Macatawa Bank (MCBC) 10-K 14 Feb 19 2018 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2018	Feb. 14, 2019	Jun. 30, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	MACATAWA BANK CORP
Entity Central Index Key	1,053,584
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Shell Company	false
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Public Float			$ 377,429,000
Entity Common Stock, Shares Outstanding		34,042,659
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	FY

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 40,526	$ 34,945
Federal funds sold and other short-term investments	130,758	126,522
Cash and cash equivalents	171,284	161,467
Securities available for sale, at fair value	226,986	220,720
Securities held to maturity (fair value 2018 - $71,505 and 2017 - $86,452)	70,334	85,827
Federal Home Loan Bank (FHLB) stock	11,558	11,558
Loans held for sale, at fair value	415	1,208
Total loans	1,405,658	1,320,309
Allowance for loan losses	(16,876)	(16,600)
Net loans	1,388,782	1,303,709
Premises and equipment - net	44,862	46,629
Accrued interest receivable	5,279	4,680
Bank-owned life insurance (BOLI)	41,185	40,243
Other real estate owned - net	3,380	5,767
Net deferred tax asset	3,380	3,785
Other assets	7,679	4,639
Total assets	1,975,124	1,890,232
Deposits
Noninterest-bearing	485,530	490,583
Interest-bearing	1,191,209	1,088,427
Total deposits	1,676,739	1,579,010
Other borrowed funds	60,000	92,118
Long-term debt	41,238	41,238
Accrued expenses and other liabilities	6,294	4,880
Total liabilities	1,784,271	1,717,246
Commitments and Contingencies
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 34,045,411 and 33,972,977 shares issued and outstanding at December 31, 2018 and December 31, 2017	217,783	217,081
Retained deficit	(24,652)	(42,804)
Accumulated other comprehensive income (loss)	(2,278)	(1,291)
Total shareholders' equity	190,853	172,986
Total liabilities and shareholders' equity	$ 1,975,124	$ 1,890,232

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Securities held to maturity fair value	$ 71,505	$ 86,452
Shareholders' equity
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	34,045,411	33,972,977
Common stock, shares outstanding (in shares)	34,045,411	33,972,977

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Interest income
Loans, including fees	$ 58,852	$ 51,068
Securities
Taxable	3,716	2,869
Tax-exempt	3,464	2,244
FHLB Stock	578	491
Federal funds sold and other short-term investments	2,427	1,004
Total interest income	69,037	57,676
Interest expense
Deposits	5,881	2,612
Other borrowings	1,403	1,407
Long-term debt	2,127	1,713
Total interest expense	9,411	5,732
Net interest income	59,626	51,944
Provision for loan losses	450	(1,350)
Net interest income after provision for loan losses	59,176	53,294
Noninterest income
Service charges and fees	4,377	4,466
Net gains on mortgage loans	924	1,574
Trust fees	3,643	3,277
ATM and debit card fees	5,535	5,207
Gain on sales of securities	0	3
BOLI income	942	969
Other	2,082	1,923
Total noninterest income	17,503	17,419
Noninterest expense
Salaries and benefits	25,207	24,803
Occupancy of premises	3,931	3,864
Furniture and equipment	3,125	3,050
Legal and professional	806	812
Marketing and promotion	881	882
Data processing	2,986	2,759
FDIC assessment	518	539
Interchange and other card expense	1,409	1,306
Bond and D&O Insurance	440	471
Net (gains) losses on repossessed and foreclosed properties	(207)	(428)
Administration and disposition of problem assets	276	493
Other	4,957	5,137
Total noninterest expenses	44,329	43,688
Income before income tax	32,350	27,025
Income tax expense	5,971	10,733
Net income	$ 26,379	$ 16,292
Basic earnings per common share (in dollars per share)	$ 0.78	$ 0.48
Diluted earnings per common share (in dollars per share)	0.78	0.48
Cash dividends per common share (in dollars per share)	$ 0.25	$ 0.18

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net income	$ 26,379	$ 16,292
Unrealized gains (losses):
Net change in unrealized gains (losses) on securities available for sale	(927)	300
Tax effect	194	(105)
Net change in unrealized gains (losses) on securities available for sale, net of tax	(733)	195
Less: reclassification adjustments:
Reclassification for gains included in net income	0	3
Tax effect	0	(1)
Reclassification for gains included in net income, net of tax	0	2
Other comprehensive income (loss), net of tax	(733)	193
Comprehensive income	$ 25,646	$ 16,485

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2016	$ 216,731	$ (53,008)	$ (1,484)	$ 162,239
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect adjustment upon adoption of ASU 2018-02 | Accounting Standards Update 2018-02 [Member]	0	278	(278)	0
Net income	0	16,292	0	16,292
Cash dividends	0	(6,088)	0	(6,088)
Repurchase of shares for taxes withheld on vested restricted stock	(183)	0	0	(183)
Issuance of shares for stock option exercise	68	0	0	68
Net change in unrealized loss on securities available for sale, net of tax	0	0	193	193
Stock compensation expense	465	0	0	465
Balance (Adjusted [Member]) at Dec. 31, 2017	217,081	(42,526)	(1,569)	172,986
Balance at Dec. 31, 2017	217,081	(42,804)	(1,291)	172,986
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Reclassification for equity securities upon adoption of ASU 2016-01 | Accounting Standards Update 2016-01 [Member]	0	(24)	24	0
Net income	0	26,379	0	26,379
Cash dividends	0	(8,481)	0	(8,481)
Repurchase of shares for taxes withheld on vested restricted stock	(136)	0	0	(136)
Issuance of shares for stock option exercise	386	0	0	386
Net change in unrealized loss on securities available for sale, net of tax	0	0	(733)	(733)
Stock compensation expense	452	0	0	452
Balance at Dec. 31, 2018	$ 217,783	$ (24,652)	$ (2,278)	$ 190,853

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend (in dollars per share)	$ 0.25	$ 0.18
Common Stock [Member]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Number of shares repurchased for taxes withheld on vested restricted stock (in shares)	13,351	18,529
Number of shares issued for stock option exercise (in shares)	45,000	8,000

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities
Net income	$ 26,379	$ 16,292
Adjustments to reconcile net income to net cash from operating activities:
Depreciation, amortization and accretion	2,562	2,285
Stock compensation expense	452	465
Provision for loan losses	450	(1,350)
Origination of loans for sale	(33,907)	(56,985)
Proceeds from sales of loans originated for sale	35,624	59,532
Net gains on mortgage loans	(924)	(1,574)
Gain on sales of securities	0	(3)
Write-down of other real estate	323	129
Write-down of other assets held for sale	234	0
Net (gain) loss on sales of other real estate and repossessed assets	(530)	(557)
Net loss on sales of premises and equipment	0	240
Deferred income tax expense	502	4,974
Deferred tax asset valuation allowance change	92	0
Change in accrued interest receivable and other assets	(1,841)	59
Earnings in bank-owned life insurance	(942)	(969)
Change in accrued expenses and other liabilities	1,161	241
Net cash from operating activities	29,635	22,779
Cash flows from investing activities
Loan originations and payments, net	(85,816)	(38,629)
Purchases of securities available for sale	(34,391)	(62,093)
Purchases of securities held to maturity	(7,623)	(42,547)
Proceeds from:
Maturities and calls of securities	31,706	40,726
Sales of securities available for sale	0	5,807
Principal paydowns on securities	17,322	5,992
Sales of other real estate and repossessed assets	2,887	7,034
Sales of premises and equipment	0	1,742
Additions to premises and equipment	(1,283)	(1,191)
Net cash from investing activities	(77,198)	(83,159)
Cash flows from financing activities
Change in deposits	97,729	130,286
Repayments and maturities of other borrowed funds	(52,118)	(32,055)
Proceeds from other borrowed funds	20,000	40,000
Proceeds from exercise of stock options	386	68
Cash dividends paid	(8,481)	(6,088)
Repurchase of shares for taxes withheld on vested restricted stock	(136)	(183)
Net cash from financing activities	57,380	132,028
Net change in cash and cash equivalents	9,817	71,648
Cash and cash equivalents at beginning of period	161,467	89,819
Cash and cash equivalents at end of period	171,284	161,467
Supplemental cash flow information
Interest paid	9,513	5,410
Income taxes paid	5,300	4,725
Supplemental noncash disclosures:
Transfers from loans to other real estate	293	120
Transfer from premises and equipment to other assets held for sale	$ 557	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2018
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations and Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common securities of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are discussed in a separate note. Under generally accepted accounting principles, these trusts are not consolidated into the financial statements of the Company. Use of Estimates Concentration of Credit Risk Cash and Cash Equivalents Cash Flow Reporting Restrictions on Cash Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level yield method without anticipating prepayments. Gains and losses on sales are based on the amortized cost of the security sold. Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Investment securities classified as available for sale or held-to-maturity are generally evaluated for OTTI under ASC Topic 320, Investments — Debt and Equity Instruments In determining OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time. Management has determined that no OTTI charges were necessary during 2018 and 2017. Federal Home Loan Bank (FHLB) Stock Loans Held for Sale Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the respective term of the loan using the level - Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost - Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative environmental factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class as well as the loan risk grade assignment for commercial loans. At December 31, 2018, an 18 month (six quarter) annualized historical loss experience was used for commercial loans and a 12 month (four quarter) historical loss experience period was applied to residential mortgage and consumer loan portfolios. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative environmental factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, competition, increasing interest rates, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment and, accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan’s effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Transfers of Financial Assets Foreclosed Assets Premises and Equipment - Bank-Owned Life Insurance (BOLI): Goodwill and Acquired Intangible Assets Acquired intangible assets consist of core deposit and customer relationship intangible assets arising from acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from ten to sixteen years. The Company had no acquired intangible assets at December 31, 2018 and 2017. Long-term Assets Loan Commitments and Related Financial Instruments Mortgage Banking Derivatives Changes in the fair values of these interest rate lock and forward commitment derivatives are included in net gains on mortgage loans. The net fair value of mortgage banking derivatives was approximately $15,000 and $5,000 at December 31, 2018 and 2017, respectively. Revenue Recognition Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided. Derivatives Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income (“AOCI”) due to the enactment of tax reform at the end of 2017. The Company’s only component of AOCI is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000. Earnings Per Common Share Comprehensive Income Loss Contingencies Stock Splits and Dividends - Dividend Restriction Subsequent Event : The FDIC Deposit Insurance Fund exceeded its targeted reserve ratio of 1.35% and the FDIC sent the Bank a letter dated January 24, 2019 notifying the Bank that it would be apportioned a share of the excess in the form of credits to offset future assessments. The preliminary assessment credit for the Bank was approximately $400,000. Total FDIC assessment expense for 2018 was $518,000, so this will significantly reduce the Bank’s expense in 2019. Fair Values of Financial Instruments Segment Reporting Reclassifications Adoption of New Accounting Standards Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). Other Assets and Deferred Costs: Contracts with Customers FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the FASB Emerging Issues Task Force). FASB issued ASU No. 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. Newly Issued Not Yet Effective Standards Leases either by restating prior periods and recording a cumulative effect adjustment at the beginning of the earliest comparative period presented or by recording a cumulative effect adjustment at the beginning of the period of adoption. The Company plans to apply the standard by recording a cumulative effect adjustment at January 1, 2019. As the Company owns most of its branch locations, this ASU applied primarily to operating leases and the impact of adoption of this ASU by the Company was not material and will result in an $800,000 increase in assets and liabilities in the Company’s consolidated balance sheets upon adoption. FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2018
SECURITIES [Abstract]
SECURITIES	NOTE 2 – SECURITIES The amortized cost and fair value of securities were as follows (dollars in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2018 Available for Sale: U.S. Treasury and federal agency securities $ 97,102 $ 6 $ (1,710 ) $ 95,398 U.S. Agency MBS and CMOs 33,287 97 (494 ) 32,890 Tax-exempt state and municipal bonds 45,212 246 (331 ) 45,127 Taxable state and municipal bonds 46,565 59 (690 ) 45,934 Corporate bonds and other debt securities 7,703 2 (68 ) 7,637 $ 229,869 $ 410 $ (3,293 ) $ 226,986 Held to Maturity Tax-exempt state and municipal bonds $ 70,334 $ 1,488 $ (317 ) $ 71,505 December 31, 2017 Available for Sale: U.S. Treasury and federal agency securities $ 103,309 $ — $ (1,345 ) $ 101,964 U. S. Agency MBS and CMOs 23,797 7 (419 ) 23,385 Tax-exempt state and municipal bonds 41,684 519 (146 ) 42,057 Taxable state and municipal bonds 44,267 10 (542 ) 43,735 Corporate bonds and other debt securities 8,149 1 (41 ) 8,109 Other equity securities 1,500 — (30 ) 1,470 $ 222,706 $ 537 $ (2,523 ) $ 220,720 Held to Maturity: Tax-exempt state and municipal bonds $ 85,827 $ 806 $ (181 ) $ 86,452 There were no sales of securities available for sale during the year ended December 31, 2018. Proceeds from the sale of securities available for sale were $5.8 million for the year ended December 31, 2017, resulting in net gains on sale of $3,000 as reported in the consolidated statements of income. This resulted in reclassifications of $3,000 ($2,000 net of tax) from accumulated other comprehensive income to gain on sale of securities in the consolidated statements of income in the year ended December 31, 2017. Contractual maturities of debt securities at December 31, 2018 were as follows (dollars in thousands): Held – Available-for-Sale Securities Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 8,337 $ 8,363 $ 24,685 $ 24,549 Due from one to five years 28,588 29,008 134,460 132,314 Due from five to ten years 13,769 13,789 38,390 38,188 Due after ten years 19,640 20,345 32,334 31,935 $ 70,334 $ 71,505 $ 229,869 $ 226,986 Securities with unrealized losses at December 31, 2018 and 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (dollars in thousands): Less than 12 Months 12 Months or More Total December 31, 2018 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale: U.S. Treasury and federal agency securities $ 1,974 $ (26 ) $ 82,895 $ (1,622 ) $ 84,869 $ (1,648 ) U.S. Agency MBS and CMOs 1,728 (13 ) 18,712 (481 ) 20,440 (494 ) Tax-exempt state and municipal bonds 8,987 (69 ) 10,785 (262 ) 19,772 (331 ) Taxable state and municipal bonds 4,035 (19 ) 37,021 (671 ) 41,056 (690 ) Corporate bonds and other debt securities 2,698 (12 ) 8,170 (118 ) 10,868 (130 ) Total $ 19,422 $ (135 ) $ 157,583 $ (3,154 ) $ 177,005 $ (3,293 ) Held to Maturity: Tax-exempt state and municipal bonds $ 8,533 $ (76 ) $ 4,683 $ (241 ) $ 13,216 $ (317 ) Less than 12 Months 12 Months or More Total December 31, 2017 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale: U.S. Treasury and federal agency securities $ 50,614 $ (439 ) $ 43,787 $ (876 ) $ 94,401 $ (1,315 ) U.S. Agency MBS and CMOs 16,719 (249 ) 6,228 (170 ) 22,947 (419 ) Tax-exempt state and municipal bonds 27,576 (62 ) 4,208 (82 ) 11,784 (144 ) Taxable state and municipal bonds 30,331 (279 ) 9,781 (265 ) 40,112 (544 ) Corporate bonds and other debt securities 8,021 (42 ) 2,250 (29 ) 10,271 (71 ) Other equity securities — — 1,470 (30 ) 1,470 (30 ) Total temporarily impaired $ 113,261 $ (1,071 ) $ 67,724 $ (1,452 ) $ 180,985 $ (2,523 ) Held to Maturity: Tax-exempt state and municipal bonds $ 12,548 $ (181 ) $ — $ — $ 12,548 $ (181 ) Other-Than-Temporary-Impairment Management evaluates securities for OTTI at least on a quarterly basis, and more frequently when economic or market conditions warrant such an . Securities with a carrying value of approximately $2.0 million and $2.0 million were pledged as security for public deposits, letters of credit and for other purposes required or permitted by law at December 31, 2018 and 2017, respectively.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2018
LOANS [Abstract]
LOANS	NOTE 3 – LOANS Portfolio loans were as follows at year end (dollars in thousands): 2018 2017 Commercial and industrial $ 513,345 $ 465,208 Commercial real estate: Residential developed 14,825 11,888 Unsecured to residential developers — 2,332 Vacant and unimproved 44,169 39,752 Commercial development 712 1,103 Residential improved 98,500 90,467 Commercial improved 295,618 298,714 Manufacturing and industrial 114,887 97,679 Total commercial real estate 568,711 541,935 Consumer Residential mortgage 238,174 224,452 Unsecured 130 226 Home equity 78,503 82,234 Other secured 6,795 6,254 Total consumer 323,602 313,166 Total loans 1,405,658 1,320,309 Allowance for loan losses (16,876 ) (16,600 ) $ 1,388,782 $ 1,303,709 The following tables present the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2018 and 2017 (dollars in thousands): 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (1,206 ) — (129 ) — (1,335 ) Recoveries 86 922 153 — 1,161 Provision for loan losses 1,498 (968 ) (69 ) (11 ) 450 Ending Balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,345 $ 6,703 $ 3,871 $ 43 $ 16,962 Charge-offs (108 ) — (158 ) — (266 ) Recoveries 123 821 310 — 1,254 Provision for loan losses 118 (934 ) (529 ) (5 ) (1,350 ) $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): December 31, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 449 $ 181 $ 468 $ — $ 1,098 Collectively evaluated for impairment 6,407 6,363 2,981 27 15,778 Total ending allowance balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 Loans: Individually reviewed for impairment $ 7,375 $ 3,499 $ 6,347 $ — $ 17,221 Collectively evaluated for impairment 505,970 565,212 317,255 — 1,388,437 Total ending loans balance $ 513,345 $ 568,711 $ 323,602 $ — $ 1,405,658 December 31, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 497 $ 197 $ 514 $ — $ 1,208 Collectively evaluated for impairment 5,981 6,393 2,980 38 15,392 Total ending allowance balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Loans: Individually reviewed for impairment $ 6,402 $ 7,332 $ 8,345 $ — $ 22,079 Collectively evaluated for impairment 458,806 534,603 304,821 — 1,298,230 Total ending loans balance $ 465,208 $ 541,935 $ 313,166 $ — $ 1,320,309 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018 (dollars in thousands): December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 2,515 $ 1,375 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved 143 143 — Commercial development — — — Residential improved 140 140 — Commercial improved 1,675 1,675 — Manufacturing and industrial — — — 1,958 1,958 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 4,473 $ 3,333 $ — With an allowance recorded: Commercial and industrial $ 6,000 $ 6,000 $ 449 Commercial real estate: Residential developed 172 172 2 Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 193 193 13 Commercial improved 794 794 155 Manufacturing and industrial 382 382 11 1,541 1,541 181 Consumer: Residential mortgage 5,029 5,029 371 Unsecured — — — Home equity 1,318 1,318 97 Other secured — — — 6,347 6,347 468 Total with an allowance recorded $ 13,888 $ 13,888 $ 1,098 Total $ 18,361 $ 17,221 $ 1,098 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2017 (dollars in thousands): December 31, 2017 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 3,438 $ 3,438 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development 190 190 — Residential improved 15 15 — Commercial improved — — — Manufacturing and industrial — — — 205 205 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 3,643 $ 3,643 $ — With an allowance recorded: Commercial and industrial $ 2,964 $ 2,964 $ 497 Commercial real estate: Residential developed 179 179 4 Unsecured to residential developers — — — Vacant and unimproved 126 126 3 Commercial development — — — Residential improved 1,715 1,715 69 Commercial improved 4,928 4,928 119 Manufacturing and industrial 179 179 2 7,127 7,127 197 Consumer: Residential mortgage 6,638 6,638 409 Unsecured — — — Home equity 1,707 1,707 105 Other secured — — — 8,345 8,345 514 Total with an allowance recorded $ 18,436 $ 18,436 $ 1,208 Total $ 22,079 $ 22,079 $ 1,208 The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the years ended December 31, 2018 and 2017 (dollars in thousands): 2018 2017 Average of impaired loans during the period: Commercial and industrial $ 5,398 $ 5,505 Commercial real estate: Residential developed 175 182 Unsecured to residential developers — — Vacant and unimproved 208 287 Commercial development 32 189 Residential improved 845 2,732 Commercial improved 3,303 5,768 Manufacturing and industrial 357 230 Consumer 7,191 9,889 Interest income recognized during impairment: Commercial and industrial 1,034 935 Commercial real estate 219 411 Consumer 295 390 Cash-basis interest income recognized Commercial and industrial 1,034 931 Commercial real estate 172 414 Consumer 293 392 Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of December 31, 2018 and 2017 (dollars in thousands): December 31, 2018 Nonaccrual Over 90 days Accruing Commercial and industrial $ 874 $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development — — Residential improved 15 — Commercial improved 303 — Manufacturing and industrial — — 318 — Consumer: Residential mortgage 111 — Unsecured — — Home equity — 1 Other secured — — 111 1 Total $ 1,303 $ 1 December 31, 2017 Nonaccrual Over 90 days Accruing Commercial and industrial $ 4 $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development 190 — Residential improved 89 — Commercial improved 106 — Manufacturing and industrial — — 385 — Consumer: Residential mortgage 2 — Unsecured 4 — Home equity — — Other secured — — 6 — Total $ 395 $ — The following table presents the aging of the recorded investment in past due loans as of December 31, 2018 by class of loans (dollars in thousands): December 31, 2018 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ — $ — $ — $ 513,345 $ 513,345 Commercial real estate: Residential developed — — — 14,825 14,825 Unsecured to residential developers — — — — — Vacant and unimproved 57 — 57 44,112 44,169 Commercial development — — — 712 712 Residential improved 86 16 102 98,398 98,500 Commercial improved 100 303 403 295,215 295,618 Manufacturing and industrial — — — 114,887 114,887 243 319 562 568,149 568,711 Consumer: Residential mortgage — 110 110 238,064 238,174 Unsecured 7 — 7 123 130 Home equity 67 1 68 78,435 78,503 Other secured 130 — 130 6,665 6,795 204 111 315 323,287 323,602 Total $ 447 $ 430 $ 877 $ 1,404,781 $ 1,405,658 The following table presents the aging of the recorded investment in past due loans as of December 31, 2017 by class of loans (dollars in thousands): December 31, 2017 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ 290 — $ 290 $ 464,918 $ 465,208 Commercial real estate: Residential developed — — — 11,888 11,888 Unsecured to residential developers — — — 2,332 2,332 Vacant and unimproved — — — 39,752 39,752 Commercial development — 190 190 913 1,103 Residential improved — 89 89 90,378 90,467 Commercial improved 125 — 125 298,589 298,714 Manufacturing and industrial — — — 97,679 97,679 125 279 404 541,531 541,935 Consumer: Residential mortgage 215 — 215 224,237 224,452 Unsecured 10 — 10 216 226 Home equity 76 — 76 82,158 82,234 Other secured — — — 6,254 6,254 301 — 301 312,865 313,166 Total $ 716 $ 279 $ 995 $ 1,319,314 $ 1,320,309 The Company had allocated $1,098,000 and $1,208,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings (“TDRs”) as of December 31, 2018 and 2017, respectively. These loans may have involved the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. These may also include loans that renewed at existing contractual rates, but below market rates for comparable credit. The Company has been active at utilizing these programs and working with its customers to reduce the risk of foreclosure. For commercial loans, these modifications typically include an interest only period and, in some cases, a lowering of the interest rate on the loan. In some cases, the modification will include separating the note into two notes with the first note structured to be supported by current cash flows and collateral, and the second note made for the remaining unsecured debt. The second note is charged off immediately and collected only after the first note is paid in full. This modification type is commonly referred to as an A-B note structure. For consumer mortgage loans, the restructuring typically includes a lowering of the interest rate to provide payment and cash flow relief. For each restructuring, a comprehensive credit underwriting analysis of the borrower’s financial condition and prospects of repayment under the revised terms is performed to assess whether the structure can be successful and that cash flows will be sufficient to support the restructured debt. An analysis is also performed to determine whether the restructured loan should be on accrual status. Generally, if the loan is on accrual at the time of restructure, it will remain on accrual after the restructuring. In some cases, a nonaccrual loan may be placed on accrual at restructuring if the loan’s actual payment history demonstrates it would have cash flowed under the restructured terms. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accruing status. Based upon regulatory guidance issued in 2014, the Company has determined that in situations where there is a subsequent modification or renewal and the loan is brought to market terms, including a contractual interest rate not less than a market interest rate for new debt with similar credit risk characteristics, the TDR and impaired loan designations may be removed. In addition, the TDR designation may also be removed from loans modified under an A-B note structure. If the remaining “A” note is at a market rate at the time of restructuring (taking into account the borrower’s credit risk and prevailing market conditions), the loan can be removed from TDR designation in a subsequent calendar year after six months of performance in accordance with the new terms. The market rate relative to the borrower’s credit risk is determined through analysis of market pricing information gathered from peers and use of a loan pricing model. The general objective of the model is to achieve a consistent return on equity from one credit to the next, taking into consideration differences in credit risk. In the model, credits with higher risk receive a higher potential loss allocation, and therefore require a higher interest rate to achieve the target return on equity. As with other impaired loans, an allowance for loan loss is estimated for each TDR based on the most likely source of repayment for each loan. For impaired commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell. For impaired commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation. Certain groups of TDRs, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool. The allowance allocations for commercial TDRs where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate. The following table presents information regarding TDRs as of December 31, 2018 and 2017 (dollars in thousands): 2018 2017 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 18 $ 6,502 19 $ 6,403 Commercial real estate 22 3,305 33 7,332 Consumer 83 6,346 99 8,345 123 $ 16,153 151 $ 22,080 The following table presents information related to accruing TDRs as of December 31, 2018 and 2017. The table presents the amount of accruing TDRs that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of December 31, 2018 and 2017 (dollars in thousands): 2018 2017 Accruing TDR - nonaccrual at restructuring $ — $ — Accruing TDR - accruing at restructuring 10,336 16,809 Accruing TDR - upgraded to accruing after six consecutive payments 5,693 4,955 $ 16,029 $ 21,764 The following tables present information regarding troubled debt restructurings executed during the years ended December 31, 2018 and 2017 (dollars in thousands): 2018 2017 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial 2 $ 244 $ — — $ — $ — Commercial real estate 3 492 — 1 1,018 — Consumer 10 456 — 6 410 — 15 $ 1,192 $ — 7 $ 1,428 $ — According to the accounting standards, not all loan modifications are TDRs. TDRs are modifications or renewals where the Company has granted a concession to a borrower in financial distress. The Company reviews all modifications and renewals for determination of TDR status. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor’s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. As with other loans not considered TDR or impaired, allowance allocations are based on the historical based allocation for the applicable loan grade and loan class. Payment defaults on TDRs have been minimal and during the twelve months ended December 31, 2018 and 2017 the balance of loans that became delinquent by more than 90 days past due or that were transferred to nonaccrual within 12 months of restructuring were not material. Credit Quality Indicators: 1. Excellent 2. Above Average 3. Good Quality 4. Acceptable Risk 5. Marginally Acceptable 6. Substandard 7. Doubtful 8. Loss At year end, the risk grade category of commercial loans by class of loans was as follows (dollars in thousands): December 31, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,000 $ 15,708 $ 164,901 $ 299,622 $ 11,186 $ 6,054 $ 874 $ — $ 513,345 Commercial real estate: Residential developed — — — 14,220 605 — — — 14,825 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 7,635 3,543 30,688 2,303 — — — 44,169 Commercial development — — 86 626 — — — — 712 Residential improved — — 19,645 78,337 311 192 15 — 98,500 Commercial improved — 5,292 62,756 222,152 4,751 364 303 — 295,618 Manufacturing & industrial — 3,372 24,799 81,261 5,455 — — — 114,887 $ 15,000 $ 32,007 $ 275,730 $ 726,906 $ 24,611 $ 6,610 $ 1,192 $ — $ 1,082,056 December 31, 2017 1 2 3 4 5 6 7 8 Total Commercial and industrial $ — $ 15,002 $ 137,774 $ 291,373 $ 15,170 $ 5,885 $ 4 $ — $ 465,208 Commercial real estate: Residential developed — — 48 11,068 772 — — — 11,888 Unsecured to residential developers — — — 2,332 — — — — 2,332 Vacant and unimproved — — 19,244 17,332 3,176 — — — 39,752 Commercial development — — 104 809 — — 190 — 1,103 Residential improved — — 7,275 80,818 1,533 752 89 — 90,467 Commercial improved — 1,398 64,043 228,888 3,353 926 106 — 298,714 Manufacturing & industrial — 927 44,714 49,238 2,311 489 — — 97,679 $ — $ 17,327 $ 273,202 $ 681,858 $ 26,315 $ 8,052 $ 389 $ — $ 1,007,143 Commercial loans rated a . Commercial loans classified as substandard or worse were as follows at year-end (dollars in thousands): 2018 2017 Not classified as impaired $ — $ 2,010 Classified as impaired 7,802 6,431 Total commercial loans classified substandard or worse $ 7,802 $ 8,441 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following tables present the recorded investment in consumer loans based on payment activity as of December 31, 2018 and 2017 (dollars in thousands): December 31, 2018 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 238,064 $ 130 $ 78,502 $ 6,795 Nonperforming 110 — 1 — Total $ 238,174 $ 130 $ 78,503 $ 6,795 December 31, 2017 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming — — — — Total $ 224,452 $ 226 $ 82,234 $ 6,254

