credit losses and report accrued interest separately on the consolidated balance sheets. See Note 4 - Securities , for additional information related to the Company’s allowance for credit losses on HTM securities. ACL - Available-for-Sale (“AFS”) Securities - For AFS securities in an unrealized loss position, the Company first evaluates whether it intends to sell, or whether it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of these criteria regarding intent or requirement to sell is met, the AFS security amortized cost basis is written down to fair value through income. If the criteria is not met, the Company is required to assess whether the decline in fair value has resulted from credit losses or noncredit-related factors. If the assessment indicates a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit loss is recorded through income as a component of provision for credit loss expense. If the assessment indicates that a credit loss does not exist, the Company records the decline in fair value through other comprehensive income, net of related income tax effects. The Company has made the election to exclude accrued interest receivable on AFS securities from the estimate of credit losses and report accrued interest separately on the consolidated balance sheets. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an AFS security is confirmed or when either of the criteria regarding intent or requirement to sell is met. See Note 4 - Securities , for additional information related to the Company’s allowance for credit losses on AFS securities. ACL – Loans and Leases – The ACL is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogenous segments. The Company segmented the loan and lease portfolio by call code and risk rating. The loan portfolio reserve estimate is calculated using a non-discounted cash flow method for probability of default and loss given default values. This method utilizes the Company’s data along with peer data that is regressed against the national unemployment rate. The lease portfolio’s reserve estimate is based on the open pool methodology which is a simplified process of capturing losses by quarter over the life of a lease divided by the balance of all leases originated. Management considers forward-looking information in estimating expected credit losses. The Company uses an average of Fannie Mae and Federal Open Market Committee projections of the national unemployment rate to determine the best estimate of expected credit losses. Management has evaluated the appropriateness of the reasonable and supportable forecast and has adjusted, as needed. For the contractual term that extends beyond the reasonable and supportable forecast period, the Company reverts to the long term mean of historical factors using a straight-line approach. The Company uses an eight-quarter forecast and a four-quarter reversion period. Management considers the need to qualitatively adjust expected credit losses for information not already captured in the loss estimation. The qualitative factors considered by management include: (1) effectiveness of the Company’s loan and lease policies and procedures; (2) the experience, ability and depth of lending management and other relevant staff; and (3) the quality of external and internal loan review and internal controls. Loans that do not share risk characteristics are evaluated on an individual basis. The Company maintains a net book balance threshold of $500,000 for individually evaluated loans unless further analysis in the future suggests a change is needed to this threshold based on the credit environment at that time. For collateral dependent financial assets where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the financial asset to be provided substantially through the operation or sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The allowance for credit losses may be zero if the fair value of the collateral at the measurement date exceeds the amortized cost basis of the financial asset. If the loan is not collateral dependent, the measurement of loss is based on the difference between the expected and contractual future cash flows of the loan. Management measures expected credit losses over the contractual term of a loan. When determining the contractual term, the Company considers expected prepayments but is precluded from considering expected extensions, renewals, or modifications, unless the Company reasonably expects it will execute a loan modification (“LM”) with a borrower. In the event of a reasonably expected LM, the Company factors the reasonably-expected LM into the current expected credit losses estimate. Purchased credit-deteriorated, otherwise referred to herein as PCD, assets are defined as acquired individual financial assets (or acquired groups of financial assets with similar risk characteristics) that, as of the date of acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination, as determined by the Company’s assessment. The Company records acquired PCD loans by adding the expected credit losses (i.e. allowance for credit losses) to the purchase price of the financial assets rather than recording through the provision for credit losses in the income statement. The expected credit loss, as of the acquisition day, of a PCD loan is added to the allowance for credit losses. The non-credit discount or premium is the difference between the unpaid principal balance and the amortized cost basis as of the acquisition date. Subsequent to the acquisition date, the change in the ACL on PCD loans is recognized through the provision for credit losses. The non-credit discount or premium is accreted or amortized, respectively, into interest income over the remaining life of the PCD loan on a level-yield basis. In accordance with the transition requirements within the standard, the Company’s purchased credit-impaired loans (“PCI”) were treated as PCD loans. The Company follows its nonaccrual policy by reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. Therefore, Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not record an allowance for credit losses on accrued interest receivable. As of March 31, 2023, and December 31, 2022, the accrued interest receivables for loans recorded in other assets were $10.3 million and $9.8 million, respectively. ACL – Off- Balance Sheet Credit Exposures
Recently Issued and Adopted Accounting Pronouncements And Recently Issued Not Yet Effective Accounting Pronouncements	Recently Issued and Adopted Accounting Pronouncements: In June 2016, the FASB issued Accounting Standards Update 2016-13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments (Topic 326) (“ASU 2016-13”), credit losses, including loans obtained as a result of any acquisition not deemed to be PCD. ASU 2016-13 also requires the allowance for credit losses for PCD loans to be determined in a manner similar to that of other financial assets measured at amortized cost; however, the initial allowance determined at acquisition is added to the purchase price rather than recorded as provision expense. In accordance with ASU 2016-13A, the disclosure of credit quality indicators related to the amortized cost of financing receivables is further disaggregated by year of origination (or vintage). The Company adopted ASU 2016-13 and all subsequent amendments thereto effective January 1, 2023, using the modified retrospective method for all financial assets measured at amortized cost and off balance sheet credit exposures. Amounts for periods beginning on or after January 1, 2023, are presented under ASU 2016-13 and all prior period information is presented in accordance with previously applicable GAAP. At January 1, 2023, the Company recognized a cumulative adjustment to retained earnings of $6.6 million, net of tax, attributable to an increase in the allowance for credit losses (“ACL”) of $8.7 million, an increase in the allowance for off balance sheet credit exposures of $3.0 million, and an increase in deferred tax assets of $2.3 million. Included in the $8.7 million increase in the allowance for credit losses is $2.9 million that was recognized on PCD loans previously classified as purchased credit impaired (“PCI”) with a corresponding adjustment to the gross carrying amount of the loans. The Company adopted ASU 2016-13 using the prospective transition approach for PCD loans, which did not require re-evaluation of whether loans previously classified as PCI loans met the criteria of PCD assets at the date of adoption. The remaining noncredit discount will be accreted into interest income over the life of the individual loans beginning January 1, 2023. The following table illustrates the impact of ASU 2016-13 (in thousands) December 31, 2022 Adoption impact of ASU 2016-13 Impact of PCD Gross Up January 1, 2023 Allowance for credit losses: Commercial real estate $ 10,821 $ 879 2,652 $ 14,352 Consumer real estate 4,028 1,952 166 6,146 Construction and land development 3,059 2,145 25 5,229 Commercial and industrial 3,997 1,451 27 5,475 Leases 1,293 (683) 28 638 Consumer and other 136 13 - 149 Total allowance for credit losses $ 23,334 $ 5,757 $ 2,898 $ 31,989 Unfunded lending commitments (1) $ - $ 3,029 $ - $ 3,029 (1) In March 2020, the FASB issued Accounting Standards Update 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting Accounting Standards Update 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting Accounting Standards Update 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848, the timing and manner in which each customer's contract transitions to SOFR will vary on a case-by-case basis. The Company expects to complete all loan transitions by June 30, 2023. In March 2022, the FASB issued ASU 2022-01, Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method , which allows multiple hedged layers to be designated for a single closed portfolio of financial assets resulting in a greater portion of the interest rate risk in the closed portfolio being eligible to be hedged. The amendments allow the flexibility to use different types of derivatives or combinations of derivatives to better align with risk management strategies. Furthermore, among other things, the amendments clarify that basis adjustments of hedged items in the closed portfolio should be allocated at the portfolio level and not the individual assets within the portfolio. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. Early adoption is permitted, including early adoption in an interim period. An entity should apply ASU 2022-01 prospectively. If an entity elects to early adopt ASU 2022-01 in an interim period, the guidance should be applied as of the beginning of the fiscal year that includes the interim period. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures , which removes the accounting guidance for troubled debt restructurings and requires entities to evaluate whether a modification provided to a borrower result in a new loan or continuation of an existing loan. The amendments enhance existing disclosures and require new disclosures for receivables when there has been a modification in contractual cash flows due to a borrower experiencing financial difficulties. Additionally, the amendments require public business entities to disclose gross charge-off information by year of origination in the vintage disclosures. The guidance is effective for entities that have adopted ASU 2016-13 for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022. The Company adopted Recently Issued Not Yet Effective Accounting Pronouncements: During interim periods, the Company follows the accounting policies set forth in its annual audited financial statements for the year ended December 31, 2022, as filed in its Annual Report on Form 10-K with the Securities and Exchange Commission ("SEC"). The following is a summary of recent authoritative pronouncements issued but not yet effective that could impact the accounting, reporting, and/or disclosure of financial information by the Company. In June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions , which clarifies that a contractual sale restriction should not be considered in measuring fair value. It also requires entities with investments in equity securities subject to contractual sale restrictions to disclose certain qualitative and quantitative information about such securities. The guidance is effective for public companies for fiscal years beginning after December 15, 2023. All other entities have an extra year to adopt; early adoption is permitted. The Company is assessing ASU 2022-03 and its impact on its accounting and disclosures. In March 2023, the FASB issued ASU 2023-02, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The Company is assessing ASU 2023-02 and its impact on its accounting and disclosures.
Earnings Per Share	Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding. Diluted earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding and dilutive common share equivalents using the treasury stock method. Dilutive common share equivalents include common shares issuable upon exercise of outstanding stock options and restricted stock.

Presentation of Financial Inf_3

Presentation of Financial Information (Tables)	3 Months Ended
Presentation of Financial Information (Tables)	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of Impact of ASU 2016-13	The following table illustrates the impact of ASU 2016-13 (in thousands) December 31, 2022 Adoption impact of ASU 2016-13 Impact of PCD Gross Up January 1, 2023 Allowance for credit losses: Commercial real estate $ 10,821 $ 879 2,652 $ 14,352 Consumer real estate 4,028 1,952 166 6,146 Construction and land development 3,059 2,145 25 5,229 Commercial and industrial 3,997 1,451 27 5,475 Leases 1,293 (683) 28 638 Consumer and other 136 13 - 149 Total allowance for credit losses $ 23,334 $ 5,757 $ 2,898 $ 31,989 Unfunded lending commitments (1) $ - $ 3,029 $ - $ 3,029 (1)

Business Combinations (Tables)

Business Combinations (Tables)	3 Months Ended
Business Combinations (Tables)	Mar. 31, 2023
Sunbelt Group LLC [Member]
Business Acquisition [Line Items]
Schedule of Business Acquisitions	The purchased assets and assumed liabilities were recorded at their acquisition date fair values (1) (in thousands) Initial As recorded Fair value Subsequent As recorded by Sunbelt adjustments Adjustments by the Company Assets: Cash & cash equivalents $ 319 $ — $ — $ 319 Customer list intangible — 1,948 — 1,948 Equipment, net 13 (13) — — Other assets 17 — — 17 Total assets acquired $ 349 $ 1,935 $ — $ 2,284 Liabilities: Payables and other liabilities $ 364 $ — $ — $ 364 Total liabilities assumed 364 — — 364 Excess of liabilities acquired over assets assumed $ (15) Aggregate fair value adjustments $ 1,935 $ — Total identifiable net assets 1,920 Consideration transferred: Purchase price 6,500 Total fair value of consideration transferred 6,500 Goodwill $ 4,580 (1)

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2023
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended March 31, 2023 2022 Basic earnings per share computation: Net income available to common shareholders $ 11,500 $ 8,259 Average common shares outstanding – basic 16,791,406 16,718,371 Basic earnings per share $ 0.69 $ 0.49 Diluted earnings per share computation: Net income available to common shareholders $ 11,500 $ 8,259 Average common shares outstanding – basic 16,791,406 16,718,371 Incremental shares from assumed conversions: Stock options and restricted stock 105,088 139,917 Average common shares outstanding - diluted 16,896,494 16,858,288 Diluted earnings per common share $ 0.68 $ 0.49

Securities (Tables)

