Guaranty Federal Bancshares (GFED) 10-K 11 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Mar. 01, 2022	Jun. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0001046203
Entity Registrant Name	Guaranty Federal Bancshares Inc
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2021
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	0-23325
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	43-1792717
Entity Address, Address Line One	2144 E Republic Rd, Suite F200
Entity Address, City or Town	Springfield
Entity Address, State or Province	MO
Entity Address, Postal Zip Code	65804
City Area Code	833
Local Phone Number	875-2492
Title of 12(b) Security	Common Stock, Par Value $0.10 per share
Trading Symbol	GFED
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 73,300,000
Entity Common Stock, Shares Outstanding		4,384,878
Auditor Name	BKD, LLP
Auditor Location	Springfield, Missouri
Auditor Firm ID	686
ICFR Auditor Attestation Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 8,181,964	$ 6,366,370
Interest-bearing demand deposits in other financial institutions	122,464,075	142,056,538
Cash and cash equivalents	130,646,039	148,422,908
Interest-bearing time deposits at other financial institutions	250,000	4,760,089
Available-for-sale securities	151,402,498	164,120,869
Stock in Federal Home Loan Bank, at cost	2,088,100	3,896,900
Mortgage loans held for sale	3,245,034	11,359,174
Loans receivable, net of allowance for loan losses of December 31, 2021 and 2020 - $10,588,562 and $9,617,024, respectively	811,512,612	742,149,271
Accrued interest receivable	3,581,835	4,060,795
Prepaid expenses and other assets	7,586,407	7,741,903
Goodwill	1,434,982	1,434,982
Core deposit intangible	1,549,910	2,026,910
Foreclosed assets held for sale	100,000	546,450
Premises and equipment, net	16,785,390	17,898,409
Operating lease right-of-use asset	8,034,417	8,469,661
Bank owned life insurance	31,924,624	25,294,780
Deferred and receivable income taxes	2,768,456	4,069,838
Assets, Total	1,172,910,304	1,146,252,939
LIABILITIES
Deposits	1,016,318,755	938,672,541
Federal Home Loan Bank advances	16,000,000	66,000,000
Advances from borrowers for taxes and insurance	218,905	218,846
Accrued expenses and other liabilities	4,355,661	7,870,991
Operating lease liabilities	8,164,317	8,560,892
Accrued interest payable	468,959	932,172
Liabilities, Total	1,075,446,173	1,057,284,573
COMMITMENTS AND CONTINGENCIES	0	0
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued December 31, 2021 and 2020 - 6,919,503 and 6,919,503 shares; respectively	691,950	691,950
Additional paid-in capital	51,536,205	51,337,219
Retained earnings, substantially restricted	85,081,199	77,073,707
Accumulated other comprehensive loss	(50,427)	(53,378)
Stockholders' Equity before Treasury Stock	137,258,927	129,049,498
Treasury stock, at cost; December 31, 2021 and 2020 - 2,535,619 and 2,553,851 shares, respectively	(39,794,796)	(40,081,132)
Stockholders' Equity Attributable to Parent, Ending Balance	97,464,131	88,968,366
Liabilities and Equity, Total	1,172,910,304	1,146,252,939
Subordinated Debentures Issued to Capital Trusts [Member]
LIABILITIES
Subordinated Debt, Ending Balance	10,310,000	15,465,000
Subordinated Notes, Net [Member]
LIABILITIES
Subordinated Debt, Ending Balance	$ 19,609,576	$ 19,564,131

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Loans receivable, allowance for loan losses	$ 10,588,562	$ 9,617,024
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	10,000,000	10,000,000
Common stock, issued (in shares)	6,919,503	6,919,503
Treasury stock, shares (in shares)	2,535,619	2,553,851

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest Income
Loans	$ 36,380,771	$ 36,225,797	$ 41,233,524
Investment securities	4,351,916	3,843,325	2,791,612
Other	462,663	800,754	1,201,367
Interest and Dividend Income, Operating, Total	41,195,350	40,869,876	45,226,503
Interest Expense
Deposits	4,010,316	6,924,826	10,991,453
Federal Home Loan Bank advances	888,675	1,177,491	1,202,708
Other	6,648	280,473	370,584
Interest Expense, Total	6,524,954	9,611,201	13,535,014
Net Interest Income	34,670,396	31,258,675	31,691,489
Provision for Loan Losses	800,000	3,600,000	200,000
Net Interest Income After Provision for Loan Losses	33,870,396	27,658,675	31,491,489
Noninterest Income
Service charges	1,804,935	1,469,160	1,706,437
Net gain on sale of investment securities	2,740,341	461,029	89,564
Gain on sale of mortgage loans held for sale	4,031,697	3,702,098	2,222,533
Gain on sale of Small Business Administration loans	1,948,027	618,506	1,029,949
Commercial loan referral income	105,405	1,148,681	0
Net gain (loss) on foreclosed assets	(121,440)	36,057	(235,394)
Other income	3,163,467	2,637,913	2,291,804
Noninterest Income, Total	13,672,432	10,073,444	7,104,893
Noninterest Expense
Salaries and employee benefits	18,317,787	17,348,133	16,107,800
Occupancy	4,544,303	4,623,440	4,582,433
FDIC deposit insurance premiums	594,583	312,121	297,628
Loss on early termination of interest rate swap	2,580,000	0	0
Data processing	2,603,351	2,369,224	1,694,459
Advertising	407,500	488,998	499,998
Merger costs	573,000	0	34,011
Amortization of core deposit intangible	477,000	477,000	477,000
Other expense	4,127,377	4,045,811	3,804,805
Noninterest Expense, Total	34,224,901	29,664,727	27,498,134
Income Before Income Taxes	13,317,927	8,067,392	11,098,248
Provision for Income Taxes	2,679,785	1,235,178	1,683,158
Net Income	$ 10,638,142	$ 6,832,214	$ 9,415,090
Basic Income Per Common Share (in dollars per share)	$ 2.45	$ 1.58	$ 2.14
Diluted Income Per Common Share (in dollars per share)	$ 2.44	$ 1.57	$ 2.11
Subordinated Debentures Issued to Capital Trusts [Member]
Interest Expense
Subordinated debentures	$ 569,315	$ 785,078	$ 970,269
Subordinated Notes, Net [Member]
Interest Expense
Subordinated debentures	$ 1,050,000	$ 443,333	$ 0

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
NET INCOME	$ 10,638,142	$ 6,832,214	$ 9,415,090
OTHER ITEMS OF COMPREHENSIVE INCOME:
Change in unrealized gain (loss) on investment securities available-for-sale, before income taxes	(1,613,422)	4,239,526	3,018,580
Change in unrealized gain (loss) on interest rate swaps, before income taxes	1,777,650	(3,312,874)	(2,899,860)
Add: Reclassification adjustment for realized losses on interest rate swaps included in net income, before income taxes	2,580,000	0	0
Less: Reclassification adjustment for realized gains on investment securities included in net income, before income taxes	(2,740,341)	(461,029)	(89,564)
Total other items of comprehensive income	3,887	465,623	29,156
Income tax expense related to other items of comprehensive income	936	87,966	7,435
Other comprehensive income	2,951	377,657	21,721
TOTAL COMPREHENSIVE INCOME	$ 10,641,093	$ 7,209,871	$ 9,436,811

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 10,638,142	$ 6,832,214	$ 9,415,090
Items not requiring (providing) cash:
Deferred income taxes	906,305	(470,145)	224,142
Depreciation and amortization	1,920,725	1,989,545	1,970,442
Provision for Loan Losses	800,000	3,600,000	200,000
Gain on sale of Small Business Administration loans	(1,948,027)	(618,506)	(1,029,949)
Loss on early termination of interest rate swap	2,580,000	0	0
Gain on sale of mortgage loans held for sale and investment securities	(6,772,038)	(4,163,127)	(2,312,097)
Loss (gain) on sale of foreclosed assets	110,161	(51,836)	(164,636)
Gain on sale of premises, equipment and other assets	0	0	(6,069)
Amortization of deferred income, premiums and discounts, net	(815,678)	1,707,861	349,442
Amortization of intangible assets	477,000	477,000	477,000
Amortization of subordinated notes issuance costs	45,445	18,576	0
Stock award plan expense	485,322	136,138	615,385
Accretion of purchase accounting adjustments	(110,620)	(406,650)	(1,629,721)
Origination of loans held for sale	(146,857,645)	(147,179,016)	(80,689,007)
Proceeds from sale of loans held for sale	159,003,482	142,308,504	81,641,824
Increase in cash surrender value of bank owned life insurance	(629,844)	(596,342)	(500,364)
Changes in:
Accrued interest receivable	478,960	(548,920)	(120,931)
Prepaid expenses and other assets	997,963	1,121,052	(1,302,099)
Accounts payable and accrued expenses	(2,231,813)	466,607	1,188,354
Net cash provided by operating activities	19,077,840	4,622,955	8,326,806
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	(81,258,349)	(30,441,139)	49,550,984
Proceeds from sale of loans	14,072,770	5,425,103	9,317,249
Principal payments on available-for-sale securities	20,038,802	23,111,582	7,576,466
Proceeds from maturities of available-for-sale securities	13,881,080	11,617,890	750,000
Purchase of premises and equipment	(769,037)	(684,789)	(981,146)
Purchase of available-for-sale securities	(77,446,328)	(108,674,561)	(75,518,385)
Proceeds from sale of available-for-sale securities	54,289,807	27,430,799	37,855,257
Purchase of bank owned life insurance	(6,000,000)	0	(4,000,000)
Proceeds from maturities of interest-bearing deposits	4,510,000	0	0
Redemption (purchase) of FHLB stock	1,808,800	(139,400)	1,629,700
Purchase of tax credit investments	(420,140)	(256,260)	(3,168,435)
Capitalized costs on foreclosed assets held for sale	(91,034)	0	0
Proceeds from sale of foreclosed assets held for sale	665,563	181,905	1,343,072
Net cash provided by (used in) investing activities	(56,718,066)	(72,428,870)	24,354,762
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits, NOW accounts and savings accounts	117,746,480	139,296,873	97,367,801
Net decrease in certificates of deposit	(40,100,266)	(22,030,864)	(25,548,954)
Proceeds from FHLB advances	100,000,000	26,000,000	115,815,000
Repayments of FHLB advances	(150,000,000)	(25,000,000)	(156,115,000)
Proceeds from issuance of notes payable	0	1,800,000	7,450,000
Repayments of notes payable	0	(13,000,000)	(1,250,000)
Isuance of subordinated notes, net of issuance costs	0	19,545,555	0
Repayment of Hometown Bancshares subordinated debentures	(5,155,000)	0	0
Advances from (repayments to) borrowers for taxes and insurance	59	(49,354)	(21,608)
Stock options exercised	0	0	90,000
Cash dividends paid	(2,627,916)	(2,615,028)	(2,313,661)
Treasury stock purchased	0	(390,268)	(3,604,879)
Net cash provided by financing activities	19,863,357	123,556,914	25,868,699
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(17,776,869)	55,750,999	58,550,267
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	148,422,908	92,671,909	34,121,642
CASH AND CASH EQUIVALENTS, END OF PERIOD	130,646,039	148,422,908	92,671,909
Supplemental Cash Flows Information
Foreclosed assets acquired in settlement of loans	238,240	124,134	1,664,258
Interest paid	6,988,167	9,472,775	13,563,079
Income taxes paid	475,000	840,000	199,000
Sale and financing of foreclosed assets held for sale	0	439,500	620,900
Hometown Bancshares, Inc. [Member]
CASH FLOWS FROM FINANCING ACTIVITIES
Repayment of Hometown Bancshares subordinated debentures	$ 0	$ 0	$ (6,000,000)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($)	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018	$ 690,200	$ 51,382,585	$ (36,971,124)	$ 65,829,687	$ (452,756)	$ 80,478,592
NET INCOME	0	0	0	9,415,090	0	9,415,090
Other comprehensive income (loss)	0	0	0	0	21,721	21,721
Dividends on common stock	0	0	0	(2,384,027)	0	(2,384,027)
Treasury stock purchased	0	0	(3,604,879)	0	0	(3,604,879)
Stock award plans	0	438,032	177,353	0	0	615,385
Stock options exercised	1,750	88,250	0	0	0	90,000
Balance at Dec. 31, 2019	691,950	51,908,867	(40,398,650)	72,860,750	(431,035)	84,631,882
NET INCOME	0	0	0	6,832,214	0	6,832,214
Other comprehensive income (loss)	0	0	0	0	377,657	377,657
Dividends on common stock	0	0	0	(2,619,257)	0	(2,619,257)
Treasury stock purchased	0	0	(390,268)	0	0	(390,268)
Stock award plans	0	(571,648)	707,786	0	0	136,138
Balance at Dec. 31, 2020	691,950	51,337,219	(40,081,132)	77,073,707	(53,378)	88,968,366
NET INCOME	0	0	0	10,638,142	0	10,638,142
Other comprehensive income (loss)	0	0	0	0	2,951	2,951
Dividends on common stock	0	0	0	(2,630,650)	0	(2,630,650)
Stock award plans	0	198,986	286,336	0	0	485,322
Balance at Dec. 31, 2021	$ 691,950	$ 51,536,205	$ (39,794,796)	$ 85,081,199	$ (50,427)	$ 97,464,131

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Dividends on common stock, per share (in dollars per share)	$ 0.60	$ 0.60	$ 0.54

Note 1 - Nature of Operations a

Note 1 - Nature of Operations and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1: NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations The Company operates as a one Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, the Bank. All significant intercompany profits, transactions and balances have been eliminated in consolidation. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of loans acquired with the possibility of impairment and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans and fair values. In connection with the determination of the allowance for loan losses and the valuation of foreclosed assets held for sale, management obtains independent appraisals for significant properties. Goodwill and intangible assets are subject to periodic impairment testing. This testing is to be performed annually, or more frequently if events occur that lead to the possibility that the valuation of such assets could be considered unrecoverable. The valuation of goodwill and intangible assets involves many factors that are judgmental and highly complex. Securities Securities are classified as “available-for-sale” and are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. For debt securities with fair value below carrying value, when the Company does not not, not The Company’s consolidated statements of income reflect the full impairment (that is, the difference between the security’s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not no not not not Mortgage Loans Held for Sale Mortgage loans held for sale are carried at the lower of cost or fair value, determined using an aggregate basis. Write-downs to fair value are recognized as a charge to earnings at the time a decline in value occurs. Forward commitments to sell mortgage loans are sometimes acquired to reduce market risk on mortgage loans in the process of origination and mortgage loans held for sale. Gains and losses resulting from sales of mortgage loans are recognized when the respective loans are sold to investors. Gains and losses are determined by the difference between the selling price and the carrying amounts of the loans sold, and are recorded in noninterest income. Direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan. Loans For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 All interest accrued but not Loans acquired without the evidence of credit impairment and for which obligated principal and interest cash flows are expected to be received are accounted for under the accounting guidance for receivables - non refundable fees and other costs (ASC 310 20 may 310 30 Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Other adjustments may not A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Acquired loans determined to be deteriorated in quality do not Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets. Goodwill and Intangible Assets An annual assessment is performed to determine whether it is more likely than not not 2018 December 31, 2021 2020. Core deposit intangible assets are being amortized on the straight-line basis over a period of seven December 31, 2021 2020, Premises and Equipment Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets. The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements (in years) 35 - 40 Furniture and fixtures and vehicles (in years) 3 - 10 Bank Owned Life Insurance Bank owned life insurance policies are carried at their cash surrender value. The Company recognizes tax-free income from the periodic increases in cash surrender value of these policies and from death benefits. Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes two Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, not 50 not 50 not not not not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiary. With a few exceptions, the Company is no 2018. Cash Equivalents The Company considers all liquid investments with original maturities of three December 31, 2021 2020 Restriction on Cash and Due From Banks The Company is required to maintain reserve funds in cash and/or on deposit with the Federal Reserve Bank equal to a set percentage of deposits. During March 2020, zero December 31, 2021 Comprehensive Income Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized gain (loss) on available-for-sale securities, unrealized gain on securities for which a portion of an other-than-temporary impairment has been recognized in income and unrealized gain (loss) on interest rate swap agreements designated as cash flow hedges. Interest Rate Swap Agreements Designated as Cash Flow Hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flows or other forecasted transactions. The Company uses interest rate swaps to manage overall cash flow changes related to interest rate risk exposure on benchmark interest rate loans. The effective portion of the gain or loss related to the derivative instrument is recognized as a component of other comprehensive income and subsequently reclassified into interest income when the forecasted transaction affects income. The ineffective portion of the gain or loss is recognized immediately as noninterest income. The Company assesses the effectiveness of the hedging derivative by comparing the change in fair value of the respective derivative instrument and the change in fair value of an effective hypothetical derivative instrument. In 2021, Revenue from Contracts with Customers Descriptions of our significant revenue-generating transactions that are within the scope of Topic 606, ● Service Charges on Deposit Accounts ● Gains/Losses on Sales of OREO Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct and material effect on the Company's consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Company’s regulators could require adjustments to regulatory capital not Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the tables below). Management believes, as of December 31, 2021 2020, December 31, 2021, no During the fourth 2019, 201 January 1, 2020, $10 9 9C, one 8 two During March 2020, 9% March 27, 2020 2020 8% 2021 8.5% 9% 2022. The Bank opted into the CBLR framework during the first 2020. December 31, 2021 2020 To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021 Community Bank Leverage Ratio Bank $ 120,011 10.1 % N/A N/A $ 101,414 8.5 % To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020 Community Bank Leverage Ratio Bank $ 111,098 10.0 % N/A N/A $ 89,175 8.0 % The amount of dividends that the Bank may December 31, 2021, 2020, may not Segment Information The principal business of the Company is overseeing the business of the Bank. The Company has no one four not no General Litigation The Company and the Bank, from time to time, may December 31, 2021, not Earnings Per Common Share The computation for earnings per common share for the years ended December 31, 2021, 2020 2019 Year Ended Year Ended Year Ended December 31, 2021 December 31, 2020 December 31, 2019 Net income available to common shareholders $ 10,638,142 $ 6,832,214 $ 9,415,090 Weighted average common shares outstanding 4,344,348 4,330,525 4,405,575 Effect of dilutive securities 21,684 19,499 57,984 Weighted average diluted shares outstanding 4,366,032 4,350,024 4,463,559 Basic income per common share $ 2.45 $ 1.58 $ 2.14 Diluted income per common share $ 2.44 $ 1.57 $ 2.11 For the years ended December 31, 2021, 2020 2019 Concentration of Cash Holdings During the normal course of business, the Bank may $250,000. December 31, 2021, five December 31, 2021. December 31, 2021.

Note 2 - Securities

Note 2 - Securities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2: SECURITIES The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities classified as available-for-sale are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of December 31, 2021 Debt Securities: U. S. government agencies $ 7,778,256 $ - $ (217,457 ) 7,560,799 Municipals 45,982,657 837,946 (377,567 ) 46,443,036 Corporates 37,019,519 634,758 (350,362 ) 37,303,915 Mortgage-backed securities - private label - commercial 7,384,249 14,375 (30,202 ) 7,368,422 Mortgage-backed securities - private label - consumer 9,057,185 42,493 (46,086 ) 9,053,592 Government sponsored mortgage-backed securities and SBA loan pools 43,663,346 512,517 (503,129 ) 43,672,734 $ 150,885,212 $ 2,042,089 $ (1,524,803 ) $ 151,402,498 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of December 31, 2020 Debt Securities: U. S. government agencies $ 6,282,000 $ 6,519 $ (4,885 ) 6,283,634 Municipals 58,754,912 3,241,133 (26,991 ) 61,969,054 Corporates 30,510,893 261,740 (171,811 ) 30,600,822 Mortgage-backed securities - private label - commercial 5,399,385 55,712 (10,650 ) 5,444,447 Mortgage-backed securities - private label - consumer 9,249,375 228,469 (25,747 ) 9,452,097 Government sponsored mortgage-backed securities and SBA loan pools 49,053,252 1,391,728 (74,165 ) 50,370,815 $ 159,249,817 $ 5,185,301 $ (314,249 ) $ 164,120,869 Maturities of available-for-sale debt securities as of December 31, 2021: Amortized Cost Approximate Fair Value 1-5 years $ 1,500,000 $ 1,497,325 5-10 years 37,399,244 37,449,981 After ten years 51,881,188 52,360,444 Mortgage-backed securities - private label - commercial not due on a single maturity date 7,384,249 7,368,422 Mortgage-backed securities - private label - consumer ot due on a single maturity date 9,057,185 9,053,592 Government sponsored mortgage-backed securities and SBA loan pools not due on a single maturity date 43,663,346 43,672,734 $ 150,885,212 $ 151,402,498 The carrying value of securities pledged as collateral, to secure public deposits and for other purposes, amounted to $20,211,961 and $8,749,409 as of December 31, 2021 2020, Gross gains of $2,799,165, $552,366 and $244,777 and gross losses of $58,824, $91,337 and $155,213 resulting from sale of available-for-sale securities were realized for the years ended December 31, 2021, 2020 2019, 2021, 2020 2019, The Company evaluates all securities quarterly to determine if any unrealized losses are deemed to be other than temporary. Certain investment securities are valued less than their historical cost. These declines are primarily the result of the rate for these investments yielding less than current market rates or declines in stock prices of equity securities. Based on evaluation of available evidence, management believes the declines in fair value for these securities are temporary. It is management’s intent to hold the debt securities to maturity or until recovery of the unrealized loss. Should the impairment of any of these debt securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified, to the extent the loss is related to credit issues, and to other comprehensive income to the extent the decline on debt securities is related to other factors and the Company does not No securities were written down for other-than-temporary impairment during the years ended December 31, 2021, 2020 2019. Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at December 31, 2021 2020, The following table shows gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2021 2020. December 31, 2021 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. government agencies $ 4,396,329 $ (99,928 ) $ 3,164,470 $ (117,529 ) $ 7,560,799 $ (217,457 ) Municipals 12,246,522 (322,939 ) 1,538,128 (54,628 ) 13,784,650 (377,567 ) Corporates 10,662,195 (181,647 ) 5,124,238 (168,715 ) 15,786,433 (350,362 ) Mortgage-backed securities - private label - commercial 2,976,069 (27,347 ) 1,492,125 (2,855 ) 4,468,194 (30,202 ) Mortgage-backed securities - private label - consumer 1,874,865 (46,086 ) - - 1,874,865 (46,086 ) Government sponsored mortgage-backed securities and SBA loan pools 20,031,633 (322,842 ) 3,727,988 (180,287 ) 23,759,621 (503,129 ) $ 52,187,613 $ (1,000,789 ) $ 15,046,949 $ (524,014 ) $ 67,234,562 $ (1,524,803 ) December 31, 2020 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. government agencies $ 1,495,116 $ (4,885 ) $ - $ - $ 1,495,116 $ (4,885 ) Municipals 4,011,492 (26,991 ) - - 4,011,492 (26,991 ) Corporates 14,869,853 (171,811 ) - - 14,869,853 (171,811 ) Mortgage-backed securities - private label - commercial 1,481,805 (10,650 ) - - 1,481,805 (10,650 ) Mortgage-backed securities - private label - consumer 2,391,511 (25,747 ) - - 2,391,511 (25,747 ) Government sponsored mortgage-backed securities and SBA loan pools 5,799,696 (74,165 ) - - 5,799,696 (74,165 ) $ 30,049,473 $ (314,249 ) $ - $ - $ 30,049,473 $ (314,249 )

