Eagle Bancorp (EGBN) 10-Q 3 May 24 2024 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Mar. 31, 2024	May 01, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2024
Document Transition Report	false
Entity File Number	0-25923
Entity Registrant Name	Eagle Bancorp, Inc.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	52-2061461
Entity Address, Address Line One	7830 Old Georgetown Road
Entity Address, Address Line Two	Third Floor
Entity Address, City or Town	Bethesda
Entity Address, State or Province	MD
Entity Address, Postal Zip Code	20814
City Area Code	301
Local Phone Number	986-1800
Title of 12(b) Security	Common Stock, $0.01 par value
Trading Symbol	EGBN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		30,189,637
Entity Central Index Key	0001050441
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 10,076	$ 9,047
Federal funds sold	11,343	3,740
Interest-bearing deposits with banks and other short-term investments	696,453	709,897
Investment securities available-for-sale (amortized cost of $1,613,659 and $1,668,316, respectively, and allowance for credit losses of $17 and $17, respectively).	1,445,034	1,506,388
Investment securities held-to-maturity, net of allowance for credit losses of $1,957 and $1,956, respectively (fair value of $878,159 and $901,582, respectively)	1,000,732	1,015,737
Federal Reserve and Federal Home Loan Bank stock	54,678	25,748
Loans	7,982,702	7,968,695
Less: allowance for credit losses	(99,684)	(85,940)
Loans, net	7,883,018	7,882,755
Premises and equipment, net	9,504	10,189
Right-of-use assets - operating leases	17,679	19,129
Deferred income taxes	87,813	86,620
Bank-owned life insurance	113,624	112,921
Goodwill and other intangible assets, net	104,611	104,925
Other real estate owned	773	1,108
Other assets	177,310	176,334
Total Assets	11,612,648	11,664,538
Deposits:
Noninterest-bearing demand	1,835,524	2,279,081
Interest-bearing transaction	1,207,566	997,448
Savings and money market	3,235,391	3,314,043
Time	2,222,958	2,217,467
Total deposits	8,501,439	8,808,039
Customer repurchase agreements	37,059	30,587
Borrowings	1,669,948	1,369,918
Operating lease liabilities	21,611	23,238
Reserve for unfunded commitments	6,045	5,590
Other liabilities	117,133	152,883
Total Liabilities	10,353,235	10,390,255
Shareholders' Equity
Common stock, par value $0.01 per share; shares authorized 100,000,000, shares issued and outstanding 30,185,732 and 29,925,612, respectively	297	296
Additional paid-in capital	377,334	374,888
Retained earnings	1,047,550	1,061,456
Accumulated other comprehensive loss	(165,768)	(162,357)
Total Shareholders' Equity	1,259,413	1,274,283
Total Liabilities and Shareholders' Equity	$ 11,612,648	$ 11,664,538

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Investment securities available for sale, amortized cost	$ 1,613,659	$ 1,668,316
Allowance for credit losses	17	17
HTM Allowance for credit losses	(1,957)	(1,956)
HTM fair value	$ 878,159	$ 901,582
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, authorized (in shares)	100,000,000	100,000,000
Common stock, issued (in shares)	30,185,732	29,925,612
Common stock, outstanding (in shares)	30,185,732	29,925,612

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest Income
Interest and fees on loans	$ 137,994	$ 120,850
Interest and dividends on investment securities	12,680	13,545
Interest on balances with other banks and short-term investments	24,862	5,774
Interest on federal funds sold	66	78
Total interest income	175,602	140,247
Interest Expense
Interest on deposits	79,383	48,954
Interest on customer repurchase agreements	315	302
Interest on borrowings	21,206	15,967
Total interest expense	100,904	65,223
Net Interest Income	74,698	75,024
Provision for Credit Losses	35,175	6,164
Provision for Credit Losses for Unfunded Commitments	456	848
Net Interest Income After Provision for Credit Losses	39,067	68,012
Noninterest Income
Service charges on deposits	1,699	1,510
Gain on sale of loans	0	305
Net gain (loss) on sale of investment securities	4	(21)
Increase in the cash surrender value of bank-owned life insurance	703	655
Other income	1,183	1,251
Total noninterest income	3,589	3,700
Noninterest Expense
Salaries and employee benefits	21,726	24,174
Premises and equipment expenses	3,059	3,317
Marketing and advertising	859	636
Data processing	3,293	3,099
Legal, accounting and professional fees	2,507	3,254
FDIC insurance	6,412	1,486
Other expenses	2,141	4,618
Total noninterest expense	39,997	40,584
Income Before Income Tax Expense	2,659	31,128
Income Tax Expense	2,997	6,894
Net (Loss) Income	$ (338)	$ 24,234
(Loss) Earnings Per Common Share
Basic (in dollars per share)	$ (0.01)	$ 0.78
Diluted (in dollars per share)	$ (0.01)	$ 0.78

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Comprehensive Income [Abstract]
Net (Loss) Income	$ (338)	$ 24,234
Other Comprehensive (Loss) Income, Net of Tax:
Unrealized (loss) gain on securities available-for-sale	(5,067)	17,936
Reclassification adjustment for (gain) loss included in net income	(3)	16
Total unrealized (loss) gain on investment securities available-for-sale	(5,070)	17,952
Amortization of unrealized loss on securities transferred to held-to-maturity	1,385	641
Total unrealized gain on investment securities held-to-maturity	1,385	641
Net unrealized gain on derivatives	274	0
Total unrealized gain on derivatives	274	0
Other comprehensive (loss) income	(3,411)	18,593
Comprehensive (Loss) Income	$ (3,749)	$ 42,827

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2022		31,346,903
Beginning balance at Dec. 31, 2022	$ 1,228,321	$ 310	$ 412,303	$ 1,015,215	$ (199,507)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (Loss) Income	24,234			24,234
Other comprehensive income (loss), net of tax	18,593				18,593
Stock-based compensation expense	2,948		2,948
Vesting of time based stock awards issued at date of grant, net of shares withheld for payroll taxes (in shares)		(37,104)
Vesting of time-based stock awards issued at date of grant, net of shares withheld for payroll taxes	0	$ 2	(2)
Vesting of performance-based stock awards, net of shares withheld for payroll taxes (in shares)		27,296
Time based stock awards granted (in shares)		171,534
Issuance of common stock related to employee stock purchase plan (in shares)		3,018
Issuance of common stock related to employee stock purchase plan	133		133
Cash dividends declared	(13,897)			(13,897)
Common stock repurchased (in shares)		(400,000)
Common stock repurchased	(18,374)	$ (4)	(18,370)
Ending balance (in shares) at Mar. 31, 2023		31,111,647
Ending balance at Mar. 31, 2023	$ 1,241,958	$ 308	397,012	1,025,552	(180,914)
Beginning balance (in shares) at Dec. 31, 2023	29,925,612	29,925,612
Beginning balance at Dec. 31, 2023	$ 1,274,283	$ 296	374,888	1,061,456	(162,357)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (Loss) Income	(338)			(338)
Other comprehensive income (loss), net of tax	(3,411)				(3,411)
Stock-based compensation expense	2,368		2,368
Vesting of time based stock awards issued at date of grant, net of shares withheld for payroll taxes (in shares)		31,549
Vesting of time-based stock awards issued at date of grant, net of shares withheld for payroll taxes	0	$ (1)	1
Vesting of performance-based stock awards, net of shares withheld for payroll taxes (in shares)		12,013
Time based stock awards granted (in shares)		275,896
Issuance of common stock related to employee stock purchase plan (in shares)		3,760
Issuance of common stock related to employee stock purchase plan	$ 79		79
Cash dividends declared (in shares)	0
Cash dividends declared	$ (13,568)			(13,568)
Ending balance (in shares) at Mar. 31, 2024	30,185,732	30,185,732
Ending balance at Mar. 31, 2024	$ 1,259,413	$ 297	$ 377,334	$ 1,047,550	$ (165,768)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.45	$ 0.45

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash Flows From Operating Activities:
Net (Loss) Income	$ (338)	$ 24,234
Adjustments to reconcile Net (Loss) Income to net cash provided by operating activities:
Provision for credit losses	35,175	6,164
Provision for credit losses for unfunded commitments	456	848
Depreciation and amortization	786	890
Gain on sale of loans	0	(305)
Loss on mortgage servicing rights	34	35
Securities premium amortization, net	1,432	1,715
Origination of loans held for sale	0	(27,929)
Proceeds from sale of loans held for sale	0	28,480
(Gain) loss on sale of investment securities	(4)	21
Net increase in cash surrender value of BOLI	(703)	(655)
Stock-based compensation expense	2,368	2,948
Increase in other assets	(696)	(9,019)
(Increase) decrease in other liabilities	(35,664)	33,369
Net Cash Provided by Operating Activities	2,846	60,796
Investment securities available-for-sale:
Proceeds from maturities	26,883	31,235
Proceeds from sale/call	27,000	8,303
Investment securities held-to-maturity:
Proceeds from maturities	16,027	17,996
Proceeds from call	52	68
Purchase of Federal Reserve stock	(71)	(69)
Purchase of Federal Home Loan Bank stock	(28,859)	(13,998)
Net increase in loans	(35,758)	(103,019)
Redemption of BOLI	0	436
Proceeds from sale of OREO	656	0
Net change in premises and equipment	(71)	(313)
Net Cash Provided by (Used in) Investing Activities	5,859	(59,361)
Cash Flows From Financing Activities:
Decrease in deposits	(306,600)	(1,249,941)
Increase in customer repurchase agreements	6,472	2,754
Proceeds from borrowings	2,100,000	4,883,000
Repayment of borrowings	(1,800,000)	(3,744,200)
Proceeds from employee stock purchase plan	79	133
Common stock repurchased	0	(18,374)
Cash dividends paid	(13,468)	(13,897)
Net Cash Used in Financing Activities	(13,517)	(140,525)
Net Decrease in Cash and Cash Equivalents	(4,812)	(139,090)
Cash and Cash Equivalents at Beginning of Period	722,684	311,854
Cash and Cash Equivalents at End of Period	717,872	172,764
Supplemental Cash Flows Information:
Interest paid	66,800	61,287
Non-Cash Investing Activities
Transfers from loans to other real estate owned	$ 400	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2024
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Principles of Consolidation and Basis of Presentation The Consolidated Financial Statements include the accounts of Eagle Bancorp, Inc. (the "Parent") and its subsidiaries (together with the Parent, the "Company"), with all significant intercompany transactions eliminated. EagleBank (the "Bank"), a Maryland chartered commercial bank, is the Parent's principal subsidiary. The accounting and reporting policies of the Company conform to generally accepted accounting principles in the United States of America ("GAAP") and to general practices in the banking industry. The Consolidated Financial Statements and accompanying notes of the Company included herein are unaudited. The Consolidated Balance Sheet as of December 31, 2023 was derived from the audited Consolidated Balance Sheet as of that date. The Consolidated Financial Statements reflect all adjustments, consisting of normal recurring adjustments, that in the opinion of management are necessary to present fairly the results for the periods presented. Certain information and note disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission ("SEC"). In addition to the accounting policies described below, the Company applies the accounting policies contained in Note 1 to Consolidated Financial Statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2023. Certain reclassifications have been made to 2023 amounts previously reported to conform to the 2024 presentation. Reclassifications had no effect on net income or shareholders' equity. These statements should be read in conjunction with the audited Consolidated Financial Statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2023. Nature of Operations The Company, through the Bank, conducts a full service community banking business, primarily in Northern Virginia, Suburban Maryland, and Washington, D.C. The primary financial services offered by the Bank include real estate, commercial and consumer lending, as well as traditional deposit and repurchase agreement products. The Bank is also active in the origination of small business loans, and the origination, securitization and sale of multifamily Federal Housing Administration ("FHA") loans. The guaranteed portion of small business loans, guaranteed by the Small Business Administration ("SBA"), is typically sold to third party investors in a transaction apart from the loan's origination. In April 2024, the Company closed a branch following the lease's expiration. The Bank offers its products and services through twelve banking offices, four lending centers and various digital capabilities, including remote deposit services and mobile banking services. Eagle Insurance Services, LLC, a subsidiary of the Bank that previously offered access to insurance products and services through a referral program with a third party insurance broker, continues to receive fee income in connection with such program. Landroval Municipal Finance, Inc., a subsidiary of the Bank, focuses on lending to municipalities by buying debt on the public market as well as direct purchase issuance. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates and such differences could be material to the consolidated financial statements. Investment Securities The Company recognizes acquired securities on the trade date. Investment securities comprise debt securities, which are classified depending on the Company's intent and ability to hold the securities to maturity. Debt securities are classified as available-for-sale when management may have the intent to sell them prior to maturity. Debt securities are classified as held-to-maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Securities available-for-sale are acquired as part of the Company's asset/liability management strategy and may be sold in response to changes in interest rates, current market conditions, loan demand, changes in prepayment risk and other factors. Securities available-for-sale are carried at fair value, with unrealized gains or losses, other than impairment losses, being reported as accumulated other comprehensive income/(loss), a separate component of shareholders' equity, net of deferred income tax. Realized gains and losses, using the specific identification method, are included as a separate component of noninterest income in the Consolidated Statements of Operations. Premiums and discounts on investment securities are amortized or accreted to the earlier of call or maturity based on expected lives, which include prepayment adjustments and call optionality. Transfers of Investment Securities from Available-for-Sale to Held-to-Maturity Transfers of debt securities into the held-to-maturity category from the available-for-sale category are made at amortized cost, net of unrealized gain or loss reported in accumulated other comprehensive income (loss) at the date of transfer. The unrealized holding gain or loss at the date of transfer is retained in other comprehensive income and in the carrying value of the held-to-maturity ("HTM") securities. Such amounts are amortized over the remaining life of the security. The Company does not intend to sell the held-to-maturity investments, and it is more likely than not that the Company will not have to sell the securities before recovery of its amortized cost basis, which may be at maturity. Loans Loans held for investment are stated at the principal amount outstanding, net of unamortized deferred costs and fees. Interest income on loans is recognized at the contractual rate on the principal amounts outstanding. Loan origination fees, net of direct loan origination costs, and commitment fees are deferred and amortized on the interest method over the term of the loan. Past due loans are placed on nonaccrual status when there is a clear indication that the borrower's cash flow may not be sufficient to meet payments as they become due. Generally, this conclusion is reached when a loan is 90 days past due. When a loan is placed on nonaccrual status, all previously accrued and unpaid interest is reversed through interest income. Interest income is subsequently recognized on a cash basis as long as the remaining book balance of the asset is deemed to be collectible. If collectability is questionable, then cash payments are applied to principal. A loan is placed back on accrual status when both principal and interest are current and it is probable that we will be able to collect all amounts due (both principal and interest) according to the terms of the loan agreement. Allowance for Credit Losses The following table presents a breakdown of the provision for credit losses included in our Consolidated Statements of Operations for the applicable periods (in thousands): Three Months Ended March 31, (dollars in thousands) 2024 2023 Provision for credit losses - loans $ 35,174 $ 4,908 Provision for credit losses - HTM debt securities 1 1,242 Provision for credit losses - AFS debt securities — 14 Total $ 35,175 $ 6,164 Allowance for Credit Losses - Loans The allowance for credit losses ("ACL") - loans is an estimate of the expected credit losses in the loans held for investment portfolio. The Company's ACL on the loan portfolio is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the allowance when they are deemed uncollectible. Expected recoveries are recorded to the extent they do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Reserves on loans that do not share risk characteristics are evaluated on an individual basis. Nonaccrual loans are specifically reviewed for loss potential and when deemed appropriate are assigned a reserve based on an individual evaluation. The remainder of the portfolio, representing all loans not evaluated individually for impairment, is segregated by call report codes, and a loan-level probability of default ("PD") / loss given default ("LGD") cash flow method is applied using an exposure at default ("EAD") model. These historical loss rates are then modified to incorporate our reasonable and supportable forecast of future losses at the portfolio segment level, as well as any necessary qualitative adjustments. The Company uses regression analysis of historical internal and peer data provided by a third-party service provider (as Company loss data is insufficient) to determine suitable credit loss drivers to utilize when modeling lifetime PD and LGD. This analysis also determines how expected PD will be impacted by different forecasted levels of the loss drivers. A similar process is employed to calculate a reserve assigned to off-balance sheet commitments, specifically unfunded loan commitments and letters of credit, and any needed reserve is recorded in reserve for unfunded commitments ("RUC") on the Consolidated Balance Sheets. For periods beyond which we are able to develop reasonable and supportable forecasts, we revert to the historical loss rate on a straight-line basis over a twelve-month period. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speeds, PD rates, and LGD rates. The modeling of expected prepayment speeds is based on historical internal data. EAD is based on each instrument's underlying amortization schedule in order to estimate the bank's expected credit loss exposure at the time of the borrower's potential default. During the three months ended March 31, 2024, management enhanced the cash flow model to incorporate three macroeconomic variables in addition to national unemployment. The four economic variables selected, national unemployment, which was the original variable used, Commercial Real Estate ("CRE") Price Index, House Price Index and Gross Domestic Product ("GDP"), are incorporated by utilizing a Loss Driver Analysis approach that factors in historical losses, including during the Great Recession, of regional peer banks and the Bank. The updated model incorporates a weighting of three economic scenarios; baseline, upside and downside. The scenarios cover the four economic forecast variables, with each segment of the portfolio linked to two of these variables, depending on the segment. The loss driver analysis is spread over a reasonable and supportable period of 18 months and reverts back to a historical loss rate over twelve months on a straight-line basis over the loan's remaining maturity. Management leverages economic projections from reputable and independent third parties to inform its loss driver forecasts over the forecast period. The ACL also includes an amount for inherent risks not reflected in the historical analyses. Relevant factors include, but are not limited to, concentrations of credit risk, changes in underwriting standards, experience and depth of lending staff and trends in delinquencies. While our methodology in establishing the ACL attributes portions of the ACL and RUC to the separate loan pools or segments, the entire ACL and RUC is available to absorb credit losses expected in the total loan portfolio and total amount of unfunded credit commitments, respectively. Portfolio segments are used to pool loans with similar risk characteristics and align with our methodology for measuring current expected credit losses ("CECL"). A summary of our primary portfolio segments is as follows: Commercial. The commercial loan portfolio comprises lines of credit and term loans for working capital, equipment, and other business assets across a variety of industries. These loans are used for general corporate purposes including financing working capital, internal growth, and acquisitions; and are generally secured by accounts receivable, inventory, equipment and other assets of our clients' businesses. Income producing - commercial real estate. Income producing commercial real estate loans comprise permanent and bridge financing provided to professional real estate owners/managers of commercial and residential real estate projects and properties who generally have a demonstrated record of past success with similar properties. Collateral properties include apartment buildings, office buildings, hotels, mixed-use buildings, retail, data centers, warehouse, and shopping centers. The primary source of repayment on these loans is generally expected to come from lease or operation of the real property collateral. Income producing commercial real estate loans are impacted by fluctuation in collateral values, as well as rental demand and rates. Owner occupied – commercial real estate. The owner occupied commercial real estate portfolio comprises permanent financing provided to operating companies and their related entities for the purchase or refinance of real property wherein their business operates. Collateral properties include industrial property, office buildings, religious facilities, mixed-use property, health care and educational facilities. Real estate mortgage – residential . Real estate mortgage residential loans comprise consumer mortgages for the purpose of purchasing or refinancing first lien real estate loans secured by primary-residence, second-home, and rental residential real property. Construction – commercial and residential. The construction commercial and residential loan portfolio comprises loans made to builders and developers of commercial and residential property, for both renovation, new construction, and development projects. Collateral properties include apartment buildings, mixed use property, residential condominiums, single and 1-4 residential property, and office buildings. The primary source of repayment on these loans is expected to come from the sale, permanent financing, or lease of the real property collateral. Construction loans are impacted by fluctuations in collateral values and the ability of the borrower or ultimate purchaser to obtain permanent financing. Construction – commercial and industrial ("C&I") (owner occupied) . The construction C&I (owner occupied) portfolio comprises loans to operating companies and their related entities for new construction or renovation of the real or leased property in which they operate. Generally these loans contain provisions for conversion to an owner occupied commercial real estate loan or to a commercial loan after completion of construction. Collateral properties include industrial, healthcare, religious facilities, restaurants, and office buildings. Home equity . The home equity portfolio comprises consumer lines of credit and loans secured by subordinate liens on residential real property. Other consumer. The other consumer portfolio comprises consumer purpose loans not secured by real property, including personal lines of credit and loans, overdraft lines, and vehicle loans. This category also includes other loan items such as overdrawn deposit accounts as well as loans and loan payments in process. We have several pass credit grades that are assigned to loans based on varying levels of risk, ranging from credits that are secured by cash or marketable securities, to watch credits which have all the characteristics of an acceptable credit risk but warrant more than the normal level of monitoring. Special mention loans are those that are currently protected by the sound worth and paying capacity of the borrower, but that are potentially weak and constitute an additional credit risk. These loans have the potential to deteriorate to a substandard grade due to the existence of financial or administrative deficiencies. Substandard loans have a well-defined weakness or weaknesses that jeopardizes the liquidation of the debt. They are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Some substandard loans are inadequately protected by the sound worth and paying capacity of the borrower and of the collateral pledged and may be considered impaired. Substandard loans can be accruing or can be on nonaccrual depending on the circumstances of the individual loans. Loans classified as doubtful have all the weaknesses inherent in substandard loans with the added characteristics that the weaknesses make collection in full highly questionable and improbable. The possibility of loss is extremely high. All doubtful loans are on nonaccrual. Classified loans represent the sum of loans graded substandard and doubtful. The methodology used in the estimation of the allowance, which is performed at least quarterly, is designed to be dynamic and responsive to changes in portfolio credit quality and forecasted economic conditions. Changes are reflected in the pool-basis allowance and individually assessed loans as the collectability of classified loans is evaluated with new information. As our portfolio has matured, historical loss ratios have been closely monitored. The review of the appropriateness of the allowance is performed by executive management and presented to management committees and the Audit Committee of the Board of Directors (the "Board"). The committees' reports to the Board are part of the Board review on a quarterly basis of our consolidated financial statements. When management determines that foreclosure is probable, and for certain collateral-dependent loans where foreclosure is not considered probable, expected credit losses are based on the estimated fair value of the collateral adjusted for selling costs, when appropriate. A loan is considered collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless management has a reasonable expectation that a borrower will result in financial difficulty. We do not measure an ACL on accrued interest receivable balances because these balances are written off in a timely manner as a reduction to interest income when loans are placed on nonaccrual status. Collateral Dependent Financial Assets Loans that do not share risk characteristics are evaluated on an individual basis. For collateral dependent financial assets where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the financial asset to be provided substantially through the sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the net present value ("NPV") from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The ACL may be zero if the fair value of the collateral at the measurement date exceeds the amortized cost basis of the financial asset. Loan Modifications to Borrowers in Financial Difficulty The Company evaluates loan restructurings to determine if we have a loan modification and whether it results in a new loan or the continuation of the existing loan. Loan modifications to borrowers experiencing financial difficulty that result in a direct change in the timing or amount of contractual cash flows include situations where there are principal forgiveness, interest rate reductions, other-than-insignificant payment delays, term extensions, and combinations of the listed modifications. A loan that is considered a modified loan may be subject to an individually-evaluated loan analysis if the commitment is $1.0 million or greater; otherwise, the restructured loan remains in the appropriate segment in the ACL model and associated provisions are adjusted based on changes in the discounted cash flows resulting from the modification of the restructured loan. Management strives to identify borrowers in financial difficulty early and work with them to modify their loan to more affordable terms before their loan reaches nonaccrual status, foreclosure or repossession of the collateral to minimize economic loss to the Company. Allowance for Credit Losses - Available-for-Sale Securities For AFS debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either criterion is met, the security’s amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security is compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income, as a non-credit-related impairment. The entire amount of an impairment loss is recognized in earnings only when: (1) the Company intends to sell the security; (2) it is more likely than not that the Company will have to sell the security before recovery of its amortized cost basis; or (3) the Company does not expect to recover the entire amortized cost basis of the security. In all other situations, only the portion of the impairment loss representing the credit loss must be recognized in earnings, with the remaining portion being recognized in other comprehensive income, net of deferred taxes. Changes in the ACL are recorded as a provision for or reversal of credit losses. Losses are charged against the allowance when management believes the uncollectibility of an AFS security is confirmed or when either of the criteria regarding intent or requirement to sell is met. We have made a policy election to exclude accrued interest from the amortized cost basis of available-for-sale debt securities and report accrued interest separately in accrued interest and other assets in the Consolidated Balance Sheets. Available-for-sale debt securities are placed on nonaccrual status when we no longer expect to receive all contractual amounts due, which is generally at 90 days past due. Accrued interest receivable is reversed against interest income when a security is placed on nonaccrual status. Accordingly, we do not recognize an allowance for credit loss against accrued interest receivable. Allowance for Credit Losses - Held-to-Maturity Debt Securities The Company separately evaluates its HTM investment securities for any credit losses. The Company pools like securities and calculates expected credit losses through an estimate based on a security's credit rating, which is recognized as part of the ACL for held-to-maturity securities and included in the balance of investment securities held-to-maturity on the Consolidated Balance Sheets. If the Company determines that a security indicates evidence of deteriorated credit quality, the security is individually evaluated and a discounted cash flow analysis may be performed and compared to the amortized cost basis. Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records a RUC on off-balance sheet credit exposures through a charge to provision for credit loss expense in the Company's Consolidated Statement of Operations. The RUC on off-balance sheet credit exposures is estimated by loan segment at each balance sheet date under the current expected credit loss model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in the RUC on the Company's Consolidated Balance Sheets. Goodwill Assessment Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Goodwill is subject to impairment testing, which must be conducted at least annually or upon the occurrence of a triggering event. Various factors, such as the Company’s results of operations, the trading price of the Company’s common stock relative to the book value per share, macroeconomic conditions and conditions in the banking sector, inform whether a triggering event for an interim goodwill impairment test has occurred. Goodwill is recorded and evaluated for impairment at its reporting unit, the Company. The Company's policy is to test goodwill for impairment annually as of December 31, or on an interim basis if an event triggering an impairment assessment is determined to have occurred. Testing of goodwill impairment comprises a two-step process. First, the Company performs a qualitative assessment to evaluate relevant events or circumstances to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If the Company determines that it is more likely than not that an impairment has occurred, it proceeds to the quantitative impairment test, whereby it calculates the fair value of the reporting unit and compares it with its carrying amount, including goodwill. In its performance of impairment testing, the Company has the unconditional option to proceed directly to the quantitative impairment test, bypassing the qualitative assessment. If the carrying amount of the reporting unit exceeds the fair value, the amount by which the carrying amount exceeds fair value, up to the carrying value of goodwill, is recorded through earnings as an impairment charge. If the results of the qualitative assessment indicate that it is not more likely than not that an impairment has occurred, or if the quantitative impairment test results in a fair value of the reporting unit that is greater than the carrying amount, then no impairment charge is recorded. As part of its annual testing for goodwill impairment, the Company concluded that no impairment existed at December 31, 2023. Management has evaluated and will continue to evaluate economic conditions in interim periods for triggering events. As of the time of this report's filing, the Company did not identify any triggering events for interim testing. However, future events including a continuation of the recent trading price of the Company's common stock relative to the book value per share through the second quarter of 2024 could cause the Company to conclude that goodwill or other intangibles have become impaired, which would result in recording an impairment loss. Any resulting impairment loss could have a material adverse impact on the Company’s financial condition and results of operations, however, it would not impact our regulatory capital ratios, tangible common equity ratio, nor its liquidity position. New Authoritative Accounting Guidance Accounting Standards Pending Adoption ASU No. 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative" ("ASU 2023-06") incorporates into the Accounting Standards Codification ("ASC" or "Codification") several SEC disclosure requirements under Regulations S-K and S-X. The amendments in the ASU are intended to clarify or improve disclosure and presentation requirements of a variety of Codification Topics, allow users to more easily compare entities subject to the SEC's existing disclosures with those entities that were not previously subject to the requirements, and align the requirements in the Codification with the SEC’s regulations. These requirements are similar to, but require more information than, generally accepted accounting principles. The new updates modify the disclosure or presentation requirements of a variety of Topics in the Codification. Entities should apply the amendments in ASU 2023-06 prospectively. For entities subject to the SEC's existing disclosure requirements and for entities that have to file or provide financial statements with or to the SEC for the purpose of selling or issuing securities that do not have contractual limits on transfer, the effective date for each amendment will be the date on which the SEC removes that related disclosure from its rules. As a result, the effective date will be different for each individual disclosure based on the effective date of the SEC's deletion of the related disclosure. Early adoption is prohibited. For all other entities, the effective date will be two years later. Early adoption is permitted for these entities, but not before the provisions of the ASU become effective for entities subject to SEC's regulation. The effective dates of the amendments are predicated on the SEC removing its related disclosure requirements from its regulations. However, if by June 30, 2027, the SEC has not removed the related disclosure from its regulations, the amendments will be removed from the Codification and not become effective for any entity. We are currently in the process of evaluating this guidance. ASU No. 2023-09, "Income Taxes (Topic 740): Improvements to Income Tax Disclosures" ("ASU 2023-09"). The ASU requires additional income tax disclosures around effective tax rates and cash income taxes paid. ASU 2023-09 is effective for public business entities for annual periods beginning after December 15, 2024 and interim periods within those fiscal years. The impact of ASU 2023-09 should be applied prospectively. We are currently in the process of evaluating this guidance. ASU No. 2024-01, "Compensation—Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards" ("ASU 2024-01") clarifies how an entity determines whether a profits interest or similar award (hereafter a "profits interest award") is accounted for either (1) as a share-based payment arrangement, and therefore, within the scope of ASC 718 or (2) not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 also improves the clarity and operation of the guidance in ASC 718-10-15-3. The guidance in ASU 2024-01 applies to all entities that issue profits interest awards as compensation to employees or non employees in exchange for goods or services. For public business entities, the amendments are effective for annual periods beginning after December 15, 2024, and interim periods within those annual periods. For all other entities, the amendments are effective for annual periods beginning after December 15, 2025, and interim periods within those annual periods. Early adoption is permitted for both interim and annual financial statements that have not yet been issued or made available for issuance. If an entity adopts the amendments in an interim period,

