Mercantile Bank (MBWM) 10-Q 5 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	Apr. 30, 2017
Document Information [Line Items]
Entity Registrant Name	MERCANTILE BANK CORPORATION
Entity Central Index Key	1,042,729
Trading Symbol	mbwm
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		16,465,988
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 40,313,000	$ 50,200,000
Interest-earning deposits	12,663,000	133,396,000
Total cash and cash equivalents	52,976,000	183,596,000
Securities available for sale	332,441,000	328,060,000
Federal Home Loan Bank stock	9,236,000	8,026,000
Loans	2,441,314,000	2,378,620,000
Allowance for loan losses	(18,276,000)	(17,961,000)
Loans, net	2,423,038,000	2,360,659,000
Premises and equipment, net	45,848,000	45,456,000
Bank owned life insurance	66,211,000	67,198,000
Goodwill	49,473,000	49,473,000
Core deposit intangible	9,321,000	9,957,000
Other assets	30,375,000	30,146,000
Total assets	3,018,919,000	3,082,571,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing	757,706,000	810,600,000
Interest-bearing	1,520,310,000	1,564,385,000
Total deposits	2,278,016,000	2,374,985,000
Securities sold under agreements to repurchase	126,679,000	131,710,000
Federal Home Loan Bank advances	205,000,000	175,000,000
Subordinated debentures	45,006,000	44,835,000
Accrued interest and other liabilities	16,168,000	15,230,000
Total liabilities	2,670,869,000	2,741,760,000
Shareholders' equity
Preferred stock, no par value; 1,000,000 shares authorized; none issued	0	0
Common stock, no par value; 40,000,000 shares authorized; 16,469,108 shares outstanding at March 31, 2017 and 16,416,695 shares outstanding at December 31, 2016	307,371,000	305,488,000
Retained earnings	45,596,000	40,904,000
Accumulated other comprehensive income (loss)	(4,917,000)	(5,581,000)
Total shareholders’ equity	348,050,000	340,811,000
Total liabilities and shareholders’ equity	$ 3,018,919,000	$ 3,082,571,000

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Mar. 31, 2017	Dec. 31, 2016
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares outstanding (in shares)	16,469,108	16,416,695

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest income
Loans, including fees	$ 26,733,000	$ 26,779,000
Securities, taxable	1,278,000	1,516,000
Securities, tax-exempt	550,000	537,000
Other interest-earning assets	143,000	57,000
Total interest income	28,704,000	28,889,000
Interest expense
Deposits	1,868,000	1,866,000
Short-term borrowings	51,000	44,000
Federal Home Loan Bank advances	655,000	350,000
Subordinated debentures and other borrowings	621,000	747,000
Total interest expense	3,195,000	3,007,000
Net interest income	25,509,000	25,882,000
Provision for loan losses	600,000	600,000
Net interest income after provision for loan losses	24,909,000	25,282,000
Noninterest income
Service charges on deposit and sweep accounts	1,018,000	948,000
Credit and debit card income	1,106,000	1,015,000
Mortgage banking income	1,123,000	598,000
Earnings on bank owned life insurance	1,738,000	286,000
Gain on trust preferred securities repurchase	0	2,970,000
Other income	866,000	1,269,000
Total noninterest income	5,851,000	7,086,000
Noninterest expense
Salaries and benefits	11,272,000	10,995,000
Occupancy	1,554,000	1,604,000
Furniture and equipment depreciation, rent and maintenance	535,000	525,000
Data processing costs	2,011,000	1,992,000
FDIC insurance costs	210,000	392,000
Other expense	4,194,000	4,360,000
Total noninterest expenses	19,776,000	19,868,000
Income before federal income tax expense	10,984,000	12,500,000
Federal income tax expense	3,369,000	3,951,000
Net income	$ 7,615,000	$ 8,549,000
Basic earnings per share (in dollars per share)	$ 0.46	$ 0.52
Diluted earnings per share (in dollars per share)	0.46	0.52
Cash dividends per common share (in dollars per share)	$ 0.18	$ 0.16
Average basic shares outstanding (in shares)	16,434,647	16,291,654
Average diluted shares outstanding (in shares)	16,449,210	16,325,475

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net income	$ 7,615,000	$ 8,549,000
Other comprehensive income (loss):
Unrealized holding gains on securities available for sale	980,000	1,919,000
Fair value of interest rate swap	42,000	(21,000)
Total other comprehensive income	1,022,000	1,898,000
Tax effect of unrealized holding gains on securities available for sale	(343,000)	(672,000)
Tax effect of fair value of interest rate swap	(15,000)	7,000
Total tax effect of other comprehensive income	(358,000)	(665,000)
Other comprehensive income, net of tax effect	664,000	1,233,000
Comprehensive income	$ 8,279,000	$ 9,782,000

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($)	Preferred Stock [Member]	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Beginning Balances at Dec. 31, 2015	$ 0	$ 304,819,000	$ 27,722,000	$ 1,263,000	$ 333,804,000
Employee stock purchase plan		8,000			8,000
Dividend reinvestment plan		411,000			411,000
Stock option exercises		50,000			50,000
Stock-based compensation expense		330,000			330,000
Share repurchase program		(3,258,000)			(3,258,000)
Cash dividends			(2,574,000)		(2,574,000)
Net income			8,549,000		8,549,000
Change in net unrealized holding gain/(loss) on securities available for sale, net of tax effect				1,247,000	1,247,000
Change in fair value of interest rate swap, net of tax effect				(14,000)	(14,000)
Balances at Mar. 31, 2016	0	302,360,000	33,697,000	2,496,000	338,553,000
Beginning Balances at Dec. 31, 2016	0	305,488,000	40,904,000	(5,581,000)	340,811,000
Employee stock purchase plan		12,000			12,000
Dividend reinvestment plan		1,145,000			1,145,000
Stock option exercises		248,000			248,000
Stock grant for director fees		2,000			2,000
Stock-based compensation expense		476,000			476,000
Cash dividends			(2,923,000)		(2,923,000)
Net income			7,615,000		7,615,000
Change in net unrealized holding gain/(loss) on securities available for sale, net of tax effect				637,000	637,000
Change in fair value of interest rate swap, net of tax effect				27,000	27,000
Balances at Mar. 31, 2017	$ 0	$ 307,371,000	$ 45,596,000	$ (4,917,000)	$ 348,050,000

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Common Stock [Member]
Employee stock purchase plan, shares (in shares)	338	364
Dividend reinvestment plan, shares (in shares)	35,319	17,876
Stock option exercises, shares (in shares)	20,000	4,700
Stock grants to directors (in shares)	62
Share repurchase program, shares (in shares)		147,656
Retained Earnings [Member]
Cash dividends per common share (in dollars per share)	$ 0.18	$ 0.16
Cash dividends per common share (in dollars per share)	$ 0.18	$ 0.16

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net income	$ 7,615,000	$ 8,549,000
Depreciation and amortization	2,548,000	2,767,000
Accretion of acquired loans	(832,000)	(1,316,000)
Provision for loan losses	600,000	600,000
Stock-based compensation expense	476,000	330,000
Stock grants to directors for retainer fees	2,000	0
Proceeds from sales of mortgage loans held for sale	19,317,000	19,465,000
Origination of mortgage loans held for sale	(19,342,000)	(18,150,000)
Net gain from sales of mortgage loans held for sale	(867,000)	(543,000)
Gain on trust preferred securities repurchase	0	(2,970,000)
Net gain from sales and valuation write-downs of foreclosed assets	(43,000)	(125,000)
Net (gain) loss from sales and valuation write-downs of former bank premises	15,000	(39,000)
Net loss from sales and write-downs of fixed assets	40,000	140,000
Net loss from sales of available for sale securities	0	1,000
Earnings on bank owned life insurance	(1,738,000)	(286,000)
Accrued interest receivable	(828,000)	(366,000)
Other assets	(321,000)	732,000
Accrued interest and other liabilities	980,000	1,278,000
Net cash from operating activities	7,622,000	10,067,000
Loan originations and payments, net	(61,352,000)	(18,011,000)
Purchases of securities available for sale	(14,701,000)	(17,873,000)
Proceeds from maturities, calls and repayments of securities available for sale	10,858,000	22,337,000
Proceeds from sales of securities available for sale	0	264,000
Purchases of Federal Home Loan Bank stock	(1,210,000)	0
Proceeds from sales of foreclosed assets	99,000	529,000
Proceeds from sales of former bank premises	0	45,000
Proceeds from bank owned life insurance cash value release and death benefits	2,720,000	0
Net sales (purchases) of premises and equipment	(1,138,000)	44,000
Net cash for investing activities	(64,724,000)	(12,665,000)
Net decrease in time deposits	(55,203,000)	(24,764,000)
Net increase (decrease) in all other deposits	(41,766,000)	14,504,000
Net increase (decrease) in securities sold under agreements to repurchase	(5,031,000)	7,541,000
Maturities of Federal Home Loan Bank advances	(10,000,000)	0
Proceeds from Federal Home Loan Bank advances	40,000,000	30,000,000
Proceeds from stock option exercises	248,000	50,000
Employee stock purchase plan	12,000	8,000
Dividend reinvestment plan	1,145,000	411,000
Repurchase of common stock shares	0	(3,258,000)
Repurchase of trust preferred securities	0	(8,030,000)
Payment of cash dividends to common shareholders	(2,923,000)	(2,574,000)
Net cash from (for) financing activities	(73,518,000)	13,888,000
Net change in cash and cash equivalents	(130,620,000)	11,290,000
Cash and cash equivalents at beginning of period	183,596,000	89,891,000
Cash and cash equivalents at end of period	52,976,000	101,181,000
Supplemental disclosures of cash flows information
Interest	3,322,000	3,063,000
Federal income tax	0	250,000
Noncash financing and investing activities:
Transfers from loans to foreclosed assets	97,000	224,000
Transfers from bank premises to other real estate owned	$ 0	$ 371,000

Note 1 - Significant Accounting

Note 1 - Significant Accounting Policies	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1. SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation three March 31, 2017 two 10 303(b) March 31, 2017 10 December 31, 2016. We have five Earnings Per Share Approximately 225,000 three March 31, 2017. 34,000 three March 31, 2017. 7,000 three March 31, 2017. Approximately 150,000 three March 31, 2016. 118,000 three March 31, 2016. 10,000 three March 31, 2016. Securities Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized or accreted on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Declines in the fair value of debt securities below their amortized cost that are other than temporary (“OTTI”) are reflected in earnings or other comprehensive income, as appropriate. For those debt securities whose fair value is less than their amortized cost, we consider our intent to sell the security, whether it is more likely than not that we will be required to sell the security before recovery and whether we expect to recover the entire amortized cost of the security based on our assessment of the issuer’s financial condition. In analyzing an issuer’s financial condition, we consider whether the securities are issued by the federal government or its agencies, and whether downgrades by bond rating agencies have occurred. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two 1) 2) Loans Interest income on commercial loans and mortgage loans is discontinued at the time the loan is 90 120 All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans Held for Sale secondary March 31, 2017 December 31, 2016, $1.9 $1.0 Mortgage loans held for sale are generally sold with servicing rights retained. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold, which is reduced by the cost allocated to the servicing right. We generally lock in the sale price to the purchaser of the loan at the same time we make a rate commitment to the borrower. These mortgage banking activities are not designated as hedges and are carried at fair value. The net gain or loss on mortgage banking derivatives is included in the gain on sale of loans. Mortgage loans serviced for others totaled approximately $603 March 31, 2017. Mortgage Banking Activities Servicing fee income is recorded for fees earned for servicing mortgage loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Amortization of mortgage loan servicing rights is netted against mortgage loan servicing income and recorded in mortgage banking activities in the income statement. Troubled Debt Restructurings may In accordance with current accounting guidance, loans modified as troubled debt restructurings are, by definition, considered to be impaired loans. Impairment for these loans is measured on a loan-by-loan basis similar to other impaired loans as described below under “Allowance for Loan Losses.” Certain loans modified as troubled debt restructurings may two Allowance for Loan Losses may A loan is considered to be impaired when, based on current information and events, it is probable we will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. We determine the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of delay, the reasons for delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of collateral if the loan is collateral dependent. Derivatives February 2012, 9. Changes in the fair value of derivatives that are designated, for accounting purposes, as a hedge of the variability of cash flows to be received on various assets and liabilities and are effective are reported in other comprehensive income. They are later reclassified into earnings in the same periods during which the hedged transaction affects earnings and are included in the line item in which the hedged cash flows are recorded. If hedge accounting does not apply, changes in the fair value of derivatives are recognized immediately in current earnings as interest income or expense. If designated as a hedge, we formally document the relationship between derivatives as hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet. If designated as a hedge, we also formally assess, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in cash flows of the hedged items. Ineffective hedge gains and losses are recognized immediately in current earnings as noninterest income or expense. We discontinue hedge accounting when we determine the derivative is no longer effective in offsetting changes in the cash flows of the hedged item, the derivative is settled or terminates, or treatment of the derivative as a hedge is no longer appropriate or intended. Goodwill and Core Deposit Intangible may may two 2015 2016, The core deposit intangible that arose from the Firstbank Corporation acquisition was initially measured at fair value and is being amortized into noninterest expense over a ten Adoption of New Accounting Standards: May 2014, 2014 09, Revenue from Contracts with Customers five December 15, 2016, three August 2015, 2015 14, Revenue from Contracts with Customers – Deferral of Effective Date one In January 2016, 2016 1, Recognition and Measurement of Financial Assets and Financial Liabilities December 15, 2017, In February 2016, 2016 02, Leases . This ASU establishes a right-of-use (“ROU”) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 December 15, 2018. In March 2016, 2016 09, Compensation – Stock Compensation: Improvements to Employee Share-Based Payment Accounting December 15, 2016. In June 2016, 2016 13, Measurement of Credit Losses on Financial Instruments December 15, 2019, December 15, 2018. first In August 2016, 2016 15, Statement of Cash Flows (Topic 230): eight December 15, 2017. In January 2017, 2017 04, Goodwill and Other (Topic 350): 2 1 January 1, 2020 In March 2017, 2017 08, Premium Amortization on Purchased Callable Debt Securities December 15, 2018,

Note 2 - Securities

Note 2 - Securities	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. SECURITIES The amortized cost and fair value of available for sale securities and the related pre-tax gross unrealized gains and losses recognized in accumulated other comprehensive income are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value March 31, 2017 U.S. Government agency debt obligations $ 162,923,000 $ 73,000 $ (6,985,000 ) $ 156,011,000 Mortgage-backed securities 43,525,000 472,000 (293,000 ) 43,704,000 Municipal general obligation bonds 123,235,000 496,000 (1,201,000 ) 122,530,000 Municipal revenue bonds 8,295,000 22,000 (78,000 ) 8,239,000 Other investments 1,986,000 0 (29,000 ) 1,957,000 $ 339,964,000 $ 1,063,000 $ (8,586,000 ) $ 332,441,000 December 31, 2016 U.S. Government agency debt obligations $ 159,271,000 $ 106,000 $ (7,337,000 ) $ 152,040,000 Mortgage-backed securities 47,329,000 486,000 (423,000 ) 47,392,000 Municipal general obligation bonds 120,284,000 312,000 (1,549,000 ) 119,047,000 Municipal revenue bonds 7,699,000 23,000 (91,000 ) 7,631,000 Other investments 1,979,000 0 (29,000 ) 1,950,000 $ 336,562,000 $ 927,000 $ (9,429,000 ) $ 328,060,000 (Continued) MERCANTILE BANK CORPORATION NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) 2. SECURITIES Securities with unrealized losses at March 31, 2017 December 31, 2016, Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss March 31, 2017 U.S. Government agency debt obligations $ 123,657,000 $ 6,850,000 $ 4,108,000 $ 135,000 $ 127,765,000 $ 6,985,000 Mortgage-backed securities 19,107,000 145,000 15,498,000 148,000 34,605,000 293,000 Municipal general obligation bonds 46,728,000 1,047,000 8,805,000 154,000 55,533,000 1,201,000 Municipal revenue bonds 1,246,000 78,000 0 0 1,246,000 78,000 Other investments 1,486,000 29,000 0 0 1,486,000 29,000 $ 192,224,000 $ 8,149,000 $ 28,411,000 $ 437,000 $ 220,635,000 $ 8,586,000 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2016 U.S. Government agency debt obligations $ 110,160,000 $ 7,172,000 $ 5,073,000 $ 165,000 $ 115,233,000 $ 7,337,000 Mortgage-backed securities 3,670,000 4,000 37,072,000 419,000 40,742,000 423,000 Municipal general obligation bonds 65,895,000 1,360,000 27,734,000 189,000 93,629,000 1,549,000 Municipal revenue bonds 1,921,000 90,000 206,000 1,000 2,127,000 91,000 Other investments 1,479,000 29,000 0 0 1,479,000 29,000 $ 183,125,000 $ 8,655,000 $ 70,085,000 $ 774,000 $ 253,210,000 $ 9,429,000 (Continued) MERCANTILE BANK CORPORATION NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) 2. SECURITIES We evaluate securities for other-than-temporary impairment at least on a quarterly basis. Consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability we have to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For those debt securities whose fair value is less than their amortized cost basis, we also consider our intent to sell the security, whether it is more likely than not that we will be required to sell the security before recovery and if we do not expect to recover the entire amortized cost basis of the security. In analyzing an issuer’s financial condition, we may At March 31, 2017, 316 one $221 $8.6 The amortized cost and fair value of debt securities at March 31, 2017, may may Weighted Average Amortized Fair Yield (%) Cost Value Due in 2017 1.45 $ 30,644,000 $ 30,670,000 Due in 2018 through 2022 2.24 97,092,000 97,132,000 Due in 2023 through 2027 2.68 93,216,000 90,060,000 Due in 2028 and beyond 2.84 73,501,000 68,918,000 Mortgage-backed securities 1.85 43,525,000 43,704,000 Other investments 0.65 1,986,000 1,957,000 Total available for sale securities 2.36 $ 339,964,000 $ 332,441,000 (Continued) MERCANTILE BANK CORPORATION NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) 2. SECURITIES Securities issued by the State of Michigan and all its political subdivisions had a combined amortized cost of $113 $109 March 31, 2017 December 31, 2016, $112 $107 $18.7 $19.5 March 31, 2017 December 31, 2016, $18.8 $19.5 10% The carrying value of U.S. Government agency debt obligations and mortgage-backed securities that are pledged to secure repurchase agreements was $127 $132 March 31, 2017 December 31, 2016, may

