Heritage Commerce 10K 2006 Annual report | HTBK Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Avg

New words: accomplish, advisor, aforementioned, agenda, Agriculture, augmented, back, beneficiary, broad, CFO, Chizek, choose, circumvented, combating, concept, confidential, confidentiality, confirmed, convicted, courier, Crowe, deadline, dealing, denied, deny, desist, DFI, DIF, disclaimer, diversity, divestiture, dollar, encountered, equitable, experiencing, face, facilitate, faulty, FDI, forfeiture, genrally, guideline, hazard, health, healthy, inconvenience, indirectly, inevstment, inflation, inter, interruption, mandate, mistake, modification, mortality, moved, noncompliance, nontraditional, outreach, Parker, people, possession, preclude, printing, rapidly, ratified, Raymond, reform, refundable, relief, remedy, resource, restraining, revocation, safeguarding, satisfaction, saving, scheme, semiannual, simple, soundly, SOX, successor, survey, threshold, transmission, uncollectibility, Untied, usury, verification, walter, warrant, warranted, waste, welfare

Removed: absolutely, abuse, accountant, accretion, accuracy, actively, actuarial, ad, administrative, advantage, affiliation, AFS, alter, alternative, amendment, antifraud, appeal, appoint, appointed, appointing, approve, Arnett, assistance, attained, attest, authorizing, benchmark, bid, billion, boyce, bp, brad, breach, bring, broadly, burden, Cancelled, card, carryforward, certified, certifying, Chairman, chairperson, charter, classify, clean, cleaning, cleanup, coerce, combination, commencing, comment, competitor, complementary, comprehensively, comptroller, concession, concurrence, confusion, Congressional, consent, constituted, contaminated, contaminating, context, continuance, convenience, convertible, cooperated, correct, criminal, damage, danger, de, declaration, demographic, deposited, depositor, depth, description, deteriorating, direction, discretion, discrimination, disgorgement, disparate, disposal, divest, divested, documentation, documented, duty, earliest, employ, enforce, entering, entirety, environmentally, exclude, exempt, exempted, exemption, exercisable, exercised, exigent, exist, exit, expedited, expeditiously, expend, expertise, exposed, expressly, extensively, fail, failing, FDICIA, federally, FHLMC, FICO, fiduciary, financially, FNMA, foreclose, foreseeable, forfeited, formally, fraudulently, frustrated, functional, furnishing, GLB, Glendale, GNMA, governed, harbor, head, heightened, hoc, Hoefer, HTM, identifying, impermissible, inclusion, incurring, inflationary, influence, initially, initiated, initiation, inspection, instituted, intense, intention, interagency, intercompany, introduced, investing, John, joint, knowingly, Large, lawfully, lead, leveraged, levied, liable, libor, lieu, light, liquid, managerial, manipulate, McGrath, measuring, membership, misconduct, mislead, misleading, mismanagement, modernize, mutual, NASD, nonaffiliate, nonaffiliated, nonbank, nonfinancial, North, noted, Notwithstanding, novo, observed, opened, operator, opting, outweigh, overt, Paperwork, Parity, participated, partner, permitting, perpetual, pertaining, phillip, pose, potentially, practical, preapproval, prepare, prescribe, presenting, priority, prison, produce, profitable, promise, promptly, protected, protecting, protection, prove, proving, prudent, publicly, publish, published, purport, qualification, rapid, rated, readily, realistic, reassessed, receipt, recessionary, recordkeeping, redeem, redemption, refined, refining, relation, release, relocation, rendering, renegotiated, reorganization, repaid, replacing, requested, requisite, responding, restoration, restoring, restricting, retain, retire, reviewing, revising, risky, Robert, rotation, safety, seek, seeking, serving, sister, strategic, strategy, streamlined, strong, suffer, suitability, supply, sustainable, terminate, top, toxic, traded, transferred, troubled, undergone, underwriter, undistributed, undue, unfair, unfavorable, unforeseen, uniform, unqualified, Unrecognized, unrelated, unresolved, upcoming, upward, USA, utilize, viability, viable, violate, weekly, wider, willingly, window, worth, Yrs

Heritage Commerce (HTBK) 10-K2006 FY Annual report

Content analysis