Macatawa Bank (MCBC) 10-Q 26 Apr 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2018	Apr. 26, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	MACATAWA BANK CORP
Entity Central Index Key	1,053,584
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		34,017,525
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2018

CONSOLIDATED BALANCE SHEETS (un

CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 26,954	$ 34,945
Federal funds sold and other short-term investments	103,898	126,522
Cash and cash equivalents	130,852	161,467
Debt securities available for sale, at fair value	214,269	220,720
Debt securities held to maturity (fair value 2018 - $90,536 and 2017 - $86,452)	90,513	85,827
Federal Home Loan Bank (FHLB) stock	11,558	11,558
Loans held for sale, at fair value	0	1,208
Total loans	1,325,545	1,320,309
Allowance for loan losses	(16,675)	(16,600)
Net loans	1,308,870	1,303,709
Premises and equipment - net	46,110	46,629
Accrued interest receivable	5,200	4,680
Bank-owned life insurance	40,494	40,243
Other real estate owned - net	5,223	5,767
Net deferred tax asset	3,982	3,785
Other assets	6,709	4,639
Total assets	1,863,780	1,890,232
Deposits
Noninterest-bearing	453,993	490,583
Interest-bearing	1,106,879	1,088,427
Total deposits	1,560,872	1,579,010
Other borrowed funds	80,667	92,118
Long-term debt	41,238	41,238
Accrued expenses and other liabilities	5,627	4,880
Total liabilities	1,688,404	1,717,246
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 34,017,525 and 33,972,977 shares issued and outstanding at March 31, 2018 and December 31, 2017	217,573	217,081
Retained deficit	(38,836)	(42,526)
Accumulated other comprehensive income (loss)	(3,361)	(1,569)
Total shareholders' equity	175,376	172,986
Total liabilities and shareholders' equity	$ 1,863,780	$ 1,890,232

CONSOLIDATED BALANCE SHEETS (u3

CONSOLIDATED BALANCE SHEETS (unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS
Debt securities held to maturity, fair value	$ 90,536	$ 86,452
Shareholders' equity
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	34,017,525	33,972,977
Common stock, shares outstanding (in shares)	34,017,525	33,972,977

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest income
Loans, including fees	$ 13,710	$ 12,455
Securities
Taxable	868	639
Tax-exempt	876	538
FHLB Stock	197	124
Federal funds sold and other short-term investments	368	92
Total interest income	16,019	13,848
Interest expense
Deposits	994	481
Other borrowings	369	382
Long-term debt	474	402
Total interest expense	1,837	1,265
Net interest income	14,182	12,583
Provision for loan losses	(100)	(500)
Net interest income after provision for loan losses	14,282	13,083
Noninterest income
Service charges and fees	1,049	1,060
Net gains on mortgage loans	141	428
Trust fees	925	778
ATM and debit card fees	1,278	1,201
Gain on sales of securities	0	3
Bank owned life insurance ("BOLI") income	238	238
Other	501	523
Total noninterest income	4,132	4,231
Noninterest expense
Salaries and benefits	6,194	5,999
Occupancy of premises	1,072	1,026
Furniture and equipment	805	732
Legal and professional	202	225
Marketing and promotion	229	227
Data processing	695	682
FDIC assessment	132	136
Interchange and other card expense	332	313
Bond and D&O Insurance	110	117
Net (gains) losses on repossessed and foreclosed properties	406	(85)
Administration and disposition of problem assets	55	180
Other	1,202	1,336
Total noninterest expenses	11,434	10,888
Income before income tax	6,980	6,426
Income tax expense	1,225	1,966
Net income	$ 5,755	$ 4,460
Basic earnings per common share (in dollars per share)	$ 0.17	$ 0.13
Diluted earnings per common share (in dollars per share)	0.17	0.13
Cash dividends per common share (in dollars per share)	$ 0.06	$ 0.04

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) [Abstract]
Net income	$ 5,755	$ 4,460
Unrealized gains (losses):
Net change in unrealized gains (losses) on debt securities available for sale	(2,299)	1,063
Tax effect	483	(372)
Net change in unrealized gains (losses) on debt securities available for sale, net of tax	(1,816)	691
Less: reclassification adjustments:
Reclassification for gains included in net income	0	3
Tax effect	0	(1)
Reclassification for gains included in net income, net of tax	0	2
Other comprehensive income (loss), net of tax	(1,816)	689
Comprehensive income	$ 3,939	$ 5,149

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2016	$ 216,731	$ (53,008)	$ (1,484)	$ 162,239
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	4,460	0	4,460
Cash dividends	0	(1,357)	0	(1,357)
Net change in unrealized loss on securities available for sale, net of tax	0	0	689	689
Stock compensation expense	114	0	0	114
Balance at Mar. 31, 2017	216,845	(49,905)	(795)	166,145
Balance at Dec. 31, 2016	216,731	(53,008)	(1,484)	162,239
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect adjustment upon adoption of ASU 2018-02	0	278	(278)	0
Balance (As Reported [Member]) at Dec. 31, 2017	217,081	(42,804)	(1,291)	172,986
Balance at Dec. 31, 2017	217,081	(42,526)	(1,569)	172,986
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Reclassification for equity securities upon adoption of ASU 2016-01 | Accounting Standards Update 2016-01 [Member]	0	(24)	24	0
Net income	0	5,755	0	5,755
Cash dividends	0	(2,041)	0	(2,041)
Repurchase of shares for taxes withheld on vested restricted stock	(5)	0	0	(5)
Issuance of shares for stock option exercise	386	0	0	386
Net change in unrealized loss on securities available for sale, net of tax	0	0	(1,816)	(1,816)
Stock compensation expense	111	0	0	111
Balance at Mar. 31, 2018	$ 217,573	$ (38,836)	$ (3,361)	$ 175,376

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (Parenthetical)	3 Months Ended
	Mar. 31, 2018$ / sharesshares
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend per share (in dollars per share) | $ / shares	$ 0.06
Common Stock [Member]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Number of shares repurchased for taxes withheld on vested restricted stock (in shares)	452
Number of shares issued for stock option exercise (in shares)	45,000

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities
Net income	$ 5,755	$ 4,460
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	534	537
Stock compensation expense	111	114
Provision for loan losses	(100)	(500)
Origination of loans for sale	(5,140)	(16,960)
Proceeds from sales of loans originated for sale	6,489	16,802
Net gains on mortgage loans	(141)	(428)
Gain on sales of securities	0	(3)
Write-down of other real estate	280	64
Net gain (loss) on sales of other real estate	126	(149)
Deferred income tax expense	285	162
Change in accrued interest receivable and other assets	(1,120)	869
Earnings in bank-owned life insurance	(238)	(238)
Change in accrued expenses and other liabilities	747	664
Net cash from operating activities	7,588	5,394
Cash flows from investing activities
Loan originations and payments, net	(5,354)	14,862
Purchases of securities available for sale	(8,502)	(8,867)
Purchases of securities held to maturity	(5,305)	0
Proceeds from:
Maturities and calls of securities	10,158	6,457
Sales of securities available for sale	0	3,440
Principal paydowns on securities	1,760	1,109
Sales of other real estate	431	320
Additions to premises and equipment	(142)	(462)
Net cash from investing activities	(6,954)	16,859
Cash flows from financing activities
Change in deposits	(18,138)	(15,578)
Repayments and maturities of other borrowed funds	(11,451)	(1,388)
Proceeds from other borrowed funds	0	20,000
Proceeds from exercise of stock options	386	0
Repurchase of shares for taxes withheld on vested restricted stock	(5)	0
Cash dividends paid	(2,041)	(1,357)
Net cash from financing activities	(31,249)	1,677
Net change in cash and cash equivalents	(30,615)	23,930
Cash and cash equivalents at beginning of period	161,467	89,819
Cash and cash equivalents at end of period	130,852	113,749
Supplemental cash flow information
Interest paid	1,828	1,272
Income taxes paid	0	0
Supplemental noncash disclosures:
Transfers from loans to other real estate	293	56
Security settlement	$ 0	$ 236

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2018
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America. Basis of Presentation: Operating results for the three month period ended March 31, 2018 are not necessarily indicative of the results that may be expected for the year ending December 31, 2018. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2017. Use of Estimates Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At March 31, 2018, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan's existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan's effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Foreclosed Assets Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income due to the enactment of tax reform at the end of 2017. The Company's only component of accumulated other comprehensive income is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000. Revenue Recognition Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided. Derivatives Reclassifications: Adoption of New Accounting Standards Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). Other Assets and Deferred Costs: Contracts with Customers FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the FASB Emerging Issues Task Force). FASB issued ASU No. 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. Newly Issued Not Yet Effective Standards Leases FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2018
SECURITIES [Abstract]
SECURITIES	NOTE 2 – SECURITIES The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value March 31, 2018 Available for Sale: U.S. Treasury and federal agency securities $ 96,250 $ 3 $ (2,224 ) $ 94,029 U.S. Agency MBS and CMOs 26,282 12 (692 ) 25,602 Tax-exempt state and municipal bonds 43,375 215 (551 ) 43,039 Taxable state and municipal bonds 44,481 2 (936 ) 43,547 Corporate bonds and other debt securities 8,135 --- (83 ) 8,052 $ 218,523 $ 232 $ (4,486 ) $ 214,269 Held to Maturity Tax-exempt state and municipal bonds $ 90,513 $ 399 $ (376 ) $ 90,536 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2017 Available for Sale: U.S. Treasury and federal agency securities $ 103,309 $ --- $ (1,345 ) $ 101,964 U.S. Agency MBS and CMOs 23,797 7 (419 ) 23,385 Tax-exempt state and municipal bonds 41,684 519 (146 ) 42,057 Taxable state and municipal bonds 44,267 10 (542 ) 43,735 Corporate bonds and other debt securities 8,149 1 (41 ) 8,109 Other equity securities 1,500 --- (30 ) 1,470 $ 222,706 $ 537 $ (2,523 ) $ 220,720 Held to Maturity Tax-exempt state and municipal bonds $ 85,827 $ 806 $ (181 ) $ 86,452 There were no sales of securities in the three month period ended March 31, 2018. Proceeds from the sale of securities available for sale were $3.4 million in the three month period ended March 31, 2017 resulting in net gains on sale of $3,000 as reported in the Consolidated Statements of Income. This resulted in reclassifications of $3,000 ($2,000 net of tax) from accumulated other comprehensive income to gain on sale of securities in the Consolidated Statements of Income in the three month period ended March 31, 2017. Contractual maturities of debt securities at March 31, 2018 were as follows (dollars in thousands): Held–to-Maturity Securities Available-for-Sale Securities Amortized Fair Amortized Fair Cost Value Cost Value Due in one year or less $ 12,922 $ 12,922 $ 14,010 $ 13,968 Due from one to five years 28,927 29,083 120,593 118,125 Due from five to ten years 16,342 16,415 57,498 56,433 Due after ten years 32,322 32,116 26,422 25,743 $ 90,513 $ 90,536 $ 218,523 $ 214,269 Securities with unrealized losses at March 31, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands): Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2018 Value Loss Value Loss Value Loss U.S. Treasury and federal agency securities $ 48,139 $ (899 ) $ 40,364 $ (1,261 ) $ 88,503 $ (2,160 ) U.S. Agency MBS and CMOs 17,523 (468 ) 5,843 (224 ) 23,366 (692 ) Tax-exempt state and municipal bonds 36,847 (739 ) 4,092 (188 ) 40,939 (927 ) Taxable state and municipal bonds 32,174 (565 ) 10,172 (371 ) 42,346 (936 ) Corporate bonds and other debt securities 9,345 (106 ) 2,233 (41 ) 11,578 (147 ) Total temporarily impaired $ 144,028 $ (2,777 ) $ 62,704 $ (2,085 ) $ 206,732 $ (4,862 ) Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2017 Value Loss Value Loss Value Loss U.S. Treasury and federal agency securities $ 50,614 $ (439 ) $ 43,787 $ (876 ) $ 94,401 $ (1,315 ) U.S. Agency MBS and CMOs 16,719 (249 ) 6,228 (170 ) 22,947 (419 ) Tax-exempt state and municipal bonds 20,124 (243 ) 4,208 (82 ) 24,332 (325 ) Taxable state and municipal bonds 30,331 (279 ) 9,781 (265 ) 40,112 (544 ) Corporate bonds and other debt securities 8,021 (42 ) 2,250 (29 ) 10,271 (71 ) Other equity securities --- --- 1,470 (30 ) 1,470 (30 ) Total temporarily impaired $ 125,809 $ (1,252 ) $ 67,724 $ (1,452 ) $ 193,533 $ (2,704 ) Other-Than-Temporary-Impairment Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Management determined that the unrealized losses for each period were attributable to changes in interest rates and not due to credit quality. As such, no OTTI charges were necessary during the three month periods ended March 31, 2018 and 2017. Securities with a carrying value of approximately $2.0 million were pledged as security for public deposits, letters of credit and for other purposes required or permitted by law at March 31, 2018 and December 31, 2017.