Securities (Tables)	3 Months Ended
Securities (Tables)	Mar. 31, 2023
Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	March 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair Available-for-sale: Cost Gains Losses Value U.S. Treasury $ 241,002 $ — $ (14,496) $ 226,506 U.S. Government-sponsored enterprises (GSEs) 63,723 1,783 (28) 65,478 Municipal securities 19,022 94 (412) 18,704 Other debt securities 32,952 — (2,396) 30,556 Mortgage-backed securities (GSEs) 240,767 34 (21,627) 219,174 Total $ 597,466 $ 1,911 $ (38,959) $ 560,418 December 31, 2022 Gross Gross Amortized Unrealized Unrealized Fair Available-for-sale: Cost Gains Losses Value U.S. Treasury $ 241,506 $ — $ (17,853) $ 223,653 U.S. Government-sponsored enterprises (GSEs) 1,593 — (18) 1,575 Municipal securities 19,210 17 (616) 18,611 Other debt securities 32,959 — (2,408) 30,551 Mortgage-backed securities (GSEs) 233,948 6 (24,451) 209,503 Total $ 529,216 $ 23 $ (45,346) $ 483,893 December 31, 2022 Gross Gross Amortized Unrealized Unrealized Fair Held-to-maturity: Cost Gains Losses Value U.S. Treasury $ 150,295 $ — $ (5,613) $ 144,682 U.S. Government-sponsored enterprises (GSEs) 50,539 — (8,037) 42,502 Municipal securities 53,694 — (7,550) 46,144 Mortgage-backed securities (GSEs) 31,421 — (4,136) 27,285 Total $ 285,949 $ — $ (25,336) $ 260,613
Schedule of Held-to-maturity Securities Reconciliation
Investments Classified by Contractual Maturity Date	The amortized cost and estimated fair value of securities at March 31, 2023 by contractual maturity for non-mortgage backed securities are shown below (in thousands) March 31, 2023 Amortized Fair Available-for-sale: Cost Value Due in one year or less $ 110,981 $ 108,256 Due from one year to five years 111,416 103,219 Due from five years to ten years 123,988 119,631 Due after ten years 10,314 10,138 356,699 341,244 Mortgage-backed securities 240,767 219,174 Total $ 597,466 $ 560,418 Held-to-maturity: Due in one year or less $ 99,946 $ 97,148 Due from one year to five years 50,297 48,916 Due from five years to ten years 37,828 33,309 Due after ten years 65,867 56,747 253,938 236,120 Mortgage-backed securities 30,838 27,052 Total $ 284,776 $ 263,172
Schedule of Unrealized Loss on Investments	The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities AFS and HTM have been in a continuous unrealized loss position (in thousands) March 31, 2023 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Available-for-sale: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ 3,955 $ (34) 1 $ 222,553 $ (14,462) 19 $ 226,508 $ (14,496) 20 U.S. Government-sponsored enterprises (GSEs) 8,225 (24) 3 286 (4) 2 8,511 (28) 5 Municipal securities 5,455 (96) 6 8,086 (316) 15 13,541 (412) 21 Other debt securities 13,895 (989) 9 16,660 (1,407) 17 30,555 (2,396) 26 Mortgage-backed securities (GSEs) 51,558 (1,086) 44 164,308 (20,541) 71 215,866 (21,627) 115 Total $ 83,088 $ (2,229) 63 $ 411,893 $ (36,730) 124 $ 494,981 $ (38,959) 187 March 31, 2023 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Held-to-maturity: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ — $ — — $ 146,064 $ (4,178) 4 $ 146,064 $ (4,178) 4 U.S. Government-sponsored enterprises (GSEs) — — — 43,257 (6,983) 13 43,257 (6,983) 13 Municipal securities 250 (20) 1 46,549 (6,637) 34 46,799 (6,657) 35 Mortgage-backed securities (GSEs) — — — 27,052 (3,786) 5 27,052 (3,786) 5 Total $ 250 $ (20) 1 $ 262,922 $ (21,584) 56 $ 263,172 $ (21,604) 57 December 31, 2022 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Available-for-sale: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ 134,414 $ (7,610) 9 $ 89,239 $ (10,243) 11 $ 223,653 $ (17,853) 20 U.S. Government-sponsored enterprises (GSEs) 1,266 (14) 1 309 (4) 2 1,575 (18) 3 Municipal securities 13,146 (616) 20 — — — 13,146 (616) 20 Other debt securities 25,044 (1,866) 20 5,506 (542) 6 30,550 (2,408) 26 Mortgage-backed securities (GSEs) 111,598 (8,968) 86 96,285 (15,483) 28 207,883 (24,451) 114 Total $ 285,468 $ (19,074) 136 $ 191,339 $ (26,272) 47 $ 476,807 $ (45,346) 183 December 31, 2022 Less than 12 Months 12 Months or Greater Total Gross Number Gross Number Gross Number Fair Unrealized of Fair Unrealized of Fair Unrealized of Held-to-maturity: Value Losses Securities Value Losses Securities Value Losses Securities U.S. Treasury $ 144,683 $ (5,613) 4 $ — $ — — $ 144,683 $ (5,613) 4 U.S. Government-sponsored enterprises (GSEs) $ 13,048 $ (2,503) 3 $ 29,451 $ (5,534) 10 $ 42,499 $ (8,037) 13 Municipal securities 40,770 (6,387) 28 5,375 (1,163) 7 46,145 (7,550) 35 Mortgage-backed securities (GSEs) — — — 27,285 (4,136) 5 27,285 (4,136) 5 Total $ 198,501 $ (14,503) 35 $ 62,111 $ (10,833) 22 $ 260,612 $ (25,336) 57
Schedule of Other Investments	The following is the amortized cost and carrying value of other investments (in thousands) March 31, December 31, 2023 2022 Federal Reserve Bank stock $ 9,792 $ 9,783 Federal Home Loan Bank stock 3,917 5,397 First National Bankers Bank stock 350 350 Total $ 14,059 $ 15,530

Loans and Leases and Allowanc_2

Loans and Leases and Allowance for Loan and Lease Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Schedule of Loans	Major categories of loans and leases are summarized as follows (in thousands) March 31, December 31, 2023 2022 Commercial real estate $ 1,635,534 $ 1,627,761 Consumer real estate 606,343 587,977 Construction and land development 386,253 402,501 Commercial and industrial 571,153 551,867 Leases 67,701 67,427 Consumer and other 14,803 16,094 Total loans and leases 3,281,787 3,253,627 Less: Allowance for credit losses (32,279) (23,334) Loans and leases, net $ 3,249,508 $ 3,230,293
Schedule of Allowance for Loan Losses	The following tables detail the changes in the allowance for credit losses by loan and lease classification (in thousands) Three Months Ended March 31, 2023 Consumer Construction Commercial Commercial Real and Land and Consumer Real Estate Estate Development Industrial Leases and Other Total Beginning balance $ 10,821 $ 4,028 $ 3,059 $ 3,997 $ 1,293 $ 136 $ 23,334 Impact of adopting ASU 2016-13 879 1,952 2,145 1,451 (683) 13 5,757 PCD gross up 2,652 166 25 27 28 — 2,898 Charged-off loans and leases — — — (173) (9) (133) (315) Recoveries of charge-offs 2 5 — 20 — 28 55 Provision charged to expense 174 260 (10) 37 8 81 550 Ending balance $ 14,528 $ 6,411 $ 5,219 $ 5,359 $ 637 $ 125 $ 32,279 Three Months Ended March 31, 2022 Consumer Construction Commercial Commercial Real and Land and Consumer Real Estate Estate Development Industrial Leases and Other Total Beginning balance $ 9,781 $ 3,454 $ 1,882 $ 3,781 $ 330 $ 124 $ 19,352 Charged-off loans and leases — (33) — (188) (85) (182) (488) Recoveries of charge-offs 1 7 — 17 157 26 208 Provision charged to expense 623 (40) 238 (109) 146 148 1,006 Ending balance $ 10,405 $ 3,388 $ 2,120 $ 3,501 $ 548 $ 116 $ 20,078
Schedule of Allowance for Loan Losses for Impaired and Performing Loans Receivable	The following tables detail the allowance for credit losses and recorded investment in loans by loan classification and by impairment evaluation method as of December 31, 2022, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13 (in thousands) : Construction Commercial Consumer Commercial Consumer and Land and and Real Estate Real Estate Development Industrial Leases Other Total December 31, 2022: Performing loans and leases $ 10,815 $ 3,913 $ 2,674 $ 3,997 $ 1,293 $ 136 $ 22,828 Impaired loans and leases — — 385 — — — 385 10,815 3,913 3,059 3,997 1,293 136 23,213 PCI loans and leases 6 115 — — — — 121 Total loans and leases $ 10,821 $ 4,028 $ 3,059 $ 3,997 $ 1,293 $ 136 $ 23,334 Construction Commercial Commercial Consumer and Land and Consumer Real Estate Real Estate Development Industrial Leases and Other Total December 31, 2022: Performing loans and leases $ 1,611,815 $ 578,342 $ 400,114 $ 549,974 $ 66,459 $ 16,091 $ 3,222,795 Impaired loans and leases — 1,283 858 — — — 2,141 1,611,815 579,625 400,972 549,974 66,459 16,091 3,224,936 PCI loans and leases 15,946 8,352 1,529 1,893 968 3 28,691 Total loans and leases $ 1,627,761 $ 587,977 $ 402,501 $ 551,867 $ 67,427 $ 16,094 $ 3,253,627
Schedule of Impaired and Performing Loans Receivable	The following tables detail the allowance for credit losses and recorded investment in loans by loan classification and by impairment evaluation method as of December 31, 2022, as determined in accordance with ASC 310 prior to the adoption of ASU 2016-13 (in thousands) :
Loan Credit Quality Indicators	The following tables outline the amount of each loan and lease classification and the amount categorized into each risk rating based on year of origination (in thousands) March 31, 2023 Loans Amortized Cost Basis by Origination Year Revolving Loans Revolving Converted 2023 2022 2021 2020 2019 Prior Loans to Term Total Commercial real estate Pass $ 49,648 $ 569,114 $ 477,163 $ 202,863 $ 144,939 $ 144,968 $ 13,309 $ 599 $ 1,602,603 Watch 2,497 8,236 3,307 2,493 8,427 387 - - 25,347 Special mention - 375 304 - 1,656 180 642 - 3,157 Substandard 587 2 3,336 56 - 446 - - 4,427 Doubtful - - - - - - - - - Total commercial real estate 52,732 577,727 484,110 205,412 155,022 145,981 13,951 599 1,635,534 YTD gross charge-offs - - - - - - - - - Consumer real estate Pass 25,091 194,860 115,389 58,731 37,562 66,410 103,080 542 601,665 Watch 319 - 179 146 326 216 451 - 1,637 Special mention - - - - - 62 - - 62 Substandard 202 992 - - - 1,723 62 - 2,979 Doubtful - - - - - - - - - Total consumer real estate 25,612 195,852 115,568 58,877 37,888 68,411 103,593 542 606,343 YTD gross charge-offs - - - - - - - - - Construction and land development Pass 56,857 216,188 64,077 5,791 5,786 8,545 27,452 - 384,696 Watch 178 50 - - - 218 - - 446 Special mention - 66 - - - - - - 66 Substandard - - 38 620 - 387 - - 1,045 Doubtful - - - - - - - - - Total construction and land development 57,035 216,304 64,115 6,411 5,786 9,150 27,452 - 386,253 YTD gross charge-offs - - - - - - - - - Commercial and industrial Pass 48,067 202,708 87,842 39,714 13,566 29,975 141,902 1,544 565,318 Watch 220 1,184 3,252 168 130 148 455 - 5,557 Special mention - 41 - - - 8 - - 49 Substandard - 229 - - - - - - 229 Doubtful - - - - - - - - - Total commercial and industrial 48,287 204,162 91,094 39,882 13,696 30,131 142,357 1,544 571,153 YTD gross charge-offs - (65) (50) (58) - - - - (173) Leases Pass 7,703 36,564 13,881 6,875 1,918 760 - - 67,701 Watch - - - - - - - - - Special mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total leases 7,703 36,564 13,881 6,875 1,918 760 - - 67,701 YTD gross charge-offs - - - - (9) - - - (9) Consumer and other Pass 2,012 4,179 1,544 959 200 277 5,614 - 14,785 Watch - - - - 16 - - - 16 Special mention - - - - - - - - - Substandard - - - 2 - - - - 2 Doubtful - - - - - - - - - Total consumer and other 2,012 4,179 1,544 961 216 277 5,614 - 14,803 YTD gross charge-offs - (64) (22) (14) (13) (20) - - (133) Total loans Pass 189,378 1,223,613 759,896 314,933 203,971 250,935 291,357 2,685 3,236,768 Watch 3,214 9,470 6,738 2,807 8,899 969 906 - 33,003 Special mention - 482 304 - 1,656 250 642 - 3,334 Substandard 789 1,223 3,374 678 - 2,556 62 - 8,682 Doubtful - - - - - - - - - Total loans $ 193,381 $ 1,234,788 $ 770,312 $ 318,418 $ 214,526 $ 254,710 $ 292,967 $ 2,685 $ 3,281,787 Total YTD gross charge-offs $ - $ (129) $ (72) $ (72) $ (22) $ (20) $ - $ - $ (315) The following tables outline the amount of each loan and lease classification and the amount categorized into each risk rating as of December 31, 2022, prior to the adoption of ASU 2016-13 (in thousands) December 31, 2022 Construction Commercial Commercial Consumer and Land and Consumer Non PCI Loans and Leases: Real Estate Real Estate Development Industrial Leases and Other Total Pass $ 1,579,387 $ 576,428 $ 399,846 $ 545,210 $ 66,459 $ 16,057 $ 3,183,387 Watch 29,810 1,496 224 4,523 — 19 36,072 Special mention 2,539 35 — 61 — — 2,635 Substandard 79 1,666 902 180 — 15 2,842 Doubtful — — — — — — — Total 1,611,815 579,625 400,972 549,974 66,459 16,091 3,224,936 PCI Loans and Leases: Pass 11,924 6,927 1,054 1,893 968 3 22,769 Watch 1,439 188 46 — — — 1,673 Special mention 11 54 — — — — 65 Substandard 2,572 1,183 429 — — — 4,184 Doubtful — — — — — — — Total 15,946 8,352 1,529 1,893 968 3 28,691 Total loans and leases $ 1,627,761 $ 587,977 $ 402,501 $ 551,867 $ 67,427 $ 16,094 $ 3,253,627
Past Due Loans and Leases	The following tables present an aging analysis of our loan and lease portfolio (in thousands) March 31, 2023 90 Days 30-59 Days 60-89 Days or More Total Loans Not Total Past Due Past Due Past Due Past Due Past Due Loans Commercial real estate $ 274 $ 423 $ — $ 697 $ 1,634,837 $ 1,635,534 Consumer real estate 2,467 250 — 2,717 603,626 606,343 Construction and land development 634 — — 634 385,619 386,253 Commercial and industrial 388 53 — 441 570,712 571,153 Leases 490 4 — 494 67,207 67,701 Consumer and other 17 — — 17 14,786 14,803 Total $ 4,270 $ 730 $ — $ 5,000 $ 3,276,787 $ 3,281,787 December 31, 2022 90 Days 30-59 Days 60-89 Days or More Total Loans Not Total Past Due Past Due Past Due Past Due Past Due Loans Commercial real estate $ 54 $ — $ — $ 54 $ 1,627,707 1,627,761 Consumer real estate 594 — — 594 587,383 587,977 Construction and land development — — — — 402,501 402,501 Commercial and industrial 185 18 — 203 551,664 551,867 Leases 1,024 84 143 1,251 66,176 67,427 Consumer and other 103 4 — 107 15,987 16,094 Total $ 1,960 $ 106 $ 143 $ 2,209 $ 3,251,418 $ 3,253,627
Summary of amortized cost basis of loans on nonaccrual status and loans past due 90 or more days and still accruing interest	The table below presents the amortized cost basis of loans on nonaccrual status and loans past due 90 or more days and still accruing interest at March 31, 2023 and December 31, 2022. Also presented is the balance of loans on nonaccrual status at March 31, 2023 for which there was no related allowance for credit losses recorded (in thousands) : March 31, 2023 December 31, 2022 Total Nonaccrual Loans Past Due Total Loans Past Due Nonaccrual With No Allowance Over 90 Days Nonaccrual Over 90 Days Loans for Credit Losses Still Accruing Loans Still Accruing Commercial real estate $ 324 $ — $ — $ — $ — Consumer real estate 1,825 991 — 1,665 — Construction and land development 686 — — 920 — Commercial and industrial 410 — — 180 — Leases — — — 28 143 Consumer and other 2 1 — 15 — Total $ 3,247 $ 992 $ — $ 2,808 $ 143
Summary of amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses	The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses (in thousands) : March 31, 2023 Real Estate Other Total Commercial real estate $ 3,898 $ — $ 3,898 Consumer real estate 1,373 — 1,373 Construction and land development 1,411 — 1,411 Commercial and industrial — — — Leases — — — Consumer and other — — — Total $ 6,682 $ — $ 6,682
Impaired Loans	The following table presents impaired loans at December 31, 2022, as determined under ASC 310 prior to the adoption of ASU 2016-13. Presented are the recorded investment, unpaid principal balance and related allowance of impaired loans at December 31, 2022, by loan classification (in thousands) : December 31, 2022 Unpaid Recorded Principal Related Investment Balance Allowance Impaired loans and leases without a valuation allowance: Commercial real estate $ — $ — $ — Consumer real estate 1,283 1,282 — Construction and land development — — — Commercial and industrial — — — Leases — — — Consumer and other — — — 1,283 1,282 — Impaired loans and leases with a valuation allowance: Commercial real estate — — — Consumer real estate — — — Construction and land development 858 858 385 Commercial and industrial — — — Leases — — — Consumer and other — — — 858 858 385 PCI loans and leases: Commercial real estate 500 580 6 Consumer real estate 684 646 115 Construction and land development — — — Commercial and industrial — — — Leases — — — Consumer and other — — — 1,184 1,226 121 Total impaired loans and leases $ 3,325 $ 3,366 $ 506 The following table details the average recorded investment and the amount of interest income recognized on a cash basis for the three months ended March 31, 2022, respectively, of impaired loans by loan classification as determined under ASC 310 prior to the adoption of ASU 2016-13 (in thousands) : Three Months Ended March 31, 2022 Average Interest Recorded Income Investment Recognized Impaired loans and leases without a valuation allowance: Commercial real estate $ — $ — Consumer real estate 1,937 17 Construction and land development — — Commercial and industrial — — Leases — — Consumer and other — — 1,937 17 Impaired loans and leases with a valuation allowance: Commercial real estate 858 — Consumer real estate 130 — Construction and land development — — Commercial and industrial 49 — Leases — — Consumer and other — — 1,037 — PCI loans and leases: Commercial real estate 1,231 24 Consumer real estate 901 16 Construction and land development — — Commercial and industrial — — Leases — — Consumer and other 3 — 2,135 40 Total impaired loans and leases $ 5,109 $ 57

