Macatawa Bank (MCBC) 10-Q 25 Oct 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2018	Oct. 25, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	MACATAWA BANK CORP
Entity Central Index Key	1,053,584
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		34,014,319
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q3

CONSOLIDATED BALANCE SHEETS (un

CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 30,837	$ 34,945
Federal funds sold and other short-term investments	152,339	126,522
Cash and cash equivalents	183,176	161,467
Debt securities available for sale, at fair value	218,615
Securities available for sale, at fair value		220,720
Debt securities held to maturity (fair value 2018 - $72,148 and 2017 - $86,452)	71,688	85,827
Federal Home Loan Bank (FHLB) stock	11,558	11,558
Loans held for sale, at fair value	0	1,208
Total loans	1,344,683	1,320,309
Allowance for loan losses	(16,803)	(16,600)
Net loans	1,327,880	1,303,709
Premises and equipment - net	45,631	46,629
Accrued interest receivable	5,524	4,680
Bank-owned life insurance	40,996	40,243
Other real estate owned - net	3,465	5,767
Net deferred tax asset	3,996	3,785
Other assets	6,744	4,639
Total assets	1,919,273	1,890,232
Deposits
Noninterest-bearing	500,680	490,583
Interest-bearing	1,117,063	1,088,427
Total deposits	1,617,743	1,579,010
Other borrowed funds	70,000	92,118
Long-term debt	41,238	41,238
Accrued expenses and other liabilities	6,316	4,880
Total liabilities	1,735,297	1,717,246
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 34,014,319 and 33,972,977 shares issued and outstanding at September 30, 2018 and December 31, 2017	217,785	217,081
Retained deficit	(29,321)	(42,526)
Accumulated other comprehensive income (loss)	(4,488)	(1,569)
Total shareholders' equity	183,976	172,986
Total liabilities and shareholders' equity	$ 1,919,273	$ 1,890,232

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Debt securities held to maturity, fair value	$ 72,148	$ 86,452
Shareholders' equity
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	34,014,319	33,972,977
Common stock, shares outstanding (in shares)	34,014,319	33,972,977

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Interest income
Loans, including fees	$ 14,952	$ 12,804	$ 43,068	$ 37,800
Securities
Taxable	945	741	2,730	2,025
Tax-exempt	846	574	2,627	1,658
FHLB Stock	130	122	447	367
Federal funds sold and other short-term investments	814	385	1,670	666
Total interest income	17,687	14,626	50,542	42,516
Interest expense
Deposits	1,609	732	3,921	1,770
Other borrowings	364	314	1,056	1,053
Long-term debt	552	442	1,567	1,267
Total interest expense	2,525	1,488	6,544	4,090
Net interest income	15,162	13,138	43,998	38,426
Provision for loan losses	0	(350)	(400)	(1,350)
Net interest income after provision for loan losses	15,162	13,488	44,398	39,776
Noninterest income
Service charges and fees	1,132	1,172	3,242	3,342
Net gains on mortgage loans	270	369	633	1,273
Trust fees	889	801	2,759	2,412
ATM and debit card fees	1,426	1,324	4,117	3,863
Gain on sales of securities	0	0	0	3
Bank owned life insurance ("BOLI") income	239	249	715	730
Other	543	385	1,632	1,386
Total noninterest income	4,499	4,300	13,098	13,009
Noninterest expense
Salaries and benefits	6,360	6,211	18,942	18,363
Occupancy of premises	939	922	2,984	2,939
Furniture and equipment	760	797	2,338	2,278
Legal and professional	188	199	606	621
Marketing and promotion	228	226	685	678
Data processing	747	655	2,239	2,068
FDIC assessment	127	134	391	404
Interchange and other card expense	361	333	1,053	970
Bond and D&O Insurance	111	119	330	353
Net (gains) losses on repossessed and foreclosed properties	26	(190)	450	(575)
Administration and disposition of problem assets	82	113	202	435
Other	1,310	1,237	3,712	3,900
Total noninterest expenses	11,239	10,756	33,932	32,434
Income before income tax	8,422	7,032	23,564	20,351
Income tax expense	1,570	2,157	4,228	6,253
Net income	$ 6,852	$ 4,875	$ 19,336	$ 14,098
Basic earnings per common share (in dollars per share)	$ 0.20	$ 0.14	$ 0.57	$ 0.42
Diluted earnings per common share (in dollars per share)	0.20	0.14	0.57	0.42
Cash dividends per common share (in dollars per share)	$ 0.06	$ 0.05	$ 0.18	$ 0.13

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) [Abstract]
Net income	$ 6,852	$ 4,875	$ 19,336	$ 14,098
Unrealized gains (losses):
Net change in unrealized gains (losses) on debt securities available for sale	(856)	(55)	(3,725)	1,778
Tax effect	180	19	782	(620)
Net change in unrealized gains (losses) on debt securities available for sale, net of tax	(676)	(36)	(2,943)	1,158
Less: reclassification adjustments:
Reclassification for gains included in net income	0	0	0	3
Tax effect	0	0	0	(1)
Reclassification for gains included in net income, net of tax	0	0	0	2
Other comprehensive income (loss), net of tax	(676)	(36)	(2,943)	1,156
Comprehensive income	$ 6,176	$ 4,839	$ 16,393	$ 15,254

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total	As Reported [Member]Common Stock [Member]	As Reported [Member]Retained Deficit [Member]	As Reported [Member]Accumulated Other Comprehensive Income (Loss) [Member]	As Reported [Member]
Balance at Dec. 31, 2016	$ 216,731	$ (53,008)	$ (1,484)	$ 162,239
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	14,098	0	14,098
Cash dividends	0	(4,397)	0	(4,397)
Repurchase of shares for taxes withheld on vested restricted stock	(5)	0	0	(5)
Issuance of shares for stock option exercise	34	0	0	34
Net change in unrealized loss on securities available for sale, net of tax	0	0	1,156	1,156
Net change in unrealized loss on debt securities available for sale, net of tax				1,158
Stock compensation expense	339	0	0	339
Balance at Sep. 30, 2017	217,099	(43,307)	(328)	173,464
Balance at Dec. 31, 2016	216,731	(53,008)	(1,484)	162,239
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect adjustment upon adoption of ASU 2018-02 | Accounting Standards Update 2018-02 [Member]	0	278	(278)	0
Balance at Dec. 31, 2017	217,081	(42,526)	(1,569)	172,986	$ 217,081	$ (42,804)	$ (1,291)	$ 172,986
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Reclassification for equity securities upon adoption of ASU 2016-01 | Accounting Standards Update 2016-01 [Member]	0	(24)	24	0
Cumulative effect adjustment upon adoption of ASU 2018-02 | Accounting Standards Update 2018-02 [Member]		278	(278)
Net income	0	19,336	0	19,336
Cash dividends	0	(6,107)	0	(6,107)
Repurchase of shares for taxes withheld on vested restricted stock	(5)	0	0	(5)
Issuance of shares for stock option exercise	386	0	0	386
Net change in unrealized loss on debt securities available for sale, net of tax	0	0	(2,943)	(2,943)
Stock compensation expense	323	0	0	323
Balance at Sep. 30, 2018	$ 217,785	$ (29,321)	$ (4,488)	$ 183,976

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend per share (in dollars per share)	$ 0.18	$ 0.13
Common Stock [Member]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Number of shares repurchased for taxes withheld on vested restricted stock (in shares)	452	533
Number of shares issued for stock option exercise (in shares)	45,000	4,000

