Mercantile Bank (MBWM) 10-K 3 Mar 25 2024 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2024	Feb. 28, 2025	Jun. 30, 2024
Document Information [Line Items]
Entity Central Index Key	0001042729
Entity Registrant Name	MERCANTILE BANK CORPORATION
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2024
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2024
Document Transition Report	false
Entity File Number	000-26719
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-3360865
Entity Address, Address Line One	310 Leonard Street NW
Entity Address, City or Town	Grand Rapids
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49504
City Area Code	616
Local Phone Number	406-3000
Title of 12(b) Security	Common Stock
Trading Symbol	MBWM
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Emerging Growth Company	false
Entity Small Business	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 634,000,000
Entity Common Stock, Shares Outstanding		16,230,912
Auditor Firm ID	166
Auditor Name	PLANTE & MORAN, PLLC
Auditor Location	GRAND RAPIDS, MICHIGAN

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets [Abstract]
Cash and due from banks	$ 56,991	$ 70,408
Interest-earning deposits	336,019	60,125
Total cash and cash equivalents	393,010	130,533
Securities available for sale	730,352	617,092
Federal Home Loan Bank stock	21,513	21,513
Mortgage loans held for sale	15,824	18,607
Loans	4,600,781	4,303,758
Allowance for credit losses	(54,454)	(49,914)
Loans, net	4,546,327	4,253,844
Premises and equipment, net	53,427	50,928
Bank owned life insurance	93,839	85,668
Goodwill	49,473	49,473
Other Assets	148,396	125,566
Total assets	6,052,161	5,353,224
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing	1,264,523	1,247,640
Interest-bearing	3,433,843	2,653,278
Total deposits	4,698,366	3,900,918
Securities sold under agreements to repurchase	121,521	229,734
Federal Home Loan Bank advances	387,083	467,910
Subordinated debentures	50,330	49,644
Subordinated notes	89,314	88,971
Accrued interest and other liabilities	121,021	93,902
Total liabilities	5,467,635	4,831,079
Commitments and contingent liabilities (Note 12)
Shareholders' equity
Preferred stock, no par value; 1,000,000 shares authorized; 0 shares outstanding at December 31, 2024 and December 31, 2023	0	0
Common stock, no par value; 40,000,000 shares authorized; 16,146,374 shares outstanding at December 31, 2024 and 16,125,662 shares outstanding at December 31, 2023	299,705	295,106
Retained earnings	334,646	277,526
Accumulated other comprehensive gain/(loss)	(49,825)	(50,487)
Total shareholders’ equity	584,526	522,145
Total liabilities and shareholders’ equity	$ 6,052,161	$ 5,353,224

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2024	Dec. 31, 2023
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	16,146,374	16,125,662
Common stock, shares outstanding (in shares)	16,146,374	16,125,662

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Interest income
Loans, including fees	$ 293,163	$ 253,108	$ 166,848
Securities, taxable	11,911	9,041	7,603
Securities, tax-exempt	4,123	3,663	2,734
Interest-earning deposits	12,305	5,546	4,654
Total interest income	321,502	271,358	181,839
Interest expense
Deposits	101,395	55,444	10,037
Short-term borrowings	7,717	2,847	294
Federal Home Loan Bank advances	13,018	11,367	7,125
Subordinated debentures and other borrowings	8,286	8,155	6,139
Total interest expense	130,416	77,813	23,595
Net interest income	191,086	193,545	158,244
Provision for credit losses	7,400	7,700	6,550
Net interest income after provision for credit losses	183,686	185,845	151,694
Noninterest income:
Mortgage banking activities	12,301	7,595	8,664
Interest rate swap program fees	3,210	3,946	3,488
Payroll processing	3,058	2,509	2,178
Earnings on bank owned life insurance	2,555	1,500	1,678
Other income	3,602	2,725	1,901
Total noninterest income	40,389	32,143	32,077
Noninterest expense
Salaries and benefits	77,924	68,801	65,124
Occupancy	8,643	9,150	8,362
Furniture and equipment rent, depreciation and maintenance	3,716	3,464	3,614
Data processing	13,772	11,618	12,359
Advertising	1,604	1,565	1,445
FDIC insurance costs	2,497	2,258	1,239
Charitable foundation contributions	1,708	666	1,514
Other expense	15,925	17,767	14,324
Total noninterest expense	125,789	115,289	107,981
Income before federal income tax expense	98,286	102,699	75,790
Federal income tax expense	18,693	20,482	14,727
Net income	$ 79,593	$ 82,217	$ 61,063
Earnings per common share:
Basic (in dollars per share)	$ 4.93	$ 5.13	$ 3.85
Diluted (in dollars per share)	$ 4.93	$ 5.13	$ 3.85
Service Charges on Deposit and Sweep Accounts [Member]
Noninterest income:
Noninterest revenue	$ 6,842	$ 4,954	$ 5,952
Credit and Debit Card [Member]
Noninterest income:
Noninterest revenue	$ 8,821	$ 8,914	$ 8,216

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Net income	$ 79,593	$ 82,217	$ 61,063
Unrealized holding gains (losses) on securities available for sale	836	18,804	(77,990)
Total other comprehensive income (loss)	836	18,804	(77,990)
Tax effect of unrealized holding gains (losses) on securities available for sale	(174)	(3,950)	16,378
Total tax effect of other comprehensive income (loss)	(174)	(3,950)	16,378
Other comprehensive income (loss), net of tax effect	662	14,854	(61,612)
Comprehensive income (loss)	$ 80,255	$ 97,071	$ (549)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Preferred Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock Including Additional Paid in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Preferred Stock [Member]	Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2021			$ 316		$ 316
Balances at Dec. 31, 2021						$ 0	$ 285,752	$ 174,536	$ (3,729)	$ 456,559
Employee stock purchase plan							45			45
Dividend reinvestment plan							867			867
Stock option exercises							36			36
Stock grants to directors							359			359
Stock-based compensation expense							3,377			3,377
Cash dividends								(19,602)		(19,602)
Net income								61,063		61,063
Change in net unrealized gain/(loss) on securities available for sale, net of tax effect									(61,612)	(61,612)
Balances at Dec. 31, 2022						0	290,436	216,313	(65,341)	441,408
Employee stock purchase plan							45			45
Dividend reinvestment plan							891			891
Stock grants to directors							350			350
Stock-based compensation expense							3,384			3,384
Cash dividends								(21,004)		(21,004)
Net income								82,217		82,217
Change in net unrealized gain/(loss) on securities available for sale, net of tax effect									14,854	14,854
Balances at Dec. 31, 2023						0	295,106	277,526	(50,487)	522,145
Employee stock purchase plan							50			50
Dividend reinvestment plan							810			810
Stock grants to directors							423			423
Stock-based compensation expense							3,316			3,316
Cash dividends								(22,473)		(22,473)
Net income								79,593		79,593
Change in net unrealized gain/(loss) on securities available for sale, net of tax effect									662	662
Balances at Dec. 31, 2024						$ 0	$ 299,705	$ 334,646	$ (49,825)	$ 584,526

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Employee stock purchase plan (in shares)	1,194	1,410	1,388
Dividend reinvestment plan (in shares)	19,684	27,306	25,941
Stock option exercises (in shares)			1,355
Stock grants to directors (in shares)	11,316	11,529	11,166
Cash dividends per common share (in dollars per share)	$ 1.4	$ 1.34	$ 1.26

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities
Net income	$ 79,593	$ 82,217	$ 61,063
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	10,505	11,496	12,945
Provision for credit losses	7,400	7,700	6,550
Deferred income tax benefit	(397)	(2,036)	(1,353)
Stock-based compensation expense	3,316	3,384	3,377
Stock grants to directors for retainer fees	423	350	359
Proceeds from sales of mortgage loans held for sale	384,784	196,217	237,779
Origination of mortgage loans held for sale	(370,201)	(204,727)	(217,030)
Net gain on sales of mortgage loans held for sale	(11,800)	(6,532)	(8,197)
Loss from sale of mortgage loans	112	0	0
Net gain from sales and valuation write-downs of foreclosed assets	(290)	(419)	(69)
Net (gain) loss from sale and write-downs on former bank premises	(83)	2	275
Net (gain) loss from sales and disposals of premises and equipment	13	471	(36)
Earnings on bank owned life insurance	(2,555)	(1,500)	(1,678)
Net (gain) loss on instruments designated at fair value and related derivatives	(203)	257	(45)
Net change in:
Accrued interest receivable	(1,595)	(4,330)	(6,165)
Other assets	(25,797)	(30,189)	(437)
Accrued interest and other liabilities	27,893	14,252	32,524
Net cash from operating activities	101,118	66,613	119,862
Cash flows from investing activities
Purchases of securities available for sale	(173,618)	(19,941)	(107,011)
Proceeds from maturities, calls and repayments of securities available for sale	61,777	24,142	17,984
Loan originations and payments, net	(309,834)	(387,283)	(462,427)
Proceeds from sale of mortgage loans	9,839	0	0
Proceeds from Federal Home Loan Bank stock redemption	0	0	281
Purchases of Federal Home Loan Bank stock	0	(3,792)	0
Purchases of bank owned life insurance	(7,000)	(3,500)	(4,500)
Proceeds from bank owned life insurance death benefits claim	1,357	0	628
Purchases of premises and equipment and lease activity	(8,530)	(6,687)	(3,017)
Proceeds from sales of former bank premises	283	598	2,994
Proceeds from sales of foreclosed assets	290	531	69
Net cash for investing activities	(425,436)	(395,932)	(554,999)
Cash flows from financing activities
Net (decrease) increase in time deposits	159,727	422,781	(57,189)
Net (decrease) increase in all other deposits	637,721	(234,674)	(313,193)
Net (decrease) increase in securities sold under agreements to repurchase	(108,213)	35,394	(3,123)
Proceeds from Federal Home Loan Bank advances	10,000	240,000	28,263
Maturities of Federal Home Loan Bank advances	(90,827)	(80,353)	(94,000)
Net proceeds from subordinated notes issuance	0	0	14,645
Proceeds from stock option exercises, net of cashless exercises	0	0	36
Employee stock purchase plan	50	45	45
Dividend reinvestment plan	810	891	867
Payment of cash dividends to common shareholders	(22,473)	(21,004)	(19,602)
Net cash (for) from financing activities	586,795	363,080	(443,251)
Net change in cash and cash equivalents	262,477	33,761	(878,388)
Cash and cash equivalents at beginning of period	130,533	96,772	975,160
Cash and cash equivalents at end of period	393,010	130,533	96,772
Supplemental disclosures of cash flows information
Interest	129,228	72,024	21,765
Federal income taxes	21,400	24,850	11,200
Noncash financing and investing activities:
Transfers from loans to foreclosed assets	0	112	0
Transfers from bank premises to other real estate owned	0	800	0
Transfers from premises and equipment to other assets	$ 0	$ 0	$ 2,847

Insider Trading Arrangements

Insider Trading Arrangements	12 Months Ended
	Dec. 31, 2024
Insider Trading Arr Line Items
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Cybersecurity Risk Management a

Cybersecurity Risk Management and Strategy Disclosure	12 Months Ended
	Dec. 31, 2024
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]	Risk Management and Strategy Our enterprise risk management program is designed to identify, assess, and mitigate risks across various aspects of our company, including financial, operational, regulatory, reputational, and legal. Cybersecurity is a critical component of this program given the increasing reliance on technology and potential of cyber threats. Our Chief Information Security Officer (the "CISO") is primarily responsible for this cybersecurity component and is a key member of the risk management organization, reporting directly to the Senior Management Team (“SMT”) and our Tech Oversight Committee. Our Tech Oversight Committee includes members of our Board and management. Our CISO has served in this capacity for more than a decade and maintains multiple certifications issued by the Information Systems Audit and Control Association ("ISACA") and the SANS Institute. As part of our overall enterprise risk management program, we maintain both an Information & Cyber Security Program Policy (“ICSPP”) and Information & Cyber Security Incident Response Policy (“ICSIRP”). Our ICSPP is overseen by the SMT, which is responsible for designating the CISO. The CISO is responsible for leading company-wide cybersecurity strategy, policy, standards, architecture, and processes. The CISO is charged with all logical security related matters, which include but are not third Our company has engaged a third third Our company has training and awareness programs designed to educate its employees about cybersecurity risks and how to protect our company, our customers and themselves from cyber-attacks and to keep its employees informed about cybersecurity threats and how to stay safe online, including secure access practice, phishing schemes, remote work and response to suspicious activities. Our cybersecurity program interfaces with other functional areas within our company, including but not third Recognizing the complexity and evolving nature of cybersecurity threats, we also engage with a range of external experts, including cybersecurity assessors, consultants, and auditors in evaluating and testing our risk management systems. These partnerships enable our company to leverage specialized knowledge and insights, ensuring its cybersecurity strategies and processes remain at the forefront of industry best practices. Our company's collaboration with these third To date not may not 1A
Cybersecurity Risk Management Processes Integrated [Flag]	true
Cybersecurity Risk Management Processes Integrated [Text Block]	Our enterprise risk management program is designed to identify, assess, and mitigate risks across various aspects of our company, including financial, operational, regulatory, reputational, and legal. Cybersecurity is a critical component of this program given the increasing reliance on technology and potential of cyber threats. Our Chief Information Security Officer (the "CISO") is primarily responsible for this cybersecurity component and is a key member of the risk management organization, reporting directly to the Senior Management Team (“SMT”) and our Tech Oversight Committee. Our Tech Oversight Committee includes members of our Board and management. Our CISO has served in this capacity for more than a decade and maintains multiple certifications issued by the Information Systems Audit and Control Association ("ISACA") and the SANS Institute. As part of our overall enterprise risk management program, we maintain both an Information & Cyber Security Program Policy (“ICSPP”) and Information & Cyber Security Incident Response Policy (“ICSIRP”).
Cybersecurity Risk Management Third Party Engaged [Flag]	true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]	false
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Text Block]	To date, risks from cybersecurity threats or incidents have not materially affected our company. However, the sophistication of and risks from cybersecurity threats and incidents continue to increase, and the preventative actions that we have taken and continue to take to reduce the risk of cybersecurity threats and incidents and protect our systems and information may not successfully protect against all cybersecurity threats and incidents. For more information on how cybersecurity risk could materially affect our company's business strategy, results of operations, or financial condition, please refer to Item 1A Risk Factors.
Cybersecurity Risk Board of Directors Oversight [Text Block]	Governance Our company recognizes the importance of safeguarding company and customer information. Therefore, the Board of Directors recognizes that the protection of this information ranks as one of our highest priorities. The Board of Directors is responsible for reviewing and approving the ICSPP and ICSIRP at least annually and monitoring material risks facing our company. The Board recently added a member who possesses specialized expertise in cybersecurity matters. Director Sara A. Schmidt currently serves as chief information security officer for US Foods and executive sponsor of the West Michigan Cyber Security Consortium. The Board has tasked the SMT with overseeing efforts to develop, implement and maintain an effective information and cybersecurity program. The SMT designates the CISO who also serves as the IRT leader. As part of its oversight responsibilities, the Board of Directors is responsible for discussing with the SMT our company’s major risk exposures, such as cybersecurity, and the steps management has taken to monitor and control those exposures, including our risk assessment and risk management policies. The Board of Directors also monitors our compliance with legal and regulatory requirements and the risks associated therewith. On a regular basis, our Tech Oversight Committee reviews with the SMT significant areas of risk exposure involving cybersecurity. At the direction of the SMT, the CISO and IRT monitor internal and external cybersecurity threats and review and revise our company’s cybersecurity defenses on an ongoing basis. The CISO, together with other members of the IRT, bring a wealth of expertise to their respective roles, including expertise in security technologies; designing and implementing security strategies; security standards such as NIST, ISO, COBIT and ITIL; and risk management and incident response. The CISO prepares reports on IT general controls and cybersecurity metrics for the SMT and Tech Oversight Committee periodically. The Board of Directors meets with the CISO periodically to discuss cybersecurity.
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]	The Board has tasked the SMT with overseeing efforts to develop, implement and maintain an effective information and cybersecurity program. The SMT designates the CISO who also serves as the IRT leader. As part of its oversight responsibilities, the Board of Directors is responsible for discussing with the SMT our company’s major risk exposures, such as cybersecurity, and the steps management has taken to monitor and control those exposures, including our risk assessment and risk management policies. The Board of Directors also monitors our compliance with legal and regulatory requirements and the risks associated therewith. On a regular basis, our Tech Oversight Committee reviews with the SMT significant areas of risk exposure involving cybersecurity.
Cybersecurity Risk Management Positions or Committees Responsible [Flag]	true
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]	Our company recognizes the importance of safeguarding company and customer information. Therefore, the Board of Directors recognizes that the protection of this information ranks as one of our highest priorities. The Board of Directors is responsible for reviewing and approving the ICSPP and ICSIRP at least annually and monitoring material risks facing our company. The Board recently added a member who possesses specialized expertise in cybersecurity matters. Director Sara A. Schmidt currently serves as chief information security officer for US Foods and executive sponsor of the West Michigan Cyber Security Consortium.
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]	At the direction of the SMT, the CISO and IRT monitor internal and external cybersecurity threats and review and revise our company’s cybersecurity defenses on an ongoing basis. The CISO, together with other members of the IRT, bring a wealth of expertise to their respective roles, including expertise in security technologies; designing and implementing security strategies; security standards such as NIST, ISO, COBIT and ITIL; and risk management and incident response. The CISO prepares reports on IT general controls and cybersecurity metrics for the SMT and Tech Oversight Committee periodically. The Board of Directors meets with the CISO periodically to discuss cybersecurity.
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]	true

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1 Principles of Consolidation Mercantile has five separate business trusts: Mercantile Bank Capital Trust I, Firstbank Capital Trust I, Firstbank Capital Trust II, Firstbank Capital Trust III and Firstbank Capital Trust IV (“our trusts”). Our trusts were formed to issue trust preferred securities. We issued subordinated debentures to our trusts in return for the proceeds raised from the issuance of the trust preferred securities. Our trusts are not Nature of Operations July 15, 1997 December 15, 1997. June 1, 2014. Mercantile is a financial holding company whose principal activity is the ownership and management of our bank. Our bank is a community-based financial institution. Our bank’s primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial loans, residential mortgage loans, and instalment loans. Substantially all loans are secured by specific items of collateral, including business assets, real estate or consumer assets. Commercial loans are expected to be repaid from cash flow from operations of businesses. Real estate loans are secured by commercial or residential real estate. We have no Our insurance company acquired an existing shelf insurance agency effective April 15, 2002. not no We have evaluated subsequent events for potential recognition and/or disclosure through the date these financial statements were issued. Operating Segments Pursuant to Financial Accounting Standards Codification 280, Segment Reporting, Our chief operating decision makers, which include our Chief Executive Officer, Chief Financial Officer, and Chief Operating Officer, evaluate interest and noninterest income streams and credit losses from our various products and services, while expense activities, including interest expense and noninterest expense, are managed, and financial performance is evaluated, on a Company-wide basis. As a result, detailed profitability information for each interest and noninterest income stream is not Use of Estimates Cash and Cash Equivalents and Cash Flow Reporting 90 Debt Securities first not not not Changes in the allowance are recorded as provisions for (or reversal of) credit loss expense. Losses are charged against the allowance when the collectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2024 no Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized or accreted on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Accrued interest receivable on available for sale debt securities totaling $3.6 million and $2.6 million at December 31, 2024 2023 other assets Federal Home Loan Bank Stock may Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Net unamortized deferred loan costs amounted to $2.2 million and $2.4 million at December 31, 2024 2023 Interest income on commercial loans and mortgage loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer and credit card loans are typically charged off no not Commercial Loan Participations no no December 31, 2024 2023 Loans Held for Sale Year-end mortgage loans held for sale were as follows: (Dollars in thousands) 2024 2023 Mortgage loans held for sale $ 15,824 $ 18,607 Less: Allowance to adjust to lower of cost or market 0 0 Mortgage loans held for sale, net $ 15,824 $ 18,607 Mortgage Loan Derivatives not December 31, 2024 December 31, 2023 Mortgage Banking Activities Servicing fee income is recorded for fees earned for servicing mortgage loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Amortization of mortgage loan servicing rights is netted against mortgage loan servicing income and recorded in mortgage banking activities in the Consolidated Statements of Income. Accounting for mortgage servicing rights is based on the class of mortgage servicing rights. We have identified four 10 15 20 30 Interest rate risk, prepayment risk and default risk are inherent in mortgage servicing rights valuations. Interest rate changes largely drive prepayment rates. Refinance activity generally increases as interest rates decline. A significant decrease in interest rates beyond expectation could cause a decline in the value of mortgage servicing rights. On the contrary, borrowers are less likely to refinance or prepay their mortgage loans if interest rates increase, which would extend the duration of the underlying mortgage loans and the associated mortgage servicing rights value would likely rise. Because of these risks, discount rates and prepayment speeds are used to estimate the fair value of mortgage servicing rights. Troubled Debt Restructurings 310 40, No. 2022 02 326 January 1, 2023. No. 2022 02 In accordance with previous accounting guidance, loans modified as troubled debt restructurings were, by definition, considered to be impaired loans. Impairment for these loans were measured on a loan-by-loan basis. Certain loans modified as troubled debt restructurings may may two no Allowance for Credit Losses ( “a llowance ” ) 3 The “remaining life methodology” is utilized for substantially all loan pools. This non-discounted cash flow approach projects an estimated future amortized cost basis based on current loan balance and repayment terms. Our historical loss rate is then applied to future loan balances at the instrument level based on remaining contractual life adjusted for amortization, prepayment and default to develop a baseline lifetime loss. The baseline lifetime loss is adjusted for changes in macroeconomic conditions over the reasonable and supportable forecast and reversion periods via a series of macroeconomic forecast inputs, such as gross domestic product, unemployment rates, interest rates, credit spreads, stock market volatility and property price indices, to quantify the impact of current and forecasted economic conditions on expected loan performance. Reasonable and supportable economic forecasts have to be incorporated in determining expected credit losses. The forecast period represents the time frame from the current period end through the point in time that we can reasonably forecast and support entity and environmental factors that are expected to impact the performance of our loan portfolio. Ideally, the economic forecast period would encompass the contractual terms of all loans; however, the ability to produce a forecast that is considered reasonable and supportable becomes more difficult or may not Subsequent to the end of the forecast period, we revert to historical loan data based on an ongoing evaluation of each economic forecast in relation to then current economic conditions as well as any developing loan loss activity and resulting historical data. We are not third During each reporting period, we also consider the need to adjust the historical loss rates as determined to reflect the extent to which we expect current conditions and reasonable and supportable economic forecasts to differ from the conditions that existed for the period over which the historical loss information was determined. These qualitative adjustments may Our qualitative factors include: o Changes in lending policies and procedures o Changes in the nature and volume of the loan portfolio and in the terms of loans o Changes in the experience, ability and depth of lending management and other relevant staff o Changes in the volume and severity of past due loans, nonaccrual loans and adversely classified loans o Changes in the quality of the loan review program o Changes in the value of underlying collateral dependent loans o Existence and effect of any concentrations of credit and any changes in such o Effect of other factors such as competition and legal and regulatory requirements o Local or regional conditions that depart from the conditions and forecasts for the entire country The estimation of future credit losses should reflect consideration of all significant factors that affect the collectibility of the loan portfolio at each evaluation date. While our methodology considers both the historical loss rates as well as the traditional qualitative factors, there may January 1, 2022, Accrued interest receivable on loans totaling $17.3 million and $16.9 million as of December 31, 2024 2023 not 90 Identified problem loans, which exhibit characteristics (financial or otherwise) that could cause the loans to become nonperforming or require restructuring in the future, are included on an internal watch list. Senior management and the Board of Directors review this list regularly. In some cases, we may For individually analyzed loans that are deemed to be collateral dependent loans, we adopted the practical expedient to measure the allowance based on the fair value of collateral. The allowance is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral and its recorded principal balance. If the fair value of the collateral exceeds the recorded principal balance, no may may We are also required to consider expected credit losses associated with loan commitments over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by us. Any allowance for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheets and is increased or decreased via other noninterest expense on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded. Transfers of Financial Assets 1 2 3 not Premises and Equipment 5 33 3 7 may not Foreclosed Assets: no December 31, 2024. December 31, 2023 Bank Owned Life Insurance: not Goodwill third October 1 not October 1, October 1, 2024; not Repurchase Agreements Financial Instruments and Loan Commitments Stock-Based Compensation Revenue from Contracts with Customers 606, 606” 606, not Our primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not We generally satisfy our performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 The following table depicts our sources of noninterest income presented in the Consolidated Statements of Income for the years ended December 31, 2024, 2023 2022 606: (Dollars in thousands) 2024 2023 2022 Service charges on deposit and sweep accounts $ 6,842 $ 4,954 $ 5,952 Credit and debit card fees 8,821 8,914 8,216 Payroll processing 3,058 2,509 2,178 Customer service fees 797 801 852 Service Charges on Deposit and Sweep Accounts: Credit and Debit Card Fees: Payroll Processing Fees: Customer Service Fees: Advertising Costs Income Taxes Fair Values of Financial Instruments not not Earnings Per Share Comprehensive Income (Loss) December 31, 2024, 2023 2022 (Dollars in thousands) 2024 2023 2022 Unrealized gains (losses) on securities available for sale $ (63,070 ) $ (63,906 ) $ (82,710 ) Tax effect 13,245 13,419 17,369 Accumulated other comprehensive gain/(loss) $ (49,825 ) $ (50,487 ) $ (65,341 ) Derivatives not not no December 31, 2024 2023 Contingencies: not Recent Accounting Changes Adopted No. 2023 07, Segment Reporting (Topic 323 one December 15, 2023 December 15, 2024. ASU No. 2023 09, Income Taxes (Topic 740 1 2 3 December 15, 2024,