Cash and Due from Banks

Cash and Due from Banks	3 Months Ended
	Mar. 31, 2024
Cash and Cash Equivalents [Abstract]
Cash and Due from Banks	Cash and Due from Banks For the three months ended March 31, 2024 and 2023, the Bank maintained an average daily balance at the Federal Reserve Bank of $1.9 billion and $662.4 million, respectively, on which interest is paid. Additionally, the Bank maintains interest-bearing balances with the Federal Home Loan Bank of Atlanta ("FHLB") and noninterest-bearing balances with domestic correspondent banks to cover associated costs for services they provide to the Bank.

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and estimated fair value of the Company's available-for-sale and held-to-maturity securities are summarized as follows: (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value March 31, 2024 Investment securities available-for-sale: U.S. treasury bonds $ 49,919 $ — $ (1,686) $ — $ 48,233 U.S. agency securities 698,189 — (58,863) — 639,326 Residential mortgage-backed securities 800,793 23 (102,266) — 698,550 Commercial mortgage-backed securities 54,018 — (5,080) — 48,938 Municipal bonds 8,740 — (434) — 8,306 Corporate bonds 2,000 — (302) (17) 1,681 Total available-for-sale securities $ 1,613,659 $ 23 $ (168,631) $ (17) $ 1,445,034 (dollars in thousands) Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value March 31, 2024 Investment securities held-to-maturity: Residential mortgage-backed securities $ 655,388 $ — $ (87,348) $ 568,040 Commercial mortgage-backed securities 89,966 — (13,000) 76,966 Municipal bonds 125,003 — (9,789) 115,214 Corporate bonds 132,332 — (14,393) 117,939 Total $ 1,002,689 $ — $ (124,530) $ 878,159 Allowance for credit losses (1,957) Total held-to-maturity securities, net of ACL $ 1,000,732 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value December 31, 2023 Investment securities available-for-sale: U.S. treasury bonds $ 49,894 $ — $ (1,993) $ — $ 47,901 U.S. agency securities 729,090 — (57,693) — 671,397 Residential mortgage-backed securities 823,992 45 (96,684) — 727,353 Commercial mortgage-backed securities 54,557 — (4,993) — 49,564 Municipal bonds 8,783 — (293) — 8,490 Corporate bonds 2,000 — (300) (17) 1,683 Total available-for-sale securities $ 1,668,316 $ 45 $ (161,956) $ (17) $ 1,506,388 (dollars in thousands) Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value December 31, 2023 Investment securities held-to-maturity: Residential mortgage-backed securities $ 670,043 $ — $ (79,980) $ 590,063 Commercial mortgage-backed securities 90,227 — (12,867) 77,360 Municipal bonds 125,114 5 (8,540) 116,579 Corporate bonds 132,309 — (14,729) 117,580 Total $ 1,017,693 $ 5 $ (116,116) $ 901,582 Allowance for credit losses (1,956) Total held-to-maturity securities, net of ACL $ 1,015,737 At March 31, 2024 and December 31, 2023, the Company held $54.7 million and $25.7 million, respectively, of equity securities in a combination of Federal Reserve System ("Federal Reserve Board," "Federal Reserve" or "FRB") and FHLB stocks, which are required to be held for regulatory purposes. The securities are not marketable, and therefore are carried at cost; they are classified as restricted securities, and periodically evaluated for impairment based on ultimate recovery of par value. At March 31, 2024 and December 31, 2023, the Company had $50.0 million and $51.7 million, respectively, of unamortized unrealized losses outstanding following the transfer of investment securities from available-for-sale to held-to-maturity in 2022. These unrealized losses are included in accumulated other comprehensive loss and are amortized through interest income as a yield adjustment over the remaining term of the securities. Accrued interest receivable on investment securities totaled $7.8 million and $7.6 million at March 31, 2024 and December 31, 2023, respectively. The accrued interest receivable is excluded from the amortized cost of the securities and is reported in other assets in the Consolidated Balance Sheets. The following tables summarize available-for-sale and held-to-maturity securities in an unrealized loss position by length of time: Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses March 31, 2024 Investment securities available-for-sale: U.S. treasury bonds 2 $ — $ — $ 48,233 $ (1,686) $ 48,233 $ (1,686) U. S. agency securities 76 2,904 (5) 636,422 (58,858) 639,326 (58,863) Residential mortgage-backed securities 151 8,180 (60) 688,525 (102,206) 696,705 (102,266) Commercial mortgage-backed securities 13 — — 48,938 (5,080) 48,938 (5,080) Municipal bonds 1 — — 8,306 (434) 8,306 (434) Corporate bonds 1 — — 1,681 (302) 1,681 (302) Total 244 $ 11,084 $ (65) $ 1,432,105 $ (168,566) $ 1,443,189 $ (168,631) Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses March 31, 2024 Investment securities held-to-maturity: Residential mortgage-backed securities 142 $ — $ — $ 568,040 $ (87,348) $ 568,040 $ (87,348) Commercial mortgage-backed securities 16 — — 76,966 (13,000) 76,966 (13,000) Municipal bonds 42 3,474 (63) 111,740 (9,726) 115,214 (9,789) Corporate bonds 30 — — 105,887 (14,393) 105,887 (14,393) Total 230 $ 3,474 $ (63) $ 862,633 $ (124,467) $ 866,107 $ (124,530) Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses December 31, 2023 Investment securities available-for-sale: U.S. treasury bonds 2 $ — $ — $ 47,901 $ (1,993) $ 47,901 $ (1,993) U. S. agency securities 78 3,084 (4) 668,313 (57,689) 671,397 (57,693) Residential mortgage-backed securities 149 — — 718,042 (96,684) 718,042 (96,684) Commercial mortgage-backed securities 13 — — 49,564 (4,993) 49,564 (4,993) Municipal bonds 1 — — 8,490 (293) 8,490 (293) Corporate bonds 1 — — 1,683 (300) 1,683 (300) Total 244 $ 3,084 $ (4) $ 1,493,993 $ (161,952) $ 1,497,077 $ (161,956) Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses December 31, 2023 Investment securities held-to-maturity: Residential mortgage-backed securities 142 $ — $ — $ 590,063 $ (79,980) $ 590,063 $ (79,980) Commercial mortgage-backed securities 16 — — 77,360 (12,867) 77,360 (12,867) Municipal bonds 40 — — 113,031 (8,540) 113,031 (8,540) Corporate bonds 30 — — 105,523 (14,729) 105,523 (14,729) Total 228 $ — $ — $ 885,977 $ (116,116) $ 885,977 $ (116,116) Unrealized losses at March 31, 2024 were generally attributable to changes in market interest rates and interest spread relationships subsequent to the dates the securities were originally purchased and were considered to be temporary, and not due to credit quality concerns on the investment securities. The fair values of these securities are expected to recover as the securities approach their respective maturity dates. The Company does not intend to sell and it is likely that it will not be required to sell the securities prior to their anticipated recovery. The Company measures its AFS and HTM security portfolios for current expected credit losses as part of its ACL analysis. During the three months ended March 31, 2024 and 2023, the Company recorded a provision for credit losses on its held-to-maturity portfolio of $1 thousand and $1.2 million, respectively. During the three months ended March 31, 2023, the Company recorded a provision for credit losses on its available-for-sale portfolio of $14 thousand. No provision was recorded for its available-for-sale security portfolio during the three months ended March 31, 2024. At March 31, 2024 and December 31, 2023, the Company had a total allowance of $17 thousand on its available-for-sale securities and $2.0 million on its held-to-maturity securities, each of which primarily comprise allowances for corporate bonds. The following table summarizes the Company's investment securities available-for-sale and investment securities held-to-maturity by contractual maturity. Expected maturities for mortgage-backed securities ("MBS") will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2024 (dollars in thousands) Amortized Cost Estimated Fair Value Investment securities available-for-sale: Within one year $ 139,224 $ 135,426 One to five years 486,394 446,955 Five to ten years 112,838 97,570 Beyond ten years 20,392 17,612 Residential mortgage-backed securities 800,793 698,550 Commercial mortgage-backed securities 54,018 48,938 Less: allowance for credit losses — (17) Total investment securities available-for-sale 1,613,659 1,445,034 Investment securities held-to-maturity: Within one year 4,282 4,247 One to five years 61,707 59,309 Five to ten years 117,237 102,274 Beyond ten years 74,109 67,323 Residential mortgage-backed securities: 655,388 568,040 Commercial mortgage-backed securities 89,966 76,966 Less: allowance for credit losses (1,957) — Total investment securities held-to-maturity 1,000,732 878,159 Total $ 2,614,391 $ 2,323,193 For the three months ended March 31, 2024 and 2023, gross realized gains on calls of investment securities were $4 thousand and $5 thousand, respectively. There were no gross realized losses on sales or calls of investment securities during the three months ended March 31, 2024. During the three months ended March 31, 2023, there were $26 thousand of gross realized losses on sales or calls of investment securities. Gross sales and call proceeds were $27.1 million and $8.4 million for the three months ended March 31, 2024 and 2023, respectively. The book value of securities pledged as collateral for certain government deposits, securities sold under agreements to repurchase, and certain lines of credit with correspondent banks at March 31, 2024 and December 31, 2023 was $2.1 billion, which were well in excess of required amounts in order to operationally provide significant reserve amounts for new business. As of March 31, 2024 and December 31, 2023, there were no holdings of securities of any one issuer, other than the U.S. Government and U.S. agency securities, which exceeded ten percent of shareholders' equity.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses The Bank makes loans to customers primarily in the Washington, D.C. metropolitan area and surrounding communities. A substantial portion of the Bank's loan portfolio consists of loans to businesses secured by real estate and other business assets. Loans, net of unamortized deferred fees and costs, at March 31, 2024 and December 31, 2023 are summarized by portfolio segment as follows: March 31, 2024 December 31, 2023 (dollars in thousands, except amounts in the footnote) Amount % Amount % Commercial $ 1,408,767 18 % $ 1,473,766 18 % PPP loans 467 — % 528 — % Income-producing - commercial real estate 4,040,655 50 % 4,094,614 51 % Owner-occupied - commercial real estate 1,185,582 15 % 1,172,239 15 % Real estate mortgage - residential 72,087 1 % 73,396 1 % Construction - commercial and residential 1,082,556 13 % 969,766 12 % Construction - C&I (owner-occupied) 138,379 2 % 132,021 2 % Home equity 53,251 1 % 51,964 1 % Other consumer 958 — % 401 — % Total loans 7,982,702 100 % 7,968,695 100 % Less: allowance for credit losses (99,684) (85,940) Net loans (1) $ 7,883,018 $ 7,882,755 (1) Excludes accrued interest receivable of $46.3 million and $45.3 million at March 31, 2024 and December 31, 2023, respectively, which were recorded in other assets on the Consolidated Balance Sheets. Unamortized net deferred fees and costs amounted to $24.1 million and $27.0 million at March 31, 2024 and December 31, 2023, respectively. As of March 31, 2024 and December 31, 2023, the Bank serviced $334.1 million and $328.0 million, respectively, of multifamily FHA loans, SBA loans and other loan participations that are not reflected as loan balances on the Consolidated Balance Sheets. Real estate loans are secured primarily by duly recorded first deeds of trust or mortgages. In some cases, the Bank may accept a recorded junior trust position. In general, borrowers will have a proven ability to build, lease, manage and/or sell a commercial or residential project and demonstrate satisfactory financial condition. Additionally, an equity contribution toward the project is customarily required. Construction loans require that the financial condition and experience of the general contractor and major subcontractors be satisfactory to the Bank. Guaranteed, fixed-price contracts are required whenever appropriate, along with payment and performance bonds or completion bonds for larger scale projects. Loans intended for residential land acquisition, lot development and construction are made on the premise that the land: 1) is or will be developed for building sites for residential structures, and 2) will ultimately be utilized for construction or improvement of residential zoned real properties, including the creation of housing. Residential development and construction loans will finance projects such as single family subdivisions, planned unit developments, townhouses, and condominiums. Residential land acquisition, development and construction loans generally are underwritten with a maximum term of 36 months, including extensions approved at origination. Commercial land acquisition and construction loans are secured by real property where loan funds will be used to acquire land and to construct or improve appropriately zoned real property for the creation of income producing or owner occupied commercial properties. Borrowers are generally required to put equity into each project at levels determined by the appropriate approval authority. Commercial land acquisition and construction loans generally are underwritten with a maximum term of 24 months. Substantially all construction draw requests must be presented in writing on American Institute of Architects documents and certified either by the contractor, the borrower and/or the borrower's architect. Each draw request shall also include the borrower's soft cost breakdown certified by the borrower or their agent. Prior to an advance, the Bank or its contractor inspects the project to determine that the work has been completed, to justify the draw requisition. Commercial permanent loans are generally secured by improved real property that is generating income in the normal course of operation. Debt service coverage, assuming stabilized occupancy, must be satisfactory to support a permanent loan. The debt service coverage ratio is ordinarily at least 1.15 to 1.0. As part of the underwriting process, debt service coverage ratios are stress tested assuming a 200 basis point increase in interest rates from their current levels. Commercial permanent loans generally are underwritten with a term not greater than 10 years or the remaining useful life of the property, whichever is lower. The preferred term is between 5 to 7 years, with amortization to a maximum of 25 years. The Company's loan portfolio includes acquisition, development and construction ("ADC") real estate loans including both investment and owner-occupied projects. ADC loans amounted to $1.6 billion at March 31, 2024. A portion of the ADC portfolio, both speculative and non-speculative, includes loan-funded interest reserves at origination. ADC loans that provide for the use of interest reserves represent approximately 58.5% of the outstanding ADC loan portfolio at March 31, 2024. The decision to establish a loan-funded interest reserve is made upon origination of the ADC loan and is based upon a number of factors considered during underwriting of the credit, including: (1) the feasibility of the project; (2) the experience of the sponsor; (3) the creditworthiness of the borrower and guarantors; (4) the borrower equity contribution; and (5) the level of collateral protection. When appropriate, an interest reserve provides a means of addressing the cash flow characteristics of a properly underwritten ADC loan. The Company does not significantly utilize interest reserves in other loan products. The Company recognizes that one of the risks inherent in the use of interest reserves is the potential masking of underlying problems with the project and/or the borrower's ability to repay the loan. In order to mitigate these inherent risks, the Company employs a series of reporting and monitoring mechanisms on all ADC loans, whether or not an interest reserve is provided, including: (1) construction and development timelines that are monitored on an ongoing basis and track the progress of a given project to the timeline projected at origination; (2) a construction loan administration department independent of the lending function; (3) third party independent construction loan inspection reports; (4) monthly interest reserve monitoring reports detailing the balance of the interest reserves approved at origination and the days of interest carry represented by the reserve balances as compared to the then current anticipated time to completion and/or sale of speculative projects; and (5) quarterly commercial real estate construction meetings among senior Company management, which include monitoring of current and projected real estate market conditions. If a project has not performed as expected, it is not the customary practice of the Company to increase loan funded interest reserves. The following table details activity in the ACL by portfolio segment for the three months ended March 31, 2024 and 2023. PPP loans are excluded from these tables since they do not carry an allowance for credit loss, as these loans are fully guaranteed as to principal and interest by the SBA, whose guarantee is backed by the full faith and credit of the U.S. Government. Allocation of a portion of the allowance to one category of loans does not restrict the use of the allowance to absorb losses in other categories. (dollars in thousands) Commercial Income-Producing Commercial Real Estate Owner-Occupied -Commercial Real Estate Real Estate Mortgage Residential Construction - Commercial and Residential Construction - C&I (Owner-Occupied) Home Equity Other Consumer Total Three Months Ended March 31, 2024 Allowance for credit losses: Balance at beginning of period $ 17,824 $ 40,050 $ 14,333 $ 861 $ 10,198 $ 1,992 $ 657 $ 25 $ 85,940 Loans charged-off (496) (20,943) — — (129) — — (1) (21,569) Recoveries of loans previously charged-off 115 — 24 — — — — — 139 Net loans (charged-off) recovered (381) (20,943) 24 — (129) — — (1) (21,430) Provision for (reversal of) credit losses 6,239 26,830 (820) 32 2,989 (63) (39) 6 35,174 Ending balance $ 23,682 $ 45,937 $ 13,537 $ 893 $ 13,058 $ 1,929 $ 618 $ 30 $ 99,684 Three Months Ended March 31, 2023 Allowance for credit losses: Balance at beginning of period $ 15,655 $ 35,688 $ 12,702 $ 969 $ 7,195 $ 1,606 $ 555 $ 74 $ 74,444 Loans charged-off (868) — — — (136) — — (50) (1,054) Recoveries of loans previously charged-off 76 — — — — — — 3 79 Net loans (charged-off) recovered (792) — — — (136) — — (47) (975) Provision for (reversal of) credit losses 912 2,452 (245) 33 1,682 36 38 — 4,908 Ending balance $ 15,775 $ 38,140 $ 12,457 $ 1,002 $ 8,741 $ 1,642 $ 593 $ 27 $ 78,377 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of March 31, 2024 and December 31, 2023: March 31, 2024 December 31, 2023 Business/Other Business/Other (dollars in thousands) Assets Real Estate Assets Real Estate Commercial $ 1,532 $ 1,218 $ 1,674 $ 1,240 Income-producing - commercial real estate 878 66,724 1,754 39,172 Owner-occupied - commercial real estate — 19,798 — 19,836 Real estate mortgage - residential — 1,692 — 1,692 Construction - commercial and residential — — — 525 Home equity — 237 — 242 Total $ 2,410 $ 89,669 $ 3,428 $ 62,707 Credit Quality Indicators The Company uses several credit quality indicators to manage credit risk in an ongoing manner. The Company's primary credit quality indicators inform an internal credit risk rating system that categorizes loans into pass, watch, special mention, or classified categories. Credit risk ratings are applied individually to those classes of loans that have significant or unique credit characteristics that benefit from a case-by-case evaluation. These are typically loans to businesses or individuals in the classes that comprise the commercial portfolio segment. Groups of loans that are underwritten and structured using standardized criteria and characteristics, such as statistical models (e.g., credit scoring or payment performance), are typically risk rated and monitored collectively. These are typically loans to individuals in the classes that comprise the consumer portfolio segment. The following are the definitions of the Company's credit quality indicators: Pass: Loans in all classes that comprise the commercial and consumer portfolio segments that are not adversely rated, are contractually current as to principal and interest, and are otherwise in compliance with the contractual terms of the loan agreement. Management believes that there is a low likelihood of loss related to those loans that are considered pass. Special Mention: Loans in the classes that comprise the commercial portfolio segment that have potential weaknesses that deserve management's close attention. If not addressed, these potential weaknesses may result in deterioration of the repayment prospects for the loan. The special mention credit quality indicator is not used for classes of loans that comprise the consumer portfolio segment. Management believes that there is a moderate likelihood of some loss related to those loans that are considered special mention. Classified: Classified (a) Substandard – Loans inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the company will sustain some loss if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard loans, does not have to exist in individual loans classified substandard. Classified (b) Doubtful – Loans that have all the weaknesses inherent in a loan classified substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors, which may work to the advantage and strengthening of the assets, its classification as an estimated loss is deferred until its more exact status may be determined. The Company's credit quality indicators are generally updated annually, however, credits rated "Special Mention" or below are reviewed more frequently. Based on the most recent analysis performed, the amortized cost basis of loans by risk category, class and year of origination, along with any charge-offs that were recorded in the applicable loan segment, if applicable, were as follows: (dollars in thousands) Prior 2020 2021 2022 2023 2024 Revolving Loans Amort. Cost Basis Revolving Loans Convert. to Term Total March 31, 2024 Commercial Pass $ 193,755 $ 35,451 $ 174,103 $ 141,181 $ 187,057 $ 24,604 $ 569,226 $ 1,154 $ 1,326,531 Special Mention 8,493 — — — — — 4,286 8,058 20,837 Substandard 13,771 9,371 1,538 281 — — 36,438 — 61,399 Total 216,019 44,822 175,641 141,462 187,057 24,604 609,950 9,212 1,408,767 YTD gross charge-offs (396) — — — — — (100) — (496) PPP loans Pass — — 467 — — — — — 467 Income producing - commercial real estate Pass 1,452,244 308,573 559,404 755,375 299,264 26,251 243,343 19,359 3,663,813 Special Mention 170,118 6,744 — — — — — — 176,862 Substandard 199,980 — — — — — — — 199,980 Total 1,822,342 315,317 559,404 755,375 299,264 26,251 243,343 19,359 4,040,655 YTD gross charge-offs (20,943) — — — — — — — (20,943) Owner occupied - commercial real estate Pass 628,063 34,703 222,361 41,514 126,663 4,590 515 — 1,058,409 Special Mention 61,117 — — — — — — — 61,117 Substandard 64,791 1,265 — — — — — — 66,056 Total 753,971 35,968 222,361 41,514 126,663 4,590 515 — 1,185,582 Real estate mortgage - residential Pass 29,496 2,175 15,668 14,689 5,889 — — — 67,917 Substandard 4,170 — — — — — — — 4,170 Total 33,666 2,175 15,668 14,689 5,889 — — — 72,087 Construction - commercial and residential Pass 77,388 11,101 241,373 485,461 89,757 3,874 136,092 1,177 1,046,223 Special Mention 6,532 — — — — — — — 6,532 Substandard — 29,801 — — — — — — 29,801 Total 83,920 40,902 241,373 485,461 89,757 3,874 136,092 1,177 1,082,556 YTD gross charge-offs (129) — — — — — — — (129) Construction - C&I (owner occupied) Pass 26,151 56,094 615 33,242 15,084 — 7,193 — 138,379 Home equity Pass 1,758 86 185 117 — — 50,589 146 52,881 Substandard 71 — 237 — — — 62 — 370 Total 1,829 86 422 117 — — 50,651 146 53,251 Other consumer Pass 2 — — — — — 956 — 958 Total 2 — — — — — 956 — 958 YTD gross charge-offs — — — — — — — (1) (1) Total recorded investment $ 2,937,900 $ 495,364 $ 1,215,951 $ 1,471,860 $ 723,714 $ 59,319 $ 1,048,700 $ 29,894 $ 7,982,702 Total YTD gross charge-offs $ (21,468) $ — $ — $ — $ — $ — $ (100) $ (1) $ (21,569) (dollars in thousands) Prior 2019 2020 2021 2022 2023 Revolving Loans Amort. Cost Basis Revolving Loans Convert. to Term Total December 31, 2023 Commercial Pass $ 157,563 $ 48,524 $ 39,133 $ 194,555 $ 149,320 $ 191,889 $ 623,684 $ 5,207 $ 1,409,875 Special Mention 1,415 — — — — — 2,259 — 3,674 Substandard 13,797 58 10,337 1,509 222 — 33,670 624 60,217 Total 172,775 48,582 49,470 196,064 149,542 191,889 659,613 5,831 1,473,766 YTD gross charge-offs (885) — — — — — — (1,135) (2,020) PPP loans Pass — — — 528 — — — — 528 Income producing - commercial real estate Pass 1,257,937 326,999 328,743 517,957 732,291 327,126 263,317 1,845 3,756,215 Special Mention 84,585 44,424 6,740 — — — — — 135,749 Substandard 139,961 62,689 — — — — — — 202,650 Total 1,482,483 434,112 335,483 517,957 732,291 327,126 263,317 1,845 4,094,614 YTD gross charge-offs (11,817) — — — — — — — (11,817) Owner occupied - commercial real estate Pass 534,525 103,034 35,385 202,776 41,907 125,934 673 55 1,044,289 Special Mention 54,288 13,348 — — — — — — 67,636 Substandard 37,167 — 1,274 — — — — 21,873 60,314 Total 625,980 116,382 36,659 202,776 41,907 125,934 673 21,928 1,172,239 Real estate mortgage - residential Pass 22,877 7,545 2,186 15,967 14,756 5,895 — — 69,226 Substandard 4,170 — — — — — — — 4,170 Total 27,047 7,545 2,186 15,967 14,756 5,895 — — 73,396 Construction - commercial and residential Pass 30,619 3,440 45,739 251,038 419,393 87,400 124,013 — 961,642 Substandard 8,124 — — — — — — — 8,124 Total 38,743 3,440 45,739 251,038 419,393 87,400 124,013 — 969,766 YTD Gross Charge-offs (136) (5,500) — — — — — — (5,636) Construction - C&I (owner occupied) Pass 18,551 4,265 56,361 618 33,237 12,619 6,370 — 132,021 Home equity Pass 1,590 — 87 151 118 — 49,035 643 51,624 Substandard — 36 — — — — 62 242 340 Total 1,590 36 87 151 118 — 49,097 885 51,964 Other consumer Pass 1 — — — 46 — 354 — 401 Total 1 — — — 46 — 354 — 401 YTD gross charge-offs (50) — — — — — — — (50) Total recorded investment $ 2,367,170 $ 614,362 $ 525,985 $ 1,185,099 $ 1,391,290 $ 750,863 $ 1,103,437 $ 30,489 $ 7,968,695 Total YTD gross charge-offs $ (12,888) $ (5,500) $ — $ — $ — $ — $ — $ (1,135) $ (19,523) Nonaccrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are placed on nonaccrual status when, in management’s opinion, the borrower may be unable to meet payment obligations as they become due, as well as when required by regulatory provisions. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. Interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following table presents, by portfolio segment the nonaccrual loans on an amortized cost basis as of March 31, 2024 and December 31, 2023: (dollars in thousands, except amounts in footnotes) Nonaccrual with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Total Nonaccrual Loans March 31, 2024 Commercial $ 1,045 $ 875 $ 1,920 Income producing - commercial real estate 67,602 — 67,602 Owner occupied - commercial real estate 19,798 — 19,798 Real estate mortgage - residential — 1,934 1,934 Home equity 237 — 237 Total (1) $ 88,682 $ 2,809 $ 91,491 December 31, 2023 Commercial $ 1,002 $ 1,047 $ 2,049 Income producing - commercial real estate 40,926 — 40,926 Owner occupied - commercial real estate 19,836 — 19,836 Real estate mortgage - residential — 1,946 1,946 Construction - commercial and residential — 525 525 Home equity 242 — 242 Total (1) $ 62,006 $ 3,518 $ 65,524 (1) Gross coupon interest income of approximately $1.3 million and $182 thousand would have been recorded for the three months ended March 31, 2024 and 2023, respectively, if nonaccrual loans shown above had been current and in accordance with their original terms, while no coupon interest income was actually recorded on such loans for the three months ended March 31, 2024 and 2023, respectively. The table presents, by portfolio segment, an aging analysis and the recorded investments in loans past due on an amortized cost basis as of March 31, 2024 and December 31, 2023: (dollars in thousands) Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 Days or More Past Due Total Past Due Loans Current Loans Nonaccrual Loans Total Recorded Investment in Loans March 31, 2024 Commercial $ 11,175 $ — $ — $ 11,175 $ 1,395,672 $ 1,920 $ 1,408,767 PPP loans — — — — 467 — 467 Income producing - commercial real estate 11,106 — — 11,106 3,961,947 67,602 4,040,655 Owner occupied - commercial real estate — — — — 1,165,784 19,798 1,185,582 Real estate mortgage - residential 199 — — 199 69,954 1,934 72,087 Construction - commercial and residential 8,590 — — 8,590 1,073,966 — 1,082,556 Construction - C&I (owner occupied) — — — — 138,379 — 138,379 Home equity — 36 — 36 52,978 237 53,251 Other consumer 2 — — 2 956 — 958 Total $ 31,072 $ 36 $ — $ 31,108 $ 7,860,103 $ 91,491 $ 7,982,702 December 31, 2023 Commercial $ 985 $ 7,048 $ — $ 8,033 $ 1,463,684 $ 2,049 $ 1,473,766 PPP loans — — — — 528 — 528 Income producing - commercial real estate — — — — 4,053,688 40,926 4,094,614 Owner occupied - commercial real estate 1,274 — — 1,274 1,151,129 19,836 1,172,239 Real estate mortgage – residential 2,089 — — 2,089 69,361 1,946 73,396 Construction - commercial and residential 2,056 — — 2,056 967,185 525 969,766 Construction - C&I (owner occupied) — — — — 132,021 — 132,021 Home equity 197 — — 197 51,525 242 51,964 Other consumer — — — — 401 — 401 Total $ 6,601 $ 7,048 $ — $ 13,649 $ 7,889,522 $ 65,524 $ 7,968,695 Loan Modifications for Borrowers Experiencing Financial Difficulty The Company evaluates all loan restructurings according to the accounting guidance for loan modifications to determine if the restructuring results in a new loan or a continuation of the existing loan. Loan modifications to borrowers experiencing financial difficulties that result in a direct change in the timing or amount of contractual cash flows include situations where there is principal forgiveness, interest rate reductions, other-than-insignificant payment delays, term extensions, and combinations of the listed modifications. Therefore, the disclosures related to loan restructurings are for modifications which have a direct impact on cash flows. The Company may offer various types of modifications when restructuring a loan. Commercial and industrial loans modified in a loan restructuring often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral, a co-borrower, or a guarantor is often requested. Commercial mortgage and construction loans modified in a loan restructuring often involve reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, or substituting or adding a new borrower or guarantor. Construction loans modified in a loan restructuring may also involve extending the interest-only payment period. Loans modified in a loan restructuring for the Company may have the financial effect of increasing the specific allowance associated with the loan. An allowance for consumer and commercial loans that have been modified in a loan restructuring is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's observable market price, or the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent. Management exercises significant judgment in developing these estimates. Commercial and consumer loans modified in a loan restructuring are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a loan restructuring subsequently default, the Company evaluates the loan for possible further loss. The allowance may be increased, adjustments may be made in the allocation of the allowance, or partial charge-offs may be taken to further write-down the carrying value of the loan. The following tables present the amortized cost basis as of March 31, 2024 and 2023 and the financial effect of loans modified to borrowers experiencing financial difficulty during the three months ended March 31, 2024 and 2023: March 31, 2024 (dollars in thousands) Term Extension Combination - Term Extension and Principal Payment Delay Total Percentage of Total Loan Type Weighted Average Term and Principal Payment Extension Three months ended March 31, 2024: Commercial $ 31,553 $ — $ 31,553 2.2 % 4 months Income producing - commercial real estate — 50,926 50,926 1.3 % 3 months Real estate mortgage - residential — 2,478 2,478 3.4 % 6 months Total $ 31,553 $ 53,404 $ 84,957 March 31, 2023 (dollars in thousands) Term Extension Combination - Term Extension and Principal Payment Delay Total Percentage of Total Loan Type Weighted Average Term and Principal Payment Extension Three months ended March 31, 2023: Commercial $ 21,744 $ — $ 21,744 1.5 % 3 months Income producing - commercial real estate 7,211 60,139 67,350 1.7 % 4 months Owner occupied - commercial real estate — 19,170 19,170 1.8 % 3 months Total $ 28,955 $ 79,309 $ 108,264 The following table presents the performance of loans modified during the prior twelve months to borrowers experiencing financial difficulty: March 31, 2024 Payment Status (Amortized Cost Basis) (dollars in thousands) Current 30-89 Days Past Due Nonaccrual Commercial $ 37,308 $ 1,467 $ — Income producing - commercial real estate 104,463 — 66,136 Owner occupied - commercial real estate — — 19,127 Real estate mortgage - residential 2,478 — — Construction - commercial and residential — 6,532 — Total $ 144,249 $ 7,999 $ 85,263 The Company monitors loan payments on performing and nonperforming loans on an on-going basis to determine if a loan is considered to have a payment default. To determine the existence of a payment default, the Company analyzes the economic conditions that exist for each borrower and their ability to generate positive cash flow during a given loan's term. The following table presents the amortized cost basis of loans that were experiencing payment default at March 31, 2024 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty: March 31, 2024 Amortized Cost Basis (dollars in thousands) Term Extension Combination - Term Extension and Principal Payment Delay Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction Commercial $ — $ 1,467 $ — Income producing - commercial real estate — — 66,136 Owner occupied - commercial real estate — 19,127 — Construction - commercial and residential 6,532 — — Total $ 6,532 $ 20,594 $ 66,136 The Company individually evaluates nonaccrual loans when performing its CECL estimate to calculate the ACL. Additionally, the Company utilizes historical internal and third-party service provider sourced loss data in the determination of its PD/LGD rates applied in the calculation of its CECL estimate. Upon determination that a modified loan (or a portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is charged off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the ACL is adjusted by the same amount.