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Cash flows from operating activities
Net income	$ 19,336	$ 14,098
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	1,894	1,435
Stock compensation expense	323	339
Provision for loan losses	(400)	(1,350)
Origination of loans for sale	(23,629)	(45,018)
Proceeds from sales of loans originated for sale	25,470	46,273
Net gains on mortgage loans	(633)	(1,273)
Gain on sales of securities	0	(3)
Write-down of other real estate	291	85
Net (gain) loss on sales of other real estate	158	(660)
Net loss on sale of premises and equipment	0	240
Deferred income tax expense	565	2,249
Change in accrued interest receivable and other assets	(1,473)	(794)
Earnings in bank-owned life insurance	(715)	(730)
Change in accrued expenses and other liabilities	528	4,041
Net cash from operating activities	21,715	18,932
Cash flows from investing activities
Loan originations and payments, net	(24,064)	21,537
Purchases of securities available for sale	(24,015)	(48,409)
Purchases of securities held to maturity	(7,624)	(16,411)
Proceeds from:
Maturities and calls of securities	28,085	35,763
Sales of securities available for sale	0	5,807
Principal paydowns on securities	15,471	4,585
Sales of other real estate	2,146	6,227
Sales of premises and equipment	0	1,742
Additions to premises and equipment	(894)	(734)
Net cash from investing activities	(10,895)	10,107
Cash flows from financing activities
Change in deposits	38,733	57,454
Repayments and maturities of other borrowed funds	(42,118)	(32,055)
Proceeds from other borrowed funds	20,000	20,000
Proceeds from exercise of stock options	386	34
Repurchase of shares for taxes withheld on vested restricted stock	(5)	(5)
Cash dividends paid	(6,107)	(4,397)
Net cash from financing activities	10,889	41,031
Net change in cash and cash equivalents	21,709	70,070
Cash and cash equivalents at beginning of period	161,467	89,819
Cash and cash equivalents at end of period	183,176	159,889
Supplemental cash flow information
Interest paid	6,379	3,827
Income taxes paid	3,500	3,525
Supplemental noncash disclosures:
Transfers from loans to other real estate	293	60
Security settlement	(908)	(1,368)
Reclassification for equity securities upon adoption of ASU 2016-01	$ 1,470	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2018
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America. Basis of Presentation: Operating results for the three and nine month periods ended September 30, 2018 are not necessarily indicative of the results that may be expected for the year ending December 31, 2018. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2017. Use of Estimates Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At September 30, 2018, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan's existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan's effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Foreclosed Assets Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income ("AOCI") due to the enactment of tax reform at the end of 2017. The Company's only component of AOCI is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000. Revenue Recognition Interest Income: The Company's largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided. Derivatives Reclassifications: Adoption of New Accounting Standards Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). Other Assets and Deferred Costs: Contracts with Customers FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the FASB Emerging Issues Task Force). FASB issued ASU No. 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. Newly Issued Not Yet Effective Standards Leases FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments completed data integration in the third quarter of 2018. The Company will run parallel computations through the remainder of 2018 and begin use of the new software in the first quarter of 2019 for the current GAAP loss model and begin implementation of the new current expected credit loss model presented by the ASU. The Company , and plans to use the new software to begin more robust modeling of its impact starting in the fourth quarter of 2018 and throughout 2019 FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2018
SECURITIES [Abstract]
SECURITIES	NOTE 2 – SECURITIES The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2018 Available for Sale: U.S. Treasury and federal agency securities $ 94,152 $ --- $ (2,739 ) $ 91,413 U.S. Agency MBS and CMOs 31,126 --- (1,060 ) 30,066 Tax-exempt state and municipal bonds 44,399 119 (695 ) 43,823 Taxable state and municipal bonds 46,400 --- (1,216 ) 45,184 Corporate bonds and other debt securities 8,219 --- (90 ) 8,129 $ 224,296 $ 119 $ (5,800 ) $ 218,615 Held to Maturity Tax-exempt state and municipal bonds $ 71,688 $ 946 $ (486 ) $ 72,148 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2017 Available for Sale: U.S. Treasury and federal agency securities $ 103,309 $ --- $ (1,345 ) $ 101,964 U.S. Agency MBS and CMOs 23,797 7 (419 ) 23,385 Tax-exempt state and municipal bonds 41,684 519 (146 ) 42,057 Taxable state and municipal bonds 44,267 10 (542 ) 43,735 Corporate bonds and other debt securities 8,149 1 (41 ) 8,109 Other equity securities 1,500 --- (30 ) 1,470 $ 222,706 $ 537 $ (2,523 ) $ 220,720 Held to Maturity Tax-exempt state and municipal bonds $ 85,827 $ 806 $ (181 ) $ 86,452 There were no sales of securities in the three and nine month periods ended September 30, 2018. There were no sales of securities in the three month period ended September 30, 2017. Proceeds from the sale of securities available for sale were $5.8 million in the nine month period ended September 30, 2017 resulting in net gains of $3,000, as reported in the Consolidated Statements of Income. This resulted in reclassifications of $3,000 ($2,000 net of tax) from accumulated comprehensive income to gain on sale of securities in the Consolidated Statements of Income in the nine month period ended September 30, 2017. Contractual maturities of debt securities at September 30, 2018 were as follows (dollars in thousands): Held–to-Maturity Securities Available-for-Sale Securities Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 6,355 $ 6,354 $ 21,208 $ 21,070 Due from one to five years 29,373 29,619 125,897 122,352 Due from five to ten years 11,577 11,676 46,504 45,540 Due after ten years 24,383 24,499 30,687 29,653 $ 71,688 $ 72,148 $ 224,296 $ 218,615 Securities with unrealized losses at September 30, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands): Less than 12 Months 12 Months or More Total September 30, 2018 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasury and federal agency securities $ 22,389 $ (559 ) $ 65,532 $ (2,082 ) $ 87,921 $ (2,641 ) U.S. Agency MBS and CMOs 15,616 (368 ) 14,373 (692 ) 29,989 (1,060 ) Tax-exempt state and municipal bonds 40,724 (850 ) 7,131 (332 ) 47,855 (1,182 ) Taxable state and municipal bonds 22,538 (445 ) 21,236 (771 ) 43,774 (1,216 ) Corporate bonds and other debt securities 7,393 (63 ) 4,228 (124 ) 11,621 (187 ) Total temporarily impaired $ 108,660 $ (2,285 ) $ 112,500 $ (4,001 ) $ 221,160 $ (6,286 ) Less than 12 Months 12 Months or More Total December 31, 2017 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasury and federal agency securities $ 50,614 $ (439 ) $ 43,787 $ (876 ) $ 94,401 $ (1,315 ) U.S. Agency MBS and CMOs 16,719 (249 ) 6,228 (170 ) 22,947 (419 ) Tax-exempt state and municipal bonds 20,124 (243 ) 4,208 (82 ) 24,332 (325 ) Taxable state and municipal bonds 30,331 (279 ) 9,781 (265 ) 40,112 (544 ) Corporate bonds and other debt securities 8,021 (42 ) 2,250 (29 ) 10,271 (71 ) Other equity securities --- --- 1,470 (30 ) 1,470 (30 ) Total temporarily impaired $ 125,809 $ (1,252 ) $ 67,724 $ (1,452 ) $ 193,533 $ (2,704 ) Other-Than-Temporary-Impairment Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Management determined that the unrealized losses for each period were attributable to changes in interest rates and not due to credit quality. As such, no OTTI charges were necessary during the three and nine month periods ended September 30, 2018 and 2017. Securities with a carrying value of approximately $2.0 million were pledged as security for public deposits, letters of credit and for other purposes required or permitted by law at September 30, 2018 and December 31, 2017.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2018
LOANS [Abstract]
LOANS	NOTE 3 – LOANS Portfolio loans were as follows (dollars in thousands): September 30, 2018 December 31, 2017 Commercial and industrial $ 467,703 $ 465,208 Commercial real estate: Residential developed 14,766 11,888 Unsecured to residential developers --- 2,332 Vacant and unimproved 38,334 39,752 Commercial development 722 1,103 Residential improved 92,690 90,467 Commercial improved 294,275 298,714 Manufacturing and industrial 112,153 97,679 Total commercial real estate 552,940 541,935 Consumer Residential mortgage 237,146 224,452 Unsecured 145 226 Home equity 79,860 82,234 Other secured 6,889 6,254 Total consumer 324,040 313,166 Total loans 1,344,683 1,320,309 Allowance for loan losses (16,803 ) (16,600 ) $ 1,327,880 $ 1,303,709 Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands): Three months ended September 30, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,149 $ 6,876 $ 3,651 $ 19 $ 16,695 Charge-offs --- --- (30 ) --- (30 ) Recoveries 17 71 50 --- 138 Provision for loan losses (25 ) 23 (10 ) 12 --- Ending Balance $ 6,141 $ 6,970 $ 3,661 $ 31 $ 16,803 Three months ended September 30, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,336 $ 6,583 $ 3,621 $ 30 $ 16,570 Charge-offs --- --- (55 ) --- (55 ) Recoveries 32 199 38 --- 269 Provision for loan losses (212 ) (94 ) (43 ) (1 ) (350 ) Ending Balance $ 6,156 $ 6,688 $ 3,561 $ 29 $ 16,434 Nine months ended September 30, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (66 ) --- (90 ) --- (156 ) Recoveries 106 530 123 --- 759 Provision for loan losses (377 ) (150 ) 134 (7 ) (400 ) Ending Balance $ 6,141 $ 6,970 $ 3,661 $ 31 $ 16,803 Nine months ended September 30, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,345 $ 6,703 $ 3,871 $ 43 $ 16,962 Charge-offs (108 ) --- (113 ) --- (221 ) Recoveries 96 818 129 --- 1,043 Provision for loan losses (177 ) (833 ) (326 ) (14 ) (1,350 ) Ending Balance $ 6,156 $ 6,688 $ 3,561 $ 29 $ 16,434 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): September 30, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 461 $ 309 $ 500 $ --- $ 1,270 Collectively evaluated for impairment 5,680 6,661 3,161 31 15,533 Total ending allowance balance $ 6,141 $ 6,970 $ 3,661 $ 31 $ 16,803 Loans: Individually reviewed for impairment $ 5,394 $ 4,468 $ 6,713 $ --- $ 16,575 Collectively evaluated for impairment 462,309 548,472 317,327 --- 1,328,108 Total ending loans balance $ 467,703 $ 552,940 $ 324,040 $ --- $ 1,344,683 December 31, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 497 $ 197 $ 514 $ --- $ 1,208 Collectively evaluated for impairment 5,981 6,393 2,980 38 15,392 Total ending allowance balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Loans: Individually reviewed for impairment $ 6,402 $ 7,332 $ 8,345 $ --- $ 22,079 Collectively evaluated for impairment 458,806 534,603 304,821 --- 1,298,230 Total ending loans balance $ 465,208 $ 541,935 $ 313,166 $ --- $ 1,320,309 The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2018 (dollars in thousands): September 30, 2018 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 1,162 $ 1,162 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved 151 151 --- Commercial development --- --- --- Residential improved 184 184 --- Commercial improved 1,698 1,698 --- Manufacturing and industrial --- --- --- 2,033 2,033 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,195 $ 3,195 $ --- With an allowance recorded: Commercial and industrial $ 4,232 $ 4,232 $ 461 Commercial real estate: Residential developed 174 174 2 Unsecured to residential developers --- --- --- Vacant and unimproved 114 114 3 Commercial development --- --- --- Residential improved 200 200 13 Commercial improved 1,558 1,558 281 Manufacturing and industrial 389 389 10 2,435 2,435 309 Consumer: Residential mortgage 5,485 5,485 409 Unsecured --- --- --- Home equity 1,228 1,228 91 Other secured --- --- --- 6,713 6,713 500 Total with an allowance recorded $ 13,380 $ 13,380 $ 1,270 Total $ 16,575 $ 16,575 $ 1,270 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2017 (dollars in thousands): December 31, 2017 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 3,438 $ 3,438 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved --- --- --- Commercial development 190 190 --- Residential improved 15 15 --- Commercial improved --- --- --- Manufacturing and industrial --- --- --- 205 205 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,643 $ 3,643 $ --- With an allowance recorded: Commercial and industrial $ 2,964 $ 2,964 $ 497 Commercial real estate: Residential developed 179 179 4 Unsecured to residential developers --- --- --- Vacant and unimproved 126 126 3 Commercial development --- --- --- Residential improved 1,715 1,715 69 Commercial improved 4,928 4,928 119 Manufacturing and industrial 179 179 2 7,127 7,127 197 Consumer: Residential mortgage 6,638 6,638 409 Unsecured --- --- --- Home equity 1,707 1,707 105 Other secured --- --- --- 8,345 8,345 514 Total with an allowance recorded $ 18,436 $ 18,436 $ 1,208 Total $ 22,079 $ 22,079 $ 1,208 The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three and nine month periods ended September 30, 2018 and 2017 (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Average of impaired loans during the period: Commercial and industrial $ 4,089 $ 4,047 $ 4,968 $ 5,410 Commercial real estate: Residential developed 174 181 176 183 Unsecured to residential developers --- --- --- --- Vacant and unimproved 259 372 227 338 Commercial development --- 189 42 189 Residential improved 389 2,255 1,007 3,002 Commercial improved 3,273 5,925 3,444 6,026 Manufacturing and industrial 392 185 348 246 Consumer 6,701 8,793 7,418 10,366 Interest income recognized during impairment: Commercial and industrial 445 179 701 697 Commercial real estate 34 108 170 360 Consumer 72 80 227 306 Cash-basis interest income recognized Commercial and industrial 457 177 716 708 Commercial real estate 39 114 168 363 Consumer 71 79 223 306 Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2018 and December 31, 2017 (dollars in thousands): September 30, 2018 Nonaccrual Over 90 days Accruing Commercial and industrial $ --- $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development --- --- Residential improved 15 --- Commercial improved 106 --- Manufacturing and industrial --- --- 121 --- Consumer: Residential mortgage 2 --- Unsecured --- --- Home equity --- --- Other secured --- --- 2 --- Total $ 123 $ --- December 31, 2017 Nonaccrual Over 90 days Accruing Commercial and industrial $ 4 $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development 190 --- Residential improved 89 --- Commercial improved 106 --- Manufacturing and industrial --- --- 385 --- Consumer: Residential mortgage 2 --- Unsecured 4 --- Home equity --- --- Other secured --- --- 6 --- Total $ 395 $ --- The following table presents the aging of the recorded investment in past due loans as of September 30, 2018 and December 31, 2017 by class of loans (dollars in thousands): September 30, 2018 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ --- $ --- $ --- $ 467,703 $ 467,703 Commercial real estate: Residential developed --- --- --- 14,766 14,766 Unsecured to residential developers --- --- --- --- --- Vacant and unimproved --- --- --- 38,334 38,334 Commercial development --- --- --- 722 722 Residential improved --- 15 15 92,675 92,690 Commercial improved 5 106 111 294,164 294,275 Manufacturing and industrial --- --- --- 112,153 112,153 5 121 126 552,814 552,940 Consumer: Residential mortgage 272 --- 272 236,874 237,146 Unsecured --- --- --- 145 145 Home equity 86 --- 86 79,774 79,860 Other secured 8 --- 8 6,881 6,889 366 --- 366 323,674 324,040 Total $ 371 $ 121 $ 492 $ 1,344,191 $ 1,344,683 December 31, 2017 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ 290 $ --- $ 290 $ 464,918 $ 465,208 Commercial real estate: Residential developed --- --- --- 11,888 11,888 Unsecured to residential developers --- --- --- 2,332 2,332 Vacant and unimproved --- --- --- 39,752 39,752 Commercial development --- 190 190 913 1,103 Residential improved --- 89 89 90,378 90,467 Commercial improved 125 --- 125 298,589 298,714 Manufacturing and industrial --- --- --- 97,679 97,679 125 279 404 541,531 541,935 Consumer: Residential mortgage 215 --- 215 224,237 224,452 Unsecured 10 --- 10 216 226 Home equity 76 --- 76 82,158 82,234 Other secured --- --- --- 6,254 6,254 301 --- 301 312,865 313,166 Total $ 716 $ 279 $ 995 $ 1,319,314 $ 1,320,309 The Company had allocated $1,270,000 and $1,208,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings ("TDRs") as of September 30, 2018 and December 31, 2017, respectively. These loans may have involved the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. These may also include loans that renewed at existing contractual rates, but below market rates for comparable credit. The Company has been active at utilizing these programs and working with its customers to reduce the risk of foreclosure. For commercial loans, these modifications typically include an interest only period and, in some cases, a lowering of the interest rate on the loan. In some cases, the modification will include separating the note into two notes with the first note structured to be supported by current cash flows and collateral, and the second note made for the remaining unsecured debt. The second note is charged off immediately and collected only after the first note is paid in full. This modification type is commonly referred to as an A-B note structure. For consumer mortgage loans, the restructuring typically includes a lowering of the interest rate to provide payment and cash flow relief. For each restructuring, a comprehensive credit underwriting analysis of the borrower's financial condition and prospects of repayment under the revised terms is performed to assess whether the structure can be successful and that cash flows will be sufficient to support the restructured debt. An analysis is also performed to determine whether the restructured loan should be on accrual status. Generally, if the loan is on accrual at the time of restructure, it will remain on accrual after the restructuring. In some cases, a nonaccrual loan may be placed on accrual at restructuring if the loan's actual payment history demonstrates it would have cash flowed under the restructured terms. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accruing status. In situations where there is a subsequent modification or renewal and the loan is brought to market terms, including a contractual interest rate not less than a market interest rate for new debt with similar credit risk characteristics, the TDR and impaired loan designations may be removed. In addition, the TDR designation may also be removed from loans modified under an A-B note structure. If the remaining "A" note is at a market rate at the time of restructuring (taking into account the borrower's credit risk and prevailing market conditions), the loan can be removed from TDR designation in a subsequent calendar year after six months of performance in accordance with the new terms. The market rate relative to the borrower's credit risk is determined through analysis of market pricing information gathered from peers and use of a loan pricing model. The general objective of the model is to achieve a consistent return on equity from one credit to the next, taking into consideration differences in credit risk. In the model, credits with higher risk receive a higher potential loss allocation, and therefore require a higher interest rate to achieve the target return on equity. As with other impaired loans, an allowance for loan loss is estimated for each TDR based on the most likely source of repayment for each loan. For impaired commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell. For impaired commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation. Certain groups of TDRs, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool. The allowance allocations for commercial TDRs where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate. The following table presents information regarding troubled debt restructurings as of September 30, 2018 and December 31, 2017 (dollars in thousands): September 30, 2018 December 31, 2017 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 18 $ 5,394 19 $ 6,402 Commercial real estate 28 4,468 33 7,332 Consumer 87 6,713 99 8,345 133 $ 16,575 151 $ 22,079 The following table presents information related to accruing troubled debt restructurings as of September 30, 2018 and December 31, 2017. The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands): September 30, 2018 December 31, 2017 Accruing TDR - nonaccrual at restructuring $ --- $ --- Accruing TDR - accruing at restructuring 12,544 16,809 Accruing TDR - upgraded to accruing after six consecutive payments 3,910 4,955 $ 16,454 $ 21,764 The following tables present information regarding troubled debt restructurings executed during the three month periods ended September 30, 2018 and 2017 (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial 2 $ 244 $ --- --- $ --- $ --- Commercial real estate --- --- --- --- --- --- Consumer 3 147 --- 2 222 --- 5 $ 391 $ --- 2 $ 222 $ --- The following tables present information regarding troubled debt restructurings executed during the nine month periods ended September 30, 2018 and 2017 (dollars in thousands): Nine Months Ended September 30, Nine Months Ended September 30, 2018 2017 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial 2 $ 244 $ --- --- $ --- $ --- Commercial real estate 3 492 --- 1 1,018 --- Consumer 7 239 --- 4 396 --- 12 $ 975 $ --- 5 $ 1,414 $ --- According to the accounting standards, not all loan modifications are TDRs. TDRs are modifications or renewals where the Company has granted a concession to a borrower in financial distress. The Company reviews all modifications and renewals for determination of TDR status. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor's interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. As with other loans not considered TDR or impaired, allowance allocations are based on the historical based allocation for the applicable loan grade and loan class. Payment defaults on TDRs have been minimal and during the three and nine month periods ended September 30, 2018 and 2017, the balance of loans that became delinquent by more than 90 days past due or that were transferred to nonaccrual within 12 months of restructuring were not material. Credit Quality Indicators: 1. Excellent 2. Above Average 3. Good Quality 4. Acceptable Risk 5. Marginally Acceptable 6. Substandard 7. Doubtful 8. Loss As of September 30, 2018 and December 31, 2017, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands): September 30, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 9,932 $ 153,131 $ 290,356 $ 10,279 $ 4,005 $ --- $ --- $ 467,703 Commercial real estate: Residential developed --- --- --- 14,153 613 --- --- --- 14,766 Unsecured to residential developers --- --- --- --- --- --- --- --- --- Vacant and unimproved --- --- 9,046 26,339 2,949 --- --- --- 38,334 Commercial development --- --- 87 635 --- --- --- --- 722 Residential improved --- --- 12,878 79,137 418 241 16 --- 92,690 Commercial improved --- 4,788 59,082 224,944 4,535 821 105 --- 294,275 Manufacturing & industrial --- 3,213 24,045 79,384 5,511 --- --- --- 112,153 $ --- $ 17,933 $ 258,269 $ 714,948 $ 24,305 $ 5,067 $ 121 $ --- $ 1,020,643 December 31, 2017 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 15,002 $ 137,774 $ 291,373 $ 15,170 $ 5,885 $ 4 $ --- $ 465,208 Commercial real estate: Residential developed --- --- 48 11,068 772 --- --- --- 11,888 Unsecured to residential developers --- --- --- 2,332 --- --- --- --- 2,332 Vacant and unimproved --- --- 19,244 17,332 3,176 --- --- --- 39,752 Commercial development --- --- 104 809 --- --- 190 --- 1,103 Residential improved --- --- 7,275 80,818 1,533 752 89 --- 90,467 Commercial improved --- 1,398 64,043 228,888 3,353 926 106 --- 298,714 Manufacturing & industrial --- 927 44,714 49,238 2,311 489 --- --- 97,679 $ --- $ 17,327 $ 273,202 $ 681,858 $ 26,315 $ 8,052 $ 389 $ --- $ 1,007,143 Commercial loans rated a 6 or worse per the Company's internal risk rating system are considered substandard, doubtful or loss. Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands): September 30, 2018 December 31, 2017 Not classified as impaired $ 236 $ 2,010 Classified as impaired 4,952 6,431 Total commercial loans classified substandard or worse $ 5,188 $ 8,441 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands): September 30, 2018 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 237,146 $ 145 $ 79,860 $ 6,889 Nonperforming --- --- --- --- Total $ 237,146 $ 145 $ 79,860 $ 6,889 December 31, 2017 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming --- --- --- --- Total $ 224,452 $ 226 $ 82,234 $ 6,254

