Mercantile Bank (MBWM) 10-Q 4 Aug 23 2023 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2023	Jul. 31, 2023
Document Information [Line Items]
Entity Central Index Key	0001042729
Entity Registrant Name	MERCANTILE BANK CORPORATION
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	000-26719
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-3360865
Entity Address, Address Line One	310 Leonard Street, NW
Entity Address, City or Town	Grand Rapids
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49504
City Area Code	616
Local Phone Number	406-3000
Title of 12(b) Security	Common Stock
Trading Symbol	MBWM
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		16,018,216

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 69,133,000	$ 61,894,000
Interest-earning deposits	138,663,000	34,878,000
Total cash and cash equivalents	207,796,000	96,772,000
Securities available for sale	608,972,000	602,936,000
Federal Home Loan Bank stock	21,513,000	17,721,000
Mortgage loans held for sale	11,942,000	3,565,000
Loans	4,051,843,000	3,916,619,000
Allowance for credit losses	(44,721,000)	(42,246,000)
Loans, net	4,007,122,000	3,874,373,000
Premises and equipment, net	52,291,000	51,476,000
Bank owned life insurance	81,500,000	80,727,000
Goodwill	49,473,000	49,473,000
Core deposit intangible, net	291,000	583,000
Other assets	96,687,000	94,993,000
Total assets	5,137,587,000	4,872,619,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing	1,371,633,000	1,604,750,000
Interest-bearing	2,385,156,000	2,108,061,000
Total deposits	3,756,789,000	3,712,811,000
Securities sold under agreements to repurchase	219,457,000	194,340,000
Federal Home Loan Bank advances	467,910,000	308,263,000
Subordinated debentures	49,301,000	48,958,000
Subordinated notes	88,800,000	88,628,000
Accrued interest and other liabilities	76,628,000	78,211,000
Total liabilities	4,658,885,000	4,431,211,000
Commitments and contingent liabilities (Note 8)
Shareholders' equity
Preferred stock, no par value; 1,000,000 shares authorized; none issued	0	0
Common stock, no par value; 40,000,000 shares authorized; 16,018,048 shares issued and outstanding at June 30, 2023 and 15,994,884 shares issued and outstanding at December 31, 2022	292,906,000	290,436,000
Retained earnings	247,313,000	216,313,000
Accumulated other comprehensive gain (loss)	(61,517,000)	(65,341,000)
Total shareholders’ equity	478,702,000	441,408,000
Total liabilities and shareholders’ equity	$ 5,137,587,000	$ 4,872,619,000

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Jun. 30, 2023	Dec. 31, 2022
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	16,018,048	15,994,884
Common stock, shares outstanding (in shares)	16,018,048	15,994,884

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest income
Loans, including fees	$ 62,006,000	$ 36,003,000	$ 119,159,000	$ 69,254,000
Securities, taxable	2,207,000	1,898,000	4,338,000	3,563,000
Securities, tax-exempt	904,000	631,000	1,780,000	1,231,000
Interest-earning deposits	801,000	1,018,000	1,125,000	1,384,000
Total interest income	65,918,000	39,550,000	126,402,000	75,432,000
Interest expense
Deposits	12,379,000	1,873,000	20,286,000	3,698,000
Short-term borrowings	914,000	49,000	1,373,000	99,000
Federal Home Loan Bank advances	3,051,000	1,911,000	4,845,000	3,774,000
Subordinated debt and other borrowings	2,023,000	1,391,000	3,963,000	2,650,000
Total interest expense	18,367,000	5,224,000	30,467,000	10,221,000
Net interest income	47,551,000	34,326,000	95,935,000	65,211,000
Provision for credit losses	2,000,000	500,000	2,600,000	600,000
Net interest income after provision for credit losses	45,551,000	33,826,000	93,335,000	64,611,000
Noninterest income:
Mortgage banking income	1,835,000	1,947,000	3,050,000	5,228,000
Interest rate swap fees	748,000	430,000	1,785,000	1,781,000
Payroll services income	572,000	464,000	1,317,000	1,102,000
Earnings on bank owned life insurance	402,000	785,000	802,000	1,072,000
Other income	598,000	486,000	1,117,000	910,000
Total noninterest income	7,645,000	7,741,000	14,597,000	17,018,000
Noninterest expense
Salaries and benefits	16,461,000	15,676,000	33,143,000	31,186,000
Occupancy	2,098,000	2,084,000	4,387,000	4,168,000
Furniture and equipment depreciation, rent and maintenance	878,000	935,000	1,700,000	1,869,000
Data processing costs	2,881,000	3,091,000	6,043,000	6,064,000
Charitable foundation contribution	2,000	500,000	12,000	506,000
Other expense	5,509,000	4,656,000	11,144,000	8,891,000
Total noninterest expenses	27,829,000	26,942,000	56,429,000	52,684,000
Income before federal income tax expense	25,367,000	14,625,000	51,503,000	28,945,000
Federal income tax expense	5,010,000	2,888,000	10,171,000	5,716,000
Net income	$ 20,357,000	$ 11,737,000	$ 41,332,000	$ 23,229,000
Basic earnings per share (in dollars per share)	$ 1.27	$ 0.74	$ 2.58	$ 1.47
Diluted earnings per share (in dollars per share)	$ 1.27	$ 0.74	$ 2.58	$ 1.47
Average basic shares outstanding (in shares)	16,003,372	15,848,681	15,999,775	15,844,763
Average diluted shares outstanding (in shares)	16,003,372	15,848,681	15,999,775	15,844,763
Service Charges on Deposit and Sweep Accounts [Member]
Noninterest income:
Noninterest revenue	$ 1,064,000	$ 1,495,000	$ 2,041,000	$ 2,910,000
Credit and Debit Card [Member]
Noninterest income:
Noninterest revenue	$ 2,426,000	$ 2,134,000	$ 4,485,000	$ 4,015,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net income	$ 20,357,000	$ 11,737,000	$ 41,332,000	$ 23,229,000
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities available for sale	(6,645,000)	(19,969,000)	4,841,000	(55,619,000)
Tax effect of unrealized holding gains (losses) on securities available for sale	1,395,000	4,193,000	(1,017,000)	11,680,000
Other comprehensive income (loss), net of tax	(5,250,000)	(15,776,000)	3,824,000	(43,939,000)
Comprehensive income (loss)	$ 15,107,000	$ (4,039,000)	$ 45,156,000	$ (20,710,000)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($)	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Preferred Stock [Member]	Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2021	$ 316,000	$ 316,000
Balances at Dec. 31, 2021			$ 0	$ 285,752,000	$ 174,536,000	$ (3,729,000)	$ 456,559,000
Employee stock purchase plan				21,000			21,000
Dividend reinvestment plan				435,000			435,000
Stock grants to directors for retainer fees				347,000			347,000
Stock-based compensation expense				1,608,000			1,608,000
Cash dividends					(9,629,000)		(9,629,000)
Net income					23,229,000		23,229,000
Change in net unrealized holding gain (loss) on securities available for sale, net of tax effect						(43,939,000)	(43,939,000)
Stock option exercises				36,000			36,000
Balances at Jun. 30, 2022			0	288,199,000	188,452,000	(47,668,000)	428,983,000
Balances at Mar. 31, 2022			0	286,831,000	181,532,000	(31,892,000)	436,471,000
Employee stock purchase plan				11,000			11,000
Dividend reinvestment plan				213,000			213,000
Stock grants to directors for retainer fees				347,000			347,000
Stock-based compensation expense				797,000			797,000
Cash dividends					(4,817,000)		(4,817,000)
Net income					11,737,000		11,737,000
Change in net unrealized holding gain (loss) on securities available for sale, net of tax effect						(15,776,000)	(15,776,000)
Balances at Jun. 30, 2022			0	288,199,000	188,452,000	(47,668,000)	428,983,000
Balances at Dec. 31, 2022			0	290,436,000	216,313,000	(65,341,000)	441,408,000
Employee stock purchase plan				23,000			23,000
Dividend reinvestment plan				449,000			449,000
Stock grants to directors for retainer fees				317,000			317,000
Stock-based compensation expense				1,681,000			1,681,000
Cash dividends					(10,332,000)		(10,332,000)
Net income					41,332,000		41,332,000
Change in net unrealized holding gain (loss) on securities available for sale, net of tax effect						3,824,000	3,824,000
Balances at Jun. 30, 2023			0	292,906,000	247,313,000	(61,517,000)	478,702,000
Balances at Mar. 31, 2023			0	291,516,000	232,123,000	(56,267,000)	467,372,000
Employee stock purchase plan				13,000			13,000
Dividend reinvestment plan				232,000			232,000
Stock grants to directors for retainer fees				317,000			317,000
Stock-based compensation expense				828,000			828,000
Cash dividends					(5,167,000)		(5,167,000)
Net income					20,357,000		20,357,000
Change in net unrealized holding gain (loss) on securities available for sale, net of tax effect						(5,250,000)	(5,250,000)
Balances at Jun. 30, 2023			$ 0	$ 292,906,000	$ 247,313,000	$ (61,517,000)	$ 478,702,000

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Employee stock purchase plan (in shares)	443	336	770	617
Dividend reinvestment plan (in shares)	7,821	6,835	14,701	12,670
Stock grants to directors for retainer fees (in shares)	10,455	10,837	10,455	10,837
Cash dividends per common share (in dollars per share)	$ 0.33	$ 0.31	$ 0.66	$ 0.62
Stock option exercises (in shares)				1,355

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities
Net income	$ 41,332,000	$ 23,229,000
Adjustments to reconcile net income to net cash from operating activities
Depreciation and amortization	5,930,000	6,692,000
Provision for credit losses	2,600,000	600,000
Stock-based compensation expense	1,681,000	1,608,000
Stock grants to directors for retainer fee	317,000	347,000
Proceeds from sales of mortgage loans held for sale	70,280,000	135,521,000
Origination of mortgage loans held for sale	(76,088,000)	(127,413,000)
Net gain from sales of mortgage loans held for sale	(2,569,000)	(4,955,000)
Net gain from sales and valuation write-downs of foreclosed assets	0	(20,000)
Net loss from sales and write-downs of fixed assets	377,000	391,000
Earnings on bank owned life insurance	(802,000)	(1,072,000)
Net (gain) loss on instruments designated at fair value and related derivatives	106,000	(121,000)
Net change in:
Accrued interest receivable	(1,486,000)	(1,573,000)
Other assets	(1,338,000)	22,000
Accrued interest payable and other liabilities	(2,873,000)	16,741,000
Net cash from operating activities	37,467,000	49,997,000
Cash flows from investing activities
Loan originations and payments, net	(135,410,000)	(269,930,000)
Purchases of securities available for sale	(11,641,000)	(78,640,000)
Proceeds from maturities, calls and repayments of securities available for sale	10,198,000	11,641,000
Proceeds from sales of foreclosed assets	0	20,000
Purchases of Federal Home Loan Bank stock	(3,792,000)	0
Proceeds from Federal Home Loan Bank stock redemption	0	281,000
Proceeds from bank owned life insurance death benefits claim	0	628,000
Net purchases of premises and equipment and lease activity	(4,680,000)	(399,000)
Net cash for investing activities	(145,325,000)	(336,399,000)
Cash flows from financing activities
Net (decrease) increase in time deposits	227,531,000	(77,992,000)
Net decrease in all other deposits	(183,553,000)	(131,308,000)
Net increase in securities sold under agreements to repurchase	25,117,000	5,876,000
Maturities of Federal Home Loan Bank advances	(40,353,000)	(40,000,000)
Proceeds from Federal Home Loan Bank advances	200,000,000	28,263,000
Net proceeds from subordinated notes issuance	0	14,645,000
Proceeds from stock option exercises, net of cashless exercises	0	36,000
Employee stock purchase plan	23,000	21,000
Dividend reinvestment plan	449,000	435,000
Payment of cash dividends to common shareholders	(10,332,000)	(9,629,000)
Net cash (for) from financing activities	218,882,000	(209,653,000)
Net change in cash and cash equivalents	111,024,000	(496,055,000)
Cash and cash equivalents at beginning of period	96,772,000	975,160,000
Cash and cash equivalents at end of period	207,796,000	479,105,000
Supplemental disclosures of cash flows information
Interest	28,038,000	8,780,000
Federal income tax	13,850,000	5,200,000
Noncash financing and investing activities:
Transfers from premises and equipment to other assets	0	2,847,000
Transfers from bank premises to other real estate owned	600,000	0
Transfers from loans to foreclosed assets	$ 61,000	$ 0

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1. SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation six June 30, 2023 10 303 not not June 30, 2023 not 10 December 31, 2022. We have five not Earnings Per Share Approximately 350,000 unvested restricted shares were included in determining both basic and diluted earnings per share for the three six June 30, 2023. not three six June 30, 2023. Approximately 325,000 unvested restricted shares were included in determining both basic and diluted earnings per share for the three six June 30, 2022. three six June 30, 2022. not three six June 30, 2022. Debt Securities first not not not Changes in the allowance are recorded as provisions for (or reversals of) credit loss expense. Losses are charged against the allowance when the collectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At June 30, 2023, December 31, 2022, Interest income includes amortization of purchase premiums and accretion of discounts. Premiums on debt securities are amortized to the initial call date, if applicable, or to the maturity date, on the level-yield method. Discounts on debt securities are accreted to the maturity date on the level-yield method. Premiums and discounts on mortgage-backed securities are amortized or accreted based on anticipated prepayments on the level-yield method. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Federal Home Loan Bank of Indianapolis (“FHLBI”) stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Loans June 30, 2023, December 31, 2022, Interest income on commercial loans and mortgage loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer and credit card loans are typically charged off no Accrued interest is included in other assets in the Consolidated Balance Sheets. All interest accrued but not Loans Held for Sale June 30, 2023 December 31, 2022, Mortgage loans held for sale are generally sold with servicing rights retained. Gains and losses on sales of mortgage loans are based on the difference between the selling price, which includes a gain or loss on the interest rate commitment coverage position, and the carrying value of the related loan sold, which is reduced by the cost allocated to the servicing right. Market rate risk on interest rate commitments with borrowers prior to loan closing is mitigated through forward commitments referred to as to-be-announced mortgage-backed securities. These mortgage banking activities are not Allowance for Credit Losses ( “ Allowance ” ) January 1, 2022, No. 2016 13, Financial Instruments Credit Losses (Topic 32 The allowance is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged-off against the allowance when we believe the uncollectability of a loan is confirmed. We estimate the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for changes in current loan-specific risk characteristics such as changes in underwriting standards, portfolio mix, delinquency level or other relevant factors. We recorded a provision expense of $2.6 million during the first six 2023, The allowance is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogenous segments, or pools, for analysis. Commercial loans are divided among five one two not. Our loan portfolio segments as of June 30, 2023 December 31, 2022 o Commercial Loans ■ Commercial and Industrial ■ Owner Occupied Commercial Real Estate ■ Non-Owner Occupied Commercial Real Estate ■ Multi-Family and Residential Rental ■ Vacant Land, Land Development and Residential Construction o Retail Loans ■ 1 4 ■ Other Consumer Loans The “remaining life methodology” is utilized for substantially all loan pools. This non-discounted cash flow approach projects an estimated future amortized cost basis based on current loan balance, repayment terms, and estimated prepayments. Our historical loss rate is then applied to the monthly estimated future loan balances at the instrument level. The baseline lifetime loss is adjusted for changes in macroeconomic conditions over the reasonable and supportable forecast and reversion periods via a series of macroeconomic forecast inputs, such as gross domestic product, unemployment rates, interest rates, credit spreads, stock market volatility and property price indices, to quantify the impact of current and forecasted economic conditions on expected loan performance. We use migration to determine historical loss rates for commercial loans given the comprehensive loan grading process employed by the bank for over two January 1, 2011 Reasonable and supportable economic forecasts have to be incorporated in determining expected credit losses. The forecast period represents the time frame from the current period end through the point in time that we can reasonably forecast and support entity and environmental factors that are expected to impact the performance of our loan portfolio. Ideally, the economic forecast period would encompass the contractual terms of all loans; however, the ability to produce a forecast that is considered reasonable and supportable becomes more difficult or may not Subsequent to the end of the forecast period, we revert to historical loan data based on an ongoing evaluation of each economic forecast in relation to then current economic conditions as well as any developing loan loss activity and resulting historical data. As of June 30, 2023 December 31, 2022, one six We are not third June 30, 2023 December 31, 2022 During each reporting period, we also consider the need to adjust the historical loss rates as determined by our migration calculations to reflect the extent to which we expect current conditions and reasonable and supportable economic forecasts to differ from the conditions that existed for the period over which the migration-based historical loss information was determined. These qualitative adjustments may Traditional qualitative factors include: o Changes in lending policies and procedures o Changes in the nature and volume of the loan portfolio and in the terms of loans o Changes in the experience, ability and depth of lending management and other relevant staff o Changes in the volume and severity of past due loans, nonaccrual loans and adversely classified loans o Changes in the quality of the loan review program o Changes in the value of underlying collateral dependent loans o Existence and effect of any concentrations of credit and any changes in such o Effect of other factors such as competition and legal and regulatory requirements The estimation of future credit losses should reflect consideration of all significant factors that affect the collectability of the loan portfolio at each evaluation date. While our methodology considers both the historical loss rates as well as the traditional qualitative factors, there may January 1, 2022, Expected credit losses are estimated over the contractual terms of the loans, adjusted for expected prepayments when appropriate. The contractual term generally excludes potential extensions, renewals and modifications. Accrued interest receivable for loans is included in other assets on our Consolidated Balance Sheet. We elected not 90 We are also required to consider expected credit losses associated with loan commitments over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by us. Any allowance for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheet and is increased or decreased via other noninterest expense on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded. Mortgage Banking Activities June 30, 2023 December 31, 2022, Servicing fee income is recorded for fees earned for servicing mortgage loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Amortization of mortgage loan servicing rights is netted against mortgage loan servicing income and recorded in mortgage banking activities in the income statement. Troubled Debt Restructurings not may In accordance with current accounting guidance, loans modified as troubled debt restructurings are, by definition, considered to be impaired loans. Impairment for these loans is measured on a loan-by-loan basis. Certain loans modified as troubled debt restructurings may two The accounting guidance for troubled debt restructurings by creditors in Subtopic 310 40, No. 2022 02 326 January 1, 2023. Derivatives not Changes in the fair value of derivatives that are designated, for accounting purposes, as a hedge of the variability of cash flows to be received on various assets and liabilities and are effective are reported in other comprehensive income. They are later reclassified into earnings in the same periods during which the hedged transaction affects earnings and are included in the line item in which the hedged cash flows are recorded. If hedge accounting does not no June 30, 2023, December 31, 2022. Goodwill and Core Deposit Intangible may not 2022 The core deposit intangible that arose from the merger with Firstbank was initially measured at fair value and is being amortized into noninterest expense over a ten Revenue from Contracts with Customers 606, 606” 606, not Our primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not We generally satisfy our performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 The following table depicts our sources of noninterest income presented in the Consolidated Statements of Income that are scoped within Topic 606: Three Months Ended June 30, 2023 Three Months Ended June 30, 2022 Six Months Ended June 30, 2023 Six Months Ended June 30, 2022 Service charges on deposit and sweep accounts $ 1,064,000 $ 1,495,000 $ 2,041,000 $ 2,910,000 Credit and debit card fees 2,426,000 2,134,000 4,485,000 4,015,000 Payroll processing 572,000 464,000 1,317,000 1,102,000 Customer service fees 187,000 202,000 407,000 444,000 Service Charges on Deposit and Sweep Accounts: Credit and Debit Card Fees: Payroll Processing Fees: Customer Service Fees: Standards Recently Adopted No. 2022 02 Financial Instruments Credit Losses (Topic 326 310 40, December 15, 2022. not

