Guaranty Federal Bancshares (GFED) 10-Q 8 Nov 19 2019 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Oct. 31, 2019
Document Information [Line Items]
Entity Registrant Name	Guaranty Federal Bancshares Inc
Entity Central Index Key	0001046203
Trading Symbol	gfed
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		4,381,312
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Amendment Flag	false
Title of 12(b) Security	Common Stock, Par Value $0.10 per share

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 3,974,694	$ 5,818,955
Interest-bearing deposits in other financial institutions	82,446,686	28,302,687
Cash and cash equivalents	86,421,380	34,121,642
Interest-bearing time deposits at other financial institutions	250,000	250,000
Available-for-sale securities	106,353,702	86,266,197
Stock in Federal Home Loan Bank, at cost	3,157,500	5,387,200
Loans receivable, net of allowance for loan losses of September 30, 2019 - $7,557,311 - December 31, 2018 - $7,995,569	744,022,856	778,298,606
Accrued interest receivable	3,475,749	3,390,944
Prepaid expenses and other assets	9,054,815	6,261,159
Goodwill	1,434,982	1,434,982
Core deposit intangible	2,623,160	2,980,910
Foreclosed assets held for sale	1,490,960	1,126,963
Premises and equipment, net	19,560,814	20,095,161
Operating lease right-of-use asset	9,194,850
Bank owned life insurance	24,543,725	20,198,074
Income taxes receivable		158,631
Deferred income taxes	3,800,037	3,650,552
	1,016,329,499	965,137,870
LIABILITIES
Deposits	839,988,502	749,618,822
Federal Home Loan Bank advances	50,000,000	105,300,000
Subordinated debentures	15,465,000	21,760,829
Note payable to bank	11,200,000	5,000,000
Advances from borrowers for taxes and insurance	698,438	289,808
Accrued expenses and other liabilities	4,834,402	1,868,008
Operating lease liability	9,236,695
Income taxes payable	348,818
Accrued interest payable	832,494	821,811
	932,604,349	884,659,278
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued September 30, 2019 and December 31, 2018 - 6,916,003 and 6,902,003 shares; respectively	691,600	690,200
Additional paid-in capital	51,782,472	51,382,585
Retained earnings, substantially restricted	71,195,470	65,829,687
Accumulated other comprehensive loss	(700,936)	(452,756)
	122,968,606	117,449,716
Treasury stock, at cost; September 30, 2019 and December 31, 2018 - 2,534,691 and 2,443,522 shares, respectively	(39,243,456)	(36,971,124)
	83,725,150	80,478,592
	1,016,329,499	965,137,870
Residential Mortgage [Member]
ASSETS
Mortgage loans held for sale	$ 944,969	$ 1,516,849

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Loans receivable, allowance for loan losses	$ 7,557,311	$ 7,995,569
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	10,000,000	10,000,000
Common stock, issued (in shares)	6,916,003	6,902,003
Treasury stock, shares (in shares)	2,534,691	2,443,522

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Income
Loans	$ 10,429,973	$ 12,773,881	$ 31,128,087	$ 29,971,163
Investment securities	735,044	523,736	2,013,548	1,466,036
Other	416,604	80,258	835,929	276,117
	11,581,621	13,377,875	33,977,564	31,713,316
Interest Expense
Deposits	2,880,067	1,825,559	8,285,507	4,967,743
FHLB advances	282,845	481,968	928,131	1,221,312
Subordinated debentures	185,202	282,393	773,325	728,954
Other	111,364	58,949	243,385	62,782
	3,459,478	2,648,869	10,230,348	6,980,791
Net Interest Income	8,122,143	10,729,006	23,747,216	24,732,525
Provision for loan losses	100,000	200,000	200,000	925,000
Net Interest Income After Provision for Loan Losses	8,022,143	10,529,006	23,547,216	23,807,525
Noninterest Income
Service charges	442,051	475,484	1,262,821	1,344,661
Net gain (loss) on sale of investment securities	31,493	(885)	79,756	(8,090)
Gain on sale of mortgage loans held for sale	722,909	595,384	1,710,839	1,591,869
Gain on sale of Small Business Administration loans	301,187	263,755	798,763	659,996
Net loss on foreclosed assets	(134,145)	(459,308)	(113,279)	(338,496)
Other income	573,635	587,328	1,695,903	1,484,669
	1,937,130	1,461,758	5,434,803	4,734,609
Noninterest Expense
Salaries and employee benefits	4,144,402	3,887,582	12,056,592	11,162,747
Occupancy	1,149,242	1,112,702	3,389,417	2,920,774
FDIC deposit insurance premiums	40,000	101,762	257,628	296,897
Data processing	368,374	328,692	1,177,515	1,095,584
Advertising	102,500	131,250	402,500	397,150
Merger costs		150,877	34,011	3,570,927
Amortization of core deposit intangible	119,250	94,286	357,750	314,286
Other expense	1,029,688	858,698	2,948,085	2,605,976
	6,953,456	6,665,849	20,623,498	22,364,341
Income Before Income Taxes	3,005,817	5,324,915	8,358,521	6,177,793
Provision for Income Taxes	455,275	1,390,673	1,259,116	1,230,790
Net Income Available to Common Shareholders	$ 2,550,542	$ 3,934,242	$ 7,099,405	$ 4,947,003
Basic Income Per Common Share (in dollars per share)	$ 0.58	$ 0.89	$ 1.60	$ 1.12
Diluted Income Per Common Share (in dollars per share)	$ 0.57	$ 0.88	$ 1.58	$ 1.10

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
NET INCOME	$ 2,550,542	$ 3,934,242	$ 7,099,405	$ 4,947,003
OTHER ITEMS OF COMPREHENSIVE INCOME:
Change in unrealized gain (loss) on investment securities available-for-sale, before income taxes	721,464	(766,021)	3,441,561	(2,455,951)
Change in unrealized gain (loss) on interest rate swaps, before income taxes	(852,090)	430,248	(3,694,933)	2,198,977
Less: Reclassification adjustment for realized (gains) losses on investment securities included in net income, before income taxes	(31,493)	885	(79,756)	8,090
Total other items of comprehensive loss	(162,119)	(334,888)	(333,128)	(248,884)
Income tax (benefit) related to other items of comprehensive income	(137,408)	(85,397)	(84,948)	(63,467)
Other comprehensive (loss)	(24,711)	(249,491)	(248,180)	(185,417)
TOTAL COMPREHENSIVE INCOME	$ 2,525,831	$ 3,684,751	$ 6,851,225	$ 4,761,586

Condensed Consolidated Statem_3

Condensed Consolidated Statement of Stockholders' Equity (Unaudited) - USD ($)	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2017	$ 687,850	$ 50,856,069	$ (37,125,541)	$ 60,679,308	$ (206,193)	$ 74,891,493
Net income				1,355,745		1,355,745
Other comprehensive income					(26,942)	(26,942)
Dividends on common stock				(532,771)		(532,771)
Stock award plans		(35,357)	158,592			123,235
Stock options exercised	450	23,330				23,780
Balance at Mar. 31, 2018	688,300	50,844,042	(36,966,949)	61,502,282	(233,135)	75,834,540
Balance at Dec. 31, 2017	687,850	50,856,069	(37,125,541)	60,679,308	(206,193)	74,891,493
Net income						4,947,003
Other comprehensive income						(185,417)
Balance at Sep. 30, 2018	689,550	51,266,714	(36,975,028)	64,025,061	(391,610)	78,614,687
Balance at Mar. 31, 2018	688,300	50,844,042	(36,966,949)	61,502,282	(233,135)	75,834,540
Net income				(342,984)		(342,984)
Other comprehensive income					91,016	91,016
Dividends on common stock				(534,272)		(534,272)
Stock award plans		161,235				161,235
Stock options exercised	750	37,900				38,650
Balance at Jun. 30, 2018	689,050	51,043,177	(36,966,949)	60,625,026	(142,119)	75,248,185
Net income				3,934,242		3,934,242
Other comprehensive income					(249,491)	(249,491)
Dividends on common stock				(534,207)		(534,207)
Stock award plans		154,137	(8,079)			146,058
Stock options exercised	500	69,400				69,900
Balance at Sep. 30, 2018	689,550	51,266,714	(36,975,028)	64,025,061	(391,610)	78,614,687
Net income				2,384,876		2,384,876
Other comprehensive income					(61,146)	(61,146)
Dividends on common stock				(580,250)		(580,250)
Stock award plans		82,621	3,904			86,525
Stock options exercised	650	33,250				33,900
Balance at Dec. 31, 2018	690,200	51,382,585	(36,971,124)	65,829,687	(452,756)	80,478,592
Net income				2,120,364		2,120,364
Other comprehensive income					380,791	380,791
Dividends on common stock				(582,817)		(582,817)
Stock award plans		(53,689)	222,789			169,100
Stock options exercised	1,000	50,900				51,900
Balance at Mar. 31, 2019	691,200	51,379,796	(36,748,335)	67,367,234	(71,965)	82,617,930
Balance at Dec. 31, 2018	690,200	51,382,585	(36,971,124)	65,829,687	(452,756)	80,478,592
Net income						7,099,405
Other comprehensive income						(248,180)
Balance at Sep. 30, 2019	691,600	51,782,472	(39,243,456)	71,195,470	(700,936)	83,725,150
Balance at Mar. 31, 2019	691,200	51,379,796	(36,748,335)	67,367,234	(71,965)	82,617,930
Net income				2,428,499		2,428,499
Other comprehensive income					(604,260)	(604,260)
Dividends on common stock				(581,021)		(581,021)
Stock award plans		195,599	(5,583)			190,016
Treasury stock purchased			(312,892)			(312,892)
Balance at Jun. 30, 2019	691,200	51,575,395	(37,066,810)	69,214,712	(676,225)	83,738,272
Net income				2,550,542		2,550,542
Other comprehensive income					(24,711)	(24,711)
Dividends on common stock				(569,784)		(569,784)
Stock award plans		187,157	(24,950)			162,207
Stock options exercised	400	19,920				20,320
Treasury stock purchased			(2,151,696)			(2,151,696)
Balance at Sep. 30, 2019	$ 691,600	$ 51,782,472	$ (39,243,456)	$ 71,195,470	$ (700,936)	$ 83,725,150

Condensed Consolidated Statem_4

Condensed Consolidated Statement of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018
Retained Earnings [Member]
Dividends on common stock, per share (in dollars per share)	$ 0.13	$ 0.13	$ 0.13	$ 0.13	$ 0.12	$ 0.12	$ 0.12

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 7,099,405	$ 4,947,003
Items not requiring (providing) cash:
Deferred income taxes	(64,536)	706,286
Depreciation	1,427,906	1,096,490
Lease amortization	41,845
Provision for loan losses	200,000	925,000
Gain on sale of Small Business Administration loans	(798,763)	(659,996)
Gain on sale of mortgage loans held for sale and investment securities	(1,790,595)	(1,583,779)
Loss on sale of foreclosed assets	44,159	308,811
Gain on sale of premises and equipment	(6,069)
Amortization of deferred income, premiums and discounts	313,686	453,575
Amortization of intangible assets	357,750	314,286
Stock award plan expense	521,323	276,391
Accretion of purchase accounting adjustments	(1,281,313)	(3,282,074)
Origination of loans held for sale	(24,039,578)	(52,789,116)
Proceeds from sale of loans held for sale	26,322,296	55,341,150
Increase in cash surrender value of bank owned life insurance	(345,651)	(342,416)
Changes in:
Accrued interest receivable	(84,805)	(953,963)
Prepaid expenses and other assets	(2,183,001)	6,203,190
Accounts payable and accrued expenses	1,850,394	(1,441,136)
Income taxes receivable/payable	507,448	(8,972)
Net cash provided by operating activities	8,091,901	9,510,730
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sale of loans	6,445,267	9,489,176
Net change in loans	28,608,984	(13,591,488)
Principal payments on available-for-sale securities	4,947,415	12,202,207
Principal payments on held-to-maturity securities	11,728	3,735
Purchase of premises and equipment	(887,490)	(2,581,491)
Net cash received for acquisition		2,455,964
Purchase of available-for-sale securities	(56,910,103)	(25,151,079)
Proceeds from sale of available-for-sale securities	35,035,814	13,602,508
Purchase of bank owned life insurance	(4,000,000)
Redemption (purchase) of FHLB stock	2,229,700	(445,700)
Purchase of tax credit investments	(3,168,435)	(3,617,366)
Proceeds from sale of foreclosed assets held for sale	507,969	187,468
Net cash provided by (used in) investing activities	12,820,849	(7,446,066)
CASH FLOWS FROM FINANCING ACTIVITIES
Cash dividends paid	(1,744,091)	(1,598,016)
Net increase in demand deposits, NOW accounts and savings accounts	104,780,937	69,132,414
Net decrease in certificates of deposit	(14,380,120)	(76,871,838)
Net decrease of securities sold under agreements to repurchase		(2,159,000)
Proceeds from FHLB advances	93,965,000	470,835,000
Repayments of FHLB advances	(149,265,000)	(470,435,000)
Proceeds from issuance of notes payable	7,200,000	5,000,000
Repayments of notes payable	(1,000,000)	(3,000,000)
Repayment of Hometown Bancshares subordinated debentures	(6,186,000)
Advances from borrowers for taxes and insurance	408,630	550,169
Stock options exercised	72,220	286,467
Treasury stock purchased	(2,464,588)
Net cash provided by (used in) financing activities	31,386,988	(8,259,804)
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	52,299,738	(6,195,140)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	34,121,642	37,406,930
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 86,421,380	$ 31,211,790

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 1: The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles (GAAP) for interim financial information and with the instructions to Form 10 8 03 X. not These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in Guaranty Federal Bancshares, Inc.’s (the “Company”) Annual Report on Form 10 December 31, 2018 ( “2018 not December 31, 2018,

Note 2 - Principles of Consolid

Note 2 - Principles of Consolidation	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 2: The accompanying condensed consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Guaranty Bank (the “Bank”). All significant intercompany transactions and balances have been eliminated in consolidation.