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	9 Months Ended
	Sep. 30, 2018
OTHER REAL ESTATE OWNED [Abstract]
OTHER REAL ESTATE OWNED	December 31, 2017 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming --- --- --- --- Total $ 224,452 $ 226 $ 82,234 $ 6,254 NOTE 4 – OTHER REAL ESTATE OWNED Other real estate owned was as follows (dollars in thousands): Nine Months Ended September 30, 2018 Year Ended December 31, 2017 Nine Months Ended September 30, 2017 Beginning balance $ 9,140 $ 22,864 $ 22,864 Additions, transfers from loans 293 120 60 Proceeds from sales of other real estate owned (2,146 ) (7,034 ) (6,227 ) Valuation allowance reversal upon sale (2,891 ) (7,367 ) (7,003 ) Gain / (loss) on sales of other real estate owned (158 ) 557 660 4,238 9,140 10,354 Less: valuation allowance (773 ) (3,373 ) (3,693 ) Ending balance $ 3,465 $ 5,767 $ 6,661 Activity in the valuation allowance was as follows (dollars in thousands): Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Beginning balance $ 3,373 $ 10,611 Additions charged to expense 291 85 Reversals upon sale (2,891 ) (7,003 ) Ending balance $ 773 $ 3,693

FAIR VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2018
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 5 – FAIR VALUE ASC Topic 820, Fair Value Measurements and Disclosures Level 1 : Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities: Loans Held for Sale: Impaired Loans Other Real Estate Owned Interest Rate Swaps: Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2018 U.S. Treasury and federal agency securities $ 91,413 $ --- $ 91,413 $ --- U.S. Agency MBS and CMOs 30,066 --- 30,066 --- Tax-exempt state and municipal bonds 43,823 --- 43,823 --- Taxable state and municipal bonds 45,184 --- 45,184 --- Corporate bonds and other debt securities 8,129 --- 8,129 --- Other equity securities 1,424 --- 1,424 --- Loans held for sale --- --- --- --- Interest rate swaps 402 --- --- 402 Interest rate swaps (402 ) --- --- (402 ) December 31, 2017 U.S. Treasury and federal agency securities $ 101,964 $ --- $ 101,964 $ --- U.S. Agency MBS and CMOs 23,385 --- 23,385 --- Tax-exempt state and municipal bonds 42,057 --- 42,057 --- Taxable state and municipal bonds 43,735 --- 43,735 --- Corporate bonds and other debt securities 8,109 --- 8,109 --- Other equity securities 1,470 --- 1,470 --- Loans held for sale 1,208 --- 1,208 --- Interest rate swaps 197 --- --- 197 Interest rate swaps (197 ) --- --- (197 ) Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2018 Impaired loans $ 2,663 $ --- $ --- $ 2,663 Other real estate owned 1,318 --- --- 1,318 December 31, 2017 Impaired loans $ 2,278 $ --- $ --- $ 2,278 Other real estate owned 3,658 --- --- 3,658 Quantitative information about Level 3 fair value measurements measured on a non-recurring basis was as follows at period end (dollars in thousands): Asset Fair Value Valuation Technique Unobservable Inputs Range (%) September 30, 2018 Impaired Loans $ 2,663 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,318 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2017 Impaired Loans $ 2,278 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 3,658 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 22.0 Income approach Capitalization rate 9.5 to 11.0 The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at September 30, 2018 and December 31, 2017 (dollars in thousands): Level in Fair Value Hierarchy September 30, 2018 December 31, 2017 Carrying Amount Fair Value Carrying Amount Fair Value Financial assets Cash and due from banks Level 1 $ 30,837 $ 30,837 $ 34,945 $ 34,945 Cash equivalents Level 2 152,339 152,339 126,522 126,522 Securities held to maturity Level 3 71,688 72,148 85,827 86,452 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,325,217 1,329,994 1,301,431 1,296,633 Bank owned life insurance Level 3 40,996 40,996 40,243 40,243 Accrued interest receivable Level 2 5,524 5,524 4,680 4,680 Financial liabilities Deposits Level 2 (1,617,743 ) (1,618,253 ) (1,579,010 ) (1,579,016 ) Other borrowed funds Level 2 (70,000 ) (68,548 ) (92,118 ) (91,313 ) Long-term debt Level 2 (41,238 ) (37,087 ) (41,238 ) (36,546 ) Accrued interest payable Level 2 (769 ) (769 ) (604 ) (604 ) Off-balance sheet credit-related items Loan commitments --- --- --- --- The methods and assumptions used to estimate fair value are described as follows. Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions, or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The fair value of off-balance sheet credit-related items is not significant. The estimated fair values of financial instruments disclosed above as of September 30, 2018 follow the guidance in ASU 2016-01 which prescribes an "exit price" approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity and marketability factors. The fair values shown as of December 31, 2017 and prior use an "entry price" approach.

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2018
DEPOSITS [Abstract]
DEPOSITS	NOTE 6 – DEPOSITS Deposits are summarized as follows (dollars in thousands): September 30, 2018 December 31, 2017 Noninterest-bearing demand $ 500,680 $ 490,583 Interest bearing demand 408,541 408,865 Savings and money market accounts 599,073 587,931 Certificates of deposit 109,449 91,631 $ 1,617,743 $ 1,579,010 Time deposits that exceed the FDIC insurance limit of $250,000 were approximately $28.5 million at September 30, 2018 and $25.0 million at December 31, 2017.

OTHER BORROWED FUNDS

OTHER BORROWED FUNDS	9 Months Ended
	Sep. 30, 2018
OTHER BORROWED FUNDS [Abstract]
OTHER BORROWED FUNDS	NOTE 7 - OTHER BORROWED FUNDS Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank. Federal Home Loan Bank Advances At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate September 30, 2018 Single maturity fixed rate advances $ 50,000 November 2018 to July 2024 2.15 % Putable advances 20,000 November 2024 1.81 % $ 70,000 Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2017 Single maturity fixed rate advances $ 70,000 February 2018 to April 2021 1.59 % Amortizable mortgage advances 2,118 March 2018 to July 2018 3.78 % Putable advances 20,000 November 2024 1.81 % $ 92,118 Each advance is subject to a prepayment fee if paid prior to its maturity date. Fixed rate advances are payable at maturity. Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity. These advances were collateralized by residential and commercial real estate loans totaling $470.8 million and $493.2 million under a blanket lien arrangement at September 30, 2018 and December 31, 2017, respectively. Scheduled repayments of FHLB advances as of September 30, 2018 were as follows (in thousands): 2018 $ 10,000 2019 10,000 2020 --- 2021 10,000 2022 --- Thereafter 40,000 $ 70,000 Federal Reserve Bank borrowings The Company has a financing arrangement with the Federal Reserve Bank. There were no borrowings outstanding at September 30, 2018 and December 31, 2017, and the Company had approximately $18.4 million and $11.0 million in unused borrowing capacity based on commercial and mortgage loans pledged to the Federal Reserve Bank totaling $20.2 million and $13.2 million at September 30, 2018 and December 31, 2017, respectively.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	9 Months Ended
	Sep. 30, 2018
EARNINGS PER COMMON SHARE [Abstract]
EARNINGS PER COMMON SHARE	NOTE 8 - EARNINGS PER COMMON SHARE A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three and nine month periods ended September 30, 2018 and 2017 are as follows (dollars in thousands, except per share data): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Net income available to common shares $ 6,852 $ 4,875 $ 19,336 $ 14,098 Weighted average shares outstanding, including participating stock awards - 34,014,319 33,942,248 34,013,813 33,942,318 Dilutive potential common shares: Stock options --- 5,021 396 6,101 Weighted average shares outstanding- Diluted 34,014,319 33,947,269 34,014,209 33,948,419 Basic earnings per common share $ 0.20 $ 0.14 $ 0.57 $ 0.42 Diluted earnings per common share $ 0.20 $ 0.14 $ 0.57 $ 0.42 There were no antidilutive shares of common stock in the three and nine month periods ended September 30, 2018 and 2017.

FEDERAL INCOME TAXES

FEDERAL INCOME TAXES	9 Months Ended
	Sep. 30, 2018
FEDERAL INCOME TAXES [Abstract]
FEDERAL INCOME TAXES	NOTE 9 - FEDERAL INCOME TAXES Income tax expense was as follows (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Current $ 1,432 $ 2,261 $ 3,663 $ 4,004 Deferred 138 (104 ) 565 2,249 $ 1,570 $ 2,157 $ 4,228 $ 6,253 The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Statutory rate 21 % 35 % 21 % 35 % Statutory rate applied to income before taxes $ 1,769 $ 2,461 $ 4,948 $ 7,123 Deduct Tax-exempt interest income (171 ) (195 ) (533 ) (564 ) Bank-owned life insurance (50 ) (88 ) (150 ) (256 ) Other, net 22 (21 ) (37 ) (50 ) $ 1,570 $ 2,157 $ 4,228 $ 6,253 The realization of deferred tax assets (net of a recorded valuation allowance) is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies. No valuation allowance was necessary at September 30, 2018 or December 31, 2017. Legislation H.R. 1, formerly known as "Tax Cuts and Jobs Act" (the Tax Reform Act") was enacted on December 22, 2017. The Tax Reform Act reduced the corporate income tax rate to 21% effective January 1, 2018 and changed certain other provisions. Accounting guidance requires the Company to remeasure its deferred tax assets and deferred tax liabilities on the date of enactment using the new enacted tax rate of 21%. The Company recorded additional expense of $2.5 million in the fourth quarter of 2017 to reflect changes that resulted from the enactment of the Tax Reform Act. The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): September 30, 2018 December 31, 2017 Deferred tax assets Allowance for loan losses $ 3,529 $ 3,486 Nonaccrual loan interest 277 346 Valuation allowance on other real estate owned 162 708 Unrealized loss on securities available for sale 1,193 417 Other 253 229 Gross deferred tax assets 5,414 5,186 Valuation allowance --- --- Total net deferred tax assets 5,414 5,186 Deferred tax liabilities Depreciation (996 ) (977 ) Prepaid expenses (163 ) (183 ) Other (259 ) (241 ) Gross deferred tax liabilities (1,418 ) (1,401 ) Net deferred tax asset $ 3,996 $ 3,785 There were no unrecognized tax benefits at September 30, 2018 or December 31, 2017 and the Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company is no longer subject to examination by the Internal Revenue Service for years before 2014.

COMMITMENTS AND OFF BALANCE-SHE

COMMITMENTS AND OFF BALANCE-SHEET RISK	9 Months Ended
	Sep. 30, 2018
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
COMMITMENTS AND OFF BALANCE-SHEET RISK	NOTE 10 – COMMITMENTS AND OFF BALANCE-SHEET RISK Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes. These financial instruments include commitments to extend credit and standby letters of credit. These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the commitment, and generally have fixed expiration dates. Collateral or other security is normally not obtained for these financial instruments prior to their use and many of the commitments are expected to expire without being used. Standby letters of credit are conditional commitments to guarantee a customer's performance to a third party. Exposure to credit loss if the other party does not perform is represented by the contractual amount for commitments to extend credit and standby letters of credit. A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands): September 30, 2018 December 31, 2017 Commitments to make loans $ 101,720 $ 111,681 Letters of credit 15,344 11,317 Unused lines of credit 489,482 457,485 The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $9.3 million and $5.8 million at September 30, 2018 and December 31, 2017, respectively. At September 30, 2018, approximately 62.5% of the Bank's commitments to make loans were at fixed rates, offered at current market rates. The remainder of the commitments to make loans were at variable rates tied to prime or one month LIBOR and generally expire within 30 days. The majority of the unused lines of credit were at variable rates tied to prime.