Note 2 - Securities

Note 2 - Securities	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. SECURITIES The amortized cost and fair value of available for sale securities and the related pre-tax gross unrealized gains and losses recognized in accumulated other comprehensive income are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2023 U.S. Government agency debt obligations $ 454,164,000 $ 0 $ (61,070,000 ) $ 393,094,000 Mortgage-backed securities 36,374,000 10,000 (5,864,000 ) 30,520,000 Municipal general obligation bonds 165,793,000 511,000 (8,739,000 ) 157,565,000 Municipal revenue bonds 30,010,000 104,000 (2,821,000 ) 27,293,000 Other investments 500,000 0 0 500,000 $ 686,841,000 $ 625,000 $ (78,494,000 ) $ 608,972,000 December 31, 2022 U.S. Government agency debt obligations $ 453,836,000 $ 0 $ (65,092,000 ) $ 388,744,000 Mortgage-backed securities 38,002,000 19,000 (6,068,000 ) 31,953,000 Municipal general obligation bonds 163,041,000 450,000 (9,058,000 ) 154,433,000 Municipal revenue bonds 30,267,000 102,000 (3,063,000 ) 27,306,000 Other investments 500,000 0 0 500,000 $ 685,646,000 $ 571,000 $ (83,281,000 ) $ 602,936,000 Securities with unrealized losses at June 30, 2023 December 31, 2022, Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2023 U.S. Government agency debt obligations $ 2,862,000 $ 940,000 $ 390,232,000 $ 60,130,000 $ 393,094,000 $ 61,070,000 Mortgage-backed securities 27,997,000 5,759,000 1,811,000 105,000 29,808,000 5,864,000 Municipal general obligation bonds 39,970,000 1,476,000 92,626,000 7,263,000 132,596,000 8,739,000 Municipal revenue bonds 7,262,000 810,000 15,628,000 2,011,000 22,890,000 2,821,000 $ 78,091,000 $ 8,985,000 $ 500,297,000 $ 69,509,000 $ 578,388,000 $ 78,494,000 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2022 U.S. Government agency debt obligations $ 53,019,000 $ 5,713,000 $ 335,725,000 $ 59,379,000 $ 388,744,000 $ 65,092,000 Mortgage-backed securities 31,127,000 6,068,000 12,000 0 31,139,000 6,068,000 Municipal general obligation bonds 97,252,000 4,516,000 32,870,000 4,542,000 130,122,000 9,058,000 Municipal revenue bonds 12,532,000 1,141,000 10,609,000 1,922,000 23,141,000 3,063,000 $ 193,930,000 $ 17,438,000 $ 379,216,000 $ 65,843,000 $ 573,146,000 $ 83,281,000 We evaluate securities in an unrealized loss position at least quarterly. Consideration is given to the financial condition of the issuer, and the intent and ability we have to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For those debt securities whose fair value is less than their amortized cost basis, we also consider our intent to sell the security, whether it is more likely than not not may At June 30, 2023, December 31, 2022, June 30, 2023, first not not The amortized cost and fair value of debt securities at June 30, 2023, may may not Weighted Average Yield Amortized Cost Fair Value Due in 2023 0.32% $ 12,635,000 $ 12,401,000 Due in 2024 through 2028 1.32 319,466,000 291,127,000 Due in 2029 through 2033 2.02 278,432,000 237,792,000 Due in 2034 and beyond 3.64 39,434,000 36,632,000 Mortgage-backed securities 2.15 36,374,000 30,520,000 Other investments 8.50 500,000 500,000 Total available for sale securities 1.77% $ 686,841,000 $ 608,972,000 No securities were sold during the first six 2023 2022. Securities issued by the State of Michigan and all its political subdivisions had a combined amortized cost of $196 million and $193 million at June 30, 2023 December 31, 2022, June 30, 2023, December 31, 2022. not 10% The carrying value of U.S. Government agency debt obligation securities that are pledged to secure repurchase agreements was $219 million and $194 million at June 30, 2023, December 31, 2022, June 30, 2023; December 31, 2022.

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. LOANS AND ALLOWANCE FOR CREDIT LOSSES Our total loans at June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022, 2022 second 2023, Percent June 30, 2023 December 31, 2022 Increase Balance % Balance % (Decrease) Commercial: Commercial and industrial $ 1,212,196,000 29.9 % $ 1,185,083,000 30.3 % 2.3 % Vacant land, land development, and residential construction 72,682,000 1.8 61,873,000 1.6 17.5 Real estate – owner occupied 659,201,000 16.3 639,192,000 16.3 3.1 Real estate – non-owner occupied * 957,221,000 23.6 979,214,000 25.0 (2.2 ) Real estate – multi-family and residential rental * 287,285,000 7.1 266,468,000 6.8 7.8 Total commercial 3,188,585,000 78.7 3,131,830,000 80.0 1.8 Retail: 1-4 family mortgages 833,198,000 20.6 755,036,000 19.3 10.4 Other consumer loans 30,060,000 0.7 29,753,000 0.7 1.0 Total retail 863,258,000 21.3 784,789,000 20.0 10.0 Total loans $ 4,051,843,000 100.0 % $ 3,916,619,000 100.0 % 3.5 % (*) We have made certain reclassifications of how multi-family construction loans are disaggregated by loan segment. The table above reflects an increase of $54.5 million in Real Estate – Multi-Family and Residential Rental loans and a corresponding decrease in Real Estate – Non-Owner Occupied loans as of December 31, 2022. Nonperforming loans as of June 30, 2023 December 31, 2022 June 30, December 31, 2023 2022 Loans past due 90 days or more still accruing interest $ 0 $ 0 Nonaccrual loans 2,099,000 7,728,000 Total nonperforming loans $ 2,099,000 $ 7,728,000 The recorded principal balance of nonperforming loans was as follows: June 30, December 31, 2023 2022 Commercial: Commercial and industrial $ 249,000 $ 6,024,000 Vacant land, land development, and residential construction 0 0 Real estate – owner occupied 116,000 248,000 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 365,000 6,272,000 Retail: 1-4 family mortgages 1,734,000 1,456,000 Other consumer loans 0 0 Total retail 1,734,000 1,456,000 Total nonperforming loans $ 2,099,000 $ 7,728,000 An age analysis of past due loans is as follows as of June 30, 2023: 30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Commercial: Commercial and industrial $ 0 $ 0 $ 249,000 $ 249,000 $ 1,211,947,000 $ 1,212,196,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 72,682,000 72,682,000 0 Real estate – owner occupied 0 0 116,000 116,000 659,085,000 659,201,000 0 Real estate – non- owner occupied 0 0 0 0 957,221,000 957,221,000 0 Real estate – multi-family and residential rental 0 0 0 0 287,285,000 287,285,000 0 Total commercial 0 0 365,000 365,000 3,188,220,000 3,188,585,000 0 Retail: 1-4 family mortgages 602,000 83,000 184,000 869,000 832,329,000 833,198,000 0 Other consumer loans 4,000 4,000 0 8,000 30,052,000 30,060,000 0 Total retail 606,000 87,000 184,000 877,000 862,381,000 863,258,000 0 Total past due loans $ 606,000 $ 87,000 $ 549,000 $ 1,242,000 $ 4,050,601,000 $ 4,051,843,000 $ 0 An age analysis of past due loans is as follows as of December 31, 2022: 30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Commercial: Commercial and industrial $ 0 $ 5,705,000 $ 249,000 $ 5,954,000 $ 1,179,129,000 $ 1,185,083,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 61,873,000 61,873,000 0 Real estate – owner occupied 0 248,000 0 248,000 638,944,000 639,192,000 0 Real estate – non-owner occupied 0 0 0 0 979,214,000 979,214,000 0 Real estate – multi-family and residential rental 0 0 0 0 266,468,000 266,468,000 0 Total commercial 0 5,953,000 249,000 6,202,000 3,125,628,000 3,131,830,000 0 Retail: 1-4 family mortgages 1,334,000 88,000 116,000 1,538,000 753,498,000 755,036,000 0 Other consumer loans 15,000 1,000 0 16,000 29,737,000 29,753,000 0 Total retail 1,349,000 89,000 116,000 1,554,000 783,235,000 784,789,000 0 Total past due loans $ 1,349,000 $ 6,042,000 $ 365,000 $ 7,756,000 $ 3,908,863,000 $ 3,916,619,000 $ 0 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Identified problem loans, which exhibit characteristics (financial or otherwise) that could cause the loans to become nonperforming or require restructuring in the future, are included on an internal watch list. Senior management and the Board of Directors review this list regularly. Fair value estimates of collateral on distressed lending relationships, as well as on foreclosed and repossessed assets, are reviewed periodically. We also have a process in place to monitor whether value estimates at each quarter-end are reflective of current market conditions. Our credit policies establish criteria for obtaining appraisals and determining internal value estimates. We may may no June 30, 2023 December 31, 2022, Nonaccrual loans as of June 30, 2023 Amortized Related Cost Allowance With no allowance recorded: Commercial: Commercial and industrial $ 249,000 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249,000 0 Retail: 1-4 family mortgages 1,315,000 0 Other consumer loans 0 0 Total retail 1,315,000 0 Total with no allowance recorded $ 1,564,000 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 116,000 15,000 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 116,000 15,000 Retail: 1-4 family mortgages 419,000 292,000 Other consumer loans 0 0 Total retail 419,000 292,000 Total with an allowance recorded $ 535,000 $ 307,000 Total nonaccrual loans: Commercial $ 365,000 $ 15,000 Retail 1,734,000 292,000 Total nonaccrual loans $ 2,099,000 $ 307,000 No interest income was recognized on nonaccrual loans during the first six 2023. Nonaccrual loans as of December 31, 2022 Amortized Related Cost Allowance With no allowance recorded: Commercial: Commercial and industrial $ 249,000 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249,000 0 Retail: 1-4 family mortgages 1,064,000 0 Other consumer loans 0 0 Total retail 1,064,000 0 Total with no allowance recorded $ 1,313,000 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 5,775,000 $ 2,051,000 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 248,000 32,000 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 6,023,000 2,083,000 Retail: 1-4 family mortgages 392,000 200,000 Other consumer loans 0 0 Total retail 392,000 200,000 Total with an allowance recorded $ 6,415,000 $ 2,283,000 Total nonaccrual loans: Commercial $ 6,272,000 $ 2,083,000 Retail 1,456,000 200,000 Total nonaccrual loans $ 7,728,000 $ 2,283,000 No interest income was recognized on nonaccrual loans during 2022. Credit Quality Indicators. ten Grade 1. “Exceptional” Loans with this rating contain very little, if any, risk. Grade 2. “Outstanding” Loans with this rating have excellent and stable sources of repayment and conform to bank policy and regulatory requirements. Grade 3. “Very Good” Loans with this rating have strong sources of repayment and conform to bank policy and regulatory requirements. These are loans for which repayment risks are acceptable. Grade 4. “Good” Loans with this rating have solid sources of repayment and conform to bank policy and regulatory requirements. These are loans for which repayment risks are modest. Grade 5. “Acceptable” Loans with this rating exhibit acceptable sources of repayment and conform with most bank policies and all regulatory requirements. These are for loans for which repayment risks are satisfactory. Grade 6. “Monitor” Loans with this rating are considered to have emerging weaknesses which may Grade 7. “Special Mention” Loans with this rating have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may Grade 8. “Substandard” Loans with this rate are inadequately protected by current sound net worth, paying capacity of the obligor, or of the pledged collateral, if any. A Substandard loan normally has one not Grade 9. “Doubtful” Loans with this rating exhibit all the weaknesses inherent in the Substandard classification and where collection or liquidation in full is highly questionable and improbable. Grade 10. “Loss” Loans with this rating are considered uncollectable, and of such little value that continuance as an active asset is not The primary risk element with respect to each residential real estate loan and consumer loan is the timeliness of scheduled payments. We have a reporting system that monitors past due loans and have adopted policies to pursue creditors’ rights in order to preserve our collateral position. Retail loans that reach 90 The following table reflects amortized cost basis of loans and year-to-date loan charge-offs as of June 30, 2023 2023 2022 2021 2020 2019 Prior Term Total Revolving Loans Grand Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 70,344 $ 110,829 $ 115,238 $ 34,358 $ 7,818 $ 9,862 $ 348,449 $ 395,751 $ 744,200 Grades 5 – 7 57,388 101,094 39,034 24,439 7,896 186 230,037 211,809 441,846 Grades 8 – 9 9,791 0 266 0 0 0 10,057 16,093 26,150 Total $ 137,523 $ 211,923 $ 154,538 $ 58,797 $ 15,714 $ 10,048 $ 588,543 $ 623,653 $ 1,212,196 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 218 $ 218 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 12,715 $ 22,089 $ 3,369 $ 2,835 $ 0 $ 298 $ 41,306 $ 0 $ 41,306 Grades 5 – 7 11,504 15,308 3,373 330 45 546 31,106 174 31,280 Grades 8 – 9 11 0 0 0 0 85 96 0 96 Total $ 24,230 $ 37,397 $ 6,742 $ 3,165 $ 45 $ 929 $ 72,508 $ 174 $ 72,682 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Owner Occupied: Grades 1 – 4 $ 143,011 $ 115,599 $ 83,379 $ 51,608 $ 18,025 $ 18,344 $ 429,966 $ 0 $ 429,966 Grades 5 – 7 60,088 76,351 38,774 30,039 9,739 11,196 226,187 48 226,235 Grades 8 – 9 207 2,635 0 42 0 116 3,000 0 3,000 Total $ 203,306 $ 194,585 $ 122,153 $ 81,689 $ 27,764 $ 29,656 $ 659,153 $ 48 $ 659,201 Current year-to-date gross write offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 0 $ 14 $ 0 $ 14 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 29,085 $ 96,215 $ 117,813 $ 95,378 $ 42,493 $ 39,708 $ 420,692 $ 0 $ 420,692 Grades 5 – 7 118,268 137,493 136,069 99,324 6,690 26,538 524,382 0 524,382 Grades 8 – 9 0 6,575 5,572 0 0 0 12,147 0 12,147 Total $ 147,353 $ 240,283 $ 259,454 $ 194,702 $ 49,183 $ 66,246 $ 957,221 $ 0 $ 957,221 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 14,641 $ 44,570 $ 58,445 $ 35,626 $ 5,057 $ 6,031 $ 164,370 $ 0 $ 164,370 Grades 5 – 7 41,454 48,247 5,536 11,661 2,947 1,778 111,623 0 111,623 Grades 8 – 9 11,250 0 0 0 0 42 11,292 0 11,292 Total $ 67,345 $ 92,817 $ 63,981 $ 47,287 $ 8,004 $ 7,851 $ 287,285 $ 0 $ 287,285 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total Commercial $ 579,757 $ 777,005 $ 606,868 $ 385,640 $ 100,710 $ 114,730 $ 2,564,710 $ 623,875 $ 3,188,585 Total Comm current YTD gross write offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 0 $ 14 $ 218 $ 232 2023 2022 2021 2020 2019 Prior Term Total Revolving Loans Grand Total Retail: 1-4 Family Mortgages: Performing $ 79,136 $ 330,384 $ 238,932 $ 85,225 $ 11,191 $ 50,146 $ 795,014 $ 36,450 $ 831,464 Nonperforming 0 82 491 0 12 1,149 1,734 0 1,734 Total $ 79,136 $ 330,466 $ 239,423 $ 85,225 $ 11,203 $ 51,295 $ 796,748 $ 36,450 $ 833,198 Current year-to-date gross write offs $ 0 $ 52 $ 0 $ 0 $ 0 $ 239 $ 291 $ 21 $ 312 Other Consumer Loans: Performing $ 3,106 $ 3,368 $ 2,043 $ 687 $ 820 $ 441 $ 10,465 $ 19,595 $ 30,060 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 3,106 $ 3,368 $ 2,043 $ 687 $ 820 $ 441 $ 10,465 $ 19,595 $ 30,060 Current year-to-date gross write offs $ 0 $ 3 $ 0 $ 0 $ 0 $ 3 $ 6 $ 17 $ 23 Total Retail $ 82,242 $ 333,834 $ 241,466 $ 85,912 $ 12,023 $ 51,736 $ 807,213 $ 56,045 $ 863,258 Total Retail Current YTD gross write offs $ 0 $ 55 $ 0 $ 0 $ 0 $ 242 $ 297 $ 38 $ 335 Grand Total $ 661,999 $ 1,110,839 $ 848,334 $ 471,552 $ 112,733 $ 166,466 $ 3,371,923 $ 679,920 $ 4,051,843 Grand Total Current YTD gross write offs $ 0 $ 69 $ 0 $ 0 $ 0 $ 242 $ 311 $ 256 $ 567 There were no revolving loans converted to term loans during the first six 2023. The following table reflects amortized cost of basis of loans as of December 31, 2022 2022 2021 2020 2019 2018 Prior Term Total Revolving Loans Grand Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 115,494 $ 141,481 $ 43,961 $ 9,194 $ 3,230 $ 9,851 $ 323,211 $ 396,372 $ 719,583 Grades 5 – 7 151,783 47,030 31,697 8,870 569 93 240,042 210,363 450,405 Grades 8 – 9 3,784 249 0 0 48 29 4,110 10,985 15,095 Total $ 271,061 $ 188,760 $ 75,658 $ 18,064 $ 3,847 $ 9,973 $ 567,363 $ 617,720 $ 1,185,083 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 31,756 $ 6,196 $ 3,428 $ 0 $ 0 $ 331 $ 41,711 $ 0 $ 41,711 Grades 5 – 7 10,270 8,760 351 50 0 626 20,057 0 20,057 Grades 8 – 9 0 0 0 0 14 91 105 0 105 Total $ 42,026 $ 14,956 $ 3,779 $ 50 $ 14 $ 1,048 $ 61,873 $ 0 $ 61,873 Real Estate – Owner Occupied: Grades 1 – 4 $ 194,072 $ 113,528 $ 53,630 $ 19,670 $ 19,279 $ 6,162 $ 406,341 $ 0 $ 406,341 Grades 5 – 7 115,720 56,173 33,913 10,245 12,550 1,165 229,766 0 229,766 Grades 8 – 9 2,919 0 44 0 122 0 3,085 0 3,085 Total $ 312,711 $ 169,701 $ 87,587 $ 29,915 $ 31,951 $ 7,327 $ 639,192 $ 0 $ 639,192 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 121,281 $ 152,035 $ 89,125 $ 44,196 $ 10,079 $ 12,018 $ 428,734 $ 0 $ 428,734 Grades 5 – 7 176,217 142,645 133,163 35,200 13,456 37,399 538,080 0 538,080 Grades 8 – 9 6,712 5,688 0 0 0 0 12,400 0 12,400 Total $ 304,210 $ 300,368 $ 222,288 $ 79,396 $ 23,535 $ 49,417 $ 979,214 $ 0 $ 979,214 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 39,342 $ 49,178 $ 36,348 $ 5,306 $ 3,082 $ 4,003 $ 137,259 $ 0 $ 137,259 Grades 5 – 7 56,018 47,474 19,666 3,162 2,557 283 129,160 0 129,160 Grades 8 – 9 0 0 0 0 0 49 49 0 49 Total $ 95,360 $ 96,652 $ 56,014 $ 8,468 $ 5,639 $ 4,335 $ 266,468 $ 0 $ 266,468 Total Commercial $ 1,025,368 $ 770,437 $ 445,326 $ 135,893 $ 64,986 $ 72,100 $ 2,514,110 $ 617,720 $ 3,131,830 2022 2021 2020 2019 2018 Prior Term Total Revolving Loans Grand Total Retail: 1-4 Family Mortgages: Performing $ 313,611 $ 242,950 $ 91,936 $ 12,094 $ 14,297 $ 41,622 $ 716,510 $ 37,070 $ 753,580 Nonperforming 142 82 0 0 203 1,029 1,456 0 1,456 Total $ 313,753 $ 243,032 $ 91,936 $ 12,094 $ 14,500 $ 42,651 $ 717,966 $ 37,070 $ 755,036 Other Consumer Loans: Performing $ 4,349 $ 2,870 $ 1,040 $ 1,074 $ 395 $ 430 $ 10,158 $ 19,595 $ 29,753 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 4,349 $ 2,870 $ 1,040 $ 1,074 $ 395 $ 430 $ 10,158 $ 19,595 $ 29,753 Total Retail $ 318,102 $ 245,902 $ 92,976 $ 13,168 $ 14,895 $ 43,081 $ 728,124 $ 56,665 $ 784,789 Grand Total $ 1,343,470 $ 1,016,339 $ 538,302 $ 149,061 $ 79,881 $ 115,181 $ 3,242,234 $ 674,385 $ 3,916,619 There were no revolving loans converted to term loans during 2022. Activity in the allowance for credit losses during the three six June 30, 2023 Commercial and industrial Commercial vacant land, land development and residential construction Commercial real estate owner occupied Commercial real estate non-owner occupied Commercial real estate multi-family and residential rental 1-4 family mortgages Other consumer loans Unallocated Total Allowance for credit losses: Balance at 3-31-23 $ 10,181 $ 510 $ 5,711 $ 9,168 $ 2,427 $ 14,648 $ 156 $ 76 $ 42,877 Provision for credit losses (3,616 ) (217 ) 105 (479 ) 1,268 4,973 21 (55 ) 2,000 Charge-offs (182 ) 0 0 0 0 (270 ) (9 ) 0 (461 ) Recoveries 89 11 22 0 5 147 31 0 305 Ending balance $ 6,472 $ 304 $ 5,838 $ 8,689 $ 3,700 $ 19,498 $ 199 $ 21 $ 44,721 Balance at 12-31-22 $ 10,203 $ 490 $ 5,914 $ 9,242 $ 2,191 $ 14,027 $ 160 $ 19 $ 42,246 Provision for credit losses (3,623 ) (198 ) (132 ) (553 ) 1,497 5,591 16 2 2,600 Charge-offs (218 ) 0 (14 ) 0 0 (312 ) (23 ) 0 (567 ) Recoveries 110 12 70 0 12 192 46 0 442 Ending balance $ 6,472 $ 304 $ 5,838 $ 8,689 $ 3,700 $ 19,498 $ 199 $ 21 $ 44,721 Activity in the allowance for credit losses during the three six June 30, 2022 Commercial and industrial Commercial vacant land, land development and residential construction Commercial real estate owner occupied Commercial real estate non-owner occupied Commercial real estate multi-family and residential rental 1-4 family mortgages Other consumer loans Unallocated Total Allowance for credit losses: Balance at 3-31-22 $ 8,413 $ 455 $ 5,803 $ 9,932 $ 1,666 $ 8,562 $ 191 $ 131 $ 35,153 Provision for credit losses 150 (10 ) (251 ) (683 ) (33 ) 1,464 (28 ) (109 ) 500 Charge-offs 0 0 0 0 0 0 (15 ) 0 (15 ) Recoveries 45 1 26 0 6 241 17 0 336 Ending balance $ 8,608 $ 446 $ 5,578 $ 9,249 $ 1,639 $ 10,267 $ 165 $ 22 $ 35,974 Balance at 12-31-21 $ 10,782 $ 420 $ 6,045 $ 12,990 $ 2,006 $ 2,449 $ 626 $ 45 $ 35,363 Adoption of ASU 2016-13 (1,571 ) (43 ) (560 ) (2,534 ) (621 ) 5,395 (411 ) (55 ) (400 ) Provision for credit losses (592 ) 96 35 (1,207 ) 240 2,057 (61 ) 32 600 Charge-offs (171 ) (29 ) 0 0 0 (2 ) (18 ) 0 (220 ) Recoveries 160 2 58 0 14 368 29 0 631 Ending balance $ 8,608 $ 446 $ 5,578 $ 9,249 $ 1,639 $ 10,267 $ 165 $ 22 $ 35,974 The following table presents the financial effect by type of modification made to borrowers experiencing financial difficulty and loan segment: Interest Rate Reduction Term Extension Principal Forgiveness Commercial: Commercial and industrial $ 0 $ 10,520,000 $ 0 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 207,000 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total commercial $ 0 $ 10,727,000 $ 0 Retail: 1-4 family mortgages 0 0 0 Other consumer loans 0 0 0 Total retail $ 0 $ 0 $ 0 Total loans $ 0 $ 10,727,000 $ 0 Loans listed under Term Extension were generally granted a series of short-term maturity extensions as part of workout process and associated forbearance agreements. The following table presents the period-end amortized cost basis of loans that have been modified in the past twelve Current 30 – 89 Days Past Due 90 + Days Past Due Total Commercial: Commercial and industrial $ 10,520,000 $ 0 $ 0 $ 10,520,000 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 207,000 0 0 207,000 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 0 Total commercial $ 10,727,000 $ 0 $ 0 $ 10,727,000 Retail: 1-4 family mortgages 0 0 0 0 Other consumer loans 0 0 0 0 Total retail $ 0 $ 0 $ 0 $ 0 Total loans $ 10,727,000 $ 0 $ 0 $ 10,727,000 Loans modified as troubled debt restructurings during the three June 30, 2022 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Commercial: Commercial and industrial 2 $ 6,573,000 $ 6,573,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total commercial 2 6,573,000 6,573,000 Retail: 1-4 family mortgages 1 84,000 84,000 Other consumer loans 0 0 0 Total retail 1 84,000 84,000 Total loans 3 $ 6,657,000 $ 6,657,000 Loans modified as troubled debt restructurings during the six June 30, 2022 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Commercial: Commercial and industrial 2 $ 6,573,000 $ 6,573,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total commercial 2 6,573,000 6,573,000 Retail: 1-4 family mortgages 3 212,000 212,000 Other consumer loans 0 0 0 Total retail 3 212,000 212,000 Total loans 5 $ 6,785,000 $ 6,785,000 The following loans, modified as troubled debt restructurings within the previous twelve 30 three June 30, 2022 ( Number of Contracts Recorded Principal Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0 The following loans, modified as troubled debt restructurings within the previous twelve 30 six June 30, 2022 ( Number of Contracts Recorded Principal Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0 Activity for loans categorized as troubled debt restructurings during the three June 30, 2022 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 2,829,000 $ 0 $ 89,000 $ 143,000 $ 90,000 Charge-Offs 0 0 0 0 0 Payments (net) 536,000 0 (2,000 ) (4,000 ) (2,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 6,573,000 0 0 0 0 Ending Balance $ 9,938,000 $ 0 $ 87,000 $ 139,000 $ 88,000 Retail Retail 1-4 Family Other Consumer Mortgages Loans Retail Loan Portfolio: Beginning Balance $ 2,346,000 $ 13,000 Charge-Offs 0 0 Payments (net) (91,000 ) (10,000 ) Transfers to ORE 0 0 Net Additions/Deletions 84,000 0 Ending Balance $ 2,339,000 $ 3,000 Activity for loans categorized as troubled debt restructurings during the six June 30, 2022 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 4,973,000 $ 0 $ 10,435,000 $ 146,000 $ 91,000 Charge-Offs 0 0 0 0 0 Payments (net) 324,000 0 (9,679,000 ) (7,000 ) (3,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 4,641,000 0 (669,000 ) 0 0 Ending Balance $ 9,938,000 $ 0 $ 87,000 $ 139,000 $ 88,000 Retail Retail 1-4 Family Other Consumer Mortgages Loans Retail Loan Portfolio: Beginning Balance $ 627,000 $ 1,202,000 Charge-Offs 0 0 Payments (net) (169,000 ) (12,000 ) Transfers to ORE 0 0 Net Additions/Deletions (1) 1,881,000 (1,187,000 ) Ending Balance $ 2,339,000 $ 3,000 ( 1 Includes $1.2 million in the transfer of home equity lines of credit from other consumer loans to 1 4 January 1, 2022.