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 3: LOANS AND ALLOWANCE FOR LOAN LOSSES Categories of loans at December 31, 2021 2020 December 31, 2021 2020 Real estate - residential mortgage: One to four family units $ 102,791,228 $ 115,799,200 Multi-family 76,565,222 90,028,775 Real estate - construction 124,848,581 70,847,330 Real estate - commercial 381,119,167 305,673,212 Commercial loans 115,794,005 144,326,350 Consumer and other loans 21,467,734 26,733,546 Total loans 822,585,937 753,408,413 Less: Allowance for loan losses (10,588,562 ) (9,617,024 ) Deferred loan fees/costs, net (484,763 ) (1,642,118 ) Net loans $ 811,512,612 $ 742,149,271 Classes of loans by aging at December 31, 2021 2020 As of December 31, 2021 30-59 Days 60-89 Days Greater Than Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 138 $ 27 $ 1,083 $ 1,248 $ 101,543 $ 102,791 $ - Multi-family - - - - 76,565 76,565 - Real estate - construction - - 2,052 2,052 122,797 124,849 - Real estate - commercial - - 247 247 380,872 381,119 - Commercial loans 17 - 1,747 1,764 114,030 115,794 - Consumer and other loans 8 - - 8 21,460 21,468 - Total $ 163 $ 27 $ 5,129 $ 5,319 $ 817,267 $ 822,586 $ - As of December 31, 2020 30-59 Days 60-89 Days Greater Than Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 623 $ 1,058 $ 1,071 $ 2,752 $ 113,047 $ 115,799 $ - Multi-family - - - - 90,029 90,029 - Real estate - construction 1,239 - 4,189 5,428 65,419 70,847 - Real estate - commercial 264 76 161 501 305,172 305,673 - Commercial loans 6 1 4,784 4,791 139,535 144,326 - Consumer and other loans 10 1 21 32 26,702 26,734 - Total $ 2,142 $ 1,136 $ 10,226 $ 13,504 $ 739,904 $ 753,408 $ - Nonaccruing loans are summarized as follows: December 31, 2021 2020 Real estate - residential mortgage: One to four family units $ 1,470,357 $ 3,086,159 Multi-family - - Real estate - construction 2,891,243 6,239,326 Real estate - commercial 3,339,996 3,932,241 Commercial loans 1,934,494 5,249,782 Consumer and other loans 89,450 121,090 Total $ 9,725,540 $ 18,628,598 The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of and for the years ended December 31, 2021, 2020 2019: As of December 31, 2021 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of year $ 1,132 $ 3,624 $ 1,445 $ 1,058 $ 1,129 $ 571 $ 658 $ 9,617 Provision charged to expense 1,242 781 (310 ) (308 ) (116 ) (103 ) (386 ) $ 800 Losses charged off (121 ) (1 ) (27 ) - (36 ) (193 ) - $ (378 ) Recoveries 285 3 4 - 200 58 - $ 550 Balance, end of year $ 2,538 $ 4,407 $ 1,112 $ 750 $ 1,177 $ 333 $ 272 $ 10,589 Ending balance: individually evaluated for impairment $ 656 $ 85 $ 49 $ - $ 46 $ 15 $ - $ 851 Ending balance: collectively evaluated for impairment $ 1,882 $ 4,322 $ 1,063 $ 750 $ 1,131 $ 318 $ 272 $ 9,738 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - Loans: Ending balance: individually evaluated for impairment $ 2,891 $ 1,334 $ 1,452 $ - $ 1,935 $ 171 $ - $ 7,783 Ending balance: collectively evaluated for impairment $ 121,958 $ 377,649 $ 101,339 $ 76,565 $ 113,770 $ 21,297 $ - $ 812,578 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,136 $ - $ - $ 89 $ - $ - $ 2,225 As of December 31, 2020 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of year $ 1,749 $ 2,267 $ 1,001 $ 746 $ 1,129 $ 443 $ 273 $ 7,608 Provision charged to expense 121 1,350 440 312 669 323 385 $ 3,600 Losses charged off (738 ) - (2 ) - (709 ) (261 ) - $ (1,710 ) Recoveries - 7 6 - 40 66 - $ 119 Balance, end of year $ 1,132 $ 3,624 $ 1,445 $ 1,058 $ 1,129 $ 571 $ 658 $ 9,617 Ending balance: individually evaluated for impairment $ 114 $ 117 $ 112 $ - $ 62 $ 15 $ - $ 420 Ending balance: collectively evaluated for impairment $ 1,018 $ 3,507 $ 1,333 $ 1,058 $ 1,066 $ 556 $ 658 $ 9,196 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ 1 $ - $ - $ 1 Loans: Ending balance: individually evaluated for impairment $ 6,239 $ 1,810 $ 3,110 $ - $ 5,111 $ 202 $ - $ 16,472 Ending balance: collectively evaluated for impairment $ 64,608 $ 301,453 $ 112,689 $ 90,029 $ 139,083 $ 26,532 $ - $ 734,394 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,410 $ - $ - $ 132 $ - $ - $ 2,542 As of December 31, 2019 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of year $ 2,306 $ 2,093 $ 1,297 $ 641 $ 1,160 $ 373 $ 126 $ 7,996 Provision charged to expense (809 ) 265 (32 ) 105 225 299 147 $ 200 Losses charged off - (122 ) (272 ) - (381 ) (280 ) - $ (1,055 ) Recoveries 252 31 8 - 125 51 - $ 467 Balance, end of year $ 1,749 $ 2,267 $ 1,001 $ 746 $ 1,129 $ 443 $ 273 $ 7,608 Ending balance: individually evaluated for impairment $ 553 $ 24 $ 197 $ - $ 299 $ 21 $ - $ 1,094 Ending balance: collectively evaluated for impairment $ 1,196 $ 2,243 $ 804 $ 746 $ 830 $ 422 $ 273 $ 6,514 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - Loans: Ending balance: individually evaluated for impairment $ 4,742 $ 650 $ 2,613 $ - $ 908 $ 220 $ - $ 9,133 Ending balance: collectively evaluated for impairment $ 72,567 $ 297,318 $ 116,211 $ 87,448 $ 112,956 $ 30,446 $ - $ 716,946 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,651 $ - $ - $ 184 $ - $ - $ 2,835 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC- 310 10 35 16 The following summarizes impaired loans as of and for the years ended December 31, 2021 2020: As of December 31, 2021 Recorded Unpaid Specific Average Interest (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,347 $ 1,347 $ - $ 1,868 $ - Multi-family - - - - - Real estate - construction 2,025 2,025 - 3,285 - Real estate - commercial 2,976 2,976 - 3,269 10 Commercial loans 1,837 1,837 - 2,808 - Consumer and other loans 89 89 - 97 - Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 105 $ 105 $ 49 $ 145 $ - Multi-family - - - - - Real estate - construction 866 866 656 891 - Real estate - commercial 494 494 85 602 - Commercial loans 187 223 46 313 - Consumer and other loans 82 82 15 94 - Total Real estate - residential mortgage: One to four family units $ 1,452 $ 1,452 $ 49 $ 2,013 $ - Multi-family - - - - - Real estate - construction 2,891 2,891 656 4,176 - Real estate - commercial 3,470 3,470 85 3,871 10 Commercial loans 2,024 2,060 46 3,121 - Consumer and other loans 171 171 15 191 - Total $ 10,008 $ 10,044 $ 851 $ 13,372 $ 10 As of December 31, 2020 Recorded Unpaid Specific Average Interest (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 2,780 $ 2,780 $ - $ 1,199 $ - Multi-family - - - - - Real estate - construction 5,081 5,081 - 423 - Real estate - commercial 3,419 3,419 - 3,152 4 Commercial loans 4,902 4,902 - 455 - Consumer and other loans 100 100 - 110 13 Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 330 $ 330 $ 112 $ 1,183 $ - Multi-family - - - - - Real estate - construction 1,158 3,129 114 4,093 - Real estate - commercial 801 801 117 365 - Commercial loans 341 341 63 792 - Consumer and other loans 102 102 15 136 - Total Real estate - residential mortgage: One to four family units $ 3,110 $ 3,110 $ 112 $ 2,382 $ - Multi-family - - - - - Real estate - construction 6,239 8,210 114 4,516 - Real estate - commercial 4,220 4,220 117 3,517 4 Commercial loans 5,243 5,243 63 1,247 - Consumer and other loans 202 202 15 246 13 Total $ 19,014 $ 20,985 $ 421 $ 11,908 $ 17 At December 31, 2021, In assessing whether or not not The Bank considers all aspects of the modification to loan terms to determine whether or not one In March 2020, 19. 4013 March 1, 2020 December 31, 2020. December 2020, January 1, 2022. Due to the before mentioned regulatory changes, there were no troubled debt restructuring charge offs or increases to the allowance for loan losses related to TDRs during 2021 2020. The following summarizes information regarding troubled debt restructurings by class as of and for the years ended December 31, 2021 2020: December 31, 2021 2020 Real estate - residential mortgage: One to four family units $ 176,576 $ 1,178,876 Multi-family - - Real estate - construction 839,419 3,700,084 Real estate - commercial 592,515 893,992 Commercial loans 278,649 368,310 Total $ 1,887,159 $ 6,141,262 As part of the on-going monitoring of the credit quality of the Bank’s loan portfolio, management tracks loans by an internal rating system. All loans are assigned an internal credit quality rating based on an analysis of the borrower’s financial condition. The criteria used to assign quality ratings to extensions of credit that exhibit potential problems or well-defined weaknesses are primarily based upon the degree of risk and the likelihood of orderly repayment, and their effect on the Bank’s safety and soundness. The following are the internally assigned ratings: Pass- This rating represents loans that have strong asset quality and liquidity along with a multi-year track record of profitability. Special mention- This rating represents loans that are currently protected but are potentially weak. The credit risk may Substandard- This rating represents loans that show signs of continuing negative financial trends and unprofitability and therefore, is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Doubtful- This rating represents loans that have all the weaknesses of substandard classified loans with the additional characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Risk characteristics applicable to each segment of the loan portfolio are described as follows. Real estate-Residential 1 4 1 4 1 4 Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. Real estate-Construction: Construction and land development real estate loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may may Real estate-Commercial: Commercial real estate loans typically involve larger principal amounts, and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk in these loans may Commercial: The commercial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. Included in this category as of December 31, 2021 December 31, 2020. 2020 first 2021 two Consumer: The consumer loan portfolio consists of various term and line of credit loans such as automobile loans and loans for other personal purposes. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the Bank’s market area) and the creditworthiness of a borrower. The following table provides information about the credit quality of the loan portfolio using the Bank’s internal rating system as of December 31, 2021 2020: As of December 31, 2021 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 121,892 $ 342,560 $ 100,830 $ 75,166 $ 107,872 $ 21,297 $ 769,617 Special Mention - 24,589 68 1,399 5,087 - 31,143 Substandard 2,957 13,970 1,893 - 2,835 171 21,826 Doubtful - - - - - - - Total $ 124,849 $ 381,119 $ 102,791 $ 76,565 $ 115,794 $ 21,468 $ 822,586 As of December 31, 2020 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 64,531 $ 262,771 $ 110,615 $ 90,029 $ 130,874 $ 26,532 $ 685,352 Special Mention - 4,442 - - 123 - 4,565 Substandard 6,316 38,460 5,184 - 13,329 202 63,491 Doubtful - - - - - - - Total $ 70,847 $ 305,673 $ 115,799 $ 90,029 $ 144,326 $ 26,734 $ 753,408 The tables include purchased credit impaired loan amounts. At December 31, 2021 2020, The weighted average interest rate on loans as of December 31, 2020 2019 The Bank serviced mortgage loans for others amounting to $20,621 and $24,868 as of December 31, 2021 2020, December 31, 2021 2020,

Note 4 - Goodwill and Other Int

Note 4 - Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 4: GOODWILL AND OTHER INTANGIBLE ASSETS The Company recorded $1.4 million of goodwill as a result of its 2018 not 2021. not December 31, 2021 2020, Core deposit intangible premiums are amortized over a seven second 2018 The Company’s goodwill and other intangibles (carrying basis and accumulated amortization) at December 31, 2021 2020 December 31, December 31, 2021 2020 (in Thousands) (in Thousands) Goodwill $ 1,435 $ 1,435 Core deposit intangible Gross carrying amount 3,520 3,520 Accumulated amortization (1,970 ) (1,493 ) Core deposit intangible, net 1,550 2,027 Remaining balance $ 2,985 $ 3,462 The Company’s estimated remaining amortization expense on intangibles as of December 31, 2021 Amortization Expense (in Thousands) Remainder of: 2022 $ 477 2023 477 2024 477 2025 119 Total $ 1,550

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5: PREMISES AND EQUIPMENT Major classifications of premises and equipment, stated at cost, are as follows: December 31, December 31, 2021 2020 Land $ 4,360,353 $ 4,360,353 Buildings and Improvements 11,901,256 11,896,382 Automobile 52,404 52,404 Furniture, Fixtures and Equipment 13,994,335 13,924,839 Leasehold Improvements 2,394,953 2,394,953 32,703,300 32,628,931 Less accumulated depreciation (15,917,910 ) (14,730,522 ) Net premises and equipment $ 16,785,390 $ 17,898,409

Note 6 - Leases

Note 6 - Leases	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Lessee, Leases [Text Block]	NOTE 6: LEASES At December 31, 2021 2020, December 31, 2021 2020, one twenty not not not not Expenses for finance leases are included in other interest expense and occupancy expense line items, whereas, operating leases are expensed entirely in the occupancy expense line item. Leases with a term of less than twelve not The components of lease expense and their impact on the statement of income as of December 31, 2021 2020 Year ended December 31, 2021 2020 (In Thousands) Finance lease cost: Amortization of right-of-use assets $ 200,994 $ 142,582 Interest on lease liabilities 6,648 7,736 Operating lease cost 1,080,057 1,081,620 Sublease income (39,900 ) (47,200 ) Total lease costs $ 1,247,799 $ 1,184,738 Additional lease information: Weighted-average remaining lease term - financing leases (in years) 3.2 3.4 Weighted-average remaining lease term - operating leases (in years) 13.6 14.4 Weighted-average discount rate - financing leases 1.06 % 1.32 % Weighted-average discount rate - operating leases 5.75 % 5.68 % The following table sets forth the future minimum lease cash payments and a reconciliation of the undiscounted cash flows to the lease liability as of December 31, 2021: Financing Operating Total (In Thousands) 2022 $ 216 $ 1,049 $ 1,265 2023 143 1,053 1,196 2024 100 894 994 2025 72 790 862 2026 15 765 780 Thereafter - 7,475 7,475 Total undiscounted future minimum lease cash payments $ 546 $ 12,026 $ 12,572 Present value discount (7 ) (3,862 ) (3,869 ) Lease liability $ 539 $ 8,164 $ 8,703

Note 7 - Bank Owned Life Insura

Note 7 - Bank Owned Life Insurance	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Life Insurance, Corporate or Bank Owned [Text Block]	NOTE 7: BANK OWNED LIFE INSURANCE The Company has purchased Bank owned life insurance on certain key members of management. Such policies are recorded at their cash surrender value, or the amount that can be realized. The increase in cash surrender value in excess of the single premium paid is reported as other noninterest income. The balance at December 31, 2021 2020

Note 8 - Investments in Afforda

Note 8 - Investments in Affordable Housing Partnerships	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments In Affordable Housing Partnerships [Text Block]	NOTE 8: INVESTMENTS IN AFFORDABLE HOUSING PARTNERSHIPS The Company has purchased investments in limited partnerships that were formed to operate low-income housing apartment complexes and single-family housing units throughout Missouri. The investments are accounted for under the proportional amortization method if certain conditions are met. The Company does not fifteen December 31, 2021 2020, The Company received total income tax credits of $854,397, $1,056,493 and $1,183,140 during 2021, 2020 2019, 2021, 2020 2019,

Note 9 - Deposits

Note 9 - Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9: DEPOSITS Deposits are comprised of the following at December 31, 2021 2020: December 31, 2021 December 31, 2020 Weighted Average Rate Balance Percentage of Deposits Weighted Average Rate Balance Percentage of Deposits Non-interest bearing transaction 0.00 % $ 259,389,511 25.5 % 0.00 % $ 144,911,156 15.4 % Interest bearing transaction 0.29 % 540,204,521 53.2 % 0.35 % 560,970,668 59.8 % Savings 0.13 % 71,873,348 7.1 % 0.13 % 47,839,075 5.1 % 0.19 % 871,467,380 85.8 % 0.27 % 753,720,899 80.3 % Certificates: 0.00% - 0.99% 0.36 % 106,101,344 10.4 % 0.62 % 49,395,262 5.2 % 1.00% - 1.99% 1.47 % 9,575,861 0.9 % 1.47 % 13,875,409 1.5 % 2.00% - 3.99% 2.31 % 29,174,170 2.9 % 2.41 % 121,680,971 13.0 % 0.83 % 144,851,375 14.2 % 1.86 % 184,951,642 19.7 % Total Deposits 0.28 % $ 1,016,318,755 100.0 % 0.58 % $ 938,672,541 100.0 % The aggregate amount of certificates of deposit with a minimum balance of $100,000 December 31, 2021 2020, $250,000 December 31, 2021 2020, A summary of certificates of deposit by maturity as of December 31, 2021, Certificates five year maturity schedule 2022 $ 110,871,794 2023 21,636,483 2024 2,954,563 2025 1,202,180 2026 3,631,519 Thereafter 4,554,836 $ 144,851,375 A summary of interest expense on deposits is as follows: Years ended December 31, 2021 2020 2019 Transaction accounts $ 1,809,437 $ 2,948,835 $ 6,144,802 Savings accounts 70,036 78,806 119,730 Certificate accounts 2,143,341 3,912,688 4,754,944 Early withdrawal penalties (12,498 ) (15,503 ) (28,023 ) $ 4,010,316 $ 6,924,826 $ 10,991,453 The Bank utilizes brokered deposits as an additional funding source. The aggregate amount of brokered deposits was approximately $36,000 and $35,000 as of December 31, 2021 2020,

Note 10 - Borrowings

Note 10 - Borrowings	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 10: BORROWINGS Federal Home Loan Bank Advances Federal Home Loan Bank advances consist of the following: December 31, 2021 December 31, 2020 Maturity Date Amount Weighted Average Rate Maturity Date Amount Weighted Average Rate 2023 6,500,000 0.59 % 2021 50,000,000 0.35 % 2025 6,500,000 0.82 % 2023 6,500,000 0.59 % 2027 3,000,000 1.12 % 2025 6,500,000 0.82 % $ 16,000,000 0.78 % 2027 3,000,000 1.12 % $ 66,000,000 0.45 % The FHLB requires the Bank to maintain collateral in relation to outstanding balances of advances. For collateral purposes, the FHLB values mortgage loans free of other pledges, liens and encumbrances at 80% of their fair value, and investment securities free of other pledges, liens and encumbrances at 95% of their fair value. Based on existing collateral as well as the FHLB’s limitation of advances to 45% of assets, the Bank has the ability to borrow an additional $145.9 million from the FHLB, as of December 31, 2021. Federal Reserve Bank Borrowings During 2008, December 31, 2021. December 31, 2021 2020. Note Payable to Bank As of December 31, 2019, December 31, 2019 11. 30 December 31, 2019). July 2020, 12, Line of Credit to Bank During 2019, 2021 30 June 27, 2022. December 31, 2021 2020.