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. LOANS AND ALLOWANCE FOR LOAN LOSSES Loans originated for investment are stated at their principal amount outstanding adjusted for partial charge-offs, the allowance, and net deferred loan fees and costs. Interest income on loans is accrued over the term of the loans primarily using the simple interest method based on the principal balance outstanding. Interest is not accrued on loans where collectability is uncertain. Accrued interest is presented separately in the consolidated balance sheet. Loan origination fees and certain direct costs incurred to extend credit are deferred and amortized over the term of the loan or loan commitment period as an adjustment to the related loan yield. Acquired loans are those purchased in the Firstbank merger. These loans were recorded at estimated fair value at the merger date with no carryover of the related allowance. The acquired loans were segregated between those considered to be performing (“acquired non-impaired loans”) and those with evidence of credit deterioration (“acquired impaired loans”). Acquired loans are considered impaired if there is evidence of credit deterioration and if it is probable, at acquisition, all contractually required payments will not be collected. Acquired loans restructured after acquisition are not considered or reported as troubled debt restructurings if the loans evidenced credit deterioration as of the merger date and are accounted for in pools. The fair value estimates for acquired loans are based on expected prepayments and the amount and timing of discounted expected principal, interest and other cash flows. Credit discounts representing the principal losses expected over the life of the loan are also a component of the initial fair value. In determining the merger date fair value of acquired impaired loans, and in subsequent accounting, we have generally aggregated acquired commercial and consumer loans into pools of loans with common risk characteristics. The difference between the fair value of an acquired non-impaired loan and contractual amounts due at the merger date is accreted into income over the estimated life of the loan. Contractually required payments represent the total undiscounted amount of all uncollected principal and interest payments. Acquired non-impaired loans are placed on nonaccrual status and reported as nonperforming or past due using the same criteria applied to the originated loan portfolio. The excess of an acquired impaired loan’s undiscounted contractually required payments over the amount of its undiscounted cash flows expected to be collected is referred to as the non-accretable difference. The non-accretable difference, which is neither accreted into income nor recorded on the consolidated balance sheet, reflects estimated future credit losses and uncollectible contractual interest expected to be incurred over the life of the acquired impaired loan. The excess cash flows expected to be collected over the carrying amount of the acquired loan is referred to as the accretable yield. This amount is accreted into interest income over the remaining life of the acquired loans or pools using the level yield method. The accretable yield is affected by changes in interest rate indices for variable rate loans, changes in prepayment speed assumptions and changes in expected principal and interest payments over the estimated lives of the acquired impaired loans. We evaluate quarterly the remaining contractual required payments receivable and estimate cash flows expected to be collected over the lives of the impaired loans. Contractually required payments receivable may Increases in expected cash flows of acquired impaired loans subsequent to the merger date are recognized prospectively through adjustments of the yield on the loans or pools over their remaining lives, while decreases in expected cash flows are recognized as impairment through a provision for loan losses and an increase in the allowance. Our total loans at March 31, 2017 $2.44 $2.38 December 31, 2016, $62.7 2.6%. March 31, 2017 December 31, 2016, 2016 first 2017, Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Originated loans Commercial: Commercial and industrial $ 685,227,000 34.7 % $ 636,771,000 33.8 % 7.6 % Vacant land, land development, and residential construction 23,841,000 1.2 26,519,000 1.4 (10.1 ) Real estate – owner occupied 368,910,000 18.7 363,509,000 19.3 1.5 Real estate – non-owner occupied 678,359,000 34.4 652,054,000 34.6 4.0 Real estate – multi-family and residential rental 47,072,000 2.4 50,045,000 2.6 (5.9 ) Total commercial 1,803,409,000 91.4 1,728,898,000 91.7 4.3 Retail: Home equity and other 69,032,000 3.5 69,831,000 3.7 (1.1 ) 1-4 family mortgages 101,298,000 5.1 85,819,000 4.6 18.0 Total retail 170,330,000 8.6 155,650,000 8.3 9.4 Total originated loans $ 1,973,739,000 100.0 % $ 1,884,548,000 100.0 % 4.7 % Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Acquired loans Commercial: Commercial and industrial $ 71,993,000 15.4 % $ 77,132,000 15.6 % (6.7 %) Vacant land, land development, and residential construction 8,083,000 1.7 8,309,000 1.7 (2.7 ) Real estate – owner occupied 83,472,000 17.9 86,955,000 17.6 (4.0 ) Real estate – non-owner occupied 90,206,000 19.3 96,215,000 19.5 (6.2 ) Real estate – multi-family and residential rental 66,185,000 14.1 67,838,000 13.7 (2.4 ) Total commercial 319,939,000 68.4 336,449,000 68.1 (4.9 ) Retail: Home equity and other 43,085,000 9.2 48,216,000 9.8 (10.6 ) 1-4 family mortgages 104,551,000 22.4 109,407,000 22.1 (4.4 ) Total retail 147,636,000 31.6 157,623,000 31.9 (6.3 ) Total acquired loans $ 467,575,000 100.0 % $ 494,072,000 100.0 % (5.4 %) Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Total loans Commercial: Commercial and industrial $ 757,220,000 31.0 % $ 713,903,000 30.0 % 6.1 % Vacant land, land development, and residential construction 31,924,000 1.3 34,828,000 1.5 (8.3 ) Real estate – owner occupied 452,382,000 18.5 450,464,000 18.9 0.4 Real estate – non-owner occupied 768,565,000 31.5 748,269,000 31.5 2.7 Real estate – multi-family and residential rental 113,257,000 4.7 117,883,000 4.9 (3.9 ) Total commercial 2,123,348,000 87.0 2,065,347,000 86.8 2.8 Retail: Home equity and other 112,117,000 4.6 118,047,000 5.0 (5.0 ) 1-4 family mortgages 205,849,000 8.4 195,226,000 8.2 5.4 Total retail 317,966,000 13.0 313,273,000 13.2 1.5 Total loans $ 2,441,314,000 100.0 % $ 2,378,620,000 100.0 % 2.6 % The total contractually required payments due on and carrying value of acquired impaired loans were $14.9 $6.0 March 31, 2017. $15.5 $6.2 December 31, 2016. three March 31, 2017 March 31, 2016 Balance at December 31, 2016 $ 1,726,000 Additions 1,000 Accretion income (147,000 ) Net reclassification from nonaccretable to accretable 63,000 Reductions (1) (179,000 ) Balance at March 31, 2017 $ 1,464,000 Balance at December 31, 2015 $ 5,193,000 Additions 21,000 Accretion income (680,000 ) Net reclassification from nonaccretable to accretable 2,372,000 Reductions (1) (587,000 ) Balance at March 31, 2016 $ 6,319,000 (1) Nonperforming originated loans as of March 31, 2017 December 31, 2016 March 31, December 31, 2017 2016 Loans past due 90 days or more still accruing interest $ 0 $ 0 Nonaccrual loans 4,716,000 3,328,000 Total nonperforming originated loans $ 4,716,000 $ 3,328,000 Nonperforming acquired loans as of March 31, 2017 December 31, 2016 March 31, December 31, 2017 2016 Loans past due 90 days or more still accruing interest $ 0 $ 0 Nonaccrual loans 2,576,000 2,611,000 Total nonperforming acquired loans $ 2,576,000 $ 2,611,000 The recorded principal balance of nonperforming loans was as follows: March 31, December 31, 2017 2016 Commercial: Commercial and industrial $ 3,073,000 $ 2,296,000 Vacant land, land development, and residential construction 80,000 95,000 Real estate – owner occupied 911,000 285,000 Real estate – non-owner occupied 421,000 488,000 Real estate – multi-family and residential rental 163,000 17,000 Total commercial 4,648,000 3,181,000 Retail: Home equity and other 407,000 496,000 1-4 family mortgages 2,237,000 2,262,000 Total retail 2,644,000 2,758,000 Total nonperforming loans $ 7,292,000 $ 5,939,000 Acquired impaired loans are not reported as nonperforming loans based on acquired impaired loan accounting. Acquired non-impaired loans are placed on nonaccrual status and reported as nonperforming or past due using the same criteria applied to the originated loan portfolio. An age analysis of past due loans is as follows as of March 31, 2017: 30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Originated loans Commercial: Commercial and industrial $ 230,000 $ 1,661,000 $ 0 $ 1,891,000 $ 683,336,000 $ 685,227,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 23,841,000 23,841,000 0 Real estate – owner occupied 0 0 0 0 368,910,000 368,910,000 0 Real estate – non-owner occupied 0 0 0 0 678,359,000 678,359,000 0 Real estate – multi-family and residential rental 130,000 0 0 130,000 46,942,000 47,072,000 0 Total commercial 360,000 1,661,000 0 2,021,000 1,801,388,000 1,803,409,000 0 Retail: Home equity and other 542,000 13,000 3,000 558,000 68,474,000 69,032,000 0 1-4 family mortgages 0 0 225,000 225,000 101,073,000 101,298,000 0 Total retail 542,000 13,000 228,000 783,000 169,547,000 170,330,000 0 Total past due loans $ 902,000 $ 1,674,000 $ 228,000 $ 2,804,000 $ 1,970,935,000 $ 1,973,739,000 $ 0 Recorded 30 – 59 60 – 89 Greater Than 89 Balance > 89 Days Days Days Total Total Days and Past Due Past Due Past Due Past Due Current Loans Accruing Acquired loans Commercial: Commercial and industrial $ 25,000 $ 0 $ 16,000 $ 41,000 $ 71,952,000 $ 71,993,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 8,083,000 8,083,000 0 Real estate – owner occupied 273,000 0 75,000 348,000 83,124,000 83,472,000 0 Real estate – non-owner occupied 49,000 0 353,000 402,000 89,804,000 90,206,000 0 Real estate – multi-family and residential rental 152,000 37,000 11,000 200,000 65,985,000 66,185,000 0 Total commercial 499,000 37,000 455,000 991,000 318,948,000 319,939,000 0 Retail: Home equity and other 451,000 63,000 49,000 563,000 42,522,000 43,085,000 0 1-4 family mortgages 826,000 178,000 610,000 1,614,000 102,937,000 104,551,000 0 Total retail 1,277,000 241,000 659,000 2,177,000 145,459,000 147,636,000 0 Total past due loans $ 1,776,000 $ 278,000 $ 1,114,000 $ 3,168,000 $ 464,407,000 $ 467,575,000 $ 0 An age analysis of past due loans is as follows as of December 31, 2016: 30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Originated loans Commercial: Commercial and industrial $ 0 $ 27,000 $ 0 $ 27,000 $ 636,744,000 $ 636,771,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 26,519,000 26,519,000 0 Real estate – owner occupied 0 0 0 0 363,509,000 363,509,000 0 Real estate – non-owner occupied 0 0 0 0 652,054,000 652,054,000 0 Real estate – multi-family and residential rental 0 0 0 0 50,045,000 50,045,000 0 Total commercial 0 27,000 0 27,000 1,728,871,000 1,728,898,000 0 Retail: Home equity and other 46,000 98,000 0 144,000 69,687,000 69,831,000 0 1-4 family mortgages 758,000 122,000 337,000 1,217,000 84,602,000 85,819,000 0 Total retail 804,000 220,000 337,000 1,361,000 154,289,000 155,650,000 0 Total past due loans $ 804,000 $ 247,000 $ 337,000 $ 1,388,000 $ 1,883,160,000 $ 1,884,548,000 $ 0 30 – 59 60 – 89 Greater Than 89 Recorded Balance > 89 Days Days Days Total Total Days and Past Due Past Due Past Due Past Due Current Loans Accruing Acquired Loans Commercial: Commercial and industrial $ 0 $ 11,000 $ 16,000 $ 27,000 $ 77,105,000 $ 77,132,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 8,309,000 8,309,000 0 Real estate – owner occupied 62,000 0 50,000 112,000 86,843,000 86,955,000 0 Real estate – non-owner occupied 0 0 353,000 353,000 95,862,000 96,215,000 0 Real estate – multi-family and residential rental 0 0 17,000 17,000 67,821,000 67,838,000 0 Total commercial 62,000 11,000 436,000 509,000 335,940,000 336,449,000 0 Retail: Home equity and other 258,000 26,000 45,000 329,000 47,887,000 48,216,000 0 1-4 family mortgages 1,255,000 467,000 439,000 2,161,000 107,246,000 109,407,000 0 Total retail 1,513,000 493,000 484,000 2,490,000 155,133,000 157,623,000 0 Total past due loans $ 1,575,000 $ 504,000 $ 920,000 $ 2,999,000 $ 491,073,000 $ 494,072,000 $ 0 Impaired originated loans as of March 31, 2017, three March 31, 2017, First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 1,680,000 $ 1,680,000 $ 1,589,000 Vacant land, land development and residential construction 479,000 80,000 88,000 Real estate – owner occupied 227,000 225,000 113,000 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 264,000 264,000 197,000 Total commercial 2,650,000 2,249,000 1,987,000 Retail: Home equity and other 386,000 380,000 247,000 1-4 family mortgages 1,316,000 668,000 649,000 Total retail 1,702,000 1,048,000 896,000 Total with no related allowance recorded $ 4,352,000 $ 3,297,000 $ 2,883,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 3,021,000 $ 2,998,000 $ 2,368,000 $ 2,690,000 Vacant land, land development and residential construction 499,000 499,000 13,000 749,000 Real estate – owner occupied 1,382,000 1,382,000 209,000 1,144,000 Real estate – non-owner occupied 4,470,000 4,470,000 157,000 4,745,000 Real estate – multi-family and residential rental 462,000 462,000 99,000 751,000 Total commercial 9,834,000 9,811,000 2,846,000 10,079,000 Retail: Home equity and other 997,000 982,000 715,000 697,000 1-4 family mortgages 165,000 117,000 20,000 137,000 Total retail 1,162,000 1,099,000 735,000 834,000 Total with an allowance recorded $ 10,996,000 $ 10,910,000 $ 3,581,000 $ 10,913,000 Total impaired loans: Commercial $ 12,484,000 $ 12,060,000 $ 2,846,000 $ 12,066,000 Retail 2,864,000 2,147,000 735,000 1,730,000 Total impaired loans $ 15,348,000 $ 14,207,000 $ 3,581,000 $ 13,796,000 Impaired acquired loans as of March 31, 2017, three March 31, 2017, First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 985,000 $ 958,000 $ 892,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 1,159,000 1,092,000 1,151,000 Real estate – non-owner occupied 848,000 713,000 751,000 Real estate – multi-family and residential rental 318,000 231,000 160,000 Total commercial 3,310,000 2,994,000 2,954,000 Retail: Home equity and other 476,000 322,000 336,000 1-4 family mortgages 2,168,000 1,695,000 1,662,000 Total retail 2,644,000 2,017,000 1,998,000 Total with no related allowance recorded $ 5,954,000 $ 5,011,000 $ 4,952,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 19,000 $ 19,000 $ 2,000 $ 19,000 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 48,000 48,000 3,000 48,000 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 0 Total commercial 67,000 67,000 5,000 67,000 Retail: Home equity and other 0 0 0 0 1-4 family mortgages 172,000 172,000 4,000 172,000 Total retail 172,000 172,000 4,000 172,000 Total with an allowance recorded $ 239,000 $ 239,000 $ 9,000 $ 239,000 Total impaired loans: Commercial $ 3,377,000 $ 3,061,000 $ 5,000 $ 3,021,000 Retail 2,816,000 2,189,000 4,000 2,170,000 Total impaired loans $ 6,193,000 $ 5,250,000 $ 9,000 $ 5,191,000 Impaired originated loans as of December 31, 2016, three March 31, 2016, First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 1,498,000 $ 1,498,000 $ 1,695,000 Vacant land, land development and residential construction 487,000 95,000 0 Real estate – owner occupied 0 0 287,000 Real estate – non-owner occupied 0 0 5,678,000 Real estate – multi-family and residential rental 130,000 130,000 0 Total commercial 2,115,000 1,723,000 7,660,000 Retail: Home equity and other 114,000 114,000 7,000 1-4 family mortgages 1,270,000 630,000 615,000 Total retail 1,384,000 744,000 622,000 Total with no related allowance recorded $ 3,499,000 $ 2,467,000 $ 8,282,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 2,405,000 $ 2,382,000 $ 673,000 $ 270,000 Vacant land, land development and residential construction 999,000 999,000 28,000 1,648,000 Real estate – owner occupied 906,000 906,000 97,000 1,307,000 Real estate – non-owner occupied 5,020,000 5,020,000 247,000 4,798,000 Real estate – multi-family and residential rental 1,040,000 1,040,000 258,000 1,017,000 Total commercial 10,370,000 10,347,000 1,303,000 9,040,000 Retail: Home equity and other 434,000 412,000 203,000 516,000 1-4 family mortgages 204,000 157,000 66,000 127,000 Total retail 638,000 569,000 269,000 643,000 Total with an allowance recorded $ 11,008,000 $ 10,916,000 $ 1,572,000 $ 9,683,000 Total impaired loans: Commercial $ 12,485,000 $ 12,070,000 $ 1,303,000 $ 16,700,000 Retail 2,022,000 1,313,000 269,000 1,265,000 Total impaired loans $ 14,507,000 $ 13,383,000 $ 1,572,000 $ 17,965,000 Impaired acquired loans as of December 31, 2016, three March 31, 2016, First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 853,000 $ 826,000 $ 1,462,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 1,281,000 1,210,000 1,811,000 Real estate – non-owner occupied 928,000 789,000 826,000 Real estate – multi-family and residential rental 152,000 89,000 343,000 Total commercial 3,214,000 2,914,000 4,442,000 Retail: Home equity and other 531,000 351,000 293,000 1-4 family mortgages 2,081,000 1,629,000 1,411,000 Total retail 2,612,000 1,980,000 1,704,000 Total with no related allowance recorded $ 5,826,000 $ 4,894,000 $ 6,146,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 19,000 $ 19,000 $ 2,000 $ 378,000 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 48,000 48,000 3,000 50,000 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 22,000 Total commercial 67,000 67,000 5,000 450,000 Retail: Home equity and other 0 0 0 0 1-4 family mortgages 172,000 172,000 4,000 88,000 Total retail 172,000 172,000 4,000 88,000 Total with an allowance recorded $ 239,000 $ 239,000 $ 9,000 $ 538,000 Total impaired loans: Commercial $ 3,281,000 $ 2,981,000 $ 5,000 $ 4,892,000 Retail 2,784,000 2,152,000 4,000 1,792,000 Total impaired loans $ 6,065,000 $ 5,133,000 $ 9,000 $ 6,684,000 Impaired loans for which no allocation of the allowance for loan losses has been made generally reflect situations whereby the loans have been charged-down to estimated collateral value. Interest income recognized on accruing troubled debt restructurings totaled $0.2 $0.3 first 2017 2016, first 2017 2016. $0.1 $0.2 first 2017 2016, Credit Quality Indicators. ten Credit quality indicators were as follows as of March 31, 2017: Originated loans Commercial credit exposure – credit risk profiled by internal credit risk grades: Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 471,570,000 $ 14,994,000 $ 266,147,000 $ 553,441,000 $ 29,421,000 Grades 5 – 7 206,434,000 8,767,000 100,967,000 124,918,000 16,925,000 Grades 8 – 9 7,223,000 80,000 1,796,000 0 726,000 Total commercial $ 685,227,000 $ 23,841,000 $ 368,910,000 $ 678,359,000 $ 47,072,000 Retail credit exposure – credit risk profiled by collateral type: Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 69,032,000 $ 101,298,000 Acquired loans Commercial credit exposure – credit risk profiled by internal credit risk grades: Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 37,236,000 $ 1,756,000 $ 34,189,000 $ 52,796,000 $ 38,612,000 Grades 5 – 7 33,417,000 6,002,000 47,471,000 36,001,000 27,274,000 Grades 8 – 9 1,340,000 325,000 1,812,000 1,409,000 299,000 Total commercial $ 71,993,000 $ 8,083,000 $ 83,472,000 $ 90,206,000 $ 66,185,000 Retail credit exposure – credit risk profiled by collateral type: Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 43,085,000 $ 104,551,000 Credit quality indicators were as follows as of December 31, 2016: Originated loans Commercial credit exposure – credit risk profiled by internal credit risk grades: Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 440,219,000 $ 16,378,000 $ 238,890,000 $ 542,294,000 $ 29,793,000 Grades 5 – 7 190,170,000 10,046,000 123,517,000 109,304,000 19,082,000 Grades 8 – 9 6,382,000 95,000 1,102,000 456,000 1,170,000 Total commercial $ 636,771,000 $ 26,519,000 $ 363,509,000 $ 652,054,000 $ 50,045,000 Retail credit exposure – credit risk profiled by collateral type: Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 69,831,000 $ 85,819,000 Acquired loans Commercial credit exposure – credit risk profiled by internal credit risk grades: Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 40,911,000 $ 1,887,000 $ 36,246,000 $ 57,671,000 $ 39,574,000 Grades 5 – 7 35,233,000 6,164,000 49,255,000 37,040,000 28,015,000 Grades 8 – 9 988,000 258,000 1,454,000 1,504,000 249,000 Total commercial $ 77,132,000 $ 8,309,000 $ 86,955,000 $ 96,215,000 $ 67,838,000 Retail credit exposure – credit risk profiled by collateral type: Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 48,216,000 $ 109,407,000 All commercial loans are graded using the following criteria: Grade 1. Excellent credit rating that contain very little, if any, risk of loss. Grade 2. Strong sources of repayment and have low repayment risk. Grade 3. Good sources of repayment and have limited repayment risk. Grade 4. Adequate sources of repayment and acceptable repayment risk; however, characteristics are present that render the credit more vulnerable to a negative event. Grade 5. Marginally acceptable sources of repayment and exhibit defined weaknesses and negative characteristics. Grade 6. Well defined weaknesses which may Grade 7. Defined weaknesses or negative trends that merit close monitoring through Watch List status. Grade 8. Inadequately protected by current sound net worth, paying capacity of the obligor, or pledged collateral, resulting in a distinct possibility of loss requiring close monitoring through Watch List status. Grade 9. Vital weaknesses exist where collection of principal is highly questionable. Grade 10. Considered uncollectable and of such little value that continuance as an asset is not warranted. The primary risk elements with respect to commercial loans are the financial condition of the borrower, the sufficiency of collateral, and timeliness of scheduled payments. We have a policy of requesting and reviewing periodic financial statements from commercial loan customers and employ a disciplined and formalized review of the existence of collateral and its value. The primary risk element with respect to each residential real estate loan and consumer loan is the timeliness of scheduled payments. We have a reporting system that monitors past due loans and have adopted policies to pursue creditor’s rights in order to preserve our collateral position. Activity in the allowance for loan losses and the recorded investments in originated loans as of and during the three March 31, 2017 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 16,026,000 $ 1,882,000 $ (40,000 ) $ 17,868,000 Provision for loan losses (225,000 ) 643,000 130,000 548,000 Charge-offs (225,000 ) (220,000 ) 0 (445,000 ) Recoveries 95,000 60,000 0 155,000 Ending balance $ 15,671,000 $ 2,365,000 $ 90,000 $ 18,126,000 Ending balance: individually evaluated for impairment $ 2,846,000 $ 735,000 $ 0 $ 3,581,000 Ending balance: collectively evaluated for impairment $ 12,825,000 $ 1,630,000 $ 90,000 $ 14,545,000 Total loans: Ending balance $ 1,803,409,000 $ 170,330,000 $ 1,973,739,000 Ending balance: individually evaluated for impairment $ 12,060,000 $ 2,147,000 $ 14,207,000 Ending balance: collectively evaluated for impairment $ 1,791,349,000 $ 168,183,000 $ 1,959,532,000 Activity in the allowance for loan losses for acquired loans during the three March 31, 2017 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 75,000 $ 18,000 $ 0 $ 93,000 Provision for loan losses 45,000 7,000 0 52,000 Charge-offs (11,000 ) 0 0 (11,000 ) Recoveries 16,000 0 0 16,000 Ending balance $ 125,000 $ 25,000 $ 0 $ 150,000 Activity in the allowance for loan losses and the recorded investments in originated loans as of and during the twelve December 31, 2016 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 13,672,000 $ 1,421,000 $ 140,000 $ 15,233,000 Provision for loan losses 2,247,000 1,031,000 (180,000 ) 3,098,000 Charge-offs (980,000 ) (1,153,000 ) 0 (2,133,000 ) Recoveries 1,087,000 583,000 0 1,670,000 Ending balance $ 16,026,000 $ 1,882,000 $ (40,000 ) $ 17,868,000 Ending balance: individually evaluated for impairment $ 1,303,000 $ 269,000 $ 0 $ 1,572,000 Ending balance: collectively evaluated for impairment $ 14,723,000 $ 1,613,000 $ (40,000 ) $ 16,296,000 Total loans: Ending balance $ 1,728,898,000 $ 155,650,000 $ 1,884,548,000 Ending balance: individually evaluated for impairment $ 12,070,000 $ 1,313,000 $ 13,383,000 Ending balance: collectively evaluated for impairment $ 1,716,828,000 $ 154,337,000 $ 1,871,165,000 Activity in the allowance for loan losses for acquired loans during the twelve December 31, 2016 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 420,000 $ 28,000 $ 0 $ 448,000 Provision for loan losses (303,000 ) 105,000 0 (198,000 ) Charge-offs 0 (72,000 ) 0 (72,000 ) Recoveries (42,000 ) (43,000 ) 0 (85,000 ) Ending balance $ 75,000 $ 18,000 $ 0 $ 93,000 The negative loan recoveries reflected for acquired loans during 2016 first 2016, In accordance with acquisition accounting rules, acquired loans were recorded at fair value at the merger date and the prior allowance was eliminated. Loans modified as troubled debt restructurings during the three March 31, 2017 Pre- Post- Modification Modification Recorded Recorded Number of Principal Principal Contracts Balance Balance Originated loans Commercial: Commercial and industrial 0 $ 0 $ 0 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total originated commercial 0 0 0 Retail: Home equity and other 4 328,000 329,000 1-4 family mortgages 0 0 0 Total originated retail 4 328,000 329,000 Total originated loans 4 $ 328,000 $ 329,000 Acquired loans Commercial: Commercial and industrial 1 $ 31,000 $ 31,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total acquired commercial 1 31,000 31,000 Retail: Home equity and other 2 6,000 7,000 1-4 family mortgages 1 57,000 57,000 Total acquired retail 3 63,000 64,000 Total acquired loans 4 $ 94,000 $ 95,000 Loans modified as troubled debt restructurings during the three March 31, 2016 Pre- Post- Modification Modification Recorded Recorded Number of Principal Principal Contracts Balance Balance Originated lo ans Commercial: Commercial and industrial 1 $ 20,000 $ 20,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total originated commercial 1 20,000 20,000 Retail: Home equity and other 0 0 0 1-4 family mortgages 0 0 0 Total originated retail 0 0 0 Total originated loans 1 $ 20,000 $ 20,000 Acquired loans Commercial: Commercial and industrial 0 $ 0 $ 0 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total acquired commercial 0 0 0 Retail: Home equity and other 1 26,000 26,000 1-4 family mortgages 1 19,000 19,000 Total acquired retail 2 45,000 45,000 Total acquired loans 2 $ 45,000 $ 45,000 The following originated loans, modified as troubled debt restructurings within the previous twelve 30 three March 31, 2017 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 2 $ 34,000 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 1 130,000 Total commercial 3 164,000 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 3 $ 164,000 The following acquired loans, modified as troubled debt restructurings within the previous twelve 30 three March 31, 2017 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 1 $ 24,000 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 1 24,000 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 1 $ 24,000 The following originated loans, modified as troubled debt restructurings within the previous twelve 30 three March 31, 2016 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0 The following acquired loans, modified as troubled debt restructurings within the previous twelve 30 three March 31, 2016 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0 Activity for originated loans categorized as troubled debt restructurings during the three