CONTINGENCIES

CONTINGENCIES	9 Months Ended
	Sep. 30, 2018
CONTINGENCIES [Abstract]
CONTINGENCIES	NOTE 11 – CONTINGENCIES The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. As of September 30, 2018, there were no material pending legal proceedings to which the Company or any of its subsidiaries are a party or which any of its properties are the subject.

SHAREHOLDERS' EQUITY

SHAREHOLDERS' EQUITY	9 Months Ended
	Sep. 30, 2018
SHAREHOLDERS' EQUITY [Abstract]
SHAREHOLDERS' EQUITY	NOTE 12 – SHAREHOLDERS' EQUITY Regulatory Capital The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five categories, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a bank is only adequately capitalized, regulatory approval is required to, among other things, accept, renew or roll-over brokered deposits. If a bank is undercapitalized, capital distributions and growth and expansion are limited, and plans for capital restoration are required. In July 2013, the Board of Governors of the Federal Reserve Board and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, which began for the Company and the Bank on January 1, 2015 and are subject to a phase-in period through January 1, 2019, minimum requirements will increase for both the quantity and quality of capital held by the Company and the Bank. The rules include a new common equity Tier 1 capital to risk-weighted assets ratio (CET1 ratio) of 4.5% and a capital conservation buffer of 2.5% of risk-weighted assets, which when fully phased-in, effectively results in a minimum CET1 ratio of 7.0%. Basel III raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5% when fully phased-in), which effectively results in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and requires a minimum leverage ratio of 4.0%. Basel III also makes changes to risk weights for certain assets and off-balance-sheet exposures. At September 30, 2018 and December 31, 2017, actual capital levels and minimum required levels were (dollars in thousands): Actual Minimum Capital Adequacy Minimum Capital Adequacy With Capital Buffer To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio September 30, 2018 CET1 capital (to risk weighted assets) Consolidated $ 188,464 12.1 % $ 69,907 4.5 % $ 99,035 6.4 % N/A N/A Bank 221,850 14.3 69,903 4.5 99,029 6.4 $ 100,971 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 228,464 14.7 93,209 6.0 122,337 7.9 N/A N/A Bank 221,850 14.3 93,204 6.0 122,330 7.9 124,272 8.0 Total capital (to risk weighted assets) Consolidated 245,267 15.8 124,279 8.0 153,407 9.9 N/A N/A Bank 238,653 15.4 124,272 8.0 153,398 9.9 155,340 10.0 Tier 1 capital (to average assets) Consolidated 228,464 11.9 76,825 4.0 N/A N/A N/A N/A Bank 221,850 11.6 76,782 4.0 N/A N/A 95,977 5.0 December 31, 2017 CET1 capital (to risk weighted assets) Consolidated $ 174,258 11.3 % $ 69,326 4.5 % $ 88,583 5.8 % N/A N/A Bank 208,356 13.5 69,257 4.5 88,495 5.8 $ 100,038 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 214,258 13.9 92,435 6.0 111,692 7.3 N/A N/A Bank 208,356 13.5 92,343 6.0 111,581 7.3 123,124 8.0 Total capital (to risk weighted assets) Consolidated 230,858 15.0 123,246 8.0 142,504 9.3 N/A N/A Bank 224,956 14.6 123,124 8.0 142,362 9.3 153,905 10.0 Tier 1 capital (to average assets) Consolidated 214,258 11.9 72,138 4.0 N/A N/A N/A N/A Bank 208,356 11.6 72,076 4.0 N/A N/A 90,095 5.0 Approximately $40.0 million of trust preferred securities outstanding at September 30, 2018 and December 31, 2017, respectively, qualified as Tier 1 capital. Refer to our 2017 Form 10-K for more information on the trust preferred securities. The Bank was categorized as "well capitalized" at September 30, 2018 and December 31, 2017.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2018
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Principles of Consolidation	Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America.
Basis of Presentation	Basis of Presentation: Operating results for the three and nine month periods ended September 30, 2018 are not necessarily indicative of the results that may be expected for the year ending December 31, 2018. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2017.
Use of Estimates	Use of Estimates
Allowance for Loan Losses	Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At September 30, 2018, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan's existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan's effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral.
Foreclosed Assets	Foreclosed Assets
Income Taxes	Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income ("AOCI") due to the enactment of tax reform at the end of 2017. The Company's only component of AOCI is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000.
Revenue Recognition	Revenue Recognition Interest Income: The Company's largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided.
Derivatives	Derivatives
Reclassifications	Reclassifications:
Adoption of New Accounting Standards	Adoption of New Accounting Standards Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). Other Assets and Deferred Costs: Contracts with Customers FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the FASB Emerging Issues Task Force). FASB issued ASU No. 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income.
Newly Issued Not Yet Effective Standards	Newly Issued Not Yet Effective Standards Leases FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments completed data integration in the third quarter of 2018. The Company will run parallel computations through the remainder of 2018 and begin use of the new software in the first quarter of 2019 for the current GAAP loss model and begin implementation of the new current expected credit loss model presented by the ASU. The Company , and plans to use the new software to begin more robust modeling of its impact starting in the fourth quarter of 2018 and throughout 2019 FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2018
SECURITIES [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2018 Available for Sale: U.S. Treasury and federal agency securities $ 94,152 $ --- $ (2,739 ) $ 91,413 U.S. Agency MBS and CMOs 31,126 --- (1,060 ) 30,066 Tax-exempt state and municipal bonds 44,399 119 (695 ) 43,823 Taxable state and municipal bonds 46,400 --- (1,216 ) 45,184 Corporate bonds and other debt securities 8,219 --- (90 ) 8,129 $ 224,296 $ 119 $ (5,800 ) $ 218,615 Held to Maturity Tax-exempt state and municipal bonds $ 71,688 $ 946 $ (486 ) $ 72,148 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2017 Available for Sale: U.S. Treasury and federal agency securities $ 103,309 $ --- $ (1,345 ) $ 101,964 U.S. Agency MBS and CMOs 23,797 7 (419 ) 23,385 Tax-exempt state and municipal bonds 41,684 519 (146 ) 42,057 Taxable state and municipal bonds 44,267 10 (542 ) 43,735 Corporate bonds and other debt securities 8,149 1 (41 ) 8,109 Other equity securities 1,500 --- (30 ) 1,470 $ 222,706 $ 537 $ (2,523 ) $ 220,720 Held to Maturity Tax-exempt state and municipal bonds $ 85,827 $ 806 $ (181 ) $ 86,452
Contractual Maturities of Debt Securities	Contractual maturities of debt securities at September 30, 2018 were as follows (dollars in thousands): Held–to-Maturity Securities Available-for-Sale Securities Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 6,355 $ 6,354 $ 21,208 $ 21,070 Due from one to five years 29,373 29,619 125,897 122,352 Due from five to ten years 11,577 11,676 46,504 45,540 Due after ten years 24,383 24,499 30,687 29,653 $ 71,688 $ 72,148 $ 224,296 $ 218,615
Securities in Continuous Unrealized Loss Position	Securities with unrealized losses at September 30, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands): Less than 12 Months 12 Months or More Total September 30, 2018 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasury and federal agency securities $ 22,389 $ (559 ) $ 65,532 $ (2,082 ) $ 87,921 $ (2,641 ) U.S. Agency MBS and CMOs 15,616 (368 ) 14,373 (692 ) 29,989 (1,060 ) Tax-exempt state and municipal bonds 40,724 (850 ) 7,131 (332 ) 47,855 (1,182 ) Taxable state and municipal bonds 22,538 (445 ) 21,236 (771 ) 43,774 (1,216 ) Corporate bonds and other debt securities 7,393 (63 ) 4,228 (124 ) 11,621 (187 ) Total temporarily impaired $ 108,660 $ (2,285 ) $ 112,500 $ (4,001 ) $ 221,160 $ (6,286 ) Less than 12 Months 12 Months or More Total December 31, 2017 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasury and federal agency securities $ 50,614 $ (439 ) $ 43,787 $ (876 ) $ 94,401 $ (1,315 ) U.S. Agency MBS and CMOs 16,719 (249 ) 6,228 (170 ) 22,947 (419 ) Tax-exempt state and municipal bonds 20,124 (243 ) 4,208 (82 ) 24,332 (325 ) Taxable state and municipal bonds 30,331 (279 ) 9,781 (265 ) 40,112 (544 ) Corporate bonds and other debt securities 8,021 (42 ) 2,250 (29 ) 10,271 (71 ) Other equity securities --- --- 1,470 (30 ) 1,470 (30 ) Total temporarily impaired $ 125,809 $ (1,252 ) $ 67,724 $ (1,452 ) $ 193,533 $ (2,704 )

LOANS (Tables)