Note 2 - Securities

Note 2 - Securities	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2 SECURITIES The amortized cost and fair value of available for sale securities and the related pre-tax gross unrealized gains and losses recognized in accumulated other comprehensive gain/(loss) were as follows at year-end 2024 2023 Gross Gross Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value 2024 U.S. Government agency debt obligations $ 542,676 $ 131 $ (47,226 ) $ 495,581 Mortgage-backed securities 31,696 4 (6,332 ) 25,368 Municipal general obligation bonds 187,484 513 (7,827 ) 180,170 Municipal revenue bonds 31,066 89 (2,422 ) 28,733 Other investments 500 0 0 500 $ 793,422 $ 737 $ (63,807 ) $ 730,352 2023 U.S. Government agency debt obligations $ 442,496 $ 0 $ (52,000 ) $ 390,496 Mortgage-backed securities 35,168 20 (5,715 ) 29,473 Municipal general obligation bonds 172,126 1,924 (6,190 ) 167,860 Municipal revenue bonds 30,708 262 (2,207 ) 28,763 Other investments 500 0 0 500 $ 680,998 $ 2,206 $ (66,112 ) $ 617,092 Securities with unrealized losses at year-end 2024 2023 Less than 12 Months 12 Months or More Total (Dollars in thousands) Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss 2024 U.S. Government agency debt obligations $ 113,942 $ 2,379 $ 361,171 $ 44,847 $ 475,113 $ 47,226 Mortgage-backed securities 194 1 24,865 6,331 25,059 6,332 Municipal general obligation bonds 63,387 1,117 92,153 6,710 155,540 7,827 Municipal revenue bonds 2,840 28 21,865 2,394 24,705 2,422 Other investments 0 0 0 0 0 0 $ 180,363 $ 3,525 $ 500,054 $ 60,282 $ 680,417 $ 63,807 2023 U.S. Government agency debt obligations $ 0 $ 0 $ 390,496 $ 52,000 $ 390,496 $ 52,000 Mortgage-backed securities 114 0 28,749 5,715 28,863 5,715 Municipal general obligation bonds 1,109 6 106,171 6,184 107,280 6,190 Municipal revenue bonds 1,506 8 20,602 2,199 22,108 2,207 Other investments 0 0 0 0 0 0 $ 2,729 $ 14 $ 546,018 $ 66,098 $ 548,747 $ 66,112 We evaluate securities in an unrealized loss position at least quarterly. Consideration is given to the financial condition of the issuer, and the intent and ability we have to retain our investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. For those debt securities whose fair value is less than their amortized cost basis, we also consider our intent to sell the security, whether it is more likely than not not may At December 31, 2024 December 31, 2023 December 31, 2024 no not not not no The amortized cost and fair values of debt securities at December 31, 2024 may may not Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ 57,905 $ 56,773 Due from one to five years 325,614 304,620 Due from five to ten years 314,543 281,808 Due after ten years 63,164 61,283 Mortgage-backed securities 31,696 25,368 Other investments 500 500 $ 793,422 $ 730,352 No securities were sold during the last three Securities issued by the State of Michigan and all its political subdivisions had a combined amortized cost of $219 million and $203 million at December 31, 2024 December 31, 2023 December 31, 2024 December 31, 2023 not 10% The carrying value of U.S. Government agency debt obligations and mortgage-backed securities that are pledged to secure repurchase agreements was $122 million and $230 million at December 31, 2024 2023 December 31, 2024. December 31, 2023. may

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 3 LOANS AND ALLOWANCE FOR CREDIT LOSSES Commercial loans are divided among five one two Our loan portfolio segments as of December 31, 2024 o Commercial Loans ■ Commercial and Industrial ■ Owner Occupied Commercial Real Estate ■ Non-Owner Occupied Commercial Real Estate ■ Multi-Family and Residential Rental ■ Vacant Land, Land Development and Residential Construction o Retail Loans ■ 1 4 ■ Other Consumer Loans During 2023, December 31, 2024 2023 1 4 December 31, 2023. second December 31, 2024 2023 Year-end loans disaggregated by class of loan within the loan portfolio segments were as follows: Percent December 31, 2024 December 31, 2023 Increase (Dollars in thousands) Balance % Balance % (Decrease) Commercial: Commercial and industrial $ 1,287,308 28.0 % $ 1,254,586 29.2 % 2.6 % Vacant land, land development, and residential construction 66,936 1.5 74,753 1.7 (10.5 ) Real estate – owner occupied 748,837 16.3 717,667 16.7 4.3 Real estate – non-owner occupied 1,128,404 24.5 1,035,684 24.1 9.0 Real estate – multi-family and residential rental 475,819 10.3 332,609 7.7 43.1 Total commercial 3,707,304 80.6 3,415,299 79.4 8.5 Retail: 1-4 family mortgages 827,597 18.0 837,406 19.5 (1.2 ) Other consumer loans 65,880 1.4 51,053 1.1 29.0 Total retail 893,477 19.4 888,459 20.6 0.6 Total loans $ 4,600,781 100.0 % $ 4,303,758 100.0 % 6.9 % Concentrations within the loan portfolio were as follows at year end: 2024 2023 Percentage Percentage of of Loan Loan (Dollars in thousands) Balance Portfolio Balance Portfolio Commercial real estate loans to lessors of non-residential buildings $ 822,402 17.9 % $ 754,611 17.5 % An age analysis of past due loans is as follows as of December 31, 2024 Recorded Greater Balance > 30 59 60 89 Than 89 89 Days Days Days Total Total Days and (Dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Accruing Commercial: Commercial and industrial $ 5 $ 0 $ 864 $ 869 $ 1,286,439 $ 1,287,308 $ 0 Vacant land, land development, and residential construction 12 0 0 12 66,924 66,936 0 Real estate – owner occupied 0 0 0 0 748,837 748,837 0 Real estate – non-owner occupied 0 0 0 0 1,128,404 1,128,404 0 Real estate – multi-family and residential rental 0 0 0 0 475,819 475,819 0 Total commercial 17 0 864 881 3,706,423 3,707,304 0 Retail: 1-4 family mortgages 2,365 713 182 3,260 824,337 827,597 0 Other consumer loans 112 0 0 112 65,768 65,880 0 Total retail 2,477 713 182 3,372 890,105 893,477 0 Total past due loans $ 2,494 $ 713 $ 1,046 $ 4,253 $ 4,596,528 $ 4,600,781 $ 0 An age analysis of past due loans is as follows as of December 31, 2023 Recorded Greater Balance > 30 59 60 89 Than 89 89 Days Days Days Total Total Days and (Dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Accruing Commercial: Commercial and industrial $ 4 $ 0 $ 249 $ 253 $ 1,254,333 $ 1,254,586 $ 0 Vacant land, land development, and residential construction 0 0 0 0 74,753 74,753 0 Real estate – owner occupied 0 0 70 70 717,597 717,667 0 Real estate – non-owner occupied 0 0 0 0 1,035,684 1,035,684 0 Real estate – multi-family and residential rental 0 0 0 0 332,609 332,609 0 Total commercial 4 0 319 323 3,414,976 3,415,299 0 Retail: 1-4 family mortgages 934 145 38 1,117 836,289 837,406 0 Other consumer loans 97 0 0 97 50,956 51,053 0 Total retail 1,031 145 38 1,214 887,245 888,459 0 Total past due loans $ 1,035 $ 145 $ 357 $ 1,537 $ 4,302,221 $ 4,303,758 $ 0 Nonaccrual loans as of December 31, 2024 Recorded Principal Related (Dollars in thousands) Balance Allowance With no allowance recorded: Commercial: Commercial and industrial $ 615 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 42 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 657 0 Retail: 1-4 family mortgages 1,167 0 Other consumer loans 0 0 Total retail 1,167 0 Total with no allowance recorded $ 1,824 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 2,110 $ 1,732 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 2,110 1,732 Retail: 1-4 family mortgages 1,808 402 Other consumer loans 0 0 Total retail 1,808 402 Total with an allowance recorded $ 3,918 $ 2,134 Total nonaccrual loans: Commercial $ 2,767 $ 1,732 Retail 2,975 402 Total nonaccrual loans $ 5,742 $ 2,134 Nonaccrual loans represent the entire balance of collateral dependent loans. As of December 31, 2024 2023 2024 2023 2022 Nonaccrual loans as of December 31, 2023 Recorded Principal Related (Dollars in thousands) Balance Allowance With no allowance recorded: Commercial: Commercial and industrial $ 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 70 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 70 0 Retail: 1-4 family mortgages 2,272 0 Other consumer loans 0 0 Total retail 2,272 0 Total with no allowance recorded $ 2,342 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 249 $ 1 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249 1 Retail: 1-4 family mortgages 824 240 Other consumer loans 0 0 Total retail 824 240 Total with an allowance recorded $ 1,073 $ 241 Total nonaccrual loans: Commercial $ 319 $ 1 Retail 3,096 240 Total nonaccrual loans $ 3,415 $ 241 Nonaccrual loans as of December 31, 2022 Recorded Principal Related (Dollars in thousands) Balance Allowance With no allowance recorded: Commercial: Commercial and industrial $ 249 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249 0 Retail: 1-4 family mortgages 1,064 0 Other consumer loans 0 0 Total retail 1,064 0 Total with no allowance recorded $ 1,313 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 5,775 $ 2,051 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 248 32 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 6,023 2,083 Retail: 1-4 family mortgages 392 200 Other consumer loans 0 0 Total retail 824 240 Total with an allowance recorded $ 9,415 $ 2,283 Total nonaccrual loans: Commercial $ 6,272 $ 2,083 Retail 1,456 200 Total nonaccrual loans $ 7,728 $ 2,283 Credit Quality Indicators. ten Loans by credit quality indicators were as follows as of December 31, 2024 Commercial credit exposure – credit risk profiled by internal credit risk grades: Commercial Vacant Land, Commercial Land Commercial Commercial Real Estate - Commercial Development, Real Estate - Real Estate - Multi-Family and and Residential Owner Non-Owner and Residential (Dollars in thousands) Industrial Construction Occupied Occupied Rental Internal credit risk grade groupings: Grades 1 – 4 $ 629,851 $ 25,191 $ 466,400 $ 432,244 $ 173,109 Grades 5 – 7 637,183 41,740 275,506 688,178 302,100 Grades 8 – 9 20,274 5 6,931 7,982 610 Total commercial $ 1,287,308 $ 66,936 $ 748,837 $ 1,128,404 $ 475,819 Retail credit exposure – credit risk profiled by collateral type: Retail Retail 1-4 Family Other (Dollars in thousands) Mortgages Consumer Loans Performing $ 824,622 $ 65,880 Nonperforming 2,975 0 Total retail $ 827,597 $ 65,880 Loans by credit quality indicators were as follows as of December 31, 2023 Commercial credit exposure – credit risk profiled by internal credit risk grades: Commercial Vacant Land, Commercial Land Commercial Commercial Real Estate - Commercial Development, Real Estate - Real Estate - Multi-Family and and Residential Owner Non-Owner and Residential (Dollars in thousands) Industrial Construction Occupied Occupied Rental Internal credit risk grade groupings: Grades 1 – 4 $ 724,156 $ 34,944 $ 468,339 $ 451,019 $ 172,455 Grades 5 – 7 505,807 39,719 248,802 573,771 147,903 Grades 8 – 9 24,623 90 526 10,894 12,251 Total commercial $ 1,254,586 $ 74,753 $ 717,667 $ 1,035,684 $ 332,609 Retail credit exposure – credit risk profiled by collateral type: Retail Retail 1-4 Family Other (Dollars in thousands) Mortgages Consumer Loans Performing $ 834,310 $ 51,053 Nonperforming 3,096 0 Total retail $ 837,406 $ 51,053 All commercial loans are graded using the following criteria: Grade 1. “Exceptional” Loans with this rating contain very little, if any, risk. Grade 2. “Outstanding” Loans with this rating have excellent and stable sources of repayment and conform to bank policy and regulatory requirements. Grade 3. “Very Good” Loans with this rating have strong sources of repayment and conform to bank policy and regulatory requirements. These are loans for which repayment risks are acceptable. Grade 4. “Good” Loans with this rating have solid sources of repayment and conform to bank policy and regulatory requirements. These are loans for which repayment risks are modest. Grade 5. “Acceptable” Loans with this rating exhibit acceptable sources of repayment and conform with most bank policies and all regulatory requirements. These are loans for which repayment risks are satisfactory. Grade 6. “Monitor” Loans with this rating are considered to have emerging weaknesses which may Grade 7. “Special Mention” Loans with this rating have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may Grade 8. “Substandard” Loans with this rating are inadequately protected by current sound net worth, paying capacity of the obligor, or of the pledged collateral, if any. A Substandard loan normally has one not Grade 9. “Doubtful” Loans with this rating exhibit all the weaknesses inherent in the Substandard classification and where collection or liquidation in full is highly questionable and improbable. Grade 10. “Loss” Loans with this rating are considered uncollectable, and of such little value that continuance as an active asset is not The primary risk elements with respect to commercial loans are the financial condition of the borrower, the sufficiency of collateral, and timeliness of scheduled payments. We have a policy of requesting and reviewing periodic financial statements from commercial loan customers and employ a disciplined and formalized review of the existence of collateral and its value. The primary risk element with respect to each residential real estate loan and consumer loan is the timeliness of scheduled payments; loans 90 The following table reflects loan balances as of December 31, 2024 Revolving Grand (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Term Total Loans Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 102,898 $ 68,536 $ 41,609 $ 47,534 $ 9,551 $ 8,412 $ 278,540 $ 351,311 $ 629,851 Grades 5 – 7 188,267 88,471 31,755 13,513 3,298 2,019 327,323 309,860 637,183 Grades 8 – 9 4,813 401 3,436 262 69 0 8,981 11,293 20,274 Total $ 295,978 $ 157,408 $ 76,800 $ 61,309 $ 12,918 $ 10,431 $ 614,844 $ 672,464 $ 1,287,308 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 3,741 $ 0 $ 3,741 $ 9 $ 3,750 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 18,536 $ 4,997 $ 610 $ 645 $ 177 $ 226 $ 25,191 $ 0 $ 25,191 Grades 5 – 7 31,692 7,681 1,855 49 0 463 41,740 0 41,740 Grades 8 – 9 0 5 0 0 0 0 5 0 5 Total $ 50,228 $ 12,683 $ 2,465 $ 694 $ 177 $ 689 $ 66,936 $ 0 $ 66,936 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Owner Occupied: Grades 1 – 4 $ 179,763 $ 84,641 $ 88,794 $ 75,702 $ 34,031 $ 3,469 $ 466,400 $ 0 $ 466,400 Grades 5 – 7 108,316 61,998 52,072 21,833 12,386 5,611 262,216 13,290 275,506 Grades 8 – 9 714 0 6,184 0 33 0 6,931 0 6,931 Total $ 288,793 $ 146,639 $ 147,050 $ 97,535 $ 46,450 $ 9,080 $ 735,547 $ 13,290 $ 748,837 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 84,773 $ 79,911 $ 76,468 $ 93,034 $ 84,355 $ 13,703 $ 432,244 $ 0 $ 432,244 Grades 5 – 7 194,634 220,681 84,897 91,569 85,828 10,569 688,178 0 688,178 Grades 8 – 9 7,982 0 0 0 0 0 7,982 0 7,982 Total $ 287,389 $ 300,592 $ 161,365 $ 184,603 $ 170,183 $ 24,272 $ 1,128,404 $ 0 $ 1,128,404 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 16,271 $ 46,870 $ 10,107 $ 62,744 $ 33,337 $ 3,780 $ 173,109 $ 0 $ 173,109 Grades 5 – 7 81,919 174,468 32,506 4,559 5,626 2,985 302,063 37 302,100 Grades 8 – 9 47 0 0 0 563 0 610 0 610 Total $ 98,237 $ 221,338 $ 42,613 $ 67,303 $ 39,526 $ 6,765 $ 475,782 $ 37 $ 475,819 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total Commercial $ 1,020,625 $ 838,660 $ 430,293 $ 411,444 $ 269,254 $ 51,237 $ 3,021,513 $ 685,791 $ 3,707,304 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 3,741 $ 0 $ 3,741 $ 9 $ 3,750 Retail: 1-4 Family Mortgages: Performing $ 72,349 $ 122,718 $ 307,161 $ 203,052 $ 73,052 $ 46,290 $ 824,622 $ 0 $ 824,622 Nonperforming 0 89 1,626 439 0 821 2,975 0 2,975 Total $ 72,349 $ 122,807 $ 308,787 $ 203,491 $ 73,052 $ 47,111 $ 827,597 $ 0 $ 827,597 Current-period gross write-offs $ 0 $ 0 $ 0 $ 33 $ 0 $ 0 $ 33 $ 0 $ 33 0 Other Consumer Loans: Performing $ 5,863 $ 3,008 $ 1,428 $ 732 $ 361 $ 653 $ 12,045 $ 53,835 $ 65,880 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 5,863 $ 3,008 $ 1,428 $ 732 $ 361 $ 653 $ 12,045 $ 53,835 $ 65,880 Current-period gross write-offs $ 10 $ 1 $ 19 $ 8 $ 0 $ 5 $ 43 $ 11 $ 54 Total Retail $ 78,212 $ 125,815 $ 310,215 $ 204,223 $ 73,413 $ 47,764 $ 839,642 $ 53,835 $ 893,477 Current-period gross write-offs $ 10 $ 1 $ 19 $ 41 $ 0 $ 5 $ 76 $ 11 $ 87 Grand Total $ 1,098,837 $ 964,475 $ 740,508 $ 615,667 $ 342,667 $ 99,001 $ 3,861,155 $ 739,626 $ 4,600,781 Current-period gross write-offs $ 10 $ 1 $ 19 $ 41 $ 3,741 $ 5 $ 3,817 $ 20 $ 3,837 There were lines of credit with principal balances of $9.1 million as of December 31, 2023 2024 The following table reflects loan balances as of December 31, 2023 Revolving Grand (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Term Total Loans Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 103,531 $ 79,883 $ 90,107 $ 20,577 $ 5,978 $ 9,160 $ 309,236 $ 414,920 $ 724,156 Grades 5 – 7 174,668 57,979 20,075 18,361 7,450 119 278,652 227,155 505,807 Grades 8 – 9 3,671 2,122 277 0 0 0 6,070 18,553 24,623 Total $ 281,870 $ 139,984 $ 110,459 $ 38,938 $ 13,428 $ 9,279 $ 593,958 $ 660,628 $ 1,254,586 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 218 $ 218 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 24,875 $ 6,570 $ 1,108 $ 2,110 $ 0 $ 281 $ 34,944 $ 0 $ 34,944 Grades 5 – 7 17,799 21,244 138 2 40 496 39,719 0 39,719 Grades 8 – 9 9 0 0 0 0 81 90 0 90 Total $ 42,683 $ 27,814 $ 1,246 $ 2,112 $ 40 $ 858 $ 74,753 $ 0 $ 74,753 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Owner Occupied: Grades 1 – 4 $ 205,379 $ 110,130 $ 85,982 $ 47,630 $ 14,362 $ 2,908 $ 466,391 $ 1,948 $ 468,339 Grades 5 – 7 111,197 63,271 27,729 27,029 9,419 439 239,084 9,718 248,802 Grades 8 – 9 0 417 0 38 0 71 526 0 526 Total $ 316,576 $ 173,818 $ 113,711 $ 74,697 $ 23,781 $ 3,418 $ 706,001 $ 11,666 $ 717,667 Current-period gross write-offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 40 $ 54 $ 0 $ 54 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 109,125 $ 84,912 $ 113,846 $ 102,279 $ 27,664 $ 13,193 $ 451,019 $ 0 $ 451,019 Grades 5 – 7 233,471 118,464 109,238 88,315 6,148 18,135 573,771 0 573,771 Grades 8 – 9 10,894 0 0 0 0 0 10,894 0 10,894 Total $ 353,490 $ 203,376 $ 223,084 $ 190,594 $ 33,812 $ 31,328 $ 1,035,684 $ 0 $ 1,035,684 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 36,038 $ 28,512 $ 64,244 $ 35,129 $ 4,883 $ 3,649 $ 172,455 $ 0 $ 172,455 Grades 5 – 7 72,916 55,964 4,816 9,372 2,699 2,136 147,903 0 147,903 Grades 8 – 9 11,250 0 0 1,001 0 0 12,251 0 12,251 Total $ 120,204 $ 84,476 $ 69,060 $ 45,502 $ 7,582 $ 5,785 $ 332,609 $ 0 $ 332,609 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total Commercial $ 1,114,823 $ 629,468 $ 517,560 $ 351,843 $ 78,643 $ 50,668 $ 2,743,005 $ 672,294 $ 3,415,299 Current-period gross write-offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 40 $ 54 $ 218 $ 272 Retail: 1-4 Family Mortgages: Performing $ 133,823 $ 332,098 $ 231,842 $ 82,002 $ 10,515 $ 44,003 $ 834,283 $ 27 $ 834,310 Nonperforming 108 1,728 305 0 10 945 3,096 0 3,096 Total $ 133,931 $ 333,826 $ 232,147 $ 82,002 $ 10,525 $ 44,948 $ 837,379 $ 27 $ 837,406 Current-period gross write-offs $ 0 $ 174 $ 0 $ 0 $ 0 $ 240 $ 414 $ 0 $ 414 Other Consumer Loans: Performing $ 5,138 $ 2,569 $ 1,664 $ 608 $ 651 $ 716 $ 11,346 $ 39,707 $ 51,053 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 5,138 $ 2,569 $ 1,664 $ 608 $ 651 $ 716 $ 11,346 $ 39,707 $ 51,053 Current-period gross write-offs $ 3 $ 16 $ 0 $ 0 $ 0 $ 3 $ 22 $ 155 $ 177 Total Retail $ 139,069 $ 336,395 $ 233,811 $ 82,610 $ 11,176 $ 45,664 $ 848,725 $ 39,734 $ 888,459 Current-period gross write-offs $ 3 $ 190 $ 0 $ 0 $ 0 $ 243 $ 436 $ 155 $ 591 Grand Total $ 1,253,892 $ 965,863 $ 751,371 $ 434,453 $ 89,819 $ 96,332 $ 3,591,730 $ 712,028 $ 4,303,758 Current-period gross write-offs $ 3 $ 204 $ 0 $ 0 $ 0 $ 283 $ 490 $ 373 $ 863 There were lines of credit with principal balances of $6.4 million as of December 31, 2022 2023 We use a migration to loss methodology to determine historical loss rates for commercial loans given the comprehensive loan grading process employed by our bank for over two January 1, 2011 December 31, 2024 2023 Our historical loss rate is then applied to future loan balances at the instrument level based on remaining contractual life adjusted for amortization, prepayment and default to develop a baseline lifetime loss. Our prepayment speed assumptions are developed at the loan segment level based upon the consideration of all relevant data in which we believe will impact anticipated customer behavior including changes in interest rates, economic conditions, and underlying property valuations. For the commercial loan portfolio segments, we assumed a 2% prepayment speed as of both December 31, 2024 2023 no 1 4 December 31, 2023 December 31, 2024 During each reporting period, we also consider the need to adjust the historical loss rates as determined to reflect the extent to which we expect current conditions and reasonable and supportable economic forecasts to differ from the conditions that existed for the period over which the historical loss information was determined. These qualitative adjustments may December 31, 2024 2023 one six December 31, 2024 2023 Individual loans exhibiting unique risk characteristics, which differentiate the loans from other loans within the loan segments and are evaluated for expected credit losses on an individual basis, totaled $7.4 million and $5.4 million as of December 31, 2024 2023 December 31, 2024 2023 The allowance for credit losses for the year ended December 31, 2024 Commercial vacant land, Commercial land real estate – development Commercial Commercial multi-family Commercial and real estate – real estate – and 1 4 Other and residential owner non-owner residential family consumer (Dollars in thousands) industrial construction occupied occupied rental mortgages loans Unallocated Total Allowance for credit losses: Beginning balance $ 7,441 $ 384 $ 7,186 $ 9,852 $ 3,184 $ 18,986 $ 2,881 $ 0 $ 49,914 Provision for credit losses 7,109 (22 ) 314 1,067 468 (474 ) (1,089 ) 27 7,400 Charge-offs (3,750 ) 0 0 0 0 (33 ) (54 ) 0 (3,837 ) Recoveries 365 5 171 0 15 223 198 0 977 Ending balance $ 11,165 $ 367 $ 7,671 $ 10,919 $ 3,667 $ 18,702 $ 1,936 $ 27 $ 54,454 The allowance for credit losses for the year ended December 31, 2023 Commercial vacant land, Commercial land real estate – development Commercial Commercial multi-family Commercial and real estate – real estate – and 1 4 Other and residential owner non-owner residential family consumer (Dollars in thousands) industrial construction occupied occupied rental mortgages loans Unallocated Total Allowance for credit losses: Beginning balance $ 10,203 $ 490 $ 5,914 $ 9,242 $ 2,191 $ 14,027 $ 160 $ 19 $ 42,246 Credit risk reclassifications 90 0 0 0 0 (697 ) 607 0 0 Balances, December 31, 2022 after reclassifications 10,293 490 5,914 9,242 2,191 13,330 767 19 42,246 Provision for credit losses (2,822 ) (141 ) 1,255 610 967 5,638 2,212 (19 ) 7,700 Charge-offs (218 ) 0 (54 ) 0 0 (414 ) (177 ) 0 (863 ) Recoveries 188 35 71 0 26 432 79 0 831 Ending balance $ 7,441 $ 384 $ 7,186 $ 9,852 $ 3,184 $ 18,986 $ 2,881 $ 0 $ 49,914 The allowance for credit losses for the year ended December 31, 2022 Commercial vacant land, Commercial land real estate – development Commercial Commercial multi-family Commercial and real estate – real estate – and Home and residential owner non-owner residential 1-4 family equity (Dollars in thousands) industrial construction occupied occupied rental mortgages and other Unallocated Total Allowance for credit losses: Beginning balance $ 10,782 $ 420 $ 6,045 $ 12,990 $ 2,006 $ 2,449 $ 626 $ 45 $ 35,363 Adoption of ASU 2016-13 (1,571 ) (43 ) (560 ) (2,534 ) (621 ) 5,395 (411 ) (55 ) (400 ) Provision for credit losses 946 138 378 (1,214 ) 763 5,621 (111 ) 29 6,550 Charge-offs (171 ) (29 ) (38 ) 0 0 (33 ) (21 ) 0 (292 ) Recoveries 217 4 89 0 43 595 77 0 1,025 Ending balance $ 10,203 $ 490 $ 5,914 $ 9,242 $ 2,191 $ 14,027 $ 160 $ 19 $ 42,246 The following table presents the period-end amortized cost basis of modifications to borrowers experiencing financial difficulty by type of modification made during the year ended: December 31, 2024 December 31, 2023 Interest Rate Principal Interest Rate Principal (Dollars in thousands) Reduction Term Extension Forgiveness Reduction Term Extension Forgiveness Commercial: Commercial and industrial $ 0 $ 6,574 $ 0 $ 0 $ 17,919 $ 0 Vacant land, land development and residential construction 0 0 0 0 0 0 Real estate – owner occupied 0 42 0 0 0 0 Real estate – non-owner occupied 0 0 0 0 10,894 0 Real estate – multi-family and residential rental 0 0 0 0 0 0 Total commercial $ 0 $ 6,616 $ 0 $ 0 $ 28,813 $ 0 Retail: 1-4 family mortgages 0 0 0 0 0 0 Other consumer loans 0 0 0 0 0 0 Total retail $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total loans $ 0 $ 6,616 $ 0 $ 0 $ 28,813 $ 0 Loans listed under Term Extension were generally granted a series of short-term maturity extensions as part of the workout process and associated forbearance agreement. The following table presents the period-end amortized cost basis of loans that have been modified in the past twelve 30 – 89 Days 90 + Days (Dollars in thousands) Current Past Due Past Due Total Commercial: Commercial and industrial $ 6,574 $ 0 $ 0 $ 6,574 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 42 0 0 42 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 0 Total commercial $ 6,616 $ 0 $ 0 $ 6,616 Retail: 1-4 family mortgages 0 0 0 0 Other consumer loans 0 0 0 0 Total retail $ 0 $ 0 $ 0 $ 0 Total loans $ 6,616 $ 0 $ 0 $ 6,616