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment, Net	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	4. PREMISES AND EQUIPMENT, NET Premises and equipment are comprised of the following: March 31, December 31, 2017 2016 Land and improvements $ 17,665,000 $ 17,285,000 Buildings 39,836,000 39,691,000 Furniture and equipment 17,719,000 17,195,000 75,220,000 74,171,000 Less: accumulated depreciation 29,372,000 28,715,000 Premises and equipment, net $ 45,848,000 $ 45,456,000 Depreciation expense totaled $0.7 first 2017 2016.

Note 5 - Deposits

Note 5 - Deposits	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	5. DEPOSITS Our total deposits at March 31, 2017 $2.28 $97.0 4.1%, December 31, 2016. March 31, 2017 December 31, 2016, 2016 first 2017, Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Noninterest-bearing demand $ 757,706,000 33.3 % $ 810,600,000 34.1 % (6.5 %) Interest-bearing checking 371,622,000 16.3 377,929,000 15.9 (1.7 ) Money market 279,120,000 12.3 272,051,000 11.5 2.6 Savings 355,354,000 15.6 344,988,000 14.5 3.0 Time, under $100,000 142,454,000 6.2 146,169,000 6.2 (2.5 ) Time, $100,000 and over 326,694,000 14.3 347,058,000 14.6 (5.9 ) Total local deposits 2,232,950,000 98.0 2,298,795,000 96.8 (2.9 ) Out-of-area time, under $100,000 0 NA 0 NA NA Out-of-area time, $100,000 and over 45,066,000 2.0 76,190,000 3.2 (40.9 ) Total out-of-area deposits 45,066,000 2.0 76,190,000 3.2 (40.9 ) Total deposits $ 2,278,016,000 100.0 % $ 2,374,985,000 100.0 % (4.1 %) Time deposits of more than $250,000 $201 $178 March 31, 2017 March 31, 2016,

Note 6 - Securities Sold Under

Note 6 - Securities Sold Under Agreements to Repurchase	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	6. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE Securities sold under agreements to repurchase (“repurchase agreements”) are offered principally to certain large deposit customers. Information relating to our repurchase agreements follows: Three Months Ended Twelve Months Ended March 31, 2017 December 31, 2016 Outstanding balance at end of period $ 126,679,000 $ 131,710,000 Average interest rate at end of period 0.16 % 0.16 % Average daily balance during the period $ 128,933,000 $ 149,079,000 Average interest rate during the period 0.16 % 0.14 % Maximum daily balance during the period $ 142,459,000 $ 175,088,000 Repurchase agreements generally have original maturities of less than one

Note 7 - Federal Home Loan Bank

Note 7 - Federal Home Loan Bank of Indianapolis Advances	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	7. FEDERAL HOME LOAN BANK OF INDIANAPOLIS ADVANCES Federal Home Loan Bank of Indianapolis (“FHLBI”) advances totaled $205 March 31, 2017, May 2017 April 2024, 1.04% 2.39% 1.59%. $175 December 31, 2016, March 2017 April 2023, 1.04% 2.11% 1.48%. Each advance is payable at its maturity date and is subject to a prepayment fee if paid prior to the maturity date. The advances are collateralized by residential mortgage loans, first first March 31, 2017 $541 $336 Maturities of currently outstanding FHLBI advances are as follows: 2017 $ 35,000,000 2018 20,000,000 2019 30,000,000 2020 30,000,000 2021 30,000,000 Thereafter 60,000,000

Note 8 - Commitments and Off-ba

Note 8 - Commitments and Off-balance Sheet Risk	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Commitments Contingencies and Guarantees [Text Block]	8. COMMITMENTS AND OFF-BALANCE SHEET RISK Our bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Loan commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Standby letters of credit are conditional commitments issued by our bank to guarantee the performance of a customer to a third may These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized, if any, in the balance sheet. Our bank’s maximum exposure to loan loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. Our bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Collateral, such as accounts receivable, securities, inventory, and property and equipment, is generally obtained based on our credit assessment of the borrower. If required, estimated loss exposure resulting from these instruments is expensed and is generally recorded as a liability. There was no March 31, 2017 December 31, 2016. A summary of the contractual amounts of our financial instruments with off-balance sheet risk at March 31, 2017 December 31, 2016 March 31, December 31, 2017 2016 Commercial unused lines of credit $ 533,402,000 $ 553,345,000 Unused lines of credit secured by 1 – 4 family residential properties 60,122,000 56,275,000 Credit card unused lines of credit 28,140,000 22,689,000 Other consumer unused lines of credit 8,807,000 8,489,000 Commitments to make loans 216,371,000 154,338,000 Standby letters of credit 26,902,000 26,202,000 $ 873,744,000 $ 821,338,000 Certain of our commercial loan customers have entered into interest rate swap agreements directly with our correspondent banks. To assist our commercial loan customers in these transactions, and to encourage our correspondent banks to enter into the interest rate swap transactions with minimal credit underwriting analyses on their part, we have entered into risk participation agreements with the correspondent banks whereby we agree to make payments to the correspondent banks owed by our commercial loan customers under the interest rate swap agreement in the event that our commercial loan customers do not make the payments. We are not a party to the interest rate swap agreements under these arrangements. As of March 31, 2017, $13.6 $1.6 four fifteen

Note 9 - Hedging Activities

Note 9 - Hedging Activities	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	9. HEDGING ACTIVITIES Our interest rate risk policy includes guidelines for measuring and monitoring interest rate risk. Within these guidelines, parameters have been established for maximum fluctuations in net interest income. Possible fluctuations are measured and monitored using net interest income simulation. Our policy provides for the use of certain derivative instruments and hedging activities to aid in managing interest rate risk to within the policy parameters. In February 2012, January 2013 January 2018. $32.0 90 218 90 $32.0 March 31, 2017 December 31, 2016, $0.1 Effective January 26, 2016, $32.0 $21.0 $11.0 $0.2 January 2016 $11.0

Note 10 - Fair Values of Financ

Note 10 - Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	10. FAIR VALUES OF FINANCIAL INSTRUMENTS The carrying amounts, estimated fair values and level within the fair value hierarchy of financial instruments were as follows as of March 31, 2017 December 31, 2016 Level in March 31, 2017 December 31, 2016 Fair Value Carrying Fair Carrying Fair Hierarchy Values Values Values Values Financial assets: Cash Level 1 $ 11,279 $ 11,279 $ 11,493 $ 11,493 Cash equivalents Level 2 41,697 41,697 172,103 172,103 Securities available for sale (1) 332,441 332,441 328,060 328,060 FHLBI stock (2) 9,236 9,236 8,026 8,026 Loans, net Level 3 2,421,111 2,410,034 2,359,624 2,353,276 Loans held for sale Level 2 1,927 1,927 1,035 1,035 Bank owned life insurance Level 2 66,211 66,211 67,198 67,198 Accrued interest receivable Level 2 8,542 8,542 7,714 7,714 Financial liabilities: Deposits Level 2 2,278,016 2,181,344 2,374,985 2,286,548 Repurchase agreements Level 2 126,679 126,679 131,710 131,710 FHLBI advances Level 2 205,000 204,156 175,000 174,734 Subordinated debentures Level 2 45,006 45,392 44,835 45,220 Accrued interest payable Level 2 1,465 1,465 1,592 1,592 Interest rate swap (1) 42 42 84 84 (1) See Note 11 (2) It is not practical to determine the fair value of FHLBI stock due to transferability restrictions. Carrying amount is the estimated fair value for cash and cash equivalents, accrued interest receivable and payable, bank owned life insurance, noninterest checking deposits, securities sold under agreements to repurchase, and variable rate loans and deposits that reprice frequently and fully. Security fair values are based on market prices or dealer quotes, and if no such information is available, on the rate and term of the security and information about the issuer. For fixed rate loans and deposits and for variable rate loans and deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. Fair value of subordinated debentures and FHLBI advances is based on current rates for similar financing. Fair value of the interest rate swap is determined primarily utilizing market-consensus forecasted yield curves. Fair value of off-balance sheet items is estimated to be nominal.

Note 11 - Fair Values

Note 11 - Fair Values	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	11. FAIR VALUES Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability, or in the absence of a principal market, the most advantageous market for the asset or liability. The price of the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. We are required to use valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may Level 1: Level 2: 1 Level 3: The following is a description of our valuation methodologies used to measure and disclose the fair values of our financial assets and liabilities that are recorded at fair value on a recurring or nonrecurring basis: Securities available for sale. 2 3 no March 31, 2017 December 31, 2016. no 1 Derivatives . The interest rate swap is measured at fair value on a recurring basis. We measure fair value utilizing models that use primarily market observable inputs, such as forecasted yield curves, and accordingly, the interest rate swap agreement is classified as Level 2. Mortgage loans held for sale . Mortgage loans originated and intended for sale in the secondary March 31, 2017 December 31, 2016, $1.9 $1.0 Loans . We do not record loans at fair value on a recurring basis. However, from time to time, we record nonrecurring fair value adjustments to collateral dependent loans to reflect partial write-downs or specific reserves that are based on the observable market price or current estimated value of the collateral. These loans are reported in the nonrecurring table below at initial recognition of impairment and on an ongoing basis until recovery or charge-off. Foreclosed Assets. Assets and Liabilities Measured at Fair Value on a Recurring Basis The balances of assets and liabilities measured at fair value on a recurring basis as of March 31, 2017 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 156,011,000 $ 0 $ 156,011,000 $ 0 Mortgage-backed securities 43,704,000 0 43,704,000 0 Municipal general obligation bonds 122,530,000 0 116,131,000 6,399,000 Municipal revenue bonds 8,239,000 0 8,239,000 0 Other investments 1,957,000 0 1,957,000 0 Interest rate swap (42,000 ) 0 (42,000 ) 0 Total $ 332,399,000 $ 0 $ 326,000,000 $ 6,399,000 There were no transfers in or out of Level 1, 2 3 first three 2017. The balances of assets and liabilities measured at fair value on a recurring basis as of December 31, 2016 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 152,040,000 $ 0 $ 152,040,000 $ 0 Mortgage-backed securities 47,392,000 0 47,392,000 0 Municipal general obligation bonds 119,047,000 0 112,648,000 6,399,000 Municipal revenue bonds 7,631,000 0 7,631,000 0 Other investments 1,950,000 0 1,950,000 0 Interest rate swap (84,000 ) 0 (84,000 ) 0 Total $ 327,976,000 $ 0 $ 321,577,000 $ 6,399,000 There were no transfers in or out of Level 1, 2 3 2016. Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis The balances of assets and liabilities measured at fair value on a nonrecurring basis as of March 31, 2017 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Impaired loans $ 8,119,000 $ 0 $ 0 $ 8,119,000 Foreclosed assets 495,000 0 0 495,000 Total $ 8,614,000 $ 0 $ 0 $ 8,614,000 The balances of assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2016 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Impaired loans $ 9,896,000 $ 0 $ 0 $ 9,896,000 Foreclosed assets 469,000 0 0 469,000 Total $ 10,365,000 $ 0 $ 0 $ 10,365,000 The carrying values are based on the estimated value of the property or other assets. Fair value estimates of collateral on impaired loans and foreclosed assets are reviewed periodically. Our credit policies establish criteria for obtaining appraisals and determining internal value estimates. We may may 15% 25% 25% 50% 10%

Note 12 - Regulatory Matters

Note 12 - Regulatory Matters	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	12. REGULATORY MATTERS We are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on our financial statements. The prompt corrective action regulations provide five may may March 31, 2017 December 31, 2016, March 31, 2017 Our actual capital levels (dollars in thousands) and the minimum levels required to be categorized as adequately and well capitalized were: Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio March 31, 2017 Total capital (to risk weighted assets) Consolidated $ 359,984 13.1 % $ 220,614 8.0 % NA NA Bank 356,798 13.0 220,408 8.0 275,509 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 341,708 12.4 165,461 6.0 NA NA Bank 338,522 12.3 165,306 6.0 220,408 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 298,776 10.8 124,096 4.5 NA NA Bank 338,522 12.3 123,980 4.5 179,081 6.5 Tier 1 capital (to average assets) Consolidated 341,708 11.5 118,508 4.0 NA NA Bank 338,522 11.4 118,462 4.0 148,078 5.0 Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Total capital (to risk weighted assets) Consolidated $ 354,278 13.1 % $ 215,819 8.0 % NA NA Bank 353,243 13.1 215,605 8.0 269,506 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 336,316 12.5 161,864 6.0 NA NA Bank 335,282 12.4 161,704 6.0 215,605 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 293,555 10.9 121,398 4.5 NA NA Bank 335,282 12.4 121,278 4.5 175,179 6.5 Tier 1 capital (to average assets) Consolidated 336,316 11.2 120,486 4.0 NA NA Bank 335,282 11.1 120,383 4.0 150,479 5.0 Our consolidated capital levels as of March 31, 2017 December 31, 2016 $42.9 $42.8 may 1 25% 1 May 19, 2010, December 31, 2009 $15.0 March 31, 2017 December 31, 2016, $42.9 $42.8 1 Under the final BASEL III capital rules that became effective on January 1, 2015, 1 2.5% three 2016. 1 7.0%, 1 8.5% 10.5% January 1, 2019. March 31, 2017, Our and our bank’s ability to pay cash and stock dividends is subject to limitations under various laws and regulations and to prudent and sound banking practices. On January 12, 2017, $0.18 March 22, 2017 March 10, 2017. April 13, 2017, $0.18 June 21, 2017 June 9, 2017. On January 30, 2015, $20.0 April 19, 2016, $15.0 956,419 $19.5 $20.38; first three 2017. may On January 26, 2016, $11.0 $32.0 $11.0 $21.0 73% $11.0 27% $3.0 $1.8 $0.11 $9.1 35