LOANS (Tables)	9 Months Ended
	Sep. 30, 2018
LOANS [Abstract]
Portfolio Loans	Portfolio loans were as follows (dollars in thousands): September 30, 2018 December 31, 2017 Commercial and industrial $ 467,703 $ 465,208 Commercial real estate: Residential developed 14,766 11,888 Unsecured to residential developers --- 2,332 Vacant and unimproved 38,334 39,752 Commercial development 722 1,103 Residential improved 92,690 90,467 Commercial improved 294,275 298,714 Manufacturing and industrial 112,153 97,679 Total commercial real estate 552,940 541,935 Consumer Residential mortgage 237,146 224,452 Unsecured 145 226 Home equity 79,860 82,234 Other secured 6,889 6,254 Total consumer 324,040 313,166 Total loans 1,344,683 1,320,309 Allowance for loan losses (16,803 ) (16,600 ) $ 1,327,880 $ 1,303,709
Activity in Allowance for Loan Losses by Portfolio Segment	Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands): Three months ended September 30, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,149 $ 6,876 $ 3,651 $ 19 $ 16,695 Charge-offs --- --- (30 ) --- (30 ) Recoveries 17 71 50 --- 138 Provision for loan losses (25 ) 23 (10 ) 12 --- Ending Balance $ 6,141 $ 6,970 $ 3,661 $ 31 $ 16,803 Three months ended September 30, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,336 $ 6,583 $ 3,621 $ 30 $ 16,570 Charge-offs --- --- (55 ) --- (55 ) Recoveries 32 199 38 --- 269 Provision for loan losses (212 ) (94 ) (43 ) (1 ) (350 ) Ending Balance $ 6,156 $ 6,688 $ 3,561 $ 29 $ 16,434 Nine months ended September 30, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (66 ) --- (90 ) --- (156 ) Recoveries 106 530 123 --- 759 Provision for loan losses (377 ) (150 ) 134 (7 ) (400 ) Ending Balance $ 6,141 $ 6,970 $ 3,661 $ 31 $ 16,803 Nine months ended September 30, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,345 $ 6,703 $ 3,871 $ 43 $ 16,962 Charge-offs (108 ) --- (113 ) --- (221 ) Recoveries 96 818 129 --- 1,043 Provision for loan losses (177 ) (833 ) (326 ) (14 ) (1,350 ) Ending Balance $ 6,156 $ 6,688 $ 3,561 $ 29 $ 16,434
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): September 30, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 461 $ 309 $ 500 $ --- $ 1,270 Collectively evaluated for impairment 5,680 6,661 3,161 31 15,533 Total ending allowance balance $ 6,141 $ 6,970 $ 3,661 $ 31 $ 16,803 Loans: Individually reviewed for impairment $ 5,394 $ 4,468 $ 6,713 $ --- $ 16,575 Collectively evaluated for impairment 462,309 548,472 317,327 --- 1,328,108 Total ending loans balance $ 467,703 $ 552,940 $ 324,040 $ --- $ 1,344,683 December 31, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 497 $ 197 $ 514 $ --- $ 1,208 Collectively evaluated for impairment 5,981 6,393 2,980 38 15,392 Total ending allowance balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Loans: Individually reviewed for impairment $ 6,402 $ 7,332 $ 8,345 $ --- $ 22,079 Collectively evaluated for impairment 458,806 534,603 304,821 --- 1,298,230 Total ending loans balance $ 465,208 $ 541,935 $ 313,166 $ --- $ 1,320,309
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2018 (dollars in thousands): September 30, 2018 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 1,162 $ 1,162 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved 151 151 --- Commercial development --- --- --- Residential improved 184 184 --- Commercial improved 1,698 1,698 --- Manufacturing and industrial --- --- --- 2,033 2,033 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,195 $ 3,195 $ --- With an allowance recorded: Commercial and industrial $ 4,232 $ 4,232 $ 461 Commercial real estate: Residential developed 174 174 2 Unsecured to residential developers --- --- --- Vacant and unimproved 114 114 3 Commercial development --- --- --- Residential improved 200 200 13 Commercial improved 1,558 1,558 281 Manufacturing and industrial 389 389 10 2,435 2,435 309 Consumer: Residential mortgage 5,485 5,485 409 Unsecured --- --- --- Home equity 1,228 1,228 91 Other secured --- --- --- 6,713 6,713 500 Total with an allowance recorded $ 13,380 $ 13,380 $ 1,270 Total $ 16,575 $ 16,575 $ 1,270 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2017 (dollars in thousands): December 31, 2017 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 3,438 $ 3,438 $ --- Commercial real estate: Residential developed --- --- --- Unsecured to residential developers --- --- --- Vacant and unimproved --- --- --- Commercial development 190 190 --- Residential improved 15 15 --- Commercial improved --- --- --- Manufacturing and industrial --- --- --- 205 205 --- Consumer: Residential mortgage --- --- --- Unsecured --- --- --- Home equity --- --- --- Other secured --- --- --- --- --- --- Total with no related allowance recorded $ 3,643 $ 3,643 $ --- With an allowance recorded: Commercial and industrial $ 2,964 $ 2,964 $ 497 Commercial real estate: Residential developed 179 179 4 Unsecured to residential developers --- --- --- Vacant and unimproved 126 126 3 Commercial development --- --- --- Residential improved 1,715 1,715 69 Commercial improved 4,928 4,928 119 Manufacturing and industrial 179 179 2 7,127 7,127 197 Consumer: Residential mortgage 6,638 6,638 409 Unsecured --- --- --- Home equity 1,707 1,707 105 Other secured --- --- --- 8,345 8,345 514 Total with an allowance recorded $ 18,436 $ 18,436 $ 1,208 Total $ 22,079 $ 22,079 $ 1,208
Average Balances of Impaired Loans and Interest Recognized on Impaired Loans	The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three and nine month periods ended September 30, 2018 and 2017 (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Average of impaired loans during the period: Commercial and industrial $ 4,089 $ 4,047 $ 4,968 $ 5,410 Commercial real estate: Residential developed 174 181 176 183 Unsecured to residential developers --- --- --- --- Vacant and unimproved 259 372 227 338 Commercial development --- 189 42 189 Residential improved 389 2,255 1,007 3,002 Commercial improved 3,273 5,925 3,444 6,026 Manufacturing and industrial 392 185 348 246 Consumer 6,701 8,793 7,418 10,366 Interest income recognized during impairment: Commercial and industrial 445 179 701 697 Commercial real estate 34 108 170 360 Consumer 72 80 227 306 Cash-basis interest income recognized Commercial and industrial 457 177 716 708 Commercial real estate 39 114 168 363 Consumer 71 79 223 306
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2018 and December 31, 2017 (dollars in thousands): September 30, 2018 Nonaccrual Over 90 days Accruing Commercial and industrial $ --- $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development --- --- Residential improved 15 --- Commercial improved 106 --- Manufacturing and industrial --- --- 121 --- Consumer: Residential mortgage 2 --- Unsecured --- --- Home equity --- --- Other secured --- --- 2 --- Total $ 123 $ --- December 31, 2017 Nonaccrual Over 90 days Accruing Commercial and industrial $ 4 $ --- Commercial real estate: Residential developed --- --- Unsecured to residential developers --- --- Vacant and unimproved --- --- Commercial development 190 --- Residential improved 89 --- Commercial improved 106 --- Manufacturing and industrial --- --- 385 --- Consumer: Residential mortgage 2 --- Unsecured 4 --- Home equity --- --- Other secured --- --- 6 --- Total $ 395 $ ---
Aging of Recorded Investment in Past Due Loans by Class of Loans	The following table presents the aging of the recorded investment in past due loans as of September 30, 2018 and December 31, 2017 by class of loans (dollars in thousands): September 30, 2018 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ --- $ --- $ --- $ 467,703 $ 467,703 Commercial real estate: Residential developed --- --- --- 14,766 14,766 Unsecured to residential developers --- --- --- --- --- Vacant and unimproved --- --- --- 38,334 38,334 Commercial development --- --- --- 722 722 Residential improved --- 15 15 92,675 92,690 Commercial improved 5 106 111 294,164 294,275 Manufacturing and industrial --- --- --- 112,153 112,153 5 121 126 552,814 552,940 Consumer: Residential mortgage 272 --- 272 236,874 237,146 Unsecured --- --- --- 145 145 Home equity 86 --- 86 79,774 79,860 Other secured 8 --- 8 6,881 6,889 366 --- 366 323,674 324,040 Total $ 371 $ 121 $ 492 $ 1,344,191 $ 1,344,683 December 31, 2017 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ 290 $ --- $ 290 $ 464,918 $ 465,208 Commercial real estate: Residential developed --- --- --- 11,888 11,888 Unsecured to residential developers --- --- --- 2,332 2,332 Vacant and unimproved --- --- --- 39,752 39,752 Commercial development --- 190 190 913 1,103 Residential improved --- 89 89 90,378 90,467 Commercial improved 125 --- 125 298,589 298,714 Manufacturing and industrial --- --- --- 97,679 97,679 125 279 404 541,531 541,935 Consumer: Residential mortgage 215 --- 215 224,237 224,452 Unsecured 10 --- 10 216 226 Home equity 76 --- 76 82,158 82,234 Other secured --- --- --- 6,254 6,254 301 --- 301 312,865 313,166 Total $ 716 $ 279 $ 995 $ 1,319,314 $ 1,320,309
Troubled Debt Restructurings	The following table presents information regarding troubled debt restructurings as of September 30, 2018 and December 31, 2017 (dollars in thousands): September 30, 2018 December 31, 2017 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 18 $ 5,394 19 $ 6,402 Commercial real estate 28 4,468 33 7,332 Consumer 87 6,713 99 8,345 133 $ 16,575 151 $ 22,079 The following table presents information related to accruing troubled debt restructurings as of September 30, 2018 and December 31, 2017. The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands): September 30, 2018 December 31, 2017 Accruing TDR - nonaccrual at restructuring $ --- $ --- Accruing TDR - accruing at restructuring 12,544 16,809 Accruing TDR - upgraded to accruing after six consecutive payments 3,910 4,955 $ 16,454 $ 21,764 The following tables present information regarding troubled debt restructurings executed during the three month periods ended September 30, 2018 and 2017 (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial 2 $ 244 $ --- --- $ --- $ --- Commercial real estate --- --- --- --- --- --- Consumer 3 147 --- 2 222 --- 5 $ 391 $ --- 2 $ 222 $ --- The following tables present information regarding troubled debt restructurings executed during the nine month periods ended September 30, 2018 and 2017 (dollars in thousands): Nine Months Ended September 30, Nine Months Ended September 30, 2018 2017 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial 2 $ 244 $ --- --- $ --- $ --- Commercial real estate 3 492 --- 1 1,018 --- Consumer 7 239 --- 4 396 --- 12 $ 975 $ --- 5 $ 1,414 $ ---
Risk Grade Category of Loans by Class of Loans	As of September 30, 2018 and December 31, 2017, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands): September 30, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 9,932 $ 153,131 $ 290,356 $ 10,279 $ 4,005 $ --- $ --- $ 467,703 Commercial real estate: Residential developed --- --- --- 14,153 613 --- --- --- 14,766 Unsecured to residential developers --- --- --- --- --- --- --- --- --- Vacant and unimproved --- --- 9,046 26,339 2,949 --- --- --- 38,334 Commercial development --- --- 87 635 --- --- --- --- 722 Residential improved --- --- 12,878 79,137 418 241 16 --- 92,690 Commercial improved --- 4,788 59,082 224,944 4,535 821 105 --- 294,275 Manufacturing & industrial --- 3,213 24,045 79,384 5,511 --- --- --- 112,153 $ --- $ 17,933 $ 258,269 $ 714,948 $ 24,305 $ 5,067 $ 121 $ --- $ 1,020,643 December 31, 2017 1 2 3 4 5 6 7 8 Total Commercial and industrial $ --- $ 15,002 $ 137,774 $ 291,373 $ 15,170 $ 5,885 $ 4 $ --- $ 465,208 Commercial real estate: Residential developed --- --- 48 11,068 772 --- --- --- 11,888 Unsecured to residential developers --- --- --- 2,332 --- --- --- --- 2,332 Vacant and unimproved --- --- 19,244 17,332 3,176 --- --- --- 39,752 Commercial development --- --- 104 809 --- --- 190 --- 1,103 Residential improved --- --- 7,275 80,818 1,533 752 89 --- 90,467 Commercial improved --- 1,398 64,043 228,888 3,353 926 106 --- 298,714 Manufacturing & industrial --- 927 44,714 49,238 2,311 489 --- --- 97,679 $ --- $ 17,327 $ 273,202 $ 681,858 $ 26,315 $ 8,052 $ 389 $ --- $ 1,007,143
Commercial Loans Classified as Substandard or Worse	Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands): September 30, 2018 December 31, 2017 Not classified as impaired $ 236 $ 2,010 Classified as impaired 4,952 6,431 Total commercial loans classified substandard or worse $ 5,188 $ 8,441
Recorded Investment in Consumer Loans Based on Payment Activity	The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands): September 30, 2018 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 237,146 $ 145 $ 79,860 $ 6,889 Nonperforming --- --- --- --- Total $ 237,146 $ 145 $ 79,860 $ 6,889 December 31, 2017 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming --- --- --- --- Total $ 224,452 $ 226 $ 82,234 $ 6,254

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	9 Months Ended
	Sep. 30, 2018
OTHER REAL ESTATE OWNED [Abstract]
Period-End Other Real Estate Owned	Other real estate owned was as follows (dollars in thousands): Nine Months Ended September 30, 2018 Year Ended December 31, 2017 Nine Months Ended September 30, 2017 Beginning balance $ 9,140 $ 22,864 $ 22,864 Additions, transfers from loans 293 120 60 Proceeds from sales of other real estate owned (2,146 ) (7,034 ) (6,227 ) Valuation allowance reversal upon sale (2,891 ) (7,367 ) (7,003 ) Gain / (loss) on sales of other real estate owned (158 ) 557 660 4,238 9,140 10,354 Less: valuation allowance (773 ) (3,373 ) (3,693 ) Ending balance $ 3,465 $ 5,767 $ 6,661
Activity in Valuation Allowance	Activity in the valuation allowance was as follows (dollars in thousands): Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Beginning balance $ 3,373 $ 10,611 Additions charged to expense 291 85 Reversals upon sale (2,891 ) (7,003 ) Ending balance $ 773 $ 3,693

FAIR VALUE (Tables)

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2018
FAIR VALUE [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2018 U.S. Treasury and federal agency securities $ 91,413 $ --- $ 91,413 $ --- U.S. Agency MBS and CMOs 30,066 --- 30,066 --- Tax-exempt state and municipal bonds 43,823 --- 43,823 --- Taxable state and municipal bonds 45,184 --- 45,184 --- Corporate bonds and other debt securities 8,129 --- 8,129 --- Other equity securities 1,424 --- 1,424 --- Loans held for sale --- --- --- --- Interest rate swaps 402 --- --- 402 Interest rate swaps (402 ) --- --- (402 ) December 31, 2017 U.S. Treasury and federal agency securities $ 101,964 $ --- $ 101,964 $ --- U.S. Agency MBS and CMOs 23,385 --- 23,385 --- Tax-exempt state and municipal bonds 42,057 --- 42,057 --- Taxable state and municipal bonds 43,735 --- 43,735 --- Corporate bonds and other debt securities 8,109 --- 8,109 --- Other equity securities 1,470 --- 1,470 --- Loans held for sale 1,208 --- 1,208 --- Interest rate swaps 197 --- --- 197 Interest rate swaps (197 ) --- --- (197 )
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) September 30, 2018 Impaired loans $ 2,663 $ --- $ --- $ 2,663 Other real estate owned 1,318 --- --- 1,318 December 31, 2017 Impaired loans $ 2,278 $ --- $ --- $ 2,278 Other real estate owned 3,658 --- --- 3,658
Quantitative Information about Level 3 Fair Value Measurements Measured on Non-Recurring Basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis was as follows at period end (dollars in thousands): Asset Fair Value Valuation Technique Unobservable Inputs Range (%) September 30, 2018 Impaired Loans $ 2,663 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,318 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2017 Impaired Loans $ 2,278 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 3,658 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 22.0 Income approach Capitalization rate 9.5 to 11.0
Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented	The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at September 30, 2018 and December 31, 2017 (dollars in thousands): Level in Fair Value Hierarchy September 30, 2018 December 31, 2017 Carrying Amount Fair Value Carrying Amount Fair Value Financial assets Cash and due from banks Level 1 $ 30,837 $ 30,837 $ 34,945 $ 34,945 Cash equivalents Level 2 152,339 152,339 126,522 126,522 Securities held to maturity Level 3 71,688 72,148 85,827 86,452 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,325,217 1,329,994 1,301,431 1,296,633 Bank owned life insurance Level 3 40,996 40,996 40,243 40,243 Accrued interest receivable Level 2 5,524 5,524 4,680 4,680 Financial liabilities Deposits Level 2 (1,617,743 ) (1,618,253 ) (1,579,010 ) (1,579,016 ) Other borrowed funds Level 2 (70,000 ) (68,548 ) (92,118 ) (91,313 ) Long-term debt Level 2 (41,238 ) (37,087 ) (41,238 ) (36,546 ) Accrued interest payable Level 2 (769 ) (769 ) (604 ) (604 ) Off-balance sheet credit-related items Loan commitments --- --- --- ---

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2018
DEPOSITS [Abstract]
Deposits Liabilities	Deposits are summarized as follows (dollars in thousands): September 30, 2018 December 31, 2017 Noninterest-bearing demand $ 500,680 $ 490,583 Interest bearing demand 408,541 408,865 Savings and money market accounts 599,073 587,931 Certificates of deposit 109,449 91,631 $ 1,617,743 $ 1,579,010

OTHER BORROWED FUNDS (Tables)

OTHER BORROWED FUNDS (Tables)	9 Months Ended
	Sep. 30, 2018
OTHER BORROWED FUNDS [Abstract]
Advances from Federal Home Loan Bank	At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate September 30, 2018 Single maturity fixed rate advances $ 50,000 November 2018 to July 2024 2.15 % Putable advances 20,000 November 2024 1.81 % $ 70,000 Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2017 Single maturity fixed rate advances $ 70,000 February 2018 to April 2021 1.59 % Amortizable mortgage advances 2,118 March 2018 to July 2018 3.78 % Putable advances 20,000 November 2024 1.81 % $ 92,118
Repayments of FHLB Advances	Scheduled repayments of FHLB advances as of September 30, 2018 were as follows (in thousands): 2018 $ 10,000 2019 10,000 2020 --- 2021 10,000 2022 --- Thereafter 40,000 $ 70,000