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment, Net	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 4 Year-end premises and equipment were as follows: (Dollars in thousands) 2024 2023 Land and improvements $ 14,021 $ 12,782 Buildings 62,365 56,778 Furniture and equipment 26,657 25,157 103,043 94,717 Less: accumulated depreciation 49,616 43,789 Total premises and equipment $ 53,427 $ 50,928 Depreciation expense totaled $6.0 million in 2024 2023 2022 We enter into facility leases in the normal course of business. As of December 31, 2024 eleven November, 2025 May, 2048, December 31, 2024 three five not not Leases are classified as either operating or finance leases at the lease commencement date, with all of our current leases determined to be operating leases. Lease expense for operating leases is recognized on a straight-line basis over the lease term. Right-of-use assets represent our right to use an underlying asset for the lease term, while lease liabilities represent our obligation to make lease payments arising from the lease. Right-of-use assets and lease liabilities are recognized at the lease commencement date at the estimated present value of lease payments over the lease term. We use our incremental borrowing rate, on a collateralized basis, at lease commencement to calculate the present value of lease payments. The weighted average discount rate for leases was 6.70% as of December 31, 2024 The right-of-use assets, included in premises and equipment other liabilities December 31, 2024 December 31, 2023 not twelve 2024 2023 2022 Future lease payments were as follows as of December 31, 2024 (Dollars in thousands) 2025 $ 1,053 2026 1,162 2027 1,094 2028 966 2029 761 Thereafter 1,037 Total undiscounted lease payments 6,073 Less effect of discounting (1,655 ) Present value of future lease payments (lease liability) 4,418

Note 5 - Mortgage Loan Servicin

Note 5 - Mortgage Loan Servicing	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Mortgage Loan Servicing [Text Block]	NOTE 5 MORTGAGE LOAN SERVICING Mortgage loans serviced for others are not (Dollars in thousands) 2024 2023 Mortgage loan portfolios serviced for: Federal Home Loan Mortgage Corporation $ 1,364,485 $ 1,341,602 Federal Home Loan Bank 176,540 62,786 Other 9,805 0 Total mortgage loans serviced for others $ 1,550,830 $ 1,404,388 Custodial escrow balances, which are reported as deposits on the Consolidated Balance Sheets, maintained in connection with serviced loans were $10.9 million and $10.1 million as of December 31, 2024 2023 Activity for capitalized mortgage loan servicing rights, which are reported as other assets on the Consolidated Balance Sheets, during 2024 2023 (Dollars in thousands) 2024 2023 Balance at beginning of year $ 11,343 $ 11,837 Additions 4,465 2,259 Amortized to expense (3,333 ) (2,753 ) Balance at end of year $ 12,475 $ 11,343 Mortgage servicing rights result from our mortgage loan origination activities. Late and ancillary fees, included as part of mortgage banking income and reported as noninterest income in the Consolidated Statements of Income, aggregated less than $0.1 million during 2024 2023 We determined that no valuation allowance was necessary as of December 31, 2024 December 31, 2023 December 31, 2024 2023 December 31, 2024 December 31, 2023 The weighted average amortization period was 8.7 years and 8.6 years as of December 31, 2024 2023

Note 6 - Deposits

Note 6 - Deposits	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 6 DEPOSITS Deposits at year end are summarized as follows: Percent (Dollars in thousands) December 31, 2024 December 31, 2023 Increase Balance % Balance % (Decrease) Noninterest-bearing checking $ 1,264,523 26.9 % $ 1,247,640 32.1 % 1.4 % Interest-bearing checking 738,291 15.7 635,790 16.3 16.1 Money market 1,516,436 32.3 957,434 24.5 58.4 Savings 221,900 4.7 262,566 6.7 (15.5 ) Time, under $100,000 207,534 4.4 175,741 4.5 18.1 Time, $100,000 and over 599,983 12.8 453,366 11.6 32.3 Total local deposits 4,548,667 96.8 3,732,537 95.7 21.9 Out-of-area time, $100,000 and over 149,699 3.2 168,381 4.3 (11.1 ) Total deposits $ 4,698,366 100.0 % $ 3,900,918 100.0 % 20.4 % Out-of-area time deposits consist of deposits obtained from depositors outside of our primary market areas exclusively through deposit brokers. The following table depicts the maturity distribution for time deposits at year end: (Dollars in thousands) 2024 2023 In one year or less $ 880,165 $ 657,307 In one to two years 53,660 61,454 In two to three years 14,315 22,830 In three to four years 2,301 54,486 In four to five years 6,775 1,411 Total certificates of deposit $ 957,216 $ 797,488 The following table depicts the maturity distribution for time deposits with balances of $100,000 (Dollars in thousands) 2024 2023 Up to three months $ 218,666 $ 167,535 Three months to six months 185,327 127,344 Six months to twelve months 291,179 210,915 Over twelve months 54,510 115,953 Total certificates of deposit $ 749,682 $ 621,747 Time deposits of more than $250,000 2024 2023 Deposit overdrafts, which are reported as loans on the Consolidated Balance Sheets, totaled $1.0 million and $0.3 million as of December 31, 2024 2023

Note 7 - Securities Sold Under

Note 7 - Securities Sold Under Agreements to Repurchase	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	NOTE 7 SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE Information regarding securities sold under agreements to repurchase at year end is summarized below: (Dollars in thousands) 2024 2023 Outstanding balance at year end $ 121,521 $ 229,734 Weighted average interest rate at year end 2.17 % 3.17 % Average daily balance during the year $ 224,878 $ 204,334 Weighted average interest rate during the year 3.43 % 1.33 % Maximum daily balance during the year $ 278,227 $ 269,324 Securities sold under agreements to repurchase (“repurchase agreements”) generally have original maturities of less than one

Note 8 - Federal Home Loan Bank

Note 8 - Federal Home Loan Bank of Indianapolis Advances	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 8 FHLBI bullet advances totaled $360 million at December 31, 2024 January 2025 January 2029, December 31, 2023 January 2024 December 2028, Maturities of FHLBI bullet advances as of December 31, 2024 (Dollars in thousands) 2025 $ 80,000 2026 80,000 2027 100,000 2028 90,000 2029 10,000 Thereafter 0 FHLBI amortizing advances totaled $27.1 million and $27.9 million as of December 31, 2024 2023 2042. Scheduled principal payments on FHLBI amortizing advances as of December 31, 2024 (Dollars in thousands) 2025 $ 862 2026 900 2027 938 2028 979 2029 1,022 Thereafter 22,382 Each advance is payable at its maturity date, and is subject to a prepayment fee if paid prior to the maturity date. The advances are collateralized by residential mortgage loans, first first December 31, 2024

Note 9 - Federal Income Taxes

Note 9 - Federal Income Taxes	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 9 The consolidated income tax expense was as follows: (Dollars in thousands) 2024 2023 2022 Current expense $ 19,090 $ 22,518 $ 16,080 Deferred benefit (397 ) (2,036 ) (1,353 ) Tax expense $ 18,693 $ 20,482 $ 14,727 A reconciliation of the differences between the federal income tax expense recorded and the amount computed by applying the federal statutory rate to income before income taxes were as follows: (Dollars in thousands) 2024 2023 2022 Amount Percent Amount Percent Amount Percent Tax at statutory rate $ 20,640 21.0 % $ 21,567 21.0 % $ 15,915 21.0 % Increase (decrease) from Tax-exempt interest (1,027 ) (1.0 ) (862 ) (0.8 ) (695 ) (0.9 ) Bank owned life insurance (529 ) (0.5 ) (303 ) (0.3 ) (334 ) (0.4 ) Non-deductible expenses 241 0.2 213 0.2 129 0.2 Tax credits (266 ) (0.3 ) 24 - (262 ) (0.3 ) Other (366 ) (0.4 ) (157 ) (0.2 ) (26 ) - Tax expense $ 18,693 19.0 % $ 20,482 19.9 % $ 14,727 19.6 % The statutory tax rate was 21% for 2024 2023 2022 Significant components of deferred tax assets and liabilities, included in other assets on our Consolidated Balance Sheets, as of December 31, 2024 2023 (Dollars in thousands) 2024 2023 Deferred income tax assets Allowance for credit losses $ 11,435 $ 10,482 Deferred compensation 269 226 Stock compensation 1,011 1,005 Nonaccrual loan interest income 192 132 Unrealized loss on securities 13,245 13,420 Lease liability 928 775 Other 567 779 Deferred tax asset 27,647 26,819 Deferred income tax liabilities Depreciation 259 337 Prepaid expenses 685 612 Mortgage loan servicing rights 2,620 2,382 Deferred loan fees and costs 471 509 Right of use lease asset 928 775 Business combination adjustments 1,626 1,770 Other 849 447 Deferred tax liability 7,438 6,832 Total net deferred tax asset $ 20,209 $ 19,987 A valuation allowance related to deferred tax assets is required when it is considered more likely than not not 2024 2023 2024 2023 not 2025 2024 2023 no 2021.

Note 10 - Stock-based Compensat

Note 10 - Stock-based Compensation	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	NOTE 10 STOCK-BASED COMPENSATION Stock-based compensation plans are used to provide directors and employees with an increased incentive to contribute to our long-term performance and growth, to align the interests of directors and employees with the interests of our shareholders through the opportunity for increased stock ownership and to attract and retain directors and employees. Stock-based compensation, reported as noninterest expense in the Consolidated Statements of Income, totaled $3.3 million, $3.4 million and $3.4 million in 2024, 2023 2022, 2020 May, 2020, 2023 May, 2023. Grants included on the following tables were made under the various Stock Incentive Plans as follows: ● Stock Incentive Plan of 2020 o Restricted stock grants in 2021 2022 ● Stock Incentive Plan of 2023 o Restricted stock grants in 2023 In addition, stock grants to directors as retainer payments during the years 2020 2022 2020, 2024 2023 2023. Under the Stock Incentive Plan of 2020 2023, may not not No 2021 2023 three 2020 2023, 2024, A summary of restricted stock activity during the year ended December 31, 2024 Weighted Average Shares Fair Value Nonvested at beginning of year 355,890 $ 34.18 Vested (115,762 ) 32.02 Forfeited (11,482 ) 34.09 Nonvested at end of year 228,646 $ 35.84 Of the restricted stock shares granted in 2023 2022 We periodically grant shares of common stock to our Corporate and Bank Board Directors for retainer payments with the related expense being recorded over the period of the Directors' service, as summarized below: Total Cost Grant Year Shares Granted (in thousands) Covered Period 2021 10,489 $ 344 June 1, 2021 - May 31, 2022 2022 11,166 359 June 1, 2022 - May 31, 2023 2023 11,529 350 June 1, 2023 - May 31, 2024 2024 11,316 423 June 1, 2024 - May 31, 2025

Note 11 - Related Parties

Note 11 - Related Parties	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 11 RELATED PARTIES Certain directors and executive officers of our bank, including their immediate families and companies in which they are principal owners, were loan customers of our bank. At year-end 2024 2023 2024 2023 (Dollars in thousands) 2024 2023 Beginning balance $ 89,507 $ 92,660 New loans 1,898 3,221 Repayments (3,788 ) (5,410 ) Effect of changes in related parties (79,847 ) (964 ) Ending balance $ 7,770 $ 89,507 Related party deposits and repurchase agreements totaled $17.9 million and $20.7 million at year-end 2024 2023

Note 12 - Commitments and Off-b

Note 12 - Commitments and Off-balance-sheet Risk	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Commitments Contingencies and Guarantees [Text Block]	NOTE 12 COMMITMENTS AND OFF-BALANCE-SHEET RISK We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. Loan commitments to extend credit are agreements to lend to a customer as long as there is no third may not These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized, if any, in the balance sheet. Our maximum exposure to loan loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Collateral, such as accounts receivable, securities, inventory, and property and equipment, is generally obtained based on management’s credit assessment of the borrower. We are required to consider expected credit losses associated with loan commitments over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by us. Any allowance for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheets and is increased or decreased via other noninterest expense on our Consolidated Statements of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded. For commercial lines of credit, retail lines of credit and credit card average outstanding balances, we determined allowance requirements by calculating the difference between the average percent outstanding of the funded commitments over the past several years to actual percent outstanding at period end and applying the respective expected loss allocation factors to the difference as this difference represents the average of unfunded commitments we expect to eventually be drawn upon. For commitments to make loans, we determine an allowance by applying the expected loss allocation factor to the amount expected to fund. The calculated allowance aggregated $1.0 million and $1.3 million as of December 31, 2024 2023 not one At year-end 2024 2023 Our maximum exposure to credit losses for loan commitments and standby letters of credit outstanding at year end was as follows: (Dollars in thousands) 2024 2023 Commercial unused lines of credit $ 1,488,782 $ 1,557,429 Unused lines of credit secured by 1 – 4 family residential properties 84,298 74,120 Credit card unused lines of credit 172,273 142,096 Other consumer unused lines of credit 33,892 50,063 Commitments to make loans 295,566 270,403 Standby letters of credit 26,491 19,393 Total commitments $ 2,101,302 $ 2,113,504 Commitments to make commercial loans generally reflect our binding obligations to existing and prospective customers to extend credit, including line of credit facilities secured by accounts receivable and inventory, and term loans secured by either real estate or equipment. In most instances, commercial line of credit facilities have terms ranging from 12 to 24 months with floating rates tied to the Wall Street Journal Prime Rate or 30 30 fourth 2020, not $2.5 $2.5 five 30 three seven January 1, 2022, 30 30 30 June 30, 2023 The following standby letters of credit are considered financial guarantees under current accounting guidance. These instruments are carried at fair value as an other liability on our Consolidated Balance Sheets. Standby letters of credit are generally cross collateralized with the borrowers’ other loans with us, and are included in our borrower collateral analyses. (Dollars in thousands) December 31, 2024 December 31, 2023 Contract Carrying Contract Carrying Amount Value Amount Value Standby letters of credit $ 26,491 $ 175 $ 19,393 $ 99

Note 13 - Benefit Plans

Note 13 - Benefit Plans	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Retirement Benefits [Text Block]	NOTE 13 BENEFIT PLANS We have a 401 401 April 1, 2018. 2024 2023 2022 401 We have a deferred compensation plan in which all persons serving on the Board of Directors may may December 31, 2024 2023 2024 2023 2022 The Mercantile Bank Corporation Employee Stock Purchase Plan of 2014 may may 2024 2023 December 31, 2024

Note 14 - Derivatives and Hedgi

Note 14 - Derivatives and Hedging Activities	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 14 DERIVATIVES AND HEDGING ACTIVITIES We are exposed to certain risks arising from both business operations and economic conditions. We principally manage the exposure to a wide variety of operational risks through core business activities. Economic risks, including interest rate, liquidity and credit risk, are primarily administered via the amount, sources and duration of assets and liabilities. Derivative financial instruments may Derivatives not not As the interest rate swaps associated with this program do not The fair values of derivative instruments as of December 31, 2024 (Dollars in thousands) Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 866,157 Other Assets $ 26,793 Derivative Liabilities Interest rate swaps 864,130 Other Liabilities 27,050 The effect of interest rate swaps that are not December 31, 2024 not December 31, 2024 Gross Amounts Not Offset on the Consolidated Balance Sheet (Dollars in thousands) Net Amounts Recognized Financial Instruments Cash Collateral Received or posted Net Amount Derivative Assets Interest rate swaps $ 26,793 $ 3,064 $ 19,040 $ 4,689 Derivative Liabilities Interest rate swaps 27,050 2,915 1,640 22,495 The fair values of derivative instruments as of December 31, 2023 (Dollars in thousands) Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 676,526 Other Assets $ 27,505 Derivative Liabilities Interest rate swaps 674,499 Other Liabilities 27,964 The effect of interest rate swaps that are not December 31, 2023 December 31, 2023 Gross Amounts Not Offset on the Consolidated Balance Sheet (Dollars in thousands) Net Amounts Recognized Financial Instruments Cash Collateral Received or posted Net Amount Derivative Assets Interest rate swaps $ 27,505 $ 5,175 $ 14,010 $ 8,320 Derivative Liabilities Interest rate swaps 27,964 5,175 3,120 19,669

Note 15 - Fair Values of Financ

Note 15 - Fair Values of Financial Instruments	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 15 FAIR VALUES OF FINANCIAL INSTRUMENTS Carrying amount, estimated fair value and level within the fair value hierarchy of financial instruments were as follows at year end: Level in 2024 2023 Fair Value Carrying Fair Carrying Fair (Dollars in thousands) Hierarchy Amount Value Amount Value Financial assets Cash and cash equivalents Level 1 $ 393,010 $ 393,010 $ 130,533 $ 130,533 Securities available for sale (1) 730,352 730,352 617,092 617,092 Federal Home Loan Bank stock (2) 21,513 21,513 21,513 21,513 Loans, net Level 3 4,546,327 4,558,628 4,253,844 4,191,644 Mortgage loans held for sale Level 2 15,824 16,047 18,607 19,027 Accrued interest receivable Level 2 21,401 21,401 19,806 19,806 Interest rate swaps Level 2 26,793 26,793 27,505 27,505 Financial liabilities Deposits Level 2 4,698,366 4,541,896 3,900,918 3,814,778 Securities sold under agreements to repurchase Level 2 121,521 121,521 229,734 229,734 Federal Home Loan Bank advances Level 2 387,083 374,499 467,910 454,857 Subordinated debentures Level 2 50,330 50,336 49,644 49,653 Subordinated notes Level 2 89,314 81,825 88,971 77,218 Accrued interest payable Level 2 10,201 10,201 9,012 9,012 Interest rate swaps Level 2 27,050 27,050 27,964 27,964 ( 1 See Note 16 ( 2 It is not Carrying amount is the estimated fair value for cash and cash equivalents, FHLBI stock, accrued interest receivable and payable, noninterest-bearing checking accounts and securities sold under agreements to repurchase. Security fair values are based on market prices or dealer quotes, and if no 2016 01,

Note 16 - Fair Value Measuremen

Note 16 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 16 FAIR VALUE MEASUREMENTS Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability, or in the absence of a principal market, the most advantageous market for the asset or liability. The price of the principal (or most advantageous) market used to measure the fair value of the asset or liability is not not We are required to use valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may Level 1: Level 2: 1 not Level 3: The following is a description of our valuation methodologies used to measure and disclose the fair values of our financial assets and liabilities on a recurring or nonrecurring basis: Securities available for sale. not 2 3 December 31, 2024 2023 1 Derivatives. Mortgage loans held for sale. December 31, 2024 2023 Loans. not Foreclosed assets. Assets and Liabilities Measured at Fair Value on a Recurring Basi The balances of assets and liabilities measured at fair value on a recurring basis as of December 31, 2024 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 495,581 $ 0 $ 495,581 $ 0 Mortgage-backed securities 25,368 0 25,368 0 Municipal general obligation bonds 180,170 0 179,777 393 Municipal revenue bonds 28,733 0 28,733 0 Other investments 500 0 500 0 Interest rate swaps 26,793 0 26,793 0 Total assets $ 757,145 $ 0 $ 756,752 $ 393 Interest rate swaps 27,050 0 27,050 0 Total liabilities $ 27,050 $ 0 $ 27,050 $ 0 There were no 3 2024 3 2024 The balances of assets and liabilities measured at fair value on a recurring basis as of December 31, 2023 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 390,496 $ 0 $ 390,496 $ 0 Mortgage-backed securities 29,473 0 29,473 0 Municipal general obligation bonds 167,860 0 167,347 513 Municipal revenue bonds 28,763 0 28,763 0 Other investments 500 0 500 0 Interest rate swaps 27,505 0 27,505 0 Total assets $ 644,597 $ 0 $ 644,084 $ 513 Interest rate swaps 27,964 0 27,964 0 Total liabilities $ 27,964 $ 0 $ 27,964 $ 0 There were no 3 2023 3 2023 Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis The balances of assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2024 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 2,173 $ 0 $ 0 $ 2,173 Total $ 2,173 $ 0 $ 0 $ 2,173 The balances of assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2023 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 1,434 $ 0 $ 0 $ 1,434 Foreclosed assets 200 0 0 200 Total $ 1,634 $ 0 $ 0 $ 1,634 The carrying values are based on the estimated value of the property or other assets. Fair value estimates of collateral on collateral dependent loans and foreclosed assets are review periodically. Our credit policies establish criteria for obtaining appraisals and determining internal value estimates. We may may

Note 17 - Earnings Per Share

Note 17 - Earnings Per Share	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 17 EARNINGS PER SHARE Basic earnings per share is based on the weighted average number of common shares and participating securities outstanding during the period. Diluted earnings per share include the dilutive effect of additional potential common shares issuable under our stock-based compensation plans and are determined using the treasury stock method. Our unvested restricted shares, which contain non-forfeitable rights to dividends whether paid or accrued (i.e., participating securities), are included in the number of shares outstanding for both basic and diluted earnings per share calculations. In the event of a net loss, our unvested restricted shares are excluded from the calculation of both basic and diluted earnings per share. Stock options for approximately 5,000 shares of common stock were antidilutive and were not 2022. The factors used in the earnings per share computation follow: (Dollars in thousands, except share and per share amounts) 2024 2023 2022 Basic Net income attributable to common shares $ 79,593 $ 82,217 $ 61,063 Weighted average common shares outstanding 16,130,696 16,015,678 15,859,889 Basic earnings per common share $ 4.93 $ 5.13 $ 3.85 Diluted Net income attributable to common shares $ 79,593 $ 82,217 $ 61,063 Weighted average common shares outstanding for basic earnings per common share 16,130,696 16,015,678 15,859,889 Add: Dilutive effects of share-based awards 0 0 12 Average shares and dilutive potential common shares 16,130,696 16,015,678 15,859,901 Diluted earnings per common share $ 4.93 $ 5.13 $ 3.85