Note 11 - Subordinated Debentur

Note 11 - Subordinated Debentures Issued to Capital Trusts	12 Months Ended
	Dec. 31, 2021
Subordinated Debentures Issued to Capital Trusts [Member]
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 11: SUBORDINATED DEBENTURES ISSUED TO CAPITAL TRUSTS During 2005, two 2036; May 23, 2021 2036, 2011. five As part of the April 2, 2018 October 29, 2002. 30 October 29, 2002 three May 2019. May 2019 2032 three November 7, 2032; July 5, 2019

Note 12 - Subordinated Notes

Note 12 - Subordinated Notes	12 Months Ended
	Dec. 31, 2021
Subordinated Notes, Net [Member]
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 12: SUBORDINATED NOTES On July 29, 2020, 2030 100% 2 September 30, 2030, September 30, 2025, September 30, 2025, may not September 30, 2025, may not September 30, 2025 October 1, 2025 three not not

Note 13 - Income Taxes

Note 13 - Income Taxes	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 13: INCOME TAXES As of December 31, 2021 2020, December 31, 2021. The provision for income taxes consists of: Years Ended December 31, 2021 2020 2019 Taxes currently payable $ 1,773,480 $ 1,705,323 $ 1,459,016 Deferred income taxes 906,305 (470,145 ) 224,142 $ 2,679,785 $ 1,235,178 $ 1,683,158 The tax effects of temporary differences related to deferred taxes shown on the December 31, 2021 2020 December 31, December 31, 2021 2020 Deferred tax assets: Allowances for loan losses $ 2,541,255 $ 2,308,086 Writedowns on foreclosed assets held for sale 26,880 152,192 Unrealized loss on interest rate swaps 140,051 1,185,887 Deferred loan fees/costs 107,070 368,937 Lease Liabilities 2,088,727 2,177,140 Other purchase accounting adjustments 515,093 567,188 Tax credit partnerships and related tax credit carryforwards 185,747 1,322,240 Other 248,903 100,565 5,853,726 8,182,235 Deferred tax liabilities: FHLB stock dividends (20,968 ) (20,968 ) Unrealized gain on available-for-sale securities (124,148 ) (1,169,053 ) Lease ROU assets (2,057,551 ) (2,155,245 ) Accumulated depreciation (368,414 ) (525,995 ) Other (514,189 ) (635,280 ) (3,085,270 ) (4,506,541 ) Net deferred tax asset $ 2,768,456 $ 3,675,694 A reconciliation of income tax expense at the statutory rate to income tax expense at the Company’s effective rate is shown below: Years ended December 31, 2021 2020 2019 Computed at statutory rate 21.0 % 21.0 % 21.0 % Increase (reduction) in taxes resulting from: State financial institution tax and credits 1.1 % (1.2 %) (2.3 %) Cash surrender value of life insurance (1.0 %) (1.6 %) (1.0 %) Tax exempt interest (1.1 %) (1.8 %) (1.1 %) Other 0.1 % (1.1 %) (1.4 %) Actual effective rate 20.1 % 15.3 % 15.2 % As part of the acquisition of Hometown, the Company acquired net operating loss (NOL) carryforwards that Hometown had accumulated through acquisition date. The Company estimates the amount of NOL that it expects to utilize in the future will be approximately $1,700,000 and has recorded a deferred tax asset related to the NOL, which is included in the purchase accounting adjustments above.

Note 14 - Disclosures About Fai

Note 14 - Disclosures About Fair Value of Assets and Liabilities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 14: DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES ASC Topic 820, Fair Value Measurements 820 three may Level 1 Level 2 1 not Level 3 no The following is a description of the inputs and valuation methodologies used for assets and liabilities measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. Available-for-sale securities: 1 1 not 2 no 3 Derivative financial instruments (Cash flow hedges): 2 third The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2021 2020 As of December 31, 2021 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: U.S. Government agencies $ - $ 7,561 $ - $ 7,561 Municipals - 46,443 - 46,443 Corporates - 37,304 - 37,304 Mortgage-backed securities - private label - commercial - 7,368 - 7,368 Mortgage-backed securities - private label - consumer - 9,053 - 9,053 Government sponsored mortgage-backed securities and SBA loan pools - 43,673 - 43,673 Available-for-sale securities $ - $ 151,402 $ - $ 151,402 Financial liabilities: Interest Rate Swaps $ - $ 584 $ - $ 584 As of December 31, 2020 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: U.S. Government agencies $ - $ 6,284 $ - $ 6,284 Municipals - 61,969 - 61,969 Corporates - 30,601 - 30,601 Mortgage-backed securities - private label - commercial - 5,444 - 5,444 Mortgage-backed securities - private label - consumer - 9,452 - 9,452 Government sponsored mortgage-backed securities and SBA loan pools - 50,371 - 50,371 Available-for-sale securities $ - $ 164,121 $ - $ 164,121 Financial liabilities: Interest Rate Swaps $ - $ 4,941 $ - $ 4,941 The following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. Foreclosed Assets Held for Sale: 3 Impaired loans (Collateral Dependent): not If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. Impaired loans that are collateral dependent are classified within Level 3 The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2021 2020 Impaired loans: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value December 31, 2021 $ - $ - $ 4,146 $ 4,146 December 31, 2020 $ - $ - $ 5,809 $ 5,809 Foreclosed assets held for sale: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value December 31, 2021 $ - $ - $ 100 $ 100 December 31, 2020 $ - $ - $ 371 $ 371 The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) Impaired loans (collateral dependent) $ 4,146 Market Comparable Discount to reflect realizable value 0% - 100% (17%) Foreclosed assets held for sale $ 100 Market Comparable Discount to reflect realizable value 43% - 43% (43%) Fair Value Valuation Technique Unobservable Input Range Impaired loans (collateral dependent) $ 5,809 Market Comparable Discount to reflect realizable value 1% - 80% (7%) Foreclosed assets held for sale $ 371 Market Comparable Discount to reflect realizable value 4% - 4% (4%) The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying consolidated balance sheets at amounts other than fair value. Cash and cash equivalents, interest-bearing deposits and Federal Home Loan Bank stock The carrying amounts reported in the consolidated balance sheets approximate those assets' fair value. Loans The fair value of loans is estimated on an exit price basis incorporating contractual cash flow, prepayment discount spreads, credit loss and liquidity premiums. Deposits Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturities. Federal Home Loan Bank advances The fair value of advances is estimated by using rates on debt with similar terms and remaining maturities. Subordinated debentures For these variable rate instruments, the carrying amount is a reasonable estimate of fair value. There is currently a limited market for similar debt instruments and the Company has the option to call the subordinated debentures at an amount close to its par value. Subordinated notes For these fixed rate instruments, the fair value is calculated over the remaining term of the notes compared to similar duration products. There is currently a limited market for similar debt instruments and the Company has the option to call the subordinated notes at par in 2025. Interest payable The carrying amount approximates fair value. Commitments to originate loans, letters of credit and lines of credit The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit worthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit and lines of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. The following table presents estimated fair values of the Company’s financial instruments at December 31, 2021 2020. December 31, 2021 December 31, 2020 Carrying Fair Hierarchy Carrying Fair Hierarchy Financial assets: Cash and cash equivalents $ 130,646,039 $ 130,646,039 1 $ 148,422,908 $ 148,422,908 1 Interest-bearing time deposits at other institutions 250,000 250,000 2 4,760,089 4,771,605 2 Federal Home Loan Bank stock 2,088,100 2,088,100 2 3,896,900 3,896,900 2 Mortgage loans held for sale 3,245,034 3,311,578 2 11,359,174 11,626,174 2 Loans, net 811,512,612 800,209,957 3 742,149,271 737,701,011 3 Interest receivable 3,581,835 3,581,835 2 4,060,795 4,060,795 2 Financial liabilities: Deposits 1,016,318,755 1,016,382,050 2 938,672,541 939,806,149 2 FHLB advances 16,000,000 15,825,397 2 66,000,000 66,089,183 2 Subordinated debentures issued to Capital Trusts 10,310,000 10,310,000 3 15,465,000 15,465,000 3 Subordinated notes, net 19,609,576 22,618,448 3 19,564,131 25,608,997 3 Interest payable 468,959 468,959 2 932,172 932,172 2 Unrecognized financial instruments (net of contractual value): Commitments to extend credit - - - - - - Unused lines of credit - - - - - -

Note 15 - Significant Estimates

Note 15 - Significant Estimates and Concentrations	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 15: SIGNIFICANT ESTIMATES AND CONCENTRATIONS Accounting principles generally accepted in the United States of America require disclosure of certain significant estimates and current vulnerabilities due to certain concentrations. Estimates related to the allowance for loan losses are reflected in the footnote regarding loans. Current vulnerabilities due to certain concentrations of credit risk are discussed in the footnote regarding loans.

Note 16 - Employee Benefit Plan

Note 16 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	NOTE 16: EMPLOYEE BENEFIT PLANS Equity Plans On May 27, 2015, 2015 the”2015 December 31, 2021, On May 26, 2010, 2010 the”2010 December 31, 2021, In addition, the Company established four may not no ten five The tables below summarize transactions under the Company’s equity plans: Stock Options Number of shares Incentive Stock Option Non-Incentive Stock Option Weighted Average Exercise Price Balance outstanding as of January 1, 2019 12,500 5,000 $ 5.14 Granted - - - Exercised (12,500 ) (5,000 ) 5.12 Forfeited - - - Balance outstanding as of December 31, 2019 - - $ - Granted - - - Exercised - - - Forfeited - - - Balance outstanding as of December 31, 2020 - - $ - Granted - - - Exercised - - - Forfeited - - - Balance outstanding as of December 31, 2021 - - $ - Options exercisable as of December 31, 2021 - - $ - All stock options issued in prior years were exercised in 2019 2021, 2020 2019. Restricted Stock Number of shares Weighted Average Grant- Fair Value Balance of shares non-vested as of January 1, 2019 32,349 $ 18.93 Granted 15,434 23.85 Vested (20,771 ) 17.67 Forfeited (2,634 ) 22.38 Balance of shares non-vested as of December 31, 2019 24,378 $ 22.75 Granted 20,213 20.99 Vested (11,464 ) 22.13 Forfeited (5,090 ) 22.37 Balance of shares non-vested as of December 31, 2020 28,037 $ 21.80 Granted 20,126 18.35 Vested (9,599 ) 22.20 Forfeited (1,310 ) 21.65 Balance of shares non-vested as of December 31, 2021 37,254 $ 19.84 In February 2021, 2015 one February 2020, 2015 one March 2019, 2015 one December 31, 2021, 2020 2019 During 2021, 2020 2019, three December 31, 2021, 2020 2019 Performance Stock Units Performance Stock Units Weighted Average Grant- Date Fair Value Balance of shares non-vested as of January 1, 2019 47,322 $ 20.48 Granted - - Vested (30,919 ) 20.48 Forfeited (16,403 ) 20.48 Balance of shares non-vested as of December 31, 2019 - $ - Granted 53,075 15.40 Vested - - Forfeited - - Balance of shares non-vested as of December 31, 2020 53,075 $ 15.40 Granted - - Vested - - Forfeited (9,927 ) 15.62 Balance of shares non-vested as of December 31, 2021 43,148 $ 15.34 During 2020, three two December 31, 2022 ( two December 31, 2021, 2020 2019 Total stock-based compensation expense is comprised of expense for restricted stock awards, restricted stock units and stock options. Expense recognized for the years ended December 31, 2021, 2020 2019 December 31, 2021,

Note 17 - New Accounting Pronou

Note 17 - New Accounting Pronouncements	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	NOTE 17: NEW ACCOUNTING PRONOUNCEMENTS In June 2016, 2016 13, 326 326, November 2018 ( 2018 19 November 2019 ( 2019 10 2019 11 January 2020 2020 02 December 15, 2019. December 15, 2022. December 15, 2019. 2016 13. third In March 2020, 2020 04, Reference Rate Reform (Topic 848 2020 04 may December 31, 2022 2020 04 March 12, 2020 January 2021, 2021 01, 848. June 30, 2023. third not The Company considers the applicability and impact of all recently issued FASB ASUs. ASUs that are not not not December 31, 2021.

Note 18 - Other Expenses

Note 18 - Other Expenses	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Other Income and Other Expense Disclosure [Text Block]	NOTE 18: OTHER EXPENSES Other expenses for the years ended December 31, 2021, 2020 2019 December 31, December 31, December 31, 2021 2020 2019 Directors compensation $ 256,290 $ 238,704 $ 232,826 Outside services 150,000 139,737 164,930 Legal expense 350,669 292,451 313,520 Deposit expense 79,563 81,725 80,879 Office supplies 98,388 123,334 129,988 Telephone 168,574 145,396 143,411 Postage 159,262 149,783 197,775 Insurance 196,100 183,380 161,032 Supervisory exam 69,958 68,320 63,619 Accounting 353,770 350,370 387,102 Organization dues 214,641 181,155 170,017 Loan expense 383,478 415,436 417,736 Contributions 62,500 132,200 82,200 ATM expense 223,738 307,999 252,192 Other operating 1,360,446 1,235,821 1,007,578 $ 4,127,377 $ 4,045,811 $ 3,804,805

Note 19 - Related Party Transac

Note 19 - Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 19: RELATED PARTY TRANSACTIONS In the ordinary course of business, the Bank has granted loans to executive officers and directors and their affiliates. Annual activity consisted of the following: Year ended December 31, 2021 2020 2019 Balance, beginning of year $ 4,356,981 $ 4,030,844 $ 5,797,809 New Loans 161,000 1,815,200 500,000 Repayments (425,211 ) (1,489,063 ) (2,266,965 ) Balance, end of year $ 4,092,770 $ 4,356,981 $ 4,030,844 In management's opinion, such loans and other extensions of credit and deposits were made in the ordinary course of business and were made on substantially the same terms as those prevailing at the time for comparable transactions with other persons. Further, in management's opinion, these loans did not

Note 20 - Commitments and Credi

Note 20 - Commitments and Credit Risk	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 20: COMMITMENTS AND CREDIT RISK Commitments to extend credit are agreements to lend to a customer as long as there is no may may not may As of December 31, 2021 2020, thirty Standby letters of credit are irrevocable conditional commitments issued by the Bank to guarantee the performance of a customer to a third may The Bank had total outstanding standby letters of credit amounting to $8,430,000 and $10,256,000 as of December 31, 2021 2020, The Bank has confirming letters of credit from the FHLB issued for collateral on public deposits and to enhance Bank issued letters of credit granted to various customers for industrial revenue bond issues. As of December 31, 2021 2020, Lines of credit are agreements to lend to a customer as long as there is no may not may As of December 31, 2021 2020, The Bank offers certain loan customers the ability to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement via an Assumable Rate Conversion (“ARC”) loan agreement. This allows the loan customer to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. The Company is required to enter into a transaction agreement as part of each loan. The agreement results in the assumption of credit and market risk equivalent by the Bank. The agreement states that in an event of default by the loan customer, the Bank must pay a termination amount to the extent it is positive. The termination value is defined by the Master Agreement, which is in essence the fair value of the derivative on the event date. During 2021 2020, December 31, 2021 2020.

Note 21 - Derivative Financial

Note 21 - Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 21: DERIVATIVE FINANCIAL INSTRUMENTS The Company records all derivative financial instruments at fair value in the financial statements. Derivatives are used as a risk management tool to hedge the exposure to changes in interest rates or other identified market risks. When a derivative is intended to be a qualifying hedged instrument, the Company prepares written hedge documentation that designates the derivative as 1 2 In June 2017, three February 2025. third 2021, In March 2019, December 31, 2021, For each instrument, the Company documents at inception and periodically over the life of the hedge, its analysis of actual and expected hedge effectiveness. To the extent that the hedge of future cash flows is deemed ineffective, changes in the fair value of the derivative are recognized in earnings as a component of other noninterest expense. For the years ended December 31, 2021 2020, As of December 31, 2021, December 31, 2020, A summary of the Company’s derivative financial instruments at December 31, 2021 2020 December 31, 2021 Estimated Fair Value at: Forward Start Termination Derivative Notional Rate Rate Balance Sheet December 31, Inception Date Date Type Amount Paid Hedged Classfication 2021 2020 2/28/2018 9/21/2021 Interest rate swap - FHLB Advances $ 50,000,000 2.12 % 3 month LIBOR Floating Other liabilites $ 0 $ (3,760,287 ) 5/23/2019 2/23/2026 Interest rate swap - Subordinated Debentures $ 10,310,000 4.09 % 3 month LIBOR Floating +145 bps Other liabilites $ (583,546 ) $ (1,180,909 ) The following table presents the net amounts included in the consolidated statements of income for derivatives designated as hedging instruments for the periods indicated: Derivative Income Statement Years ended December 31, Type Classfication 2021 2020 Interest rate swap - FHLB Advances Interest expense $ 650,316 $ 630,870 Interest rate swap - Subordinated Debentures Interest expense $ 259,031 $ 184,537

Note 22 - Accumulated Other Com

Note 22 - Accumulated Other Comprehensive Loss	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 22: ACCUMULATED OTHER COMPREHENSIVE LOSS The components of accumulated other comprehensive loss, included in stockholders’ equity, are as follows: December 31, The components of accumulated other comprehensive loss, included in stockholders' equity, are as follows: 2021 2020 Net unrealized gain on available-for-sale securities $ 517,286 $ 4,871,052 Net unrealized loss on interest rate swap instrument (583,547 ) (4,941,196 ) (66,261 ) (70,144 ) Tax effect 15,834 16,766 Net-of-tax amount $ (50,427 ) $ (53,378 )

Note 23 - Condensed Parent Comp

Note 23 - Condensed Parent Company Statements	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 23: CONDENSED PARENT COMPANY STATEMENTS The condensed balance sheets as of December 31, 2021 2020, December 31, 2021, 2020 2019 Condensed Balance Sheets December 31, 2021 2020 Assets Cash $ 3,774,700 $ 7,940,245 Investment in subsidiary 123,442,257 115,472,127 Investment in Capital Trusts 310,000 465,000 Prepaid expenses and other assets 545,935 218,411 Deferred and receivable income taxes 1,350,782 2,197,483 $ 129,423,674 $ 126,293,266 Liabilities Subordinated debentures issued to Capital Trusts $ 10,310,000 $ 15,465,000 Subordinated notes, net 19,609,576 19,564,131 Accrued expenses and other liabilities 2,033,067 2,288,869 Due to subsidiary 6,900 6,900 Stockholders' equity Common stock 691,950 691,950 Additional paid-in capital 51,536,205 51,337,219 Retained earnings 85,081,199 77,073,707 Accumulated other comprehensive loss (50,427 ) (53,378 ) Treasury stock (39,794,796 ) (40,081,132 ) $ 129,423,674 $ 126,293,266 Condensed Statements of Income Years ended December 31, 2021 2020 2019 Income Dividends from subsidiary bank $ 5,000,000 $ 2,500,000 $ 8,000,000 Net gain on foreclosed assets 26,259 74,716 - Interest income: Other 10,216 22,515 40,855 5,036,475 2,597,231 8,040,855 Expense Interest expense 1,050,000 716,070 362,079 Other 2,481,173 1,839,930 2,439,799 3,531,173 2,556,000 2,801,878 Income before income taxes and equity in undistributed income of subsidiaries 1,505,302 41,231 5,238,977 Credit for income taxes (711,666 ) (681,092 ) (721,649 ) Income before equity in undistributed earnings of subsidiaries 2,216,968 722,323 5,960,626 Equity in undistributed income of subsidiaries 8,421,174 6,109,891 3,454,464 Net income $ 10,638,142 $ 6,832,214 $ 9,415,090 Condensed Statements of Cash Flows Years ended December 31, 2021 2020 2019 Cash Flows From Operating Activities Net income $ 10,638,142 $ 6,832,214 $ 9,415,090 Items not requiring (providing) cash: Distributions in excess of subsidiaries (8,421,174 ) (6,109,891 ) (3,454,464 ) Deferred income taxes 789,978 (237,281 ) (633,608 ) Accretion of purchase accounting adjustment - - (109,829 ) Stock award plan expense 485,322 136,138 615,385 Changes in: Prepaid expenses and other assets (327,524 ) 118,386 (28,124 ) Income taxes payable/refundable (86,645 ) (193,812 ) 157,458 Accrued expenses 384,272 270,503 (26,374 ) Net cash provided by operating activities 3,462,371 816,257 5,935,534 Cash Flows From Financing Activities Proceeds from stock options exercised - - 90,000 Cash dividends paid on common stock (2,627,916 ) (2,615,028 ) (2,313,661 ) Proceeds from issuance of notes payable - 1,800,000 7,450,000 Proceeds from issuance of subordinated notes, net - 19,545,555 - Repayment of notes payable - (13,000,000 ) (1,250,000 ) Repayment of Capital Trust (5,000,000 ) - (6,000,000 ) Treasury Stock purchased - (390,268 ) (3,604,879 ) Net cash provided by (used in) financing activities (7,627,916 ) 5,340,259 (5,628,540 ) Increase (Decrease) in cash (4,165,545 ) 6,156,516 306,994 Cash, beginning of year 7,940,245 1,783,729 1,476,735 Cash, end of year $ 3,774,700 $ 7,940,245 $ 1,783,729 Statements of Comprehensive Income Years ended December 31, 2021 2020 2019 NET INCOME $ 10,638,142 $ 6,832,214 $ 9,415,090 OTHER ITEMS OF COMPREHENSIVE INCOME: Change in unrealized gain (loss) on interest rate swaps, before income taxes 597,363 (620,521 ) (560,388 ) Income tax expense (benefit) related to other items of comprehensive income 143,367 (140,519 ) (142,899 ) Other comprehensive income (loss) 453,996 (480,002 ) (417,489 ) Comprehensive income (loss) of Bank (451,045 ) 857,659 439,210 TOTAL COMPREHENSIVE INCOME $ 10,641,093 $ 7,209,871 $ 9,436,811

Note 24 - Unaudited Quarterly O

Note 24 - Unaudited Quarterly Operating Results	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Quarterly Financial Information [Text Block]	NOTE 24: UNAUDITED QUARTERLY OPERATING RESULTS Year Ended December 31, 2020, Quarter ended Mar-21 Jun-21 Sep-21 Dec-21 Interest income $ 9,976,604 $ 10,189,659 $ 10,858,812 $ 10,170,275 Interest expense 2,071,133 1,828,156 1,468,447 1,157,218 Net interest income 7,905,471 8,361,503 9,390,365 9,013,057 Provision for loan losses 400,000 300,000 100,000 - Net gain on loans and investment securities 1,567,564 1,511,860 4,166,966 1,473,675 Other noninterest income, net 1,047,918 1,303,750 1,351,324 1,249,375 Noninterest expense 7,455,083 7,637,907 10,605,914 8,525,997 Income before income taxes 2,665,870 3,239,206 4,202,741 3,210,110 Provision for income taxes 449,854 723,024 802,431 704,476 Net income available to common shareholders $ 2,216,016 $ 2,516,182 $ 3,400,310 $ 2,505,634 Basic income per common share $ 0.51 $ 0.58 $ 0.78 $ 0.58 Diluted income per common share $ 0.51 $ 0.58 $ 0.78 $ 0.57 Year Ended December 31, 2020, Quarter ended Mar-20 Jun-20 Sep-20 Dec-20 Interest income $ 10,798,857 $ 10,159,058 $ 9,968,256 $ 9,943,705 Interest expense 3,086,525 2,136,409 2,236,743 2,151,524 Net interest income 7,712,332 8,022,649 7,731,513 7,792,181 Provision for loan losses 500,000 750,000 950,000 1,400,000 Net gain on loans and investment securities 571,310 1,018,516 1,992,185 1,199,622 Other noninterest income, net 1,527,822 1,294,202 1,278,146 1,191,641 Noninterest expense 6,798,629 7,253,331 7,735,249 7,877,518 Income before income taxes 2,512,835 2,332,036 2,316,595 905,926 Provision for income taxes 407,990 448,653 418,819 (40,284 ) Net income $ 2,104,845 $ 1,883,383 $ 1,897,776 $ 946,210 Basic income per common share $ 0.49 $ 0.43 $ 0.44 $ 0.22 Diluted income per common share $ 0.49 $ 0.43 $ 0.43 $ 0.22

Note 25 - Business Combination

Note 25 - Business Combination	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 25: BUSINESS COMBINATION On November 9, 2021, November 5, 2021, second 2022.