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2017
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation three March 31, 2017 two 10 303(b) March 31, 2017 10 December 31, 2016. We have five
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share Approximately 225,000 three March 31, 2017. 34,000 three March 31, 2017. 7,000 three March 31, 2017. Approximately 150,000 three March 31, 2016. 118,000 three March 31, 2016. 10,000 three March 31, 2016.
Marketable Securities, Policy [Policy Text Block]	Securities Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized or accreted on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Declines in the fair value of debt securities below their amortized cost that are other than temporary (“OTTI”) are reflected in earnings or other comprehensive income, as appropriate. For those debt securities whose fair value is less than their amortized cost, we consider our intent to sell the security, whether it is more likely than not that we will be required to sell the security before recovery and whether we expect to recover the entire amortized cost of the security based on our assessment of the issuer’s financial condition. In analyzing an issuer’s financial condition, we consider whether the securities are issued by the federal government or its agencies, and whether downgrades by bond rating agencies have occurred. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two 1) 2)
Finance, Loan and Lease Receivables, Held-for-investment, Policy [Policy Text Block]	Loans Interest income on commercial loans and mortgage loans is discontinued at the time the loan is 90 120 All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held for Sale secondary March 31, 2017 December 31, 2016, $1.9 $1.0 Mortgage loans held for sale are generally sold with servicing rights retained. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold, which is reduced by the cost allocated to the servicing right. We generally lock in the sale price to the purchaser of the loan at the same time we make a rate commitment to the borrower. These mortgage banking activities are not designated as hedges and are carried at fair value. The net gain or loss on mortgage banking derivatives is included in the gain on sale of loans. Mortgage loans serviced for others totaled approximately $603 March 31, 2017.
Loans and Leases Receivable, Mortgage Banking Activities, Policy [Policy Text Block]	Mortgage Banking Activities Servicing fee income is recorded for fees earned for servicing mortgage loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Amortization of mortgage loan servicing rights is netted against mortgage loan servicing income and recorded in mortgage banking activities in the income statement.
Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]	Troubled Debt Restructurings may In accordance with current accounting guidance, loans modified as troubled debt restructurings are, by definition, considered to be impaired loans. Impairment for these loans is measured on a loan-by-loan basis similar to other impaired loans as described below under “Allowance for Loan Losses.” Certain loans modified as troubled debt restructurings may two
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses may A loan is considered to be impaired when, based on current information and events, it is probable we will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. We determine the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of delay, the reasons for delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of collateral if the loan is collateral dependent.
Derivatives, Policy [Policy Text Block]	Derivatives February 2012, 9. Changes in the fair value of derivatives that are designated, for accounting purposes, as a hedge of the variability of cash flows to be received on various assets and liabilities and are effective are reported in other comprehensive income. They are later reclassified into earnings in the same periods during which the hedged transaction affects earnings and are included in the line item in which the hedged cash flows are recorded. If hedge accounting does not apply, changes in the fair value of derivatives are recognized immediately in current earnings as interest income or expense. If designated as a hedge, we formally document the relationship between derivatives as hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet. If designated as a hedge, we also formally assess, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in cash flows of the hedged items. Ineffective hedge gains and losses are recognized immediately in current earnings as noninterest income or expense. We discontinue hedge accounting when we determine the derivative is no longer effective in offsetting changes in the cash flows of the hedged item, the derivative is settled or terminates, or treatment of the derivative as a hedge is no longer appropriate or intended.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Core Deposit Intangible may may two 2015 2016, The core deposit intangible that arose from the Firstbank Corporation acquisition was initially measured at fair value and is being amortized into noninterest expense over a ten
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Standards: May 2014, 2014 09, Revenue from Contracts with Customers five December 15, 2016, three August 2015, 2015 14, Revenue from Contracts with Customers – Deferral of Effective Date one In January 2016, 2016 1, Recognition and Measurement of Financial Assets and Financial Liabilities December 15, 2017, In February 2016, 2016 02, Leases . This ASU establishes a right-of-use (“ROU”) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 December 15, 2018. In March 2016, 2016 09, Compensation – Stock Compensation: Improvements to Employee Share-Based Payment Accounting December 15, 2016. In June 2016, 2016 13, Measurement of Credit Losses on Financial Instruments December 15, 2019, December 15, 2018. first In August 2016, 2016 15, Statement of Cash Flows (Topic 230): eight December 15, 2017. In January 2017, 2017 04, Goodwill and Other (Topic 350): 2 1 January 1, 2020 In March 2017, 2017 08, Premium Amortization on Purchased Callable Debt Securities December 15, 2018,

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value March 31, 2017 U.S. Government agency debt obligations $ 162,923,000 $ 73,000 $ (6,985,000 ) $ 156,011,000 Mortgage-backed securities 43,525,000 472,000 (293,000 ) 43,704,000 Municipal general obligation bonds 123,235,000 496,000 (1,201,000 ) 122,530,000 Municipal revenue bonds 8,295,000 22,000 (78,000 ) 8,239,000 Other investments 1,986,000 0 (29,000 ) 1,957,000 $ 339,964,000 $ 1,063,000 $ (8,586,000 ) $ 332,441,000 December 31, 2016 U.S. Government agency debt obligations $ 159,271,000 $ 106,000 $ (7,337,000 ) $ 152,040,000 Mortgage-backed securities 47,329,000 486,000 (423,000 ) 47,392,000 Municipal general obligation bonds 120,284,000 312,000 (1,549,000 ) 119,047,000 Municipal revenue bonds 7,699,000 23,000 (91,000 ) 7,631,000 Other investments 1,979,000 0 (29,000 ) 1,950,000 $ 336,562,000 $ 927,000 $ (9,429,000 ) $ 328,060,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss March 31, 2017 U.S. Government agency debt obligations $ 123,657,000 $ 6,850,000 $ 4,108,000 $ 135,000 $ 127,765,000 $ 6,985,000 Mortgage-backed securities 19,107,000 145,000 15,498,000 148,000 34,605,000 293,000 Municipal general obligation bonds 46,728,000 1,047,000 8,805,000 154,000 55,533,000 1,201,000 Municipal revenue bonds 1,246,000 78,000 0 0 1,246,000 78,000 Other investments 1,486,000 29,000 0 0 1,486,000 29,000 $ 192,224,000 $ 8,149,000 $ 28,411,000 $ 437,000 $ 220,635,000 $ 8,586,000 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2016 U.S. Government agency debt obligations $ 110,160,000 $ 7,172,000 $ 5,073,000 $ 165,000 $ 115,233,000 $ 7,337,000 Mortgage-backed securities 3,670,000 4,000 37,072,000 419,000 40,742,000 423,000 Municipal general obligation bonds 65,895,000 1,360,000 27,734,000 189,000 93,629,000 1,549,000 Municipal revenue bonds 1,921,000 90,000 206,000 1,000 2,127,000 91,000 Other investments 1,479,000 29,000 0 0 1,479,000 29,000 $ 183,125,000 $ 8,655,000 $ 70,085,000 $ 774,000 $ 253,210,000 $ 9,429,000
Investments Classified by Contractual Maturity Date [Table Text Block]	Weighted Average Amortized Fair Yield (%) Cost Value Due in 2017 1.45 $ 30,644,000 $ 30,670,000 Due in 2018 through 2022 2.24 97,092,000 97,132,000 Due in 2023 through 2027 2.68 93,216,000 90,060,000 Due in 2028 and beyond 2.84 73,501,000 68,918,000 Mortgage-backed securities 1.85 43,525,000 43,704,000 Other investments 0.65 1,986,000 1,957,000 Total available for sale securities 2.36 $ 339,964,000 $ 332,441,000

Note 3 - Loans and Allowance 23

Note 3 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Originated loans Commercial: Commercial and industrial $ 685,227,000 34.7 % $ 636,771,000 33.8 % 7.6 % Vacant land, land development, and residential construction 23,841,000 1.2 26,519,000 1.4 (10.1 ) Real estate – owner occupied 368,910,000 18.7 363,509,000 19.3 1.5 Real estate – non-owner occupied 678,359,000 34.4 652,054,000 34.6 4.0 Real estate – multi-family and residential rental 47,072,000 2.4 50,045,000 2.6 (5.9 ) Total commercial 1,803,409,000 91.4 1,728,898,000 91.7 4.3 Retail: Home equity and other 69,032,000 3.5 69,831,000 3.7 (1.1 ) 1-4 family mortgages 101,298,000 5.1 85,819,000 4.6 18.0 Total retail 170,330,000 8.6 155,650,000 8.3 9.4 Total originated loans $ 1,973,739,000 100.0 % $ 1,884,548,000 100.0 % 4.7 % Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Acquired loans Commercial: Commercial and industrial $ 71,993,000 15.4 % $ 77,132,000 15.6 % (6.7 %) Vacant land, land development, and residential construction 8,083,000 1.7 8,309,000 1.7 (2.7 ) Real estate – owner occupied 83,472,000 17.9 86,955,000 17.6 (4.0 ) Real estate – non-owner occupied 90,206,000 19.3 96,215,000 19.5 (6.2 ) Real estate – multi-family and residential rental 66,185,000 14.1 67,838,000 13.7 (2.4 ) Total commercial 319,939,000 68.4 336,449,000 68.1 (4.9 ) Retail: Home equity and other 43,085,000 9.2 48,216,000 9.8 (10.6 ) 1-4 family mortgages 104,551,000 22.4 109,407,000 22.1 (4.4 ) Total retail 147,636,000 31.6 157,623,000 31.9 (6.3 ) Total acquired loans $ 467,575,000 100.0 % $ 494,072,000 100.0 % (5.4 %) Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Total loans Commercial: Commercial and industrial $ 757,220,000 31.0 % $ 713,903,000 30.0 % 6.1 % Vacant land, land development, and residential construction 31,924,000 1.3 34,828,000 1.5 (8.3 ) Real estate – owner occupied 452,382,000 18.5 450,464,000 18.9 0.4 Real estate – non-owner occupied 768,565,000 31.5 748,269,000 31.5 2.7 Real estate – multi-family and residential rental 113,257,000 4.7 117,883,000 4.9 (3.9 ) Total commercial 2,123,348,000 87.0 2,065,347,000 86.8 2.8 Retail: Home equity and other 112,117,000 4.6 118,047,000 5.0 (5.0 ) 1-4 family mortgages 205,849,000 8.4 195,226,000 8.2 5.4 Total retail 317,966,000 13.0 313,273,000 13.2 1.5 Total loans $ 2,441,314,000 100.0 % $ 2,378,620,000 100.0 % 2.6 %
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]	Balance at December 31, 2016 $ 1,726,000 Additions 1,000 Accretion income (147,000 ) Net reclassification from nonaccretable to accretable 63,000 Reductions (1) (179,000 ) Balance at March 31, 2017 $ 1,464,000 Balance at December 31, 2015 $ 5,193,000 Additions 21,000 Accretion income (680,000 ) Net reclassification from nonaccretable to accretable 2,372,000 Reductions (1) (587,000 ) Balance at March 31, 2016 $ 6,319,000
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	March 31, December 31, 2017 2016 Loans past due 90 days or more still accruing interest $ 0 $ 0 Nonaccrual loans 4,716,000 3,328,000 Total nonperforming originated loans $ 4,716,000 $ 3,328,000 March 31, December 31, 2017 2016 Loans past due 90 days or more still accruing interest $ 0 $ 0 Nonaccrual loans 2,576,000 2,611,000 Total nonperforming acquired loans $ 2,576,000 $ 2,611,000 March 31, December 31, 2017 2016 Commercial: Commercial and industrial $ 3,073,000 $ 2,296,000 Vacant land, land development, and residential construction 80,000 95,000 Real estate – owner occupied 911,000 285,000 Real estate – non-owner occupied 421,000 488,000 Real estate – multi-family and residential rental 163,000 17,000 Total commercial 4,648,000 3,181,000 Retail: Home equity and other 407,000 496,000 1-4 family mortgages 2,237,000 2,262,000 Total retail 2,644,000 2,758,000 Total nonperforming loans $ 7,292,000 $ 5,939,000
Past Due Financing Receivables [Table Text Block]	30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Originated loans Commercial: Commercial and industrial $ 230,000 $ 1,661,000 $ 0 $ 1,891,000 $ 683,336,000 $ 685,227,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 23,841,000 23,841,000 0 Real estate – owner occupied 0 0 0 0 368,910,000 368,910,000 0 Real estate – non-owner occupied 0 0 0 0 678,359,000 678,359,000 0 Real estate – multi-family and residential rental 130,000 0 0 130,000 46,942,000 47,072,000 0 Total commercial 360,000 1,661,000 0 2,021,000 1,801,388,000 1,803,409,000 0 Retail: Home equity and other 542,000 13,000 3,000 558,000 68,474,000 69,032,000 0 1-4 family mortgages 0 0 225,000 225,000 101,073,000 101,298,000 0 Total retail 542,000 13,000 228,000 783,000 169,547,000 170,330,000 0 Total past due loans $ 902,000 $ 1,674,000 $ 228,000 $ 2,804,000 $ 1,970,935,000 $ 1,973,739,000 $ 0 Recorded 30 – 59 60 – 89 Greater Than 89 Balance > 89 Days Days Days Total Total Days and Past Due Past Due Past Due Past Due Current Loans Accruing Acquired loans Commercial: Commercial and industrial $ 25,000 $ 0 $ 16,000 $ 41,000 $ 71,952,000 $ 71,993,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 8,083,000 8,083,000 0 Real estate – owner occupied 273,000 0 75,000 348,000 83,124,000 83,472,000 0 Real estate – non-owner occupied 49,000 0 353,000 402,000 89,804,000 90,206,000 0 Real estate – multi-family and residential rental 152,000 37,000 11,000 200,000 65,985,000 66,185,000 0 Total commercial 499,000 37,000 455,000 991,000 318,948,000 319,939,000 0 Retail: Home equity and other 451,000 63,000 49,000 563,000 42,522,000 43,085,000 0 1-4 family mortgages 826,000 178,000 610,000 1,614,000 102,937,000 104,551,000 0 Total retail 1,277,000 241,000 659,000 2,177,000 145,459,000 147,636,000 0 Total past due loans $ 1,776,000 $ 278,000 $ 1,114,000 $ 3,168,000 $ 464,407,000 $ 467,575,000 $ 0 30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Originated loans Commercial: Commercial and industrial $ 0 $ 27,000 $ 0 $ 27,000 $ 636,744,000 $ 636,771,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 26,519,000 26,519,000 0 Real estate – owner occupied 0 0 0 0 363,509,000 363,509,000 0 Real estate – non-owner occupied 0 0 0 0 652,054,000 652,054,000 0 Real estate – multi-family and residential rental 0 0 0 0 50,045,000 50,045,000 0 Total commercial 0 27,000 0 27,000 1,728,871,000 1,728,898,000 0 Retail: Home equity and other 46,000 98,000 0 144,000 69,687,000 69,831,000 0 1-4 family mortgages 758,000 122,000 337,000 1,217,000 84,602,000 85,819,000 0 Total retail 804,000 220,000 337,000 1,361,000 154,289,000 155,650,000 0 Total past due loans $ 804,000 $ 247,000 $ 337,000 $ 1,388,000 $ 1,883,160,000 $ 1,884,548,000 $ 0 30 – 59 60 – 89 Greater Than 89 Recorded Balance > 89 Days Days Days Total Total Days and Past Due Past Due Past Due Past Due Current Loans Accruing Acquired Loans Commercial: Commercial and industrial $ 0 $ 11,000 $ 16,000 $ 27,000 $ 77,105,000 $ 77,132,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 8,309,000 8,309,000 0 Real estate – owner occupied 62,000 0 50,000 112,000 86,843,000 86,955,000 0 Real estate – non-owner occupied 0 0 353,000 353,000 95,862,000 96,215,000 0 Real estate – multi-family and residential rental 0 0 17,000 17,000 67,821,000 67,838,000 0 Total commercial 62,000 11,000 436,000 509,000 335,940,000 336,449,000 0 Retail: Home equity and other 258,000 26,000 45,000 329,000 47,887,000 48,216,000 0 1-4 family mortgages 1,255,000 467,000 439,000 2,161,000 107,246,000 109,407,000 0 Total retail 1,513,000 493,000 484,000 2,490,000 155,133,000 157,623,000 0 Total past due loans $ 1,575,000 $ 504,000 $ 920,000 $ 2,999,000 $ 491,073,000 $ 494,072,000 $ 0
Impaired Financing Receivables [Table Text Block]	First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 1,680,000 $ 1,680,000 $ 1,589,000 Vacant land, land development and residential construction 479,000 80,000 88,000 Real estate – owner occupied 227,000 225,000 113,000 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 264,000 264,000 197,000 Total commercial 2,650,000 2,249,000 1,987,000 Retail: Home equity and other 386,000 380,000 247,000 1-4 family mortgages 1,316,000 668,000 649,000 Total retail 1,702,000 1,048,000 896,000 Total with no related allowance recorded $ 4,352,000 $ 3,297,000 $ 2,883,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 3,021,000 $ 2,998,000 $ 2,368,000 $ 2,690,000 Vacant land, land development and residential construction 499,000 499,000 13,000 749,000 Real estate – owner occupied 1,382,000 1,382,000 209,000 1,144,000 Real estate – non-owner occupied 4,470,000 4,470,000 157,000 4,745,000 Real estate – multi-family and residential rental 462,000 462,000 99,000 751,000 Total commercial 9,834,000 9,811,000 2,846,000 10,079,000 Retail: Home equity and other 997,000 982,000 715,000 697,000 1-4 family mortgages 165,000 117,000 20,000 137,000 Total retail 1,162,000 1,099,000 735,000 834,000 Total with an allowance recorded $ 10,996,000 $ 10,910,000 $ 3,581,000 $ 10,913,000 Total impaired loans: Commercial $ 12,484,000 $ 12,060,000 $ 2,846,000 $ 12,066,000 Retail 2,864,000 2,147,000 735,000 1,730,000 Total impaired loans $ 15,348,000 $ 14,207,000 $ 3,581,000 $ 13,796,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 985,000 $ 958,000 $ 892,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 1,159,000 1,092,000 1,151,000 Real estate – non-owner occupied 848,000 713,000 751,000 Real estate – multi-family and residential rental 318,000 231,000 160,000 Total commercial 3,310,000 2,994,000 2,954,000 Retail: Home equity and other 476,000 322,000 336,000 1-4 family mortgages 2,168,000 1,695,000 1,662,000 Total retail 2,644,000 2,017,000 1,998,000 Total with no related allowance recorded $ 5,954,000 $ 5,011,000 $ 4,952,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 19,000 $ 19,000 $ 2,000 $ 19,000 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 48,000 48,000 3,000 48,000 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 0 Total commercial 67,000 67,000 5,000 67,000 Retail: Home equity and other 0 0 0 0 1-4 family mortgages 172,000 172,000 4,000 172,000 Total retail 172,000 172,000 4,000 172,000 Total with an allowance recorded $ 239,000 $ 239,000 $ 9,000 $ 239,000 Total impaired loans: Commercial $ 3,377,000 $ 3,061,000 $ 5,000 $ 3,021,000 Retail 2,816,000 2,189,000 4,000 2,170,000 Total impaired loans $ 6,193,000 $ 5,250,000 $ 9,000 $ 5,191,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 1,498,000 $ 1,498,000 $ 1,695,000 Vacant land, land development and residential construction 487,000 95,000 0 Real estate – owner occupied 0 0 287,000 Real estate – non-owner occupied 0 0 5,678,000 Real estate – multi-family and residential rental 130,000 130,000 0 Total commercial 2,115,000 1,723,000 7,660,000 Retail: Home equity and other 114,000 114,000 7,000 1-4 family mortgages 1,270,000 630,000 615,000 Total retail 1,384,000 744,000 622,000 Total with no related allowance recorded $ 3,499,000 $ 2,467,000 $ 8,282,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 2,405,000 $ 2,382,000 $ 673,000 $ 270,000 Vacant land, land development and residential construction 999,000 999,000 28,000 1,648,000 Real estate – owner occupied 906,000 906,000 97,000 1,307,000 Real estate – non-owner occupied 5,020,000 5,020,000 247,000 4,798,000 Real estate – multi-family and residential rental 1,040,000 1,040,000 258,000 1,017,000 Total commercial 10,370,000 10,347,000 1,303,000 9,040,000 Retail: Home equity and other 434,000 412,000 203,000 516,000 1-4 family mortgages 204,000 157,000 66,000 127,000 Total retail 638,000 569,000 269,000 643,000 Total with an allowance recorded $ 11,008,000 $ 10,916,000 $ 1,572,000 $ 9,683,000 Total impaired loans: Commercial $ 12,485,000 $ 12,070,000 $ 1,303,000 $ 16,700,000 Retail 2,022,000 1,313,000 269,000 1,265,000 Total impaired loans $ 14,507,000 $ 13,383,000 $ 1,572,000 $ 17,965,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With no related allowance recorded: Commercial: Commercial and industrial $ 853,000 $ 826,000 $ 1,462,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 1,281,000 1,210,000 1,811,000 Real estate – non-owner occupied 928,000 789,000 826,000 Real estate – multi-family and residential rental 152,000 89,000 343,000 Total commercial 3,214,000 2,914,000 4,442,000 Retail: Home equity and other 531,000 351,000 293,000 1-4 family mortgages 2,081,000 1,629,000 1,411,000 Total retail 2,612,000 1,980,000 1,704,000 Total with no related allowance recorded $ 5,826,000 $ 4,894,000 $ 6,146,000 First Quarter Unpaid Average Contractual Recorded Recorded Principal Principal Related Principal Balance Balance Allowance Balance With an allowance recorded: Commercial: Commercial and industrial $ 19,000 $ 19,000 $ 2,000 $ 378,000 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 48,000 48,000 3,000 50,000 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 22,000 Total commercial 67,000 67,000 5,000 450,000 Retail: Home equity and other 0 0 0 0 1-4 family mortgages 172,000 172,000 4,000 88,000 Total retail 172,000 172,000 4,000 88,000 Total with an allowance recorded $ 239,000 $ 239,000 $ 9,000 $ 538,000 Total impaired loans: Commercial $ 3,281,000 $ 2,981,000 $ 5,000 $ 4,892,000 Retail 2,784,000 2,152,000 4,000 1,792,000 Total impaired loans $ 6,065,000 $ 5,133,000 $ 9,000 $ 6,684,000
Financing Receivable Credit Quality Indicators [Table Text Block]	Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 471,570,000 $ 14,994,000 $ 266,147,000 $ 553,441,000 $ 29,421,000 Grades 5 – 7 206,434,000 8,767,000 100,967,000 124,918,000 16,925,000 Grades 8 – 9 7,223,000 80,000 1,796,000 0 726,000 Total commercial $ 685,227,000 $ 23,841,000 $ 368,910,000 $ 678,359,000 $ 47,072,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 37,236,000 $ 1,756,000 $ 34,189,000 $ 52,796,000 $ 38,612,000 Grades 5 – 7 33,417,000 6,002,000 47,471,000 36,001,000 27,274,000 Grades 8 – 9 1,340,000 325,000 1,812,000 1,409,000 299,000 Total commercial $ 71,993,000 $ 8,083,000 $ 83,472,000 $ 90,206,000 $ 66,185,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 440,219,000 $ 16,378,000 $ 238,890,000 $ 542,294,000 $ 29,793,000 Grades 5 – 7 190,170,000 10,046,000 123,517,000 109,304,000 19,082,000 Grades 8 – 9 6,382,000 95,000 1,102,000 456,000 1,170,000 Total commercial $ 636,771,000 $ 26,519,000 $ 363,509,000 $ 652,054,000 $ 50,045,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Internal credit risk grade groupings: Grades 1 – 4 $ 40,911,000 $ 1,887,000 $ 36,246,000 $ 57,671,000 $ 39,574,000 Grades 5 – 7 35,233,000 6,164,000 49,255,000 37,040,000 28,015,000 Grades 8 – 9 988,000 258,000 1,454,000 1,504,000 249,000 Total commercial $ 77,132,000 $ 8,309,000 $ 86,955,000 $ 96,215,000 $ 67,838,000
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 16,026,000 $ 1,882,000 $ (40,000 ) $ 17,868,000 Provision for loan losses (225,000 ) 643,000 130,000 548,000 Charge-offs (225,000 ) (220,000 ) 0 (445,000 ) Recoveries 95,000 60,000 0 155,000 Ending balance $ 15,671,000 $ 2,365,000 $ 90,000 $ 18,126,000 Ending balance: individually evaluated for impairment $ 2,846,000 $ 735,000 $ 0 $ 3,581,000 Ending balance: collectively evaluated for impairment $ 12,825,000 $ 1,630,000 $ 90,000 $ 14,545,000 Total loans: Ending balance $ 1,803,409,000 $ 170,330,000 $ 1,973,739,000 Ending balance: individually evaluated for impairment $ 12,060,000 $ 2,147,000 $ 14,207,000 Ending balance: collectively evaluated for impairment $ 1,791,349,000 $ 168,183,000 $ 1,959,532,000 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 75,000 $ 18,000 $ 0 $ 93,000 Provision for loan losses 45,000 7,000 0 52,000 Charge-offs (11,000 ) 0 0 (11,000 ) Recoveries 16,000 0 0 16,000 Ending balance $ 125,000 $ 25,000 $ 0 $ 150,000 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 13,672,000 $ 1,421,000 $ 140,000 $ 15,233,000 Provision for loan losses 2,247,000 1,031,000 (180,000 ) 3,098,000 Charge-offs (980,000 ) (1,153,000 ) 0 (2,133,000 ) Recoveries 1,087,000 583,000 0 1,670,000 Ending balance $ 16,026,000 $ 1,882,000 $ (40,000 ) $ 17,868,000 Ending balance: individually evaluated for impairment $ 1,303,000 $ 269,000 $ 0 $ 1,572,000 Ending balance: collectively evaluated for impairment $ 14,723,000 $ 1,613,000 $ (40,000 ) $ 16,296,000 Total loans: Ending balance $ 1,728,898,000 $ 155,650,000 $ 1,884,548,000 Ending balance: individually evaluated for impairment $ 12,070,000 $ 1,313,000 $ 13,383,000 Ending balance: collectively evaluated for impairment $ 1,716,828,000 $ 154,337,000 $ 1,871,165,000 Commercial Retail Loans Loans Unallocated Total Allowance for loan losses: Beginning balance $ 420,000 $ 28,000 $ 0 $ 448,000 Provision for loan losses (303,000 ) 105,000 0 (198,000 ) Charge-offs 0 (72,000 ) 0 (72,000 ) Recoveries (42,000 ) (43,000 ) 0 (85,000 ) Ending balance $ 75,000 $ 18,000 $ 0 $ 93,000
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Pre- Post- Modification Modification Recorded Recorded Number of Principal Principal Contracts Balance Balance Originated loans Commercial: Commercial and industrial 0 $ 0 $ 0 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total originated commercial 0 0 0 Retail: Home equity and other 4 328,000 329,000 1-4 family mortgages 0 0 0 Total originated retail 4 328,000 329,000 Total originated loans 4 $ 328,000 $ 329,000 Acquired loans Commercial: Commercial and industrial 1 $ 31,000 $ 31,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total acquired commercial 1 31,000 31,000 Retail: Home equity and other 2 6,000 7,000 1-4 family mortgages 1 57,000 57,000 Total acquired retail 3 63,000 64,000 Total acquired loans 4 $ 94,000 $ 95,000 Pre- Post- Modification Modification Recorded Recorded Number of Principal Principal Contracts Balance Balance Originated lo ans Commercial: Commercial and industrial 1 $ 20,000 $ 20,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total originated commercial 1 20,000 20,000 Retail: Home equity and other 0 0 0 1-4 family mortgages 0 0 0 Total originated retail 0 0 0 Total originated loans 1 $ 20,000 $ 20,000 Acquired loans Commercial: Commercial and industrial 0 $ 0 $ 0 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total acquired commercial 0 0 0 Retail: Home equity and other 1 26,000 26,000 1-4 family mortgages 1 19,000 19,000 Total acquired retail 2 45,000 45,000 Total acquired loans 2 $ 45,000 $ 45,000
Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]	Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 2 $ 34,000 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 1 130,000 Total commercial 3 164,000 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 3 $ 164,000 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 1 $ 24,000 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 1 24,000 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 1 $ 24,000 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0 Recorded Number of Principal Contracts Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0
Trouble Debt Restructuring Activity [Table Text Block]	Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 1,503,000 $ 1,488,000 $ 906,000 $ 5,110,000 $ 716,000 Charge-Offs 0 0 0 0 0 Payments (125,000 ) (529,000 ) (27,000 ) (123,000 ) (113,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 159,000 0 0 (436,000 ) (312,000 ) Ending Balance $ 1,537,000 $ 959,000 $ 879,000 $ 4,551,000 $ 291,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Retail Loan Portfolio: Beginning Balance $ 385,000 $ 157,000 Charge-Offs 0 0 Payments 0 (3,000 ) Transfers to ORE 0 0 Net Additions/Deletions 321,000 0 Ending Balance $ 706,000 $ 154,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 1,125,000 $ 0 $ 900,000 $ 728,000 $ 60,000 Charge-Offs 0 0 (12,000 ) 0 0 Payments (233,000 ) 0 0 (145,000 ) 0 Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 30,000 0 108,000 0 8,000 Ending Balance $ 922,000 $ 0 $ 996,000 $ 583,000 $ 68,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Retail Loan Portfolio: Beginning Balance $ 208,000 $ 326,000 Charge-Offs 0 0 Payments (9,000 ) (4,000 ) Transfers to ORE 0 0 Net Additions/Deletions 7,000 54,000 Ending Balance $ 206,000 $ 376,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 2,028,000 $ 2,086,000 $ 1,400,000 $ 10,657,000 $ 476,000 Charge-Offs 0 0 0 0 0 Payments (101,000 ) (24,000 ) (31,000 ) (128,000 ) (7,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 19,000 0 0 0 0 Ending Balance $ 1,946,000 $ 2,062,000 $ 1,369,000 $ 10,529,000 $ 469,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Retail Loan Portfolio: Beginning Balance $ 146,000 $ 128,000 Charge-Offs 0 0 Payments 0 (2,000 ) Transfers to ORE 0 0 Net Additions/Deletions 0 0 Ending Balance $ 146,000 $ 126,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Commercial Commercial Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 1,686,000 $ 0 $ 1,652,000 $ 647,000 $ 331,000 Charge-Offs (48,000 ) 0 0 0 0 Payments 0 0 (197,000 ) (10,000 ) (53,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 49,000 0 0 0 0 Ending Balance $ 1,687,000 $ 0 $ 1,455,000 $ 637,000 $ 278,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Retail Loan Portfolio: Beginning Balance $ 141,000 $ 316,000 Charge-Offs 0 0 Payments (6,000 ) 0 Transfers to ORE 0 0 Net Additions/Deletions 26,000 19,000 Ending Balance $ 161,000 $ 335,000
Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]	March 31, December 31, 2017 2016 Commercial: Commercial and industrial $ 2,000 $ 9,000 Vacant land, land development, and residential construction 13,000 28,000 Real estate – owner occupied 90,000 100,000 Real estate – non-owner occupied 157,000 247,000 Real estate – multi-family and residential rental 99,000 258,000 Total commercial 361,000 642,000 Retail: Home equity and other 47,000 48,000 1-4 family mortgages 4,000 4,000 Total retail 51,000 52,000 Total related allowance $ 412,000 $ 694,000
Retail Portfolio Segment [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 69,032,000 $ 101,298,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 43,085,000 $ 104,551,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 69,831,000 $ 85,819,000 Retail Retail Home Equity 1-4 Family and Other Mortgages Total retail $ 48,216,000 $ 109,407,000