Leases

Leases	3 Months Ended
	Mar. 31, 2024
Leases [Abstract]
Leases	Leases The Company accounts for leases in accordance with ASC Topic 842. A lease is defined as a contract that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. Substantially all of the leases in which the Company is the lessee comprise real estate property for branch offices, ATM locations, and corporate office space. Substantially all of our leases are classified as operating leases, and are included in operating lease right-of-use ("ROU") assets and operating lease liabilities in the Consolidated Balance Sheets. As of March 31, 2024 and December 31, 2023, the Company had $17.7 million and $19.1 million of operating lease ROU assets, respectively, and $21.6 million and $23.2 million of operating lease liabilities, respectively, on the Company's Consolidated Balance Sheets. The Company elects not to recognize ROU assets and lease liabilities arising from short-term leases, leases with initial terms of twelve months or less, or equipment leases (deemed immaterial) on the Consolidated Balance Sheets. The leases contain options to extend or terminate the lease, which are recognized as part of the ROU assets and lease liabilities when an economic benefit to exercise the option exists and there is a 90% probability that the Company will exercise the option. If these criteria are not met, the options are not included in ROU assets and lease liabilities. As of March 31, 2024, the Company's leases do not contain material residual value guarantees or impose restrictions or covenants related to dividends or its ability to incur additional financial obligations. During the three months ended March 31, 2024, the Company did not enter into new leases nor renew or extend any leases. The Company had no leases expire during that period; however, one lease expired in April 2024. The following table presents lease costs and other lease information. Three Months Ended (dollars in thousands) March 31, 2024 March 31, 2023 Lease cost Operating lease cost (cost resulting from lease payments) $ 1,601 $ 1,716 Variable lease cost (cost excluded from lease payments) 241 256 Sublease income (30) (30) Net lease cost $ 1,812 $ 1,942 Operating lease - operating cash flows (fixed payments) $ 1,778 $ 1,859 (dollars in thousands) March 31, 2024 December 31, 2023 Right-of-use assets - operating leases $ 17,679 $ 19,129 Operating lease liabilities $ 21,611 $ 23,238 Weighted average lease term - operating leases 4.81 yrs 4.93 yrs Weighted average discount rate - operating leases 2.73 % 2.78 % Future minimum payments for operating leases with initial or remaining terms of more than one year as of March 31, 2024 were as follows: (dollars in thousands) Twelve months ended: March 31, 2025 $ 5,147 March 31, 2026 6,078 March 31, 2027 2,988 March 31, 2028 2,599 March 31, 2029 2,176 Thereafter 3,751 Total future minimum lease payments 22,739 Amounts representing interest (1,128) Present value of net future minimum lease payments $ 21,611

Derivatives

Derivatives	3 Months Ended
	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities through the use of derivative financial instruments. Cash Flow Hedges of Interest Rate Risk The Company historically utilized interest rate swaptions, accounted for as cash flow hedges, to protect itself against adverse fluctuations in interest rates on a forecasted issuance of debt. During the three months ended March 31, 2024, the Company terminated its interest rate swaption contracts. The Company expects to reclassify $121 thousand out of accumulated other comprehensive loss over the succeeding twelve months as a reduction of interest expense. Interest Rate Products Interest rate derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers. The Company executes interest rate caps and swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting derivatives that the Company executes with a third party, such that the Company minimizes its net market risk exposure resulting from such transactions. As the interest rate derivatives associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer derivatives and the offsetting derivatives are recognized directly in earnings. The Company entered into credit risk participation agreements ("RPAs") with institutional counterparties, under which the Company assumes its pro-rata share of the credit exposure associated with a borrower's performance related to interest rate derivative contracts in exchange for a fee. The fair value of RPAs is calculated by determining the total expected asset or liability exposure of the derivatives to the borrowers and applying the borrowers' credit spread to that exposure. Total expected exposure incorporates both the current and potential future exposure of the derivatives, derived from using observable inputs, such as yield curves and volatilities. Credit-Risk-Related Contingent Features The Company has agreements with each of its derivative counterparties that contain a provision where if the Company defaults on any of its indebtedness, then the Company could also be declared in default on its derivative obligations. The Company is exposed to credit risk in the event of nonperformance by the interest rate derivative counterparty. The Company minimizes this risk by entering into derivative contracts with only large, stable financial institutions, and the Company has not experienced, and does not expect, any losses from counterparty nonperformance on the interest rate derivatives. The Company monitors counterparty risk in accordance with the provisions of ASC Topic 815, "Derivatives and Hedging." In addition, the interest rate derivative agreements contain language outlining collateral-pledging requirements for each counterparty. The interest rate derivative agreements detail: 1) that collateral be posted when the market value exceeds certain threshold limits associated with the secured party's exposure; 2) if the Company defaults on any of its indebtedness (including default where repayment of the indebtedness has not been accelerated by the lender), then the Company could also be declared in default on its derivative obligations; 3) if the Company fails to maintain its status as a well-capitalized institution then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. The table below identifies the balance sheet category and fair value of the Company's derivative instruments as of March 31, 2024 and December 31, 2023. The Company has a minimum collateral posting threshold with its derivative counterparty. If the Company had breached any provisions under the agreement at March 31, 2024, it could have been required to settle its obligations under the agreement at the termination value. March 31, 2024 December 31, 2023 (dollars in thousands) Notional Fair Value Balance Sheet Notional Fair Value Balance Sheet Derivatives in an asset position: Derivatives designated as hedging instruments: Interest rate product $ — $ — Other assets $ 300,000 $ 374 Other assets Derivatives not designated as hedging instruments: Interest rate product 680,245 34,147 Other assets 651,429 30,288 Other assets Credit risk participation agreements 49,480 — Other liabilities 49,480 3 Other liabilities Total 729,725 34,147 700,909 30,291 Total derivatives in an asset position: $ 729,725 $ 34,147 $ 1,000,909 $ 30,665 Derivatives in a liability position: Derivatives not designated as hedging instruments: Interest rate product $ 680,245 $ 33,646 Other liabilities $ 651,429 $ 30,555 Other liabilities The table below presents the effect of the Company's derivative financial instruments on the Consolidated Statements of Operations for the three months ended March 31, 2024 and 2023: The Effect of Derivatives Not Designated as Hedging Instruments on the Consolidated Statements of Operations Amount of Gain (Loss) Recognized in Income on Derivatives Location of Gain (Loss) Recognized in Income on Derivatives Three Months Ended March 31, (dollars in thousands) 2024 2023 Interest rate products Other income / (other expense) $ 239 $ (350) Mortgage banking derivatives Gain on sale of loans — (64) Total $ 239 $ (414)

Deposits

Deposits	3 Months Ended
	Mar. 31, 2024
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
Deposits	Deposits The following table provides information regarding the Bank’s deposit composition at March 31, 2024 and December 31, 2023: (dollars in thousands) March 31, 2024 December 31, 2023 Noninterest-bearing demand $ 1,835,524 $ 2,279,081 Interest-bearing transaction 1,207,566 997,448 Savings and money market 3,235,391 3,314,043 Time deposits 2,222,958 2,217,467 Total $ 8,501,439 $ 8,808,039 The remaining maturity of time deposits at March 31, 2024 and December 31, 2023 were as follows: (dollars in thousands) March 31, 2024 December 31, 2023 2024 $ 1,294,087 1,445,395 2025 716,191 576,379 2026 195,505 180,384 2027 5,779 5,482 2028 10,162 9,827 2029 1,234 — Total $ 2,222,958 $ 2,217,467 As of March 31, 2024 and December 31, 2023, time deposit accounts in excess of $250 thousand were as follows: (dollars in thousands) March 31, 2024 December 31, 2023 Three months or less $ 321,017 $ 119,880 More than three months through six months 341,418 318,353 More than six months through twelve months 253,492 368,103 Over twelve months 696,857 726,758 Total $ 1,612,784 $ 1,533,094

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2024
Long-Term Debt, Unclassified [Abstract]
Borrowings	Borrowings The following table summarizes the Company’s borrowings, which include repurchase agreements with the Company’s customers and borrowings, at March 31, 2024 and December 31, 2023: (dollars in thousands) Borrowings - Principal Unamortized Deferred Issuance Costs Net Borrowings Outstanding Available Capacity (1) Maturity Dates Interest Rates (2) March 31, 2024: Customer repurchase agreements $ 37,059 $ — $ 37,059 $ — N/A 3.48 % Secured borrowings: FHLB 600,000 — 600,000 1,302,153 September 25, 2024 5.53 % FRB: BTFP 1,000,000 — 1,000,000 — January 15, 2025 4.76 % Discount window — — — 568,602 N/A N/A Raymond James repurchase agreement — — — 17,780 N/A N/A Subordinated notes, 5.75% 70,000 (52) 69,948 — September 1, 2024 5.75 % Total borrowings $ 1,707,059 $ (52) $ 1,707,007 $ 1,888,535 December 31, 2023: Customer repurchase agreements $ 30,587 $ — $ 30,587 $ — N/A 3.42% Secured borrowings: FHLB — — — 1,271,846 N/A N/A FRB: BTFP 1,300,000 — 1,300,000 598,870 March 22, 2024 4.53% Discount window — — — 601,504 N/A N/A Raymond James repurchase agreement — — — 17,993 N/A N/A Subordinated notes, 5.75% 70,000 (82) 69,918 — September 1, 2024 5.75% Total borrowings $ 1,400,587 $ (82) $ 1,400,505 $ 2,490,213 (1) Available capacity on the Company's borrowing arrangements with the FHLB, the FRB and the Raymond James repurchase line comprise pledged collateral that has not been borrowed against. At March 31, 2024, the Company had total additional undrawn borrowing capacity of approximately $2.2 billion, comprising unencumbered securities available to be pledged of approximately $297.5 million and undrawn financing on pledged assets of $1.9 billion. (2) Represent the weighted average interest rate on customer repurchase agreements and the borrowings outstanding and the coupon interest rate on the subordinated notes, which approximates the effective interest rate. The Company’s repurchase agreements operate on a rolling basis and do not contain contractual maturity dates. The contractual maturity dates on FHLB secured borrowings represent the maturity dates of current advances and are not evidence of a termination date on the line. There are no prepayment penalties nor unused commitment fees on any of the Company’s borrowing arrangements. Bank Term Funding Program ("BTFP") On March 12, 2023, the FRB, Department of Treasury and the Federal Deposit Insurance Corporation ("FDIC") issued a joint statement outlining actions they had taken to protect the U.S. economy by strengthening public confidence in the banking system as a result of and in response to recently announced bank closures. Among other actions, the Federal Reserve Board announced that it would make available additional funding to eligible depository institutions through the creation of a new BTFP. The BTFP provides eligible depository institutions, including the Company's subsidiary bank, the Bank, an additional source of liquidity. Borrowings are funded based on a percentage of the principal of eligible collateral posted, as defined within the terms of the program. Interest is payable at a fixed rate over the term of the borrowing and there are no prepayment penalties. The Federal Reserve announced in January 2024 that the BTFP would stop originating new loans on March 11, 2024, as scheduled. The Federal Reserve also modified the terms of the program so that the interest rate for new loans would be no lower than the interest rate on reserve balances in effect on the day the loan is made. In January 2024, the Company borrowed an additional $500.0 million through the BTFP and refinanced $500.0 million under the program, both at an interest rate of 4.76% that mature in January 2025. Subordinated Notes On August 5, 2014, the Company completed the sale of $70.0 million of its 5.75% subordinated notes, due September 1, 2024 (the "2024 Notes"). The 2024 Notes were offered to the public at par and qualify as Tier 2 capital for regulatory purposes to the fullest extent permitted under the Basel III Rule capital requirements, and were fully phased out of regulatory capital as of December 31, 2023 as they approached maturity. The net proceeds were approximately $68.8 million which included $1.2 million in deferred financing costs, which are being amortized over the life of the 2024 Notes.

Net Income (Loss) per Common Sh

Net Income (Loss) per Common Share	3 Months Ended
	Mar. 31, 2024
Earnings Per Share [Abstract]
Net Income (Loss) per Common Share	Net Income (Loss) per Common Share The calculation of net income per common share for the three months ended March 31, 2024 and 2023 was as follows: Three Months Ended March 31, (dollars and shares in thousands, except per share data) 2024 2023 Basic: Net (loss) income $ (338) $ 24,234 Average common shares outstanding 30,068 31,109 Basic net (loss) income per common share $ (0.01) $ 0.78 Diluted: Net (loss) income $ (338) $ 24,234 Average common shares outstanding 30,068 31,109 Adjustment for common share equivalents — 71 Average common shares outstanding-diluted 30,068 31,180 Diluted net (loss) income per common share $ (0.01) $ 0.78 Anti-dilutive shares 58 3 Basic net (loss) income per share is computed by dividing income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted net (loss) income per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the net income (loss) of the Company. The computation of diluted per share does not assume conversion or exercise of securities that would have an anti-dilutive effect on net income (loss) per share. Securities issued by the Company that could potentially dilute net income (loss) per share in future periods include stock options and restricted stock. To calculate diluted net income (loss) per share, the Company utilizes the Treasury Stock method which results in only an incremental number of shares added to shares outstanding during the period.