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	9 Months Ended
	Sep. 30, 2018
EARNINGS PER COMMON SHARE [Abstract]
Reconciliation of Numerators and Denominators of Basic and Diluted Earnings per Common Share	A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three and nine month periods ended September 30, 2018 and 2017 are as follows (dollars in thousands, except per share data): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Net income available to common shares $ 6,852 $ 4,875 $ 19,336 $ 14,098 Weighted average shares outstanding, including participating stock awards - 34,014,319 33,942,248 34,013,813 33,942,318 Dilutive potential common shares: Stock options --- 5,021 396 6,101 Weighted average shares outstanding- Diluted 34,014,319 33,947,269 34,014,209 33,948,419 Basic earnings per common share $ 0.20 $ 0.14 $ 0.57 $ 0.42 Diluted earnings per common share $ 0.20 $ 0.14 $ 0.57 $ 0.42

FEDERAL INCOME TAXES (Tables)

FEDERAL INCOME TAXES (Tables)	9 Months Ended
	Sep. 30, 2018
FEDERAL INCOME TAXES [Abstract]
Income Tax Expense	Income tax expense was as follows (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Current $ 1,432 $ 2,261 $ 3,663 $ 4,004 Deferred 138 (104 ) 565 2,249 $ 1,570 $ 2,157 $ 4,228 $ 6,253
Difference between Financial Statement Tax Expense and Amount Computed by Applying Statutory Federal Tax Rate to Pretax Income	The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Ended September 30, 2018 Three Months Ended September 30, 2017 Nine Months Ended September 30, 2018 Nine Months Ended September 30, 2017 Statutory rate 21 % 35 % 21 % 35 % Statutory rate applied to income before taxes $ 1,769 $ 2,461 $ 4,948 $ 7,123 Deduct Tax-exempt interest income (171 ) (195 ) (533 ) (564 ) Bank-owned life insurance (50 ) (88 ) (150 ) (256 ) Other, net 22 (21 ) (37 ) (50 ) $ 1,570 $ 2,157 $ 4,228 $ 6,253
Deferred Tax Assets and Liabilities	The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): September 30, 2018 December 31, 2017 Deferred tax assets Allowance for loan losses $ 3,529 $ 3,486 Nonaccrual loan interest 277 346 Valuation allowance on other real estate owned 162 708 Unrealized loss on securities available for sale 1,193 417 Other 253 229 Gross deferred tax assets 5,414 5,186 Valuation allowance --- --- Total net deferred tax assets 5,414 5,186 Deferred tax liabilities Depreciation (996 ) (977 ) Prepaid expenses (163 ) (183 ) Other (259 ) (241 ) Gross deferred tax liabilities (1,418 ) (1,401 ) Net deferred tax asset $ 3,996 $ 3,785

COMMITMENTS AND OFF BALANCE-S_2

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)	9 Months Ended
	Sep. 30, 2018
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk	A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands): September 30, 2018 December 31, 2017 Commitments to make loans $ 101,720 $ 111,681 Letters of credit 15,344 11,317 Unused lines of credit 489,482 457,485

SHAREHOLDERS' EQUITY (Tables)

SHAREHOLDERS' EQUITY (Tables)	9 Months Ended
	Sep. 30, 2018
SHAREHOLDERS' EQUITY [Abstract]
Actual Capital Levels and Minimum Required Levels	At September 30, 2018 and December 31, 2017, actual capital levels and minimum required levels were (dollars in thousands): Actual Minimum Capital Adequacy Minimum Capital Adequacy With Capital Buffer To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio September 30, 2018 CET1 capital (to risk weighted assets) Consolidated $ 188,464 12.1 % $ 69,907 4.5 % $ 99,035 6.4 % N/A N/A Bank 221,850 14.3 69,903 4.5 99,029 6.4 $ 100,971 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 228,464 14.7 93,209 6.0 122,337 7.9 N/A N/A Bank 221,850 14.3 93,204 6.0 122,330 7.9 124,272 8.0 Total capital (to risk weighted assets) Consolidated 245,267 15.8 124,279 8.0 153,407 9.9 N/A N/A Bank 238,653 15.4 124,272 8.0 153,398 9.9 155,340 10.0 Tier 1 capital (to average assets) Consolidated 228,464 11.9 76,825 4.0 N/A N/A N/A N/A Bank 221,850 11.6 76,782 4.0 N/A N/A 95,977 5.0 December 31, 2017 CET1 capital (to risk weighted assets) Consolidated $ 174,258 11.3 % $ 69,326 4.5 % $ 88,583 5.8 % N/A N/A Bank 208,356 13.5 69,257 4.5 88,495 5.8 $ 100,038 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 214,258 13.9 92,435 6.0 111,692 7.3 N/A N/A Bank 208,356 13.5 92,343 6.0 111,581 7.3 123,124 8.0 Total capital (to risk weighted assets) Consolidated 230,858 15.0 123,246 8.0 142,504 9.3 N/A N/A Bank 224,956 14.6 123,124 8.0 142,362 9.3 153,905 10.0 Tier 1 capital (to average assets) Consolidated 214,258 11.9 72,138 4.0 N/A N/A N/A N/A Bank 208,356 11.6 72,076 4.0 N/A N/A 90,095 5.0

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)BranchLoanInterestRateSwap	Dec. 31, 2017USD ($)
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Number of full service branch offices | Branch	26
Residential Mortgage [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months
Commercial [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	18 months
Threshold balance of loans evaluated for impairment	$ 500
Commercial [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Loan	6
Commercial Real Estate [Member]
Allowance for Loan Losses [Abstract]
Threshold balance of loans evaluated for impairment	$ 500
Commercial Real Estate [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Loan	6
Consumer [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months
Swap [Member] | Interest Rate Swap [Member]
Derivatives [Abstract]
Number of freestanding interest rate swaps | InterestRateSwap	7
Notional amount of agreements	$ 61,000	$ 42,300
Derivative asset fair value	402	197
Derivative liability fair value	402	197
Accounting Standards Update 2018-02 [Member]
Tax Cuts and Jobs Act [Abstract]
Transfer made from AOCI to retained earnings		0
Accounting Standards Update 2018-02 [Member] | Accumulated Other Comprehensive Income [Member]
Tax Cuts and Jobs Act [Abstract]
Transfer made from AOCI to retained earnings	(278)	(278)
Accounting Standards Update 2018-02 [Member] | Retained Earnings [Member]
Tax Cuts and Jobs Act [Abstract]
Transfer made from AOCI to retained earnings	$ 278	$ 278

SECURITIES, Available-for-sale

SECURITIES, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Available for Sale, Debt Securities [Abstract]
Amortized cost	$ 224,296
Gross unrealized gains	119
Gross unrealized losses	(5,800)
Fair value	218,615
Available For Sale Securities [Abstract]
Amortized cost		$ 222,706
Gross unrealized gains		537
Gross unrealized loss		(2,523)
Fair value		220,720
U.S. Treasury and Federal Agency Securities [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	94,152	103,309
Gross unrealized gains	0	0
Gross unrealized losses	(2,739)	(1,345)
Fair value	91,413	101,964
U.S. Agency MBS and CMOs [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	31,126	23,797
Gross unrealized gains	0	7
Gross unrealized losses	(1,060)	(419)
Fair value	30,066	23,385
Tax-Exempt State and Municipal Bonds [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	44,399	41,684
Gross unrealized gains	119	519
Gross unrealized losses	(695)	(146)
Fair value	43,823	42,057
Taxable State and Municipal Bonds [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	46,400	44,267
Gross unrealized gains	0	10
Gross unrealized losses	(1,216)	(542)
Fair value	45,184	43,735
Corporate Bonds and Other Debt Securities [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	8,219	8,149
Gross unrealized gains	0	1
Gross unrealized losses	(90)	(41)
Fair value	$ 8,129	8,109
Other Equity Securities [Member]
Available For Sale Securities, Equity Securities [Abstract]
Amortized cost		1,500
Gross unrealized gains		0
Gross unrealized losses		(30)
Fair value		$ 1,470

SECURITIES, Held-to-maturity Se

SECURITIES, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Held to Maturity [Abstract]
Amortized cost	$ 71,688	$ 85,827
Fair value	72,148	86,452
Tax-Exempt State and Municipal Bonds [Member]
Held to Maturity [Abstract]
Amortized cost	71,688	85,827
Gross unrealized gains	946	806
Gross unrealized losses	(486)	(181)
Fair value	$ 72,148	$ 86,452

SECURITIES, Sales of Securities

SECURITIES, Sales of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
SECURITIES [Abstract]
Proceeds from sale of available-for-sale securities	$ 0	$ 0	$ 0	$ 5,807
Gain on sale of securities	0	0	0	3
Reclassification adjustment for securities gain recognized in earnings, before tax	0	0	0	3
Reclassification adjustment for securities gain recognized in earnings, net of tax	$ 0	$ 0	$ 0	$ 2

SECURITIES, Contractual Maturit

SECURITIES, Contractual Maturities of Debt Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Held-to-Maturity Securities, Amortized Cost [Abstract]
Due in one year or less	$ 6,355
Due from one to five years	29,373
Due from five to ten years	11,577
Due after ten years	24,383
Amortized cost	71,688	$ 85,827
Held-to-Maturity Securities, Fair Value [Abstract]
Due in one year or less	6,354
Due from one to five years	29,619
Due from five to ten years	11,676
Due after ten years	24,499
Fair value	72,148	$ 86,452
Available-for-Sale Securities, Amortized Cost [Abstract]
Due in one year or less	21,208
Due from one to five years	125,897
Due from five to ten years	46,504
Due after ten years	30,687
Amortized cost	224,296
Available-for-Sale Securities, Fair Value [Abstract]
Due in one year or less	21,070
Due from one to five years	122,352
Due from five to ten years	45,540
Due after ten years	29,653
Fair value	$ 218,615

SECURITIES, Continuous Unrealiz

SECURITIES, Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	$ 108,660
12 months or more	112,500
Total	221,160
Less than 12 months		$ 125,809
12 months or more		67,724
Total		193,533
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(2,285)
12 months or more	(4,001)
Total	(6,286)
Less than 12 months		(1,252)
12 months or more		(1,452)
Total		(2,704)
U.S. Treasury and Federal Agency Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	22,389
12 months or more	65,532
Total	87,921
Less than 12 months		50,614
12 months or more		43,787
Total		94,401
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(559)
12 months or more	(2,082)
Total	(2,641)
Less than 12 months		(439)
12 months or more		(876)
Total		(1,315)
U.S. Agency MBS and CMOs [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	15,616
12 months or more	14,373
Total	29,989
Less than 12 months		16,719
12 months or more		6,228
Total		22,947
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(368)
12 months or more	(692)
Total	(1,060)
Less than 12 months		(249)
12 months or more		(170)
Total		(419)
Tax-Exempt State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	40,724
12 months or more	7,131
Total	47,855
Less than 12 months		20,124
12 months or more		4,208
Total		24,332
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(850)
12 months or more	(332)
Total	(1,182)
Less than 12 months		(243)
12 months or more		(82)
Total		(325)
Taxable State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	22,538
12 months or more	21,236
Total	43,774
Less than 12 months		30,331
12 months or more		9,781
Total		40,112
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(445)
12 months or more	(771)
Total	(1,216)
Less than 12 months		(279)
12 months or more		(265)
Total		(544)
Corporate Bonds and Other Debt Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	7,393
12 months or more	4,228
Total	11,621
Less than 12 months		8,021
12 months or more		2,250
Total		10,271
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(63)
12 months or more	(124)
Total	$ (187)
Less than 12 months		(42)
12 months or more		(29)
Total		(71)
Other Equity Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months		0
12 months or more		1,470
Total		1,470
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months		0
12 months or more		(30)
Total		$ (30)

SECURITIES, Other-Than-Temporar

SECURITIES, Other-Than-Temporary-Impairment (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
SECURITIES [Abstract]
OTTI charges	$ 0	$ 0	$ 0	$ 0
Securities pledged as security for public deposits, letters of credit and for other purposes required or permitted by law	$ 2		$ 2		$ 2

LOANS (Details)

LOANS (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016
Portfolio loans [Abstract]
Total loans	$ 1,344,683		$ 1,320,309
Allowance for loan losses	(16,803)	$ (16,695)	(16,600)	$ (16,434)	$ (16,570)	$ (16,962)
Net loans	1,327,880		1,303,709
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	467,703		465,208
Allowance for loan losses	(6,141)	(6,149)	(6,478)	(6,156)	(6,336)	(6,345)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	552,940		541,935
Allowance for loan losses	(6,970)	(6,876)	(6,590)	(6,688)	(6,583)	(6,703)
Commercial Real Estate [Member] | Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	14,766		11,888
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	0		2,332
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	38,334		39,752
Commercial Real Estate [Member] | Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	722		1,103
Commercial Real Estate [Member] | Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	92,690		90,467
Commercial Real Estate [Member] | Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	294,275		298,714
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	112,153		97,679
Consumer [Member]
Portfolio loans [Abstract]
Total loans	324,040		313,166
Allowance for loan losses	(3,661)	$ (3,651)	(3,494)	$ (3,561)	$ (3,621)	$ (3,871)
Consumer [Member] | Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	237,146		224,452
Consumer [Member] | Unsecured [Member]
Portfolio loans [Abstract]
Total loans	145		226
Consumer [Member] | Home Equity [Member]
Portfolio loans [Abstract]
Total loans	79,860		82,234
Consumer [Member] | Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 6,889		$ 6,254