Note 3 - Acquisition

Note 3 - Acquisition	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 3: On April 2, 2018, $20.00 $4.6 June 8, 2018. Including the effects of the acquisition method accounting adjustments, the Company acquired approximately $180.0 $143.9 $161.2 $1.4 not A summary, at fair value, of the assets acquired and liabilities assumed in the Hometown transaction, as of acquisition date, is as follows: Guaranty Federal Bancshares, Inc. Net Assets Acquired from Hometown April 2, 2018 (In Thousands) Acquired from Fair Value Fair Hometown Adjustments Value Assets Acquired Cash and Due From Banks $ 7,083 $ - $ 7,083 Investment Securities 7,521 - 7,521 Loans 150,390 (6,471 ) 143,919 Allowance for Loan Losses (2,348 ) 2,348 - Net Loans 148,042 (4,123 ) 143,919 Fixed Assets 9,268 798 10,066 Foreclosed Assets held for sale 1,647 (400 ) 1,247 Core Deposit Intangible - 3,520 3,520 Other Assets 4,146 2,463 6,609 Total Assets Acquired $ 177,707 $ 2,258 $ 179,965 Liabilities Assumed Deposits 161,001 247 161,248 Federal Home Loan Bank advances 2,000 - 2,000 Securities Sold Under Agreements to Repurchase 2,159 - 2,159 Other borrowings 3,000 - 3,000 Subordinated debentures 6,186 176 6,362 Other Liabilities 2,003 - 2,003 Total Liabilities Assumed 176,349 $ 423 176,772 Stockholders' Equity Common Stock 231 (231 ) - Capital Surplus 18,936 (18,936 ) - Retained Earnings (17,587 ) 17,587 - Accumulated Other Comprehensive Loss (222 ) 222 - Treasury Stock - - - Total Stockholders' Equity Assumed 1,358 $ (1,358 ) - Total Liabilities and Stockholders' Equity Assumed $ 177,707 $ (935 ) $ 176,772 Net Assets Acquired $ 3,193 Purchase Price 4,628 Goodwill $ 1,435 The following is a description of the methods used to determine the fair values of significant assets and liabilities presented in the acquisitions above. The purchase price allocation and certain fair value measurements have been finalized. Cash and due from banks Investment securities Loans acquired not not Fixed assets Foreclosed assets held for sale Core deposit intangible Other assets Deposits F ederal H ome L oan B ank advances and Other borrowings Securities sold under agreement to repurchase Subordinated debentures Other liabilities

Note 4 - Securities

Note 4 - Securities	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4: The amortized cost and approximate fair values of securities classified as available-for-sale were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of September 30, 2019 Debt Securities: U. S. government agencies $ 1,499,752 $ - $ (9,071 ) $ 1,490,681 Municipals 30,172,564 805,092 (22,646 ) 30,955,010 Corporates 13,487,865 164,686 (13,115 ) 13,639,436 Mortgage-backed securities - private label 10,963,720 9,367 (184 ) 10,972,903 Government sponsored mortgage-backed securities and SBA loan pools 48,704,459 734,188 (142,975 ) 49,295,672 $ 104,828,360 $ 1,713,333 (187,991 ) 106,353,702 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of December 31, 2018 Debt Securities: Municipals $ 34,470,648 $ 10,581 $ (710,709 ) $ 33,770,520 Corporates 3,000,000 18,927 - 3,018,927 Government sponsored mortgage-backed securities and SBA loan pools 50,632,011 81,999 (1,237,260 ) 49,476,750 $ 88,102,659 $ 111,507 $ (1,947,969 ) $ 86,266,197 Maturities of available-for-sale debt securities as of September 30, 2019: Amortized Cost Approximate Fair Value 1-5 years $ 386,057 $ 391,105 6-10 years 15,321,979 15,495,164 After 10 years 29,452,145 30,198,857 Mortgage-backed securities - private label not due on a single maturity date 10,963,720 10,972,903 Government sponsored mortgage-backed securities and SBA loan pools not due on a single maturity date 48,704,459 49,295,673 $ 104,828,360 $ 106,353,702 The book value of securities pledged as collateral, to secure public deposits and for other purposes, amounted to $5,572,723 $24,943,176 September 30, 2019 December 31, 2018, $5,673,630 $24,374,187 September 30, 2019 December 31, 2018, Realized gains and losses are recorded as net securities gains. Gains and losses on sales of securities are determined on the specific identification method. Gross gains of $214,125 $26,061 $134,369 $34,151 nine September 30, 2019 September 30, 2018, $16,749 $2,063 nine September 30, 2019 September 30, 2018, The Company evaluates all securities quarterly to determine if any unrealized losses are deemed to be other than temporary. Certain investment securities are valued at less than their historical cost. These declines are primarily the result of the rate for these investments yielding less than current market rates. Based on evaluation of available evidence, management believes the declines in fair value for these securities are temporary. It is management’s intent to hold the debt securities to maturity or until recovery of the unrealized loss. Should the impairment of any of these debt securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified, to the extent the loss is related to credit issues, and to other comprehensive income to the extent the decline on debt securities is related to other factors and the Company does not Certain investments in debt and equity securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2019 December 31, 2018, $20,627,201 $70,434,596, 19% 82% The following table shows gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2019 December 31, 2018. As of September 30, 2019 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U. S. government agencies $ 1,490,680 $ (9,071 ) $ - $ - $ 1,490,680 $ (9,071 ) Municipals 1,124,104 (22,646 ) - - 1,124,104 (22,646 ) Corporates 2,540,521 (13,115 ) - - 2,540,521 (13,115 ) Mortgage-backed securities - private label 2,063,242 (184 ) - - 2,063,242 (184 ) Government sponsored mortgage-backed securities and SBA loan pools 8,979,065 (46,080 ) 4,429,589 (96,895 ) 13,408,654 (142,975 ) $ 16,197,612 $ (91,096 ) $ 4,429,589 $ (96,895 ) $ 20,627,201 $ (187,991 ) As of December 31, 2018 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Municipals $ 6,324,750 $ (67,774 ) $ 23,223,221 $ (642,935 ) $ 29,547,971 $ (710,709 ) Government sponsored mortgage-backed securities and SBA loan pools 7,127,597 (112,282 ) 33,759,028 (1,124,978 ) 40,886,625 (1,237,260 ) $ 13,452,347 $ (180,056 ) $ 56,982,249 $ (1,767,913 ) $ 70,434,596 $ (1,947,969 )

Note 5 - Loans and Allowance fo

Note 5 - Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 5: Categories of loans at September 30, 2019 December 31, 2018 September 30, December 31, 2019 2018 Real estate - residential mortgage: One to four family units $ 121,690,131 $ 132,410,810 Multi-family 93,628,789 90,548,265 Real estate - construction 88,175,253 88,553,995 Real estate - commercial 308,270,953 322,921,323 Commercial loans 108,738,413 119,369,484 Consumer and other loans 31,721,831 33,091,017 Total loans 752,225,370 786,894,894 Less: Allowance for loan losses (7,557,311 ) (7,995,569 ) Deferred loan fees/costs, net (645,203 ) (600,719 ) Net loans $ 744,022,856 $ 778,298,606 Classes of loans by aging at September 30, 2019 December 31, 2018 As of September 30, 2019 30-59 Days 60-89 Days 90 Days and more Past Due Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 290 $ 246 $ 157 $ 693 $ 120,997 $ 121,690 $ - Multi-family 5,930 - - 5,930 87,699 93,629 - Real estate - construction 581 - - 581 87,594 88,175 - Real estate - commercial 853 - - 853 307,418 308,271 - Commercial loans 186 5 - 191 108,547 108,738 - Consumer and other loans - 18 - 18 31,704 31,722 - Total $ 7,840 $ 269 $ 157 $ 8,266 $ 743,959 $ 752,225 $ - As of December 31, 2018 30-59 Days 60-89 Days 90 Days and more Past Due Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 177 $ 329 $ 2,164 $ 2,670 $ 129,741 $ 132,411 $ - Multi-family 5,952 - - 5,952 84,596 90,548 - Real estate - construction - - - - 88,554 88,554 - Real estate - commercial 1,000 81 - 1,081 321,840 322,921 - Commercial loans 228 433 71 732 118,638 119,370 - Consumer and other loans 107 12 - 119 32,972 33,091 - Total $ 7,464 $ 855 $ 2,235 $ 10,554 $ 776,341 $ 786,895 $ - Nonaccruing loans are summarized as follows: September 30, December 31, 2019 2018 Real estate - residential mortgage: One to four family units $ 2,166,284 $ 4,136,342 Multi-family - - Real estate - construction 3,815,409 4,088,409 Real estate - commercial 2,956,289 3,592,476 Commercial loans 768,846 1,262,910 Consumer and other loans 73,189 1,542 Total $ 9,780,017 $ 13,081,679 The following tables present the activity in the allowance for loan losses based on portfolio segment for the three nine September 30, 2019 2018: Three months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,169 $ 2,188 $ 948 $ 673 $ 1,236 $ 397 $ 60 $ 7,671 Provision charged to expense (245 ) 242 42 50 (125 ) 99 37 $ 100 Losses charged off - (122 ) - - (106 ) (85 ) - $ (313 ) Recoveries 28 1 1 - 55 14 - $ 99 Balance, end of period $ 1,952 $ 2,309 $ 991 $ 723 $ 1,060 $ 425 $ 97 $ 7,557 Nine months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,306 $ 2,093 $ 1,297 $ 641 $ 1,160 $ 373 $ 126 $ 7,996 Provision charged to expense (523 ) 317 (41 ) 82 175 219 (29 ) $ 200 Losses charged off - (122 ) (271 ) - (381 ) (199 ) - $ (973 ) Recoveries 169 21 6 - 106 32 - $ 334 Balance, end of period $ 1,952 $ 2,309 $ 991 $ 723 $ 1,060 $ 425 $ 97 $ 7,557 Three months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,484 $ 1,787 $ 1,237 $ 553 $ 1,085 $ 367 $ 60 $ 7,573 Provision charged to expense (219 ) 158 96 97 (44 ) 65 47 $ 200 Losses charged off - - (3 ) - (14 ) (74 ) - $ (91 ) Recoveries 36 - 1 - 4 9 - $ 50 Balance, end of period $ 2,301 $ 1,945 $ 1,331 $ 650 $ 1,031 $ 367 $ 107 $ 7,732 Nine months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,244 $ 1,789 $ 946 $ 464 $ 1,031 $ 454 $ 179 $ 7,107 Provision charged to expense (13 ) 155 386 186 98 185 (72 ) $ 925 Losses charged off - - (3 ) - (110 ) (301 ) - $ (414 ) Recoveries 70 1 2 - 12 29 - $ 114 Balance, end of period $ 2,301 $ 1,945 $ 1,331 $ 650 $ 1,031 $ 367 $ 107 $ 7,732 The following tables present the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2019 December 31, 2018: September 30, 2019 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Ending balance: individually $ 554 $ 24 $ 202 $ - $ 214 $ 20 $ - $ 1,014 Ending balance: collectively $ 1,398 $ 2,285 $ 789 $ 723 $ 846 $ 402 $ 97 $ 6,540 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ 3 $ - $ 3 Loans: Ending balance: individually $ 3,816 $ 412 $ 2,166 $ 5,930 $ 599 $ 185 $ - $ 13,108 Ending balance: collectively $ 84,359 $ 305,188 $ 119,524 $ 87,699 $ 108,072 $ 31,247 $ - $ 736,089 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,671 $ - $ - $ 67 $ 290 $ - $ 3,028 December 31, 2018 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Ending balance: individually $ 552 $ 106 $ 573 $ - $ 363 $ 18 $ - $ 1,612 Ending balance: collectively $ 1,754 $ 1,987 $ 724 $ 641 $ 797 $ 355 $ 126 $ 6,384 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - Loans: Ending balance: individually $ 4,088 $ 1,588 $ 4,520 $ 5,952 $ 1,062 $ 169 $ - $ 17,379 Ending balance: collectively $ 84,507 $ 317,488 $ 128,258 $ 84,663 $ 118,459 $ 32,968 $ - $ 766,343 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,782 $ - $ - $ 216 $ 175 $ - $ 3,173 The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Other adjustments may not Included in the Company’s loan portfolio are certain loans acquired in accordance with ASC 310 30, 310 30 A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. The following table summarizes the recorded investment in impaired loans at September 30, 2019 December 31, 2018: September 30, 2019 December 31, 2018 Recorded Unpaid Specific Recorded Unpaid Specific (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 943 $ 943 $ - $ 2 $ 2 $ - Multi-family 5,930 5,930 - 5,952 5,952 - Real estate - construction - - - - - - Real estate - commercial 2,921 2,921 - 3,138 3,138 - Commercial loans 25 25 - 216 216 - Consumer and other loans 363 363 - 225 225 - Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,224 $ 1,224 $ 202 $ 4,518 $ 4,518 $ 573 Multi-family - - - - - - Real estate - construction 3,815 5,048 554 4,088 5,321 552 Real estate - commercial 162 162 24 1,232 1,317 106 Commercial loans 641 641 214 1,062 1,062 363 Consumer and other loans 112 112 23 119 119 18 Total Real estate - residential mortgage: One to four family units $ 2,167 $ 2,167 $ 202 $ 4,520 $ 4,520 $ 573 Multi-family 5,930 5,930 - 5,952 5,952 - Real estate - construction 3,815 5,048 554 4,088 5,321 552 Real estate - commercial 3,083 3,083 24 4,370 4,455 106 Commercial loans 666 666 214 1,278 1,278 363 Consumer and other loans 475 475 23 344 344 18 Total $ 16,136 $ 17,369 $ 1,017 $ 20,552 $ 21,870 $ 1,612 The following table summarizes average impaired loans and related interest recognized on impaired loans for the nine September 30, 2019 2018: For the Nine Months Ended For the Nine Months Ended September 30, 2019 September 30, 2018 Average Interest Average Interest (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,046 $ 1 $ 1,649 $ - Multi-family 5,933 - 1,006 25 Real estate - construction - - 1,525 - Real estate - commercial 3,353 4 2,383 46 Commercial loans 161 - 658 - Consumer and other loans 268 - 37 - Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,970 $ - $ 2,671 $ - Multi-family - - 666 - Real estate - construction 3,866 - 2,774 - Real estate - commercial 657 - 81 - Commercial loans 702 - 457 - Consumer and other loans 119 - 116 - Total Real estate - residential mortgage: One to four family units $ 3,016 $ 1 $ 4,320 $ - Multi-family 5,933 - 1,672 25 Real estate - construction 3,866 - 4,299 - Real estate - commercial 4,010 4 2,464 46 Commercial loans 863 - 1,115 - Consumer and other loans 387 - 153 - Total $ 18,075 $ 5 $ 14,023 $ 71 At September 30, 2019, In assessing whether or not not The Bank considers all aspects of the modification to loan terms to determine whether or not one The following table presents the carrying balance of TDRs as of September 30, 2019 December 31, 2018: September 30, 2019 December 31, 2018 Real estate - residential mortgage: One to four family units $ 1,175,382 $ 1,208,596 Multi-family - - Real estate - construction 3,815,409 4,088,409 Real estate - commercial 5,358,591 5,508,444 Commercial loans 599,030 504,481 Consumer and other loans - - Total $ 10,948,412 $ 11,309,930 The Bank has allocated $939,647 $901,086 September 30, 2019 December 31, 2018, There were no twelve three September 30, 2019 2018. 90 As part of the on-going monitoring of the credit quality of the Bank’s loan portfolio, management tracks loans by an internal rating system. All loans are assigned an internal credit quality rating based on an analysis of the borrower’s financial condition. The criteria used to assign quality ratings to extensions of credit that exhibit potential problems or well-defined weaknesses are primarily based upon the degree of risk and the likelihood of orderly repayment, and their effect on the Bank’s safety and soundness. The following are the internally assigned ratings: Pass: This rating represents loans that have strong asset quality and liquidity along with a multi-year track record of profitability. Special mention: This rating represents loans that are currently protected but are potentially weak. The credit risk may Substandard: This rating represents loans that show signs of continuing negative financial trends and unprofitability and therefore, is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Doubtful: This rating represents loans that have all the weaknesses of substandard classified loans with the additional characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Risk characteristics applicable to each segment of the loan portfolio are described as follows. Real estate-Residential 1 4 1 4 1 4 Real estate-Construction: Construction and land development real estate loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may may Real estate-Commercial: Commercial real estate loans typically involve larger principal amounts, and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk in these loans may Commercial: The commercial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. Consumer: The consumer loan portfolio consists of various term and line of credit loans such as automobile loans and loans for other personal purposes. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the Bank’s market area) and the creditworthiness of a borrower. The following tables provide information about the credit quality of the loan portfolio using the Bank’s internal rating system as of September 30, 2019 December 31, 2018: September 30, 2019 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 84,275 $ 297,358 $ 118,700 $ 87,699 $ 103,864 $ 30,560 $ 722,456 Special Mention - 6,699 553 - 2,427 - 9,679 Substandard 3,900 4,214 2,437 5,930 2,447 1,162 20,090 Doubtful - - - - - - - Total $ 88,175 $ 308,271 $ 121,690 $ 93,629 $ 108,738 $ 31,722 $ 752,225 December 31, 2018 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 84,375 $ 310,486 $ 126,586 $ 84,596 $ 114,525 $ 32,686 $ 753,254 Special Mention - 5,524 372 - 3,031 - 8,927 Substandard 4,179 6,911 5,453 5,952 1,814 405 24,714 Doubtful - - - - - - - Total $ 88,554 $ 322,921 $ 132,411 $ 90,548 $ 119,370 $ 33,091 $ 786,895 The above amounts include purchased credit impaired loans. At September 30, 2019, $3.0 For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 All interest accrued but not