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment, Net	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	4. PREMISES AND EQUIPMENT, NET Premises and equipment are comprised of the following: June 30, 2023 December 31, 2022 Land and improvements $ 13,060,000 $ 13,532,000 Buildings 56,637,000 53,865,000 Furniture and equipment 23,689,000 22,941,000 93,386,000 90,338,000 Less: accumulated depreciation 41,095,000 38,862,000 Premises and equipment, net $ 52,291,000 $ 51,476,000 Depreciation expense totaled $1.4 million and $1.5 million during the second 2023 2022, first six 2023, first six 2022. We enter into facility leases in the normal course of business. As of June 30, 2023, eleven February, 2024 December, 2029, June 30, 2023. three five not not Leases are classified as either operating or finance leases at the lease commencement date, with all of our current leases determined to be operating leases. Lease expense for operating leases is recognized on a straight-line basis over the lease term. Right-of-use assets represent our right to use an underlying asset for the lease term, while lease liabilities represent our obligation to make lease payments arising from the lease. Right-of-use assets and lease liabilities are recognized at the lease commencement date at the estimated present value of lease payments over the lease term. We use our incremental borrowing rate, on a collateralized basis, at lease commencement to calculate the present value of lease payments. The weighted average discount rate for leases was 5.8% as of June 30, 2023. The right-of-use assets, included in premises and equipment, net on our Consolidated Balance Sheets, and the lease liabilities, included in other liabilities on our Consolidated Balance Sheets, totaled $3.8 million and $3.5 million as of June 30, 2023, December 31, 2022, not twelve second 2023 2022, first six 2023 2022, Future lease payments were as follows as of June 30, 2023: 2023 $ 604,000 2024 1,012,000 2025 578,000 2026 479,000 2027 434,000 Thereafter 1,638,000 Total undiscounted lease payments 4,745,000 Less effect of discounting (995,000 ) Present value of future lease payments (lease liability) 3,750,000

Note 5 - Deposits

Note 5 - Deposits	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	5. DEPOSITS Our total deposits at June 30, 2023 December 31, 2022. June 30, 2023 December 31, 2022, 2022 second 2023, June 30, 2023 December 31, 2022 Percent Increase Balance % Balance % (Decrease) Noninterest-bearing checking $ 1,371,633,000 36.5 % $ 1,604,750,000 43.2 % (14.5 )% Interest-bearing checking 541,168,000 14.4 575,028,000 15.5 (5.9 ) Money market 927,143,000 24.7 776,723,000 20.9 19.4 Savings 314,606,000 8.4 381,602,000 10.3 (17.6 ) Time, under $100,000 144,052,000 3.8 113,099,000 3.0 27.4 Time, $100,000 and over 346,908,000 9.2 261,609,000 7.1 32.6 Total local deposits 3,645,510,000 97.0 3,712,811,000 100.0 (1.8 ) Out-of-area time, $100,000 and over 111,279,000 3.0 0 0.0 N/A Total deposits $ 3,756,789,000 100.0 % $ 3,712,811,000 100.0 % 1.2 %

Note 6 - Securities Sold Under

Note 6 - Securities Sold Under Agreements to Repurchase	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	6. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE Securities sold under agreements to repurchase (“repurchase agreements”) are offered principally to certain large deposit customers. Information relating to our repurchase agreements follows: Six Months Ended Twelve Months Ended June 30, 2023 December 31, 2022 Outstanding balance at end of period $ 219,457,000 $ 194,340,000 Average interest rate at end of period 1.52 % 0.75 % Average daily balance during the period $ 213,853,000 $ 200,499,000 Average interest rate during the period 1.17 % 0.15 % Maximum daily balance during the period $ 262,992,000 $ 235,577,000 Repurchase agreements have maturities of one

Note 7 - Federal Home Loan Bank

Note 7 - Federal Home Loan Bank of Indianapolis Advances	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	7. FEDERAL HOME LOAN BANK OF INDIANAPOLIS ADVANCES FHLBI bullet advances totaled $440 million at June 30, 2023, July 2023 June 2028, December 31, 2022, January 2023 June 2027, Maturities of FHLBI bullet advances as of June 30, 2023 2023 $ 40,000,000 2024 90,000,000 2025 80,000,000 2026 80,000,000 2027 90,000,000 Thereafter 60,000,000 FHLBI amortizing advances totaled $27.9 million as of June 30, 2023, 2042. December 31, 2022, 2042. Scheduled principal payments on FHLBI amortizing advances as of June 30, 2023 2023 $ 0 2024 826,000 2025 862,000 2026 899,000 2027 938,000 Thereafter 24,385,000 Each advance is payable at its maturity date, and is subject to a prepayment fee if paid prior to the maturity date. The advances are collateralized by residential mortgage loans, first first June 30, 2023

Note 8 - Commitments and Off-ba

Note 8 - Commitments and Off-balance Sheet Risk	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Commitments Contingencies and Guarantees [Text Block]	8. COMMITMENTS AND OFF-BALANCE SHEET RISK We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. Loan commitments to extend credit are agreements to lend to a customer as long as there is no third may not These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized, if any, in the balance sheet. Our maximum exposure to loan loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Collateral, such as accounts receivable, securities, inventory, and property and equipment, is generally obtained based on management’s credit assessment of the borrower. We are required to consider expected credit losses associated with loan commitments over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by us. Any allowance for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheet and is increased or decreased via other noninterest expense on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded. For commercial lines of credit, retail lines of credit and credit card average outstanding balances, we determined allowance requirements by calculating the difference between the average percent outstanding of the funded commitments over the past several years to actual percent outstanding at the end of the period and applying the respective expected loss allocation factors to the difference as this difference represents the average of unfunded commitments we expect to eventually be drawn upon. The calculated allowance aggregated $0.6 million and $0.1 million as of June 30, 2023 December 31, 2022, not one At June 30, 2023, December 31, 2022, A summary of the contractual amounts of our financial instruments with off-balance sheet risk at June 30, 2023 December 31, 2022 June 30, December 31, 2023 2022 Commercial unused lines of credit $ 1,526,800,000 $ 1,283,703,000 Unused lines of credit secured by 1–4 family residential properties 73,379,000 71,972,000 Credit card unused lines of credit 133,235,000 123,687,000 Other consumer unused lines of credit 63,090,000 75,747,000 Commitments to make loans 350,611,000 329,646,000 Standby letters of credit 24,147,000 23,539,000 $ 2,171,262,000 $ 1,908,294,000

Note 9 - Derivatives and Hedgin

Note 9 - Derivatives and Hedging Activities	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	9. DERIVATIVES AND HEDGING ACTIVITIES We are exposed to certain risks arising from both business operations and economic conditions. We principally manage the exposure to a wide variety of operational risks through core business activities. Economic risks, including interest rate, liquidity and credit risk, are primarily administered via the amount, sources and duration of assets and liabilities. Derivative financial instruments may Derivatives not not As the interest rate swaps associated with this program do not The fair values of derivative instruments as of June 30, 2023, Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 548,224,000 Other Assets $ 26,880,000 Derivative Liabilities Interest rate swaps 548,224,000 Other Liabilities 27,190,000 The effect of interest rate swaps that are not first six 2023 June 30, 2023. not June 30, 2023, June 30, 2023, not $250,000. June 30, 2023. The fair values of derivative instruments as of December 31, 2022, Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 401,572,000 Other Assets $ 25,697,000 Derivative Liabilities Interest rate swaps 401,572,000 Other Liabilities 25,900,000 The effect of interest rate swaps that are not December 31, 2022 December 31, 2022. not December 31, 2022, not December 31, 2022, not $250,000. December 31, 2022.

Note 10 - Fair Values of Financ

Note 10 - Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	10. FAIR VALUES OF FINANCIAL INSTRUMENTS The carrying amounts, estimated fair values and level within the fair value hierarchy of financial instruments were as follows as of June 30, 2023 December 31, 2022 ( Level in June 30, 2023 December 31, 2022 Fair Value Carrying Fair Carrying Fair Hierarchy Values Values Values Values Financial assets: Cash and cash equivalents Level 1 $ 207,796 $ 207,796 $ 96,772 $ 96,772 Securities available for sale (1) 608,972 608,972 602,936 602,936 FHLBI stock (2) 21,513 21,513 17,721 17,721 Loans, net Level 3 4,007,122 3,993,406 3,874,373 3,800,042 Mortgage loans held for sale Level 2 11,942 12,202 3,565 3,643 Mortgage servicing rights Level 3 11,201 18,676 11,837 17,727 Accrued interest receivable Level 2 16,962 16,962 15,476 15,476 Interest rate swaps Level 2 26,880 26,880 25,697 25,697 Financial liabilities: Deposits Level 2 3,756,789 3,735,556 3,712,811 3,379,403 Repurchase agreements Level 2 219,457 219,457 194,340 194,340 FHLBI advances Level 2 467,910 447,929 308,263 292,044 Subordinated debentures Level 2 49,301 55,991 48,958 49,531 Subordinated notes Level 2 88,800 75,911 88,628 75,024 Accrued interest payable Level 2 5,652 5,652 3,223 3,223 Interest rate swaps Level 2 27,190 27,190 25,900 25,900 ( 1 See Note 11 ( 2 It is not Carrying amount is the estimated fair value for cash and cash equivalents, FHLBI stock, accrued interest receivable and payable, noninterest-bearing checking accounts and securities sold under agreements to repurchase. Security fair values are based on market prices or dealer quotes, and if no 2016 01, December 31, 2022, June 30, 2023,

Note 11 - Fair Values

Note 11 - Fair Values	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	11. FAIR VALUES Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability, or in the absence of a principal market, the most advantageous market for the asset or liability. The price of the principal (or most advantageous) market used to measure the fair value of the asset or liability is not not We are required to use valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may Level 1: Level 2: 1 not Level 3: The following is a description of our valuation methodologies used to measure and disclose the fair values of our financial assets and liabilities that are recorded at fair value on a recurring or nonrecurring basis: Securities available for sale. not 2 3 June 30, 2023, December 31, 2022. 1 Derivatives Mortgage loans held for sale June 30, 2023 December 31, 2022, Loans not Foreclosed Assets. Assets and Liabilities Measured at Fair Value on a Recurring Basis The balances of assets and liabilities measured at fair value on a recurring basis as of June 30, 2023 Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale securities U.S. Government agency debt obligations $ 393,094,000 $ 0 $ 393,094,000 $ 0 Mortgage-backed securities 30,520,000 0 30,520,000 0 Municipal general obligation bonds 157,565,000 0 157,041,000 524,000 Municipal revenue bonds 27,293,000 0 27,293,000 0 Other investments 500,000 0 500,000 0 Interest rate swaps 26,880,000 0 26,880,000 0 Total assets $ 635,852,000 $ 0 $ 635,328,000 $ 524,000 Interest rate swaps 27,190,000 0 27,190,000 0 Total liabilities $ 27,190,000 $ 0 $ 27,190,000 $ 0 There were no 3 first six 2023. 3 first six 2023 The balances of assets and liabilities measured at fair value on a recurring basis as of December 31, 2022 Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale securities U.S. Government agency debt obligations $ 388,744,000 $ 0 $ 388,744,000 $ 0 Mortgage-backed securities 31,953,000 0 31,953,000 0 Municipal general obligation bonds 154,433,000 0 153,855,000 578,000 Municipal revenue bonds 27,306,000 0 27,306,000 0 Other investments 500,000 0 500,000 0 Interest rate swaps 25,697,000 0 25,697,000 0 Total assets $ 628,633,000 $ 0 $ 628,055,000 $ 578,000 Interest rate swaps 25,900,000 0 25,900,000 0 Total liabilities $ 25,900,000 $ 0 $ 25,900,000 $ 0 There were no 3 2022. 3 2022 Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis The balances of assets and liabilities measured at fair value on a nonrecurring basis as of June 30, 2023 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 638,000 $ 0 $ 0 $ 638,000 Foreclosed assets 661,000 0 0 661,000 Total $ 1,299,000 $ 0 $ 0 $ 1,299,000 The balances of assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2022 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 5,290,000 $ 0 $ 0 $ 5,290,000 Foreclosed assets 0 0 0 0 Total $ 5,290,000 $ 0 $ 0 $ 5,290,000 The carrying values are based on the estimated value of the property or other assets. Fair value estimates of collateral on nonperforming loans and foreclosed assets are reviewed periodically. Our credit policies establish criteria for obtaining appraisals and determining internal value estimates. We may may