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, the Bank. All significant intercompany profits, transactions and balances have been eliminated in consolidation.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of loans acquired with the possibility of impairment and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans and fair values. In connection with the determination of the allowance for loan losses and the valuation of foreclosed assets held for sale, management obtains independent appraisals for significant properties. Goodwill and intangible assets are subject to periodic impairment testing. This testing is to be performed annually, or more frequently if events occur that lead to the possibility that the valuation of such assets could be considered unrecoverable. The valuation of goodwill and intangible assets involves many factors that are judgmental and highly complex.
Marketable Securities, Policy [Policy Text Block]	Securities Securities are classified as “available-for-sale” and are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. For debt securities with fair value below carrying value, when the Company does not not, not The Company’s consolidated statements of income reflect the full impairment (that is, the difference between the security’s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not no not not not
Financing Receivable, Held-for-sale [Policy Text Block]	Mortgage Loans Held for Sale Mortgage loans held for sale are carried at the lower of cost or fair value, determined using an aggregate basis. Write-downs to fair value are recognized as a charge to earnings at the time a decline in value occurs. Forward commitments to sell mortgage loans are sometimes acquired to reduce market risk on mortgage loans in the process of origination and mortgage loans held for sale. Gains and losses resulting from sales of mortgage loans are recognized when the respective loans are sold to investors. Gains and losses are determined by the difference between the selling price and the carrying amounts of the loans sold, and are recorded in noninterest income. Direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.
Financing Receivable [Policy Text Block]	Loans For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees net of certain direct origination costs, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on loans is discontinued at the time the loan is 90 All interest accrued but not Loans acquired without the evidence of credit impairment and for which obligated principal and interest cash flows are expected to be received are accounted for under the accounting guidance for receivables - non refundable fees and other costs (ASC 310 20 may 310 30
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Other adjustments may not A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Acquired loans determined to be deteriorated in quality do not
Financing Receivable, Held-for-investment, Foreclosed Asset [Policy Text Block]	Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Intangible Assets An annual assessment is performed to determine whether it is more likely than not not 2018 December 31, 2021 2020. Core deposit intangible assets are being amortized on the straight-line basis over a period of seven December 31, 2021 2020,
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Depreciable assets are stated at cost less accumulated depreciation. Depreciation is charged to expense using the straight-line method over the estimated useful lives of the assets. The estimated useful lives for each major depreciable classification of premises and equipment are as follows: Buildings and improvements (in years) 35 - 40 Furniture and fixtures and vehicles (in years) 3 - 10
Bank Owned Life Insurance Policy [Policy Text Block]	Bank Owned Life Insurance Bank owned life insurance policies are carried at their cash surrender value. The Company recognizes tax-free income from the periodic increases in cash surrender value of these policies and from death benefits.
Income Tax, Policy [Policy Text Block]	Income Taxes The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes two Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, not 50 not 50 not not not not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiary. With a few exceptions, the Company is no 2018.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash Equivalents The Company considers all liquid investments with original maturities of three December 31, 2021 2020
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restriction on Cash and Due From Banks The Company is required to maintain reserve funds in cash and/or on deposit with the Federal Reserve Bank equal to a set percentage of deposits. During March 2020, zero December 31, 2021
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized gain (loss) on available-for-sale securities, unrealized gain on securities for which a portion of an other-than-temporary impairment has been recognized in income and unrealized gain (loss) on interest rate swap agreements designated as cash flow hedges.
Derivatives, Methods of Accounting, Hedging Derivatives [Policy Text Block]	Interest Rate Swap Agreements Designated as Cash Flow Hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flows or other forecasted transactions. The Company uses interest rate swaps to manage overall cash flow changes related to interest rate risk exposure on benchmark interest rate loans. The effective portion of the gain or loss related to the derivative instrument is recognized as a component of other comprehensive income and subsequently reclassified into interest income when the forecasted transaction affects income. The ineffective portion of the gain or loss is recognized immediately as noninterest income. The Company assesses the effectiveness of the hedging derivative by comparing the change in fair value of the respective derivative instrument and the change in fair value of an effective hypothetical derivative instrument. In 2021,
Revenue from Contract with Customer [Policy Text Block]	Revenue from Contracts with Customers Descriptions of our significant revenue-generating transactions that are within the scope of Topic 606, ● Service Charges on Deposit Accounts ● Gains/Losses on Sales of OREO
Regulatory Capital Requirements Under Banking Regulations [Policy Text Block]	Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct and material effect on the Company's consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Company’s regulators could require adjustments to regulatory capital not Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the tables below). Management believes, as of December 31, 2021 2020, December 31, 2021, no During the fourth 2019, 201 January 1, 2020, $10 9 9C, one 8 two During March 2020, 9% March 27, 2020 2020 8% 2021 8.5% 9% 2022. The Bank opted into the CBLR framework during the first 2020. December 31, 2021 2020 To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021 Community Bank Leverage Ratio Bank $ 120,011 10.1 % N/A N/A $ 101,414 8.5 % To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020 Community Bank Leverage Ratio Bank $ 111,098 10.0 % N/A N/A $ 89,175 8.0 % The amount of dividends that the Bank may December 31, 2021, 2020, may not
Segment Reporting, Policy [Policy Text Block]	Segment Information The principal business of the Company is overseeing the business of the Bank. The Company has no one four not no
Commitments and Contingencies, Policy [Policy Text Block]	General Litigation The Company and the Bank, from time to time, may December 31, 2021, not
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Common Share The computation for earnings per common share for the years ended December 31, 2021, 2020 2019 Year Ended Year Ended Year Ended December 31, 2021 December 31, 2020 December 31, 2019 Net income available to common shareholders $ 10,638,142 $ 6,832,214 $ 9,415,090 Weighted average common shares outstanding 4,344,348 4,330,525 4,405,575 Effect of dilutive securities 21,684 19,499 57,984 Weighted average diluted shares outstanding 4,366,032 4,350,024 4,463,559 Basic income per common share $ 2.45 $ 1.58 $ 2.14 Diluted income per common share $ 2.44 $ 1.57 $ 2.11 For the years ended December 31, 2021, 2020 2019
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of Cash Holdings During the normal course of business, the Bank may $250,000. December 31, 2021, five December 31, 2021. December 31, 2021.

Note 1 - Nature of Operations_2

Note 1 - Nature of Operations and Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property, Plant, and Equipment, Useful Lives [Table Text Block]	Buildings and improvements (in years) 35 - 40 Furniture and fixtures and vehicles (in years) 3 - 10
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2021 Community Bank Leverage Ratio Bank $ 120,011 10.1 % N/A N/A $ 101,414 8.5 % To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020 Community Bank Leverage Ratio Bank $ 111,098 10.0 % N/A N/A $ 89,175 8.0 %
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Year Ended Year Ended Year Ended December 31, 2021 December 31, 2020 December 31, 2019 Net income available to common shareholders $ 10,638,142 $ 6,832,214 $ 9,415,090 Weighted average common shares outstanding 4,344,348 4,330,525 4,405,575 Effect of dilutive securities 21,684 19,499 57,984 Weighted average diluted shares outstanding 4,366,032 4,350,024 4,463,559 Basic income per common share $ 2.45 $ 1.58 $ 2.14 Diluted income per common share $ 2.44 $ 1.57 $ 2.11

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Debt Securities, Available-for-sale [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of December 31, 2021 Debt Securities: U. S. government agencies $ 7,778,256 $ - $ (217,457 ) 7,560,799 Municipals 45,982,657 837,946 (377,567 ) 46,443,036 Corporates 37,019,519 634,758 (350,362 ) 37,303,915 Mortgage-backed securities - private label - commercial 7,384,249 14,375 (30,202 ) 7,368,422 Mortgage-backed securities - private label - consumer 9,057,185 42,493 (46,086 ) 9,053,592 Government sponsored mortgage-backed securities and SBA loan pools 43,663,346 512,517 (503,129 ) 43,672,734 $ 150,885,212 $ 2,042,089 $ (1,524,803 ) $ 151,402,498 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Approximate Fair Value As of December 31, 2020 Debt Securities: U. S. government agencies $ 6,282,000 $ 6,519 $ (4,885 ) 6,283,634 Municipals 58,754,912 3,241,133 (26,991 ) 61,969,054 Corporates 30,510,893 261,740 (171,811 ) 30,600,822 Mortgage-backed securities - private label - commercial 5,399,385 55,712 (10,650 ) 5,444,447 Mortgage-backed securities - private label - consumer 9,249,375 228,469 (25,747 ) 9,452,097 Government sponsored mortgage-backed securities and SBA loan pools 49,053,252 1,391,728 (74,165 ) 50,370,815 $ 159,249,817 $ 5,185,301 $ (314,249 ) $ 164,120,869
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Cost Approximate Fair Value 1-5 years $ 1,500,000 $ 1,497,325 5-10 years 37,399,244 37,449,981 After ten years 51,881,188 52,360,444 Mortgage-backed securities - private label - commercial not due on a single maturity date 7,384,249 7,368,422 Mortgage-backed securities - private label - consumer ot due on a single maturity date 9,057,185 9,053,592 Government sponsored mortgage-backed securities and SBA loan pools not due on a single maturity date 43,663,346 43,672,734 $ 150,885,212 $ 151,402,498
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 2021 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. government agencies $ 4,396,329 $ (99,928 ) $ 3,164,470 $ (117,529 ) $ 7,560,799 $ (217,457 ) Municipals 12,246,522 (322,939 ) 1,538,128 (54,628 ) 13,784,650 (377,567 ) Corporates 10,662,195 (181,647 ) 5,124,238 (168,715 ) 15,786,433 (350,362 ) Mortgage-backed securities - private label - commercial 2,976,069 (27,347 ) 1,492,125 (2,855 ) 4,468,194 (30,202 ) Mortgage-backed securities - private label - consumer 1,874,865 (46,086 ) - - 1,874,865 (46,086 ) Government sponsored mortgage-backed securities and SBA loan pools 20,031,633 (322,842 ) 3,727,988 (180,287 ) 23,759,621 (503,129 ) $ 52,187,613 $ (1,000,789 ) $ 15,046,949 $ (524,014 ) $ 67,234,562 $ (1,524,803 ) December 31, 2020 Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. government agencies $ 1,495,116 $ (4,885 ) $ - $ - $ 1,495,116 $ (4,885 ) Municipals 4,011,492 (26,991 ) - - 4,011,492 (26,991 ) Corporates 14,869,853 (171,811 ) - - 14,869,853 (171,811 ) Mortgage-backed securities - private label - commercial 1,481,805 (10,650 ) - - 1,481,805 (10,650 ) Mortgage-backed securities - private label - consumer 2,391,511 (25,747 ) - - 2,391,511 (25,747 ) Government sponsored mortgage-backed securities and SBA loan pools 5,799,696 (74,165 ) - - 5,799,696 (74,165 ) $ 30,049,473 $ (314,249 ) $ - $ - $ 30,049,473 $ (314,249 )

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2021 2020 Real estate - residential mortgage: One to four family units $ 102,791,228 $ 115,799,200 Multi-family 76,565,222 90,028,775 Real estate - construction 124,848,581 70,847,330 Real estate - commercial 381,119,167 305,673,212 Commercial loans 115,794,005 144,326,350 Consumer and other loans 21,467,734 26,733,546 Total loans 822,585,937 753,408,413 Less: Allowance for loan losses (10,588,562 ) (9,617,024 ) Deferred loan fees/costs, net (484,763 ) (1,642,118 ) Net loans $ 811,512,612 $ 742,149,271
Financing Receivable, Past Due [Table Text Block]	As of December 31, 2021 30-59 Days 60-89 Days Greater Than Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 138 $ 27 $ 1,083 $ 1,248 $ 101,543 $ 102,791 $ - Multi-family - - - - 76,565 76,565 - Real estate - construction - - 2,052 2,052 122,797 124,849 - Real estate - commercial - - 247 247 380,872 381,119 - Commercial loans 17 - 1,747 1,764 114,030 115,794 - Consumer and other loans 8 - - 8 21,460 21,468 - Total $ 163 $ 27 $ 5,129 $ 5,319 $ 817,267 $ 822,586 $ - As of December 31, 2020 30-59 Days 60-89 Days Greater Than Total Past Current Total Loans Total Loans > (In Thousands) Real estate - residential mortgage: One to four family units $ 623 $ 1,058 $ 1,071 $ 2,752 $ 113,047 $ 115,799 $ - Multi-family - - - - 90,029 90,029 - Real estate - construction 1,239 - 4,189 5,428 65,419 70,847 - Real estate - commercial 264 76 161 501 305,172 305,673 - Commercial loans 6 1 4,784 4,791 139,535 144,326 - Consumer and other loans 10 1 21 32 26,702 26,734 - Total $ 2,142 $ 1,136 $ 10,226 $ 13,504 $ 739,904 $ 753,408 $ -
Financing Receivable, Nonaccrual [Table Text Block]	December 31, 2021 2020 Real estate - residential mortgage: One to four family units $ 1,470,357 $ 3,086,159 Multi-family - - Real estate - construction 2,891,243 6,239,326 Real estate - commercial 3,339,996 3,932,241 Commercial loans 1,934,494 5,249,782 Consumer and other loans 89,450 121,090 Total $ 9,725,540 $ 18,628,598
Financing Receivable, Allowance for Credit Loss [Table Text Block]	As of December 31, 2021 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of year $ 1,132 $ 3,624 $ 1,445 $ 1,058 $ 1,129 $ 571 $ 658 $ 9,617 Provision charged to expense 1,242 781 (310 ) (308 ) (116 ) (103 ) (386 ) $ 800 Losses charged off (121 ) (1 ) (27 ) - (36 ) (193 ) - $ (378 ) Recoveries 285 3 4 - 200 58 - $ 550 Balance, end of year $ 2,538 $ 4,407 $ 1,112 $ 750 $ 1,177 $ 333 $ 272 $ 10,589 Ending balance: individually evaluated for impairment $ 656 $ 85 $ 49 $ - $ 46 $ 15 $ - $ 851 Ending balance: collectively evaluated for impairment $ 1,882 $ 4,322 $ 1,063 $ 750 $ 1,131 $ 318 $ 272 $ 9,738 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - Loans: Ending balance: individually evaluated for impairment $ 2,891 $ 1,334 $ 1,452 $ - $ 1,935 $ 171 $ - $ 7,783 Ending balance: collectively evaluated for impairment $ 121,958 $ 377,649 $ 101,339 $ 76,565 $ 113,770 $ 21,297 $ - $ 812,578 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,136 $ - $ - $ 89 $ - $ - $ 2,225 As of December 31, 2020 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of year $ 1,749 $ 2,267 $ 1,001 $ 746 $ 1,129 $ 443 $ 273 $ 7,608 Provision charged to expense 121 1,350 440 312 669 323 385 $ 3,600 Losses charged off (738 ) - (2 ) - (709 ) (261 ) - $ (1,710 ) Recoveries - 7 6 - 40 66 - $ 119 Balance, end of year $ 1,132 $ 3,624 $ 1,445 $ 1,058 $ 1,129 $ 571 $ 658 $ 9,617 Ending balance: individually evaluated for impairment $ 114 $ 117 $ 112 $ - $ 62 $ 15 $ - $ 420 Ending balance: collectively evaluated for impairment $ 1,018 $ 3,507 $ 1,333 $ 1,058 $ 1,066 $ 556 $ 658 $ 9,196 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ 1 $ - $ - $ 1 Loans: Ending balance: individually evaluated for impairment $ 6,239 $ 1,810 $ 3,110 $ - $ 5,111 $ 202 $ - $ 16,472 Ending balance: collectively evaluated for impairment $ 64,608 $ 301,453 $ 112,689 $ 90,029 $ 139,083 $ 26,532 $ - $ 734,394 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,410 $ - $ - $ 132 $ - $ - $ 2,542 As of December 31, 2019 Construction Commercial One to four family Multi-family Commercial Consumer Unallocated Total (In Thousands) Allowance for loan losses: Balance, beginning of year $ 2,306 $ 2,093 $ 1,297 $ 641 $ 1,160 $ 373 $ 126 $ 7,996 Provision charged to expense (809 ) 265 (32 ) 105 225 299 147 $ 200 Losses charged off - (122 ) (272 ) - (381 ) (280 ) - $ (1,055 ) Recoveries 252 31 8 - 125 51 - $ 467 Balance, end of year $ 1,749 $ 2,267 $ 1,001 $ 746 $ 1,129 $ 443 $ 273 $ 7,608 Ending balance: individually evaluated for impairment $ 553 $ 24 $ 197 $ - $ 299 $ 21 $ - $ 1,094 Ending balance: collectively evaluated for impairment $ 1,196 $ 2,243 $ 804 $ 746 $ 830 $ 422 $ 273 $ 6,514 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - Loans: Ending balance: individually evaluated for impairment $ 4,742 $ 650 $ 2,613 $ - $ 908 $ 220 $ - $ 9,133 Ending balance: collectively evaluated for impairment $ 72,567 $ 297,318 $ 116,211 $ 87,448 $ 112,956 $ 30,446 $ - $ 716,946 Ending balance: loans acquired with deteriorated credit quality $ - $ 2,651 $ - $ - $ 184 $ - $ - $ 2,835
Impaired Financing Receivables [Table Text Block]	As of December 31, 2021 Recorded Unpaid Specific Average Interest (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 1,347 $ 1,347 $ - $ 1,868 $ - Multi-family - - - - - Real estate - construction 2,025 2,025 - 3,285 - Real estate - commercial 2,976 2,976 - 3,269 10 Commercial loans 1,837 1,837 - 2,808 - Consumer and other loans 89 89 - 97 - Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 105 $ 105 $ 49 $ 145 $ - Multi-family - - - - - Real estate - construction 866 866 656 891 - Real estate - commercial 494 494 85 602 - Commercial loans 187 223 46 313 - Consumer and other loans 82 82 15 94 - Total Real estate - residential mortgage: One to four family units $ 1,452 $ 1,452 $ 49 $ 2,013 $ - Multi-family - - - - - Real estate - construction 2,891 2,891 656 4,176 - Real estate - commercial 3,470 3,470 85 3,871 10 Commercial loans 2,024 2,060 46 3,121 - Consumer and other loans 171 171 15 191 - Total $ 10,008 $ 10,044 $ 851 $ 13,372 $ 10 As of December 31, 2020 Recorded Unpaid Specific Average Interest (In Thousands) Loans without a specific valuation allowance Real estate - residential mortgage: One to four family units $ 2,780 $ 2,780 $ - $ 1,199 $ - Multi-family - - - - - Real estate - construction 5,081 5,081 - 423 - Real estate - commercial 3,419 3,419 - 3,152 4 Commercial loans 4,902 4,902 - 455 - Consumer and other loans 100 100 - 110 13 Loans with a specific valuation allowance Real estate - residential mortgage: One to four family units $ 330 $ 330 $ 112 $ 1,183 $ - Multi-family - - - - - Real estate - construction 1,158 3,129 114 4,093 - Real estate - commercial 801 801 117 365 - Commercial loans 341 341 63 792 - Consumer and other loans 102 102 15 136 - Total Real estate - residential mortgage: One to four family units $ 3,110 $ 3,110 $ 112 $ 2,382 $ - Multi-family - - - - - Real estate - construction 6,239 8,210 114 4,516 - Real estate - commercial 4,220 4,220 117 3,517 4 Commercial loans 5,243 5,243 63 1,247 - Consumer and other loans 202 202 15 246 13 Total $ 19,014 $ 20,985 $ 421 $ 11,908 $ 17
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	December 31, 2021 2020 Real estate - residential mortgage: One to four family units $ 176,576 $ 1,178,876 Multi-family - - Real estate - construction 839,419 3,700,084 Real estate - commercial 592,515 893,992 Commercial loans 278,649 368,310 Total $ 1,887,159 $ 6,141,262
Financing Receivable Credit Quality Indicators [Table Text Block]	As of December 31, 2021 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 121,892 $ 342,560 $ 100,830 $ 75,166 $ 107,872 $ 21,297 $ 769,617 Special Mention - 24,589 68 1,399 5,087 - 31,143 Substandard 2,957 13,970 1,893 - 2,835 171 21,826 Doubtful - - - - - - - Total $ 124,849 $ 381,119 $ 102,791 $ 76,565 $ 115,794 $ 21,468 $ 822,586 As of December 31, 2020 Construction Commercial One to four family Multi-family Commercial Consumer Total (In Thousands) Rating: Pass $ 64,531 $ 262,771 $ 110,615 $ 90,029 $ 130,874 $ 26,532 $ 685,352 Special Mention - 4,442 - - 123 - 4,565 Substandard 6,316 38,460 5,184 - 13,329 202 63,491 Doubtful - - - - - - - Total $ 70,847 $ 305,673 $ 115,799 $ 90,029 $ 144,326 $ 26,734 $ 753,408