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Dec. 31, 2018
OTHER REAL ESTATE OWNED [Abstract]
OTHER REAL ESTATE OWNED	NOTE 4 – OTHER REAL ESTATE OWNED Other real estate owned was as follows (dollars in thousands): 2018 2017 Beginning balance $ 9,140 $ 22,864 Additions, transfers from loans 293 120 Proceeds from sales of other real estate owned (2,212 ) (7,034 ) Valuation allowance reversal upon sale (2,893 ) (7,367 ) Gain (loss) on sales of other real estate owned (145 ) 557 4,183 9,140 Less: valuation allowance (803 ) (3,373 ) Ending balance $ 3,380 $ 5,767 Activity in the valuation allowance was as follows (dollars in thousands): 2018 2017 Beginning balance $ 3,373 $ 10,611 Additions charged to expense 323 129 Reversals upon sale (2,893 ) (7,367 ) Ending balance $ 803 $ 3,373 At December 31, 2018, the balance of other real estate owned included no foreclosed residential real estate properties recorded as a result of obtaining physical possession of the property. At December 31, 2018, the recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process is $0.

FAIR VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2018
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 5 – FAIR VALUE ASC Topic 820, Fair Value Measurements and Disclosures Level 1 : Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities: Loans Held for Sale: Impaired Loans Other Real Estate Owned Interest Rate Swaps: Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2018 Available for sale securities U.S. Treasury and federal agency securities $ 95,398 $ — $ 95,398 $ — U.S. Agency MBS and CMOs 32,890 — 32,890 — Tax-exempt state and municipal bonds 45,127 — 45,127 — Taxable state and municipal bonds 45,934 — 45,934 — Corporate bonds and other debt securities 7,637 — 7,637 — Other equity securities 1,438 — 1,438 — Loans held for sale 415 — 415 — Interest rate swaps 700 — — 700 Interest rate swaps (700 ) — — (700 ) December 31, 2017 Available for sale securities U.S. Treasury and federal agency securities $ 101,964 $ — $ 101,964 $ — U.S. Agency MBS and CMOs 23,385 — 23,385 — Tax-exempt state and municipal bonds 42,057 — 42,057 — Taxable state and municipal bonds 43,735 — 43,735 — Corporate bonds and other debt securities 8,109 — 8,109 — Other equity securities 1,470 — 1,470 — Loans held for sale 1,208 — 1,208 — Interest rate swaps 197 — — 197 Interest rate swaps (197 ) — — (197 ) Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2018 Impaired loans $ 3,211 $ — $ — $ 3,211 Other real estate owned 1,205 — — 1,205 December 31, 2017 Impaired loans $ 2,278 $ — $ — $ 2,278 Other real estate owned 3,658 — — 3,658 Quantitative information about Level 3 fair value measurements measured on a non-recurring basis were as follows at year end (dollars in thousands). Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2018 Impaired loans $ 3,211 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,205 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2017 Impaired loans $ 2,278 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 3,658 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 22.0 Income approach Capitalization rate 9.5 to 11.0 The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at year end (dollars in thousands). 2018 2017 Level in Fair Value Hierarchy Carrying Amount Fair Value Carrying Amount Fair Value Financial assets Cash and due from banks Level 1 $ 40,526 $ 40,526 $ 34,945 $ 34,945 Federal funds sold and other short-term investments Level 2 130,758 130,758 126,522 126,522 Securities held to maturity Level 3 70,334 71,505 85,827 86,452 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,385,571 1,403,005 1,301,431 1,296,633 Bank owned life insurance Level 3 41,185 41,185 40,243 40,243 Accrued interest receivable Level 2 5,279 5,279 4,680 4,680 Financial liabilities Deposits Level 2 (1,676,739 ) (1,677,634 ) (1,579,010 ) (1,579,016 ) Other borrowed funds Level 2 (60,000 ) (59,092 ) (92,118 ) (91,313 ) Long-term debt Level 2 (41,238 ) (37,046 ) (41,238 ) (36,546 ) Accrued interest payable Level 2 (503 ) (503 ) (604 ) (604 ) Off-balance sheet credit-related items Loan commitments — — — — The methods and assumptions used to estimate fair value are described as follows. Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions and deposits, and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The fair value of off-balance sheet credit-related items is not significant. The estimated fair values of financial instruments disclosed above as of December 31, 2018 follow the guidance in ASU 2016-01 which prescribes an “exit price” approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity and marketability factors. The fair values shown as of December 31, 2017 and prior use an “entry price” approach for loans.

PREMISES AND EQUIPMENT - NET

PREMISES AND EQUIPMENT - NET	12 Months Ended
	Dec. 31, 2018
PREMISES AND EQUIPMENT - NET [Abstract]
PREMISES AND EQUIPMENT - NET	NOTE 6 – PREMISES AND EQUIPMENT – NET Year-end premises and equipment were as follows (dollars in thousands): 2018 2017 Land $ 15,861 $ 16,384 Building 43,912 43,625 Leasehold improvements 263 782 Furniture and equipment 20,176 21,680 Construction in progress 508 243 80,720 82,714 Less accumulated depreciation (35,858 ) (36,085 ) $ 44,862 $ 46,629 Depreciation expense was $2,493,000 and $2,606,000 for 2018 and 2017, respectively. The Bank leases certain office and branch premises and equipment under operating lease agreements. Total rental expense for all operating leases aggregated to $440,000 and $410,000 for 2018 and 2017, respectively. Future minimum rental expense under noncancelable operating leases as of December 31, 2018 is as follows (dollars in thousands): 2019 $ 353 2020 241 2021 100 2022 86 2023 29 Thereafter — $ 809

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2018
DEPOSITS [Abstract]
DEPOSITS	NOTE 7 – DEPOSITS Deposits at year-end were as follows (dollars in thousands): 2018 2017 Noninterest-bearing demand $ 485,530 $ 490,583 Interest bearing demand 456,260 408,865 Savings and money market accounts 609,425 587,931 Certificates of deposit 125,524 91,631 $ 1,676,739 $ 1,579,010 The following table depicts the maturity distribution of certificates of deposit at December 31, 2018 (dollars in thousands): 2019 $ 78,878 2020 30,703 2021 12,396 2022 2,828 2023 719 Thereafter — $ 125,524 Time deposits that exceed the FDIC insurance limit of $250,000 at year end 2018 and 2017 were approximately $39.6 million and $25.0 million, respectively.