LOANS

LOANS	3 Months Ended
	Mar. 31, 2018
LOANS [Abstract]
LOANS	NOTE 3 – LOANS Portfolio loans were as follows (dollars in thousands): March 31, December 31, 2018 2017 Commercial and industrial $ 477,088 $ 465,208 Commercial real estate: Residential developed 11,528 11,888 Unsecured to residential developers 2,392 2,332 Vacant and unimproved 41,786 39,752 Commercial development 1,153 1,103 Residential improved 79,533 90,467 Commercial improved 294,866 298,714 Manufacturing and industrial 98,612 97,679 Total commercial real estate 529,870 541,935 Consumer Residential mortgage 234,443 224,452 Unsecured 197 226 Home equity 77,666 82,234 Other secured 6,281 6,254 Total consumer 318,587 313,166 Total loans 1,325,545 1,320,309 Allowance for loan losses (16,675 ) (16,600 ) $ 1,308,870 $ 1,303,709 Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands): Commercial and Commercial Three months ended March 31, 2018 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (66 ) --- (31 ) --- (97 ) Recoveries 34 203 35 --- 272 Provision for loan losses 60 (261 ) 105 (4 ) (100 ) Ending Balance $ 6,506 $ 6,532 $ 3,603 $ 34 $ 16,675 Commercial and Commercial Three months ended March 31, 2017 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 6,345 $ 6,703 $ 3,871 $ 43 $ 16,962 Charge-offs --- --- (26 ) --- (26 ) Recoveries 23 162 75 --- 260 Provision for loan losses 101 (267 ) (329 ) (5 ) (500 ) Ending Balance $ 6,469 $ 6,598 $ 3,591 $ 38 $ 16,696 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): Commercial and Commercial March 31, 2018 Industrial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 448 $ 346 $ 586 $ --- $ 1,380 Collectively evaluated for impairment 6,058 6,186 3,017 34 15,295 Total ending allowance balance $ 6,506 $ 6,532 $ 3,603 $ 34 $ 16,675 Loans: Individually reviewed for impairment $ 6,768 $ 5,629 $ 7,871 $ --- $ 20,268 Collectively evaluated for impairment 470,320 524,241 310,716 --- 1,305,277 Total ending loans balance $ 477,088 $ 529,870 $ 318,587 $ --- $ 1,325,545 Commercial and Commercial December 31, 2017 Industrial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 497 $ 197 $ 514 $ --- $ 1,208 Collectively evaluated for impairment 5,981 6,393 2,980 38 15,392 Total ending allowance balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Loans: Individually reviewed for impairment $ 6,402 $ 7,332 $ 8,345 $ --- $ 22,079 Collectively evaluated for impairment 458,806 534,603 304,821 --- 1,298,230 Total ending loans balance $ 465,208 $ 541,935 $ 313,166 $ --- $ 1,320,309 The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2018 (dollars in thousands): Unpaid Principal Recorded Allowance March 31, 2018 Balance Investment Allocated With no related allowance recorded: Commercial and industrial $ 981 $ 981 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved --- --- --- Commercial development --- --- --- Residential improved 1,078 1,078 --- Commercial improved 1,896 1,896 --- Manufacturing and industrial --- --- --- 2,974 2,974 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,955 $ 3,955 $ --- With an allowance recorded: Commercial and industrial $ 5,787 $ 5,787 $ 448 Commercial real estate: Residential developed 177 177 2 Unsecured to residential developers --- --- --- Vacant and unimproved 255 255 12 Commercial development --- --- --- Residential improved 217 217 15 Commercial improved 1,602 1,602 307 Manufacturing and industrial 404 404 10 2,655 2,655 346 Consumer: Residential mortgage 6,384 6,384 475 Unsecured --- --- --- Home equity 1,487 1,487 111 Other secured --- --- --- 7,871 7,871 586 Total with an allowance recorded $ 16,313 $ 16,313 $ 1,380 Total $ 20,268 $ 20,268 $ 1,380 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2017 (dollars in thousands): Unpaid Principal Recorded Allowance December 31, 2017 Balance Investment Allocated With no related allowance recorded: Commercial and industrial $ 3,438 $ 3,438 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved --- --- --- Commercial development 190 190 --- Residential improved 15 15 --- Commercial improved --- --- --- Manufacturing and industrial --- --- --- 205 205 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,643 $ 3,643 $ --- With an allowance recorded: Commercial and industrial $ 2,964 $ 2,964 $ 497 Commercial real estate: Residential developed 179 179 4 Unsecured to residential developers --- --- --- Vacant and unimproved 126 126 3 Commercial development --- --- --- Residential improved 1,715 1,715 69 Commercial improved 4,928 4,928 119 Manufacturing and industrial 179 179 2 7,127 7,127 197 Consumer: Residential mortgage 6,638 6,638 409 Unsecured --- --- --- Home equity 1,707 1,707 105 Other secured --- --- --- 8,345 8,345 514 Total with an allowance recorded $ 18,436 $ 18,436 $ 1,208 Total $ 22,079 $ 22,079 $ 1,208 The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three month periods ended March 31, 2018 and 2017 (dollars in thousands): Three Three Months Months Ended Ended March 31, March 31, 2018 2017 Average of impaired loans during the period: Commercial and industrial $ 6,847 $ 6,843 Commercial real estate: Residential developed 178 185 Unsecured to residential developers --- --- Vacant and unimproved 168 379 Commercial development 126 189 Residential improved 1,455 4,086 Commercial improved 3,731 6,158 Manufacturing and industrial 253 225 Consumer 8,067 11,495 Interest income recognized during impairment: Commercial and industrial 302 278 Commercial real estate 74 126 Consumer 85 109 Cash-basis interest income recognized Commercial and industrial 294 265 Commercial real estate 80 123 Consumer 87 107 Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2018 and December 31, 2017: Over 90 days March 31, 2018 Nonaccrual Accruing Commercial and industrial $ 201 $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development --- --- Residential improved 15 --- Commercial improved 106 --- Manufacturing and industrial --- --- 121 --- Consumer: Residential mortgage 2 --- Unsecured --- --- Home equity --- --- Other secured --- --- 2 --- Total $ 324 $ --- Over 90 days December 31, 2017 Nonaccrual Accruing Commercial and industrial $ 4 $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development 190 --- Residential improved 89 --- Commercial improved 106 --- Manufacturing and industrial --- --- 385 --- Consumer: Residential mortgage 2 --- Unsecured 4 --- Home equity --- --- Other secured --- --- 6 --- Total $ 395 $ --- The following table presents the aging of the recorded investment in past due loans as of March 31, 2018 and December 31, 2017 by class of loans (dollars in thousands): 30-90 Greater Than Total Loans Not March 31, 2018 Days 90 Days Past Due Past Due Total Commercial and industrial $ 168 $ 198 $ 366 $ 476,722 $ 477,088 Commercial real estate: Residential developed --- --- --- 11,528 11,528 Unsecured to residential developers --- --- --- 2,392 2,392 Vacant and unimproved --- --- --- 41,786 41,786 Commercial development --- --- --- 1,153 1,153 Residential improved --- 15 15 79,518 79,533 Commercial improved 197 106 303 294,563 294,866 Manufacturing and industrial 737 --- 737 97,875 98,612 934 121 1,055 528,815 529,870 Consumer: Residential mortgage 200 --- 200 234,243 234,443 Unsecured 9 --- 9 188 197 Home equity --- --- --- 77,666 77,666 Other secured --- --- --- 6,281 6,281 209 --- 209 318,378 318,587 Total $ 1,311 $ 319 $ 1,630 $ 1,323,915 $ 1,325,545 30-90 Greater Than Total Loans Not December 31, 2017 Days 90 Days Past Due Past Due Total Commercial and industrial $ 290 $ --- $ 290 $ 464,918 $ 465,208 Commercial real estate: Residential developed --- --- --- 11,888 11,888 Unsecured to residential developers --- --- --- 2,332 2,332 Vacant and unimproved --- --- --- 39,752 39,752 Commercial development --- 190 190 913 1,103 Residential improved --- 89 89 90,378 90,467 Commercial improved 125 --- 125 298,589 298,714 Manufacturing and industrial --- --- --- 97,679 97,679 125 279 404 541,531 541,935 Consumer: Residential mortgage 215 --- 215 224,237 224,452 Unsecured 10 --- 10 216 226 Home equity 76 --- 76 82,158 82,234 Other secured --- --- --- 6,254 6,254 301 --- 301 312,865 313,166 Total $ 716 $ 279 $ 995 $ 1,319,314 $ 1,320,309 The Company had allocated $1,380,000 and $1,208,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings ("TDRs") as of March 31, 2018 and December 31, 2017, respectively. These loans may have involved the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. These may also include loans that renewed at existing contractual rates, but below market rates for comparable credit. The Company has been active at utilizing these programs and working with its customers to reduce the risk of foreclosure. For commercial loans, these modifications typically include an interest only period and, in some cases, a lowering of the interest rate on the loan. In some cases, the modification will include separating the note into two notes with the first note structured to be supported by current cash flows and collateral, and the second note made for the remaining unsecured debt. The second note is charged off immediately and collected only after the first note is paid in full. This modification type is commonly referred to as an A-B note structure. For consumer mortgage loans, the restructuring typically includes a lowering of the interest rate to provide payment and cash flow relief. For each restructuring, a comprehensive credit underwriting analysis of the borrower's financial condition and prospects of repayment under the revised terms is performed to assess whether the structure can be successful and that cash flows will be sufficient to support the restructured debt. An analysis is also performed to determine whether the restructured loan should be on accrual status. Generally, if the loan is on accrual at the time of restructure, it will remain on accrual after the restructuring. In some cases, a nonaccrual loan may be placed on accrual at restructuring if the loan's actual payment history demonstrates it would have cash flowed under the restructured terms. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accruing status. In situations where there is a subsequent modification or renewal and the loan is brought to market terms, including a contractual interest rate not less than a market interest rate for new debt with similar credit risk characteristics, the TDR and impaired loan designations may be removed. In addition, the TDR designation may also be removed from loans modified under an A-B note structure. If the remaining "A" note is at a market rate at the time of restructuring (taking into account the borrower's credit risk and prevailing market conditions), the loan can be removed from TDR designation in a subsequent calendar year after six months of performance in accordance with the new terms. The market rate relative to the borrower's credit risk is determined through analysis of market pricing information gathered from peers and use of a loan pricing model. The general objective of the model is to achieve a consistent return on equity from one credit to the next, taking into consideration differences in credit risk. In the model, credits with higher risk receive a higher potential loss allocation, and therefore require a higher interest rate to achieve the target return on equity. As with other impaired loans, an allowance for loan loss is estimated for each TDR based on the most likely source of repayment for each loan. For impaired commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell. For impaired commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation. Certain groups of TDRs, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool. The allowance allocations for commercial TDRs where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate. The following table presents information regarding troubled debt restructurings as of March 31, 2018 and December 31, 2017 (dollars in thousands): March 31, 2018 December 31, 2017 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 17 $ 6,768 19 $ 6,402 Commercial real estate 33 5,629 33 7,332 Consumer 96 7,871 99 8,345 146 $ 20,268 151 $ 22,079 The following table presents information related to accruing troubled debt restructurings as of March 31, 2018 and December 31, 2017. The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands): March 31, December 31, 2018 2017 Accruing TDR - nonaccrual at restructuring $ --- $ --- Accruing TDR - accruing at restructuring 14,720 16,809 Accruing TDR - upgraded to accruing after six consecutive payments 5,424 4,955 $ 20,144 $ 21,764 The following tables present information regarding troubled debt restructurings executed during the three month periods ended March 31, 2018 and 2017 (dollars in thousands): Three Months Ended March 31, Three Months Ended March 31, 2018 2017 Writedown Writedown # of Pre-TDR Upon # of Pre-TDR Upon Loans Balance TDR Loans Balance TDR Commercial and industrial --- $ --- $ --- --- $ --- $ --- Commercial real estate 3 492 --- --- --- --- Consumer 2 68 --- --- --- --- 5 560 $ --- --- $ --- $ --- According to the accounting standards, not all loan modifications are TDRs. TDRs are modifications or renewals where the Company has granted a concession to a borrower in financial distress. The Company reviews all modifications and renewals for determination of TDR status. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor's interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. As with other loans not considered TDR or impaired, allowance allocations are based on the historical based allocation for the applicable loan grade and loan class. Payment defaults on TDRs have been minimal and during the three month periods ended March 31, 2018 and 2017, the balance of loans that became delinquent by more than 90 days past due or that were transferred to nonaccrual within 12 months of restructuring were not material. Credit Quality Indicators: 1. Excellent 2. Above Average 3. Good Quality 4. Acceptable Risk 5. Marginally Acceptable 6. Substandard 7. Doubtful 8. Loss As of March 31, 2018 and December 31, 2017, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands): March 31, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 12,488 $ 145,080 $ 298,010 $ 15,267 $ 6,042 $ 201 $ --- $ 477,088 Commercial real estate: Residential developed --- --- --- 10,764 764 --- --- --- 11,528 Unsecured to residential developers --- --- --- 2,392 --- --- --- --- 2,392 Vacant and unimproved --- --- 20,752 17,955 3,079 --- --- --- 41,786 Commercial development --- --- 99 1,054 --- --- --- --- 1,153 Residential improved --- --- 6,884 71,168 1,100 365 16 --- 79,533 Commercial improved --- 1,428 63,135 226,040 3,114 1,044 105 --- 294,866 Manufacturing & industrial --- 1,424 44,595 49,620 2,514 459 --- --- 98,612 $ --- $ 15,340 $ 280,545 $ 677,003 $ 25,838 $ 7,910 $ 322 $ --- $ 1,006,958 December 31, 2017 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 15,002 $ 137,774 $ 291,373 $ 15,170 $ 5,885 $ 4 $ --- $ 465,208 Commercial real estate: Residential developed --- --- 48 11,068 772 --- --- --- 11,888 Unsecured to residential developers --- --- --- 2,332 --- --- --- --- 2,332 Vacant and unimproved --- --- 19,244 17,332 3,176 --- --- --- 39,752 Commercial development --- --- 104 809 --- --- 190 --- 1,103 Residential improved --- --- 7,275 80,818 1,533 752 89 --- 90,467 Commercial improved --- 1,398 64,043 228,888 3,353 926 106 --- 298,714 Manufacturing & industrial --- 927 44,714 49,238 2,311 489 --- --- 97,679 $ --- $ 17,327 $ 273,202 $ 681,858 $ 26,315 $ 8,052 $ 389 $ --- $ 1,007,143 Commercial loans rated a 6 or worse per the Company's internal risk rating system are considered substandard, doubtful or loss. Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands): March 31, December 31, 2018 2017 Not classified as impaired $ 1,143 $ 2,010 Classified as impaired 7,089 6,431 Total commercial loans classified substandard or worse $ 8,232 $ 8,441 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands): Residential Consumer Home Consumer March 31, 2018 Mortgage Unsecured Equity Other Performing $ 234,443 $ 197 $ 77,666 $ 6,281 Nonperforming --- --- --- --- Total $ 234,443 $ 197 $ 77,666 $ 6,281 Residential Consumer Home Consumer December 31, 2017 Mortgage Unsecured Equity Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming --- --- --- --- Total $ 224,452 $ 226 $ 82,234 $ 6,254