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	3 Months Ended
Goodwill and Intangible Assets (Tables)	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	The carrying amount of goodwill and other intangible assets as of the dates indicated is summarized below (in thousands) March 31, December 31, 2023 2022 Goodwill: Balance, beginning of period $ 96,145 $ 91,565 Acquisition of Sunbelt — 4,580 Balance, end of the period $ 96,145 $ 96,145
Finite-lived Intangible Assets Amortization Expense
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	Remainder of 2023 $ 1,951 2024 2,438 2025 2,258 2026 2,086 2027 1,904 Thereafter 2,332 Total $ 12,969

Borrowings, Line of Credit an_2

Borrowings, Line of Credit and Subordinated Debt (Tables)	3 Months Ended
Borrowings, Line of Credit and Subordinated Debt (Tables)	Mar. 31, 2023
Borrowings, Line of Credit and Subordinated Debt [Abstract]
Schedule of debt	March 31, December 31, 2023 2022 Securities sold under customer repurchase agreements $ 4,046 $ 4,775 Loan participation agreements (1) — 24,585 Other borrowings 12,500 12,500 Total $ 16,546 $ 41,860 (1) During the three month period ending March 31, 2023, the loan participation agreements were amended to permit sales accounting treatment and removed from other borrowings.

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
Employee Benefit Plans (Tables)	Mar. 31, 2023
Defined Benefit Plan [Abstract]
Schedule of Option Activity	A summary of the status of stock option plans is presented in the following table: Weighted Average Exercisable Number Price Outstanding at December 31, 2022 32,045 $ 12.04 Granted — — Exercised (15,705) 10.47 Forfeited — — Outstanding at March 31, 2023 16,340 $ 13.55
Schedule of Options Outstanding by Exercise Price Range	Options Outstanding Options Exercisable Weighted- Average Weighted- Weighted- Remaining Average Average Exercise Number Contractual Exercise Number Exercise Prices Outstanding Life Price Exercisable Price $ 9.60 4,500 0.92 $ 9.60 4,500 $ 9.60 15.05 11,840 2.50 15.05 11,840 15.05 Outstanding, end of period 16,340 2.07 $ 13.55 16,340 $ 13.55
Schedule of Non-vested Restricted Stock Awards	Weighted Average Grant-Date Number Fair Value Balance at December 31, 2022 129,836 $ 19.61 Granted 89,582 26.23 Vested (13,913) 25.82 Forfeited/expired (2,000) 17.56 Balance at March 31, 2023 203,505 $ 22.12
Share-based Payment Arrangement, Stock Appreciation Right, Activity	Weighted Average Number Exercisable Price Outstanding at December 31, 2022 36,000 $ 18.25 Granted — — Exercised (2,000) 15.19 Forfeited — — Outstanding at March 31, 2023 34,000 $ 18.43 SARs Outstanding SARs Exercisable Weighted- Average Weighted- Remaining Average Weighted- Average Exercise Number Contractual Exercise Number Exercise Prices Outstanding Life Price Exercisable Price $ 15.19 14,000 0.75 years $ 15.19 14,000 $ 15.19 20.70 20,000 1.76 years 20.70 — — Outstanding, end of period 34,000 1.34 years $ 18.43 14,000 $ 15.19

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
Commitments and Contingencies (Tables)	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Other Commitments	A summary of the Company’s total contractual amount for all off-balance sheet commitments are as follows (in thousands) March 31, December 31, 2023 2022 Commitments to extend credit $ 822,831 $ 911,998 Standby letters of credit 15,834 6,897

Fair Value of Assets and Liab_2

Fair Value of Assets and Liabilities (Tables)	3 Months Ended
Fair Value of Assets and Liabilities (Tables)	Mar. 31, 2023
Fair Value of Assets and Liabilities [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis (in thousands) Quoted Prices in Significant Significant Active Markets Other Other for Identical Observable Unobservable Assets Inputs Inputs Description Fair Value (Level 1) (Level 2) (Level 3) March 31, 2023: Assets: Securities available-for-sale: U.S. Treasury $ 226,506 $ — $ 226,506 $ — U.S. Government-sponsored enterprises (GSEs) 65,478 — 65,478 — Municipal securities 18,704 — 18,704 — Other debt securities 30,556 — 30,556 — Mortgage-backed securities (GSEs) 219,174 — 219,174 — Total securities available-for-sale 560,418 — 560,418 — Derivative financial instruments and interest rate swap agreements 10,090 — 10,090 — Total assets at fair value $ 570,508 $ — $ 570,508 $ — Liabilities: Derivative financial instruments and interest rate swap agreements $ 10,639 $ — $ 10,639 $ — December 31, 2022: Assets: Securities available-for-sale: U.S. Treasury $ 223,653 $ — $ 223,653 $ — U.S. Government-sponsored enterprises (GSEs) 1,575 — 1,575 — Municipal securities 18,611 — 18,611 — Other debt securities 30,551 — 30,551 — Mortgage-backed securities (GSEs) 209,503 — 209,503 — Total securities available-for-sale 483,893 — 483,893 — Derivative financial instruments and interest rate swap agreements 11,834 — 11,834 — Total assets at fair value $ 495,727 $ — $ 495,727 $ — Liabilities: Derivative financial instruments and interest rate swap agreements $ 13,110 $ — $ 13,110 $ —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	Quoted Prices in Significant Significant Active Markets Other Other for Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) March 31, 2023: Collateral dependent loans $ 3,247 $ — $ — $ 3,247 Other real estate owned 272 — — 272 December 31, 2022: Collateral dependent loans (1) $ 1,536 $ — $ — $ 1,536 Other real estate owned 915 — — 915 (1) Amount is net of valuation allowance of $506 thousand at December 31, 2022 as required by ASC 310-10, “Receivables”, prior to the adoption of ASU 2016-13.
Fair Value Measurement Inputs and Valuation Techniques	For Level 3 assets measured at fair value on a non-recurring basis, the significant unobservable inputs used in the fair value measurements are presented below (dollars in thousands) Weighted Valuation Significant Other Average of Fair Value Technique Unobservable Input Input March 31, 2023: Collateral dependent loans $ 3,247 Appraisal Appraisal discounts 54 % Other real estate owned 272 Appraisal Appraisal discounts 27 % December 31, 2022: Collateral dependent loans $ 1,536 Appraisal Appraisal discounts 25 % Other real estate owned 915 Appraisal Appraisal discounts 29 %
Fair Value, by Balance Sheet Grouping	The carrying amount and estimated fair value of the Company’s financial instruments are as follows (in thousands) Fair Value Measurements Using Carrying Estimated Amount Level 1 Level 2 Level 3 Fair Value March 31, 2023: Assets: Cash and cash equivalents $ 306,934 $ 306,934 $ — $ — $ 306,934 Securities available-for-sale 560,418 — 560,418 — 560,418 Securities held-to-maturity 284,776 — 263,172 — 263,172 Other investments 14,059 N/A N/A N/A N/A Loans and leases, net and loans held for sale 3,252,832 — — 3,150,135 3,150,135 Derivative financial instruments and interest rate swap agreements 10,090 — 10,090 — 10,090 Liabilities: Noninterest-bearing demand deposits 989,753 — 989,753 — 989,753 Interest-bearing demand deposits 989,738 — 989,738 — 989,738 Money market and savings deposits 1,761,847 — 1,761,847 — 1,761,847 Time deposits 488,208 — 486,531 — 486,531 Borrowings 16,546 — 16,546 — 16,546 Subordinated debt 42,036 — — 40,264 40,264 Derivative financial instruments and interest rate swap agreements 10,639 — 10,639 — 10,639 December 31, 2022: Assets: Cash and cash equivalents $ 266,424 $ 266,424 $ — $ — $ 266,424 Securities available-for-sale 483,893 — 483,893 — 483,893 Securities held-to-maturity 285,949 — 260,613 260,613 Other investments 15,530 N/A N/A N/A N/A Loans and leases, net and loans held for sale 3,232,045 — — 3,143,921 3,143,921 Derivative financial instruments and interest rate swap agreements 11,834 — 11,834 — 11,834 Liabilities: Noninterest-bearing demand deposits 1,072,449 — 1,072,449 — 1,072,449 Interest-bearing demand deposits 965,911 — 965,911 — 965,911 Money market and savings deposits 1,583,481 — 1,583,481 — 1,583,481 Time deposits 455,259 — 451,899 — 451,899 Borrowings 41,860 — 41,860 — 41,860 Subordinated debt 42,015 — — 40,439 40,439 Derivative financial instruments and interest rate swap agreements 13,110 — 13,110 — 13,110

Derivatives Financial Instrum_2

Derivatives Financial Instruments (Tables)	3 Months Ended
Derivatives Financial Instruments (Tables)	Mar. 31, 2023
Derivative [Line Items]
Schedule of Hedge Relationships on Income Statement	The following table presents the effect of fair value and cash flow hedge accounting on the income statement (in thousands) Three Months Ended March 31, 2023 2022 Total interest income $ 53,184 $ — Effects of cash flow hedge relationships (6) — Reported total interest income $ 53,178 $ —
Schedule of interest rate swaps related to loan hedging program	At March 31, 2023 and December 31, 2022, interest rate swaps related to the Company’s loan hedging program that were outstanding are presented in the following table (in thousands) March 31, 2023 December 31, 2022 Notional Estimated Notional Estimated Amount Fair Value Amount Fair Value Interest rate swap agreements: Assets $ 233,181 $ 10,090 $ 216,656 $ 11,834 Liabilities 233,181 (10,090) 216,656 (11,834)
Schedule of interest rate swap to facilitate customer's transactions	The Company establishes limits and monitors exposures for customer swap positions. Any fees received to enter the swap agreements at inception are recognized in earnings when received and is included in noninterest income. Such fees were as follows (in thousands) : Three Months Ended March 31, 2023 2022 Interest rate swap agreements $ 338 $ 520
Designated as Hedging Instrument [Member] \| Fair Value Hedging [Member]
Derivative [Line Items]
Schedule of Hedge Relationships on Income Statement	Three Months Ended March 31, 2022 Interest income on tax-exempt securities $ 393 Effects of fair value hedge relationships (254) Reported interest income on tax-exempt securities $ 139 Three Months Ended March 31, Gain (loss) on fair value hedging relationship 2022 Interest rate swap agreements – securities: Hedged items $ (1,218) Derivative designated as hedging instruments 1,218 Carry amount of hedged assets – securities available-for-sale 40,125
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivative [Line Items]
Schedule of Fair Value Hedge Relationships in Balance Sheet	At March 31, 2023 and December 31, 2022, cash flow hedges are as follows (in thousands) March 31, 2023 December 31, 2022 Balance Sheet Notional Estimated Notional Estimated Location Amount Fair Value Amount Fair Value Cash flow hedges: Assets Other assets $ - $ - $ - $ - Liabilities Other liabilities 100,000 (586) 100,000 (1,304)
Schedule of Hedge Relationships on AOCI	The following table presents the effect of fair value and cash flow hedge accounting on AOCI (in thousands) Derivatives in cash flow hedging relationships: Amount of Gain (Loss) Recognized on OCI on Derivative Amount of Gain or (Loss) Recognized from OCI Included Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Three months ended March 31, 2023 Interest rate swaps $ (581) $ (581) Interest income $ (6) $ (6) Three months ended March 31, 2022 Interest rate swaps $ — $ — — $ — $ —