Other Comprehensive (Loss) Inco

Other Comprehensive (Loss) Income	3 Months Ended
	Mar. 31, 2024
Other Comprehensive Income [Abstract]
Other Comprehensive (Loss) Income	Other Comprehensive (Loss) Income The following table presents the components of other comprehensive (loss) income for the three months ended March 31, 2024 and 2023. (dollars in thousands) Before Tax Tax Effect Net of Tax Three Months Ended March 31, 2024 Net unrealized (loss) gain on securities available-for-sale $ (6,693) $ 1,626 $ (5,067) Less: Reclassification adjustment for net loss included in net income (4) 1 (3) Total unrealized (loss) gain on investment securities available-for-sale (6,697) 1,627 (5,070) Amortization of unrealized loss on securities transferred to held-to-maturity 1,731 (346) 1,385 Net unrealized gain on derivatives 363 (89) 274 Other comprehensive (loss) income $ (4,603) $ 1,192 $ (3,411) Three Months Ended March 31, 2023 Net unrealized gain (loss) on securities available-for-sale $ 24,039 $ (6,103) $ 17,936 Less: Reclassification adjustment for net loss included in net income 21 (5) 16 Total unrealized gain (loss) on investment securities available-for-sale 24,060 (6,108) 17,952 Amortization of unrealized loss on securities transferred to held-to-maturity 1,983 (1,342) 641 Other comprehensive income (loss) $ 26,043 $ (7,450) $ 18,593 The following table presents the changes in each component of accumulated other comprehensive income (loss), net of tax, for the three months ended March 31, 2024 and 2023. (dollars in thousands) Securities Available-For-Sale Securities Held-to-Maturity Derivatives Accumulated Other Comprehensive Income (Loss) Three Months Ended March 31, 2024 Balance at beginning of period $ (122,246) $ (39,929) $ (182) $ (162,357) Other comprehensive (loss) income before reclassifications (5,067) — 274 (4,793) Amounts reclassified from accumulated other comprehensive income (3) — — (3) Amortization of unrealized loss on securities transferred to held-to-maturity — 1,385 — 1,385 Net other comprehensive (loss) income during period (5,070) 1,385 274 (3,411) Balance at end of period $ (127,316) $ (38,544) $ 92 $ (165,768) Three Months Ended March 31, 2023 Balance at beginning of period $ (154,773) $ (44,734) $ — $ (199,507) Other comprehensive income before reclassifications 17,936 — — 17,936 Amounts reclassified from accumulated other comprehensive income 16 — — 16 Amortization of unrealized loss on securities transferred to held-to-maturity — 641 — 641 Net other comprehensive income during period 17,952 641 — 18,593 Balance at end of period $ (136,821) $ (44,093) $ — $ (180,914) The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three months ended March 31, 2024 and 2023. Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified from Accumulated Other Comprehensive Income (Loss) Three Months Ended March 31, Affected Line Item in Consolidated Statements of Operations (dollars in thousands) 2024 2023 Realized gain (loss) on sale of investment securities $ 4 $ (21) Net gain (loss) on sale of investment securities Income tax benefit (expense) (1) 5 Income tax expense Total reclassifications for the periods $ 3 $ (16)

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. In estimating fair value, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. Such valuation techniques are consistently applied. Inputs to valuation techniques include the assumptions that market participants would use in pricing an asset or liability. ASC Topic 820, "Fair Value Measurements and Disclosures," establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1 Quoted prices in active exchange markets for identical assets or liabilities; also includes certain U.S. treasury and other U.S. Government and agency securities actively traded in over-the-counter markets. Level 2 Observable inputs other than Level 1 including quoted prices for similar assets or liabilities, quoted prices in less active markets, or other observable inputs that can be corroborated by observable market data; also includes derivative contracts whose value is determined using a pricing model with observable market inputs or inputs that can be derived principally from or corroborated by observable market data. This category generally includes certain U.S. Government and agency securities, corporate debt securities, derivative instruments, and residential mortgage loans held for sale. Level 3 Unobservable inputs supported by little or no market activity for financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation; also includes observable inputs for single dealer nonbinding quotes not corroborated by observable market data. This category generally includes certain private equity investments, retained interests from securitizations, and certain collateralized debt obligations. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of March 31, 2024 and December 31, 2023. (dollars in thousands) Quoted Prices Significant Other Observable Inputs Significant Other Unobservable Inputs Total Fair Value March 31, 2024 Assets: Investment securities available-for-sale: U.S treasury bonds $ — $ 48,233 $ — $ 48,233 U. S. agency securities — 639,326 — 639,326 Residential mortgage-backed securities — 698,550 — 698,550 Commercial mortgage-backed securities — 48,938 — 48,938 Municipal bonds — 8,306 — 8,306 Corporate bonds — 1,681 — 1,681 Interest rate product — 34,147 — 34,147 Total assets measured at fair value on a recurring basis $ — $ 1,479,181 $ — $ 1,479,181 Liabilities: Interest rate product $ — $ 33,646 $ — $ 33,646 Total liabilities measured at fair value on a recurring basis $ — $ 33,646 $ — $ 33,646 December 31, 2023 Assets: Investment securities available-for-sale: U.S. treasury bonds $ — $ 47,901 $ — $ 47,901 U. S. agency securities — 671,397 — 671,397 Residential mortgage-backed securities — 727,353 — 727,353 Commercial mortgage-backed securities — 49,564 — 49,564 Municipal bonds — 8,490 — 8,490 Corporate bonds — 1,683 — 1,683 Interest rate product — 30,662 — 30,662 Credit risk participation agreements — 3 — 3 Total assets measured at fair value on a recurring basis $ — $ 1,537,053 $ — $ 1,537,053 Liabilities: Interest rate product $ — $ 30,555 $ — $ 30,555 Total liabilities measured at fair value on a recurring basis $ — $ 30,555 $ — $ 30,555 Investment securities available-for-sale: Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair value is measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security's credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include certain U.S. treasury bonds, U.S. Government and agency securities that actively traded in over-the-counter markets. Level 2 securities includes certain U.S. treasury bonds, U.S. agency debt securities, MBS issued by Government Sponsored Entities and municipal bonds. Securities classified as Level 3 include securities in less liquid markets, for which the carrying amounts approximate the fair value. Credit risk participation agreements : The Company enters into RPAs with institutional counterparties, under which the Company assumes its pro-rata share of the credit exposure associated with a borrower's performance related to interest rate derivative contracts. The fair value of RPAs is calculated by determining the total expected asset or liability exposure of the derivatives to the borrowers and applying the borrowers' credit spread to that exposure. Total expected exposure incorporates both the current and potential future exposure of the derivatives, derived from using observable inputs, such as yield curves and volatilities. Accordingly, RPAs fall within Level 2. Interest rate derivatives: The Company entered into an interest rate derivative agreement with an institutional counterparty, under which the Company will receive cash if and when market rates exceed the derivatives strike rate. The fair value of the derivative is calculated by determining the total expected asset or liability exposure of the derivative. Total expected exposure incorporates both the current and potential future exposure of the derivative, derived from using observable inputs, such as yield curves and volatilities. Accordingly, the derivative falls within Level 2. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The Company measures certain assets at fair value on a nonrecurring basis, and the following is a general description of the methods used to value such assets. Loans: The fair value of individually assessed loans is estimated using one of several methods, including the collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. Those individually assessed loans not requiring a specific allowance represent loans for which the fair value of expected repayments or collateral exceed the recorded investment in such loans. At March 31, 2024, substantially all of the Company's individually evaluated loans were evaluated based upon the fair value of the collateral. In accordance with ASC Topic 820, individually evaluated loans where an allowance is established based on the fair value of collateral, i.e. those that are collateral dependent, require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the loan as nonrecurring Level 3. Other real estate owned ("OREO") : OREO is initially recorded at fair value less estimated selling costs. Fair value is based upon independent market prices, appraised values of the collateral or management's estimation of the value of the collateral, which the Company classifies as a Level 3 valuation. Assets measured at fair value on a nonrecurring basis are included in the table below: (dollars in thousands) Quoted Prices Significant Other Observable Inputs Significant Other Unobservable Inputs Total Fair Value March 31, 2024 Individually assessed loans: Commercial $ — $ — $ 2,422 $ 2,422 Income producing - commercial real estate — — 67,602 67,602 Owner occupied - commercial real estate — — 19,798 19,798 Real estate mortgage - residential — — 1,633 1,633 Home equity — — 237 237 Other real estate owned — — 773 773 Total assets measured at fair value on a nonrecurring basis as of March 31, 2024 $ — $ — $ 92,465 $ 92,465 December 31, 2023 Individually assessed loans: Commercial $ — $ — $ 2,475 $ 2,475 Income producing - commercial real estate — — 41,038 41,038 Owner occupied - commercial real estate — — 19,880 19,880 Real estate mortgage - residential — — 1,638 1,638 Consumer — — 396 396 Home equity — — 242 242 Other real estate owned — — 1,108 1,108 Total assets measured at fair value on a nonrecurring basis as of December 31, 2023 $ — $ — $ 66,777 $ 66,777 Fair Value of Financial Instruments The Company discloses fair value information about financial instruments for which it is practicable to estimate the value, whether or not such financial instruments are recognized on the balance sheet. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties, other than in a forced sale or liquidation, and is best evidenced by quoted market price, if one exists. Quoted market prices, if available, are shown as estimates of fair value. Because no quoted market prices exist for a portion of the Company's financial instruments, the fair value of such instruments has been derived based on management's assumptions with respect to future economic conditions, the amount and timing of future cash flows and estimated discount rates. Different assumptions could significantly affect these estimates. Accordingly, the net realizable value could be materially different from the estimates presented below. In addition, the estimates are only indicative of individual financial instrument values, including in certain cases, the Company's estimation of exit pricing, and should not be considered an indication of the fair value of the Company taken as a whole. The estimated fair value of the Company's financial instruments at March 31, 2024 and December 31, 2023 are as follows: Fair Value Measurements (dollars in thousands) Carrying Value Fair Value Quoted Prices Significant Other Observable Inputs Significant Other Unobservable Inputs March 31, 2024 Assets Cash and due from banks $ 10,076 $ 10,076 $ 10,076 $ — $ — Federal funds sold 11,343 11,343 — 11,343 — Interest-bearing deposits with other banks 696,453 696,453 — 696,453 — Investment securities available-for-sale 1,445,034 1,445,034 — 1,445,034 — Investment securities held-to-maturity 1,000,732 878,159 — 878,159 — Federal Reserve and Federal Home Loan Bank stock 54,678 N/A — — — Loans 7,982,702 7,596,097 — — 7,596,097 Bank owned life insurance 113,624 113,624 — 113,624 — Annuity investment 12,948 12,948 — 12,948 — Interest rate product 34,147 34,147 — 34,147 — Accrued interest receivable 54,074 54,074 54,074 — — Liabilities Noninterest-bearing deposits $ 1,835,524 $ 1,835,524 $ — $ 1,835,524 $ — Interest-bearing deposits 4,442,957 4,442,957 — 4,442,957 — Time deposits 2,222,958 2,217,742 — 2,217,742 — Customer repurchase agreements 37,059 37,059 — 37,059 — Borrowings 1,669,948 1,669,043 — 1,669,043 — Interest rate product 33,646 33,646 — 33,646 — Accrued interest payable 20,978 20,978 20,978 — — December 31, 2023 Assets Cash and due from banks $ 9,047 $ 9,047 $ 9,047 $ — $ — Federal funds sold 3,740 3,740 — 3,740 — Interest-bearing deposits with other banks 709,897 709,897 — 709,897 — Investment securities available-for-sale 1,506,388 1,506,388 — 1,506,388 — Investment securities held-to-maturity 1,015,737 901,582 — 901,582 — Federal Reserve and Federal Home Loan Bank stock 25,748 N/A — — — Loans 7,968,695 7,720,241 — — 7,720,241 Bank owned life insurance 112,921 112,921 — 112,921 — Annuity investment 13,112 13,112 — 13,112 — Credit risk participation agreements 3 3 — 3 — Interest rate product 30,662 30,662 — 30,662 — Accrued interest receivable 53,337 53,337 53,337 — — Liabilities Noninterest-bearing deposits $ 2,279,081 $ 2,279,081 $ — $ 2,279,081 $ — Interest-bearing deposits 4,311,491 4,311,491 — 4,311,491 — Time deposits 2,217,467 2,217,795 — 2,217,795 — Customer repurchase agreements 30,587 30,587 — 30,587 — Borrowings 1,369,918 1,368,621 — 1,368,621 — Interest rate product 30,555 30,555 — 30,555 — Accrued interest payable 57,395 57,395 57,395 — —

Legal Contingencies

Legal Contingencies	3 Months Ended
	Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
Legal Contingencies	Legal Contingencies From time to time, the Company and its subsidiaries are involved in various legal proceedings incidental to their business in the ordinary course, including matters in which damages in various amounts are claimed, as well as regulatory and governmental investigations and inquiries. Based on information currently available, the Company does not believe that the liabilities (if any) resulting from such matters will have a material effect on the financial position of the Company. However, in light of the inherent uncertainties involved in such matters, ongoing legal expenses or an adverse outcome in one or more of these matters could materially and adversely affect the Company's financial condition, results of operations or cash flows in any particular reporting period, as well as its reputation.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Pay vs Performance Disclosure
Net (Loss) Income	$ (338)	$ 24,234

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Mar. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2024
Accounting Policies [Abstract]
Principles of Consolidation and Basis of Presentation	Principles of Consolidation and Basis of Presentation The Consolidated Financial Statements include the accounts of Eagle Bancorp, Inc. (the "Parent") and its subsidiaries (together with the Parent, the "Company"), with all significant intercompany transactions eliminated. EagleBank (the "Bank"), a Maryland chartered commercial bank, is the Parent's principal subsidiary. The accounting and reporting policies of the Company conform to generally accepted accounting principles in the United States of America ("GAAP") and to general practices in the banking industry. The Consolidated Financial Statements and accompanying notes of the Company included herein are unaudited. The Consolidated Balance Sheet as of December 31, 2023 was derived from the audited Consolidated Balance Sheet as of that date. The Consolidated Financial Statements reflect all adjustments, consisting of normal recurring adjustments, that in the opinion of management are necessary to present fairly the results for the periods presented. Certain information and note disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission ("SEC"). In addition to the accounting policies described below, the Company applies the accounting policies contained in Note 1 to Consolidated Financial Statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2023. Certain reclassifications have been made to 2023 amounts previously reported to conform to the 2024 presentation. Reclassifications had no effect on net income or shareholders' equity. These statements should be read in conjunction with the audited Consolidated Financial Statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2023.
Nature of Operations	Nature of Operations The Company, through the Bank, conducts a full service community banking business, primarily in Northern Virginia, Suburban Maryland, and Washington, D.C. The primary financial services offered by the Bank include real estate, commercial and consumer lending, as well as traditional deposit and repurchase agreement products. The Bank is also active in the origination of small business loans, and the origination, securitization and sale of multifamily Federal Housing Administration ("FHA") loans. The guaranteed portion of small business loans, guaranteed by the Small Business Administration ("SBA"), is typically sold to third party investors in a transaction apart from the loan's origination.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates and such differences could be material to the consolidated financial statements.
Investment Securities	Investment Securities The Company recognizes acquired securities on the trade date. Investment securities comprise debt securities, which are classified depending on the Company's intent and ability to hold the securities to maturity. Debt securities are classified as available-for-sale when management may have the intent to sell them prior to maturity. Debt securities are classified as held-to-maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Securities available-for-sale are acquired as part of the Company's asset/liability management strategy and may be sold in response to changes in interest rates, current market conditions, loan demand, changes in prepayment risk and other factors. Securities available-for-sale are carried at fair value, with unrealized gains or losses, other than impairment losses, being reported as accumulated other comprehensive income/(loss), a separate component of shareholders' equity, net of deferred income tax. Realized gains and losses, using the specific identification method, are included as a separate component of noninterest income in the Consolidated Statements of Operations. Premiums and discounts on investment securities are amortized or accreted to the earlier of call or maturity based on expected lives, which include prepayment adjustments and call optionality. Transfers of Investment Securities from Available-for-Sale to Held-to-Maturity Transfers of debt securities into the held-to-maturity category from the available-for-sale category are made at amortized cost, net of unrealized gain or loss reported in accumulated other comprehensive income (loss) at the date of transfer. The unrealized holding gain or loss at the date of transfer is retained in other comprehensive income and in the carrying value of the held-to-maturity ("HTM") securities. Such amounts are amortized over the remaining life of the security. The Company does not intend to sell the held-to-maturity investments, and it is more likely than not that the Company will not have to sell the securities before recovery of its amortized cost basis, which may be at maturity.
Loans	Loans Loans held for investment are stated at the principal amount outstanding, net of unamortized deferred costs and fees. Interest income on loans is recognized at the contractual rate on the principal amounts outstanding. Loan origination fees, net of direct loan origination costs, and commitment fees are deferred and amortized on the interest method over the term of the loan. Past due loans are placed on nonaccrual status when there is a clear indication that the borrower's cash flow may not be sufficient to meet payments as they become due. Generally, this conclusion is reached when a loan is 90 days past due. When a loan is placed on nonaccrual status, all previously accrued and unpaid interest is reversed through interest income. Interest income is subsequently recognized on a cash basis as long as the remaining book balance of the asset is deemed to be collectible. If collectability is questionable, then cash payments are applied to principal. A loan is placed back on accrual status when both principal and interest are current and it is probable that we will be able to collect all amounts due (both principal and interest) according to the terms of the loan agreement.
Allowance for Credit Losses- Loans	Allowance for Credit Losses - Loans The allowance for credit losses ("ACL") - loans is an estimate of the expected credit losses in the loans held for investment portfolio. The Company's ACL on the loan portfolio is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the allowance when they are deemed uncollectible. Expected recoveries are recorded to the extent they do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Reserves on loans that do not share risk characteristics are evaluated on an individual basis. Nonaccrual loans are specifically reviewed for loss potential and when deemed appropriate are assigned a reserve based on an individual evaluation. The remainder of the portfolio, representing all loans not evaluated individually for impairment, is segregated by call report codes, and a loan-level probability of default ("PD") / loss given default ("LGD") cash flow method is applied using an exposure at default ("EAD") model. These historical loss rates are then modified to incorporate our reasonable and supportable forecast of future losses at the portfolio segment level, as well as any necessary qualitative adjustments. The Company uses regression analysis of historical internal and peer data provided by a third-party service provider (as Company loss data is insufficient) to determine suitable credit loss drivers to utilize when modeling lifetime PD and LGD. This analysis also determines how expected PD will be impacted by different forecasted levels of the loss drivers. A similar process is employed to calculate a reserve assigned to off-balance sheet commitments, specifically unfunded loan commitments and letters of credit, and any needed reserve is recorded in reserve for unfunded commitments ("RUC") on the Consolidated Balance Sheets. For periods beyond which we are able to develop reasonable and supportable forecasts, we revert to the historical loss rate on a straight-line basis over a twelve-month period. For each of these loan segments, the Company generates cash flow projections at the instrument level wherein payment expectations are adjusted for estimated prepayment speeds, PD rates, and LGD rates. The modeling of expected prepayment speeds is based on historical internal data. EAD is based on each instrument's underlying amortization schedule in order to estimate the bank's expected credit loss exposure at the time of the borrower's potential default. During the three months ended March 31, 2024, management enhanced the cash flow model to incorporate three macroeconomic variables in addition to national unemployment. The four economic variables selected, national unemployment, which was the original variable used, Commercial Real Estate ("CRE") Price Index, House Price Index and Gross Domestic Product ("GDP"), are incorporated by utilizing a Loss Driver Analysis approach that factors in historical losses, including during the Great Recession, of regional peer banks and the Bank. The updated model incorporates a weighting of three economic scenarios; baseline, upside and downside. The scenarios cover the four economic forecast variables, with each segment of the portfolio linked to two of these variables, depending on the segment. The loss driver analysis is spread over a reasonable and supportable period of 18 months and reverts back to a historical loss rate over twelve months on a straight-line basis over the loan's remaining maturity. Management leverages economic projections from reputable and independent third parties to inform its loss driver forecasts over the forecast period. The ACL also includes an amount for inherent risks not reflected in the historical analyses. Relevant factors include, but are not limited to, concentrations of credit risk, changes in underwriting standards, experience and depth of lending staff and trends in delinquencies. While our methodology in establishing the ACL attributes portions of the ACL and RUC to the separate loan pools or segments, the entire ACL and RUC is available to absorb credit losses expected in the total loan portfolio and total amount of unfunded credit commitments, respectively. Portfolio segments are used to pool loans with similar risk characteristics and align with our methodology for measuring current expected credit losses ("CECL"). A summary of our primary portfolio segments is as follows: Commercial. The commercial loan portfolio comprises lines of credit and term loans for working capital, equipment, and other business assets across a variety of industries. These loans are used for general corporate purposes including financing working capital, internal growth, and acquisitions; and are generally secured by accounts receivable, inventory, equipment and other assets of our clients' businesses. Income producing - commercial real estate. Income producing commercial real estate loans comprise permanent and bridge financing provided to professional real estate owners/managers of commercial and residential real estate projects and properties who generally have a demonstrated record of past success with similar properties. Collateral properties include apartment buildings, office buildings, hotels, mixed-use buildings, retail, data centers, warehouse, and shopping centers. The primary source of repayment on these loans is generally expected to come from lease or operation of the real property collateral. Income producing commercial real estate loans are impacted by fluctuation in collateral values, as well as rental demand and rates. Owner occupied – commercial real estate. The owner occupied commercial real estate portfolio comprises permanent financing provided to operating companies and their related entities for the purchase or refinance of real property wherein their business operates. Collateral properties include industrial property, office buildings, religious facilities, mixed-use property, health care and educational facilities. Real estate mortgage – residential . Real estate mortgage residential loans comprise consumer mortgages for the purpose of purchasing or refinancing first lien real estate loans secured by primary-residence, second-home, and rental residential real property. Construction – commercial and residential. The construction commercial and residential loan portfolio comprises loans made to builders and developers of commercial and residential property, for both renovation, new construction, and development projects. Collateral properties include apartment buildings, mixed use property, residential condominiums, single and 1-4 residential property, and office buildings. The primary source of repayment on these loans is expected to come from the sale, permanent financing, or lease of the real property collateral. Construction loans are impacted by fluctuations in collateral values and the ability of the borrower or ultimate purchaser to obtain permanent financing. Construction – commercial and industrial ("C&I") (owner occupied) . The construction C&I (owner occupied) portfolio comprises loans to operating companies and their related entities for new construction or renovation of the real or leased property in which they operate. Generally these loans contain provisions for conversion to an owner occupied commercial real estate loan or to a commercial loan after completion of construction. Collateral properties include industrial, healthcare, religious facilities, restaurants, and office buildings. Home equity . The home equity portfolio comprises consumer lines of credit and loans secured by subordinate liens on residential real property. Other consumer. The other consumer portfolio comprises consumer purpose loans not secured by real property, including personal lines of credit and loans, overdraft lines, and vehicle loans. This category also includes other loan items such as overdrawn deposit accounts as well as loans and loan payments in process. We have several pass credit grades that are assigned to loans based on varying levels of risk, ranging from credits that are secured by cash or marketable securities, to watch credits which have all the characteristics of an acceptable credit risk but warrant more than the normal level of monitoring. Special mention loans are those that are currently protected by the sound worth and paying capacity of the borrower, but that are potentially weak and constitute an additional credit risk. These loans have the potential to deteriorate to a substandard grade due to the existence of financial or administrative deficiencies. Substandard loans have a well-defined weakness or weaknesses that jeopardizes the liquidation of the debt. They are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Some substandard loans are inadequately protected by the sound worth and paying capacity of the borrower and of the collateral pledged and may be considered impaired. Substandard loans can be accruing or can be on nonaccrual depending on the circumstances of the individual loans. Loans classified as doubtful have all the weaknesses inherent in substandard loans with the added characteristics that the weaknesses make collection in full highly questionable and improbable. The possibility of loss is extremely high. All doubtful loans are on nonaccrual. Classified loans represent the sum of loans graded substandard and doubtful. The methodology used in the estimation of the allowance, which is performed at least quarterly, is designed to be dynamic and responsive to changes in portfolio credit quality and forecasted economic conditions. Changes are reflected in the pool-basis allowance and individually assessed loans as the collectability of classified loans is evaluated with new information. As our portfolio has matured, historical loss ratios have been closely monitored. The review of the appropriateness of the allowance is performed by executive management and presented to management committees and the Audit Committee of the Board of Directors (the "Board"). The committees' reports to the Board are part of the Board review on a quarterly basis of our consolidated financial statements. When management determines that foreclosure is probable, and for certain collateral-dependent loans where foreclosure is not considered probable, expected credit losses are based on the estimated fair value of the collateral adjusted for selling costs, when appropriate. A loan is considered collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless management has a reasonable expectation that a borrower will result in financial difficulty. We do not measure an ACL on accrued interest receivable balances because these balances are written off in a timely manner as a reduction to interest income when loans are placed on nonaccrual status.
Collateral Dependent Financial Assets	Collateral Dependent Financial Assets Loans that do not share risk characteristics are evaluated on an individual basis. For collateral dependent financial assets where the Company has determined that foreclosure of the collateral is probable, or where the borrower is experiencing financial difficulty and the Company expects repayment of the financial asset to be provided substantially through the sale of the collateral, the ACL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the net present value ("NPV") from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The ACL may be zero if the fair value of the collateral at the measurement date exceeds the amortized cost basis of the financial asset. Loan Modifications to Borrowers in Financial Difficulty The Company evaluates loan restructurings to determine if we have a loan modification and whether it results in a new loan or the continuation of the existing loan. Loan modifications to borrowers experiencing financial difficulty that result in a direct change in the timing or amount of contractual cash flows include situations where there are principal forgiveness, interest rate reductions, other-than-insignificant payment delays, term extensions, and combinations of the listed modifications. A loan that is considered a modified loan may be subject to an individually-evaluated loan analysis if the commitment is $1.0 million or greater; otherwise, the restructured loan remains in the appropriate segment in the ACL model and associated provisions are adjusted based on changes in the discounted cash flows resulting from the modification of the restructured loan. Management strives to identify borrowers in financial difficulty early and work with them to modify their loan to more affordable terms before their loan reaches nonaccrual status, foreclosure or repossession of the collateral to minimize economic loss to the Company.
Allowance for Credit Losses - Available-for-Sale Securities	Allowance for Credit Losses - Available-for-Sale Securities For AFS debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either criterion is met, the security’s amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security is compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income, as a non-credit-related impairment. The entire amount of an impairment loss is recognized in earnings only when: (1) the Company intends to sell the security; (2) it is more likely than not that the Company will have to sell the security before recovery of its amortized cost basis; or (3) the Company does not expect to recover the entire amortized cost basis of the security. In all other situations, only the portion of the impairment loss representing the credit loss must be recognized in earnings, with the remaining portion being recognized in other comprehensive income, net of deferred taxes. Changes in the ACL are recorded as a provision for or reversal of credit losses. Losses are charged against the allowance when management believes the uncollectibility of an AFS security is confirmed or when either of the criteria regarding intent or requirement to sell is met. We have made a policy election to exclude accrued interest from the amortized cost basis of available-for-sale debt securities and report accrued interest separately in accrued interest and other assets in the Consolidated Balance Sheets. Available-for-sale debt securities are placed on nonaccrual status when we no longer expect to receive all contractual amounts due, which is generally at 90 days past due. Accrued interest receivable is reversed against interest income when a security is placed on nonaccrual status. Accordingly, we do not recognize an allowance for credit loss against accrued interest receivable.
Allowance for Credit Losses - Held-to-Maturity Debt Securities	Allowance for Credit Losses - Held-to-Maturity Debt Securities The Company separately evaluates its HTM investment securities for any credit losses. The Company pools like securities and calculates expected credit losses through an estimate based on a security's credit rating, which is recognized as part of the ACL for held-to-maturity securities and included in the balance of investment securities held-to-maturity on the Consolidated Balance Sheets. If the Company determines that a security indicates evidence of deteriorated credit quality, the security is individually evaluated and a discounted cash flow analysis may be performed and compared to the amortized cost basis.
Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures	Loan Commitments and Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records a RUC on off-balance sheet credit exposures through a charge to provision for credit loss expense in the Company's Consolidated Statement of Operations. The RUC on off-balance sheet credit exposures is estimated by loan segment at each balance sheet date under the current expected credit loss model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in the RUC on the Company's Consolidated Balance Sheets.
Goodwill Assessment	Goodwill Assessment Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Goodwill is subject to impairment testing, which must be conducted at least annually or upon the occurrence of a triggering event. Various factors, such as the Company’s results of operations, the trading price of the Company’s common stock relative to the book value per share, macroeconomic conditions and conditions in the banking sector, inform whether a triggering event for an interim goodwill impairment test has occurred. Goodwill is recorded and evaluated for impairment at its reporting unit, the Company. The Company's policy is to test goodwill for impairment annually as of December 31, or on an interim basis if an event triggering an impairment assessment is determined to have occurred. Testing of goodwill impairment comprises a two-step process. First, the Company performs a qualitative assessment to evaluate relevant events or circumstances to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If the Company determines that it is more likely than not that an impairment has occurred, it proceeds to the quantitative impairment test, whereby it calculates the fair value of the reporting unit and compares it with its carrying amount, including goodwill. In its performance of impairment testing, the Company has the unconditional option to proceed directly to the quantitative impairment test, bypassing the qualitative assessment. If the carrying amount of the reporting unit exceeds the fair value, the amount by which the carrying amount exceeds fair value, up to the carrying value of goodwill, is recorded through earnings as an impairment charge. If the results of the qualitative assessment indicate that it is not more likely than not that an impairment has occurred, or if the quantitative impairment test results in a fair value of the reporting unit that is greater than the carrying amount, then no impairment charge is recorded. As part of its annual testing for goodwill impairment, the Company concluded that no impairment existed at December 31, 2023. Management has evaluated and will continue to evaluate economic conditions in interim periods for triggering events. As of the time of this report's filing, the Company did not identify any triggering events for interim testing. However, future events including a continuation of the recent trading price of the Company's common stock relative to the book value per share through the second quarter of 2024 could cause the Company to conclude that goodwill or other intangibles have become impaired, which would result in recording an impairment loss. Any resulting impairment loss could have a material adverse impact on the Company’s financial condition and results of operations, however, it would not impact our regulatory capital ratios, tangible common equity ratio, nor its liquidity position.
New Authoritative Accounting Guidance	New Authoritative Accounting Guidance Accounting Standards Pending Adoption ASU No. 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative" ("ASU 2023-06") incorporates into the Accounting Standards Codification ("ASC" or "Codification") several SEC disclosure requirements under Regulations S-K and S-X. The amendments in the ASU are intended to clarify or improve disclosure and presentation requirements of a variety of Codification Topics, allow users to more easily compare entities subject to the SEC's existing disclosures with those entities that were not previously subject to the requirements, and align the requirements in the Codification with the SEC’s regulations. These requirements are similar to, but require more information than, generally accepted accounting principles. The new updates modify the disclosure or presentation requirements of a variety of Topics in the Codification. Entities should apply the amendments in ASU 2023-06 prospectively. For entities subject to the SEC's existing disclosure requirements and for entities that have to file or provide financial statements with or to the SEC for the purpose of selling or issuing securities that do not have contractual limits on transfer, the effective date for each amendment will be the date on which the SEC removes that related disclosure from its rules. As a result, the effective date will be different for each individual disclosure based on the effective date of the SEC's deletion of the related disclosure. Early adoption is prohibited. For all other entities, the effective date will be two years later. Early adoption is permitted for these entities, but not before the provisions of the ASU become effective for entities subject to SEC's regulation. The effective dates of the amendments are predicated on the SEC removing its related disclosure requirements from its regulations. However, if by June 30, 2027, the SEC has not removed the related disclosure from its regulations, the amendments will be removed from the Codification and not become effective for any entity. We are currently in the process of evaluating this guidance. ASU No. 2023-09, "Income Taxes (Topic 740): Improvements to Income Tax Disclosures" ("ASU 2023-09"). The ASU requires additional income tax disclosures around effective tax rates and cash income taxes paid. ASU 2023-09 is effective for public business entities for annual periods beginning after December 15, 2024 and interim periods within those fiscal years. The impact of ASU 2023-09 should be applied prospectively. We are currently in the process of evaluating this guidance. ASU No. 2024-01, "Compensation—Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards" ("ASU 2024-01") clarifies how an entity determines whether a profits interest or similar award (hereafter a "profits interest award") is accounted for either (1) as a share-based payment arrangement, and therefore, within the scope of ASC 718 or (2) not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 also improves the clarity and operation of the guidance in ASC 718-10-15-3. The guidance in ASU 2024-01 applies to all entities that issue profits interest awards as compensation to employees or non employees in exchange for goods or services. For public business entities, the amendments are effective for annual periods beginning after December 15, 2024, and interim periods within those annual periods. For all other entities, the amendments are effective for annual periods beginning after December 15, 2025, and interim periods within those annual periods. Early adoption is permitted for both interim and annual financial statements that have not yet been issued or made available for issuance. If an entity adopts the amendments in an interim period, it should adopt them as of the beginning of the annual period that includes that interim period. The amendments should be applied (i) retrospectively to all prior periods presented in the financial statements or (ii) prospectively to profits interest and similar awards granted or modified on or after the date at which the entity first applies the amendments. If the amendments are applied prospectively, an entity is required to disclose the nature of and reason for the change in accounting principle. We are currently in the process of evaluating this guidance. ASU No. 2024-02, "Codification Improvements—Amendments to Remove References to the Concepts Statements" ("ASU 2024-02") amends the Accounting Standard Codification (“Codification”) by removing references to various concepts statements. In most instances, the references are extraneous and not required to understand or apply the guidance. In other instances, the references were used in prior statements to provide guidance in certain topical areas. As stated in paragraph 105-10-05-3 of the Codification, FASB Concepts Statements are non authoritative. These amendments will simplify the Codification which will further draw a distinction between authoritative and non authoritative literature. The amendments are effective for public business entities for fiscal years beginning after December 15, 2024. For all other entities, the amendments are effective for fiscal years beginning after December 15, 2025. Early application of the amendments is permitted for all entities, for any fiscal year or interim period for which financial statements have not yet been issued (or made available for issuance). If an entity adopts the amendments in an interim period, it must adopt them as of the beginning of the fiscal year that includes that interim period. An entity should apply the amendments using one of the following transition methods: (i) prospectively to all new transactions recognized on or after the date that the entity first applies the amendments, or (ii) retrospectively to the beginning of the earliest comparative period presented in which the amendments were first applied. We are currently in the process of evaluating this guidance. Accounting Standards Adopted in 2024 : ASU No. 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures." ("ASU 2023-07") requires filers to disclose significant segment expenses, an amount and description for other segment items, the title and position of the entity’s chief operating decision maker ("CODM") and an explanation of how the CODM uses the reported measures of profit or loss to assess segment performance, and, on an interim basis, certain segment related disclosures that previously were required only on an annual basis. ASU 2023-07 also clarifies that entities with a single reportable segment are subject to both new and existing segment reporting requirements and that an entity is permitted to disclose multiple measures of segment profit or loss, provided that certain criteria are met. ASU 2023-07 is effective for the Company for fiscal years beginning after December 15, 2023 and interim periods within fiscal years beginning after December 15, 2024, with early adoption permitted. Since early adoption is permitted, the Company adopted the guidance prescribed under ASU 2023-07 effective January 1, 2024. Adoption of this guidance did not have a material impact on our consolidated financial statements for fiscal year 2024.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2024
Accounting Policies [Abstract]
Schedule Of Provision For Credit Losses	The following table presents a breakdown of the provision for credit losses included in our Consolidated Statements of Operations for the applicable periods (in thousands): Three Months Ended March 31, (dollars in thousands) 2024 2023 Provision for credit losses - loans $ 35,174 $ 4,908 Provision for credit losses - HTM debt securities 1 1,242 Provision for credit losses - AFS debt securities — 14 Total $ 35,175 $ 6,164