Note 18 - Variable Interest Ent

Note 18 - Variable Interest Entities	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Variable Interest Entity Disclosure [Text Block]	NOTE 18 VARIABLE INTEREST ENTITIES Variable interest entities ("VIEs") are entities that either have a total equity investment that is insufficient to permit the entity to finance its activities without additional subordinated financial support or whose equity investors lack the characteristics of a controlling financial interest (i.e., ability to make significant decisions, through voting rights, right to receive the expected residual returns of the entity, and obligations to absorb the expected losses of the entity). Variable interest entities can be structured as corporations, trusts, partnerships, or other legal entities. We have relationships with certain variable interest entities related to the issuance of trust preferred securities and our tax credit investments. We have five business trusts that are wholly-owned subsidiaries of Mercantile, four of which were assumed by Mercantile in conjunction with the Firstbank merger in 2014. 11 The assets, liabilities, operations and cash flows of each trust are solely related to the issuance, administration and repayment of the preferred securities held by third not not not not not The only significant assets of our trusts are the Floating Rate Notes, and the only significant liabilities of our trusts are the Preferred Securities. The Floating Rate Notes are categorized on our Consolidated Balance Sheets as subordinated debentures and the interest expense is recorded on our Consolidated Statements of Income under interest expense on other borrowings. On January 26, 2016, The following table depicts our five December 31, 2024 (Dollars in thousands) Preferred Securities Trust Name Outstanding Interest Rate Maturity Date Mercantile Bank Capital Trust I $ 21,000 3 Month SOFR + 218 bps September 16, 2034 Firstbank Capital Trust I $ 10,000 3 Month SOFR + 199 bps October 18, 2034 Firstbank Capital Trust II $ 10,000 3 Month SOFR + 127 bps April 7, 2036 Firstbank Capital Trust III $ 7,500 3 Month SOFR + 135 bps July 30, 2037 Firstbank Capital Trust IV $ 7,500 3 Month SOFR + 135 bps July 30, 2037 MCP makes equity investments as a limited liability member in affordable housing projects utilizing the Low-Income Housing Tax Credit (“LIHTC”) pursuant to Section 42 47 The LIHTC and HTC investment entities are considered VIEs as MCP, or our bank, whomever is the holder of the equity investment at risk, does not Equity investments as a limited liability member in LIHTC and HTC investment entities, reported as other assets in the Consolidated Balance Sheets, totaled $38.9 million and $25.7 million as of December 31, 2024 2023 December 31, 2024 2023 The following table summarizes quantitative information about our involvement in unconsolidated variable interest entities at year end: 2024 2023 Aggregate Aggregate Aggregate Aggregate (Dollars in thousands) Assets Liabilities Risk of Loss Assets Liabilities Risk of Loss Trust preferred securities $ 58,074 $ 56,000 $ 2,074 $ 58,074 $ 56,000 $ 2,074 Tax Credit Equity Investments 38,902 34,428 4,474 25,659 21,103 4,556

Note 19 - Subordinated Notes

Note 19 - Subordinated Notes	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 19 SUBORDINATED NOTES On December 15, 2021, January 30, 2032, January 30, 2027 not January 29, 2027. January 30, 2027 January 30, 2032, SOFR December 15, 2021, On January 14, 2022, $75.0 December 15, 2021. January 14, 2022, Our unamortized debt issuance costs were $0.7 million and $1.0 million as of December 31, 2024 2023

Note 20 - Regulatory Matters

Note 20 - Regulatory Matters	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 20 We are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not not no may may 2024 2023 no December 31, 2024 Our actual capital levels and minimum required levels at year-end 2024 2023 Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio 2024 Total capital (to risk weighted assets) Consolidated $ 777,857 14.2 % $ 439,031 8.0 % $ NA NA % Bank 759,146 13.9 435,793 8.0 544,741 10.0 Tier 1 capital (to risk weighted assets) Consolidated 633,134 11.5 329,274 6.0 NA NA Bank 703,737 12.9 326,845 6.0 435,793 8.0 Common equity (to risk weighted assets) Consolidated 584,879 10.7 246,955 4.5 NA NA Bank 703,737 12.9 245,134 4.5 354,082 6.5 Tier 1 capital (to average assets) Consolidated 633,134 10.6 238,934 4.0 NA NA Bank 703,737 11.9 237,447 4.0 296,808 5.0 2023 Total capital (to risk weighted assets) Consolidated $ 710,905 13.7 % $ 415,841 8.0 % $ NA NA % Bank 694,431 13.4 414,019 8.0 517,524 10.0 Tier 1 capital (to risk weighted assets) Consolidated 570,730 11.0 311,881 6.0 NA NA Bank 643,227 12.4 310,514 6.0 414,019 8.0 Common equity (to risk weighted assets) Consolidated 523,160 10.1 233,911 4.5 NA NA Bank 643,227 12.4 232,886 4.5 336,391 6.5 Tier 1 capital (to average assets) Consolidated 570,730 10.8 210,527 4.0 NA NA Bank 643,227 12.2 210,427 4.0 263,034 5.0 Under the final BASEL III capital rules that became effective on January 1, 2015, 1 not three 2016. 1 1 January 1, 2019. December 31, 2024 Federal and state banking laws and regulations place certain restrictions on the amount of dividends our bank can transfer to Mercantile and on the capital levels that must be maintained. At year-end 2024 January 11, 2024 March 13, 2024 March 1, 2024 April 11, 2024 June 19, 2024 June 7, 2024 July 11, 2024 September 18, 2024 September 6, 2024. October 10, 2024 December 18, 2024 December 6, 2024 As of December 31, 2024 May 2021. 2024 2023 may Our consolidated capital levels as of December 31, 2024 2023 may 1 not 1 not May 19, 2010, December 31, 2009 December 31, 2024 2023 1

Note 21 - Mercantile Bank Corpo

Note 21 - Mercantile Bank Corporation (Parent Company Only) Condensed Financial Statements	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 21 MERCANTILE BANK CORPORATION (PARENT COMPANY ONLY) CONDENSED FINANCIAL STATEMENTS CONDENSED BALANCE SHEETS (Dollars in thousands) 2024 2023 ASSETS Cash and cash equivalents $ 17,420 $ 18,969 Investments in subsidiaries 691,563 629,710 Other assets 18,188 15,122 Total assets $ 727,171 $ 663,801 LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities $ 3,001 $ 3,040 Subordinated debentures 50,330 49,644 Subordinated notes 89,314 88,971 Shareholders’ equity 584,526 522,146 Total liabilities and shareholders’ equity $ 727,171 $ 663,801 CONDENSED STATEMENTS OF INCOME (Dollars in thousands) 2024 2023 2022 Income Interest and dividends from subsidiaries $ 30,061 $ 26,660 $ 26,056 Total income 30,061 26,660 26,056 Expenses Interest expense 8,203 8,091 6,104 Other operating expenses 5,647 5,674 5,645 Total expenses 13,850 13,765 11,749 Income before income tax benefit and equity in undistributed net income of subsidiary 16,211 12,895 14,307 Federal income tax benefit (3,240 ) (2,858 ) (2,535 ) Equity in undistributed net income of subsidiary 60,142 66,464 44,221 Net income $ 79,593 $ 82,217 $ 61,063 Other comprehensive income (loss) 662 14,854 (61,612 ) Comprehensive income (loss) $ 80,255 $ 97,071 $ (549 ) CONDENSED STATEMENTS OF CASH FLOWS (Dollars in thousands) 2024 2023 2022 Cash flows from operating activities Net income $ 79,593 $ 82,217 $ 61,063 Adjustments to reconcile net income to net cash from operating activities: Equity in undistributed net income of subsidiary (60,142 ) (66,464 ) (44,221 ) Stock-based compensation expense 3,316 3,384 3,377 Stock grants to directors for retainer fees 423 350 359 Change in other assets (4,116 ) (128 ) 858 Change in other liabilities 990 1,045 1,636 Net cash from operating activities 20,064 20,404 23,072 Cash flows from investing activities Net capital investment into subsidiaries 0 0 (15,000 ) Net cash for investing activities 0 0 (15,000 ) Cash flows from financing activities Stock option exercises, net of cashless exercises 0 0 36 Employee stock purchase plan 50 45 45 Dividend reinvestment plan 810 891 867 Net proceeds from subordinated notes issuance 0 0 14,645 Cash dividends on common stock (22,473 ) (21,004 ) (19,602 ) Net cash for financing activities (21,613 ) (20,068 ) (4,009 ) Net change in cash and cash equivalents (1,549 ) 336 4,063 Cash and cash equivalents at beginning of period 18,969 18,633 14,570 Cash and cash equivalents at end of period $ 17,420 $ 18,969 $ 18,633

Note 22 - Subsequent Events

Note 22 - Subsequent Events	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 22 SUBSEQUENT EVENTS On January 16, 2025 March 19, 2025 March 7, 2025

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2024
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation Mercantile has five separate business trusts: Mercantile Bank Capital Trust I, Firstbank Capital Trust I, Firstbank Capital Trust II, Firstbank Capital Trust III and Firstbank Capital Trust IV (“our trusts”). Our trusts were formed to issue trust preferred securities. We issued subordinated debentures to our trusts in return for the proceeds raised from the issuance of the trust preferred securities. Our trusts are not
Nature of Operation [Policy Text Block]	Nature of Operations July 15, 1997 December 15, 1997. June 1, 2014. Mercantile is a financial holding company whose principal activity is the ownership and management of our bank. Our bank is a community-based financial institution. Our bank’s primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial loans, residential mortgage loans, and instalment loans. Substantially all loans are secured by specific items of collateral, including business assets, real estate or consumer assets. Commercial loans are expected to be repaid from cash flow from operations of businesses. Real estate loans are secured by commercial or residential real estate. We have no Our insurance company acquired an existing shelf insurance agency effective April 15, 2002. not no We have evaluated subsequent events for potential recognition and/or disclosure through the date these financial statements were issued.
Segment Reporting, Policy [Policy Text Block]	Operating Segments Pursuant to Financial Accounting Standards Codification 280, Segment Reporting, Our chief operating decision makers, which include our Chief Executive Officer, Chief Financial Officer, and Chief Operating Officer, evaluate interest and noninterest income streams and credit losses from our various products and services, while expense activities, including interest expense and noninterest expense, are managed, and financial performance is evaluated, on a Company-wide basis. As a result, detailed profitability information for each interest and noninterest income stream is not
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents and Cash Flow Reporting 90
Marketable Securities, Policy [Policy Text Block]	Debt Securities first not not not Changes in the allowance are recorded as provisions for (or reversal of) credit loss expense. Losses are charged against the allowance when the collectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2024 no Interest income includes amortization of purchase premiums and accretion of discounts. Premiums and discounts on securities are amortized or accreted on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Accrued interest receivable on available for sale debt securities totaling $3.6 million and $2.6 million at December 31, 2024 2023 other assets
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank Stock may
Financing Receivable, Held-for-Investment [Policy Text Block]	Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Net unamortized deferred loan costs amounted to $2.2 million and $2.4 million at December 31, 2024 2023 Interest income on commercial loans and mortgage loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer and credit card loans are typically charged off no not
Commercial Loan Participations [Policy Text Block]	Commercial Loan Participations no no December 31, 2024 2023
Financing Receivable, Held-for-Sale [Policy Text Block]	Loans Held for Sale Year-end mortgage loans held for sale were as follows: (Dollars in thousands) 2024 2023 Mortgage loans held for sale $ 15,824 $ 18,607 Less: Allowance to adjust to lower of cost or market 0 0 Mortgage loans held for sale, net $ 15,824 $ 18,607
Mortgage Loan Derivatives, Policy [Policy Text Block]	Mortgage Loan Derivatives not December 31, 2024 December 31, 2023
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Activities Servicing fee income is recorded for fees earned for servicing mortgage loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. Amortization of mortgage loan servicing rights is netted against mortgage loan servicing income and recorded in mortgage banking activities in the Consolidated Statements of Income. Accounting for mortgage servicing rights is based on the class of mortgage servicing rights. We have identified four 10 15 20 30 Interest rate risk, prepayment risk and default risk are inherent in mortgage servicing rights valuations. Interest rate changes largely drive prepayment rates. Refinance activity generally increases as interest rates decline. A significant decrease in interest rates beyond expectation could cause a decline in the value of mortgage servicing rights. On the contrary, borrowers are less likely to refinance or prepay their mortgage loans if interest rates increase, which would extend the duration of the underlying mortgage loans and the associated mortgage servicing rights value would likely rise. Because of these risks, discount rates and prepayment speeds are used to estimate the fair value of mortgage servicing rights.
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructurings 310 40, No. 2022 02 326 January 1, 2023. No. 2022 02 In accordance with previous accounting guidance, loans modified as troubled debt restructurings were, by definition, considered to be impaired loans. Impairment for these loans were measured on a loan-by-loan basis. Certain loans modified as troubled debt restructurings may may two no
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Credit Losses ( “a llowance ” ) 3 The “remaining life methodology” is utilized for substantially all loan pools. This non-discounted cash flow approach projects an estimated future amortized cost basis based on current loan balance and repayment terms. Our historical loss rate is then applied to future loan balances at the instrument level based on remaining contractual life adjusted for amortization, prepayment and default to develop a baseline lifetime loss. The baseline lifetime loss is adjusted for changes in macroeconomic conditions over the reasonable and supportable forecast and reversion periods via a series of macroeconomic forecast inputs, such as gross domestic product, unemployment rates, interest rates, credit spreads, stock market volatility and property price indices, to quantify the impact of current and forecasted economic conditions on expected loan performance. Reasonable and supportable economic forecasts have to be incorporated in determining expected credit losses. The forecast period represents the time frame from the current period end through the point in time that we can reasonably forecast and support entity and environmental factors that are expected to impact the performance of our loan portfolio. Ideally, the economic forecast period would encompass the contractual terms of all loans; however, the ability to produce a forecast that is considered reasonable and supportable becomes more difficult or may not Subsequent to the end of the forecast period, we revert to historical loan data based on an ongoing evaluation of each economic forecast in relation to then current economic conditions as well as any developing loan loss activity and resulting historical data. We are not third During each reporting period, we also consider the need to adjust the historical loss rates as determined to reflect the extent to which we expect current conditions and reasonable and supportable economic forecasts to differ from the conditions that existed for the period over which the historical loss information was determined. These qualitative adjustments may Our qualitative factors include: o Changes in lending policies and procedures o Changes in the nature and volume of the loan portfolio and in the terms of loans o Changes in the experience, ability and depth of lending management and other relevant staff o Changes in the volume and severity of past due loans, nonaccrual loans and adversely classified loans o Changes in the quality of the loan review program o Changes in the value of underlying collateral dependent loans o Existence and effect of any concentrations of credit and any changes in such o Effect of other factors such as competition and legal and regulatory requirements o Local or regional conditions that depart from the conditions and forecasts for the entire country The estimation of future credit losses should reflect consideration of all significant factors that affect the collectibility of the loan portfolio at each evaluation date. While our methodology considers both the historical loss rates as well as the traditional qualitative factors, there may January 1, 2022, Accrued interest receivable on loans totaling $17.3 million and $16.9 million as of December 31, 2024 2023 not 90 Identified problem loans, which exhibit characteristics (financial or otherwise) that could cause the loans to become nonperforming or require restructuring in the future, are included on an internal watch list. Senior management and the Board of Directors review this list regularly. In some cases, we may For individually analyzed loans that are deemed to be collateral dependent loans, we adopted the practical expedient to measure the allowance based on the fair value of collateral. The allowance is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral and its recorded principal balance. If the fair value of the collateral exceeds the recorded principal balance, no may may We are also required to consider expected credit losses associated with loan commitments over the contractual period in which we are exposed to credit risk on the underlying commitments unless the obligation is unconditionally cancellable by us. Any allowance for off-balance sheet credit exposures is reported as an other liability on our Consolidated Balance Sheets and is increased or decreased via other noninterest expense on our Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to be funded.
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets 1 2 3 not
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment 5 33 3 7 may not
Financing Receivable, Held-for-Investment, Foreclosed Asset [Policy Text Block]	Foreclosed Assets: no December 31, 2024. December 31, 2023
Bank Owned Life Insurance, Policy [Policy Text Block]	Bank Owned Life Insurance: not
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill third October 1 not October 1, October 1, 2024; not
Repurchase and Resale Agreements Policy [Policy Text Block]	Repurchase Agreements
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Financial Instruments and Loan Commitments
Share-Based Payment Arrangement [Policy Text Block]	Stock-Based Compensation
Revenue from Contract with Customer [Policy Text Block]	Revenue from Contracts with Customers 606, 606” 606, not Our primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not We generally satisfy our performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 The following table depicts our sources of noninterest income presented in the Consolidated Statements of Income for the years ended December 31, 2024, 2023 2022 606: (Dollars in thousands) 2024 2023 2022 Service charges on deposit and sweep accounts $ 6,842 $ 4,954 $ 5,952 Credit and debit card fees 8,821 8,914 8,216 Payroll processing 3,058 2,509 2,178 Customer service fees 797 801 852 Service Charges on Deposit and Sweep Accounts: Credit and Debit Card Fees: Payroll Processing Fees: Customer Service Fees:
Advertising Cost [Policy Text Block]	Advertising Costs
Income Tax, Policy [Policy Text Block]	Income Taxes
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Values of Financial Instruments not not
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss) December 31, 2024, 2023 2022 (Dollars in thousands) 2024 2023 2022 Unrealized gains (losses) on securities available for sale $ (63,070 ) $ (63,906 ) $ (82,710 ) Tax effect 13,245 13,419 17,369 Accumulated other comprehensive gain/(loss) $ (49,825 ) $ (50,487 ) $ (65,341 )
Derivatives, Policy [Policy Text Block]	Derivatives not not no December 31, 2024 2023
Commitments and Contingencies, Policy [Policy Text Block]	Contingencies: not
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Changes Adopted No. 2023 07, Segment Reporting (Topic 323 one December 15, 2023 December 15, 2024. ASU No. 2023 09, Income Taxes (Topic 740 1 2 3 December 15, 2024,

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Mortgage Loans Held for Sale [Table Text Block]	(Dollars in thousands) 2024 2023 Mortgage loans held for sale $ 15,824 $ 18,607 Less: Allowance to adjust to lower of cost or market 0 0 Mortgage loans held for sale, net $ 15,824 $ 18,607
Revenue from External Customers by Products and Services [Table Text Block]	(Dollars in thousands) 2024 2023 2022 Service charges on deposit and sweep accounts $ 6,842 $ 4,954 $ 5,952 Credit and debit card fees 8,821 8,914 8,216 Payroll processing 3,058 2,509 2,178 Customer service fees 797 801 852
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollars in thousands) 2024 2023 2022 Unrealized gains (losses) on securities available for sale $ (63,070 ) $ (63,906 ) $ (82,710 ) Tax effect 13,245 13,419 17,369 Accumulated other comprehensive gain/(loss) $ (49,825 ) $ (50,487 ) $ (65,341 )

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair (Dollars in thousands) Cost Gains Losses Value 2024 U.S. Government agency debt obligations $ 542,676 $ 131 $ (47,226 ) $ 495,581 Mortgage-backed securities 31,696 4 (6,332 ) 25,368 Municipal general obligation bonds 187,484 513 (7,827 ) 180,170 Municipal revenue bonds 31,066 89 (2,422 ) 28,733 Other investments 500 0 0 500 $ 793,422 $ 737 $ (63,807 ) $ 730,352 2023 U.S. Government agency debt obligations $ 442,496 $ 0 $ (52,000 ) $ 390,496 Mortgage-backed securities 35,168 20 (5,715 ) 29,473 Municipal general obligation bonds 172,126 1,924 (6,190 ) 167,860 Municipal revenue bonds 30,708 262 (2,207 ) 28,763 Other investments 500 0 0 500 $ 680,998 $ 2,206 $ (66,112 ) $ 617,092
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total (Dollars in thousands) Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss 2024 U.S. Government agency debt obligations $ 113,942 $ 2,379 $ 361,171 $ 44,847 $ 475,113 $ 47,226 Mortgage-backed securities 194 1 24,865 6,331 25,059 6,332 Municipal general obligation bonds 63,387 1,117 92,153 6,710 155,540 7,827 Municipal revenue bonds 2,840 28 21,865 2,394 24,705 2,422 Other investments 0 0 0 0 0 0 $ 180,363 $ 3,525 $ 500,054 $ 60,282 $ 680,417 $ 63,807 2023 U.S. Government agency debt obligations $ 0 $ 0 $ 390,496 $ 52,000 $ 390,496 $ 52,000 Mortgage-backed securities 114 0 28,749 5,715 28,863 5,715 Municipal general obligation bonds 1,109 6 106,171 6,184 107,280 6,190 Municipal revenue bonds 1,506 8 20,602 2,199 22,108 2,207 Other investments 0 0 0 0 0 0 $ 2,729 $ 14 $ 546,018 $ 66,098 $ 548,747 $ 66,112
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ 57,905 $ 56,773 Due from one to five years 325,614 304,620 Due from five to ten years 314,543 281,808 Due after ten years 63,164 61,283 Mortgage-backed securities 31,696 25,368 Other investments 500 500 $ 793,422 $ 730,352