Leases (Tables)

Leases (Tables)	3 Months Ended
Leases (Tables)	Mar. 31, 2023
Leases [Abstract]
Summary of Lease Assets and Liabilities	The following table represents the consolidated balance sheet classification of the Company’s ROU assets and lease liabilities. The Company elected not to include short-term leases (i.e., leases with initial terms of twelve months or less), or equipment leases (deemed immaterial) on the consolidated balance sheet (in thousands) March 31, December 31, Classification 2023 2022 Assets: Operating lease right-of-use assets Other assets $ 8,963 $ 9,314 Liabilities: Operating lease liabilities Other liabilities $ 9,130 $ 9,457
Summary of Lease Costs and Other Information	The following table represents lease costs and other lease information. As the Company elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as common area maintenance (in thousands) Three Months Ended March 31, 2023 2022 Lease costs: Operating lease costs $ 404 $ 414 Variable lease costs 23 25 Total $ 427 $ 439 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 379 $ 396
Schedule of Remaining Minimum Lease Payments	Future minimum payments for operating leases with initial or remaining terms of one year or more as of March 31, 2023, were as follows (in thousands) Amounts Remainder of 2023 $ 1,021 2024 1,260 2025 1,193 2026 1,095 2027 889 Thereafter 4,772 Total future minimum lease payments 10,230 Amounts representing interest (1,100) Present value of net future minimum lease payments $ 9,130

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
Regulatory Matters (Tables)	Mar. 31, 2023
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	Actual and required capital levels at March 31, 2023, and December 31, 2022 are presented below (dollars in thousands) Minimum to be well capitalized under Minimum for prompt capital corrective action Actual adequacy purposes provisions 1 Amount Ratio Amount Ratio Amount Ratio March 31, 2023 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 438,163 11.77 % $ 297,854 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 370,339 9.95 % 223,391 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 370,339 9.95 % 167,543 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 2 370,339 7.91 % 187,364 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 441,097 11.85 % $ 297,853 8.00 % $ 372,316 10.00 % Tier 1 Capital (to Risk Weighted Assets) 415,309 11.15 % 223,390 6.00 % 297,853 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 415,309 11.15 % 167,542 4.50 % 242,005 6.50 % Tier 1 Capital (to Average Assets) 2 415,309 8.87 % 187,358 4.00 % 234,198 5.00 % December 31, 2022 SmartFinancial: Total Capital (to Risk Weighted Assets) $ 425,957 11.40 % $ 298,966 8.00 % N/A N/A Tier 1 Capital (to Risk Weighted Assets) 360,608 9.65 % 224,224 6.00 % N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) 360,608 9.65 % 168,168 4.50 % N/A N/A Tier 1 Capital (to Average Assets) 360,608 7.95 % 181,387 4.00 % N/A N/A SmartBank: Total Capital (to Risk Weighted Assets) $ 426,947 11.44 % $ 298,476 8.00 % $ 373,094 10.00 % Tier 1 Capital (to Risk Weighted Assets) 403,613 10.82 % 223,857 6.00 % 298,476 8.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 403,613 10.82 % 167,892 4.50 % 242,511 6.50 % Tier 1 Capital (to Average Assets) 403,613 8.90 % 181,383 4.00 % 226,729 5.00 % 1 2

Other comprehensive income (l_2

Other comprehensive income (loss) (Tables)	3 Months Ended
Other comprehensive income (loss) (Tables)	Mar. 31, 2023
Equity [Abstract]
Summary of Accumulated Other Comprehensive Income (Loss)	The changes in each component of accumulated other comprehensive income (loss), presented net of tax, were as follows (in thousands) Three Months Ended March 31, 2023 Accumulated Securities Securities Fair Value Other Available-for- Transferred to Municipal Cash Flow Comprehensive Sale Held-to-Maturity Security Hedges Hedges Income (Loss) Beginning balance, December 31, 2022 $ (33,616) $ (742) $ — $ (966) $ (35,324) Other comprehensive income 6,138 — — 536 6,674 Reclassification of amounts included in net income — 30 — — 30 Net other comprehensive income during period 6,138 30 — 536 6,704 Ending balance, March 31, 2023 $ (27,478) $ (712) $ — $ (430) $ (28,620) Three Months Ended March 31, 2022 Accumulated Securities Securities Fair Value Other Available-for- Transferred to Municipal Cash Flow Comprehensive Sale Held-to-Maturity Security Hedges Hedges Income (Loss) Beginning balance, December 31, 2021 $ 25 $ 665 $ 753 $ — $ 1,443 Other comprehensive income (loss) (15,092) (1,490) (409) — (16,991) Reclassification of amounts included in net income — (8) — — (8) Net other comprehensive income (loss) during period (15,092) (1,498) (409) — (16,999) Ending balance, March 31, 2022 $ (15,067) $ (833) $ 344 $ — $ (15,556)

Presentation of Financial Inf_4

Presentation of Financial Information (Details) - USD ($)	Jan. 01, 2023	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accrued interest receivables for loans		$ 10,300,000	$ 9,800,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]		Other Assets	Other Assets
Retained earnings		$ 160,085,000	$ 156,545,000
Allowance for loan losses	$ 31,989,000		23,334,000	$ 20,078,000	$ 19,352,000
Allowance for off balance sheet credit		3,200,000	85,000
Allowance recognized on loans purchased with credit deterioration	2,898,000
Entities minimum amount of financing receivable to evaluate individually		500,000
Other Liabilities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for off balance sheet credit		$ 3,000,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for off balance sheet credit	3,000,000
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Retained earnings	6,600,000
Allowance for loan losses	5,757,000		$ 5,757,000
Aggregate allowance adjustment	8,700,000
Allowance for off balance sheet credit	3,000,000
Increase in deferred tax assets	2,300,000
Allowance recognized on loans purchased with credit deterioration	$ 2,900,000

Presentation of Financial Inf_5

Presentation of Financial Information - Impact of ASU 2016-13 (Details) - USD ($) $ in Thousands	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ 31,989	$ 23,334	$ 20,078	$ 19,352
Allowance recognized on loans purchased with credit deterioration	2,898
Unfunded Loan Commitment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	3,029
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	14,352	10,821	10,405	9,781
Allowance recognized on loans purchased with credit deterioration	2,652
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	6,146	4,028	3,388	3,454
Allowance recognized on loans purchased with credit deterioration	166
Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	5,229	3,059	2,120	1,882
Allowance recognized on loans purchased with credit deterioration	25
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	5,475	3,997	3,501	3,781
Allowance recognized on loans purchased with credit deterioration	27
Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	638	1,293	548	330
Allowance recognized on loans purchased with credit deterioration	28
Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	149	136	$ 116	$ 124
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	5,757	5,757
Allowance recognized on loans purchased with credit deterioration	2,900
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Unfunded Loan Commitment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	3,029
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	879	879
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,952	1,952
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	2,145	2,145
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	1,451	1,451
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	(683)	(683)
Cumulative Effect, Period of Adoption, Adjustment [Member] \| Accounting Standards Update 2016-13 [Member] \| Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ 13	$ 13

Business Combinations (Narrativ

Business Combinations (Narrative) (Details) - USD ($) $ in Thousands		1 Months Ended
	Sep. 01, 2022	Sep. 30, 2022	Mar. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Goodwill			$ 96,145	$ 96,145	$ 91,565
Sunbelt Group LLC [Member]
Business Acquisition [Line Items]
Assets acquired	$ 349	$ 2,284
Liabilities assumed	364	364
Total consideration	6,500	6,500
Purchase consideration paid in cash	5,200
Goodwill	4,600	$ 4,580
Sunbelt Group LLC [Member] \| Customer Relationships [Member]
Business Acquisition [Line Items]
Intangible assets acquired	$ 1,900
Useful life	14 years

Business Combinations (Allocati

Business Combinations (Allocation of Purchase Price) (Details) - USD ($) $ in Thousands		1 Months Ended
	Sep. 01, 2022	Sep. 30, 2022	Mar. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Consideration transferred:
Goodwill			$ 96,145	$ 96,145	$ 91,565
Sunbelt Group LLC [Member]
Assets:
Cash and cash equivalents	$ 319	$ 319
Customer list intangible		1,948
Equipment, net	13
Other assets	17	17
Total assets acquired	349	2,284
Liabilities:
Payables and other liabilities	364	364
Total liabilities assumed	364	364
Excess of assets acquired over (less than) liabilities assumed	(15)	1,920
Purchase price/Cash		6,500
Total fair value of consideration transferred	6,500	6,500
Assets:
Premises and equipment, net	(13)
Intangibles	1,948
Total assets acquired	1,935
Consideration transferred:
Aggregate fair value adjustments	1,935
Goodwill	$ 4,600	$ 4,580

Earnings per Share (Narrative)

Earnings per Share (Narrative) (Details) - shares	3 Months Ended
Earnings per Share (Narrative) (Details) - shares	Mar. 31, 2023	Mar. 31, 2022
Earnings Per Share [Abstract]
Anti-dilutive securities excluded from computation of earnings per share (in shares)	0	0

Earnings per Share (Schedule of

Earnings per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Basic earnings per share computation:
Net income available to common shareholders	$ 11,500	$ 8,259
Average common shares outstanding - basic (in shares)	16,791,406	16,718,371
Basic earnings per share (in dollars per share)	$ 0.69	$ 0.49
Diluted earnings per share computation:
Net income available to common shareholders	$ 11,500	$ 8,259
Average common shares outstanding - basic (in shares)	16,791,406	16,718,371
Incremental shares from assumed conversions:
Stock options and restricted stock (in shares)	105,088,000	139,917,000
Average common shares outstanding - diluted	16,896,494	16,858,288
Diluted earnings per share (in dollars per share)	$ 0.68	$ 0.49

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($)	3 Months Ended
Securities (Narrative) (Details) - USD ($)	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]
Securities available-for-sale, at fair value	$ 560,418,000
Debt Securities, Available-for-sale			$ 483,893,000
Reclassification of unrealized gain on securities transferred from available-for-sale to held-to-maturity		$ 2,009,000
Impairment on other investments	0
Held-to-maturity, allowance for credit loss	0
Allowance for off balance sheet credit	3,200,000		85,000
Asset Pledged as Collateral [Member] \| Secure Public Funds and Securities Sold under Agreements to Repurchase [Member]
Loans and Leases Receivable Disclosure [Line Items]
Securities available-for-sale, at fair value	$ 349,100,000
Debt Securities, Available-for-sale			$ 304,800,000

Securities (Schedule of Availab

Securities (Schedule of Available-for-sale Securities Reconciliation) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Total	$ 597,466
Total		$ 529,216
Gross Unrealized Gains	1,911	23
Gross Unrealized Losses	(38,959)	(45,346)
Fair Value	560,418
Fair Value		483,893
US Treasury Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total	241,002
Total		241,506
Gross Unrealized Losses	(14,496)	(17,853)
Fair Value	226,506
Fair Value		223,653
US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total	63,723
Total		1,593
Gross Unrealized Gains	1,783
Gross Unrealized Losses	(28)	(18)
Fair Value	65,478
Fair Value		1,575
Municipal securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total	19,022
Total		19,210
Gross Unrealized Gains	94	17
Gross Unrealized Losses	(412)	(616)
Fair Value	18,704
Fair Value		18,611
Other Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total	32,952
Total		32,959
Gross Unrealized Losses	(2,396)	(2,408)
Fair Value	30,556
Fair Value		30,551
Mortgage-backed securities (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Total	240,767
Total		233,948
Gross Unrealized Gains	34	6
Gross Unrealized Losses	(21,627)	(24,451)
Fair Value	$ 219,174
Fair Value		$ 209,503

Securities (Schedule of Held-to

Securities (Schedule of Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Held-to-maturity
Amortized Cost	$ 284,776
Amortized Cost		$ 285,949
Gross Unrealized Losses	(21,604)	(25,336)
Fair Value	263,172	260,613
US Treasury Securities [Member]
Held-to-maturity
Amortized Cost	150,243
Amortized Cost		150,295
Gross Unrealized Losses	(4,178)	(5,613)
Fair Value	146,065	144,682
US Government-sponsored Enterprises Debt Securities [Member]
Held-to-maturity
Amortized Cost	50,240
Amortized Cost		50,539
Gross Unrealized Losses	(6,983)	(8,037)
Fair Value	43,257	42,502
Municipal securities [Member]
Held-to-maturity
Amortized Cost	53,455
Amortized Cost		53,694
Gross Unrealized Losses	(6,657)	(7,550)
Fair Value	46,798	46,144
Mortgage-backed securities (GSEs) [Member]
Held-to-maturity
Amortized Cost	30,838
Amortized Cost		31,421
Gross Unrealized Losses	(3,786)	(4,136)
Fair Value	$ 27,052	$ 27,285

Securities (Available-for-sale

Securities (Available-for-sale by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost
Due in one year or less	$ 110,981
Due from one year to five years	111,416
Due from five years to ten years	123,988
Due after ten years	10,314
Securities available for sale, amortized cost	356,699
Mortgage-backed securities	240,767
Total	597,466
Total		$ 529,216
Fair Value
Due in one year or less	108,256
Due from one year to five years	103,219
Due from five years to ten years	119,631
Due after ten years	10,138
Securities available for sale, fair value	341,244
Mortgage-backed securities	219,174
Total	$ 560,418
Total		$ 483,893

Securities (Held-to-maturity by

Securities (Held-to-maturity by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost
Due in one year or less	$ 99,946
Due from one year to five years	50,297
Due from five years to ten years	37,828
Due after ten years	65,867
Securities held to maturity, amortized cost	253,938
Mortgage-backed securities	30,838
Amortized Cost	284,776
Amortized Cost		$ 285,949
Fair Value
Due in one year or less	97,148
Due from one year to five years	48,916
Due from five years to ten years	33,309
Due after ten years	56,747
Securities held to maturity, fair value	236,120
Mortgage-backed securities	27,052
Total	$ 263,172	$ 260,613