Note 6 - Accounting for Certain

Note 6 - Accounting for Certain Loans Acquired	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Accounting for Certain Loans and Debt Securities Acquired in Transfer Disclosure [Text Block]	Note 6: The Company acquired loans during the quarter ended June 30, 2018. not Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not may 310 30 not The carrying amount of purchased credit impaired loans are included in the balance sheet amounts of loans receivable at September 30, 2019 December 31, 2018. September 30, December 31, 2019 2018 (In Thousands) (In Thousands) Real estate - commercial $ 3,165 $ 3,358 Commercial loans 253 296 Consumer and other loans 290 329 Outstanding balance $ 3,708 $ 3,983 Carrying amount, net of fair value adjustment of $680 at September 30, 2019 and $810 at December 31, 2018 $ 3,028 $ 3,173 Changes in the carrying amount of the accretable yield for all purchased credit impaired loans were as follows for the three nine September 30, 2019: Three months ended Nine months ended September 30, September 30, 2019 2019 (In Thousands) (In Thousands) Balance at beginning of period $ 183 $ 265 Additions - - Accretion (48 ) (130 ) Reclassification from nonaccretable difference - - Disposals - - Balance at end of period $ 135 $ 135 During the three September 30, 2019, not

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 7: The Company recorded $1.4 2018 not three nine September 30, 2019. Goodwill is tested annually, or more often if circumstances warrant, for impairment. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated, and goodwill is written down to its implied fair value. Subsequent increases in goodwill value are not Core deposit premiums are amortized over a seven $3.5 second 2018 September 30, 2019, $2.6 The Company’s goodwill and other intangibles (carrying basis and accumulated amortization) at September 30, 2019 December 31, 2018 September 30, December 31, 2019 2018 (in Thousands) (in Thousands) Goodwill $ 1,435 $ 1,435 Core deposit intangible Gross carrying amount 3,520 3,520 Accumulated amortization (897 ) (539 ) Core deposit intangible, net 2,623 2,981 Remaining balance $ 4,058 $ 4,416 The Company’s estimated remaining amortization expense on intangibles as of September 30, 2019 Amortization Expense (in Thousands) Remainder of: 2019 $ 119 2020 477 2021 477 2022 477 2023 477 Therafter 596 Total $ 2,623

Note 8 - Leases

Note 8 - Leases	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Lessee, Leases [Text Block]	Note 8: As discussed in Note 11, January 1, 2019, 2016 02, March 31, 2019 $9,473,587 $9,490,385. $453,485 September 30, 2019, $9,236,695 $399,046. one twenty not not not not Expenses for finance leases are included in other interest expense and occupancy expense line items, whereas, operating leases are expensed entirely in the occupancy expense line item. Leases with a term of less than twelve not The components of lease expense and their impact on the statement of income for the three nine September 30, 2019 2018 Nine months ended Three months ended September 30, September 30, September 30, September 30, 2019 2018 2019 2018 (In Thousands) (In Thousands) Finance lease cost: Amortization of right-of-use assets $ 82,084 $ - $ 27,226 $ - Interest on lease liabilities 6,010 - 2,138 - Operating lease cost 810,124 674,137 270,042 277,037 Sublease income (32,900 ) - (10,300 ) - Total lease costs $ 865,318 $ 674,137 $ 289,106 $ 277,037 Additional lease information: Operating cash flows from financing leases $ - Operating cash flows from operating leases 41,845 Financing cash flows from financing leases - Weighted-average remaining lease term - financing leases (in years) 3.7 Weighted-average remaining lease term - operating leases (in years) 15.4 Weighted-average discount rate - financing leases 2.05 % Weighted-average discount rate - operating leases 5.50 % The following table sets forth, as of September 30, 2019, Financing Operating Total (In Thousands) Remainder of: 2019 $ 30 $ 263 $ 293 2020 117 862 979 2021 118 838 956 2022 112 827 939 2023 38 834 872 Thereafter - 9,923 9,923 Total undiscounted future minimum lease cash payments $ 415 $ 13,547 $ 13,962 Present value discount (16 ) (4,310 ) (4,326 ) Lease liability $ 399 $ 9,237 $ 9,636 Future minimum lease cash payments under non-cancelable operating leases as of December 31, 2018, 2016 02, December 31, 2018 (In Thousands) 2019 $ 1,032 2020 993 2021 964 2022 962 2023 956 Thereafter 3,573 $ 8,480

Note 9 - Benefit Plans

Note 9 - Benefit Plans	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 9: The Company has stock-based employee compensation plans, which are described in the Company’s 2018 nine September 30, 2019: Stock Options Number of shares Incentive Stock Option Non- Incentive Stock Option Weighted Average Exercise Price Balance outstanding as of January 1, 2019 12,500 5,000 $ 5.14 Granted - - - Exercised (9,000 ) (5,000 ) 5.16 Forfeited - - - Balance outstanding as of September 30, 2019 3,500 - $ 5.08 Options exercisable as of September 30, 2019 3,500 - $ 5.08 The total intrinsic value of stock options exercised for the nine September 30, 2019 2018 $243,769 $267,366, $67,270 $452,100 September 30, 2019 2018, Restricted Stock Number of Shares Weighted Average Grant- Date Fair Value Balance of shares non-vested as of January 1, 2019 32,349 $ 18.93 Granted 15,434 23.85 Vested (20,771 ) 17.67 Forfeited (1,649 ) 22.27 Balance of shares non-vested as of September 30, 2019 25,363 $ 22.74 In March 2019, 5,502 2015 one $23.85 nine September 30, 2019 2018 $97,241 $103,926, For the nine September 30, 2019 2018, 9,932 6,986 three nine September 30, 2019 2018 $151,437 $135,810, Performance Stock Units Performance Stock Units Weighted Average Grant-Date Fair Value Balance of shares non-vested as of January 1, 2019 47,322 $ 20.48 Granted - - Vested - - Forfeited - - Balance of shares non-vested as of September 30, 2019 47,322 $ 20.48 On March 29, 2017, 55,823 three 25% 50% 100% two March 29, 2017 December 31, 2019 ( two 50% 50% $20.48 nine September 30, 2019 2018 $290,568 $253,513, Total stock-based compensation expense recognized for the nine September 30, 2019 2018 $535,731 $493,249, September 30, 2019, $407,314

Note 10 - Income Per Common Sha

Note 10 - Income Per Common Share	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	10: For three months ended September 30, 2019 For nine months ended September 30, 2019 Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Basic Income Per Common Share $ 2,550,542 4,396,241 $ 0.58 $ 7,099,405 4,429,066 $ 1.60 Effect of Dilutive Securities 58,091 56,532 Diluted Income Per Common Share $ 2,550,542 4,454,332 $ 0.57 $ 7,099,405 4,485,598 $ 1.58 For three months ended September 30, 2018 For nine months ended September 30, 2018 Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Basic Income Per Common Share $ 3,934,242 4,418,196 $ 0.89 $ 4,947,003 4,406,830 $ 1.12 Effect of Dilutive Securities 72,389 72,058 Diluted Income Per Common Share $ 3,934,242 4,490,585 $ 0.88 $ 4,947,003 4,478,888 $ 1.10

Note 11 - New Accounting Pronou

Note 11 - New Accounting Pronouncements	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 11: In February 2016, 2016 02, 842 2016 02 12 2016 02 December 15, 2018, 2018 11, 842 2019 01 842 not 842 2016 02 not not 2016 02 842. not January 1, 2019. 842 not 60 5 3%. 60 6%. 2.05% first 2019, $10.1 no not 8 September 30, 2019. In June 2016, 2016 13, 326 November 2018 ( 2018 19 April 2019 ( 2019 04 May 2019 ( 2019 05 third 2019, 2023. December 15, 2019. 2018 2016 13 third In January 2017, No. 2017 04, 2 not zero 2 December 15, 2019. January 1, 2017. not In February 2018, 2018 02, 220 December 15, 2018, 2018 02 $31,818 December 31, 2017. December 31, 2017. In August 2018, 2018 13, 820 1 2, 3 1 3 2 3 December 15, 2019, January 1, 2020 not

Note 12 - Derivative Financial

Note 12 - Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 12: The Company records all derivative financial instruments at fair value in the financial statements. Derivatives are used as a risk management tool to hedge the exposure to changes in interest rates or other identified market risks. When a derivative is intended to be a qualifying hedged instrument, the Company prepares written hedge documentation that designates the derivative as 1 2 In June 2017, $50 2.12% three February 2025. September 30, 2019, $1,255,540 $429,749 In March 2019, $10.3 4.09% three 145 February 2026. September 30, 2019, $549,889 $188,217 The Company documents, both at inception and periodically over the life of the hedges, its analysis of actual and expected hedge effectiveness. As of September 30, 2019, $2.5 December 31, 2018, $1.5 The following table presents the notional amounts and fair values of derivatives designated as hedging instruments on the consolidated balance sheets at September 30, 2019 December 31, 2018: September 30, 2019 December 31, 2018 Fair Value Fair Value Balance Sheet Notional Derivative Derivative Derivative Derivative Derivatives designated as Classification Amount Assets Liablities Assets Liablities hedging instruments: Interest rate swap - FHLB Advances Other liabilites $ 50,000,000 $ - $ 1,685,289 $ 1,271,538 $ - Interest rate swap - Subordinated Debentures Other liabilites $ 10,310,000 $ - $ 738,106 $ - $ - The following table presents amounts included in the consolidated statements of income for derivatives designated as hedging instruments for the periods indicated: Nine Months Ended Three Months Ended Income Statement September, 30 September, 30 Derivatives designated as Classification 2019 2018 2019 2018 hedging instruments: Interest rate swap - FHLB Advances Interest Expense $ (162,517 ) $ (17,261 ) $ (33,424 ) $ (9,423 ) Interest rate swap - Subordinated Debentures Interest Expense $ 8,569 $ - $ 7,268 $ -