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	3 Months Ended
	Mar. 31, 2018
OTHER REAL ESTATE OWNED [Abstract]
OTHER REAL ESTATE OWNED	NOTE 4 – OTHER REAL ESTATE OWNED Other real estate owned was as follows (dollars in thousands): Three Year Three Months Ended Ended Months Ended March 31, December 31, March 31, 2018 2017 2017 Beginning balance $ 9,140 $ 22,864 $ 22,864 Additions, transfers from loans 293 120 56 Proceeds from sales of other real estate owned (431 ) (7,034 ) (320 ) Valuation allowance reversal upon sale (1,787 ) (7,367 ) (250 ) Gain / (loss) on sales of other real estate owned (126 ) 557 149 7,089 9,140 22,499 Less: valuation allowance (1,866 ) (3,373 ) (10,425 ) Ending balance $ 5,223 $ 5,767 $ 12,074 Activity in the valuation allowance was as follows (dollars in thousands): Three Three Months Ended Months Ended March 31, March 31, 2018 2017 Beginning balance $ 3,373 $ 10,611 Additions charged to expense 280 64 Reversals upon sale (1,787 ) (250 ) Ending balance $ 1,866 $ 10,425

FAIR VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2018
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 5 – FAIR VALUE ASC Topic 820, Fair Value Measurements and Disclosures Level 1 : Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities: Loans Held for Sale: Impaired Loans Other Real Estate Owned Interest Rate Swaps: For interest rate swap agreements, we measure fair value utilizing pricing provided by a third-party pricing source that that uses market observable inputs, such as forecasted yield curves, and other unobservable inputs and accordingly, interest rate swap agreements are classified as Level 3. Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Value (Level 1) (Level 2) (Level 3) March 31, 2018 U.S. Treasury and federal agency securities $ 94,029 $ --- $ 94,029 $ --- U.S. Agency MBS and CMOs 25,602 --- 25,602 --- Tax-exempt state and municipal bonds 43,039 --- 43,039 --- Taxable state and municipal bonds 43,547 --- 43,547 --- Corporate bonds and other debt securities 8,052 --- 8,052 --- Other equity securities 1,446 --- 1,446 --- Loans held for sale --- --- --- --- Interest rate swaps 60 --- --- 60 Interest rate swaps (60 ) --- --- (60 ) December 31, 2017 U.S. Treasury and federal agency securities $ 101,964 $ --- $ 101,964 $ --- U.S. Agency MBS and CMOs 23,385 --- 23,385 --- Tax-exempt state and municipal bonds 42,057 --- 42,057 --- Taxable state and municipal bonds 43,735 --- 43,735 --- Corporate bonds and other debt securities 8,109 --- 8,109 --- Other equity securities 1,470 --- 1,470 --- Loans held for sale 1,208 --- 1,208 --- Interest rate swaps 197 --- --- 197 Interest rate swaps (197 ) --- --- (197 ) Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Value (Level 1) (Level 2) (Level 3) March 31, 2018 Impaired loans $ 2,533 $ --- $ --- $ 2,533 Other real estate owned 2,838 --- --- 2,838 December 31, 2017 Impaired loans $ 2,278 $ --- $ --- $ 2,278 Other real estate owned 3,658 --- --- 3,658 Quantitative information about Level 3 fair value measurements measured on a non-recurring basis was as follows at period end (dollars in thousands): Asset Fair Valuation Unobservable Value Technique Inputs Range (%) March 31, 2018 Impaired Loans $ 2,533 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 2,838 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Valuation Unobservable Value Technique Inputs Range (%) December 31, 2017 Impaired Loans $ 2,278 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 3,658 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 22.0 Income approach Capitalization rate 9.5 to 11.0 The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at March 31, 2018 and December 31, 2017 (dollars in thousands): Level in March 31, 2018 December 31, 2017 Fair Value Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets Cash and due from banks Level 1 $ 26,954 $ 26,954 $ 34,945 $ 34,945 Cash equivalents Level 2 103,898 103,898 126,522 126,522 Securities held to maturity Level 3 90,513 90,536 85,827 86,452 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,306,337 1,311,146 1,301,431 1,296,633 Bank owned life insurance Level 3 40,494 40,494 40,243 40,243 Accrued interest receivable Level 2 5,200 5,200 4,680 4,680 Financial liabilities Deposits Level 2 (1,560,872) (1,560,808) (1,579,010) (1,579,016) Other borrowed funds Level 2 (80,667) (79,567) (92,118) (91,313) Long-term debt Level 2 (41,238) (36,847) (41,238) (36,546) Accrued interest payable Level 2 (613) (613) (604) (604) Off-balance sheet credit-related items Loan commitments --- --- --- --- The methods and assumptions used to estimate fair value are described as follows. Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions, or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The fair value of off-balance sheet credit-related items is not significant. The estimated fair values of financial instruments disclosed above as of March 31, 2018 follow the guidance in ASU 2016-01 which prescribes an “exit price” approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity and marketability factors. The fair values shown as of December 31, 2017 and prior use an “entry price” approach.

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2018
DEPOSITS [Abstract]
DEPOSITS	NOTE 6 – DEPOSITS Deposits are summarized as follows (dollars in thousands): March 31, December 31, 2018 2017 Noninterest-bearing demand $ 453,993 $ 490,583 Interest bearing demand 397,342 408,865 Savings and money market accounts 614,701 587,931 Certificates of deposit 94,836 91,631 $ 1,560,872 $ 1,579,010 Time deposits that exceed the FDIC insurance limit of $250,000 were approximately $23.9 million at March 31, 2018 and $25.0 million at December 31, 2017.

OTHER BORROWED FUNDS

OTHER BORROWED FUNDS	3 Months Ended
	Mar. 31, 2018
OTHER BORROWED FUNDS [Abstract]
OTHER BORROWED FUNDS	NOTE 7 - OTHER BORROWED FUNDS Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank. Federal Home Loan Bank Advances At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate March 31, 2018 Single maturity fixed rate advances $ 60,000 April 2018 to April 2021 1.61 % Amortizable mortgage advances 667 July 2018 3.63 % Putable advances 20,000 November 2024 1.81 % $ 80,667 Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate December 31, 2017 Single maturity fixed rate advances $ 70,000 February 2018 to April 2021 1.59 % Amortizable mortgage advances 2,118 March 2018 to July 2018 3.78 % Putable advances 20,000 November 2024 1.81 % $ 92,118 Each advance is subject to a prepayment fee if paid prior to its maturity date. Fixed rate advances are payable at maturity. Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity. These advances were collateralized by residential and commercial real estate loans totaling $495.9 million and $493.2 million under a blanket lien arrangement at March 31, 2018 and December 31, 2017, respectively. Scheduled repayments of FHLB advances as of March 31, 2018 were as follows (in thousands): 2018 $ 40,667 2019 10,000 2020 --- 2021 10,000 2022 --- Thereafter 20,000 $ 80,667 Federal Reserve Bank borrowings The Company has a financing arrangement with the Federal Reserve Bank. There were no borrowings outstanding at March 31, 2018 and December 31, 2017, and the Company had approximately $16.0 million and $11.0 million in unused borrowing capacity based on commercial and mortgage loans pledged to the Federal Reserve Bank totaling $18.7 million and $13.2 million at March 31, 2018 and December 31, 2017, respectively.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	3 Months Ended
	Mar. 31, 2018
EARNINGS PER COMMON SHARE [Abstract]
EARNINGS PER COMMON SHARE	NOTE 8 - EARNINGS PER COMMON SHARE A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three month periods ended March 31, 2018 and 2017 are as follows (dollars in thousands, except per share data): Three Months Three Months Ended Ended March 31, March 31, 2018 2017 Net income available to common shares $ 5,755 $ 4,460 Weighted average shares outstanding, including participating stock awards - 34,010,396 33,941,010 Dilutive potential common shares: Stock options 1,196 7,574 Weighted average shares outstanding - 34,011,592 33,948,584 Basic earnings per common share $ 0.17 $ 0.13 Diluted earnings per common share $ 0.17 $ 0.13 There were no antidilutive shares of common stock in the three month periods ended March 31, 2018 and 2017.

FEDERAL INCOME TAXES

FEDERAL INCOME TAXES	3 Months Ended
	Mar. 31, 2018
FEDERAL INCOME TAXES [Abstract]
FEDERAL INCOME TAXES	NOTE 9 - FEDERAL INCOME TAXES Income tax expense was as follows (dollars in thousands): Three Months Three Months Ended Ended March 31, March 31, 2018 2017 Current $ 940 $ 1,804 Deferred 285 162 $ 1,225 $ 1,966 The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Three Months Ended Ended March 31, March 31, 2018 2017 Statutory rate 21 % 35 % Statutory rate applied to income before taxes $ 1,466 $ 2,249 Deduct Tax-exempt interest income (179 ) (183 ) Bank-owned life insurance (50 ) (83 ) Other, net (12 ) (17 ) $ 1,225 $ 1,966 The realization of deferred tax assets (net of a recorded valuation allowance) is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies. No valuation allowance was necessary at March 31, 2018 or December 31, 2017. Legislation H.R. 1, formerly known as “Tax Cuts and Jobs Act” (the Tax Reform Act”) was enacted on December 22, 2017. The Tax Reform Act reduced the corporate income tax rate to 21% effective January 1, 2018 and changed certain other provisions. Accounting guidance requires the Company to remeasure its deferred tax assets and deferred tax liabilities on the date of enactment using the new enacted tax rate of 21%. The Company recorded additional expense of $2.5 million in the fourth quarter of 2017 to reflect changes that resulted from the enactment of the Tax Reform Act. Concurrent with the enactment of the Tax Reform Act, the SEC staff issued SAB 118, which allows companies to recognize the cumulative impact of the income tax effects triggered by the enactment of the new law over a period of up to 12 months in the reporting period in which the adjustment is identified. The Company will apply SAB 118 and continue to refine the measurement of its net deferred tax balance on December 22, 2017 during the preparation of its 2017 tax return as additional guidance and information becomes available. The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): March 31, December 31, 2018 2017 Deferred tax assets Allowance for loan losses $ 3,501 $ 3,486 Nonaccrual loan interest 318 346 Valuation allowance on other real estate owned 392 708 Unrealized loss on securities available for sale 900 417 Other 248 229 Gross deferred tax assets 5,359 5,186 Valuation allowance --- --- Total net deferred tax assets 5,359 5,186 Deferred tax liabilities Depreciation (951 ) (977 ) Prepaid expenses (183 ) (183 ) Other (243 ) (241 ) Gross deferred tax liabilities (1,377 ) (1,401 ) Net deferred tax asset $ 3,982 $ 3,785 There were no unrecognized tax benefits at March 31, 2018 or December 31, 2017 and the Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company is no longer subject to examination by the Internal Revenue Service for years before 2014.