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Percent December 31, 2024 December 31, 2023 Increase (Dollars in thousands) Balance % Balance % (Decrease) Commercial: Commercial and industrial $ 1,287,308 28.0 % $ 1,254,586 29.2 % 2.6 % Vacant land, land development, and residential construction 66,936 1.5 74,753 1.7 (10.5 ) Real estate – owner occupied 748,837 16.3 717,667 16.7 4.3 Real estate – non-owner occupied 1,128,404 24.5 1,035,684 24.1 9.0 Real estate – multi-family and residential rental 475,819 10.3 332,609 7.7 43.1 Total commercial 3,707,304 80.6 3,415,299 79.4 8.5 Retail: 1-4 family mortgages 827,597 18.0 837,406 19.5 (1.2 ) Other consumer loans 65,880 1.4 51,053 1.1 29.0 Total retail 893,477 19.4 888,459 20.6 0.6 Total loans $ 4,600,781 100.0 % $ 4,303,758 100.0 % 6.9 %
Concentrations Within Loan Portfolio [Table Text Block]	2024 2023 Percentage Percentage of of Loan Loan (Dollars in thousands) Balance Portfolio Balance Portfolio Commercial real estate loans to lessors of non-residential buildings $ 822,402 17.9 % $ 754,611 17.5 %
Financing Receivable, Past Due [Table Text Block]	Recorded Greater Balance > 30 59 60 89 Than 89 89 Days Days Days Total Total Days and (Dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Accruing Commercial: Commercial and industrial $ 5 $ 0 $ 864 $ 869 $ 1,286,439 $ 1,287,308 $ 0 Vacant land, land development, and residential construction 12 0 0 12 66,924 66,936 0 Real estate – owner occupied 0 0 0 0 748,837 748,837 0 Real estate – non-owner occupied 0 0 0 0 1,128,404 1,128,404 0 Real estate – multi-family and residential rental 0 0 0 0 475,819 475,819 0 Total commercial 17 0 864 881 3,706,423 3,707,304 0 Retail: 1-4 family mortgages 2,365 713 182 3,260 824,337 827,597 0 Other consumer loans 112 0 0 112 65,768 65,880 0 Total retail 2,477 713 182 3,372 890,105 893,477 0 Total past due loans $ 2,494 $ 713 $ 1,046 $ 4,253 $ 4,596,528 $ 4,600,781 $ 0 Recorded Greater Balance > 30 59 60 89 Than 89 89 Days Days Days Total Total Days and (Dollars in thousands) Past Due Past Due Past Due Past Due Current Loans Accruing Commercial: Commercial and industrial $ 4 $ 0 $ 249 $ 253 $ 1,254,333 $ 1,254,586 $ 0 Vacant land, land development, and residential construction 0 0 0 0 74,753 74,753 0 Real estate – owner occupied 0 0 70 70 717,597 717,667 0 Real estate – non-owner occupied 0 0 0 0 1,035,684 1,035,684 0 Real estate – multi-family and residential rental 0 0 0 0 332,609 332,609 0 Total commercial 4 0 319 323 3,414,976 3,415,299 0 Retail: 1-4 family mortgages 934 145 38 1,117 836,289 837,406 0 Other consumer loans 97 0 0 97 50,956 51,053 0 Total retail 1,031 145 38 1,214 887,245 888,459 0 Total past due loans $ 1,035 $ 145 $ 357 $ 1,537 $ 4,302,221 $ 4,303,758 $ 0
Financing Receivable, Nonaccrual [Table Text Block]	Recorded Principal Related (Dollars in thousands) Balance Allowance With no allowance recorded: Commercial: Commercial and industrial $ 615 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 42 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 657 0 Retail: 1-4 family mortgages 1,167 0 Other consumer loans 0 0 Total retail 1,167 0 Total with no allowance recorded $ 1,824 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 2,110 $ 1,732 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 2,110 1,732 Retail: 1-4 family mortgages 1,808 402 Other consumer loans 0 0 Total retail 1,808 402 Total with an allowance recorded $ 3,918 $ 2,134 Total nonaccrual loans: Commercial $ 2,767 $ 1,732 Retail 2,975 402 Total nonaccrual loans $ 5,742 $ 2,134 Recorded Principal Related (Dollars in thousands) Balance Allowance With no allowance recorded: Commercial: Commercial and industrial $ 0 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 70 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 70 0 Retail: 1-4 family mortgages 2,272 0 Other consumer loans 0 0 Total retail 2,272 0 Total with no allowance recorded $ 2,342 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 249 $ 1 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249 1 Retail: 1-4 family mortgages 824 240 Other consumer loans 0 0 Total retail 824 240 Total with an allowance recorded $ 1,073 $ 241 Total nonaccrual loans: Commercial $ 319 $ 1 Retail 3,096 240 Total nonaccrual loans $ 3,415 $ 241 Recorded Principal Related (Dollars in thousands) Balance Allowance With no allowance recorded: Commercial: Commercial and industrial $ 249 $ 0 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 0 0 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 249 0 Retail: 1-4 family mortgages 1,064 0 Other consumer loans 0 0 Total retail 1,064 0 Total with no allowance recorded $ 1,313 $ 0 With an allowance recorded: Commercial: Commercial and industrial $ 5,775 $ 2,051 Vacant land, land development and residential construction 0 0 Real estate – owner occupied 248 32 Real estate – non-owner occupied 0 0 Real estate – multi-family and residential rental 0 0 Total commercial 6,023 2,083 Retail: 1-4 family mortgages 392 200 Other consumer loans 0 0 Total retail 824 240 Total with an allowance recorded $ 9,415 $ 2,283 Total nonaccrual loans: Commercial $ 6,272 $ 2,083 Retail 1,456 200 Total nonaccrual loans $ 7,728 $ 2,283
Financing Receivable Credit Quality Indicators [Table Text Block]	Commercial Vacant Land, Commercial Land Commercial Commercial Real Estate - Commercial Development, Real Estate - Real Estate - Multi-Family and and Residential Owner Non-Owner and Residential (Dollars in thousands) Industrial Construction Occupied Occupied Rental Internal credit risk grade groupings: Grades 1 – 4 $ 629,851 $ 25,191 $ 466,400 $ 432,244 $ 173,109 Grades 5 – 7 637,183 41,740 275,506 688,178 302,100 Grades 8 – 9 20,274 5 6,931 7,982 610 Total commercial $ 1,287,308 $ 66,936 $ 748,837 $ 1,128,404 $ 475,819 Commercial Vacant Land, Commercial Land Commercial Commercial Real Estate - Commercial Development, Real Estate - Real Estate - Multi-Family and and Residential Owner Non-Owner and Residential (Dollars in thousands) Industrial Construction Occupied Occupied Rental Internal credit risk grade groupings: Grades 1 – 4 $ 724,156 $ 34,944 $ 468,339 $ 451,019 $ 172,455 Grades 5 – 7 505,807 39,719 248,802 573,771 147,903 Grades 8 – 9 24,623 90 526 10,894 12,251 Total commercial $ 1,254,586 $ 74,753 $ 717,667 $ 1,035,684 $ 332,609
Financing Receivable by Origination Year [Table Text Block]	Revolving Grand (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Term Total Loans Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 102,898 $ 68,536 $ 41,609 $ 47,534 $ 9,551 $ 8,412 $ 278,540 $ 351,311 $ 629,851 Grades 5 – 7 188,267 88,471 31,755 13,513 3,298 2,019 327,323 309,860 637,183 Grades 8 – 9 4,813 401 3,436 262 69 0 8,981 11,293 20,274 Total $ 295,978 $ 157,408 $ 76,800 $ 61,309 $ 12,918 $ 10,431 $ 614,844 $ 672,464 $ 1,287,308 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 3,741 $ 0 $ 3,741 $ 9 $ 3,750 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 18,536 $ 4,997 $ 610 $ 645 $ 177 $ 226 $ 25,191 $ 0 $ 25,191 Grades 5 – 7 31,692 7,681 1,855 49 0 463 41,740 0 41,740 Grades 8 – 9 0 5 0 0 0 0 5 0 5 Total $ 50,228 $ 12,683 $ 2,465 $ 694 $ 177 $ 689 $ 66,936 $ 0 $ 66,936 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Owner Occupied: Grades 1 – 4 $ 179,763 $ 84,641 $ 88,794 $ 75,702 $ 34,031 $ 3,469 $ 466,400 $ 0 $ 466,400 Grades 5 – 7 108,316 61,998 52,072 21,833 12,386 5,611 262,216 13,290 275,506 Grades 8 – 9 714 0 6,184 0 33 0 6,931 0 6,931 Total $ 288,793 $ 146,639 $ 147,050 $ 97,535 $ 46,450 $ 9,080 $ 735,547 $ 13,290 $ 748,837 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 84,773 $ 79,911 $ 76,468 $ 93,034 $ 84,355 $ 13,703 $ 432,244 $ 0 $ 432,244 Grades 5 – 7 194,634 220,681 84,897 91,569 85,828 10,569 688,178 0 688,178 Grades 8 – 9 7,982 0 0 0 0 0 7,982 0 7,982 Total $ 287,389 $ 300,592 $ 161,365 $ 184,603 $ 170,183 $ 24,272 $ 1,128,404 $ 0 $ 1,128,404 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 16,271 $ 46,870 $ 10,107 $ 62,744 $ 33,337 $ 3,780 $ 173,109 $ 0 $ 173,109 Grades 5 – 7 81,919 174,468 32,506 4,559 5,626 2,985 302,063 37 302,100 Grades 8 – 9 47 0 0 0 563 0 610 0 610 Total $ 98,237 $ 221,338 $ 42,613 $ 67,303 $ 39,526 $ 6,765 $ 475,782 $ 37 $ 475,819 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total Commercial $ 1,020,625 $ 838,660 $ 430,293 $ 411,444 $ 269,254 $ 51,237 $ 3,021,513 $ 685,791 $ 3,707,304 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 3,741 $ 0 $ 3,741 $ 9 $ 3,750 Retail: 1-4 Family Mortgages: Performing $ 72,349 $ 122,718 $ 307,161 $ 203,052 $ 73,052 $ 46,290 $ 824,622 $ 0 $ 824,622 Nonperforming 0 89 1,626 439 0 821 2,975 0 2,975 Total $ 72,349 $ 122,807 $ 308,787 $ 203,491 $ 73,052 $ 47,111 $ 827,597 $ 0 $ 827,597 Current-period gross write-offs $ 0 $ 0 $ 0 $ 33 $ 0 $ 0 $ 33 $ 0 $ 33 0 Other Consumer Loans: Performing $ 5,863 $ 3,008 $ 1,428 $ 732 $ 361 $ 653 $ 12,045 $ 53,835 $ 65,880 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 5,863 $ 3,008 $ 1,428 $ 732 $ 361 $ 653 $ 12,045 $ 53,835 $ 65,880 Current-period gross write-offs $ 10 $ 1 $ 19 $ 8 $ 0 $ 5 $ 43 $ 11 $ 54 Total Retail $ 78,212 $ 125,815 $ 310,215 $ 204,223 $ 73,413 $ 47,764 $ 839,642 $ 53,835 $ 893,477 Current-period gross write-offs $ 10 $ 1 $ 19 $ 41 $ 0 $ 5 $ 76 $ 11 $ 87 Grand Total $ 1,098,837 $ 964,475 $ 740,508 $ 615,667 $ 342,667 $ 99,001 $ 3,861,155 $ 739,626 $ 4,600,781 Current-period gross write-offs $ 10 $ 1 $ 19 $ 41 $ 3,741 $ 5 $ 3,817 $ 20 $ 3,837 Revolving Grand (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Term Total Loans Total Commercial: Commercial and Industrial: Grades 1 – 4 $ 103,531 $ 79,883 $ 90,107 $ 20,577 $ 5,978 $ 9,160 $ 309,236 $ 414,920 $ 724,156 Grades 5 – 7 174,668 57,979 20,075 18,361 7,450 119 278,652 227,155 505,807 Grades 8 – 9 3,671 2,122 277 0 0 0 6,070 18,553 24,623 Total $ 281,870 $ 139,984 $ 110,459 $ 38,938 $ 13,428 $ 9,279 $ 593,958 $ 660,628 $ 1,254,586 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 218 $ 218 Vacant Land, Land Development and Residential Construction: Grades 1 – 4 $ 24,875 $ 6,570 $ 1,108 $ 2,110 $ 0 $ 281 $ 34,944 $ 0 $ 34,944 Grades 5 – 7 17,799 21,244 138 2 40 496 39,719 0 39,719 Grades 8 – 9 9 0 0 0 0 81 90 0 90 Total $ 42,683 $ 27,814 $ 1,246 $ 2,112 $ 40 $ 858 $ 74,753 $ 0 $ 74,753 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Owner Occupied: Grades 1 – 4 $ 205,379 $ 110,130 $ 85,982 $ 47,630 $ 14,362 $ 2,908 $ 466,391 $ 1,948 $ 468,339 Grades 5 – 7 111,197 63,271 27,729 27,029 9,419 439 239,084 9,718 248,802 Grades 8 – 9 0 417 0 38 0 71 526 0 526 Total $ 316,576 $ 173,818 $ 113,711 $ 74,697 $ 23,781 $ 3,418 $ 706,001 $ 11,666 $ 717,667 Current-period gross write-offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 40 $ 54 $ 0 $ 54 Real Estate – Non-Owner Occupied: Grades 1 – 4 $ 109,125 $ 84,912 $ 113,846 $ 102,279 $ 27,664 $ 13,193 $ 451,019 $ 0 $ 451,019 Grades 5 – 7 233,471 118,464 109,238 88,315 6,148 18,135 573,771 0 573,771 Grades 8 – 9 10,894 0 0 0 0 0 10,894 0 10,894 Total $ 353,490 $ 203,376 $ 223,084 $ 190,594 $ 33,812 $ 31,328 $ 1,035,684 $ 0 $ 1,035,684 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Real Estate – Multi-Family and Residential Rental: Grades 1 – 4 $ 36,038 $ 28,512 $ 64,244 $ 35,129 $ 4,883 $ 3,649 $ 172,455 $ 0 $ 172,455 Grades 5 – 7 72,916 55,964 4,816 9,372 2,699 2,136 147,903 0 147,903 Grades 8 – 9 11,250 0 0 1,001 0 0 12,251 0 12,251 Total $ 120,204 $ 84,476 $ 69,060 $ 45,502 $ 7,582 $ 5,785 $ 332,609 $ 0 $ 332,609 Current-period gross write-offs $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total Commercial $ 1,114,823 $ 629,468 $ 517,560 $ 351,843 $ 78,643 $ 50,668 $ 2,743,005 $ 672,294 $ 3,415,299 Current-period gross write-offs $ 0 $ 14 $ 0 $ 0 $ 0 $ 40 $ 54 $ 218 $ 272 Retail: 1-4 Family Mortgages: Performing $ 133,823 $ 332,098 $ 231,842 $ 82,002 $ 10,515 $ 44,003 $ 834,283 $ 27 $ 834,310 Nonperforming 108 1,728 305 0 10 945 3,096 0 3,096 Total $ 133,931 $ 333,826 $ 232,147 $ 82,002 $ 10,525 $ 44,948 $ 837,379 $ 27 $ 837,406 Current-period gross write-offs $ 0 $ 174 $ 0 $ 0 $ 0 $ 240 $ 414 $ 0 $ 414 Other Consumer Loans: Performing $ 5,138 $ 2,569 $ 1,664 $ 608 $ 651 $ 716 $ 11,346 $ 39,707 $ 51,053 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 5,138 $ 2,569 $ 1,664 $ 608 $ 651 $ 716 $ 11,346 $ 39,707 $ 51,053 Current-period gross write-offs $ 3 $ 16 $ 0 $ 0 $ 0 $ 3 $ 22 $ 155 $ 177 Total Retail $ 139,069 $ 336,395 $ 233,811 $ 82,610 $ 11,176 $ 45,664 $ 848,725 $ 39,734 $ 888,459 Current-period gross write-offs $ 3 $ 190 $ 0 $ 0 $ 0 $ 243 $ 436 $ 155 $ 591 Grand Total $ 1,253,892 $ 965,863 $ 751,371 $ 434,453 $ 89,819 $ 96,332 $ 3,591,730 $ 712,028 $ 4,303,758 Current-period gross write-offs $ 3 $ 204 $ 0 $ 0 $ 0 $ 283 $ 490 $ 373 $ 863
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Commercial vacant land, Commercial land real estate – development Commercial Commercial multi-family Commercial and real estate – real estate – and 1 4 Other and residential owner non-owner residential family consumer (Dollars in thousands) industrial construction occupied occupied rental mortgages loans Unallocated Total Allowance for credit losses: Beginning balance $ 7,441 $ 384 $ 7,186 $ 9,852 $ 3,184 $ 18,986 $ 2,881 $ 0 $ 49,914 Provision for credit losses 7,109 (22 ) 314 1,067 468 (474 ) (1,089 ) 27 7,400 Charge-offs (3,750 ) 0 0 0 0 (33 ) (54 ) 0 (3,837 ) Recoveries 365 5 171 0 15 223 198 0 977 Ending balance $ 11,165 $ 367 $ 7,671 $ 10,919 $ 3,667 $ 18,702 $ 1,936 $ 27 $ 54,454 Commercial vacant land, Commercial land real estate – development Commercial Commercial multi-family Commercial and real estate – real estate – and 1 4 Other and residential owner non-owner residential family consumer (Dollars in thousands) industrial construction occupied occupied rental mortgages loans Unallocated Total Allowance for credit losses: Beginning balance $ 10,203 $ 490 $ 5,914 $ 9,242 $ 2,191 $ 14,027 $ 160 $ 19 $ 42,246 Credit risk reclassifications 90 0 0 0 0 (697 ) 607 0 0 Balances, December 31, 2022 after reclassifications 10,293 490 5,914 9,242 2,191 13,330 767 19 42,246 Provision for credit losses (2,822 ) (141 ) 1,255 610 967 5,638 2,212 (19 ) 7,700 Charge-offs (218 ) 0 (54 ) 0 0 (414 ) (177 ) 0 (863 ) Recoveries 188 35 71 0 26 432 79 0 831 Ending balance $ 7,441 $ 384 $ 7,186 $ 9,852 $ 3,184 $ 18,986 $ 2,881 $ 0 $ 49,914 Commercial vacant land, Commercial land real estate – development Commercial Commercial multi-family Commercial and real estate – real estate – and Home and residential owner non-owner residential 1-4 family equity (Dollars in thousands) industrial construction occupied occupied rental mortgages and other Unallocated Total Allowance for credit losses: Beginning balance $ 10,782 $ 420 $ 6,045 $ 12,990 $ 2,006 $ 2,449 $ 626 $ 45 $ 35,363 Adoption of ASU 2016-13 (1,571 ) (43 ) (560 ) (2,534 ) (621 ) 5,395 (411 ) (55 ) (400 ) Provision for credit losses 946 138 378 (1,214 ) 763 5,621 (111 ) 29 6,550 Charge-offs (171 ) (29 ) (38 ) 0 0 (33 ) (21 ) 0 (292 ) Recoveries 217 4 89 0 43 595 77 0 1,025 Ending balance $ 10,203 $ 490 $ 5,914 $ 9,242 $ 2,191 $ 14,027 $ 160 $ 19 $ 42,246
Financing Receivable, Modified, Financial Effect [Table Text Block]	December 31, 2024 December 31, 2023 Interest Rate Principal Interest Rate Principal (Dollars in thousands) Reduction Term Extension Forgiveness Reduction Term Extension Forgiveness Commercial: Commercial and industrial $ 0 $ 6,574 $ 0 $ 0 $ 17,919 $ 0 Vacant land, land development and residential construction 0 0 0 0 0 0 Real estate – owner occupied 0 42 0 0 0 0 Real estate – non-owner occupied 0 0 0 0 10,894 0 Real estate – multi-family and residential rental 0 0 0 0 0 0 Total commercial $ 0 $ 6,616 $ 0 $ 0 $ 28,813 $ 0 Retail: 1-4 family mortgages 0 0 0 0 0 0 Other consumer loans 0 0 0 0 0 0 Total retail $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Total loans $ 0 $ 6,616 $ 0 $ 0 $ 28,813 $ 0
Financing Receivable, Modified, Amortized Cost [Table Text Block]	30 – 89 Days 90 + Days (Dollars in thousands) Current Past Due Past Due Total Commercial: Commercial and industrial $ 6,574 $ 0 $ 0 $ 6,574 Vacant land, land development and residential construction 0 0 0 0 Real estate – owner occupied 42 0 0 42 Real estate – non-owner occupied 0 0 0 0 Real estate – multi-family and residential rental 0 0 0 0 Total commercial $ 6,616 $ 0 $ 0 $ 6,616 Retail: 1-4 family mortgages 0 0 0 0 Other consumer loans 0 0 0 0 Total retail $ 0 $ 0 $ 0 $ 0 Total loans $ 6,616 $ 0 $ 0 $ 6,616
Retail Portfolio Segment [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	Retail Retail 1-4 Family Other (Dollars in thousands) Mortgages Consumer Loans Performing $ 824,622 $ 65,880 Nonperforming 2,975 0 Total retail $ 827,597 $ 65,880 Retail Retail 1-4 Family Other (Dollars in thousands) Mortgages Consumer Loans Performing $ 834,310 $ 51,053 Nonperforming 3,096 0 Total retail $ 837,406 $ 51,053

Note 4 - Premises and Equipme_2

Note 4 - Premises and Equipment, Net (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Property, Plant and Equipment [Table Text Block]	(Dollars in thousands) 2024 2023 Land and improvements $ 14,021 $ 12,782 Buildings 62,365 56,778 Furniture and equipment 26,657 25,157 103,043 94,717 Less: accumulated depreciation 49,616 43,789 Total premises and equipment $ 53,427 $ 50,928
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	(Dollars in thousands) 2025 $ 1,053 2026 1,162 2027 1,094 2028 966 2029 761 Thereafter 1,037 Total undiscounted lease payments 6,073 Less effect of discounting (1,655 ) Present value of future lease payments (lease liability) 4,418

Note 5 - Mortgage Loan Servic_2

Note 5 - Mortgage Loan Servicing (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Mortgage Loans Serviced for Others [Table Text Block]	(Dollars in thousands) 2024 2023 Mortgage loan portfolios serviced for: Federal Home Loan Mortgage Corporation $ 1,364,485 $ 1,341,602 Federal Home Loan Bank 176,540 62,786 Other 9,805 0 Total mortgage loans serviced for others $ 1,550,830 $ 1,404,388
Servicing Asset at Amortized Cost [Table Text Block]	(Dollars in thousands) 2024 2023 Balance at beginning of year $ 11,343 $ 11,837 Additions 4,465 2,259 Amortized to expense (3,333 ) (2,753 ) Balance at end of year $ 12,475 $ 11,343

Note 6 - Deposits (Tables)

Note 6 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Summary of Deposits and Percentage Change in Deposits [Table Text Block]	Percent (Dollars in thousands) December 31, 2024 December 31, 2023 Increase Balance % Balance % (Decrease) Noninterest-bearing checking $ 1,264,523 26.9 % $ 1,247,640 32.1 % 1.4 % Interest-bearing checking 738,291 15.7 635,790 16.3 16.1 Money market 1,516,436 32.3 957,434 24.5 58.4 Savings 221,900 4.7 262,566 6.7 (15.5 ) Time, under $100,000 207,534 4.4 175,741 4.5 18.1 Time, $100,000 and over 599,983 12.8 453,366 11.6 32.3 Total local deposits 4,548,667 96.8 3,732,537 95.7 21.9 Out-of-area time, $100,000 and over 149,699 3.2 168,381 4.3 (11.1 ) Total deposits $ 4,698,366 100.0 % $ 3,900,918 100.0 % 20.4 %
Contractual Maturities of Certificates of Deposits [Table Text Block]	(Dollars in thousands) 2024 2023 In one year or less $ 880,165 $ 657,307 In one to two years 53,660 61,454 In two to three years 14,315 22,830 In three to four years 2,301 54,486 In four to five years 6,775 1,411 Total certificates of deposit $ 957,216 $ 797,488
Contractual Maturities of Certificates of Deposits of More than Specified Amount [Table Text Block]	(Dollars in thousands) 2024 2023 Up to three months $ 218,666 $ 167,535 Three months to six months 185,327 127,344 Six months to twelve months 291,179 210,915 Over twelve months 54,510 115,953 Total certificates of deposit $ 749,682 $ 621,747

Note 7 - Securities Sold Unde_2

Note 7 - Securities Sold Under Agreements to Repurchase (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Repurchase Agreements [Table Text Block]	(Dollars in thousands) 2024 2023 Outstanding balance at year end $ 121,521 $ 229,734 Weighted average interest rate at year end 2.17 % 3.17 % Average daily balance during the year $ 224,878 $ 204,334 Weighted average interest rate during the year 3.43 % 1.33 % Maximum daily balance during the year $ 278,227 $ 269,324

Note 8 - Federal Home Loan Ba_2

Note 8 - Federal Home Loan Bank of Indianapolis Advances (Tables)	12 Months Ended
	Dec. 31, 2024
Amortizing Advances [Member]
Notes Tables
Maturities of Currently Outstanding FHLB Advances [Table Text Block]	(Dollars in thousands) 2025 $ 862 2026 900 2027 938 2028 979 2029 1,022 Thereafter 22,382
Bullet Advances [member]
Notes Tables
Maturities of Currently Outstanding FHLB Advances [Table Text Block]	(Dollars in thousands) 2025 $ 80,000 2026 80,000 2027 100,000 2028 90,000 2029 10,000 Thereafter 0

Note 9 - Federal Income Taxes (

Note 9 - Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(Dollars in thousands) 2024 2023 2022 Current expense $ 19,090 $ 22,518 $ 16,080 Deferred benefit (397 ) (2,036 ) (1,353 ) Tax expense $ 18,693 $ 20,482 $ 14,727
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(Dollars in thousands) 2024 2023 2022 Amount Percent Amount Percent Amount Percent Tax at statutory rate $ 20,640 21.0 % $ 21,567 21.0 % $ 15,915 21.0 % Increase (decrease) from Tax-exempt interest (1,027 ) (1.0 ) (862 ) (0.8 ) (695 ) (0.9 ) Bank owned life insurance (529 ) (0.5 ) (303 ) (0.3 ) (334 ) (0.4 ) Non-deductible expenses 241 0.2 213 0.2 129 0.2 Tax credits (266 ) (0.3 ) 24 - (262 ) (0.3 ) Other (366 ) (0.4 ) (157 ) (0.2 ) (26 ) - Tax expense $ 18,693 19.0 % $ 20,482 19.9 % $ 14,727 19.6 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(Dollars in thousands) 2024 2023 Deferred income tax assets Allowance for credit losses $ 11,435 $ 10,482 Deferred compensation 269 226 Stock compensation 1,011 1,005 Nonaccrual loan interest income 192 132 Unrealized loss on securities 13,245 13,420 Lease liability 928 775 Other 567 779 Deferred tax asset 27,647 26,819 Deferred income tax liabilities Depreciation 259 337 Prepaid expenses 685 612 Mortgage loan servicing rights 2,620 2,382 Deferred loan fees and costs 471 509 Right of use lease asset 928 775 Business combination adjustments 1,626 1,770 Other 849 447 Deferred tax liability 7,438 6,832 Total net deferred tax asset $ 20,209 $ 19,987

Note 10 - Stock-based Compens_2

Note 10 - Stock-based Compensation (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Weighted Average Shares Fair Value Nonvested at beginning of year 355,890 $ 34.18 Vested (115,762 ) 32.02 Forfeited (11,482 ) 34.09 Nonvested at end of year 228,646 $ 35.84
Corporate and Bank Board Members [Member]
Notes Tables
Disclosure of Share-Based Compensation Arrangements by Share-Based Payment Award [Table Text Block]	Total Cost Grant Year Shares Granted (in thousands) Covered Period 2021 10,489 $ 344 June 1, 2021 - May 31, 2022 2022 11,166 359 June 1, 2022 - May 31, 2023 2023 11,529 350 June 1, 2023 - May 31, 2024 2024 11,316 423 June 1, 2024 - May 31, 2025

Note 11 - Related Parties (Tabl

Note 11 - Related Parties (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	(Dollars in thousands) 2024 2023 Beginning balance $ 89,507 $ 92,660 New loans 1,898 3,221 Repayments (3,788 ) (5,410 ) Effect of changes in related parties (79,847 ) (964 ) Ending balance $ 7,770 $ 89,507

Note 12 - Commitments and Off_2

Note 12 - Commitments and Off-balance-sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Summary of Contractual Amounts of Financial Instruments With Off Balance Sheet Risk [Table Text Block]	(Dollars in thousands) 2024 2023 Commercial unused lines of credit $ 1,488,782 $ 1,557,429 Unused lines of credit secured by 1 – 4 family residential properties 84,298 74,120 Credit card unused lines of credit 172,273 142,096 Other consumer unused lines of credit 33,892 50,063 Commitments to make loans 295,566 270,403 Standby letters of credit 26,491 19,393 Total commitments $ 2,101,302 $ 2,113,504
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	(Dollars in thousands) December 31, 2024 December 31, 2023 Contract Carrying Contract Carrying Amount Value Amount Value Standby letters of credit $ 26,491 $ 175 $ 19,393 $ 99

Note 14 - Derivatives and Hed_2

Note 14 - Derivatives and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	(Dollars in thousands) Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 866,157 Other Assets $ 26,793 Derivative Liabilities Interest rate swaps 864,130 Other Liabilities 27,050 (Dollars in thousands) Notional Amount Balance Sheet Location Fair Value Derivative Assets Interest rate swaps $ 676,526 Other Assets $ 27,505 Derivative Liabilities Interest rate swaps 674,499 Other Liabilities 27,964
Offsetting Assets and Liabilities [Table Text Block]	Gross Amounts Not Offset on the Consolidated Balance Sheet (Dollars in thousands) Net Amounts Recognized Financial Instruments Cash Collateral Received or posted Net Amount Derivative Assets Interest rate swaps $ 26,793 $ 3,064 $ 19,040 $ 4,689 Derivative Liabilities Interest rate swaps 27,050 2,915 1,640 22,495 Gross Amounts Not Offset on the Consolidated Balance Sheet (Dollars in thousands) Net Amounts Recognized Financial Instruments Cash Collateral Received or posted Net Amount Derivative Assets Interest rate swaps $ 27,505 $ 5,175 $ 14,010 $ 8,320 Derivative Liabilities Interest rate swaps 27,964 5,175 3,120 19,669