Securities (Schedule of Avail_2

Securities (Schedule of Available-for-sale, Unrealized Loss on Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 83,088	$ 285,468
Less than 12 Months, Gross Unrealized Losses	$ (2,229)	$ (19,074)
Less than 12 Months, Number of Securities	63	136
12 Months or Greater, Fair Value	$ 411,893	$ 191,339
12 Months or Greater, Gross Unrealized Losses	$ (36,730)	$ (26,272)
12 Months or Greater, Number of Securities	124	47
Total, Fair Value	$ 494,981	$ 476,807
Total, Gross Unrealized Losses	$ (38,959)	$ (45,346)
Total, Number of Securities	187	183
US Treasury Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 3,955	$ 134,414
Less than 12 Months, Gross Unrealized Losses	$ (34)	$ (7,610)
Less than 12 Months, Number of Securities	1	9
12 Months or Greater, Fair Value	$ 222,553	$ 89,239
12 Months or Greater, Gross Unrealized Losses	$ (14,462)	$ (10,243)
12 Months or Greater, Number of Securities	19	11
Total, Fair Value	$ 226,508	$ 223,653
Total, Gross Unrealized Losses	$ (14,496)	$ (17,853)
Total, Number of Securities	20	20
US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 8,225	$ 1,266
Less than 12 Months, Gross Unrealized Losses	$ (24)	$ (14)
Less than 12 Months, Number of Securities	3	1
12 Months or Greater, Fair Value	$ 286	$ 309
12 Months or Greater, Gross Unrealized Losses	$ (4)	$ (4)
12 Months or Greater, Number of Securities	2	2
Total, Fair Value	$ 8,511	$ 1,575
Total, Gross Unrealized Losses	$ (28)	$ (18)
Total, Number of Securities	5	3
Municipal securities [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 5,455	$ 13,146
Less than 12 Months, Gross Unrealized Losses	$ (96)	$ (616)
Less than 12 Months, Number of Securities	6	20
12 Months or Greater, Fair Value	$ 8,086
12 Months or Greater, Gross Unrealized Losses	$ (316)
12 Months or Greater, Number of Securities	15
Total, Fair Value	$ 13,541	$ 13,146
Total, Gross Unrealized Losses	$ (412)	$ (616)
Total, Number of Securities	21	20
Other Debt Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 13,895	$ 25,044
Less than 12 Months, Gross Unrealized Losses	$ (989)	$ (1,866)
Less than 12 Months, Number of Securities	9	20
12 Months or Greater, Fair Value	$ 16,660	$ 5,506
12 Months or Greater, Gross Unrealized Losses	$ (1,407)	$ (542)
12 Months or Greater, Number of Securities	17	6
Total, Fair Value	$ 30,555	$ 30,550
Total, Gross Unrealized Losses	$ (2,396)	$ (2,408)
Total, Number of Securities	26	26
Mortgage-backed securities (GSEs) [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 51,558	$ 111,598
Less than 12 Months, Gross Unrealized Losses	$ (1,086)	$ (8,968)
Less than 12 Months, Number of Securities	44	86
12 Months or Greater, Fair Value	$ 164,308	$ 96,285
12 Months or Greater, Gross Unrealized Losses	$ (20,541)	$ (15,483)
12 Months or Greater, Number of Securities	71	28
Total, Fair Value	$ 215,866	$ 207,883
Total, Gross Unrealized Losses	$ (21,627)	$ (24,451)
Total, Number of Securities	115	114

Securities (Schedule of Held-_2

Securities (Schedule of Held-to-maturity, Unrealized Loss on Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Held-to-maturity:
Less than 12 Months, Fair Value	$ 250	$ 198,501
Less than 12 Months, Gross Unrealized Losses	$ (20)	$ (14,503)
Less than 12 Months, Number of Securities	1	35
12 Months or Greater, Fair Value	$ 262,922	$ 62,111
12 Months or Greater, Gross Unrealized Losses	$ (21,584)	$ (10,833)
12 Months or Greater, Number of Securities	56	22
Total, Fair Value	$ 263,172	$ 260,612
Total, Gross Unrealized Losses	$ (21,604)	$ (25,336)
Total, Number of Securities	57	57
US Treasury Securities [Member]
Held-to-maturity:
Less than 12 Months, Fair Value		$ 144,683
Less than 12 Months, Gross Unrealized Losses		$ (5,613)
Less than 12 Months, Number of Securities		4
12 Months or Greater, Fair Value	$ 146,064
12 Months or Greater, Gross Unrealized Losses	$ (4,178)
12 Months or Greater, Number of Securities	4
Total, Fair Value	$ 146,064	$ 144,683
Total, Gross Unrealized Losses	$ (4,178)	$ (5,613)
Total, Number of Securities	4	4
US Government-sponsored Enterprises Debt Securities [Member]
Held-to-maturity:
Less than 12 Months, Fair Value		$ 13,048
Less than 12 Months, Gross Unrealized Losses		$ (2,503)
Less than 12 Months, Number of Securities		3
12 Months or Greater, Fair Value	$ 43,257	$ 29,451
12 Months or Greater, Gross Unrealized Losses	$ (6,983)	$ (5,534)
12 Months or Greater, Number of Securities	13	10
Total, Fair Value	$ 43,257	$ 42,499
Total, Gross Unrealized Losses	$ (6,983)	$ (8,037)
Total, Number of Securities	13	13
Municipal securities [Member]
Held-to-maturity:
Less than 12 Months, Fair Value	$ 250	$ 40,770
Less than 12 Months, Gross Unrealized Losses	$ (20)	$ (6,387)
Less than 12 Months, Number of Securities	1	28
12 Months or Greater, Fair Value	$ 46,549	$ 5,375
12 Months or Greater, Gross Unrealized Losses	$ (6,637)	$ (1,163)
12 Months or Greater, Number of Securities	34	7
Total, Fair Value	$ 46,799	$ 46,145
Total, Gross Unrealized Losses	$ (6,657)	$ (7,550)
Total, Number of Securities	35	35
Mortgage-backed securities (GSEs) [Member]
Held-to-maturity:
12 Months or Greater, Fair Value	$ 27,052	$ 27,285
12 Months or Greater, Gross Unrealized Losses	$ (3,786)	$ (4,136)
12 Months or Greater, Number of Securities	5	5
Total, Fair Value	$ 27,052	$ 27,285
Total, Gross Unrealized Losses	$ (3,786)	$ (4,136)
Total, Number of Securities	5	5

Securities (Other Investments)

Securities (Other Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Other investments	$ 14,059	$ 15,530
Federal Reserve Bank Stock [Member]
Debt Securities, Available-for-sale [Line Items]
Other investments	9,792	9,783
Federal Home Loan Bank stock [Member]
Debt Securities, Available-for-sale [Line Items]
Other investments	3,917	5,397
First National Bankers Bank Stock [Member]
Debt Securities, Available-for-sale [Line Items]
Other investments	$ 350	$ 350

Loans and Leases and Allowanc_3

Loans and Leases and Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Major categories of loans and leases
Loans and leases	$ 3,281,787
Less: Allowance for credit losses	(32,279)
Loans and leases, net	3,249,508
Loans and leases			$ 3,253,627
Less: Allowance for loan and lease losses		$ (31,989)	(23,334)	$ (20,078)	$ (19,352)
Loans and leases, net			3,230,293
Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			28,691
Less: Allowance for loan and lease losses			(121)
All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			3,224,936
Less: Allowance for loan and lease losses			(23,213)
Commercial Real Estate [Member]
Major categories of loans and leases
Loans and leases	1,635,534
Less: Allowance for credit losses	(14,528)
Loans and leases			1,627,761
Less: Allowance for loan and lease losses		(14,352)	(10,821)	(10,405)	(9,781)
Commercial Real Estate [Member] \| Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			15,946
Less: Allowance for loan and lease losses			(6)
Commercial Real Estate [Member] \| All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			1,611,815
Less: Allowance for loan and lease losses			(10,815)
Consumer Real Estate [Member]
Major categories of loans and leases
Loans and leases	606,343
Less: Allowance for credit losses	(6,411)
Loans and leases			587,977
Less: Allowance for loan and lease losses		(6,146)	(4,028)	(3,388)	(3,454)
Consumer Real Estate [Member] \| Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			8,352
Less: Allowance for loan and lease losses			(115)
Consumer Real Estate [Member] \| All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			579,625
Less: Allowance for loan and lease losses			(3,913)
Construction and Land Development [Member]
Major categories of loans and leases
Loans and leases	386,253
Less: Allowance for credit losses	(5,219)
Loans and leases			402,501
Less: Allowance for loan and lease losses		(5,229)	(3,059)	(2,120)	(1,882)
Construction and Land Development [Member] \| Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			1,529
Construction and Land Development [Member] \| All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			400,972
Less: Allowance for loan and lease losses			(3,059)
Commercial and Industrial [Member]
Major categories of loans and leases
Loans and leases	571,153
Less: Allowance for credit losses	(5,359)
Loans and leases			551,867
Less: Allowance for loan and lease losses		(5,475)	(3,997)	(3,501)	(3,781)
Commercial and Industrial [Member] \| Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			1,893
Commercial and Industrial [Member] \| All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			549,974
Less: Allowance for loan and lease losses			(3,997)
Consumer and Other [Member]
Major categories of loans and leases
Loans and leases	14,803
Less: Allowance for credit losses	(125)
Loans and leases			16,094
Less: Allowance for loan and lease losses		(149)	(136)	(116)	(124)
Consumer and Other [Member] \| Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			3
Consumer and Other [Member] \| All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			16,091
Less: Allowance for loan and lease losses			(136)
Leases [Member]
Major categories of loans and leases
Loans and leases	67,701
Less: Allowance for credit losses	$ (637)
Loans and leases			67,427
Less: Allowance for loan and lease losses		$ (638)	(1,293)	$ (548)	$ (330)
Leases [Member] \| Purchased Credit Impaired Loans [Member]
Major categories of loans and leases
Loans and leases			968
Leases [Member] \| All Other Loans and leases [Member]
Major categories of loans and leases
Loans and leases			66,459
Less: Allowance for loan and lease losses			$ (1,293)

Loans and Leases and Allowanc_4

Loans and Leases and Allowance for Loan and Lease Losses - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) loan property segment	Mar. 31, 2022 USD ($) loan	Jan. 01, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Financing Receivable, Modifications [Line Items]
Loan portfolio segments \| segment	6
Loan participation agreements	$ 0			$ 24,585
Provision (recovery) charged to expense	550	$ 1,006
Allowance for credit losses	$ 32,279
Allowance for loan losses		20,078	$ 31,989	$ 23,334	$ 19,352
Percentage of allowance for credit losses to aggregate loans	0.98%			0.72%
Nonaccrual restructured loans	$ 0
Troubled debt restructuring		$ 516
Number of loans modified as troubled debt restructurings with subsequent default \| loan	0
Number of contracts \| loan	0	1
Other real estate owned	$ 1,708			$ 1,436
Payment Deferral and Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Post-Modification Outstanding Recorded Investment	97
Nonaccrual restructured loans	$ 0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of properties in other real estate owned \| property	2
Other real estate owned	$ 314
Consumer Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Provision (recovery) charged to expense		$ (40)
Allowance for credit losses	6,411
Allowance for loan losses		3,388	6,146	4,028	3,454
Mortgage loans in process of foreclosure	0
Consumer Real Estate [Member] \| Payment Deferral and Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Post-Modification Outstanding Recorded Investment	94
Consumer and Other [Member]
Financing Receivable, Modifications [Line Items]
Provision (recovery) charged to expense		148
Allowance for credit losses	125
Allowance for loan losses		$ 116	$ 149	136	$ 124
Consumer and Other [Member] \| Payment Deferral and Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Post-Modification Outstanding Recorded Investment	$ 3
Trouble Debt Restructuring [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring				$ 101

Loans and Leases and Allowanc_5

Loans and Leases and Allowance for Loan and Lease Losses - ALL Roll Forward (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
PCD gross up	$ 2,898
Charged-off loans and leases	(315)
Recoveries of charge-offs	55
Provision charged to expense	550
Ending balance	32,279
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	23,334	$ 19,352
Charged-off loans and leases		(488)
Recoveries of charge-offs		208
Provision (recovery) charged to expense	550	1,006
Ending balance		20,078
Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	5,757
Commercial Real Estate [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
PCD gross up	2,652
Recoveries of charge-offs	2
Provision charged to expense	174
Ending balance	14,528
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	10,821	9,781
Recoveries of charge-offs		1
Provision (recovery) charged to expense		623
Ending balance		10,405
Commercial Real Estate [Member] \| Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	879
Consumer Real Estate [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
PCD gross up	166
Recoveries of charge-offs	5
Provision charged to expense	260
Ending balance	6,411
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	4,028	3,454
Charged-off loans and leases		(33)
Recoveries of charge-offs		7
Provision (recovery) charged to expense		(40)
Ending balance		3,388
Consumer Real Estate [Member] \| Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,952
Construction and Land Development [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
PCD gross up	25
Provision charged to expense	(10)
Ending balance	5,219
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,059	1,882
Provision (recovery) charged to expense		238
Ending balance		2,120
Construction and Land Development [Member] \| Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	2,145
Commercial and Industrial [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
PCD gross up	27
Charged-off loans and leases	(173)
Recoveries of charge-offs	20
Provision charged to expense	37
Ending balance	5,359
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,997	3,781
Charged-off loans and leases		(188)
Recoveries of charge-offs		17
Provision (recovery) charged to expense		(109)
Ending balance		3,501
Commercial and Industrial [Member] \| Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,451
Leases [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
PCD gross up	28
Charged-off loans and leases	(9)
Provision charged to expense	8
Ending balance	637
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,293	330
Charged-off loans and leases		(85)
Recoveries of charge-offs		157
Provision (recovery) charged to expense		146
Ending balance		548
Leases [Member] \| Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	(683)
Consumer and Other [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Charged-off loans and leases	(133)
Recoveries of charge-offs	28
Provision charged to expense	81
Ending balance	125
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	136	124
Charged-off loans and leases		(182)
Recoveries of charge-offs		26
Provision (recovery) charged to expense		148
Ending balance		$ 116
Consumer and Other [Member] \| Accounting Standards Update 2016-13 [Member] \| Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 13