Note 12 - Regulatory Matters

Note 12 - Regulatory Matters	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	12. REGULATORY MATTERS We are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not not no may may June 30, 2023 December 31, 2022, no June 30, 2023, Our actual capital levels (dollars in thousands) and the minimum levels required to be categorized as adequately and well capitalized were: Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio June 30, 2023 Total capital (to risk weighted assets) Consolidated $ 671,323 14.0 % $ 382,755 8.0 % $ NA NA Bank 654,817 13.7 382,567 8.0 478,209 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 537,802 11.2 287,066 6.0 NA NA Bank 610,096 12.8 286,926 6.0 382,567 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 490,575 10.3 215,300 4.5 NA NA Bank 610,096 12.8 215,194 4.5 310,836 6.5 Tier 1 capital (to average assets) Consolidated 537,802 10.7 200,511 4.0 NA NA Bank 610,096 12.2 200,414 4.0 250,518 5.0 December 31, 2022 Total capital (to risk weighted assets) Consolidated $ 634,729 14.0 % $ 362,675 8.0 % $ NA NA Bank 618,709 13.7 362,490 8.0 453,112 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 503,855 11.1 272,007 6.0 NA NA Bank 576,463 12.7 271,868 6.0 362,490 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 456,970 10.1 204,005 4.5 NA NA Bank 576,463 12.7 203,901 4.5 294,523 6.5 Tier 1 capital (to average assets) Consolidated 503,855 10.1 199,647 4.0 NA NA Bank 576,463 11.6 199,563 4.0 249,453 5.0 Our consolidated capital levels as of June 30, 2023 December 31, 2022 may 1 not 1 not May 19, 2010, December 31, 2009 June 30, 2023 December 31, 2022, 1 Under the final BASEL III capital rules that became effective on January 1, 2015, 1 not three 2016. 1 1 January 1, 2019. June 30, 2023, Our and our bank’s ability to pay cash and stock dividends is subject to limitations under various laws and regulations and to prudent and sound banking practices. On January 12, 2023, March 15, 2023 March 3, 2023. April 13, 2023, June 14, 2023, June 2, 2023. As of June 30, 2023, May 2021. first six 2023. may

Note 13 - Subsequent Events

Note 13 - Subsequent Events	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Subsequent Events [Text Block]	13. SUBSEQUENT EVENTS On July 13, 2023 September 13, 2023 September 1, 2023

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation six June 30, 2023 10 303 not not June 30, 2023 not 10 December 31, 2022. We have five not
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share Approximately 350,000 unvested restricted shares were included in determining both basic and diluted earnings per share for the three six June 30, 2023. not three six June 30, 2023. Approximately 325,000 unvested restricted shares were included in determining both basic and diluted earnings per share for the three six June 30, 2022. three six June 30, 2022. not three six June 30, 2022.
Marketable Securities, Policy [Policy Text Block]	Debt Securities first not not not Changes in the allowance are recorded as provisions for (or reversals of) credit loss expense. Losses are charged against the allowance when the collectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At June 30, 2023, December 31, 2022, Interest income includes amortization of purchase premiums and accretion of discounts. Premiums on debt securities are amortized to the initial call date, if applicable, or to the maturity date, on the level-yield method. Discounts on debt securities are accreted to the maturity date on the level-yield method. Premiums and discounts on mortgage-backed securities are amortized or accreted based on anticipated prepayments on the level-yield method. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Federal Home Loan Bank of Indianapolis (“FHLBI”) stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value.
Financing Receivable, Held-for-Investment [Policy Text Block]	Loans June 30, 2023, December 31, 2022, Interest income on commercial loans and mortgage loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer and credit card loans are typically charged off no Accrued interest is included in other assets in the Consolidated Balance Sheets. All interest accrued but not
Financing Receivable, Held-for-Sale [Policy Text Block]	Loans Held for Sale June 30, 2023 December 31, 2022, Mortgage loans held for sale are generally sold with servicing rights retained. Gains and losses on sales of mortgage loans are based on the difference between the selling price, which includes a gain or loss on the interest rate commitment coverage position, and the carrying value of the related loan sold, which is reduced by the cost allocated to the servicing right. Market rate risk on interest rate commitments with borrowers prior to loan closing is mitigated through forward commitments referred to as to-be-announced mortgage-backed securities. These mortgage banking activities are not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Credit Losses ( “ Allowance ” ) January 1, 2022, No. 2016 13, Financial Instruments Credit Losses (Topic 32 The allowance is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged-off against the allowance when we believe the uncollectability of a loan is confirmed. We estimate the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for changes in current loan-specific risk characteristics such as changes in underwriting standards, portfolio mix, delinquency level or other relevant factors. We recorded a provision expense of $2.6 million during the first six 2023, The allowance is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogenous segments, or pools, for analysis. Commercial loans are divided among five one two not. Our loan portfolio segments as of June 30, 2023 December 31, 2022 o Commercial Loans ■ Commercial and Industrial ■ Owner Occupied Commercial Real Estate ■ Non-Owner Occupied Commercial Real Estate ■ Multi-Family and Residential Rental ■ Vacant Land, Land Development and Residential Construction o Retail Loans ■ 1 4 ■ Other Consumer Loans The “remaining life methodology” is utilized for substantially all loan pools. This non-discounted cash flow approach projects an estimated future amortized cost basis based on current loan balance, repayment terms, and estimated prepayments. Our historical loss rate is then applied to the monthly estimated future loan balances at the instrument level. The baseline lifetime loss is adjusted for changes in macroeconomic conditions over the reasonable and supportable forecast and reversion periods via a series of macroeconomic forecast inputs, such as gross domestic product, unemployment rates, interest rates, credit spreads, stock market volatility and property price indices, to quantify the impact of current and forecasted economic conditions on expected loan performance. We use migration to determine historical loss rates for commercial loans given the comprehensive loan grading process employed by the bank for over two January 1, 2011 Reasonable and supportable economic forecasts have to be incorporated in determining expected credit losses. The forecast period represents the time frame from the current period end through the point in time that we can reasonably forecast and support entity and environmental factors that are expected to impact the performance of our loan portfolio. Ideally, the economic forecast period would encompass the contractual terms of all loans; however, the ability to produce a forecast that is considered reasonable and supportable becomes more difficult or may not Subsequent to the end of the forecast period, we revert to historical loan data based on an ongoing evaluation of each economic forecast in relation to then current economic conditions as well as any developing loan loss activity and resulting historical data. As of June 30, 2023 December 31, 2022, one six We are not third June 30, 2023 December 31, 2022 During each reporting period, we also consider the need to adjust the historical loss rates as determined by our migration calculations to reflect the extent to which we expect current conditions and reasonable and supportable economic forecasts to differ from the conditions that existed for the period over which the migration-based historical loss information was determined. These qualitative adjustments may Traditional qualitative factors include: o Changes in lending policies and procedures o Changes in the nature and volume of the loan portfolio and in the terms of loans o Changes in the experience, ability and depth of lending management and other relevant staff o Changes in the volume and severity of past due loans, nonaccrual loans and adversely classified loans o Changes in the quality of the loan review program o Changes in the value of underlying collateral dependent loans o Existence and effect of any concentrations of credit and any changes in such o Effect of other factors such as competition and legal and regulatory requirements The estimation of future credit losses should reflect consideration of all significant factors that affect the collectability of the loan portfolio at each evaluation date. While our methodology considers both the historical loss rates as well as the traditional qualitative factors, there may January 1, 2022, Expected credit losses are estimated over the contractual terms of the loans, adjusted for expected prepayments when appropriate. The contractual term generally excludes potential extensions, renewals and modifications. Accrued interest receivable for loans is included in other assets on our Consolidated Balance Sheet. We elected not 90 We are also required to consider expected credit losses associated with loan commitments over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by us. Any allowance for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheet and is increased or decreased via other noninterest expense on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded.
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Activities June 30, 2023 December 31, 2022, Servicing fee income is recorded for fees earned for servicing mortgage loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Amortization of mortgage loan servicing rights is netted against mortgage loan servicing income and recorded in mortgage banking activities in the income statement.
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructurings not may In accordance with current accounting guidance, loans modified as troubled debt restructurings are, by definition, considered to be impaired loans. Impairment for these loans is measured on a loan-by-loan basis. Certain loans modified as troubled debt restructurings may two The accounting guidance for troubled debt restructurings by creditors in Subtopic 310 40, No. 2022 02 326 January 1, 2023.
Derivatives, Policy [Policy Text Block]	Derivatives not Changes in the fair value of derivatives that are designated, for accounting purposes, as a hedge of the variability of cash flows to be received on various assets and liabilities and are effective are reported in other comprehensive income. They are later reclassified into earnings in the same periods during which the hedged transaction affects earnings and are included in the line item in which the hedged cash flows are recorded. If hedge accounting does not no June 30, 2023, December 31, 2022.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Core Deposit Intangible may not 2022 The core deposit intangible that arose from the merger with Firstbank was initially measured at fair value and is being amortized into noninterest expense over a ten
Revenue from Contract with Customer [Policy Text Block]	Revenue from Contracts with Customers 606, 606” 606, not Our primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not We generally satisfy our performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 The following table depicts our sources of noninterest income presented in the Consolidated Statements of Income that are scoped within Topic 606: Three Months Ended June 30, 2023 Three Months Ended June 30, 2022 Six Months Ended June 30, 2023 Six Months Ended June 30, 2022 Service charges on deposit and sweep accounts $ 1,064,000 $ 1,495,000 $ 2,041,000 $ 2,910,000 Credit and debit card fees 2,426,000 2,134,000 4,485,000 4,015,000 Payroll processing 572,000 464,000 1,317,000 1,102,000 Customer service fees 187,000 202,000 407,000 444,000 Service Charges on Deposit and Sweep Accounts: Credit and Debit Card Fees: Payroll Processing Fees: Customer Service Fees:
New Accounting Pronouncements, Policy [Policy Text Block]	Standards Recently Adopted No. 2022 02 Financial Instruments Credit Losses (Topic 326 310 40, December 15, 2022. not

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Revenue from External Customers by Products and Services [Table Text Block]	Three Months Ended June 30, 2023 Three Months Ended June 30, 2022 Six Months Ended June 30, 2023 Six Months Ended June 30, 2022 Service charges on deposit and sweep accounts $ 1,064,000 $ 1,495,000 $ 2,041,000 $ 2,910,000 Credit and debit card fees 2,426,000 2,134,000 4,485,000 4,015,000 Payroll processing 572,000 464,000 1,317,000 1,102,000 Customer service fees 187,000 202,000 407,000 444,000

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2023 U.S. Government agency debt obligations $ 454,164,000 $ 0 $ (61,070,000 ) $ 393,094,000 Mortgage-backed securities 36,374,000 10,000 (5,864,000 ) 30,520,000 Municipal general obligation bonds 165,793,000 511,000 (8,739,000 ) 157,565,000 Municipal revenue bonds 30,010,000 104,000 (2,821,000 ) 27,293,000 Other investments 500,000 0 0 500,000 $ 686,841,000 $ 625,000 $ (78,494,000 ) $ 608,972,000 December 31, 2022 U.S. Government agency debt obligations $ 453,836,000 $ 0 $ (65,092,000 ) $ 388,744,000 Mortgage-backed securities 38,002,000 19,000 (6,068,000 ) 31,953,000 Municipal general obligation bonds 163,041,000 450,000 (9,058,000 ) 154,433,000 Municipal revenue bonds 30,267,000 102,000 (3,063,000 ) 27,306,000 Other investments 500,000 0 0 500,000 $ 685,646,000 $ 571,000 $ (83,281,000 ) $ 602,936,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss June 30, 2023 U.S. Government agency debt obligations $ 2,862,000 $ 940,000 $ 390,232,000 $ 60,130,000 $ 393,094,000 $ 61,070,000 Mortgage-backed securities 27,997,000 5,759,000 1,811,000 105,000 29,808,000 5,864,000 Municipal general obligation bonds 39,970,000 1,476,000 92,626,000 7,263,000 132,596,000 8,739,000 Municipal revenue bonds 7,262,000 810,000 15,628,000 2,011,000 22,890,000 2,821,000 $ 78,091,000 $ 8,985,000 $ 500,297,000 $ 69,509,000 $ 578,388,000 $ 78,494,000 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2022 U.S. Government agency debt obligations $ 53,019,000 $ 5,713,000 $ 335,725,000 $ 59,379,000 $ 388,744,000 $ 65,092,000 Mortgage-backed securities 31,127,000 6,068,000 12,000 0 31,139,000 6,068,000 Municipal general obligation bonds 97,252,000 4,516,000 32,870,000 4,542,000 130,122,000 9,058,000 Municipal revenue bonds 12,532,000 1,141,000 10,609,000 1,922,000 23,141,000 3,063,000 $ 193,930,000 $ 17,438,000 $ 379,216,000 $ 65,843,000 $ 573,146,000 $ 83,281,000
Investments Classified by Contractual Maturity Date [Table Text Block]	Weighted Average Yield Amortized Cost Fair Value Due in 2023 0.32% $ 12,635,000 $ 12,401,000 Due in 2024 through 2028 1.32 319,466,000 291,127,000 Due in 2029 through 2033 2.02 278,432,000 237,792,000 Due in 2034 and beyond 3.64 39,434,000 36,632,000 Mortgage-backed securities 2.15 36,374,000 30,520,000 Other investments 8.50 500,000 500,000 Total available for sale securities 1.77% $ 686,841,000 $ 608,972,000