OTHER BORROWED FUNDS

OTHER BORROWED FUNDS	12 Months Ended
	Dec. 31, 2018
OTHER BORROWED FUNDS [Abstract]
OTHER BORROWED FUNDS	NOTE 8 - OTHER BORROWED FUNDS Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank. Federal Home Loan Bank Advances At year-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2018 Single maturity fixed rate advances $ 40,000 February 2019 to July 2024 2.27 % Putable Advances 20,000 November 2024 1.81 % $ 60,000 Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2017 Single maturity fixed rate advances $ 70,000 February 2018 to April 2021 1.59 % Amortizable mortgage advances 2,118 March 2018 to July 2018 3.78 % Putable Advances 20,000 November 2024 1.81 % $ 92,118 Each advance is subject to a prepayment fee if paid prior to its maturity date. Fixed rate advances are payable at maturity. Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity. These advances were collateralized by residential and commercial real estate loans totaling $476.4 million and $493.2 million under a blanket lien arrangement at December 31, 2018 and 2017, respectively. Scheduled repayments of FHLB advances as of December 31, 2018 were as follows (in thousands): 2019 $ 10,000 2020 — 2021 10,000 2022 — 2023 10,000 Thereafter 30,000 $ 60,000 Federal Reserve Bank Borrowings The Company has a financing arrangement with the Federal Reserve Bank. There were no borrowings outstanding at December 31, 2018 and 2017 and the Company had approximately $16.9 million and $11.0 million in unused borrowing capacity based on commercial and mortgage loans pledged to the Federal Reserve Bank totaling $18.2 million and $13.2 million at December 31, 2018 and 2017, respectively.

LONG TERM DEBT

LONG TERM DEBT	12 Months Ended
	Dec. 31, 2018
LONG TERM DEBT [Abstract]
LONG TERM DEBT	NOTE 9 – LONG TERM DEBT The Company has outstanding $40.0 million aggregate liquidation amount of pooled trust preferred securities ("TRUPs") issued through its wholly-owned subsidiary grantor trusts. Macatawa Statutory Trust I issued $619,000 of common securities to the Company and $20.0 million aggregate liquidation amount of Preferred Securities with a floating interest rate of three-month LIBOR plus 3.05%, maturing on July 15, 2033. Macatawa Statutory Trust II issued $619,000 of common securities and $20.0 million aggregate liquidation amount of Preferred Securities with a floating interest rate of three-month LIBOR plus 2.75%, maturing on March 18, 2034. The Company issued subordinated debentures (“Debentures”) to each trust in exchange for ownership of all of the common securities of each trust and the $41,238,000 in proceeds of the offerings, which Debentures represent the sole asset of each trust. The Preferred Securities represent an interest in the Company’s Debentures, which have terms that are similar to the Preferred Securities. The Company is not considered the primary beneficiary of each trust (variable interest entity), therefore each trust is not consolidated in the Company’s financial statements, rather the Debentures are shown as a liability. The Company has the option to defer interest payments on the Debentures from time to time for up to twenty consecutive quarterly payments, although interest continues to accrue on the outstanding balance. During any deferral period, the Company may not declare or pay any dividends on the Company’s common stock or preferred stock or make any payment on any outstanding debt obligations that rank equally with or junior to the Debentures. The Company also has the option to redeem and prepay both the TRUPs and the Debentures. At December 31, 2018, the Company does not have any intention to redeem or prepay either of the TRUPs or Debentures. At December 31, 2018 and 2017, Debentures totaling $41,238,000 are reported in liabilities as long-term debt, and the common securities of $1,238,000 and unamortized debt issuance costs are included in other assets. The Preferred Securities may be included in Tier 1 capital (with certain limitations applicable) under current regulatory guidelines and interpretations. At December 31, 2018 and 2017, approximately $40.0 million of the Preferred Securities issued qualified as Tier 1 capital for regulatory capital purposes.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2018
RELATED PARTY TRANSACTIONS [Abstract]
RELATED PARTY TRANSACTIONS	NOTE 10 – RELATED PARTY TRANSACTIONS Loans to principal officers, directors, and their affiliates were as follows (dollars in thousands). 2018 2017 Beginning balance $ 28,538 $ 24,333 New loans and renewals 19,200 31,560 Repayments and renewals (18,995 ) (27,355 ) Effect of changes in related parties — — Ending balance $ 28,743 $ 28,538 Deposits from principal officers, directors, and their affiliates at December 31, 2018 and 2017 were $112.7 million and $125.8 million, respectively. The majority of the deposit balances for each year are associated with institutional accounts of affiliated organizations of one of the Company’s . During 2015, the Bank entered into a back-to-back swap agreement (see Note 1 – Derivatives) with a company affiliated with one of the Company’s directors. Terms were at market rates and the total notional amount of the agreement was $15.0 million and $15.9 million at December 31, 2018 and 2017, respectively.

STOCK-BASED COMPENSATION

STOCK-BASED COMPENSATION	12 Months Ended
	Dec. 31, 2018
STOCK-BASED COMPENSATION [Abstract]
STOCK-BASED COMPENSATION	NOTE 11 – STOCK-BASED COMPENSATION On May 5, 2015, the Company’s shareholders approved the Macatawa Bank Corporation Stock Incentive Plan of 2015 (the 2015 Plan). The 2015 Plan provides for grant of up to 1,500,000 shares of Macatawa common stock in the form of stock options or restricted stock awards to employees and directors. There were 1,281,307 shares under the “2015 Plan” available for future issuance as of December 31, 2018. The Company issues new shares under the 2015 Plan from its authorized but unissued shares. Stock Options Option awards are granted with an exercise price equal to the market price at the date of grant. Option awards have vesting periods ranging from one to three years and have ten year contractual terms. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model. Expected volatilities are based on historical volatilities of the Company’s common stock. The Company uses historical data to estimate option exercise and post-vesting termination behavior. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable. The Company expects that all options granted will vest and become exercisable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no options granted during 2018 and 2017. A summary of option activity in the plans is as follows (dollars in thousands, except per option data): Options Number Outstanding Weighted Average Exercise Price Weighted- Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at January 1, 2018 45,000 $ 8.57 — $ — Exercised (45,000 ) 8.57 — — Expired — — — — Outstanding at December 31, 2018 — — — — Exercisable at December 31, 2018 — $ — — $ — Information related to stock options during each year follows (dollars in thousands): 2018 2017 Intrinsic value of options exercised $ 72 $ — Cash received from option exercises 386 68 Tax benefit realized from option exercises 19 8 There was no compensation cost for stock options in 2018 and 2017. As of December 31, 2018, there was no unrecognized cost related to nonvested stock options granted under the Company’s stock-based compensation plans. Restricted Stock Awards Restricted stock awards have vesting periods of up to three years. A summary of changes in the Company’s nonvested restricted stock awards for the year follows: Nonvested Stock Awards Shares Weighted- Average Grant-Date Fair Value Aggregate Intrinsic Value Outstanding at January 1, 2018 105,048 $ 8.73 $ 1,050,480 Granted 43,991 10.47 423,193 Vested (55,607 ) 7.84 534,939 Forfeited (3,206 ) 8.72 30,842 Outstanding at December 31, 2018 90,226 $ 10.13 $ 867,974 Compensation cost related to restricted stock awards totaled $452,000 and $465,000 for 2018 and 2017, respectively. As of December 31, 2018, there was $797,000 of total remaining unrecognized compensation cost related to nonvested restricted stock awards granted under the Company’s stock-based compensation plans. The cost is expected to be recognized over a weighted-average period of 1.53 years. The total grant date fair value of restricted stock awards vested during 2018 was $436,000. The total grant date fair value of restricted stock awards vested during 2017 was $440,000.

EMPLOYEE BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2018
EMPLOYEE BENEFITS [Abstract]
EMPLOYEE BENEFITS	NOTE 12 – EMPLOYEE BENEFITS The Company sponsors a 401(k) plan which covers substantially all employees. Employees may elect to contribute to the plan up to the maximum percentage of compensation and dollar amount subject to statutory limitations. Beginning January 1, 2013, the Company’s contribution was set using a matching formula of 100% of the first 3% of employee contributions and 50% of employee contributions in excess of 3%, up to 5%. The Company’s contributions were approximately $717,000 and $684,000 for 2018 and 2017, respectively.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	12 Months Ended
	Dec. 31, 2018
EARNINGS PER COMMON SHARE [Abstract]
EARNINGS PER COMMON SHARE	NOTE 13 - EARNINGS PER COMMON SHARE A reconciliation of the numerators and denominators of basic and diluted earnings per common share are as follows (dollars in thousands, except per share data): 2018 2017 Net income $ 26,379 $ 16,292 Weighted average shares outstanding, including participating stock awards - Basic 34,018,259 33,946,520 Dilutive potential common shares: Stock options 295 6,352 Stock warrants — — Weighted average shares outstanding - Diluted 34,018,554 33,952,872 Basic earnings per common share $ 0.78 $ 0.48 Diluted earnings per common share $ 0.78 $ 0.48 There were no antidilutive stock options for 2018 and 2017.

FEDERAL INCOME TAXES

FEDERAL INCOME TAXES	12 Months Ended
	Dec. 31, 2018
FEDERAL INCOME TAXES [Abstract]
FEDERAL INCOME TAXES	NOTE 14 - FEDERAL INCOME TAXES Income tax expense was as follows (dollars in thousands): 2018 2017 Current $ 5,377 $ 5,759 Deferred 502 2,450 Change in valuation allowance 92 — Effect of change in enacted federal income tax rate on deferred items — 2,524 $ 5,971 $ 10,733 The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): 2018 2017 Statutory rate 21 % 35 % Statutory rate applied to income before taxes $ 6,794 $ 9,459 Adjust for: Tax-exempt interest income (700 ) (762 ) Bank-owned life insurance (198 ) (339 ) Amortization of low income housing investment 233 — Low income housing credit (131 ) (88 ) Effect of change in enacted federal income tax rate on deferred items — 2,524 Change in valuation allowance 92 — Other, net (119 ) (61 ) $ 5,971 $ 10,733 The realization of deferred tax assets (net of a recorded valuation allowance) is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies. At December 31, 2018, a valuation allowance of $92,000 was established for a capital loss carryforward related to the liquidation of assets of a partnership interest the Bank acquired through a loan settlement. Management believes it is more likely than not that all of the remaining deferred tax assets will be realized against deferred tax liabilities and projected future taxable income. No valuation allowance was necessary at December 31, 2017. Legislation H.R. 1, formerly known as “Tax Cuts and Jobs Act” (the Tax Reform Act”) was enacted on December 22, 2017. The Tax Reform Act reduced the corporate income tax rate to 21% effective January 1, 2018 and changed certain other provisions. Accounting guidance requires the Company to remeasure its deferred tax assets and deferred tax liabilities on the date of enactment using the new enacted tax rate of 21%. The Company recorded additional expense of $2.5 million in December 2017 to reflect changes that resulted from the enactment of the Tax Reform Act. The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): 2018 2017 Deferred tax assets Allowance for loan losses $ 3,544 $ 3,486 Nonaccrual loan interest 268 346 Valuation allowance on other real estate owned and property held for sale 218 708 Unrealized loss on securities available for sale 606 417 Other 302 229 Gross deferred tax assets 4,938 5,186 Valuation allowance (92 ) — Total net deferred tax assets 4,846 5,186 Deferred tax liabilities Depreciation $ (1,005 ) $ (977 ) Prepaid expenses (200 ) (183 ) Unrealized gain on securities available for sale — — Other (261 ) (241 ) Gross deferred tax liabilities (1,466 ) (1,401 ) Net deferred tax asset $ 3,380 $ 3,785 There were no unrecognized tax benefits at December 31, 2018 and 2017 and the Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company is no longer subject to examination by the Internal Revenue Service for years before 2014.

COMMITMENTS AND OFF BALANCE-SHE

COMMITMENTS AND OFF BALANCE-SHEET RISK	12 Months Ended
	Dec. 31, 2018
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
COMMITMENTS AND OFF BALANCE-SHEET RISK	NOTE 15 – COMMITMENTS AND OFF BALANCE-SHEET RISK Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes. These financial instruments include commitments to extend credit and standby letters of credit. These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the commitment, and generally have fixed expiration dates. Standby letters of credit are conditional commitments to guarantee a customer’s performance to a third party. Exposure to credit loss if the other party does not perform is represented by the contractual amount for commitments to extend credit and standby letters of credit. Collateral or other security is normally not obtained for these financial instruments prior to their use and many of the commitments are expected to expire without being used. A summary of the contractual amounts of financial instruments with off - - 2018 2017 Commitments to extend credit $ 77,391 $ 111,681 Letters of credit 15,802 11,317 Unused lines of credit 486,203 457,485 The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $4.1 million and $5.8 million at December 31, 2018 and 2017, respectively. At year-end 2018 approximately 63.6% of the Bank’s commitments to make loans were at fixed rates, offered at current market rates. The remainder of the commitments to make loans were at variable rates tied to LIBOR and the prime rate and generally expire within 30 days. The majority of the unused lines of credit were at variable rates tied to LIBOR and the prime rate.

CONTINGENCIES

CONTINGENCIES	12 Months Ended
	Dec. 31, 2018
CONTINGENCIES [Abstract]
CONTINGENCIES	NOTE 16 – CONTINGENCIES The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. As of December 31, 2018, there were no material pending legal proceedings to which we or any of our subsidiaries are a party or which any of our properties are the subject.

SHAREHOLDERS' EQUITY

SHAREHOLDERS' EQUITY	12 Months Ended
	Dec. 31, 2018
SHAREHOLDERS' EQUITY [Abstract]
SHAREHOLDERS' EQUITY	NOTE 17 – SHAREHOLDERS' EQUITY Regulatory Capital The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five categories, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a bank is only adequately capitalized, regulatory approval is required to, among other things, accept, renew or roll-over brokered deposits. If a bank is undercapitalized, capital distributions and growth and expansion are limited, and plans for capital restoration are required. In July 2013, the Board of Governors of the Federal Reserve Board and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, which began for the Company and the Bank on January 1, 2015 and are subject to a phase-in period through January 1, 2019, minimum requirements will increase for both the quantity and quality of capital held by the Company and the Bank. The rules include a new minimum common equity Tier 1 capital to risk-weighted assets ratio (CET1 ratio) of 4.5% and a capital conservation buffer of 2.5% of risk-weighted assets, which when fully phased-in, effectively results in a minimum CET1 ratio of 7.0%. Basel III raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5% when fully phased-in), which effectively results in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and requires a minimum leverage ratio of 4.0%. Basel III also makes changes to risk weights for certain assets and off-balance-sheet exposures. Actual capital levels (dollars in thousands) and minimum required levels were as follows at year-end: Actual Minimum Capital Adequacy Minimum Capital Adequacy With Capital Buffer To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio December 31, 2018 CET1 capital (to risk weighted assets) Consolidated $ 193,131 12.0 % $ 72,381 4.5 % $ 102,540 6.4 % N/A Bank 226,531 14.1 72,371 4.5 102,526 6.4 $ 104,536 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 233,131 14.5 96,508 6.0 126,667 7.9 N/A Bank 226,531 14.1 96,495 6.0 126,649 7.9 128,660 8.0 Total capital (to risk weighted assets) Consolidated 250,007 15.5 128,678 8.0 158,837 9.9 N/A Bank 243,407 15.1 128,660 8.0 158,814 9.9 160,825 10.0 Tier 1 capital (to average assets) Consolidated 233,131 12.1 76,963 4.0 N/A N/A N/A N/A Bank 226,531 11.8 76,902 4.0 N/A N/A 96,128 5.0 December 31, 2017 CET1 capital (to risk weighted assets) Consolidated $ 174,258 11.3 % $ 69,326 4.5 % $ 88,583 5.8 % N/A N/A Bank 208,356 13.5 69,257 4.5 88,495 5.8 $ 100,038 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 214,258 13.9 92,435 6.0 111,692 7.3 N/A N/A Bank 208,356 13.5 92,343 6.0 111,581 7.3 123,124 8.0 Total capital (to risk weighted assets) Consolidated 230,858 15.0 123,246 8.0 142,504 9.3 N/A N/A Bank 224,956 14.6 123,124 8.0 142,362 9.3 153,905 10.0 Tier 1 capital (to average assets) Consolidated 214,258 11.9 72,138 4.0 N/A N/A N/A N/A Bank 208,356 11.6 72,076 4.0 N/A N/A 90,095 5.0 Approximately $40.0 million of trust preferred securities outstanding at December 31, 2018 and 2017, respectively, qualified as Tier 1 capital. The Bank was categorized as "well capitalized" at December 31, 2018 and 2017.

