Exhibit 99.1
HERITAGE COMMERCE CORP
INVESTOR PRESENTATION
JULY 2008
WALT T. KACZMAREK LAWRENCE D. MCGOVERN
PRESIDENT EXECUTIVE VICE PRESIDENT
CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER
HERITAGE COMMERCE CORP HERITAGE COMMERCE CORP
Forward Looking Statement Disclaimer
This presentation may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include, but are not necessarily limited to, the Company’s ability to sustain dividend payments, fluctuations in interest rates and monetary policy established by the Federal Reserve, inflation, government regulations, general economic conditions, competition within the business areas in which the Company is conducting its operations, including the real estate market in California, the ability to recognize identified cost savings, and other factors beyond the Company's control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. For a discussion of factors which could cause results to differ, please see the Company's reports on Forms 10-K and 10-Q as filed with the Securities and Exchange Commission and the Company's press releases. |