Note 4 - Premises and Equipme24

Note 4 - Premises and Equipment, Net (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Property, Plant and Equipment [Table Text Block]	March 31, December 31, 2017 2016 Land and improvements $ 17,665,000 $ 17,285,000 Buildings 39,836,000 39,691,000 Furniture and equipment 17,719,000 17,195,000 75,220,000 74,171,000 Less: accumulated depreciation 29,372,000 28,715,000 Premises and equipment, net $ 45,848,000 $ 45,456,000

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Summary of Deposits and Percentage Change in Deposits [Table Text Block]	Percent March 31, 2017 December 31, 2016 Increase Balance % Balance % (Decrease) Noninterest-bearing demand $ 757,706,000 33.3 % $ 810,600,000 34.1 % (6.5 %) Interest-bearing checking 371,622,000 16.3 377,929,000 15.9 (1.7 ) Money market 279,120,000 12.3 272,051,000 11.5 2.6 Savings 355,354,000 15.6 344,988,000 14.5 3.0 Time, under $100,000 142,454,000 6.2 146,169,000 6.2 (2.5 ) Time, $100,000 and over 326,694,000 14.3 347,058,000 14.6 (5.9 ) Total local deposits 2,232,950,000 98.0 2,298,795,000 96.8 (2.9 ) Out-of-area time, under $100,000 0 NA 0 NA NA Out-of-area time, $100,000 and over 45,066,000 2.0 76,190,000 3.2 (40.9 ) Total out-of-area deposits 45,066,000 2.0 76,190,000 3.2 (40.9 ) Total deposits $ 2,278,016,000 100.0 % $ 2,374,985,000 100.0 % (4.1 %)

Note 6 - Securities Sold Unde26

Note 6 - Securities Sold Under Agreements to Repurchase (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Repurchase Agreements [Table Text Block]	Three Months Ended Twelve Months Ended March 31, 2017 December 31, 2016 Outstanding balance at end of period $ 126,679,000 $ 131,710,000 Average interest rate at end of period 0.16 % 0.16 % Average daily balance during the period $ 128,933,000 $ 149,079,000 Average interest rate during the period 0.16 % 0.14 % Maximum daily balance during the period $ 142,459,000 $ 175,088,000

Note 7 - Federal Home Loan Ba27

Note 7 - Federal Home Loan Bank of Indianapolis Advances (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Maturities of Currently Outstanding FHLB Advances [Table Text Block]	2017 $ 35,000,000 2018 20,000,000 2019 30,000,000 2020 30,000,000 2021 30,000,000 Thereafter 60,000,000

Note 8 - Commitments and Off-28

Note 8 - Commitments and Off-balance Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Summary of Contractual Amounts of Financial Instruments With Off Balance Sheet Risk [Table Text Block]	March 31, December 31, 2017 2016 Commercial unused lines of credit $ 533,402,000 $ 553,345,000 Unused lines of credit secured by 1 – 4 family residential properties 60,122,000 56,275,000 Credit card unused lines of credit 28,140,000 22,689,000 Other consumer unused lines of credit 8,807,000 8,489,000 Commitments to make loans 216,371,000 154,338,000 Standby letters of credit 26,902,000 26,202,000 $ 873,744,000 $ 821,338,000

Note 10 - Fair Values of Fina29

Note 10 - Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Level in March 31, 2017 December 31, 2016 Fair Value Carrying Fair Carrying Fair Hierarchy Values Values Values Values Financial assets: Cash Level 1 $ 11,279 $ 11,279 $ 11,493 $ 11,493 Cash equivalents Level 2 41,697 41,697 172,103 172,103 Securities available for sale (1) 332,441 332,441 328,060 328,060 FHLBI stock (2) 9,236 9,236 8,026 8,026 Loans, net Level 3 2,421,111 2,410,034 2,359,624 2,353,276 Loans held for sale Level 2 1,927 1,927 1,035 1,035 Bank owned life insurance Level 2 66,211 66,211 67,198 67,198 Accrued interest receivable Level 2 8,542 8,542 7,714 7,714 Financial liabilities: Deposits Level 2 2,278,016 2,181,344 2,374,985 2,286,548 Repurchase agreements Level 2 126,679 126,679 131,710 131,710 FHLBI advances Level 2 205,000 204,156 175,000 174,734 Subordinated debentures Level 2 45,006 45,392 44,835 45,220 Accrued interest payable Level 2 1,465 1,465 1,592 1,592 Interest rate swap (1) 42 42 84 84

Note 11 - Fair Values (Tables)

Note 11 - Fair Values (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 156,011,000 $ 0 $ 156,011,000 $ 0 Mortgage-backed securities 43,704,000 0 43,704,000 0 Municipal general obligation bonds 122,530,000 0 116,131,000 6,399,000 Municipal revenue bonds 8,239,000 0 8,239,000 0 Other investments 1,957,000 0 1,957,000 0 Interest rate swap (42,000 ) 0 (42,000 ) 0 Total $ 332,399,000 $ 0 $ 326,000,000 $ 6,399,000 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 152,040,000 $ 0 $ 152,040,000 $ 0 Mortgage-backed securities 47,392,000 0 47,392,000 0 Municipal general obligation bonds 119,047,000 0 112,648,000 6,399,000 Municipal revenue bonds 7,631,000 0 7,631,000 0 Other investments 1,950,000 0 1,950,000 0 Interest rate swap (84,000 ) 0 (84,000 ) 0 Total $ 327,976,000 $ 0 $ 321,577,000 $ 6,399,000
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Impaired loans $ 8,119,000 $ 0 $ 0 $ 8,119,000 Foreclosed assets 495,000 0 0 495,000 Total $ 8,614,000 $ 0 $ 0 $ 8,614,000 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Impaired loans $ 9,896,000 $ 0 $ 0 $ 9,896,000 Foreclosed assets 469,000 0 0 469,000 Total $ 10,365,000 $ 0 $ 0 $ 10,365,000

Note 12 - Regulatory Matters (T

Note 12 - Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio March 31, 2017 Total capital (to risk weighted assets) Consolidated $ 359,984 13.1 % $ 220,614 8.0 % NA NA Bank 356,798 13.0 220,408 8.0 275,509 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 341,708 12.4 165,461 6.0 NA NA Bank 338,522 12.3 165,306 6.0 220,408 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 298,776 10.8 124,096 4.5 NA NA Bank 338,522 12.3 123,980 4.5 179,081 6.5 Tier 1 capital (to average assets) Consolidated 341,708 11.5 118,508 4.0 NA NA Bank 338,522 11.4 118,462 4.0 148,078 5.0 Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Total capital (to risk weighted assets) Consolidated $ 354,278 13.1 % $ 215,819 8.0 % NA NA Bank 353,243 13.1 215,605 8.0 269,506 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 336,316 12.5 161,864 6.0 NA NA Bank 335,282 12.4 161,704 6.0 215,605 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 293,555 10.9 121,398 4.5 NA NA Bank 335,282 12.4 121,278 4.5 175,179 6.5 Tier 1 capital (to average assets) Consolidated 336,316 11.2 120,486 4.0 NA NA Bank 335,282 11.1 120,383 4.0 150,479 5.0

Note 1 - Significant Accounti32

Note 1 - Significant Accounting Policies (Details Textual) $ in Millions	3 Months Ended
	Mar. 31, 2017USD ($)shares	Mar. 31, 2016shares	Dec. 31, 2016USD ($)
Number of Unconsolidated Business Trusts Formed to Issue Trust Preferred Securities	5
Interest Income on Commercial and Mortgage Loans Discontinued Period	90 days
Maximum Delinquency Period for Consumer and Credit Card Loans to be Charged Off	120 days
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group, Mortgage | $	$ 1.9		$ 1
Servicing Asset | $	$ 603
Core Deposits [Member]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	10 years
Restricted Stock [Member]
Incremental Common Shares Attributable to Participating Nonvested Shares with Non-forfeitable Dividend Rights	225,000	150,000
Employee Stock Option [Member]
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	34,000	118,000
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	7,000	10,000

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual)	3 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 220,635,000		$ 253,210,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	8,586,000		9,429,000
Available-for-sale Debt Securities, Amortized Cost Basis	339,964,000
Available-for-sale Securities	332,441,000		328,060,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held	0
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 264,000
Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	316
Mutual Funds [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	1
State of Michigan and All Its Political Subdivisions [Member]
Available-for-sale Debt Securities, Amortized Cost Basis	$ 113,000,000		109,000,000
Available-for-sale Securities	112,000,000		107,000,000
All Other States and Their Political Subdivisions [Member]
Available-for-sale Debt Securities, Amortized Cost Basis	18,700,000		19,500,000
Available-for-sale Securities	$ 18,800,000		19,500,000
Securities Other Than US Government Agencies and the State of Michigan and Political Subdivisions [Member] | Stockholders' Equity, Total [Member] | Securities Issued Concentration Risk [Member]
Concentration Risk, Percentage	10.00%
US Government Agency Debt Obligations and Mortgage Backed Securities [Member]
Available-for-sale Securities, Restricted	$ 127,000,000		132,000,000
Municipal General Obligation Bonds [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	55,533,000		93,629,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	1,201,000		1,549,000
Available-for-sale Securities	122,530,000		$ 119,047,000
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 0