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-Sale Securities and Held-to-Maturity Securities	The amortized cost and estimated fair value of the Company's available-for-sale and held-to-maturity securities are summarized as follows: (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value March 31, 2024 Investment securities available-for-sale: U.S. treasury bonds $ 49,919 $ — $ (1,686) $ — $ 48,233 U.S. agency securities 698,189 — (58,863) — 639,326 Residential mortgage-backed securities 800,793 23 (102,266) — 698,550 Commercial mortgage-backed securities 54,018 — (5,080) — 48,938 Municipal bonds 8,740 — (434) — 8,306 Corporate bonds 2,000 — (302) (17) 1,681 Total available-for-sale securities $ 1,613,659 $ 23 $ (168,631) $ (17) $ 1,445,034 (dollars in thousands) Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value March 31, 2024 Investment securities held-to-maturity: Residential mortgage-backed securities $ 655,388 $ — $ (87,348) $ 568,040 Commercial mortgage-backed securities 89,966 — (13,000) 76,966 Municipal bonds 125,003 — (9,789) 115,214 Corporate bonds 132,332 — (14,393) 117,939 Total $ 1,002,689 $ — $ (124,530) $ 878,159 Allowance for credit losses (1,957) Total held-to-maturity securities, net of ACL $ 1,000,732 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Estimated Fair Value December 31, 2023 Investment securities available-for-sale: U.S. treasury bonds $ 49,894 $ — $ (1,993) $ — $ 47,901 U.S. agency securities 729,090 — (57,693) — 671,397 Residential mortgage-backed securities 823,992 45 (96,684) — 727,353 Commercial mortgage-backed securities 54,557 — (4,993) — 49,564 Municipal bonds 8,783 — (293) — 8,490 Corporate bonds 2,000 — (300) (17) 1,683 Total available-for-sale securities $ 1,668,316 $ 45 $ (161,956) $ (17) $ 1,506,388 (dollars in thousands) Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value December 31, 2023 Investment securities held-to-maturity: Residential mortgage-backed securities $ 670,043 $ — $ (79,980) $ 590,063 Commercial mortgage-backed securities 90,227 — (12,867) 77,360 Municipal bonds 125,114 5 (8,540) 116,579 Corporate bonds 132,309 — (14,729) 117,580 Total $ 1,017,693 $ 5 $ (116,116) $ 901,582 Allowance for credit losses (1,956) Total held-to-maturity securities, net of ACL $ 1,015,737
Schedule of Gross Unrealized Losses and Fair Value by Length of Time that the Individual Available-For-Sale Securities Have Been in a Continuous Unrealized Loss	The following tables summarize available-for-sale and held-to-maturity securities in an unrealized loss position by length of time: Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses March 31, 2024 Investment securities available-for-sale: U.S. treasury bonds 2 $ — $ — $ 48,233 $ (1,686) $ 48,233 $ (1,686) U. S. agency securities 76 2,904 (5) 636,422 (58,858) 639,326 (58,863) Residential mortgage-backed securities 151 8,180 (60) 688,525 (102,206) 696,705 (102,266) Commercial mortgage-backed securities 13 — — 48,938 (5,080) 48,938 (5,080) Municipal bonds 1 — — 8,306 (434) 8,306 (434) Corporate bonds 1 — — 1,681 (302) 1,681 (302) Total 244 $ 11,084 $ (65) $ 1,432,105 $ (168,566) $ 1,443,189 $ (168,631) Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses March 31, 2024 Investment securities held-to-maturity: Residential mortgage-backed securities 142 $ — $ — $ 568,040 $ (87,348) $ 568,040 $ (87,348) Commercial mortgage-backed securities 16 — — 76,966 (13,000) 76,966 (13,000) Municipal bonds 42 3,474 (63) 111,740 (9,726) 115,214 (9,789) Corporate bonds 30 — — 105,887 (14,393) 105,887 (14,393) Total 230 $ 3,474 $ (63) $ 862,633 $ (124,467) $ 866,107 $ (124,530) Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses December 31, 2023 Investment securities available-for-sale: U.S. treasury bonds 2 $ — $ — $ 47,901 $ (1,993) $ 47,901 $ (1,993) U. S. agency securities 78 3,084 (4) 668,313 (57,689) 671,397 (57,693) Residential mortgage-backed securities 149 — — 718,042 (96,684) 718,042 (96,684) Commercial mortgage-backed securities 13 — — 49,564 (4,993) 49,564 (4,993) Municipal bonds 1 — — 8,490 (293) 8,490 (293) Corporate bonds 1 — — 1,683 (300) 1,683 (300) Total 244 $ 3,084 $ (4) $ 1,493,993 $ (161,952) $ 1,497,077 $ (161,956) Less Than 12 Months 12 Months or Greater Total (dollars in thousands) Number of Securities Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses Estimated Fair Value Unrecognized Losses December 31, 2023 Investment securities held-to-maturity: Residential mortgage-backed securities 142 $ — $ — $ 590,063 $ (79,980) $ 590,063 $ (79,980) Commercial mortgage-backed securities 16 — — 77,360 (12,867) 77,360 (12,867) Municipal bonds 40 — — 113,031 (8,540) 113,031 (8,540) Corporate bonds 30 — — 105,523 (14,729) 105,523 (14,729) Total 228 $ — $ — $ 885,977 $ (116,116) $ 885,977 $ (116,116)
Schedule of Amortized Cost and Estimated Fair Value of Investments Available-for-Sale by Contractual Maturity	The following table summarizes the Company's investment securities available-for-sale and investment securities held-to-maturity by contractual maturity. Expected maturities for mortgage-backed securities ("MBS") will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2024 (dollars in thousands) Amortized Cost Estimated Fair Value Investment securities available-for-sale: Within one year $ 139,224 $ 135,426 One to five years 486,394 446,955 Five to ten years 112,838 97,570 Beyond ten years 20,392 17,612 Residential mortgage-backed securities 800,793 698,550 Commercial mortgage-backed securities 54,018 48,938 Less: allowance for credit losses — (17) Total investment securities available-for-sale 1,613,659 1,445,034 Investment securities held-to-maturity: Within one year 4,282 4,247 One to five years 61,707 59,309 Five to ten years 117,237 102,274 Beyond ten years 74,109 67,323 Residential mortgage-backed securities: 655,388 568,040 Commercial mortgage-backed securities 89,966 76,966 Less: allowance for credit losses (1,957) — Total investment securities held-to-maturity 1,000,732 878,159 Total $ 2,614,391 $ 2,323,193

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Schedule of Loans, Net of Unamortized Net Deferred Fees	Loans, net of unamortized deferred fees and costs, at March 31, 2024 and December 31, 2023 are summarized by portfolio segment as follows: March 31, 2024 December 31, 2023 (dollars in thousands, except amounts in the footnote) Amount % Amount % Commercial $ 1,408,767 18 % $ 1,473,766 18 % PPP loans 467 — % 528 — % Income-producing - commercial real estate 4,040,655 50 % 4,094,614 51 % Owner-occupied - commercial real estate 1,185,582 15 % 1,172,239 15 % Real estate mortgage - residential 72,087 1 % 73,396 1 % Construction - commercial and residential 1,082,556 13 % 969,766 12 % Construction - C&I (owner-occupied) 138,379 2 % 132,021 2 % Home equity 53,251 1 % 51,964 1 % Other consumer 958 — % 401 — % Total loans 7,982,702 100 % 7,968,695 100 % Less: allowance for credit losses (99,684) (85,940) Net loans (1) $ 7,883,018 $ 7,882,755 (1)
Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment	The following table details activity in the ACL by portfolio segment for the three months ended March 31, 2024 and 2023. PPP loans are excluded from these tables since they do not carry an allowance for credit loss, as these loans are fully guaranteed as to principal and interest by the SBA, whose guarantee is backed by the full faith and credit of the U.S. Government. Allocation of a portion of the allowance to one category of loans does not restrict the use of the allowance to absorb losses in other categories. (dollars in thousands) Commercial Income-Producing Commercial Real Estate Owner-Occupied -Commercial Real Estate Real Estate Mortgage Residential Construction - Commercial and Residential Construction - C&I (Owner-Occupied) Home Equity Other Consumer Total Three Months Ended March 31, 2024 Allowance for credit losses: Balance at beginning of period $ 17,824 $ 40,050 $ 14,333 $ 861 $ 10,198 $ 1,992 $ 657 $ 25 $ 85,940 Loans charged-off (496) (20,943) — — (129) — — (1) (21,569) Recoveries of loans previously charged-off 115 — 24 — — — — — 139 Net loans (charged-off) recovered (381) (20,943) 24 — (129) — — (1) (21,430) Provision for (reversal of) credit losses 6,239 26,830 (820) 32 2,989 (63) (39) 6 35,174 Ending balance $ 23,682 $ 45,937 $ 13,537 $ 893 $ 13,058 $ 1,929 $ 618 $ 30 $ 99,684 Three Months Ended March 31, 2023 Allowance for credit losses: Balance at beginning of period $ 15,655 $ 35,688 $ 12,702 $ 969 $ 7,195 $ 1,606 $ 555 $ 74 $ 74,444 Loans charged-off (868) — — — (136) — — (50) (1,054) Recoveries of loans previously charged-off 76 — — — — — — 3 79 Net loans (charged-off) recovered (792) — — — (136) — — (47) (975) Provision for (reversal of) credit losses 912 2,452 (245) 33 1,682 36 38 — 4,908 Ending balance $ 15,775 $ 38,140 $ 12,457 $ 1,002 $ 8,741 $ 1,642 $ 593 $ 27 $ 78,377
Schedule of Amortized Cost Basis of Collateral-Dependent Loans by Class of Loans	The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of March 31, 2024 and December 31, 2023: March 31, 2024 December 31, 2023 Business/Other Business/Other (dollars in thousands) Assets Real Estate Assets Real Estate Commercial $ 1,532 $ 1,218 $ 1,674 $ 1,240 Income-producing - commercial real estate 878 66,724 1,754 39,172 Owner-occupied - commercial real estate — 19,798 — 19,836 Real estate mortgage - residential — 1,692 — 1,692 Construction - commercial and residential — — — 525 Home equity — 237 — 242 Total $ 2,410 $ 89,669 $ 3,428 $ 62,707
Schedule of the Risk Category of Loans by Class of Loans	Based on the most recent analysis performed, the amortized cost basis of loans by risk category, class and year of origination, along with any charge-offs that were recorded in the applicable loan segment, if applicable, were as follows: (dollars in thousands) Prior 2020 2021 2022 2023 2024 Revolving Loans Amort. Cost Basis Revolving Loans Convert. to Term Total March 31, 2024 Commercial Pass $ 193,755 $ 35,451 $ 174,103 $ 141,181 $ 187,057 $ 24,604 $ 569,226 $ 1,154 $ 1,326,531 Special Mention 8,493 — — — — — 4,286 8,058 20,837 Substandard 13,771 9,371 1,538 281 — — 36,438 — 61,399 Total 216,019 44,822 175,641 141,462 187,057 24,604 609,950 9,212 1,408,767 YTD gross charge-offs (396) — — — — — (100) — (496) PPP loans Pass — — 467 — — — — — 467 Income producing - commercial real estate Pass 1,452,244 308,573 559,404 755,375 299,264 26,251 243,343 19,359 3,663,813 Special Mention 170,118 6,744 — — — — — — 176,862 Substandard 199,980 — — — — — — — 199,980 Total 1,822,342 315,317 559,404 755,375 299,264 26,251 243,343 19,359 4,040,655 YTD gross charge-offs (20,943) — — — — — — — (20,943) Owner occupied - commercial real estate Pass 628,063 34,703 222,361 41,514 126,663 4,590 515 — 1,058,409 Special Mention 61,117 — — — — — — — 61,117 Substandard 64,791 1,265 — — — — — — 66,056 Total 753,971 35,968 222,361 41,514 126,663 4,590 515 — 1,185,582 Real estate mortgage - residential Pass 29,496 2,175 15,668 14,689 5,889 — — — 67,917 Substandard 4,170 — — — — — — — 4,170 Total 33,666 2,175 15,668 14,689 5,889 — — — 72,087 Construction - commercial and residential Pass 77,388 11,101 241,373 485,461 89,757 3,874 136,092 1,177 1,046,223 Special Mention 6,532 — — — — — — — 6,532 Substandard — 29,801 — — — — — — 29,801 Total 83,920 40,902 241,373 485,461 89,757 3,874 136,092 1,177 1,082,556 YTD gross charge-offs (129) — — — — — — — (129) Construction - C&I (owner occupied) Pass 26,151 56,094 615 33,242 15,084 — 7,193 — 138,379 Home equity Pass 1,758 86 185 117 — — 50,589 146 52,881 Substandard 71 — 237 — — — 62 — 370 Total 1,829 86 422 117 — — 50,651 146 53,251 Other consumer Pass 2 — — — — — 956 — 958 Total 2 — — — — — 956 — 958 YTD gross charge-offs — — — — — — — (1) (1) Total recorded investment $ 2,937,900 $ 495,364 $ 1,215,951 $ 1,471,860 $ 723,714 $ 59,319 $ 1,048,700 $ 29,894 $ 7,982,702 Total YTD gross charge-offs $ (21,468) $ — $ — $ — $ — $ — $ (100) $ (1) $ (21,569) (dollars in thousands) Prior 2019 2020 2021 2022 2023 Revolving Loans Amort. Cost Basis Revolving Loans Convert. to Term Total December 31, 2023 Commercial Pass $ 157,563 $ 48,524 $ 39,133 $ 194,555 $ 149,320 $ 191,889 $ 623,684 $ 5,207 $ 1,409,875 Special Mention 1,415 — — — — — 2,259 — 3,674 Substandard 13,797 58 10,337 1,509 222 — 33,670 624 60,217 Total 172,775 48,582 49,470 196,064 149,542 191,889 659,613 5,831 1,473,766 YTD gross charge-offs (885) — — — — — — (1,135) (2,020) PPP loans Pass — — — 528 — — — — 528 Income producing - commercial real estate Pass 1,257,937 326,999 328,743 517,957 732,291 327,126 263,317 1,845 3,756,215 Special Mention 84,585 44,424 6,740 — — — — — 135,749 Substandard 139,961 62,689 — — — — — — 202,650 Total 1,482,483 434,112 335,483 517,957 732,291 327,126 263,317 1,845 4,094,614 YTD gross charge-offs (11,817) — — — — — — — (11,817) Owner occupied - commercial real estate Pass 534,525 103,034 35,385 202,776 41,907 125,934 673 55 1,044,289 Special Mention 54,288 13,348 — — — — — — 67,636 Substandard 37,167 — 1,274 — — — — 21,873 60,314 Total 625,980 116,382 36,659 202,776 41,907 125,934 673 21,928 1,172,239 Real estate mortgage - residential Pass 22,877 7,545 2,186 15,967 14,756 5,895 — — 69,226 Substandard 4,170 — — — — — — — 4,170 Total 27,047 7,545 2,186 15,967 14,756 5,895 — — 73,396 Construction - commercial and residential Pass 30,619 3,440 45,739 251,038 419,393 87,400 124,013 — 961,642 Substandard 8,124 — — — — — — — 8,124 Total 38,743 3,440 45,739 251,038 419,393 87,400 124,013 — 969,766 YTD Gross Charge-offs (136) (5,500) — — — — — — (5,636) Construction - C&I (owner occupied) Pass 18,551 4,265 56,361 618 33,237 12,619 6,370 — 132,021 Home equity Pass 1,590 — 87 151 118 — 49,035 643 51,624 Substandard — 36 — — — — 62 242 340 Total 1,590 36 87 151 118 — 49,097 885 51,964 Other consumer Pass 1 — — — 46 — 354 — 401 Total 1 — — — 46 — 354 — 401 YTD gross charge-offs (50) — — — — — — — (50) Total recorded investment $ 2,367,170 $ 614,362 $ 525,985 $ 1,185,099 $ 1,391,290 $ 750,863 $ 1,103,437 $ 30,489 $ 7,968,695 Total YTD gross charge-offs $ (12,888) $ (5,500) $ — $ — $ — $ — $ — $ (1,135) $ (19,523)
Schedule of Information Related to Nonaccrual Loans by Class	The following table presents, by portfolio segment the nonaccrual loans on an amortized cost basis as of March 31, 2024 and December 31, 2023: (dollars in thousands, except amounts in footnotes) Nonaccrual with No Allowance for Credit Losses Nonaccrual with an Allowance for Credit Losses Total Nonaccrual Loans March 31, 2024 Commercial $ 1,045 $ 875 $ 1,920 Income producing - commercial real estate 67,602 — 67,602 Owner occupied - commercial real estate 19,798 — 19,798 Real estate mortgage - residential — 1,934 1,934 Home equity 237 — 237 Total (1) $ 88,682 $ 2,809 $ 91,491 December 31, 2023 Commercial $ 1,002 $ 1,047 $ 2,049 Income producing - commercial real estate 40,926 — 40,926 Owner occupied - commercial real estate 19,836 — 19,836 Real estate mortgage - residential — 1,946 1,946 Construction - commercial and residential — 525 525 Home equity 242 — 242 Total (1) $ 62,006 $ 3,518 $ 65,524 (1)
Schedule by Class of Loan, an Aging Analysis and the Recorded Investments in Loans Past Due	The table presents, by portfolio segment, an aging analysis and the recorded investments in loans past due on an amortized cost basis as of March 31, 2024 and December 31, 2023: (dollars in thousands) Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 Days or More Past Due Total Past Due Loans Current Loans Nonaccrual Loans Total Recorded Investment in Loans March 31, 2024 Commercial $ 11,175 $ — $ — $ 11,175 $ 1,395,672 $ 1,920 $ 1,408,767 PPP loans — — — — 467 — 467 Income producing - commercial real estate 11,106 — — 11,106 3,961,947 67,602 4,040,655 Owner occupied - commercial real estate — — — — 1,165,784 19,798 1,185,582 Real estate mortgage - residential 199 — — 199 69,954 1,934 72,087 Construction - commercial and residential 8,590 — — 8,590 1,073,966 — 1,082,556 Construction - C&I (owner occupied) — — — — 138,379 — 138,379 Home equity — 36 — 36 52,978 237 53,251 Other consumer 2 — — 2 956 — 958 Total $ 31,072 $ 36 $ — $ 31,108 $ 7,860,103 $ 91,491 $ 7,982,702 December 31, 2023 Commercial $ 985 $ 7,048 $ — $ 8,033 $ 1,463,684 $ 2,049 $ 1,473,766 PPP loans — — — — 528 — 528 Income producing - commercial real estate — — — — 4,053,688 40,926 4,094,614 Owner occupied - commercial real estate 1,274 — — 1,274 1,151,129 19,836 1,172,239 Real estate mortgage – residential 2,089 — — 2,089 69,361 1,946 73,396 Construction - commercial and residential 2,056 — — 2,056 967,185 525 969,766 Construction - C&I (owner occupied) — — — — 132,021 — 132,021 Home equity 197 — — 197 51,525 242 51,964 Other consumer — — — — 401 — 401 Total $ 6,601 $ 7,048 $ — $ 13,649 $ 7,889,522 $ 65,524 $ 7,968,695
Schedule of Loans Modified in Troubled Debt Restructurings	The following tables present the amortized cost basis as of March 31, 2024 and 2023 and the financial effect of loans modified to borrowers experiencing financial difficulty during the three months ended March 31, 2024 and 2023: March 31, 2024 (dollars in thousands) Term Extension Combination - Term Extension and Principal Payment Delay Total Percentage of Total Loan Type Weighted Average Term and Principal Payment Extension Three months ended March 31, 2024: Commercial $ 31,553 $ — $ 31,553 2.2 % 4 months Income producing - commercial real estate — 50,926 50,926 1.3 % 3 months Real estate mortgage - residential — 2,478 2,478 3.4 % 6 months Total $ 31,553 $ 53,404 $ 84,957 March 31, 2023 (dollars in thousands) Term Extension Combination - Term Extension and Principal Payment Delay Total Percentage of Total Loan Type Weighted Average Term and Principal Payment Extension Three months ended March 31, 2023: Commercial $ 21,744 $ — $ 21,744 1.5 % 3 months Income producing - commercial real estate 7,211 60,139 67,350 1.7 % 4 months Owner occupied - commercial real estate — 19,170 19,170 1.8 % 3 months Total $ 28,955 $ 79,309 $ 108,264 The following table presents the performance of loans modified during the prior twelve months to borrowers experiencing financial difficulty: March 31, 2024 Payment Status (Amortized Cost Basis) (dollars in thousands) Current 30-89 Days Past Due Nonaccrual Commercial $ 37,308 $ 1,467 $ — Income producing - commercial real estate 104,463 — 66,136 Owner occupied - commercial real estate — — 19,127 Real estate mortgage - residential 2,478 — — Construction - commercial and residential — 6,532 — Total $ 144,249 $ 7,999 $ 85,263
Financing Receivable, Amortized Cost Basis of Loan Had a Payment Default	The following table presents the amortized cost basis of loans that were experiencing payment default at March 31, 2024 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty: March 31, 2024 Amortized Cost Basis (dollars in thousands) Term Extension Combination - Term Extension and Principal Payment Delay Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction Commercial $ — $ 1,467 $ — Income producing - commercial real estate — — 66,136 Owner occupied - commercial real estate — 19,127 — Construction - commercial and residential 6,532 — — Total $ 6,532 $ 20,594 $ 66,136