Loans and Leases and Allowanc_6

Loans and Leases and Allowance for Loan and Lease Losses - ALL by Loan Classification (Details) - USD ($) $ in Thousands	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ 31,989	$ 23,334	$ 20,078	$ 19,352
All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		23,213
Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		121
Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		22,828
Impaired Loans [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		385
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	14,352	10,821	10,405	9,781
Commercial Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		10,815
Commercial Real Estate [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		6
Commercial Real Estate [Member] \| Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		10,815
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	6,146	4,028	3,388	3,454
Consumer Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		3,913
Consumer Real Estate [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		115
Consumer Real Estate [Member] \| Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		3,913
Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	5,229	3,059	2,120	1,882
Construction and Land Development [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		3,059
Construction and Land Development [Member] \| Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		2,674
Construction and Land Development [Member] \| Impaired Loans [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		385
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	5,475	3,997	3,501	3,781
Commercial and Industrial [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		3,997
Commercial and Industrial [Member] \| Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		3,997
Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	638	1,293	548	330
Leases [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		1,293
Leases [Member] \| Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		1,293
Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	$ 149	136	$ 116	$ 124
Consumer and Other [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		136
Consumer and Other [Member] \| Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses		$ 136

Loans and Leases and Allowanc_7

Loans and Leases and Allowance for Loan and Lease Losses - Performing and Impaired Loans (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 3,253,627
All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3,224,936
Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	28,691
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,627,761
Commercial Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,611,815
Commercial Real Estate [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	15,946
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	587,977
Consumer Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	579,625
Consumer Real Estate [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	8,352
Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	402,501
Construction and Land Development [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	400,972
Construction and Land Development [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,529
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	551,867
Commercial and Industrial [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	549,974
Commercial and Industrial [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,893
Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	67,427
Leases [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	66,459
Leases [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	968
Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	16,094
Consumer and Other [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	16,091
Consumer and Other [Member] \| Purchased Credit Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3
Performing [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3,222,795
Performing [Member] \| Commercial Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,611,815
Performing [Member] \| Consumer Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	578,342
Performing [Member] \| Construction and Land Development [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	400,114
Performing [Member] \| Commercial and Industrial [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	549,974
Performing [Member] \| Leases [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	66,459
Performing [Member] \| Consumer and Other [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	16,091
Impaired Loans [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,141
Impaired Loans [Member] \| Consumer Real Estate [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,283
Impaired Loans [Member] \| Construction and Land Development [Member] \| All Other Loans and leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 858

Loans and Leases and Allowanc_8

Loans and Leases and Allowance for Loan and Lease Losses - Risk Rating Based on Year of Origination (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Loans Amortized Cost Basis by Origination Year
2023	$ 193,381
2022	1,234,788
2021	770,312
2020	318,418
2019	214,526
Prior	254,710
Revolving Loans	292,967
Revolving Loans Converted to Term	2,685
Total	3,281,787
YTD gross charge-offs
2022	(129)
2021	(72)
2020	(72)
2019	(22)
Prior	(20)
Total	(315)
Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	189,378
2022	1,223,613
2021	759,896
2020	314,933
2019	203,971
Prior	250,935
Revolving Loans	291,357
Revolving Loans Converted to Term	2,685
Total	3,236,768
Watch [Member]
Loans Amortized Cost Basis by Origination Year
2023	3,214
2022	9,470
2021	6,738
2020	2,807
2019	8,899
Prior	969
Revolving Loans	906
Total	33,003
Special Mention [Member]
Loans Amortized Cost Basis by Origination Year
2022	482
2021	304
2019	1,656
Prior	250
Revolving Loans	642
Total	3,334
Substandard [Member]
Loans Amortized Cost Basis by Origination Year
2023	789
2022	1,223
2021	3,374
2020	678
Prior	2,556
Revolving Loans	62
Total	8,682
Commercial Real Estate [Member]
Loans Amortized Cost Basis by Origination Year
2023	52,732
2022	577,727
2021	484,110
2020	205,412
2019	155,022
Prior	145,981
Revolving Loans	13,951
Revolving Loans Converted to Term	599
Total	1,635,534
Commercial Real Estate [Member] \| Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	49,648
2022	569,114
2021	477,163
2020	202,863
2019	144,939
Prior	144,968
Revolving Loans	13,309
Revolving Loans Converted to Term	599
Total	1,602,603
Commercial Real Estate [Member] \| Watch [Member]
Loans Amortized Cost Basis by Origination Year
2023	2,497
2022	8,236
2021	3,307
2020	2,493
2019	8,427
Prior	387
Total	25,347
Commercial Real Estate [Member] \| Special Mention [Member]
Loans Amortized Cost Basis by Origination Year
2022	375
2021	304
2019	1,656
Prior	180
Revolving Loans	642
Total	3,157
Commercial Real Estate [Member] \| Substandard [Member]
Loans Amortized Cost Basis by Origination Year
2023	587
2022	2
2021	3,336
2020	56
Prior	446
Total	4,427
Consumer Real Estate [Member]
Loans Amortized Cost Basis by Origination Year
2023	25,612
2022	195,852
2021	115,568
2020	58,877
2019	37,888
Prior	68,411
Revolving Loans	103,593
Revolving Loans Converted to Term	542
Total	606,343
Consumer Real Estate [Member] \| Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	25,091
2022	194,860
2021	115,389
2020	58,731
2019	37,562
Prior	66,410
Revolving Loans	103,080
Revolving Loans Converted to Term	542
Total	601,665
Consumer Real Estate [Member] \| Watch [Member]
Loans Amortized Cost Basis by Origination Year
2023	319
2021	179
2020	146
2019	326
Prior	216
Revolving Loans	451
Total	1,637
Consumer Real Estate [Member] \| Special Mention [Member]
Loans Amortized Cost Basis by Origination Year
Prior	62
Total	62
Consumer Real Estate [Member] \| Substandard [Member]
Loans Amortized Cost Basis by Origination Year
2023	202
2022	992
Prior	1,723
Revolving Loans	62
Total	2,979
Construction and Land Development [Member]
Loans Amortized Cost Basis by Origination Year
2023	57,035
2022	216,304
2021	64,115
2020	6,411
2019	5,786
Prior	9,150
Revolving Loans	27,452
Total	386,253
Construction and Land Development [Member] \| Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	56,857
2022	216,188
2021	64,077
2020	5,791
2019	5,786
Prior	8,545
Revolving Loans	27,452
Total	384,696
Construction and Land Development [Member] \| Watch [Member]
Loans Amortized Cost Basis by Origination Year
2023	178
2022	50
Prior	218
Total	446
Construction and Land Development [Member] \| Special Mention [Member]
Loans Amortized Cost Basis by Origination Year
2022	66
Total	66
Construction and Land Development [Member] \| Substandard [Member]
Loans Amortized Cost Basis by Origination Year
2021	38
2020	620
Prior	387
Total	1,045
Commercial and Industrial [Member]
Loans Amortized Cost Basis by Origination Year
2023	48,287
2022	204,162
2021	91,094
2020	39,882
2019	13,696
Prior	30,131
Revolving Loans	142,357
Revolving Loans Converted to Term	1,544
Total	571,153
YTD gross charge-offs
2022	(65)
2021	(50)
2020	(58)
Total	(173)
Commercial and Industrial [Member] \| Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	48,067
2022	202,708
2021	87,842
2020	39,714
2019	13,566
Prior	29,975
Revolving Loans	141,902
Revolving Loans Converted to Term	1,544
Total	565,318
Commercial and Industrial [Member] \| Watch [Member]
Loans Amortized Cost Basis by Origination Year
2023	220
2022	1,184
2021	3,252
2020	168
2019	130
Prior	148
Revolving Loans	455
Total	5,557
Commercial and Industrial [Member] \| Special Mention [Member]
Loans Amortized Cost Basis by Origination Year
2022	41
Prior	8
Total	49
Commercial and Industrial [Member] \| Substandard [Member]
Loans Amortized Cost Basis by Origination Year
2022	229
Total	229
Consumer and Other [Member]
Loans Amortized Cost Basis by Origination Year
2023	2,012
2022	4,179
2021	1,544
2020	961
2019	216
Prior	277
Revolving Loans	5,614
Total	14,803
YTD gross charge-offs
2022	(64)
2021	(22)
2020	(14)
2019	(13)
Prior	(20)
Total	(133)
Consumer and Other [Member] \| Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	2,012
2022	4,179
2021	1,544
2020	959
2019	200
Prior	277
Revolving Loans	5,614
Total	14,785
Consumer and Other [Member] \| Watch [Member]
Loans Amortized Cost Basis by Origination Year
2019	16
Total	16
Consumer and Other [Member] \| Substandard [Member]
Loans Amortized Cost Basis by Origination Year
2020	2
Total	2
Leases [Member]
Loans Amortized Cost Basis by Origination Year
2023	7,703
2022	36,564
2021	13,881
2020	6,875
2019	1,918
Prior	760
Total	67,701
YTD gross charge-offs
2019	(9)
Total	(9)
Leases [Member] \| Pass [Member]
Loans Amortized Cost Basis by Origination Year
2023	7,703
2022	36,564
2021	13,881
2020	6,875
2019	1,918
Prior	760
Total	$ 67,701

Loans and Leases and Allowanc_9

Loans and Leases and Allowance for Loan and Lease Losses - Loan Risk Rating (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 3,253,627
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,627,761
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	587,977
Construction and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	402,501
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	551,867
Leases [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	67,427
Consumer and Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,094
All Other Loans and leases [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,224,936
All Other Loans and leases [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,183,387
All Other Loans and leases [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	36,072
All Other Loans and leases [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,635
All Other Loans and leases [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,842
All Other Loans and leases [Member] \| Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,611,815
All Other Loans and leases [Member] \| Commercial Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,579,387
All Other Loans and leases [Member] \| Commercial Real Estate [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	29,810
All Other Loans and leases [Member] \| Commercial Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,539
All Other Loans and leases [Member] \| Commercial Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	79
All Other Loans and leases [Member] \| Consumer Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	579,625
All Other Loans and leases [Member] \| Consumer Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	576,428
All Other Loans and leases [Member] \| Consumer Real Estate [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,496
All Other Loans and leases [Member] \| Consumer Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	35
All Other Loans and leases [Member] \| Consumer Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,666
All Other Loans and leases [Member] \| Construction and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	400,972
All Other Loans and leases [Member] \| Construction and Land Development [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	399,846
All Other Loans and leases [Member] \| Construction and Land Development [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	224
All Other Loans and leases [Member] \| Construction and Land Development [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	902
All Other Loans and leases [Member] \| Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	549,974
All Other Loans and leases [Member] \| Commercial and Industrial [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	545,210
All Other Loans and leases [Member] \| Commercial and Industrial [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,523
All Other Loans and leases [Member] \| Commercial and Industrial [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	61
All Other Loans and leases [Member] \| Commercial and Industrial [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	180
All Other Loans and leases [Member] \| Leases [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	66,459
All Other Loans and leases [Member] \| Leases [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	66,459
All Other Loans and leases [Member] \| Consumer and Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,091
All Other Loans and leases [Member] \| Consumer and Other [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,057
All Other Loans and leases [Member] \| Consumer and Other [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	19
All Other Loans and leases [Member] \| Consumer and Other [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	15
Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	28,691
Purchased Credit Impaired Loans [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	22,769
Purchased Credit Impaired Loans [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,673
Purchased Credit Impaired Loans [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	65
Purchased Credit Impaired Loans [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,184
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	15,946
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	11,924
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,439
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	11
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,572
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,352
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,927
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	188
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	54
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,183
Purchased Credit Impaired Loans [Member] \| Construction and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,529
Purchased Credit Impaired Loans [Member] \| Construction and Land Development [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,054
Purchased Credit Impaired Loans [Member] \| Construction and Land Development [Member] \| Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	46
Purchased Credit Impaired Loans [Member] \| Construction and Land Development [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	429
Purchased Credit Impaired Loans [Member] \| Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,893
Purchased Credit Impaired Loans [Member] \| Commercial and Industrial [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,893
Purchased Credit Impaired Loans [Member] \| Leases [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	968
Purchased Credit Impaired Loans [Member] \| Leases [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	968
Purchased Credit Impaired Loans [Member] \| Consumer and Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3
Purchased Credit Impaired Loans [Member] \| Consumer and Other [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 3

Loans and Leases and Allowan_10

Loans and Leases and Allowance for Loan and Lease Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	$ 3,281,787
Nonaccrual restructured loans	0
Total loans		$ 3,253,627
Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	3,276,787
Total loans		3,251,418
Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	5,000
Total loans		2,209
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	4,270
Total loans		1,960
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	730
Total loans		106
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		143
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	1,635,534
Total loans		1,627,761
Commercial Real Estate [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	1,634,837
Total loans		1,627,707
Commercial Real Estate [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	697
Total loans		54
Commercial Real Estate [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	274
Total loans		54
Commercial Real Estate [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	423
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	606,343
Total loans		587,977
Consumer Real Estate [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	603,626
Total loans		587,383
Consumer Real Estate [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	2,717
Total loans		594
Consumer Real Estate [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	2,467
Total loans		594
Consumer Real Estate [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	250
Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	386,253
Total loans		402,501
Construction and Land Development [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	385,619
Total loans		402,501
Construction and Land Development [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	634
Construction and Land Development [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	634
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	571,153
Total loans		551,867
Commercial and Industrial [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	570,712
Total loans		551,664
Commercial and Industrial [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	441
Total loans		203
Commercial and Industrial [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	388
Total loans		185
Commercial and Industrial [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	53
Total loans		18
Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	67,701
Total loans		67,427
Leases [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	67,207
Total loans		66,176
Leases [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	494
Total loans		1,251
Leases [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	490
Total loans		1,024
Leases [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	4
Total loans		84
Leases [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		143
Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	14,803
Total loans		16,094
Consumer and Other [Member] \| Financial Asset, Not Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	14,786
Total loans		15,987
Consumer and Other [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	17
Total loans		107
Consumer and Other [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans	$ 17
Total loans		103
Consumer and Other [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		4
Purchased Credit Impaired Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		28,691
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		15,946
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		8,352
Purchased Credit Impaired Loans [Member] \| Construction and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		1,529
Purchased Credit Impaired Loans [Member] \| Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		1,893
Purchased Credit Impaired Loans [Member] \| Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		968
Purchased Credit Impaired Loans [Member] \| Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 3