Note 13 - Disclosures About Fai

Note 13 - Disclosures About Fair Value of Assets and Liabilities	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 13: ASC Topic 820, Fair Value Measurements 820 three may Level 1 Level 2 1 not Level 3 no The following is a description of the inputs and valuation methodologies used for assets measured at fair value on a recurring basis and recognized in the accompanying condensed consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. Available-for-sale securities: 1 1 not may one two 2 2 no 3 Derivative financial instruments (Cash flow hedge) : 2 third The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements are classified at September 30, 2019 December 31, 2018 ( 9/30/2019 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: Government agencies $ - $ 1,491 $ - $ 1,491 Municipals - 30,955 - 30,955 Corporates - 13,639 - 13,639 Mortgage-backed securities - private label - 10,973 - 10,973 Government sponsored mortgage-backed securities and SBA loan pools - 49,296 - 49,296 Available-for-sale securities $ - $ 106,354 $ - $ 106,354 Financial liabilities: Interest rate swaps $ - $ 2,423 $ - $ 2,423 12/31/2018 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: Municipals $ - $ 33,770 $ - $ 33,770 Corporates - 3,019 - 3,019 Government sponsored mortgage-backed securities and SBA loan pools - 49,477 - 49,477 Available-for-sale securities $ - $ 86,266 $ - $ 86,266 Interest rate swaps $ - $ 1,272 $ - $ 1,272 The following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. Foreclosed Assets Held for Sale: 3 Impaired loans (Collateral Dependent): not If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. Impaired loans that are collateral dependent are classified within Level 3 The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements are classified at September 30, 2019 December 31, 2018 ( Impaired loans: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value September 30, 2019 $ - $ - $ 1,005 $ 1,005 December 31, 2018 $ - $ - $ 10,428 $ 10,428 Foreclosed assets held for sale: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value September 30, 2019 $ - $ - $ 72 $ 72 December 31, 2018 $ - $ - $ 909 $ 909 There were no three September 30, 2019 2018. The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 Fair Value September 30, 2019 Valuation Technique Unobservable Input Range Impaired loans (collateral dependent) $ 1,005 Market Comparable Discount to reflect realizable value 0% - 59% (23%) Foreclosed assets held for sale $ 72 Market Comparable Discount to reflect realizable value 58% - 66% (62%) The following tables present estimated fair values of the Company’s financial instruments at September 30, 2019 December 31, 2018. September 30, 2019 December 31, 2018 Carrying Amount Fair Value Hierarchy Carrying Amount Fair Value Hierarchy Financial assets: Financial assets: Cash and cash equivalents $ 86,421,380 $ 86,421,380 1 Cash and cash equivalents $ 34,121,642 $ 34,121,642 1 Interest-bearing time deposits at other financial institutions 250,000 250,265 2 Interest-bearing time deposits at other financial institutions 250,000 250,116 2 Federal Home Loan Bank stock 3,157,500 3,157,500 2 Federal Home Loan Bank stock 5,387,200 5,387,200 2 Mortgage loans held for sale 944,969 944,969 2 Mortgage loans held for sale 1,516,849 1,516,849 2 Loans, net 744,022,856 752,524,071 3 Loans, net 778,298,606 783,910,789 3 Interest receivable 3,475,749 3,475,749 2 Interest receivable 3,390,944 3,390,944 2 Financial liabilities: Financial liabilities: Deposits 839,988,502 840,446,988 2 Deposits 749,618,822 747,903,071 2 Federal Home Loan Bank advances 50,000,000 50,011,559 2 Federal Home Loan Bank advances 105,300,000 105,325,386 2 Subordinated debentures 15,465,000 15,465,000 3 Subordinated debentures 21,760,829 21,760,829 3 Note payable to Bank 11,200,000 11,200,000 3 Note payable to Bank 5,000,000 5,000,000 3 Interest payable 832,494 832,494 2 Interest payable 821,811 821,811 2 Unrecognized financial instruments (net of contractual value): Unrecognized financial instruments (net of contractual value): Commitments to extend credit - - - Commitments to extend credit - - - Unused lines of credit - - - Unused lines of credit - - -

Note 3 - Acquisition (Tables)

Note 3 - Acquisition (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Acquired from Fair Value Fair Hometown Adjustments Value Assets Acquired Cash and Due From Banks $ 7,083 $ - $ 7,083 Investment Securities 7,521 - 7,521 Loans 150,390 (6,471 ) 143,919 Allowance for Loan Losses (2,348 ) 2,348 - Net Loans 148,042 (4,123 ) 143,919 Fixed Assets 9,268 798 10,066 Foreclosed Assets held for sale 1,647 (400 ) 1,247 Core Deposit Intangible - 3,520 3,520 Other Assets 4,146 2,463 6,609 Total Assets Acquired $ 177,707 $ 2,258 $ 179,965 Liabilities Assumed Deposits 161,001 247 161,248 Federal Home Loan Bank advances 2,000 - 2,000 Securities Sold Under Agreements to Repurchase 2,159 - 2,159 Other borrowings 3,000 - 3,000 Subordinated debentures 6,186 176 6,362 Other Liabilities 2,003 - 2,003 Total Liabilities Assumed 176,349 $ 423 176,772 Stockholders' Equity Common Stock 231 (231 ) - Capital Surplus 18,936 (18,936 ) - Retained Earnings (17,587 ) 17,587 - Accumulated Other Comprehensive Loss (222 ) 222 - Treasury Stock - - - Total Stockholders' Equity Assumed 1,358 $ (1,358 ) - Total Liabilities and Stockholders' Equity Assumed $ 177,707 $ (935 ) $ 176,772 Net Assets Acquired $ 3,193 Purchase Price 4,628 Goodwill $ 1,435

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Debt Securities, Available-for-sale [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of September 30, 2019 Debt Securities: U. S. government agencies $ 1,499,752 $ - $ (9,071 ) $ 1,490,681 Municipals 30,172,564 805,092 (22,646 ) 30,955,010 Corporates 13,487,865 164,686 (13,115 ) 13,639,436 Mortgage-backed securities - private label 10,963,720 9,367 (184 ) 10,972,903 Government sponsored mortgage-backed securities and SBA loan pools 48,704,459 734,188 (142,975 ) 49,295,672 $ 104,828,360 $ 1,713,333 (187,991 ) 106,353,702 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of December 31, 2018 Debt Securities: Municipals $ 34,470,648 $ 10,581 $ (710,709 ) $ 33,770,520 Corporates 3,000,000 18,927 - 3,018,927 Government sponsored mortgage-backed securities and SBA loan pools 50,632,011 81,999 (1,237,260 ) 49,476,750 $ 88,102,659 $ 111,507 $ (1,947,969 ) $ 86,266,197
Available-for-sale Securities [Table Text Block]	Amortized Cost Approximate Fair Value 1-5 years $ 386,057 $ 391,105 6-10 years 15,321,979 15,495,164 After 10 years 29,452,145 30,198,857 Mortgage-backed securities - private label not due on a single maturity date 10,963,720 10,972,903 Government sponsored mortgage-backed securities and SBA loan pools not due on a single maturity date 48,704,459 49,295,673 $ 104,828,360 $ 106,353,702
Schedule of Unrealized Loss on Investments [Table Text Block]	As of September 30, 2019 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U. S. government agencies $ 1,490,680 $ (9,071 ) $ - $ - $ 1,490,680 $ (9,071 ) Municipals 1,124,104 (22,646 ) - - 1,124,104 (22,646 ) Corporates 2,540,521 (13,115 ) - - 2,540,521 (13,115 ) Mortgage-backed securities - private label 2,063,242 (184 ) - - 2,063,242 (184 ) Government sponsored mortgage-backed securities and SBA loan pools 8,979,065 (46,080 ) 4,429,589 (96,895 ) 13,408,654 (142,975 ) $ 16,197,612 $ (91,096 ) $ 4,429,589 $ (96,895 ) $ 20,627,201 $ (187,991 ) As of December 31, 2018 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Municipals $ 6,324,750 $ (67,774 ) $ 23,223,221 $ (642,935 ) $ 29,547,971 $ (710,709 ) Government sponsored mortgage-backed securities and SBA loan pools 7,127,597 (112,282 ) 33,759,028 (1,124,978 ) 40,886,625 (1,237,260 ) $ 13,452,347 $ (180,056 ) $ 56,982,249 $ (1,767,913 ) $ 70,434,596 $ (1,947,969 )

Note 5 - Loans and Allowance _2

Note 5 - Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, 2019 2018 Real estate - residential mortgage: One to four family units $ 121,690,131 $ 132,410,810 Multi-family 93,628,789 90,548,265 Real estate - construction 88,175,253 88,553,995 Real estate - commercial 308,270,953 322,921,323 Commercial loans 108,738,413 119,369,484 Consumer and other loans 31,721,831 33,091,017 Total loans 752,225,370 786,894,894 Less: Allowance for loan losses (7,557,311 ) (7,995,569 ) Deferred loan fees/costs, net (645,203 ) (600,719 ) Net loans $ 744,022,856 $ 778,298,606
Financing Receivable, Past Due [Table Text Block]	As of September 30, 2019 30-59 Days 60-89 Days 90 Days and more Past Due Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 290 $ 246 $ 157 $ 693 $ 120,997 $ 121,690 $ - Multi-family 5,930 - - 5,930 87,699 93,629 - Real estate - construction 581 - - 581 87,594 88,175 - Real estate - commercial 853 - - 853 307,418 308,271 - Commercial loans 186 5 - 191 108,547 108,738 - Consumer and other loans - 18 - 18 31,704 31,722 - Total $ 7,840 $ 269 $ 157 $ 8,266 $ 743,959 $ 752,225 $ - As of December 31, 2018 30-59 Days 60-89 Days 90 Days and more Past Due Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 177 $ 329 $ 2,164 $ 2,670 $ 129,741 $ 132,411 $ - Multi-family 5,952 - - 5,952 84,596 90,548 - Real estate - construction - - - - 88,554 88,554 - Real estate - commercial 1,000 81 - 1,081 321,840 322,921 - Commercial loans 228 433 71 732 118,638 119,370 - Consumer and other loans 107 12 - 119 32,972 33,091 - Total $ 7,464 $ 855 $ 2,235 $ 10,554 $ 776,341 $ 786,895 $ -
Financing Receivable, Nonaccrual [Table Text Block]	September 30, December 31, 2019 2018 Real estate - residential mortgage: One to four family units $ 2,166,284 $ 4,136,342 Multi-family - - Real estate - construction 3,815,409 4,088,409 Real estate - commercial 2,956,289 3,592,476 Commercial loans 768,846 1,262,910 Consumer and other loans 73,189 1,542 Total $ 9,780,017 $ 13,081,679
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,169 $ 2,188 $ 948 $ 673 $ 1,236 $ 397 $ 60 $ 7,671 Provision charged to expense (245 ) 242 42 50 (125 ) 99 37 $ 100 Losses charged off - (122 ) - - (106 ) (85 ) - $ (313 ) Recoveries 28 1 1 - 55 14 - $ 99 Balance, end of period $ 1,952 $ 2,309 $ 991 $ 723 $ 1,060 $ 425 $ 97 $ 7,557 Nine months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,306 $ 2,093 $ 1,297 $ 641 $ 1,160 $ 373 $ 126 $ 7,996 Provision charged to expense (523 ) 317 (41 ) 82 175 219 (29 ) $ 200 Losses charged off - (122 ) (271 ) - (381 ) (199 ) - $ (973 ) Recoveries 169 21 6 - 106 32 - $ 334 Balance, end of period $ 1,952 $ 2,309 $ 991 $ 723 $ 1,060 $ 425 $ 97 $ 7,557 Three months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,484 $ 1,787 $ 1,237 $ 553 $ 1,085 $ 367 $ 60 $ 7,573 Provision charged to expense (219 ) 158 96 97 (44 ) 65 47 $ 200 Losses charged off - - (3 ) - (14 ) (74 ) - $ (91 ) Recoveries 36 - 1 - 4 9 - $ 50 Balance, end of period $ 2,301 $ 1,945 $ 1,331 $ 650 $ 1,031 $ 367 $ 107 $ 7,732 Nine months ended Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of period $ 2,244 $ 1,789 $ 946 $ 464 $ 1,031 $ 454 $ 179 $ 7,107 Provision charged to expense (13 ) 155 386 186 98 185 (72 ) $ 925 Losses charged off - - (3 ) - (110 ) (301 ) - $ (414 ) Recoveries 70 1 2 - 12 29 - $ 114 Balance, end of period $ 2,301 $ 1,945 $ 1,331 $ 650 $ 1,031 $ 367 $ 107 $ 7,732 September 30, 2019 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Ending balance: individually $ 554 $ 24 $ 202 $ - $ 214 $ 20 $ - $ 1,014 Ending balance: collectively $ 1,398 $ 2,285 $ 789 $ 723 $ 846 $ 402 $ 97 $ 6,540 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ 3 $ - $ 3 Loans: Ending balance: individually $ 3,816 $ 412 $ 2,166 $ 5,930 $ 599 $ 185 $ - $ 13,108 Ending balance: collectively $ 84,359 $ 305,188 $ 119,524 $ 87,699 $ 108,072 $ 31,247 $ - $ 736,089 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,671 $ - $ - $ 67 $ 290 $ - $ 3,028 December 31, 2018 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Ending balance: individually $ 552 $ 106 $ 573 $ - $ 363 $ 18 $ - $ 1,612 Ending balance: collectively $ 1,754 $ 1,987 $ 724 $ 641 $ 797 $ 355 $ 126 $ 6,384 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - Loans: Ending balance: individually $ 4,088 $ 1,588 $ 4,520 $ 5,952 $ 1,062 $ 169 $ - $ 17,379 Ending balance: collectively $ 84,507 $ 317,488 $ 128,258 $ 84,663 $ 118,459 $ 32,968 $ - $ 766,343 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,782 $ - $ - $ 216 $ 175 $ - $ 3,173
Impaired Financing Receivables [Table Text Block]	September 30, 2019 December 31, 2018 Recorded Unpaid Specific Recorded Unpaid Specific (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 943 $ 943 $ - $ 2 $ 2 $ - Multi-family 5,930 5,930 - 5,952 5,952 - Real estate - construction - - - - - - Real estate - commercial 2,921 2,921 - 3,138 3,138 - Commercial loans 25 25 - 216 216 - Consumer and other loans 363 363 - 225 225 - Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,224 $ 1,224 $ 202 $ 4,518 $ 4,518 $ 573 Multi-family - - - - - - Real estate - construction 3,815 5,048 554 4,088 5,321 552 Real estate - commercial 162 162 24 1,232 1,317 106 Commercial loans 641 641 214 1,062 1,062 363 Consumer and other loans 112 112 23 119 119 18 Total Real estate - residential mortgage: One to four family units $ 2,167 $ 2,167 $ 202 $ 4,520 $ 4,520 $ 573 Multi-family 5,930 5,930 - 5,952 5,952 - Real estate - construction 3,815 5,048 554 4,088 5,321 552 Real estate - commercial 3,083 3,083 24 4,370 4,455 106 Commercial loans 666 666 214 1,278 1,278 363 Consumer and other loans 475 475 23 344 344 18 Total $ 16,136 $ 17,369 $ 1,017 $ 20,552 $ 21,870 $ 1,612 For the Nine Months Ended For the Nine Months Ended September 30, 2019 September 30, 2018 Average Interest Average Interest (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,046 $ 1 $ 1,649 $ - Multi-family 5,933 - 1,006 25 Real estate - construction - - 1,525 - Real estate - commercial 3,353 4 2,383 46 Commercial loans 161 - 658 - Consumer and other loans 268 - 37 - Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,970 $ - $ 2,671 $ - Multi-family - - 666 - Real estate - construction 3,866 - 2,774 - Real estate - commercial 657 - 81 - Commercial loans 702 - 457 - Consumer and other loans 119 - 116 - Total Real estate - residential mortgage: One to four family units $ 3,016 $ 1 $ 4,320 $ - Multi-family 5,933 - 1,672 25 Real estate - construction 3,866 - 4,299 - Real estate - commercial 4,010 4 2,464 46 Commercial loans 863 - 1,115 - Consumer and other loans 387 - 153 - Total $ 18,075 $ 5 $ 14,023 $ 71
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	September 30, 2019 December 31, 2018 Real estate - residential mortgage: One to four family units $ 1,175,382 $ 1,208,596 Multi-family - - Real estate - construction 3,815,409 4,088,409 Real estate - commercial 5,358,591 5,508,444 Commercial loans 599,030 504,481 Consumer and other loans - - Total $ 10,948,412 $ 11,309,930
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2019 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 84,275 $ 297,358 $ 118,700 $ 87,699 $ 103,864 $ 30,560 $ 722,456 Special Mention - 6,699 553 - 2,427 - 9,679 Substandard 3,900 4,214 2,437 5,930 2,447 1,162 20,090 Doubtful - - - - - - - Total $ 88,175 $ 308,271 $ 121,690 $ 93,629 $ 108,738 $ 31,722 $ 752,225 December 31, 2018 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 84,375 $ 310,486 $ 126,586 $ 84,596 $ 114,525 $ 32,686 $ 753,254 Special Mention - 5,524 372 - 3,031 - 8,927 Substandard 4,179 6,911 5,453 5,952 1,814 405 24,714 Doubtful - - - - - - - Total $ 88,554 $ 322,921 $ 132,411 $ 90,548 $ 119,370 $ 33,091 $ 786,895