Note 4 - Goodwill and Other I_2

Note 4 - Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	December 31, December 31, 2021 2020 (in Thousands) (in Thousands) Goodwill $ 1,435 $ 1,435 Core deposit intangible Gross carrying amount 3,520 3,520 Accumulated amortization (1,970 ) (1,493 ) Core deposit intangible, net 1,550 2,027 Remaining balance $ 2,985 $ 3,462
Finite-lived Intangible Assets Amortization Expense [Table Text Block]	Amortization Expense (in Thousands) Remainder of: 2022 $ 477 2023 477 2024 477 2025 119 Total $ 1,550

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property, Plant and Equipment [Table Text Block]	December 31, December 31, 2021 2020 Land $ 4,360,353 $ 4,360,353 Buildings and Improvements 11,901,256 11,896,382 Automobile 52,404 52,404 Furniture, Fixtures and Equipment 13,994,335 13,924,839 Leasehold Improvements 2,394,953 2,394,953 32,703,300 32,628,931 Less accumulated depreciation (15,917,910 ) (14,730,522 ) Net premises and equipment $ 16,785,390 $ 17,898,409

Note 6 - Leases (Tables)

Note 6 - Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Lease, Cost [Table Text Block]	Year ended December 31, 2021 2020 (In Thousands) Finance lease cost: Amortization of right-of-use assets $ 200,994 $ 142,582 Interest on lease liabilities 6,648 7,736 Operating lease cost 1,080,057 1,081,620 Sublease income (39,900 ) (47,200 ) Total lease costs $ 1,247,799 $ 1,184,738 Additional lease information: Weighted-average remaining lease term - financing leases (in years) 3.2 3.4 Weighted-average remaining lease term - operating leases (in years) 13.6 14.4 Weighted-average discount rate - financing leases 1.06 % 1.32 % Weighted-average discount rate - operating leases 5.75 % 5.68 %
Lessee, Finance and Operating Lease, Liability, Maturity [Table Text Block]	Financing Operating Total (In Thousands) 2022 $ 216 $ 1,049 $ 1,265 2023 143 1,053 1,196 2024 100 894 994 2025 72 790 862 2026 15 765 780 Thereafter - 7,475 7,475 Total undiscounted future minimum lease cash payments $ 546 $ 12,026 $ 12,572 Present value discount (7 ) (3,862 ) (3,869 ) Lease liability $ 539 $ 8,164 $ 8,703

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Deposit Liabilities, Type [Table Text Block]	December 31, 2021 December 31, 2020 Weighted Average Rate Balance Percentage of Deposits Weighted Average Rate Balance Percentage of Deposits Non-interest bearing transaction 0.00 % $ 259,389,511 25.5 % 0.00 % $ 144,911,156 15.4 % Interest bearing transaction 0.29 % 540,204,521 53.2 % 0.35 % 560,970,668 59.8 % Savings 0.13 % 71,873,348 7.1 % 0.13 % 47,839,075 5.1 % 0.19 % 871,467,380 85.8 % 0.27 % 753,720,899 80.3 % Certificates: 0.00% - 0.99% 0.36 % 106,101,344 10.4 % 0.62 % 49,395,262 5.2 % 1.00% - 1.99% 1.47 % 9,575,861 0.9 % 1.47 % 13,875,409 1.5 % 2.00% - 3.99% 2.31 % 29,174,170 2.9 % 2.41 % 121,680,971 13.0 % 0.83 % 144,851,375 14.2 % 1.86 % 184,951,642 19.7 % Total Deposits 0.28 % $ 1,016,318,755 100.0 % 0.58 % $ 938,672,541 100.0 %
Time Deposit Maturities [Table Text Block]	Certificates five year maturity schedule 2022 $ 110,871,794 2023 21,636,483 2024 2,954,563 2025 1,202,180 2026 3,631,519 Thereafter 4,554,836 $ 144,851,375
Summary Of Interest Expense On Deposits [Table Text Block]	Years ended December 31, 2021 2020 2019 Transaction accounts $ 1,809,437 $ 2,948,835 $ 6,144,802 Savings accounts 70,036 78,806 119,730 Certificate accounts 2,143,341 3,912,688 4,754,944 Early withdrawal penalties (12,498 ) (15,503 ) (28,023 ) $ 4,010,316 $ 6,924,826 $ 10,991,453

Note 10 - Borrowings (Tables)

Note 10 - Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	December 31, 2021 December 31, 2020 Maturity Date Amount Weighted Average Rate Maturity Date Amount Weighted Average Rate 2023 6,500,000 0.59 % 2021 50,000,000 0.35 % 2025 6,500,000 0.82 % 2023 6,500,000 0.59 % 2027 3,000,000 1.12 % 2025 6,500,000 0.82 % $ 16,000,000 0.78 % 2027 3,000,000 1.12 % $ 66,000,000 0.45 %

Note 13 - Income Taxes (Tables)

Note 13 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Years Ended December 31, 2021 2020 2019 Taxes currently payable $ 1,773,480 $ 1,705,323 $ 1,459,016 Deferred income taxes 906,305 (470,145 ) 224,142 $ 2,679,785 $ 1,235,178 $ 1,683,158
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	December 31, December 31, 2021 2020 Deferred tax assets: Allowances for loan losses $ 2,541,255 $ 2,308,086 Writedowns on foreclosed assets held for sale 26,880 152,192 Unrealized loss on interest rate swaps 140,051 1,185,887 Deferred loan fees/costs 107,070 368,937 Lease Liabilities 2,088,727 2,177,140 Other purchase accounting adjustments 515,093 567,188 Tax credit partnerships and related tax credit carryforwards 185,747 1,322,240 Other 248,903 100,565 5,853,726 8,182,235 Deferred tax liabilities: FHLB stock dividends (20,968 ) (20,968 ) Unrealized gain on available-for-sale securities (124,148 ) (1,169,053 ) Lease ROU assets (2,057,551 ) (2,155,245 ) Accumulated depreciation (368,414 ) (525,995 ) Other (514,189 ) (635,280 ) (3,085,270 ) (4,506,541 ) Net deferred tax asset $ 2,768,456 $ 3,675,694
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Years ended December 31, 2021 2020 2019 Computed at statutory rate 21.0 % 21.0 % 21.0 % Increase (reduction) in taxes resulting from: State financial institution tax and credits 1.1 % (1.2 %) (2.3 %) Cash surrender value of life insurance (1.0 %) (1.6 %) (1.0 %) Tax exempt interest (1.1 %) (1.8 %) (1.1 %) Other 0.1 % (1.1 %) (1.4 %) Actual effective rate 20.1 % 15.3 % 15.2 %

Note 14 - Disclosures About F_2

Note 14 - Disclosures About Fair Value of Assets and Liabilities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	As of December 31, 2021 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: U.S. Government agencies $ - $ 7,561 $ - $ 7,561 Municipals - 46,443 - 46,443 Corporates - 37,304 - 37,304 Mortgage-backed securities - private label - commercial - 7,368 - 7,368 Mortgage-backed securities - private label - consumer - 9,053 - 9,053 Government sponsored mortgage-backed securities and SBA loan pools - 43,673 - 43,673 Available-for-sale securities $ - $ 151,402 $ - $ 151,402 Financial liabilities: Interest Rate Swaps $ - $ 584 $ - $ 584 As of December 31, 2020 Financial assets: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value Debt securities: U.S. Government agencies $ - $ 6,284 $ - $ 6,284 Municipals - 61,969 - 61,969 Corporates - 30,601 - 30,601 Mortgage-backed securities - private label - commercial - 5,444 - 5,444 Mortgage-backed securities - private label - consumer - 9,452 - 9,452 Government sponsored mortgage-backed securities and SBA loan pools - 50,371 - 50,371 Available-for-sale securities $ - $ 164,121 $ - $ 164,121 Financial liabilities: Interest Rate Swaps $ - $ 4,941 $ - $ 4,941
Fair Value Measurements, Nonrecurring [Table Text Block]	Impaired loans: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value December 31, 2021 $ - $ - $ 4,146 $ 4,146 December 31, 2020 $ - $ - $ 5,809 $ 5,809 Foreclosed assets held for sale: Level 1 inputs Level 2 inputs Level 3 inputs Total fair value December 31, 2021 $ - $ - $ 100 $ 100 December 31, 2020 $ - $ - $ 371 $ 371
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Fair Value Valuation Technique Unobservable Input Range (Weighted Average) Impaired loans (collateral dependent) $ 4,146 Market Comparable Discount to reflect realizable value 0% - 100% (17%) Foreclosed assets held for sale $ 100 Market Comparable Discount to reflect realizable value 43% - 43% (43%) Fair Value Valuation Technique Unobservable Input Range Impaired loans (collateral dependent) $ 5,809 Market Comparable Discount to reflect realizable value 1% - 80% (7%) Foreclosed assets held for sale $ 371 Market Comparable Discount to reflect realizable value 4% - 4% (4%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, 2021 December 31, 2020 Carrying Fair Hierarchy Carrying Fair Hierarchy Financial assets: Cash and cash equivalents $ 130,646,039 $ 130,646,039 1 $ 148,422,908 $ 148,422,908 1 Interest-bearing time deposits at other institutions 250,000 250,000 2 4,760,089 4,771,605 2 Federal Home Loan Bank stock 2,088,100 2,088,100 2 3,896,900 3,896,900 2 Mortgage loans held for sale 3,245,034 3,311,578 2 11,359,174 11,626,174 2 Loans, net 811,512,612 800,209,957 3 742,149,271 737,701,011 3 Interest receivable 3,581,835 3,581,835 2 4,060,795 4,060,795 2 Financial liabilities: Deposits 1,016,318,755 1,016,382,050 2 938,672,541 939,806,149 2 FHLB advances 16,000,000 15,825,397 2 66,000,000 66,089,183 2 Subordinated debentures issued to Capital Trusts 10,310,000 10,310,000 3 15,465,000 15,465,000 3 Subordinated notes, net 19,609,576 22,618,448 3 19,564,131 25,608,997 3 Interest payable 468,959 468,959 2 932,172 932,172 2 Unrecognized financial instruments (net of contractual value): Commitments to extend credit - - - - - - Unused lines of credit - - - - - -

Note 16 - Employee Benefit Pl_2

Note 16 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Number of shares Incentive Stock Option Non-Incentive Stock Option Weighted Average Exercise Price Balance outstanding as of January 1, 2019 12,500 5,000 $ 5.14 Granted - - - Exercised (12,500 ) (5,000 ) 5.12 Forfeited - - - Balance outstanding as of December 31, 2019 - - $ - Granted - - - Exercised - - - Forfeited - - - Balance outstanding as of December 31, 2020 - - $ - Granted - - - Exercised - - - Forfeited - - - Balance outstanding as of December 31, 2021 - - $ - Options exercisable as of December 31, 2021 - - $ -
Nonvested Restricted Stock Shares Activity [Table Text Block]	Number of shares Weighted Average Grant- Fair Value Balance of shares non-vested as of January 1, 2019 32,349 $ 18.93 Granted 15,434 23.85 Vested (20,771 ) 17.67 Forfeited (2,634 ) 22.38 Balance of shares non-vested as of December 31, 2019 24,378 $ 22.75 Granted 20,213 20.99 Vested (11,464 ) 22.13 Forfeited (5,090 ) 22.37 Balance of shares non-vested as of December 31, 2020 28,037 $ 21.80 Granted 20,126 18.35 Vested (9,599 ) 22.20 Forfeited (1,310 ) 21.65 Balance of shares non-vested as of December 31, 2021 37,254 $ 19.84
Schedule of Nonvested Performance-based Units Activity [Table Text Block]	Performance Stock Units Weighted Average Grant- Date Fair Value Balance of shares non-vested as of January 1, 2019 47,322 $ 20.48 Granted - - Vested (30,919 ) 20.48 Forfeited (16,403 ) 20.48 Balance of shares non-vested as of December 31, 2019 - $ - Granted 53,075 15.40 Vested - - Forfeited - - Balance of shares non-vested as of December 31, 2020 53,075 $ 15.40 Granted - - Vested - - Forfeited (9,927 ) 15.62 Balance of shares non-vested as of December 31, 2021 43,148 $ 15.34

Note 18 - Other Expenses (Table

Note 18 - Other Expenses (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Other Operating Cost and Expense, by Component [Table Text Block]	December 31, December 31, December 31, 2021 2020 2019 Directors compensation $ 256,290 $ 238,704 $ 232,826 Outside services 150,000 139,737 164,930 Legal expense 350,669 292,451 313,520 Deposit expense 79,563 81,725 80,879 Office supplies 98,388 123,334 129,988 Telephone 168,574 145,396 143,411 Postage 159,262 149,783 197,775 Insurance 196,100 183,380 161,032 Supervisory exam 69,958 68,320 63,619 Accounting 353,770 350,370 387,102 Organization dues 214,641 181,155 170,017 Loan expense 383,478 415,436 417,736 Contributions 62,500 132,200 82,200 ATM expense 223,738 307,999 252,192 Other operating 1,360,446 1,235,821 1,007,578 $ 4,127,377 $ 4,045,811 $ 3,804,805

Note 19 - Related Party Trans_2

Note 19 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Year ended December 31, 2021 2020 2019 Balance, beginning of year $ 4,356,981 $ 4,030,844 $ 5,797,809 New Loans 161,000 1,815,200 500,000 Repayments (425,211 ) (1,489,063 ) (2,266,965 ) Balance, end of year $ 4,092,770 $ 4,356,981 $ 4,030,844

Note 21 - Derivative Financia_2

Note 21 - Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	December 31, 2021 Estimated Fair Value at: Forward Start Termination Derivative Notional Rate Rate Balance Sheet December 31, Inception Date Date Type Amount Paid Hedged Classfication 2021 2020 2/28/2018 9/21/2021 Interest rate swap - FHLB Advances $ 50,000,000 2.12 % 3 month LIBOR Floating Other liabilites $ 0 $ (3,760,287 ) 5/23/2019 2/23/2026 Interest rate swap - Subordinated Debentures $ 10,310,000 4.09 % 3 month LIBOR Floating +145 bps Other liabilites $ (583,546 ) $ (1,180,909 )
Derivative Instruments, Gain (Loss) [Table Text Block]	Derivative Income Statement Years ended December 31, Type Classfication 2021 2020 Interest rate swap - FHLB Advances Interest expense $ 650,316 $ 630,870 Interest rate swap - Subordinated Debentures Interest expense $ 259,031 $ 184,537

Note 22 - Accumulated Other C_2

Note 22 - Accumulated Other Comprehensive Loss (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	December 31, The components of accumulated other comprehensive loss, included in stockholders' equity, are as follows: 2021 2020 Net unrealized gain on available-for-sale securities $ 517,286 $ 4,871,052 Net unrealized loss on interest rate swap instrument (583,547 ) (4,941,196 ) (66,261 ) (70,144 ) Tax effect 15,834 16,766 Net-of-tax amount $ (50,427 ) $ (53,378 )

Note 23 - Condensed Parent Co_2

Note 23 - Condensed Parent Company Statements (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensed Balance Sheets December 31, 2021 2020 Assets Cash $ 3,774,700 $ 7,940,245 Investment in subsidiary 123,442,257 115,472,127 Investment in Capital Trusts 310,000 465,000 Prepaid expenses and other assets 545,935 218,411 Deferred and receivable income taxes 1,350,782 2,197,483 $ 129,423,674 $ 126,293,266 Liabilities Subordinated debentures issued to Capital Trusts $ 10,310,000 $ 15,465,000 Subordinated notes, net 19,609,576 19,564,131 Accrued expenses and other liabilities 2,033,067 2,288,869 Due to subsidiary 6,900 6,900 Stockholders' equity Common stock 691,950 691,950 Additional paid-in capital 51,536,205 51,337,219 Retained earnings 85,081,199 77,073,707 Accumulated other comprehensive loss (50,427 ) (53,378 ) Treasury stock (39,794,796 ) (40,081,132 ) $ 129,423,674 $ 126,293,266
Condensed Income Statement [Table Text Block]	Condensed Statements of Income Years ended December 31, 2021 2020 2019 Income Dividends from subsidiary bank $ 5,000,000 $ 2,500,000 $ 8,000,000 Net gain on foreclosed assets 26,259 74,716 - Interest income: Other 10,216 22,515 40,855 5,036,475 2,597,231 8,040,855 Expense Interest expense 1,050,000 716,070 362,079 Other 2,481,173 1,839,930 2,439,799 3,531,173 2,556,000 2,801,878 Income before income taxes and equity in undistributed income of subsidiaries 1,505,302 41,231 5,238,977 Credit for income taxes (711,666 ) (681,092 ) (721,649 ) Income before equity in undistributed earnings of subsidiaries 2,216,968 722,323 5,960,626 Equity in undistributed income of subsidiaries 8,421,174 6,109,891 3,454,464 Net income $ 10,638,142 $ 6,832,214 $ 9,415,090
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows Years ended December 31, 2021 2020 2019 Cash Flows From Operating Activities Net income $ 10,638,142 $ 6,832,214 $ 9,415,090 Items not requiring (providing) cash: Distributions in excess of subsidiaries (8,421,174 ) (6,109,891 ) (3,454,464 ) Deferred income taxes 789,978 (237,281 ) (633,608 ) Accretion of purchase accounting adjustment - - (109,829 ) Stock award plan expense 485,322 136,138 615,385 Changes in: Prepaid expenses and other assets (327,524 ) 118,386 (28,124 ) Income taxes payable/refundable (86,645 ) (193,812 ) 157,458 Accrued expenses 384,272 270,503 (26,374 ) Net cash provided by operating activities 3,462,371 816,257 5,935,534 Cash Flows From Financing Activities Proceeds from stock options exercised - - 90,000 Cash dividends paid on common stock (2,627,916 ) (2,615,028 ) (2,313,661 ) Proceeds from issuance of notes payable - 1,800,000 7,450,000 Proceeds from issuance of subordinated notes, net - 19,545,555 - Repayment of notes payable - (13,000,000 ) (1,250,000 ) Repayment of Capital Trust (5,000,000 ) - (6,000,000 ) Treasury Stock purchased - (390,268 ) (3,604,879 ) Net cash provided by (used in) financing activities (7,627,916 ) 5,340,259 (5,628,540 ) Increase (Decrease) in cash (4,165,545 ) 6,156,516 306,994 Cash, beginning of year 7,940,245 1,783,729 1,476,735 Cash, end of year $ 3,774,700 $ 7,940,245 $ 1,783,729
Condensed Statement of Comprehensive Income [Table Text Block]	Statements of Comprehensive Income Years ended December 31, 2021 2020 2019 NET INCOME $ 10,638,142 $ 6,832,214 $ 9,415,090 OTHER ITEMS OF COMPREHENSIVE INCOME: Change in unrealized gain (loss) on interest rate swaps, before income taxes 597,363 (620,521 ) (560,388 ) Income tax expense (benefit) related to other items of comprehensive income 143,367 (140,519 ) (142,899 ) Other comprehensive income (loss) 453,996 (480,002 ) (417,489 ) Comprehensive income (loss) of Bank (451,045 ) 857,659 439,210 TOTAL COMPREHENSIVE INCOME $ 10,641,093 $ 7,209,871 $ 9,436,811

Note 24 - Unaudited Quarterly_2

Note 24 - Unaudited Quarterly Operating Results (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Quarterly Financial Information [Table Text Block]	Year Ended December 31, 2020, Quarter ended Mar-21 Jun-21 Sep-21 Dec-21 Interest income $ 9,976,604 $ 10,189,659 $ 10,858,812 $ 10,170,275 Interest expense 2,071,133 1,828,156 1,468,447 1,157,218 Net interest income 7,905,471 8,361,503 9,390,365 9,013,057 Provision for loan losses 400,000 300,000 100,000 - Net gain on loans and investment securities 1,567,564 1,511,860 4,166,966 1,473,675 Other noninterest income, net 1,047,918 1,303,750 1,351,324 1,249,375 Noninterest expense 7,455,083 7,637,907 10,605,914 8,525,997 Income before income taxes 2,665,870 3,239,206 4,202,741 3,210,110 Provision for income taxes 449,854 723,024 802,431 704,476 Net income available to common shareholders $ 2,216,016 $ 2,516,182 $ 3,400,310 $ 2,505,634 Basic income per common share $ 0.51 $ 0.58 $ 0.78 $ 0.58 Diluted income per common share $ 0.51 $ 0.58 $ 0.78 $ 0.57 Year Ended December 31, 2020, Quarter ended Mar-20 Jun-20 Sep-20 Dec-20 Interest income $ 10,798,857 $ 10,159,058 $ 9,968,256 $ 9,943,705 Interest expense 3,086,525 2,136,409 2,236,743 2,151,524 Net interest income 7,712,332 8,022,649 7,731,513 7,792,181 Provision for loan losses 500,000 750,000 950,000 1,400,000 Net gain on loans and investment securities 571,310 1,018,516 1,992,185 1,199,622 Other noninterest income, net 1,527,822 1,294,202 1,278,146 1,191,641 Noninterest expense 6,798,629 7,253,331 7,735,249 7,877,518 Income before income taxes 2,512,835 2,332,036 2,316,595 905,926 Provision for income taxes 407,990 448,653 418,819 (40,284 ) Net income $ 2,104,845 $ 1,883,383 $ 1,897,776 $ 946,210 Basic income per common share $ 0.49 $ 0.43 $ 0.44 $ 0.22 Diluted income per common share $ 0.49 $ 0.43 $ 0.43 $ 0.22

Note 1 - Nature of Operations_3

Note 1 - Nature of Operations and Summary of Significant Accounting Policies (Details Textual) - USD ($)	Jun. 30, 2018	Sep. 30, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Apr. 02, 2018
Goodwill, Ending Balance			$ 1,434,982	$ 1,434,982
Finite-Lived Intangible Assets, Net, Ending Balance			1,549,910	2,026,910
Cash Reserve Deposit Required and Made			0
Gain (Loss) on Derivative Instruments, Net, Pretax, Total		$ (2,600,000)	(2,580,000)	0	$ 0
Cash, Uninsured Amount			38,000,000
Interest-bearing Deposits in Banks and Other Financial Institutions			122,464,075	142,056,538
Federal Reserve Bank [Member]
Interest-bearing Deposits in Banks and Other Financial Institutions			82,900,000
Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member]
Gain (Loss) on Derivative Instruments, Net, Pretax, Total			(2,600,000)
Hometown Bancshares, Inc. [Member]
Goodwill, Ending Balance			$ 1,434,982	1,434,982		$ 1,400,000
Hometown Bancshares, Inc. [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	7 years		7 years
Finite-Lived Intangible Assets, Net, Ending Balance			$ 1,549,910	$ 2,026,910			$ 3,520,000