Loans and Leases and Allowan_11

Loans and Leases and Allowance for Loan and Lease Losses - Nonaccrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans	$ 3,247	$ 2,808
Nonaccrual With No Allowance for Credit Losses	992
Total loans		3,253,627
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual [Line Items]
Total loans		143
Commercial Real Estate [Member]
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans	324
Total loans		1,627,761
Consumer Real Estate [Member]
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans	1,825	1,665
Nonaccrual With No Allowance for Credit Losses	991
Total loans		587,977
Construction and Land Development [Member]
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans	686	920
Total loans		402,501
Commercial and Industrial [Member]
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans	410	180
Total loans		551,867
Consumer and Other [Member]
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans	2	15
Nonaccrual With No Allowance for Credit Losses	$ 1
Total loans		16,094
Leases [Member]
Financing Receivable, Nonaccrual [Line Items]
Total Nonaccrual Loans		28
Total loans		67,427
Leases [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Nonaccrual [Line Items]
Total loans		$ 143

Loans and Leases and Allowan_12

Loans and Leases and Allowance for Loan and Lease Losses - Collateral Dependent Loans (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 6,682
Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	6,682
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	3,898
Commercial Real Estate [Member] \| Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	3,898
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,373
Consumer Real Estate [Member] \| Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,373
Construction and Land Development [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	1,411
Construction and Land Development [Member] \| Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total	$ 1,411

Loans and Leases and Allowan_13

Loans and Leases and Allowance for Loan and Lease Losses - Impaired Loan Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Related Allowance		$ 506
Total impaired loans, Recorded Investment		3,325
Total impaired loans, Unpaid Principal Balance		3,366
Total impaired loans, Average Recorded Investment	$ 5,109
Total impaired loans, Interest Income Recognized	57
All Other Loans and leases [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment		1,283
Impaired loans without a valuation allowance, Unpaid Principal Balance		1,282
Impaired loans with a valuation allowance, Recorded Investment		858
Impaired loans with a valuation allowance, Unpaid Principal Balance		858
Impaired loans with a valuation allowance, Related Allowance		385
Impaired loans without a valuation allowance, Average Recorded Investment	1,937
Impaired loans without a valuation allowance, Interest Income Recognized	17
Impaired loans with a valuation allowance, Average Recorded Investment	1,037
All Other Loans and leases [Member] \| Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Average Recorded Investment	858
All Other Loans and leases [Member] \| Consumer Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment		1,283
Impaired loans without a valuation allowance, Unpaid Principal Balance		1,282
Impaired loans without a valuation allowance, Average Recorded Investment	1,937
Impaired loans without a valuation allowance, Interest Income Recognized	17
Impaired loans with a valuation allowance, Average Recorded Investment	130
All Other Loans and leases [Member] \| Construction and Land Development [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Recorded Investment		858
Impaired loans with a valuation allowance, Unpaid Principal Balance		858
Impaired loans with a valuation allowance, Related Allowance		385
All Other Loans and leases [Member] \| Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Average Recorded Investment	49
Purchased Credit Impaired Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment		1,184
Impaired loans with a valuation allowance, Unpaid Principal Balance		1,226
Impaired loans with a valuation allowance, Related Allowance		121
Impaired loans with a valuation allowance, Average Recorded Investment	2,135
Impaired loans with a valuation allowance, Interest Income Recognized	40
Purchased Credit Impaired Loans [Member] \| Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment		500
Impaired loans with a valuation allowance, Unpaid Principal Balance		580
Impaired loans with a valuation allowance, Related Allowance		6
Impaired loans with a valuation allowance, Average Recorded Investment	1,231
Impaired loans with a valuation allowance, Interest Income Recognized	24
Purchased Credit Impaired Loans [Member] \| Consumer Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment		684
Impaired loans with a valuation allowance, Unpaid Principal Balance		646
Impaired loans with a valuation allowance, Related Allowance		$ 115
Impaired loans with a valuation allowance, Average Recorded Investment	901
Impaired loans with a valuation allowance, Interest Income Recognized	16
Purchased Credit Impaired Loans [Member] \| Consumer and Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with a valuation allowance, Average Recorded Investment	$ 3

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022	Dec. 31, 2021
Amortization of intangibles	$ 659	$ 637
Goodwill	96,145		$ 96,145	$ 91,565
Other Intangible Assets [Member]
Amortization of intangibles	$ 659	$ 637
Customer Relationships [Member]
Intangible asset, useful life	10 years 4 months 24 days
Trade Names [Member]
Intangible asset, useful life	5 years

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Schedule of Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Goodwill [Roll Forward]
Goodwill, Beginning Balance	$ 91,565
Goodwill, Ending Balance	96,145
Sunbelt Group LLC [Member]
Goodwill [Roll Forward]
Acquisition of business	$ 4,580

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Mar. 31, 2023
Finite-lived Intangible Assets [Roll Forward]
Balance, beginning of period	$ 21,255
Balance, end of period	23,203
Less: accumulated amortization	(9,576)	$ (10,234)
Total	13,627	12,969
Sevier County Bancshares Inc [Member]
Finite-lived Intangible Assets [Roll Forward]
Acquisition of business	1,948
Core Deposits [Member]
Finite-lived Intangible Assets [Roll Forward]
Balance, beginning of period	17,470
Balance, end of period	17,470
Less: accumulated amortization	(8,021)	(8,461)
Total	9,449	9,009
Customer Relationships [Member]
Finite-lived Intangible Assets [Roll Forward]
Balance, beginning of period	3,722
Balance, end of period	5,670
Less: accumulated amortization	(1,519)	(1,734)
Total	4,151	3,936
Customer Relationships [Member] \| Sevier County Bancshares Inc [Member]
Finite-lived Intangible Assets [Roll Forward]
Acquisition of business	1,948
Trade Names [Member]
Finite-lived Intangible Assets [Roll Forward]
Balance, beginning of period	63
Balance, end of period	63
Less: accumulated amortization	(36)	(39)
Total	$ 27	$ 24

Goodwill and Intangible Asset_5

Goodwill and Intangible Assets - Schedule of Finite-Lived Intangible Assets, Future Amortization Expense (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Remainder of 2023	$ 1,951
2024	2,438
2025	2,258
2026	2,086
2027	1,904
Thereafter	2,332
Total	$ 12,969	$ 13,627

Borrowings, Line of Credit an_3

Borrowings, Line of Credit and Subordinated Debt (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Securities sold under agreements to repurchase	$ 4,046		$ 4,775
Other borrowings	12,500		12,500
Repayment borrowings	24,585	$ 50,000
Securities sold under agreements to repurchase, average balance	4,400	5,000
Securities sold under agreements to repurchase, maximum month-end balance	4,200	$ 5,500
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value			483,893
Borrowings	16,500		41,900
Loan participation agreements	0		24,585
Loan and Security Agreement and Revolving Line of Credit [Member]
Principal amount	35,000
US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale, at fair value	65,478
Securities available-for-sale, at fair value			1,575
US Government-sponsored Enterprises Debt Securities [Member] \| Asset Pledged as Collateral [Member]
Securities available-for-sale, at fair value	8,600
Securities available-for-sale, at fair value			$ 9,200
Revolving Credit Facility [Member]
Outstanding borrowings	12,500
Remaining borrowing capacity	$ 22,500

Borrowings, Line of Credit an_4

Borrowings, Line of Credit and Subordinated Debt - Schedule of debt (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Borrowings, Line of Credit and Subordinated Debt [Abstract]
Securities sold under agreements to repurchase	$ 4,046	$ 4,775
Loan participation agreements	0	24,585
Other Borrowings	12,500	12,500
Total	$ 16,546	$ 41,860

Borrowings, Line of Credit an_5

Borrowings, Line of Credit and Subordinated Debt - Subordinated Debt (Details) - USD ($) $ in Thousands		3 Months Ended
	Sep. 01, 2021	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022	Sep. 28, 2018
Sevier County Bancshares Inc [Member]
Debt Instrument [Line Items]
Subordinated debt	$ 2,500
Subordinated Debt [Member]
Debt Instrument [Line Items]
Principal amount					$ 40,000
Interest rate					5.625%
Debt issuance costs		$ 464		$ 485
Amortization expense of debt issuance costs		$ 21	$ 21
Subordinated Debt [Member] \| Sevier County Bancshares Inc [Member]
Debt Instrument [Line Items]
Interest rate	6.75%
Subordinated Debt [Member] \| London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)		2.55%
Subordinated Debt [Member] \| London Interbank Offered Rate (LIBOR) [Member] \| Sevier County Bancshares Inc [Member]
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	5.3025%

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) plan $ / shares shares	Mar. 31, 2022 USD ($) shares
Defined Benefit Plan Disclosure [Line Items]
Contribution to the Plan	$ 466	$ 393
Number of stock option plans \| plan	1
Deferred tax benefit from stock options exercised	$ 65	$ 76
Exercise of options \| shares	15,705	27,550
Stock Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based compensation expense	$ 0	$ 0
Options, exercises in period, intrinsic value	242	506
Options, outstanding, intrinsic value	157,000
Proceeds from options exercised	165
Stock Appreciation Rights (SARs) [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based compensation income	$ (95)	(26)
Exercise of options \| shares	2,000
Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based compensation expense	$ 538	$ 312
Unrecognized compensation cost	$ 2,500
Unrecognized compensation costs, period for recognition	2 years 4 months 6 days
Grant-date fair value	$ 359
Vested (in shares) \| shares	13,913
Nonvested, beginning of period (in shares) \| shares	129,836
Nonvested, beginning balance (in dollars per share) \| $ / shares	$ 19.61
2015 Stock Incentive Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Rights issued (in shares) \| shares	11,840
Rights available for grant (in shares) \| shares	1,676,663
Cornerstone Non-Qualified Plan Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Rights issued (in shares) \| shares	4,500
401 (k) Matching Range One [Member] \| Deferred Salary Reduction Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer matching contribution, percent of match	100%
Employer matching contribution, percent of employees gross pay	3%
401 (k) Matching Range Two [Member] \| Deferred Salary Reduction Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer matching contribution, percent of match	50%
Employer matching contribution, percent of employees gross pay	2%

Employee Benefit Plans - Stock

Employee Benefit Plans - Stock Option Activity (Details) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Number
Exercised (in shares)	(15,705)	(27,550)
Officer and Employee Plans [Member]
Number
Outstanding (in shares)	32,045
Exercised (in shares)	(15,705)
Outstanding (in shares)	16,340
Weighted Average Exercisable Price
Weighted Average Exercisable Price, Outstanding (in dollars per share)	$ 12.04
Weighted Average Exercisable Price Exercised (in dollars per share)	10.47
Weighted Average Exercise Price, Outstanding (in dollars per share)	$ 13.55

Employee Benefit Plans (Options

Employee Benefit Plans (Options Outstanding by Exercise Price Range) (Details) - Officer and Employee Plans [Member] - $ / shares	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 13.55	$ 12.04
Number Outstanding (in shares)	16,340	32,045
Options Outstanding, Weighted Average Remaining Life	2 years 26 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 13.55
Exercisable (in shares)	16,340
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 13.55
9.60 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 9.60
Number Outstanding (in shares)	4,500
Options Outstanding, Weighted Average Remaining Life	11 months 1 day
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 9.60
Exercisable (in shares)	4,500
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 9.60
15.05 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 15.05
Number Outstanding (in shares)	11,840
Options Outstanding, Weighted Average Remaining Life	2 years 6 months
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 15.05
Exercisable (in shares)	11,840
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 15.05

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Non-vested Restricted Stock) (Details) - Restricted Stock [Member]	3 Months Ended
	Mar. 31, 2023 $ / shares shares
Number
Nonvested, beginning of period (in shares) \| shares	129,836
Granted (in shares) \| shares	89,582
Vested (in shares) \| shares	(13,913)
Forfeited/expired (in shares) \| shares	(2,000)
Nonvested, end of period (in shares) \| shares	203,505
Weighted Average Grant-Date Fair Value
Nonvested, beginning balance (in dollars per share) \| $ / shares	$ 19.61
Granted (in dollars per share) \| $ / shares	26.23
Vested (in dollars per share) \| $ / shares	25.82
Forfeited/expired (in dollars per share) \| $ / shares	17.56
Nonvested, ending balance (in dollars per share) \| $ / shares	$ 22.12

Employee Benefit Plans - Stoc_2

Employee Benefit Plans - Stock Appreciation Right Activity (Details) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Number
Exercised (in shares)	(15,705)	(27,550)
Stock Appreciation Rights (SARs) [Member]
Number
Outstanding (in shares)	36,000
Exercised (in shares)	(2,000)
Outstanding (in shares)	34,000
Weighted Average Exercisable Price
Weighted Average Exercisable Price, Outstanding (in dollars per share)	$ 18.25
Weighted Average Exercisable Price Exercised (in dollars per share)	15.19
Weighted Average Exercise Price, Outstanding (in dollars per share)	$ 18.43

Employee Benefit Plans - SARs O

Employee Benefit Plans - SARs Outstanding by Exercise Price Range (Details) - Stock Appreciation Rights (SARs) [Member] - $ / shares	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 18.43	$ 18.25
Number Outstanding (in shares)	34,000	36,000
SARs Outstanding, Weighted Average Remaining Life	1 year 4 months 2 days
SARs Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 18.43
SARs Exercisable, Number Exercisable (in shares)	14,000
SARs Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 15.19
15.19 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 15.19
Number Outstanding (in shares)	14,000
SARs Outstanding, Weighted Average Remaining Life	9 months
SARs Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 15.19
SARs Exercisable, Number Exercisable (in shares)	14,000
SARs Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 15.19
20.70 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Prices (in dollars per share)	$ 20.70
Number Outstanding (in shares)	20,000
SARs Outstanding, Weighted Average Remaining Life	1 year 9 months 3 days
SARs Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 20.70

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022
Commitments to extend credit	$ 822,831		$ 911,998
Standby letters of credit	15,834		6,897
Allowance for off balance sheet credit	$ 3,200		$ 85
Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for off balance sheet credit		$ 3,000