Note 6 - Accounting for Certa_2

Note 6 - Accounting for Certain Loans Acquired (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Certain Loans Acquired in Transfer [Table Text Block]	September 30, December 31, 2019 2018 (In Thousands) (In Thousands) Real estate - commercial $ 3,165 $ 3,358 Commercial loans 253 296 Consumer and other loans 290 329 Outstanding balance $ 3,708 $ 3,983 Carrying amount, net of fair value adjustment of $680 at September 30, 2019 and $810 at December 31, 2018 $ 3,028 $ 3,173
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	Three months ended Nine months ended September 30, September 30, 2019 2019 (In Thousands) (In Thousands) Balance at beginning of period $ 183 $ 265 Additions - - Accretion (48 ) (130 ) Reclassification from nonaccretable difference - - Disposals - - Balance at end of period $ 135 $ 135

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	September 30, December 31, 2019 2018 (in Thousands) (in Thousands) Goodwill $ 1,435 $ 1,435 Core deposit intangible Gross carrying amount 3,520 3,520 Accumulated amortization (897 ) (539 ) Core deposit intangible, net 2,623 2,981 Remaining balance $ 4,058 $ 4,416
Finite-lived Intangible Assets Amortization Expense [Table Text Block]	Amortization Expense (in Thousands) Remainder of: 2019 $ 119 2020 477 2021 477 2022 477 2023 477 Therafter 596 Total $ 2,623

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Lease, Cost [Table Text Block]	Nine months ended Three months ended September 30, September 30, September 30, September 30, 2019 2018 2019 2018 (In Thousands) (In Thousands) Finance lease cost: Amortization of right-of-use assets $ 82,084 $ - $ 27,226 $ - Interest on lease liabilities 6,010 - 2,138 - Operating lease cost 810,124 674,137 270,042 277,037 Sublease income (32,900 ) - (10,300 ) - Total lease costs $ 865,318 $ 674,137 $ 289,106 $ 277,037 Additional lease information: Operating cash flows from financing leases $ - Operating cash flows from operating leases 41,845 Financing cash flows from financing leases - Weighted-average remaining lease term - financing leases (in years) 3.7 Weighted-average remaining lease term - operating leases (in years) 15.4 Weighted-average discount rate - financing leases 2.05 % Weighted-average discount rate - operating leases 5.50 %
Lessee, Finance and Operating Lease, Liability, Maturity [Table Text Block]	Financing Operating Total (In Thousands) Remainder of: 2019 $ 30 $ 263 $ 293 2020 117 862 979 2021 118 838 956 2022 112 827 939 2023 38 834 872 Thereafter - 9,923 9,923 Total undiscounted future minimum lease cash payments $ 415 $ 13,547 $ 13,962 Present value discount (16 ) (4,310 ) (4,326 ) Lease liability $ 399 $ 9,237 $ 9,636
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	December 31, 2018 (In Thousands) 2019 $ 1,032 2020 993 2021 964 2022 962 2023 956 Thereafter 3,573 $ 8,480

Note 9 - Benefit Plans (Tables)

Note 9 - Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Stock Options Number of shares Incentive Stock Option Non- Incentive Stock Option Weighted Average Exercise Price Balance outstanding as of January 1, 2019 12,500 5,000 $ 5.14 Granted - - - Exercised (9,000 ) (5,000 ) 5.16 Forfeited - - - Balance outstanding as of September 30, 2019 3,500 - $ 5.08 Options exercisable as of September 30, 2019 3,500 - $ 5.08
Nonvested Restricted Stock Shares Activity [Table Text Block]	Restricted Stock Number of Shares Weighted Average Grant- Date Fair Value Balance of shares non-vested as of January 1, 2019 32,349 $ 18.93 Granted 15,434 23.85 Vested (20,771 ) 17.67 Forfeited (1,649 ) 22.27 Balance of shares non-vested as of September 30, 2019 25,363 $ 22.74
Schedule of Nonvested Performance-based Units Activity [Table Text Block]	Performance Stock Units Performance Stock Units Weighted Average Grant-Date Fair Value Balance of shares non-vested as of January 1, 2019 47,322 $ 20.48 Granted - - Vested - - Forfeited - - Balance of shares non-vested as of September 30, 2019 47,322 $ 20.48

Note 10 - Income Per Common S_2

Note 10 - Income Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For three months ended September 30, 2019 For nine months ended September 30, 2019 Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Basic Income Per Common Share $ 2,550,542 4,396,241 $ 0.58 $ 7,099,405 4,429,066 $ 1.60 Effect of Dilutive Securities 58,091 56,532 Diluted Income Per Common Share $ 2,550,542 4,454,332 $ 0.57 $ 7,099,405 4,485,598 $ 1.58 For three months ended September 30, 2018 For nine months ended September 30, 2018 Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Income Available to Common Shareholders Average Common Shares Outstanding Per Common Share Basic Income Per Common Share $ 3,934,242 4,418,196 $ 0.89 $ 4,947,003 4,406,830 $ 1.12 Effect of Dilutive Securities 72,389 72,058 Diluted Income Per Common Share $ 3,934,242 4,490,585 $ 0.88 $ 4,947,003 4,478,888 $ 1.10

Note 12 - Derivative Financia_2

Note 12 - Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	September 30, 2019 December 31, 2018 Fair Value Fair Value Balance Sheet Notional Derivative Derivative Derivative Derivative Derivatives designated as Classification Amount Assets Liablities Assets Liablities hedging instruments: Interest rate swap - FHLB Advances Other liabilites $ 50,000,000 $ - $ 1,685,289 $ 1,271,538 $ - Interest rate swap - Subordinated Debentures Other liabilites $ 10,310,000 $ - $ 738,106 $ - $ -
Derivative Instruments, Gain (Loss) [Table Text Block]	Nine Months Ended Three Months Ended Income Statement September, 30 September, 30 Derivatives designated as Classification 2019 2018 2019 2018 hedging instruments: Interest rate swap - FHLB Advances Interest Expense $ (162,517 ) $ (17,261 ) $ (33,424 ) $ (9,423 ) Interest rate swap - Subordinated Debentures Interest Expense $ 8,569 $ - $ 7,268 $ -

Note 13 - Disclosures About F_2

Note 13 - Disclosures About Fair Value of Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	9/30/2019 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: Government agencies $ - $ 1,491 $ - $ 1,491 Municipals - 30,955 - 30,955 Corporates - 13,639 - 13,639 Mortgage-backed securities - private label - 10,973 - 10,973 Government sponsored mortgage-backed securities and SBA loan pools - 49,296 - 49,296 Available-for-sale securities $ - $ 106,354 $ - $ 106,354 Financial liabilities: Interest rate swaps $ - $ 2,423 $ - $ 2,423 12/31/2018 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: Municipals $ - $ 33,770 $ - $ 33,770 Corporates - 3,019 - 3,019 Government sponsored mortgage-backed securities and SBA loan pools - 49,477 - 49,477 Available-for-sale securities $ - $ 86,266 $ - $ 86,266 Interest rate swaps $ - $ 1,272 $ - $ 1,272
Fair Value Measurements, Nonrecurring [Table Text Block]	Impaired loans: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value September 30, 2019 $ - $ - $ 1,005 $ 1,005 December 31, 2018 $ - $ - $ 10,428 $ 10,428 Foreclosed assets held for sale: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value September 30, 2019 $ - $ - $ 72 $ 72 December 31, 2018 $ - $ - $ 909 $ 909
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Fair Value September 30, 2019 Valuation Technique Unobservable Input Range Impaired loans (collateral dependent) $ 1,005 Market Comparable Discount to reflect realizable value 0% - 59% (23%) Foreclosed assets held for sale $ 72 Market Comparable Discount to reflect realizable value 58% - 66% (62%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2019 December 31, 2018 Carrying Amount Fair Value Hierarchy Carrying Amount Fair Value Hierarchy Financial assets: Financial assets: Cash and cash equivalents $ 86,421,380 $ 86,421,380 1 Cash and cash equivalents $ 34,121,642 $ 34,121,642 1 Interest-bearing time deposits at other financial institutions 250,000 250,265 2 Interest-bearing time deposits at other financial institutions 250,000 250,116 2 Federal Home Loan Bank stock 3,157,500 3,157,500 2 Federal Home Loan Bank stock 5,387,200 5,387,200 2 Mortgage loans held for sale 944,969 944,969 2 Mortgage loans held for sale 1,516,849 1,516,849 2 Loans, net 744,022,856 752,524,071 3 Loans, net 778,298,606 783,910,789 3 Interest receivable 3,475,749 3,475,749 2 Interest receivable 3,390,944 3,390,944 2 Financial liabilities: Financial liabilities: Deposits 839,988,502 840,446,988 2 Deposits 749,618,822 747,903,071 2 Federal Home Loan Bank advances 50,000,000 50,011,559 2 Federal Home Loan Bank advances 105,300,000 105,325,386 2 Subordinated debentures 15,465,000 15,465,000 3 Subordinated debentures 21,760,829 21,760,829 3 Note payable to Bank 11,200,000 11,200,000 3 Note payable to Bank 5,000,000 5,000,000 3 Interest payable 832,494 832,494 2 Interest payable 821,811 821,811 2 Unrecognized financial instruments (net of contractual value): Unrecognized financial instruments (net of contractual value): Commitments to extend credit - - - Commitments to extend credit - - - Unused lines of credit - - - Unused lines of credit - - -

Note 3 - Acquisition (Details T

Note 3 - Acquisition (Details Textual) - USD ($)	Apr. 02, 2018	Sep. 30, 2019	Dec. 31, 2018
Goodwill, Ending Balance		$ 1,434,982	$ 1,434,982
Hometown Bancshares, Inc. [Member]
Business Acquisition, Share Price	$ 20
Business Combination, Consideration Transferred, Total	$ 4,628,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	179,965,000
Business Combination Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Net	143,919,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	161,248,000
Goodwill, Ending Balance	$ 1,435,000		$ 1,400,000