COMMITMENTS AND OFF BALANCE-SHE

COMMITMENTS AND OFF BALANCE-SHEET RISK	3 Months Ended
	Mar. 31, 2018
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
COMMITMENTS AND OFF BALANCE-SHEET RISK	NOTE 10 – COMMITMENTS AND OFF BALANCE-SHEET RISK Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes. These financial instruments include commitments to extend credit and standby letters of credit. These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the commitment, and generally have fixed expiration dates. Collateral or other security is normally not obtained for these financial instruments prior to their use and many of the commitments are expected to expire without being used. Standby letters of credit are conditional commitments to guarantee a customer's performance to a third party. Exposure to credit loss if the other party does not perform is represented by the contractual amount for commitments to extend credit and standby letters of credit. A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands): March 31, December 31, 2018 2017 Commitments to make loans $ 82,791 $ 111,681 Letters of credit 18,350 11,317 Unused lines of credit 463,966 457,485 The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $7.0 million and $5.8 million at March 31, 2018 and December 31, 2017, respectively. At March 31, 2018, approximately 39.1% of the Bank's commitments to make loans were at fixed rates, offered at current market rates. The remainder of the commitments to make loans were at variable rates tied to prime or one month LIBOR and generally expire within 30 days. The majority of the unused lines of credit were at variable rates tied to prime.

CONTINGENCIES

CONTINGENCIES	3 Months Ended
	Mar. 31, 2018
CONTINGENCIES [Abstract]
CONTINGENCIES	NOTE 11 – CONTINGENCIES The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. As of March 31, 2018, there were no material pending legal proceedings to which the Company or any of its subsidiaries are a party or which any of its properties are the subject.

SHAREHOLDERS' EQUITY

SHAREHOLDERS' EQUITY	3 Months Ended
	Mar. 31, 2018
SHAREHOLDERS' EQUITY [Abstract]
SHAREHOLDERS' EQUITY	NOTE 12 – SHAREHOLDERS' EQUITY Regulatory Capital The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five categories, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a bank is only adequately capitalized, regulatory approval is required to, among other things, accept, renew or roll-over brokered deposits. If a bank is undercapitalized, capital distributions and growth and expansion are limited, and plans for capital restoration are required. In July 2013, the Board of Governors of the Federal Reserve Board and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, which began for the Company and the Bank on January 1, 2015 and are subject to a phase-in period through January 1, 2019, minimum requirements will increase for both the quantity and quality of capital held by the Company and the Bank. The rules include a new common equity Tier 1 capital to risk-weighted assets ratio (CET1 ratio) of 4.5% and a capital conservation buffer of 2.5% of risk-weighted assets, which when fully phased-in, effectively results in a minimum CET1 ratio of 7.0%. Basel III raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5% when fully phased-in), which effectively results in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and requires a minimum leverage ratio of 4.0%. Basel III also makes changes to risk weights for certain assets and off-balance-sheet exposures. At March 31, 2018 and December 31, 2017, actual capital levels and minimum required levels were (dollars in thousands): Minimum Minimum Capital Capitalized Under Capital Adequacy With Prompt Corrective Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio March 31, 2018 CET1 capital (to risk weighted assets) Consolidated $ 178,737 11.7 % $ 68,946 4.5 % $ 97,674 6.4 % N/A N/A Bank 212,538 13.9 68,941 4.5 97,666 6.4 $ 99,581 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 218,737 14.3 91,929 6.0 120,656 7.9 N/A N/A Bank 212,538 13.9 91,921 6.0 120,647 7.9 122,562 8.0 Total capital (to risk weighted assets) Consolidated 235,412 15.4 122,572 8.0 151,299 9.9 N/A N/A Bank 229,213 15.0 122,562 8.0 151,287 9.9 153,202 10.0 Tier 1 capital (to average assets) Consolidated 218,737 11.8 73,978 4.0 N/A N/A N/A N/A Bank 212,538 11.5 73,916 4.0 N/A N/A 92,395 5.0 December 31, 2017 CET1 capital (to risk weighted assets) Consolidated $ 174,258 11.3 % $ 69,326 4.5 % $ 88,583 5.8 % N/A N/A Bank 208,356 13.5 69,257 4.5 88,495 5.8 $ 100,038 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 214,258 13.9 92,435 6.0 111,692 7.3 N/A N/A Bank 208,356 13.5 92,343 6.0 111,581 7.3 123,124 8.0 Total capital (to risk weighted assets) Consolidated 230,858 15.0 123,246 8.0 142,504 9.3 N/A N/A Bank 224,956 14.6 123,124 8.0 142,362 9.3 153,905 10.0 Tier 1 capital (to average assets) Consolidated 214,258 11.9 72,138 4.0 N/A N/A N/A N/A Bank 208,356 11.6 72,076 4.0 N/A N/A 90,095 5.0 Approximately $40.0 million of trust preferred securities outstanding at March 31, 2018 and December 31, 2017, respectively, qualified as Tier 1 capital. Refer to our 2017 Form 10-K for more information on the trust preferred securities. The Bank was categorized as "well capitalized" at March 31, 2018 and December 31, 2017.

SUMMARY OF SIGNIFICANT ACCOUN21

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2018
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Principles of Consolidation	Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America.
Basis of Presentation	Basis of Presentation: Operating results for the three month period ended March 31, 2018 are not necessarily indicative of the results that may be expected for the year ending December 31, 2018. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2017.
Use of Estimates	Use of Estimates
Allowance for Loan Losses	Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At March 31, 2018, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan's existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan's effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral.
Foreclosed Assets	Foreclosed Assets
Income Taxes	Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income due to the enactment of tax reform at the end of 2017. The Company's only component of accumulated other comprehensive income is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000.
Revenue Recognition	Revenue Recognition Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided.
Derivatives	Derivatives
Reclassifications	Reclassifications:
Adoption of New Accounting Standards	Adoption of New Accounting Standards Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). Other Assets and Deferred Costs: Contracts with Customers FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the FASB Emerging Issues Task Force). FASB issued ASU No. 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income.
Newly Issued Not Yet Effective Standards	Newly Issued Not Yet Effective Standards Leases FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2018
SECURITIES [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value March 31, 2018 Available for Sale: U.S. Treasury and federal agency securities $ 96,250 $ 3 $ (2,224 ) $ 94,029 U.S. Agency MBS and CMOs 26,282 12 (692 ) 25,602 Tax-exempt state and municipal bonds 43,375 215 (551 ) 43,039 Taxable state and municipal bonds 44,481 2 (936 ) 43,547 Corporate bonds and other debt securities 8,135 --- (83 ) 8,052 $ 218,523 $ 232 $ (4,486 ) $ 214,269 Held to Maturity Tax-exempt state and municipal bonds $ 90,513 $ 399 $ (376 ) $ 90,536 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2017 Available for Sale: U.S. Treasury and federal agency securities $ 103,309 $ --- $ (1,345 ) $ 101,964 U.S. Agency MBS and CMOs 23,797 7 (419 ) 23,385 Tax-exempt state and municipal bonds 41,684 519 (146 ) 42,057 Taxable state and municipal bonds 44,267 10 (542 ) 43,735 Corporate bonds and other debt securities 8,149 1 (41 ) 8,109 Other equity securities 1,500 --- (30 ) 1,470 $ 222,706 $ 537 $ (2,523 ) $ 220,720 Held to Maturity Tax-exempt state and municipal bonds $ 85,827 $ 806 $ (181 ) $ 86,452
Contractual Maturities of Debt Securities	Contractual maturities of debt securities at March 31, 2018 were as follows (dollars in thousands): Held–to-Maturity Securities Available-for-Sale Securities Amortized Fair Amortized Fair Cost Value Cost Value Due in one year or less $ 12,922 $ 12,922 $ 14,010 $ 13,968 Due from one to five years 28,927 29,083 120,593 118,125 Due from five to ten years 16,342 16,415 57,498 56,433 Due after ten years 32,322 32,116 26,422 25,743 $ 90,513 $ 90,536 $ 218,523 $ 214,269
Securities in Continuous Unrealized Loss Position	Securities with unrealized losses at March 31, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands): Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2018 Value Loss Value Loss Value Loss U.S. Treasury and federal agency securities $ 48,139 $ (899 ) $ 40,364 $ (1,261 ) $ 88,503 $ (2,160 ) U.S. Agency MBS and CMOs 17,523 (468 ) 5,843 (224 ) 23,366 (692 ) Tax-exempt state and municipal bonds 36,847 (739 ) 4,092 (188 ) 40,939 (927 ) Taxable state and municipal bonds 32,174 (565 ) 10,172 (371 ) 42,346 (936 ) Corporate bonds and other debt securities 9,345 (106 ) 2,233 (41 ) 11,578 (147 ) Total temporarily impaired $ 144,028 $ (2,777 ) $ 62,704 $ (2,085 ) $ 206,732 $ (4,862 ) Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2017 Value Loss Value Loss Value Loss U.S. Treasury and federal agency securities $ 50,614 $ (439 ) $ 43,787 $ (876 ) $ 94,401 $ (1,315 ) U.S. Agency MBS and CMOs 16,719 (249 ) 6,228 (170 ) 22,947 (419 ) Tax-exempt state and municipal bonds 20,124 (243 ) 4,208 (82 ) 24,332 (325 ) Taxable state and municipal bonds 30,331 (279 ) 9,781 (265 ) 40,112 (544 ) Corporate bonds and other debt securities 8,021 (42 ) 2,250 (29 ) 10,271 (71 ) Other equity securities --- --- 1,470 (30 ) 1,470 (30 ) Total temporarily impaired $ 125,809 $ (1,252 ) $ 67,724 $ (1,452 ) $ 193,533 $ (2,704 )

LOANS (Tables)