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Percent June 30, 2023 December 31, 2022 Increase Balance % Balance % (Decrease) Commercial: Commercial and industrial $ 1,212,196,000 29.9 % $ 1,185,083,000 30.3 % 2.3 % Vacant land, land development, and residential construction 72,682,000 1.8 61,873,000 1.6 17.5 Real estate – owner occupied 659,201,000 16.3 639,192,000 16.3 3.1 Real estate – non-owner occupied * 957,221,000 23.6 979,214,000 25.0 (2.2 ) Real estate – multi-family and residential rental * 287,285,000 7.1 266,468,000 6.8 7.8 Total commercial 3,188,585,000 78.7 3,131,830,000 80.0 1.8 Retail: 1-4 family mortgages 833,198,000 20.6 755,036,000 19.3 10.4 Other consumer loans 30,060,000 0.7 29,753,000 0.7 1.0 Total retail 863,258,000 21.3 784,789,000 20.0 10.0 Total loans $ 4,051,843,000 100.0 % $ 3,916,619,000 100.0 % 3.5 %
Financing Receivable, Nonperforming [Table Text Block]	June 30, December 31, 2023 2022 Loans past due 90 days or more still accruing interest $ 0 $ 0 Nonaccrual loans 2,099,000 7,728,000 Total nonperforming loans $ 2,099,000 $ 7,728,000 June 30, December 31, 2023 2022 Commercial: Commercial and industrial $ 249,000 $ 6,024,000 Vacant land, land development, and residential construction 0 0 Real estate – owner occupied 116,000 248,000 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 365,000 6,272,000 Retail: 1-4 family mortgages 1,734,000 1,456,000 Other consumer loans 0 0 Total retail 1,734,000 1,456,000 Total nonperforming loans $ 2,099,000 $ 7,728,000
Financing Receivable, Past Due [Table Text Block]	30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Commercial: Commercial and industrial $ 0 $ 0 $ 249,000 $ 249,000 $ 1,211,947,000 $ 1,212,196,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 72,682,000 72,682,000 0 Real estate – owner occupied 0 0 116,000 116,000 659,085,000 659,201,000 0 Real estate – non- owner occupied 0 0 0 0 957,221,000 957,221,000 0 Real estate – multi-family and residential rental 0 0 0 0 287,285,000 287,285,000 0 Total commercial 0 0 365,000 365,000 3,188,220,000 3,188,585,000 0 Retail: 1-4 family mortgages 602,000 83,000 184,000 869,000 832,329,000 833,198,000 0 Other consumer loans 4,000 4,000 0 8,000 30,052,000 30,060,000 0 Total retail 606,000 87,000 184,000 877,000 862,381,000 863,258,000 0 Total past due loans $ 606,000 $ 87,000 $ 549,000 $ 1,242,000 $ 4,050,601,000 $ 4,051,843,000 $ 0 30 – 59 Days Past Due 60 – 89 Days Past Due Greater Than 89 Days Past Due Total Past Due Current Total Loans Recorded Balance > 89 Days and Accruing Commercial: Commercial and industrial $ 0 $ 5,705,000 $ 249,000 $ 5,954,000 $ 1,179,129,000 $ 1,185,083,000 $ 0 Vacant land, land development, and residential construction 0 0 0 0 61,873,000 61,873,000 0 Real estate – owner occupied 0 248,000 0 248,000 638,944,000 639,192,000 0 Real estate – non-owner occupied 0 0 0 0 979,214,000 979,214,000 0 Real estate – multi-family and residential rental 0 0 0 0 266,468,000 266,468,000 0 Total commercial 0 5,953,000 249,000 6,202,000 3,125,628,000 3,131,830,000 0 Retail: 1-4 family mortgages 1,334,000 88,000 116,000 1,538,000 753,498,000 755,036,000 0 Other consumer loans 15,000 1,000 0 16,000 29,737,000 29,753,000 0 Total retail 1,349,000 89,000 116,000 1,554,000 783,235,000 784,789,000 0 Total past due loans $ 1,349,000 $ 6,042,000 $ 365,000 $ 7,756,000 $ 3,908,863,000 $ 3,916,619,000 $ 0
Financing Receivable, Nonaccrual [Table Text Block]	Amortized Related Cost Allowance With no allowance recorded: Commercial: Commercial and industrial $ 249,000 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249,000 0 Retail: 1-4 family mortgages 1,315,000 0 Other consumer loans 0 0 Total retail 1,315,000 0 Total with no allowance recorded $ 1,564,000 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 116,000 15,000 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 116,000 15,000 Retail: 1-4 family mortgages 419,000 292,000 Other consumer loans 0 0 Total retail 419,000 292,000 Total with an allowance recorded $ 535,000 $ 307,000 Total nonaccrual loans: Commercial $ 365,000 $ 15,000 Retail 1,734,000 292,000 Total nonaccrual loans $ 2,099,000 $ 307,000 Amortized Related Cost Allowance With no allowance recorded: Commercial: Commercial and industrial $ 249,000 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249,000 0 Retail: 1-4 family mortgages 1,064,000 0 Other consumer loans 0 0 Total retail 1,064,000 0 Total with no allowance recorded $ 1,313,000 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 5,775,000 $ 2,051,000 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 248,000 32,000 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 6,023,000 2,083,000 Retail: 1-4 family mortgages 392,000 200,000 Other consumer loans 0 0 Total retail 392,000 200,000 Total with an allowance recorded $ 6,415,000 $ 2,283,000 Total nonaccrual loans: Commercial $ 6,272,000 $ 2,083,000 Retail 1,456,000 200,000 Total nonaccrual loans $ 7,728,000 $ 2,283,000
Financing Receivable by Origination Year [Table Text Block]	2023 2022 2021 2020 2019 Prior Term Total Revolving Loans Grand Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 70,344 $ 110,829 $ 115,238 $ 34,358 $ 7,818 $ 9,862 $ 348,449 $ 395,751 $ 744,200 Grades 5 – 7 57,388 101,094 39,034 24,439 7,896 186 230,037 211,809 441,846 Grades 8 – 9 9,791 0 266 0 0 0 10,057 16,093 26,150 Total $ 137,523 $ 211,923 $ 154,538 $ 58,797 $ 15,714 $ 10,048 $ 588,543 $ 623,653 $ 1,212,196 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 218 $ 218 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 12,715 $ 22,089 $ 3,369 $ 2,835 $ 0 $ 298 $ 41,306 $ 0 $ 41,306 Grades 5 – 7 11,504 15,308 3,373 330 45 546 31,106 174 31,280 Grades 8 – 9 11 0 0 0 0 85 96 0 96 Total $ 24,230 $ 37,397 $ 6,742 $ 3,165 $ 45 $ 929 $ 72,508 $ 174 $ 72,682 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Owner Occupied: Grades 1 – 4 $ 143,011 $ 115,599 $ 83,379 $ 51,608 $ 18,025 $ 18,344 $ 429,966 $ 0 $ 429,966 Grades 5 – 7 60,088 76,351 38,774 30,039 9,739 11,196 226,187 48 226,235 Grades 8 – 9 207 2,635 0 42 0 116 3,000 0 3,000 Total $ 203,306 $ 194,585 $ 122,153 $ 81,689 $ 27,764 $ 29,656 $ 659,153 $ 48 $ 659,201 Current year-to-date gross write offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 0 $ 14 $ 0 $ 14 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 29,085 $ 96,215 $ 117,813 $ 95,378 $ 42,493 $ 39,708 $ 420,692 $ 0 $ 420,692 Grades 5 – 7 118,268 137,493 136,069 99,324 6,690 26,538 524,382 0 524,382 Grades 8 – 9 0 6,575 5,572 0 0 0 12,147 0 12,147 Total $ 147,353 $ 240,283 $ 259,454 $ 194,702 $ 49,183 $ 66,246 $ 957,221 $ 0 $ 957,221 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 14,641 $ 44,570 $ 58,445 $ 35,626 $ 5,057 $ 6,031 $ 164,370 $ 0 $ 164,370 Grades 5 – 7 41,454 48,247 5,536 11,661 2,947 1,778 111,623 0 111,623 Grades 8 – 9 11,250 0 0 0 0 42 11,292 0 11,292 Total $ 67,345 $ 92,817 $ 63,981 $ 47,287 $ 8,004 $ 7,851 $ 287,285 $ 0 $ 287,285 Current year-to-date gross write offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total Commercial $ 579,757 $ 777,005 $ 606,868 $ 385,640 $ 100,710 $ 114,730 $ 2,564,710 $ 623,875 $ 3,188,585 Total Comm current YTD gross write offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 0 $ 14 $ 218 $ 232 2023 2022 2021 2020 2019 Prior Term Total Revolving Loans Grand Total Retail: 1-4 Family Mortgages: Performing $ 79,136 $ 330,384 $ 238,932 $ 85,225 $ 11,191 $ 50,146 $ 795,014 $ 36,450 $ 831,464 Nonperforming 0 82 491 0 12 1,149 1,734 0 1,734 Total $ 79,136 $ 330,466 $ 239,423 $ 85,225 $ 11,203 $ 51,295 $ 796,748 $ 36,450 $ 833,198 Current year-to-date gross write offs $ 0 $ 52 $ 0 $ 0 $ 0 $ 239 $ 291 $ 21 $ 312 Other Consumer Loans: Performing $ 3,106 $ 3,368 $ 2,043 $ 687 $ 820 $ 441 $ 10,465 $ 19,595 $ 30,060 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 3,106 $ 3,368 $ 2,043 $ 687 $ 820 $ 441 $ 10,465 $ 19,595 $ 30,060 Current year-to-date gross write offs $ 0 $ 3 $ 0 $ 0 $ 0 $ 3 $ 6 $ 17 $ 23 Total Retail $ 82,242 $ 333,834 $ 241,466 $ 85,912 $ 12,023 $ 51,736 $ 807,213 $ 56,045 $ 863,258 Total Retail Current YTD gross write offs $ 0 $ 55 $ 0 $ 0 $ 0 $ 242 $ 297 $ 38 $ 335 Grand Total $ 661,999 $ 1,110,839 $ 848,334 $ 471,552 $ 112,733 $ 166,466 $ 3,371,923 $ 679,920 $ 4,051,843 Grand Total Current YTD gross write offs $ 0 $ 69 $ 0 $ 0 $ 0 $ 242 $ 311 $ 256 $ 567 2022 2021 2020 2019 2018 Prior Term Total Revolving Loans Grand Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 115,494 $ 141,481 $ 43,961 $ 9,194 $ 3,230 $ 9,851 $ 323,211 $ 396,372 $ 719,583 Grades 5 – 7 151,783 47,030 31,697 8,870 569 93 240,042 210,363 450,405 Grades 8 – 9 3,784 249 0 0 48 29 4,110 10,985 15,095 Total $ 271,061 $ 188,760 $ 75,658 $ 18,064 $ 3,847 $ 9,973 $ 567,363 $ 617,720 $ 1,185,083 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 31,756 $ 6,196 $ 3,428 $ 0 $ 0 $ 331 $ 41,711 $ 0 $ 41,711 Grades 5 – 7 10,270 8,760 351 50 0 626 20,057 0 20,057 Grades 8 – 9 0 0 0 0 14 91 105 0 105 Total $ 42,026 $ 14,956 $ 3,779 $ 50 $ 14 $ 1,048 $ 61,873 $ 0 $ 61,873 Real Estate – Owner Occupied: Grades 1 – 4 $ 194,072 $ 113,528 $ 53,630 $ 19,670 $ 19,279 $ 6,162 $ 406,341 $ 0 $ 406,341 Grades 5 – 7 115,720 56,173 33,913 10,245 12,550 1,165 229,766 0 229,766 Grades 8 – 9 2,919 0 44 0 122 0 3,085 0 3,085 Total $ 312,711 $ 169,701 $ 87,587 $ 29,915 $ 31,951 $ 7,327 $ 639,192 $ 0 $ 639,192 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 121,281 $ 152,035 $ 89,125 $ 44,196 $ 10,079 $ 12,018 $ 428,734 $ 0 $ 428,734 Grades 5 – 7 176,217 142,645 133,163 35,200 13,456 37,399 538,080 0 538,080 Grades 8 – 9 6,712 5,688 0 0 0 0 12,400 0 12,400 Total $ 304,210 $ 300,368 $ 222,288 $ 79,396 $ 23,535 $ 49,417 $ 979,214 $ 0 $ 979,214 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 39,342 $ 49,178 $ 36,348 $ 5,306 $ 3,082 $ 4,003 $ 137,259 $ 0 $ 137,259 Grades 5 – 7 56,018 47,474 19,666 3,162 2,557 283 129,160 0 129,160 Grades 8 – 9 0 0 0 0 0 49 49 0 49 Total $ 95,360 $ 96,652 $ 56,014 $ 8,468 $ 5,639 $ 4,335 $ 266,468 $ 0 $ 266,468 Total Commercial $ 1,025,368 $ 770,437 $ 445,326 $ 135,893 $ 64,986 $ 72,100 $ 2,514,110 $ 617,720 $ 3,131,830 2022 2021 2020 2019 2018 Prior Term Total Revolving Loans Grand Total Retail: 1-4 Family Mortgages: Performing $ 313,611 $ 242,950 $ 91,936 $ 12,094 $ 14,297 $ 41,622 $ 716,510 $ 37,070 $ 753,580 Nonperforming 142 82 0 0 203 1,029 1,456 0 1,456 Total $ 313,753 $ 243,032 $ 91,936 $ 12,094 $ 14,500 $ 42,651 $ 717,966 $ 37,070 $ 755,036 Other Consumer Loans: Performing $ 4,349 $ 2,870 $ 1,040 $ 1,074 $ 395 $ 430 $ 10,158 $ 19,595 $ 29,753 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 4,349 $ 2,870 $ 1,040 $ 1,074 $ 395 $ 430 $ 10,158 $ 19,595 $ 29,753 Total Retail $ 318,102 $ 245,902 $ 92,976 $ 13,168 $ 14,895 $ 43,081 $ 728,124 $ 56,665 $ 784,789 Grand Total $ 1,343,470 $ 1,016,339 $ 538,302 $ 149,061 $ 79,881 $ 115,181 $ 3,242,234 $ 674,385 $ 3,916,619
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Commercial and industrial Commercial vacant land, land development and residential construction Commercial real estate owner occupied Commercial real estate non-owner occupied Commercial real estate multi-family and residential rental 1-4 family mortgages Other consumer loans Unallocated Total Allowance for credit losses: Balance at 3-31-23 $ 10,181 $ 510 $ 5,711 $ 9,168 $ 2,427 $ 14,648 $ 156 $ 76 $ 42,877 Provision for credit losses (3,616 ) (217 ) 105 (479 ) 1,268 4,973 21 (55 ) 2,000 Charge-offs (182 ) 0 0 0 0 (270 ) (9 ) 0 (461 ) Recoveries 89 11 22 0 5 147 31 0 305 Ending balance $ 6,472 $ 304 $ 5,838 $ 8,689 $ 3,700 $ 19,498 $ 199 $ 21 $ 44,721 Balance at 12-31-22 $ 10,203 $ 490 $ 5,914 $ 9,242 $ 2,191 $ 14,027 $ 160 $ 19 $ 42,246 Provision for credit losses (3,623 ) (198 ) (132 ) (553 ) 1,497 5,591 16 2 2,600 Charge-offs (218 ) 0 (14 ) 0 0 (312 ) (23 ) 0 (567 ) Recoveries 110 12 70 0 12 192 46 0 442 Ending balance $ 6,472 $ 304 $ 5,838 $ 8,689 $ 3,700 $ 19,498 $ 199 $ 21 $ 44,721 Commercial and industrial Commercial vacant land, land development and residential construction Commercial real estate owner occupied Commercial real estate non-owner occupied Commercial real estate multi-family and residential rental 1-4 family mortgages Other consumer loans Unallocated Total Allowance for credit losses: Balance at 3-31-22 $ 8,413 $ 455 $ 5,803 $ 9,932 $ 1,666 $ 8,562 $ 191 $ 131 $ 35,153 Provision for credit losses 150 (10 ) (251 ) (683 ) (33 ) 1,464 (28 ) (109 ) 500 Charge-offs 0 0 0 0 0 0 (15 ) 0 (15 ) Recoveries 45 1 26 0 6 241 17 0 336 Ending balance $ 8,608 $ 446 $ 5,578 $ 9,249 $ 1,639 $ 10,267 $ 165 $ 22 $ 35,974 Balance at 12-31-21 $ 10,782 $ 420 $ 6,045 $ 12,990 $ 2,006 $ 2,449 $ 626 $ 45 $ 35,363 Adoption of ASU 2016-13 (1,571 ) (43 ) (560 ) (2,534 ) (621 ) 5,395 (411 ) (55 ) (400 ) Provision for credit losses (592 ) 96 35 (1,207 ) 240 2,057 (61 ) 32 600 Charge-offs (171 ) (29 ) 0 0 0 (2 ) (18 ) 0 (220 ) Recoveries 160 2 58 0 14 368 29 0 631 Ending balance $ 8,608 $ 446 $ 5,578 $ 9,249 $ 1,639 $ 10,267 $ 165 $ 22 $ 35,974
Financing Receivable, Modified, Financial Effect [Table Text Block]	Interest Rate Reduction Term Extension Principal Forgiveness Commercial: Commercial and industrial $ 0 $ 10,520,000 $ 0 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 207,000 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total commercial $ 0 $ 10,727,000 $ 0 Retail: 1-4 family mortgages 0 0 0 Other consumer loans 0 0 0 Total retail $ 0 $ 0 $ 0 Total loans $ 0 $ 10,727,000 $ 0
Financing Receivable, Modified, Amortized Cost [Table Text Block]	Current 30 – 89 Days Past Due 90 + Days Past Due Total Commercial: Commercial and industrial $ 10,520,000 $ 0 $ 0 $ 10,520,000 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 207,000 0 0 207,000 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 0 Total commercial $ 10,727,000 $ 0 $ 0 $ 10,727,000 Retail: 1-4 family mortgages 0 0 0 0 Other consumer loans 0 0 0 0 Total retail $ 0 $ 0 $ 0 $ 0 Total loans $ 10,727,000 $ 0 $ 0 $ 10,727,000
Financing Receivable, Modified [Table Text Block]	Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Commercial: Commercial and industrial 2 $ 6,573,000 $ 6,573,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total commercial 2 6,573,000 6,573,000 Retail: 1-4 family mortgages 1 84,000 84,000 Other consumer loans 0 0 0 Total retail 1 84,000 84,000 Total loans 3 $ 6,657,000 $ 6,657,000 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Commercial: Commercial and industrial 2 $ 6,573,000 $ 6,573,000 Vacant land, land development and residential construction 0 0 0 Real estate – owner occupied 0 0 0 Real estate – non-owner occupied 0 0 0 Real estate – multi-family and residential rental 0 0 0 Total commercial 2 6,573,000 6,573,000 Retail: 1-4 family mortgages 3 212,000 212,000 Other consumer loans 0 0 0 Total retail 3 212,000 212,000 Total loans 5 $ 6,785,000 $ 6,785,000
Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]	Number of Contracts Recorded Principal Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0 Number of Contracts Recorded Principal Balance Commercial: Commercial and industrial 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 0 0 Retail: Home equity and other 0 0 1-4 family mortgages 0 0 Total retail 0 0 Total 0 $ 0
Trouble Debt Restructuring Activity [Table Text Block]	Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 2,829,000 $ 0 $ 89,000 $ 143,000 $ 90,000 Charge-Offs 0 0 0 0 0 Payments (net) 536,000 0 (2,000 ) (4,000 ) (2,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 6,573,000 0 0 0 0 Ending Balance $ 9,938,000 $ 0 $ 87,000 $ 139,000 $ 88,000 Retail Retail 1-4 Family Other Consumer Mortgages Loans Retail Loan Portfolio: Beginning Balance $ 2,346,000 $ 13,000 Charge-Offs 0 0 Payments (net) (91,000 ) (10,000 ) Transfers to ORE 0 0 Net Additions/Deletions 84,000 0 Ending Balance $ 2,339,000 $ 3,000 Commercial and Industrial Commercial Vacant Land, Land Development, and Residential Construction Commercial Real Estate - Owner Occupied Commercial Real Estate - Non-Owner Occupied Commercial Real Estate - Multi-Family and Residential Rental Commercial Loan Portfolio: Beginning Balance $ 4,973,000 $ 0 $ 10,435,000 $ 146,000 $ 91,000 Charge-Offs 0 0 0 0 0 Payments (net) 324,000 0 (9,679,000 ) (7,000 ) (3,000 ) Transfers to ORE 0 0 0 0 0 Net Additions/Deletions 4,641,000 0 (669,000 ) 0 0 Ending Balance $ 9,938,000 $ 0 $ 87,000 $ 139,000 $ 88,000 Retail Retail 1-4 Family Other Consumer Mortgages Loans Retail Loan Portfolio: Beginning Balance $ 627,000 $ 1,202,000 Charge-Offs 0 0 Payments (net) (169,000 ) (12,000 ) Transfers to ORE 0 0 Net Additions/Deletions (1) 1,881,000 (1,187,000 ) Ending Balance $ 2,339,000 $ 3,000

Note 4 - Premises and Equipme_2

Note 4 - Premises and Equipment, Net (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Property, Plant and Equipment [Table Text Block]	June 30, 2023 December 31, 2022 Land and improvements $ 13,060,000 $ 13,532,000 Buildings 56,637,000 53,865,000 Furniture and equipment 23,689,000 22,941,000 93,386,000 90,338,000 Less: accumulated depreciation 41,095,000 38,862,000 Premises and equipment, net $ 52,291,000 $ 51,476,000
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	2023 $ 604,000 2024 1,012,000 2025 578,000 2026 479,000 2027 434,000 Thereafter 1,638,000 Total undiscounted lease payments 4,745,000 Less effect of discounting (995,000 ) Present value of future lease payments (lease liability) 3,750,000

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Summary of Deposits and Percentage Change in Deposits [Table Text Block]	June 30, 2023 December 31, 2022 Percent Increase Balance % Balance % (Decrease) Noninterest-bearing checking $ 1,371,633,000 36.5 % $ 1,604,750,000 43.2 % (14.5 )% Interest-bearing checking 541,168,000 14.4 575,028,000 15.5 (5.9 ) Money market 927,143,000 24.7 776,723,000 20.9 19.4 Savings 314,606,000 8.4 381,602,000 10.3 (17.6 ) Time, under $100,000 144,052,000 3.8 113,099,000 3.0 27.4 Time, $100,000 and over 346,908,000 9.2 261,609,000 7.1 32.6 Total local deposits 3,645,510,000 97.0 3,712,811,000 100.0 (1.8 ) Out-of-area time, $100,000 and over 111,279,000 3.0 0 0.0 N/A Total deposits $ 3,756,789,000 100.0 % $ 3,712,811,000 100.0 % 1.2 %

Note 6 - Securities Sold Unde_2

Note 6 - Securities Sold Under Agreements to Repurchase (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Repurchase Agreements [Table Text Block]	Six Months Ended Twelve Months Ended June 30, 2023 December 31, 2022 Outstanding balance at end of period $ 219,457,000 $ 194,340,000 Average interest rate at end of period 1.52 % 0.75 % Average daily balance during the period $ 213,853,000 $ 200,499,000 Average interest rate during the period 1.17 % 0.15 % Maximum daily balance during the period $ 262,992,000 $ 235,577,000

Note 7 - Federal Home Loan Ba_2

Note 7 - Federal Home Loan Bank of Indianapolis Advances (Tables)	6 Months Ended
	Jun. 30, 2023
Amortizing Advances [Member]
Notes Tables
Maturities of Currently Outstanding FHLB Advances [Table Text Block]	2023 $ 0 2024 826,000 2025 862,000 2026 899,000 2027 938,000 Thereafter 24,385,000
Bullet Advances [member]
Notes Tables
Maturities of Currently Outstanding FHLB Advances [Table Text Block]	2023 $ 40,000,000 2024 90,000,000 2025 80,000,000 2026 80,000,000 2027 90,000,000 Thereafter 60,000,000

Note 8 - Commitments and Off-_2

Note 8 - Commitments and Off-balance Sheet Risk (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Summary of Contractual Amounts of Financial Instruments With Off Balance Sheet Risk [Table Text Block]	June 30, December 31, 2023 2022 Commercial unused lines of credit $ 1,526,800,000 $ 1,283,703,000 Unused lines of credit secured by 1–4 family residential properties 73,379,000 71,972,000 Credit card unused lines of credit 133,235,000 123,687,000 Other consumer unused lines of credit 63,090,000 75,747,000 Commitments to make loans 350,611,000 329,646,000 Standby letters of credit 24,147,000 23,539,000 $ 2,171,262,000 $ 1,908,294,000

Note 9 - Derivatives and Hedg_2

Note 9 - Derivatives and Hedging Activities (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 548,224,000 Other Assets $ 26,880,000 Derivative Liabilities Interest rate swaps 548,224,000 Other Liabilities 27,190,000 Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 401,572,000 Other Assets $ 25,697,000 Derivative Liabilities Interest rate swaps 401,572,000 Other Liabilities 25,900,000

Note 10 - Fair Values of Fina_2

Note 10 - Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Level in June 30, 2023 December 31, 2022 Fair Value Carrying Fair Carrying Fair Hierarchy Values Values Values Values Financial assets: Cash and cash equivalents Level 1 $ 207,796 $ 207,796 $ 96,772 $ 96,772 Securities available for sale (1) 608,972 608,972 602,936 602,936 FHLBI stock (2) 21,513 21,513 17,721 17,721 Loans, net Level 3 4,007,122 3,993,406 3,874,373 3,800,042 Mortgage loans held for sale Level 2 11,942 12,202 3,565 3,643 Mortgage servicing rights Level 3 11,201 18,676 11,837 17,727 Accrued interest receivable Level 2 16,962 16,962 15,476 15,476 Interest rate swaps Level 2 26,880 26,880 25,697 25,697 Financial liabilities: Deposits Level 2 3,756,789 3,735,556 3,712,811 3,379,403 Repurchase agreements Level 2 219,457 219,457 194,340 194,340 FHLBI advances Level 2 467,910 447,929 308,263 292,044 Subordinated debentures Level 2 49,301 55,991 48,958 49,531 Subordinated notes Level 2 88,800 75,911 88,628 75,024 Accrued interest payable Level 2 5,652 5,652 3,223 3,223 Interest rate swaps Level 2 27,190 27,190 25,900 25,900

Note 11 - Fair Values (Tables)

Note 11 - Fair Values (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale securities U.S. Government agency debt obligations $ 393,094,000 $ 0 $ 393,094,000 $ 0 Mortgage-backed securities 30,520,000 0 30,520,000 0 Municipal general obligation bonds 157,565,000 0 157,041,000 524,000 Municipal revenue bonds 27,293,000 0 27,293,000 0 Other investments 500,000 0 500,000 0 Interest rate swaps 26,880,000 0 26,880,000 0 Total assets $ 635,852,000 $ 0 $ 635,328,000 $ 524,000 Interest rate swaps 27,190,000 0 27,190,000 0 Total liabilities $ 27,190,000 $ 0 $ 27,190,000 $ 0 Total Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale securities U.S. Government agency debt obligations $ 388,744,000 $ 0 $ 388,744,000 $ 0 Mortgage-backed securities 31,953,000 0 31,953,000 0 Municipal general obligation bonds 154,433,000 0 153,855,000 578,000 Municipal revenue bonds 27,306,000 0 27,306,000 0 Other investments 500,000 0 500,000 0 Interest rate swaps 25,697,000 0 25,697,000 0 Total assets $ 628,633,000 $ 0 $ 628,055,000 $ 578,000 Interest rate swaps 25,900,000 0 25,900,000 0 Total liabilities $ 25,900,000 $ 0 $ 25,900,000 $ 0
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 638,000 $ 0 $ 0 $ 638,000 Foreclosed assets 661,000 0 0 661,000 Total $ 1,299,000 $ 0 $ 0 $ 1,299,000 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 5,290,000 $ 0 $ 0 $ 5,290,000 Foreclosed assets 0 0 0 0 Total $ 5,290,000 $ 0 $ 0 $ 5,290,000