Note 2 - Securities - Available

Note 2 - Securities - Available-for-sale Securities (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Amortized Cost	$ 339,964,000	$ 336,562,000
Gross Unrealized Gains	1,063,000	927,000
Gross Unrealized Losses	(8,586,000)	(9,429,000)
Fair Value	332,441,000	328,060,000
US Government Agencies Debt Securities [Member]
Amortized Cost	162,923,000	159,271,000
Gross Unrealized Gains	73,000	106,000
Gross Unrealized Losses	(6,985,000)	(7,337,000)
Fair Value	156,011,000	152,040,000
Collateralized Mortgage Backed Securities [Member]
Amortized Cost	43,525,000	47,329,000
Gross Unrealized Gains	472,000	486,000
Gross Unrealized Losses	(293,000)	(423,000)
Fair Value	43,704,000	47,392,000
Municipal General Obligation Bonds [Member]
Amortized Cost	123,235,000	120,284,000
Gross Unrealized Gains	496,000	312,000
Gross Unrealized Losses	(1,201,000)	(1,549,000)
Fair Value	122,530,000	119,047,000
Municipal Revenue Bonds [Member]
Amortized Cost	8,295,000	7,699,000
Gross Unrealized Gains	22,000	23,000
Gross Unrealized Losses	(78,000)	(91,000)
Fair Value	8,239,000	7,631,000
Other Debt and Equity Securities [Member]
Amortized Cost	1,986,000	1,979,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(29,000)	(29,000)
Fair Value	$ 1,957,000	$ 1,950,000

Note 2 - Securities - Securitie

Note 2 - Securities - Securities in a Continuous Loss Position (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Securities available for sale, continuous unrealized loss position, less than 12 months	$ 192,224,000	$ 183,125,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	8,149,000	8,655,000
Securities available for sale, continuous unrealized loss position, 12 months or more	28,411,000	70,085,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	437,000	774,000
Securities available for sale, continuous unrealized loss position	220,635,000	253,210,000
Securities available for sale, continuous unrealized loss position, unrealized loss	8,586,000	9,429,000
US Government Agencies Debt Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	123,657,000	110,160,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	6,850,000	7,172,000
Securities available for sale, continuous unrealized loss position, 12 months or more	4,108,000	5,073,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	135,000	165,000
Securities available for sale, continuous unrealized loss position	127,765,000	115,233,000
Securities available for sale, continuous unrealized loss position, unrealized loss	6,985,000	7,337,000
Collateralized Mortgage Backed Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	19,107,000	3,670,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	145,000	4,000
Securities available for sale, continuous unrealized loss position, 12 months or more	15,498,000	37,072,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	148,000	419,000
Securities available for sale, continuous unrealized loss position	34,605,000	40,742,000
Securities available for sale, continuous unrealized loss position, unrealized loss	293,000	423,000
Municipal General Obligation Bonds [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	46,728,000	65,895,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	1,047,000	1,360,000
Securities available for sale, continuous unrealized loss position, 12 months or more	8,805,000	27,734,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	154,000	189,000
Securities available for sale, continuous unrealized loss position	55,533,000	93,629,000
Securities available for sale, continuous unrealized loss position, unrealized loss	1,201,000	1,549,000
Municipal Revenue Bonds [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	1,246,000	1,921,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	78,000	90,000
Securities available for sale, continuous unrealized loss position, 12 months or more	0	206,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	0	1,000
Securities available for sale, continuous unrealized loss position	1,246,000	2,127,000
Securities available for sale, continuous unrealized loss position, unrealized loss	78,000	91,000
Other Debt and Equity Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	1,486,000	1,479,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	29,000	29,000
Securities available for sale, continuous unrealized loss position, 12 months or more	0	0
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	0	0
Securities available for sale, continuous unrealized loss position	1,486,000	1,479,000
Securities available for sale, continuous unrealized loss position, unrealized loss	$ 29,000	$ 29,000

Note 2 - Securities - Debt Secu

Note 2 - Securities - Debt Securities by Maturity (Details)	Mar. 31, 2017USD ($)
Due in 2017	1.45%
Due in 2017	$ 30,644,000
Due in 2017	$ 30,670,000
Due in 2018 through 2022	2.24%
Due in 2018 through 2022	$ 97,092,000
Due in 2018 through 2022	$ 97,132,000
Due in 2023 through 2027	2.68%
Due in 2023 through 2027	$ 93,216,000
Due in 2023 through 2027	$ 90,060,000
Due in 2028 and beyond	2.84%
Due in 2028 and beyond	$ 73,501,000
Due in 2028 and beyond	$ 68,918,000
Total available for sale securities	2.36%
Available-for-sale Debt Securities, Amortized Cost Basis	$ 339,964,000
Total available for sale securities	$ 332,441,000
Collateralized Mortgage Backed Securities [Member]
No single maturity, weighted average yield	1.85%
No single maturity, amortized cost	$ 43,525,000
No single maturity, fair value	$ 43,704,000
Other Debt and Equity Securities [Member]
No single maturity, weighted average yield	0.65%
No single maturity, amortized cost	$ 1,986,000
No single maturity, fair value	$ 1,957,000

Note 3 - Loans and Allowance 37

Note 3 - Loans and Allowance for Loan Losses (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Loans and Leases Receivable, Net of Deferred Income	$ 2,441,314,000		$ 2,378,620,000
Loans and Leases Receivable Period Increase (Decrease)	$ 62,700,000
Loans and Leases Receivable, Percentage Period Increase (Decrease)	2.60%
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance	$ 14,900,000		15,500,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	6,000,000		$ 6,200,000
Impaired Financing Receivable, Interest Income, Accrual Method	200,000	$ 300,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 100,000	200,000
Minimum Number of Days Past Due at Period End For Loans Modified as Troubled Debt Restructurings	30 days
Loans and Leases Receivable Nonaccrual Loans Interest Income Recognized	$ 0	$ 0

Note 3 - Loans and Allowance 38

Note 3 - Loans and Allowance for Loan Losses - Components of Loan Portfolio (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Loans	$ 2,441,314,000	$ 2,378,620,000
Percent of portfolio	100.00%	100.00%
Period increase (decrease)	2.60%
Commercial Portfolio Segment [Member]
Loans	$ 2,123,348,000	$ 2,065,347,000
Percent of portfolio	87.00%	86.80%
Period increase (decrease)	2.80%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	$ 757,220,000	$ 713,903,000
Percent of portfolio	31.00%	30.00%
Period increase (decrease)	6.10%
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	$ 31,924,000	$ 34,828,000
Percent of portfolio	1.30%	1.50%
Period increase (decrease)	(8.30%)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	$ 452,382,000	$ 450,464,000
Percent of portfolio	18.50%	18.90%
Period increase (decrease)	0.40%
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	$ 768,565,000	$ 748,269,000
Percent of portfolio	31.50%	31.50%
Period increase (decrease)	2.70%
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	$ 113,257,000	$ 117,883,000
Percent of portfolio	4.70%	4.90%
Period increase (decrease)	(3.90%)
Retail Portfolio Segment [Member]
Loans	$ 317,966,000	$ 313,273,000
Percent of portfolio	13.00%	13.20%
Period increase (decrease)	1.50%
Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	$ 112,117,000	$ 118,047,000
Percent of portfolio	4.60%	5.00%
Period increase (decrease)	(5.00%)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	$ 205,849,000	$ 195,226,000
Percent of portfolio	8.40%	8.20%
Period increase (decrease)	5.40%
Originated Loan [Member]
Loans	$ 1,973,739,000	$ 1,884,548,000
Percent of portfolio	100.00%	100.00%
Period increase (decrease)	4.70%
Originated Loan [Member] | Commercial Portfolio Segment [Member]
Loans	$ 1,803,409,000	$ 1,728,898,000
Percent of portfolio	91.40%	91.70%
Period increase (decrease)	4.30%
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	$ 685,227,000	$ 636,771,000
Percent of portfolio	34.70%	33.80%
Period increase (decrease)	7.60%
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	$ 23,841,000	$ 26,519,000
Percent of portfolio	1.20%	1.40%
Period increase (decrease)	(10.10%)
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	$ 368,910,000	$ 363,509,000
Percent of portfolio	18.70%	19.30%
Period increase (decrease)	1.50%
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	$ 678,359,000	$ 652,054,000
Percent of portfolio	34.40%	34.60%
Period increase (decrease)	4.00%
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	$ 47,072,000	$ 50,045,000
Percent of portfolio	2.40%	2.60%
Period increase (decrease)	(5.90%)
Originated Loan [Member] | Retail Portfolio Segment [Member]
Loans	$ 170,330,000	$ 155,650,000
Percent of portfolio	8.60%	8.30%
Period increase (decrease)	9.40%
Originated Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	$ 69,032,000	$ 69,831,000
Percent of portfolio	3.50%	3.70%
Period increase (decrease)	(1.10%)
Originated Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	$ 101,298,000	$ 85,819,000
Percent of portfolio	5.10%	4.60%
Period increase (decrease)	18.00%
Acquired Loan [Member]
Loans	$ 467,575,000	$ 494,072,000
Percent of portfolio	100.00%	100.00%
Period increase (decrease)	(5.40%)
Acquired Loan [Member] | Commercial Portfolio Segment [Member]
Loans	$ 319,939,000	$ 336,449,000
Percent of portfolio	68.40%	68.10%
Period increase (decrease)	(4.90%)
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	$ 71,993,000	$ 77,132,000
Percent of portfolio	15.40%	15.60%
Period increase (decrease)	(6.70%)
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	$ 8,083,000	$ 8,309,000
Percent of portfolio	1.70%	1.70%
Period increase (decrease)	(2.70%)
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	$ 83,472,000	$ 86,955,000
Percent of portfolio	17.90%	17.60%
Period increase (decrease)	(4.00%)
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	$ 90,206,000	$ 96,215,000
Percent of portfolio	19.30%	19.50%
Period increase (decrease)	(6.20%)
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	$ 66,185,000	$ 67,838,000
Percent of portfolio	14.10%	13.70%
Period increase (decrease)	(2.40%)
Acquired Loan [Member] | Retail Portfolio Segment [Member]
Loans	$ 147,636,000	$ 157,623,000
Percent of portfolio	31.60%	31.90%
Period increase (decrease)	(6.30%)
Acquired Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	$ 43,085,000	$ 48,216,000
Percent of portfolio	9.20%	9.80%
Period increase (decrease)	(10.60%)
Acquired Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	$ 104,551,000	$ 109,407,000
Percent of portfolio	22.40%	22.10%
Period increase (decrease)	(4.40%)

Note 3 - Loans and Allowance 39

Note 3 - Loans and Allowance for Loan Losses - Acquired Impaired Loans Accretable Yield (Details) - USD ($)		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
Balance at beginning of period		$ 1,726,000	$ 5,193,000
Additions		1,000	21,000
Accretion income		(147,000)	(680,000)
Net reclassification from nonaccretable to accretable		63,000	2,372,000
Reductions	[1]	(179,000)	(587,000)
Balance at end of period		$ 1,464,000	$ 6,319,000
[1]	Reductions primarily reflect the result of exit events, including loan payoffs and charge-offs.

Note 3 - Loans and Allowance 40

Note 3 - Loans and Allowance for Loan Losses - Nonperforming Loans (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Originated Loan [Member]
Loans past due 90 days or more still accruing interest	$ 0	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Retail Portfolio Segment [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans past due 90 days or more still accruing interest	0	0
Originated Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Retail Portfolio Segment [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonperforming Financial Instruments [Member]
Total nonperforming loans	7,292,000	5,939,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Total nonperforming loans	4,648,000	3,181,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total nonperforming loans	3,073,000	2,296,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Total nonperforming loans	80,000	95,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Total nonperforming loans	911,000	285,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Total nonperforming loans	421,000	488,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Total nonperforming loans	163,000	17,000
Nonperforming Financial Instruments [Member] | Retail Portfolio Segment [Member]
Total nonperforming loans	2,644,000	2,758,000
Nonperforming Financial Instruments [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Total nonperforming loans	407,000	496,000
Nonperforming Financial Instruments [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Total nonperforming loans	2,237,000	2,262,000
Nonperforming Financial Instruments [Member] | Originated Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonaccrual loans	4,716,000	3,328,000
Total nonperforming loans	4,716,000	3,328,000
Nonperforming Financial Instruments [Member] | Acquired Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonaccrual loans	2,576,000	2,611,000
Total nonperforming loans	$ 2,576,000	$ 2,611,000

Note 3 - Loans and Allowance 41

Note 3 - Loans and Allowance for Loan Losses - Age Analysis of Past Due Loans (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Loans	$ 2,441,314,000	$ 2,378,620,000
Originated Loan [Member]
Past due loans	2,804,000	1,388,000
Current loans	1,970,935,000	1,883,160,000
Loans	1,973,739,000	1,884,548,000
Loans past due 90 days or more still accruing interest	0	0
Acquired Loan [Member]
Past due loans	3,168,000	2,999,000
Current loans	464,407,000	491,073,000
Loans	467,575,000	494,072,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member]
Loans	2,123,348,000	2,065,347,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	757,220,000	713,903,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	31,924,000	34,828,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	452,382,000	450,464,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	768,565,000	748,269,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	113,257,000	117,883,000
Commercial Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	2,021,000	27,000
Current loans	1,801,388,000	1,728,871,000
Loans	1,803,409,000	1,728,898,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Commercial and Industrial [Member]
Past due loans	1,891,000	27,000
Current loans	683,336,000	636,744,000
Loans	685,227,000	636,771,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Current loans	23,841,000	26,519,000
Loans	23,841,000	26,519,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	0	0
Current loans	368,910,000	363,509,000
Loans	368,910,000	363,509,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	0	0
Current loans	678,359,000	652,054,000
Loans	678,359,000	652,054,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	130,000	0
Current loans	46,942,000	50,045,000
Loans	47,072,000	50,045,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	991,000	509,000
Current loans	318,948,000	335,940,000
Loans	319,939,000	336,449,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Commercial and Industrial [Member]
Past due loans	41,000	27,000
Current loans	71,952,000	77,105,000
Loans	71,993,000	77,132,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Current loans	8,083,000	8,309,000
Loans	8,083,000	8,309,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	348,000	112,000
Current loans	83,124,000	86,843,000
Loans	83,472,000	86,955,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	402,000	353,000
Current loans	89,804,000	95,862,000
Loans	90,206,000	96,215,000
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	200,000	17,000
Current loans	65,985,000	67,821,000
Loans	66,185,000	67,838,000
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member]
Loans	317,966,000	313,273,000
Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	112,117,000	118,047,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	205,849,000	195,226,000
Retail Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	783,000	1,361,000
Current loans	169,547,000	154,289,000
Loans	170,330,000	155,650,000
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member] | Originated Loan [Member] | Home Equity and Other [Member]
Past due loans	558,000	144,000
Current loans	68,474,000	69,687,000
Loans	69,032,000	69,831,000
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member] | Originated Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	225,000	1,217,000
Current loans	101,073,000	84,602,000
Loans	101,298,000	85,819,000
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	2,177,000	2,490,000
Current loans	145,459,000	155,133,000
Loans	147,636,000	157,623,000
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member] | Acquired Loan [Member] | Home Equity and Other [Member]
Past due loans	563,000	329,000
Current loans	42,522,000	47,887,000
Loans	43,085,000	48,216,000
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member] | Acquired Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	1,614,000	2,161,000
Current loans	102,937,000	107,246,000
Loans	104,551,000	109,407,000
Loans past due 90 days or more still accruing interest	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Originated Loan [Member]
Past due loans	902,000	804,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Acquired Loan [Member]
Past due loans	1,776,000	1,575,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	360,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Commercial and Industrial [Member]
Past due loans	230,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	130,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	499,000	62,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Commercial and Industrial [Member]
Past due loans	25,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	273,000	62,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	49,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	152,000	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	542,000	804,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member] | Home Equity and Other [Member]
Past due loans	542,000	46,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	0	758,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	1,277,000	1,513,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member] | Home Equity and Other [Member]
Past due loans	451,000	258,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	826,000	1,255,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Originated Loan [Member]
Past due loans	1,674,000	247,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Acquired Loan [Member]
Past due loans	278,000	504,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	1,661,000	27,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Commercial and Industrial [Member]
Past due loans	1,661,000	27,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	37,000	11,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Commercial and Industrial [Member]
Past due loans	0	11,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	37,000	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	13,000	220,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member] | Home Equity and Other [Member]
Past due loans	13,000	98,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	0	122,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	241,000	493,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member] | Home Equity and Other [Member]
Past due loans	63,000	26,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	178,000	467,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Originated Loan [Member]
Past due loans	228,000	337,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Acquired Loan [Member]
Past due loans	1,114,000	920,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Commercial and Industrial [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	455,000	436,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Commercial and Industrial [Member]
Past due loans	16,000	16,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Past due loans	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Owner Occupied Loan [Member]
Past due loans	75,000	50,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Past due loans	353,000	353,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Past due loans	11,000	17,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member]
Past due loans	228,000	337,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member] | Home Equity and Other [Member]
Past due loans	3,000	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Originated Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	225,000	337,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member]
Past due loans	659,000	484,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member] | Home Equity and Other [Member]
Past due loans	49,000	45,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Acquired Loan [Member] | One to Four Family Mortgages [Member]
Past due loans	$ 610,000	$ 439,000