Note 3 - Acquisition - Summary

Note 3 - Acquisition - Summary of Assets Acquired and Liabilities Assumed (Details) - USD ($)	Apr. 02, 2018	Sep. 30, 2019	Dec. 31, 2018
Goodwill		$ 1,434,982	$ 1,434,982
Hometown Bancshares, Inc. [Member]
Cash and Due From Banks	$ 7,083,000
Investment Securities	7,521,000
Loans	143,919,000
Allowance for Loan Losses
Net Loans	143,919,000
Fixed Assets	10,066,000
Foreclosed Assets held for sale	1,247,000
Core Deposit Intangible	3,520,000
Other Assets	6,609,000
Total Assets Acquired	179,965,000
Deposits	161,248,000
Federal Home Loan Bank advances	2,000,000
Securities Sold Under Agreements to Repurchase	2,159,000
Other borrowings	3,000,000
Subordinated debentures	6,362,000
Other Liabilities	2,003,000
Total Liabilities Assumed	176,772,000
Total Liabilities and Stockholders' Equity Assumed	176,772,000
Net Assets Acquired	3,193,000
Purchase Price	4,628,000
Goodwill	1,435,000		$ 1,400,000
Hometown Bancshares, Inc. [Member] | Acquiree Reported Value [Member]
Cash and Due From Banks	7,083,000
Investment Securities	7,521,000
Loans	150,390,000
Allowance for Loan Losses	(2,348,000)
Net Loans	148,042,000
Fixed Assets	9,268,000
Foreclosed Assets held for sale	1,647,000
Core Deposit Intangible
Other Assets	4,146,000
Total Assets Acquired	177,707,000
Deposits	161,001,000
Federal Home Loan Bank advances	2,000,000
Securities Sold Under Agreements to Repurchase	2,159,000
Other borrowings	3,000,000
Subordinated debentures	6,186,000
Other Liabilities	2,003,000
Total Liabilities Assumed	176,349,000
Common Stock	231,000
Capital Surplus	18,936,000
Retained Earnings	(17,587,000)
Accumulated Other Comprehensive Loss	(222,000)
Treasury Stock
Total Stockholders' Equity Assumed	1,358,000
Total Liabilities and Stockholders' Equity Assumed	177,707,000
Hometown Bancshares, Inc. [Member] | Acquisition, Fair Value Adjustments [Member]
Cash and Due From Banks
Investment Securities
Loans	(6,471,000)
Allowance for Loan Losses	2,348,000
Net Loans	(4,123,000)
Fixed Assets	798,000
Foreclosed Assets held for sale	(400,000)
Core Deposit Intangible	3,520,000
Other Assets	2,463,000
Total Assets Acquired	2,258,000
Deposits	247,000
Federal Home Loan Bank advances
Securities Sold Under Agreements to Repurchase
Other borrowings
Subordinated debentures	176,000
Other Liabilities
Total Liabilities Assumed	423,000
Common Stock	(231,000)
Capital Surplus	(18,936,000)
Retained Earnings	17,587,000
Accumulated Other Comprehensive Loss	222,000
Treasury Stock
Total Stockholders' Equity Assumed	(1,358,000)
Total Liabilities and Stockholders' Equity Assumed	$ (935,000)

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Security Owned and Pledged as Collateral, Carrying Value	$ 5,572,723		$ 24,943,176
Security Owned and Pledged as Collateral, Fair Value, Total	5,673,630		24,374,187
Debt Securities, Available-for-sale, Realized Gain	214,125	$ 26,061
Debt Securities, Available-for-sale, Realized Loss	134,369	34,151
Available-for-sale Debt Securities, Gross Realized Gain (Loss), Tax Effect	16,749	$ (2,063)
Debt Securities, Available-for-sale, Unrealized Loss Position, Total	$ 20,627,201		$ 70,434,596
Percentage of Available-for-sale Debt Securities in Continuous Unrealized Loss Position to Total Investment Portfolio	19.00%		82.00%

Note 4 - Securities - Available

Note 4 - Securities - Available-for-sale Debt Securities (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Available-for-sale securities, amortized cost	$ 104,828,360	$ 88,102,659
Available-for-sale securities, gross unrealized gains	1,713,333	111,507
Available-for-sale securities, gross unrealized (losses)	(187,991)	(1,947,969)
Available-for-sale securities	106,353,702	86,266,197
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	1,499,752
Available-for-sale securities, gross unrealized gains
Available-for-sale securities, gross unrealized (losses)	(9,071)
Available-for-sale securities	1,490,681
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	30,172,564	34,470,648
Available-for-sale securities, gross unrealized gains	805,092	10,581
Available-for-sale securities, gross unrealized (losses)	(22,646)	(710,709)
Available-for-sale securities	30,955,010	33,770,520
Corporate Debt Securities [Member]
Available-for-sale securities, amortized cost	13,487,865	3,000,000
Available-for-sale securities, gross unrealized gains	164,686	18,927
Available-for-sale securities, gross unrealized (losses)	(13,115)
Available-for-sale securities	13,639,436	3,018,927
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities, amortized cost	48,704,459	50,632,011
Available-for-sale securities, gross unrealized gains	734,188	81,999
Available-for-sale securities, gross unrealized (losses)	(142,975)	(1,237,260)
Available-for-sale securities	49,295,672	$ 49,476,750
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities, amortized cost	10,963,720
Available-for-sale securities, gross unrealized gains	9,367
Available-for-sale securities, gross unrealized (losses)	(184)
Available-for-sale securities	$ 10,972,903

Note 4 - Securities - Availab_2

Note 4 - Securities - Available-for-sale Securities by Maturity (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
1-5 years, amortized cost	$ 386,057
1-5 years, fair value	391,105
5-10 years, amortized cost	15,321,979
5-10 years, fair value	15,495,164
After 10 years, amortized cost	29,452,145
After 10 years, fair value	30,198,857
Available-for-sale securities, amortized cost	104,828,360	$ 88,102,659
Available-for-sale securities	106,353,702	86,266,197
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Not due on a single maturity date, amortized cost	10,963,720
Not due on a single maturity date, fair value	10,972,903
Available-for-sale securities, amortized cost	10,963,720
Available-for-sale securities	10,972,903
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Not due on a single maturity date, amortized cost	48,704,459
Not due on a single maturity date, fair value	49,295,673
Available-for-sale securities, amortized cost	48,704,459	50,632,011
Available-for-sale securities	$ 49,295,672	$ 49,476,750

Note 4 - Securities - Securitie

Note 4 - Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Securities, continuous unrealized loss position, less than 12 months, fair value	$ 16,197,612	$ 13,452,347
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(91,096)	(180,056)
Securities, continuous unrealized loss position, 12 months or more, fair value	4,429,589	56,982,249
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(96,895)	(1,767,913)
Securities, continuous unrealized loss position, fair value	20,627,201	70,434,596
Securities, continuous unrealized loss position, unrealized losses	(187,991)	(1,947,969)
US Government Agencies Debt Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	1,490,680
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(9,071)
Securities, continuous unrealized loss position, 12 months or more, fair value
Securities, continuous unrealized loss position, 12 months or more, unrealized losses
Securities, continuous unrealized loss position, fair value	1,490,680
Securities, continuous unrealized loss position, unrealized losses	(9,071)
US States and Political Subdivisions Debt Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	1,124,104	6,324,750
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(22,646)	(67,774)
Securities, continuous unrealized loss position, 12 months or more, fair value		23,223,221
Securities, continuous unrealized loss position, 12 months or more, unrealized losses		(642,935)
Securities, continuous unrealized loss position, fair value	1,124,104	29,547,971
Securities, continuous unrealized loss position, unrealized losses	(22,646)	(710,709)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	8,979,065	7,127,597
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(46,080)	(112,282)
Securities, continuous unrealized loss position, 12 months or more, fair value	4,429,589	33,759,028
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(96,895)	(1,124,978)
Securities, continuous unrealized loss position, fair value	13,408,654	40,886,625
Securities, continuous unrealized loss position, unrealized losses	(142,975)	$ (1,237,260)
Corporate Debt Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	2,540,521
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(13,115)
Securities, continuous unrealized loss position, 12 months or more, fair value
Securities, continuous unrealized loss position, 12 months or more, unrealized losses
Securities, continuous unrealized loss position, fair value	2,540,521
Securities, continuous unrealized loss position, unrealized losses	(13,115)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	2,063,242
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(184)
Securities, continuous unrealized loss position, 12 months or more, fair value
Securities, continuous unrealized loss position, 12 months or more, unrealized losses
Securities, continuous unrealized loss position, fair value	2,063,242
Securities, continuous unrealized loss position, unrealized losses	$ (184)

Note 5 - Loans and Allowance _3

Note 5 - Loans and Allowance for Loan Losses (Details Textual) xbrli-pure in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018	Dec. 31, 2018USD ($)
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	$ 3,028,000		$ 3,173,000
Substandard [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	3,000,000
Troubled Debt Restructuring [Member]
Financing Receivable, Allowance for Credit Loss, Ending Balance	$ 939,647		$ 901,086

Note 5 - Loans and Allowance _4

Note 5 - Loans and Allowance for Loan Losses - Loans by Category (Details) - USD ($)	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Loans receivable	$ 752,225,370		$ 786,894,894
Allowance for loan losses	(7,557,311)	$ (7,671,000)	(7,995,569)	$ (7,732,000)	$ (7,573,000)	$ (7,107,000)
Deferred loan fees/costs, net	(645,203)		(600,719)
Net loans	744,022,856		778,298,606
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	121,690,131		132,410,810
Allowance for loan losses	(991,000)	(948,000)	(1,297,000)	(1,331,000)	(1,237,000)	(946,000)
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	93,628,789		90,548,265
Allowance for loan losses	(723,000)	(673,000)	(641,000)	(650,000)	(553,000)	(464,000)
Real Estate, Construction [Member]
Loans receivable	88,175,253		88,553,995
Allowance for loan losses	(1,952,000)	(2,169,000)	(2,306,000)	(2,301,000)	(2,484,000)	(2,244,000)
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	308,270,953		322,921,323
Allowance for loan losses	(2,309,000)	(2,188,000)		(1,945,000)	(1,787,000)
Commercial Portfolio Segment [Member]
Loans receivable	108,738,413		119,369,484
Allowance for loan losses	(1,060,000)	$ (1,236,000)	(1,160,000)	$ (1,031,000)	$ (1,085,000)	$ (1,031,000)
Consumer and Other Loans [Member]
Loans receivable	$ 31,721,831		$ 33,091,017

Note 5 - Loans and Allowance _5

Note 5 - Loans and Allowance for Loan Losses - Loans by Aging (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Loans receivable, past due	$ 8,266,000	$ 10,554,000
Loans receivable, current	743,959,000	776,341,000
Loans receivable	752,225,370	786,894,894
Loans receivable, past due and accruing
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable, past due	693,000	2,670,000
Loans receivable, current	120,997,000	129,741,000
Loans receivable	121,690,131	132,410,810
Loans receivable, past due and accruing
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable, past due	5,930,000	5,952,000
Loans receivable, current	87,699,000	84,596,000
Loans receivable	93,628,789	90,548,265
Loans receivable, past due and accruing
Real Estate, Construction [Member]
Loans receivable, past due	581,000
Loans receivable, current	87,594,000	88,554,000
Loans receivable	88,175,253	88,553,995
Loans receivable, past due and accruing
Commercial Real Estate Portfolio Segment [Member]
Loans receivable, past due	853,000	1,081,000
Loans receivable, current	307,418,000	321,840,000
Loans receivable	308,270,953	322,921,323
Loans receivable, past due and accruing
Commercial Portfolio Segment [Member]
Loans receivable, past due	191,000	732,000
Loans receivable, current	108,547,000	118,638,000
Loans receivable	108,738,413	119,369,484
Loans receivable, past due and accruing
Consumer and Other Loans [Member]
Loans receivable, past due	18,000	119,000
Loans receivable, current	31,704,000	32,972,000
Loans receivable	31,721,831	33,091,017
Loans receivable, past due and accruing
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable, past due	7,840,000	7,464,000
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable, past due	290,000	177,000
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable, past due	5,930,000	5,952,000
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate, Construction [Member]
Loans receivable, past due	581,000
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable, past due	853,000	1,000,000
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable, past due	186,000	228,000
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable, past due		107,000
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable, past due	269,000	855,000
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable, past due	246,000	329,000
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable, past due
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate, Construction [Member]
Loans receivable, past due
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable, past due		81,000
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable, past due	5,000	433,000
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable, past due	18,000	12,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable, past due	157,000	2,235,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable, past due	157,000	2,164,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable, past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate, Construction [Member]
Loans receivable, past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable, past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable, past due		71,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable, past due

Note 5 - Loans and Allowance _6

Note 5 - Loans and Allowance for Loan Losses - Nonaccruing Loans (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Nonaccruing loans	$ 9,780,017	$ 13,081,679
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Nonaccruing loans	2,166,284	4,136,342
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Nonaccruing loans
Real Estate, Construction [Member]
Nonaccruing loans	3,815,409	4,088,409
Commercial Real Estate Portfolio Segment [Member]
Nonaccruing loans	2,956,289	3,592,476
Commercial Portfolio Segment [Member]
Nonaccruing loans	768,846	1,262,910
Consumer and Other Loans [Member]
Nonaccruing loans	$ 73,189	$ 1,542