Note 12 - Regulatory Matters (T

Note 12 - Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations Amount Ratio Amount Ratio Amount Ratio June 30, 2023 Total capital (to risk weighted assets) Consolidated $ 671,323 14.0 % $ 382,755 8.0 % $ NA NA Bank 654,817 13.7 382,567 8.0 478,209 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 537,802 11.2 287,066 6.0 NA NA Bank 610,096 12.8 286,926 6.0 382,567 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 490,575 10.3 215,300 4.5 NA NA Bank 610,096 12.8 215,194 4.5 310,836 6.5 Tier 1 capital (to average assets) Consolidated 537,802 10.7 200,511 4.0 NA NA Bank 610,096 12.2 200,414 4.0 250,518 5.0 December 31, 2022 Total capital (to risk weighted assets) Consolidated $ 634,729 14.0 % $ 362,675 8.0 % $ NA NA Bank 618,709 13.7 362,490 8.0 453,112 10.0 % Tier 1 capital (to risk weighted assets) Consolidated 503,855 11.1 272,007 6.0 NA NA Bank 576,463 12.7 271,868 6.0 362,490 8.0 Common equity tier 1 (to risk weighted assets) Consolidated 456,970 10.1 204,005 4.5 NA NA Bank 576,463 12.7 203,901 4.5 294,523 6.5 Tier 1 capital (to average assets) Consolidated 503,855 10.1 199,647 4.0 NA NA Bank 576,463 11.6 199,563 4.0 249,453 5.0

Note 1 - Summary of Significa_3

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023 USD ($) shares	Jun. 30, 2022 USD ($) shares	Jun. 30, 2023 USD ($) shares	Jun. 30, 2022 USD ($) shares	Dec. 31, 2022 USD ($)
Number of Unconsolidated Business Trusts Formed to Issue Trust Preferred Securities	5		5
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0		$ 0		$ 0
Financing Receivable, Unamortized Loan Cost (Fee)	$ (2,200)		(2,200)		(1,000)
Interest Income on Commercial and Mortgage Loans Discontinued Period (Day)	90 days
Maximum Delinquency Period for Consumer and Credit Card Loans to be Charged Off (Day)	120 days
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure	$ 12,200		12,200		3,600
Financing Receivable, Credit Loss, Expense (Reversal)	2,000	$ 500	2,600	$ 600
Accounts Receivable, Allowance for Credit Loss, Period Increase (Decrease)			(700)
Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding	$ 1,370,000		$ 1,370,000		1,380,000
Goodwill, Impairment Loss					$ 0
Core Deposits [Member]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life (Year)	10 years
Restricted Stock [Member]
Incremental Common Shares Attributable to Participating Nonvested Shares with Non-forfeitable Dividend Rights (in shares) | shares	350,000	325,000	350,000	325,000
Share-Based Payment Arrangement, Option [Member]
Incremental Common Shares Attributable to Participating Nonvested Shares with Non-forfeitable Dividend Rights (in shares) | shares		1,000		1,000
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares) | shares	5,000	6,000	5,000	6,000

Note 1 - Significant Accounting

Note 1 - Significant Accounting Policies - Noninterest Income (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Service Charges on Deposit and Sweep Accounts [Member]
Noninterest revenue	$ 1,064,000	$ 1,495,000	$ 2,041,000	$ 2,910,000
Credit and Debit Card [Member]
Noninterest revenue	2,426,000	2,134,000	4,485,000	4,015,000
Payroll Processing [Member]
Noninterest revenue	572,000	464,000	1,317,000	1,102,000
Customer Service [Member]
Noninterest revenue	$ 187,000	$ 202,000	$ 407,000	$ 444,000

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual)	6 Months Ended	12 Months Ended
	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	736	732
Debt Securities, Available-for-Sale, Unrealized Loss Position	$ 578,388,000	$ 573,146,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	78,494,000	83,281,000
Proceeds from Sale of Debt Securities, Available-for-Sale	0	0
Debt Securities, Available-for-Sale, Amortized Cost	686,841,000	685,646,000
Debt Securities, Available-for-Sale	608,972,000	602,936,000
Bonds Issued or Guaranteed by Agencies of the U.S. Federal Government [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	66,900,000
Bonds Issued by State-based Municipalities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	11,600,000
State of Michigan and All Its Political Subdivisions [Member]
Debt Securities, Available-for-Sale, Amortized Cost	196,000,000	193,000,000
Debt Securities, Available-for-Sale	185,000,000	182,000,000
All Other States and Their Political Subdivisions [Member]
Debt Securities, Available-for-Sale, Amortized Cost	0	0
US Government Agency Debt Obligations and Mortgage Backed Securities [Member]
Debt Securities, Available-for-Sale, Restricted	219,000,000	194,000,000
Deposit Liabilities, Collateral Issued, Financial Instruments	$ 58,400,000	$ 0

Note 2 - Securities - Available

Note 2 - Securities - Available-for-sale Securities (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Securities available for sale, amortized cost	$ 686,841,000	$ 685,646,000
Securities available for sale, gross unrealized gains	625,000	571,000
Securities available for sale, gross unrealized losses	(78,494,000)	(83,281,000)
Securities available for sale, fair value	608,972,000	602,936,000
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	454,164,000	453,836,000
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	(61,070,000)	(65,092,000)
Securities available for sale, fair value	393,094,000	388,744,000
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, amortized cost	36,374,000	38,002,000
Securities available for sale, gross unrealized gains	10,000	19,000
Securities available for sale, gross unrealized losses	(5,864,000)	(6,068,000)
Securities available for sale, fair value	30,520,000	31,953,000
Municipal General Obligation Bonds [Member]
Securities available for sale, amortized cost	165,793,000	163,041,000
Securities available for sale, gross unrealized gains	511,000	450,000
Securities available for sale, gross unrealized losses	(8,739,000)	(9,058,000)
Securities available for sale, fair value	157,565,000	154,433,000
Municipal Revenue Bonds [Member]
Securities available for sale, amortized cost	30,010,000	30,267,000
Securities available for sale, gross unrealized gains	104,000	102,000
Securities available for sale, gross unrealized losses	(2,821,000)	(3,063,000)
Securities available for sale, fair value	27,293,000	27,306,000
Other Debt and Equity Securities [Member]
Securities available for sale, amortized cost	500,000	500,000
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	0	0
Securities available for sale, fair value	$ 500,000	$ 500,000

Note 2 - Securities - Securitie

Note 2 - Securities - Securities in a Continuous Loss Position (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Securities available for sale, continuous unrealized loss position, less than 12 months	$ 78,091,000	$ 193,930,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	8,985,000	17,438,000
Securities available for sale, continuous unrealized loss position, 12 months or more	500,297,000	379,216,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	69,509,000	65,843,000
Securities available for sale, continuous unrealized loss position	578,388,000	573,146,000
Securities available for sale, continuous unrealized loss position, unrealized loss	78,494,000	83,281,000
US Government Agencies Debt Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	2,862,000	53,019,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	940,000	5,713,000
Securities available for sale, continuous unrealized loss position, 12 months or more	390,232,000	335,725,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	60,130,000	59,379,000
Securities available for sale, continuous unrealized loss position	393,094,000	388,744,000
Securities available for sale, continuous unrealized loss position, unrealized loss	61,070,000	65,092,000
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	27,997,000	31,127,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	5,759,000	6,068,000
Securities available for sale, continuous unrealized loss position, 12 months or more	1,811,000	12,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	105,000	0
Securities available for sale, continuous unrealized loss position	29,808,000	31,139,000
Securities available for sale, continuous unrealized loss position, unrealized loss	5,864,000	6,068,000
Municipal General Obligation Bonds [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	39,970,000	97,252,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	1,476,000	4,516,000
Securities available for sale, continuous unrealized loss position, 12 months or more	92,626,000	32,870,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	7,263,000	4,542,000
Securities available for sale, continuous unrealized loss position	132,596,000	130,122,000
Securities available for sale, continuous unrealized loss position, unrealized loss	8,739,000	9,058,000
Municipal Revenue Bonds [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	7,262,000	12,532,000
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	810,000	1,141,000
Securities available for sale, continuous unrealized loss position, 12 months or more	15,628,000	10,609,000
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	2,011,000	1,922,000
Securities available for sale, continuous unrealized loss position	22,890,000	23,141,000
Securities available for sale, continuous unrealized loss position, unrealized loss	$ 2,821,000	$ 3,063,000

Note 2 - Securities - Debt Secu

Note 2 - Securities - Debt Securities by Maturity (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Due in 2023, Weighted Average Yield	0.32%
Due in 2023, Amortized Cost	$ 12,635,000
Due in 2023, Fair Value	$ 12,401,000
Due in 2024 through 2028, Weighted Average Yield	1.32%
Due in 2024 through 2028, Amortized Cost	$ 319,466,000
Due in 2024 through 2028, Fair Value	$ 291,127,000
Due in 2029 through 2033, Weighted Average Yield	2.02%
Due in 2029 through 2033, Amortized Cost	$ 278,432,000
Due in 2029 through 2033, Fair Value	$ 237,792,000
Due in 2034 and beyond, Weighted Average Yield	3.64%
Due in 2034 and beyond, Amortized Cost	$ 39,434,000
Due in 2034 and beyond, Fair Value	$ 36,632,000
Total available for sale securities, weighted average yield	1.77%
Total available for sale securities, Amortized Cost	$ 686,841,000	$ 685,646,000
Securities available for sale	$ 608,972,000	602,936,000
Collateralized Mortgage-Backed Securities [Member]
No single maturity, weighted average yield	2.15%
No single maturity, amortized cost	$ 36,374,000
No single maturity, fair value	30,520,000
Total available for sale securities, Amortized Cost	36,374,000	38,002,000
Securities available for sale	$ 30,520,000	31,953,000
Other Debt and Equity Securities [Member]
No single maturity, weighted average yield	8.50%
No single maturity, amortized cost	$ 500,000
No single maturity, fair value	500,000
Total available for sale securities, Amortized Cost	500,000	500,000
Securities available for sale	$ 500,000	$ 500,000

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Jan. 01, 2022	Dec. 31, 2021
Financing Receivable, before Allowance for Credit Loss	$ 4,051,843,000	$ 3,916,619,000
Increase (Decrease) in Finance Receivables	$ 135,000,000
Loans and Leases Receivable, Percentage Period Increase (Decrease)	3.50%
Financing Receivable, Nonaccrual, Interest Income	$ 0	0
Financing Receivable, Revolving, Converted to Term Loan	0	0
Financing Receivable, Troubled Debt Restructuring	10,727,000
Collateral Dependent Loans [Member]
Financing Receivable, before Allowance for Credit Loss	2,100,000	7,700,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Reclassification Between Loan Segments [Member]
Increase (Decrease) in Finance Receivables		54,500,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Reclassification Between Loan Segments [Member]
Increase (Decrease) in Finance Receivables		(54,500,000)
Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	863,258,000	784,789,000
Financing Receivable, Troubled Debt Restructuring	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	30,060,000	29,753,000
Financing Receivable, Troubled Debt Restructuring	0		$ 3,000	$ 13,000		$ 1,202,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Troubled Debt Restructuring					$ (1,200,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	833,198,000	$ 755,036,000
Financing Receivable, Troubled Debt Restructuring	$ 0		$ 2,339,000	$ 2,346,000		$ 627,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Troubled Debt Restructuring					$ 1,200,000

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Credit Losses - Components of Loan Portfolio (Details) - USD ($)		6 Months Ended
		Jun. 30, 2023	Dec. 31, 2022
Loans		$ 4,051,843,000	$ 3,916,619,000
Percent of portfolio		100%	100%
Period increase (decrease)		3.50%
Commercial Portfolio Segment [Member]
Loans		$ 3,188,585,000	$ 3,131,830,000
Percent of portfolio		78.70%	80%
Period increase (decrease)		1.80%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans		$ 1,212,196,000	$ 1,185,083,000
Percent of portfolio		29.90%	30.30%
Period increase (decrease)		2.30%
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans		$ 72,682,000	$ 61,873,000
Percent of portfolio		1.80%	1.60%
Period increase (decrease)		17.50%
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans		$ 659,201,000	$ 639,192,000
Percent of portfolio		16.30%	16.30%
Period increase (decrease)		3.10%
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	[1]	$ 957,221,000	$ 979,214,000
Percent of portfolio		23.60%	25%
Period increase (decrease)		(2.20%)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	[1]	$ 287,285,000	$ 266,468,000
Percent of portfolio		7.10%	6.80%
Period increase (decrease)		7.80%
Retail Portfolio Segment [Member]
Loans		$ 863,258,000	$ 784,789,000
Percent of portfolio		21.30%	20%
Period increase (decrease)		10%
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans		$ 833,198,000	$ 755,036,000
Percent of portfolio		20.60%	19.30%
Period increase (decrease)		10.40%
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans		$ 30,060,000	$ 29,753,000
Percent of portfolio		0.70%	0.70%
Period increase (decrease)		1%
[1]We have made certain reclassifications of how multi-family construction loans are disaggregated by loan segment. The table above reflects an increase of $54.5 million in Real Estate – Multi-Family and Residential Rental loans and a corresponding decrease in Real Estate – Non-Owner Occupied loans as of December 31, 2022. All the tables that follow have been adjusted to reflect the reclassifications as of the applicable dates.

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Credit Losses - Nonperforming Loans (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Loans past due 90 days or more still accruing interest	$ 0	$ 0
Nonaccrual loans	2,099,000	7,728,000
Commercial Portfolio Segment [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonaccrual loans	365,000	6,272,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonaccrual loans	1,734,000	1,456,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans past due 90 days or more still accruing interest	0	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonperforming Financial Instruments [Member]
Loans past due 90 days or more still accruing interest	0	0
Nonaccrual loans	2,099,000	7,728,000
Total nonperforming loans	2,099,000	7,728,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Total nonperforming loans	365,000	6,272,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total nonperforming loans	249,000	6,024,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Total nonperforming loans	0	0
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Total nonperforming loans	116,000	248,000
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Total nonperforming loans	0	0
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Total nonperforming loans	0	0
Nonperforming Financial Instruments [Member] | Retail Portfolio Segment [Member]
Total nonperforming loans	1,734,000	1,456,000
Nonperforming Financial Instruments [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Total nonperforming loans	1,734,000	1,456,000
Nonperforming Financial Instruments [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Total nonperforming loans	$ 0	$ 0

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) - USD ($)		Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, before Allowance for Credit Loss		$ 4,051,843,000	$ 3,916,619,000
Loans past due 90 days or more still accruing interest		0	0
Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		3,188,585,000	3,131,830,000
Loans past due 90 days or more still accruing interest		0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss		1,212,196,000	1,185,083,000
Loans past due 90 days or more still accruing interest		0	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss		72,682,000	61,873,000
Loans past due 90 days or more still accruing interest		0	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		659,201,000	639,192,000
Loans past due 90 days or more still accruing interest		0	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	[1]	957,221,000	979,214,000
Loans past due 90 days or more still accruing interest		0	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	[1]	287,285,000	266,468,000
Loans past due 90 days or more still accruing interest		0	0
Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		863,258,000	784,789,000
Loans past due 90 days or more still accruing interest		0	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss		833,198,000	755,036,000
Loans past due 90 days or more still accruing interest		0	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss		30,060,000	29,753,000
Loans past due 90 days or more still accruing interest		0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		606,000	1,349,000
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		606,000	1,349,000
Financial Asset, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss		602,000	1,334,000
Financial Asset, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss		4,000	15,000
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		87,000	6,042,000
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		0	5,953,000
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss		0	5,705,000
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	248,000
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		87,000	89,000
Financial Asset, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss		83,000	88,000
Financial Asset, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss		4,000	1,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		549,000	365,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		365,000	249,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss		249,000	249,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		116,000	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		184,000	116,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss		184,000	116,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		1,242,000	7,756,000
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		365,000	6,202,000
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss		249,000	5,954,000
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		116,000	248,000
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		877,000	1,554,000
Financial Asset, Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss		869,000	1,538,000
Financial Asset, Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss		8,000	16,000
Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		4,050,601,000	3,908,863,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		3,188,220,000	3,125,628,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss		1,211,947,000	1,179,129,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss		72,682,000	61,873,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		659,085,000	638,944,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss		957,221,000	979,214,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss		287,285,000	266,468,000
Financial Asset, Not Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		862,381,000	783,235,000
Financial Asset, Not Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss		832,329,000	753,498,000
Financial Asset, Not Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss		$ 30,052,000	$ 29,737,000
[1]We have made certain reclassifications of how multi-family construction loans are disaggregated by loan segment. The table above reflects an increase of $54.5 million in Real Estate – Multi-Family and Residential Rental loans and a corresponding decrease in Real Estate – Non-Owner Occupied loans as of December 31, 2022. All the tables that follow have been adjusted to reflect the reclassifications as of the applicable dates.