LOANS (Tables)	3 Months Ended
	Mar. 31, 2018
LOANS [Abstract]
Portfolio Loans	Portfolio loans were as follows (dollars in thousands): March 31, December 31, 2018 2017 Commercial and industrial $ 477,088 $ 465,208 Commercial real estate: Residential developed 11,528 11,888 Unsecured to residential developers 2,392 2,332 Vacant and unimproved 41,786 39,752 Commercial development 1,153 1,103 Residential improved 79,533 90,467 Commercial improved 294,866 298,714 Manufacturing and industrial 98,612 97,679 Total commercial real estate 529,870 541,935 Consumer Residential mortgage 234,443 224,452 Unsecured 197 226 Home equity 77,666 82,234 Other secured 6,281 6,254 Total consumer 318,587 313,166 Total loans 1,325,545 1,320,309 Allowance for loan losses (16,675 ) (16,600 ) $ 1,308,870 $ 1,303,709
Activity in Allowance for Loan Losses by Portfolio Segment	Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands): Commercial and Commercial Three months ended March 31, 2018 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (66 ) --- (31 ) --- (97 ) Recoveries 34 203 35 --- 272 Provision for loan losses 60 (261 ) 105 (4 ) (100 ) Ending Balance $ 6,506 $ 6,532 $ 3,603 $ 34 $ 16,675 Commercial and Commercial Three months ended March 31, 2017 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 6,345 $ 6,703 $ 3,871 $ 43 $ 16,962 Charge-offs --- --- (26 ) --- (26 ) Recoveries 23 162 75 --- 260 Provision for loan losses 101 (267 ) (329 ) (5 ) (500 ) Ending Balance $ 6,469 $ 6,598 $ 3,591 $ 38 $ 16,696
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): Commercial and Commercial March 31, 2018 Industrial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 448 $ 346 $ 586 $ --- $ 1,380 Collectively evaluated for impairment 6,058 6,186 3,017 34 15,295 Total ending allowance balance $ 6,506 $ 6,532 $ 3,603 $ 34 $ 16,675 Loans: Individually reviewed for impairment $ 6,768 $ 5,629 $ 7,871 $ --- $ 20,268 Collectively evaluated for impairment 470,320 524,241 310,716 --- 1,305,277 Total ending loans balance $ 477,088 $ 529,870 $ 318,587 $ --- $ 1,325,545 Commercial and Commercial December 31, 2017 Industrial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 497 $ 197 $ 514 $ --- $ 1,208 Collectively evaluated for impairment 5,981 6,393 2,980 38 15,392 Total ending allowance balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Loans: Individually reviewed for impairment $ 6,402 $ 7,332 $ 8,345 $ --- $ 22,079 Collectively evaluated for impairment 458,806 534,603 304,821 --- 1,298,230 Total ending loans balance $ 465,208 $ 541,935 $ 313,166 $ --- $ 1,320,309
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2018 (dollars in thousands): Unpaid Principal Recorded Allowance March 31, 2018 Balance Investment Allocated With no related allowance recorded: Commercial and industrial $ 981 $ 981 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved --- --- --- Commercial development --- --- --- Residential improved 1,078 1,078 --- Commercial improved 1,896 1,896 --- Manufacturing and industrial --- --- --- 2,974 2,974 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,955 $ 3,955 $ --- With an allowance recorded: Commercial and industrial $ 5,787 $ 5,787 $ 448 Commercial real estate: Residential developed 177 177 2 Unsecured to residential developers --- --- --- Vacant and unimproved 255 255 12 Commercial development --- --- --- Residential improved 217 217 15 Commercial improved 1,602 1,602 307 Manufacturing and industrial 404 404 10 2,655 2,655 346 Consumer: Residential mortgage 6,384 6,384 475 Unsecured --- --- --- Home equity 1,487 1,487 111 Other secured --- --- --- 7,871 7,871 586 Total with an allowance recorded $ 16,313 $ 16,313 $ 1,380 Total $ 20,268 $ 20,268 $ 1,380 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2017 (dollars in thousands): Unpaid Principal Recorded Allowance December 31, 2017 Balance Investment Allocated With no related allowance recorded: Commercial and industrial $ 3,438 $ 3,438 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved --- --- --- Commercial development 190 190 --- Residential improved 15 15 --- Commercial improved --- --- --- Manufacturing and industrial --- --- --- 205 205 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,643 $ 3,643 $ --- With an allowance recorded: Commercial and industrial $ 2,964 $ 2,964 $ 497 Commercial real estate: Residential developed 179 179 4 Unsecured to residential developers --- --- --- Vacant and unimproved 126 126 3 Commercial development --- --- --- Residential improved 1,715 1,715 69 Commercial improved 4,928 4,928 119 Manufacturing and industrial 179 179 2 7,127 7,127 197 Consumer: Residential mortgage 6,638 6,638 409 Unsecured --- --- --- Home equity 1,707 1,707 105 Other secured --- --- --- 8,345 8,345 514 Total with an allowance recorded $ 18,436 $ 18,436 $ 1,208 Total $ 22,079 $ 22,079 $ 1,208
Average Balances of Impaired Loans and Interest Recognized on Impaired Loans	The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three month periods ended March 31, 2018 and 2017 (dollars in thousands): Three Three Months Months Ended Ended March 31, March 31, 2018 2017 Average of impaired loans during the period: Commercial and industrial $ 6,847 $ 6,843 Commercial real estate: Residential developed 178 185 Unsecured to residential developers --- --- Vacant and unimproved 168 379 Commercial development 126 189 Residential improved 1,455 4,086 Commercial improved 3,731 6,158 Manufacturing and industrial 253 225 Consumer 8,067 11,495 Interest income recognized during impairment: Commercial and industrial 302 278 Commercial real estate 74 126 Consumer 85 109 Cash-basis interest income recognized Commercial and industrial 294 265 Commercial real estate 80 123 Consumer 87 107
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2018 and December 31, 2017: Over 90 days March 31, 2018 Nonaccrual Accruing Commercial and industrial $ 201 $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development --- --- Residential improved 15 --- Commercial improved 106 --- Manufacturing and industrial --- --- 121 --- Consumer: Residential mortgage 2 --- Unsecured --- --- Home equity --- --- Other secured --- --- 2 --- Total $ 324 $ --- Over 90 days December 31, 2017 Nonaccrual Accruing Commercial and industrial $ 4 $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development 190 --- Residential improved 89 --- Commercial improved 106 --- Manufacturing and industrial --- --- 385 --- Consumer: Residential mortgage 2 --- Unsecured 4 --- Home equity --- --- Other secured --- --- 6 --- Total $ 395 $ ---
Aging of Recorded Investment in Past Due Loans by Class of Loans	The following table presents the aging of the recorded investment in past due loans as of March 31, 2018 and December 31, 2017 by class of loans (dollars in thousands): 30-90 Greater Than Total Loans Not March 31, 2018 Days 90 Days Past Due Past Due Total Commercial and industrial $ 168 $ 198 $ 366 $ 476,722 $ 477,088 Commercial real estate: Residential developed --- --- --- 11,528 11,528 Unsecured to residential developers --- --- --- 2,392 2,392 Vacant and unimproved --- --- --- 41,786 41,786 Commercial development --- --- --- 1,153 1,153 Residential improved --- 15 15 79,518 79,533 Commercial improved 197 106 303 294,563 294,866 Manufacturing and industrial 737 --- 737 97,875 98,612 934 121 1,055 528,815 529,870 Consumer: Residential mortgage 200 --- 200 234,243 234,443 Unsecured 9 --- 9 188 197 Home equity --- --- --- 77,666 77,666 Other secured --- --- --- 6,281 6,281 209 --- 209 318,378 318,587 Total $ 1,311 $ 319 $ 1,630 $ 1,323,915 $ 1,325,545 30-90 Greater Than Total Loans Not December 31, 2017 Days 90 Days Past Due Past Due Total Commercial and industrial $ 290 $ --- $ 290 $ 464,918 $ 465,208 Commercial real estate: Residential developed --- --- --- 11,888 11,888 Unsecured to residential developers --- --- --- 2,332 2,332 Vacant and unimproved --- --- --- 39,752 39,752 Commercial development --- 190 190 913 1,103 Residential improved --- 89 89 90,378 90,467 Commercial improved 125 --- 125 298,589 298,714 Manufacturing and industrial --- --- --- 97,679 97,679 125 279 404 541,531 541,935 Consumer: Residential mortgage 215 --- 215 224,237 224,452 Unsecured 10 --- 10 216 226 Home equity 76 --- 76 82,158 82,234 Other secured --- --- --- 6,254 6,254 301 --- 301 312,865 313,166 Total $ 716 $ 279 $ 995 $ 1,319,314 $ 1,320,309
Troubled Debt Restructurings	The following table presents information regarding troubled debt restructurings as of March 31, 2018 and December 31, 2017 (dollars in thousands): March 31, 2018 December 31, 2017 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 17 $ 6,768 19 $ 6,402 Commercial real estate 33 5,629 33 7,332 Consumer 96 7,871 99 8,345 146 $ 20,268 151 $ 22,079 The following table presents information related to accruing troubled debt restructurings as of March 31, 2018 and December 31, 2017. The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands): March 31, December 31, 2018 2017 Accruing TDR - nonaccrual at restructuring $ --- $ --- Accruing TDR - accruing at restructuring 14,720 16,809 Accruing TDR - upgraded to accruing after six consecutive payments 5,424 4,955 $ 20,144 $ 21,764 The following tables present information regarding troubled debt restructurings executed during the three month periods ended March 31, 2018 and 2017 (dollars in thousands): Three Months Ended March 31, Three Months Ended March 31, 2018 2017 Writedown Writedown # of Pre-TDR Upon # of Pre-TDR Upon Loans Balance TDR Loans Balance TDR Commercial and industrial --- $ --- $ --- --- $ --- $ --- Commercial real estate 3 492 --- --- --- --- Consumer 2 68 --- --- --- --- 5 560 $ --- --- $ --- $ ---
Risk Grade Category of Loans by Class of Loans	As of March 31, 2018 and December 31, 2017, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands): March 31, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 12,488 $ 145,080 $ 298,010 $ 15,267 $ 6,042 $ 201 $ --- $ 477,088 Commercial real estate: Residential developed --- --- --- 10,764 764 --- --- --- 11,528 Unsecured to residential developers --- --- --- 2,392 --- --- --- --- 2,392 Vacant and unimproved --- --- 20,752 17,955 3,079 --- --- --- 41,786 Commercial development --- --- 99 1,054 --- --- --- --- 1,153 Residential improved --- --- 6,884 71,168 1,100 365 16 --- 79,533 Commercial improved --- 1,428 63,135 226,040 3,114 1,044 105 --- 294,866 Manufacturing & industrial --- 1,424 44,595 49,620 2,514 459 --- --- 98,612 $ --- $ 15,340 $ 280,545 $ 677,003 $ 25,838 $ 7,910 $ 322 $ --- $ 1,006,958 December 31, 2017 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 15,002 $ 137,774 $ 291,373 $ 15,170 $ 5,885 $ 4 $ --- $ 465,208 Commercial real estate: Residential developed --- --- 48 11,068 772 --- --- --- 11,888 Unsecured to residential developers --- --- --- 2,332 --- --- --- --- 2,332 Vacant and unimproved --- --- 19,244 17,332 3,176 --- --- --- 39,752 Commercial development --- --- 104 809 --- --- 190 --- 1,103 Residential improved --- --- 7,275 80,818 1,533 752 89 --- 90,467 Commercial improved --- 1,398 64,043 228,888 3,353 926 106 --- 298,714 Manufacturing & industrial --- 927 44,714 49,238 2,311 489 --- --- 97,679 $ --- $ 17,327 $ 273,202 $ 681,858 $ 26,315 $ 8,052 $ 389 $ --- $ 1,007,143
Commercial Loans Classified as Substandard or Worse	Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands): March 31, December 31, 2018 2017 Not classified as impaired $ 1,143 $ 2,010 Classified as impaired 7,089 6,431 Total commercial loans classified substandard or worse $ 8,232 $ 8,441
Recorded Investment in Consumer Loans Based on Payment Activity	The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands): Residential Consumer Home Consumer March 31, 2018 Mortgage Unsecured Equity Other Performing $ 234,443 $ 197 $ 77,666 $ 6,281 Nonperforming --- --- --- --- Total $ 234,443 $ 197 $ 77,666 $ 6,281 Residential Consumer Home Consumer December 31, 2017 Mortgage Unsecured Equity Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming --- --- --- --- Total $ 224,452 $ 226 $ 82,234 $ 6,254

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	3 Months Ended
	Mar. 31, 2018
OTHER REAL ESTATE OWNED [Abstract]
Period-End Other Real Estate Owned	Other real estate owned was as follows (dollars in thousands): Three Year Three Months Ended Ended Months Ended March 31, December 31, March 31, 2018 2017 2017 Beginning balance $ 9,140 $ 22,864 $ 22,864 Additions, transfers from loans 293 120 56 Proceeds from sales of other real estate owned (431 ) (7,034 ) (320 ) Valuation allowance reversal upon sale (1,787 ) (7,367 ) (250 ) Gain / (loss) on sales of other real estate owned (126 ) 557 149 7,089 9,140 22,499 Less: valuation allowance (1,866 ) (3,373 ) (10,425 ) Ending balance $ 5,223 $ 5,767 $ 12,074
Activity in Valuation Allowance	Activity in the valuation allowance was as follows (dollars in thousands): Three Three Months Ended Months Ended March 31, March 31, 2018 2017 Beginning balance $ 3,373 $ 10,611 Additions charged to expense 280 64 Reversals upon sale (1,787 ) (250 ) Ending balance $ 1,866 $ 10,425

FAIR VALUE (Tables)

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2018
FAIR VALUE [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Value (Level 1) (Level 2) (Level 3) March 31, 2018 U.S. Treasury and federal agency securities $ 94,029 $ --- $ 94,029 $ --- U.S. Agency MBS and CMOs 25,602 --- 25,602 --- Tax-exempt state and municipal bonds 43,039 --- 43,039 --- Taxable state and municipal bonds 43,547 --- 43,547 --- Corporate bonds and other debt securities 8,052 --- 8,052 --- Other equity securities 1,446 --- 1,446 --- Loans held for sale --- --- --- --- Interest rate swaps 60 --- --- 60 Interest rate swaps (60 ) --- --- (60 ) December 31, 2017 U.S. Treasury and federal agency securities $ 101,964 $ --- $ 101,964 $ --- U.S. Agency MBS and CMOs 23,385 --- 23,385 --- Tax-exempt state and municipal bonds 42,057 --- 42,057 --- Taxable state and municipal bonds 43,735 --- 43,735 --- Corporate bonds and other debt securities 8,109 --- 8,109 --- Other equity securities 1,470 --- 1,470 --- Loans held for sale 1,208 --- 1,208 --- Interest rate swaps 197 --- --- 197 Interest rate swaps (197 ) --- --- (197 )
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Value (Level 1) (Level 2) (Level 3) March 31, 2018 Impaired loans $ 2,533 $ --- $ --- $ 2,533 Other real estate owned 2,838 --- --- 2,838 December 31, 2017 Impaired loans $ 2,278 $ --- $ --- $ 2,278 Other real estate owned 3,658 --- --- 3,658
Quantitative Information about Level 3 Fair Value Measurements Measured on Non-Recurring Basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis was as follows at period end (dollars in thousands): Asset Fair Valuation Unobservable Value Technique Inputs Range (%) March 31, 2018 Impaired Loans $ 2,533 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 2,838 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Valuation Unobservable Value Technique Inputs Range (%) December 31, 2017 Impaired Loans $ 2,278 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 3,658 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 22.0 Income approach Capitalization rate 9.5 to 11.0
Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented	The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at March 31, 2018 and December 31, 2017 (dollars in thousands): Level in March 31, 2018 December 31, 2017 Fair Value Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets Cash and due from banks Level 1 $ 26,954 $ 26,954 $ 34,945 $ 34,945 Cash equivalents Level 2 103,898 103,898 126,522 126,522 Securities held to maturity Level 3 90,513 90,536 85,827 86,452 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,306,337 1,311,146 1,301,431 1,296,633 Bank owned life insurance Level 3 40,494 40,494 40,243 40,243 Accrued interest receivable Level 2 5,200 5,200 4,680 4,680 Financial liabilities Deposits Level 2 (1,560,872) (1,560,808) (1,579,010) (1,579,016) Other borrowed funds Level 2 (80,667) (79,567) (92,118) (91,313) Long-term debt Level 2 (41,238) (36,847) (41,238) (36,546) Accrued interest payable Level 2 (613) (613) (604) (604) Off-balance sheet credit-related items Loan commitments --- --- --- ---