Note 15 - Fair Values of Fina_2

Note 15 - Fair Values of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Level in 2024 2023 Fair Value Carrying Fair Carrying Fair (Dollars in thousands) Hierarchy Amount Value Amount Value Financial assets Cash and cash equivalents Level 1 $ 393,010 $ 393,010 $ 130,533 $ 130,533 Securities available for sale (1) 730,352 730,352 617,092 617,092 Federal Home Loan Bank stock (2) 21,513 21,513 21,513 21,513 Loans, net Level 3 4,546,327 4,558,628 4,253,844 4,191,644 Mortgage loans held for sale Level 2 15,824 16,047 18,607 19,027 Accrued interest receivable Level 2 21,401 21,401 19,806 19,806 Interest rate swaps Level 2 26,793 26,793 27,505 27,505 Financial liabilities Deposits Level 2 4,698,366 4,541,896 3,900,918 3,814,778 Securities sold under agreements to repurchase Level 2 121,521 121,521 229,734 229,734 Federal Home Loan Bank advances Level 2 387,083 374,499 467,910 454,857 Subordinated debentures Level 2 50,330 50,336 49,644 49,653 Subordinated notes Level 2 89,314 81,825 88,971 77,218 Accrued interest payable Level 2 10,201 10,201 9,012 9,012 Interest rate swaps Level 2 27,050 27,050 27,964 27,964

Note 16 - Fair Value Measurem_2

Note 16 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 495,581 $ 0 $ 495,581 $ 0 Mortgage-backed securities 25,368 0 25,368 0 Municipal general obligation bonds 180,170 0 179,777 393 Municipal revenue bonds 28,733 0 28,733 0 Other investments 500 0 500 0 Interest rate swaps 26,793 0 26,793 0 Total assets $ 757,145 $ 0 $ 756,752 $ 393 Interest rate swaps 27,050 0 27,050 0 Total liabilities $ 27,050 $ 0 $ 27,050 $ 0 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government agency debt obligations $ 390,496 $ 0 $ 390,496 $ 0 Mortgage-backed securities 29,473 0 29,473 0 Municipal general obligation bonds 167,860 0 167,347 513 Municipal revenue bonds 28,763 0 28,763 0 Other investments 500 0 500 0 Interest rate swaps 27,505 0 27,505 0 Total assets $ 644,597 $ 0 $ 644,084 $ 513 Interest rate swaps 27,964 0 27,964 0 Total liabilities $ 27,964 $ 0 $ 27,964 $ 0
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 2,173 $ 0 $ 0 $ 2,173 Total $ 2,173 $ 0 $ 0 $ 2,173 Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Dollars in thousands) Total (Level 1) (Level 2) (Level 3) Collateral dependent loans $ 1,434 $ 0 $ 0 $ 1,434 Foreclosed assets 200 0 0 200 Total $ 1,634 $ 0 $ 0 $ 1,634

Note 17 - Earnings Per Share (T

Note 17 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(Dollars in thousands, except share and per share amounts) 2024 2023 2022 Basic Net income attributable to common shares $ 79,593 $ 82,217 $ 61,063 Weighted average common shares outstanding 16,130,696 16,015,678 15,859,889 Basic earnings per common share $ 4.93 $ 5.13 $ 3.85 Diluted Net income attributable to common shares $ 79,593 $ 82,217 $ 61,063 Weighted average common shares outstanding for basic earnings per common share 16,130,696 16,015,678 15,859,889 Add: Dilutive effects of share-based awards 0 0 12 Average shares and dilutive potential common shares 16,130,696 16,015,678 15,859,901 Diluted earnings per common share $ 4.93 $ 5.13 $ 3.85

Note 18 - Variable Interest E_2

Note 18 - Variable Interest Entities (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Subordinated Borrowing [Table Text Block]	(Dollars in thousands) Preferred Securities Trust Name Outstanding Interest Rate Maturity Date Mercantile Bank Capital Trust I $ 21,000 3 Month SOFR + 218 bps September 16, 2034 Firstbank Capital Trust I $ 10,000 3 Month SOFR + 199 bps October 18, 2034 Firstbank Capital Trust II $ 10,000 3 Month SOFR + 127 bps April 7, 2036 Firstbank Capital Trust III $ 7,500 3 Month SOFR + 135 bps July 30, 2037 Firstbank Capital Trust IV $ 7,500 3 Month SOFR + 135 bps July 30, 2037
Schedule of Variable Interest Entities [Table Text Block]	2024 2023 Aggregate Aggregate Aggregate Aggregate (Dollars in thousands) Assets Liabilities Risk of Loss Assets Liabilities Risk of Loss Trust preferred securities $ 58,074 $ 56,000 $ 2,074 $ 58,074 $ 56,000 $ 2,074 Tax Credit Equity Investments 38,902 34,428 4,474 25,659 21,103 4,556

Note 20 - Regulatory Matters (T

Note 20 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Required to be Well Minimum Required Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Regulations (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio 2024 Total capital (to risk weighted assets) Consolidated $ 777,857 14.2 % $ 439,031 8.0 % $ NA NA % Bank 759,146 13.9 435,793 8.0 544,741 10.0 Tier 1 capital (to risk weighted assets) Consolidated 633,134 11.5 329,274 6.0 NA NA Bank 703,737 12.9 326,845 6.0 435,793 8.0 Common equity (to risk weighted assets) Consolidated 584,879 10.7 246,955 4.5 NA NA Bank 703,737 12.9 245,134 4.5 354,082 6.5 Tier 1 capital (to average assets) Consolidated 633,134 10.6 238,934 4.0 NA NA Bank 703,737 11.9 237,447 4.0 296,808 5.0 2023 Total capital (to risk weighted assets) Consolidated $ 710,905 13.7 % $ 415,841 8.0 % $ NA NA % Bank 694,431 13.4 414,019 8.0 517,524 10.0 Tier 1 capital (to risk weighted assets) Consolidated 570,730 11.0 311,881 6.0 NA NA Bank 643,227 12.4 310,514 6.0 414,019 8.0 Common equity (to risk weighted assets) Consolidated 523,160 10.1 233,911 4.5 NA NA Bank 643,227 12.4 232,886 4.5 336,391 6.5 Tier 1 capital (to average assets) Consolidated 570,730 10.8 210,527 4.0 NA NA Bank 643,227 12.2 210,427 4.0 263,034 5.0

Note 21 - Mercantile Bank Cor_2

Note 21 - Mercantile Bank Corporation (Parent Company Only) Condensed Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Condensed Balance Sheet [Table Text Block]	(Dollars in thousands) 2024 2023 ASSETS Cash and cash equivalents $ 17,420 $ 18,969 Investments in subsidiaries 691,563 629,710 Other assets 18,188 15,122 Total assets $ 727,171 $ 663,801 LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities $ 3,001 $ 3,040 Subordinated debentures 50,330 49,644 Subordinated notes 89,314 88,971 Shareholders’ equity 584,526 522,146 Total liabilities and shareholders’ equity $ 727,171 $ 663,801
Condensed Income Statement [Table Text Block]	(Dollars in thousands) 2024 2023 2022 Income Interest and dividends from subsidiaries $ 30,061 $ 26,660 $ 26,056 Total income 30,061 26,660 26,056 Expenses Interest expense 8,203 8,091 6,104 Other operating expenses 5,647 5,674 5,645 Total expenses 13,850 13,765 11,749 Income before income tax benefit and equity in undistributed net income of subsidiary 16,211 12,895 14,307 Federal income tax benefit (3,240 ) (2,858 ) (2,535 ) Equity in undistributed net income of subsidiary 60,142 66,464 44,221 Net income $ 79,593 $ 82,217 $ 61,063 Other comprehensive income (loss) 662 14,854 (61,612 ) Comprehensive income (loss) $ 80,255 $ 97,071 $ (549 )
Condensed Cash Flow Statement [Table Text Block]	(Dollars in thousands) 2024 2023 2022 Cash flows from operating activities Net income $ 79,593 $ 82,217 $ 61,063 Adjustments to reconcile net income to net cash from operating activities: Equity in undistributed net income of subsidiary (60,142 ) (66,464 ) (44,221 ) Stock-based compensation expense 3,316 3,384 3,377 Stock grants to directors for retainer fees 423 350 359 Change in other assets (4,116 ) (128 ) 858 Change in other liabilities 990 1,045 1,636 Net cash from operating activities 20,064 20,404 23,072 Cash flows from investing activities Net capital investment into subsidiaries 0 0 (15,000 ) Net cash for investing activities 0 0 (15,000 ) Cash flows from financing activities Stock option exercises, net of cashless exercises 0 0 36 Employee stock purchase plan 50 45 45 Dividend reinvestment plan 810 891 867 Net proceeds from subordinated notes issuance 0 0 14,645 Cash dividends on common stock (22,473 ) (21,004 ) (19,602 ) Net cash for financing activities (21,613 ) (20,068 ) (4,009 ) Net change in cash and cash equivalents (1,549 ) 336 4,063 Cash and cash equivalents at beginning of period 18,969 18,633 14,570 Cash and cash equivalents at end of period $ 17,420 $ 18,969 $ 18,633

Note 1 - Summary of Significa_3

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Jun. 01, 2014 USD ($)
Number of Unconsolidated Business Trusts Formed to Issue Trust Preferred Securities	5
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Ending Balance	$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	3,600	$ 2,600
Financing Receivable, Unamortized Loan Cost (Fee)	$ 2,200	2,400
Interest Income on Commercial and Mortgage Loans Discontinued Period (Day)	90 days
Maximum Delinquency Period for Consumer and Credit Card Loans to be Charged Off (Day)	120 days
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 17,300	16,900
Repossessed Assets	$ 200
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Other Assets
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Other Assets
Not Designated as Hedging Instrument [Member] | Mortgage Loan Derivative [Member]
Derivative Asset	$ 100
Derivative Liability		100
Commercial Loan [Member]
Loan Participation, Amount	$ 48,600	$ 46,700
Firstbank Corporation [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total			$ 1,500,000
Business Combination Branches Acquired			46

Note 1 - Summary of Significa_4

Note 1 - Summary of Significant Accounting Policies - Year-end Mortgage Loans Held for Sale (Details) - Mortgage Loans [Member] - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Mortgage loans held for sale	$ 15,824	$ 18,607
Less: Allowance to adjust to lower of cost or market	0	0
Mortgage loans held for sale, net	$ 15,824	$ 18,607

Note 1 - Significant Accounting

Note 1 - Significant Accounting Policies - Noninterest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Service Charges on Deposit and Sweep Accounts [Member]
Noninterest revenue	$ 6,842	$ 4,954	$ 5,952
Credit and Debit Card [Member]
Noninterest revenue	8,821	8,914	8,216
Payroll Processing [Member]
Noninterest revenue	3,058	2,509	2,178
Customer Service [Member]
Noninterest revenue	$ 797	$ 801	$ 852

Note 1 - Summary of Significa_5

Note 1 - Summary of Significant Accounting Policies - Summary of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Accumulated other comprehensive gain/(loss)	$ (49,825)	$ (50,487)	$ (65,341)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Unrealized gains (losses) on securities available for sale	(63,070)	(63,906)	(82,710)
Tax effect	$ 13,245	$ 13,419	$ 17,369

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	843	641
Debt Securities, Available-for-Sale, Unrealized Loss Position	$ 680,417	$ 548,747
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	63,807	66,112
Proceeds from Sale of Debt Securities, Available-for-Sale	0	0	$ 0
Debt Securities, Available-for-Sale, Amortized Cost	793,422	680,998
Debt Securities, Available-for-Sale	730,352	617,092
Bonds Issued or Guaranteed by Agencies of the U.S. Federal Government [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	53,600
Bonds Issued by State-based Municipalities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	10,200
State of Michigan and All Its Political Subdivisions [Member]
Debt Securities, Available-for-Sale, Amortized Cost	219,000	203,000
Debt Securities, Available-for-Sale	209,000	197,000
All Other States and Their Political Subdivisions [Member]
Debt Securities, Available-for-Sale, Amortized Cost	0	0
US Government Agency Debt Obligations and Mortgage Backed Securities [Member]
Debt Securities, Available-for-Sale, Restricted	122,000	230,000
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position	475,113	390,496
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	47,226	52,000
Debt Securities, Available-for-Sale, Amortized Cost	542,676	442,496
Debt Securities, Available-for-Sale	495,581	390,496
Debt Securities, Available-for-Sale, Restricted	$ 11,700	$ 0

Note 2 - Securities - Available

Note 2 - Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Total, amortized cost	$ 793,422	$ 680,998
Securities available for sale, gross unrealized gains	737	2,206
Securities available for sale, gross unrealized losses	(63,807)	(66,112)
Fair value	730,352	617,092
US Government Agencies Debt Securities [Member]
Total, amortized cost	542,676	442,496
Securities available for sale, gross unrealized gains	131	0
Securities available for sale, gross unrealized losses	(47,226)	(52,000)
Fair value	495,581	390,496
Collateralized Mortgage-Backed Securities [Member]
Total, amortized cost	31,696	35,168
Securities available for sale, gross unrealized gains	4	20
Securities available for sale, gross unrealized losses	(6,332)	(5,715)
Fair value	25,368	29,473
Municipal General Obligation Bonds [Member]
Total, amortized cost	187,484	172,126
Securities available for sale, gross unrealized gains	513	1,924
Securities available for sale, gross unrealized losses	(7,827)	(6,190)
Fair value	180,170	167,860
Municipal Revenue Bonds [Member]
Total, amortized cost	31,066	30,708
Securities available for sale, gross unrealized gains	89	262
Securities available for sale, gross unrealized losses	(2,422)	(2,207)
Fair value	28,733	28,763
Other Debt and Equity Securities [Member]
Total, amortized cost	500	500
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	0	0
Fair value	$ 500	$ 500

Note 2 - Securities - Securitie

Note 2 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Securities available for sale, continuous unrealized loss position, less than 12 months	$ 180,363	$ 2,729
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	3,525	14
Securities available for sale, continuous unrealized loss position, 12 months or more	500,054	546,018
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	60,282	66,098
Securities available for sale, continuous unrealized loss position	680,417	548,747
Securities available for sale, continuous unrealized loss position, unrealized loss	63,807	66,112
US Government Agencies Debt Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	113,942	0
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	2,379	0
Securities available for sale, continuous unrealized loss position, 12 months or more	361,171	390,496
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	44,847	52,000
Securities available for sale, continuous unrealized loss position	475,113	390,496
Securities available for sale, continuous unrealized loss position, unrealized loss	47,226	52,000
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	194	114
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	1	0
Securities available for sale, continuous unrealized loss position, 12 months or more	24,865	28,749
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	6,331	5,715
Securities available for sale, continuous unrealized loss position	25,059	28,863
Securities available for sale, continuous unrealized loss position, unrealized loss	6,332	5,715
Municipal General Obligation Bonds [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	63,387	1,109
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	1,117	6
Securities available for sale, continuous unrealized loss position, 12 months or more	92,153	106,171
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	6,710	6,184
Securities available for sale, continuous unrealized loss position	155,540	107,280
Securities available for sale, continuous unrealized loss position, unrealized loss	7,827	6,190
Municipal Revenue Bonds [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	2,840	1,506
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	28	8
Securities available for sale, continuous unrealized loss position, 12 months or more	21,865	20,602
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	2,394	2,199
Securities available for sale, continuous unrealized loss position	24,705	22,108
Securities available for sale, continuous unrealized loss position, unrealized loss	2,422	2,207
Other Debt and Equity Securities [Member]
Securities available for sale, continuous unrealized loss position, less than 12 months	0	0
Securities available for sale, continuous unrealized loss position, less than 12 months, unrealized loss	0	0
Securities available for sale, continuous unrealized loss position, 12 months or more	0	0
Securities available for sale, continuous unrealized loss position, 12 months or more, unrealized loss	0	0
Securities available for sale, continuous unrealized loss position	0	0
Securities available for sale, continuous unrealized loss position, unrealized loss	$ 0	$ 0

Note 2 - Securities - Debt Secu

Note 2 - Securities - Debt Securities by Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Due in one year or less, amortized cost	$ 57,905
Due in one year or less, fair value	56,773
Due from one to five years, amortized cost	325,614
Due from one to five years, fair value	304,620
Due from five to ten years, amortized cost	314,543
Due from five to ten years, fair value	281,808
Due after ten years, amortized cost	63,164
Due after ten years, fair value	61,283
Total, amortized cost	793,422	$ 680,998
Fair value	730,352	617,092
Collateralized Mortgage-Backed Securities [Member]
No single maturity, amortized cost	31,696
No single maturity, fair value	25,368
Total, amortized cost	31,696	35,168
Fair value	25,368	29,473
Other Debt and Equity Securities [Member]
No single maturity, amortized cost	500
No single maturity, fair value	500
Total, amortized cost	500	500
Fair value	$ 500	$ 500

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Credit Losses (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, before Allowance for Credit Loss	$ 4,600,781	$ 4,303,758
Financing Receivable, Nonaccrual, Interest Income	300	200	$ 100
Financing Receivable, Revolving, Converted to Term Loan During Period	9,100	6,400
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	1,300
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) From Forecast Changes	(2,200)	(2,000)
Financing Receivable, Individually Evaluated for Credit Loss	7,400	5,400
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,200	400
Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	$ 3,707,304	$ 3,415,299
Financing Receivables, Prepayment Speed Assumed	2%	2%
Commercial Portfolio Segment [Member] | Commercial and Industrial, Credit Cards to Business Customers [Member]
Financing Receivable, before Allowance for Credit Loss	$ 19,100	$ 17,800
Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	893,477	888,459
Retail Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss	52,000	38,100
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	$ 827,597	$ 837,406
Financing Receivables, Prepayment Speed Assumed	7.80%	9%

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Credit Losses - Components of Loan Portfolio (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Loans	$ 4,600,781	$ 4,303,758
Percent of portfolio	100%	100%
Period increase (decrease)	6.90%
Commercial Portfolio Segment [Member]
Loans	$ 3,707,304	$ 3,415,299
Percent of portfolio	80.60%	79.40%
Period increase (decrease)	8.50%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	$ 1,287,308	$ 1,254,586
Percent of portfolio	28%	29.20%
Period increase (decrease)	2.60%
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	$ 66,936	$ 74,753
Percent of portfolio	1.50%	1.70%
Period increase (decrease)	(10.50%)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	$ 748,837	$ 717,667
Percent of portfolio	16.30%	16.70%
Period increase (decrease)	4.30%
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	$ 1,128,404	$ 1,035,684
Percent of portfolio	24.50%	24.10%
Period increase (decrease)	9%
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	$ 475,819	$ 332,609
Percent of portfolio	10.30%	7.70%
Period increase (decrease)	43.10%
Retail Portfolio Segment [Member]
Loans	$ 893,477	$ 888,459
Percent of portfolio	19.40%	20.60%
Period increase (decrease)	0.60%
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	$ 827,597	$ 837,406
Percent of portfolio	18%	19.50%
Period increase (decrease)	(1.20%)
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	$ 65,880	$ 51,053
Percent of portfolio	1.40%	1.10%
Period increase (decrease)	29%

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Concentrations Within the Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss	$ 4,600,781	$ 4,303,758
Commercial Real Estate Loans to Lessors of Non Residential Buildings [Member]
Financing Receivable, before Allowance for Credit Loss	$ 822,402	$ 754,611
Percent of portfolio	17.90%	17.50%

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Credit Losses - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss	$ 4,600,781	$ 4,303,758
Recorded Balance 89 Days and Accruing	0	0
Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	3,707,304	3,415,299
Recorded Balance 89 Days and Accruing	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	1,287,308	1,254,586
Recorded Balance 89 Days and Accruing	0	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss	66,936	74,753
Recorded Balance 89 Days and Accruing	0	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	748,837	717,667
Recorded Balance 89 Days and Accruing	0	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	1,128,404	1,035,684
Recorded Balance 89 Days and Accruing	0	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	475,819	332,609
Recorded Balance 89 Days and Accruing	0	0
Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	893,477	888,459
Recorded Balance 89 Days and Accruing	0	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	827,597	837,406
Recorded Balance 89 Days and Accruing	0	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	65,880	51,053
Recorded Balance 89 Days and Accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss	2,494	1,035
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	17	4
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	5	4
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss	12	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	2,477	1,031
Financial Asset, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	2,365	934
Financial Asset, 30 to 59 Days Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	112	97
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss	713	145
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	713	145
Financial Asset, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	713	145
Financial Asset, 60 to 89 Days Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss	1,046	357
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	864	319
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	864	249
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	70
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	182	38
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	182	38
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss	4,253	1,537
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	881	323
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	869	253
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss	12	0
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	70
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	3,372	1,214
Financial Asset, Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	3,260	1,117
Financial Asset, Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	112	97
Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss	4,596,528	4,302,221
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	3,706,423	3,414,976
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	1,286,439	1,254,333
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, before Allowance for Credit Loss	66,924	74,753
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	748,837	717,597
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss	1,128,404	1,035,684
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, before Allowance for Credit Loss	475,819	332,609
Financial Asset, Not Past Due [Member] | Retail Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	890,105	887,245
Financial Asset, Not Past Due [Member] | Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, before Allowance for Credit Loss	824,337	836,289
Financial Asset, Not Past Due [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, before Allowance for Credit Loss	$ 65,768	$ 50,956

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
With no related allowance recorded, principal balance	$ 1,824	$ 2,342	$ 1,313
With related allowance recorded, principal balance	3,918	1,073	9,415
Related allowance	2,134	241	2,283
Total principal balance	5,742	3,415	7,728
Commercial Portfolio Segment [Member]
With no related allowance recorded, principal balance	657	70	249
With related allowance recorded, principal balance	2,110	249	6,023
Related allowance	1,732	1	2,083
Total principal balance	2,767	319	6,272
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
With no related allowance recorded, principal balance	615	0	249
With related allowance recorded, principal balance	2,110	249	5,775
Related allowance	1,732	1	2,051
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
With no related allowance recorded, principal balance	0	0	0
With related allowance recorded, principal balance	0	0	0
Related allowance	0	0	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
With no related allowance recorded, principal balance	42	70	0
With related allowance recorded, principal balance	0	0	248
Related allowance	0	0	32
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
With no related allowance recorded, principal balance	0	0	0
With related allowance recorded, principal balance	0	0	0
Related allowance	0	0	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
With no related allowance recorded, principal balance	0	0	0
With related allowance recorded, principal balance	0	0	0
Related allowance	0	0	0
Retail Portfolio Segment [Member]
With no related allowance recorded, principal balance	1,167	2,272	1,064
With related allowance recorded, principal balance	1,808	824	824
Related allowance	402	240	240
Total principal balance	2,975	3,096	1,456
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
With no related allowance recorded, principal balance	1,167	2,272	1,064
With related allowance recorded, principal balance	1,808	824	392
Related allowance	402	240	200
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
With no related allowance recorded, principal balance	0	0	0
With related allowance recorded, principal balance	0	0	0
Related allowance	$ 0	$ 0	$ 0

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Credit Losses - Loans by Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Loans	$ 4,600,781	$ 4,303,758
Commercial Portfolio Segment [Member]
Loans	3,707,304	3,415,299
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	1,287,308	1,254,586
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	66,936	74,753
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	748,837	717,667
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	1,128,404	1,035,684
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	475,819	332,609
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	629,851	724,156
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	25,191	34,944
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	466,400	468,339
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	432,244	451,019
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	173,109	172,455
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	637,183	505,807
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	41,740	39,719
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	275,506	248,802
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	688,178	573,771
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	302,100	147,903
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans	20,274	24,623
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Loans	5	90
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Loans	6,931	526
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Loans	7,982	10,894
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Loans	$ 610	$ 12,251

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Credit Losses - Retail Credit Exposure (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Loans	$ 4,600,781	$ 4,303,758
Retail Portfolio Segment [Member]
Loans	893,477	888,459
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Loans	827,597	837,406
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	65,880	51,053
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | One to Four Family Mortgages [Member]
Loans	824,622	834,310
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Other Consumer Loans [Member]
Loans	65,880	51,053
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | One to Four Family Mortgages [Member]
Loans	2,975	3,096
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Consumer Loans [Member]
Loans	$ 0	$ 0