Note 1 - Nature of Operations_4

Note 1 - Nature of Operations and Summary of Significant Accounting Policies - Estimated Useful Lives of Property, Plant and Equipment (Details)	12 Months Ended
	Dec. 31, 2021
Building and Building Improvements [Member] | Minimum [Member]
Premises and equipment, useful life (Year)	35 years
Building and Building Improvements [Member] | Maximum [Member]
Premises and equipment, useful life (Year)	40 years
Furniture and Fixtures and Vehicles [Member] | Minimum [Member]
Premises and equipment, useful life (Year)	3 years
Furniture and Fixtures and Vehicles [Member] | Maximum [Member]
Premises and equipment, useful life (Year)	10 years

Note 1 - Nature of Operations_5

Note 1 - Nature of Operations and Summary of Significant Accounting Policies - Capital Amounts and Ratios (Details) - Bank [Member] $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Bank Leverage Capital, Actual	$ 120,011	$ 111,098
Bank Leverage Capital, Ratio	0.101	0.100
Bank Leverage Capital, to be Well Capitalized	$ 101,414	$ 89,175
Bank Leverage Capital, to be Well Capitalized, Ratio	0.085	0.080

Note 1 - Nature of Operations_6

Note 1 - Nature of Operations and Summary of Significant Accounting Policies - Earnings Per Common Share (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income available to common shareholders									$ 10,638,142	$ 6,832,214	$ 9,415,090
Weighted average common shares outstanding (in shares)									4,344,348	4,330,525	4,405,575
Effect of dilutive securities (in shares)									21,684	19,499	57,984
Weighted average diluted shares outstanding (in shares)									4,366,032	4,350,024	4,463,559
Basic income per common share (in dollars per share)	$ 0.58	$ 0.78	$ 0.58	$ 0.51	$ 0.22	$ 0.44	$ 0.43	$ 0.49	$ 2.45	$ 1.58	$ 2.14
Diluted income per common share (in dollars per share)	$ 0.57	$ 0.78	$ 0.58	$ 0.51	$ 0.22	$ 0.43	$ 0.43	$ 0.49	$ 2.44	$ 1.57	$ 2.11

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Security Owned and Pledged as Collateral, Carrying Value	$ 20,211,961	$ 8,749,409
Debt Securities, Available-for-sale, Realized Gain	2,799,165	552,366	$ 244,777
Debt Securities, Available-for-sale, Realized Loss	58,824	91,337	155,213
Available-for-sale Debt Securities, Gross Realized Gain (Loss), Tax Effect	575,472	96,816	18,809
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	0	0	$ 0
Debt Securities, Available-for-sale, Unrealized Loss Position, Total	$ 67,234,562	$ 30,049,473
Percentage of Available-for-sale Debt Securities in Continuous Unrealized Loss Position to Total Investment Portfolio	44.00%	18.00%

Note 2 - Securities - Available

Note 2 - Securities - Available-for-sale Debt Securities (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale securities, amortized cost	$ 150,885,212	$ 159,249,817
Available-for-sale securities, gross unrealized gains	2,042,089	5,185,301
Available-for-sale securities, gross unrealized (losses)	(1,524,803)	(314,249)
Available-for-sale securities	151,402,498	164,120,869
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	7,778,256	6,282,000
Available-for-sale securities, gross unrealized gains	0	6,519
Available-for-sale securities, gross unrealized (losses)	(217,457)	(4,885)
Available-for-sale securities	7,560,799	6,283,634
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	45,982,657	58,754,912
Available-for-sale securities, gross unrealized gains	837,946	3,241,133
Available-for-sale securities, gross unrealized (losses)	(377,567)	(26,991)
Available-for-sale securities	46,443,036	61,969,054
Corporate Debt Securities [Member]
Available-for-sale securities, amortized cost	37,019,519	30,510,893
Available-for-sale securities, gross unrealized gains	634,758	261,740
Available-for-sale securities, gross unrealized (losses)	(350,362)	(171,811)
Available-for-sale securities	37,303,915	30,600,822
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	7,384,249
Available-for-sale securities, gross unrealized gains	14,375
Available-for-sale securities, gross unrealized (losses)	(30,202)
Available-for-sale securities	7,368,422
Commercial Mortgage Backed Securities [Member] | Commercial Portfolio Segment [Member]
Available-for-sale securities, amortized cost		5,399,385
Available-for-sale securities, gross unrealized gains		55,712
Available-for-sale securities, gross unrealized (losses)		(10,650)
Available-for-sale securities		5,444,447
Residential Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	9,057,185	9,249,375
Available-for-sale securities, gross unrealized gains	42,493	228,469
Available-for-sale securities, gross unrealized (losses)	(46,086)	(25,747)
Available-for-sale securities	9,053,592	9,452,097
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities, amortized cost	43,663,346	49,053,252
Available-for-sale securities, gross unrealized gains	512,517	1,391,728
Available-for-sale securities, gross unrealized (losses)	(503,129)	(74,165)
Available-for-sale securities	$ 43,672,734	$ 50,370,815

Note 2 - Securities - Availab_2

Note 2 - Securities - Available-for-sale Securities by Maturity (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
1-5 years, amortized cost	$ 1,500,000
1-5 years, fair value	1,497,325
6-10 years, amortized cost	37,399,244
6-10 years, fair value	37,449,981
After 10 years, amortized cost	51,881,188
After 10 years, fair value	52,360,444
Not due on a single maturity date, amortized cost	150,885,212	$ 159,249,817
Available-for-sale securities	151,402,498	164,120,869
Commercial Mortgage Backed Securities [Member]
Not due on a single maturity date, amortized cost	7,384,249
Not due on a single maturity date, fair value	7,368,422
Not due on a single maturity date, amortized cost	7,384,249
Not due on a single maturity date, amortized cost	7,384,249
Available-for-sale securities	7,368,422
Residential Mortgage Backed Securities [Member]
Not due on a single maturity date, amortized cost	9,057,185
Not due on a single maturity date, fair value	9,053,592
Not due on a single maturity date, amortized cost	9,057,185
Not due on a single maturity date, amortized cost	9,057,185	9,249,375
Available-for-sale securities	9,053,592	9,452,097
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Not due on a single maturity date, amortized cost	43,663,346
Not due on a single maturity date, fair value	43,672,734
Not due on a single maturity date, amortized cost	43,663,346
Not due on a single maturity date, amortized cost	43,663,346	49,053,252
Available-for-sale securities	$ 43,672,734	$ 50,370,815

Note 2 - Securities - Securitie

Note 2 - Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Securities, continuous unrealized loss position, less than 12 months, fair value	$ 52,187,613	$ 30,049,473
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(1,000,789)	(314,249)
Securities, continuous unrealized loss position, 12 months or more, fair value	15,046,949	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(524,014)	0
Securities, continuous unrealized loss position, fair value	67,234,562	30,049,473
Securities, continuous unrealized loss position, unrealized losses	(1,524,803)	(314,249)
US Government Agencies Debt Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	4,396,329	1,495,116
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(99,928)	(4,885)
Securities, continuous unrealized loss position, 12 months or more, fair value	3,164,470	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(117,529)	0
Securities, continuous unrealized loss position, fair value	7,560,799	1,495,116
Securities, continuous unrealized loss position, unrealized losses	(217,457)	(4,885)
US States and Political Subdivisions Debt Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	12,246,522	4,011,492
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(322,939)	(26,991)
Securities, continuous unrealized loss position, 12 months or more, fair value	1,538,128	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(54,628)	0
Securities, continuous unrealized loss position, fair value	13,784,650	4,011,492
Securities, continuous unrealized loss position, unrealized losses	(377,567)	(26,991)
Corporate Debt Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	10,662,195	14,869,853
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(181,647)	(171,811)
Securities, continuous unrealized loss position, 12 months or more, fair value	5,124,238	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(168,715)	0
Securities, continuous unrealized loss position, fair value	15,786,433	14,869,853
Securities, continuous unrealized loss position, unrealized losses	(350,362)	(171,811)
Commercial Mortgage Backed Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	2,976,069	1,481,805
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(27,347)	(10,650)
Securities, continuous unrealized loss position, 12 months or more, fair value	1,492,125	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(2,855)	0
Securities, continuous unrealized loss position, fair value	4,468,194	1,481,805
Securities, continuous unrealized loss position, unrealized losses	(30,202)	(10,650)
Residential Mortgage Backed Securities [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	1,874,865	2,391,511
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(46,086)	(25,747)
Securities, continuous unrealized loss position, 12 months or more, fair value	0	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	0	0
Securities, continuous unrealized loss position, fair value	1,874,865	2,391,511
Securities, continuous unrealized loss position, unrealized losses	(46,086)	(25,747)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities, continuous unrealized loss position, less than 12 months, fair value	20,031,633	5,799,696
Securities, continuous unrealized loss position, less than 12 months, unrealized losses	(322,842)	(74,165)
Securities, continuous unrealized loss position, 12 months or more, fair value	3,727,988	0
Securities, continuous unrealized loss position, 12 months or more, unrealized losses	(180,287)	0
Securities, continuous unrealized loss position, fair value	23,759,621	5,799,696
Securities, continuous unrealized loss position, unrealized losses	$ (503,129)	$ (74,165)

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0	$ 0
Loans and Leases Receivable, Net Amount, Total	811,512,612	$ 742,149,271
Weighted Average Interest Rate On Loans Receivable		4.50%	4.45%
Mortgage Receivable [Member]
Servicing Asset at Amortized Cost, Ending Balance	20,621	$ 24,868
Commercial Loans [Member]
Servicing Asset at Amortized Cost, Ending Balance	79,730,096	62,261,930
Substandard [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	2,100,000	2,500,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Net Amount, Total	$ 1,300,000	$ 37,300,000

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Loans by Category (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans receivable	$ 822,585,937	$ 753,408,413
Allowance for loan losses	(10,588,562)	(9,617,024)	$ (7,608,000)	$ (7,996,000)
Deferred loan fees/costs, net	(484,763)	(1,642,118)
Net loans	811,512,612	742,149,271
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	102,791,228	115,799,200
Allowance for loan losses	(1,112,000)	(1,445,000)	(1,001,000)	(1,297,000)
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	76,565,222	90,028,775
Allowance for loan losses	(750,000)	(1,058,000)	(746,000)	(641,000)
Real Estate, Construction [Member]
Loans receivable	124,848,581	70,847,330
Allowance for loan losses	(2,538,000)	(1,132,000)	(1,749,000)	(2,306,000)
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	381,119,167	305,673,212
Allowance for loan losses	(4,407,000)	(3,624,000)	(2,267,000)	(2,093,000)
Commercial Portfolio Segment [Member]
Loans receivable	115,794,005	144,326,350
Allowance for loan losses	(1,177,000)	(1,129,000)	$ (1,129,000)	$ (1,160,000)
Consumer and Other Loans [Member]
Loans receivable	$ 21,467,734	$ 26,733,546

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Loans by Aging (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Loans receivable	$ 822,585,937	$ 753,408,413
Loans receivable, past due and accruing	0	0
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	102,791,228	115,799,200
Loans receivable, past due and accruing	0	0
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	76,565,222	90,028,775
Loans receivable, past due and accruing	0	0
Real Estate, Construction [Member]
Loans receivable	124,848,581	70,847,330
Loans receivable, past due and accruing	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	381,119,167	305,673,212
Loans receivable, past due and accruing	0	0
Commercial Portfolio Segment [Member]
Loans receivable	115,794,005	144,326,350
Loans receivable, past due and accruing	0	0
Consumer and Other Loans [Member]
Loans receivable	21,467,734	26,733,546
Loans receivable, past due and accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	163,000	2,142,000
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	138,000	623,000
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate, Construction [Member]
Loans receivable	0	1,239,000
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	0	264,000
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	17,000	6,000
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable	8,000	10,000
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	27,000	1,136,000
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	27,000	1,058,000
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate, Construction [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	0	76,000
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	0	1,000
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable	0	1,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	5,129,000	10,226,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	1,083,000	1,071,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate, Construction [Member]
Loans receivable	2,052,000	4,189,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	247,000	161,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	1,747,000	4,784,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable	0	21,000
Financial Asset, Past Due [Member]
Loans receivable	5,319,000	13,504,000
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	1,248,000	2,752,000
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member] | Real Estate, Construction [Member]
Loans receivable	2,052,000	5,428,000
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	247,000	501,000
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	1,764,000	4,791,000
Financial Asset, Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable	8,000	32,000
Financial Asset, Not Past Due [Member]
Loans receivable	817,267,000	739,904,000
Financial Asset, Not Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	101,543,000	113,047,000
Financial Asset, Not Past Due [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	76,565,000	90,029,000
Financial Asset, Not Past Due [Member] | Real Estate, Construction [Member]
Loans receivable	122,797,000	65,419,000
Financial Asset, Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	380,872,000	305,172,000
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	114,030,000	139,535,000
Financial Asset, Not Past Due [Member] | Consumer and Other Loans [Member]
Loans receivable	$ 21,460,000	$ 26,702,000

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Non-accruing Loans (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Nonaccruing loans	$ 9,725,540	$ 18,628,598
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Nonaccruing loans	1,470,357	3,086,159
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Nonaccruing loans	0	0
Real Estate, Construction [Member]
Nonaccruing loans	2,891,243	6,239,326
Commercial Real Estate Portfolio Segment [Member]
Nonaccruing loans	3,339,996	3,932,241
Commercial Portfolio Segment [Member]
Nonaccruing loans	1,934,494	5,249,782
Consumer and Other Loans [Member]
Nonaccruing loans	$ 89,450	$ 121,090

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance				$ 9,617,024				$ 7,608,000	$ 9,617,024	$ 7,608,000	$ 7,996,000
Provision charged to expense	$ 0	$ 100,000	$ 300,000	400,000	$ 1,400,000	$ 950,000	$ 750,000	500,000	800,000	3,600,000	200,000
Losses charged off									(378,000)	(1,710,000)	(1,055,000)
Recoveries									550,000	119,000	467,000
Balance	10,588,562				9,617,024				10,588,562	9,617,024	7,608,000
Ending balance: individually evaluated for impairment	851,000				420,000				851,000	420,000	1,094,000
Ending balance: collectively evaluated for impairment	9,738,000				9,196,000				9,738,000	9,196,000	6,514,000
Ending balance: loans acquired with deteriorated credit quality	0				1,000				0	1,000	0
Ending balance: individually evaluated for impairment	7,783,000				16,472,000				7,783,000	16,472,000	9,133,000
Ending balance: collectively evaluated for impairment	812,578,000				734,394,000				812,578,000	734,394,000	716,946,000
Ending balance: loans acquired with deteriorated credit quality	2,225,000				2,542,000				2,225,000	2,542,000	2,835,000
Real Estate, Construction [Member]
Balance				1,132,000				1,749,000	1,132,000	1,749,000	2,306,000
Provision charged to expense									1,242,000	121,000	(809,000)
Losses charged off									(121,000)	(738,000)	0
Recoveries									285,000	0	252,000
Balance	2,538,000				1,132,000				2,538,000	1,132,000	1,749,000
Ending balance: individually evaluated for impairment	656,000				114,000				656,000	114,000	553,000
Ending balance: collectively evaluated for impairment	1,882,000				1,018,000				1,882,000	1,018,000	1,196,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Ending balance: individually evaluated for impairment	2,891,000				6,239,000				2,891,000	6,239,000	4,742,000
Ending balance: collectively evaluated for impairment	121,958,000				64,608,000				121,958,000	64,608,000	72,567,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Commercial Real Estate Portfolio Segment [Member]
Balance				3,624,000				2,267,000	3,624,000	2,267,000	2,093,000
Provision charged to expense									781,000	1,350,000	265,000
Losses charged off									(1,000)	0	(122,000)
Recoveries									3,000	7,000	31,000
Balance	4,407,000				3,624,000				4,407,000	3,624,000	2,267,000
Ending balance: individually evaluated for impairment	85,000				117,000				85,000	117,000	24,000
Ending balance: collectively evaluated for impairment	4,322,000				3,507,000				4,322,000	3,507,000	2,243,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Ending balance: individually evaluated for impairment	1,334,000				1,810,000				1,334,000	1,810,000	650,000
Ending balance: collectively evaluated for impairment	377,649,000				301,453,000				377,649,000	301,453,000	297,318,000
Ending balance: loans acquired with deteriorated credit quality	2,136,000				2,410,000				2,136,000	2,410,000	2,651,000
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Balance				1,445,000				1,001,000	1,445,000	1,001,000	1,297,000
Provision charged to expense									(310,000)	440,000	(32,000)
Losses charged off									(27,000)	(2,000)	(272,000)
Recoveries									4,000	6,000	8,000
Balance	1,112,000				1,445,000				1,112,000	1,445,000	1,001,000
Ending balance: individually evaluated for impairment	49,000				112,000				49,000	112,000	197,000
Ending balance: collectively evaluated for impairment	1,063,000				1,333,000				1,063,000	1,333,000	804,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Ending balance: individually evaluated for impairment	1,452,000				3,110,000				1,452,000	3,110,000	2,613,000
Ending balance: collectively evaluated for impairment	101,339,000				112,689,000				101,339,000	112,689,000	116,211,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Balance				1,058,000				746,000	1,058,000	746,000	641,000
Provision charged to expense									(308,000)	312,000	105,000
Losses charged off									0	0	0
Recoveries									0	0	0
Balance	750,000				1,058,000				750,000	1,058,000	746,000
Ending balance: individually evaluated for impairment	0				0				0	0	0
Ending balance: collectively evaluated for impairment	750,000				1,058,000				750,000	1,058,000	746,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Ending balance: individually evaluated for impairment	0				0				0	0	0
Ending balance: collectively evaluated for impairment	76,565,000				90,029,000				76,565,000	90,029,000	87,448,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Commercial Portfolio Segment [Member]
Balance				1,129,000				1,129,000	1,129,000	1,129,000	1,160,000
Provision charged to expense									(116,000)	669,000	225,000
Losses charged off									(36,000)	(709,000)	(381,000)
Recoveries									200,000	40,000	125,000
Balance	1,177,000				1,129,000				1,177,000	1,129,000	1,129,000
Ending balance: individually evaluated for impairment	46,000				62,000				46,000	62,000	299,000
Ending balance: collectively evaluated for impairment	1,131,000				1,066,000				1,131,000	1,066,000	830,000
Ending balance: loans acquired with deteriorated credit quality	0				1,000				0	1,000	0
Ending balance: individually evaluated for impairment	1,935,000				5,111,000				1,935,000	5,111,000	908,000
Ending balance: collectively evaluated for impairment	113,770,000				139,083,000				113,770,000	139,083,000	112,956,000
Ending balance: loans acquired with deteriorated credit quality	89,000				132,000				89,000	132,000	184,000
Consumer Portfolio Segment [Member]
Balance				571,000				443,000	571,000	443,000	373,000
Provision charged to expense									(103,000)	323,000	299,000
Losses charged off									(193,000)	(261,000)	(280,000)
Recoveries									58,000	66,000	51,000
Balance	333,000				571,000				333,000	571,000	443,000
Ending balance: individually evaluated for impairment	15,000				15,000				15,000	15,000	21,000
Ending balance: collectively evaluated for impairment	318,000				556,000				318,000	556,000	422,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Ending balance: individually evaluated for impairment	171,000				202,000				171,000	202,000	220,000
Ending balance: collectively evaluated for impairment	21,297,000				26,532,000				21,297,000	26,532,000	30,446,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Unallocated Financing Receivables [Member]
Balance				$ 658,000				$ 273,000	658,000	273,000	126,000
Provision charged to expense									(386,000)	385,000	147,000
Losses charged off									0	0	0
Recoveries									0	0	0
Balance	272,000				658,000				272,000	658,000	273,000
Ending balance: individually evaluated for impairment	0				0				0	0	0
Ending balance: collectively evaluated for impairment	272,000				658,000				272,000	658,000	273,000
Ending balance: loans acquired with deteriorated credit quality	0				0				0	0	0
Ending balance: individually evaluated for impairment	0				0				0	0	0
Ending balance: collectively evaluated for impairment	0				0				0	0	0
Ending balance: loans acquired with deteriorated credit quality	$ 0				$ 0				$ 0	$ 0	$ 0