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2018
DEPOSITS [Abstract]
Summary of Deposits	Deposits are summarized as follows (dollars in thousands): March 31, December 31, 2018 2017 Noninterest-bearing demand $ 453,993 $ 490,583 Interest bearing demand 397,342 408,865 Savings and money market accounts 614,701 587,931 Certificates of deposit 94,836 91,631 $ 1,560,872 $ 1,579,010

OTHER BORROWED FUNDS (Tables)

OTHER BORROWED FUNDS (Tables)	3 Months Ended
	Mar. 31, 2018
OTHER BORROWED FUNDS [Abstract]
Advances from Federal Home Loan Bank	At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate March 31, 2018 Single maturity fixed rate advances $ 60,000 April 2018 to April 2021 1.61 % Amortizable mortgage advances 667 July 2018 3.63 % Putable advances 20,000 November 2024 1.81 % $ 80,667 Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate December 31, 2017 Single maturity fixed rate advances $ 70,000 February 2018 to April 2021 1.59 % Amortizable mortgage advances 2,118 March 2018 to July 2018 3.78 % Putable advances 20,000 November 2024 1.81 % $ 92,118
Scheduled Repayments of FHLB Advances	Scheduled repayments of FHLB advances as of March 31, 2018 were as follows (in thousands): 2018 $ 40,667 2019 10,000 2020 --- 2021 10,000 2022 --- Thereafter 20,000 $ 80,667

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	3 Months Ended
	Mar. 31, 2018
EARNINGS PER COMMON SHARE [Abstract]
Reconciliation of Numerators and Denominators of Basic and Diluted Earnings per Common Share	A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three month periods ended March 31, 2018 and 2017 are as follows (dollars in thousands, except per share data): Three Months Three Months Ended Ended March 31, March 31, 2018 2017 Net income available to common shares $ 5,755 $ 4,460 Weighted average shares outstanding, including participating stock awards - 34,010,396 33,941,010 Dilutive potential common shares: Stock options 1,196 7,574 Weighted average shares outstanding - 34,011,592 33,948,584 Basic earnings per common share $ 0.17 $ 0.13 Diluted earnings per common share $ 0.17 $ 0.13

FEDERAL INCOME TAXES (Tables)

FEDERAL INCOME TAXES (Tables)	3 Months Ended
	Mar. 31, 2018
FEDERAL INCOME TAXES [Abstract]
Income Tax Expense	Income tax expense was as follows (dollars in thousands): Three Months Three Months Ended Ended March 31, March 31, 2018 2017 Current $ 940 $ 1,804 Deferred 285 162 $ 1,225 $ 1,966
Difference between Financial Statement Tax Expense and Amount Computed by Applying Statutory Federal Tax Rate to Pretax Income	The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Three Months Ended Ended March 31, March 31, 2018 2017 Statutory rate 21 % 35 % Statutory rate applied to income before taxes $ 1,466 $ 2,249 Deduct Tax-exempt interest income (179 ) (183 ) Bank-owned life insurance (50 ) (83 ) Other, net (12 ) (17 ) $ 1,225 $ 1,966
Deferred Tax Assets and Liabilities	The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): March 31, December 31, 2018 2017 Deferred tax assets Allowance for loan losses $ 3,501 $ 3,486 Nonaccrual loan interest 318 346 Valuation allowance on other real estate owned 392 708 Unrealized loss on securities available for sale 900 417 Other 248 229 Gross deferred tax assets 5,359 5,186 Valuation allowance --- --- Total net deferred tax assets 5,359 5,186 Deferred tax liabilities Depreciation (951 ) (977 ) Prepaid expenses (183 ) (183 ) Other (243 ) (241 ) Gross deferred tax liabilities (1,377 ) (1,401 ) Net deferred tax asset $ 3,982 $ 3,785

COMMITMENTS AND OFF BALANCE-S30

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)	3 Months Ended
	Mar. 31, 2018
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
Summary of Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk	A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands): March 31, December 31, 2018 2017 Commitments to make loans $ 82,791 $ 111,681 Letters of credit 18,350 11,317 Unused lines of credit 463,966 457,485

SHAREHOLDERS' EQUITY (Tables)

SHAREHOLDERS' EQUITY (Tables)	3 Months Ended
	Mar. 31, 2018
SHAREHOLDERS' EQUITY [Abstract]
Actual Capital Levels and Minimum Required Levels	At March 31, 2018 and December 31, 2017, actual capital levels and minimum required levels were (dollars in thousands): Minimum Minimum Capital Capitalized Under Capital Adequacy With Prompt Corrective Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio March 31, 2018 CET1 capital (to risk weighted assets) Consolidated $ 178,737 11.7 % $ 68,946 4.5 % $ 97,674 6.4 % N/A N/A Bank 212,538 13.9 68,941 4.5 97,666 6.4 $ 99,581 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 218,737 14.3 91,929 6.0 120,656 7.9 N/A N/A Bank 212,538 13.9 91,921 6.0 120,647 7.9 122,562 8.0 Total capital (to risk weighted assets) Consolidated 235,412 15.4 122,572 8.0 151,299 9.9 N/A N/A Bank 229,213 15.0 122,562 8.0 151,287 9.9 153,202 10.0 Tier 1 capital (to average assets) Consolidated 218,737 11.8 73,978 4.0 N/A N/A N/A N/A Bank 212,538 11.5 73,916 4.0 N/A N/A 92,395 5.0 December 31, 2017 CET1 capital (to risk weighted assets) Consolidated $ 174,258 11.3 % $ 69,326 4.5 % $ 88,583 5.8 % N/A N/A Bank 208,356 13.5 69,257 4.5 88,495 5.8 $ 100,038 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 214,258 13.9 92,435 6.0 111,692 7.3 N/A N/A Bank 208,356 13.5 92,343 6.0 111,581 7.3 123,124 8.0 Total capital (to risk weighted assets) Consolidated 230,858 15.0 123,246 8.0 142,504 9.3 N/A N/A Bank 224,956 14.6 123,124 8.0 142,362 9.3 153,905 10.0 Tier 1 capital (to average assets) Consolidated 214,258 11.9 72,138 4.0 N/A N/A N/A N/A Bank 208,356 11.6 72,076 4.0 N/A N/A 90,095 5.0

SUMMARY OF SIGNIFICANT ACCOUN32

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018USD ($)BranchLoanInterestRateSwap	Dec. 31, 2017USD ($)
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Number of full service branch offices | Branch	26
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Transfer made from AOCI to retained earnings		$ 0
Accumulated Other Comprehensive Income [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Transfer made from AOCI to retained earnings		(278)
Retained Earnings [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Transfer made from AOCI to retained earnings		278
Residential Mortgage [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months
Commercial [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	18 months
Threshold balance of loans evaluated for impairment	$ 500
Commercial [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Loan	6
Commercial Real Estate [Member]
Allowance for Loan Losses [Abstract]
Threshold balance of loans evaluated for impairment	$ 500
Commercial Real Estate [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Loan	6
Consumer [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months
Swap [Member] | Interest Rate Swap [Member]
Derivatives [Abstract]
Number of freestanding interest rate swaps | InterestRateSwap	5
Notional amount of agreements	$ 53,900	42,300
Derivative asset fair value	60	197
Derivative liability fair value	60	$ 197
Accounting Standards Update 2018-02 [Member] | Accumulated Other Comprehensive Income [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Transfer made from AOCI to retained earnings	(278)
Accounting Standards Update 2018-02 [Member] | Retained Earnings [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Transfer made from AOCI to retained earnings	$ 278

SECURITIES (Details)

SECURITIES (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Available for Sale [Abstract]
Amortized cost	$ 218,523		$ 222,706
Gross unrealized gains	232		537
Gross unrealized losses	(4,486)		(2,523)
Fair value	214,269		220,720
Proceeds from sale of available-for-sale securities	0	$ 3,440
Gain on sale of securities	0	3
Reclassification adjustment for securities gain recognized in earnings, net of tax	0	$ 2
Held to Maturity [Abstract]
Amortized cost	90,513		85,827
Fair value	90,536		86,452
U.S. Treasury and Federal Agency Securities [Member]
Available for Sale [Abstract]
Amortized cost	96,250		103,309
Gross unrealized gains	3		0
Gross unrealized losses	(2,224)		(1,345)
Fair value	94,029		101,964
U.S. Agency MBS and CMOs [Member]
Available for Sale [Abstract]
Amortized cost	26,282		23,797
Gross unrealized gains	12		7
Gross unrealized losses	(692)		(419)
Fair value	25,602		23,385
Tax-Exempt State and Municipal Bonds [Member]
Available for Sale [Abstract]
Amortized cost	43,375		41,684
Gross unrealized gains	215		519
Gross unrealized losses	(551)		(146)
Fair value	43,039		42,057
Taxable State and Municipal Bonds [Member]
Available for Sale [Abstract]
Amortized cost	44,481		44,267
Gross unrealized gains	2		10
Gross unrealized losses	(936)		(542)
Fair value	43,547		43,735
Corporate Bonds and Other Debt Securities [Member]
Available for Sale [Abstract]
Amortized cost	8,135		8,149
Gross unrealized gains	0		1
Gross unrealized losses	(83)		(41)
Fair value	8,052		8,109
Other Equity Securities [Member]
Available for Sale [Abstract]
Amortized cost			1,500
Gross unrealized gains			0
Gross unrealized losses			(30)
Fair value			1,470
Tax-Exempt State and Municipal Bonds [Member]
Held to Maturity [Abstract]
Amortized cost	90,513		85,827
Gross unrealized gains	399		806
Gross unrealized losses	(376)		(181)
Fair value	$ 90,536		$ 86,452

SECURITIES, Contractual Maturit

SECURITIES, Contractual Maturities of Debt Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Held-to-Maturity Securities, Amortized Cost [Abstract]
Due in one year or less	$ 12,922
Due from one to five years	28,927
Due from five to ten years	16,342
Due after ten years	32,322
Amortized cost	90,513	$ 85,827
Held-to-Maturity Securities, Fair Value [Abstract]
Due in one year or less	12,922
Due from one to five years	29,083
Due from five to ten years	16,415
Due after ten years	32,116
Fair value	90,536	$ 86,452
Available-for-Sale Securities, Amortized Cost [Abstract]
Due in one year or less	14,010
Due from one to five years	120,593
Due from five to ten years	57,498
Due after ten years	26,422
Amortized cost	218,523
Available-for-Sale Securities, Fair Value [Abstract]
Due in one year or less	13,968
Due from one to five years	118,125
Due from five to ten years	56,433
Due after ten years	25,743
Fair value	$ 214,269

SECURITIES, Continuous Unrealiz

SECURITIES, Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	$ 144,028	$ 125,809
12 months or more	62,704	67,724
Total	206,732	193,533
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(2,777)	(1,252)
12 months or more	(2,085)	(1,452)
Total	(4,862)	(2,704)
U.S. Treasury and Federal Agency Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	48,139	50,614
12 months or more	40,364	43,787
Total	88,503	94,401
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(899)	(439)
12 months or more	(1,261)	(876)
Total	(2,160)	(1,315)
U.S. Agency MBS and CMOs [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	17,523	16,719
12 months or more	5,843	6,228
Total	23,366	22,947
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(468)	(249)
12 months or more	(224)	(170)
Total	(692)	(419)
Tax-Exempt State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	36,847	20,124
12 months or more	4,092	4,208
Total	40,939	24,332
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(739)	(243)
12 months or more	(188)	(82)
Total	(927)	(325)
Taxable State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	32,174	30,331
12 months or more	10,172	9,781
Total	42,346	40,112
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(565)	(279)
12 months or more	(371)	(265)
Total	(936)	(544)
Corporate Bonds and Other Debt Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	9,345	8,021
12 months or more	2,233	2,250
Total	11,578	10,271
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(106)	(42)
12 months or more	(41)	(29)
Total	$ (147)	(71)
Other Equity Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months		0
12 months or more		1,470
Total		1,470
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months		0
12 months or more		(30)
Total		$ (30)

SECURITIES, Other-Than-Temporar

SECURITIES, Other-Than-Temporary-Impairment (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
SECURITIES [Abstract]
OTTI charges	$ 0	$ 0
Securities pledged as security for public deposits, letters of credit and for other purposes required or permitted by law	$ 2		$ 2

LOANS (Details)