CONDENSED FINANCIAL STATEMENTS

CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY)	12 Months Ended
	Dec. 31, 2018
CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY) [Abstract]
CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY)	NOTE 18 – CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY) Following are condensed parent company only financial statements (dollars in thousands): CONDENSED BALANCE SHEETS 2018 2017 ASSETS Cash and cash equivalents $ 6,425 $ 5,972 Investment in Bank subsidiary 224,253 207,084 Investment in other subsidiaries 1,441 1,459 Other assets 227 73 Total assets $ 232,346 $ 214,588 LIABILITIES AND SHAREHOLDERS' EQUITY Long-term debt 41,238 41,238 Other liabilities 255 364 Total liabilities 41,493 41,602 Total shareholders' equity 190,853 172,986 Total liabilities and shareholders' equity $ 232,346 $ 214,588 CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME 2018 2017 INCOME Dividends from subsidiaries $ 11,121 $ 7,918 Other — — Total income 11,121 7,918 EXPENSE Interest expense 2,127 1,713 Other expense 679 655 Total expense 2,806 2,368 Income before income tax and equity in undistributed earnings of subsidiaries 8,315 5,550 Equity in undistributed earnings of subsidiaries 17,484 9,921 Income before income tax 25,799 15,471 Income tax benefit (580 ) (821 ) Net income $ 26,379 $ 16,292 Comprehensive income $ 25,646 $ 16,485 CONDENSED STATEMENTS OF CASH FLOWS 2018 2017 Cash flows from operating activities Net income $ 26,379 $ 16,292 Adjustments to reconcile net income to net cash from operating activities: Equity in undistributed earnings of subsidiaries (17,484 ) (9,921 ) Stock compensation expense 52 55 Change in other assets (154 ) 61 Change in other liabilities (109 ) 146 Net cash from operating activities 8,684 6,633 Cash flows from investing activities Investment in subsidiaries — — Net cash from investing activities — — Cash flows from financing activities Proceeds from issuance of common stock 386 68 Cash dividends paid (8,481 ) (6,088 ) Common stock issuance costs — — Repurchases of shares (136 ) (183 ) Net cash from financing activities (8,231 ) (6,203 ) Net change in cash and cash equivalents 453 430 Cash and cash equivalents at beginning of year 5,972 5,542 Cash and cash equivalents at end of year $ 6,425 $ 5,972

QUARTERLY FINANCIAL DATA (Unaud

QUARTERLY FINANCIAL DATA (Unaudited)	12 Months Ended
	Dec. 31, 2018
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]
QUARTERLY FINANCIAL DATA (Unaudited)	NOTE 19 – QUARTERLY FINANCIAL DATA (Dollars in thousands except per share data) Earnings Per Common Share Interest Income Net Interest Income Provision for Loan Losses Net Income Basic Diluted 2018 First quarter $ 16,019 $ 14,182 $ (100 ) $ 5,755 $ 0.17 $ 0.17 Second quarter 16,836 14,653 (300 ) 6,728 0.20 0.20 Third quarter 17,687 15,162 — 6,852 0.20 0.20 Fourth quarter 18,496 15,628 850 7,043 0.21 0.21 2017 First quarter $ 13,848 $ 12,583 $ (500 ) $ 4,460 $ 0.13 $ 0.13 Second quarter 14,042 12,705 (500 ) 4,762 0.14 0.14 Third quarter 14,626 13,138 (350 ) 4,876 0.15 0.15 Fourth quarter 15,160 13,518 — 2,194 0.06 0.06 Net income for the fourth quarter of 2017 included $2.5 million in federal income tax expense to revalue net deferred tax assets under the newly enacted federal income tax rate.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2018
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Nature of Operations and Principles of Consolidation	Nature of Operations and Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common securities of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are discussed in a separate note. Under generally accepted accounting principles, these trusts are not consolidated into the financial statements of the Company.
Use of Estimates	Use of Estimates
Concentration of Credit Risk	Concentration of Credit Risk
Cash and Cash Equivalents	Cash and Cash Equivalents
Cash Flow Reporting	Cash Flow Reporting
Restrictions on Cash	Restrictions on Cash
Securities	Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level yield method without anticipating prepayments. Gains and losses on sales are based on the amortized cost of the security sold. Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Investment securities classified as available for sale or held-to-maturity are generally evaluated for OTTI under ASC Topic 320, Investments — Debt and Equity Instruments In determining OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time. Management has determined that no OTTI charges were necessary during 2018 and 2017.
Federal Home Loan Bank (FHLB) Stock	Federal Home Loan Bank (FHLB) Stock
Loans Held for Sale	Loans Held for Sale
Loans	Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the respective term of the loan using the level - Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost -
Allowance for Loan Losses	Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative environmental factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class as well as the loan risk grade assignment for commercial loans. At December 31, 2018, an 18 month (six quarter) annualized historical loss experience was used for commercial loans and a 12 month (four quarter) historical loss experience period was applied to residential mortgage and consumer loan portfolios. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative environmental factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, competition, increasing interest rates, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment and, accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan’s effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral.
Transfers of Financial Assets	Transfers of Financial Assets
Foreclosed Assets	Foreclosed Assets
Premises and Equipment	Premises and Equipment -
Bank-Owned Life Insurance (BOLI)	Bank-Owned Life Insurance (BOLI):
Goodwill and Acquired Intangible Assets	Goodwill and Acquired Intangible Assets Acquired intangible assets consist of core deposit and customer relationship intangible assets arising from acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from ten to sixteen years. The Company had no acquired intangible assets at December 31, 2018 and 2017.
Long-term Assets	Long-term Assets
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments
Mortgage Banking Derivatives	Mortgage Banking Derivatives Changes in the fair values of these interest rate lock and forward commitment derivatives are included in net gains on mortgage loans. The net fair value of mortgage banking derivatives was approximately $15,000 and $5,000 at December 31, 2018 and 2017, respectively.
Revenue Recognition	Revenue Recognition Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided.
Derivatives	Derivatives
Income Taxes	Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income (“AOCI”) due to the enactment of tax reform at the end of 2017. The Company’s only component of AOCI is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000.
Earnings Per Common Share	Earnings Per Common Share
Comprehensive Income	Comprehensive Income
Loss Contingencies	Loss Contingencies
Stock Splits and Dividends	Stock Splits and Dividends -
Dividend Restriction	Dividend Restriction
Subsequent Event	Subsequent Event : The FDIC Deposit Insurance Fund exceeded its targeted reserve ratio of 1.35% and the FDIC sent the Bank a letter dated January 24, 2019 notifying the Bank that it would be apportioned a share of the excess in the form of credits to offset future assessments. The preliminary assessment credit for the Bank was approximately $400,000. Total FDIC assessment expense for 2018 was $518,000, so this will significantly reduce the Bank’s expense in 2019.
Fair Values of Financial Instruments	Fair Values of Financial Instruments
Segment Reporting	Segment Reporting
Reclassifications	Reclassifications
Adoption of New Accounting Standards	Adoption of New Accounting Standards Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). Other Assets and Deferred Costs: Contracts with Customers FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the FASB Emerging Issues Task Force). FASB issued ASU No. 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income.
Newly Issued Not Yet Effective Standards	Newly Issued Not Yet Effective Standards Leases either by restating prior periods and recording a cumulative effect adjustment at the beginning of the earliest comparative period presented or by recording a cumulative effect adjustment at the beginning of the period of adoption. The Company plans to apply the standard by recording a cumulative effect adjustment at January 1, 2019. As the Company owns most of its branch locations, this ASU applied primarily to operating leases and the impact of adoption of this ASU by the Company was not material and will result in an $800,000 increase in assets and liabilities in the Company’s consolidated balance sheets upon adoption. FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2018
SECURITIES [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of securities were as follows (dollars in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2018 Available for Sale: U.S. Treasury and federal agency securities $ 97,102 $ 6 $ (1,710 ) $ 95,398 U.S. Agency MBS and CMOs 33,287 97 (494 ) 32,890 Tax-exempt state and municipal bonds 45,212 246 (331 ) 45,127 Taxable state and municipal bonds 46,565 59 (690 ) 45,934 Corporate bonds and other debt securities 7,703 2 (68 ) 7,637 $ 229,869 $ 410 $ (3,293 ) $ 226,986 Held to Maturity Tax-exempt state and municipal bonds $ 70,334 $ 1,488 $ (317 ) $ 71,505 December 31, 2017 Available for Sale: U.S. Treasury and federal agency securities $ 103,309 $ — $ (1,345 ) $ 101,964 U. S. Agency MBS and CMOs 23,797 7 (419 ) 23,385 Tax-exempt state and municipal bonds 41,684 519 (146 ) 42,057 Taxable state and municipal bonds 44,267 10 (542 ) 43,735 Corporate bonds and other debt securities 8,149 1 (41 ) 8,109 Other equity securities 1,500 — (30 ) 1,470 $ 222,706 $ 537 $ (2,523 ) $ 220,720 Held to Maturity: Tax-exempt state and municipal bonds $ 85,827 $ 806 $ (181 ) $ 86,452
Contractual Maturities of Debt Securities	Contractual maturities of debt securities at December 31, 2018 were as follows (dollars in thousands): Held – Available-for-Sale Securities Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 8,337 $ 8,363 $ 24,685 $ 24,549 Due from one to five years 28,588 29,008 134,460 132,314 Due from five to ten years 13,769 13,789 38,390 38,188 Due after ten years 19,640 20,345 32,334 31,935 $ 70,334 $ 71,505 $ 229,869 $ 226,986
Securities in Continuous Unrealized Loss Position	Securities with unrealized losses at December 31, 2018 and 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (dollars in thousands): Less than 12 Months 12 Months or More Total December 31, 2018 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale: U.S. Treasury and federal agency securities $ 1,974 $ (26 ) $ 82,895 $ (1,622 ) $ 84,869 $ (1,648 ) U.S. Agency MBS and CMOs 1,728 (13 ) 18,712 (481 ) 20,440 (494 ) Tax-exempt state and municipal bonds 8,987 (69 ) 10,785 (262 ) 19,772 (331 ) Taxable state and municipal bonds 4,035 (19 ) 37,021 (671 ) 41,056 (690 ) Corporate bonds and other debt securities 2,698 (12 ) 8,170 (118 ) 10,868 (130 ) Total $ 19,422 $ (135 ) $ 157,583 $ (3,154 ) $ 177,005 $ (3,293 ) Held to Maturity: Tax-exempt state and municipal bonds $ 8,533 $ (76 ) $ 4,683 $ (241 ) $ 13,216 $ (317 ) Less than 12 Months 12 Months or More Total December 31, 2017 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale: U.S. Treasury and federal agency securities $ 50,614 $ (439 ) $ 43,787 $ (876 ) $ 94,401 $ (1,315 ) U.S. Agency MBS and CMOs 16,719 (249 ) 6,228 (170 ) 22,947 (419 ) Tax-exempt state and municipal bonds 27,576 (62 ) 4,208 (82 ) 11,784 (144 ) Taxable state and municipal bonds 30,331 (279 ) 9,781 (265 ) 40,112 (544 ) Corporate bonds and other debt securities 8,021 (42 ) 2,250 (29 ) 10,271 (71 ) Other equity securities — — 1,470 (30 ) 1,470 (30 ) Total temporarily impaired $ 113,261 $ (1,071 ) $ 67,724 $ (1,452 ) $ 180,985 $ (2,523 ) Held to Maturity: Tax-exempt state and municipal bonds $ 12,548 $ (181 ) $ — $ — $ 12,548 $ (181 )

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2018
LOANS [Abstract]
Portfolio Loans	Portfolio loans were as follows at year end (dollars in thousands): 2018 2017 Commercial and industrial $ 513,345 $ 465,208 Commercial real estate: Residential developed 14,825 11,888 Unsecured to residential developers — 2,332 Vacant and unimproved 44,169 39,752 Commercial development 712 1,103 Residential improved 98,500 90,467 Commercial improved 295,618 298,714 Manufacturing and industrial 114,887 97,679 Total commercial real estate 568,711 541,935 Consumer Residential mortgage 238,174 224,452 Unsecured 130 226 Home equity 78,503 82,234 Other secured 6,795 6,254 Total consumer 323,602 313,166 Total loans 1,405,658 1,320,309 Allowance for loan losses (16,876 ) (16,600 ) $ 1,388,782 $ 1,303,709
Activity in Allowance for Loan Losses by Portfolio Segment	The following tables present the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2018 and 2017 (dollars in thousands): 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (1,206 ) — (129 ) — (1,335 ) Recoveries 86 922 153 — 1,161 Provision for loan losses 1,498 (968 ) (69 ) (11 ) 450 Ending Balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,345 $ 6,703 $ 3,871 $ 43 $ 16,962 Charge-offs (108 ) — (158 ) — (266 ) Recoveries 123 821 310 — 1,254 Provision for loan losses 118 (934 ) (529 ) (5 ) (1,350 ) $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): December 31, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 449 $ 181 $ 468 $ — $ 1,098 Collectively evaluated for impairment 6,407 6,363 2,981 27 15,778 Total ending allowance balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 Loans: Individually reviewed for impairment $ 7,375 $ 3,499 $ 6,347 $ — $ 17,221 Collectively evaluated for impairment 505,970 565,212 317,255 — 1,388,437 Total ending loans balance $ 513,345 $ 568,711 $ 323,602 $ — $ 1,405,658 December 31, 2017 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 497 $ 197 $ 514 $ — $ 1,208 Collectively evaluated for impairment 5,981 6,393 2,980 38 15,392 Total ending allowance balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Loans: Individually reviewed for impairment $ 6,402 $ 7,332 $ 8,345 $ — $ 22,079 Collectively evaluated for impairment 458,806 534,603 304,821 — 1,298,230 Total ending loans balance $ 465,208 $ 541,935 $ 313,166 $ — $ 1,320,309
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018 (dollars in thousands): December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 2,515 $ 1,375 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved 143 143 — Commercial development — — — Residential improved 140 140 — Commercial improved 1,675 1,675 — Manufacturing and industrial — — — 1,958 1,958 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 4,473 $ 3,333 $ — With an allowance recorded: Commercial and industrial $ 6,000 $ 6,000 $ 449 Commercial real estate: Residential developed 172 172 2 Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 193 193 13 Commercial improved 794 794 155 Manufacturing and industrial 382 382 11 1,541 1,541 181 Consumer: Residential mortgage 5,029 5,029 371 Unsecured — — — Home equity 1,318 1,318 97 Other secured — — — 6,347 6,347 468 Total with an allowance recorded $ 13,888 $ 13,888 $ 1,098 Total $ 18,361 $ 17,221 $ 1,098 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2017 (dollars in thousands): December 31, 2017 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 3,438 $ 3,438 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development 190 190 — Residential improved 15 15 — Commercial improved — — — Manufacturing and industrial — — — 205 205 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 3,643 $ 3,643 $ — With an allowance recorded: Commercial and industrial $ 2,964 $ 2,964 $ 497 Commercial real estate: Residential developed 179 179 4 Unsecured to residential developers — — — Vacant and unimproved 126 126 3 Commercial development — — — Residential improved 1,715 1,715 69 Commercial improved 4,928 4,928 119 Manufacturing and industrial 179 179 2 7,127 7,127 197 Consumer: Residential mortgage 6,638 6,638 409 Unsecured — — — Home equity 1,707 1,707 105 Other secured — — — 8,345 8,345 514 Total with an allowance recorded $ 18,436 $ 18,436 $ 1,208 Total $ 22,079 $ 22,079 $ 1,208
Average Balances of Impaired Loans and Interest Recognized on Impaired Loans	The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the years ended December 31, 2018 and 2017 (dollars in thousands): 2018 2017 Average of impaired loans during the period: Commercial and industrial $ 5,398 $ 5,505 Commercial real estate: Residential developed 175 182 Unsecured to residential developers — — Vacant and unimproved 208 287 Commercial development 32 189 Residential improved 845 2,732 Commercial improved 3,303 5,768 Manufacturing and industrial 357 230 Consumer 7,191 9,889 Interest income recognized during impairment: Commercial and industrial 1,034 935 Commercial real estate 219 411 Consumer 295 390 Cash-basis interest income recognized Commercial and industrial 1,034 931 Commercial real estate 172 414 Consumer 293 392
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of December 31, 2018 and 2017 (dollars in thousands): December 31, 2018 Nonaccrual Over 90 days Accruing Commercial and industrial $ 874 $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development — — Residential improved 15 — Commercial improved 303 — Manufacturing and industrial — — 318 — Consumer: Residential mortgage 111 — Unsecured — — Home equity — 1 Other secured — — 111 1 Total $ 1,303 $ 1 December 31, 2017 Nonaccrual Over 90 days Accruing Commercial and industrial $ 4 $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development 190 — Residential improved 89 — Commercial improved 106 — Manufacturing and industrial — — 385 — Consumer: Residential mortgage 2 — Unsecured 4 — Home equity — — Other secured — — 6 — Total $ 395 $ —
Aging of Recorded Investment in Past Due Loans by Class of Loans	The following table presents the aging of the recorded investment in past due loans as of December 31, 2018 by class of loans (dollars in thousands): December 31, 2018 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ — $ — $ — $ 513,345 $ 513,345 Commercial real estate: Residential developed — — — 14,825 14,825 Unsecured to residential developers — — — — — Vacant and unimproved 57 — 57 44,112 44,169 Commercial development — — — 712 712 Residential improved 86 16 102 98,398 98,500 Commercial improved 100 303 403 295,215 295,618 Manufacturing and industrial — — — 114,887 114,887 243 319 562 568,149 568,711 Consumer: Residential mortgage — 110 110 238,064 238,174 Unsecured 7 — 7 123 130 Home equity 67 1 68 78,435 78,503 Other secured 130 — 130 6,665 6,795 204 111 315 323,287 323,602 Total $ 447 $ 430 $ 877 $ 1,404,781 $ 1,405,658 The following table presents the aging of the recorded investment in past due loans as of December 31, 2017 by class of loans (dollars in thousands): December 31, 2017 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ 290 — $ 290 $ 464,918 $ 465,208 Commercial real estate: Residential developed — — — 11,888 11,888 Unsecured to residential developers — — — 2,332 2,332 Vacant and unimproved — — — 39,752 39,752 Commercial development — 190 190 913 1,103 Residential improved — 89 89 90,378 90,467 Commercial improved 125 — 125 298,589 298,714 Manufacturing and industrial — — — 97,679 97,679 125 279 404 541,531 541,935 Consumer: Residential mortgage 215 — 215 224,237 224,452 Unsecured 10 — 10 216 226 Home equity 76 — 76 82,158 82,234 Other secured — — — 6,254 6,254 301 — 301 312,865 313,166 Total $ 716 $ 279 $ 995 $ 1,319,314 $ 1,320,309
Troubled Debt Restructurings	The following table presents information regarding TDRs as of December 31, 2018 and 2017 (dollars in thousands): 2018 2017 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 18 $ 6,502 19 $ 6,403 Commercial real estate 22 3,305 33 7,332 Consumer 83 6,346 99 8,345 123 $ 16,153 151 $ 22,080 The following table presents information related to accruing TDRs as of December 31, 2018 and 2017. The table presents the amount of accruing TDRs that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of December 31, 2018 and 2017 (dollars in thousands): 2018 2017 Accruing TDR - nonaccrual at restructuring $ — $ — Accruing TDR - accruing at restructuring 10,336 16,809 Accruing TDR - upgraded to accruing after six consecutive payments 5,693 4,955 $ 16,029 $ 21,764 The following tables present information regarding troubled debt restructurings executed during the years ended December 31, 2018 and 2017 (dollars in thousands): 2018 2017 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial 2 $ 244 $ — — $ — $ — Commercial real estate 3 492 — 1 1,018 — Consumer 10 456 — 6 410 — 15 $ 1,192 $ — 7 $ 1,428 $ —
Risk Grade Category of Loans by Class of Loans	At year end, the risk grade category of commercial loans by class of loans was as follows (dollars in thousands): December 31, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,000 $ 15,708 $ 164,901 $ 299,622 $ 11,186 $ 6,054 $ 874 $ — $ 513,345 Commercial real estate: Residential developed — — — 14,220 605 — — — 14,825 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 7,635 3,543 30,688 2,303 — — — 44,169 Commercial development — — 86 626 — — — — 712 Residential improved — — 19,645 78,337 311 192 15 — 98,500 Commercial improved — 5,292 62,756 222,152 4,751 364 303 — 295,618 Manufacturing & industrial — 3,372 24,799 81,261 5,455 — — — 114,887 $ 15,000 $ 32,007 $ 275,730 $ 726,906 $ 24,611 $ 6,610 $ 1,192 $ — $ 1,082,056 December 31, 2017 1 2 3 4 5 6 7 8 Total Commercial and industrial $ — $ 15,002 $ 137,774 $ 291,373 $ 15,170 $ 5,885 $ 4 $ — $ 465,208 Commercial real estate: Residential developed — — 48 11,068 772 — — — 11,888 Unsecured to residential developers — — — 2,332 — — — — 2,332 Vacant and unimproved — — 19,244 17,332 3,176 — — — 39,752 Commercial development — — 104 809 — — 190 — 1,103 Residential improved — — 7,275 80,818 1,533 752 89 — 90,467 Commercial improved — 1,398 64,043 228,888 3,353 926 106 — 298,714 Manufacturing & industrial — 927 44,714 49,238 2,311 489 — — 97,679 $ — $ 17,327 $ 273,202 $ 681,858 $ 26,315 $ 8,052 $ 389 $ — $ 1,007,143
Commercial Loans Classified as Substandard or Worse	Commercial loans classified as substandard or worse were as follows at year-end (dollars in thousands): 2018 2017 Not classified as impaired $ — $ 2,010 Classified as impaired 7,802 6,431 Total commercial loans classified substandard or worse $ 7,802 $ 8,441
Recorded Investment in Consumer Loans Based on Payment Activity	The following tables present the recorded investment in consumer loans based on payment activity as of December 31, 2018 and 2017 (dollars in thousands): December 31, 2018 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 238,064 $ 130 $ 78,502 $ 6,795 Nonperforming 110 — 1 — Total $ 238,174 $ 130 $ 78,503 $ 6,795 December 31, 2017 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 224,452 $ 226 $ 82,234 $ 6,254 Nonperforming — — — — Total $ 224,452 $ 226 $ 82,234 $ 6,254

