UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 25049
FORM 11-K
(Mark One)
| þ | ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
| For the fiscal period ended December 31, 2002 |
| ¨ | TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
| For the transition period from to |
Commission File Number 1-14266
Mooresville Savings Bank, SSB Employee Savings and Profit Sharing Plan
(Full title of the Plan)
Coddle Creek Financial Corp.
(Name of issuer of the Securities)
347 North Main Street
Post Office Box 117
Mooresville, North Carolina 28115
(Address of Principal Executive Office)
| Item 4. |
In lieu of Items 1-3, due to the plan being subject to the Employee Retirement Income Security Act of 1974 (“ERISA”), plan financial statements and schedules prepared in accordance with the financial reporting requirements of ERISA are attached as Exhibit 99. Due to the number of plan participants, this plan is not subject to the audit requirements of ERISA.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
MOORESVILLE SAVINGS BANK, SSB EMPLOYEES | ||||||||
Dated August 14, 2003 | By: | /s/ GEORGE W. BRAWLEY | ||||||
George W. Brawley President and CEO | ||||||||
INDEX OF EXHIBITS
| Exhibit 23 | – | Consent of McGladrey & Pullen, LLP | ||
| Exhibit 99 | – | Mooresville Savings Bank, SSB Employees Savings and Profit Sharing Plan Financial Report (Compiled) dated December 31, 2002 | ||