LOANS, Allowance for Loans Loss

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 16,695	$ 16,570	$ 16,600	$ 16,962
Charge-offs	(30)	(55)	(156)	(221)
Recoveries	138	269	759	1,043
Provision for loan losses	0	(350)	(400)	(1,350)
Ending balance	16,803	16,434	16,803	16,434
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,149	6,336	6,478	6,345
Charge-offs	0	0	(66)	(108)
Recoveries	17	32	106	96
Provision for loan losses	(25)	(212)	(377)	(177)
Ending balance	6,141	6,156	6,141	6,156
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,876	6,583	6,590	6,703
Charge-offs	0	0	0	0
Recoveries	71	199	530	818
Provision for loan losses	23	(94)	(150)	(833)
Ending balance	6,970	6,688	6,970	6,688
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3,651	3,621	3,494	3,871
Charge-offs	(30)	(55)	(90)	(113)
Recoveries	50	38	123	129
Provision for loan losses	(10)	(43)	134	(326)
Ending balance	3,661	3,561	3,661	3,561
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	19	30	38	43
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	12	(1)	(7)	(14)
Ending balance	$ 31	$ 29	$ 31	$ 29

LOANS, Allowance for Loans Lo_2

LOANS, Allowance for Loans Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	$ 1,270		$ 1,208
Collectively evaluated for impairment	15,533		15,392
Total ending allowance balance	16,803	$ 16,695	16,600	$ 16,434	$ 16,570	$ 16,962
Loans [Abstract]
Individually reviewed for impairment	16,575		22,079
Collectively evaluated for impairment	1,328,108		1,298,230
Total ending loans balance	1,344,683		1,320,309
Commercial and Industrial [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	461		497
Collectively evaluated for impairment	5,680		5,981
Total ending allowance balance	6,141	6,149	6,478	6,156	6,336	6,345
Loans [Abstract]
Individually reviewed for impairment	5,394		6,402
Collectively evaluated for impairment	462,309		458,806
Total ending loans balance	467,703		465,208
Commercial Real Estate [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	309		197
Collectively evaluated for impairment	6,661		6,393
Total ending allowance balance	6,970	6,876	6,590	6,688	6,583	6,703
Loans [Abstract]
Individually reviewed for impairment	4,468		7,332
Collectively evaluated for impairment	548,472		534,603
Total ending loans balance	552,940		541,935
Consumer [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	500		514
Collectively evaluated for impairment	3,161		2,980
Total ending allowance balance	3,661	3,651	3,494	3,561	3,621	3,871
Loans [Abstract]
Individually reviewed for impairment	6,713		8,345
Collectively evaluated for impairment	317,327		304,821
Total ending loans balance	324,040		313,166
Unallocated [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	0		0
Collectively evaluated for impairment	31		38
Total ending allowance balance	31	$ 19	38	$ 29	$ 30	$ 43
Loans [Abstract]
Individually reviewed for impairment	0		0
Collectively evaluated for impairment	0		0
Total ending loans balance	$ 0		$ 0

LOANS, Impaired Loans (Details)

LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
With no related allowance recorded [Abstract]
Unpaid principal balance	$ 3,195		$ 3,195		$ 3,643
Recorded investment	3,195		3,195		3,643
With an allowance recorded [Abstract]
Unpaid principal balance	13,380		13,380		18,436
Recorded investment	13,380		13,380		18,436
Total [Abstract]
Unpaid principal balance	16,575		16,575		22,079
Recorded investment	16,575		16,575		22,079
Allowance allocated	1,270		1,270		1,208
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,162		1,162		3,438
Recorded investment	1,162		1,162		3,438
With an allowance recorded [Abstract]
Unpaid principal balance	4,232		4,232		2,964
Recorded investment	4,232		4,232		2,964
Total [Abstract]
Allowance allocated	461		461		497
Impaired loans [Abstract]
Average of impaired loans	4,089	$ 4,047	4,968	$ 5,410
Interest income recognized during impairment	445	179	701	697
Cash-basis interest income recognized	457	177	716	708
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	2,033		2,033		205
Recorded investment	2,033		2,033		205
With an allowance recorded [Abstract]
Unpaid principal balance	2,435		2,435		7,127
Recorded investment	2,435		2,435		7,127
Total [Abstract]
Allowance allocated	309		309		197
Impaired loans [Abstract]
Interest income recognized during impairment	34	108	170	360
Cash-basis interest income recognized	39	114	168	363
Commercial Real Estate [Member] | Residential Developed [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	174		174		179
Recorded investment	174		174		179
Total [Abstract]
Allowance allocated	2		2		4
Impaired loans [Abstract]
Average of impaired loans	174	181	176	183
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
Total [Abstract]
Allowance allocated	0		0		0
Impaired loans [Abstract]
Average of impaired loans	0	0	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	151		151		0
Recorded investment	151		151		0
With an allowance recorded [Abstract]
Unpaid principal balance	114		114		126
Recorded investment	114		114		126
Total [Abstract]
Allowance allocated	3		3		3
Impaired loans [Abstract]
Average of impaired loans	259	372	227	338
Commercial Real Estate [Member] | Commercial Development [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		190
Recorded investment	0		0		190
With an allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
Total [Abstract]
Allowance allocated	0		0		0
Impaired loans [Abstract]
Average of impaired loans	0	189	42	189
Commercial Real Estate [Member] | Residential Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	184		184		15
Recorded investment	184		184		15
With an allowance recorded [Abstract]
Unpaid principal balance	200		200		1,715
Recorded investment	200		200		1,715
Total [Abstract]
Allowance allocated	13		13		69
Impaired loans [Abstract]
Average of impaired loans	389	2,255	1,007	3,002
Commercial Real Estate [Member] | Commercial Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,698		1,698		0
Recorded investment	1,698		1,698		0
With an allowance recorded [Abstract]
Unpaid principal balance	1,558		1,558		4,928
Recorded investment	1,558		1,558		4,928
Total [Abstract]
Allowance allocated	281		281		119
Impaired loans [Abstract]
Average of impaired loans	3,273	5,925	3,444	6,026
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	389		389		179
Recorded investment	389		389		179
Total [Abstract]
Allowance allocated	10		10		2
Impaired loans [Abstract]
Average of impaired loans	392	185	348	246
Consumer [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	6,713		6,713		8,345
Recorded investment	6,713		6,713		8,345
Total [Abstract]
Allowance allocated	500		500		514
Impaired loans [Abstract]
Average of impaired loans	6,701	8,793	7,418	10,366
Interest income recognized during impairment	72	80	227	306
Cash-basis interest income recognized	71	$ 79	223	$ 306
Consumer [Member] | Residential Mortgage [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	5,485		5,485		6,638
Recorded investment	5,485		5,485		6,638
Total [Abstract]
Allowance allocated	409		409		409
Consumer [Member] | Unsecured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
Total [Abstract]
Allowance allocated	0		0		0
Consumer [Member] | Home Equity [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	1,228		1,228		1,707
Recorded investment	1,228		1,228		1,707
Total [Abstract]
Allowance allocated	91		91		105
Consumer [Member] | Other Secured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
Total [Abstract]
Allowance allocated	$ 0		$ 0		$ 0

LOANS, Past Due Loans (Details)

LOANS, Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	$ 123	$ 395
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	492	995
Loans not past due	1,344,191	1,319,314
Total ending loans balance	1,344,683	1,320,309
30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	371	716
Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	121	279
Commercial and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	4
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	290
Loans not past due	467,703	464,918
Total ending loans balance	467,703	465,208
Commercial and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	290
Commercial and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	121	385
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	126	404
Loans not past due	552,814	541,531
Total ending loans balance	552,940	541,935
Commercial Real Estate [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	5	125
Commercial Real Estate [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	121	279
Commercial Real Estate [Member] | Residential Developed [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	14,766	11,888
Total ending loans balance	14,766	11,888
Commercial Real Estate [Member] | Residential Developed [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	0	2,332
Total ending loans balance	0	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	38,334	39,752
Total ending loans balance	38,334	39,752
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	190
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	190
Loans not past due	722	913
Total ending loans balance	722	1,103
Commercial Real Estate [Member] | Commercial Development [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	190
Commercial Real Estate [Member] | Residential Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	15	89
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	15	89
Loans not past due	92,675	90,378
Total ending loans balance	92,690	90,467
Commercial Real Estate [Member] | Residential Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	15	89
Commercial Real Estate [Member] | Commercial Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	106	106
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	111	125
Loans not past due	294,164	298,589
Total ending loans balance	294,275	298,714
Commercial Real Estate [Member] | Commercial Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	5	125
Commercial Real Estate [Member] | Commercial Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	106	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	112,153	97,679
Total ending loans balance	112,153	97,679
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	2	6
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	366	301
Loans not past due	323,674	312,865
Total ending loans balance	324,040	313,166
Consumer [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	366	301
Consumer [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Residential Mortgage [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	2	2
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	272	215
Loans not past due	236,874	224,237
Total ending loans balance	237,146	224,452
Consumer [Member] | Residential Mortgage [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	272	215
Consumer [Member] | Residential Mortgage [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Unsecured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	4
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	10
Loans not past due	145	216
Total ending loans balance	145	226
Consumer [Member] | Unsecured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	10
Consumer [Member] | Unsecured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Home Equity [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	86	76
Loans not past due	79,774	82,158
Total ending loans balance	79,860	82,234
Consumer [Member] | Home Equity [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	86	76
Consumer [Member] | Home Equity [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Other Secured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	8	0
Loans not past due	6,881	6,254
Total ending loans balance	6,889	6,254
Consumer [Member] | Other Secured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	8	0
Consumer [Member] | Other Secured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	$ 0	$ 0

LOANS, Troubled Debt Restructur

LOANS, Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018USD ($)LoanPayment	Sep. 30, 2017USD ($)Loan	Sep. 30, 2018USD ($)LoanPaymentNote	Sep. 30, 2017USD ($)Loan	Dec. 31, 2017USD ($)Loan
LOANS [Abstract]
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	$ 1,270		$ 1,270		$ 1,208
Number of consecutive payments before nonaccrual restructured loan is upgraded | Payment	6		6
Number of months of performance before a loan is removed from TDR			6 months
Troubled debt restructurings [Abstract]
Number of loans | Loan	133		133		151
Outstanding recorded balance	$ 16,575		$ 16,575		$ 22,079
Accruing troubled debt restructurings [Abstract]
Accruing TDR - nonaccrual at restructuring	0		0		0
Accruing TDR - accruing at restructuring	12,544		12,544		16,809
Accruing TDR - upgraded to accruing after six consecutive payments	3,910		3,910		4,955
Total	$ 16,454		$ 16,454		$ 21,764
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	5	2	12	5
Pre-TDR balance	$ 391	$ 222	$ 975	$ 1,414
Writedown upon TDR	$ 0	$ 0	$ 0	$ 0
Commercial Loans [Member] | A-B Note Structure [Member]
Troubled debt restructured loans [Abstract]
Number of notes into which original note is separated in modification | Note			2
Commercial and Industrial [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	18		18		19
Outstanding recorded balance	$ 5,394		$ 5,394		$ 6,402
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	2	0	2	0
Pre-TDR balance	$ 244	$ 0	$ 244	$ 0
Writedown upon TDR	$ 0	$ 0	$ 0	$ 0
Commercial Real Estate [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	28		28		33
Outstanding recorded balance	$ 4,468		$ 4,468		$ 7,332
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	0	0	3	1
Pre-TDR balance	$ 0	$ 0	$ 492	$ 1,080
Writedown upon TDR	$ 0	$ 0	$ 0	$ 0
Consumer [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	87		87		99
Outstanding recorded balance	$ 6,713		$ 6,713		$ 8,345
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	3	2	7	4
Pre-TDR balance	$ 147	$ 222	$ 239	$ 396
Writedown upon TDR	$ 0	$ 0	$ 0	$ 0

LOANS, Credit Quality Indicator

LOANS, Credit Quality Indicators (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2018USD ($)Grade	Dec. 31, 2017USD ($)
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality | Grade	8
Total loans	$ 1,344,683	$ 1,320,309
Commercial Loans [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 1,020,643	1,007,143
Internal risk grade category of loans considered substandard, doubtful or loss | Grade	6
Commercial Loans [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	0
Commercial Loans [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	17,933	17,327
Commercial Loans [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	258,269	273,202
Commercial Loans [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	714,948	681,858
Commercial Loans [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	24,305	26,315
Commercial Loans [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,067	8,052
Commercial Loans [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	121	389
Commercial Loans [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	467,703	465,208
Commercial and Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,932	15,002
Commercial and Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	153,131	137,774
Commercial and Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	290,356	291,373
Commercial and Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	10,279	15,170
Commercial and Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,005	5,885
Commercial and Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	4
Commercial and Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	552,940	541,935
Commercial Real Estate [Member] | Residential Developed [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	14,766	11,888
Commercial Real Estate [Member] | Residential Developed [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	48
Commercial Real Estate [Member] | Residential Developed [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	14,153	11,068
Commercial Real Estate [Member] | Residential Developed [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	613	772
Commercial Real Estate [Member] | Residential Developed [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	38,334	39,752
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,046	19,244
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	26,339	17,332
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,949	3,176
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	722	1,103
Commercial Real Estate [Member] | Commercial Development [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	87	104
Commercial Real Estate [Member] | Commercial Development [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	635	809
Commercial Real Estate [Member] | Commercial Development [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	190
Commercial Real Estate [Member] | Commercial Development [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	92,690	90,467
Commercial Real Estate [Member] | Residential Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	12,878	7,275
Commercial Real Estate [Member] | Residential Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	79,137	80,818
Commercial Real Estate [Member] | Residential Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	418	1,533
Commercial Real Estate [Member] | Residential Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	241	752
Commercial Real Estate [Member] | Residential Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	16	89
Commercial Real Estate [Member] | Residential Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	294,275	298,714
Commercial Real Estate [Member] | Commercial Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,788	1,398
Commercial Real Estate [Member] | Commercial Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	59,082	64,043
Commercial Real Estate [Member] | Commercial Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	224,944	228,888
Commercial Real Estate [Member] | Commercial Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,535	3,353
Commercial Real Estate [Member] | Commercial Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	821	926
Commercial Real Estate [Member] | Commercial Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	105	106
Commercial Real Estate [Member] | Commercial Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	112,153	97,679
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,213	927
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	24,045	44,714
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	79,384	49,238
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,511	2,311
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	489
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	$ 0