Note 5 - Loans and Allowance _7

Note 5 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Balance, beginning of period	$ 7,671,000	$ 7,573,000	$ 7,995,569	$ 7,107,000
Provision for loan losses	100,000	200,000	200,000	925,000
Losses charged off	(313,000)	(91,000)	(973,000)	(414,000)
Recoveries	99,000	50,000	334,000	114,000
Balance, end of period	7,557,311	7,732,000	7,557,311	7,732,000
Ending balance: individually evaluated for impairment	1,014,000		1,014,000		$ 1,612,000
Ending balance: collectively evaluated for impairment	6,540,000		6,540,000		6,384,000
Ending balance: loans acquired with deteriorated credit quality	3,000		3,000
Ending balance: individually evaluated for impairment	13,108,000		13,108,000		17,379,000
Ending balance: collectively evaluated for impairment	736,089,000		736,089,000		766,343,000
Ending balance: loans acquired with deteriorated credit quality	3,028,000		3,028,000		3,173,000
Real Estate, Construction [Member]
Balance, beginning of period	2,169,000	2,484,000	2,306,000	2,244,000
Provision for loan losses	(245,000)	(219,000)	(523,000)	(13,000)
Losses charged off
Recoveries	28,000	36,000	169,000	70,000
Balance, end of period	1,952,000	2,301,000	1,952,000	2,301,000
Ending balance: individually evaluated for impairment	554,000		554,000		552,000
Ending balance: collectively evaluated for impairment	1,398,000		1,398,000		1,754,000
Ending balance: loans acquired with deteriorated credit quality
Ending balance: individually evaluated for impairment	3,816,000		3,816,000		4,088,000
Ending balance: collectively evaluated for impairment	84,359,000		84,359,000		84,507,000
Ending balance: loans acquired with deteriorated credit quality
Commercial Real Estate Portfolio Segment [Member]
Balance, beginning of period	2,188,000	1,787,000
Provision for loan losses	242,000	158,000
Losses charged off	(122,000)
Recoveries	1,000
Balance, end of period	2,309,000	1,945,000	2,309,000	1,945,000
Ending balance: individually evaluated for impairment	24,000		24,000		106,000
Ending balance: collectively evaluated for impairment	2,285,000		2,285,000		1,987,000
Ending balance: loans acquired with deteriorated credit quality
Ending balance: individually evaluated for impairment	412,000		412,000		1,588,000
Ending balance: collectively evaluated for impairment	305,188,000		305,188,000		317,488,000
Ending balance: loans acquired with deteriorated credit quality	2,671,000		2,671,000		2,782,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Balance, beginning of period			2,093,000	1,789,000
Provision for loan losses			317,000	155,000
Losses charged off			(122,000)
Recoveries			21,000	1,000
Balance, end of period	2,309,000	1,945,000	2,309,000	1,945,000
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Balance, beginning of period	948,000	1,237,000	1,297,000	946,000
Provision for loan losses	42,000	96,000	(41,000)	386,000
Losses charged off		(3,000)	(271,000)	(3,000)
Recoveries	1,000	1,000	6,000	2,000
Balance, end of period	991,000	1,331,000	991,000	1,331,000
Ending balance: individually evaluated for impairment	202,000		202,000		573,000
Ending balance: collectively evaluated for impairment	789,000		789,000		724,000
Ending balance: loans acquired with deteriorated credit quality
Ending balance: individually evaluated for impairment	2,166,000		2,166,000		4,520,000
Ending balance: collectively evaluated for impairment	119,524,000		119,524,000		128,258,000
Ending balance: loans acquired with deteriorated credit quality
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Balance, beginning of period	673,000	553,000	641,000	464,000
Provision for loan losses	50,000	97,000	82,000	186,000
Losses charged off	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	723,000	650,000	723,000	650,000
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	723,000		723,000		641,000
Ending balance: loans acquired with deteriorated credit quality
Ending balance: individually evaluated for impairment	5,930,000		5,930,000		5,952,000
Ending balance: collectively evaluated for impairment	87,699,000		87,699,000		84,663,000
Ending balance: loans acquired with deteriorated credit quality
Commercial Portfolio Segment [Member]
Balance, beginning of period	1,236,000	1,085,000	1,160,000	1,031,000
Provision for loan losses	(125,000)	(44,000)	175,000	98,000
Losses charged off	(106,000)	(14,000)	(381,000)	(110,000)
Recoveries	55,000	4,000	106,000	12,000
Balance, end of period	1,060,000	1,031,000	1,060,000	1,031,000
Ending balance: individually evaluated for impairment	214,000		214,000		363,000
Ending balance: collectively evaluated for impairment	846,000		846,000		797,000
Ending balance: loans acquired with deteriorated credit quality
Ending balance: individually evaluated for impairment	599,000		599,000		1,062,000
Ending balance: collectively evaluated for impairment	108,072,000		108,072,000		118,459,000
Ending balance: loans acquired with deteriorated credit quality	67,000		67,000		216,000
Consumer Portfolio Segment [Member]
Balance, beginning of period	397,000	367,000	373,000	454,000
Provision for loan losses	99,000	65,000	219,000	185,000
Losses charged off	(85,000)	(74,000)	(199,000)	(301,000)
Recoveries	14,000	9,000	32,000	29,000
Balance, end of period	425,000	367,000	425,000	367,000
Consumer and Other Loans [Member]
Ending balance: individually evaluated for impairment	20,000		20,000		18,000
Ending balance: collectively evaluated for impairment	402,000		402,000		355,000
Ending balance: loans acquired with deteriorated credit quality	3,000		3,000
Ending balance: individually evaluated for impairment	185,000		185,000		169,000
Ending balance: collectively evaluated for impairment	31,247,000		31,247,000		32,968,000
Ending balance: loans acquired with deteriorated credit quality	290,000		290,000		175,000
Unallocated Financing Receivables [Member]
Balance, beginning of period	60,000	60,000	126,000	179,000
Provision for loan losses	37,000	47,000	(29,000)	(72,000)
Losses charged off	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	97,000	$ 107,000	97,000	$ 107,000
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	97,000		97,000		126,000
Ending balance: loans acquired with deteriorated credit quality
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment
Ending balance: loans acquired with deteriorated credit quality

Note 5 - Loans and Allowance _8

Note 5 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Valuation allowance	$ 1,017		$ 1,612
Loans recorded balance	16,136		20,552
Loans unpaid principal	17,369		21,870
Loans average investment in impaired loans	18,075	$ 14,023
Loans interest income recognized	5	71
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans without a specific valuation allowance, recorded balance	943		2
Loans without a specific valuation allowance, unpaid principal	943		2
Loans with a specific valuation allowance, recorded balance	1,224		4,518
Loans with a specific valuation allowance, unpaid principal	1,224		4,518
Valuation allowance	202		573
Loans recorded balance	2,167		4,520
Loans unpaid principal	2,167		4,520
Loans without a specific valuation allowance, average investment in impaired loans	1,046	1,649
Loans without a specific valuation allowance, interest income recognized	1
Loans with a specific valuation allowance, average investment in impaired loans	1,970	2,671
Loans with a specific valuation allowance, interest income recognized
Loans average investment in impaired loans	3,016	4,320
Loans interest income recognized	1
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans without a specific valuation allowance, recorded balance	5,930		5,952
Loans without a specific valuation allowance, unpaid principal	5,930		5,952
Loans with a specific valuation allowance, recorded balance
Loans with a specific valuation allowance, unpaid principal
Valuation allowance
Loans recorded balance	5,930		5,952
Loans unpaid principal	5,930		5,952
Loans without a specific valuation allowance, average investment in impaired loans	5,933	1,006
Loans without a specific valuation allowance, interest income recognized		25
Loans with a specific valuation allowance, average investment in impaired loans		666
Loans with a specific valuation allowance, interest income recognized
Loans average investment in impaired loans	5,933	1,672
Loans interest income recognized		25
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans without a specific valuation allowance, average investment in impaired loans		1,525
Loans without a specific valuation allowance, interest income recognized
Loans with a specific valuation allowance, average investment in impaired loans	3,866	2,774
Loans with a specific valuation allowance, interest income recognized
Loans average investment in impaired loans	3,866	4,299
Loans interest income recognized
Real Estate, Construction [Member]
Loans without a specific valuation allowance, recorded balance
Loans without a specific valuation allowance, unpaid principal
Loans with a specific valuation allowance, recorded balance	3,815		4,088
Loans with a specific valuation allowance, unpaid principal	5,048		5,321
Valuation allowance	554		552
Loans recorded balance	3,815		4,088
Loans unpaid principal	5,048		5,321
Commercial Real Estate Portfolio Segment [Member]
Loans without a specific valuation allowance, recorded balance	2,921		3,138
Loans without a specific valuation allowance, unpaid principal	2,921		3,138
Loans with a specific valuation allowance, recorded balance	162		1,232
Loans with a specific valuation allowance, unpaid principal	162		1,317
Valuation allowance	24		106
Loans recorded balance	3,083		4,370
Loans unpaid principal	3,083		4,455
Loans without a specific valuation allowance, average investment in impaired loans	3,353	2,383
Loans without a specific valuation allowance, interest income recognized	4	46
Loans with a specific valuation allowance, average investment in impaired loans	657	81
Loans with a specific valuation allowance, interest income recognized
Loans average investment in impaired loans	4,010	2,464
Loans interest income recognized	4	46
Commercial Portfolio Segment [Member]
Loans without a specific valuation allowance, recorded balance	25		216
Loans without a specific valuation allowance, unpaid principal	25		216
Loans with a specific valuation allowance, recorded balance	641		1,062
Loans with a specific valuation allowance, unpaid principal	641		1,062
Valuation allowance	214		363
Loans recorded balance	666		1,278
Loans unpaid principal	666		1,278
Loans without a specific valuation allowance, average investment in impaired loans	161	658
Loans without a specific valuation allowance, interest income recognized
Loans with a specific valuation allowance, average investment in impaired loans	702	457
Loans with a specific valuation allowance, interest income recognized
Loans average investment in impaired loans	863	1,115
Loans interest income recognized
Consumer and Other Loans [Member]
Loans without a specific valuation allowance, recorded balance	363		225
Loans without a specific valuation allowance, unpaid principal	363		225
Loans with a specific valuation allowance, recorded balance	112		119
Loans with a specific valuation allowance, unpaid principal	112		119
Valuation allowance	23		18
Loans recorded balance	475		344
Loans unpaid principal	475		$ 344
Consumer Portfolio Segment [Member]
Loans without a specific valuation allowance, average investment in impaired loans	268	37
Loans without a specific valuation allowance, interest income recognized
Loans with a specific valuation allowance, average investment in impaired loans	119	116
Loans with a specific valuation allowance, interest income recognized
Loans average investment in impaired loans	387	153
Loans interest income recognized

Note 5 - Loans and Allowance _9

Note 5 - Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Carrying balance of TDR	$ 10,948,412	$ 11,309,930
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Carrying balance of TDR	1,175,382	1,208,596
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Carrying balance of TDR
Real Estate, Construction [Member]
Carrying balance of TDR	3,815,409	4,088,409
Commercial Real Estate Portfolio Segment [Member]
Carrying balance of TDR	5,358,591	5,508,444
Commercial Portfolio Segment [Member]
Carrying balance of TDR	599,030	504,481
Consumer and Other Loans [Member]
Carrying balance of TDR

Note 5 - Loans and Allowance_10

Note 5 - Loans and Allowance for Loan Losses - Loans by Credit Quality (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Loans receivable	$ 752,225,370	$ 786,894,894
Real Estate, Construction [Member]
Loans receivable	88,175,253	88,553,995
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	308,270,953	322,921,323
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	121,690,131	132,410,810
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	93,628,789	90,548,265
Commercial Portfolio Segment [Member]
Loans receivable	108,738,413	119,369,484
Consumer and Other Loans [Member]
Loans receivable	31,721,831	33,091,017
Pass [Member]
Loans receivable	722,456,000	753,254,000
Pass [Member] | Real Estate, Construction [Member]
Loans receivable	84,275,000	84,375,000
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	297,358,000	310,486,000
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	118,700,000	126,586,000
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	87,699,000	84,596,000
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	103,864,000	114,525,000
Pass [Member] | Consumer and Other Loans [Member]
Loans receivable	30,560,000	32,686,000
Special Mention [Member]
Loans receivable	9,679,000	8,927,000
Special Mention [Member] | Real Estate, Construction [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	6,699,000	5,524,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	553,000	372,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans receivable	2,427,000	3,031,000
Special Mention [Member] | Consumer and Other Loans [Member]
Loans receivable		0
Substandard [Member]
Loans receivable	20,090,000	24,714,000
Substandard [Member] | Real Estate, Construction [Member]
Loans receivable	3,900,000	4,179,000
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	4,214,000	6,911,000
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	2,437,000	5,453,000
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	5,930,000	5,952,000
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans receivable	2,447,000	1,814,000
Substandard [Member] | Consumer and Other Loans [Member]
Loans receivable	1,162,000	405,000
Doubtful [Member]
Loans receivable
Doubtful [Member] | Real Estate, Construction [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans receivable
Doubtful [Member] | Consumer and Other Loans [Member]
Loans receivable	$ 0	$ 0

Note 6 - Accounting for Certa_3

Note 6 - Accounting for Certain Loans Acquired - Carrying Amount of Certain Loans Acquired in Transfer (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Certain loans acquired in transfer	$ 3,708	$ 3,983
Ending balance: loans acquired with deteriorated credit quality	3,028	3,173
Commercial Real Estate Portfolio Segment [Member]
Certain loans acquired in transfer	3,165	3,358
Ending balance: loans acquired with deteriorated credit quality	2,671	2,782
Commercial Portfolio Segment [Member]
Certain loans acquired in transfer	253	296
Ending balance: loans acquired with deteriorated credit quality	67	216
Consumer and Other Loans [Member]
Certain loans acquired in transfer	290	329
Ending balance: loans acquired with deteriorated credit quality	$ 290	$ 175

Note 6 - Accounting for Certa_4

Note 6 - Accounting for Certain Loans Acquired - Carrying Amount of Certain Loans Acquired in Transfer (Details) (Parentheticals) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Fair value adjustment	$ 680	$ 810

Note 6 - Accounting for Certa_5

Note 6 - Accounting for Certain Loans Acquired - Accretable Yield (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019
Balance at beginning of period	$ 183	$ 265
Additions
Accretion	(48)	(130)
Reclassification from nonaccretable difference
Disposals	0
Balance at end of period	$ 135	$ 135

Note 7 - Goodwill and Other I_3

Note 7 - Goodwill and Other Intangible Assets (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018	Jun. 30, 2018	Apr. 02, 2018
Goodwill, Ending Balance	$ 1,434,982	$ 1,434,982
Business Acquisition, Goodwill, Expected Tax Deductible Amount	0
Finite-Lived Intangible Assets, Gross, Total	$ 3,520,000	3,520,000
Hometown Bancshares, Inc. [Member]
Goodwill, Ending Balance		$ 1,400,000		$ 1,435,000
Hometown Bancshares, Inc. [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life	7 years
Finite-Lived Intangible Assets, Gross, Total	$ 2,600,000		$ 3,500,000

Note 7 - Goodwill and Other I_4

Note 7 - Goodwill and Other Intangible Assets - Goodwill and Other Intangibles (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Goodwill	$ 1,434,982	$ 1,434,982
Gross carrying amount	3,520,000	3,520,000
Accumulated amortization	(897,000)	(539,000)
Core deposit intangible, net	2,623,160	2,980,910
Remaining balance	$ 4,058,000	$ 4,416,000

Note 7 - Goodwill and Other I_5

Note 7 - Goodwill and Other Intangible Assets - Estimated Remaining Amortization Expense on Intangibles (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
2019	$ 119,000
2020	477,000
2021	477,000
2022	477,000
2023	477,000
Therafter	596,000
Core deposit intangible, net	$ 2,623,160	$ 2,980,910

