Heritage Financial (HFWA) 10-K2002 FY Annual report

Filed: 19 Mar 03, 12:00am

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Removed: Avg, borrow, canceled, check, connection, conservation, delayed, distribution, doubt, embedded, energy, Exercised, Expired, family, fell, FHLMC, Fluetsch, FNMA, GNMA, growing, HFC, incorporation, investing, mark, marketing, maturing, NM, nonrecurring, note, occupancy, Peter, prepaid, printing, QUALITATIVE, QUANTITATIVE, region, registered, Rental, SUBMISSION, Subtotal, SUPPLEMENTARY, telephone, Unamortized, utilize, Vacation, VOTE

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Exhibit 99.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,

AS ADDED BY

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Heritage Financial Corporation (the “Company”) on Form 10-K for the period ended December 31, 2002 as filed with the Securities and Exchange Commission (the “Report”), we, Donald V. Rhodes, Chairman, President, and Chief Executive Officer and Edward D. Cameron, Senior Vice President, Corporate Secretary and Treasurer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as added by Section 906 of the Sarbanes-Oxley Act of 2002, that:

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

To my knowledge, the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the period covered by the Report.

/S/ DONALD V. RHODES

Donald V. Rhodes

Chairman, President, and Chief Executive Officer

Principal Executive Officer

/S/ EDWARD D. CAMERON

Edward D. Cameron

Senior Vice President, Corporate Secretary and Treasurer

Principal Financial Officer

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