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2024
Leases [Abstract]
Schedule of Lease Costs and Other Lease Information	The following table presents lease costs and other lease information. Three Months Ended (dollars in thousands) March 31, 2024 March 31, 2023 Lease cost Operating lease cost (cost resulting from lease payments) $ 1,601 $ 1,716 Variable lease cost (cost excluded from lease payments) 241 256 Sublease income (30) (30) Net lease cost $ 1,812 $ 1,942 Operating lease - operating cash flows (fixed payments) $ 1,778 $ 1,859 (dollars in thousands) March 31, 2024 December 31, 2023 Right-of-use assets - operating leases $ 17,679 $ 19,129 Operating lease liabilities $ 21,611 $ 23,238 Weighted average lease term - operating leases 4.81 yrs 4.93 yrs Weighted average discount rate - operating leases 2.73 % 2.78 %
Schedule of Future Minimum Payments for Operating Leases	Future minimum payments for operating leases with initial or remaining terms of more than one year as of March 31, 2024 were as follows: (dollars in thousands) Twelve months ended: March 31, 2025 $ 5,147 March 31, 2026 6,078 March 31, 2027 2,988 March 31, 2028 2,599 March 31, 2029 2,176 Thereafter 3,751 Total future minimum lease payments 22,739 Amounts representing interest (1,128) Present value of net future minimum lease payments $ 21,611

Derivatives (Tables)

Derivatives (Tables)	3 Months Ended
	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Balance Sheet Category and Fair Values of the Derivative Instruments	The table below identifies the balance sheet category and fair value of the Company's derivative instruments as of March 31, 2024 and December 31, 2023. The Company has a minimum collateral posting threshold with its derivative counterparty. If the Company had breached any provisions under the agreement at March 31, 2024, it could have been required to settle its obligations under the agreement at the termination value. March 31, 2024 December 31, 2023 (dollars in thousands) Notional Fair Value Balance Sheet Notional Fair Value Balance Sheet Derivatives in an asset position: Derivatives designated as hedging instruments: Interest rate product $ — $ — Other assets $ 300,000 $ 374 Other assets Derivatives not designated as hedging instruments: Interest rate product 680,245 34,147 Other assets 651,429 30,288 Other assets Credit risk participation agreements 49,480 — Other liabilities 49,480 3 Other liabilities Total 729,725 34,147 700,909 30,291 Total derivatives in an asset position: $ 729,725 $ 34,147 $ 1,000,909 $ 30,665 Derivatives in a liability position: Derivatives not designated as hedging instruments: Interest rate product $ 680,245 $ 33,646 Other liabilities $ 651,429 $ 30,555 Other liabilities
Schedule of the Effect of Derivative Financial Instruments on the Consolidated Statements of Operations	The table below presents the effect of the Company's derivative financial instruments on the Consolidated Statements of Operations for the three months ended March 31, 2024 and 2023: The Effect of Derivatives Not Designated as Hedging Instruments on the Consolidated Statements of Operations Amount of Gain (Loss) Recognized in Income on Derivatives Location of Gain (Loss) Recognized in Income on Derivatives Three Months Ended March 31, (dollars in thousands) 2024 2023 Interest rate products Other income / (other expense) $ 239 $ (350) Mortgage banking derivatives Gain on sale of loans — (64) Total $ 239 $ (414)

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2024
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
Schedule of Deposit Composition and Average Interest Rates	The following table provides information regarding the Bank’s deposit composition at March 31, 2024 and December 31, 2023: (dollars in thousands) March 31, 2024 December 31, 2023 Noninterest-bearing demand $ 1,835,524 $ 2,279,081 Interest-bearing transaction 1,207,566 997,448 Savings and money market 3,235,391 3,314,043 Time deposits 2,222,958 2,217,467 Total $ 8,501,439 $ 8,808,039
Schedule of Maturity of Time Deposits	The remaining maturity of time deposits at March 31, 2024 and December 31, 2023 were as follows: (dollars in thousands) March 31, 2024 December 31, 2023 2024 $ 1,294,087 1,445,395 2025 716,191 576,379 2026 195,505 180,384 2027 5,779 5,482 2028 10,162 9,827 2029 1,234 — Total $ 2,222,958 $ 2,217,467
Schedule of Time Deposit Accounts in Excess of $250 Thousand	As of March 31, 2024 and December 31, 2023, time deposit accounts in excess of $250 thousand were as follows: (dollars in thousands) March 31, 2024 December 31, 2023 Three months or less $ 321,017 $ 119,880 More than three months through six months 341,418 318,353 More than six months through twelve months 253,492 368,103 Over twelve months 696,857 726,758 Total $ 1,612,784 $ 1,533,094

Borrowings (Tables)

Borrowings (Tables)	3 Months Ended
	Mar. 31, 2024
Long-Term Debt, Unclassified [Abstract]
Schedules of Short-term Borrowings and Long-term Borrowings	The following table summarizes the Company’s borrowings, which include repurchase agreements with the Company’s customers and borrowings, at March 31, 2024 and December 31, 2023: (dollars in thousands) Borrowings - Principal Unamortized Deferred Issuance Costs Net Borrowings Outstanding Available Capacity (1) Maturity Dates Interest Rates (2) March 31, 2024: Customer repurchase agreements $ 37,059 $ — $ 37,059 $ — N/A 3.48 % Secured borrowings: FHLB 600,000 — 600,000 1,302,153 September 25, 2024 5.53 % FRB: BTFP 1,000,000 — 1,000,000 — January 15, 2025 4.76 % Discount window — — — 568,602 N/A N/A Raymond James repurchase agreement — — — 17,780 N/A N/A Subordinated notes, 5.75% 70,000 (52) 69,948 — September 1, 2024 5.75 % Total borrowings $ 1,707,059 $ (52) $ 1,707,007 $ 1,888,535 December 31, 2023: Customer repurchase agreements $ 30,587 $ — $ 30,587 $ — N/A 3.42% Secured borrowings: FHLB — — — 1,271,846 N/A N/A FRB: BTFP 1,300,000 — 1,300,000 598,870 March 22, 2024 4.53% Discount window — — — 601,504 N/A N/A Raymond James repurchase agreement — — — 17,993 N/A N/A Subordinated notes, 5.75% 70,000 (82) 69,918 — September 1, 2024 5.75% Total borrowings $ 1,400,587 $ (82) $ 1,400,505 $ 2,490,213 (1) Available capacity on the Company's borrowing arrangements with the FHLB, the FRB and the Raymond James repurchase line comprise pledged collateral that has not been borrowed against. At March 31, 2024, the Company had total additional undrawn borrowing capacity of approximately $2.2 billion, comprising unencumbered securities available to be pledged of approximately $297.5 million and undrawn financing on pledged assets of $1.9 billion. (2) Represent the weighted average interest rate on customer repurchase agreements and the borrowings outstanding and the coupon interest rate on the subordinated notes, which approximates the effective interest rate.

Net Income (Loss) per Common _2

Net Income (Loss) per Common Share (Tables)	3 Months Ended
	Mar. 31, 2024
Earnings Per Share [Abstract]
Schedule of Calculation of Net Income Per Common Share	The calculation of net income per common share for the three months ended March 31, 2024 and 2023 was as follows: Three Months Ended March 31, (dollars and shares in thousands, except per share data) 2024 2023 Basic: Net (loss) income $ (338) $ 24,234 Average common shares outstanding 30,068 31,109 Basic net (loss) income per common share $ (0.01) $ 0.78 Diluted: Net (loss) income $ (338) $ 24,234 Average common shares outstanding 30,068 31,109 Adjustment for common share equivalents — 71 Average common shares outstanding-diluted 30,068 31,180 Diluted net (loss) income per common share $ (0.01) $ 0.78 Anti-dilutive shares 58 3

Other Comprehensive (Loss) In_2

Other Comprehensive (Loss) Income (Tables)	3 Months Ended
	Mar. 31, 2024
Other Comprehensive Income [Abstract]
Schedule of Components of Other Comprehensive (Loss) Income	The following table presents the components of other comprehensive (loss) income for the three months ended March 31, 2024 and 2023. (dollars in thousands) Before Tax Tax Effect Net of Tax Three Months Ended March 31, 2024 Net unrealized (loss) gain on securities available-for-sale $ (6,693) $ 1,626 $ (5,067) Less: Reclassification adjustment for net loss included in net income (4) 1 (3) Total unrealized (loss) gain on investment securities available-for-sale (6,697) 1,627 (5,070) Amortization of unrealized loss on securities transferred to held-to-maturity 1,731 (346) 1,385 Net unrealized gain on derivatives 363 (89) 274 Other comprehensive (loss) income $ (4,603) $ 1,192 $ (3,411) Three Months Ended March 31, 2023 Net unrealized gain (loss) on securities available-for-sale $ 24,039 $ (6,103) $ 17,936 Less: Reclassification adjustment for net loss included in net income 21 (5) 16 Total unrealized gain (loss) on investment securities available-for-sale 24,060 (6,108) 17,952 Amortization of unrealized loss on securities transferred to held-to-maturity 1,983 (1,342) 641 Other comprehensive income (loss) $ 26,043 $ (7,450) $ 18,593
Schedule of Changes in Each Component of Accumulated Other Comprehensive (Loss) Income, Net of Tax	The following table presents the changes in each component of accumulated other comprehensive income (loss), net of tax, for the three months ended March 31, 2024 and 2023. (dollars in thousands) Securities Available-For-Sale Securities Held-to-Maturity Derivatives Accumulated Other Comprehensive Income (Loss) Three Months Ended March 31, 2024 Balance at beginning of period $ (122,246) $ (39,929) $ (182) $ (162,357) Other comprehensive (loss) income before reclassifications (5,067) — 274 (4,793) Amounts reclassified from accumulated other comprehensive income (3) — — (3) Amortization of unrealized loss on securities transferred to held-to-maturity — 1,385 — 1,385 Net other comprehensive (loss) income during period (5,070) 1,385 274 (3,411) Balance at end of period $ (127,316) $ (38,544) $ 92 $ (165,768) Three Months Ended March 31, 2023 Balance at beginning of period $ (154,773) $ (44,734) $ — $ (199,507) Other comprehensive income before reclassifications 17,936 — — 17,936 Amounts reclassified from accumulated other comprehensive income 16 — — 16 Amortization of unrealized loss on securities transferred to held-to-maturity — 641 — 641 Net other comprehensive income during period 17,952 641 — 18,593 Balance at end of period $ (136,821) $ (44,093) $ — $ (180,914)
Schedule of Amounts Reclassified Out of Accumulated Other Comprehensive (Loss) Income	The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three months ended March 31, 2024 and 2023. Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified from Accumulated Other Comprehensive Income (Loss) Three Months Ended March 31, Affected Line Item in Consolidated Statements of Operations (dollars in thousands) 2024 2023 Realized gain (loss) on sale of investment securities $ 4 $ (21) Net gain (loss) on sale of investment securities Income tax benefit (expense) (1) 5 Income tax expense Total reclassifications for the periods $ 3 $ (16)

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Schedule of Recorded Amount of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of March 31, 2024 and December 31, 2023. (dollars in thousands) Quoted Prices Significant Other Observable Inputs Significant Other Unobservable Inputs Total Fair Value March 31, 2024 Assets: Investment securities available-for-sale: U.S treasury bonds $ — $ 48,233 $ — $ 48,233 U. S. agency securities — 639,326 — 639,326 Residential mortgage-backed securities — 698,550 — 698,550 Commercial mortgage-backed securities — 48,938 — 48,938 Municipal bonds — 8,306 — 8,306 Corporate bonds — 1,681 — 1,681 Interest rate product — 34,147 — 34,147 Total assets measured at fair value on a recurring basis $ — $ 1,479,181 $ — $ 1,479,181 Liabilities: Interest rate product $ — $ 33,646 $ — $ 33,646 Total liabilities measured at fair value on a recurring basis $ — $ 33,646 $ — $ 33,646 December 31, 2023 Assets: Investment securities available-for-sale: U.S. treasury bonds $ — $ 47,901 $ — $ 47,901 U. S. agency securities — 671,397 — 671,397 Residential mortgage-backed securities — 727,353 — 727,353 Commercial mortgage-backed securities — 49,564 — 49,564 Municipal bonds — 8,490 — 8,490 Corporate bonds — 1,683 — 1,683 Interest rate product — 30,662 — 30,662 Credit risk participation agreements — 3 — 3 Total assets measured at fair value on a recurring basis $ — $ 1,537,053 $ — $ 1,537,053 Liabilities: Interest rate product $ — $ 30,555 $ — $ 30,555 Total liabilities measured at fair value on a recurring basis $ — $ 30,555 $ — $ 30,555
Schedule of Assets Measured at Fair Value on Nonrecurring Basis	Assets measured at fair value on a nonrecurring basis are included in the table below: (dollars in thousands) Quoted Prices Significant Other Observable Inputs Significant Other Unobservable Inputs Total Fair Value March 31, 2024 Individually assessed loans: Commercial $ — $ — $ 2,422 $ 2,422 Income producing - commercial real estate — — 67,602 67,602 Owner occupied - commercial real estate — — 19,798 19,798 Real estate mortgage - residential — — 1,633 1,633 Home equity — — 237 237 Other real estate owned — — 773 773 Total assets measured at fair value on a nonrecurring basis as of March 31, 2024 $ — $ — $ 92,465 $ 92,465 December 31, 2023 Individually assessed loans: Commercial $ — $ — $ 2,475 $ 2,475 Income producing - commercial real estate — — 41,038 41,038 Owner occupied - commercial real estate — — 19,880 19,880 Real estate mortgage - residential — — 1,638 1,638 Consumer — — 396 396 Home equity — — 242 242 Other real estate owned — — 1,108 1,108 Total assets measured at fair value on a nonrecurring basis as of December 31, 2023 $ — $ — $ 66,777 $ 66,777
Schedule of Estimated Fair Values of Financial Instruments	The estimated fair value of the Company's financial instruments at March 31, 2024 and December 31, 2023 are as follows: Fair Value Measurements (dollars in thousands) Carrying Value Fair Value Quoted Prices Significant Other Observable Inputs Significant Other Unobservable Inputs March 31, 2024 Assets Cash and due from banks $ 10,076 $ 10,076 $ 10,076 $ — $ — Federal funds sold 11,343 11,343 — 11,343 — Interest-bearing deposits with other banks 696,453 696,453 — 696,453 — Investment securities available-for-sale 1,445,034 1,445,034 — 1,445,034 — Investment securities held-to-maturity 1,000,732 878,159 — 878,159 — Federal Reserve and Federal Home Loan Bank stock 54,678 N/A — — — Loans 7,982,702 7,596,097 — — 7,596,097 Bank owned life insurance 113,624 113,624 — 113,624 — Annuity investment 12,948 12,948 — 12,948 — Interest rate product 34,147 34,147 — 34,147 — Accrued interest receivable 54,074 54,074 54,074 — — Liabilities Noninterest-bearing deposits $ 1,835,524 $ 1,835,524 $ — $ 1,835,524 $ — Interest-bearing deposits 4,442,957 4,442,957 — 4,442,957 — Time deposits 2,222,958 2,217,742 — 2,217,742 — Customer repurchase agreements 37,059 37,059 — 37,059 — Borrowings 1,669,948 1,669,043 — 1,669,043 — Interest rate product 33,646 33,646 — 33,646 — Accrued interest payable 20,978 20,978 20,978 — — December 31, 2023 Assets Cash and due from banks $ 9,047 $ 9,047 $ 9,047 $ — $ — Federal funds sold 3,740 3,740 — 3,740 — Interest-bearing deposits with other banks 709,897 709,897 — 709,897 — Investment securities available-for-sale 1,506,388 1,506,388 — 1,506,388 — Investment securities held-to-maturity 1,015,737 901,582 — 901,582 — Federal Reserve and Federal Home Loan Bank stock 25,748 N/A — — — Loans 7,968,695 7,720,241 — — 7,720,241 Bank owned life insurance 112,921 112,921 — 112,921 — Annuity investment 13,112 13,112 — 13,112 — Credit risk participation agreements 3 3 — 3 — Interest rate product 30,662 30,662 — 30,662 — Accrued interest receivable 53,337 53,337 53,337 — — Liabilities Noninterest-bearing deposits $ 2,279,081 $ 2,279,081 $ — $ 2,279,081 $ — Interest-bearing deposits 4,311,491 4,311,491 — 4,311,491 — Time deposits 2,217,467 2,217,795 — 2,217,795 — Customer repurchase agreements 30,587 30,587 — 30,587 — Borrowings 1,369,918 1,368,621 — 1,368,621 — Interest rate product 30,555 30,555 — 30,555 — Accrued interest payable 57,395 57,395 57,395 — —

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Narrative (Details) $ in Millions	3 Months Ended
	Mar. 31, 2024 USD ($) numberOfVariable	Apr. 30, 2024 store
Property, Plant and Equipment [Line Items]
Number of macroeconomic variables	3
Number of economic variables	4
Number of economic scenario variables	3
Number of economic forecast variables	4
Number of variables	2
Reasonable and supportable period (in months)	18 months
Historical loss rate on straight-line basis over loan's remaining maturity (in months)	12 months
Individually-evaluated loan analysis, loan threshold amount | $	$ 1
Banking Services | Subsequent Event
Property, Plant and Equipment [Line Items]
Number of locations | store		12
Lending Services | Subsequent Event
Property, Plant and Equipment [Line Items]
Number of locations | store		4

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Schedule Of Provision For Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Accounting Policies [Abstract]
Provision for credit losses - loans	$ 35,174	$ 4,908
Provision for credit losses - HTM debt securities	1	1,242
Provision for credit losses - AFS debt securities	0	14
Total	$ 35,175	$ 6,164

Cash and Due from Banks (Detail

Cash and Due from Banks (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash and Cash Equivalents [Abstract]
Average balance maintained	$ 1,900	$ 662.4

Investment Securities - Schedul

Investment Securities - Schedule of Available-for-Sale Securities and Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 1,613,659	$ 1,668,316
Gross Unrealized Gains	23	45
Gross Unrealized Losses	(168,631)	(161,956)
Less: allowance for credit losses	(17)	(17)
Estimated Fair Value	1,445,034	1,506,388
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	1,002,689	1,017,693
Allowance for credit losses	(1,957)	(1,956)
Total held-to-maturity securities, net of ACL	1,000,732	1,015,737
Gross Unrecognized Gains	0	5
Gross Unrecognized Losses	(124,530)	(116,116)
Estimated Fair Value	878,159	901,582
U.S. treasury bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	49,919	49,894
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,686)	(1,993)
Less: allowance for credit losses	0	0
Estimated Fair Value	48,233	47,901
U. S. agency securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	698,189	729,090
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(58,863)	(57,693)
Less: allowance for credit losses	0	0
Estimated Fair Value	639,326	671,397
Residential mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	800,793	823,992
Gross Unrealized Gains	23	45
Gross Unrealized Losses	(102,266)	(96,684)
Less: allowance for credit losses	0	0
Estimated Fair Value	698,550	727,353
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	655,388	670,043
Gross Unrecognized Gains	0	0
Gross Unrecognized Losses	(87,348)	(79,980)
Estimated Fair Value	568,040	590,063
Commercial mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	54,018	54,557
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(5,080)	(4,993)
Less: allowance for credit losses	0	0
Estimated Fair Value	48,938	49,564
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	89,966	90,227
Gross Unrecognized Gains	0	0
Gross Unrecognized Losses	(13,000)	(12,867)
Estimated Fair Value	76,966	77,360
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	8,740	8,783
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(434)	(293)
Less: allowance for credit losses	0	0
Estimated Fair Value	8,306	8,490
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	125,003	125,114
Gross Unrecognized Gains	0	5
Gross Unrecognized Losses	(9,789)	(8,540)
Estimated Fair Value	115,214	116,579
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	2,000	2,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(302)	(300)
Less: allowance for credit losses	(17)	(17)
Estimated Fair Value	1,681	1,683
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	132,332	132,309
Gross Unrecognized Gains	0	0
Gross Unrecognized Losses	(14,393)	(14,729)
Estimated Fair Value	$ 117,939	$ 117,580

Investment Securities - Narrati

Investment Securities - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Federal Reserve and Federal Home Loan Bank stock	$ 54,678		$ 25,748
Provision for credit losses - HTM debt securities	1	$ 1,242
Provision for credit losses - AFS debt securities	0	14
Allowance for credit losses	17		17
HTM Allowance for credit losses	1,957		$ 1,956
Debt securities, available-for-sale, realized gain	4	5
Debt securities, available-for-sale, realized loss	0	(26)
Gross proceeds from sales and calls	$ 27,100	$ 8,400
Holdings of securities of any one issuer	10%		10%
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, restricted	$ 2,100,000
Other Assets
Debt Securities, Available-for-sale [Line Items]
Accrued interest on available for sale securities	7,800		$ 7,600
Residential mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Unrealized loss	50,000		51,700
Allowance for credit losses	$ 0		$ 0

Investment Securities - Sched_2

Investment Securities - Schedule of Gross Unrealized Losses and Fair Value by Length of Time that the Individual Available-For-Sale Securities Have Been in a Continuous Unrealized Loss (Details) $ in Thousands	Mar. 31, 2024 USD ($) security	Dec. 31, 2023 USD ($) security
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	244	244
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 11,084	$ 3,084
Investment securities available-for-sale, Less than 12 months, unrealized losses	(65)	(4)
Investment securities available-for-sale, 12 months or greater, estimated fair value	1,432,105	1,493,993
Investment securities available-for-sale, 12 months or greater, unrealized losses	(168,566)	(161,952)
Investment securities available-for-sale, Estimated fair value	1,443,189	1,497,077
Investment securities available-for-sale, Unrealized losses	$ (168,631)	$ (161,956)
Investment securities held-to-maturity, Number of securities | security	230	228
Investment securities held-to-maturity, Less than 12 months, estimated fair value	$ 3,474	$ 0
Investment securities held-to-maturity, Less than 12 months, unrealized losses	(63)	0
Investment securities held-to-maturity, 12 months or greater, estimated fair value	862,633	885,977
Investment securities held-to-maturity, 12 months or greater, unrealized losses	(124,467)	(116,116)
Investment securities held-to-maturity, Estimated Fair Value	866,107	885,977
Investment securities held-to-maturity, Unrealized losses	$ (124,530)	$ (116,116)
U.S. treasury bonds
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	2	2
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities available-for-sale, Less than 12 months, unrealized losses	0	0
Investment securities available-for-sale, 12 months or greater, estimated fair value	48,233	47,901
Investment securities available-for-sale, 12 months or greater, unrealized losses	(1,686)	(1,993)
Investment securities available-for-sale, Estimated fair value	48,233	47,901
Investment securities available-for-sale, Unrealized losses	$ (1,686)	$ (1,993)
U. S. agency securities
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	76	78
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 2,904	$ 3,084
Investment securities available-for-sale, Less than 12 months, unrealized losses	(5)	(4)
Investment securities available-for-sale, 12 months or greater, estimated fair value	636,422	668,313
Investment securities available-for-sale, 12 months or greater, unrealized losses	(58,858)	(57,689)
Investment securities available-for-sale, Estimated fair value	639,326	671,397
Investment securities available-for-sale, Unrealized losses	$ (58,863)	$ (57,693)
Residential mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	151	149
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 8,180	$ 0
Investment securities available-for-sale, Less than 12 months, unrealized losses	(60)	0
Investment securities available-for-sale, 12 months or greater, estimated fair value	688,525	718,042
Investment securities available-for-sale, 12 months or greater, unrealized losses	(102,206)	(96,684)
Investment securities available-for-sale, Estimated fair value	696,705	718,042
Investment securities available-for-sale, Unrealized losses	$ (102,266)	$ (96,684)
Investment securities held-to-maturity, Number of securities | security	142	142
Investment securities held-to-maturity, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities held-to-maturity, Less than 12 months, unrealized losses	0	0
Investment securities held-to-maturity, 12 months or greater, estimated fair value	568,040	590,063
Investment securities held-to-maturity, 12 months or greater, unrealized losses	(87,348)	(79,980)
Investment securities held-to-maturity, Estimated Fair Value	568,040	590,063
Investment securities held-to-maturity, Unrealized losses	$ (87,348)	$ (79,980)
Commercial mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	13	13
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities available-for-sale, Less than 12 months, unrealized losses	0	0
Investment securities available-for-sale, 12 months or greater, estimated fair value	48,938	49,564
Investment securities available-for-sale, 12 months or greater, unrealized losses	(5,080)	(4,993)
Investment securities available-for-sale, Estimated fair value	48,938	49,564
Investment securities available-for-sale, Unrealized losses	$ (5,080)	$ (4,993)
Investment securities held-to-maturity, Number of securities | security	16	16
Investment securities held-to-maturity, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities held-to-maturity, Less than 12 months, unrealized losses	0	0
Investment securities held-to-maturity, 12 months or greater, estimated fair value	76,966	77,360
Investment securities held-to-maturity, 12 months or greater, unrealized losses	(13,000)	(12,867)
Investment securities held-to-maturity, Estimated Fair Value	76,966	77,360
Investment securities held-to-maturity, Unrealized losses	$ (13,000)	$ (12,867)
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	1	1
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities available-for-sale, Less than 12 months, unrealized losses	0	0
Investment securities available-for-sale, 12 months or greater, estimated fair value	8,306	8,490
Investment securities available-for-sale, 12 months or greater, unrealized losses	(434)	(293)
Investment securities available-for-sale, Estimated fair value	8,306	8,490
Investment securities available-for-sale, Unrealized losses	$ (434)	$ (293)
Investment securities held-to-maturity, Number of securities | security	42	40
Investment securities held-to-maturity, Less than 12 months, estimated fair value	$ 3,474	$ 0
Investment securities held-to-maturity, Less than 12 months, unrealized losses	(63)	0
Investment securities held-to-maturity, 12 months or greater, estimated fair value	111,740	113,031
Investment securities held-to-maturity, 12 months or greater, unrealized losses	(9,726)	(8,540)
Investment securities held-to-maturity, Estimated Fair Value	115,214	113,031
Investment securities held-to-maturity, Unrealized losses	$ (9,789)	$ (8,540)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Investment securities available-for-sale, Number of securities | security	1	1
Investment securities available-for-sale, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities available-for-sale, Less than 12 months, unrealized losses	0	0
Investment securities available-for-sale, 12 months or greater, estimated fair value	1,681	1,683
Investment securities available-for-sale, 12 months or greater, unrealized losses	(302)	(300)
Investment securities available-for-sale, Estimated fair value	1,681	1,683
Investment securities available-for-sale, Unrealized losses	$ (302)	$ (300)
Investment securities held-to-maturity, Number of securities | security	30	30
Investment securities held-to-maturity, Less than 12 months, estimated fair value	$ 0	$ 0
Investment securities held-to-maturity, Less than 12 months, unrealized losses	0	0
Investment securities held-to-maturity, 12 months or greater, estimated fair value	105,887	105,523
Investment securities held-to-maturity, 12 months or greater, unrealized losses	(14,393)	(14,729)
Investment securities held-to-maturity, Estimated Fair Value	105,887	105,523
Investment securities held-to-maturity, Unrealized losses	$ (14,393)	$ (14,729)