Note 8 - Leases (Details Textua

Note 8 - Leases (Details Textual) - USD ($)	Sep. 30, 2019	Mar. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
Operating Lease, Right-of-Use Asset	$ 9,194,850	$ 9,473,587	$ 10,100,000
Operating Lease, Liability, Total	9,236,695	9,490,385	$ 10,100,000
Finance Lease, Right-of-Use Asset		453,485
Finance Lease, Liability, Total	$ 399,046	$ 453,485
Minimum [Member]
Lessee, Operating Lease, Renewal Term	1 year
Lessee, Finance Lease, Renewal Term	1 year
Maximum [Member]
Lessee, Operating Lease, Renewal Term	20 years
Lessee, Finance Lease, Renewal Term	20 years

Note 8 - Leases - Lease Expense

Note 8 - Leases - Lease Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Amortization of right-of-use assets	$ 27,226		$ 82,084
Interest on lease liabilities	2,138		6,010
Operating lease cost	270,042	277,037	810,124	674,137
Sublease income	(10,300)		(32,900)
Total lease costs	$ 289,106	$ 277,037	$ 865,318	674,137
Operating cash flows from financing leases
Operating cash flows from operating leases				41,845
Financing cash flows from financing leases
Weighted-average remaining lease term - financing leases (in years) (Year)		3 years 255 days		3 years 255 days
Weighted-average remaining lease term - operating leases (in years) (Year)		15 years 146 days		15 years 146 days
Weighted-average discount rate - financing leases		2.05%		2.05%
Weighted-average discount rate - operating leases		5.50%		5.50%

Note 8 - Leases - Maturities of

Note 8 - Leases - Maturities of Lease Liabilities (Details) - USD ($)	Sep. 30, 2019	Mar. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
Remainder of 2019, financing	$ 30,000
Remainder of 2019, operating	263,000
Remainder of 2019, total	293,000
2020, financing	117,000
2020, operating	862,000
2020, total	979,000
2021, financing	118,000
2021, operating	838,000
2021, total	956,000
2022, financing	112,000
2022, operating	827,000
2022, total	939,000
2023, financing	38,000
2023, operating	834,000
2023, total	872,000
2024, financing
2024, operating	9,923,000
2024, total	9,923,000
Total undiscounted future minimum lease cash payments, financing	415,000
Total undiscounted future minimum lease cash payments, operating	13,547,000
Total undiscounted future minimum lease cash payments, total	13,962,000
Present value discount, financing	(16,000)
Present value discount, operating	(4,310,000)
Present value discount, total	(4,326,000)
Lease liability, financing	399,046	$ 453,485
Operating lease liability	9,236,695	$ 9,490,385	$ 10,100,000
Lease liability, total	$ 9,636,000

Note 8 - Leases - Non-cancelabl

Note 8 - Leases - Non-cancelable Leases (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 1,032
2020	993
2021	964
2022	962
2023	956
Thereafter	3,573
	$ 8,480

Note 9 - Benefit Plans (Details

Note 9 - Benefit Plans (Details Textual) - USD ($)	Mar. 29, 2017	Mar. 31, 2019	Sep. 30, 2019	Sep. 30, 2018
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value			$ 243,769	$ 267,366
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value			67,270	452,100
Share Price	$ 20.48	$ 23.85
Share-based Payment Arrangement, Expense			$ 535,731	493,249
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			15,434
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total			$ 407,314
Restricted Stock [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		5,502
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		1 year
Restricted Stock or Unit Expense			$ 97,241	$ 103,926
Restricted Stock [Member] | Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			9,932	6,986
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years	3 years
Restricted Stock or Unit Expense			$ 151,437	$ 135,810
Restricted Stock Units (RSUs) [Member] | Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	55,823
Restricted Stock or Unit Expense			$ 290,568	$ 253,513
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Threshold, Percentage	25.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Target, Percentage	50.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Maximum Incentive Award Level, Percentage	100.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Weight, Total Assets, Percentage	50.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Weight, Return on Average Assets, Percentage	50.00%

Note 9 - Benefit Plans - Stock

Note 9 - Benefit Plans - Stock Option Activity (Details)	9 Months Ended
	Sep. 30, 2019$ / sharesshares
Balance outstanding, weighted average exercise price (in dollars per share) | $ / shares	$ 5.14
Granted, weighted average exercise price (in dollars per share) | $ / shares
Exercised, weighted average exercise price (in dollars per share) | $ / shares	5.16
Forfeited, weighted average exercise price (in dollars per share) | $ / shares
Balance outstanding, weighted average exercise price (in dollars per share) | $ / shares	5.08
Options exercisable, weighted average exercise price (in dollars per share) | $ / shares	$ 5.08
Incentive Stock Options [Member]
Balance outstanding (in shares)	12,500
Granted (in shares)
Exercised (in shares)	(9,000)
Forfeited (in shares)
Balance outstanding (in shares)	3,500
Options exercisable (in shares)	3,500
Non-Incentive Stock Options [Member]
Balance outstanding (in shares)	5,000
Granted (in shares)
Exercised (in shares)	(5,000)
Forfeited (in shares)
Balance outstanding (in shares)
Options exercisable (in shares)

Note 9 - Benefit Plans - Restri

Note 9 - Benefit Plans - Restricted Stock (Details) - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2019$ / sharesshares
Balance of shares non-vested (in shares) | shares	32,349
Balance of shares non-vested, weighted average grant-date price (in dollars per share) | $ / shares	$ 18.93
Granted (in shares) | shares	15,434
Granted, weighted average grant-date price (in dollars per share) | $ / shares	$ 23.85
Vested (in shares) | shares	(20,771)
Vested, weighted average grant-date price (in dollars per share) | $ / shares	$ 17.67
Forfeited (in shares) | shares	(1,649)
Forfeited, weighted average grant-date price (in dollars per share) | $ / shares	$ 22.27
Balance of shares non-vested (in shares) | shares	25,363
Balance of shares non-vested, weighted average grant-date price (in dollars per share) | $ / shares	$ 22.74

Note 9 - Benefit Plans - Perfor

Note 9 - Benefit Plans - Performance Stock Units (Details) - Performance Shares [Member]	9 Months Ended
	Sep. 30, 2019$ / sharesshares
Balance of shares non-vested (in shares) | shares	47,322
Balance of shares non-vested, weighted average grant-date price (in dollars per share) | $ / shares	$ 20.48
Granted (in shares) | shares
Granted (in dollars per share) | $ / shares
Vested (in shares) | shares	0
Vested, weighted average grant-date price (in dollars per share) | $ / shares	$ 0
Forfeited (in shares) | shares	0
Forfeited, weighted average grant-date price (in dollars per share) | $ / shares	$ 0
Balance of shares non-vested (in shares) | shares	47,322
Balance of shares non-vested, weighted average grant-date price (in dollars per share) | $ / shares	$ 20.48

Note 10 - Income Per Common S_3

Note 10 - Income Per Common Share - Income Per Share (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Basic Income Per Common Share	$ 2,550,542	$ 3,934,242	$ 7,099,405	$ 4,947,003
Weighted average common shares outstanding, basic (in shares)	4,396,241	4,418,196	4,429,066	4,406,830
Basic Income Per Common Share (in dollars per share)	$ 0.58	$ 0.89	$ 1.60	$ 1.12
Effect of Dilutive Securities, Average Common Shares Outstanding (in shares)	58,091	72,389	56,532	72,058
Diluted Income Per Common Share	$ 2,550,542	$ 3,934,242	$ 7,099,405	$ 4,947,003
Weighted average common shares outstanding, diluted (in shares)	4,454,332	4,490,585	4,485,598	4,478,888
Diluted Income Per Common Share (in dollars per share)	$ 0.57	$ 0.88	$ 1.58	$ 1.10

Note 11 - New Accounting Pron_2

Note 11 - New Accounting Pronouncements (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2017	Sep. 30, 2019	Mar. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
Operating Leases of Lessee, LIBOR Rate				3.00%
Lessee, Operating Lease, Discount Rate				6.00%
Lessee, Finance Lease, Discount Rate				2.05%
Operating Lease, Right-of-Use Asset		$ 9,194,850	$ 9,473,587	$ 10,100,000
Operating Lease, Liability, Total		$ 9,236,695	$ 9,490,385	$ 10,100,000
New Accounting Pronouncement, Early Adoption, Effect [Member] | Accounting Standards Update 2018-02 [Member]
Reclassifications of Amounts Within AOCI to Retained Earnings Due to Tax Reform	$ 31,818

Note 12 - Derivative Financia_3

Note 12 - Derivative Financial Instruments (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2017
First Interest Rate Swap [Member]
Derivative, Notional Amount				$ 50,000,000
Derivative, Fixed Interest Rate				2.12%
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax, Parent, Total	$ 1,255,540
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax, Parent, Total	429,749
Second Interest Rate Swap [Member]
Derivative, Notional Amount		$ 10,300,000
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax, Parent, Total	549,889
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax, Parent, Total	188,217
Derivative, Variable Interest Rate		4.09%
Second Interest Rate Swap [Member] | London Interbank Offered Rate (LIBOR) [Member]
Derivative, Basis Spread on Variable Rate		1.45%
Interest Rate Swap [Member]
Derivative, Notional Amount	50,000,000
Derivative, Collateral, Obligation to Return Cash	$ 2,500,000		$ 1,500,000

Note 12 - Derivative Financia_4

Note 12 - Derivative Financial Instruments - Notional Amount and Fair Value of Derivatives (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Interest Rate Swap [Member]
Derivative asset notional amount	$ 50,000,000
Derivative asset		$ 1,271,538
Derivative liabilities	1,685,289
Interest Rate Swap - Subordinated Debentures [Member]
Derivative asset notional amount	10,310,000
Derivative asset
Derivative liabilities	$ 738,106

Note 12 - Derivative Financia_5

Note 12 - Derivative Financial Instruments - Derivative Instruments (Details) - Interest Expense [Member] - Designated as Hedging Instrument [Member] - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Rate Swap [Member]
Derivative gain (loss)	$ (33,424)	$ (9,423)	$ (162,517)	$ (17,261)
Interest Rate Swap - Subordinated Debentures [Member]
Derivative gain (loss)	$ 7,268		$ 8,569

Note 13 - Disclosures About F_3

Note 13 - Disclosures About Fair Value of Assets and Liabilities (Details Textual) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale, Total	$ 106,353,702	$ 86,266,197
Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale, Total	$ 0

Note 13 - Disclosures About F_4

Note 13 - Disclosures About Fair Value of Assets and Liabilities - Fair Value of Assets Measured on Recurring Basis (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Available-for-sale securities	$ 106,353,702	$ 86,266,197
US Government Agencies Debt Securities [Member]
Available-for-sale securities	1,490,681
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	30,955,010	33,770,520
Corporate Debt Securities [Member]
Available-for-sale securities	13,639,436	3,018,927
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	49,295,672	49,476,750
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities	10,972,903
Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities	0
Fair Value, Recurring [Member]
Available-for-sale securities	106,354,000	86,266,000
Interest rate swaps	2,423,000	1,272,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	1,491,000
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	30,955,000	33,770,000
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	13,639,000	3,019,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	49,296,000	49,477,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities	10,973,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Interest rate swaps
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	106,354,000	86,266,000
Interest rate swaps	2,423,000	1,272,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	1,491,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	30,955,000	33,770,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	13,639,000	3,019,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	49,296,000	49,477,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities	10,973,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Interest rate swaps
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities

Note 13 - Disclosures About F_5

Note 13 - Disclosures About Fair Value of Assets and Liabilities - Fair Value of Assets Measured on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Impaired loans, fair value	$ 1,005	$ 10,428
Foreclosed assets held for sale, fair value	72	909
Fair Value, Inputs, Level 1 [Member]
Impaired loans, fair value
Foreclosed assets held for sale, fair value
Fair Value, Inputs, Level 2 [Member]
Impaired loans, fair value
Foreclosed assets held for sale, fair value
Fair Value, Inputs, Level 3 [Member]
Impaired loans, fair value	1,005	10,428
Foreclosed assets held for sale, fair value	$ 72	$ 909

Note 13 - Disclosures about F_6

Note 13 - Disclosures about Fair Value of Assets and Liabilities - Fair Value Quantitative Information (Details) - Fair Value, Inputs, Level 3 [Member] - Valuation, Market Approach [Member] $ in Thousands	Sep. 30, 2019USD ($)
Impaired loans, fair value	$ 1,005
Foreclosed assets held for sale, fair value	$ 72
Minimum [Member]
Impaired loans (collateral dependent)	0
Foreclosed assets held for sale	0.58
Maximum [Member]
Impaired loans (collateral dependent)	0.59
Foreclosed assets held for sale	0.66
Weighted Average [Member]
Impaired loans (collateral dependent)	(0.23)
Foreclosed assets held for sale	(0.62)

Note 13 - Disclosures About F_7

Note 13 - Disclosures About Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Interest-bearing time deposits at other financial institutions	$ 250,000	$ 250,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	86,421,380	34,121,642
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest-bearing time deposits at other financial institutions	250,000	250,000
Federal Home Loan Bank stock	3,157,500	5,387,200
Mortgage loans held for sale	944,969	1,516,849
Interest receivable	3,475,749	3,390,944
Deposits	839,988,502	749,618,822
Federal Home Loan Bank advances	50,000,000	105,300,000
Interest payable	832,494	821,811
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	744,022,856	778,298,606
Subordinated debentures	15,465,000	21,760,829
Note payable to Bank	11,200,000	5,000,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	86,421,380	34,121,642
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest-bearing time deposits at other financial institutions	250,265	250,116
Federal Home Loan Bank stock	3,157,500	5,387,200
Mortgage loans held for sale	944,969	1,516,849
Interest receivable	3,475,749	3,390,944
Deposits	840,446,988	747,903,071
Federal Home Loan Bank advances	50,011,559	105,325,386
Interest payable	832,494	821,811
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	752,524,071	783,910,789
Subordinated debentures	15,465,000	21,760,829
Note payable to Bank	$ 11,200,000	$ 5,000,000