Note 3 - Loans and Allowance 42

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Originated Loan [Member]
With no related allowance recorded, unpaid principal balance	$ 4,352,000		$ 3,499,000
With no related allowance recorded, principal balance	3,297,000		2,467,000
With no related allowance recorded, average recorded principal balance	2,883,000	$ 8,282,000
With related allowance recorded, unpaid principal balance	10,996,000		11,008,000
With related allowance recorded, principal balance	10,910,000		10,916,000
Related allowance	3,581,000		1,572,000
With related allowance recorded, average recorded principal balance	10,913,000	9,683,000
Total unpaid principal balance	15,348,000		14,507,000
Total principal balance	14,207,000		13,383,000
Total average recorded principal balance	13,796,000	17,965,000
Originated Loan [Member] | Commercial Portfolio Segment [Member]
With no related allowance recorded, unpaid principal balance	2,650,000		2,115,000
With no related allowance recorded, principal balance	2,249,000		1,723,000
With no related allowance recorded, average recorded principal balance	1,987,000	7,660,000
With related allowance recorded, unpaid principal balance	9,834,000		10,370,000
With related allowance recorded, principal balance	9,811,000		10,347,000
Related allowance	2,846,000		1,303,000
With related allowance recorded, average recorded principal balance	10,079,000	9,040,000
Total unpaid principal balance	12,484,000		12,485,000
Total principal balance	12,060,000		12,070,000
Total average recorded principal balance	12,066,000	16,700,000
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
With no related allowance recorded, unpaid principal balance	1,680,000		1,498,000
With no related allowance recorded, principal balance	1,680,000		1,498,000
With no related allowance recorded, average recorded principal balance	1,589,000	1,695,000
With related allowance recorded, unpaid principal balance	3,021,000		2,405,000
With related allowance recorded, principal balance	2,998,000		2,382,000
Related allowance	2,368,000		673,000
With related allowance recorded, average recorded principal balance	2,690,000	270,000
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
With no related allowance recorded, unpaid principal balance	479,000		487,000
With no related allowance recorded, principal balance	80,000		95,000
With no related allowance recorded, average recorded principal balance	88,000	0
With related allowance recorded, unpaid principal balance	499,000		999,000
With related allowance recorded, principal balance	499,000		999,000
Related allowance	13,000		28,000
With related allowance recorded, average recorded principal balance	749,000	1,648,000
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
With no related allowance recorded, unpaid principal balance	227,000		0
With no related allowance recorded, principal balance	225,000		0
With no related allowance recorded, average recorded principal balance	113,000	287,000
With related allowance recorded, unpaid principal balance	1,382,000		906,000
With related allowance recorded, principal balance	1,382,000		906,000
Related allowance	209,000		97,000
With related allowance recorded, average recorded principal balance	1,144,000	1,307,000
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, principal balance	0		0
With no related allowance recorded, average recorded principal balance	0	5,678,000
With related allowance recorded, unpaid principal balance	4,470,000		5,020,000
With related allowance recorded, principal balance	4,470,000		5,020,000
Related allowance	157,000		247,000
With related allowance recorded, average recorded principal balance	4,745,000	4,798,000
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
With no related allowance recorded, unpaid principal balance	264,000		130,000
With no related allowance recorded, principal balance	264,000		130,000
With no related allowance recorded, average recorded principal balance	197,000	0
With related allowance recorded, unpaid principal balance	462,000		1,040,000
With related allowance recorded, principal balance	462,000		1,040,000
Related allowance	99,000		258,000
With related allowance recorded, average recorded principal balance	751,000	1,017,000
Originated Loan [Member] | Retail Portfolio Segment [Member]
With no related allowance recorded, unpaid principal balance	1,702,000		1,384,000
With no related allowance recorded, principal balance	1,048,000		744,000
With no related allowance recorded, average recorded principal balance	896,000	622,000
With related allowance recorded, unpaid principal balance	1,162,000		638,000
With related allowance recorded, principal balance	1,099,000		569,000
Related allowance	735,000		269,000
With related allowance recorded, average recorded principal balance	834,000	643,000
Total unpaid principal balance	2,864,000		2,022,000
Total principal balance	2,147,000		1,313,000
Total average recorded principal balance	1,730,000	1,265,000
Originated Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
With no related allowance recorded, unpaid principal balance	386,000		114,000
With no related allowance recorded, principal balance	380,000		114,000
With no related allowance recorded, average recorded principal balance	247,000	7,000
With related allowance recorded, unpaid principal balance	997,000		434,000
With related allowance recorded, principal balance	982,000		412,000
Related allowance	715,000		203,000
With related allowance recorded, average recorded principal balance	697,000	516,000
Originated Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
With no related allowance recorded, unpaid principal balance	1,316,000		1,270,000
With no related allowance recorded, principal balance	668,000		630,000
With no related allowance recorded, average recorded principal balance	649,000	615,000
With related allowance recorded, unpaid principal balance	165,000		204,000
With related allowance recorded, principal balance	117,000		157,000
Related allowance	20,000		66,000
With related allowance recorded, average recorded principal balance	137,000	127,000
Acquired Loan [Member]
With no related allowance recorded, unpaid principal balance	5,954,000		5,826,000
With no related allowance recorded, principal balance	5,011,000		4,894,000
With no related allowance recorded, average recorded principal balance	4,952,000	6,146,000
With related allowance recorded, unpaid principal balance	239,000		239,000
With related allowance recorded, principal balance	239,000		239,000
Related allowance	9,000		9,000
With related allowance recorded, average recorded principal balance	239,000	538,000
Total unpaid principal balance	6,193,000		6,065,000
Total principal balance	5,250,000		5,133,000
Total average recorded principal balance	5,191,000	6,684,000
Acquired Loan [Member] | Commercial Portfolio Segment [Member]
With no related allowance recorded, unpaid principal balance	3,310,000		3,214,000
With no related allowance recorded, principal balance	2,994,000		2,914,000
With no related allowance recorded, average recorded principal balance	2,954,000	4,442,000
With related allowance recorded, unpaid principal balance	67,000		67,000
With related allowance recorded, principal balance	67,000		67,000
Related allowance	5,000		5,000
With related allowance recorded, average recorded principal balance	67,000	450,000
Total unpaid principal balance	3,377,000		3,281,000
Total principal balance	3,061,000		2,981,000
Total average recorded principal balance	3,021,000	4,892,000
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
With no related allowance recorded, unpaid principal balance	985,000		853,000
With no related allowance recorded, principal balance	958,000		826,000
With no related allowance recorded, average recorded principal balance	892,000	1,462,000
With related allowance recorded, unpaid principal balance	19,000		19,000
With related allowance recorded, principal balance	19,000		19,000
Related allowance	2,000		2,000
With related allowance recorded, average recorded principal balance	19,000	378,000
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, principal balance	0		0
With no related allowance recorded, average recorded principal balance	0	0
With related allowance recorded, unpaid principal balance	0		0
With related allowance recorded, principal balance	0		0
Related allowance	0		0
With related allowance recorded, average recorded principal balance	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
With no related allowance recorded, unpaid principal balance	1,159,000		1,281,000
With no related allowance recorded, principal balance	1,092,000		1,210,000
With no related allowance recorded, average recorded principal balance	1,151,000	1,811,000
With related allowance recorded, unpaid principal balance	48,000		48,000
With related allowance recorded, principal balance	48,000		48,000
Related allowance	3,000		3,000
With related allowance recorded, average recorded principal balance	48,000	50,000
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
With no related allowance recorded, unpaid principal balance	848,000		928,000
With no related allowance recorded, principal balance	713,000		789,000
With no related allowance recorded, average recorded principal balance	751,000	826,000
With related allowance recorded, unpaid principal balance	0		0
With related allowance recorded, principal balance	0		0
Related allowance	0		0
With related allowance recorded, average recorded principal balance	0	0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
With no related allowance recorded, unpaid principal balance	318,000		152,000
With no related allowance recorded, principal balance	231,000		89,000
With no related allowance recorded, average recorded principal balance	160,000	343,000
With related allowance recorded, unpaid principal balance	0		0
With related allowance recorded, principal balance	0		0
Related allowance	0		0
With related allowance recorded, average recorded principal balance	0	22,000
Acquired Loan [Member] | Retail Portfolio Segment [Member]
With no related allowance recorded, unpaid principal balance	2,644,000		2,612,000
With no related allowance recorded, principal balance	2,017,000		1,980,000
With no related allowance recorded, average recorded principal balance	1,998,000	1,704,000
With related allowance recorded, unpaid principal balance	172,000		172,000
With related allowance recorded, principal balance	172,000		172,000
Related allowance	4,000		4,000
With related allowance recorded, average recorded principal balance	172,000	88,000
Total unpaid principal balance	2,816,000		2,784,000
Total principal balance	2,189,000		2,152,000
Total average recorded principal balance	2,170,000	1,792,000
Acquired Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
With no related allowance recorded, unpaid principal balance	476,000		531,000
With no related allowance recorded, principal balance	322,000		351,000
With no related allowance recorded, average recorded principal balance	336,000	293,000
With related allowance recorded, unpaid principal balance	0		0
With related allowance recorded, principal balance	0		0
Related allowance	0		0
With related allowance recorded, average recorded principal balance	0	0
Acquired Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
With no related allowance recorded, unpaid principal balance	2,168,000		2,081,000
With no related allowance recorded, principal balance	1,695,000		1,629,000
With no related allowance recorded, average recorded principal balance	1,662,000	1,411,000
With related allowance recorded, unpaid principal balance	172,000		172,000
With related allowance recorded, principal balance	172,000		172,000
Related allowance	4,000		$ 4,000
With related allowance recorded, average recorded principal balance	$ 172,000	$ 88,000

Note 3 - Loans and Allowance 43

Note 3 - Loans and Allowance for Loan Losses - Loans by Credit Quality Indicators (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Loans	$ 2,441,314,000	$ 2,378,620,000
Originated Loan [Member]
Loans	1,973,739,000	1,884,548,000
Acquired Loan [Member]
Loans	467,575,000	494,072,000
Commercial Portfolio Segment [Member]
Loans	2,123,348,000	2,065,347,000
Commercial Portfolio Segment [Member] | Originated Loan [Member]
Loans	1,803,409,000	1,728,898,000
Commercial Portfolio Segment [Member] | Acquired Loan [Member]
Loans	319,939,000	336,449,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	757,220,000	713,903,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Originated Loan [Member]
Loans	685,227,000	636,771,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Acquired Loan [Member]
Loans	71,993,000	77,132,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	31,924,000	34,828,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Originated Loan [Member]
Loans	23,841,000	26,519,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Acquired Loan [Member]
Loans	8,083,000	8,309,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	452,382,000	450,464,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	368,910,000	363,509,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	83,472,000	86,955,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	768,565,000	748,269,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	678,359,000	652,054,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	90,206,000	96,215,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	113,257,000	117,883,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Originated Loan [Member]
Loans	47,072,000	50,045,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Acquired Loan [Member]
Loans	66,185,000	67,838,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Originated Loan [Member]
Loans	471,570,000	440,219,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Acquired Loan [Member]
Loans	37,236,000	40,911,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Originated Loan [Member]
Loans	14,994,000	16,378,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Acquired Loan [Member]
Loans	1,756,000	1,887,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	266,147,000	238,890,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	34,189,000	36,246,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	553,441,000	542,294,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	52,796,000	57,671,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Originated Loan [Member]
Loans	29,421,000	29,793,000
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Acquired Loan [Member]
Loans	38,612,000	39,574,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Originated Loan [Member]
Loans	206,434,000	190,170,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Acquired Loan [Member]
Loans	33,417,000	35,233,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Originated Loan [Member]
Loans	8,767,000	10,046,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Acquired Loan [Member]
Loans	6,002,000	6,164,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	100,967,000	123,517,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	47,471,000	49,255,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	124,918,000	109,304,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	36,001,000	37,040,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Originated Loan [Member]
Loans	16,925,000	19,082,000
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Acquired Loan [Member]
Loans	27,274,000	28,015,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Originated Loan [Member]
Loans	7,223,000	6,382,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Acquired Loan [Member]
Loans	1,340,000	988,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Originated Loan [Member]
Loans	80,000	95,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Acquired Loan [Member]
Loans	325,000	258,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	1,796,000	1,102,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	1,812,000	1,454,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Originated Loan [Member]
Loans	0	456,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Acquired Loan [Member]
Loans	1,409,000	1,504,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Originated Loan [Member]
Loans	726,000	1,170,000
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Acquired Loan [Member]
Loans	$ 299,000	$ 249,000

Note 3 - Loans and Allowance 44

Note 3 - Loans and Allowance for Loan Losses - Retail Credit Exposure (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Loans	$ 2,441,314,000	$ 2,378,620,000
Retail Portfolio Segment [Member]
Loans	317,966,000	313,273,000
Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	112,117,000	118,047,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	205,849,000	195,226,000
Originated Loan [Member]
Loans	1,973,739,000	1,884,548,000
Originated Loan [Member] | Retail Portfolio Segment [Member]
Loans	170,330,000	155,650,000
Originated Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	69,032,000	69,831,000
Originated Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	101,298,000	85,819,000
Acquired Loan [Member]
Loans	467,575,000	494,072,000
Acquired Loan [Member] | Retail Portfolio Segment [Member]
Loans	147,636,000	157,623,000
Acquired Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Loans	43,085,000	48,216,000
Acquired Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	$ 104,551,000	$ 109,407,000

Note 3 - Loans and Allowance 45

Note 3 - Loans and Allowance for Loan Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Provision for loan losses	$ 600,000	$ 600,000
Loans	2,441,314,000		$ 2,378,620,000
Commercial Portfolio Segment [Member]
Loans	2,123,348,000		2,065,347,000
Retail Portfolio Segment [Member]
Loans	317,966,000		313,273,000
Originated Loan [Member]
Beginning balance	17,868,000	15,233,000	15,233,000
Provision for loan losses	548,000		3,098,000
Charge-offs	(445,000)		(2,133,000)
Recoveries	155,000		1,670,000
Ending balance	18,126,000		17,868,000
Ending balance: individually evaluated for impairment	3,581,000		1,572,000
Ending balance: collectively evaluated for impairment	14,545,000		16,296,000
Loans	1,973,739,000		1,884,548,000
Ending balance: individually evaluated for impairment	14,207,000		13,383,000
Ending balance: collectively evaluated for impairment	1,959,532,000		1,871,165,000
Originated Loan [Member] | Commercial Portfolio Segment [Member]
Beginning balance	16,026,000	13,672,000	13,672,000
Provision for loan losses	(225,000)		2,247,000
Charge-offs	(225,000)		(980,000)
Recoveries	95,000		1,087,000
Ending balance	15,671,000		16,026,000
Ending balance: individually evaluated for impairment	2,846,000		1,303,000
Ending balance: collectively evaluated for impairment	12,825,000		14,723,000
Loans	1,803,409,000		1,728,898,000
Ending balance: individually evaluated for impairment	12,060,000		12,070,000
Ending balance: collectively evaluated for impairment	1,791,349,000		1,716,828,000
Originated Loan [Member] | Retail Portfolio Segment [Member]
Beginning balance	1,882,000	1,421,000	1,421,000
Provision for loan losses	643,000		1,031,000
Charge-offs	(220,000)		(1,153,000)
Recoveries	60,000		583,000
Ending balance	2,365,000		1,882,000
Ending balance: individually evaluated for impairment	735,000		269,000
Ending balance: collectively evaluated for impairment	1,630,000		1,613,000
Loans	170,330,000		155,650,000
Ending balance: individually evaluated for impairment	2,147,000		1,313,000
Ending balance: collectively evaluated for impairment	168,183,000		154,337,000
Originated Loan [Member] | Unallocated Financing Receivables [Member]
Beginning balance	(40,000)	140,000	140,000
Provision for loan losses	130,000		(180,000)
Charge-offs	0		0
Recoveries	0		0
Ending balance	90,000		(40,000)
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	90,000		(40,000)
Loans
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment
Acquired Loan [Member]
Beginning balance	93,000	448,000	448,000
Provision for loan losses	52,000		(198,000)
Charge-offs	(11,000)		(72,000)
Recoveries	16,000
Recoveries			(85,000)
Ending balance	150,000		93,000
Loans	467,575,000		494,072,000
Acquired Loan [Member] | Commercial Portfolio Segment [Member]
Beginning balance	75,000	420,000	420,000
Provision for loan losses	45,000		(303,000)
Charge-offs	(11,000)		0
Recoveries	16,000
Recoveries			(42,000)
Ending balance	125,000		75,000
Loans	319,939,000		336,449,000
Acquired Loan [Member] | Retail Portfolio Segment [Member]
Beginning balance	18,000	28,000	28,000
Provision for loan losses	7,000		105,000
Charge-offs	0		(72,000)
Recoveries	0
Recoveries			(43,000)
Ending balance	25,000		18,000
Loans	147,636,000		157,623,000
Acquired Loan [Member] | Unallocated Financing Receivables [Member]
Beginning balance	0	$ 0	0
Provision for loan losses	0		0
Charge-offs	0		0
Recoveries	0
Recoveries			0
Ending balance	$ 0		$ 0

Note 3 - Loans and Allowance 46

Note 3 - Loans and Allowance for Loan Losses - Loans Modified as Troubled Debt Restructurings (Details)	3 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)
Originated Loan [Member]
Number of Contracts	4	1
Pre- Modification Recorded Principal Balance	$ 328,000	$ 20,000
Post- Modification Recorded Principal Balance	$ 329,000	$ 20,000
Acquired Loan [Member]
Number of Contracts	4	2
Pre- Modification Recorded Principal Balance	$ 94,000	$ 45,000
Post- Modification Recorded Principal Balance	$ 95,000	$ 45,000
Commercial Portfolio Segment [Member] | Originated Loan [Member]
Number of Contracts	0	1
Pre- Modification Recorded Principal Balance	$ 0	$ 20,000
Post- Modification Recorded Principal Balance	$ 0	$ 20,000
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Commercial and Industrial [Member]
Number of Contracts	0	1
Pre- Modification Recorded Principal Balance	$ 0	$ 20,000
Post- Modification Recorded Principal Balance	$ 0	$ 20,000
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Owner Occupied Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Acquired Loan [Member]
Number of Contracts	1	0
Pre- Modification Recorded Principal Balance	$ 31,000	$ 0
Post- Modification Recorded Principal Balance	$ 31,000	$ 0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Commercial and Industrial [Member]
Number of Contracts	1	0
Pre- Modification Recorded Principal Balance	$ 31,000	$ 0
Post- Modification Recorded Principal Balance	$ 31,000	$ 0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Owner Occupied Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Retail Portfolio Segment [Member] | Originated Loan [Member]
Number of Contracts	4	0
Pre- Modification Recorded Principal Balance	$ 328,000	$ 0
Post- Modification Recorded Principal Balance	$ 329,000	$ 0
Retail Portfolio Segment [Member] | Originated Loan [Member] | Home Equity and Other [Member]
Number of Contracts	4	0
Pre- Modification Recorded Principal Balance	$ 328,000	$ 0
Post- Modification Recorded Principal Balance	$ 329,000	$ 0
Retail Portfolio Segment [Member] | Originated Loan [Member] | One to Four Family Mortgages [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Retail Portfolio Segment [Member] | Acquired Loan [Member]
Number of Contracts	3	2
Pre- Modification Recorded Principal Balance	$ 63,000	$ 45,000
Post- Modification Recorded Principal Balance	$ 64,000	$ 45,000
Retail Portfolio Segment [Member] | Acquired Loan [Member] | Home Equity and Other [Member]
Number of Contracts	2	1
Pre- Modification Recorded Principal Balance	$ 6,000	$ 26,000
Post- Modification Recorded Principal Balance	$ 7,000	$ 26,000
Retail Portfolio Segment [Member] | Acquired Loan [Member] | One to Four Family Mortgages [Member]
Number of Contracts	1	1
Pre- Modification Recorded Principal Balance	$ 57,000	$ 19,000
Post- Modification Recorded Principal Balance	$ 57,000	$ 19,000

Note 3 - Loans and Allowance 47

Note 3 - Loans and Allowance for Loan Losses - Loans Modified as Troubled Debt Restructurings Within the Previous Twelve Months That Became Over 30 Days Past Due (Details)	3 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)
Originated Loan [Member]
Number of Contracts	3	0
Recorded Principal Balance	$ 164,000	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member]
Number of Contracts	3	0
Recorded Principal Balance	$ 164,000	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Number of Contracts	2	0
Recorded Principal Balance	$ 34,000	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Originated Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Number of Contracts	1	0
Recorded Principal Balance	$ 130,000	$ 0
Originated Loan [Member] | Retail Portfolio Segment [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Originated Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Originated Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member]
Number of Contracts	1	0
Recorded Principal Balance	$ 24,000	$ 0
Acquired Loan [Member] | Commercial Portfolio Segment [Member]
Number of Contracts	1	0
Recorded Principal Balance	$ 24,000	$ 0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Number of Contracts	1	0
Recorded Principal Balance	$ 24,000	$ 0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member] | Retail Portfolio Segment [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member] | Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Acquired Loan [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0

Note 3 - Loans and Allowance 48

Note 3 - Loans and Allowance for Loan Losses - Activity for Troubled Debt Restructurings (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Commercial and Industrial [Member]
Beginning Balance	$ 1,503,000	$ 2,028,000
Charge-Offs	0	0
Payments	(125,000)	(101,000)
Transfers to ORE	0	0
Net Additions/Deletions	159,000	19,000
Ending Balance	1,537,000	1,946,000
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Beginning Balance	1,488,000	2,086,000
Charge-Offs	0	0
Payments	(529,000)	(24,000)
Transfers to ORE	0	0
Net Additions/Deletions	0	0
Ending Balance	959,000	2,062,000
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Owner Occupied Loan [Member]
Beginning Balance	906,000	1,400,000
Charge-Offs	0	0
Payments	(27,000)	(31,000)
Transfers to ORE	0	0
Net Additions/Deletions	0	0
Ending Balance	879,000	1,369,000
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Beginning Balance	5,110,000	10,657,000
Charge-Offs	0	0
Payments	(123,000)	(128,000)
Transfers to ORE	0	0
Net Additions/Deletions	(436,000)	0
Ending Balance	4,551,000	10,529,000
Commercial Portfolio Segment [Member] | Originated Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Beginning Balance	716,000	476,000
Charge-Offs	0	0
Payments	(113,000)	(7,000)
Transfers to ORE	0	0
Net Additions/Deletions	(312,000)	0
Ending Balance	291,000	469,000
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Commercial and Industrial [Member]
Beginning Balance	1,125,000	1,686,000
Charge-Offs	0	(48,000)
Payments	(233,000)	0
Transfers to ORE	0	0
Net Additions/Deletions	30,000	49,000
Ending Balance	922,000	1,687,000
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Beginning Balance	0	0
Charge-Offs	0	0
Payments	0	0
Transfers to ORE	0	0
Net Additions/Deletions	0	0
Ending Balance	0	0
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Owner Occupied Loan [Member]
Beginning Balance	900,000	1,652,000
Charge-Offs	(12,000)	0
Payments	0	(197,000)
Transfers to ORE	0	0
Net Additions/Deletions	108,000	0
Ending Balance	996,000	1,455,000
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Non Owner Occupied Loan [Member]
Beginning Balance	728,000	647,000
Charge-Offs	0	0
Payments	(145,000)	(10,000)
Transfers to ORE	0	0
Net Additions/Deletions	0	0
Ending Balance	583,000	637,000
Commercial Portfolio Segment [Member] | Acquired Loan [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Beginning Balance	60,000	331,000
Charge-Offs	0	0
Payments	0	(53,000)
Transfers to ORE	0	0
Net Additions/Deletions	8,000	0
Ending Balance	68,000	278,000
Retail Portfolio Segment [Member] | Originated Loan [Member] | Home Equity and Other [Member]
Beginning Balance	385,000	146,000
Charge-Offs	0	0
Payments	0	0
Transfers to ORE	0	0
Net Additions/Deletions	321,000	0
Ending Balance	706,000	146,000
Retail Portfolio Segment [Member] | Originated Loan [Member] | One to Four Family Mortgages [Member]
Beginning Balance	157,000	128,000
Charge-Offs	0	0
Payments	(3,000)	(2,000)
Transfers to ORE	0	0
Net Additions/Deletions	0	0
Ending Balance	154,000	126,000
Retail Portfolio Segment [Member] | Acquired Loan [Member] | Home Equity and Other [Member]
Beginning Balance	208,000	141,000
Charge-Offs	0	0
Payments	(9,000)	(6,000)
Transfers to ORE	0	0
Net Additions/Deletions	7,000	26,000
Ending Balance	206,000	161,000
Retail Portfolio Segment [Member] | Acquired Loan [Member] | One to Four Family Mortgages [Member]
Beginning Balance	326,000	316,000
Charge-Offs	0	0
Payments	(4,000)	0
Transfers to ORE	0	0
Net Additions/Deletions	54,000	19,000
Ending Balance	$ 376,000	$ 335,000