Fair Value of Assets and Liab_3

Fair Value of Assets and Liabilities - Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 560,418
Securities available-for-sale, at fair value		$ 483,893
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value		483,893
Derivative financial instruments and interest rate swap agreements, asset	10,090	11,834
Derivative financial instruments and interest rate swap agreements, liability	10,639	13,110
US Treasury Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	226,506
Securities available-for-sale, at fair value		223,653
US Government-sponsored Enterprises Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	65,478
Securities available-for-sale, at fair value		1,575
Municipal securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	18,704
Securities available-for-sale, at fair value		18,611
Other Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	30,556
Securities available-for-sale, at fair value		30,551
Mortgage-backed securities (GSEs) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 219,174
Securities available-for-sale, at fair value		$ 209,503
Interest Rate Swap [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Interest Rate Swap Liability
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities
Fair Value, Recurring [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 560,418
Securities available-for-sale, at fair value		$ 483,893
Total assets at fair value	570,508	495,727
Derivative financial instruments and interest rate swap agreements, liability		13,110
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value		483,893
Total assets at fair value	570,508	495,727
Derivative financial instruments and interest rate swap agreements, liability		13,110
Fair Value, Recurring [Member] \| US Treasury Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	226,506
Securities available-for-sale, at fair value		223,653
Fair Value, Recurring [Member] \| US Treasury Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	226,506
Securities available-for-sale, at fair value		223,653
Fair Value, Recurring [Member] \| US Government-sponsored Enterprises Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	65,478
Securities available-for-sale, at fair value		1,575
Fair Value, Recurring [Member] \| US Government-sponsored Enterprises Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	65,478
Securities available-for-sale, at fair value		1,575
Fair Value, Recurring [Member] \| Municipal securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	18,704
Securities available-for-sale, at fair value		18,611
Fair Value, Recurring [Member] \| Municipal securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	18,704
Securities available-for-sale, at fair value		18,611
Fair Value, Recurring [Member] \| Other Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	30,556
Securities available-for-sale, at fair value		30,551
Fair Value, Recurring [Member] \| Other Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	30,556
Securities available-for-sale, at fair value		30,551
Fair Value, Recurring [Member] \| Mortgage-backed securities (GSEs) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	219,174
Securities available-for-sale, at fair value		209,503
Fair Value, Recurring [Member] \| Mortgage-backed securities (GSEs) [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	219,174
Securities available-for-sale, at fair value		209,503
Fair Value, Recurring [Member] \| Interest Rate Swap [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivative financial instruments and interest rate swap agreements, asset	10,090	11,834
Fair Value, Recurring [Member] \| Interest Rate Swap [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivative financial instruments and interest rate swap agreements, asset	10,090	$ 11,834
Fair Value, Recurring [Member] \| Interest Rate Swap Liability
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivative financial instruments and interest rate swap agreements, liability	10,639
Fair Value, Recurring [Member] \| Interest Rate Swap Liability \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Derivative financial instruments and interest rate swap agreements, liability	$ 10,639

Fair Value of Assets and Liab_4

Fair Value of Assets and Liabilities - Assets and Liabilities Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
OREO	$ 272		$ 915
Collateral dependent loans	3,247		1,536
Allowance for loan losses		$ 31,989	23,334	$ 20,078	$ 19,352
Collateral Pledged [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Allowance for loan losses			506
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
OREO	272		915
Collateral dependent loans	$ 3,247		$ 1,536

Fair Value of Assets and Liab_5

Fair Value of Assets and Liabilities - Unobservable Inputs (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral dependent loans	$ 3,247	$ 1,536
OREO	272	915
Fair Value, Inputs, Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral dependent loans	3,247	1,536
OREO	272	915
Appraisal And Discounted Cash Flow [Member] \| Fair Value, Nonrecurring [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral dependent loans	3,247	1,536
OREO	$ 272	$ 915
Appraisal And Discounted Cash Flow [Member] \| Measurement Input, Discount Rate [Member] \| Weighted Average [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral dependent, measurement input	54	25
OREO, measurement input	27	29

Fair Value of Assets and Liab_6

Fair Value of Assets and Liabilities - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets:
Securities available-for-sale, at fair value	$ 560,418
Securities available-for-sale, at fair value		$ 483,893
Securities held to maturity, fair value	263,172	260,613
Liabilities:
Noninterest-bearing demand deposits	989,753	1,072,449
Interest-bearing demand deposits	989,738	965,911
Time deposits	488,208	455,259
Carrying Amount [Member]
Assets:
Cash and cash equivalents	306,934	266,424
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value		483,893
Securities held to maturity, fair value	284,776	285,949
Other investments	14,059	15,530
Loans, net and loans held for sale	3,252,832	3,232,045
Derivative financial instruments and interest rate swap agreements, asset	10,090	11,834
Liabilities:
Noninterest-bearing demand deposits	989,753	1,072,449
Interest-bearing demand deposits	989,738	965,911
Money market and savings deposits	1,761,847	1,583,481
Time deposits	488,208	455,259
Borrowings	16,546	41,860
Subordinated debt	42,036	42,015
Derivative financial instruments and interest rate swap agreements, liability	10,639	13,110
Estimated Fair Value [Member]
Assets:
Cash and cash equivalents	306,934	266,424
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value		483,893
Securities held to maturity, fair value	263,172	260,613
Loans, net and loans held for sale	3,150,135	3,143,921
Derivative financial instruments and interest rate swap agreements, asset	10,090	11,834
Liabilities:
Noninterest-bearing demand deposits	989,753	1,072,449
Interest-bearing demand deposits	989,738	965,911
Money market and savings deposits	1,761,847	1,583,481
Time deposits	486,531	451,899
Borrowings	16,546	41,860
Subordinated debt	40,264	40,439
Derivative financial instruments and interest rate swap agreements, liability	10,639	13,110
Fair Value, Inputs, Level 1 [Member]
Assets:
Cash and cash equivalents	306,934	266,424
Fair Value, Inputs, Level 2 [Member]
Assets:
Securities available-for-sale, at fair value	560,418
Securities available-for-sale, at fair value		483,893
Securities held to maturity, fair value	263,172	260,613
Derivative financial instruments and interest rate swap agreements, asset	10,090	11,834
Liabilities:
Noninterest-bearing demand deposits	989,753	1,072,449
Interest-bearing demand deposits	989,738	965,911
Money market and savings deposits	1,761,847	1,583,481
Time deposits	486,531	451,899
Borrowings	16,546	41,860
Derivative financial instruments and interest rate swap agreements, liability	10,639	13,110
Fair Value, Inputs, Level 3 [Member]
Assets:
Loans, net and loans held for sale	3,150,135	3,143,921
Liabilities:
Subordinated debt	$ 40,264	$ 40,439

Derivatives Financial Instrum_3

Derivatives Financial Instruments - Fair Value Hedges on Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Reported interest income on tax-exempt securities	$ 353	$ 368
Gain (loss) on fair value hedging relationship	$ 53,184
Fair Value Hedging [Member] \| Interest Rate Swap [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on fair value hedging relationship		(1,218)
Fair Value Hedging [Member] \| Interest Rate Swap [Member] \| Designated as Hedging Instrument [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Interest income on tax-exempt securities		393
Effects of fair value hedge relationships		(254)
Reported interest income on tax-exempt securities		139
Gain (loss) on fair value hedging relationship		$ 1,218
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]		Reported interest income on tax-exempt securities
Carrying amount of hedged asset		$ 40,125

Derivatives Financial Instrum_4

Derivatives Financial Instruments - Interest Rate Swaps related to Loan Hedging Program (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Cash Flow Hedging [Member]
Derivatives, Fair Value [Line Items]
Reclassification adjustment for realized gains from the termination of derivative financial instrument included in net income	$ 83
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivatives, Fair Value [Line Items]
Notional Amount, Liability	100,000	$ 100,000
Estimated Fair Value, Liability	(586)	(1,304)
Non-hedged derivatives [Member]
Derivatives, Fair Value [Line Items]
Notional Amount, Asset	233,181	216,656
Estimated Fair Value, Asset	10,090	11,834
Notional Amount, Liability	233,181	216,656
Estimated Fair Value, Liability	$ (10,090)	$ (11,834)

Derivatives Financial Instrum_5

Derivatives Financial Instruments - Effect of Fair Value and Cash Flow Hedge Accounting on AOCI (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on fair value hedging relationship	$ 53,184
Interest Rate Swap [Member] \| Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) on fair value hedging relationship	$ (581)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest Income, Operating
Amount of Gain (Loss) Recognized on OCI on Derivative	$ (581)
Amount of Gain or (Loss) Reclassified from AOCI into Income	(6)
Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component	$ (6)

Derivatives Financial Instrum_6

Derivatives Financial Instruments - Effect of Fair Value and Cash Flow Hedge Accounting on the Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Derivative, Gain (Loss) on Derivative, Net	$ 53,184
Effects of cash flow hedge relationships	(6)
Total interest income	$ 53,178	$ 32,915

Derivatives Financial Instrum_7

Derivatives Financial Instruments - Interest Rate Swaps to Facilitate Customer's Transactions (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Transaction on income statement	$ 53,184
Interest Rate Swap [Member] \| Non-hedged derivatives [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Transaction on income statement	$ 338	$ 520

Derivatives Financial Instrum_8

Derivatives Financial Instruments - Collateral Requirements (Details) - USD ($) $ in Millions	Mar. 31, 2023	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Collateral pledged to derivative counterparties	$ 1.4	$ 1.4

Leases - Lease Assets and Liabi

Leases - Lease Assets and Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Operating lease right-of-use assets	$ 8,963	$ 9,314
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other Assets	Other Assets
Operating lease liabilities	$ 9,130	$ 9,457
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other Liabilities	Other Liabilities
Lessee, Operating Lease, Existence of Option to Extend [true false]	true

Leases (Narrative) (Details)

Leases (Narrative) (Details)	Mar. 31, 2023
Leases [Abstract]
Weighted average remaining lease term	9 years 25 days
Weighted average discount rate	2.37%

Leases - Lease Costs and Other

Leases - Lease Costs and Other Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Lease costs:
Operating lease costs	$ 404	$ 414
Variable lease costs	23	25
Total	427	439
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$ 379	$ 396

Leases - Future Minimum Payment

Leases - Future Minimum Payments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Remainder of 2023	$ 1,021
2024	1,260
2025	1,193
2026	1,095
2027	889
Thereafter	4,772
Total future minimum lease payments	10,230
Amounts representing interest	(1,100)
Present value of net future minimum lease payments	$ 9,130	$ 9,457

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details)	3 Months Ended
Regulatory Matters (Narrative) (Details)	Mar. 31, 2022 $ / shares
Banking and Thrift [Abstract]
Common stock dividends, quarterly (in dollars per share)	$ 0.08

Regulatory Matters (Regulatory

Regulatory Matters (Regulatory Capital Levels) (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
SmartFinancial, Inc. [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk-Weighted Assets), Actual Amount	$ 438,163	$ 425,957
Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	370,339	360,608
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	370,339	360,608
Tier 1 Capital (to Average Assets), Actual Amount	$ 370,339	$ 360,608
Total Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	0.1177	0.1140
Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	0.0995	0.0965
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Ration (as percent)	0.0995	0.0965
Tier 1 Capital (to Average Assets), Actual Ratio (as a percent)	0.0791	0.0795
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	$ 297,854	$ 298,966
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	223,391	224,224
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	167,543	168,168
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Amount	$ 187,364	$ 181,387
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0800	0.0800
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0600	0.0600
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0450	0.0450
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0400	0.0400
Smart Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk-Weighted Assets), Actual Amount	$ 441,097	$ 426,947
Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	415,309	403,613
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Amount	415,309	403,613
Tier 1 Capital (to Average Assets), Actual Amount	$ 415,309	$ 403,613
Total Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	0.1185	0.1144
Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio (as a percent)	0.1115	0.1082
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Actual Ration (as percent)	0.1115	0.1082
Tier 1 Capital (to Average Assets), Actual Ratio (as a percent)	0.0887	0.0890
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	$ 297,853	$ 298,476
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	223,390	223,857
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Amount	167,542	167,892
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Amount	$ 187,358	$ 181,383
Total Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0800	0.0800
Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0600	0.0600
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0450	0.0450
Tier 1 Capital (to Average Assets), Minimum for capital adequacy purposes Ratio (as a percent)	0.0400	0.0400
Total Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	$ 372,316	$ 373,094
Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	297,853	298,476
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	242,005	242,511
Tier 1 Capital (to Average Assets), Minimum to be well capitalized under prompt corrective action provisions Amount	$ 234,198	$ 226,729
Total Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	0.1000	0.1000
Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	0.0800	0.0800
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	0.0650	0.0650
Tier 1 Capital (to Average Assets), Minimum to be well capitalized under prompt corrective action provisions Ratio (as a percent)	0.0500	0.0500

Other comprehensive income (l_3

Other comprehensive income (loss) (Activity in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	$ 432,452	$ 429,430
BALANCE	443,399	420,042
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(33,616)	25
Other comprehensive income (loss)	6,138	(15,092)
Net other comprehensive income (loss) during period	6,138	(15,092)
BALANCE	(27,478)	(15,067)
AOCI, Available-for-Sale Securities Transfer to Held-to-Maturity [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(742)	665
Other comprehensive income (loss)		(1,490)
Reclassification of amounts included in net income	30	(8)
Net other comprehensive income (loss) during period	30	(1,498)
BALANCE	(712)	(833)
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(966)
Other comprehensive income (loss)	536
Net other comprehensive income (loss) during period	536
BALANCE	(430)
AOCI Attributable to Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE	(35,324)	1,443
Other comprehensive income (loss)	6,674	(16,991)
Reclassification of amounts included in net income	30	(8)
Net other comprehensive income (loss) during period	6,704	(16,999)
BALANCE	$ (28,620)	(15,556)
AOCI, Derivative Qualifying as Hedge, Excluded Component, Parent [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
BALANCE		753
Other comprehensive income (loss)		(409)
Net other comprehensive income (loss) during period		(409)
BALANCE		$ 344