Investment Securities - Sched_3

Investment Securities - Schedule of Amortized Cost and Estimated Fair Value of Investments Available-for-Sale by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Amortized Cost
Total investment securities available-for-sale	$ 1,613,659	$ 1,668,316
Estimated Fair Value
Less: allowance for credit losses	(17)	(17)
Total investment securities available-for-sale	1,445,034
Amortized Cost
Less: allowance for credit losses	1,957	1,956
Total held-to-maturity securities, net of ACL	1,000,732	1,015,737
Estimated Fair Value
Total investment securities held-to-maturity	878,159	901,582
Asset-Backed Securities
Amortized Cost
Within one year	139,224
One to five years	486,394
Five to ten years	112,838
Beyond ten years	20,392
Estimated Fair Value
Within one year	135,426
One to five years	446,955
Five to ten years	97,570
Beyond ten years	17,612
Amortized Cost
Within one year	4,282
One to five years	61,707
Five to ten years	117,237
Beyond ten years	74,109
Less: allowance for credit losses	1,957
Total held-to-maturity securities, net of ACL	1,000,732
Total	2,614,391
Estimated Fair Value
Within one year	4,247
One to five years	59,309
Five to ten years	102,274
Beyond ten years	67,323
Total investment securities held-to-maturity	878,159
Total	2,323,193
Residential mortgage-backed securities
Amortized Cost
Amortized cost, without maturity date	800,793
Total investment securities available-for-sale	800,793	823,992
Estimated Fair Value
Estimated fair value, without maturity date	698,550
Less: allowance for credit losses	0	0
Amortized Cost
Amortized cost, without maturity date	655,388
Estimated Fair Value
Estimated fair value, without maturity date	568,040
Total investment securities held-to-maturity	568,040	590,063
Commercial mortgage-backed securities
Amortized Cost
Amortized cost, without maturity date	54,018
Total investment securities available-for-sale	54,018	54,557
Estimated Fair Value
Estimated fair value, without maturity date	48,938
Less: allowance for credit losses	0	0
Amortized Cost
Amortized cost, without maturity date	89,966
Estimated Fair Value
Estimated fair value, without maturity date	76,966
Total investment securities held-to-maturity	$ 76,966	$ 77,360

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Schedule of Loans, Net of Unamortized Net Deferred Fees (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 7,982,702	$ 7,968,695
Less: allowance for credit losses	(99,684)	(85,940)	$ (78,377)	$ (74,444)
Loans, net	$ 7,883,018	$ 7,882,755
Financing receivable, percent	100%	100%
Accrued interest receivable
Loans and Leases Receivable Disclosure [Line Items]
Accrued interest on available for sale securities	$ 46,300	$ 45,300
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,408,767	1,473,766
Less: allowance for credit losses	$ (23,682)	$ (17,824)	(15,775)	(15,655)
Financing receivable, percent	18%	18%
PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 467	$ 528
Financing receivable, percent	0%	0%
Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 4,040,655	$ 4,094,614
Less: allowance for credit losses	$ (45,937)	$ (40,050)	(38,140)	(35,688)
Financing receivable, percent	50%	51%
Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,185,582	$ 1,172,239
Less: allowance for credit losses	$ (13,537)	$ (14,333)	(12,457)	(12,702)
Financing receivable, percent	15%	15%
Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 72,087	$ 73,396
Less: allowance for credit losses	$ (893)	$ (861)	(1,002)	(969)
Financing receivable, percent	1%	1%
Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,082,556	$ 969,766
Less: allowance for credit losses	(13,058)	(10,198)	(8,741)	(7,195)
Construction - commercial and residential | Commercial and Residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,082,556	$ 969,766
Financing receivable, percent	13%	12%
Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 138,379	$ 132,021
Construction - C&I (owner occupied) | Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 138,379	$ 132,021
Financing receivable, percent	2%	2%
Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 53,251	$ 51,964
Less: allowance for credit losses	$ (618)	$ (657)	(593)	(555)
Financing receivable, percent	1%	1%
Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 958	$ 401
Less: allowance for credit losses	$ (30)	$ (25)	$ (27)	$ (74)
Financing receivable, percent	0%	0%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Deferred commitment fee	$ 24,100	$ 27,000
Servicing asset at fair value	334,100	328,000
Loans, net	7,883,018	$ 7,882,755
ADC Loans
Loans and Leases Receivable Disclosure [Line Items]
Loans, net	$ 1,600,000
Percent of ADC loan portfolio using interest reserves	58.50%
Income Producing Commercial Real Estate and Real Estate Construction
Loans and Leases Receivable Disclosure [Line Items]
Stress test assumption increase interest rates	2%
Minimum | Income Producing Commercial Real Estate and Real Estate Construction
Loans and Leases Receivable Disclosure [Line Items]
Minimum cash flow debt service coverage ratio	1.15
Minimum | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loan period, preferred term	5 years
Maximum | Real estate mortgage - residential | Land Acquisition Development and Construction Loans
Loans and Leases Receivable Disclosure [Line Items]
Loan period	36 months
Maximum | Construction - commercial and residential | Land Acquisition Development and Construction Loans
Loans and Leases Receivable Disclosure [Line Items]
Loan period	24 months
Maximum | Income Producing Commercial Real Estate and Real Estate Construction
Loans and Leases Receivable Disclosure [Line Items]
Minimum cash flow debt service coverage ratio	1
Maximum | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loan period	10 years
Loan period, preferred term	7 years
Amortization term	25 years

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Schedule of Detail Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 85,940	$ 74,444	$ 74,444
Loans charged-off	(21,569)	(1,054)	(19,523)
Recoveries of loans previously charged-off	139	79
Net loans (charged-off) recovered	(21,430)	(975)
Provision for (reversal of) credit losses	35,174	4,908
Ending Balance	99,684	78,377	85,940
Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	17,824	15,655	15,655
Loans charged-off	(496)	(868)	(2,020)
Recoveries of loans previously charged-off	115	76
Net loans (charged-off) recovered	(381)	(792)
Provision for (reversal of) credit losses	6,239	912
Ending Balance	23,682	15,775	17,824
Income-producing - commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	40,050	35,688	35,688
Loans charged-off	(20,943)	0	(11,817)
Recoveries of loans previously charged-off	0	0
Net loans (charged-off) recovered	(20,943)	0
Provision for (reversal of) credit losses	26,830	2,452
Ending Balance	45,937	38,140	40,050
Owner-occupied - commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	14,333	12,702	12,702
Loans charged-off	0	0
Recoveries of loans previously charged-off	24	0
Net loans (charged-off) recovered	24	0
Provision for (reversal of) credit losses	(820)	(245)
Ending Balance	13,537	12,457	14,333
Real estate mortgage - residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	861	969	969
Loans charged-off	0	0
Recoveries of loans previously charged-off	0	0
Net loans (charged-off) recovered	0	0
Provision for (reversal of) credit losses	32	33
Ending Balance	893	1,002	861
Construction - commercial and residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	10,198	7,195	7,195
Loans charged-off	(129)	(136)	(5,636)
Recoveries of loans previously charged-off	0	0
Net loans (charged-off) recovered	(129)	(136)
Provision for (reversal of) credit losses	2,989	1,682
Ending Balance	13,058	8,741	10,198
Construction - C&I (Owner-Occupied)
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,992	1,606	1,606
Loans charged-off	0	0
Recoveries of loans previously charged-off	0	0
Net loans (charged-off) recovered	0	0
Provision for (reversal of) credit losses	(63)	36
Ending Balance	1,929	1,642	1,992
Home equity
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	657	555	555
Loans charged-off	0	0
Recoveries of loans previously charged-off	0	0
Net loans (charged-off) recovered	0	0
Provision for (reversal of) credit losses	(39)	38
Ending Balance	618	593	657
Other consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	25	74	74
Loans charged-off	(1)	(50)	(50)
Recoveries of loans previously charged-off	0	3
Net loans (charged-off) recovered	(1)	(47)
Provision for (reversal of) credit losses	6	0
Ending Balance	$ 30	$ 27	$ 25

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Schedule of Amortized Cost Basis of Collateral-Dependent Loans by Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	$ 7,883,018	$ 7,882,755
Business or Other Assets
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	2,410	3,428
Business or Other Assets | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	1,532	1,674
Business or Other Assets | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	878	1,754
Business or Other Assets | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	0	0
Business or Other Assets | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	0	0
Business or Other Assets | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	0	0
Business or Other Assets | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	0	0
Real Estate
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	89,669	62,707
Real Estate | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	1,218	1,240
Real Estate | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	66,724	39,172
Real Estate | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	19,798	19,836
Real Estate | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	1,692	1,692
Real Estate | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	0	525
Real Estate | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, net	$ 237	$ 242

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Schedule of the Risk Category of Loans by Class of Loans (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Abstract]
Prior	$ 2,937,900		$ 2,367,170
Originated, four years before current fiscal year	495,364		614,362
Originated, three years before current fiscal year	1,215,951		525,985
Originated, two years before current fiscal year	1,471,860		1,185,099
Originated, fiscal year before current fiscal year	723,714		1,391,290
Originated, current fiscal year	59,319		750,863
Revolving Loans Amort. Cost Basis	1,048,700		1,103,437
Revolving Loans Convert. to Term	29,894		30,489
Loans	7,982,702		7,968,695
Financial Asset, Write Offs [Abstract]
Prior	(21,468)		(12,888)
Originated, four years before current fiscal year	0		(5,500)
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	(100)		0
Revolving Loans Convert. to Term	(1)		(1,135)
YTD Gross Charge-offs	(21,569)	$ (1,054)	(19,523)
Commercial
Loans and Leases Receivable Disclosure [Abstract]
Prior	216,019		172,775
Originated, four years before current fiscal year	44,822		48,582
Originated, three years before current fiscal year	175,641		49,470
Originated, two years before current fiscal year	141,462		196,064
Originated, fiscal year before current fiscal year	187,057		149,542
Originated, current fiscal year	24,604		191,889
Revolving Loans Amort. Cost Basis	609,950		659,613
Revolving Loans Convert. to Term	9,212		5,831
Loans	1,408,767		1,473,766
Financial Asset, Write Offs [Abstract]
Prior	(396)		(885)
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	(100)		0
Revolving Loans Convert. to Term	0		(1,135)
YTD Gross Charge-offs	(496)	(868)	(2,020)
Commercial | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	193,755		157,563
Originated, four years before current fiscal year	35,451		48,524
Originated, three years before current fiscal year	174,103		39,133
Originated, two years before current fiscal year	141,181		194,555
Originated, fiscal year before current fiscal year	187,057		149,320
Originated, current fiscal year	24,604		191,889
Revolving Loans Amort. Cost Basis	569,226		623,684
Revolving Loans Convert. to Term	1,154		5,207
Loans	1,326,531		1,409,875
Commercial | Special Mention
Loans and Leases Receivable Disclosure [Abstract]
Prior	8,493		1,415
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	4,286		2,259
Revolving Loans Convert. to Term	8,058		0
Loans	20,837		3,674
Commercial | Substandard
Loans and Leases Receivable Disclosure [Abstract]
Prior	13,771		13,797
Originated, four years before current fiscal year	9,371		58
Originated, three years before current fiscal year	1,538		10,337
Originated, two years before current fiscal year	281		1,509
Originated, fiscal year before current fiscal year	0		222
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	36,438		33,670
Revolving Loans Convert. to Term	0		624
Loans	61,399		60,217
PPP loans
Loans and Leases Receivable Disclosure [Abstract]
Loans	467		528
PPP loans | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	0		0
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	467		0
Originated, two years before current fiscal year	0		528
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	467		528
Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Abstract]
Prior	1,822,342		1,482,483
Originated, four years before current fiscal year	315,317		434,112
Originated, three years before current fiscal year	559,404		335,483
Originated, two years before current fiscal year	755,375		517,957
Originated, fiscal year before current fiscal year	299,264		732,291
Originated, current fiscal year	26,251		327,126
Revolving Loans Amort. Cost Basis	243,343		263,317
Revolving Loans Convert. to Term	19,359		1,845
Loans	4,040,655		4,094,614
Financial Asset, Write Offs [Abstract]
Prior	(20,943)		(11,817)
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
YTD Gross Charge-offs	(20,943)	0	(11,817)
Income-producing - commercial real estate | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	1,452,244		1,257,937
Originated, four years before current fiscal year	308,573		326,999
Originated, three years before current fiscal year	559,404		328,743
Originated, two years before current fiscal year	755,375		517,957
Originated, fiscal year before current fiscal year	299,264		732,291
Originated, current fiscal year	26,251		327,126
Revolving Loans Amort. Cost Basis	243,343		263,317
Revolving Loans Convert. to Term	19,359		1,845
Loans	3,663,813		3,756,215
Income-producing - commercial real estate | Special Mention
Loans and Leases Receivable Disclosure [Abstract]
Prior	170,118		84,585
Originated, four years before current fiscal year	6,744		44,424
Originated, three years before current fiscal year	0		6,740
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	176,862		135,749
Income-producing - commercial real estate | Substandard
Loans and Leases Receivable Disclosure [Abstract]
Prior	199,980		139,961
Originated, four years before current fiscal year	0		62,689
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	199,980		202,650
Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Abstract]
Prior	753,971		625,980
Originated, four years before current fiscal year	35,968		116,382
Originated, three years before current fiscal year	222,361		36,659
Originated, two years before current fiscal year	41,514		202,776
Originated, fiscal year before current fiscal year	126,663		41,907
Originated, current fiscal year	4,590		125,934
Revolving Loans Amort. Cost Basis	515		673
Revolving Loans Convert. to Term	0		21,928
Loans	1,185,582		1,172,239
Financial Asset, Write Offs [Abstract]
YTD Gross Charge-offs	0	0
Owner-occupied - commercial real estate | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	628,063		534,525
Originated, four years before current fiscal year	34,703		103,034
Originated, three years before current fiscal year	222,361		35,385
Originated, two years before current fiscal year	41,514		202,776
Originated, fiscal year before current fiscal year	126,663		41,907
Originated, current fiscal year	4,590		125,934
Revolving Loans Amort. Cost Basis	515		673
Revolving Loans Convert. to Term	0		55
Loans	1,058,409		1,044,289
Owner-occupied - commercial real estate | Special Mention
Loans and Leases Receivable Disclosure [Abstract]
Prior	61,117		54,288
Originated, four years before current fiscal year	0		13,348
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	61,117		67,636
Owner-occupied - commercial real estate | Substandard
Loans and Leases Receivable Disclosure [Abstract]
Prior	64,791		37,167
Originated, four years before current fiscal year	1,265		0
Originated, three years before current fiscal year	0		1,274
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		21,873
Loans	66,056		60,314
Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Abstract]
Prior	33,666		27,047
Originated, four years before current fiscal year	2,175		7,545
Originated, three years before current fiscal year	15,668		2,186
Originated, two years before current fiscal year	14,689		15,967
Originated, fiscal year before current fiscal year	5,889		14,756
Originated, current fiscal year	0		5,895
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	72,087		73,396
Financial Asset, Write Offs [Abstract]
YTD Gross Charge-offs	0	0
Real estate mortgage - residential | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	29,496		22,877
Originated, four years before current fiscal year	2,175		7,545
Originated, three years before current fiscal year	15,668		2,186
Originated, two years before current fiscal year	14,689		15,967
Originated, fiscal year before current fiscal year	5,889		14,756
Originated, current fiscal year	0		5,895
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	67,917		69,226
Real estate mortgage - residential | Substandard
Loans and Leases Receivable Disclosure [Abstract]
Prior	4,170		4,170
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	4,170		4,170
Construction - commercial and residential
Loans and Leases Receivable Disclosure [Abstract]
Prior	83,920		38,743
Originated, four years before current fiscal year	40,902		3,440
Originated, three years before current fiscal year	241,373		45,739
Originated, two years before current fiscal year	485,461		251,038
Originated, fiscal year before current fiscal year	89,757		419,393
Originated, current fiscal year	3,874		87,400
Revolving Loans Amort. Cost Basis	136,092		124,013
Revolving Loans Convert. to Term	1,177		0
Loans	1,082,556		969,766
Financial Asset, Write Offs [Abstract]
Prior	(129)		(136)
Originated, four years before current fiscal year	0		(5,500)
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
YTD Gross Charge-offs	(129)	(136)	(5,636)
Construction - commercial and residential | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	77,388		30,619
Originated, four years before current fiscal year	11,101		3,440
Originated, three years before current fiscal year	241,373		45,739
Originated, two years before current fiscal year	485,461		251,038
Originated, fiscal year before current fiscal year	89,757		419,393
Originated, current fiscal year	3,874		87,400
Revolving Loans Amort. Cost Basis	136,092		124,013
Revolving Loans Convert. to Term	1,177		0
Loans	1,046,223		961,642
Construction - commercial and residential | Special Mention
Loans and Leases Receivable Disclosure [Abstract]
Prior	6,532
Originated, four years before current fiscal year	0
Originated, three years before current fiscal year	0
Originated, two years before current fiscal year	0
Originated, fiscal year before current fiscal year	0
Originated, current fiscal year	0
Revolving Loans Amort. Cost Basis	0
Revolving Loans Convert. to Term	0
Loans	6,532
Construction - commercial and residential | Substandard
Loans and Leases Receivable Disclosure [Abstract]
Prior	0		8,124
Originated, four years before current fiscal year	29,801		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	0		0
Loans	29,801		8,124
Construction - C&I (owner occupied) | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	26,151		18,551
Originated, four years before current fiscal year	56,094		4,265
Originated, three years before current fiscal year	615		56,361
Originated, two years before current fiscal year	33,242		618
Originated, fiscal year before current fiscal year	15,084		33,237
Originated, current fiscal year	0		12,619
Revolving Loans Amort. Cost Basis	7,193		6,370
Revolving Loans Convert. to Term	0		0
Loans	138,379		132,021
Home equity
Loans and Leases Receivable Disclosure [Abstract]
Prior	1,829		1,590
Originated, four years before current fiscal year	86		36
Originated, three years before current fiscal year	422		87
Originated, two years before current fiscal year	117		151
Originated, fiscal year before current fiscal year	0		118
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	50,651		49,097
Revolving Loans Convert. to Term	146		885
Loans	53,251		51,964
Financial Asset, Write Offs [Abstract]
YTD Gross Charge-offs	0	0
Home equity | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	1,758		1,590
Originated, four years before current fiscal year	86		0
Originated, three years before current fiscal year	185		87
Originated, two years before current fiscal year	117		151
Originated, fiscal year before current fiscal year	0		118
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	50,589		49,035
Revolving Loans Convert. to Term	146		643
Loans	52,881		51,624
Home equity | Substandard
Loans and Leases Receivable Disclosure [Abstract]
Prior	71		0
Originated, four years before current fiscal year	0		36
Originated, three years before current fiscal year	237		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	62		62
Revolving Loans Convert. to Term	0		242
Loans	370		340
Other consumer
Loans and Leases Receivable Disclosure [Abstract]
Prior	2		1
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		46
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	956		354
Revolving Loans Convert. to Term	0		0
Loans	958		401
Financial Asset, Write Offs [Abstract]
Prior	0		(50)
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		0
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	0		0
Revolving Loans Convert. to Term	(1)		0
YTD Gross Charge-offs	(1)	$ (50)	(50)
Other consumer | Pass
Loans and Leases Receivable Disclosure [Abstract]
Prior	2		1
Originated, four years before current fiscal year	0		0
Originated, three years before current fiscal year	0		0
Originated, two years before current fiscal year	0		0
Originated, fiscal year before current fiscal year	0		46
Originated, current fiscal year	0		0
Revolving Loans Amort. Cost Basis	956		354
Revolving Loans Convert. to Term	0		0
Loans	$ 958		$ 401

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Schedule of Information Related to Nonaccrual Loans by Class (Details) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses	$ 88,682,000		$ 62,006,000
Nonaccrual with an Allowance for Credit Losses	2,809,000		3,518,000
Total Nonaccrual Loans	91,491,000		65,524,000
Interest on nonaccrual loans	1,300,000	$ 182,000
Actual nonaccrual, interest income	0	$ 0
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses	1,045,000		1,002,000
Nonaccrual with an Allowance for Credit Losses	875,000		1,047,000
Total Nonaccrual Loans	1,920,000		2,049,000
Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses	67,602,000		40,926,000
Nonaccrual with an Allowance for Credit Losses	0		0
Total Nonaccrual Loans	67,602,000		40,926,000
Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses	19,798,000		19,836,000
Nonaccrual with an Allowance for Credit Losses	0		0
Total Nonaccrual Loans	19,798,000		19,836,000
Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses	0		0
Nonaccrual with an Allowance for Credit Losses	1,934,000		1,946,000
Total Nonaccrual Loans	1,934,000		1,946,000
Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses			0
Nonaccrual with an Allowance for Credit Losses			525,000
Total Nonaccrual Loans	0		525,000
Home equity
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual with No Allowance for Credit Losses	237,000		242,000
Nonaccrual with an Allowance for Credit Losses	0		0
Total Nonaccrual Loans	$ 237,000		$ 242,000

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Schedule by Class of Loan, an Aging Analysis and the Recorded Investments in Loans Past Due (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 7,982,702	$ 7,968,695
Non-accrual	91,491	65,524
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,408,767	1,473,766
Non-accrual	1,920	2,049
PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	467	528
Non-accrual	0	0
Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	4,040,655	4,094,614
Non-accrual	67,602	40,926
Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,185,582	1,172,239
Non-accrual	19,798	19,836
Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	72,087	73,396
Non-accrual	1,934	1,946
Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,082,556	969,766
Non-accrual	0	525
Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	138,379	132,021
Non-accrual	0	0
Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	53,251	51,964
Non-accrual	237	242
Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	958	401
Non-accrual	0	0
Past Due
Loans and Leases Receivable Disclosure [Line Items]
Loans	31,108	13,649
Past Due | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	11,175	8,033
Past Due | PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
Past Due | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	11,106	0
Past Due | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	1,274
Past Due | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	199	2,089
Past Due | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	8,590	2,056
Past Due | Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
Past Due | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	36	197
Past Due | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	2	0
30 to 59 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Loans	31,072	6,601
30 to 59 Days Past Due | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	11,175	985
30 to 59 Days Past Due | PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
30 to 59 Days Past Due | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	11,106	0
30 to 59 Days Past Due | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	1,274
30 to 59 Days Past Due | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	199	2,089
30 to 59 Days Past Due | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	8,590	2,056
30 to 59 Days Past Due | Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
30 to 59 Days Past Due | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	197
30 to 59 Days Past Due | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	2	0
60-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Loans	36	7,048
60-89 Days Past Due | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	7,048
60-89 Days Past Due | PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
60-89 Days Past Due | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
60-89 Days Past Due | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
60-89 Days Past Due | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
60-89 Days Past Due | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
60-89 Days Past Due | Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
60-89 Days Past Due | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	36	0
60-89 Days Past Due | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
90 Days or More Past Due | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	0	0
Current
Loans and Leases Receivable Disclosure [Line Items]
Loans	7,860,103	7,889,522
Current | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,395,672	1,463,684
Current | PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	467	528
Current | Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	3,961,947	4,053,688
Current | Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,165,784	1,151,129
Current | Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	69,954	69,361
Current | Construction - commercial and residential
Loans and Leases Receivable Disclosure [Line Items]
Loans	1,073,966	967,185
Current | Construction - C&I (owner occupied)
Loans and Leases Receivable Disclosure [Line Items]
Loans	138,379	132,021
Current | Home equity
Loans and Leases Receivable Disclosure [Line Items]
Loans	52,978	51,525
Current | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 956	$ 401