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	12 Months Ended
	Dec. 31, 2018
OTHER REAL ESTATE OWNED [Abstract]
Period-End Other Real Estate Owned	Other real estate owned was as follows (dollars in thousands): 2018 2017 Beginning balance $ 9,140 $ 22,864 Additions, transfers from loans 293 120 Proceeds from sales of other real estate owned (2,212 ) (7,034 ) Valuation allowance reversal upon sale (2,893 ) (7,367 ) Gain (loss) on sales of other real estate owned (145 ) 557 4,183 9,140 Less: valuation allowance (803 ) (3,373 ) Ending balance $ 3,380 $ 5,767
Activity in Valuation Allowance	Activity in the valuation allowance was as follows (dollars in thousands): 2018 2017 Beginning balance $ 3,373 $ 10,611 Additions charged to expense 323 129 Reversals upon sale (2,893 ) (7,367 ) Ending balance $ 803 $ 3,373

FAIR VALUE (Tables)

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2018
FAIR VALUE [Abstract]
Assets Measured at Fair Value on a Recurring Basis	Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2018 Available for sale securities U.S. Treasury and federal agency securities $ 95,398 $ — $ 95,398 $ — U.S. Agency MBS and CMOs 32,890 — 32,890 — Tax-exempt state and municipal bonds 45,127 — 45,127 — Taxable state and municipal bonds 45,934 — 45,934 — Corporate bonds and other debt securities 7,637 — 7,637 — Other equity securities 1,438 — 1,438 — Loans held for sale 415 — 415 — Interest rate swaps 700 — — 700 Interest rate swaps (700 ) — — (700 ) December 31, 2017 Available for sale securities U.S. Treasury and federal agency securities $ 101,964 $ — $ 101,964 $ — U.S. Agency MBS and CMOs 23,385 — 23,385 — Tax-exempt state and municipal bonds 42,057 — 42,057 — Taxable state and municipal bonds 43,735 — 43,735 — Corporate bonds and other debt securities 8,109 — 8,109 — Other equity securities 1,470 — 1,470 — Loans held for sale 1,208 — 1,208 — Interest rate swaps 197 — — 197 Interest rate swaps (197 ) — — (197 )
Assets Measured at Fair Value on a Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2018 Impaired loans $ 3,211 $ — $ — $ 3,211 Other real estate owned 1,205 — — 1,205 December 31, 2017 Impaired loans $ 2,278 $ — $ — $ 2,278 Other real estate owned 3,658 — — 3,658
Quantitative Information about Level 3 Fair Value Measurements Measured on a Non-Recurring Basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis were as follows at year end (dollars in thousands). Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2018 Impaired loans $ 3,211 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,205 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2017 Impaired loans $ 2,278 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 3,658 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 22.0 Income approach Capitalization rate 9.5 to 11.0
Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented	The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at year end (dollars in thousands). 2018 2017 Level in Fair Value Hierarchy Carrying Amount Fair Value Carrying Amount Fair Value Financial assets Cash and due from banks Level 1 $ 40,526 $ 40,526 $ 34,945 $ 34,945 Federal funds sold and other short-term investments Level 2 130,758 130,758 126,522 126,522 Securities held to maturity Level 3 70,334 71,505 85,827 86,452 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,385,571 1,403,005 1,301,431 1,296,633 Bank owned life insurance Level 3 41,185 41,185 40,243 40,243 Accrued interest receivable Level 2 5,279 5,279 4,680 4,680 Financial liabilities Deposits Level 2 (1,676,739 ) (1,677,634 ) (1,579,010 ) (1,579,016 ) Other borrowed funds Level 2 (60,000 ) (59,092 ) (92,118 ) (91,313 ) Long-term debt Level 2 (41,238 ) (37,046 ) (41,238 ) (36,546 ) Accrued interest payable Level 2 (503 ) (503 ) (604 ) (604 ) Off-balance sheet credit-related items Loan commitments — — — —

PREMISES AND EQUIPMENT - NET (T

PREMISES AND EQUIPMENT - NET (Tables)	12 Months Ended
	Dec. 31, 2018
PREMISES AND EQUIPMENT - NET [Abstract]
Premises and Equipment	Year-end premises and equipment were as follows (dollars in thousands): 2018 2017 Land $ 15,861 $ 16,384 Building 43,912 43,625 Leasehold improvements 263 782 Furniture and equipment 20,176 21,680 Construction in progress 508 243 80,720 82,714 Less accumulated depreciation (35,858 ) (36,085 ) $ 44,862 $ 46,629
Future Minimum Rental Expense under Noncancelable Operating Leases	Future minimum rental expense under noncancelable operating leases as of December 31, 2018 is as follows (dollars in thousands): 2019 $ 353 2020 241 2021 100 2022 86 2023 29 Thereafter — $ 809

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2018
DEPOSITS [Abstract]
Deposits at Period-End	Deposits at year-end were as follows (dollars in thousands): 2018 2017 Noninterest-bearing demand $ 485,530 $ 490,583 Interest bearing demand 456,260 408,865 Savings and money market accounts 609,425 587,931 Certificates of deposit 125,524 91,631 $ 1,676,739 $ 1,579,010
Maturity Distribution of Certificates of Deposit	The following table depicts the maturity distribution of certificates of deposit at December 31, 2018 (dollars in thousands): 2019 $ 78,878 2020 30,703 2021 12,396 2022 2,828 2023 719 Thereafter — $ 125,524

OTHER BORROWED FUNDS (Tables)

OTHER BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2018
OTHER BORROWED FUNDS [Abstract]
Advances from Federal Home Loan Bank	At year-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2018 Single maturity fixed rate advances $ 40,000 February 2019 to July 2024 2.27 % Putable Advances 20,000 November 2024 1.81 % $ 60,000 Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2017 Single maturity fixed rate advances $ 70,000 February 2018 to April 2021 1.59 % Amortizable mortgage advances 2,118 March 2018 to July 2018 3.78 % Putable Advances 20,000 November 2024 1.81 % $ 92,118
Scheduled Repayments of FHLB Advances	Scheduled repayments of FHLB advances as of December 31, 2018 were as follows (in thousands): 2019 $ 10,000 2020 — 2021 10,000 2022 — 2023 10,000 Thereafter 30,000 $ 60,000

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2018
RELATED PARTY TRANSACTIONS [Abstract]
Loans to Principal Officers, Directors, and Their Affiliates	Loans to principal officers, directors, and their affiliates were as follows (dollars in thousands). 2018 2017 Beginning balance $ 28,538 $ 24,333 New loans and renewals 19,200 31,560 Repayments and renewals (18,995 ) (27,355 ) Effect of changes in related parties — — Ending balance $ 28,743 $ 28,538

STOCK-BASED COMPENSATION (Table

STOCK-BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2018
STOCK-BASED COMPENSATION [Abstract]
Summary of Option Activity in the Plans	A summary of option activity in the plans is as follows (dollars in thousands, except per option data): Options Number Outstanding Weighted Average Exercise Price Weighted- Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at January 1, 2018 45,000 $ 8.57 — $ — Exercised (45,000 ) 8.57 — — Expired — — — — Outstanding at December 31, 2018 — — — — Exercisable at December 31, 2018 — $ — — $ — Information related to stock options during each year follows (dollars in thousands): 2018 2017 Intrinsic value of options exercised $ 72 $ — Cash received from option exercises 386 68 Tax benefit realized from option exercises 19 8
Changes in Nonvested Stock Awards	A summary of changes in the Company’s nonvested restricted stock awards for the year follows: Nonvested Stock Awards Shares Weighted- Average Grant-Date Fair Value Aggregate Intrinsic Value Outstanding at January 1, 2018 105,048 $ 8.73 $ 1,050,480 Granted 43,991 10.47 423,193 Vested (55,607 ) 7.84 534,939 Forfeited (3,206 ) 8.72 30,842 Outstanding at December 31, 2018 90,226 $ 10.13 $ 867,974

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	12 Months Ended
	Dec. 31, 2018
EARNINGS PER COMMON SHARE [Abstract]
Reconciliation of Numerators and Denominators of Basic and Diluted Earnings per Common Share	A reconciliation of the numerators and denominators of basic and diluted earnings per common share are as follows (dollars in thousands, except per share data): 2018 2017 Net income $ 26,379 $ 16,292 Weighted average shares outstanding, including participating stock awards - Basic 34,018,259 33,946,520 Dilutive potential common shares: Stock options 295 6,352 Stock warrants — — Weighted average shares outstanding - Diluted 34,018,554 33,952,872 Basic earnings per common share $ 0.78 $ 0.48 Diluted earnings per common share $ 0.78 $ 0.48

FEDERAL INCOME TAXES (Tables)

FEDERAL INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2018
FEDERAL INCOME TAXES [Abstract]
Income Tax Expense	Income tax expense was as follows (dollars in thousands): 2018 2017 Current $ 5,377 $ 5,759 Deferred 502 2,450 Change in valuation allowance 92 — Effect of change in enacted federal income tax rate on deferred items — 2,524 $ 5,971 $ 10,733
Difference between Financial Statement Tax Expense (Benefit) and Amount Computed by Applying Statutory Federal Tax Rate to Pretax Income	The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): 2018 2017 Statutory rate 21 % 35 % Statutory rate applied to income before taxes $ 6,794 $ 9,459 Adjust for: Tax-exempt interest income (700 ) (762 ) Bank-owned life insurance (198 ) (339 ) Amortization of low income housing investment 233 — Low income housing credit (131 ) (88 ) Effect of change in enacted federal income tax rate on deferred items — 2,524 Change in valuation allowance 92 — Other, net (119 ) (61 ) $ 5,971 $ 10,733
Deferred Tax Assets and Liabilities	The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): 2018 2017 Deferred tax assets Allowance for loan losses $ 3,544 $ 3,486 Nonaccrual loan interest 268 346 Valuation allowance on other real estate owned and property held for sale 218 708 Unrealized loss on securities available for sale 606 417 Other 302 229 Gross deferred tax assets 4,938 5,186 Valuation allowance (92 ) — Total net deferred tax assets 4,846 5,186 Deferred tax liabilities Depreciation $ (1,005 ) $ (977 ) Prepaid expenses (200 ) (183 ) Unrealized gain on securities available for sale — — Other (261 ) (241 ) Gross deferred tax liabilities (1,466 ) (1,401 ) Net deferred tax asset $ 3,380 $ 3,785

COMMITMENTS AND OFF BALANCE-S_2

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)	12 Months Ended
	Dec. 31, 2018
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
Summary of Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk	A summary of the contractual amounts of financial instruments with off - - 2018 2017 Commitments to extend credit $ 77,391 $ 111,681 Letters of credit 15,802 11,317 Unused lines of credit 486,203 457,485

SHAREHOLDERS' EQUITY (Tables)

SHAREHOLDERS' EQUITY (Tables)	12 Months Ended
	Dec. 31, 2018
SHAREHOLDERS' EQUITY [Abstract]
Actual Capital Levels and Minimum Required Levels	Actual capital levels (dollars in thousands) and minimum required levels were as follows at year-end: Actual Minimum Capital Adequacy Minimum Capital Adequacy With Capital Buffer To Be Well Capitalized Under Prompt Corrective Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio December 31, 2018 CET1 capital (to risk weighted assets) Consolidated $ 193,131 12.0 % $ 72,381 4.5 % $ 102,540 6.4 % N/A Bank 226,531 14.1 72,371 4.5 102,526 6.4 $ 104,536 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 233,131 14.5 96,508 6.0 126,667 7.9 N/A Bank 226,531 14.1 96,495 6.0 126,649 7.9 128,660 8.0 Total capital (to risk weighted assets) Consolidated 250,007 15.5 128,678 8.0 158,837 9.9 N/A Bank 243,407 15.1 128,660 8.0 158,814 9.9 160,825 10.0 Tier 1 capital (to average assets) Consolidated 233,131 12.1 76,963 4.0 N/A N/A N/A N/A Bank 226,531 11.8 76,902 4.0 N/A N/A 96,128 5.0 December 31, 2017 CET1 capital (to risk weighted assets) Consolidated $ 174,258 11.3 % $ 69,326 4.5 % $ 88,583 5.8 % N/A N/A Bank 208,356 13.5 69,257 4.5 88,495 5.8 $ 100,038 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 214,258 13.9 92,435 6.0 111,692 7.3 N/A N/A Bank 208,356 13.5 92,343 6.0 111,581 7.3 123,124 8.0 Total capital (to risk weighted assets) Consolidated 230,858 15.0 123,246 8.0 142,504 9.3 N/A N/A Bank 224,956 14.6 123,124 8.0 142,362 9.3 153,905 10.0 Tier 1 capital (to average assets) Consolidated 214,258 11.9 72,138 4.0 N/A N/A N/A N/A Bank 208,356 11.6 72,076 4.0 N/A N/A 90,095 5.0

CONDENSED FINANCIAL STATEMENT_2

CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY) (Tables)	12 Months Ended
	Dec. 31, 2018
CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY) [Abstract]
Condensed Balance Sheets	CONDENSED BALANCE SHEETS 2018 2017 ASSETS Cash and cash equivalents $ 6,425 $ 5,972 Investment in Bank subsidiary 224,253 207,084 Investment in other subsidiaries 1,441 1,459 Other assets 227 73 Total assets $ 232,346 $ 214,588 LIABILITIES AND SHAREHOLDERS' EQUITY Long-term debt 41,238 41,238 Other liabilities 255 364 Total liabilities 41,493 41,602 Total shareholders' equity 190,853 172,986 Total liabilities and shareholders' equity $ 232,346 $ 214,588
Condensed Statements of Income and Comprehensive Income	CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME 2018 2017 INCOME Dividends from subsidiaries $ 11,121 $ 7,918 Other — — Total income 11,121 7,918 EXPENSE Interest expense 2,127 1,713 Other expense 679 655 Total expense 2,806 2,368 Income before income tax and equity in undistributed earnings of subsidiaries 8,315 5,550 Equity in undistributed earnings of subsidiaries 17,484 9,921 Income before income tax 25,799 15,471 Income tax benefit (580 ) (821 ) Net income $ 26,379 $ 16,292 Comprehensive income $ 25,646 $ 16,485
Condensed Statements of Cash Flows	CONDENSED STATEMENTS OF CASH FLOWS 2018 2017 Cash flows from operating activities Net income $ 26,379 $ 16,292 Adjustments to reconcile net income to net cash from operating activities: Equity in undistributed earnings of subsidiaries (17,484 ) (9,921 ) Stock compensation expense 52 55 Change in other assets (154 ) 61 Change in other liabilities (109 ) 146 Net cash from operating activities 8,684 6,633 Cash flows from investing activities Investment in subsidiaries — — Net cash from investing activities — — Cash flows from financing activities Proceeds from issuance of common stock 386 68 Cash dividends paid (8,481 ) (6,088 ) Common stock issuance costs — — Repurchases of shares (136 ) (183 ) Net cash from financing activities (8,231 ) (6,203 ) Net change in cash and cash equivalents 453 430 Cash and cash equivalents at beginning of year 5,972 5,542 Cash and cash equivalents at end of year $ 6,425 $ 5,972

QUARTERLY FINANCIAL DATA (Una_2

QUARTERLY FINANCIAL DATA (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2018
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]
Quarterly Financial Data	(Dollars in thousands except per share data) Earnings Per Common Share Interest Income Net Interest Income Provision for Loan Losses Net Income Basic Diluted 2018 First quarter $ 16,019 $ 14,182 $ (100 ) $ 5,755 $ 0.17 $ 0.17 Second quarter 16,836 14,653 (300 ) 6,728 0.20 0.20 Third quarter 17,687 15,162 — 6,852 0.20 0.20 Fourth quarter 18,496 15,628 850 7,043 0.21 0.21 2017 First quarter $ 13,848 $ 12,583 $ (500 ) $ 4,460 $ 0.13 $ 0.13 Second quarter 14,042 12,705 (500 ) 4,762 0.14 0.14 Third quarter 14,626 13,138 (350 ) 4,876 0.15 0.15 Fourth quarter 15,160 13,518 — 2,194 0.06 0.06

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	Dec. 31, 2018Branch
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Number of full service branch offices	26