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Credit Losses - Loan Vintage (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Year One, Originated, Current Fiscal Year	$ 1,098,837	$ 1,253,892
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	964,475	965,863
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	740,508	751,371
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	615,667	434,453
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	342,667	89,819
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	99,001	96,332
Financing Receivable, Term Loan	3,861,155	3,591,730
Financing Receivable, Revolving	739,626	712,028
Loans	4,600,781	4,303,758
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	10	3
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1	204
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	19	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	41	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	3,741	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	5	283
Financing receivable, term loan write offs	3,817	490
Financing Receivable, Revolving, Writeoff	20	373
Current-period gross write-offs	3,837	863	$ 292
Commercial Portfolio Segment [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	1,020,625	1,114,823
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	838,660	629,468
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	430,293	517,560
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	411,444	351,843
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	269,254	78,643
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	51,237	50,668
Financing Receivable, Term Loan	3,021,513	2,743,005
Financing Receivable, Revolving	685,791	672,294
Loans	3,707,304	3,415,299
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	14
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	3,741	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	40
Financing receivable, term loan write offs	3,741	54
Financing Receivable, Revolving, Writeoff	9	218
Current-period gross write-offs	3,750	272
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	295,978	281,870
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	157,408	139,984
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	76,800	110,459
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	61,309	38,938
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	12,918	13,428
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	10,431	9,279
Financing Receivable, Term Loan	614,844	593,958
Financing Receivable, Revolving	672,464	660,628
Loans	1,287,308	1,254,586
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	3,741	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	0
Financing receivable, term loan write offs	3,741	0
Financing Receivable, Revolving, Writeoff	9	218
Current-period gross write-offs	3,750	218	171
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	102,898	103,531
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	68,536	79,883
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	41,609	90,107
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	47,534	20,577
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	9,551	5,978
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	8,412	9,160
Financing Receivable, Term Loan	278,540	309,236
Financing Receivable, Revolving	351,311	414,920
Loans	629,851	724,156
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	188,267	174,668
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	88,471	57,979
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	31,755	20,075
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	13,513	18,361
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	3,298	7,450
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,019	119
Financing Receivable, Term Loan	327,323	278,652
Financing Receivable, Revolving	309,860	227,155
Loans	637,183	505,807
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,813	3,671
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	401	2,122
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	3,436	277
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	262	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	69	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Term Loan	8,981	6,070
Financing Receivable, Revolving	11,293	18,553
Loans	20,274	24,623
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	50,228	42,683
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	12,683	27,814
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	2,465	1,246
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	694	2,112
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	177	40
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	689	858
Financing Receivable, Term Loan	66,936	74,753
Financing Receivable, Revolving	0	0
Loans	66,936	74,753
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	0
Financing receivable, term loan write offs	0	0
Financing Receivable, Revolving, Writeoff	0	0
Current-period gross write-offs	0	0	29
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	18,536	24,875
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	4,997	6,570
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	610	1,108
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	645	2,110
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	177	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	226	281
Financing Receivable, Term Loan	25,191	34,944
Financing Receivable, Revolving	0	0
Loans	25,191	34,944
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	31,692	17,799
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,681	21,244
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,855	138
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	49	2
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	40
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	463	496
Financing Receivable, Term Loan	41,740	39,719
Financing Receivable, Revolving	0	0
Loans	41,740	39,719
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	9
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	5	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0	81
Financing Receivable, Term Loan	5	90
Financing Receivable, Revolving	0	0
Loans	5	90
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	288,793	316,576
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	146,639	173,818
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	147,050	113,711
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	97,535	74,697
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	46,450	23,781
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	9,080	3,418
Financing Receivable, Term Loan	735,547	706,001
Financing Receivable, Revolving	13,290	11,666
Loans	748,837	717,667
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	14
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	40
Financing receivable, term loan write offs	0	54
Financing Receivable, Revolving, Writeoff	0	0
Current-period gross write-offs	0	54	38
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	179,763	205,379
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	84,641	110,130
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	88,794	85,982
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	75,702	47,630
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	34,031	14,362
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	3,469	2,908
Financing Receivable, Term Loan	466,400	466,391
Financing Receivable, Revolving	0	1,948
Loans	466,400	468,339
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	108,316	111,197
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	61,998	63,271
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	52,072	27,729
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	21,833	27,029
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	12,386	9,419
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	5,611	439
Financing Receivable, Term Loan	262,216	239,084
Financing Receivable, Revolving	13,290	9,718
Loans	275,506	248,802
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	714	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	417
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	6,184	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	38
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	33	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0	71
Financing Receivable, Term Loan	6,931	526
Financing Receivable, Revolving	0	0
Loans	6,931	526
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	287,389	353,490
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	300,592	203,376
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	161,365	223,084
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	184,603	190,594
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	170,183	33,812
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	24,272	31,328
Financing Receivable, Term Loan	1,128,404	1,035,684
Financing Receivable, Revolving	0	0
Loans	1,128,404	1,035,684
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	0
Financing receivable, term loan write offs	0	0
Financing Receivable, Revolving, Writeoff	0	0
Current-period gross write-offs	0	0	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	84,773	109,125
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	79,911	84,912
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	76,468	113,846
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	93,034	102,279
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	84,355	27,664
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	13,703	13,193
Financing Receivable, Term Loan	432,244	451,019
Financing Receivable, Revolving	0	0
Loans	432,244	451,019
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	194,634	233,471
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	220,681	118,464
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	84,897	109,238
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	91,569	88,315
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	85,828	6,148
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	10,569	18,135
Financing Receivable, Term Loan	688,178	573,771
Financing Receivable, Revolving	0	0
Loans	688,178	573,771
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	7,982	10,894
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Term Loan	7,982	10,894
Financing Receivable, Revolving	0	0
Loans	7,982	10,894
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	98,237	120,204
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	221,338	84,476
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	42,613	69,060
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	67,303	45,502
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	39,526	7,582
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	6,765	5,785
Financing Receivable, Term Loan	475,782	332,609
Financing Receivable, Revolving	37	0
Loans	475,819	332,609
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	0
Financing receivable, term loan write offs	0	0
Financing Receivable, Revolving, Writeoff	0	0
Current-period gross write-offs	0	0	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Grades 1-4 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	16,271	36,038
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	46,870	28,512
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	10,107	64,244
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	62,744	35,129
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	33,337	4,883
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	3,780	3,649
Financing Receivable, Term Loan	173,109	172,455
Financing Receivable, Revolving	0	0
Loans	173,109	172,455
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Grades 5-7 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	81,919	72,916
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	174,468	55,964
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	32,506	4,816
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	4,559	9,372
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5,626	2,699
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,985	2,136
Financing Receivable, Term Loan	302,063	147,903
Financing Receivable, Revolving	37	0
Loans	302,100	147,903
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Grades 8-9 [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	47	11,250
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	1,001
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	563	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Term Loan	610	12,251
Financing Receivable, Revolving	0	0
Loans	610	12,251
Retail Portfolio Segment [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	78,212	139,069
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	125,815	336,395
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	310,215	233,811
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	204,223	82,610
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	73,413	11,176
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	47,764	45,664
Financing Receivable, Term Loan	839,642	848,725
Financing Receivable, Revolving	53,835	39,734
Loans	893,477	888,459
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	10	3
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1	190
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	19	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	41	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	5	243
Financing receivable, term loan write offs	76	436
Financing Receivable, Revolving, Writeoff	11	155
Current-period gross write-offs	87	591
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	72,349	133,931
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	122,807	333,826
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	308,787	232,147
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	203,491	82,002
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	73,052	10,525
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	47,111	44,948
Financing Receivable, Term Loan	827,597	837,379
Financing Receivable, Revolving	0	27
Loans	827,597	837,406
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0	174
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	33	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	240
Financing receivable, term loan write offs	33	414
Financing Receivable, Revolving, Writeoff	0	0
Current-period gross write-offs	33	414	33
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Performing Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	72,349	133,823
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	122,718	332,098
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	307,161	231,842
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	203,052	82,002
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	73,052	10,515
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	46,290	44,003
Financing Receivable, Term Loan	824,622	834,283
Financing Receivable, Revolving	0	27
Loans	824,622	834,310
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	108
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	89	1,728
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,626	305
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	439	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	10
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	821	945
Financing Receivable, Term Loan	2,975	3,096
Financing Receivable, Revolving	0	0
Loans	2,975	3,096
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	5,863	5,138
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,008	2,569
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,428	1,664
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	732	608
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	361	651
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	653	716
Financing Receivable, Term Loan	12,045	11,346
Financing Receivable, Revolving	53,835	39,707
Loans	65,880	51,053
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	10	3
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1	16
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	19	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	8	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	5	3
Financing receivable, term loan write offs	43	22
Financing Receivable, Revolving, Writeoff	11	155
Current-period gross write-offs	54	177	$ 21
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Performing Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	5,863	5,138
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,008	2,569
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,428	1,664
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	732	608
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	361	651
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	653	716
Financing Receivable, Term Loan	12,045	11,346
Financing Receivable, Revolving	53,835	39,707
Loans	65,880	51,053
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Term Loan	0	0
Financing Receivable, Revolving	0	0
Loans	$ 0	$ 0

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Balance	$ 49,914	$ 42,246	$ 35,363
Provision for credit losses	7,400	7,700	6,550
Charge-offs	(3,837)	(863)	(292)
Recoveries	977	831	1,025
Balance	54,454	49,914	42,246
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(400)
Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		0
Balance			0
Revision of Prior Period, After Reclassification [Member]
Balance		42,246
Balance			42,246
Commercial Portfolio Segment [Member]
Charge-offs	(3,750)	(272)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Balance	7,441	10,203	10,782
Provision for credit losses	7,109	(2,822)	946
Charge-offs	(3,750)	(218)	(171)
Recoveries	365	188	217
Balance	11,165	7,441	10,203
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(1,571)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		90
Balance			90
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		10,293
Balance			10,293
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Balance	384	490	420
Provision for credit losses	(22)	(141)	138
Charge-offs	0	0	(29)
Recoveries	5	35	4
Balance	367	384	490
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(43)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		0
Balance			0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		490
Balance			490
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Balance	7,186	5,914	6,045
Provision for credit losses	314	1,255	378
Charge-offs	0	(54)	(38)
Recoveries	171	71	89
Balance	7,671	7,186	5,914
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(560)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		0
Balance			0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		5,914
Balance			5,914
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Balance	9,852	9,242	12,990
Provision for credit losses	1,067	610	(1,214)
Charge-offs	0	0	0
Recoveries	0	0	0
Balance	10,919	9,852	9,242
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(2,534)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		0
Balance			0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		9,242
Balance			9,242
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Balance	3,184	2,191	2,006
Provision for credit losses	468	967	763
Charge-offs	0	0	0
Recoveries	15	26	43
Balance	3,667	3,184	2,191
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(621)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		0
Balance			0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		2,191
Balance			2,191
Retail Portfolio Segment [Member]
Charge-offs	(87)	(591)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Balance	18,986	14,027	2,449
Provision for credit losses	(474)	5,638	5,621
Charge-offs	(33)	(414)	(33)
Recoveries	223	432	595
Balance	18,702	18,986	14,027
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			5,395
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		(697)
Balance			(697)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		13,330
Balance			13,330
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Balance	2,881	160	626
Provision for credit losses	(1,089)	2,212	(111)
Charge-offs	(54)	(177)	(21)
Recoveries	198	79	77
Balance	1,936	2,881	160
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(411)
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		607
Balance			607
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		767
Balance			767
Unallocated Financing Receivables [Member]
Balance	0	19	45
Provision for credit losses	27	(19)	29
Charge-offs	0	0	0
Recoveries	0	0	0
Balance	$ 27	0	19
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(55)
Unallocated Financing Receivables [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]
Balance		0
Balance			0
Unallocated Financing Receivables [Member] | Revision of Prior Period, After Reclassification [Member]
Balance		$ 19
Balance			$ 19

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Credit Losses - Financial Effect by Type of Modification (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Contractual Interest Rate Reduction [Member]
Modified in period	$ 0	$ 0
Contractual Interest Rate Reduction [Member] | Commercial Portfolio Segment [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Retail Portfolio Segment [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Retail Portfolio Segment [Member] | Loans Categorized as 1-4 Family Mortgages [Member]
Modified in period	0	0
Contractual Interest Rate Reduction [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Modified in period	0	0
Extended Maturity [Member]
Modified in period	6,616	28,813
Extended Maturity [Member] | Commercial Portfolio Segment [Member]
Modified in period	6,616	28,813
Extended Maturity [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Modified in period	6,574	17,919
Extended Maturity [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Modified in period	0	0
Extended Maturity [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Modified in period	42	0
Extended Maturity [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Modified in period	0	10,894
Extended Maturity [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Modified in period	0	0
Extended Maturity [Member] | Retail Portfolio Segment [Member]
Modified in period	0	0
Extended Maturity [Member] | Retail Portfolio Segment [Member] | Loans Categorized as 1-4 Family Mortgages [Member]
Modified in period	0	0
Extended Maturity [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Modified in period	0	0
Principal Forgiveness [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Commercial Portfolio Segment [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Retail Portfolio Segment [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Retail Portfolio Segment [Member] | Loans Categorized as 1-4 Family Mortgages [Member]
Modified in period	0	0
Principal Forgiveness [Member] | Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Modified in period	$ 0	$ 0

Note 3 - Loans and Allowance_13

Note 3 - Loans and Allowance for Credit Losses - Amortized Cost of Modified Loans (Details) $ in Thousands	Dec. 31, 2024 USD ($)
Modified	$ 6,616
Financial Asset, Not Past Due [Member]
Modified	6,616
Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member]
Modified	6,616
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Modified	6,616
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Modified	6,574
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]
Modified	6,574
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]
Modified	42
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	42
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member]
Modified	0
Retail Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Modified	0
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Modified	$ 0

Note 4 - Premises and Equipme_3

Note 4 - Premises and Equipment, Net (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Depreciation	$ 6,000	$ 6,000	$ 6,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	8 years 9 months 18 days
Operating Lease, Weighted Average Discount Rate, Percent	6.70%
Operating Lease, Right-of-Use Asset	$ 4,400	3,700
Operating Lease, Expense	$ 1,600	$ 2,000	$ 1,300
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Accrued Liabilities	Accrued Liabilities
Operating Lease, Liability	$ 4,418	$ 3,700
Minimum [Member]
Lessee, Operating Lease, Renewal Term (Year)	3 years
Maximum [Member]
Lessee, Operating Lease, Renewal Term (Year)	5 years

Note 4 - Premises and Equipme_4

Note 4 - Premises and Equipment, Net - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Property, plant and equipment, gross	$ 103,043	$ 94,717
Less: accumulated depreciation	49,616	43,789
Total premises and equipment	53,427	50,928
Land and Land Improvements [Member]
Property, plant and equipment, gross	14,021	12,782
Building [Member]
Property, plant and equipment, gross	62,365	56,778
Furniture and Fixtures [Member]
Property, plant and equipment, gross	$ 26,657	$ 25,157

Note 4 - Premises and Equipme_5

Note 4 - Premises and Equipment, Net - Future Lease Payments (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
2025	$ 1,053
2026	1,162
2027	1,094
2028	966
2029	761
Thereafter	1,037
Total undiscounted lease payments	6,073
Less effect of discounting	(1,655)
Present value of future lease payments (lease liability)	$ 4,418	$ 3,700

Note 5 - Mortgage Loan Servic_3

Note 5 - Mortgage Loan Servicing (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Continuing Involvement with Transferred Financial Assets Custodial Escrow Balance	$ 10,900	$ 10,100
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance	0	0
Servicing Asset at Fair Value, Amount	$ 21,000	$ 19,300
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate	10.50%	11%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed	7.81%	7.44%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Expected Credit Losses	0.68%	0.29%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Weighted Average Life (Year)	8 years 8 months 12 days	8 years 7 months 6 days
Maximum [Member]
Late and Ancillary Fee Income Generated by Servicing Financial Assets, Amount	$ 100	$ 100

Note 5 - Mortgage Loan Servic_4

Note 5 - Mortgage Loan Servicing - Mortgage Loans Serviced for Others (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Mortgage loans serviced for others	$ 1,550,830	$ 1,404,388
Federal Home Loan Mortgage Corporation [Member]
Mortgage loans serviced for others	1,364,485	1,341,602
Federa lHome Loan Bank [Member]
Mortgage loans serviced for others	176,540	62,786
Other [Member]
Mortgage loans serviced for others	$ 9,805	$ 0

Note 5 - Mortgage Loan Servic_5

Note 5 - Mortgage Loan Servicing - Activity for Capitalized Mortgage Loan Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Balance at beginning of year	$ 11,343	$ 11,837
Additions	4,465	2,259
Amortized to expense	(3,333)	(2,753)
Balance at end of year	$ 12,475	$ 11,343

Note 6 - Deposits (Details Text

Note 6 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Time Deposits, at or Above FDIC Insurance Limit	$ 570	$ 477
Loans [Member]
Deposit Overdrafts	$ 1	$ 0.3

Note 6 - Deposits - Summary of

Note 6 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Noninterest-bearing	$ 1,264,523	$ 1,247,640
Noninterest-bearing demand, percentage	26.90%	32.10%
Noninterest-bearing demand, percent increase (decrease)	1.40%
Interest-bearing checking	$ 738,291	$ 635,790
Interest-bearing checking, percentage	15.70%	16.30%
Interest-bearing checking, percent increase (decrease)	16.10%
Money market	$ 1,516,436	$ 957,434
Money market, percentage	32.30%	24.50%
Money market, percent increase (decrease)	58.40%
Savings	$ 221,900	$ 262,566
Savings, percentage	4.70%	6.70%
Savings, percent increase (decrease)	(15.50%)
Local Time, under $100,000	$ 207,534	$ 175,741
Local Time, under $100,000, percentage	4.40%	4.50%
Local Time, under $100,000, percent increase (decrease)	18.10%
Local Time, $100,000 and over	$ 599,983	$ 453,366
Local Time, $100,000 and over, percentage	12.80%	11.60%
Local Time, $100,000 and over, percent increase (decrease)	32.30%
Total local deposits	$ 4,548,667	$ 3,732,537
Total local deposits, percentage	96.80%	95.70%
Total local deposits	21.90%
Out-of-area time, $100,000 and over	$ 149,699	$ 168,381
Out-of-area time, $100,000 and over, percentage	3.20%	4.30%
Out-of-area time, $100,000 and over, percent increase (decrease)	(11.10%)
Total deposits	$ 4,698,366	$ 3,900,918
Total deposits, percentage	100%	100%
Total deposits, percent increase (decrease)	20.40%

Note 6 - Deposits - Maturity Di

Note 6 - Deposits - Maturity Distribution for Certificate of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
In one year or less	$ 880,165	$ 657,307
In one to two years	53,660	61,454
In two to three years	14,315	22,830
In three to four years	2,301	54,486
In four to five years	6,775	1,411
Total certificates of deposit	$ 957,216	$ 797,488

Note 6 - Deposits - Certificate

Note 6 - Deposits - Certificates of Deposit with Balances of $100,000 or More (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Up to three months	$ 218,666	$ 167,535
Three months to six months	185,327	127,344
Six months to twelve months	291,179	210,915
Over twelve months	54,510	115,953
Total certificates of deposit	$ 749,682	$ 621,747

Note 7 - Securities Sold Unde_3

Note 7 - Securities Sold Under Agreements to Repurchase (Details Textual)	12 Months Ended
	Dec. 31, 2024
Maximum [Member]
Repurchase Agreement Counterparty, Weighted Average Maturity of Agreements (Year)	1 year

Note 7 - Securities Sold Unde_4

Note 7 - Securities Sold Under Agreements to Repurchase - Securities Sold Under Agreement to Repurchase (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Securities sold under agreements to repurchase	$ 121,521	$ 229,734
Average daily balance during the year	224,878	204,334
Maximum daily balance during the year	$ 278,227	$ 269,324
Securities Sold under Agreements to Repurchase [Member]
Weighted average interest rate at year end	2.17%	3.17%
Weighted average interest rate during the year	3.43%	1.33%

Note 8 - Federal Home Loan Ba_3

Note 8 - Federal Home Loan Bank of Indianapolis Advances (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Long-Term Federal Home Loan Bank Advances	$ 387,083	$ 467,910
Line of Credit Facility, Maximum Borrowing Capacity	1,000,000
Line of Credit Facility, Remaining Borrowing Capacity	634,000
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member]
Long-Term Federal Home Loan Bank Advances	$ 360,000	$ 440,000
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member] | Minimum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	0.70%	0.55%
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member] | Maximum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	4.54%	5.05%
Federal Home Loan Bank of Indianapolis [Member] | Bullet Advances [member] | Weighted Average [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	3.10%	2.93%
Federal Home Loan Bank of Indianapolis [Member] | Amortizing Advances [Member]
Long-Term Federal Home Loan Bank Advances	$ 27,100	$ 27,900
Federal Home Loan Bank of Indianapolis [Member] | Amortizing Advances [Member] | Weighted Average [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	2.52%

Note 8 - Federal Home Loan Ba_4

Note 8 - Federal Home Loan Bank of Indianapolis Advances - Maturities of Currently Outstanding FHLB Advances (Details) - Bullet Advances [member] - Federal Home Loan Bank of Indianapolis [Member] $ in Thousands	Dec. 31, 2024 USD ($)
2025	$ 80,000
2026	80,000
2027	100,000
2028	90,000
2029	10,000
Thereafter	$ 0

Note 8 - Federal Home Loan Ba_5

Note 8 - Federal Home Loan Bank of Indianapolis Advances - Maturities of Currently Outstanding FHLBI Amortizing Advances (Details) - Federal Home Loan Bank of Indianapolis [Member] - Amortizing Advances [Member] $ in Thousands	Dec. 31, 2024 USD ($)
2025	$ 862
2026	900
2027	938
2028	979
2029	1,022
Thereafter	$ 22,382

Note 9 - Federal Income Taxes_2

Note 9 - Federal Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21%	21%	21%
Deferred Tax Assets, Valuation Allowance	$ 0	$ 0
Unrecognized Tax Benefits	0	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 0	$ 0

Note 9 - Federal Income Taxes -

Note 9 - Federal Income Taxes - Consolidated Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Current expense	$ 19,090	$ 22,518	$ 16,080
Deferred benefit	(397)	(2,036)	(1,353)
Tax expense	$ 18,693	$ 20,482	$ 14,727

Note 9 - Federal Income Taxes_3

Note 9 - Federal Income Taxes - Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Tax at statutory rate, amount	$ 20,640	$ 21,567	$ 15,915
Tax at statutory rate, percent	21%	21%	21%
Tax-exempt interest, amount	$ (1,027)	$ (862)	$ (695)
Tax-exempt interest, percent	(1.00%)	(0.80%)	(0.90%)
Bank owned life insurance, amount	$ (529)	$ (303)	$ (334)
Bank owned life insurance, percent	(0.50%)	(0.30%)	(0.40%)
Non-deductible expenses, amount	$ 241	$ 213	$ 129
Non-deductible expenses, percent	0.20%	0.20%	0.20%
Tax credits, amount	$ (266)	$ 24	$ (262)
Tax credits, percentage	(0.30%)	0%	(0.30%)
Other, amount	$ (366)	$ (157)	$ (26)
Other, percent	(0.40%)	(0.20%)	0%
Tax expense	$ 18,693	$ 20,482	$ 14,727
Tax expense, percent	19%	19.90%	19.60%

Note 9 - Federal Income Taxes_4

Note 9 - Federal Income Taxes - Significant Components of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Allowance for credit losses	$ 11,435	$ 10,482
Deferred compensation	269	226
Stock compensation	1,011	1,005
Nonaccrual loan interest income	192	132
Unrealized loss on securities	13,245	13,420
Lease liability	928	775
Other	567	779
Deferred tax asset	27,647	26,819
Depreciation	259	337
Prepaid expenses	685	612
Mortgage loan servicing rights	2,620	2,382
Deferred loan fees and costs	471	509
Right of use lease asset	928	775
Business combination adjustments	1,626	1,770
Other	849	447
Deferred tax liability	7,438	6,832
Total net deferred tax asset	$ 20,209	$ 19,987

Note 10 - Stock-based Compens_3

Note 10 - Stock-based Compensation (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	383,000
Performance Shares [Member] | Executive Officer [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		25,239	26,112
Noninterest Expense [Member]
Share-Based Payment Arrangement, Expense	$ 3.3	$ 3.4	$ 3.4

Note 10 - Stock-based Compens_4

Note 10 - Stock-based Compensation - Summary of Restricted Stock Activity (Details) - Restricted Stock [Member] - Mercantile Plans [Member]	12 Months Ended
	Dec. 31, 2024 $ / shares shares
Nonvested at beginning of year (in shares) | shares	355,890
Nonvested at beginning of year (in dollars per share) | $ / shares	$ 34.18
Vested (in shares) | shares	(115,762)
Vested (in dollars per share) | $ / shares	$ 32.02
Forfeited (in shares) | shares	(11,482)
Forfeited (in dollars per share) | $ / shares	$ 34.09
Nonvested at end of year (in shares) | shares	228,646
Nonvested at end of year (in dollars per share) | $ / shares	$ 35.84

Note 10 - Stock-based Compens_5

Note 10 - Stock-based Compensation - Shares Grant to Board Directors (Details) - Corporate and Bank Board Directors [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Shares Granted (in shares)	11,316	11,529	11,166	10,489
Total Cost	$ 423	$ 350	$ 359	$ 344

Note 11 - Related Parties (Deta

Note 11 - Related Parties (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Related Party Deposits and Repurchase Agreements	$ 17,900	$ 20,700
Directors and Executive Officers [Member]
Loan Commitments to Related Parties	20,400	124,000
Loans and Leases Receivable, Related Parties	$ 7,770	$ 89,507	$ 92,660

Note 11 - Related Parties - Loa

Note 11 - Related Parties - Loans Outstanding to Directors and Executive Officers (Details) - Directors and Executive Officers [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Beginning balance	$ 89,507	$ 92,660
New loans	1,898	3,221
Repayments	(3,788)	(5,410)
Effect of changes in related parties	(79,847)	(964)
Ending balance	$ 7,770	$ 89,507