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Schedule of Financial Effect of Loans Modified in Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 84,957	$ 108,264
Term Extension
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	31,553	28,955
Combination - Term Extension and Principal Payment Delay
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	53,404	79,309
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 31,553	$ 21,744
Weighted average interest rate accruing (as percent)	0.022	0.015
Commercial | Term Extension
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 31,553	$ 21,744
Commercial | Combination - Term Extension and Principal Payment Delay
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	0	$ 0
Commercial | Weighted Average Term and Principal Payment Extension
Loans and Leases Receivable Disclosure [Line Items]
Weighted average term extension accruing (in months)		3 months
Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 50,926	$ 67,350
Weighted average interest rate accruing (as percent)	0.013	0.017
Income-producing - commercial real estate | Term Extension
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 0	$ 7,211
Income-producing - commercial real estate | Combination - Term Extension and Principal Payment Delay
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	50,926	$ 60,139
Income-producing - commercial real estate | Weighted Average Term and Principal Payment Extension
Loans and Leases Receivable Disclosure [Line Items]
Weighted average term extension accruing (in months)		4 months
Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 2,478
Weighted average interest rate accruing (as percent)	0.034
Real estate mortgage - residential | Term Extension
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 0
Real estate mortgage - residential | Combination - Term Extension and Principal Payment Delay
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 2,478
Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing		$ 19,170
Weighted average interest rate accruing (as percent)		0.018
Owner-occupied - commercial real estate | Term Extension
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing		$ 0
Owner-occupied - commercial real estate | Combination - Term Extension and Principal Payment Delay
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing		$ 19,170
Owner-occupied - commercial real estate | Weighted Average Term and Principal Payment Extension
Loans and Leases Receivable Disclosure [Line Items]
Weighted average term extension accruing (in months)		3 months

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Schedule of Loans Modified in Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 84,957	$ 108,264
Current
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	144,249
Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured nonaccruing	85,263
30-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	7,999
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	31,553	21,744
Commercial | Current
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	37,308
Commercial | Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured nonaccruing	0
Commercial | 30-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	1,467
Income-producing - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	50,926	67,350
Income-producing - commercial real estate | Current
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	104,463
Income-producing - commercial real estate | Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured nonaccruing	66,136
Income-producing - commercial real estate | 30-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	0
Owner-occupied - commercial real estate
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing		$ 19,170
Owner-occupied - commercial real estate | Current
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	0
Owner-occupied - commercial real estate | Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured nonaccruing	19,127
Owner-occupied - commercial real estate | 30-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	0
Real estate mortgage - residential
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	2,478
Real estate mortgage - residential | Current
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	2,478
Real estate mortgage - residential | Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured nonaccruing	0
Real estate mortgage - residential | 30-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	0
Construction - commercial and residential | Current
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	0
Construction - commercial and residential | Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured nonaccruing	0
Construction - commercial and residential | 30-89 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Restructured accruing	$ 6,532

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - Schedule of Amortized Cost Basis of Loan Had a Payment Default (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	$ 66,136
Combination - Term Extension and Principal Payment Delay
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	6,532
Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	20,594
Commercial
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Commercial | Combination - Term Extension and Principal Payment Delay
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Commercial | Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	1,467
Income-producing - commercial real estate
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	66,136
Income-producing - commercial real estate | Combination - Term Extension and Principal Payment Delay
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Income-producing - commercial real estate | Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Owner-occupied - commercial real estate
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Owner-occupied - commercial real estate | Combination - Term Extension and Principal Payment Delay
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Owner-occupied - commercial real estate | Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	19,127
Construction - commercial and residential
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	0
Construction - commercial and residential | Combination - Term Extension and Principal Payment Delay
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	6,532
Construction - commercial and residential | Combination - Term Extension, Principal Payment Delay and Interest Rate Reduction
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Amortized cost basis of loans that had a payment default, total	$ 0

Leases - Narrative (Details)

Leases - Narrative (Details) $ in Thousands	Apr. 30, 2024 numberOfLease	Mar. 31, 2024 USD ($) numberOfLease	Dec. 31, 2023 USD ($)
Lessee, Lease, Description [Line Items]
Right-of-use assets - operating leases		$ 17,679	$ 19,129
Operating lease liabilities		$ 21,611	23,238
Probability that lease options will be exercised		90%
Number of leases expired | numberOfLease		0
Subsequent Event
Lessee, Lease, Description [Line Items]
Number of leases expired | numberOfLease	1
Accounting Standards Update 2016-02
Lessee, Lease, Description [Line Items]
Right-of-use assets - operating leases		$ 17,700	19,100
Operating lease liabilities		$ 21,600	$ 23,200

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Costs and Other Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Leases [Abstract]
Operating lease cost (cost resulting from lease payments)	$ 1,601	$ 1,716
Variable lease cost (cost excluded from lease payments)	241	256
Sublease income	(30)	(30)
Net lease cost	1,812	1,942
Operating lease - operating cash flows (fixed payments)	1,778	$ 1,859
Right-of-use assets - operating leases	17,679		$ 19,129
Operating lease liabilities	$ 21,611		$ 23,238
Weighted average lease term - operating leases	4 years 9 months 21 days		4 years 11 months 4 days
Weighted average discount rate - operating leases	2.73%		2.78%

Leases - Schedule of Future Min

Leases - Schedule of Future Minimum Payments for Operating Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Twelve Months Ended:
March 31, 2025	$ 5,147
March 31, 2026	6,078
March 31, 2027	2,988
March 31, 2028	2,599
March 31, 2029	2,176
Thereafter	3,751
Total future minimum lease payments	22,739
Amounts representing interest	(1,128)
Present value of net future minimum lease payments	$ 21,611	$ 23,238

Derivatives - Narrative (Detail

Derivatives - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)
Interest rate swap derivatives | Interest Expense
Derivative Instruments, Gain (Loss) [Line Items]
Unrealized gain	$ 121

Derivatives - Schedule of Balan

Derivatives - Schedule of Balance Sheet Category and Fair Values of the Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Notional Amount	$ 729,725	$ 1,000,909
Fair Value	34,147	30,665
Other Assets | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Notional Amount	729,725	700,909
Fair Value	34,147	30,291
Other Assets | Interest rate product | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Notional Amount	0	300,000
Fair Value	0	374
Other Assets | Interest rate product | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Notional Amount	680,245	651,429
Fair Value	34,147	30,288
Other Assets | Credit Risk Participation Agreements | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Notional Amount	49,480	49,480
Fair Value	0	3
Other Liabilities | Interest rate product | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Notional Amount	680,245	651,429
Fair Value	$ 33,646	$ 30,555

Derivatives - Schedule of the E

Derivatives - Schedule of the Effect of Derivative Financial Instruments on the Consolidated Statements of Operations (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Not Designated as Hedging Instrument
Derivative Instruments, Gain (Loss) [Line Items]
Amount of income (loss) recognized in income on derivative	$ 239	$ (414)
Interest rate products
Derivative Instruments, Gain (Loss) [Line Items]
Amount of income (loss) recognized in income on derivative	$ 239	$ (350)
Derivative, Excluded Component, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Income	Other Income
Mortgage banking derivatives
Derivative Instruments, Gain (Loss) [Line Items]
Amount of income (loss) recognized in income on derivative	$ 0	$ (64)
Derivative, Excluded Component, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Gain on sale of loans	Gain on sale of loans

Deposits - Schedule of Deposit

Deposits - Schedule of Deposit Composition and Average Interest Rates (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Deposits:
Noninterest-bearing demand	$ 1,835,524	$ 2,279,081
Interest-bearing transaction	1,207,566	997,448
Savings and money market	3,235,391	3,314,043
Time deposits	2,222,958	2,217,467
Total deposits	$ 8,501,439	$ 8,808,039

Deposits - Schedule of Maturity

Deposits - Schedule of Maturity of Time Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
2024	$ 1,294,087	$ 1,445,395
2025	716,191	576,379
2026	195,505	180,384
2027	5,779	5,482
2028	10,162	9,827
2029	1,234	0
Total	$ 2,222,958	$ 2,217,467

Deposits - Schedule of Time Dep

Deposits - Schedule of Time Deposit Accounts in Excess of $250 Thousand (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Time deposits $250,000 or more
Three months or less	$ 321,017	$ 119,880
More than three months through six months	341,418	318,353
More than six months through twelve months	253,492	368,103
Over twelve months	696,857	726,758
Total	$ 1,612,784	$ 1,533,094

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Billions	Mar. 31, 2024	Dec. 31, 2023
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
Brokered deposits, excluding CDARS and ICS Two-Way	$ 4.2	$ 2.5
Brokered deposits, excluding CDARS and ICS Two-Way, percent of total	49.10%	28.80%
Deposits attributable to CDARS and ICS two-way deposits	$ 1.7

Borrowings - Schedules of Short

Borrowings - Schedules of Short-term Borrowings and Long-term Borrowings (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Jan. 31, 2024	Dec. 31, 2023	Aug. 05, 2014
Long-Term Borrowings
Available capacity	$ 1,888,535		$ 2,490,213
Total borrowings, gross	1,707,059		1,400,587
Unamortized Deferred Issuance Costs	(52)		(82)
Total borrowings	1,707,007		$ 1,400,505
Borrowings - Principal	2,200,000
Investment securities pledged with collateral par	297,500
Asset Pledged as Collateral
Long-Term Borrowings
Available capacity	$ 1,900,000
Subordinated notes, 5.75%
Long-Term Borrowings
Interest rate (as a percent)	5.75%		5.75%	5.75%
Long-term borrowings, gross	$ 70,000		$ 70,000
Unamortized Deferred Issuance Costs	(52)		(82)
Subordinated notes, net	69,948		69,918
Customer repurchase agreements
Long-Term Borrowings
Short-term borrowings	$ 37,059		$ 30,587
Interest rate (as a percent)	3.48%		3.42%
FHLB | Secured Debt
Long-Term Borrowings
Short-term borrowings	$ 600,000		$ 0
Available capacity	1,302,153		1,271,846
BTFP | Secured Debt
Long-Term Borrowings
Short-term borrowings	1,000,000		1,300,000
Available capacity	$ 0		$ 598,870
Interest rate (as a percent)	4.76%	4.76%	4.53%
Discount window | Secured Debt
Long-Term Borrowings
Available capacity	$ 568,602		$ 601,504
Raymond James repurchase agreement | Secured Debt
Long-Term Borrowings
Available capacity	$ 17,780		$ 17,993

Borrowings - Narrative (Details

Borrowings - Narrative (Details) - USD ($) $ in Millions		1 Months Ended
	Aug. 05, 2014	Jan. 31, 2024	Mar. 31, 2024	Dec. 31, 2023
Subordinated notes, 5.75%
Line of Credit Facility [Line Items]
Interest rate (as a percent)	5.75%		5.75%	5.75%
Face amount	$ 70
Net proceeds from issuance of subordinated long-term debt	68.8
Payments of debt issuance costs	$ 1.2
BTFP | Secured Debt
Line of Credit Facility [Line Items]
Securities borrowed		$ 500
Short-term debt, refinanced, amount		$ 500
Interest rate (as a percent)		4.76%	4.76%	4.53%

Net Income (Loss) per Common _3

Net Income (Loss) per Common Share - Schedule of Calculation of Net Income Per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Basic:
Net (loss) income	$ (338)	$ 24,234
Average common shares outstanding (in shares)	30,068	31,109
Basic net (loss) per common share (in dollars per share)	$ (0.01)	$ 0.78
Diluted:
Net (loss) income	$ (338)	$ 24,234
Average common shares outstanding (in shares)	30,068	31,109
Adjustment for common share equivalents (in shares)	0	71
Average common shares outstanding-diluted (in shares)	30,068	31,180
Diluted net (loss) per common share (in dollars per share)	$ (0.01)	$ 0.78
Anti-dilutive shares (in shares)	58	3

Other Comprehensive (Loss) In_3

Other Comprehensive (Loss) Income - Schedule of Components of Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Before Tax
Net unrealized (loss) gain on securities available-for-sale	$ (6,693)	$ 24,039
Less: Reclassification adjustment for net gain (loss) included in net income	(4)	21
Total unrealized gain (loss) on investment securities available-for-sale	(6,697)	24,060
Amortization of unrealized loss on securities transferred to held-to-maturity	1,731	1,983
Net unrealized gain on derivatives	363
Other comprehensive (loss) income	(4,603)	26,043
Tax Effect
Net unrealized gain (loss) on securities available-for-sale	1,626	(6,103)
Less: Reclassification adjustment for net gain (loss) included in net income	1	(5)
Total unrealized gain (loss) on investment securities available-for-sale	1,627	(6,108)
Amortization of unrealized loss on securities transferred to held-to-maturity	(346)	(1,342)
Net unrealized gain on derivatives	(89)
Other comprehensive income (loss)	1,192	(7,450)
Net of Tax
Less: Reclassification adjustment for net gain (loss) included in net income	(3)	16
Total unrealized (loss) gain on investment securities available-for-sale	(5,070)	17,952
Amortization of unrealized loss on securities transferred to held-to-maturity	1,385	641
Net unrealized gain on derivatives	274	0
Other comprehensive (loss) income	$ (3,411)	$ 18,593

Other Comprehensive (Loss) In_4

Other Comprehensive (Loss) Income - Schedule of Changes in Each Component of Accumulated Other Comprehensive (Loss) Income, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Investment securities available-for-sale:
Beginning balance	$ 1,274,283	$ 1,228,321
Amortization of unrealized loss on securities transferred to held-to-maturity	1,385	641
Other comprehensive (loss) income	(3,411)	18,593
Ending balance	1,259,413	1,241,958
Securities Available For Sale
Investment securities available-for-sale:
Beginning balance	(122,246)	(154,773)
Other comprehensive loss (income) before reclassifications	(5,067)	17,936
Amounts reclassified from accumulated other comprehensive income (loss)	(3)	16
Amortization of unrealized loss on securities transferred to held-to-maturity	0	0
Other comprehensive (loss) income	(5,070)	17,952
Ending balance	(127,316)	(136,821)
Securities Held to Maturity
Investment securities available-for-sale:
Beginning balance	(39,929)	(44,734)
Other comprehensive loss (income) before reclassifications	0	0
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Amortization of unrealized loss on securities transferred to held-to-maturity	1,385	641
Other comprehensive (loss) income	1,385	641
Ending balance	(38,544)	(44,093)
Derivatives
Investment securities available-for-sale:
Beginning balance	(182)	0
Other comprehensive loss (income) before reclassifications	274	0
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Amortization of unrealized loss on securities transferred to held-to-maturity	0	0
Other comprehensive (loss) income	274	0
Ending balance	92	0
Accumulated Other Comprehensive Income (Loss)
Investment securities available-for-sale:
Beginning balance	(162,357)	(199,507)
Other comprehensive loss (income) before reclassifications	(4,793)	17,936
Amounts reclassified from accumulated other comprehensive income (loss)	(3)	16
Amortization of unrealized loss on securities transferred to held-to-maturity	1,385	641
Other comprehensive (loss) income	(3,411)	18,593
Ending balance	$ (165,768)	$ (180,914)

Other Comprehensive (Loss) In_5

Other Comprehensive (Loss) Income - Schedule of Amounts Reclassified Out of Accumulated Other Comprehensive (Loss) Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gain (loss) on sale of investment securities	$ 4	$ (21)
Income tax benefit (expense)	(2,997)	(6,894)
Net (Loss) Income	(338)	24,234
Reclassification out of Accumulated Other Comprehensive Income (Loss)
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Realized gain (loss) on sale of investment securities	4	(21)
Income tax benefit (expense)	(1)	5
Net (Loss) Income	$ 3	$ (16)

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Recorded Amount of Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	$ 1,445,034	$ 1,506,388
Total liabilities measured at fair value on a recurring basis	33,646
U. S. agency securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	639,326	671,397
Residential mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	698,550	727,353
Commercial mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	48,938	49,564
Municipal bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	8,306	8,490
Corporate bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	1,681	1,683
Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total assets measured at fair value on a recurring basis	1,479,181	1,537,053
Total liabilities measured at fair value on a recurring basis		30,555
Recurring | Interest rate product
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset	34,147	30,662
Derivative liability	33,646	30,555
Recurring | U.S treasury bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	48,233	47,901
Recurring | U. S. agency securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	639,326	671,397
Recurring | Residential mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	698,550	727,353
Recurring | Commercial mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	48,938	49,564
Recurring | Municipal bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	8,306	8,490
Recurring | Corporate bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	1,681	1,683
Recurring | Credit Risk Participation Agreements | Derivative Financial Instruments, Assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset		3
​Quoted Prices (Level 1) | Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total assets measured at fair value on a recurring basis	0	0
Total liabilities measured at fair value on a recurring basis	0	0
​Quoted Prices (Level 1) | Recurring | Interest rate product
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset	0	0
Derivative liability	0	0
​Quoted Prices (Level 1) | Recurring | U.S treasury bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
​Quoted Prices (Level 1) | Recurring | U. S. agency securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
​Quoted Prices (Level 1) | Recurring | Residential mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
​Quoted Prices (Level 1) | Recurring | Commercial mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
​Quoted Prices (Level 1) | Recurring | Municipal bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
​Quoted Prices (Level 1) | Recurring | Corporate bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
​Quoted Prices (Level 1) | Recurring | Credit Risk Participation Agreements | Derivative Financial Instruments, Assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset		0
Significant Other Observable Inputs (Level 2) | Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total assets measured at fair value on a recurring basis	1,479,181	1,537,053
Total liabilities measured at fair value on a recurring basis	33,646	30,555
Significant Other Observable Inputs (Level 2) | Recurring | Interest rate product
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset	34,147	30,662
Derivative liability	33,646	30,555
Significant Other Observable Inputs (Level 2) | Recurring | U.S treasury bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	48,233	47,901
Significant Other Observable Inputs (Level 2) | Recurring | U. S. agency securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	639,326	671,397
Significant Other Observable Inputs (Level 2) | Recurring | Residential mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	698,550	727,353
Significant Other Observable Inputs (Level 2) | Recurring | Commercial mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	48,938	49,564
Significant Other Observable Inputs (Level 2) | Recurring | Municipal bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	8,306	8,490
Significant Other Observable Inputs (Level 2) | Recurring | Corporate bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	1,681	1,683
Significant Other Observable Inputs (Level 2) | Recurring | Credit Risk Participation Agreements | Derivative Financial Instruments, Assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset		3
Significant Other Unobservable Inputs (Level 3) | Recurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total assets measured at fair value on a recurring basis	0	0
Total liabilities measured at fair value on a recurring basis	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | Interest rate product
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset	0	0
Derivative liability	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | U.S treasury bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | U. S. agency securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | Residential mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | Commercial mortgage-backed securities
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | Municipal bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | Corporate bonds
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Investment securities available-for-sale	$ 0	0
Significant Other Unobservable Inputs (Level 3) | Recurring | Credit Risk Participation Agreements | Derivative Financial Instruments, Assets
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Derivative asset		$ 0

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Assets Measured at Fair Value on Nonrecurring Basis (Details) - Non Recurring - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other real estate owned	$ 773	$ 1,108
Total assets measured at fair value on a recurring basis	92,465	66,777
Commercial
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	2,422	2,475
Income-producing - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	67,602	41,038
Owner-occupied - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	19,798	19,880
Real estate mortgage - residential
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	1,633	1,638
Consumer
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans		396
Home equity
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	237	242
​Quoted Prices (Level 1)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other real estate owned	0	0
Total assets measured at fair value on a recurring basis	0	0
​Quoted Prices (Level 1) | Commercial
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
​Quoted Prices (Level 1) | Income-producing - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
​Quoted Prices (Level 1) | Owner-occupied - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
​Quoted Prices (Level 1) | Real estate mortgage - residential
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
​Quoted Prices (Level 1) | Consumer
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans		0
​Quoted Prices (Level 1) | Home equity
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
Significant Other Observable Inputs (Level 2)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other real estate owned	0	0
Total assets measured at fair value on a recurring basis	0	0
Significant Other Observable Inputs (Level 2) | Commercial
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
Significant Other Observable Inputs (Level 2) | Income-producing - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
Significant Other Observable Inputs (Level 2) | Owner-occupied - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
Significant Other Observable Inputs (Level 2) | Real estate mortgage - residential
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
Significant Other Observable Inputs (Level 2) | Consumer
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans		0
Significant Other Observable Inputs (Level 2) | Home equity
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0	0
Significant Other Unobservable Inputs (Level 3)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other real estate owned	773	1,108
Total assets measured at fair value on a recurring basis	92,465	66,777
Significant Other Unobservable Inputs (Level 3) | Commercial
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	2,422	2,475
Significant Other Unobservable Inputs (Level 3) | Income-producing - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	67,602	41,038
Significant Other Unobservable Inputs (Level 3) | Owner-occupied - commercial real estate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	19,798	19,880
Significant Other Unobservable Inputs (Level 3) | Real estate mortgage - residential
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	1,633	1,638
Significant Other Unobservable Inputs (Level 3) | Consumer
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans		396
Significant Other Unobservable Inputs (Level 3) | Home equity
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	$ 237	$ 242

Fair Value Measurements - Sch_3

Fair Value Measurements - Schedule of Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Federal funds sold	$ 11,343	$ 3,740
Interest-bearing deposits with other banks	696,453	709,897
Investment securities available-for-sale	1,445,034	1,506,388
Total investment securities held-to-maturity	878,159	901,582
Federal Reserve and Federal Home Loan Bank stock	54,678	25,748
Bank owned life insurance	113,624	112,921
Liabilities
Interest-bearing deposits	1,207,566	997,448
Customer repurchase agreements	37,059	30,587
Carrying Value
Assets
Cash and due from banks	10,076	9,047
Federal funds sold	11,343	3,740
Interest-bearing deposits with other banks	696,453	709,897
Investment securities available-for-sale	1,445,034	1,506,388
Total investment securities held-to-maturity	1,000,732	1,015,737
Federal Reserve and Federal Home Loan Bank stock	54,678	25,748
Loans	7,982,702	7,968,695
Bank owned life insurance	113,624	112,921
Annuity investment	12,948	13,112
Accrued interest receivable	54,074	53,337
Liabilities
Noninterest-bearing deposits	1,835,524	2,279,081
Interest-bearing deposits	4,442,957	4,311,491
Time deposits	2,222,958	2,217,467
Customer repurchase agreements	37,059	30,587
Borrowings	1,669,948	1,369,918
Accrued interest payable	20,978	57,395
Carrying Value | Credit Risk Participation Agreements
Assets
Derivative asset		3
Carrying Value | Interest rate product
Assets
Derivative asset	34,147	30,662
Liabilities
Derivative liability	33,646	30,555
Fair Value
Assets
Cash and due from banks	10,076	9,047
Federal funds sold	11,343	3,740
Interest-bearing deposits with other banks	696,453	709,897
Investment securities available-for-sale	1,445,034	1,506,388
Total investment securities held-to-maturity	878,159	901,582
Loans	7,596,097	7,720,241
Bank owned life insurance	113,624	112,921
Annuity investment	12,948	13,112
Accrued interest receivable	54,074	53,337
Liabilities
Noninterest-bearing deposits	1,835,524	2,279,081
Interest-bearing deposits	4,442,957	4,311,491
Time deposits	2,217,742	2,217,795
Customer repurchase agreements	37,059	30,587
Borrowings	1,669,043	1,368,621
Accrued interest payable	20,978	57,395
Fair Value | Credit Risk Participation Agreements
Assets
Derivative asset		3
Fair Value | Interest rate product
Assets
Derivative asset	34,147	30,662
Liabilities
Derivative liability	33,646	30,555
Fair Value | ​Quoted Prices (Level 1)
Assets
Cash and due from banks	10,076	9,047
Federal funds sold	0	0
Interest-bearing deposits with other banks	0	0
Investment securities available-for-sale	0	0
Total investment securities held-to-maturity	0	0
Federal Reserve and Federal Home Loan Bank stock	0	0
Loans	0	0
Bank owned life insurance	0	0
Annuity investment	0	0
Accrued interest receivable	54,074	53,337
Liabilities
Noninterest-bearing deposits	0	0
Interest-bearing deposits	0	0
Time deposits	0	0
Customer repurchase agreements	0	0
Borrowings	0	0
Accrued interest payable	20,978	57,395
Fair Value | ​Quoted Prices (Level 1) | Credit Risk Participation Agreements
Assets
Derivative asset		0
Fair Value | ​Quoted Prices (Level 1) | Interest rate product
Assets
Derivative asset	0	0
Liabilities
Derivative liability	0	0
Fair Value | Significant Other Observable Inputs (Level 2)
Assets
Cash and due from banks	0	0
Federal funds sold	11,343	3,740
Interest-bearing deposits with other banks	696,453	709,897
Investment securities available-for-sale	1,445,034	1,506,388
Total investment securities held-to-maturity	878,159	901,582
Federal Reserve and Federal Home Loan Bank stock	0	0
Loans	0	0
Bank owned life insurance	113,624	112,921
Annuity investment	12,948	13,112
Accrued interest receivable	0	0
Liabilities
Noninterest-bearing deposits	1,835,524	2,279,081
Interest-bearing deposits	4,442,957	4,311,491
Time deposits	2,217,742	2,217,795
Customer repurchase agreements	37,059	30,587
Borrowings	1,669,043	1,368,621
Accrued interest payable	0	0
Fair Value | Significant Other Observable Inputs (Level 2) | Credit Risk Participation Agreements
Assets
Derivative asset		3
Fair Value | Significant Other Observable Inputs (Level 2) | Interest rate product
Assets
Derivative asset	34,147	30,662
Liabilities
Derivative liability	33,646	30,555
Fair Value | Significant Other Unobservable Inputs (Level 3)
Assets
Cash and due from banks	0	0
Federal funds sold	0	0
Interest-bearing deposits with other banks	0	0
Investment securities available-for-sale	0	0
Total investment securities held-to-maturity	0	0
Federal Reserve and Federal Home Loan Bank stock	0	0
Loans	7,596,097	7,720,241
Bank owned life insurance	0	0
Annuity investment	0	0
Accrued interest receivable	0	0
Liabilities
Noninterest-bearing deposits	0	0
Interest-bearing deposits	0	0
Time deposits	0	0
Customer repurchase agreements	0	0
Borrowings	0	0
Accrued interest payable	0	0
Fair Value | Significant Other Unobservable Inputs (Level 3) | Credit Risk Participation Agreements
Assets
Derivative asset		0
Fair Value | Significant Other Unobservable Inputs (Level 3) | Interest rate product
Assets
Derivative asset	0	0
Liabilities
Derivative liability	$ 0	$ 0