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Nonaccrual Loans (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
With no related allowance recorded, principal balance	$ 1,564,000	$ 1,313,000
With related allowance recorded, principal balance	535,000	6,415,000
Related allowance	307,000	2,283,000
Nonaccrual loans	2,099,000	7,728,000
Commercial Portfolio Segment [Member]
With no related allowance recorded, principal balance	249,000	249,000
With related allowance recorded, principal balance	116,000	6,023,000
Related allowance	15,000	2,083,000
Nonaccrual loans	365,000	6,272,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
With no related allowance recorded, principal balance	249,000	249,000
With related allowance recorded, principal balance	0	5,775,000
Related allowance	0	2,051,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
With no related allowance recorded, principal balance	0	0
With related allowance recorded, principal balance	0	0
Related allowance	0	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
With no related allowance recorded, principal balance	0	0
With related allowance recorded, principal balance	116,000	248,000
Related allowance	15,000	32,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
With no related allowance recorded, principal balance	0	0
With related allowance recorded, principal balance	0	0
Related allowance	0	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
With no related allowance recorded, principal balance	0	0
With related allowance recorded, principal balance	0	0
Related allowance	0	0
Retail Portfolio Segment [Member]
With no related allowance recorded, principal balance	1,315,000	1,064,000
With related allowance recorded, principal balance	419,000	392,000
Related allowance	292,000	200,000
Nonaccrual loans	1,734,000	1,456,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
With no related allowance recorded, principal balance	1,315,000	1,064,000
With related allowance recorded, principal balance	419,000	392,000
Related allowance	292,000	200,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
With no related allowance recorded, principal balance	0	0
With related allowance recorded, principal balance	0	0
Related allowance	$ 0	$ 0

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Credit Losses - Loan Vintage (Details) - USD ($)		6 Months Ended
		Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Year One, Originated, Current Fiscal Year		$ 661,999,000	$ 1,343,470,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		1,110,839,000	1,016,339,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		848,334,000	538,302,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		471,552,000	149,061,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		112,733,000	79,881,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		166,466,000	115,181,000
Financing Receivable, Term Loan		3,371,923,000	3,242,234,000
Financing Receivable, Revolving		679,920,000	674,385,000
Loans		4,051,843,000	3,916,619,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		69,000
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		242,000
Term loan, year-to-date gross write offs		311,000
Revolving, year-to-date gross write offs		256,000
total year-to-date gross write offs		567,000
Commercial Portfolio Segment [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		579,757,000	1,025,368,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		777,005,000	770,437,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		606,868,000	445,326,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		385,640,000	135,893,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		100,710,000	64,986,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		114,730,000	72,100,000
Financing Receivable, Term Loan		2,564,710,000	2,514,110,000
Financing Receivable, Revolving		623,875,000	617,720,000
Loans		3,188,585,000	3,131,830,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		14,000
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		0
Term loan, year-to-date gross write offs		14,000
Revolving, year-to-date gross write offs		218,000
total year-to-date gross write offs		232,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		137,523,000	271,061,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		211,923,000	188,760,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		154,538,000	75,658,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		58,797,000	18,064,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		15,714,000	3,847,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		10,048,000	9,973,000
Financing Receivable, Term Loan		588,543,000	567,363,000
Financing Receivable, Revolving		623,653,000	617,720,000
Loans		1,212,196,000	1,185,083,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		0
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		0
Term loan, year-to-date gross write offs		0
Revolving, year-to-date gross write offs		218,000
total year-to-date gross write offs		218,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		70,344,000	115,494,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		110,829,000	141,481,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		115,238,000	43,961,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		34,358,000	9,194,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		7,818,000	3,230,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		9,862,000	9,851,000
Financing Receivable, Term Loan		348,449,000	323,211,000
Financing Receivable, Revolving		395,751,000	396,372,000
Loans		744,200,000	719,583,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		57,388,000	151,783,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		101,094,000	47,030,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		39,034,000	31,697,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		24,439,000	8,870,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		7,896,000	569,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		186,000	93,000
Financing Receivable, Term Loan		230,037,000	240,042,000
Financing Receivable, Revolving		211,809,000	210,363,000
Loans		441,846,000	450,405,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		9,791,000	3,784,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		0	249,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		266,000	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	48,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	29,000
Financing Receivable, Term Loan		10,057,000	4,110,000
Financing Receivable, Revolving		16,093,000	10,985,000
Loans		26,150,000	15,095,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		24,230,000	42,026,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		37,397,000	14,956,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		6,742,000	3,779,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		3,165,000	50,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		45,000	14,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		929,000	1,048,000
Financing Receivable, Term Loan		72,508,000	61,873,000
Financing Receivable, Revolving		174,000	0
Loans		72,682,000	61,873,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		0
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		0
Term loan, year-to-date gross write offs		0
Revolving, year-to-date gross write offs		0
total year-to-date gross write offs		0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		12,715,000	31,756,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		22,089,000	6,196,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		3,369,000	3,428,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		2,835,000	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		298,000	331,000
Financing Receivable, Term Loan		41,306,000	41,711,000
Financing Receivable, Revolving		0	0
Loans		41,306,000	41,711,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		11,504,000	10,270,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		15,308,000	8,760,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		3,373,000	351,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		330,000	50,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		45,000	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		546,000	626,000
Financing Receivable, Term Loan		31,106,000	20,057,000
Financing Receivable, Revolving		174,000	0
Loans		31,280,000	20,057,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		11,000	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	14,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		85,000	91,000
Financing Receivable, Term Loan		96,000	105,000
Financing Receivable, Revolving		0	0
Loans		96,000	105,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		203,306,000	312,711,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		194,585,000	169,701,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		122,153,000	87,587,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		81,689,000	29,915,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		27,764,000	31,951,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		29,656,000	7,327,000
Financing Receivable, Term Loan		659,153,000	639,192,000
Financing Receivable, Revolving		48,000	0
Loans		659,201,000	639,192,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		14,000
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		0
Term loan, year-to-date gross write offs		14,000
Revolving, year-to-date gross write offs		0
total year-to-date gross write offs		14,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		143,011,000	194,072,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		115,599,000	113,528,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		83,379,000	53,630,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		51,608,000	19,670,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		18,025,000	19,279,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		18,344,000	6,162,000
Financing Receivable, Term Loan		429,966,000	406,341,000
Financing Receivable, Revolving		0	0
Loans		429,966,000	406,341,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		60,088,000	115,720,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		76,351,000	56,173,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		38,774,000	33,913,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		30,039,000	10,245,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		9,739,000	12,550,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		11,196,000	1,165,000
Financing Receivable, Term Loan		226,187,000	229,766,000
Financing Receivable, Revolving		48,000	0
Loans		226,235,000	229,766,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		207,000	2,919,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		2,635,000	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	44,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		42,000	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	122,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		116,000	0
Financing Receivable, Term Loan		3,000,000	3,085,000
Financing Receivable, Revolving		0	0
Loans		3,000,000	3,085,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		147,353,000	304,210,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		240,283,000	300,368,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		259,454,000	222,288,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		194,702,000	79,396,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		49,183,000	23,535,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		66,246,000	49,417,000
Financing Receivable, Term Loan		957,221,000	979,214,000
Financing Receivable, Revolving		0	0
Loans	[1]	957,221,000	979,214,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		0
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		0
Term loan, year-to-date gross write offs		0
Revolving, year-to-date gross write offs		0
total year-to-date gross write offs		0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		29,085,000	121,281,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		96,215,000	152,035,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		117,813,000	89,125,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		95,378,000	44,196,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		42,493,000	10,079,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		39,708,000	12,018,000
Financing Receivable, Term Loan		420,692,000	428,734,000
Financing Receivable, Revolving		0	0
Loans		420,692,000	428,734,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		118,268,000	176,217,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		137,493,000	142,645,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		136,069,000	133,163,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		99,324,000	35,200,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		6,690,000	13,456,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		26,538,000	37,399,000
Financing Receivable, Term Loan		524,382,000	538,080,000
Financing Receivable, Revolving		0	0
Loans		524,382,000	538,080,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		0	6,712,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		6,575,000	5,688,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		5,572,000	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	0
Financing Receivable, Term Loan		12,147,000	12,400,000
Financing Receivable, Revolving		0	0
Loans		12,147,000	12,400,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		67,345,000	95,360,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		92,817,000	96,652,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		63,981,000	56,014,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		47,287,000	8,468,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		8,004,000	5,639,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		7,851,000	4,335,000
Financing Receivable, Term Loan		287,285,000	266,468,000
Financing Receivable, Revolving		0	0
Loans	[1]	287,285,000	266,468,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		0
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		0
Term loan, year-to-date gross write offs		0
Revolving, year-to-date gross write offs		0
total year-to-date gross write offs		0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		14,641,000	39,342,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		44,570,000	49,178,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		58,445,000	36,348,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		35,626,000	5,306,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		5,057,000	3,082,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		6,031,000	4,003,000
Financing Receivable, Term Loan		164,370,000	137,259,000
Financing Receivable, Revolving		0	0
Loans		164,370,000	137,259,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		41,454,000	56,018,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		48,247,000	47,474,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		5,536,000	19,666,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		11,661,000	3,162,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		2,947,000	2,557,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		1,778,000	283,000
Financing Receivable, Term Loan		111,623,000	129,160,000
Financing Receivable, Revolving		0	0
Loans		111,623,000	129,160,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		11,250,000	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		42,000	49,000
Financing Receivable, Term Loan		11,292,000	49,000
Financing Receivable, Revolving		0	0
Loans		11,292,000	49,000
Retail Portfolio Segment [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		82,242,000	318,102,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		333,834,000	245,902,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		241,466,000	92,976,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		85,912,000	13,168,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		12,023,000	14,895,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		51,736,000	43,081,000
Financing Receivable, Term Loan		807,213,000	728,124,000
Financing Receivable, Revolving		56,045,000	56,665,000
Loans		863,258,000	784,789,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		55,000
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		242,000
Term loan, year-to-date gross write offs		297,000
Revolving, year-to-date gross write offs		38,000
total year-to-date gross write offs		335,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		79,136,000	313,753,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		330,466,000	243,032,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		239,423,000	91,936,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		85,225,000	12,094,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		11,203,000	14,500,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		51,295,000	42,651,000
Financing Receivable, Term Loan		796,748,000	717,966,000
Financing Receivable, Revolving		36,450,000	37,070,000
Loans		833,198,000	755,036,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		52,000
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		239,000
Term loan, year-to-date gross write offs		291,000
Revolving, year-to-date gross write offs		21,000
total year-to-date gross write offs		312,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Performing Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		79,136,000	313,611,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		330,384,000	242,950,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		238,932,000	91,936,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		85,225,000	12,094,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		11,191,000	14,297,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		50,146,000	41,622,000
Financing Receivable, Term Loan		795,014,000	716,510,000
Financing Receivable, Revolving		36,450,000	37,070,000
Loans		831,464,000	753,580,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		0	142,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		82,000	82,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		491,000	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		12,000	203,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		1,149,000	1,029,000
Financing Receivable, Term Loan		1,734,000	1,456,000
Financing Receivable, Revolving		0	0
Loans		1,734,000	1,456,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		3,106,000	4,349,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,368,000	2,870,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		2,043,000	1,040,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		687,000	1,074,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		820,000	395,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		441,000	430,000
Financing Receivable, Term Loan		10,465,000	10,158,000
Financing Receivable, Revolving		19,595,000	19,595,000
Loans		30,060,000	29,753,000
Current year-to-date gross write offs		0
One year before year-to-date gross write offs		3,000
Two years before Current year-to-date gross write offs		0
three years before current year-to-date gross write offs		0
four years before, Current year-to-date gross write offs		0
Prior, current year-to-date gross write offs		3,000
Term loan, year-to-date gross write offs		6,000
Revolving, year-to-date gross write offs		17,000
total year-to-date gross write offs		23,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Performing Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		3,106,000	4,349,000
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		3,368,000	2,870,000
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		2,043,000	1,040,000
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		687,000	1,074,000
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		820,000	395,000
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		441,000	430,000
Financing Receivable, Term Loan		10,465,000	10,158,000
Financing Receivable, Revolving		19,595,000	19,595,000
Loans		30,060,000	29,753,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year		0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year		0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year		0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year		0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year		0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year		0	0
Financing Receivable, Term Loan		0	0
Financing Receivable, Revolving		0	0
Loans		$ 0	$ 0
[1]We have made certain reclassifications of how multi-family construction loans are disaggregated by loan segment. The table above reflects an increase of $54.5 million in Real Estate – Multi-Family and Residential Rental loans and a corresponding decrease in Real Estate – Non-Owner Occupied loans as of December 31, 2022. All the tables that follow have been adjusted to reflect the reclassifications as of the applicable dates.

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Balance	$ 42,877,000	$ 35,153,000	$ 42,246,000	$ 35,363,000
Financing Receivable, Credit Loss, Expense (Reversal)	2,000,000	500,000	2,600,000	600,000
Charge-offs	(461,000)	(15,000)	(567,000)	(220,000)
Recoveries	305,000	336,000	442,000	631,000
Balance	44,721,000	35,974,000	44,721,000	35,974,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(400,000)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Balance	10,181,000	8,413,000	10,203,000	10,782,000
Financing Receivable, Credit Loss, Expense (Reversal)	(3,616,000)	150,000	(3,623,000)	(592,000)
Charge-offs	(182,000)	0	(218,000)	(171,000)
Recoveries	89,000	45,000	110,000	160,000
Balance	6,472,000	8,608,000	6,472,000	8,608,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(1,571,000)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Balance	510,000	455,000	490,000	420,000
Financing Receivable, Credit Loss, Expense (Reversal)	(217,000)	(10,000)	(198,000)	96,000
Charge-offs	0	0	0	(29,000)
Recoveries	11,000	1,000	12,000	2,000
Balance	304,000	446,000	304,000	446,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(43,000)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Balance	5,711,000	5,803,000	5,914,000	6,045,000
Financing Receivable, Credit Loss, Expense (Reversal)	105,000	(251,000)	(132,000)	35,000
Charge-offs	0	0	(14,000)	0
Recoveries	22,000	26,000	70,000	58,000
Balance	5,838,000	5,578,000	5,838,000	5,578,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(560,000)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Balance	9,168,000	9,932,000	9,242,000	12,990,000
Financing Receivable, Credit Loss, Expense (Reversal)	(479,000)	(683,000)	(553,000)	(1,207,000)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance	8,689,000	9,249,000	8,689,000	9,249,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(2,534,000)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Balance	2,427,000	1,666,000	2,191,000	2,006,000
Financing Receivable, Credit Loss, Expense (Reversal)	1,268,000	(33,000)	1,497,000	240,000
Charge-offs	0	0	0	0
Recoveries	5,000	6,000	12,000	14,000
Balance	3,700,000	1,639,000	3,700,000	1,639,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(621,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Balance	14,648,000	8,562,000	14,027,000	2,449,000
Financing Receivable, Credit Loss, Expense (Reversal)	4,973,000	1,464,000	5,591,000	2,057,000
Charge-offs	(270,000)	0	(312,000)	(2,000)
Recoveries	147,000	241,000	192,000	368,000
Balance	19,498,000	10,267,000	19,498,000	10,267,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				5,395,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Balance	156,000	191,000	160,000	626,000
Financing Receivable, Credit Loss, Expense (Reversal)	21,000	(28,000)	16,000	(61,000)
Charge-offs	(9,000)	(15,000)	(23,000)	(18,000)
Recoveries	31,000	17,000	46,000	29,000
Balance	199,000	165,000	199,000	165,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				(411,000)
Unallocated Financing Receivables [Member]
Balance	76,000	131,000	19,000	45,000
Financing Receivable, Credit Loss, Expense (Reversal)	(55,000)	(109,000)	2,000	32,000
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance	$ 21,000	$ 22,000	$ 21,000	22,000
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance				$ (55,000)

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Credit Losses - Financial Effect by Type of Modification (Details) - USD ($)	Jun. 30, 2023	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Modified	$ 10,727,000
Contractual Interest Rate Reduction [Member]
Modified	0
Extended Maturity [Member]
Modified	10,727,000
Principal Forgiveness [Member]
Modified	0
Commercial Portfolio Segment [Member]
Modified	10,727,000
Commercial Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Commercial Portfolio Segment [Member] | Extended Maturity [Member]
Modified	10,727,000
Commercial Portfolio Segment [Member] | Principal Forgiveness [Member]
Modified	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Modified	10,520,000	$ 9,938,000	$ 2,829,000	$ 4,973,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Extended Maturity [Member]
Modified	10,520,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Principal Forgiveness [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Modified	0	0	0	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Extended Maturity [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Principal Forgiveness [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Modified	207,000	87,000	89,000	10,435,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Extended Maturity [Member]
Modified	207,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Principal Forgiveness [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Modified	0	139,000	143,000	146,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Extended Maturity [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Principal Forgiveness [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Modified	0	88,000	90,000	91,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Extended Maturity [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Principal Forgiveness [Member]
Modified	0
Retail Portfolio Segment [Member]
Modified	0
Retail Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Retail Portfolio Segment [Member] | Extended Maturity [Member]
Modified	0
Retail Portfolio Segment [Member] | Principal Forgiveness [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Modified	0	2,339,000	2,346,000	627,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Extended Maturity [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Principal Forgiveness [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Modified	0	$ 3,000	$ 13,000	$ 1,202,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Contractual Interest Rate Reduction [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Extended Maturity [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Principal Forgiveness [Member]
Modified	$ 0

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Credit Losses - Amortized Cost of Modified Loans (Details) - USD ($)	Jun. 30, 2023	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Modified	$ 10,727,000
Financial Asset, Not Past Due [Member]
Modified	10,727,000
Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member]
Modified	10,727,000
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Modified	10,727,000
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Modified	10,520,000	$ 9,938,000	$ 2,829,000	$ 4,973,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]
Modified	10,520,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Modified	0	0	0	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Modified	207,000	87,000	89,000	10,435,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	207,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Modified	0	139,000	143,000	146,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Modified	0	88,000	90,000	91,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member]
Modified	0
Retail Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Modified	0	2,339,000	2,346,000	627,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Modified	0	$ 3,000	$ 13,000	$ 1,202,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	$ 0

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Details)	3 Months Ended	6 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)
Number of Contracts	3	5
Pre- Modification Recorded Principal Balance	$ 6,657,000	$ 6,785,000
Post- Modification Recorded Principal Balance	$ 6,657,000	$ 6,785,000
Commercial Portfolio Segment [Member]
Number of Contracts	2	2
Pre- Modification Recorded Principal Balance	$ 6,573,000	$ 6,573,000
Post- Modification Recorded Principal Balance	$ 6,573,000	$ 6,573,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Number of Contracts	2	2
Pre- Modification Recorded Principal Balance	$ 6,573,000	$ 6,573,000
Post- Modification Recorded Principal Balance	$ 6,573,000	$ 6,573,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0
Retail Portfolio Segment [Member]
Number of Contracts	1	3
Pre- Modification Recorded Principal Balance	$ 84,000	$ 212,000
Post- Modification Recorded Principal Balance	$ 84,000	$ 212,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Number of Contracts	1	3
Pre- Modification Recorded Principal Balance	$ 84,000	$ 212,000
Post- Modification Recorded Principal Balance	$ 84,000	$ 212,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Number of Contracts	0	0
Pre- Modification Recorded Principal Balance	$ 0	$ 0
Post- Modification Recorded Principal Balance	$ 0	$ 0

Note 3 - Loans and Allowance_13

Note 3 - Loans and Allowance for Loan Losses - Loans Modified As Troubled Debt Restructurings Within the Previous Twelve Months That Became Over 30 Days Past Due (Details) Pure in Thousands, $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Retail Portfolio Segment [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Retail Portfolio Segment [Member] | Home Equity and Other [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Number of Contracts	0	0
Recorded Principal Balance	$ 0	$ 0

Note 3 - Loans and Allowance_14

Note 3 - Loans and Allowance for Loan Losses - Activity for Troubled Debt Restructurings (Details) - USD ($)		3 Months Ended	6 Months Ended
		Jun. 30, 2022	Jun. 30, 2022
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Beginning Balance		$ 2,829,000	$ 4,973,000
Charge-Offs		0	0
Payments (net)		536,000	324,000
Transfers to ORE		0	0
Net Additions/Deletions		6,573,000	4,641,000
Ending Balance		9,938,000	9,938,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Beginning Balance		0	0
Charge-Offs		0	0
Payments (net)		0	0
Transfers to ORE		0	0
Net Additions/Deletions		0	0
Ending Balance		0	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Beginning Balance		89,000	10,435,000
Charge-Offs		0	0
Payments (net)		(2,000)	(9,679,000)
Transfers to ORE		0	0
Net Additions/Deletions		0	(669,000)
Ending Balance		87,000	87,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Beginning Balance		143,000	146,000
Charge-Offs		0	0
Payments (net)		(4,000)	(7,000)
Transfers to ORE		0	0
Net Additions/Deletions		0	0
Ending Balance		139,000	139,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Beginning Balance		90,000	91,000
Charge-Offs		0	0
Payments (net)		(2,000)	(3,000)
Transfers to ORE		0	0
Net Additions/Deletions		0	0
Ending Balance		88,000	88,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Beginning Balance		2,346,000	627,000
Charge-Offs		0	0
Payments (net)		(91,000)	(169,000)
Transfers to ORE		0	0
Net Additions/Deletions	[1]	84,000	1,881,000
Ending Balance		2,339,000	2,339,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Beginning Balance		13,000	1,202,000
Charge-Offs		0	0
Payments (net)		(10,000)	(12,000)
Transfers to ORE		0	0
Net Additions/Deletions	[1]	0	(1,187,000)
Ending Balance		$ 3,000	$ 3,000
[1]Includes $1.2 million in the transfer of home equity lines of credit from other consumer loans to 1-4 family mortgages in association with the adoption of the CECL methodology effective January 1, 2022.