LOANS (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Portfolio loans [Abstract]
Total loans	$ 1,325,545	$ 1,320,309
Allowance for loan losses	(16,675)	(16,600)	$ (16,696)	$ (16,962)
Net loans	1,308,870	1,303,709
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	477,088	465,208
Allowance for loan losses	(6,506)	(6,478)	(6,469)	(6,345)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	529,870	541,935
Allowance for loan losses	(6,532)	(6,590)	(6,598)	(6,703)
Commercial Real Estate [Member] | Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	11,528	11,888
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	2,392	2,332
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	41,786	39,752
Commercial Real Estate [Member] | Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	1,153	1,103
Commercial Real Estate [Member] | Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	79,533	90,467
Commercial Real Estate [Member] | Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	294,866	298,714
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	98,612	97,679
Consumer [Member]
Portfolio loans [Abstract]
Total loans	318,587	313,166
Allowance for loan losses	(3,603)	(3,494)	$ (3,591)	$ (3,871)
Consumer [Member] | Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	234,443	224,452
Consumer [Member] | Unsecured [Member]
Portfolio loans [Abstract]
Total loans	197	226
Consumer [Member] | Home Equity [Member]
Portfolio loans [Abstract]
Total loans	77,666	82,234
Consumer [Member] | Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 6,281	$ 6,254

LOANS, Allowance for Loans Loss

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 16,600	$ 16,962
Charge-offs	(97)	(26)
Recoveries	272	260
Provision for loan losses	(100)	(500)
Ending balance	16,675	16,696
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,478	6,345
Charge-offs	(66)	0
Recoveries	34	23
Provision for loan losses	60	101
Ending balance	6,506	6,469
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,590	6,703
Charge-offs	0	0
Recoveries	203	162
Provision for loan losses	(261)	(267)
Ending balance	6,532	6,598
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3,494	3,871
Charge-offs	(31)	(26)
Recoveries	35	75
Provision for loan losses	105	(329)
Ending balance	3,603	3,591
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	38	43
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	(4)	(5)
Ending balance	$ 34	$ 38

LOANS, Allowance for Loans Lo39

LOANS, Allowance for Loans Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	$ 1,380	$ 1,208
Collectively evaluated for impairment	15,295	15,392
Total ending allowance balance	16,675	16,600	$ 16,696	$ 16,962
Loans [Abstract]
Individually reviewed for impairment	20,268	22,079
Collectively evaluated for impairment	1,305,277	1,298,230
Total ending loans balance	1,325,545	1,320,309
Commercial and Industrial [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	448	497
Collectively evaluated for impairment	6,058	5,981
Total ending allowance balance	6,506	6,478	6,469	6,345
Loans [Abstract]
Individually reviewed for impairment	6,768	6,402
Collectively evaluated for impairment	470,320	458,806
Total ending loans balance	477,088	465,208
Commercial Real Estate [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	346	197
Collectively evaluated for impairment	6,186	6,393
Total ending allowance balance	6,532	6,590	6,598	6,703
Loans [Abstract]
Individually reviewed for impairment	5,629	7,332
Collectively evaluated for impairment	524,241	534,603
Total ending loans balance	529,870	541,935
Consumer [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	586	514
Collectively evaluated for impairment	3,017	2,980
Total ending allowance balance	3,603	3,494	3,591	3,871
Loans [Abstract]
Individually reviewed for impairment	7,871	8,345
Collectively evaluated for impairment	310,716	304,821
Total ending loans balance	318,587	313,166
Unallocated [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	34	38
Total ending allowance balance	34	38	$ 38	$ 43
Loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

LOANS, Impaired Loans (Details)

LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
With no related allowance recorded [Abstract]
Unpaid principal balance	$ 3,955		$ 3,643
Recorded investment	3,955		3,643
With an allowance recorded [Abstract]
Unpaid principal balance	16,313		18,436
Recorded investment	16,313		18,436
Total [Abstract]
Unpaid principal balance	20,268		22,079
Recorded investment	20,268		22,079
Allowance allocated	1,380		1,208
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	981		3,438
Recorded investment	981		3,438
With an allowance recorded [Abstract]
Unpaid principal balance	5,787		2,964
Recorded investment	5,787		2,964
Total [Abstract]
Allowance allocated	448		497
Impaired loans [Abstract]
Average of impaired loans	6,847	$ 6,843
Interest income recognized during impairment	302	278
Cash-basis interest income recognized	294	265
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	2,974		205
Recorded investment	2,974		205
With an allowance recorded [Abstract]
Unpaid principal balance	2,655		7,127
Recorded investment	2,655		7,127
Total [Abstract]
Allowance allocated	346		197
Impaired loans [Abstract]
Interest income recognized during impairment	74	126
Cash-basis interest income recognized	80	123
Commercial Real Estate [Member] | Residential Developed [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	177		179
Recorded investment	177		179
Total [Abstract]
Allowance allocated	2		4
Impaired loans [Abstract]
Average of impaired loans	178	185
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	0		0
Impaired loans [Abstract]
Average of impaired loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	255		126
Recorded investment	255		126
Total [Abstract]
Allowance allocated	12		3
Impaired loans [Abstract]
Average of impaired loans	168	379
Commercial Real Estate [Member] | Commercial Development [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		190
Recorded investment	0		190
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	0		0
Impaired loans [Abstract]
Average of impaired loans	126	189
Commercial Real Estate [Member] | Residential Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,078		15
Recorded investment	1,078		15
With an allowance recorded [Abstract]
Unpaid principal balance	217		1,715
Recorded investment	217		1,715
Total [Abstract]
Allowance allocated	15		69
Impaired loans [Abstract]
Average of impaired loans	1,455	4,086
Commercial Real Estate [Member] | Commercial Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,896		0
Recorded investment	1,896		0
With an allowance recorded [Abstract]
Unpaid principal balance	1,602		4,928
Recorded investment	1,602		4,928
Total [Abstract]
Allowance allocated	307		119
Impaired loans [Abstract]
Average of impaired loans	3,731	6,158
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	404		179
Recorded investment	404		179
Total [Abstract]
Allowance allocated	10		2
Impaired loans [Abstract]
Average of impaired loans	253	225
Consumer [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	7,871		8,345
Recorded investment	7,871		8,345
Total [Abstract]
Allowance allocated	586		514
Impaired loans [Abstract]
Average of impaired loans	8,067	11,495
Interest income recognized during impairment	85	109
Cash-basis interest income recognized	87	$ 107
Consumer [Member] | Residential Mortgage [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	6,384		6,638
Recorded investment	6,384		6,638
Total [Abstract]
Allowance allocated	475		409
Consumer [Member] | Unsecured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	0		0
Consumer [Member] | Home Equity [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	1,487		1,707
Recorded investment	1,487		1,707
Total [Abstract]
Allowance allocated	111		105
Consumer [Member] | Other Secured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	$ 0		$ 0

LOANS, Past Due Loans (Details)

LOANS, Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	$ 324	$ 395
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	1,630	995
Loans not past due	1,323,915	1,319,314
Total ending loans balance	1,325,545	1,320,309
30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	1,311	716
Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	319	279
Commercial and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	201	4
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	366	290
Loans not past due	476,722	464,918
Total ending loans balance	477,088	465,208
Commercial and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	168	290
Commercial and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	198	0
Commercial Real Estate [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	121	385
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	1,055	404
Loans not past due	528,815	541,531
Total ending loans balance	529,870	541,935
Commercial Real Estate [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	934	125
Commercial Real Estate [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	121	279
Commercial Real Estate [Member] | Residential Developed [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	11,528	11,888
Total ending loans balance	11,528	11,888
Commercial Real Estate [Member] | Residential Developed [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	2,392	2,332
Total ending loans balance	2,392	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	41,786	39,752
Total ending loans balance	41,786	39,752
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	190
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	190
Loans not past due	1,153	913
Total ending loans balance	1,153	1,103
Commercial Real Estate [Member] | Commercial Development [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	190
Commercial Real Estate [Member] | Residential Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	15	89
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	15	89
Loans not past due	79,518	90,378
Total ending loans balance	79,533	90,467
Commercial Real Estate [Member] | Residential Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	15	89
Commercial Real Estate [Member] | Commercial Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	106	106
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	303	125
Loans not past due	294,563	298,589
Total ending loans balance	294,866	298,714
Commercial Real Estate [Member] | Commercial Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	197	125
Commercial Real Estate [Member] | Commercial Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	106	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	737	0
Loans not past due	97,875	97,679
Total ending loans balance	98,612	97,679
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	737	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	2	6
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	209	301
Loans not past due	318,378	312,865
Total ending loans balance	318,587	313,166
Consumer [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	209	301
Consumer [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Residential Mortgage [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	2	2
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	200	215
Loans not past due	234,243	224,237
Total ending loans balance	234,443	224,452
Consumer [Member] | Residential Mortgage [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	200	215
Consumer [Member] | Residential Mortgage [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Unsecured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	4
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	9	10
Loans not past due	188	216
Total ending loans balance	197	226
Consumer [Member] | Unsecured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	9	10
Consumer [Member] | Unsecured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Home Equity [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	76
Loans not past due	77,666	82,158
Total ending loans balance	77,666	82,234
Consumer [Member] | Home Equity [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	76
Consumer [Member] | Home Equity [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Other Secured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	6,281	6,254
Total ending loans balance	6,281	6,254
Consumer [Member] | Other Secured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Other Secured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	$ 0	$ 0

LOANS, Troubled Debt Restructur

LOANS, Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)LoanPaymentNote	Mar. 31, 2017USD ($)Loan	Dec. 31, 2017USD ($)Loan
LOANS [Abstract]
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	$ 1,380		$ 1,208
Number of consecutive payments before nonaccrual restructured loan is upgraded | Payment	6
Number of months of performance before a loan is removed from TDR	6 months
Troubled debt restructurings [Abstract]
Number of loans | Loan	146		151
Outstanding recorded balance	$ 20,268		$ 22,079
Accruing troubled debt restructurings [Abstract]
Accruing TDR - nonaccrual at restructuring	0		0
Accruing TDR - accruing at restructuring	14,720		16,809
Accruing TDR - upgraded to accruing after six consecutive payments	5,424		4,955
Total	$ 20,144		$ 21,764
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	5	0
Pre-TDR balance	$ 560	$ 0
Writedown upon TDR	$ 0	$ 0
Commercial Loans [Member] | A-B Note Structure [Member]
Financing Receivable, Modifications [Line Items]
Number of notes into which original note is separated in modification | Note	2
Commercial and Industrial [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	17		19
Outstanding recorded balance	$ 6,768		$ 6,402
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	0	0
Pre-TDR balance	$ 0	$ 0
Writedown upon TDR	$ 0	$ 0
Commercial Real Estate [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	33		33
Outstanding recorded balance	$ 5,629		$ 7,332
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	3	0
Pre-TDR balance	$ 492	$ 0
Writedown upon TDR	$ 0	$ 0
Consumer [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	96		99
Outstanding recorded balance	$ 7,871		$ 8,345
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	2	0
Pre-TDR balance	$ 68	$ 0
Writedown upon TDR	$ 0	$ 0

LOANS, Credit Quality Indicator

LOANS, Credit Quality Indicators (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)Grade	Dec. 31, 2017USD ($)
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality | Grade	8
Total loans	$ 1,325,545	$ 1,320,309
Commercial Loans [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 1,006,958	1,007,143
Internal risk grade category of loans considered substandard, doubtful or loss | Grade	6
Commercial Loans [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	0
Commercial Loans [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,340	17,327
Commercial Loans [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	280,545	273,202
Commercial Loans [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	677,003	681,858
Commercial Loans [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	25,838	26,315
Commercial Loans [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	7,910	8,052
Commercial Loans [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	322	389
Commercial Loans [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	477,088	465,208
Commercial and Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	12,488	15,002
Commercial and Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	145,080	137,774
Commercial and Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	298,010	291,373
Commercial and Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,267	15,170
Commercial and Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,042	5,885
Commercial and Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	201	4
Commercial and Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	529,870	541,935
Commercial Real Estate [Member] | Residential Developed [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	11,528	11,888
Commercial Real Estate [Member] | Residential Developed [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	48
Commercial Real Estate [Member] | Residential Developed [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	10,764	11,068
Commercial Real Estate [Member] | Residential Developed [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	764	772
Commercial Real Estate [Member] | Residential Developed [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,392	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,392	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	41,786	39,752
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	20,752	19,244
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	17,955	17,332
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,079	3,176
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,153	1,103
Commercial Real Estate [Member] | Commercial Development [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	99	104
Commercial Real Estate [Member] | Commercial Development [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,054	809
Commercial Real Estate [Member] | Commercial Development [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	190
Commercial Real Estate [Member] | Commercial Development [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	79,533	90,467
Commercial Real Estate [Member] | Residential Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,884	7,275
Commercial Real Estate [Member] | Residential Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	71,168	80,818
Commercial Real Estate [Member] | Residential Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,100	1,533
Commercial Real Estate [Member] | Residential Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	365	752
Commercial Real Estate [Member] | Residential Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	16	89
Commercial Real Estate [Member] | Residential Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	294,866	298,714
Commercial Real Estate [Member] | Commercial Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,428	1,398
Commercial Real Estate [Member] | Commercial Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	63,135	64,043
Commercial Real Estate [Member] | Commercial Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	226,040	228,888
Commercial Real Estate [Member] | Commercial Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,114	3,353
Commercial Real Estate [Member] | Commercial Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,044	926
Commercial Real Estate [Member] | Commercial Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	105	106
Commercial Real Estate [Member] | Commercial Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	98,612	97,679
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,424	927
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	44,595	44,714
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	49,620	49,238
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,514	2,311
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	459	489
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	$ 0