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Valuation allowance	$ 851	$ 421
Loans with a specific valuation allowance, recorded balance	10,008	19,014
Loans unpaid principal	10,044	20,985
Loans average investment in impaired loans	13,372	11,908
Loans interest income recognized	10	17
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans without a specific valuation allowance, recorded balance	1,347	2,780
Loans without a specific valuation allowance, unpaid principal	1,347	2,780
Loans without a specific valuation allowance, interest income recognized	1,868	1,199
Loans with a specific valuation allowance, recorded balance	105	330
Loans with a specific valuation allowance, unpaid principal	105	330
Valuation allowance	49	112
Loans with a specific valuation allowance, average investment in impaired loans	145	1,183
Loans with a specific valuation allowance, recorded balance	1,452	3,110
Loans unpaid principal	1,452	3,110
Loans average investment in impaired loans	2,013	2,382
Real Estate, Construction [Member]
Loans without a specific valuation allowance, recorded balance	2,025	5,081
Loans without a specific valuation allowance, unpaid principal	2,025	5,081
Loans without a specific valuation allowance, interest income recognized	3,285	423
Loans with a specific valuation allowance, recorded balance	866	1,158
Loans with a specific valuation allowance, unpaid principal	866	3,129
Valuation allowance	656	114
Loans with a specific valuation allowance, average investment in impaired loans	891	4,093
Loans with a specific valuation allowance, recorded balance	2,891	6,239
Loans unpaid principal	2,891	8,210
Loans average investment in impaired loans	4,176	4,516
Commercial Real Estate Portfolio Segment [Member]
Loans without a specific valuation allowance, recorded balance	2,976	3,419
Loans without a specific valuation allowance, unpaid principal	2,976	3,419
Loans without a specific valuation allowance, interest income recognized	3,269	3,152
Loans with a specific valuation allowance, interest income recognized	10	4
Loans with a specific valuation allowance, recorded balance	494	801
Loans with a specific valuation allowance, unpaid principal	494	801
Valuation allowance	85	117
Loans with a specific valuation allowance, average investment in impaired loans	602	365
Loans with a specific valuation allowance, recorded balance	3,470	4,220
Loans unpaid principal	3,470	4,220
Loans average investment in impaired loans	3,871	3,517
Loans interest income recognized	10	4
Commercial Portfolio Segment [Member]
Loans without a specific valuation allowance, recorded balance	1,837	4,902
Loans without a specific valuation allowance, unpaid principal	1,837	4,902
Loans without a specific valuation allowance, interest income recognized	2,808	455
Loans with a specific valuation allowance, recorded balance	187	341
Loans with a specific valuation allowance, unpaid principal	223	341
Valuation allowance	46	63
Loans with a specific valuation allowance, average investment in impaired loans	313	792
Loans with a specific valuation allowance, recorded balance	2,024	5,243
Loans unpaid principal	2,060	5,243
Loans average investment in impaired loans	3,121	1,247
Consumer and Other Loans [Member]
Loans without a specific valuation allowance, recorded balance	89	100
Loans without a specific valuation allowance, unpaid principal	89	100
Loans without a specific valuation allowance, interest income recognized	97	110
Loans with a specific valuation allowance, interest income recognized		13
Loans with a specific valuation allowance, recorded balance	82	102
Loans with a specific valuation allowance, unpaid principal	82	102
Valuation allowance	15	15
Loans with a specific valuation allowance, average investment in impaired loans	94	136
Loans with a specific valuation allowance, recorded balance	171	202
Loans unpaid principal	171	202
Loans average investment in impaired loans	$ 191	246
Loans interest income recognized		$ 13

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Carrying balance of TDR	$ 1,887,159	$ 6,141,262
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Carrying balance of TDR	176,576	1,178,876
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Carrying balance of TDR	0	0
Real Estate, Construction [Member]
Carrying balance of TDR	839,419	3,700,084
Commercial Real Estate Portfolio Segment [Member]
Carrying balance of TDR	592,515	893,992
Commercial Portfolio Segment [Member]
Carrying balance of TDR	$ 278,649	$ 368,310

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Loans by Credit Quality (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Loans receivable	$ 822,585,937	$ 753,408,413
Real Estate, Construction [Member]
Loans receivable	124,848,581	70,847,330
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	381,119,167	305,673,212
Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	102,791,228	115,799,200
Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	76,565,222	90,028,775
Commercial Portfolio Segment [Member]
Loans receivable	115,794,005	144,326,350
Consumer and Other Loans [Member]
Loans receivable	21,467,734	26,733,546
Pass [Member]
Loans receivable	769,617,000	685,352,000
Pass [Member] | Real Estate, Construction [Member]
Loans receivable	121,892,000	64,531,000
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	342,560,000	262,771,000
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	100,830,000	110,615,000
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	75,166,000	90,029,000
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	107,872,000	130,874,000
Pass [Member] | Consumer and Other Loans [Member]
Loans receivable	21,297,000	26,532,000
Special Mention [Member]
Loans receivable	31,143,000	4,565,000
Special Mention [Member] | Real Estate, Construction [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	24,589,000	4,442,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	68,000	0
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	1,399,000	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans receivable	5,087,000	123,000
Special Mention [Member] | Consumer and Other Loans [Member]
Loans receivable	0	0
Substandard [Member]
Loans receivable	21,826,000	63,491,000
Substandard [Member] | Real Estate, Construction [Member]
Loans receivable	2,957,000	6,316,000
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	13,970,000	38,460,000
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	1,893,000	5,184,000
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans receivable	2,835,000	13,329,000
Substandard [Member] | Consumer and Other Loans [Member]
Loans receivable	171,000	202,000
Doubtful [Member]
Loans receivable	0	0
Doubtful [Member] | Real Estate, Construction [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, One To Four Family Units [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Residential, Multi Family Units [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Consumer and Other Loans [Member]
Loans receivable	$ 0	$ 0

Note 4 - Goodwill and Other I_3

Note 4 - Goodwill and Other Intangible Assets (Details Textual) - USD ($)	Jun. 30, 2018	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2018
Goodwill, Ending Balance		$ 1,434,982	$ 1,434,982
Finite-Lived Intangible Assets, Gross, Total		3,520,000	3,520,000
Hometown Bancshares, Inc. [Member]
Goodwill, Ending Balance		$ 1,434,982	$ 1,434,982	$ 1,400,000
Hometown Bancshares, Inc. [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	7 years	7 years
Finite-Lived Intangible Assets, Gross, Total	$ 3,500,000

Note 4 - Goodwill and Other I_4

Note 4 - Goodwill and Other Intangible Assets - Goodwill and Other Intangibles (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Goodwill	$ 1,434,982	$ 1,434,982
Gross carrying amount	3,520,000	3,520,000
Accumulated amortization	(1,970,000)	(1,493,000)
Core deposit intangible, net	1,549,910	2,026,910
Remaining balance	$ 2,985,000	$ 3,462,000

Note 4 - Intangible Assets - Es

Note 4 - Intangible Assets - Estimated Remaining Amortization Expense on Intangibles (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
2022	$ 477,000
2023	477,000
2024	477,000
2025	119,000
Core deposit intangible, net	$ 1,549,910	$ 2,026,910

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment - Major Classifications of Premises and Equipment (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Gross premises and equipment	$ 32,703,300	$ 32,628,931
Less accumulated depreciation	(15,917,910)	(14,730,522)
Net premises and equipment	16,785,390	17,898,409
Land [Member]
Gross premises and equipment	4,360,353	4,360,353
Building and Building Improvements [Member]
Gross premises and equipment	11,901,256	11,896,382
Automobiles [Member]
Gross premises and equipment	52,404	52,404
Furniture and Fixtures [Member]
Gross premises and equipment	13,994,335	13,924,839
Leasehold Improvements [Member]
Gross premises and equipment	$ 2,394,953	$ 2,394,953

Note 6 - Leases (Details Textua

Note 6 - Leases (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Operating Lease, Right-of-Use Asset	$ 8,034,417	$ 8,469,661
Operating Lease, Liability, Total	8,164,317	8,560,892
Finance Lease, Liability, Total	$ 539,000
Minimum [Member]
Lessee, Operating Lease, Renewal Term (Year)	1 year
Maximum [Member]
Lessee, Operating Lease, Renewal Term (Year)	20 years
Other Assets [Member]
Finance Lease, Right-of-Use Asset, after Accumulated Amortization, Total	$ 538,712	510,526
Other Liabilities [Member]
Finance Lease, Liability, Total	$ 538,712	$ 510,526

Note 6 - Leases - Lease Expense

Note 6 - Leases - Lease Expense (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Amortization of right-of-use assets	$ 200,994	$ 142,582
Interest on lease liabilities	6,648	7,736
Operating lease cost	1,080,057	1,081,620
Sublease income	(39,900)	(47,200)
Total lease costs	$ 1,247,799	$ 1,184,738
Weighted-average remaining lease term - financing leases (in years) (Year)	3 years 2 months 12 days	3 years 4 months 24 days
Weighted-average remaining lease term - operating leases (in years) (Year)	13 years 7 months 6 days	14 years 4 months 24 days
Weighted-average discount rate - financing leases	1.06%	1.32%
Weighted-average discount rate - operating leases	5.75%	5.68%

Note 6 - Leases - Maturities of

Note 6 - Leases - Maturities of Lease Liabilities (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
2022, financing	$ 216,000
2022, operating	1,049,000
2022	1,265,000
2023, financing	143,000
2023, operating	1,053,000
2023	1,196,000
2024, financing	100,000
2024, operating	894,000
2024	994,000
2025, financing	72,000
2025, operating	790,000
2025	862,000
2026, financing	15,000
2026, operating	765,000
2026	780,000
Thereafter, financing	0
Thereafter, operating	7,475,000
Thereafter	7,475,000
Total undiscounted future minimum lease cash payments, financing	546,000
Total undiscounted future minimum lease cash payments, operating	12,026,000
Total undiscounted future minimum lease cash payments	12,572,000
Present value discount, financing	(7,000)
Present value discount, operating	(3,862,000)
Present value discount	(3,869,000)
Lease liability, financing	539,000
Operating lease liabilities	8,164,317	$ 8,560,892
Lease liability	$ 8,703,000

Note 7 - Bank Owned Life Insu_2

Note 7 - Bank Owned Life Insurance (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Cash Surrender Value of Life Insurance	$ 31,924,624	$ 25,294,780

Note 8 - Investments in Affor_2

Note 8 - Investments in Affordable Housing Partnerships (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Minimum Compliance Period for Tax Credits (Year)		15 years
Equity Method Investments	$ 5,377,945	$ 5,712,577
Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Amount	854,397	1,056,493	$ 1,183,140
Amortization, Total	$ 740,975	$ 937,270	$ 1,041,863

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Time Deposits, $100,000 or More, Total	$ 85,090,000	$ 103,356,000
Time Deposits, at or Above FDIC Insurance Limit	24,376,000	35,412,000
Interest-bearing Domestic Deposit, Brokered	$ 36,000	$ 35,000

Note 9 - Deposits - Deposits (D

Note 9 - Deposits - Deposits (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Non-interest bearing transaction, balance	$ 259,389,511	$ 144,911,156
Non-interest bearing transaction, percentage of deposits	25.50%	15.40%
Interest bearing transaction, weighted average rate	0.29%	0.35%
Interest bearing transaction, balance	$ 540,204,521	$ 560,970,668
Interest bearing transaction, percentage of deposits	53.20%	59.80%
Savings, weighted average rate	0.13%	0.13%
Savings, balance	$ 71,873,348	$ 47,839,075
Savings, percentage of deposits	7.10%	5.10%
Weighted average rate	0.28%	0.58%
Balance	$ 1,016,318,755	$ 938,672,541
Percentage of deposits	100.00%	100.00%
Certificates, weighted average rate	0.83%	1.86%
Certificates, balance	$ 144,851,375	$ 184,951,642
Certificates, percentage of deposits	14.20%	19.70%
Deposits not Including Time Deposits [Member]
Weighted average rate	0.19%	0.27%
Balance	$ 871,467,380	$ 753,720,899
Percentage of deposits	85.80%	80.30%
Certificates of Deposit, 0 to 0.99% [Member]
Certificates, weighted average rate	0.36%	0.62%
Certificates, balance	$ 106,101,344	$ 49,395,262
Certificates, percentage of deposits	10.40%	5.20%
Certificates Of Deposit 1 To 1.99% [Member]
Certificates, weighted average rate	1.47%	1.47%
Certificates, balance	$ 9,575,861	$ 13,875,409
Certificates, percentage of deposits	0.90%	1.50%
Certificates Of Deposit 2 To 3.99% [Member]
Certificates, weighted average rate	2.31%	2.41%
Certificates, balance	$ 29,174,170	$ 121,680,971
Certificates, percentage of deposits	2.90%	13.00%

Note 9 - Deposits - Certificate

Note 9 - Deposits - Certificates of Deposit by Maturity (Details)	Dec. 31, 2021USD ($)
2022	$ 110,871,794
2023	21,636,483
2024	2,954,563
2025	1,202,180
2026	3,631,519
Thereafter	4,554,836
Time Deposits, Total	$ 144,851,375

Note 9 - Deposits - Interest Ex

Note 9 - Deposits - Interest Expense on Deposits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Transaction accounts	$ 1,809,437	$ 2,948,835	$ 6,144,802
Savings accounts	70,036	78,806	119,730
Certificate accounts	2,143,341	3,912,688	4,754,944
Early withdrawal penalties	(12,498)	(15,503)	(28,023)
Interest Expense, Deposits, Total	$ 4,010,316	$ 6,924,826	$ 10,991,453

Note 10 - Borrowings (Details T

Note 10 - Borrowings (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2019	Dec. 31, 2020
Federal Home Loan Bank Percentage of Fair Value of Collateral	45.00%
Long-term Line of Credit, Total	$ 0		$ 0
Revolving Credit Facility [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 5,000
Notes Payable to Banks [Member]
Proceeds from Issuance of Long-term Debt, Total		$ 11,200
Debt Instrument, Interest Rate, Effective Percentage		4.24%
Notes Payable to Banks [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate		2.50%
Line of Credit [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 3,000
Line of Credit [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage	3.50%
Line of Credit [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	2.50%
Federal Home Loan Bank [Member]
Line of Credit Facility, Remaining Borrowing Capacity	$ 145,900
Federal Reserve Bank Borrowings [Member]
Line of Credit Facility, Remaining Borrowing Capacity	57,200
Long-term Line of Credit, Total	$ 0		$ 0
Mortgage Loans Freeof Other Pledges Liensand Encumbrances [Member]
Federal Home Loan Bank Percentage of Fair Value of Collateral	80.00%
Investment Securities Freeof Other Pledges Liensand Encumbrances [Member]
Federal Home Loan Bank Percentage of Fair Value of Collateral	95.00%

Note 10 - Borrowings - Federal

Note 10 - Borrowings - Federal Home Loan Bank Advances (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Amount	$ 16,000,000	$ 66,000,000
Weighted average rate	0.78%	0.45%
Federal Home Loan Bank Advances Maturing in 2023 [Member]
Amount	$ 6,500,000	$ 6,500,000
Weighted average rate	0.59%	0.59%
Federal Home Loan Bank Advances Maturing in 2021 [Member]
Amount		$ 50,000,000
Weighted average rate		0.35%
Federal Home Loan Bank Advances Maturing in 2025 [Member]
Amount	$ 6,500,000	$ 6,500,000
Weighted average rate	0.82%	0.82%
Federal Home Loan Bank Advances Maturing in 2027 [Member]
Amount	$ 3,000,000	$ 3,000,000
Weighted average rate	1.12%	1.12%

Note 11 - Subordinated Debent_2

Note 11 - Subordinated Debentures Issued to Capital Trusts (Details Textual) - USD ($)	May 23, 2021	Jul. 05, 2019	Apr. 02, 2018	Dec. 31, 2005
Guaranty Statutory Trust I [Member]
Guarantor Obligations, Maximum Exposure, Undiscounted				$ 5,000,000
Subordinated Debt, Ending Balance				5,155,000
Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed	100.00%
Guaranty Statutory Trust II [Member]
Guarantor Obligations, Maximum Exposure, Undiscounted			$ 6,000,000	10,000,000
Subordinated Debt, Ending Balance				$ 10,310,000
Hometown Bancshares Capital Trust I [Member]
Subordinated Debt, Ending Balance			$ 6,186,000
Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed		100.00%
Hometown Bancshares Capital Trust I [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage			12.50%
Hometown Bancshares Capital Trust I [Member] | Rate Until May 2019 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate			5.00%
Hometown Bancshares Capital Trust I [Member] | Rate After May 2019 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate			6.00%

Note 12 - Subordinated Notes (D

Note 12 - Subordinated Notes (Details Textual) - Subordinated Notes, Net [Member] - Subordinated Debt [Member] - USD ($)	Oct. 01, 2025	Jul. 29, 2020	Sep. 30, 2025
Debt Instrument, Face Amount		$ 20,000,000
Debt Instrument, Interest Rate, Stated Percentage		5.25%
Payments of Debt Issuance Costs		$ 454,445
Debt Instrument, Redemption Price, Percentage		100.00%
Forecast [Member]
Debt Instrument, Interest Rate, Stated Percentage			5.25%
Forecast [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	5.19%

Note 13 - Income Taxes (Details

Note 13 - Income Taxes (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Retained Earnings (Accumulated Deficit), Ending Balance	$ 85,081,199	$ 77,073,707
Operating Loss Carryforwards, Total	1,700,000
Allocation of Income to Bad Debt Deductions for Tax Purposes Only [Member]
Retained Earnings (Accumulated Deficit), Ending Balance	5,075,000	5,075,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	0	$ 0
Unrecognized Tax Benefits, Ending Balance	$ 1,218,000

Note 13 - Income Taxes - The Pr

Note 13 - Income Taxes - The Provision for Income Taxes (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Taxes currently payable									$ 1,773,480	$ 1,705,323	$ 1,459,016
Deferred income taxes									906,305	(470,145)	224,142
Income Tax Expense (Benefit), Total	$ 704,476	$ 802,431	$ 723,024	$ 449,854	$ (40,284)	$ 418,819	$ 448,653	$ 407,990	$ 2,679,785	$ 1,235,178	$ 1,683,158

Note 13 - Income Taxes - Deferr

Note 13 - Income Taxes - Deferred Taxes (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Allowances for loan losses	$ 2,541,255	$ 2,308,086
Writedowns on foreclosed assets held for sale	26,880	152,192
Unrealized loss on interest rate swaps	140,051	1,185,887
Deferred loan fees/costs	107,070	368,937
Lease Liabilities	2,088,727	2,177,140
Other purchase accounting adjustments	515,093	567,188
Tax credit partnerships and related tax credit carryforwards	185,747	1,322,240
Other	248,903	100,565
Deferred Tax Assets, Gross, Total	5,853,726	8,182,235
Deferred tax liabilities:
FHLB stock dividends	(20,968)	(20,968)
Unrealized gain on available-for-sale securities	(124,148)	(1,169,053)
Lease ROU assets	(2,057,551)	(2,155,245)
Accumulated depreciation	(368,414)	(525,995)
Other	(514,189)	(635,280)
Deferred Tax Liabilities, Gross, Total	(3,085,270)	(4,506,541)
Net deferred tax asset	$ 2,768,456	$ 3,675,694

Note 13 - Income Taxes - A Reco

Note 13 - Income Taxes - A Reconciliation of Income Tax Expense (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Computed at statutory rate	21.00%	21.00%	21.00%
State financial institution tax and credits	1.10%	1.20%	2.30%
State financial institution tax and credits	(1.10%)	(1.20%)	(2.30%)
Cash surrender value of life insurance	(1.00%)	(1.60%)	(1.00%)
Tax exempt interest	(1.10%)	(1.80%)	(1.10%)
Other	0.10%	(1.10%)	(1.40%)
Actual effective rate	20.10%	15.30%	15.20%

Note 14 - Disclosures About F_3

Note 14 - Disclosures About Fair Value of Assets and Liabilities - Fair Value of Assets Measured on Recurring Basis (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale securities	$ 151,402,498	$ 164,120,869
US Government Agencies Debt Securities [Member]
Available-for-sale securities	7,560,799	6,283,634
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	46,443,036	61,969,054
Corporate Debt Securities [Member]
Available-for-sale securities	37,303,915	30,600,822
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	43,672,734	50,370,815
Fair Value, Recurring [Member]
Available-for-sale securities	151,402,000	164,121,000
Interest Rate Swaps	584,000	4,941,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	7,561,000	6,284,000
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	46,443,000	61,969,000
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	37,304,000	30,601,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Commercial [Member]
Available-for-sale securities	7,368,000	5,444,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Consumer [Member]
Available-for-sale securities	9,053,000	9,452,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	43,673,000	50,371,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities	0	0
Interest Rate Swaps	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Commercial [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Consumer [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	151,402,000	164,121,000
Interest Rate Swaps	584,000	4,941,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	7,561,000	6,284,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	46,443,000	61,969,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	37,304,000	30,601,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Commercial [Member]
Available-for-sale securities	7,368,000	5,444,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Consumer [Member]
Available-for-sale securities	9,053,000	9,452,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	43,673,000	50,371,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities	0	0
Interest Rate Swaps	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Commercial [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by Private Enterprises, Consumer [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	$ 0	$ 0

Note 14 - Disclosures About F_4

Note 14 - Disclosures About Fair Value of Assets and Liabilities - Fair Value of Assets Measured on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Impaired loans, fair value	$ 4,146	$ 5,809
Foreclosed assets held for sale, fair value	100	371
Fair Value, Inputs, Level 1 [Member]
Impaired loans, fair value	0	0
Foreclosed assets held for sale, fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans, fair value	0	0
Foreclosed assets held for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans, fair value	4,146	5,809
Foreclosed assets held for sale, fair value	$ 100	$ 371

Note 14 - Disclosures About F_5

Note 14 - Disclosures About Fair Value of Assets and Liabilities - Fair Value Quantitative Information (Details) - Fair Value, Inputs, Level 3 [Member] - Valuation, Market Approach [Member] $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Impaired loans (collateral dependent)	$ 4,146	$ 5,809
Foreclosed assets held for sale	$ 100	$ 371
Foreclosed assets held for sale	0
Minimum [Member]
Impaired loans (collateral dependent)	0	0.01
Foreclosed assets held for sale	0.43	0.04
Maximum [Member]
Impaired loans (collateral dependent)	1	0.80
Foreclosed assets held for sale	0.43	0.04
Weighted Average [Member]
Impaired loans (collateral dependent)	(0.17)	(0.07)
Foreclosed assets held for sale	(0.43)	0.04

Note 14 - Disclosures About F_6

Note 14 - Disclosures About Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Interest-bearing demand deposits in other financial institutions	$ 122,464,075	$ 142,056,538
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	130,646,039	148,422,908
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest-bearing demand deposits in other financial institutions	250,000	4,760,089
Federal Home Loan Bank stock	2,088,100	3,896,900
Mortgage loans held for sale	3,245,034	11,359,174
Interest receivable	3,581,835	4,060,795
Deposits	1,016,318,755	938,672,541
FHLB advances	16,000,000	66,000,000
Interest payable	468,959	932,172
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	811,512,612	742,149,271
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Debentures Issued to Capital Trusts [Member]
Subordinated debentures	10,310,000	15,465,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Notes, Net [Member]
Subordinated debentures	19,609,576	19,564,131
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	130,646,039	148,422,908
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest-bearing demand deposits in other financial institutions	250,000	4,771,605
Federal Home Loan Bank stock	2,088,100	3,896,900
Mortgage loans held for sale	3,311,578	11,626,174
Interest receivable	3,581,835	4,060,795
Deposits	1,016,382,050	939,806,149
FHLB advances	15,825,397	66,089,183
Interest payable	468,959	932,172
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	800,209,957	737,701,011
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Debentures Issued to Capital Trusts [Member]
Subordinated debentures	10,310,000	15,465,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Notes, Net [Member]
Subordinated debentures	$ 22,618,448	$ 25,608,997