SUMMARY OF SIGNIFICANT ACCOUN_4

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Concentration of Credit Risk (Details) - Loans [Member] - Credit Concentration Risk [Member]	12 Months Ended
	Dec. 31, 2018
Commercial Real Estate [Member]
Concentration of Credit Risk [Abstract]
Concentration of credit risk	40.00%
Commercial and Industrial [Member]
Concentration of Credit Risk [Abstract]
Concentration of credit risk	37.00%
Residential Real Estate and Consumer Loans [Member]
Concentration of Credit Risk [Abstract]
Concentration of credit risk	23.00%

SUMMARY OF SIGNIFICANT ACCOUN_5

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Restrictions on Cash (Details) - USD ($) $ in Millions	Dec. 31, 2018	Dec. 31, 2017
Restrictions on Cash [Abstract]
Cash on hand or on deposit with the Federal Reserve Bank required to meet regulatory reserve and clearing requirements	$ 7	$ 6.1

SUMMARY OF SIGNIFICANT ACCOUN_6

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Securities [Abstract]
OTTI charges	$ 0	$ 0

SUMMARY OF SIGNIFICANT ACCOUN_7

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Federal Home Loan Bank (FHLB) Stock (Details) $ in Thousands	Dec. 31, 2018USD ($)
Federal Home Loan Bank (FHLB) Stock [Abstract]
FHLB stock impaired	$ 0

SUMMARY OF SIGNIFICANT ACCOUN_8

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Loans Held for Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Loans Held-for-sale [Abstract]
Net unrealized gain on loans held for sale	$ 10	$ 21

SUMMARY OF SIGNIFICANT ACCOUN_9

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Loans (Details)	12 Months Ended
	Dec. 31, 2018
Mortgages [Member]
Loans [Abstract]
Period after which interest income on delinquent loans is discontinued	90 days
Commercial [Member]
Loans [Abstract]
Period after which interest income on delinquent loans is discontinued	90 days
Consumer [Member] | Minimum [Member]
Loans [Abstract]
Past due period after which loans are charged off	120 days

SUMMARY OF SIGNIFICANT ACCOU_10

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Allowance for Loan Losses (Details)	12 Months Ended
	Dec. 31, 2018USD ($)Grade
Residential Mortgage [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months
Commercial [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	18 months
Threshold balance of loans evaluated for impairment | $	$ 500,000
Commercial [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Grade	6
Commercial Real Estate [Member]
Allowance for Loan Losses [Abstract]
Threshold balance of loans evaluated for impairment | $	$ 500,000
Commercial Real Estate [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Grade	6
Consumer [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months

SUMMARY OF SIGNIFICANT ACCOU_11

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Premises and Equipment (Details)	12 Months Ended
	Dec. 31, 2018
Building and Related Components [Member] | Minimum [Member]
Premises and Equipment [Abstract]
Useful lives	5 years
Building and Related Components [Member] | Maximum [Member]
Premises and Equipment [Abstract]
Useful lives	40 years
Furniture Fixture and Equipment [Member] | Minimum [Member]
Premises and Equipment [Abstract]
Useful lives	3 years
Furniture Fixture and Equipment [Member] | Maximum [Member]
Premises and Equipment [Abstract]
Useful lives	15 years

SUMMARY OF SIGNIFICANT ACCOU_12

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Goodwill and Acquired Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Goodwill and Acquired Intangible Assets [Abstract]
Goodwill	$ 0	$ 0
Intangible Assets [Abstract]
Acquired intangible	$ 0	$ 0
Core Deposits [Member] | Minimum [Member]
Intangible Assets [Abstract]
Estimated useful life of intangible assets	10 years
Core Deposits [Member] | Maximum [Member]
Intangible Assets [Abstract]
Estimated useful life of intangible assets	16 years
Customer Relationships [Member] | Minimum [Member]
Intangible Assets [Abstract]
Estimated useful life of intangible assets	10 years
Customer Relationships [Member] | Maximum [Member]
Intangible Assets [Abstract]
Estimated useful life of intangible assets	16 years

SUMMARY OF SIGNIFICANT ACCOU_13

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Long-term Assets (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)Property	Dec. 31, 2017USD ($)
Long-term Assets [Abstract]
Number of held-for-sale properties determined to be impaired | Property	1
Impairment charge applied on other assets held for sale	$ 234	$ 0
Impairment of long term assets		$ 0

SUMMARY OF SIGNIFICANT ACCOU_14

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Mortgage Banking Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Mortgage Banking Derivatives [Abstract]
Net fair value of mortgage banking derivatives	$ 15	$ 5

SUMMARY OF SIGNIFICANT ACCOU_15

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Derivatives (Details) - Swap [Member] - Interest Rate Swap [Member] $ in Thousands	Dec. 31, 2018USD ($)InterestRateSwap	Dec. 31, 2017USD ($)
Derivatives [Abstract]
Number of freestanding interest rate swaps | InterestRateSwap	2
Notional amount of agreements	$ 66,000	$ 42,300
Derivative asset fair value	700	197
Trading liability fair value	$ 700	$ 197

SUMMARY OF SIGNIFICANT ACCOU_16

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Income Taxes [Abstract]
Corporate federal income tax rate	21.00%	35.00%
Reduction in earnings resulting from re-measurement of deferred tax assets and liabilities		$ (2,500)
Accounting Standards Update 2018-02 [Member]
Income Taxes [Abstract]
Transfer made from AOCI to retained earnings		0
Accounting Standards Update 2018-02 [Member] | Accumulated Other Comprehensive Income [Member]
Income Taxes [Abstract]
Transfer made from AOCI to retained earnings		(278)
Accounting Standards Update 2018-02 [Member] | Retained Earnings [Member]
Income Taxes [Abstract]
Transfer made from AOCI to retained earnings		$ 278

SUMMARY OF SIGNIFICANT ACCOU_17

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Stock Splits and Dividends (Details)	Dec. 31, 2018
Stock Splits and Dividends [Abstract]
Stock dividends, excess of threshold	20.00%
Stock dividend threshold or less	20.00%

SUMMARY OF SIGNIFICANT ACCOU_18

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Subsequent Event (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Jan. 24, 2019
Subsequent Event [Abstract]
FDIC assessment expense	$ 518	$ 539
Maximum [Member]
Subsequent Event [Abstract]
Targeted reserve ratio	1.35%
Subsequent Event [Member]
Subsequent Event [Abstract]
Preliminary assessment credit			$ 400

SUMMARY OF SIGNIFICANT ACCOU_19

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Segment Reporting (Details)	12 Months Ended
	Dec. 31, 2018Segment
Segment Reporting [Abstract]
Number of operating segments	1

SUMMARY OF SIGNIFICANT ACCOU_20

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Adoption of New Accounting Standards (Details) - Accounting Standards Update 2018-02 [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2017USD ($)
Adoption of New Accounting Standards [Abstract]
Transfer made from AOCI to retained earnings	$ 0
Accumulated Other Comprehensive Income [Member]
Adoption of New Accounting Standards [Abstract]
Transfer made from AOCI to retained earnings	(278)
Retained Earnings [Member]
Adoption of New Accounting Standards [Abstract]
Transfer made from AOCI to retained earnings	$ 278

SUMMARY OF SIGNIFICANT ACCOU_21

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Newly Issued Not Yet Effective Standards (Details) - Accounting Standards Update 2016-02 [Member] $ in Thousands	Dec. 31, 2018USD ($)
Newly Issued Not Yet Effective Standards [Abstract]
Anticipated impact of adoption of new accounting standards on assets upon adoption	$ 800
Anticipated impact of adoption of new accounting standards on liabilities upon adoption	$ 800

SECURITIES, Available-for-sale

SECURITIES, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Available for Sale, Debt Securities [Abstract]
Total	$ 229,869
Fair value	226,986
Available For Sale Securities [Abstract]
Amortized cost	229,869	$ 222,706
Gross unrealized gains	410	537
Gross unrealized losses	(3,293)	(2,523)
Fair value	226,986	220,720
U.S. Treasury and Federal Agency Securities [Member]
Available for Sale, Debt Securities [Abstract]
Total	97,102	103,309
Gross unrealized gains	6	0
Gross unrealized losses	(1,710)	(1,345)
Fair value	95,398	101,964
U.S. Agency MBS and CMOs [Member]
Available for Sale, Debt Securities [Abstract]
Total	33,287	23,797
Gross unrealized gains	97	7
Gross unrealized losses	(494)	(419)
Fair value	32,890	23,385
Tax-Exempt State and Municipal Bonds [Member]
Available for Sale, Debt Securities [Abstract]
Total	45,212	41,684
Gross unrealized gains	246	519
Gross unrealized losses	(331)	(146)
Fair value	45,127	42,057
Taxable State and Municipal Bonds [Member]
Available for Sale, Debt Securities [Abstract]
Total	46,565	44,267
Gross unrealized gains	59	10
Gross unrealized losses	(690)	(542)
Fair value	45,934	43,735
Corporate Bonds and Other Debt Securities [Member]
Available for Sale, Debt Securities [Abstract]
Total	7,703	8,149
Gross unrealized gains	2	1
Gross unrealized losses	(68)	(41)
Fair value	$ 7,637	8,109
Other Equity Securities [Member]
Available For Sale Securities, Equity Securities [Abstract]
Amortized cost		1,500
Gross unrealized gains		0
Gross unrealized losses		(30)
Fair value		$ 1,470

SECURITIES, Held-to-maturity Se

SECURITIES, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Held to Maturity [Abstract]
Amortized cost	$ 70,334	$ 85,827
Fair value	71,505	86,452
Tax-Exempt State and Municipal Bonds [Member]
Held to Maturity [Abstract]
Amortized cost	70,334	85,827
Gross unrealized gains	1,488	806
Gross unrealized losses	(317)	(181)
Fair value	$ 71,505	$ 86,452

SECURITIES, Sales of Securities

SECURITIES, Sales of Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
SECURITIES [Abstract]
Proceeds from sale of available-for-sale securities	$ 0	$ 5,807
Gain on sales of securities	0	3
Reclassification from AOCI to gain on sale of securities recognized in earnings, before tax	0	3
Reclassification from AOCI to gain on sale of securities recognized in earnings, net of tax	$ 0	$ 2

SECURITIES, Contractual Maturit

SECURITIES, Contractual Maturities of Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Held-to-Maturity Securities, Amortized Cost [Abstract]
Due in one year or less	$ 8,337
Due from one to five years	28,588
Due from five to ten years	13,769
Due after ten years	19,640
Amortized cost	70,334	$ 85,827
Held-to-Maturity Securities, Fair Value [Abstract]
Due in one year or less	8,363
Due from one to five years	29,008
Due from five to ten years	13,789
Due after ten years	20,345
Fair value	71,505	$ 86,452
Available-for-Sale Securities, Amortized Cost [Abstract]
Due in one year or less	24,685
Due from one to five years	134,460
Due from five to ten years	38,390
Due after ten years	32,334
Total	229,869
Available-for-Sale Securities, Fair Value [Abstract]
Due in one year or less	24,549
Due from one to five years	132,314
Due from five to ten years	38,188
Due after ten years	31,935
Fair value	$ 226,986

SECURITIES, Available for Sale

SECURITIES, Available for Sale - Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	$ 19,422	$ 113,261
12 months or more	157,583	67,724
Total	177,005	180,985
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(139)	(1,071)
12 months or more	(3,154)	(1,452)
Total	(3,293)	(2,523)
U.S. Treasury and Federal Agency Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	1,974	50,614
12 months or more	82,895	43,787
Total	84,869	94,401
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(26)	(439)
12 months or more	(1,622)	(876)
Total	(1,648)	(1,315)
U.S. Agency MBS and CMOs [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	1,728	16,719
12 months or more	18,712	6,228
Total	20,440	22,947
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(13)	(249)
12 months or more	(481)	(170)
Total	(494)	(419)
Tax-Exempt State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	8,987	7,576
12 months or more	10,785	4,208
Total	19,772	11,784
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(69)	(62)
12 months or more	(262)	(82)
Total	(331)	(144)
Taxable State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	4,035	30,331
12 months or more	37,021	9,781
Total	41,056	40,112
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(19)	(279)
12 months or more	(671)	(265)
Total	(690)	(544)
Corporate Bonds and Other Debt Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	2,698	8,021
12 months or more	8,170	2,250
Total	10,868	10,271
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(12)	(42)
12 months or more	(118)	(29)
Total	$ (130)	(71)
Other Equity Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months		0
12 months or more		1,470
Total		1,470
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months		0
12 months or more		(30)
Total		$ (30)

SECURITIES, Held to Maturity -

SECURITIES, Held to Maturity - Continuous Unrealized Loss Position (Details) - Tax-Exempt State and Municipal Bonds [Member] - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	$ 8,533	$ 12,548
12 months or more	4,683	0
Total	13,216	12,548
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(76)	(181)
12 months or more	(241)	0
Total	$ (317)	$ (181)

SECURITIES, Other-Than-Temporar

SECURITIES, Other-Than-Temporary-Impairment (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)Security	Dec. 31, 2017USD ($)
SECURITIES [Abstract]
Number of securities available for sale with unrealized losses | Security	250
Number of securities held to maturity with unrealized losses | Security	27
OTTI charges | $	$ 0	$ 0
Securities pledged as security for public deposits, letters of credit and for other purposes required or permitted by law | $	$ 2,000	$ 2,000

LOANS (Details)

LOANS (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Portfolio loans [Abstract]
Total loans	$ 1,405,658	$ 1,320,309
Allowance for loan losses	(16,876)	(16,600)	$ (16,962)
Net loans	1,388,782	1,303,709
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	513,345	465,208
Allowance for loan losses	(6,856)	(6,478)	(6,345)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	568,711	541,935
Allowance for loan losses	(6,544)	(6,590)	(6,703)
Commercial Real Estate [Member] | Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	14,825	11,888
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	0	2,332
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	44,169	39,752
Commercial Real Estate [Member] | Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	712	1,103
Commercial Real Estate [Member] | Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	98,500	90,467
Commercial Real Estate [Member] | Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	295,618	298,714
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	114,887	97,679
Consumer [Member]
Portfolio loans [Abstract]
Total loans	323,602	313,166
Allowance for loan losses	(3,449)	(3,494)	$ (3,871)
Consumer [Member] | Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	238,174	224,452
Consumer [Member] | Unsecured [Member]
Portfolio loans [Abstract]
Total loans	130	226
Consumer [Member] | Home Equity [Member]
Portfolio loans [Abstract]
Total loans	78,503	82,234
Consumer [Member] | Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 6,795	$ 6,254

LOANS, Allowance for Loans Loss

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance				$ 16,600				$ 16,962	$ 16,600	$ 16,962
Charge-offs									(1,335)	(266)
Recoveries									1,161	1,254
Provision for loan losses	$ 850	$ 0	$ (300)	(100)	$ 0	$ (350)	$ (500)	(500)	450	(1,350)
Ending balance	16,876				16,600				16,876	16,600
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance				6,478				6,345	6,478	6,345
Charge-offs									(1,206)	(108)
Recoveries									86	123
Provision for loan losses									1,498	118
Ending balance	6,856				6,478				6,856	6,478
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance				6,590				6,703	6,590	6,703
Charge-offs									0	0
Recoveries									922	821
Provision for loan losses									(968)	(934)
Ending balance	6,544				6,590				6,544	6,590
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance				3,494				3,871	3,494	3,871
Charge-offs									(129)	(158)
Recoveries									153	310
Provision for loan losses									(69)	(529)
Ending balance	3,449				3,494				3,449	3,494
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance				$ 38				$ 43	38	43
Charge-offs									0	0
Recoveries									0	0
Provision for loan losses									(11)	(5)
Ending balance	$ 27				$ 38				$ 27	$ 38

LOANS, Allowance for Loan Losse

LOANS, Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	$ 1,098	$ 1,208
Collectively evaluated for impairment	15,778	15,392
Total ending allowance balance	16,876	16,600	$ 16,962
Loans [Abstract]
Individually reviewed for impairment	17,221	22,079
Collectively evaluated for impairment	1,388,437	1,298,230
Total ending loans balance	1,405,658	1,320,309
Commercial and Industrial [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	449	497
Collectively evaluated for impairment	6,407	5,981
Total ending allowance balance	6,856	6,478	6,345
Loans [Abstract]
Individually reviewed for impairment	7,375	6,402
Collectively evaluated for impairment	505,970	458,806
Total ending loans balance	513,345	465,208
Commercial Real Estate [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	181	197
Collectively evaluated for impairment	6,363	6,393
Total ending allowance balance	6,544	6,590	6,703
Loans [Abstract]
Individually reviewed for impairment	3,499	7,332
Collectively evaluated for impairment	565,212	534,603
Total ending loans balance	568,711	541,935
Consumer [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	468	514
Collectively evaluated for impairment	2,981	2,980
Total ending allowance balance	3,449	3,494	3,871
Loans [Abstract]
Individually reviewed for impairment	6,347	8,345
Collectively evaluated for impairment	317,255	304,821
Total ending loans balance	323,602	313,166
Unallocated [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	27	38
Total ending allowance balance	27	38	$ 43
Loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

LOANS, Impaired Loans (Details)

LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
With no related allowance recorded [Abstract]
Unpaid principal balance	$ 4,473	$ 3,643
Recorded investment	3,333	3,643
With an allowance recorded [Abstract]
Unpaid principal balance	13,888	18,436
Recorded investment	13,888	18,436
Total [Abstract]
Unpaid principal balance	18,361	22,079
Recorded investment	17,221	22,079
Allowance allocated	1,098	1,208
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	2,515	3,438
Recorded investment	1,375	3,438
With an allowance recorded [Abstract]
Unpaid principal balance	6,000	2,964
Recorded investment	6,000	2,964
Total [Abstract]
Allowance allocated	449	497
Impaired loans [Abstract]
Average of impaired loans	5,398	5,505
Interest income recognized during impairment	1,034	935
Cash-basis interest income recognized	1,034	931
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,958	205
Recorded investment	1,958	205
With an allowance recorded [Abstract]
Unpaid principal balance	1,541	7,127
Recorded investment	1,541	7,127
Total [Abstract]
Allowance allocated	181	197
Impaired loans [Abstract]
Interest income recognized during impairment	219	411
Cash-basis interest income recognized	172	414
Commercial Real Estate [Member] | Residential Developed [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	172	179
Recorded investment	172	179
Total [Abstract]
Allowance allocated	2	4
Impaired loans [Abstract]
Average of impaired loans	175	182
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
Total [Abstract]
Allowance allocated	0	0
Impaired loans [Abstract]
Average of impaired loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	143	0
Recorded investment	143	0
With an allowance recorded [Abstract]
Unpaid principal balance	0	126
Recorded investment	0	126
Total [Abstract]
Allowance allocated	0	3
Impaired loans [Abstract]
Average of impaired loans	208	287
Commercial Real Estate [Member] | Commercial Development [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	190
Recorded investment	0	190
With an allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
Total [Abstract]
Allowance allocated	0	0
Impaired loans [Abstract]
Average of impaired loans	32	189
Commercial Real Estate [Member] | Residential Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	140	15
Recorded investment	140	15
With an allowance recorded [Abstract]
Unpaid principal balance	193	1,715
Recorded investment	193	1,715
Total [Abstract]
Allowance allocated	13	69
Impaired loans [Abstract]
Average of impaired loans	845	2,732
Commercial Real Estate [Member] | Commercial Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,675	0
Recorded investment	1,675	0
With an allowance recorded [Abstract]
Unpaid principal balance	794	4,928
Recorded investment	794	4,928
Total [Abstract]
Allowance allocated	155	119
Impaired loans [Abstract]
Average of impaired loans	3,303	5,768
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	382	179
Recorded investment	382	179
Total [Abstract]
Allowance allocated	11	2
Impaired loans [Abstract]
Average of impaired loans	357	230
Consumer [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	6,347	8,345
Recorded investment	6,347	8,345
Total [Abstract]
Allowance allocated	468	514
Impaired loans [Abstract]
Average of impaired loans	7,191	9,889
Interest income recognized during impairment	295	390
Cash-basis interest income recognized	293	392
Consumer [Member] | Residential Mortgage [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	5,029	6,638
Recorded investment	5,029	6,638
Total [Abstract]
Allowance allocated	371	409
Consumer [Member] | Unsecured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
Total [Abstract]
Allowance allocated	0	0
Consumer [Member] | Home Equity [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	1,318	1,707
Recorded investment	1,318	1,707
Total [Abstract]
Allowance allocated	97	105
Consumer [Member] | Other Secured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
With an allowance recorded [Abstract]
Unpaid principal balance	0	0
Recorded investment	0	0
Total [Abstract]
Allowance allocated	$ 0	$ 0

LOANS, Past Due Loans (Details)

LOANS, Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	$ 1,303	$ 395
Over 90 days accruing	1	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	877	995
Loans not past due	1,404,781	1,319,314
Total ending loans balance	1,405,658	1,320,309
30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	447	716
Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	430	279
Commercial and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	874	4
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	290
Loans not past due	513,345	464,918
Total ending loans balance	513,345	465,208
Commercial and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	290
Commercial and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	318	385
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	562	404
Loans not past due	568,149	541,531
Total ending loans balance	568,711	541,935
Commercial Real Estate [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	243	125
Commercial Real Estate [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	319	279
Commercial Real Estate [Member] | Residential Developed [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	14,825	11,888
Total ending loans balance	14,825	11,888
Commercial Real Estate [Member] | Residential Developed [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	0	2,332
Total ending loans balance	0	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	57	0
Loans not past due	44,112	39,752
Total ending loans balance	44,169	39,752
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	57	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	190
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	190
Loans not past due	712	913
Total ending loans balance	712	1,103
Commercial Real Estate [Member] | Commercial Development [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	190
Commercial Real Estate [Member] | Residential Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	15	89
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	102	89
Loans not past due	98,398	90,378
Total ending loans balance	98,500	90,467
Commercial Real Estate [Member] | Residential Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	86	0
Commercial Real Estate [Member] | Residential Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	16	89
Commercial Real Estate [Member] | Commercial Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	303	106
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	403	125
Loans not past due	295,215	298,589
Total ending loans balance	295,618	298,714
Commercial Real Estate [Member] | Commercial Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	100	125
Commercial Real Estate [Member] | Commercial Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	303	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	114,887	97,679
Total ending loans balance	114,887	97,679
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	111	6
Over 90 days accruing	1	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	315	301
Loans not past due	323,287	312,865
Total ending loans balance	323,602	313,166
Consumer [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	204	301
Consumer [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	111	0
Consumer [Member] | Residential Mortgage [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	111	2
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	110	215
Loans not past due	238,064	224,237
Total ending loans balance	238,174	224,452
Consumer [Member] | Residential Mortgage [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	215
Consumer [Member] | Residential Mortgage [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	110	0
Consumer [Member] | Unsecured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	4
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	7	10
Loans not past due	123	216
Total ending loans balance	130	226
Consumer [Member] | Unsecured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	7	10
Consumer [Member] | Unsecured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Home Equity [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	1	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	68	76
Loans not past due	78,435	82,158
Total ending loans balance	78,503	82,234
Consumer [Member] | Home Equity [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	67	76
Consumer [Member] | Home Equity [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	1	0
Consumer [Member] | Other Secured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	130	0
Loans not past due	6,665	6,254
Total ending loans balance	6,795	6,254
Consumer [Member] | Other Secured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	130	0
Consumer [Member] | Other Secured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	$ 0	$ 0

LOANS, Troubled Debt Restructur

LOANS, Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)PaymentNoteLoan	Dec. 31, 2017USD ($)Loan
LOANS [Abstract]
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	$ 1,098	$ 1,208
Number of consecutive payments before nonaccrual restructured loan is upgraded | Payment	6
Number of months of performance before a loan is removed from TDR	6 months
Troubled debt restructurings [Abstract]
Number of loans | Loan	123	151
Outstanding recorded balance	$ 16,153	$ 22,080
Accruing troubled debt restructurings [Abstract]
Accruing TDR - nonaccrual at restructuring	0	0
Accruing TDR - accruing at restructuring	10,336	16,809
Accruing TDR - upgraded to accruing after six consecutive payments	5,693	4,955
Total	$ 16,029	$ 21,764
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	15	7
Pre-TDR balance	$ 1,192	$ 1,428
Writedown upon TDR	$ 0	$ 0
Commercial Loans [Member] | A-B Note Structure [Member]
Troubled debt restructured loans [Abstract]
Number of notes into which original note is separated in modification | Note	2
Commercial and Industrial [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	18	19
Outstanding recorded balance	$ 6,502	$ 6,403
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	2	0
Pre-TDR balance	$ 244	$ 0
Writedown upon TDR	$ 0	$ 0
Commercial Real Estate [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	22	33
Outstanding recorded balance	$ 3,305	$ 7,332
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	3	1
Pre-TDR balance	$ 492	$ 1,018
Writedown upon TDR	$ 0	$ 0
Consumer [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	83	99
Outstanding recorded balance	$ 6,346	$ 8,345
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	10	6
Pre-TDR balance	$ 456	$ 410
Writedown upon TDR	$ 0	$ 0

LOANS, Credit Quality Indicator

LOANS, Credit Quality Indicators (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)Grade	Dec. 31, 2017USD ($)
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality | Grade	8
Total loans	$ 1,405,658	$ 1,320,309
Commercial Loans [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,082,056	1,007,143
Commercial Loans [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,000	0
Commercial Loans [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	32,007	17,327
Commercial Loans [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	275,730	273,202
Commercial Loans [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	726,906	681,858
Commercial Loans [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	24,611	26,315
Commercial Loans [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 6,610	8,052
Internal risk grade category of loans considered substandard, doubtful or loss | Grade	6
Commercial Loans [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 1,192	389
Internal risk grade category of loans considered substandard, doubtful or loss | Grade	7
Commercial Loans [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	0
Internal risk grade category of loans considered substandard, doubtful or loss | Grade	8
Commercial and Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 513,345	465,208
Commercial and Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,000	0
Commercial and Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,708	15,002
Commercial and Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	164,901	137,774
Commercial and Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	299,622	291,373
Commercial and Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	11,186	15,170
Commercial and Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,054	5,885
Commercial and Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	874	4
Commercial and Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	568,711	541,935
Commercial Real Estate [Member] | Residential Developed [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	14,825	11,888
Commercial Real Estate [Member] | Residential Developed [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	48
Commercial Real Estate [Member] | Residential Developed [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	14,220	11,068
Commercial Real Estate [Member] | Residential Developed [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	605	772
Commercial Real Estate [Member] | Residential Developed [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	2,332
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	44,169	39,752
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	7,635	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,543	19,244
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	30,688	17,332
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,303	3,176
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	712	1,103
Commercial Real Estate [Member] | Commercial Development [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	86	104
Commercial Real Estate [Member] | Commercial Development [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	626	809
Commercial Real Estate [Member] | Commercial Development [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	190
Commercial Real Estate [Member] | Commercial Development [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	98,500	90,467
Commercial Real Estate [Member] | Residential Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	19,645	7,275
Commercial Real Estate [Member] | Residential Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	78,337	80,818
Commercial Real Estate [Member] | Residential Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	311	1,533
Commercial Real Estate [Member] | Residential Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	192	752
Commercial Real Estate [Member] | Residential Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15	89
Commercial Real Estate [Member] | Residential Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	295,618	298,714
Commercial Real Estate [Member] | Commercial Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,292	1,398
Commercial Real Estate [Member] | Commercial Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	62,756	64,043
Commercial Real Estate [Member] | Commercial Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	222,152	228,888
Commercial Real Estate [Member] | Commercial Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,751	3,353
Commercial Real Estate [Member] | Commercial Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	364	926
Commercial Real Estate [Member] | Commercial Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	303	106
Commercial Real Estate [Member] | Commercial Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	114,887	97,679
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,372	927
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	24,799	44,714
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	81,261	49,238
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,455	2,311
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	489
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	$ 0

LOANS, Commercial Loans Classif

LOANS, Commercial Loans Classified as Substandard or Worse (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Commercial loans classified as substandard or worse [Abstract]
Classified as impaired	$ 17,221	$ 22,079
Total ending loans balance	1,405,658	1,320,309
Commercial Loans [Member]
Commercial loans classified as substandard or worse [Abstract]
Total ending loans balance	1,082,056	1,007,143
Commercial Loans [Member] | Substandard or Worse [Member]
Commercial loans classified as substandard or worse [Abstract]
Not classified as impaired	0	2,010
Classified as impaired	7,802	6,431
Total ending loans balance	$ 7,802	$ 8,441

LOANS, Recorded Investment in C

LOANS, Recorded Investment in Consumer Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	$ 1,405,658	$ 1,320,309
Consumer Loan [Member] | Residential Mortgage [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	238,174	224,452
Consumer Loan [Member] | Residential Mortgage [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	238,064	224,452
Consumer Loan [Member] | Residential Mortgage [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	110	0
Consumer Loan [Member] | Consumer Unsecured [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	130	226
Consumer Loan [Member] | Consumer Unsecured [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	130	226
Consumer Loan [Member] | Consumer Unsecured [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	0	0
Consumer Loan [Member] | Home Equity [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	78,503	82,234
Consumer Loan [Member] | Home Equity [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	78,502	82,234
Consumer Loan [Member] | Home Equity [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	1	0
Consumer Loan [Member] | Consumer Other [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	6,795	6,254
Consumer Loan [Member] | Consumer Other [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	6,795	6,254
Consumer Loan [Member] | Consumer Other [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	$ 0	$ 0

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Other real estate owned [Roll Forward]
Beginning balance	$ 9,140,000	$ 22,864,000
Additions, transfers from loans	293,000	120,000
Proceeds from sales of other real estate owned	(2,212,000)	(7,034,000)
Valuation allowance reversal upon sale	(2,893,000)	(7,367,000)
Gain (loss) on sales of other real estate owned	(145,000)	557,000
Ending balance, gross	4,183,000	9,140,000
Less: valuation allowance	(803,000)	(3,373,000)
Ending balance	3,380,000	5,767,000
Activity in valuation allowance [Roll Forward]
Beginning balance	3,373,000	10,611,000
Additions charged to expense	323,000	129,000
Reversals upon sale	(2,893,000)	(7,367,000)
Ending balance	803,000	$ 3,373,000
Foreclosed residential real estate properties included in other real estate owned	0
Consumer mortgage loans in process of foreclosure	$ 0

FAIR VALUE, Assets Measured at

FAIR VALUE, Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	$ 226,986
Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	3,211	$ 2,278
U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	95,398	101,964
U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	32,890	23,385
Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,127	42,057
Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,934	43,735
Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	7,637	8,109
Recurring Basis [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	415	1,208
Interest rate swaps	700	197
Interest rate swaps	(700)	(197)
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	415	1,208
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	700	197
Interest rate swaps	(700)	(197)
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	95,398	101,964
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	95,398	101,964
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	32,890	23,385
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	32,890	23,385
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,127	42,057
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,127	42,057
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,934	43,735
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	45,934	43,735
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	7,637	8,109
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	7,637	8,109
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	1,438	1,470
Recurring Basis [Member] | Other Equity Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	1,438	1,470
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	0	0
Nonrecurring Basis [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	3,211	2,278
Other real estate owned	1,205	3,658
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	3,211	2,278
Other real estate owned	$ 1,205	$ 3,658

FAIR VALUE, Quantitative Inform

FAIR VALUE, Quantitative Information about Level 3 Fair Value Measurements (Details) - Level 3 [Member] $ in Thousands	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans	$ 3,211	$ 2,278
OREO	$ 1,205	$ 3,658
Sales Comparison Approach [Member] | Adjustment for Differences Between Comparable Sales [Member] | Minimum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.010	0.020
OREO, unobservable input(s)	0.030	0.030
Sales Comparison Approach [Member] | Adjustment for Differences Between Comparable Sales [Member] | Maximum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.150	0.150
OREO, unobservable input(s)	0.200	0.220
Income Approach [Member] | Capitalization Rate [Member] | Minimum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.095	0.095
OREO, unobservable input(s)	0.095	0.095
Income Approach [Member] | Capitalization Rate [Member] | Maximum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.110	0.110
OREO, unobservable input(s)	0.110	0.110

FAIR VALUE, Carrying Amounts an

FAIR VALUE, Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Financial assets [Abstract]
Cash and due from banks	$ 40,526	$ 34,945
Bank-owned life insurance (BOLI)	41,185	40,243
Carrying Amount [Member]
Financial assets [Abstract]
FHLB stock	11,558	11,558
Loan Commitments [Member] | Carrying Amount [Member]
Financial instruments with off-balance sheet credit risk [Abstract]
Off-balance sheet credit-related items	0	0
Loan Commitments [Member] | Fair Value [Member]
Financial instruments with off-balance sheet credit risk [Abstract]
Off-balance sheet credit-related items	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	40,526	34,945
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	40,526	34,945
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Federal funds sold and other short-term investments	130,758	126,522
Loans, net	1,385,571	1,301,431
Accrued interest receivable	5,279	4,680
Financial liabilities [Abstract]
Deposits	(1,676,739)	(1,579,010)
Other borrowed funds	(60,000)	(92,118)
Long-term debt	(41,238)	(41,238)
Accrued interest payable	(503)	(604)
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Financial assets [Abstract]
Federal funds sold and other short-term investments	130,758	126,522
Loans, net	1,403,005	1,296,633
Accrued interest receivable	5,279	4,680
Financial liabilities [Abstract]
Deposits	(1,677,634)	(1,579,016)
Other borrowed funds	(59,092)	(91,313)
Long-term debt	(37,046)	(36,546)
Accrued interest payable	(503)	(604)
Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Securities held to maturity	70,334	85,827
Bank-owned life insurance (BOLI)	41,185	40,243
Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Financial assets [Abstract]
Securities held to maturity	71,505	86,452
Bank-owned life insurance (BOLI)	$ 41,185	$ 40,243

PREMISES AND EQUIPMENT - NET (D

PREMISES AND EQUIPMENT - NET (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Premises and equipment [Abstract]
Premises and equipment, gross	$ 80,720	$ 82,714
Less accumulated depreciation	(35,858)	(36,085)
Premises and equipment, net	44,862	46,629
Depreciation expense	2,493	2,606
Total rental expense for all operating leases	440	410
Future minimum rental expense under noncancelable operating leases [Abstract]
2,019	353
2,020	241
2,021	100
2,022	86
2,023	29
Thereafter	0
Total future payments	809
Land [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	15,861	16,384
Building [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	43,912	43,625
Leasehold Improvements [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	263	782
Furniture and Equipment [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	20,176	21,680
Construction in Progress [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	$ 508	$ 243

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Summary of deposit [Abstract]
Noninterest-bearing demand	$ 485,530	$ 490,583
Interest bearing demand	456,260	408,865
Savings and money market accounts	609,425	587,931
Certificates of deposit	125,524	91,631
Total deposits	1,676,739	1,579,010
Maturities distribution of time deposits [Abstract]
2,019	78,878
2,020	30,703
2,021	12,396
2,022	2,828
2,023	719
Thereafter	0
Total certificate of deposit	125,524
FDIC insurance limit on deposit accounts	250	250
Time deposits that exceed FDIC insurance limit	$ 39,600	$ 25,000

OTHER BORROWED FUNDS, Federal H

OTHER BORROWED FUNDS, Federal Home Loan Bank Advances (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 60,000	$ 92,118
Residential and commercial real estate loans pledged as collateral for Federal Home Loan Bank advances	476,400	493,200
Federal Home Loan Bank Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	60,000	92,118
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 40,000	$ 70,000
Range of maturities, earliest	2,019	2,018
Range of maturities, last	2,024	2,021
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	2.27%	1.59%
Federal Home Loan Bank Advances [Member] | Amortizable Mortgage Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount		$ 2,118
Range of maturities, earliest		2,018
Range of maturities, last		2,018
Federal Home Loan Bank Advances [Member] | Amortizable Mortgage Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate		3.78%
Federal Home Loan Bank Advances [Member] | Putable Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 20,000	$ 20,000
Range of maturities	2,024	2,024
Federal Home Loan Bank Advances [Member] | Putable Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	1.81%	1.81%

OTHER BORROWED FUNDS, Scheduled

OTHER BORROWED FUNDS, Scheduled Repayments of FHLB Advances (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Scheduled repayments of FHLB advances [Abstract]
2,019	$ 10,000
2,020	0
2,021	10,000
2,022	0
2,023	10,000
Thereafter	30,000
Total	$ 60,000	$ 92,118