Note 12 - Commitments and Off_3

Note 12 - Commitments and Off-balance-sheet Risk (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 54,454	$ 49,914	$ 42,246	$ 35,363
Term Debt, Secured by Real Estate Balloon Payment, Period (Year)	5 years
Minimum [Member]
Amortization Period for Term Debt, Secured by Real Estate (Year)	10 years
Term Debt Secured, by Non-real Estate Collateral Maturity Period (Year)	3 years
Maximum [Member]
Amortization Period for Term Debt, Secured by Real Estate (Year)	25 years
Term Debt Secured, by Non-real Estate Collateral Maturity Period (Year)	7 years
Retail and Commercial Lines of Credit and Credit Card Receivables [Member]
Financing Receivable, Allowance for Credit Loss	$ 1,000	$ 1,300
Commercial Line of Credit Facilities [Member] | Minimum [Member]
Line of Credit Facility, Expiration Period (Month)	12 months
Commercial Line of Credit Facilities [Member] | Maximum [Member]
Line of Credit Facility, Expiration Period (Month)	24 months

Note 12 - Commitments and Off_4

Note 12 - Commitments and Off-balance Sheet Risk - Exposure to Credit Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Contractual amounts of financial instruments with off-balance sheet risk	$ 2,101,302	$ 2,113,504
Standby Letters of Credit [Member]
Contractual amounts of financial instruments with off-balance sheet risk	26,491	19,393
Unused lines of Credit [Member] | Commercial Portfolio Segment [Member]
Contractual amounts of financial instruments with off-balance sheet risk	1,488,782	1,557,429
Unused lines of Credit [Member] | One to Four Family Mortgages [Member]
Contractual amounts of financial instruments with off-balance sheet risk	84,298	74,120
Unused lines of Credit [Member] | Credit Card Lines of Credit [Member]
Contractual amounts of financial instruments with off-balance sheet risk	172,273	142,096
Unused lines of Credit [Member] | Consumer Other Financing Receivable 1 [Member]
Contractual amounts of financial instruments with off-balance sheet risk	33,892	50,063
Loan Origination Commitments [Member]
Contractual amounts of financial instruments with off-balance sheet risk	$ 295,566	$ 270,403

Note 12 - Commitments and Off_5

Note 12 - Commitments and Off-balance-sheet Risk - Instruments Carried at Fair Values (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Contractual amounts of financial instruments with off-balance sheet risk	$ 2,101,302	$ 2,113,504
Standby Letters of Credit [Member]
Standby letters of credit, contract amount	26,491	19,393
Contractual amounts of financial instruments with off-balance sheet risk	$ 175	$ 99

Note 13 - Benefit Plans (Detail

Note 13 - Benefit Plans (Details Textual) - USD ($) $ in Millions	12 Months Ended			81 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2024
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay				5%
Defined Contribution Plan, Cost	$ 2.6	$ 2.3	$ 2.2
Interest Expense, Deferred Compensation Plan	$ 0.1	$ 0.1	$ 0.1
Stock Issued During Period, Shares, Employee Stock Purchase Plans (in shares)	1,194	1,410	1,388
Common Stock Including Additional Paid in Capital [Member]
Stock Issued During Period, Shares, Employee Stock Purchase Plans (in shares)	1,194	1,410
Stock Purchase Plan [Member]
Common Stock, Capital Shares Reserved for Future Issuance (in shares)	250,000			250,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	233,000			233,000
Other Liabilities [Member]
Deferred Compensation Liability, Current and Noncurrent	$ 1.3	$ 1.1		$ 1.3

Note 14 - Derivatives and Hed_3

Note 14 - Derivatives and Hedging Activities (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Other Noninterest Expense	$ 15,925	$ 17,767	$ 14,324
Interest Rate Swap [Member]
Other Noninterest Expense	$ 100	$ 100

Note 14 - Derivatives and Hed_4

Note 14 - Derivatives and Hedging Activities - Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Derivative Assets, balance sheet location	Other Assets	Other Assets
Derivative Liabilities balance sheet location	Accrued Liabilities	Accrued Liabilities
Interest Rate Swap [Member]
Notional Amount	$ 866,157	$ 676,526
Derivative Assets Interest rate swaps	26,793	27,505
Derivative Liabilities Interest rate swaps	27,050	27,964
Interest Rate Swap Liabilities [Member]
Notional Amount	$ 864,130	$ 674,499

Note 14 - Derivatives and Hed_5

Note 14 - Derivatives and Hedging Activities - The Netting Arrangement of Derivative Instruments (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Derivative Assets Interest rate swaps	$ 26,793	$ 27,505
Financial instruments, derivative assets	3,064	5,175
Cash collaterl, derivative assets	19,040	14,010
Net amount, derivative assets	4,689	8,320
Derivative Liabilities Interest rate swaps	27,050	27,964
Financial instruments, derivative liability	2,915	5,175
Cash collaterl, derivative liability	1,640	3,120
Net amount, derivative liability	$ 22,495	$ 19,669

Note 15 - Fair Values of Fina_3

Note 15 - Fair Values of Financial Instruments - Fair Value Hierarchy of Financial Instruments (Details) - USD ($) $ in Thousands		Dec. 31, 2024	Dec. 31, 2023
Securities available for sale		$ 730,352	$ 617,092
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure		16,000	19,000
Interest Rate Swap [Member]
Derivative Asset		26,793	27,505
Derivative Liability		27,050	27,964
Fair Value, Inputs, Level 1 [Member]
Securities available for sale		0	0
Reported Value Measurement [Member]
Securities available for sale	[1]	730,352	617,092
Federal Home Loan Bank stock	[2]	21,513	21,513
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		393,010	130,533
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net		4,546,327	4,253,844
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure		15,824	18,607
Accrued interest receivable		21,401	19,806
Deposits		4,698,366	3,900,918
Securities sold under agreements to repurchase		121,521	229,734
Federal Home Loan Bank advances		387,083	467,910
Accrued interest payable		10,201	9,012
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debentures [Member]
Subordinated debt		50,330	49,644
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Notes [Member]
Subordinated debt		89,314	88,971
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Derivative Asset		26,793	27,505
Derivative Liability		27,050	27,964
Estimate of Fair Value Measurement [Member]
Securities available for sale	[1]	730,352	617,092
Federal Home Loan Bank stock	[2]	21,513	21,513
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		393,010	130,533
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net		4,558,628	4,191,644
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure		16,047	19,027
Accrued interest receivable		21,401	19,806
Deposits		4,541,896	3,814,778
Securities sold under agreements to repurchase		121,521	229,734
Federal Home Loan Bank advances		374,499	454,857
Accrued interest payable		10,201	9,012
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debentures [Member]
Subordinated debt		50,336	49,653
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Notes [Member]
Subordinated debt		81,825	77,218
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Derivative Asset		26,793	27,505
Derivative Liability		$ 27,050	$ 27,964
[1]See Note 16 for a description of the fair value hierarchy as well as a disclosure of levels for classes of financial assets and liabilities.[2]It is not practical to determine the fair value of FHLBI stock due to transferability restrictions; therefore, fair value is estimated at carrying amount.

Note 16 - Fair Value Measurem_3

Note 16 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale	$ 730,352	$ 617,092
Loan, Mortgage, Held-for-Sale, Fair Value Disclosure	$ 16,000	19,000
Real Estate Dependent Loans and Foreclosed Assets Estimated Selling Costs [Member]
Fair Value Inputs, Discount Factor	10%
Maximum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member]
Fair Value Inputs, Discount Factor	50%
Maximum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member]
Fair Value Inputs, Discount Factor	35%
Minimum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member]
Fair Value Inputs, Discount Factor	25%
Minimum [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member]
Fair Value Inputs, Discount Factor	25%
Weighted Average [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Commercial Real Estate [Member]
Fair Value Inputs, Discount Factor	27.40%
Weighted Average [Member] | Real Estate Dependent Loans and Foreclosed Assets [Member] | Residential Real Estate [Member]
Fair Value Inputs, Discount Factor	26%
Municipal General Obligation Bonds [Member]
Debt Securities, Available-for-Sale	$ 180,170	167,860
Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Inputs, Level 3 [Member] | Municipal General Obligation Bonds [Member] | Maximum [Member]
Debt Securities, Available-for-Sale, Decrease Due to Scheduled Maturities	100	100
Available-for-Sale Securities [Member]
SEC Schedule, 12-09, Valuation Allowances and Reserves, Amount, Ending Balance	$ 0	$ 0

Note 16 - Fair Value Measurem_4

Note 16 - Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale	$ 730,352	$ 617,092
Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	495,581	390,496
Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	25,368	29,473
Municipal General Obligation Bonds [Member]
Debt Securities, Available-for-Sale	180,170	167,860
Municipal Revenue Bonds [Member]
Debt Securities, Available-for-Sale	28,733	28,763
Other Debt and Equity Securities [Member]
Debt Securities, Available-for-Sale	500	500
Fair Value, Recurring [Member]
Total assets	757,145	644,597
Total liabilities	27,050	27,964
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total assets	0	0
Total liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total assets	756,752	644,084
Total liabilities	27,050	27,964
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total assets	393	513
Total liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	495,581	390,496
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	495,581	390,496
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	25,368	29,473
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	25,368	29,473
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member]
Debt Securities, Available-for-Sale	180,170	167,860
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	179,777	167,347
Fair Value, Recurring [Member] | Municipal General Obligation Bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	393	513
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member]
Debt Securities, Available-for-Sale	28,733	28,763
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	28,733	28,763
Fair Value, Recurring [Member] | Municipal Revenue Bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member]
Debt Securities, Available-for-Sale	500	500
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	500	500
Fair Value, Recurring [Member] | Other Debt and Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Derivative Asset	26,793	27,505
Derivative Liability	27,050	27,964
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative Asset	0	0
Derivative Liability	0	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative Asset	26,793	27,505
Derivative Liability	27,050	27,964
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative Asset	0	0
Derivative Liability	$ 0	$ 0

Note 16 - Fair Value Measurem_5

Note 16 - Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Collateral dependent loans	$ 2,173	$ 1,434
Total	2,173	1,634
Foreclosed assets		200
Fair Value, Inputs, Level 1 [Member]
Collateral dependent loans	0	0
Total	0	0
Foreclosed assets		0
Fair Value, Inputs, Level 2 [Member]
Collateral dependent loans	0	0
Total	0	0
Foreclosed assets		0
Fair Value, Inputs, Level 3 [Member]
Collateral dependent loans	2,173	1,434
Total	$ 2,173	1,634
Foreclosed assets		$ 200

Note 17 - Earnings Per Share (D

Note 17 - Earnings Per Share (Details Textual)	12 Months Ended
	Dec. 31, 2022 shares
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	5,000

Note 17 - Earnings Per Share -

Note 17 - Earnings Per Share - Computation of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Net income attributable to common shares	$ 79,593	$ 82,217	$ 61,063
Weighted average common shares outstanding (in shares)	16,130,696	16,015,678	15,859,889
Basic earnings per common share (in dollars per share)	$ 4.93	$ 5.13	$ 3.85
Net income	$ 79,593	$ 82,217	$ 61,063
Weighted average common shares outstanding for basic earnings per common share (in shares)	16,130,696	16,015,678	15,859,889
Add: Dilutive effects of share-based awards (in shares)	0	0	12
Average shares and dilutive potential common shares (in shares)	16,130,696	16,015,678	15,859,901
Diluted earnings per common share (in dollars per share)	$ 4.93	$ 5.13	$ 3.85

Note 18 - Variable Interest E_3

Note 18 - Variable Interest Entities (Details Textual) $ in Thousands			24 Months Ended
	Jan. 26, 2016 USD ($)	Jun. 01, 2014 USD ($)	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Number of Business Trusts			5
Business Combination Debt Assumed Number of Trusts			4
Fair Value Discount of Subordinated Debentures Related to Assumed Business Trusts at Time af Merger		$ 15,000
Amortization of Fair Value Discount Related to Subordinated Debentures of Assumed Business Trusts		$ 700
Amortization Period of Fair Value Discount Related to Subordinated Debentures of Assumed Business Trusts (Year)		21 years 6 months
Preferred Securities of Subsidiary Trust			$ 48,300	$ 47,600
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust, Total			50,330	49,644
Other Assets [Member]
Low-Income Housing Tax Credit and Historic Tax Credits, Investment			38,900	25,700
Other Liabilities [Member]
Low-Income Housing Tax Credit and Historic Tax Credits, Commitment			34,400	$ 21,100
Mercantile Bank Capital Trust I [Member]
Preferred Securities of Subsidiary Trust	$ 32,000		$ 21,000
Payments for Repurchase of Trust Preferred Securities	11,000
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust, Total	21,000
Fund [Member] | Mercantile Bank Capital Trust I [Member]
Preferred Securities of Subsidiary Trust	$ 11,000
Five Business Trusts [Member]
Variable Interest Entity, Qualitative or Quantitative Information, Ownership Percentage			100%

Note 18 - Variable Interest E_4

Note 18 - Variable Interest Entities - Business Trusts (Details) - USD ($) $ in Millions		12 Months Ended
	Dec. 15, 2021	Dec. 31, 2024	Dec. 31, 2023	Jan. 26, 2016
Preferred securities outstanding		$ 48.3	$ 47.6
Debt Instrument, Variable Interest Rate, Type [Extensible Enumeration]	Secured Overnight Financing Rate (SOFR) [Member]	Secured Overnight Financing Rate (SOFR) [Member]
Mercantile Bank Capital Trust I [Member]
Preferred securities outstanding		$ 21		$ 32
Interest rate margin		2.18%
Firstbank Capital Trust I [Member]
Preferred securities outstanding		$ 10
Interest rate margin		1.99%
Firstbank Capital Trust II [Member]
Preferred securities outstanding		$ 10
Interest rate margin		1.27%
Firstbank Capital Trust III [Member]
Preferred securities outstanding		$ 7.5
Interest rate margin		1.35%
Firstbank Capital Trust IV [Member]
Preferred securities outstanding		$ 7.5
Interest rate margin		1.35%

Note 18 - Variable Interest E_5

Note 18 - Variable Interest Entities - Unconsolidated Variable Interest Entities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Aggregate Assets	$ 6,052,161	$ 5,353,224
Aggregate Liabilities	5,467,635	4,831,079
Variable Interest Entity, Not Primary Beneficiary [Member]
Aggregate Assets	58,074	58,074
Aggregate Liabilities	56,000	56,000
Risk of Loss	2,074	2,074
Variable Interest Entity, Primary Beneficiary [Member]
Aggregate Assets	38,902	25,659
Aggregate Liabilities	34,428	21,103
Risk of Loss	$ 4,474	$ 4,556

Note 19 - Subordinated Notes (D

Note 19 - Subordinated Notes (Details Textual) - USD ($) $ in Millions			12 Months Ended
	Jan. 14, 2022	Dec. 15, 2021	Dec. 31, 2024	Dec. 31, 2023
Debt Instrument, Variable Interest Rate, Type [Extensible Enumeration]		Secured Overnight Financing Rate (SOFR) [Member]	Secured Overnight Financing Rate (SOFR) [Member]
Subordinated Notes [Member]
Subordinated Debt, Principal Amount	$ 15	$ 75
Subordinated Borrowing, Interest Rate		3.25%
Subordinated Borrowing, Redemption Price, Percentage of Principal Amount		100%
Debt Instrument, Basis Spread on Variable Rate		2.12%
Increase to Equity Capital From Issuance of Subordinated Long-term Debt	$ 15	$ 70
Debt Issuance Costs, Gross			$ 0.7	$ 1

Note 20 - Regulatory Matters (D

Note 20 - Regulatory Matters (Details Textual) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions	3 Months Ended				12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	May 31, 2021	Dec. 31, 2009
Capital Conservation Buffer	2.50%				2.50%
Common Equity Tier 1 Risk Based Capital Required For Capital Adequacy to Risk Weighted Assets	0.07				0.07
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.085				0.085
Capital Required for Capital Adequacy to Risk Weighted Assets	0.105				0.105
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 130				$ 130
Stock Repurchase Program, Remaining Authorized Repurchase Amount	6.8				$ 6.8
Stock Repurchase Program, Authorized Amount								$ 20
Stock Repurchased During Period, Shares (in shares)					0	0
Preferred Securities of Subsidiary Trust	48.3				$ 48.3	$ 47.6
Maximum Restricted Core Element Allowed in Tier One Capital Percent					25%
Maximum Level of Consolidated Aggregate Assets Allowing for Inclusion of Trust Preferred Securities in Tier One Capital									$ 15,000
Trust Preferred Securities Included in Tier One Capital	$ 48.3				$ 48.3	$ 47.6
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)					$ 1.4	$ 1.34	$ 1.26
O 2024 Q1 Dividends [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)				$ 0.35
Dividends Payable, Date Declared				Jan. 11, 2024
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)				$ 0.35
Dividends Payable, Date to be Paid				Mar. 13, 2024
Dividends Payable, Date of Record				Mar. 01, 2024
O 2024 Q2 Dividends [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)			$ 0.35
Dividends Payable, Date Declared			Apr. 11, 2024
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)			$ 0.35
Dividends Payable, Date to be Paid			Jun. 19, 2024
Dividends Payable, Date of Record			Jun. 07, 2024
O 2024 Q3 Dividends [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)		$ 0.36
Dividends Payable, Date Declared		Jul. 11, 2024
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)		$ 0.36
Dividends Payable, Date to be Paid		Sep. 18, 2024
O 2024 Q4 Dividends [Member]
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.36
Dividends Payable, Date Declared	Oct. 10, 2024
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)	$ 0.36
Dividends Payable, Date to be Paid	Dec. 18, 2024
Dividends Payable, Date of Record	Dec. 06, 2024

Note 20 - Regulatory Matters -

Note 20 - Regulatory Matters - Actual Capital Levels and Minimum Levels (Details) $ in Thousands	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Total capital minimum required for capital adequacy, ratio	0.105
Tier 1 capital minimum required for capital adequacy, ratio	0.085
Common equity tier 1 capital minimum required for capital adequacy, ratio	0.07
Consolidated Entities [Member]
Total capital, amount	$ 777,857	$ 710,905
Total capital, ratio	0.142	0.137
Total capital minimum required for capital adequacy, amount	$ 439,031	$ 415,841
Total capital minimum required for capital adequacy, ratio	0.08	0.08
Tier 1 capital, amount	$ 633,134	$ 570,730
Tier 1 capital, ratio	0.115	0.11
Tier 1 capital minimum required for capital adequacy, amount	$ 329,274	$ 311,881
Tier 1 capital minimum required for capital adequacy, ratio	0.06	0.06
Common equity tier 1, amount	$ 584,879	$ 523,160
Common equity tier 1, ratio	0.107	0.101
Common equity tier 1 minimum required for capital adequacy, amount	$ 246,955	$ 233,911
Common equity tier 1 capital minimum required for capital adequacy, ratio	0.045	0.045
Tier 1 capital to average assets, amount	$ 633,134	$ 570,730
Tier 1 capital to average assets, ratio	0.106	0.108
Tier 1 capital to average assets, minimum required for capital adequacy, amount	$ 238,934	$ 210,527
Tier 1 capital to average assets minimum required for capital adequacy, ratio	0.04	0.04
Bank [Member]
Total capital, amount	$ 759,146	$ 694,431
Total capital, ratio	0.139	0.134
Total capital minimum required for capital adequacy, amount	$ 435,793	$ 414,019
Total capital minimum required for capital adequacy, ratio	0.08	0.08
Total capital to be well capitalized, amount	$ 544,741	$ 517,524
Total capital to be well capitalized, ratio	0.10	0.10
Tier 1 capital, amount	$ 703,737	$ 643,227
Tier 1 capital, ratio	0.129	0.124
Tier 1 capital minimum required for capital adequacy, amount	$ 326,845	$ 310,514
Tier 1 capital minimum required for capital adequacy, ratio	0.06	0.06
Tier 1 capital to be well capitalized, amount	$ 435,793	$ 414,019
Tier 1 capital to be well capitalized, ratio	0.08	0.08
Common equity tier 1, amount	$ 703,737	$ 643,227
Common equity tier 1, ratio	0.129	0.124
Common equity tier 1 minimum required for capital adequacy, amount	$ 245,134	$ 232,886
Common equity tier 1 capital minimum required for capital adequacy, ratio	0.045	0.045
Common equity tier 1 capital to be well capitalized, amount	$ 354,082	$ 336,391
Common equity tier 1 capital to be well capitalized, ratio	0.065	0.065
Tier 1 capital to average assets, amount	$ 703,737	$ 643,227
Tier 1 capital to average assets, ratio	0.119	0.122
Tier 1 capital to average assets, minimum required for capital adequacy, amount	$ 237,447	$ 210,427
Tier 1 capital to average assets minimum required for capital adequacy, ratio	0.04	0.04
Tier 1 capital to average assets to be well capitalized, amount	$ 296,808	$ 263,034
Tier 1 capital to average assets to be well capitalized, ratio	0.05	0.05

Note 21 - Mercantile Bank Cor_3

Note 21 - Mercantile Bank Corporation (Parent Company Only) Condensed Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Assets [Abstract]
Other Assets	$ 148,396	$ 125,566
Total assets	6,052,161	5,353,224
LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities	5,467,635	4,831,079
Subordinated debentures	50,330	49,644
Subordinated notes	89,314	88,971
Shareholders’ equity	584,526	522,145	$ 441,408	$ 456,559
Total liabilities and shareholders’ equity	6,052,161	5,353,224
Parent Company [Member]
Assets [Abstract]
Cash and cash equivalents	17,420	18,969
Investments in subsidiaries	691,563	629,710
Other Assets	18,188	15,122
Total assets	727,171	663,801
LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities	3,001	3,040
Subordinated debentures	50,330	49,644
Subordinated notes	89,314	88,971
Shareholders’ equity	584,526	522,146
Total liabilities and shareholders’ equity	$ 727,171	$ 663,801

Note 21 - Mercantile Bank Cor_4

Note 21 - Mercantile Bank Corporation (Parent Company Only) Condensed Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income
Interest and dividends from subsidiaries	$ 321,502	$ 271,358	$ 181,839
Expenses
Federal income tax benefit	18,693	20,482	14,727
Net income	79,593	82,217	61,063
Other comprehensive income (loss)	662	14,854	(61,612)
Comprehensive income (loss)	80,255	97,071	(549)
Parent Company [Member]
Income
Interest and dividends from subsidiaries	30,061	26,660	26,056
Total income	30,061	26,660	26,056
Expenses
Interest expense	8,203	8,091	6,104
Other operating expenses	5,647	5,674	5,645
Total expenses	13,850	13,765	11,749
Income before income tax benefit and equity in undistributed net income of subsidiary	16,211	12,895	14,307
Federal income tax benefit	(3,240)	(2,858)	(2,535)
Equity in undistributed net income of subsidiary	60,142	66,464	44,221
Net income	79,593	82,217	61,063
Other comprehensive income (loss)	662	14,854	(61,612)
Comprehensive income (loss)	$ 80,255	$ 97,071	$ (549)

Note 21 - Mercantile Bank Cor_5

Note 21 - Mercantile Bank Corporation (Parent Company Only) Condensed Financial Statements - Condensed Statement of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities
Net income	$ 79,593	$ 82,217	$ 61,063
Adjustments to reconcile net income to net cash from operating activities:
Stock-based compensation expense	3,316	3,384	3,377
Stock grants to directors for retainer fees	423	350	359
Other assets	(25,797)	(30,189)	(437)
Accrued interest and other liabilities	27,893	14,252	32,524
Cash flows from investing activities
Net cash for investing activities	(425,436)	(395,932)	(554,999)
Cash flows from financing activities
Proceeds from stock option exercises, net of cashless exercises	0	0	36
Employee stock purchase plan	50	45	45
Dividend reinvestment plan	810	891	867
Net proceeds from subordinated notes issuance	0	0	14,645
Payment of cash dividends to common shareholders	(22,473)	(21,004)	(19,602)
Net cash for financing activities	586,795	363,080	(443,251)
Net change in cash and cash equivalents	262,477	33,761	(878,388)
Cash and cash equivalents at beginning of period	130,533	96,772	975,160
Cash and cash equivalents at end of period	393,010	130,533	96,772
Parent Company [Member]
Cash flows from operating activities
Net income	79,593	82,217	61,063
Adjustments to reconcile net income to net cash from operating activities:
Equity in undistributed net income of subsidiary	(60,142)	(66,464)	(44,221)
Stock-based compensation expense	3,316	3,384	3,377
Stock grants to directors for retainer fees	423	350	359
Other assets	(4,116)	(128)	858
Accrued interest and other liabilities	990	1,045	1,636
Net cash from operating activities	20,064	20,404	23,072
Cash flows from investing activities
Net capital investment into subsidiaries	0	0	(15,000)
Net cash for investing activities	0	0	(15,000)
Cash flows from financing activities
Proceeds from stock option exercises, net of cashless exercises	0	0	36
Employee stock purchase plan	50	45	45
Dividend reinvestment plan	810	891	867
Net proceeds from subordinated notes issuance	0	0	14,645
Payment of cash dividends to common shareholders	(22,473)	(21,004)	(19,602)
Net cash for financing activities	(21,613)	(20,068)	(4,009)
Net change in cash and cash equivalents	(1,549)	336	4,063
Cash and cash equivalents at beginning of period	18,969	18,633	14,570
Cash and cash equivalents at end of period	$ 17,420	$ 18,969	$ 18,633

Note 22 - Subsequent Events (De

Note 22 - Subsequent Events (Details Textual) - Subsequent Event [Member] - O 2025 Q1 Dividends [Member]	Jan. 16, 2025 $ / shares
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.37
Dividends Payable, Date Declared	Jan. 16, 2025
Dividends Payable, Date to be Paid	Mar. 19, 2025
Dividends Payable, Date of Record	Mar. 07, 2025