LOANS, Commercial Loans Classif

LOANS, Commercial Loans Classified as Substandard or Worse (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Classified as impaired	$ 20,268	$ 22,079
Total ending loans balance	1,325,545	1,320,309
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,006,958	1,007,143
Commercial Loans [Member] | Substandard or Worse [Member]
Financing Receivable, Recorded Investment [Line Items]
Not classified as impaired	1,143	2,010
Classified as impaired	7,089	6,431
Total ending loans balance	$ 8,232	$ 8,441

LOANS, Recorded Investment in C

LOANS, Recorded Investment in Consumer Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 1,325,545	$ 1,320,309
Consumer Loan [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	234,443	224,452
Consumer Loan [Member] | Residential Mortgage [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	234,443	224,452
Consumer Loan [Member] | Residential Mortgage [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer Loan [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	197	226
Consumer Loan [Member] | Consumer Unsecured [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	197	226
Consumer Loan [Member] | Consumer Unsecured [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer Loan [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	77,666	82,234
Consumer Loan [Member] | Home Equity [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	77,666	82,234
Consumer Loan [Member] | Home Equity [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer Loan [Member] | Consumer Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,281	6,254
Consumer Loan [Member] | Consumer Other [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,281	6,254
Consumer Loan [Member] | Consumer Other [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 0

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Other real estate owned [Roll Forward]
Beginning balance	$ 9,140	$ 22,864	$ 22,864
Additions, transfers from loans	293	56	120
Proceeds from sales of other real estate owned	(431)	(320)	(7,034)
Valuation allowance reversal upon sale	(1,787)	(250)	(7,367)
Gain / (loss) on sales of other real estate owned	(126)	149	557
Ending balance, gross	7,089	22,499	9,140
Less: valuation allowance	(1,866)	(10,425)	(3,373)
Ending balance	5,223	12,074	5,767
Valuation Allowance, Real Estate Owned [Member]
Activity in valuation allowance [Roll Forward]
Beginning balance	3,373	10,611	10,611
Additions charged to expense	280	64
Reversals upon sale	(1,787)	(250)
Ending balance	$ 1,866	$ 10,425	$ 3,373

FAIR VALUE, Assets Measured at

FAIR VALUE, Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	$ 214,269	$ 220,720
U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	94,029	101,964
U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	25,602	23,385
Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,039	42,057
Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,547	43,735
Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	8,052	8,109
Other Equity Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities		1,470
Recurring Basis [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	1,208
Interest rate swaps	60	197
Interest rate swaps	(60)	(197)
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	1,208
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	60	197
Interest rate swaps	(60)	(197)
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	94,029	101,964
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	94,029	101,964
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	25,602	23,385
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	25,602	23,385
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,039	42,057
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,039	42,057
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,547	43,735
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,547	43,735
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	8,052	8,109
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	8,052	8,109
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	1,446	1,470
Recurring Basis [Member] | Other Equity Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	1,446	1,470
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Nonrecurring Basis [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,533	2,278
Other real estate owned	2,838	3,658
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,533	2,278
Other real estate owned	$ 2,838	$ 3,658

FAIR VALUE, Quantitative Inform

FAIR VALUE, Quantitative Information about Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Impaired Loans [Member] | Sales Comparison Approach [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	$ 2,533	$ 2,278
Impaired Loans [Member] | Sales Comparison Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales	1.00%	2.00%
Impaired Loans [Member] | Sales Comparison Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales	15.00%	15.00%
Impaired Loans [Member] | Income Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	9.50%	9.50%
Impaired Loans [Member] | Income Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	11.00%	11.00%
Other Real Estate Owned [Member] | Sales Comparison Approach [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	$ 2,838	$ 3,658
Other Real Estate Owned [Member] | Sales Comparison Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales	3.00%	3.00%
Other Real Estate Owned [Member] | Sales Comparison Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between comparable sales	20.00%	22.00%
Other Real Estate Owned [Member] | Income Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	9.50%	9.50%
Other Real Estate Owned [Member] | Income Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Capitalization rate	11.00%	11.00%

FAIR VALUE, Carrying Amounts an

FAIR VALUE, Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financial assets [Abstract]
Cash and due from banks	$ 26,954	$ 34,945
Securities held to maturity	90,536	86,452
Bank owned life insurance	40,494	40,243
Carrying Amount [Member]
Financial assets [Abstract]
FHLB stock	11,558	11,558
Loan Commitments [Member] | Carrying Amount [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet credit-related items	0	0
Loan Commitments [Member] | Fair Value [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet credit-related items	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	26,954	34,945
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	26,954	34,945
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash equivalents	103,898	126,522
Loans, net	1,306,337	1,301,431
Accrued interest receivable	5,200	4,680
Financial liabilities [Abstract]
Deposits	(1,560,872)	(1,579,010)
Other borrowed funds	(80,667)	(92,118)
Long-term debt	(41,238)	(41,238)
Accrued interest payable	(613)	(604)
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash equivalents	103,898	126,522
Loans, net	1,311,146	1,296,633
Accrued interest receivable	5,200	4,680
Financial liabilities [Abstract]
Deposits	(1,560,808)	(1,579,016)
Other borrowed funds	(79,567)	(91,313)
Long-term debt	(36,847)	(36,546)
Accrued interest payable	(613)	(604)
Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Securities held to maturity	90,513	85,827
Bank owned life insurance	40,494	40,243
Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Financial assets [Abstract]
Securities held to maturity	90,536	86,452
Bank owned life insurance	$ 40,494	$ 40,243

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Summary of deposit [Abstract]
Noninterest-bearing demand	$ 453,993	$ 490,583
Interest bearing demand	397,342	408,865
Savings and money market accounts	614,701	587,931
Certificates of deposit	94,836	91,631
Total deposits	1,560,872	1,579,010
FDIC insurance limit on deposit accounts	250	250
Time deposits that exceed FDIC insurance limit	$ 23,900	$ 25,000

OTHER BORROWED FUNDS, Federal H

OTHER BORROWED FUNDS, Federal Home Loan Bank Advances (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 80,667	$ 92,118
Residential and commercial real estate loans pledged as collateral for Federal Home Loan Bank advances	495,900	493,200
Federal Home Loan Bank Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	80,667	92,118
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 60,000	$ 70,000
Range of maturities, earliest	2,018	2,018
Range of maturities, last	2,021	2,021
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	1.61%	1.59%
Federal Home Loan Bank Advances [Member] | Amortizable Mortgage Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 667	$ 2,118
Range of maturities, earliest		2,018
Range of maturities, last		2,018
Range of maturities	2,018
Federal Home Loan Bank Advances [Member] | Amortizable Mortgage Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	3.63%	3.78%
Federal Home Loan Bank Advances [Member] | Putable Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 20,000	$ 20,000
Range of maturities	2,024	2,024
Federal Home Loan Bank Advances [Member] | Putable Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	1.81%	1.81%

OTHER BORROWED FUNDS, Scheduled

OTHER BORROWED FUNDS, Scheduled Repayments of FHLB Advances (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Scheduled repayments of FHLB advances [Abstract]
2,018	$ 40,667
2,019	10,000
2,020	0
2,021	10,000
2,022	0
Thereafter	20,000
Total	$ 80,667	$ 92,118

OTHER BORROWED FUNDS, Federal R

OTHER BORROWED FUNDS, Federal Reserve Bank Borrowings (Details) - Federal Reserve Bank Borrowings [Member] - USD ($) $ in Millions	Mar. 31, 2018	Dec. 31, 2017
Debt Instrument [Line Items]
Borrowings outstanding	$ 0	$ 0
Unused borrowing capacity	16	11
Commercial and mortgage loans pledged to the Federal Reserve Bank	$ 18.7	$ 13.2

EARNINGS PER COMMON SHARE (Deta

EARNINGS PER COMMON SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Reconciliation of numerators and denominators of basic and diluted earnings per common share [Abstract]
Net income available to common shares	$ 5,755	$ 4,460
Weighted average shares outstanding, including participating stock awards - Basic (in shares)	34,010,396	33,941,010
Dilutive potential common shares [Abstract]
Stock options (in shares)	1,196	7,574
Weighted average shares outstanding - Diluted (in shares)	34,011,592	33,948,584
Basic earnings per common share (in dollars per share)	$ 0.17	$ 0.13
Diluted earnings per common share (in dollars per share)	$ 0.17	$ 0.13
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share amount (in shares)	0	0

FEDERAL INCOME TAXES (Details)

FEDERAL INCOME TAXES (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Income tax expense [Abstract]
Current	$ 940		$ 1,804
Deferred	285		162
Income tax expense	$ 1,225		$ 1,966
Difference between financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income [Abstract]
Statutory rate	21.00%		35.00%
Statutory rate applied to income before taxes	$ 1,466		$ 2,249
Deduct [Abstract]
Tax-exempt interest income	(179)		(183)
Bank-owned life insurance	(50)		(83)
Other, net	(12)		(17)
Income tax expense	1,225		$ 1,966
Effect of changes that resulted from enactment of Tax Reform Act.		$ 2,500
Deferred tax assets [Abstract]
Allowance for loan losses	3,501	3,486
Nonaccrual loan interest	318	346
Valuation allowance on other real estate owned	392	708
Unrealized loss on securities available for sale	900	417
Other	248	229
Gross deferred tax assets	5,359	5,186
Valuation allowance	0	0
Total net deferred tax assets	5,359	5,186
Deferred tax liabilities [Abstract]
Depreciation	(951)	(977)
Prepaid expenses	(183)	(183)
Other	(243)	(241)
Gross deferred tax liabilities	(1,377)	(1,401)
Net deferred tax asset	3,982	3,785
Unrecognized tax benefits	$ 0	$ 0
Period when unrecognized tax benefits is not expected to significantly increase or decrease	12 months

COMMITMENTS AND OFF BALANCE-S56

COMMITMENTS AND OFF BALANCE-SHEET RISK (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Notional amount of commitments to fund mortgage loans to be sold into the secondary market	$ 7,000	$ 5,800
Commitments to make loans at fixed rates	39.10%
Expiration period of commitment to make variable rate loan	30 days
Commitments to Make Loans [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 82,791	111,681
Letters of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	18,350	11,317
Unused Lines of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 463,966	$ 457,485

SHAREHOLDERS' EQUITY (Details)

SHAREHOLDERS' EQUITY (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)Category	Dec. 31, 2017USD ($)
SHAREHOLDERS' EQUITY [Abstract]
Number of classification of prompt corrective action regulations | Category	5
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 capital (to risk weighted assets), actual amount	$ 178,737	$ 174,258
CET1 capital (to risk weighted assets), actual ratio	11.70%	11.30%
Tier 1 capital (to risk weighted assets), actual amount	$ 218,737	$ 214,258
Tier 1 capital (to risk weighted assets), actual ratio	14.30%	13.90%
Total capital (to risk weighted assets), actual amount	$ 235,412	$ 230,858
Total capital (to risk weighted assets), actual ratio	15.40%	15.00%
Tier 1 capital (to average assets), actual amount	$ 218,737	$ 214,258
Tier 1 capital (to average assets), actual ratio	11.80%	11.90%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 68,946	$ 69,326
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 91,929	$ 92,435
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 122,572	$ 123,246
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 73,978	$ 72,138
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 97,674	$ 88,583
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	6.40%	5.80%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 120,656	$ 111,692
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.90%	7.30%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 151,299	$ 142,504
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	9.90%	9.30%
Trust preferred securities that qualified as Tier one risk based capital	$ 40,000	$ 40,000
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 capital (to risk weighted assets), actual amount	$ 212,538	$ 208,356
CET1 capital (to risk weighted assets), actual ratio	13.90%	13.50%
Tier 1 capital (to risk weighted assets), actual amount	$ 212,538	$ 208,356
Tier 1 capital (to risk weighted assets), actual ratio	13.90%	13.50%
Total capital (to risk weighted assets), actual amount	$ 229,213	$ 224,956
Total capital (to risk weighted assets), actual ratio	15.00%	14.60%
Tier 1 capital (to average assets), actual amount	$ 212,538	$ 208,356
Tier 1 capital (to average assets), actual ratio	11.50%	11.60%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 68,941	$ 69,257
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 91,921	$ 92,343
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 122,562	$ 123,124
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 73,916	$ 72,076
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 97,666	$ 88,495
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	6.40%	5.80%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 120,647	$ 111,581
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.90%	7.30%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 151,287	$ 142,362
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	9.90%	9.30%
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 99,581	$ 100,038
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	6.50%	6.50%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 122,562	$ 123,124
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	8.00%	8.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 153,202	$ 153,905
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	10.00%	10.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount	$ 92,395	$ 90,095
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio	5.00%	5.00%