OTHER BORROWED FUNDS, Federal R

OTHER BORROWED FUNDS, Federal Reserve Bank Borrowings (Details) - Federal Reserve Bank Borrowings [Member] - USD ($) $ in Millions	Dec. 31, 2018	Dec. 31, 2017
Debt instruments [Abstract]
Borrowings outstanding	$ 0	$ 0
Unused borrowing capacity	16.9	11
Commercial and mortgage loans pledged to the Federal Reserve Bank	$ 18.2	$ 13.2

LONG TERM DEBT (Details)

LONG TERM DEBT (Details)	12 Months Ended
	Dec. 31, 2018USD ($)Payment	Dec. 31, 2017USD ($)
Debt Instruments [Abstract]
Aggregate liquidation amount of pooled trust preferred securities	$ 40,000,000
Proceeds from debenture issued	$ 41,238,000
Number of interest deferrals on consecutive quarterly payments | Payment	20
Long-term debt	$ 41,238,000	$ 41,238,000
Other assets	7,679,000	4,639,000
Preferred Securities issued qualified as Tier 1 capital for regulatory capital purposes	128,678,000	123,246,000
Common Securities [Member]
Debt Instruments [Abstract]
Other assets	$ 1,238,000	1,238,000
Macatawa Statutory Trust I [Member]
Debt Instruments [Abstract]
Description of variable rate basis	three-month LIBOR
Maturity date	Jul. 15, 2033
Macatawa Statutory Trust I [Member] | LIBOR [Member]
Debt Instruments [Abstract]
Basis spread on three-month LIBOR	3.05%
Term of variable rate	3 months
Macatawa Statutory Trust I [Member] | Common Securities [Member]
Debt Instruments [Abstract]
Aggregate liquidation amount of pooled trust preferred securities	$ 619,000
Macatawa Statutory Trust II [Member]
Debt Instruments [Abstract]
Description of variable rate basis	three-month LIBOR
Maturity date	Mar. 18, 2034
Macatawa Statutory Trust II [Member] | LIBOR [Member]
Debt Instruments [Abstract]
Basis spread on three-month LIBOR	2.75%
Term of variable rate	3 months
Macatawa Statutory Trust II [Member] | Common Securities [Member]
Debt Instruments [Abstract]
Aggregate liquidation amount of pooled trust preferred securities	$ 619,000
Preferred Securities [Member]
Debt Instruments [Abstract]
Preferred Securities issued qualified as Tier 1 capital for regulatory capital purposes	40,000,000	$ 40,000,000
Preferred Securities [Member] | Macatawa Statutory Trust I [Member]
Debt Instruments [Abstract]
Aggregate liquidation amount of pooled trust preferred securities	20,000,000
Preferred Securities [Member] | Macatawa Statutory Trust II [Member]
Debt Instruments [Abstract]
Aggregate liquidation amount of pooled trust preferred securities	$ 20,000,000

RELATED PARTY TRANSACTIONS (Det

RELATED PARTY TRANSACTIONS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Loans to principal officers, directors, and their affiliates [Roll Forward]
Beginning balance	$ 28,538	$ 24,333
New loans and renewals	19,200	31,560
Repayments and renewals	(18,995)	(27,355)
Effect of changes in related parties	0	0
Ending balance	28,743	28,538
Principal Officers, Directors, and Affiliates [Member]
Loans to principal officers, directors, and their affiliates [Roll Forward]
Deposits from principal officers, directors, and their affiliates	112,700	125,800
Director [Member] | Back-to-Back Swap Agreement [Member]
Loans to principal officers, directors, and their affiliates [Roll Forward]
Notional amount of agreement	$ 15,000	$ 15,900

STOCK-BASED COMPENSATION (Detai

STOCK-BASED COMPENSATION (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Information related to stock options during each year [Abstract]
Cash received from option exercises	$ 386,000	$ 68,000
Stock Options [Member]
Stock-based compensation [Abstract]
Contractual term	10 years
Option granted (in shares)	0	0
Summary of option activity, number outstanding [Roll Forward]
Outstanding, beginning of period (in shares)	45,000
Exercised (in shares)	(45,000)
Expired (in shares)	0
Outstanding, end of period (in shares)	0	45,000
Exercisable, end of period (in shares)	0
Weighted average exercise price [Roll Forward]
Outstanding beginning of period (in dollars per share)	$ 8.57
Exercised (in dollars per share)	8.57
Expired (in dollars per share)	0
Outstanding end of period (in dollars per share)	0	$ 8.57
Exercisable, end of period (in dollars per share)	$ 0
Options, additional disclosures [Abstract]
Outstanding, weighted average remaining contractual term	0 years	0 years
Exercisable, weighted average remaining contractual term	0 years
Outstanding, aggregate intrinsic value	$ 0	$ 0
Exercisable, aggregate intrinsic value	0
Information related to stock options during each year [Abstract]
Intrinsic value of options exercised	72,000	0
Cash received from option exercises	386,000	68,000
Tax benefit realized from option exercises	19,000	8,000
Share-based compensation cost	0	0
Unrecognized cost related to nonvested stock options granted	$ 0
Stock Options [Member] | Minimum [Member]
Stock-based compensation [Abstract]
Award vesting period	1 year
Stock Options [Member] | Maximum [Member]
Stock-based compensation [Abstract]
Award vesting period	3 years
Restricted Stock [Member]
Information related to stock options during each year [Abstract]
Share-based compensation cost	$ 452,000	$ 465,000
Changes in nonvested restricted stock awards, shares [Roll Forward]
Outstanding, beginning of period (in shares)	105,048
Granted (in shares)	43,991
Vested (in shares)	(55,607)
Forfeited (in shares)	(3,206)
Outstanding, end of period (in shares)	90,226	105,048
Weighted-average grant-date fair value [Roll Forward]
Outstanding, beginning of period (in dollars per share)	$ 8.73
Granted (in dollars per share)	10.47
Vested (in dollars per share)	7.84
Forfeited (in dollars per share)	8.72
Outstanding, end of period (in dollars per share)	$ 10.13	$ 8.73
Aggregate intrinsic value [Roll Forward]
Outstanding, beginning of period	$ 1,050,480
Granted	423,193
Vested	534,939
Forfeited	30,842
Outstanding, end of period	867,974	$ 1,050,480
Total remaining unrecognized compensation cost related to nonvested shares	$ 797,000
Weighted-average period for recognition for unrecognized compensation cost	1 year 6 months 11 days
Total grant date fair value of shares vested	$ 436,000	$ 440,000
Restricted Stock [Member] | Maximum [Member]
Stock-based compensation [Abstract]
Award vesting period	3 years
2015 Plan [Member]
Stock-based compensation [Abstract]
Number of shares permitted under the plan (in shares)	1,500,000
Shares available for issuance (in shares)	1,281,307

EMPLOYEE BENEFITS (Details)

EMPLOYEE BENEFITS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
EMPLOYEE BENEFITS [Abstract]
Employer matching contribution up to first 3%	100.00%
Employee contribution threshold for matching percentage	3.00%
Employer matching contribution in excess of first 3%	50.00%
Maximum employer matching contribution	5.00%
Employer contributions	$ 717	$ 684

EARNINGS PER COMMON SHARE (Deta

EARNINGS PER COMMON SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Reconciliation of numerators and denominators of basic and diluted earnings per common share [Abstract]
Net income	$ 7,043	$ 6,852	$ 6,728	$ 5,755	$ 2,194	$ 4,876	$ 4,762	$ 4,460	$ 26,379	$ 16,292
Weighted average shares outstanding, including participating stock awards - Basic (in shares)									34,018,259	33,946,520
Dilutive potential common shares [Abstract]
Stock options (in shares)									295	6,352
Stock warrants (in shares)									0	0
Weighted average shares outstanding - Diluted (in shares)									34,018,554	33,952,872
Basic earnings per common share (in dollars per share)	$ 0.21	$ 0.20	$ 0.20	$ 0.17	$ 0.06	$ 0.15	$ 0.14	$ 0.13	$ 0.78	$ 0.48
Diluted earnings per common share (in dollars per share)	$ 0.21	$ 0.20	$ 0.20	$ 0.17	$ 0.06	$ 0.15	$ 0.14	$ 0.13	$ 0.78	$ 0.48
Stock Options [Member]
Earnings per common share [Abstract]
Antidilutive securities excluded from computation of earnings per share amount (in shares)									0	0

FEDERAL INCOME TAXES (Details)

FEDERAL INCOME TAXES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Income tax expense [Abstract]
Current	$ 5,377	$ 5,759
Deferred	502	2,450
Change in valuation allowance	92	0
Effect of change in enacted federal income tax rate on deferred items	0	2,524
Income tax expense	$ 5,971	$ 10,733
Difference between financial statement tax expense (benefit) and amount computed by applying statutory federal tax rate to pretax income [Abstract]
Statutory rate	21.00%	35.00%
Statutory rate applied to income before taxes	$ 6,794	$ 9,459
Adjust for [Abstract]
Tax-exempt interest income	(700)	(762)
Bank-owned life insurance	(198)	(339)
Amortization of low income housing investment	233	0
Low income housing credit	(131)	(88)
Effect of change in enacted federal income tax rate on deferred items	0	2,524
Change in valuation allowance	92	0
Other, net	(119)	(61)
Income tax expense	5,971	10,733
Valuation allowance for capital loss carryforward	92
Valuation allowance on deferred tax assets	92	0
Additional expense recorded to reflect changes resulting from enactment of Tax Reform Act		2,500
Deferred tax assets [Abstract]
Allowance for loan losses	3,544	3,486
Nonaccrual loan interest	268	346
Valuation allowance on other real estate owned and property held for sale	218	708
Unrealized loss on securities available for sale	606	417
Other	302	229
Gross deferred tax assets	4,938	5,186
Valuation allowance	(92)	0
Total net deferred tax assets	4,846	5,186
Deferred tax liabilities [Abstract]
Depreciation	(1,005)	(977)
Prepaid expenses	(200)	(183)
Unrealized gain on securities available for sale	0	0
Other	(261)	(241)
Gross deferred tax liabilities	(1,466)	(1,401)
Net deferred tax asset	3,380	3,785
Unrecognized tax benefits	$ 0	$ 0
Period when unrecognized tax benefits is not expected to significantly increase or decrease	12 months

COMMITMENTS AND OFF BALANCE-S_3

COMMITMENTS AND OFF BALANCE-SHEET RISK (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Notional amount of commitments to fund mortgage loans to be sold into the secondary market	$ 4,100	$ 5,800
Commitments to make loans at fixed rates	63.60%
Expiration period of commitment to make variable rate loan	30 days
Commitments to Extend Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 77,391	111,681
Letters of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	15,802	11,317
Unused Lines of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 486,203	$ 457,485

SHAREHOLDERS' EQUITY (Details)

SHAREHOLDERS' EQUITY (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)Category	Dec. 31, 2017USD ($)
SHAREHOLDERS' EQUITY [Abstract]
Number of classification of prompt corrective action regulations | Category	5
Actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$ 193,131	$ 174,258
CET1 capital (to risk weighted assets), actual ratio	12.00%	11.30%
Tier 1 capital (to risk weighted assets), actual amount	$ 233,131	$ 214,258
Tier 1 capital (to risk weighted assets), actual ratio	14.50%	13.90%
Total capital (to risk weighted assets), actual amount	$ 250,007	$ 230,858
Total capital (to risk weighted assets), actual ratio	15.50%	15.00%
Tier 1 capital (to average assets), actual amount	$ 233,131	$ 214,258
Tier 1 capital (to average assets), actual ratio	12.10%	11.90%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 72,381	$ 69,326
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 96,508	$ 92,435
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 128,678	$ 123,246
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 76,963	$ 72,138
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 102,540	$ 88,583
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	6.40%	5.80%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 126,667	$ 111,692
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.90%	7.30%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 158,837	$ 142,504
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	9.90%	9.30%
Trust preferred securities that qualified as Tier one risk based capital	$ 40,000	$ 40,000
Bank [Member]
Actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$ 226,531	$ 208,356
CET1 capital (to risk weighted assets), actual ratio	14.10%	13.50%
Tier 1 capital (to risk weighted assets), actual amount	$ 226,531	$ 208,356
Tier 1 capital (to risk weighted assets), actual ratio	14.10%	13.50%
Total capital (to risk weighted assets), actual amount	$ 243,407	$ 224,956
Total capital (to risk weighted assets), actual ratio	15.10%	14.60%
Tier 1 capital (to average assets), actual amount	$ 226,531	$ 208,356
Tier 1 capital (to average assets), actual ratio	11.80%	11.60%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 72,371	$ 69,257
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 96,495	$ 92,343
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 128,660	$ 123,124
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 76,902	$ 72,076
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 102,526	$ 88,495
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	6.40%	5.80%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 126,649	$ 111,581
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.90%	7.30%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 158,814	$ 142,362
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	9.90%	9.30%
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 104,536	$ 100,038
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	6.50%	6.50%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 128,660	$ 123,124
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	8.00%	8.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 160,825	$ 153,905
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	10.00%	10.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount	$ 96,128	$ 90,095
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio	5.00%	5.00%

CONDENSED FINANCIAL STATEMENT_3

CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY), Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and cash equivalents	$ 171,284	$ 161,467	$ 89,819
Other assets	7,679	4,639
Total assets	1,975,124	1,890,232
LIABILITIES AND SHAREHOLDERS' EQUITY
Long-term debt	41,238	41,238
Total liabilities	1,784,271	1,717,246
Total shareholders' equity	190,853	172,986	162,239
Total liabilities and shareholders' equity	1,975,124	1,890,232
Parent Company [Member]
ASSETS
Cash and cash equivalents	6,425	5,972	$ 5,542
Investments in Bank subsidiary	224,253	207,084
Investment in other subsidiaries	1,441	1,459
Other assets	227	73
Total assets	232,346	214,588
LIABILITIES AND SHAREHOLDERS' EQUITY
Long-term debt	41,238	41,238
Other liabilities	255	364
Total liabilities	41,493	41,602
Total shareholders' equity	190,853	172,986
Total liabilities and shareholders' equity	$ 232,346	$ 214,588

CONDENSED FINANCIAL STATEMENT_4

CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY), Condensed Statements of Income and Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
EXPENSE
Interest expense									$ 9,411	$ 5,732
Income before income tax									32,350	27,025
Income tax benefit									5,971	10,733
Net income	$ 7,043	$ 6,852	$ 6,728	$ 5,755	$ 2,194	$ 4,876	$ 4,762	$ 4,460	26,379	16,292
Comprehensive income									25,646	16,485
Parent Company [Member]
INCOME
Dividends from subsidiaries									11,121	7,918
Other									0	0
Total income									11,121	7,918
EXPENSE
Interest expense									2,127	1,713
Other expense									679	655
Total expense									2,806	2,368
Income before income tax and equity in undistributed earnings of subsidiaries									8,315	5,550
Equity in undistributed earnings of subsidiaries									17,484	9,921
Income before income tax									25,799	15,471
Income tax benefit									(580)	(821)
Net income									26,379	16,292
Comprehensive income									$ 25,646	$ 16,485

CONDENSED FINANCIAL STATEMENT_5

CONDENSED FINANCIAL STATEMENTS (PARENT COMPANY ONLY), Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities
Net income	$ 7,043	$ 6,852	$ 6,728	$ 5,755	$ 2,194	$ 4,876	$ 4,762	$ 4,460	$ 26,379	$ 16,292
Adjustments to reconcile net income to net cash from operating activities:
Stock compensation expense									452	465
Net cash from operating activities									29,635	22,779
Cash flows from investing activities
Net cash from investing activities									(77,198)	(83,159)
Cash flows from financing activities
Cash dividends paid									(8,481)	(6,088)
Repurchases of shares									(136)	(183)
Net cash from financing activities									57,380	132,028
Net change in cash and cash equivalents									9,817	71,648
Cash and cash equivalents at beginning of period				161,467				89,819	161,467	89,819
Cash and cash equivalents at end of period	171,284				161,467				171,284	161,467
Common Stock [Member]
Cash flows from operating activities
Net income									0	0
Parent Company [Member]
Cash flows from operating activities
Net income									26,379	16,292
Adjustments to reconcile net income to net cash from operating activities:
Equity in undistributed earnings of subsidiaries									(17,484)	(9,921)
Stock compensation expense									52	55
Change in other assets									(154)	61
Change in other liabilities									(109)	146
Net cash from operating activities									8,684	6,633
Cash flows from investing activities
Investment in subsidiaries									0	0
Net cash from investing activities									0	0
Cash flows from financing activities
Proceeds from issuance of common stock									386	68
Cash dividends paid									(8,481)	(6,088)
Common stock issuance costs									0	0
Repurchases of shares									(136)	(183)
Net cash from financing activities									(8,231)	(6,203)
Net change in cash and cash equivalents									453	430
Cash and cash equivalents at beginning of period				$ 5,972				$ 5,542	5,972	5,542
Cash and cash equivalents at end of period	$ 6,425				$ 5,972				$ 6,425	$ 5,972

QUARTERLY FINANCIAL DATA (Una_3

QUARTERLY FINANCIAL DATA (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]
Interest income	$ 18,496	$ 17,687	$ 16,836	$ 16,019	$ 15,160	$ 14,626	$ 14,042	$ 13,848	$ 69,037	$ 57,676
Net interest income	15,628	15,162	14,653	14,182	13,518	13,138	12,705	12,583	59,626	51,944
Provision for loan losses	850	0	(300)	(100)	0	(350)	(500)	(500)	450	(1,350)
Net income	$ 7,043	$ 6,852	$ 6,728	$ 5,755	$ 2,194	$ 4,876	$ 4,762	$ 4,460	$ 26,379	$ 16,292
Earnings per common share, basic (in dollars per share)	$ 0.21	$ 0.20	$ 0.20	$ 0.17	$ 0.06	$ 0.15	$ 0.14	$ 0.13	$ 0.78	$ 0.48
Earnings per common share, diluted (in dollars per share)	$ 0.21	$ 0.20	$ 0.20	$ 0.17	$ 0.06	$ 0.15	$ 0.14	$ 0.13	$ 0.78	$ 0.48
Federal income tax expense to revalue net deferred tax assets under newly enacted federal income tax rate					$ 2,500