Note 16 - Employee Benefit Pl_3

Note 16 - Employee Benefit Plans (Details Textual) - USD ($)	1 Months Ended		2 Months Ended	12 Months Ended
	Feb. 28, 2021	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 29, 2020	Dec. 31, 2019	Nov. 05, 2021	May 27, 2015	May 26, 2010
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares (in shares)			0	0			0
Share Price (in dollars per share)			$ 15.40		$ 15.40			$ 59.99
Director [Member]
Restricted Stock or Unit Expense				$ 129,486	$ 135,110		$ 131,443
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				20,126	20,213		15,434
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total				$ 402,246
Restricted Stock [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	6,979	5,502		13,147		5,579
Restricted Stock [Member] | Officer [Member]
Restricted Stock or Unit Expense				$ 215,471	$ 114,357		$ 149,279
Restricted Stock [Member] | Share-based Payment Arrangement, Tranche One [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	1 year	1 year				1 year
Performance Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				0	53,075		0
Performance Shares [Member] | Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)					53,075
Restricted Stock or Unit Expense				$ 154,915	$ 54,948		$ 359,606
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Threshold, Percentage			25.00%		25.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Target, Percentage			50.00%		50.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Maximum Incentive Award Level, Percentage			100.00%		100.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Weight, Total Assets, Percentage			50.00%		50.00%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Incentive Award Level, Weight, Return on Average Assets, Percentage			50.00%		50.00%
Non-Incentive Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)				0	0		0
Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term (Year)				10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)				5 years
Share-based Payment Arrangement, Option [Member] | Annual Vesting Rate [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage				20.00%
Restricted Stock Units (RSUs) [Member] | Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)					14,634		9,932
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)				3 years
Restricted Stock Awards, Restricted Stock Units and Stock Options [Member]
Share-based Payment Arrangement, Expense				$ 499,872	$ 304,415		$ 640,328
2015 Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)									250,000
2015 Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				110,392
2015 Equity Plan [Member] | Performance Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				108,898
2010 Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)										200,000
2010 Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				139,330
2010 Equity Plan [Member] | Non-Incentive Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)				25,000

Note 16 - Employee Benefit Pl_4

Note 16 - Employee Benefit Plans - Stock Option Activity (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance outstanding, weighted average exercise price (in dollars per share)	$ 0	$ 0	$ 5.14
Granted, weighted average exercise price (in dollars per share)	0	0	0
Exercised, weighted average exercise price (in dollars per share)	0	0	5.12
Forfeited, weighted average exercise price (in dollars per share)	0	0	0
Balance outstanding, weighted average exercise price (in dollars per share)	0	$ 0	$ 0
Options exercisable, weighted average exercise price (in dollars per share)	$ 0
Incentive Stock Options [Member]
Balance outstanding (in shares)	0	0	12,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	0	0	0
Exercised (in shares)	0	0	(12,500)
Forfeited (in shares)	0	0	0
Balance outstanding (in shares)	0	0	0
Options exercisable (in shares)	0
Non-Incentive Stock Options [Member]
Balance outstanding (in shares)	0	0	5,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	0	0	0
Exercised (in shares)	0	0	(5,000)
Forfeited (in shares)	0	0	0
Balance outstanding (in shares)	0	0	0
Options exercisable (in shares)	0

Note 16 - Employee Benefit Pl_5

Note 16 - Employee Benefit Plans - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance of shares non-vested (in shares)	28,037	24,378	32,349
Balance of shares non-vested, weighted average grant-date price (in dollars per share)	$ 21.80	$ 22.75	$ 18.93
Granted (in shares)	20,126	20,213	15,434
Granted, weighted average grant-date price (in dollars per share)	$ 18.35	$ 20.99	$ 23.85
Vested (in shares)	(9,599)	(11,464)	(20,771)
Vested, weighted average grant-date price (in dollars per share)	$ 22.20	$ 22.13	$ 17.67
Forfeited (in shares)	(1,310)	(5,090)	(2,634)
Forfeited, weighted average grant-date price (in dollars per share)	$ 21.65	$ 22.37	$ 22.38
Balance of shares non-vested (in shares)	37,254	28,037	24,378
Balance of shares non-vested, weighted average grant-date price (in dollars per share)	$ 19.84	$ 21.80	$ 22.75

Note 16 - Employee Benefit Pl_6

Note 16 - Employee Benefit Plans - Performance Stock Units (Details) - Performance Shares [Member] - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance of shares non-vested (in shares)	53,075	0	47,322
Balance of shares non-vested, weighted average grant-date price (in dollars per share)	$ 15.40	$ 0	$ 20.48
Granted (in shares)	0	53,075	0
Granted (in dollars per share)	$ 0	$ 15.40	$ 0
Vested (in shares)	0	0	(30,919)
Vested, weighted average grant-date price (in dollars per share)	$ 0	$ 0	$ 20.48
Forfeited (in shares)	(9,927)	0	(16,403)
Forfeited, weighted average grant-date price (in dollars per share)	$ 15.62	$ 0	$ 20.48
Balance of shares non-vested (in shares)	43,148	53,075	0
Balance of shares non-vested, weighted average grant-date price (in dollars per share)	$ 15.34	$ 15.40	$ 0

Note 18 - Other Expenses - Othe

Note 18 - Other Expenses - Other Expenses (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Directors compensation	$ 256,290	$ 238,704	$ 232,826
Outside services	150,000	139,737	164,930
Legal expense	350,669	292,451	313,520
Deposit expense	79,563	81,725	80,879
Office supplies	98,388	123,334	129,988
Telephone	168,574	145,396	143,411
Postage	159,262	149,783	197,775
Insurance	196,100	183,380	161,032
Supervisory exam	69,958	68,320	63,619
Accounting	353,770	350,370	387,102
Organization dues	214,641	181,155	170,017
Loan expense	383,478	415,436	417,736
Contributions	62,500	132,200	82,200
ATM expense	223,738	307,999	252,192
Other operating	1,360,446	1,235,821	1,007,578
Other Expenses, Total	$ 4,127,377	$ 4,045,811	$ 3,804,805

Note 19 - Related Party Trans_3

Note 19 - Related Party Transactions - Loans to Executive Officers and Directors (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance, beginning of year	$ 4,356,981	$ 4,030,844	$ 5,797,809
New Loans	161,000	1,815,200	500,000
Repayments	(425,211)	(1,489,063)	(2,266,965)
Balance, end of year	$ 4,092,770	$ 4,356,981	$ 4,030,844

Note 20 - Commitments and Cre_2

Note 20 - Commitments and Credit Risk (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Letters of Credit Outstanding, Amount	$ 8,430,000	$ 10,256,000
Loans and Leases Receivable, Gross, Total	822,585,937	753,408,413
Assumable Rate Conversion Loan Agreement [Member]
Loans and Leases Receivable, Gross, Total	10,600,000	72,400,000
Brokerage Commissions Revenue	104,000	1,100,000
Guarantor Obligations, Current Carrying Value	0	0
Commercial Loans [Member] | Unused lines of Credit [Member]
Other Commitment, Total	140,403,000	107,444,000
Open End Consumer Lines [Member] | Unused lines of Credit [Member]
Other Commitment, Total	22,187,000	24,746,000
Confirming Letters of Credit From FHLB [Member]
Other Commitment, Total	$ 76,623,000	62,239,000
Standby Letters of Credit [Member] | Minimum [Member]
Debt Instrument, Term (Year)	1 year
Standby Letters of Credit [Member] | Maximum [Member]
Debt Instrument, Term (Year)	5 years
Commitments to Originate Fixed Rate Mortgages [Member]
Other Commitment, Total	$ 12,292,000	$ 32,095,000
Commitment, Mortgage Loan Origination, Disbursed Period (Day)	30 days

Note 21 - Derivative Financia_3

Note 21 - Derivative Financial Instruments (Details Textual) - USD ($)	3 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Jun. 30, 2017
Debt Securities, Available-for-sale, Gain (Loss), Total	$ 2,700,000	$ 2,740,341	$ 461,029	$ 89,564
Gain (Loss) on Derivative Instruments, Net, Pretax, Total	(2,600,000)	(2,580,000)	0	0
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, before Tax	(2,600,000)	(2,580,000)	0	$ 0
Federal Home Loan Bank Advances [Member]
Repayments of Secured Debt	50,000,000
First Interest Rate Swap [Member]
Derivative, Notional Amount						$ 50,000,000
Derivative, Fixed Interest Rate						2.12%
Derivative, Investment Proceeds Used to Terminate Derivative	43,000,000
Derivative, Excess Cash Used to Terminate Derivative	$ 7,000,000
Second Interest Rate Swap [Member]
Derivative, Notional Amount					$ 10,300,000
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax, Parent, Total		443,495
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax, Parent, Total		140,051
Interest Rate Swap [Member]
Derivative, Notional Amount		$ 50,000,000
Derivative, Fixed Interest Rate		2.12%
Derivative, Collateral, Obligation to Return Cash		$ 580,000	5,100,000
Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative, Net Hedge Ineffectiveness Gain (Loss)		$ 0	$ 0

Note 21 - Derivative Financia_4

Note 21 - Derivative Financial Instruments - Summary of Derivative Financial Instruments (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Interest Rate Swap [Member]
Notional Amount	$ 50,000,000
Rate Paid	2.12%
Estimated Fair Value	$ 0	$ (3,760,287)
Interest Rate Swap - Subordinated Debentures [Member]
Notional Amount	$ 10,310,000
Rate Paid	4.09%
Estimated Fair Value	$ (583,546)	$ (1,180,909)

Note 21 - Derivative Financia_5

Note 21 - Derivative Financial Instruments - Derivative Instruments (Details) - Interest Expense [Member] - Designated as Hedging Instrument [Member] - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest Rate Swap [Member]
Derivative gain (loss)	$ 650,316	$ 630,870
Interest Rate Swap - Subordinated Debentures [Member]
Derivative gain (loss)	$ 259,031	$ 184,537

Note 22 - Accumulated Other C_3

Note 22 - Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Loss (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Before tax amount	$ (66,261)	$ (70,144)
Tax effect	15,834	16,766
Net-of-tax amount	97,464,131	88,968,366	$ 84,631,882	$ 80,478,592
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Before tax amount	517,286	4,871,052
Accumulated Other Comprehensive Income (Loss), Derivative Qualifying as Hedge, Excluded Component, Including Portion Attributable to Noncontrolling Interest [Member]
Before tax amount	(583,547)	(4,941,196)
AOCI Attributable to Parent [Member]
Net-of-tax amount	$ (50,427)	$ (53,378)	$ (431,035)	$ (452,756)

Note 23 - Condensed Parent Co_3

Note 23 - Condensed Parent Company Statements - Condensed Balance Sheets (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Cash	$ 130,646,039	$ 148,422,908
Deferred and receivable income taxes	2,768,456	3,675,694
Assets, Total	1,172,910,304	1,146,252,939
Common stock	691,950	691,950
Additional paid-in capital	51,536,205	51,337,219
Retained earnings, substantially restricted	85,081,199	77,073,707
Accumulated other comprehensive loss	(50,427)	(53,378)
Treasury stock	(39,794,796)	(40,081,132)
Liabilities and Equity, Total	1,172,910,304	1,146,252,939
Subordinated Debentures Issued to Capital Trusts [Member]
Subordinated Debt, Ending Balance	10,310,000	15,465,000
Subordinated Notes, Net [Member]
Subordinated Debt, Ending Balance	19,609,576	19,564,131
Parent Company [Member]
Cash	3,774,700	7,940,245
Investment in subsidiary	123,442,257	115,472,127
Investment in Capital Trusts	310,000	465,000
Prepaid expenses and other assets	545,935	218,411
Deferred and receivable income taxes	1,350,782	2,197,483
Assets, Total	129,423,674	126,293,266
Accrued expenses and other liabilities	2,033,067	2,288,869
Due to subsidiary	6,900	6,900
Common stock	691,950	691,950
Additional paid-in capital	51,536,205	51,337,219
Retained earnings, substantially restricted	85,081,199	77,073,707
Accumulated other comprehensive loss	(50,427)	(53,378)
Treasury stock	(39,794,796)	(40,081,132)
Liabilities and Equity, Total	129,423,674	126,293,266
Parent Company [Member] | Subordinated Debentures Issued to Capital Trusts [Member]
Subordinated Debt, Ending Balance	10,310,000	15,465,000
Parent Company [Member] | Subordinated Notes, Net [Member]
Subordinated Debt, Ending Balance	$ 19,609,576	$ 19,564,131

Note 23 - Condensed Parent Co_4

Note 23 - Condensed Parent Company Statements - Condensed Statements of Income (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net gain (loss) on foreclosed assets									$ (121,440)	$ 36,057	$ (235,394)
Interest expense	$ 1,157,218	$ 1,468,447	$ 1,828,156	$ 2,071,133	$ 2,151,524	$ 2,236,743	$ 2,136,409	$ 3,086,525	6,524,954	9,611,201	13,535,014
Other									4,127,377	4,045,811	3,804,805
Income before income taxes	3,210,110	4,202,741	3,239,206	2,665,870	905,926	2,316,595	2,332,036	2,512,835
Provision for income taxes	704,476	802,431	723,024	449,854	(40,284)	418,819	448,653	407,990	2,679,785	1,235,178	1,683,158
Net income available to common shareholders	$ 2,505,634	$ 3,400,310	$ 2,516,182	$ 2,216,016	$ 946,210	$ 1,897,776	$ 1,883,383	$ 2,104,845	10,638,142	6,832,214	9,415,090
Parent Company [Member]
Dividends from subsidiary bank									5,000,000	2,500,000	8,000,000
Net gain (loss) on foreclosed assets									26,259	74,716	0
Other									10,216	22,515	40,855
Revenues, Total									5,036,475	2,597,231	8,040,855
Interest expense									1,050,000	716,070	362,079
Other									2,481,173	1,839,930	2,439,799
Costs and Expenses, Total									3,531,173	2,556,000	2,801,878
Income before income taxes									1,505,302	41,231	5,238,977
Provision for income taxes									(711,666)	(681,092)	(721,649)
Income before equity in undistributed earnings of subsidiaries									2,216,968	722,323	5,960,626
Equity in undistributed income of subsidiaries									8,421,174	6,109,891	3,454,464
Net income available to common shareholders									$ 10,638,142	$ 6,832,214	$ 9,415,090

Note 23 - Condensed Parent Co_5

Note 23 - Condensed Parent Company Statements - Condensed Statements of Cash Flows (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 2,505,634	$ 3,400,310	$ 2,516,182	$ 2,216,016	$ 946,210	$ 1,897,776	$ 1,883,383	$ 2,104,845	$ 10,638,142	$ 6,832,214	$ 9,415,090
Accretion of purchase accounting adjustments									(110,620)	(406,650)	(1,629,721)
Stock award plan expense									485,322	136,138	615,385
Prepaid expenses and other assets									997,963	1,121,052	(1,302,099)
Net cash provided by operating activities									19,077,840	4,622,955	8,326,806
Proceeds from stock options exercised									0	0	90,000
Cash dividends paid									(2,627,916)	(2,615,028)	(2,313,661)
Proceeds from issuance of subordinated notes, net									0	19,545,555	0
Repayment of Hometown Bancshares subordinated debentures									(5,155,000)	0	0
Net cash provided by (used in) financing activities									19,863,357	123,556,914	25,868,699
Increase (Decrease) in cash									(17,776,869)	55,750,999	58,550,267
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD				148,422,908				92,671,909	148,422,908	92,671,909	34,121,642
CASH AND CASH EQUIVALENTS, END OF PERIOD	130,646,039				148,422,908				130,646,039	148,422,908	92,671,909
Parent Company [Member]
Net income									10,638,142	6,832,214	9,415,090
Distributions in excess of subsidiaries									(8,421,174)	(6,109,891)	(3,454,464)
Deferred income taxes									789,978	(237,281)	(633,608)
Accretion of purchase accounting adjustments									0	0	(109,829)
Stock award plan expense									485,322	136,138	615,385
Prepaid expenses and other assets									(327,524)	118,386	(28,124)
Income taxes payable/refundable									(86,645)	(193,812)	157,458
Accrued expenses									384,272	270,503	(26,374)
Net cash provided by operating activities									3,462,371	816,257	5,935,534
Proceeds from stock options exercised									0	0	90,000
Cash dividends paid									(2,627,916)	(2,615,028)	(2,313,661)
Proceeds from issuance of notes payable									0	1,800,000	7,450,000
Proceeds from issuance of subordinated notes, net									0	19,545,555	0
Repayment of notes payable									0	(13,000,000)	(1,250,000)
Repayment of Hometown Bancshares subordinated debentures									(5,000,000)	0	(6,000,000)
Treasury Stock purchased									0	(390,268)	(3,604,879)
Net cash provided by (used in) financing activities									(7,627,916)	5,340,259	(5,628,540)
Increase (Decrease) in cash									(4,165,545)	6,156,516	306,994
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD				$ 7,940,245				$ 1,783,729	7,940,245	1,783,729	1,476,735
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 3,774,700				$ 7,940,245				$ 3,774,700	$ 7,940,245	$ 1,783,729

Note 23 - Condensed Parent Co_6

Note 23 - Condensed Parent Company Statements - Statements of Comprehensive Income (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
NET INCOME	$ 2,505,634	$ 3,400,310	$ 2,516,182	$ 2,216,016	$ 946,210	$ 1,897,776	$ 1,883,383	$ 2,104,845	$ 10,638,142	$ 6,832,214	$ 9,415,090
Change in unrealized gain (loss) on interest rate swaps, before income taxes									1,777,650	(3,312,874)	(2,899,860)
Other comprehensive income (loss)									2,951	377,657	21,721
Comprehensive income (loss) of Bank									10,641,093	7,209,871	9,436,811
Parent Company [Member]
NET INCOME									10,638,142	6,832,214	9,415,090
Change in unrealized gain (loss) on interest rate swaps, before income taxes									597,363	(620,521)	(560,388)
Income tax expense (benefit) related to other items of comprehensive income									143,367	(140,519)	(142,899)
Other comprehensive income (loss)									453,996	(480,002)	(417,489)
Comprehensive income (loss) of Bank									(451,045)	857,659	439,210
TOTAL COMPREHENSIVE INCOME									$ 10,641,093	$ 7,209,871	$ 9,436,811

Note 24 - Unaudited Quarterly_3

Note 24 - Unaudited Quarterly Operating Results - Quarterly Financial Data (Unaudited) (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest income	$ 10,170,275	$ 10,858,812	$ 10,189,659	$ 9,976,604	$ 9,943,705	$ 9,968,256	$ 10,159,058	$ 10,798,857	$ 41,195,350	$ 40,869,876	$ 45,226,503
Interest expense	1,157,218	1,468,447	1,828,156	2,071,133	2,151,524	2,236,743	2,136,409	3,086,525	6,524,954	9,611,201	13,535,014
Net interest income	9,013,057	9,390,365	8,361,503	7,905,471	7,792,181	7,731,513	8,022,649	7,712,332	34,670,396	31,258,675	31,691,489
Provision for Loan Losses	0	100,000	300,000	400,000	1,400,000	950,000	750,000	500,000	800,000	3,600,000	200,000
Net gain on loans and investment securities	1,473,675	4,166,966	1,511,860	1,567,564	1,199,622	1,992,185	1,018,516	571,310
Other noninterest income, net	1,249,375	1,351,324	1,303,750	1,047,918	1,191,641	1,278,146	1,294,202	1,527,822
Noninterest expense	8,525,997	10,605,914	7,637,907	7,455,083	7,877,518	7,735,249	7,253,331	6,798,629	34,224,901	29,664,727	27,498,134
Income before income taxes	3,210,110	4,202,741	3,239,206	2,665,870	905,926	2,316,595	2,332,036	2,512,835
Provision for income taxes	704,476	802,431	723,024	449,854	(40,284)	418,819	448,653	407,990	2,679,785	1,235,178	1,683,158
Net income available to common shareholders	$ 2,505,634	$ 3,400,310	$ 2,516,182	$ 2,216,016	$ 946,210	$ 1,897,776	$ 1,883,383	$ 2,104,845	$ 10,638,142	$ 6,832,214	$ 9,415,090
Basic income per common share (in dollars per share)	$ 0.58	$ 0.78	$ 0.58	$ 0.51	$ 0.22	$ 0.44	$ 0.43	$ 0.49	$ 2.45	$ 1.58	$ 2.14
Diluted income per common share (in dollars per share)	$ 0.57	$ 0.78	$ 0.58	$ 0.51	$ 0.22	$ 0.43	$ 0.43	$ 0.49	$ 2.44	$ 1.57	$ 2.11

Note 25 - Business Combination

Note 25 - Business Combination (Details Textual) - USD ($) $ / shares in Units, $ in Millions	Jun. 30, 2022	Jun. 30, 2022	Nov. 05, 2021	Dec. 31, 2020
Share Price (in dollars per share)			$ 59.99	$ 15.40
Business Acquisition, Acquiree, Guaranty Bank [Member] | Forecast [Member]
Business Acquisition, Share Price (in dollars per share)	$ 30.50	$ 30.50
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)		0.58775
Business Acquisition, Mixed Consideration, Share Price (in dollars per share)	$ 6.10	$ 6.10
Business Acquisition, Mixed Consideration, Equity Interest Issued or Issuable, Number of Shares (in shares)		0.4702
Business Acquisition, Allocation of Consideration in Stock, Percentage		80.00%
Business Acquisition, Allocation of Consideration in Cash, Percentage		20.00%
Business Combination, Consideration Transferred, Total	$ 152