Note 3 - Loans and Allowance 49

Note 3 - Loans and Allowance for Loan Losses - Allowance Related to Troubled Debt Restructurings (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Related allowance	$ 412,000	$ 694,000
Commercial Portfolio Segment [Member]
Related allowance	361,000	642,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Related allowance	2,000	9,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Related allowance	13,000	28,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Related allowance	90,000	100,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Related allowance	157,000	247,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Related allowance	99,000	258,000
Retail Portfolio Segment [Member]
Related allowance	51,000	52,000
Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Related allowance	47,000	48,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Related allowance	$ 4,000	$ 4,000

Note 4 - Premises and Equipme50

Note 4 - Premises and Equipment, Net (Details Textual) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Depreciation	$ 0.7	$ 0.7

Note 4 - Premises and Equipme51

Note 4 - Premises and Equipment, Net - Summary of Premises and Equipment (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Property, plant and equipment, gross	$ 75,220,000	$ 74,171,000
Less: accumulated depreciation	29,372,000	28,715,000
Premises and equipment, net	45,848,000	45,456,000
Land and Land Improvements [Member]
Property, plant and equipment, gross	17,665,000	17,285,000
Building [Member]
Property, plant and equipment, gross	39,836,000	39,691,000
Furniture and Fixtures [Member]
Property, plant and equipment, gross	$ 17,719,000	$ 17,195,000

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Deposits	$ 2,278,016,000	$ 2,374,985,000
Increase (Decrease) in Deposits	$ (97,000,000)
Aggregate Increase (Decrease) in Percentage of Deposits	(4.10%)
Time Deposits, at or Above FDIC Insurance Limit	$ 201,000,000		$ 178,000,000

Note 5 - Deposits - Summary of

Note 5 - Deposits - Summary of Deposits (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Noninterest-bearing demand	$ 757,706,000	$ 810,600,000
Noninterest-bearing demand	33.30%	34.10%
Noninterest-bearing demand	(6.50%)
Interest-bearing checking	$ 371,622,000	$ 377,929,000
Interest-bearing checking	16.30%	15.90%
Interest-bearing checking	(1.70%)
Money market	$ 279,120,000	$ 272,051,000
Money market	12.30%	11.50%
Money market	2.60%
Savings	$ 355,354,000	$ 344,988,000
Savings	15.60%	14.50%
Savings	3.00%
Time, under $100,000	$ 142,454,000	$ 146,169,000
Time, under $100,000	6.20%	6.20%
Time, under $100,000	(2.50%)
Total local deposits	$ 2,232,950,000	$ 2,298,795,000
Total local deposits	98.00%	96.80%
Total local deposits	(2.90%)
Out-of-area time, under $100,000	$ 0	$ 0
Out-of-area time, $100,000 and over	$ 45,066,000	$ 76,190,000
Out-of-area time, $100,000 and over	2.00%	3.20%
Out-of-area time, $100,000 and over	(40.90%)
Total out-of-area deposits	$ 45,066,000	$ 76,190,000
Total out-of-area deposits	2.00%	3.20%
Total out-of-area deposits	(40.90%)
Deposits	$ 2,278,016,000	$ 2,374,985,000
Total deposits	100.00%	100.00%
Aggregate Increase (Decrease) in Percentage of Deposits	(4.10%)
Geographic Distribution, Domestic [Member]
Time, $100,000 and over	$ 326,694,000	$ 347,058,000
Time, $100,000 and over	14.30%	14.60%
Time, $100,000 and over	(5.90%)

Note 6 - Securities Sold Unde54

Note 6 - Securities Sold Under Agreements to Repurchase (Details Textual)	3 Months Ended
	Mar. 31, 2017
Maximum [Member]
Repurchase Agreement Counterparty, Weighted Average Maturity of Agreements	1 year

Note 6 - Securities Sold Unde55

Note 6 - Securities Sold Under Agreements to Repurchase - Securities Sold Under Agreement to Repurchase (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Securities sold under agreements to repurchase	$ 126,679,000	$ 131,710,000
Average interest rate at end of period	0.16%	0.16%
Average daily balance during the period	$ 128,933,000	$ 149,079,000
Average interest rate during the period	0.16%	0.14%
Maximum daily balance during the period	$ 142,459,000	$ 175,088,000

Note 7 - Federal Home Loan Ba56

Note 7 - Federal Home Loan Bank of Indianapolis Advances (Details Textual) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Long-term Federal Home Loan Bank Advances	$ 205,000,000	$ 175,000,000
Line of Credit Facility, Maximum Borrowing Capacity	541,000,000
Line of Credit Facility, Remaining Borrowing Capacity	$ 336,000,000
Federal Home Loan Bank of Indianapolis [Member]
Long-term Federal Home Loan Bank Advances		$ 175,000,000
Federal Home Loan Bank of Indianapolis [Member] | Minimum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	1.04%	1.04%
Federal Home Loan Bank of Indianapolis [Member] | Maximum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	2.39%	2.11%
Federal Home Loan Bank of Indianapolis [Member] | Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.59%	1.48%

Note 7 - Federal Home Loan Ba57

Note 7 - Federal Home Loan Bank of Indianapolis Advances - Maturities of Currently Outstanding FHLB Advances (Details)	Mar. 31, 2017USD ($)
2,017	$ 35,000,000
2,018	20,000,000
2,019	30,000,000
2,020	30,000,000
2,021	30,000,000
Thereafter	$ 60,000,000

Note 8 - Commitments and Off-58

Note 8 - Commitments and Off-balance Sheet Risk (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Reserve or Liability Balance for Financial Instruments With Off Balance Sheet Risk	$ 0	$ 0
Minimum [Member]
Fees Accreted Into Income During Interest Rate Swap Agreements Term	4 years
Maximum [Member]
Fees Accreted Into Income During Interest Rate Swap Agreements Term	15 years
Interest Rate Swap [Member]
Derivative, Notional Amount	$ 13,600
Derivative, Fair Value, Net	$ (1,600)

Note 8 - Commitments and Off-59

Note 8 - Commitments and Off-balance Sheet Risk - Exposure to Credit Losses (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Contractual amounts of financial instruments with off-balance sheet risk	$ 873,744,000	$ 821,338,000
Standby Letters of Credit [Member]
Contractual amounts of financial instruments with off-balance sheet risk	26,902,000	26,202,000
Unused lines of Credit [Member] | Commercial Portfolio Segment [Member]
Contractual amounts of financial instruments with off-balance sheet risk	533,402,000	553,345,000
Unused lines of Credit [Member] | One to Four Family Mortgages [Member]
Contractual amounts of financial instruments with off-balance sheet risk	60,122,000	56,275,000
Unused lines of Credit [Member] | Consumer Portfolio Segment [Member]
Contractual amounts of financial instruments with off-balance sheet risk	28,140,000	22,689,000
Unused lines of Credit [Member] | Consumer Other Financing Receivable 1 [Member]
Contractual amounts of financial instruments with off-balance sheet risk	8,807,000	8,489,000
Loan Origination Commitments [Member]
Contractual amounts of financial instruments with off-balance sheet risk	$ 216,371,000	$ 154,338,000

Note 9 - Hedging Activities (De

Note 9 - Hedging Activities (Details Textual) - USD ($)	1 Months Ended
	Jan. 31, 2016	Feb. 29, 2012	Mar. 31, 2017	Dec. 31, 2016	Jan. 26, 2016	Jan. 25, 2016
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust		$ 32,000,000	$ 45,006,000	$ 44,835,000
Fair Value of Interest Rate Swap Agreement Liability			$ 100,000	$ 100,000
Junior Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate		2.18%
Derivative, Notional Amount		$ 32,000,000			$ 21,000,000	$ 32,000,000
Debt Instrument, Repurchased Face Amount					$ 11,000,000
Interest Expense, Debt	$ 200,000
Debt Instrument, Repurchase Amount	$ 11,000,000

Note 10 - Fair Values of Fina61

Note 10 - Fair Values of Financial Instruments - Fair Value Hierarchy of Financial Instruments (Details) - USD ($)		Mar. 31, 2017	Dec. 31, 2016
Available-for-sale Securities		$ 332,441,000	$ 328,060,000
Reported Value Measurement [Member]
Available-for-sale Securities	[1]	332,441,000	328,060,000
FHLBI stock	[2]	9,236	8,026
Reported Value Measurement [Member] | Interest Rate Swap [Member]
Interest rate swap	[1]	42,000	84,000
Estimate of Fair Value Measurement [Member]
Available-for-sale Securities	[1]	332,441,000	328,060,000
FHLBI stock	[2]	9,236	8,026
Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]
Interest rate swap	[1]	42,000	84,000
Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities		0
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash		11,279,000	11,493,000
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash		11,279,000	11,493,000
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Cash equivalents		41,697,000	172,103,000
Loans held for sale		1,927	1,035
Bank owned life insurance		66,211,000	67,198,000
Accrued interest receivable		8,542,000	7,714,000
Deposits		2,278,016,000	2,374,985,000
Repurchase agreements		126,679	131,710
FHLBI advances		205,000	175,000
Subordinated debentures		45,006,000	44,835,000
Accrued interest payable		1,465,000	1,592,000
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Cash equivalents		41,697,000	172,103,000
Loans held for sale		1,927	1,035
Bank owned life insurance		66,211,000	67,198,000
Accrued interest receivable		8,542,000	7,714,000
Deposits		2,181,344,000	2,286,548,000
Repurchase agreements		126,679	131,710
FHLBI advances		204,156	174,734
Subordinated debentures		45,392,000	45,220,000
Accrued interest payable		1,465,000	1,592,000
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Loans, net		2,421,111,000	2,359,624,000
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Loans, net		$ 2,410,034,000	$ 2,353,276,000
[1]	See Note 11 for a description of the fair value hierarchy as well as a disclosure of levels for classes of financial assets and liabilities.
[2]	It is not practical to determine the fair value of FHLBI stock due to transferability restrictions.

Note 11 - Fair Values (Details

Note 11 - Fair Values (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group, Mortgage	$ 1,900,000	$ 1,000,000
Available-for-sale Securities	332,441,000	328,060,000
Available-for-sale Securities [Member]
Valuation Allowances and Reserves, Balance	0	$ 0
Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	$ 0
Real Estate Dependent Loans and Foreclosed Assets Estimated Selling Costs [Member]
Fair Value Inputs, Discount Factor	10.00%
Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Discount Factor	15.00%
Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Discount Factor	25.00%
Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Discount Factor	25.00%
Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Discount Factor	50.00%

Note 11 - Fair Values - Assets

Note 11 - Fair Values - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Available-for-sale Securities	$ 332,441,000	$ 328,060,000
Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	0
US Government Agencies Debt Securities [Member]
Available-for-sale Securities	156,011,000	152,040,000
Collateralized Mortgage Backed Securities [Member]
Available-for-sale Securities	43,704,000	47,392,000
Municipal General Obligation Bonds [Member]
Available-for-sale Securities	122,530,000	119,047,000
Municipal Revenue Bonds [Member]
Available-for-sale Securities	8,239,000	7,631,000
Fair Value, Measurements, Recurring [Member]
Total	332,399,000	327,976,000
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member]
Interest rate swap	(42,000)	(84,000)
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Interest rate swap	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total	326,000,000	321,577,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swap	(42,000)	(84,000)
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total	6,399,000	6,399,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Interest rate swap	0	0
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale Securities	156,011,000	152,040,000
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale Securities	156,011,000	152,040,000
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale Securities	43,704,000	47,392,000
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale Securities	43,704,000	47,392,000
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Municipal General Obligation Bonds [Member]
Available-for-sale Securities	122,530,000	119,047,000
Fair Value, Measurements, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale Securities	116,131,000	112,648,000
Fair Value, Measurements, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale Securities	6,399,000	6,399,000
Fair Value, Measurements, Recurring [Member] | Municipal Revenue Bonds [Member]
Available-for-sale Securities	8,239,000	7,631,000
Fair Value, Measurements, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale Securities	8,239,000	7,631,000
Fair Value, Measurements, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member]
Available-for-sale Securities	1,957,000	1,950,000
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale Securities	0	0
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale Securities	1,957,000	1,950,000
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale Securities	$ 0	$ 0

Note 11 - Fair Values - Asset64

Note 11 - Fair Values - Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Impaired loans	$ 8,119,000	$ 9,896,000
Foreclosed assets	495,000	469,000
Total	8,614,000	10,365,000
Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Foreclosed assets	0	0
Total	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Foreclosed assets	0	0
Total	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans	8,119,000	9,896,000
Foreclosed assets	495,000	469,000
Total	$ 8,614,000	$ 10,365,000

Note 12 - Regulatory Matters (D

Note 12 - Regulatory Matters (Details Textual) - USD ($)	Jun. 21, 2017	Apr. 13, 2017	Mar. 22, 2017	Jan. 12, 2017	Jan. 26, 2016	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Jan. 01, 2019	Dec. 31, 2016	Apr. 19, 2016	Jan. 30, 2015	Feb. 29, 2012
Preferred Securities of Subsidiary Trust						$ 42,900,000		$ 42,900,000		$ 42,800,000
Maximum Restricted Core Element Allowed in Tier One Capital Percent						25.00%
Maximum Level of Consolidated Aggregate Assets Allowing for Inclusion of Trust Preferred Securities in Tier One Capital						$ 15,000,000,000		15,000,000,000
Trust Preferred Securities Included in Tier One Capital						$ 42,900,000		$ 42,900,000		42,800,000
Capital Conservation Buffer						2.50%		2.50%
Common Stock, Dividends, Per Share, Declared				$ 0.18
Stock Repurchase Program, Authorized Amount												$ 20,000,000
Stock Repurchase Program Additional Authorized Amount											$ 15,000,000
Stock Repurchased During Period, Shares								956,419
Stock Repurchased During Period, Value								$ 19,500,000
Treasury Stock Acquired, Average Cost Per Share								$ 20.38
Payments for Repurchase of Trust Preferred Securities						$ 0	$ 8,030,000
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust						45,006,000		$ 45,006,000		$ 44,835,000			$ 32,000,000
Gain (Loss) on Repurchase of Trust Preferred Securities						$ 0	$ 2,970,000
Dividends, Cash					$ 9,100,000
Increase (Decrease) in Capital Ratio Basis Point					(0.35%)
Common Stock, Dividends, Per Share, Cash Paid			$ 0.18			$ 0.18	$ 0.16
Mercantile Bank Capital Trust I [Member]
Preferred Securities of Subsidiary Trust					$ 32,000,000
Payments for Repurchase of Trust Preferred Securities					11,000,000
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust					$ 21,000,000
Percentage of Trust Preferred Securities Face Amount Paid					73.00%
Discount Rate of Trust Preferred Securities					27.00%
Gain (Loss) on Repurchase of Trust Preferred Securities, Before Tax					$ 3,000,000
Gain (Loss) on Repurchase of Trust Preferred Securities					$ 1,800,000
Gain (Loss) on Repurchase of Trust Preferred Securities Per Diluted Share					$ 0.11
Fund [Member] | Mercantile Bank Capital Trust I [Member]
Preferred Securities of Subsidiary Trust					$ 11,000,000
Subsequent Event [Member]
Common Stock, Dividends, Per Share, Declared		$ 0.18
Scenario, Forecast [Member]
Common Equity Tier 1 Risk Based Capital Required For Capital Adequacy to Risk Weighted Assets									7.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets									8.50%
Capital Required for Capital Adequacy to Risk Weighted Assets									10.50%
Common Stock, Dividends, Per Share, Cash Paid	$ 0.18

Note 12 - Regulatory Matters -

Note 12 - Regulatory Matters - Actual Capital Levels and Minimum Levels (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Consolidated Entities [Member]
Total capital, amount	$ 359,984	$ 354,278
Total capital, ratio	13.10%	13.10%
Total capital minimum required for capital adequacy, amount	$ 220,614	$ 215,819
Total capital minimum required for capital adequacy, ratio	8.00%	8.00%
Tier 1 capital, amount	$ 341,708	$ 336,316
Tier 1 capital, ratio	12.40%	12.50%
Tier 1 capital minimum required for capital adequacy, amount	$ 165,461	$ 161,864
Tier 1 capital minimum required for capital adequacy, ratio	6.00%	6.00%
Common equity tier 1, amount	$ 298,776	$ 293,555
Common equity tier 1, ratio	10.80%	10.90%
Common equity tier 1 minimum required for capital adequacy, amount	$ 124,096	$ 121,398
Common equity tier 1 capital minimum required for capital adequacy, ratio	4.50%	4.50%
Tier 1 capital, amount	$ 341,708	$ 336,316
Tier 1 capital to average assets, ratio	11.50%	11.20%
Tier 1 capital minimum required for capital adequacy, amount	$ 118,508	$ 120,486
Tier 1 capital to average assets minimum required for capital adequacy, ratio	4.00%	4.00%
Bank [Member]
Total capital, amount	$ 356,798	$ 353,243
Total capital, ratio	13.00%	13.10%
Total capital minimum required for capital adequacy, amount	$ 220,408	$ 215,605
Total capital minimum required for capital adequacy, ratio	8.00%	8.00%
Total capital to be well capitalized, amount	$ 275,509	$ 269,506
Total capital to be well capitalized, ratio	10.00%	10.00%
Tier 1 capital, amount	$ 338,522	$ 335,282
Tier 1 capital, ratio	12.30%	12.40%
Tier 1 capital minimum required for capital adequacy, amount	$ 165,306	$ 161,704
Tier 1 capital minimum required for capital adequacy, ratio	6.00%	6.00%
Tier 1 capital to be well capitalized, amount	$ 220,408	$ 215,605
Tier 1 capital to be well capitalized, ratio	8.00%	8.00%
Common equity tier 1, amount	$ 338,522	$ 335,282
Common equity tier 1, ratio	12.30%	12.40%
Common equity tier 1 minimum required for capital adequacy, amount	$ 123,980	$ 121,278
Common equity tier 1 capital minimum required for capital adequacy, ratio	4.50%	4.50%
Common equity tier 1 capital to be well capitalized, amount	$ 179,081	$ 175,179
Common equity tier 1 capital to be well capitalized, ratio	6.50%	6.50%
Tier 1 capital, amount	$ 338,522	$ 335,282
Tier 1 capital to average assets, ratio	11.40%	11.10%
Tier 1 capital minimum required for capital adequacy, amount	$ 118,462	$ 120,383
Tier 1 capital to average assets minimum required for capital adequacy, ratio	4.00%	4.00%
Tier 1 capital to be well capitalized, amount	$ 148,078	$ 150,479
Tier 1 capital to average assets to be well capitalized, ratio	5.00%	5.00%