Note 4 - Premises and Equipme_3

Note 4 - Premises and Equipment, Net (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Depreciation	$ 1,400,000	$ 1,500,000	$ 2,900,000	$ 3,100,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	2 years 4 months 24 days		2 years 4 months 24 days
Operating Lease, Weighted Average Discount Rate, Percent	5.80%		5.80%
Operating Lease, Expense	$ 500,000	$ 200,000	$ 900,000	$ 400,000
Premises and Equipment, Net [Member]
Operating Lease, Right-of-Use Asset	3,800,000		3,800,000		$ 3,500,000
Other Liabilities [Member]
Operating Lease, Liability	$ 3,750,000		$ 3,750,000		$ 3,500,000
Minimum [Member]
Lessee, Operating Lease, Renewal Term (Year)	3 years		3 years
Maximum [Member]
Lessee, Operating Lease, Renewal Term (Year)	5 years		5 years

Note 4 - Premises and Equipme_4

Note 4 - Premises and Equipment, Net - Summary of Premises and Equipment (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Property, plant and equipment, gross	$ 93,386,000	$ 90,338,000
Less: accumulated depreciation	41,095,000	38,862,000
Premises and equipment, net	52,291,000	51,476,000
Land and Land Improvements [Member]
Property, plant and equipment, gross	13,060,000	13,532,000
Building [Member]
Property, plant and equipment, gross	56,637,000	53,865,000
Furniture and Fixtures [Member]
Property, plant and equipment, gross	$ 23,689,000	$ 22,941,000

Note 4 - Premises and Equipme_5

Note 4 - Premises and Equipment, Net - Future Lease Payments (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
2023	$ 604,000
2024	1,012,000
2025	578,000
2026	479,000
2027	434,000
Thereafter	1,638,000
Total undiscounted lease payments	4,745,000
Less effect of discounting	(995,000)
Other Liabilities [Member]
Present value of future lease payments (lease liability)	$ 3,750,000	$ 3,500,000

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($)	6 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Deposits	$ 3,756,789,000	$ 3,712,811,000
Increase (Decrease) in Deposits	$ 44,000,000
Aggregate Increase (Decrease) in Percentage of Deposits	1.20%

Note 5 - Deposits - Summary of

Note 5 - Deposits - Summary of Deposits (Details) - USD ($)	6 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Noninterest-bearing	$ 1,371,633,000	$ 1,604,750,000
Noninterest-bearing demand, percentage	36.50%	43.20%
Noninterest-bearing demand, percent increase (decrease)	(14.50%)
Interest-bearing checking	$ 541,168,000	$ 575,028,000
Interest-bearing checking, percentage	14.40%	15.50%
Interest-bearing checking, percent increase (decrease)	(5.90%)
Money market	$ 927,143,000	$ 776,723,000
Money market, percentage	24.70%	20.90%
Money market, percent increase (decrease)	19.40%
Savings	$ 314,606,000	$ 381,602,000
Savings, percentage	8.40%	10.30%
Savings, percent increase (decrease)	(17.60%)
Local Time, under $100,000	$ 144,052,000	$ 113,099,000
Local Time, under $100,000, percentage	3.80%	3%
Local Time, under $100,000, percent increase (decrease)	27.40%
Local Time, $100,000 and over	$ 346,908,000	$ 261,609,000
Local Time, $100,000 and over, percentage	9.20%	7.10%
Local Time, $100,000 and over, percent increase (decrease)	32.60%
Total local deposits	$ 3,645,510,000	$ 3,712,811,000
Total local deposits, percentage	97%	100%
Total local deposits	(1.80%)
Out-of-area time, $100,000 and over	$ 111,279,000	$ 0
Out-of-area time, $100,000 and over, percentage	3%	0%
Total deposits	$ 3,756,789,000	$ 3,712,811,000
Total deposits, percentage	100%	100%
Total deposits, percent increase (decrease)	1.20%

Note 6 - Securities Sold Unde_3

Note 6 - Securities Sold Under Agreements to Repurchase (Details Textual)	3 Months Ended
	Jun. 30, 2023
Repurchase Agreement Counterparty, Weighted Average Maturity of Agreements (Day)	1 day

Note 6 - Securities Sold Unde_4

Note 6 - Securities Sold Under Agreements to Repurchase - Securities Sold Under Agreement to Repurchase (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Securities sold under agreements to repurchase	$ 219,457,000	$ 194,340,000
Average daily balance during the period	213,853,000	200,499,000
Maximum daily balance during the period	$ 262,992,000	$ 235,577,000
Securities Sold under Agreements to Repurchase [Member]
Average interest rate at end of period	1.52%	0.75%
Average interest rate during the period	1.17%	0.15%

Note 7 - Federal Home Loan Ba_3

Note 7 - Federal Home Loan Bank of Indianapolis Advances (Details Textual) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Long-Term Federal Home Loan Bank Advances	$ 467,910,000	$ 308,263,000
Line of Credit Facility, Maximum Borrowing Capacity	860,000,000
Line of Credit Facility, Remaining Borrowing Capacity	386,000,000
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member]
Long-Term Federal Home Loan Bank Advances	$ 440,000,000	$ 280,000,000
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member] | Minimum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	0.55%	0.55%
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member] | Maximum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	5.05%	3.13%
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member] | Weighted Average [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	2.79%	1.84%
Federal Home Loan Bank of Indianapolis [Member] | Amortizing Advances [Member]
Long-Term Federal Home Loan Bank Advances	$ 27,900,000	$ 28,300,000
Federal Home Loan Bank of Indianapolis [Member] | Amortizing Advances [Member] | Weighted Average [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	2.52%	2.52%

Note 7 - Federal Home Loan Ba_4

Note 7 - Federal Home Loan Bank of Indianapolis Advances - Maturities of Currently Outstanding FHLB Advances (Details) - Bullet Advances [member] - Federal Home Loan Bank of Indianapolis [Member]	Jun. 30, 2023 USD ($)
2023	$ 40,000,000
2024	90,000,000
2025	80,000,000
2026	80,000,000
2027	90,000,000
Thereafter	$ 60,000,000

Note 7 - Federal Home Loan Ba_5

Note 7 - Federal Home Loan Bank of Indianapolis Advances - Maturities of Currently Outstanding FHLBI Amortizing Advances (Details) - Federal Home Loan Bank of Indianapolis [Member] - Amortizing Advances [Member]	Jun. 30, 2023 USD ($)
2023	$ 0
2024	826,000
2025	862,000
2026	899,000
2027	938,000
Thereafter	$ 24,385,000

Note 8 - Commitments and Off-_3

Note 8 - Commitments and Off-balance Sheet Risk (Details Textual) - USD ($)	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 44,721,000	$ 42,877,000	$ 42,246,000	$ 35,974,000	$ 35,153,000	$ 35,363,000
Retail and Commercial Lines of Credit and Credit Card Receivables Reserve on Commitments [Member] | Maximum [Member]
Financing Receivable, Allowance for Credit Loss	$ 600,000		$ 100,000

Note 8 - Commitments and Off-_4

Note 8 - Commitments and Off-balance Sheet Risk - Exposure to Credit Losses (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Contractual amounts of financial instruments with off-balance sheet risk	$ 2,171,262,000	$ 1,908,294,000
Standby Letters of Credit [Member]
Contractual amounts of financial instruments with off-balance sheet risk	24,147,000	23,539,000
Unused lines of Credit [Member] | Commercial Portfolio Segment [Member]
Contractual amounts of financial instruments with off-balance sheet risk	1,526,800,000	1,283,703,000
Unused lines of Credit [Member] | One to Four Family Mortgages [Member]
Contractual amounts of financial instruments with off-balance sheet risk	73,379,000	71,972,000
Unused lines of Credit [Member] | Credit Card Lines of Credit [Member]
Contractual amounts of financial instruments with off-balance sheet risk	133,235,000	123,687,000
Unused lines of Credit [Member] | Consumer Other Financing Receivable 1 [Member]
Contractual amounts of financial instruments with off-balance sheet risk	63,090,000	75,747,000
Loan Origination Commitments [Member]
Contractual amounts of financial instruments with off-balance sheet risk	$ 350,611,000	$ 329,646,000

Note 9 - Derivatives and Hedg_3

Note 9 - Derivatives and Hedging Activities (Details Textual) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Noninterest Expense	$ 27,829,000	$ 26,942,000	$ 56,429,000	$ 52,684,000
Noninterest Income, Total	7,645,000	$ 7,741,000	14,597,000	$ 17,018,000
Interest Rate Swap [Member]
Noninterest Expense			100,000
Derivative Liability, Subject to Master Netting Arrangement, before Offset of Collateral	27,200,000		27,200,000		$ 25,900,000
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset	25,800,000		25,800,000		25,300,000
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Offset	27,000,000		27,000,000		25,200,000
Derivative Asset, Subject to Master Netting Arrangement, before Offset	1,200,000		1,200,000		100,000
Derivative Liability, Subject to Master Netting Arrangement, after Offset	1,400,000		1,400,000		400,000
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Not Offset	1,200,000		1,200,000		400,000
Derivative Liability, Subject to Master Netting Arrangement, after Offset and Deduction	200,000		200,000		0
Derivative, Notional Amount	$ 548,000,000		$ 548,000,000		402,000,000
Noninterest Income, Total					$ 100,000

Note 9 - Derivatives and Hedg_4

Note 9 - Derivatives and Hedging Activities - Fair Value of Derivative Instruments (Details) - Interest Rate Swap [Member] - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Notional Amount	$ 548,000,000	$ 402,000,000
Other Assets [Member]
Notional Amount	548,224,000	401,572,000
Derivative Assets Interest rate swaps	26,880,000	25,697,000
Other Liabilities [Member]
Notional Amount	548,224,000	401,572,000
Derivative Liabilities Interest rate swaps	$ 27,190,000	$ 25,900,000

Note 10 - Fair Values of Fina_3

Note 10 - Fair Values of Financial Instruments - Fair Value Hierarchy of Financial Instruments (Details) - USD ($)		Jun. 30, 2023	Dec. 31, 2022
Securities available for sale		$ 608,972,000	$ 602,936,000
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure		12,200,000	3,600,000
Fair Value, Inputs, Level 1 [Member]
Securities available for sale		0	0
Reported Value Measurement [Member]
Securities available for sale	[1]	608,972,000	602,936,000
FHLBI stock	[2]	21,513,000	17,721,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		207,796,000	96,772,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net		4,007,122,000	3,874,373,000
Mortgage servicing rights		11,201,000	11,837,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure		11,942,000	3,565,000
Accrued interest receivable		16,962,000	15,476,000
Deposits		3,756,789,000	3,712,811,000
Repurchase agreements		219,457,000	194,340,000
FHLBI advances		467,910,000	308,263,000
Accrued interest payable		5,652,000	3,223,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debentures [Member]
Subordinated debt		49,301,000	48,958,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Notes [Member]
Subordinated debt		88,800,000	88,628,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swaps		26,880,000	25,697,000
Interest rate swaps		27,190,000	25,900,000
Estimate of Fair Value Measurement [Member]
Securities available for sale	[1]	608,972,000	602,936,000
FHLBI stock	[2]	21,513,000	17,721,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		207,796,000	96,772,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net		3,993,406,000	3,800,042,000
Mortgage servicing rights		18,676,000	17,727,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure		12,202,000	3,643,000
Accrued interest receivable		16,962,000	15,476,000
Deposits		3,735,556,000	3,379,403,000
Repurchase agreements		219,457,000	194,340,000
FHLBI advances		447,929,000	292,044,000
Accrued interest payable		5,652,000	3,223,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debentures [Member]
Subordinated debt		55,991,000	49,531,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Notes [Member]
Subordinated debt		75,911,000	75,024,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swaps		26,880,000	25,697,000
Interest rate swaps		$ 27,190,000	$ 25,900,000
[1]See Note 11 for a description of the fair value hierarchy as well as a disclosure of levels for classes of financial assets and liabilities.[2]It is not practical to determine the fair value of FHLBI stock due to transferability restrictions; therefore, fair value is estimated at carrying amount.

Note 11 - Fair Values (Details

Note 11 - Fair Values (Details Textual) - USD ($)	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale	$ 608,972,000	$ 608,972,000	$ 602,936,000
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure	$ 12,200,000	12,200,000	3,600,000
Real Estate Dependent Loans and Foreclosed Assets Estimated Selling Costs [Member]
Fair Value Inputs, Discount Factor	10%
Maximum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member]
Fair Value Inputs, Discount Factor	35%
Maximum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member]
Fair Value Inputs, Discount Factor	50%
Minimum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member]
Fair Value Inputs, Discount Factor	25%
Minimum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member]
Fair Value Inputs, Discount Factor	25%
Municipal General Obligation Bonds [Member]
Debt Securities, Available-for-Sale	$ 157,565,000	157,565,000	154,433,000
Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0	0
Fair Value, Inputs, Level 3 [Member] | Municipal General Obligation Bonds [Member] | Maximum [Member]
Debt Securities, Available-for-Sale, Decrease Due to Scheduled Maturities		100,000	100,000
Available-for-Sale Securities [Member]
SEC Schedule, 12-09, Valuation Allowances and Reserves, Amount, Ending Balance	$ 0	$ 0	$ 0

Note 11 - Fair Values - Assets

Note 11 - Fair Values - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale	$ 608,972,000	$ 602,936,000
Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	393,094,000	388,744,000
Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	30,520,000	31,953,000
Municipal General Obligation Bonds [Member]
Debt Securities, Available-for-Sale	157,565,000	154,433,000
Municipal Revenue Bonds [Member]
Debt Securities, Available-for-Sale	27,293,000	27,306,000
Other Debt and Equity Securities [Member]
Debt Securities, Available-for-Sale	500,000	500,000
Fair Value, Recurring [Member]
Total assets	635,852,000	628,633,000
Total liabilities	27,190,000	25,900,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total assets	0	0
Total liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total assets	635,328,000	628,055,000
Total liabilities	27,190,000	25,900,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total assets	524,000	578,000
Total liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	393,094,000	388,744,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	393,094,000	388,744,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	30,520,000	31,953,000
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	30,520,000	31,953,000
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member]
Debt Securities, Available-for-Sale	157,565,000	154,433,000
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	157,041,000	153,855,000
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	524,000	578,000
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member]
Debt Securities, Available-for-Sale	27,293,000	27,306,000
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	27,293,000	27,306,000
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member]
Debt Securities, Available-for-Sale	500,000	500,000
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	500,000	500,000
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Interest rate swaps	26,880,000	25,697,000
Interest rate swaps	27,190,000	25,900,000
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate swaps	0	0
Interest rate swaps	0	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate swaps	26,880,000	25,697,000
Interest rate swaps	27,190,000	25,900,000
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate swaps	0	0
Interest rate swaps	$ 0	$ 0

Note 11 - Fair Values - Asset_2

Note 11 - Fair Values - Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Collateral dependent loans	$ 638,000	$ 5,290,000
Foreclosed assets	661,000	0
Total	1,299,000	5,290,000
Fair Value, Inputs, Level 1 [Member]
Collateral dependent loans	0	0
Foreclosed assets	0	0
Total	0	0
Fair Value, Inputs, Level 2 [Member]
Collateral dependent loans	0	0
Foreclosed assets	0	0
Total	0	0
Fair Value, Inputs, Level 3 [Member]
Collateral dependent loans	638,000	5,290,000
Foreclosed assets	661,000	0
Total	$ 1,299,000	$ 5,290,000

Note 12 - Regulatory Matters (D

Note 12 - Regulatory Matters (Details Textual) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions					3 Months Ended		6 Months Ended
	Jun. 14, 2023	Apr. 13, 2023	Mar. 15, 2023	Jan. 12, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022	May 31, 2021	Dec. 31, 2009
Preferred Securities of Subsidiary Trust					$ 47.2		$ 47.2		$ 46.9
Maximum Restricted Core Element Allowed in Tier One Capital Percent					25%
Maximum Level of Consolidated Aggregate Assets Allowing for Inclusion of Trust Preferred Securities in Tier One Capital											$ 15,000
Trust Preferred Securities Included in Tier One Capital					$ 47.2		$ 47.2		$ 46.9
Capital Conservation Buffer					2.50%		2.50%
Common Equity Tier 1 Risk Based Capital Required For Capital Adequacy to Risk Weighted Assets					0.070		0.070
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets					0.085		0.085
Capital Required for Capital Adequacy to Risk Weighted Assets					0.105		0.105
Common Stock, Dividends, Per Share, Declared (in dollars per share)		$ 0.33		$ 0.33
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)	$ 0.33		$ 0.33		$ 0.33	$ 0.31	$ 0.66	$ 0.62
Stock Repurchase Program, Remaining Authorized Repurchase Amount					$ 6.8		$ 6.8
Stock Repurchase Program, Authorized Amount										$ 20
Stock Repurchased During Period, Shares (in shares)							0

Note 12 - Regulatory Matters -

Note 12 - Regulatory Matters - Actual Capital Levels and Minimum Levels (Details) $ in Thousands	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Total capital minimum required for capital adequacy, ratio	0.105
Tier 1 capital minimum required for capital adequacy, ratio	0.085
Common equity tier 1 capital minimum required for capital adequacy, ratio	0.070
Consolidated Entities [Member]
Total capital, amount	$ 671,323	$ 634,729
Total capital, ratio	0.140	0.140
Total capital minimum required for capital adequacy, amount	$ 382,755	$ 362,675
Total capital minimum required for capital adequacy, ratio	0.080	0.080
Tier 1 capital, amount	$ 537,802	$ 503,855
Tier 1 capital, ratio	0.112	0.111
Tier 1 capital minimum required for capital adequacy, amount	$ 287,066	$ 272,007
Tier 1 capital minimum required for capital adequacy, ratio	0.060	0.060
Common equity tier 1, amount	$ 490,575	$ 456,970
Common equity tier 1, ratio	0.103	0.101
Common equity tier 1 minimum required for capital adequacy, amount	$ 215,300	$ 204,005
Common equity tier 1 capital minimum required for capital adequacy, ratio	0.045	0.045
Tier 1 capital to average assets, amount	$ 537,802	$ 503,855
Tier 1 capital to average assets, ratio	0.107	0.101
Tier 1 capital to average assets, minimum required for capital adequacy, amount	$ 200,511	$ 199,647
Tier 1 capital to average assets minimum required for capital adequacy, ratio	0.040	0.040
Bank [Member]
Total capital, amount	$ 654,817	$ 618,709
Total capital, ratio	0.137	0.137
Total capital minimum required for capital adequacy, amount	$ 382,567	$ 362,490
Total capital minimum required for capital adequacy, ratio	0.080	0.080
Total capital to be well capitalized, amount	$ 478,209	$ 453,112
Total capital to be well capitalized, ratio	0.100	0.100
Tier 1 capital, amount	$ 610,096	$ 576,463
Tier 1 capital, ratio	0.128	0.127
Tier 1 capital minimum required for capital adequacy, amount	$ 286,926	$ 271,868
Tier 1 capital minimum required for capital adequacy, ratio	0.060	0.060
Tier 1 capital to be well capitalized, amount	$ 382,567	$ 362,490
Tier 1 capital to be well capitalized, ratio	0.080	0.080
Common equity tier 1, amount	$ 610,096	$ 576,463
Common equity tier 1, ratio	0.128	0.127
Common equity tier 1 minimum required for capital adequacy, amount	$ 215,194	$ 203,901
Common equity tier 1 capital minimum required for capital adequacy, ratio	0.045	0.045
Common equity tier 1 capital to be well capitalized, amount	$ 310,836	$ 294,523
Common equity tier 1 capital to be well capitalized, ratio	0.065	0.065
Tier 1 capital to average assets, amount	$ 610,096	$ 576,463
Tier 1 capital to average assets, ratio	0.122	0.116
Tier 1 capital to average assets, minimum required for capital adequacy, amount	$ 200,414	$ 199,563
Tier 1 capital to average assets minimum required for capital adequacy, ratio	0.040	0.040
Tier 1 capital to average assets to be well capitalized, amount	$ 250,518	$ 249,453
Tier 1 capital to average assets to be well capitalized, ratio	0.050	0.050

Note 13 - Subsequent Events (De

Note 13 - Subsequent Events (Details Textual) - $ / shares							3 Months Ended		6 Months Ended
	Sep. 13, 2023	Jul. 13, 2023	Jun. 14, 2023	Apr. 13, 2023	Mar. 15, 2023	Jan. 12, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Common Stock, Dividends, Per Share, Declared (in dollars per share)				$ 0.33		$ 0.33
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)			$ 0.33		$ 0.33		$ 0.33	$ 0.31	$ 0.66	$ 0.62
Forecast [Member]
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)	$ 0.34
Subsequent Event [Member]
Dividends Payable, Date Declared		Jul. 13, 2023
Common Stock, Dividends, Per Share, Declared (in dollars per share)		$ 0.34
Dividends Payable, Date to be Paid		Sep. 13, 2023
Dividends Payable, Date of Record		Sep. 01, 2023