LOANS, Commercial Loans Classif

LOANS, Commercial Loans Classified as Substandard or Worse (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Commercial loans classified as substandard or worse [Abstract]
Classified as impaired	$ 16,575	$ 22,079
Total ending loans balance	1,344,683	1,320,309
Commercial Loans [Member]
Commercial loans classified as substandard or worse [Abstract]
Total ending loans balance	1,020,643	1,007,143
Commercial Loans [Member] | Substandard or Worse [Member]
Commercial loans classified as substandard or worse [Abstract]
Not classified as impaired	236	2,010
Classified as impaired	4,952	6,431
Total ending loans balance	$ 5,188	$ 8,441

LOANS, Recorded Investment in C

LOANS, Recorded Investment in Consumer Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	$ 1,344,683	$ 1,320,309
Consumer Loan [Member] | Residential Mortgage [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	237,146	224,452
Consumer Loan [Member] | Residential Mortgage [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	237,146	224,452
Consumer Loan [Member] | Residential Mortgage [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	0	0
Consumer Loan [Member] | Consumer Unsecured [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	145	226
Consumer Loan [Member] | Consumer Unsecured [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	145	226
Consumer Loan [Member] | Consumer Unsecured [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	0	0
Consumer Loan [Member] | Home Equity [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	79,860	82,234
Consumer Loan [Member] | Home Equity [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	79,860	82,234
Consumer Loan [Member] | Home Equity [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	0	0
Consumer Loan [Member] | Consumer Other [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	6,889	6,254
Consumer Loan [Member] | Consumer Other [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	6,889	6,254
Consumer Loan [Member] | Consumer Other [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	$ 0	$ 0

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Other real estate owned [Roll Forward]
Beginning balance	$ 9,140	$ 22,864	$ 22,864
Additions, transfers from loans	293	60	120
Proceeds from sales of other real estate owned	(2,146)	(6,227)	(7,034)
Valuation allowance reversal upon sale	(2,891)	(7,003)	(7,367)
Gain / (loss) on sales of other real estate owned	(158)	660	557
Ending balance, gross	4,238	10,354	9,140
Less: valuation allowance	(773)	(3,693)	(3,373)
Ending balance	3,465	6,661	5,767
Activity in valuation allowance [Roll Forward]
Beginning balance	3,373	10,611	10,611
Additions charged to expense	291	85
Reversals upon sale	(2,891)	(7,003)
Ending balance	$ 773	$ 3,693	$ 3,373

FAIR VALUE, Assets Measured at

FAIR VALUE, Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	$ 218,615
Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,663	$ 2,278
U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	91,413	101,964
U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	30,066	23,385
Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,823	42,057
Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,184	43,735
Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	8,129	8,109
Recurring Basis [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	1,208
Interest rate swaps	402	197
Interest rate swaps	(402)	(197)
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	1,208
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	402	197
Interest rate swaps	(402)	(197)
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	91,413	101,964
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	91,413	101,964
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	30,066	23,385
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	30,066	23,385
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,823	42,057
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	43,823	42,057
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,184	43,735
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,184	43,735
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	8,129	8,109
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	8,129	8,109
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	1,424	1,470
Recurring Basis [Member] | Other Equity Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	1,424	1,470
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	0	0
Nonrecurring Basis [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,663	2,278
Other real estate owned	1,318	3,658
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,663	2,278
Other real estate owned	$ 1,318	$ 3,658

FAIR VALUE, Quantitative Inform

FAIR VALUE, Quantitative Information about Level 3 Fair Value Measurements (Details) - Level 3 [Member] $ in Thousands	Sep. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans	$ 2,663	$ 2,278
OREO	$ 1,318	$ 3,658
Sales Comparison Approach [Member] | Adjustment for Differences Between Comparable Sales [Member] | Minimum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.010	0.020
OREO, unobservable input(s)	0.030	0.030
Sales Comparison Approach [Member] | Adjustment for Differences Between Comparable Sales [Member] | Maximum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.150	0.150
OREO, unobservable input(s)	0.200	0.220
Income Approach [Member] | Capitalization Rate [Member] | Minimum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.095	0.095
OREO, unobservable input(s)	0.095	0.095
Income Approach [Member] | Capitalization Rate [Member] | Maximum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.110	0.110
OREO, unobservable input(s)	0.110	0.110

FAIR VALUE, Carrying Amounts an

FAIR VALUE, Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Financial assets [Abstract]
Cash and due from banks	$ 30,837	$ 34,945
Securities held to maturity	72,148	86,452
Bank owned life insurance	40,996	40,243
Carrying Amount [Member]
Financial assets [Abstract]
FHLB stock	11,558	11,558
Loan Commitments [Member] | Carrying Amount [Member]
Financial instruments with off-balance sheet credit risk [Abstract]
Off-balance sheet credit-related items	0	0
Loan Commitments [Member] | Fair Value [Member]
Financial instruments with off-balance sheet credit risk [Abstract]
Off-balance sheet credit-related items	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	30,837	34,945
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	30,837	34,945
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash equivalents	152,339	126,522
Loans, net	1,325,217	1,301,431
Accrued interest receivable	5,524	4,680
Financial liabilities [Abstract]
Deposits	(1,617,743)	(1,579,010)
Other borrowed funds	(70,000)	(92,118)
Long-term debt	(41,238)	(41,238)
Accrued interest payable	(769)	(604)
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash equivalents	152,339	126,522
Loans, net	1,329,994	1,296,633
Accrued interest receivable	5,524	4,680
Financial liabilities [Abstract]
Deposits	(1,618,253)	(1,579,016)
Other borrowed funds	(68,548)	(91,313)
Long-term debt	(37,087)	(36,546)
Accrued interest payable	(769)	(604)
Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Securities held to maturity	71,688	85,827
Bank owned life insurance	40,996	40,243
Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Financial assets [Abstract]
Securities held to maturity	72,148	86,452
Bank owned life insurance	$ 40,996	$ 40,243

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Summary of deposit [Abstract]
Noninterest-bearing demand	$ 500,680	$ 490,583
Interest bearing demand	408,541	408,865
Savings and money market accounts	599,073	587,931
Certificates of deposit	109,449	91,631
Total deposits	1,617,743	1,579,010
FDIC insurance limit on deposit accounts	250	250
Time deposits that exceed FDIC insurance limit	$ 28,500	$ 25,000

OTHER BORROWED FUNDS, Federal H

OTHER BORROWED FUNDS, Federal Home Loan Bank Advances (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 70,000	$ 92,118
Residential and commercial real estate loans pledged as collateral for Federal Home Loan Bank advances	470,800	493,200
Federal Home Loan Bank Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	70,000	92,118
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 50,000	$ 70,000
Range of maturities, earliest	2,018	2,018
Range of maturities, last	2,024	2,021
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	2.15%	1.59%
Federal Home Loan Bank Advances [Member] | Amortizable Mortgage Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount		$ 2,118
Range of maturities, earliest		2,018
Range of maturities, last		2,018
Federal Home Loan Bank Advances [Member] | Amortizable Mortgage Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate		3.78%
Federal Home Loan Bank Advances [Member] | Putable Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 20,000	$ 20,000
Range of maturities	2,024	2,024
Federal Home Loan Bank Advances [Member] | Putable Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	1.81%	1.81%

OTHER BORROWED FUNDS, Scheduled

OTHER BORROWED FUNDS, Scheduled Repayments of FHLB Advances (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Scheduled repayments of FHLB advances [Abstract]
2,018	$ 10,000
2,019	10,000
2,020	0
2,021	10,000
2,022	0
Thereafter	40,000
Total	$ 70,000	$ 92,118

OTHER BORROWED FUNDS, Federal R

OTHER BORROWED FUNDS, Federal Reserve Bank Borrowings (Details) - Federal Reserve Bank Borrowings [Member] - USD ($) $ in Millions	Sep. 30, 2018	Dec. 31, 2017
Debt instruments [Abstract]
Borrowings outstanding	$ 0	$ 0
Unused borrowing capacity	18.4	11
Commercial and mortgage loans pledged to the Federal Reserve Bank	$ 20.2	$ 13.2

EARNINGS PER COMMON SHARE (Deta

EARNINGS PER COMMON SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Reconciliation of numerators and denominators of basic and diluted earnings per common share [Abstract]
Net income available to common shares	$ 6,852	$ 4,875	$ 19,336	$ 14,098
Weighted average shares outstanding, including participating stock awards - Basic (in shares)	34,014,319	33,942,248	34,013,813	33,942,318
Dilutive potential common shares [Abstract]
Stock options (in shares)	0	5,021	396	6,101
Weighted average shares outstanding - Diluted (in shares)	34,014,319	33,947,269	34,014,209	33,948,419
Basic earnings per common share (in dollars per share)	$ 0.20	$ 0.14	$ 0.57	$ 0.42
Diluted earnings per common share (in dollars per share)	$ 0.20	$ 0.14	$ 0.57	$ 0.42
Stock Options [Member]
Earnings per common share [Abstract]
Antidilutive securities excluded from computation of earnings per share amount (in shares)	0	0	0	0

FEDERAL INCOME TAXES (Details)

FEDERAL INCOME TAXES (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Income tax expense [Abstract]
Current	$ 1,432		$ 2,261	$ 3,663	$ 4,004
Deferred	138		(104)	565	2,249
Income tax expense	$ 1,570		$ 2,157	$ 4,228	$ 6,253
Difference between financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income [Abstract]
Statutory rate	21.00%		35.00%	21.00%	35.00%
Statutory rate applied to income before taxes	$ 1,769		$ 2,461	$ 4,948	$ 7,123
Deduct [Abstract]
Tax-exempt interest income	(171)		(195)	(533)	(564)
Bank-owned life insurance	(50)		(88)	(150)	(256)
Other, net	22		(21)	(37)	(50)
Income tax expense	1,570		$ 2,157	4,228	$ 6,253
Effect of changes that resulted from enactment of Tax Reform Act		$ 2,500
Deferred tax assets [Abstract]
Allowance for loan losses	3,529	3,486		3,529
Nonaccrual loan interest	277	346		277
Valuation allowance on other real estate owned	162	708		162
Unrealized loss on securities available for sale	1,193	417		1,193
Other	253	229		253
Gross deferred tax assets	5,414	5,186		5,414
Valuation allowance	0	0		0
Total net deferred tax assets	5,414	5,186		5,414
Deferred tax liabilities [Abstract]
Depreciation	(996)	(977)		(996)
Prepaid expenses	(163)	(183)		(163)
Other	(259)	(241)		(259)
Gross deferred tax liabilities	(1,418)	(1,401)		(1,418)
Net deferred tax asset	3,996	3,785		3,996
Unrecognized tax benefits	$ 0	$ 0		$ 0
Period when unrecognized tax benefits is not expected to significantly increase or decrease				12 months

COMMITMENTS AND OFF BALANCE-S_3

COMMITMENTS AND OFF BALANCE-SHEET RISK (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Notional amount of commitments to fund mortgage loans to be sold into the secondary market	$ 9,300	$ 5,800
Commitments to make loans at fixed rates	62.50%
Expiration period of commitment to make variable rate loan	30 days
Commitments to Make Loans [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 101,720	111,681
Letters of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	15,344	11,317
Unused Lines of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 489,482	$ 457,485

SHAREHOLDERS' EQUITY (Details)

SHAREHOLDERS' EQUITY (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2018USD ($)Category	Dec. 31, 2017USD ($)
SHAREHOLDERS' EQUITY [Abstract]
Number of classification of prompt corrective action regulations | Category	5
Actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$ 188,464	$ 174,258
CET1 capital (to risk weighted assets), actual ratio	12.10%	11.30%
Tier 1 capital (to risk weighted assets), actual amount	$ 228,464	$ 214,258
Tier 1 capital (to risk weighted assets), actual ratio	14.70%	13.90%
Total capital (to risk weighted assets), actual amount	$ 245,267	$ 230,858
Total capital (to risk weighted assets), actual ratio	15.80%	15.00%
Tier 1 capital (to average assets), actual amount	$ 228,464	$ 214,258
Tier 1 capital (to average assets), actual ratio	11.90%	11.90%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 69,907	$ 69,326
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 93,209	$ 92,435
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 124,279	$ 123,246
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 76,825	$ 72,138
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 99,035	$ 88,583
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	6.40%	5.80%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 122,337	$ 111,692
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.90%	7.30%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 153,407	$ 142,504
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	9.90%	9.30%
Trust preferred securities that qualified as Tier one risk based capital	$ 40,000	$ 40,000
Bank [Member]
Actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$ 221,850	$ 208,356
CET1 capital (to risk weighted assets), actual ratio	14.30%	13.50%
Tier 1 capital (to risk weighted assets), actual amount	$ 221,850	$ 208,356
Tier 1 capital (to risk weighted assets), actual ratio	14.30%	13.50%
Total capital (to risk weighted assets), actual amount	$ 238,653	$ 224,956
Total capital (to risk weighted assets), actual ratio	15.40%	14.60%
Tier 1 capital (to average assets), actual amount	$ 221,850	$ 208,356
Tier 1 capital (to average assets), actual ratio	11.60%	11.60%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 69,903	$ 69,257
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 93,204	$ 92,343
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 124,272	$ 123,124
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 76,782	$ 72,076
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 99,029	$ 88,495
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	6.40%	5.80%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 122,330	$ 111,581
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.90%	7.30%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 153,398	$ 142,362
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	9.90%	9.30%
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 100,971	$ 100,038
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	6.50%	6.50%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 124,272	$ 123,124
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	8.00%	8.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 155,340	$ 153,905
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	10.00%	10.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount	$ 95,977	$ 90,095
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio	5.00%	5.00%